Owe You Money Quotes

I admire your tenacity, young prince. Grimalkin is not easy to find in the best of times. You must have come far to seek him out.... And this is not the first place you have searched. I can see it on your face. Why, I wonder? Why does he come so far? What is it that he desires so badly, to risk the ire of the Bone Witch? What is it you want, Ash of the Winter Court?' 'Would you believe the cat owes him money?' Puck's voice came from behind my shoulder, making me wince.

Any titles, money, or privilege you inherit are actually hindrances. They delude you into believing you are owed respect.

No, I don't want your money. The world moves less by money than by what you owe people and what they owe you. I don't like to owe anybody anything, so I keep to myself as much on the lending side as I can.

We’ll have to figure out a way to spend our money,” said Kaz. “What money?” said Jesper. “It all got poured into the Shu coffers. Like they needed it.” “Did it?” Nina’s eyes narrowed and Jesper saw a bit of her spirit return. “Stop playing around, Brekker, or I’ll send my unholy army of the dead after you.” Kaz shrugged. “I felt the Shu could manage with forty million.” “The thirty million Van Eck owed us—” murmured Jesper. “Four million kruge each. I’m giving Per Haskell’s share to Rotty and Specht. It will be laundered through one of the Dregs’ businesses before it passes back through the Gemensbank, but the funds should be in separate accounts for you by the end of the month.” He paused. “Matthias’ share will go to Nina. I know money doesn’t matter to—” “It matters,” said Nina. “I’ll find a way to make it matter. What will you do with your shares?” “Find a ship,” said Inej. “Put together a crew.” “Help run an empire,” said Jesper. “Try not to run it into the ground,” said Wylan. “And you, Kaz?” Nina asked. “Build something new,” he said with a shrug. “Watch it burn.

Yeah," he grount out. "I nailed her." "Where?" Luc always wanted the dirty details. "Stockroom. Pay up." Luc snorted and reached for his wallet. "I really got taken on this one , didn't I?" He handed over four hundreds and five twenties. "Yeah, well, you can have the last laugh once the Sem brothers catch up with me. Seems she's their sister." "Dude." Luc streched out the word and then whistled, low and long. "Nice knowing you. So, will it at least have been worth it? Being gutted by Shade, I mean. Was she good ?" His body heated as though remembering. And wanting again. "Of course I was." Fuck. Con spun around to find Sin standing there, hands on hips and fury in her expression. Like a kid caught stealing candy, he whipped the money behind his back. She looked at him as if he was an idiot and grabbed his arm, briging it around. "It's not what you think," he said lamely, because it was exactly what she thought. "Really? So that big asshole behind you didn't bet you five hundred bucks that you couldn't fuck me ?" "Ah..." "That's what I thought. You dick. How stupid do you think I am ? Your name really fits you , Con." She snatched the money from him, took two hundreds and three twenties, and thrust the remaining two hundred and forty dollars back into his hand. Then, smiling broadly, she punched him in the shoulder. "Next time you make a bet like that, don't cheat me out of my half. I owe you a ten." She winked and left him, jaw-dropped and gaping, as she sauntered away.

If time is money and you wasted my time, then give me back my money!

To pay for my father's funeral I borrowed money from people he already owed money to. One called him a nobody. No, I said, he was a failure. You can't remember a nobody's name, that's why they're called nobodies. Failures are unforgettable.

Like you? I go out of here every morning… bust my butt…putting up with them crackers everyday…cause I like you? You about the biggest fool I ever saw. It’s my JOB. It’s my RESPONSIBILITY! You understand that? A man got to take care of his family. You live in my house… sleep on my bed clothes…fill you belly up with my food… cause you my son. You my flesh and blood. Not ‘cause I like you! Cause it’s my duty to take care of you. I OWE a responsibility to you! Let’s get this straight right here… before it go along any further… I ain’t got to like you. Mr. Rand don’t five me money come payday cause he likes me. He gives me cause he OWE me. I done give you everything I had to give you. I gave you your life! Me and your mama worked that out between us. And liking your black ass wasn’t part of the bargain. Don’t try and go through life worrying about if somebody like you or not. You best be making sure they doing right by you. You understand what I’m saying, boy?” - August Wilson, Fences, 1986.

No one ought even to desert a woman after throwing her a heap of gold in her distress! He ought to love her forever! You are young, only twenty-one, and kind and upright and fine. You'll ask me how a woman can take money from a man. Oh, God, isn't it natural to share everything with the one we owe all our happiness to? When one has given everything, how can one quibble about a mere portion of it? Money is important only when feeling has ceased. Isn't one bound for life? How can you foresee separation when you think someone loves you? When a man swears eternal love--how can there be any separate concerns in that case?

I owe your mother much more than money. I’m not trying to stop you from stealing from me, I’m trying to help you to stop stealing . . . from all stores, from your family, from yourself.

Why did you come in to-night with your heads in the air? 'Make way, we are coming! Give us every right and don't you dare breathe a word before us. Pay us every sort of respect, such as no one's ever heard of, and we shall treat you worse than the lowest lackey!' They strive for justice, they stand on their rights, and yet they've slandered him like infidels in their article. We demand, we don't ask, and you will get no gratitude from us, because you are acting for the satisfaction of your own conscience! Queer sort of reasoning!... He has not borrowed money from you, he doesn't owe you anything, so what are you reckoning on, if not his gratitude? So how can you repudiate it? Lunatics! They regard society as savage and inhuman, because it cries shame on the seduced girl; but if you think society inhuman, you must think that the girl suffers from the censure of society, and if she does, how is it you expose her to society in the newspapers and expect her not to suffer? Lunatics! Vain creatures! They don't believe in God, they don't believe in Christ! Why, you are so eaten up with pride and vanity that you'll end by eating up one another, that's what I prophesy. Isn't that topsy-turvydom, isn't it infamy?

A panda walks into a bar. He asks the bartender how he can get a little action for the night. The bartender motions to a young woman. She talks to the panda, and they go back to her place. After having sex, the panda abruptly leaves. The next night, the woman goes to the panda's house. "You owe me money," she says. "For what?" The woman rolls her eyes and explains, "I'm a prostitute." The panda pulls out a dictionary and looks it up: "Prostitute: Has sex for money." The panda says, "I don't have to pay you. I'm a panda. Look it up." She is about to protest when the panda hands her the dictionary. The woman looks up "panda" in the dictionary, and it reads, "Panda: Eats bush and leaves.

Matt huffs. “Can you do me a favor, Ryke? These two owe my uncle forty grand.” He points to me. “This girl says her checkbook is in the car. Follow them and get the money from her.” “Yeah, no problem.” My stomach drops further. Now we’re going to be tailed by Matt’s superhero friend who looks fit enough to tackle me and pin me to the grass.

Okay, calm down, we'll pay,"said Vee, reaching into her back pocket. She stuffed a wad of cash into the bowl, but it was dark and I couldn´t tell how much. "You owe me big-time," she told me. "You're supposed to let me count the money first," Marcie said, digging through the bowl, trying to recapture Vee´s donation. "I just assumed twenty was too high for you to count," Vee said. "My apologies." Marcie's eyes went slitty again, then she turned on her heel and carted the bowl back into the house. "How much did you give her?" I asked Vee. "I didn't. I tossed in a condom." I lifted my eyebrows."Since when do you carry condoms?" "I picked one up off the lawn on our way up the walk. Who knows, maybe Marcie'll use it. Then I'll have done my part to keep her genetic material out of the gene pool.

Teachers can make such a profound impact on our lives and should be honored as heroes, I believe. They’re working for so little money, under such difficult circumstances, usually for the love of the service to the children. Many of us owe who we are to certain teachers who appeared at just the right time, in the right place, and had just the right words to say to propel us on our journey. (ACTIVITY ALERT: Take this opportunity, partway through this ridiculous book, to reach out to a teacher who made an impact on you and THANK THEM. You’ll be so glad you did. And so will they!)

(Golden Globe acceptance speech in the style of Jane Austen's letters): "Four A.M. Having just returned from an evening at the Golden Spheres, which despite the inconveniences of heat, noise and overcrowding, was not without its pleasures. Thankfully, there were no dogs and no children. The gowns were middling. There was a good deal of shouting and behavior verging on the profligate, however, people were very free with their compliments and I made several new acquaintances. Miss Lindsay Doran, of Mirage, wherever that might be, who is largely responsible for my presence here, an enchanting companion about whom too much good cannot be said. Mr. Ang Lee, of foreign extraction, who most unexpectedly apppeared to understand me better than I undersand myself. Mr. James Schamus, a copiously erudite gentleman, and Miss Kate Winslet, beautiful in both countenance and spirit. Mr. Pat Doyle, a composer and a Scot, who displayed the kind of wild behavior one has lernt to expect from that race. Mr. Mark Canton, an energetic person with a ready smile who, as I understand it, owes me a vast deal of money. Miss Lisa Henson -- a lovely girl, and Mr. Gareth Wigan -- a lovely boy. I attempted to converse with Mr. Sydney Pollack, but his charms and wisdom are so generally pleasing that it proved impossible to get within ten feet of him. The room was full of interesting activitiy until eleven P.M. when it emptied rather suddenly. The lateness of the hour is due therefore not to the dance, but to the waiting, in a long line for horseless vehicles of unconscionable size. The modern world has clearly done nothing for transport. P.S. Managed to avoid the hoyden Emily Tomkins who has purloined my creation and added things of her own. Nefarious creature." "With gratitude and apologies to Miss Austen, thank you.

That second man has his own way of looking at things; asks himself which debt must I pay first, the debt to the rich, or the debt to the poor? the debt of money, or the debt of thought to mankind, of genius to nature? For you, O broker! there is no other principle but arithmetic. For me, commerce is of trivial import; love, faith, truth of character, the aspiration of man, these are sacred; nor can I detach one duty, like you, from all other duties, and concentrate my forces mechanically on the payment of moneys. Let me live onward; you shall find that, though slower, the progress of my character will liquidate all these debts without injustice to higher claims. If a man should dedicate himself to the payment of notes, would not this be injustice? Does he owe no debt but money? And are all claims on him to be postponed to a landlord's or a banker's?

Julian’s not at the house in Bel Air, but there’s a note on the door saying that he might be at some house on King’s Road. Julian’s not at the house on King’s Road either, but some guy with braces and short platinum-blond hair and a bathing suit on lifting weights is in the backyard. He puts one of the weights down and lights a cigarette and asks me if I want a Quaalude. I ask him where Julian is. There’s a girl lying by the pool on a chaise longue, blond, drunk, and she says in a really tired voice, ‘Oh, Julian could be anywhere. Does he owe you money?’ The girl has brought a television outside and is watching some movie about cavemen. ‘No,’ I tell her. ‘Well, that’s good. He promised to pay for a gram of coke I got him.’ She shakes her head. ‘Nope. He never did.’ She shakes her head again, slowly, her voice thick, a bottle of gin, half-empty, by her side. The weightlifter with the braces on asks me if I want to buy a Temple of Doom bootleg cassette. I tell him no and then ask him to tell Julian that I stopped by. The weight-lifter nods his head like he doesn’t understand and the girl asks him if he got the backstage passes to the Missing Persons concert. He says, ‘Yeah, baby,’ and she jumps in the pool. Some caveman gets thrown off a cliff and I split.

You owe me." "What do I owe you? All the things I gave you. How I took care of you. Money, information...pleasure. I denied you nothing. If I could give it to you, I did." "You gave me things that cost you nothing. It certainly didn't seem to be a hardship to fuck me.

Years ago, I dated a lovely young woman who was a few thousand dollars in debt. She was completely stressed out about this. Every month, more interest would be added to her debts. To deal with her stress, she would go every Tuesday night to a meditation and yoga class. This was her one free night, and she said it seemed to be helping her. She would breathe in, imagining that she was finding ways to deal with her debts. She would breathe out, telling herself that her money problems would one day be behind her. It went on like this, Tuesday after Tuesday. Finally, one day I looked through her finances with her. I figured out that if she spent four or five months working a part-time job on Tuesday nights, she could actually pay off all the money she owed. I told her I had nothing against yoga or meditation. But I did think its always best to try to treat the disease first. Her symptoms were stress and anxiety. Her disease was the money she owed. "Why don't you get a job on Tuesday nights and skip yoga for a while?" I suggested. This was something of a revelation to her. And she took my advice. She became a Tuesday-night waitress and soon enough paid off her debts. After that, she could go back to yoga and really breathe easier.

The amount of money you owe doesn't matter; as long as you use it for good

I said I had a three-year-old with broken fingers, and you said, ‘Maybe he owed somebody money.’” “Yes,

For most people, their brains host their memories. But not me. I store all my nostalgia in my ducks, so even if I should die, my ducks will still know how much money you owe me.

Above all you must study hard. Very few in Pakistan have the opportunity you now have and you must take advantage of it. Never forget that the money it is costing to send you comes from the land, from the people who sweat and toil on those lands. You will owe a debt to them, a debt you can repay with God's blessing by using your education to better their lives.

God will not be tolerated. He instructs us to worship and fear Him. In our world, where hundreds of things distract us from God, we have to intentionally and consistently remind ourselves of Him. Because we don’t often think about the reality of who God is, we quickly forget that He is worthy to be worshiped and loved. We are to fear Him. The answer to each of these questions is simply this: because He’s God. He has more of a right to ask us why so many people are starving. As much as we want God to explain himself to us, His creation, we are in no place to demand that He give an account to us. Can you worship a God who isn’t obligated to explain His actions to you? Could it be your arrogance that makes you think God owes you an explanation? If God is truly the greatest good on this earth, would He be loving us if He didn’t draw us toward what is best for us (even if that happens to be Himself)? Doesn’t His courting, luring, pushing, calling, and even “threatening” demonstrate His love? If He didn’t do all of that, wouldn’t we accuse Him of being unloving in the end, when all things are revealed? Has your relationship with God actually changed the way you live? Do you see evidence of God’s kingdom in your life? Or are you choking it out slowly by spending too much time, energy, money, and thought on the things of this world? Christians who did most for the present world were precisely those who thought most of the next. Jesus’ call to commitment is clear: He wants all or nothing. Our greatest fear as individuals and as a church should not be of failure but of succeeding at things in life that don’t really matter. If life is a river, then pursuing Christ requires swimming upstream. When we stop swimming, or actively following Him, we automatically begin to be swept downstream. How could we think for even a second that something on this puny little earth compares to the Creator and Sustainer and Savior of it all? True faith means holding nothing back; it bets everything on the hope of eternity. When you are truly in love, you go to great lengths to be with the one you love. You’ll drive for hours to be together, even if it’s only for a short while. You don’t mind staying up late to talk. Walking in the rain is romantic, not annoying. You’ll willingly spend a small fortune on the one you’re crazy about. When you are apart from each other, it’s painful, even miserable. He or she is all you think about; you jump at any chance to be together. There is nothing better than giving up everything and stepping into a passionate love relationship with God, the God of the universe who made galaxies, leaves, laughter, and me and you. Do you recognize the foolishness of seeking fulfillment outside of Him? Are you ready and willing to make yourself nothing? To take the very nature of a servant? To be obedient unto death? True love requires sacrifice. What are you doing right now that requires faith? God doesn’t call us to be comfortable. If one person “wastes” away his day by spending hours connecting with God, and the other person believes he is too busy or has better things to do than worship the Creator and Sustainer, who is the crazy one? Am I loving my neighbor and my God by living where I live, by driving what I drive, by talking how I talk?” If I stop pursuing Christ, I am letting our relationship deteriorate. The way we live out our days is the way we will live our lives. What will people say about your life in heaven? Will people speak of God’s work and glory through you? And even more important, how will you answer the King when He says, “What did you do with what I gave you?

Here we come to the central question of this book: What, precisely, does it mean to say that our sense of morality and justice is reduced to the language of a business deal? What does it mean when we reduce moral obligations to debts? What changes when the one turns into the other? And how do we speak about them when our language has been so shaped by the market? On one level the difference between an obligation and a debt is simple and obvious. A debt is the obligation to pay a certain sum of money. As a result, a debt, unlike any other form of obligation, can be precisely quantified. This allows debts to become simple, cold, and impersonal-which, in turn, allows them to be transferable. If one owes a favor, or one’s life, to another human being-it is owed to that person specifically. But if one owes forty thousand dollars at 12-percent interest, it doesn’t really matter who the creditor is; neither does either of the two parties have to think much about what the other party needs, wants, is capable of doing-as they certainly would if what was owed was a favor, or respect, or gratitude. One does not need to calculate the human effects; one need only calculate principal, balances, penalties, and rates of interest. If you end up having to abandon your home and wander in other provinces, if your daughter ends up in a mining camp working as a prostitute, well, that’s unfortunate, but incidental to the creditor. Money is money, and a deal’s a deal. From this perspective, the crucial factor, and a topic that will be explored at length in these pages, is money’s capacity to turn morality into a matter of impersonal arithmetic-and by doing so, to justify things that would otherwise seem outrageous or obscene. The factor of violence, which I have been emphasizing up until now, may appear secondary. The difference between a “debt” and a mere moral obligation is not the presence or absence of men with weapons who can enforce that obligation by seizing the debtor’s possessions or threatening to break his legs. It is simply that a creditor has the means to specify, numerically, exactly how much the debtor owes.

Zaphod left the controls for Ford to figure out, and lurched over to Arthur. "Look, Earthman," he said angrily, "you've got a job to do, right? The Question to the Ultimate Answer, right?" "What, that thing?" said Arthur, "I thought we'd forgotten about that." "Not me, baby. Like the mice said, it's worth a lot of money in the right quarters. And it's all locked up in that head thing of yours." "Yes but ..." "But nothing! Think about it. The Meaning of Life! We get our fingers on that we can hold every shrink in the Galaxy up to ransom, and that's worth a bundle. I owe mine a mint." Arthur took a deep breath without much enthusiasm. "Alright," he said, "but where do we start? How should I know? They say the Ultimate Answer or whatever is Forty-two, how am I supposed to know what the question is? It could be anything. I mean, what's six times seven?" Zaphod looked at him hard for a moment. Then his eyes blazed with excitement. "Forty-two!" he cried. Arthur wiped his palm across his forehead. "Yes," he said patiently, "I know that." Zaphod's faces fell. "I'm just saying that the question could be anything at all," said Arthur, "and I don't see how I am meant to know.

If I do my job right, if I create value for society, society says, "Oh, thank you. We owe you something in the future for the work that you did in the past. Here’s a little IOU. Let’s call that money.

It was a Different Time. People were Friendly. We trusted each other. Hell, you could afford to get mixed up with wild strangers in those days -- without fearing for your life, or your eyes, or your organs, or all of your money, or even getting locked up in prison forever. There was a sense of possibility. People were not so afraid, as they are now. You could run around naked without getting shot. You could check into a roadside motel on the outskirts of Ely or Winnemucca or Elko where you were lost in a midnight rainstorm -- and nobody called the police on you, just to check out your credit and your employment history and your medical records and how many parking tickets you owed in California.

want none of your money," said I, "but what you owe my father. I'll get you one glass, and no more." When I brought it to him, he seized it greedily and drank it out. "Aye, aye," said he, "that's some better, sure enough. And now, matey, did that doctor say how long I was to lie here in this old berth?

As the old saying had it, if you owe the bank ten thousand pounds, you have a problem; if you owe the bank ten million pounds, the bank has a problem; and if you owe the bank ten billion pounds, the Chancellor had a problem.

In the 1870s it was estimated that a third of all the money in the Irish economy came from money sent by kindhearted Irish servant girls to their families. The Emigrant Industrial Savings Bank in New York alone would send more than $30 million to Ireland between 1850 and 1880. Many families in Ireland owed their survival to what they gratefully called the "American Letter," a lifeline that helped them cope with brutal poverty and lack of opportunity.

If you couldn't catch up with me before the fame and fortune when you had owed me money and/or took up time with me, why on God's green earth should I take up any more time with you to borrow more money and not see you again until its time to borrow some more.

How baffling you are, oh Church, and yet how I love you! How you have made me suffer, and yet how much I owe you! I would like to see you destroyed, and yet I need your presence. You have given me so much scandal and yet you have made me understand what sanctity is. I have seen nothing in the world more devoted to obscurity, more compromised, more false, and yet I have touched nothing more pure, more generous, more beautiful. How often I have wanted to shut the doors of my soul in your face, and how often I have prayed to die in the safety of your arms. No, I cannot free myself from you, because I am you, though not completely. And besides, where would I go? Would I establish another? I would not be able to establish it without the same faults, for they are the same faults I carry in me. And if I did establish another, it would be my Church, not the Church of Christ. I am old enough to know that I am no better than anyone else. …) The Church has the power to make me holy but it is made up, from the first to the last, only of sinners. And what sinners! It has the omnipotent and invincible power to renew the Miracle of the Eucharist, but is made up of men who are stumbling in the dark, who fight every day against the temptation of losing their faith. It brings a message of pure transparency but it is incarnated in slime, such is the substance of the world. It speaks of the sweetness of its Master, of its non-violence, but there was a time in history when it sent out its armies to disembowel the infidels and torture the heretics. It proclaims the message of evangelical poverty, and yet it does nothing but look for money and alliances with the powerful. Those who dream of something different from this are wasting their time and have to rethink it all. And this proves that they do not understand humanity. Because this is humanity, made visible by the Church, with all its flaws and its invincible courage, with the Faith that Christ has given it and with the love that Christ showers on it. When I was young, I did not understand why Jesus chose Peter as his successor, the first Pope, even though he abandoned Him. Now I am no longer surprised and I understand that by founding his church on the tomb of a traitor(…)He was warning each of us to remain humble, by making us aware of our fragility. (…) And what are bricks worth anyway? What matters is the promise of Christ, what matters is the cement that unites the bricks, which is the Holy Spirit. Only the Holy Spirit is capable of building the church with such poorly moulded bricks as are we. And that is where the mystery lies. This mixture of good and bad, of greatness and misery, of holiness and sin that makes up the church…this in reality am I .(…) The deep bond between God and His Church, is an intimate part of each one of us. (…)To each of us God says, as he says to his Church, “And I will betroth you to me forever” (Hosea 2,21). But at the same time he reminds us of reality: 'Your lewdness is like rust. I have tried to remove it in vain. There is so much that not even a flame will take it away' (Ezechiel 24, 12). But then there is even something more beautiful. The Holy Spirit who is Love, sees us as holy, immaculate, beautiful under our guises of thieves and adulterers. (…) It’s as if evil cannot touch the deepest part of mankind. He re-establishes our virginity no matter how many times we have prostituted our bodies, spirits and hearts. In this, God is truly God, the only one who can ‘make everything new again’. It is not so important that He will renew heaven and earth. What is most important is that He will renew our hearts. This is Christ’s work. This is the divine Spirit of the Church.

A panda walks into a bar. He asks the bartender how he can get a little action for the night. The bartender motions to a young woman. She talks to the panda, and they go back to her place. After having sex, the panda abruptly leaves. The next night, the woman goes to the panda's house. "You owe me money," she says. "For what?" The woman rolls her eyes and explains, "I'm a prostitute." The panda pulls out a dictionary and looks it up: "Prostitute: Has sex for money." The panda says, "I don't have to pay you. I'm a panda. Look it up." She is about to protest when the panda hands her the dictionary. The woman looks up "panda" in the dictionary, and it reads, "Panda: Eats bush and leaves. ♦◊♦◊♦◊♦

He thought here you are Joe Bonham lying like a side of beef all the rest of your life and for what? Somebody tapped you on the shoulder and said come along son we’re going to war. So you went. But why? In any other deal even like buying a car or running an errand you had the right to say what’s there in it for me? Otherwise you’d be buying bad cars for too much money or running errands for fools and starving to death. It was a kind of duty you owed yourself that when anybody said come on son do this or do that you should stand up and say look mister why should I do this for who am I doing it and what am I going to get out of it in the end? But when a guy comes along and says here come with me and risk your life and maybe die or be crippled why then you’ve got no rights. You haven’t even the right to say yes or no or I’ll think it over. There are plenty of laws to protect guys’ money even in war time but there’s nothing on the books says a man’s life’s his own. Of

I check my phone messages and email about forty-five times a day. I don’t even know what I’m expecting to get in these messages. Maybe Visa will call and say, “We just realized that we owe you money!” or I’ll get an email from a high school classmate that says, “We’ve reconsidered and we’ve decided you were cool after all.” Whatever

Stocks are intangible things that are priced in terms of cash, but the price of a stock is not legitimately backed by anyone. If you have a $1,100 share of Google, the only money you are entitled to from Google is the par value of $0.001. This also means if you are holding $110,000 in Google stocks, you are technically only owed $0.10.

Run likes you’re chasing somebody who owes you money.

If I were king, I wouldn’t pay you the money I owe you. I’d give you a far more valuable gift: the gift of life—your own. Yes, you’d get to keep it!

You can’t buy goodwill with money that ain’t yours. It’s not a favor to pay what’s owed.

But here’s the thing, if you’re responsible for someone’s money, you’ve got to be able to ask questions. Doesn’t matter if you sound stupid.

You have choices and you do have some control. The IRS is not always correct! Even if you owe more than you can pay, there are other options.

The world moves less by money than by what you owe people and what they owe you.

New Rule: America must stop bragging it's the greatest country on earth, and start acting like it. I know this is uncomfortable for the "faith over facts" crowd, but the greatness of a country can, to a large degree, be measured. Here are some numbers. Infant mortality rate: America ranks forty-eighth in the world. Overall health: seventy-second. Freedom of the press: forty-fourth. Literacy: fifty-fifth. Do you realize there are twelve-year old kids in this country who can't spell the name of the teacher they're having sex with? America has done many great things. Making the New World democratic. The Marshall Plan. Curing polio. Beating Hitler. The deep-fried Twinkie. But what have we done for us lately? We're not the freest country. That would be Holland, where you can smoke hash in church and Janet Jackson's nipple is on their flag. And sadly, we're no longer a country that can get things done. Not big things. Like building a tunnel under Boston, or running a war with competence. We had six years to fix the voting machines; couldn't get that done. The FBI is just now getting e-mail. Prop 87 out here in California is about lessening our dependence on oil by using alternative fuels, and Bill Clinton comes on at the end of the ad and says, "If Brazil can do it, America can, too!" Since when did America have to buck itself up by saying we could catch up to Brazil? We invented the airplane and the lightbulb, they invented the bikini wax, and now they're ahead? In most of the industrialized world, nearly everyone has health care and hardly anyone doubts evolution--and yes, having to live amid so many superstitious dimwits is also something that affects quality of life. It's why America isn't gonna be the country that gets the inevitable patents in stem cell cures, because Jesus thinks it's too close to cloning. Oh, and did I mention we owe China a trillion dollars? We owe everybody money. America is a debtor nation to Mexico. We're not a bridge to the twenty-first century, we're on a bus to Atlantic City with a roll of quarters. And this is why it bugs me that so many people talk like it's 1955 and we're still number one in everything. We're not, and I take no glee in saying that, because I love my country, and I wish we were, but when you're number fifty-five in this category, and ninety-two in that one, you look a little silly waving the big foam "number one" finger. As long as we believe being "the greatest country in the world" is a birthright, we'll keep coasting on the achievements of earlier generations, and we'll keep losing the moral high ground. Because we may not be the biggest, or the healthiest, or the best educated, but we always did have one thing no other place did: We knew soccer was bullshit. And also we had the Bill of Rights. A great nation doesn't torture people or make them disappear without a trial. Bush keeps saying the terrorist "hate us for our freedom,"" and he's working damn hard to see that pretty soon that won't be a problem.

He buys Playboy magazines and looks through them once, then gives them to me. That’s what it’s like to be rich. Here’s what it’s like to be poor. Your wife leaves you because you can’t find a job because there aren’t any jobs to find. You empty the jar of pennies on the mantel to buy cigarettes. You hate to answer the phone; it can’t possibly be good news. When your friends invite you out, you don’t go. After a while, they stop inviting. You owe them money, and sometimes they ask for it. You tell them you’ll see what you can scrape up. Which is this: nothing.

When all our needs are met and all is well in our lives, we tend to take credit for what we have, to feel that we carry our own loads. We work hard to earn the money we need to buy food and clothes, pay our rent or mortgage. But even the hardest-working individual owes all he earns to God’s provision. Moses reminded Israel that God “is giving you power to make wealth” (Deut. 8:18).

You owe me money." "No, I'm pretty sure I won that square." "You stole it." "You were drinking maybe a little," Robert suggested. "You were stealing maybe a little," Abraham said. "Wasn't I just?" Robert grinned.

From there we’d go over to the Friendly Lounge at Tenth and Washington, owned by a guy named John who went by the nickname of Skinny Razor. At first I didn’t know anything about John, but some of the guys from Food Fair pushed a little money on their routes for John. A waitress, say, at a diner would borrow $100 and pay back $12 a week for ten weeks. If she couldn’t afford the $12 one week she’d just pay $2, but she’d still owe the $12 for that week and it would get added on at the end. If it wasn’t paid on time the interest would keep piling up. The $2 part of the debt was called the “vig,” which is short for vigorish. It was the juice. My

Sometimes I’d give my mother a hundred bucks and she wouldn’t pay me back. She didn’t respect me like that. I’d say, “You owe me some money, Ma.” And she’d just say, “You owe me your life, boy. I’m not paying you back.

I busted him and he busted me. That's fair ain't it? No, I ain't forgettin about jail. You think because he arrested me that thows it off again I reckon? I don't. It's his job. It's what he gets paid for. To arrest people that break the law. And I didn't jest break the law, I made a livin at it. More money in three hours than any workin man makes in a week. Why is that? Because it's harder work? No, because a man who makes a livin doin somethin that has to get him in jail sooner or later has to be paid for the jail, has to be paid in advance not jest for his time breakin the law but for the time he has to build when he gets caught at it. So I been paid. Gifford's been paid. Nobody owes nobody. If it wadn't for Gifford, the law, I wouldn't of had the job I had blockadin and if it wadn't for me blockadin, Gifford wouldn't of had his job arrestin blockaders. Now who owes who?

But still, it was not the desire to ‘write’ that was his real motive. To get out of the money-world—that was what he wanted. Vaguely he looked forward to some kind of moneyless, anchorite existence. He had a feeling that if you genuinely despise money you can keep going somehow, like the birds of the air. He forgot that the birds of the air don’t pay room-rent. The poet starving in a garret—but starving, somehow, not uncomfortably—that was his vision of himself. The next seven months were devastating. They scared him and almost broke his spirit. He learned what it means to live for weeks on end on bread and margarine, to try to ‘write’ when you are half starved, to pawn your clothes, to sneak trembling up the stairs when you owe three weeks’ rent and your landlady is listening for you. Moreover, in those seven months he wrote practically nothing. The first effect of poverty is that it kills thought. He grasped, as though it were a new discovery, that you do not escape from money merely by being moneyless. On the contrary, you are the hopeless slave of money until you have enough of it to live on—a ‘competence’, as the beastly middle-class phrase goes.

In the years since then, Richard had run into Dirk from time to time and had usually been greeted with that kind of guarded half smile that wants to know if you think it owes you money before it blossoms into one that hopes you will lend it some.

The only grown-up other than Jacob who ever came into his schoolroom was Eli Willard. School was in session one day when the Connecticut itinerant reappeared after long absence, bringing Jacob's glass and other merchandise. Jacob seized him and presented him to the class. 'Boys and girls, this specimen here is a Peddler. You don't see them very often. They migrate, like the geese flying over. This one comes maybe once a year, like Christmas. But he ain't dependable, like Christmas. He's dependable like rainfall. A Peddler is a feller who has got things you ain't got, and he'll give 'em to ye, and then after you're glad you got 'em he'll tell ye how much cash money you owe him fer 'em. If you ain't got cash money, he'll give credit, and collect the next time he comes 'round, and meantime you work hard to git the money someway so's ye kin pay him off. Look at his eyes. Notice how they are kinder shiftly-like. Now, class, the first question is: why is this feller's eyes shiftly-like?

Suppose... that you acquit me... Suppose that, in view of this, you said to me 'Socrates, on this occasion we shall disregard Anytus and acquit you, but only on one condition, that you give up spending your time on this quest and stop philosophizing. If we catch you going on in the same way, you shall be put to death.' Well, supposing, as I said, that you should offer to acquit me on these terms, I should reply 'Gentlemen, I am your very grateful and devoted servant, but I owe a greater obedience to God than to you; and so long as I draw breath and have my faculties, I shall never stop practicing philosophy and exhorting you and elucidating the truth for everyone that I meet. I shall go on saying, in my usual way, "My very good friend, you are an Athenian and belong to a city which is the greatest and most famous in the world for its wisdom and strength. Are you not ashamed that you give your attention to acquiring as much money as possible, and similarly with reputation and honour, and give no attention or thought to truth and understanding and the perfection of your soul?" And if any of you disputes this and professes to care about these things, I shall not at once let him go or leave him; no, I shall question him and examine him and test him; and if it appears that in spite of his profession he has made no real progress towards goodness, I shall reprove him for neglecting what is of supreme importance, and giving his attention to trivialities. I shall do this to everyone that I meet, young or old, foreigner or fellow-citizen; but especially to you my fellow-citizens, inasmuch as you are closer to me in kinship. This, I do assure you, is what my God commands; and it is my belief that no greater good has ever befallen you in this city than my service to my God; for I spend all my time going about trying to persuade you, young and old, to make your first and chief concern not for your bodies nor for your possessions, but for the highest welfare of your souls, proclaiming as I go 'Wealth does not bring goodness, but goodness brings wealth and every other blessing, both to the individual and to the State.' ...And so, gentlemen, I would say, 'You can please yourselves whether you listen to Anytus or not, and whether you acquit me or not; you know that I am not going to alter my conduct, not even if I have to die a hundred deaths.

Suppose you are particularly rich and well-to-do, and say on that last day, 'I am very rich; I am tolerably well known; I have lived all my life in the best society, and, thank Heaven, come of a most respectable family. I have served my King and country with honour. I was in Parliament for several years, where, I may say, my speeches were listened to, and pretty well received. I don't owe any man a shilling: on the contrary, I lent my old college friend, Jack Lazarus, fifty pounds, for which my executors will not press him. I leave my daughters with ten thousand pounds a piece--very good portions for girls: I bequeath my plate and furniture, my house in Baker Street, with a handsome jointure, to my widow for her life; and my landed property, besides money in the Funds, and my cellar of well-selected wine in Baker Street, to my son. I leave twenty pound a year to my valet; and I defy any man after I am gone to find anything against my character.' Or suppose, on the other hand, your swan sings quite a different sort of dirge, and you say, 'I am a poor, blighted, disappointed old fellow, and have made an utter failure through life. I was not endowed either with brains or with good fortune: and confess that I have committed a hundred mistakes and blunders. I own to having forgotten my duty many a time. I can't pay what I owe. On my last bed I lie utterly helpless and humble: and I pray forgiveness for my weakness, and throw myself with a contrite heart at the feet of the Divine Mercy.' Which of these two speeches, think you, would be the best oration for your own funeral? Old Sedley made the last; and in that humble frame of mind, and holding by the hand of his daughter, life and disappointment and vanity sank away from under him.

Scholars discern motions in history & formulate these motions into rules that govern the rises & falls of civilizations. My belief runs contrary, however. To wit: history admits no rules, only outcomes. What precipitates outcomes? Vicious acts & virtuous acts. What precipitates acts? Belief. Belief is both prize & battlefield, within the mind & in the mind's mirror, the world. If we believe humanity is a ladder of tribes, a colosseum of confrontation, exploitation & bestiality, such a humanity is surely brought into being, & history's Horroxes, Boerhaaves & Gooses shall prevail. You & I, the moneyed, the privileged, the fortunate, shall not fare so badly in this world, provided our luck holds. What of it if our consciences itch? Why undermine the dominance of our race, our gunships, our heritage & our legacy? Why fight the 'natural' (oh, weaselly word!) order of things? Why? Because of this: -- one fine day, a purely predatory world shall consume itself. Yes, the devil shall take the hindmost until the foremost is the hindmost. In an individual, selfishness uglifies the soul; for the human species, selfishness is extinction. Is this the entropy written in our nature? If we believe that humanity may transcend tooth & claw, if we believe divers [sic] races & creeds can share this world as peaceably as the orphans share their candlenut tree, if we believe leaders must be just, violence muzzled, power accountable & the riches of the Earth & its Oceans shared equitably, such a world will come to pass. I am not deceived. It is the hardest of worlds to make real. Tortuous advances won over generations can be lost by a single stroke of a myopic president's pen or a vainglorious general's sword. A life spent shaping a world I want Jackson to inherit, not one I fear Jackson shall inherit, this strikes me as a life worth the living. Upon my return to San Francisco, I shall pledge myself to the Abolitionist cause, because I owe my life to a self-freed slave & because I must begin somewhere. I hear my father-in-law's response. 'Oho, fine, Whiggish sentiments, Adam. But don't tell me about justice! Ride to Tennessee on an ass & convince the red-necks that they are merely white-washed negroes & their negroes are black-washed Whites! Sail to the Old World, tell 'em their imperial slaves' rights are as inalienable as the Queen of Belgium's! Oh, you'll grow hoarse, poor & grey in caucuses! You'll be spat on, shot at, lynched, pacified with medals, spurned by backwoodsmen! Crucified! Naïve, dreaming Adam. He who would do battle with the many-headed hydra of human nature must pay a world of pain & his family must pay along with him! & only as you gasp your dying breath shall you understand, your life amounted to no more than one drop in a limitless ocean!' Yet what is any ocean but a multitude of drops?

Demons were one thing, but anyone who’s ever been attacked by a goose can tell you that they’re aggressive apex predators descended from dinosaurs. And unlike demons, geese can’t be tricked, befriended, or reasoned with. If one of those honking bastards was sitting here waiting for us like a drug dealer we owed money, then a fight wasn’t just likely, it was inevitable.

As jobs disappear in a given area, declining home values trap people in certain neighborhoods. Even if you’d like to move, you can’t, because the bottom has fallen out of the market—you now owe more than any buyer is willing to pay. The costs of moving are so high that many people stay put. Of course, the people trapped are usually those with the least money; those who can afford to leave do so.

Pretty sure I can. You signed the contract. You’re a witness that he owes me this. And before you get high and mighty about it, why didn’t you just use your own money to take out Persia? I mean, it’s kind of your fault he’s in this position in the first place, isn’t it?” “I’d have had money if he hadn’t ‘borrowed’ it from me for a concert ticket he couldn’t afford,” Bas snaps. “You’re not the only one he screwed over.

I was employed as a salesman, selling a marvelous tea that could cure all ills. Funny, don't you think? I have never lied so much in my life, I traveled all over the country, selling my miraculous tea to whoever would believe me. I never felt guilty about it. The tea didn't do any harm, I can assure you, and my words gave such hope to those who bought it that I reckon they might still owe me money, because hope is beyond price.

The Seventh Year In Deuteronomy 15, there was a law God gave the people of Israel that said every seventh year they had to release any Hebrew slaves. If you were Hebrew and owed another person money that you couldn’t repay, they could take you in as a slave and make you work full-time until you paid them back. But every seventh year, if you were a part of God’s chosen people, you had a special advantage. You got released. No matter

Humanistic propaganda screams at us everywhere we go. “You deserve better.” “There’s no one like you.” “Stand up for yourself.” And after a while we start believing the mantra. The most influential culture-shaping document in American history is the Declaration of Independence. And built into the ethos of American society are three inalienable rights: life, liberty, and the pursuit of happiness. I think the wording is ironic: the pursuit of happiness. It’s almost like the architects of modern democracy said, “We guarantee you life, and we promise you liberty. But happiness? Good luck.” America is a social experiment founded on the pursuit of happiness. Hundreds of millions of Americans are chasing down happiness. Money, materialism, sex, romance, religion, family, and fame are all pursuits of the same human craving—joy. But apart from Jesus, we never get there. People spend decades searching high and low for happiness and never land at joy. In an odd twist of fate, America, for all her life and liberty, is one of the most depressed nations in the world. And many of us are mad at God. Somehow we think God owes us. We deserve happiness. We deserve a good, comfortable life, free from pain and suffering. We have rights! Right? The scriptures present a totally different worldview that stands against the humanism of Western Europe. It is written, “By grace you have been saved.”[17] The word grace is (charis) in the Greek, which can be translated as “gift.” All of life is grace. All of life is a gift. Humans have no rights. Everything is a gift. Food, shelter, the clothes on our backs, the oxygen in our lungs—it’s all grace. The entire planet, the sky above us and the ground beneath our feet, is all on loan from the Creator God. We live under his roof, eat his food, and drink his water. We are guests. And we are blessed. A reporter once asked Bob Dylan if he was happy. Dylan’s response was, “These are yuppie words, happiness and unhappiness. It’s not happiness or unhappiness. It’s either blessed or unblessed.”[18] I like that. We are blessed. When you reorient yourself to a biblical worldview, the only posture left to take is gratitude. If all of life is a gift, how could we help but thank God?

It’s amazing how gullible people are,” DeLoy continues. “But you have to remember what a huge comfort the religion is. It provides all the answers. It makes life simple. Nothing makes you feel better than doing what the prophet commands you to do. If you have some controversial issue that you’re dealing with—let’s say you owe a lot of money to somebody, and you don’t have the means to pay them—you go in and talk to the prophet, and he might tell you, ‘You don’t have to pay the money back. The Lord says it’s Okay.’ And if you just do what the prophet says, all the responsibility for your actions is now totally in his hands. You can refuse to pay the guy, or even kill somebody, or whatever, and feel completely good about it. And that’s a real big part of what holds this religion together: it’s not having to make those critical decisions that many of us have to make, and be responsible for your decisions.

When do you wish to go?” “Early to-morrow morning, sir.” “Well, you must have some money; you can’t travel without money, and I daresay you have not much: I have given you no salary yet. How much have you in the world, Jane?” he asked, smiling. I drew out my purse; a meagre thing it was. “Five shillings, sir.” He took the purse, poured the hoard into his palm, and chuckled over it as if its scantiness amused him. Soon he produced his pocket-book: “Here,” said he, offering me a note; it was fifty pounds, and he owed me but fifteen. I told him I had no change. “I don’t want change; you know that. Take your wages.” I declined accepting more than was my due. He scowled at first; then, as if recollecting something, he said— “Right, right! Better not give you all now: you would, perhaps, stay away three months if you had fifty pounds. There are ten; is it not plenty?” “Yes, sir, but now you owe me five.” “Come back for it, then; I am your banker for forty pounds.” “Mr. Rochester, I may as well mention another matter of business to you while I have the opportunity.” “Matter of business? I am curious to hear it.” “You have as good as informed me, sir, that you are going shortly to be married?” “Yes; what then?” “In that case, sir, Adèle ought to go to school: I am sure you will perceive the necessity of it.” “To get her out of my bride’s way, who might otherwise walk over her rather too emphatically? There’s sense in the suggestion; not a doubt of it. Adèle, as you say, must go to school; and you, of course, must march straight to—the devil?” “I hope not, sir; but I must seek another situation somewhere.” “In course!” he exclaimed, with a twang of voice and a distortion of features equally fantastic and ludicrous. He looked at me some minutes. “And old Madam Reed, or the Misses, her daughters, will be solicited by you to seek a place, I suppose?” “No, sir; I am not on such terms with my relatives as would justify me in asking favours of them—but I shall advertise.

Then why am I supposed to be giving you money I work my damn tail off for, huh?” Runner said, his voice bitter. “That’s what I never understand, this idea of handouts: alimony and child support and the government with its hands in my pockets. I barely can support myself, I don’t know why people think I need to take three extra jobs to give money to my wife, who has her own farm. Her own house on the farm. And four kids to help her out with it. I mean, I sure as hell didn’t grow up thinking my daddy owed me a living, my daddy oughta give me money for Nikes and college and dress shirts and …

Anyway, you now owe $117,500 on the house. After that five years, once the house gets 90 percent loan-to-value—that means you’re getting close to getting underwater—the bank ‘recasts’ the loan and now flips you to a full am, which means you pay an old-fashioned mortgage, which is principal plus interest on $117,000. You now have a thirty-year loan at 7 percent. Plus you have to buy the mortgage insurance because you don’t have anything down, which puts you somewhere at $900 a month. Your payments have more than tripled overnight. A $200,000 house is now costing you $1,800 a month and we both know the guy was never making that kind of money.

What would it be like to wake up every day and do exactly what you want to do? What would it feel like to not owe anyone else a dime? What would it feel like to have the abundant time to devote to your spouse, children, and friends? On top of that, you have a healthy lifestyle, free to exercise without trying to find the time and to eat well without trying to find the money. Phase IV is when an unexpected setback is like driving over a pebble when it used to be like driving into a ditch. You don’t have to work as much, but you do because you want to grow, help others, and contribute. It makes you feel alive. You can’t see the difference between working and playing.

It was hard to ask someone like Zara about that sort of thing directly, so the psychologist asked instead: “Why do you like your job?” “Because I’m an analyst. Most people who do the same job as me are economists,” Zara replied immediately. “What’s the difference?” “Economists only approach problems head-on. That’s why economists never predict stock market crashes.” “And you’re saying that analysts do?” “Analysts expect crashes. Economists only earn money when things go well for the bank’s customers, whereas analysts earn money all the time.” “Does that make you feel guilty?” the psychologist asked, mostly to see if Zara thought that word was a feeling or something to do with gold plating. “Is it the croupier’s fault if you lose your money at the casino?” Zara asked. “I’m not sure that’s a fair comparison.” “Why not?” “Because you use words like ‘stock market crash,’ but it’s never the stock market or the banks that crash. Only people do that.” “There’s a very logical explanation for why you think that.” “Really?” “It’s because you think the world owes you something. It doesn’t.” “You still haven’t answered my question. I asked why you like your job. All you’ve done is tell me why you’re good at it.” “Only weak people like their jobs.” “I don’t think that’s true.” “That’s because you like your job.” “You say that as if there’s something wrong with that.

To spend a lot of money on women that you have not had sex with is also a bad idea for a range of other reasons. First, you risk making a woman feel uncomfortable, either by making her feel like she owes you something or by making her feel like a whore because you expect sex in return. Second, it costs too much, so it is not even possible to do this with every woman you want to have sex with unless you are rich. Third, it is a gamble, not an investment, as you are not guaranteed sex in return. Fourth, it makes you look inadequate if you appear to try to impress a woman with your wealth. Finally, it is unnecessary, as most women are not attracted to wealthy males, but masculine males.

So are you, sunshine,” Paige replied. “Bad night?” Even though he didn’t take off his sunglasses, I knew he was staring straight at me. “I’ve had better,” he said with an entirely straight face, while I coloured up from head to toe. “I’ve had worse.” … “Now, now children,” Paige intervened, entirely oblivious to the extreme level of bitchy subtext flying across the table. “Let’s not have fisticuffs … Can we kiss and make up?” Nick turned up one corner of his mouth and nodded. “I’m game if you are, Vanessa.” “I think she means figuratively,” I said, adding cream to my coffee. “I’m a professional.” “Really?” He rested his elbows on the table and pushed his glasses up over his eyebrows. “I probably owe you some money then.

The Debt Snowball method requires you to list all your debts in order of smallest payoff balance to largest. List all your debts except your home; we will get to it in another step. List all of your debts—even loans from Mom and Dad or medical debts that have zero interest. I don’t care if there is interest or not. I don’t care if some have 24 percent interest and others 4 percent. List the debts smallest to largest! If you were so fabulous with math, you wouldn’t have debt, so try this my way. The only time to pay off a larger debt sooner than a smaller one is some kind of big-time emergency such as owing the IRS and having them come after you, or in situations where there will be a foreclosure if you don’t pay it off. Otherwise, don’t argue about it; just list the debts smallest to largest.

You think because he arrested me that throws it off again I reckon? I don’t. It’s his job. It’s what he gets paid for. To arrest people that break the law. And I didn’t jest break the law, I made a livin at it. . . . More money in three hours than a workin man makes in a week. Why is that? Because it’s harder work? No, because a man who makes a livin doin something that has to get him in jail sooner or later has to be paid for the jail, has to be paid in advance not jest for his time breakin the law but for the time he has to build when he gets caught at it. So I been paid. Gifford’s been paid. Nobody owes nobody. If it wadn’t for Gifford, the law, I wouldn’t of had the job I had blockading and if it wadn’t for me blockading, Gifford wouldn’t of had his job arrestin blockaders. Now who owes who?

Lest you think that this pattern has occurred only in connection with Jewish moneylenders and the Knights Templar, let me remind you of Idi Amin’s expulsion of the East Indians from Uganda in 1972, the East Indians were highly represented in the banking business and of the treatment of the ethnic Chinese in Vietnam in the 1970s, including their expulsion. Whenever you have an out-group to whom an in-group owes a lot of money, “Kill the Creditors” remains an available though morally repugnant way of cancelling your debts. Note: you need not resort to murder as such. If you make people run away very fast, they’ll leave all their stuff behind, and then you can grab it. And burn the debt records: that goes without saying. You’ll notice I got through this part without mentioning the Nazis. The point being that I didn’t have to. For they have not been alone.

Men don’t look at pretty women on the street and think, “She’s pretty, so I won’t sexually harass her or follow her home.” It’s the opposite. I walk through life with constant vigilance—anxious about the next man who’ll stick his head out his car window and shout something at me, who’ll spike the drink that my “prettiness” encouraged him to buy for me, or who’ll force me to stop in a shop before I go home to make sure I’m not being followed. Keys between my fingers, heart racing, checking over my shoulder, strategizing my safest route home even if it means spending money on a taxi—this is what navigating public spaces looks like for a lot of women. I can’t tell you the amount of times I have contemplated shaving my head to reduce sexual harassment. But to do so would be giving in to the idea that it’s my responsibility to prevent this harassment, not theirs.

Never pick up a friend by seeing the volume of wealth, power, followers, money or degree rather pick up one who has a great caring heart can sense your needs and can fill it. Our life span is too tiny, don’t be too greedy for more wealth, money, power rather be grateful for the love you earned and be a pauper of love making your life idyllic and happy. Today, we need more love-giver, peace-maker, owe soother rather than war-monger politician, bureaucrats, mighty military, lethal weapons, alms-punter cleric and hate-preacher. We are all one, if we can believe it, no longer we can harm, hate or ignore others anymore. I'm so much humbled and valued for the love of the people who touched the bottoms end of my heart at a time of delusion and despair for making my life smoothed, flourished and filled with love. Let's come and love people surrounded by you to uplift them from hell. They badly need your hug for a big leave from woes.

So what are you scared of?' he asks me at our last appointment. 'I mean really scared of.' I try to think about it. 'I'm scared that if I can't even handle this right now, how will I be able to handle bigger things in the future?' He nods. He scrapes his moustache against his thumbs. 'Bigger things in the future. What's bigger than this? Your mother dies suddenly. It echoes her previous abandonment of you thus making her death a double whammy. Your father proved to be incapable of being your father. You owe money to several large corporations who will squeeze you indefinitely. You spent six years writing a novel that may or may not get published. You got fired from your job. You say you want a family of your own but there doesn't seem to be a man in your life, and you may have fertility problems. I don't know, my friend. This is not nothing.' Of all his strange responses, this is the one that helps me the most. This is not nothing.

Y.T. is bored. She gets on her plank. The wheels blossom and become circular. She guides a tight wobbly course around the cars, coasts down into the street. The spotlight follows her for a moment, maybe picking up some stock footage. Videotape is cheap. You never know when something will be useful, so you might as well videotape it. People make their living that way -- people in the intel business. People like Hiro Protagonist. They just know stuff, or they just go around and videotape stuff. They put it in the Library. When people want to know the particular things that they know or watch their videotapes, they pay them money and check it out of the Library, or just buy it outright. This is a weird racket, but Y.T. likes the idea of it. Usually, the CIC won't pay any attention to a Kourier. But apparently Hiro has a deal with them. Maybe she can make a deal with Hiro. Because Y.T. knows a lot of interesting little things. One little thing she knows is that the Mafia owes her a favor.

I never meant to bring all of it upon you. Surely you understand that. I have loved you and admired you all my life. You are the only true hero I have. I owe you everything.' Lizzie reached out and stripped leaves off a twig. 'You always wanted to do something big. Something important.' 'Is that such a terrible thing? You're the one who told me once that the world can't forgive ambition in a woman.' 'I never got to find out. My ambitions never seemed to figure into things. You were away at the university when Mother got sick, so it fell to Jessie and me. And you were already married by the time Jessie passed. Your life was set. Suddenly there was a niece to raise, and then...' Lizzie paused. ' Then you had your personality to go discover.' She tossed away a fistful of leaves. 'You had everything. You had a wonderful man who adored you, beautiful healthy children. Freedom. No money worries. A nanny and a housekeeper. You didn't have to work, and Edwin never asked a thing of you. Do you realize what you gave up for Frank Wright? The kind of life most women-- most feminists-- dream of.

I nod slowly again, and then say, “And how much of that wealth have you personally used to house and feed and clothe and protect and teach members of your community? How much of that money have you given to the Gifted community? People that are completely separate and different to your own, but who may have requirements that are not being met?” She frowns deeper at me and blusters, “We live in a society in which people are responsible for taking care of themselves. I owe them nothing.” I nod slowly to her. “Yes, and my community is at war with itself, as well as members of your own community who have chosen to pick a side. So, instead of running away with my money to somewhere safer, I have chosen to stay and protect as many people as I can. I've put my money where my mouth is. I will not be told by some half-bred hick that I am incapable of doing my job. Someday, when you choose a cause that actually means something to you, and you do put your money behind it, then maybe I'll listen. But I don't foresee that day coming anytime soon, do you?” Her mouth opens and shuts a few times as she gapes at me like a fish, and I give her one last decisive nod as I skirt around her and out of the building,

Emma, calm down. I had to know-" I point my finger in his face, almost touching his eyeball. "It's one thing for me to give your permission to look into it. But I'm pretty sure looking into it without my consent is illegal. In fact, I'm pretty sure everything that woman does is illegal. Do you even know what the Mafia is, Galen?" His eyebrows lift in surprise. "She told you who she is? I mean, who she used to be?" I nod. "While you were checking in with Grom. Once in the Mob, always in the Mob, if you ask me. How else would she get all her money? But I guess you wouldn't care about that, since she buys you houses and cars and fake IDs." I snatch my wrist away and turn back toward our hotel. At least, I hope it's our hotel. Galen laughs. "Emma, it's not Rachel's money; it's mine." I whirl on him. "You are a fish. You don't have a job. And I don't think Syrena currency has any of our presidents on it." Now "our" means I'm human again. I wish I could make up my mind. He crosses his arms. "I earn it another way. Walk to the Gulfarium with me, and I'll tell you how." The temptation divides me like a cleaver. I'm one part hissy fit and one part swoon. I have a right to be mad, to press charges, to cut Rachel's hair while she's sleeping. But do I really want to risk the chance that she keeps a gun under her pillow? Do I want to miss the opportunity to scrunch my toes in the sand and listen to Galen's rich voice tell me how a fish came to be wealthy? Nope, I don't. Taking care to ram my shoulder into him, I march past him and hopefully in the right direction. When he catches up to me, his grin threatens the rest of my hissy fit side, so I turn away, fixing my glare on the waves. "I sell stuff to humans," he says. I glance at him. He's looking at me, his expression every bit as expectant as I feel. I hate this little game of ours. Maybe because I'm no good at it. He won't tell me more unless I ask. Curiosity is one of my most incurable flaws-and Galen knows it. Still, I already gave up a perfectly good tantrum for him, so I feel like he owes me. Never mind that he saved my life today. That was so two hours ago. I lift my chin. "Rachel says I'm a millionaire," he says, his little knowing smirk scrubbing my nerves like a Brillo pad. "But for me, it's not about the money. Like you, I have a soft spot for history." Crap, crap, crap. How can he already know me this well? I must be as readable as the alphabet. What's the use? He's going to win, every time.

However, if the moneylenders are not some other country but are situated within your own kingdom, and you’ve borrowed what you feel is too much money from them, you can play a very dirty trick. This dirty trick has indeed been played, and quite often. It’s called “Kill the Creditors.” (Please don’t try this at your local bank.) Consider, for instance, the sad fate of the Knights Templar. They were a religious order of fighting knights who’d amassed a great store of capital through gifts given to them by the pious, as well as through various treasures they’d acquired during the Crusades, and they acted as Europe’s major moneylenders to kings as well as to others for more than two centuries. It was unlawful for Christians to charge for the use of money, but it wasn’t unlawful for them to charge “rent” for the use of land, so the Templars charged so-called “rent” for the use of money, which you paid at the same time you got the loan, rather than after you’d used it. But you still had to pay the principal amount back at the stipulated time. This could be a problem for those who’d borrowed the money, as it still is today. In 1307, Philip the Fourth of France found he owed a cumbersome lot of money to the Templars. With the aid of the Pope and of torture, he accused them falsely of heretical and sacrilegious activities and had them rounded up and burned at the stake. As if by magic, his debts disappeared. (So did the vast wealth of the Templars, which has never been adequately accounted for since.)

He asked me innocently, what then had brought me to his home, and without a minutes hesitation I told him an astounding lie. A lie which was later to prove a great truth. I told him I was only pretending to sell the encyclopedia in order to meet people and write about them. That interested him enormously, even more than the encyclopedia. He wanted to know what I would write about him, if I could say. It's taken me twenty years to answer that question, but here it is. If you would still like to know, John Doe of the city of Bayonne, this is it. I owe you a great deal, because after that lie I told you, I left your house and I tore up the prospectus furnished me by The Encyclopedia Britannica and I threw it in the gutter. I said to myself I will never again go to people under false pretenses, even if is to give them the Holy Bible. I will never again sell anything, even if I have to starve. I am going home now and I will sit down and really write about people and if anybody knocks at my door to sell me something, I will invite him in and say "Why are you doing this?" and if he says it is because he needs to make a living I will offer him what money I have and beg him once again to think what he is doing. I want to prevent as many men as possible from pretending that they have to do this or that because they must earn a living. It is not true. One can starve to death, it is much better. Every man who voluntarily starves to death jams another cog in the automatic process. I would rather see a man take a gun and kill his neighbor in order to get the food he needs than keep up the automatic process by pretending that he has to earn a living. That's what I want to say, Mr John Doe.

Phid. In what then, pray, shall I obey you? Strep. Reform your habits as quickly as possible, and go and learn what I advise. Phid. Tell me now, what do you prescribe? Strep. And will you obey me at all? Phid. By Bacchus, I will obey you. Strep. Look this way then! Do you see this little door and little house? Phid. I see it. What then, pray, is this, father? Strep. This is a thinking-shop of wise spirits. There dwell men who in speaking of the heavens persuade people that it is an oven, and that it encompasses us, and that we are the embers. These men teach, if one give them money, to conquer in speaking, right or wrong. Phid. Who are they? Strep. I do not know the name accurately. They are minute philosophers, noble and excellent. Phid. Bah! They are rogues; I know them. You mean the quacks, the pale-faced wretches, the bare-footed fellows, of whose numbers are the miserable Socrates and Chaerephon. Strep. Hold! Hold! Be silent! Do not say anything foolish. But, if you have any concern for your father's patrimony, become one of them, having given up your horsemanship. Phid. I would not, by Bacchus, even if you were to give me the pheasants which Leogoras rears! Strep. Go, I entreat you, dearest of men, go and be taught. Phid. Why, what shall I learn? Strep. They say that among them are both the two causes—the better cause, whichever that is, and the worse: they say that the one of these two causes, the worse, prevails, though it speaks on the unjust side. If, therefore you learn for me this unjust cause, I would not pay any one, not even an obolus of these debts, which I owe at present on your account. Phid. I can not comply; for I should not dare to look upon the knights, having lost all my colour.

this I say,—we must never forget that all the education a man's head can receive, will not save his soul from hell, unless he knows the truths of the Bible. A man may have prodigious learning, and yet never be saved. He may be master of half the languages spoken round the globe. He may be acquainted with the highest and deepest things in heaven and earth. He may have read books till he is like a walking cyclopædia. He may be familiar with the stars of heaven,—the birds of the air,—the beasts of the earth, and the fishes of the sea. He may be able, like Solomon, to "speak of trees, from the cedar of Lebanon to the hyssop that grows on the wall, of beasts also, and fowls, and creeping things, and fishes." (1 King iv. 33.) He may be able to discourse of all the secrets of fire, air, earth, and water. And yet, if he dies ignorant of Bible truths, he dies a miserable man! Chemistry never silenced a guilty conscience. Mathematics never healed a broken heart. All the sciences in the world never smoothed down a dying pillow. No earthly philosophy ever supplied hope in death. No natural theology ever gave peace in the prospect of meeting a holy God. All these things are of the earth, earthy, and can never raise a man above the earth's level. They may enable a man to strut and fret his little season here below with a more dignified gait than his fellow-mortals, but they can never give him wings, and enable him to soar towards heaven. He that has the largest share of them, will find at length that without Bible knowledge he has got no lasting possession. Death will make an end of all his attainments, and after death they will do him no good at all. A man may be a very ignorant man, and yet be saved. He may be unable to read a word, or write a letter. He may know nothing of geography beyond the bounds of his own parish, and be utterly unable to say which is nearest to England, Paris or New York. He may know nothing of arithmetic, and not see any difference between a million and a thousand. He may know nothing of history, not even of his own land, and be quite ignorant whether his country owes most to Semiramis, Boadicea, or Queen Elizabeth. He may know nothing of the affairs of his own times, and be incapable of telling you whether the Chancellor of the Exchequer, or the Commander-in-Chief, or the Archbishop of Canterbury is managing the national finances. He may know nothing of science, and its discoveries,—and whether Julius Cæsar won his victories with gunpowder, or the apostles had a printing press, or the sun goes round the earth, may be matters about which he has not an idea. And yet if that very man has heard Bible truth with his ears, and believed it with his heart, he knows enough to save his soul. He will be found at last with Lazarus in Abraham's bosom, while his scientific fellow-creature, who has died unconverted, is lost for ever. There is much talk in these days about science and "useful knowledge." But after all a knowledge of the Bible is the one knowledge that is needful and eternally useful. A man may get to heaven without money, learning, health, or friends,—but without Bible knowledge he will never get there at all. A man may have the mightiest of minds, and a memory stored with all that mighty mind can grasp,—and yet, if he does not know the things of the Bible, he will make shipwreck of his soul for ever. Woe! woe! woe to the man who dies in ignorance of the Bible! This is the Book about which I am addressing the readers of these pages to-day. It is no light matter what you do with such a book. It concerns the life of your soul. I summon you,—I charge you to give an honest answer to my question. What are you doing with the Bible? Do you read it? HOW READEST THOU?

As time passed, I learned more and more about the culture that comes with beign an injured veteran. There are a lot of really wonderful people and organizations to help veterans returning from war. Right about the time I started to really move forward in my recovery, two women came by and introduced themselves. They explained that they raise money to help injured veterans with various needs. They asked if there was anything I or my family needed. I said, “No thank you, I’m all good.” But my sisters piped up and said, “He needs clothes. He doesn’t have anything.” The women smiled and said they’d be back. They came back with some sweatpants and a shirt and then announced that they were taking us to the mall. This would be my first time leaving the campus of Walter Reed, my first real trip out of the hospital. We were all excited. Leaving the hospital was a big step for me but my poor sisters had been cooped up much of the time with me in there as well. I was a little nervous, but I owed it to them to push aside my anxiety. We decided that the electric wheelchair would be too heavy and too much trouble to get in and out of the car, so Jennifer wheeled me down to the front door where the ladies were waiting in their car. With very little assistance, Jennifer was able to get me for that chair into the car and we were off to the mall. When we arrived, my sisters pulled the wheelchair out of the trunk and placed it next to the car door. They opened the door and Jennifer leaned down and with one swift motion lifted me up like a nearly weightless child and placed me in the chair. I laughed it off. “My sister’s strong. She’s really strong,” I boasted on her behalf. Sara, Katherine, and Jennifer were laughing the whole time because I didn’t realize how scrawny I was, how much weight I had lost. Jennifer could pick me up with no problem because I practically weighed nothing at all. But through the laughter, I felt a pang of guilt. I am the brother of three sisters. It was my job to protect and care for them. Yet here I was, barely able to take care of myself.

Socrates: So now you won't acknowledge any gods except the ones we do--Chaos, the Clouds, the Tongue--just these three? Strepsiades: Absolutely-- I'd refuse to talk to any other gods, if I ran into them--and I decline to sacrifice or pour libations to them. I'll not provide them any incense... I want to twist all legal verdicts in my favor, to evade my creditors. Chorus Leader: You'll get that, just what you desire. For what you want is nothing special. So be confident--give yourself over to our agents here. Strepsiades: I'll do that--I'll place my trust in you. Necessity is weighing me down--the horses, those thoroughbreds, my marriage--all that has worn me out. So now, this body of mine I'll give to them, with no strings attached, to do with as they like--to suffer blows, go without food and drink, live like a pig, to freeze or have my skin flayed for a pouch-- if I can just get out of all my debt and make men think of me as bold and glib, as fearless, impudent, detestable, one who cobbles lies together, makes up words, a practiced legal rogue, a statute book, a chattering fox, sly and needle sharp, a slippery fraud, a sticky rascal, foul whipping boy or twisted villain, troublemaker, or idly prattling fool. If they can make those who run into me call me these names, they can do what they want--no questions asked. If, by Demeter, they're keen, they can convert me into sausages and serve me up to men who think deep thoughts. Chorus: Here's a man whose mind's now smart, no holding back--prepared to start. When you have learned all this from me you know your glory will arise among all men to heaven's skies. Strepsiades: And what will I get out of this? Chorus: For all time, you'll live with me a life most people truly envy. Strepsiades: You mean one day I'll really see that? Chorus: Hordes will sit outside your door wanting your advice and more-- to talk, to place their trust in you for their affairs and lawsuits, too, things which merit your great mind. They'll leave you lots of cash behind. Chorus Leader: [to Socrates] So get started with this old man's lessons, what you intend to teach him first of all--rouse his mind, test his intellectual powers. Socrates: Come on then, tell me the sort of man you are--once I know that, I can bring to bear on you my latest batteries with full effect. Strepsiades: What's that? By god, are you assaulting me? Socrates: No--I want to learn some things from you. What about your memory? Strepsiades: To tell the truth, it works two ways. If someone owes me something, I remember really well. But if it's poor me that owes the money, I forget a lot. Socrates: Do you have a natural gift for speech? Strepsiades: Not for speaking--only for evading debt. Socrates: ... Now, what do you do if someone hits you? Strepsiades: If I get hit, I wait around a while, then find witnesses, hang around some more, then go to court.

ASSERTIVE The Assertive type believes time is money; every wasted minute is a wasted dollar. Their self-image is linked to how many things they can get accomplished in a period of time. For them, getting the solution perfect isn’t as important as getting it done. Assertives are fiery people who love winning above all else, often at the expense of others. Their colleagues and counterparts never question where they stand because they are always direct and candid. They have an aggressive communication style and they don’t worry about future interactions. Their view of business relationships is based on respect, nothing more and nothing less. Most of all, the Assertive wants to be heard. And not only do they want to be heard, but they don’t actually have the ability to listen to you until they know that you’ve heard them. They focus on their own goals rather than people. And they tell rather than ask. When you’re dealing with Assertive types, it’s best to focus on what they have to say, because once they are convinced you understand them, then and only then will they listen for your point of view. To an Assertive, every silence is an opportunity to speak more. Mirrors are a wonderful tool with this type. So are calibrated questions, labels, and summaries. The most important thing to get from an Assertive will be a “that’s right” that may come in the form of a “that’s it exactly” or “you hit it on the head.” When it comes to reciprocity, this type is of the “give an inch/take a mile” mentality. They will have figured they deserve whatever you have given them so they will be oblivious to expectations of owing something in return. They will actually simply be looking for the opportunity to receive more. If they have given some kind of concession, they are surely counting the seconds until they get something in return. If you are an Assertive, be particularly conscious of your tone. You will not intend to be overly harsh but you will often come off that way. Intentionally soften your tone and work to make it more pleasant. Use calibrated questions and labels with your counterpart since that will also make you more approachable and increase the chances for collaboration. We’ve seen how each of these groups views the importance of time differently (time = preparation; time = relationship; time = money). They also have completely different interpretations of silence. I’m definitely an Assertive, and at a conference this Accommodator type told me that he blew up a deal. I thought, What did you do, scream at the other guy and leave? Because that’s me blowing up a deal. But it turned out that he went silent; for an Accommodator type, silence is anger. For Analysts, though, silence means they want to think. And Assertive types interpret your silence as either you don’t have anything to say or you want them to talk. I’m one, so I know: the only time I’m silent is when I’ve run out of things to say. The funny thing is when these cross over. When an Analyst pauses to think, their Accommodator counterpart gets nervous and an Assertive one starts talking, thereby annoying the Analyst, who thinks to herself, Every time I try to think you take that as an opportunity to talk some more. Won’t you ever shut up?

I don’t know what to do with you,” he said, his voice growing curt with anger again. “Deceitful little minx. I’m of half a mind to put you to work, milking the goats. But that’s out of the question with these hands, now isn’t it?” He curled and uncurled her fingers a few times, testing the bandage. “I’ll tell Stubb to change this twice a day. Can’t risk the wound going septic. And don’t use your hands for a few days, at least.” “Don’t use my hands? I suppose you’re going to spoon-feed me, then? Dress me? Bathe me?” He inhaled slowly and closed his eyes. “Don’t use your hands much.” His eyes snapped open. “None of that sketching, for instance.” She jerked her hands out of his grip. “You could slice off my hands and toss them to the sharks, and I wouldn’t stop sketching. I’d hold the pencil with my teeth if I had to. I’m an artist.” “Really. I thought you were a governess.” “Well, yes. I’m that, too.” He packed up the medical kit, jamming items back in the box with barely controlled fury. “Then start behaving like one. A governess knows her place. Speaks when spoken to. Stays out of the damn way.” Rising to his feet, he opened the drawer and threw the box back in. “From this point forward, you’re not to touch a sail, a pin, a rope, or so much as a damned splinter on this vessel. You’re not to speak to crewmen when they’re on watch. You’re forbidden to wander past the foremast, and you need to steer clear of the helm, as well.” “So that leaves me doing what? Circling the quarterdeck?” “Yes.” He slammed the drawer shut. “But only at designated times. Noon hour and the dogwatch. The rest of the day, you’ll remain in your cabin.” Sophia leapt to her feet, incensed. She hadn’t fled one restrictive program of behavior, just to submit to another. “Who are you to dictate where I can go, when I can go there, what I’m permitted to do? You’re not the captain of this ship.” “Who am I?” He stalked toward her, until they stood toe-to-toe. Until his radiant male heat brought her blood to a boil, and she had to grab the table edge to keep from swaying toward him. “I’ll tell you who I am,” he growled. “I’m a man who cares if you live or die, that’s who.” Her knees melted. “Truly?” “Truly. Because I may not be the captain, but I’m the investor. I’m the man you owe six pounds, eight. And now that I know you can’t pay your debts, I’m the man who knows he won’t see a bloody penny unless he delivers George Waltham a governess in one piece.” Sophia glared at him. How did he keep doing this to her? Since the moment they’d met in that Gravesend tavern, there’d been an attraction between them unlike anything she’d ever known. She knew he had to feel it, too. But one minute, he was so tender and sensual; the next, so crass and calculating. Now he would reduce her life’s value to this cold, impersonal amount? At least back home, her worth had been measured in thousands of pounds not in shillings. “I see,” she said. “This is about six pounds, eight shillings. That’s the reason you’ve been watching me-“ He made a dismissive snort. “I haven’t been watching you.” “Staring at me, every moment of the day, so intently it makes my…my skin crawl and all you’re seeing is a handful of coins. You’d wrestle a shark for a purse of six pounds, eight. It all comes down to money for you.

MT: Mimetic desire can only produce evil? RG: No, it can become bad if it stirs up rivalries but it isn't bad in itself, in fact it's very good, and, fortunately, people can no more give it up than they can give up food or sleep. It is to imitation that we owe not only our traditions, without which we would be helpless, but also, paradoxically, all the innovations about which so much is made today. Modern technology and science show this admirably. Study the history of the world economy and you'll see that since the nineteenth century all the countries that, at a given moment, seemed destined never to play anything but a subordinate role, for lack of “creativity,” because of their imitative or, as Montaigne would have said, their “apish” nature, always turned out later on to be more creative than their models. It began with Germany, which, in the nineteenth century, was thought to be at most capable of imitating the English, and this at the precise moment it surpassed them. It continued with the Americans in whom, for a long time, the Europeans saw mediocre gadget-makers who weren't theoretical or cerebral enough to take on a world leadership role. And it happened once more with the Japanese who, after World War II, were still seen as pathetic imitators of Western superiority. It's starting up again, it seems, with Korea, and soon, perhaps, it'll be the Chinese. All of these consecutive mistakes about the creative potential of imitation cannot be due to chance. To make an effective imitator, you have to openly admire the model you're imitating, you have to acknowledge your imitation. You have to explicitly recognize the superiority of those who succeed better than you and set about learning from them. If a businessman sees his competitor making money while he's losing money, he doesn't have time to reinvent his whole production process. He imitates his more fortunate rivals. In business, imitation remains possible today because mimetic vanity is less involved than in the arts, in literature, and in philosophy. In the most spiritual domains, the modern world rejects imitation in favor of originality at all costs. You should never say what others are saying, never paint what others are painting, never think what others are thinking, and so on. Since this is absolutely impossible, there soon emerges a negative imitation that sterilizes everything. Mimetic rivalry cannot flare up without becoming destructive in a great many ways. We can see it today in the so-called soft sciences (which fully deserve the name). More and more often they're obliged to turn their coats inside out and, with great fanfare, announce some new “epistemological rupture” that is supposed to revolutionize the field from top to bottom. This rage for originality has produced a few rare masterpieces and quite a few rather bizarre things in the style of Jacques Lacan's Écrits. Just a few years ago the mimetic escalation had become so insane that it drove everyone to make himself more incomprehensible than his peers. In American universities the imitation of those models has since produced some pretty comical results. But today that lemon has been squeezed completely dry. The principle of originality at all costs leads to paralysis. The more we celebrate “creative and enriching” innovations, the fewer of them there are. So-called postmodernism is even more sterile than modernism, and, as its name suggests, also totally dependent on it. For two thousand years the arts have been imitative, and it's only in the nineteenth and twentieth centuries that people started refusing to be mimetic. Why? Because we're more mimetic than ever. Rivalry plays a role such that we strive vainly to exorcise imitation. MT

But the man who owned the vineyard said to one of those workers, ‘Friend, I am being fair to you. You agreed to work for one coin. So take your pay and go. I want to give the man who was hired last the same pay that I gave you. I can do what I want with my own money. Are you jealous because I am good to those people?’ “So those who are last now will someday be first, and those who are first now will someday be last.” (20:1–16 NCV) “Do you begrudge my generosity?” the landowner is saying. The answer, of course, is yes, they do. They begrudge it quite a bit. Even though it has no impact on them whatsoever, it offends them. We hate it when we are trying so hard to earn something, and then someone else gets the same thing without trying as hard. Think about this for a moment, in real, “today” terms. Someone gives you a backbreaking job, and you’re happy for it, but at the end of the day, when you’re getting paid, the guys who came in with five minutes left get the same amount you just got. Seriously? It’s imbalanced, unfair, maddening . . . and it’s also exactly what Jesus just said the kingdom of God is like. Not only is it maddening; it’s maddening to the “good” people! Common sense says you don’t do this. You don’t pay latecomers who came in a few minutes ago the same amount that you paid the hardworking folks you hired first. Jesus tells this story, knowing full well that the conscientious ones listening would find this hardest to take. And, as a matter of fact, as a conscientious one, I find this hard to take. I’m just being honest. This story does not fit my style. I’m all about people getting what they deserve. Oh, it’s offensive, too, when Jesus turns to a guy who’s being executed next to Him, and tells him, “Today, you will be with me in paradise” (Luke 23:43). What did the guy do to deserve that? He did nothing. If you call yourself a Christian, and you want things to be fair, and you want God’s rewards given out only to the deserving and the upstanding and the religious, well, honestly, Jesus has got to be a complete embarrassment to you. In fact, to so many upstanding Christians, He is. He has always been offensive, and remains offensive, to those who seek to achieve “righteousness” through what they do. Always. People who’ve grown up in church (like me) are well acquainted with the idea that Jesus is our “cornerstone.” He’s the solid rock of our faith. Got it. Not controversial. It’s well-known. But what’s not so talked about: That stone, Jesus, causes religious people to stumble. And that rock is offensive to “good” people: So what does all this mean? Those who are not Jews were not trying to make themselves right with God, but they were made right with God because of their faith. The people of Israel tried to follow a law to make themselves right with God. But they did not succeed, because they tried to make themselves right by the things they did instead of trusting in God to make them right. They stumbled over the stone that causes people to stumble. (Rom. 9:30–32 NCV) And then Paul says something a couple verses later that angers “good Christians” to this day: Because they did not know the way that God makes people right with him, they tried to make themselves right in their own way. So they did not accept God’s way of making people right. Christ ended the law so that everyone who believes in him may be right with God. (Rom. 10:3–4 NCV) It’s not subtle, what Paul’s writing here. For anyone who believes in Him, Jesus ended the law as a means to righteousness. Yet so many think they can achieve—even have achieved—some kind of “good Christian” status on the basis of the rule-keeping work they’ve done. They suspect they’ll do good things and God will owe them for it, like payment for a job well done. Paul says, in effect, if you think you should get what you earn, you will . . . and you don’t want that.

Indian Express (Indian Express) - Clip This Article at Location 721 | Added on Sunday, 30 November 2014 20:28:42 Fifth column: Hope and audacity Ministers, high officials, clerks and peons now report for duty on time and are no longer to be seen taking long lunch breaks to soak in winter sunshine in Delhi’s parks. Reform is needed not just in economic matters but in every area of governance. Does the Prime Minister know how hard it is to get a passport? Tavleen Singh | 807 words At the end of six months of the Modi sarkar are we seeing signs that it is confusing efficiency with reform? I ask the question because so far there is no sign of real reform in any area of governance. And, because some of Narendra Modi’s most ardent supporters are now beginning to get worried. Last week I met a man who dedicated a whole year to helping Modi become Prime Minister and he seemed despondent. When I asked how he thought the government was doing, he said he would answer in the words of the management guru Peter Drucker, “There is nothing quite so useless as doing with great efficiency something that should not be done at all.” We can certainly not fault this government on efficiency. Ministers, high officials, clerks and peons now report for duty on time and are no longer to be seen taking long lunch breaks to soak in winter sunshine in Delhi’s parks. The Prime Minister’s Office hums with more noise and activity than we have seen in a decade but, despite this, there are no signs of the policy changes that are vital if we are to see real reform. The Planning Commission has been abolished but there are many, many other leftovers from socialist times that must go. Do we need a Ministry of Information & Broadcasting in an age when the Internet has made propaganda futile? Do we need a meddlesome University Grants Commission? Do we need the government to continue wasting our money on a hopeless airline and badly run hotels? We do not. What we do need is for the government to make policies that will convince investors that India is a safe bet once more. We do not need a new government that simply implements more efficiently bad policies that it inherited from the last government. It was because of those policies that investors fled and the economy stopped growing. Unless this changes through better policies, the jobs that the Prime Minister promises young people at election rallies will not come. So far signals are so mixed that investors continue to shy away. The Finance Minister promises to end tax terrorism but in the next breath orders tax inspectors to go forth in search of black money. Vodafone has been given temporary relief by the courts but the retroactive tax remains valid. And, although we hear that the government has grandiose plans to improve the decrepit transport systems, power stations and ports it inherited, it continues to refuse to pay those who have to build them. The infrastructure industry is owed more than Rs 1.5 lakh continued... crore in government dues and this has crippled major companies. No amount of efficiency in announcing new projects will make a difference unless old dues are cleared. Reform is needed not just in economic matters but in every area of governance. Does the Prime Minister know how hard it is to get a passport? Does he know that a police check is required even if you just want to get a few pages added to your passport? Does he know how hard it is to do routine things like registering property? Does he know that no amount of efficiency will improve healthcare services that are broken? No amount of efficiency will improve educational services that have long been in terminal decline because of bad policies and interfering officials. At the same time, the licence raj that strangles private investment in schools and colleges remains in place. Modi’s popularity with ordinary people has increased since he became Prime Minister, as we saw from his rallies in Kashmir last week, but it will not la

A brick could be attached to a parachute and tossed out of an airplane, to test if it opens up properly. Well, the good news is the parachute worked as planned, but the bad news is the only other parachute on board is strapped to my back, and I’m afraid you’re going to have to return to your seat, buckle up, and assume the crash position. And while it may not be as useful as a functioning parachute, here’s a Rosary to aid you in your prayers. Also, before I jump out of the plane, I just remembered that I owe you a lot of money. Can I write you a check?


I have never understood Chapter 11. You’re broke, you owe people a shitload of money, you throw up your hands and say, “I can’t pay,” and six months later you’re back in business, debt-free. And fuck everyone you owe. Does that seem right? I didn’t think so

Your Personal Economic Model One tool we use when discussing the best course of action to secure your financial future is the Personal Economic Model®. Just as a medical doctor would use an anatomical model to convey medical concepts, we use the following model to convey financial concepts. This model offers a visual representation of the way money flows through your hands. On the left, you will notice the Lifetime Capital Potential tank, which illustrates that the amount of money you will control during your lifetime is both large, as well as finite. Most people are shocked to see how much money can flow through their hands in their lifetime. Once earned, your money flows directly to the Tax Filter where the state and federal governments take tax dollars owed from your paycheck. The after tax dollars are then directed to either your Current Lifestyle or your Future Lifestyle. Your management of the Lifestyle Regulator determines where these dollars go. Regulating the cash flow between your current lifestyle desires and your future lifestyle requirements may be the most important financial decision you will ever make. Here’s why. Each and every dollar that is allowed to flow through to your Current Lifestyle is consumed and gone forever. The goal is to accumulate enough money in the Savings and Investment tanks so that when you retire, the dollars in those tanks can be used to pay for your future lifestyle requirements. Retirement planning seems hard for most people to do but it is not rocket science. The best position, position A, would be to have enough in the tanks so that you can live in the future like you live today adjusted for inflation and have your money last at least to your life expectancy. That’s a win, but the icing on the cake would be to accomplish that with little to no impact on your present standard of living, and that is exactly what we strive to help our clients to do. Working with us can help you with the following: Optimize the balance between your Current and Future Lifestyles Identify inefficiencies in your current personal economic model (where are you losing money) Design, implement, and execute a plan to secure your financial future Limit the impact on your Current Lifestyle dollars (maintain your current standard of living)

Zero Line Spender, Saver, Wealth Creator Your financial personality type determines your financial position in life. Let’s say there is a zero financial line that represents a position where you owe nothing and have nothing. Perhaps you can remember those days getting started on your own. So, let us assume you just graduated from college and you’re one of the lucky few who graduated at the zero line, you owe nothing. Pretty amazing considering that in 2013, the debt on student loans exceeded all credit card debt owed in America. But fortunately, you made it out free and clear to the zero line. You’re a “Spender” so you go to the showroom and pick one out. With your job and the car as collateral, you get a car loan and you drop below the zero line. You lifestyle gets more and more expensive and since you are a ‘Spender” you probably take on credit card debt to help finance your lifestyle desires. You are constantly working your way back to becoming a zero, financially speaking. Then, you get married and now there are two in debt working their way back to zero. Eventually, children come along, and the odds of being able to put away enough money to pay your debt and interest and live on the top side of the zero line are becoming virtually impossible. Unfortunately, many Americans live in this position with little or no chance of ever living debt free. When something comes along that requires their savings, they must deplete their funds in order to avoid paying interest and then they must start saving again for their next expense. They are constantly returning to the zero line. The money they have accumulated is compounding interest, giving them uninterrupted growth. Having access to capital allows them to negotiate more favorable loans by collateralizing against their accounts rather than depleting them. They make payments to the lending institution with dollars from their current cash flow, protecting the growth of the money they have saved and invested for their future. Saving and investing with uninterrupted compounding is an important wealth concept for moving further and further away from the zero line.

Where’s my money? I’m very angry because I believe I am owed some money which you are preventing me from obtaining,

Marry me, and I’ll restore Ramsay House. I’ll turn it into a palace. We’ll consider it part of your bride-price.” “My what?” “A Romany tradition. The groom pays a sum to the bride’s family before the wedding. Which means I’ll also settle Leo’s accounts in London—” “He still owes you money?” “Not to me. Other creditors.” “Oh, no,” Amelia said, her stomach dropping. “I’ll take care of you and your household,” Cam continued with relentless patience. “Clothes, jewelry, horses, books … school for Beatrix … a season in London for Poppy. The best doctors for Winnifred. She can go to any clinic in the world.” A calculated pause. “Wouldn’t you like to see her well again?” “That’s not fair,” she whispered. “In return, all you have to do is give me what I want.” His hand came up to her wrist, sliding along the line of her arm. A ticklish pleasure ran beneath the layers of silk and wool. Amelia fought to steady her voice. “I would feel as if I’d made a bargain with the devil.” “No, Amelia.” His voice was dark velvet. “Just with me.” “I’m not even certain what it is you want.” Cam’s head lowered over hers. “After last night, I find that hard to believe.” “You could get that from countless other women. F-far more cheaply, I might add, and with much less trouble.” “I want it from you. Only you.

What’s in the wagon?” Cinderella asked. “You can just sense money, can’t you? It’s gold.” “What for?” “It’s the exact amount Aveyron owed Mother before you paid off the debt. It is my bribe in case you decide to say no. Sit here, on that bench. Yes, face this way, perfect.” Friedrich arranged her on the bench next to the hulking wild rose bush. “Put both feet on the ground, this shoe off, please, thank you.” Friedrich twitched one of her shoes off her feet. “Stay. There.

In the Orwellian dystopia the original sin was thoughtcrime, but in our new corporate dystopia the secret inner crime is need, particularly financial need. People in America hide financial need like they hide sexual perversions. Why? Because there's a direct correlation between need and rights. The more you need, the more you owe, the fewer rights you have. Conversely, the less you need, the more you have, the more of a free citizen you get to be. On the extreme ends of this spectrum it is literally a crime to be poor, while a person with enough money literally cannot be prosecuted for certain kinds of crimes.