New Condo Quotes

The building had been sold and the new owners wanted to convert it into high-end condos. Oh, please. Chicago needed more high-end condos like they needed another baseball franchise.

I was supposed to be at the condo, wasting time on the beach, just Dad and me, figuring out college and my life and spending time together. Instead, I was in a new house with new people - including a future stepbrother who'd seen me naked.

Nothing is more often misdiagnosed than our homesickness for Heaven. We think that what we want is sex, drugs, alcohol, a new job, a raise, a doctorate, a spouse, a large-screen television, a new car, a cabin in the woods, a condo in Hawaii. What we really want is the person we were made for, Jesus, and the place we were made for, Heaven. Nothing less can satisfy us.

It's not the impression you make, it's the impression you leave. -A Tennessee woman remembering her Old Southern grandmother

Get up every day and consider the stage you're on. Only you can decide whether it will be a tragedy, a comedy or a drama.

How are you going to keep the lions from attacking people?" "Big fences? Signs that say, Don't Jog at Night by Yourself, Dumbass?" "You really don't feel anything for the guy who was almost killed?" Brian asked quietly. "Of course I do," Chloe sighed. "The poor shuck wasn't really doing anything wrong-- aside from buying a new condo recently built up against parkland, which merits some kind of punishment. But is hunting down and killing the cat the right answer?" "The problem is that it's no longer afraid of humans, and now it has a taste of their blood.

I walked out of the condos onto the flat lithesome beach this morning, and took a walk in my swimming trunks and no shirt on. And I thought that one natural effect of life is to cover you in a thin layer of . . . what? A film? A residue or skin of all the things you've done and been and said and erred at? I'm not sure. But you are under it, and for a long time, and only rarely do you know it, except that for some unexpected reason or opportunity you come out--for an hour or even a moment--and you suddenly feel pretty good. And in that magical instant you realize how long it's been since you felt just that way. Have you been ill, you ask. Is life itself an illness or a syndrome? Who knows? We've all felt that way, I'm confident, since there's no way that I could feel what hundreds of millions of other citizens haven't. Only suddenly, then, you are out of it--that film, that skin of life--as when you were a kid. And you think: this must've been the way it was once in my life, though you didn't know it then, and don't really even remember it--a feeling of wind on your cheeks and your arms, of being released, let loose, of being the light-floater. And since that is not how it has been for a long time, you want, this time, to make it last, this glistening one moment, this cool air, this new living, so that you can preserve a feeling of it, inasmuch as when it comes again it may just be too late. You may just be too old. And in truth, of course, this may be the last time that you will ever feel this way again.

It’s that time of the month again… As we head into those dog days of July, Mike would like to thank those who helped him get the toys he needs to enjoy his summer. Thanks to you, he bought a new bass boat, which we don’t need; a condo in Florida, where we don’t spend any time; and a $2,000 set of golf clubs…which he had been using as an alibi to cover the fact that he has been remorselessly banging his secretary, Beebee, for the last six months. Tragically, I didn’t suspect a thing. Right up until the moment Cherry Glick inadvertently delivered a lovely floral arrangement to our house, apparently intended to celebrate the anniversary of the first time Beebee provided Mike with her special brand of administrative support. Sadly, even after this damning evidence-and seeing Mike ram his tongue down Beebee’s throat-I didn’t quite grasp the depth of his deception. It took reading the contents of his secret e-mail account before I was convinced. I learned that cheap motel rooms have been christened. Office equipment has been sullied. And you should think twice before calling Mike’s work number during his lunch hour, because there’s a good chance that Beebee will be under his desk “assisting” him. I must confess that I was disappointed by Mike’s over-wrought prose, but I now understand why he insisted that I write this newsletter every month. I would say this is a case of those who can write, do; and those who can’t do Taxes. And since seeing is believing, I could have included a Hustler-ready pictorial layout of the photos of Mike’s work wife. However, I believe distributing these photos would be a felony. The camera work isn’t half-bad, though. It’s good to see that Mike has some skill in the bedroom, even if it’s just photography. And what does Beebee have to say for herself? Not Much. In fact, attempts to interview her for this issue were met with spaced-out indifference. I’ve had a hard time not blaming the conniving, store-bought-cleavage-baring Oompa Loompa-skinned adulteress for her part in the destruction of my marriage. But considering what she’s getting, Beebee has my sympathies. I blame Mike. I blame Mike for not honoring the vows he made to me. I blame Mike for not being strong enough to pass up the temptation of readily available extramarital sex. And I blame Mike for not being enough of a man to tell me he was having an affair, instead letting me find out via a misdirected floral delivery. I hope you have enjoyed this new digital version of the Terwilliger and Associates Newsletter. Next month’s newsletter will not be written by me as I will be divorcing Mike’s cheating ass. As soon as I press send on this e-mail, I’m hiring Sammy “the Shark” Shackleton. I don’t know why they call him “the Shark” but I did hear about a case where Sammy got a woman her soon-to-be ex-husband’s house, his car, his boat and his manhood in a mayonnaise jar. And one last thing, believe me when I say I will not be letting Mike off with “irreconcilable differences” in divorce court. Mike Terwilliger will own up to being the faithless, loveless, spineless, useless, dickless wonder he is.

Michael Moore accumulated a $50 million fortune by making documentaries bashing capitalism. Moore—who wears a trademark baseball cap to communicate that he’s a regular, working-class guy—nevertheless got “outed” in his divorce in which it came to public light that he and his wife owned nine properties in Michigan and New York, including a 10,000-square-foot lakefront home in Traverse City and a Manhattan condo so large that it was once three separate apartments.48

Don't men in the South have gray hair? she asked. Yes, but their mothers are blonde.

...Southern women are impossible to live with because they will never find a man who treats them like their daddy did.

new Porsche, some cash, and no doubt a condo by the sea had been her payment. 

Aomame thought about the jiyugaoka apartment she had just vacated. It was in an old building, not terribly clean, with the occasional cockroach, and the walls were thin - not exactly the kind of place to which one because attached. Now, though, she missed it. In this brand-new, spotless condo, she felt like an anonymous person, stripped of memory and individuality.

And in every afflicted city, the story is the same: luxury condos, mass evictions, hipster invasions, a plague of tourists, the death of small local businesses, and the rise of corporate monoculture.

After the raid, the neighborhood was officially repossessed by the city of Portland, and a number of the houses were razed. The plan was to set up new low-income condos for some of the municipal workers, but construction stalled after the terrorist incidents, and as I cross over into the Highlands, all I see is rubble: holes in the ground, and trees felled and left with their roots exposed to the sky, dirty, churned earth, and rusting metal signs declaring it a hard-hat area. It’s so quiet that even the sound of my wheels as they turn seems overloud. A thought comes to me suddenly, unbidden—Quiet through the grave go I; or else beneath the graves I lie—the old rhyme we used to whisper as kids when we passed a graveyard. A graveyard: That’s exactly what the Highlands is like now.

First the low-rent artists would move in, full of piss and vinegar and resentment and the delusion that they could change the world. Then the startup designers and graphics companies, hoping a sheen of grubby cool would rub off on them. After that would come the questionable gene-peddler storefronts and the fashion pimps and pseudo galleries and latest-thing restaurant openings, with molecular-mix fusion involving dry ice and labmeat and quorn, and daring little garnishes of dwindling species: starling’s tongue pâté had been a fad of late, in such places. The Starburst owners were most likely a bunch of guys who’d cashed in via some superCorp and wanted to fool around in real estate. Once the starling’s tongue pâté phase had kicked in, they’d knock down the decaying unit rentals and erect a whole batch of new limited-shelf-life upmarket condos. But

Then, as we ascend into the fifth and final act of the show, we can choose what we want to take back with us: a piece of our underworld self that, frankly, the cheating boyfriend may need to meet, or the boss that doesn't appreciate you, or the terrorizing Bitch at school—or maybe you're the terrorizing Bitch, maybe I am. Some fragments that took their masks off while we were on this underworld journey sometimes walk quietly with me. Only I know that after the show they will be staying with me as my figurative New Renter in my seafront condo, down the street from Pituitary Lane, behind Heart Terrace. Then again, some unmasked Beings that I see during a performance find me once I'm back in my dressing room and receive from me the “Okay you, thank you for the perspective and the vision, but in this century you can't just chop people's heads off and feed them to your cats, and I know these guys are bad guys, and thank you for the vision. So you can haunt me during the show again in Indy

I’ll let you off your leash, but you have to show some manners. No humping, no pissing on anything man made, and keep the crotch greetings exclusive to your four-legged fury friends. Got it?” Swarley nods because I’ve made him part human over the past few months and I’m pretty sure I saw him roll his eyes at me too. Guess I’d better start getting used to sassiness and eye rolling … read that on a parenting blog too. Note to self. Find more positive bloggers that paint the picture of parenthood with rainbows, fairies, and pixie dust. “Sydney?” I turn. “Hey, Dane!” He bends down to let his dogs off their leashes. “Gosh, I didn’t think you’d be back. How was Paris?” Which part? The view of the ceiling from the couch or the drain from the top of the toilet? “Great!” Extremely sugarcoated … maybe teetering on an outright lie. “So how long are you staying?” He rests his hands on his hips. Dane is adorable. I’m sure grown men don’t like to be called adorable; hell, I didn’t like it when Lautner said it to me, but Dane is just that. Tall, dark, and admittedly handsome with a boyish grin that makes me want to take him home, bake him cookies, and pour him a tall glass of milk. “I’m not sure. Trevor and Elizabeth just moved to San Diego and I’m staying at their house until it sells or until I find something else.” He cocks his head to the side. “Yet, they left Swarley?” Turning my gaze to look for the wild pooch, I shake my head. “Their condo association doesn’t allow large pets. They’ve been looking for a new home for him, but for now I have him.” “You two have come a long way since the first day you showed up at my office.” Clasping my hands behind my back, I look down and kick at the dirt. “Yeah, you’re right. As of lately, I’ve considered taking him myself. But until I know where I’m going to end up, offering it would be a little premature if not irresponsible.” “Grad school with a dog. You’d have to find some place to live that allows pets.” My faces wrinkles as I peek up at him. “I’m not going to grad school, at least not for a while. Something’s kind of come up.” “Oh?” Dane’s hands shift from his hips to crossing over his chest as he widens his stance. I blow out a long breath, scrubbing my hands over my face. My fingers trace my eyebrows as I meet his eyes again. “I’m … pregnant.” Dane’s eye are going to pop out of his head and the dogs will be chasing them if he opens them any wider. “I’m sorr—or congrat—or—” I smile because his adorableness doubles when he gets all nervous and starts stuttering. “It’s congratulations now … ‘I’m sorry’ was last month.” He nods in slow motion. “So you came back for Lautner?” “No … well, yes, but that backfired on me. He’s … moved on.” “Moved on? Are you serious? From … you?” I shrug, bobbing my head up and down. “Well … he’s a fuc—a freaking idiot.” As much pain as this conversation brings me, I still manage to let a giggle escape with an accompanying smile. “You’re right. He is a fucafreaking idiot.” Dane grins. “Especially because he’s with Claire.” His eyes go wide again. “Dr. Brown?” I nod. “Dr. Fucafreaking Brown.” Dane mouths WOW! “Exactly.

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Just go into any 'home cooking' restaurant in any town you're visiting. If the menu lists macaroni and cheese as a vegetable-- you know you're in the South.

I keep hearing all these jokes on TV about how people in Arkansas are still barefoot hillbillies. Sure there are plenty of people living up in the hills and mountains on Arkansas. Why not? The scenery is breathtaking from their million-dollar houses up in those hills. Those people bought Wal-Mart stock early. They paid cash for those homes. -Little Rock resident on how some people from "up North" view Arkansas

Notify the uniformed lieutenant in that sector. If the crime scene tape has been taken down, put it back up. Arrest anybody who violates the scene, including that son of a bitch Edelman.” “Wonder how he likes having his exciting new condo project renamed the ‘House of Horrors.’ How ya think it’ll affect pre-construction sales?” Corso chortled. The phones continued to ring nonstop. “Take that file into the conference room,” Burch told Nazario, “and study it till you know chapter and verse. We’re gonna

Decide early on if it’s a short- or long-term play. Speculators can make money by buying in new condo developments very early and then flipping the units at the first opportunity for a quick profit.

When condominiums don’t meet government-backed lenders’ standards they become non-warrantable. This means that buyers cannot get standard loans for these properties. They will have to pay cash or pay exorbitant rates through private lenders. When a building is full of non-warrantable condos, the pool of buyers shrinks and lowers the condo’s value. One might think that newer projects would have lower maintenance costs than older projects. But this isn’t always true. Some builders set monthly fees low while they advertise the project. This attracts bargain buyers, but owners soon discover they have inadequate reserves. The monthly fees then skyrocket. Even if the homeowners successfully sue the builder, it is hard to sell any properties while litigation is pending, and values drop. Most states have specific forms for condominium transactions in which the association discloses finances and reserves. Buyers must sign and verify they have examined the financial condition of the project. Pay attention to past history. How old is the roof? When were improvements last made? How often do association dues increase? Even though many people don’t investigate these issues, a home’s value depends on them. CHAPTER 7 BANK FINANCING Banks have a new image. Now you have ‘a friend,’ your friendly banker. If the banks are so friendly, how come they chain down the pens? — Alan King Bank lending standards and terms change daily. This chapter provides general principles that should prove useful over the long term. We will examine how to borrow from banks to acquire or refinance a home. Please note the term “banks” as used here includes credit unions and other major financial institutions. There’s another chapter on non-bank lending to help those who don’t meet the criteria set by major lending institutions.

Emily Lawson, twenty-nine years old, graduated top ten percent of my class at my law school, associate at one of the most prestigious law firms in New York City and owner of a fabulous condo in Battery Park, is making butter.

There appears to be a large duffel bag in my bedroom.” “I’m moving in for a while, unless you throw me out. My mom is at Luke’s for the evening. She and I will spend tomorrow afternoon with Rosie while you’re in Redding at work. I thought I’d take babysitting duty while you do your twenty-four-hour shift. If that’s okay with you. Wednesday morning, while Rosie’s at preschool and day care, I’m driving my mom to the airport. She’s going home to get some things done around her condo so she can come right back. I guess the plants are dying, and the bills need to be paid. On the way over here this afternoon, after picking up my things at Luke’s, I scoped out the pumpkin patch and bought new pajamas.” He grinned at her. “I thought you might be annoyed we didn’t invite you along, so I took lots of pictures.” “Weren’t you going to ask?” she said. “About the pumpkin patch?” he returned. “About the pajamas,” she stressed. He straightened and his expression was serious. “I was going to beg. I have four weeks of leave, if they don’t call me in early. Can you put up with me? If I’m neat?” Her heart swelled, but she was afraid to let it show. He’d always been neat. In fact, he was a little on the fussy side. Things he valued had to be perfectly maintained—his home, his car, his man toys. Put up with him? “We’ve never actually done this before, you know,” she pointed out to him. “We’ve never really lived together.” The look in his eyes was tender. “We should have.” *

The first thing the therapist asked me was, 'Are you here because you're depressed?' I said, 'Not at all--I'm here because I'm Southern.'" Anne Herndon

That's right honey...It's much easier to follow the bitch than it is to follow the saint.

doubted the condo portion of the building had any black or Dominican owners.

ONE OF THE GREAT THINGS ABOUT MIAMI HAS ALWAYS been the total willingness of its residents to pave everything. Our Fair City began as a subtropical garden spot teeming with wildlife, both animal and vegetable, and after only a very few years of hard work all the plants were gone and the animals were dead. Of course their memory lingers on in the condo clusters that replaced them. It is an unwritten law that each new development be named after whatever was killed to build it. Destroy eagles? Eagle’s Nest Gated Community. Kill off the panthers? Panther Run Planned Living. Simple and elegant and generally very lucrative.

The transfer from Minneapolis to Georgetown had been seamless. Her new condo was a slightly scary demonstration of the government’s ability to read a single individual’s habits and tastes, purely through available databases. Because it was perfect, right down to the smart door. The door read her implants, unlocked and opened itself, and closed itself behind her. She could mumble out a shopping list—for anything, from food to clothing—and the door would arrange for it to be delivered, and then would keep an eye on the delivery cart.

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Jonathan broke the silence. In a timorous voice, he said he could see clearly now, could see the future. The future is more exponentially exploding rents. The future is more condo buildings, more luxury housing bought by shell companies of the global wealthy elite. The future is more Whole Foods, aisles of refrigerated cut fruit packaged in plastic containers. The future is more Urban Outfitters, more Sephoras, more Chipotles. The future just wants more consumers. The future is more newly arrived college grads and tourists in some fruitless search for authenticity. The future is more overpriced Pabsts at dive-bar simulacrums. Something something Rousseau something. Manhattan is sinking. What, literally? Because of global warming? I snarked. Don’t make fun of me. And yes, literally and figuratively.

Russian investors to buy into his condo projects in New York and Florida,

Shane grabs him by the throat and lifts him an inch off the floor. “We do not fucking share her. What do you think she is, a fucking condo?

new apartment. I didn’t know how big it is.” “Of course you can stay with me. I have plenty of room.” She’d chosen the larger available condo based on the premium views. That way, in case her new plan

The M Condo by Wing Tai has a site coverage of over 80,000 sqft, sitting along the eastern end of middle road. The M Condo will comprise of one 20-storey residential tower and one block of low-rise apartment, atop a row of approximately 1,500 sqm of commercial space. Set on a former vacant land, this new project is poised to benefit from the limited housing supply in the vicinity. With its well placement in the prime district 7 locale, it's a destination planned for work, live and play concept.

But they had double-crossed Red, so I still counted myself exceptionally lucky. “Who lugged me back up to the condo?” I ask Ingrid. “Billy.” I nod. “How was he?” “He was pretty shaken, but after going home, getting a shower, and seeing his mom and brothers, he actually came back to the crime scene and helped walk us through it.” “What a trooper.” “Yeah, he’s a tough kid. He wanted me to thank you for saving his life.” I scoff. “Tell him to thank my dad.” Captain Nail Gun. “Oh, he plans on it. He’s actually going to help your dad install new carpet in a couple days.” “That’s nice of him.” Ingrid rolls herself out of the pretzel and pushes herself off the bed. I soak up her delicious backside. She quickly pulls on a robe and I make a frowny face. “What haven’t we done yet?” she asks. Eaten. Gone to the bathroom. Brushed our teeth. Drank water. Had sex a third time. “I don’t know.” “Opened our wedding presents!” she shouts, clapping her hands and pulling open the door to the bedroom. I shake my head and smile. “Oh, hi guys,” I hear her say in her squeaky, talking-to-animals voice. “Sorry we had

Her new address. She wasn’t at the condo anymore, and the address Margaret gave him wasn’t her parents’ place, either. Had she already found a place of her own, in this real estate market?

What we were supposed to do if we had qualms—and surely some did—was douse them. On the spot. Take a deep breath, go wash your face, lease a new Z-car, buy a condo in Snowmass, learn to fly your own Beech Bonanza, maybe take instruction in violin making. But ship as much fresh money as possible to the Caymans, then spend the rest of the time putting your feet up on your desk and chortling about how work’s for the other ranks.

I’ve done my research, Rob. I know this neighborhood. Economics, the rising cost of groceries, everything hits hard in a lower-income area like this. The community center had a summer feeding program, but the community center isn’t there anymore. The property was sold to a developer. New condos are going in just blocks away, but that doesn’t help the people who were there before. It only raises the tax base. They can’t afford to stay. They can’t afford to go. They can’t afford to live. Someone has to fill the gap.

Unlike their counterparts in many other cities, Vancouver’s municipal planners enjoy broad discretionary power when considering new development. They use that power to squeeze massive community benefits from developers in exchange for the right to build higher. Want to stack a few more stories of condos on your tower? Sure, but only if you repay the city with a public park, a plaza, a day-care center, or land for affordable social housing. In this way, Vancouver manages to claw back as much as 80 percent of the new property value created by upzoning. There is no density without a lifestyle dividend for the community. The result is that as the city gets denser, its residents enjoy more public green space. In Vancouver’s downtown neighborhoods you are never more than a few minutes’ walk to a park or the spectacular seawall that wraps the entire peninsula.

Thanks, Mom, Peter said to himself as he put down the phone. He hadn’t spoken to his mother in over fifteen years, not since she had caught on to the fact that he’d been using forged checks to take money from her account. That tardy discovery had come years after he’d forged her name to countless excuses and permission slips all through junior high and high school. When the subject of families came up, he usually told people that his mother bounced back and forth between her condo in Florida and her home in upstate New York. That wasn’t true, of course. She’d been dead for a long time. He’d seen to it.

Barack was cerebral, probably too cerebral for most people to put up with. (This, in fact, would be my friend’s assessment of him when we next spoke.) He wasn’t a happy-hour guy, and maybe I should have realized that earlier. My world was filled with hopeful, hardworking people who were obsessed with their own upward mobility. They had new cars and were buying their first condos and liked to talk about it all over martinis after work. Barack was more content to spend an evening alone, reading up on urban housing policy. As an organizer, he’d spent weeks and months listening to poor people describe their challenges. His insistence on hope and the potential for mobility, I was coming to see, came from an entirely different and not easily accessible place.

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Dear friends and enemies, Season’s greetings! It’s me, Serge! Don’t you just hate these form letters people stuff in Christmas cards? Nothing screams “you’re close to my heart” like a once-a-year Xerox. Plus, all the lame jazz that’s going on in their lives. “Had a great time in Memphis.” “Bobby lost his retainer down a storm drain.” “I think the neighbors are dealing drugs.” But this letter is different. You are special to me. I’m just forced to use a copy machine and gloves because of advancements in forensics. I love those TV shows! Has a whole year already flown by? Much to report! Let’s get to it! Number one: I ended a war. You guessed correct, the War on Christmas! When I first heard about it, I said to Coleman, “That’s just not right! We must enlist!” I rushed to the front lines, running downtown yelling “Merry Christmas” at everyone I saw. And they’re all saying “Merry Christmas” back. Hmmm. That’s odd: Nobody’s stopping us from saying “Merry Christmas.” Then I did some research, and it turns out the real war is against people saying “Happy holidays.” The nerve: trying to be inclusive. So, everyone … Merry Christmas! Happy Hannukah! Good times! Soul Train! Purple mountain majesties! The Pompatus of Love! There. War over. And just before it became a quagmire. Next: Decline of Florida Roundup. —They tore down the Big Bamboo Lounge near Orlando. Where was everybody on that one? —Remember the old “Big Daddy’s” lounges around Florida with the logo of that bearded guy? They’re now Flannery’s or something. —They closed 20,000 Leagues. And opened Buzz Lightyear. I offered to bring my own submarine. Okay, actually threatened, but they only wanted to discuss it in the security office. I’ve been doing a lot of running lately at theme parks. —Here’s a warm-and-fuzzy. Anyone who grew up down here knows this one, and everyone else won’t have any idea what I’m talking about: that schoolyard rumor of the girl bitten by a rattlesnake on the Steeplechase at Pirate’s World (now condos). I’ve started dropping it into all conversations with mixed results. —In John Mellencamp’s megahit “Pink Houses,” the guy compliments his wife’s beauty by saying her face could “stop a clock.” Doesn’t that mean she was butt ugly? Nothing to do with Florida. Just been bugging me. Good news alert! I’ve decided to become a children’s author! Instilling state pride in the youngest residents may be the only way to save the future. The book’s almost finished. I’ve only completed the first page, but the rest just flows after that. It’s called Shrimp Boat Surprise. Coleman asked what the title meant, and I said life is like sailing on one big, happy shrimp boat. He asked what the surprise was, and I said you grow up and learn that life bones you up the ass ten ways to Tuesday. He started reading and asked if a children’s book should have the word “motherfucker” eight times on the first page. I say, absolutely. They’re little kids, after all. If you want a lesson to stick, you have to hammer it home through repetition…In advance: Happy New Year! (Unlike 2008—ouch!)

If we all conceptualize the reality and possibility of the city uniquely, how can we be on the same page when it comes to building an equitable future? To the person just moving to New Orleans, all the white hipsters biking around the Bywater is not the sign of the displacement of 100,000 black people; to someone moving to Williamsburg now, the glass condos are as much a natural part of the cityscape as anything else. In this way, gentrification suppresses and displaces memory, and makes it harder to build lasting justice. This ignorance benefits the powerful - a new resident who has no memory of the old Mission District in San Francisco is much less likely to protest what others may see as its destruction when a condo comes along. So if we are committed to fighting for an ungentrified future, the first step is to build consensus about what a city should be.

How to Bulletproof Your Association’s Biggest Asset: The Money The 35-Point Financial Procedures Manual If you are elected treasurer of your community association and accept the challenge, there are many policies and procedures you will need to learn before you start planning budgets, collecting assessments, and signing checks. Board members and officers of all community associations in America should read the following 35-point list of financial procedures and consider it a survival manual. It is divided into four segments: •​Inheriting Old Books •​Guarding and Vigilance •​Cyberbanking Procedures •​Efficiency Maximization and Return The Takeover: Inheriting Old Books 1.​Incoming treasurers or accounting managers should never accept the recording of financial books or accounts of a previous money manager. In order to be sure there is a clear line between the actions of the prior money manager and the current, a new bank account should be opened and the funds transferred to the new account. The new account helps to draw the line of accountability. Liability is also reduced by the new account, since any old checks that may be lying around will then be invalid. 2.​Immediately notify the bank when officers change. Bank signature cards must always be brought current immediately following the annual election. All officers should go to the bank together to provide identification and verify signatures. 3.​For incoming treasurers or accounting managers, a “transition document” stating all association account balances—including a statement as to the purpose of the reserve account, all contracts (including the vendors’ names and the expiration dates), and any outstanding payments due for services rendered or received—should be provided to the new money manager. 4.​Destroy all old checks and deposit slips. Use a cross shredder or a document destruction company. 5.​Keep new checks under lock and guard the keys. 6.​If a board treasurer or management company refuses to give up the bank accounts (it has happened), send the person or company a certified letter demanding the rightful return

gripping feeling, and no, there has been nothing like it. It’s got to be dangerous, all this heart overload. No wonder Soapie tried to protect her from it. No wonder Greta wouldn’t ever let her pick up the newborn Sandrine. She sits and strokes the little shell-like ear, the soft cheek, the little button of a nose. It’s as though she’s been born again herself, some new raw part of her emerging from the wreckage of her grief and her longing. It makes her want to cry, how close she came to missing out on this. She and Jonathan move through the first few days, sleep-deprived and stunned. He is excellent at keeping people away. He won’t let Andres and Judith Schultz drop by with their baby gift, and he avoids the nice condo dwellers who smile at him in the bright sunny passageways and politely inquire about the new baby. Greta says this is a good thing and is exactly what he should be doing: using his handy Y chromosome to protect