Marginal 4 Quotes

Birds know themselves not to be at the center of anything, but at the margins of everything. The end of the map. We only live where someone's horizon sweeps someone else's. We are only noticed on the edge of things; but on the edge of things, we notice much.

Blue was in a terrible mood. Something had clearly happened while she was on shift, but Gansey’s attempts to prise it from her had established only that it was neither about the toga party nor him. Now, she was the one driving the Pig, which had a threefold benefit. For starters, Gansey couldn’t imagine anyone whose mood wouldn’t be marginally lifted by driving a Camaro. Second, Blue said she never got a chance to practise driving in Fox Way’s communal vehicle. And third, most importantly, Gansey was outrageously and eternally driven to distraction by the image of her behind the wheel of his car. Ronan and Adam weren’t with them, so there was no one to catch them in what felt like an incredibly indecent act.

Yeah, well, your people happen to be soul-sucking demons. (Wulf) You ever met a banker or a lawyer? Tell me who’s worse, my Urian or one of them? At least we need the food; they do it just for profit margins. (Phoebe)

She sets things on fire,” Coen announced without preamble. “All the time,” Siret added. Rome shrugged. “It’s her thing.” I really wanted to argue with them: it was not my thing. If anything was my thing it was … swimming. Arghh. Of course that would be the first thing on my mind, because I was addicted to se—swimming now. No, Willa! For gods’ sake, this was not the time. My thing was being naked, which was marginally better. Yael laughed out loud, which had a perfect O forming on Adeline’s full lips. I wasn’t surprised: Yael wasn’t really the laughing kind.

The margins of the space were bright without illuminating anything or casting shadows, sharp and terrible. It reminded her of the way schizophrenics and people suffering migraines would describe light as assaulting and dangerous.

Wood nymphs,” said Jackaby. “Not a real cheery lot, them,” observed Hudson. “In retrospect, a library is a rather somber locale for their kind. A bit like housing a man in a graveyard. Well, a bit like housing a man in a graveyard in which his people’s bones have been mashed to a pulp and reconstituted into slim sheets, onto which one has scribbled a lot of silly words with pictures of monks and satyrs in the margins.

Too often the mentally ill are marginalized as people who just can’t pull up their socks. If only it were that simple.

Six Telltale Signs of a Winning Strategy 1) An activity system that looks different from any competitor's system. It means you are tempting to deliver value in a distinctive way. 2) Customers who absolutely adore you, and noncustomers who can't see why anybody would buy from you. This means you have been choiceful. 3) Competitors who make a good profit doing what they are doing. It means your strategy has left where-to-play and how-to-win choices for competitors, who don't need to attack the heart of your market to survive. 4) More resources to spend on an ongoing basis than competitors have. This means you are winning the value equation and have the biggest margin between price and costs and best capacity to add spending to take advantage of an opportunity to defend your turf. 5) Competitors who attack one another, not you. It means that you look like the hardest target in the (broadly defined) industry to attack. 6) Customers who look first to you for innovations, new products, and service enhancement to make their lives better. This means that your customers believe that you are uniquely positioned to create value for them.

Even MASON froze a moment. “Bridger built a satellite that built a robot capable of blasting missiles halfway to the Moon?” Cato smiled gently, so gently. “Bridger made resurrection potions, and a magic crystal ball, and Achilles. This is marginally less impossible.

Henceforth women were marginalized and became second-class citizens in the new civilizations of the Oikumene. Their position was particularly poor in Greece, for example—a fact that Western people should remember when they decry the patriarchal attitudes of the Orient.

From death comes life upon a grave misdeed. Only then can one sow a truly destructive seed. That sounds ominous. Flipping the page, I find another note in the margin. A weapon can be used more than once, and never fully ceases to exist. The ammunition is the loss that comes at a cost you will find the hardest.

If you want to create capacity and margin in your life, I suggest that you do the following: • Delegate so you’re working smarter, not just harder. • Do what you do best and drop the rest. • Get control of your calendar; otherwise other people will. • Do what you love because it will give you energy. • Work with people you like so your energy isn’t depleted. If you do those things while doing the right work with purpose in the right place with people you love, you will be living the good life. 4.

Each of us, no matter how brave, always leaves ourselves an acceptable margin of error and a relief valve for when things go to shit,

I eventually learned to cook by focusing on two principles. Both of them apply to all learning and will be your constant companions throughout this book: failure points and the margin of safety.

It’ll be worse than having civilians on the battlefield.” “Marginally. She’s had some military training, right?” It was Reza’s turn to frown. He hadn’t the slightest clue what military training she had, if any. Maybe she’d just been handed her uniforms and told to report to Fort Hood. Stranger things had happened. “I have no idea,” he admitted. “Well, find out. And make sure she doesn’t accidently set off any pyro.” Reza winced at the jab and flipped Evan off. “Very funny.

Their true wealth is invisible to them because it comes in the form of what they’re missing: that constant hum of anxiety that sucks the energy from the rest of us. If their refrigerator craps out, they can fix it. If they fall down the stairs, their insurance will cover the hospital bill. If the breadwinner loses his job, he’ll have his pick of landing spots. When I daydream about having money, it’s not about jewelry and Jacuzzis and Jet Skis. I dream about having that unseen cushion, that margin of error I can just take for granted.

We need to get beyond our ignorance of the other. We need to move beyond the thinking that white privilege means that all whites live a privileged life. This perspective ignores the reality of class in this country. The plight of poor whites was largely ignored until the last presidential election. According to the 2013 data from the US Department of Agriculture, 40.2 percent of food stamp recipients were white; 25.7 percent, black.4 What’s Their Story? We would do well to hear and learn from the stories of whites, especially those who share the common struggle of poverty and marginalization. In Hillbilly Elegy, J. D. Vance shares his story of growing up poor: “To these folks, poverty is the family tradition—their ancestors were day laborers in the Southern slave economy, sharecroppers after that, coal miners after that, and machinists and millworkers during more recent times. Americans call them hillbillies, rednecks, or white trash. I call them neighbors, friends, and family.”5 When we understand the details of the other’s story we realize that we have much more in common than we ever imagined.

Yet a personal God can become a grave liability. He can be a mere idol carved in our own image, a projection of our limited needs, fears and desires. We can assume that he loves what we love and hates what we hate, endorsing our prejudices instead of compelling us to transcend them. When he seems to fail to prevent a catastrophe or seems even to desire a tragedy, he can seem callous and cruel. A facile belief that a disaster is the will of God can make us accept things that are fundamentally unacceptable. The very fact that, as a person, God has a gender is also limiting: it means that the sexuality of half the human race is sacralized at the expense of the female and can lead to a neurotic and inadequate imbalance in human sexual mores. A personal God can be dangerous, therefore. Instead of pulling us beyond our limitations, “he” can encourage us to remain complacently within them; “he” can make us as cruel, callous, self-satisfied and partial as “he” seems to be. Instead of inspiring the compassion that should characterize all advanced religion, “he” can encourage us to judge, condemn and marginalize. It seems, therefore, that the idea of a personal God can only be a stage in our religious development. The world religions all seem to have recognized this danger and have sought to transcend the personal conception of supreme reality.

Daniel pointed to a dense paragraph of text. Luce hadn't realized until then that the book was written in Latin. She recognized a few words from the years of Latin class she'd taken at Dover. Daniel had underlined and circled several words and made some notes in the margins, but time and wear had made the pages almost illegible. Arriane hovered over him. "That's some serious chicken scratch.

The most famous Diophantine equation in history is the one known as Fermat's last Theorem, the celebrated statement by Pierre de Fermat (1601-55) that there are no whole number solutions to the equation x^n + y^n = z^n, where n is any number greater than 2. When n = 2, there are many solutions (in fact an infinite number). For instance, 3^2 + 4^2 = 5^2 (9 + 16 = 25); or 12^2 +5^2 = 13^2 (144 + 25 = 169). Miraculously, when we go from n = 2 to n = 3, there are no whole numbers x,y,z that satisfy x^3 + y^3 = z^3, and the same is true for any other value of n that is greater than 2. Appropriately, it was in the margin of the second book of Diophantus's Arithmetica, which Fermat was eagerly reading, that he wrote his extraordinary claim-one that took no fewer than 356 years to prove.

Work must be refused and reduced, building our synthetic freedom in the process.136 As we have set out in this chapter, achieving this will require the realisation of four minimal demands: 1.Full automation 2.The reduction of the working week 3.The provision of a basic income 4.The diminishment of the work ethic While each of these proposals can be taken as an individual goal in itself, their real power is expressed when they are advanced as an integrated programme. This is not a simple, marginal reform, but an entirely new hegemonic formation to compete against the neoliberal and social democratic options. The demand for full automation amplifies the possibility of reducing the working week and heightens the need for a universal basic income. A reduction in the working week helps produce a sustainable economy and leverage class power. And a universal basic income amplifies the potential to reduce the working week and expand class power.

Then I stood alone at the edge of the sea I had longed for so often; but though I was alone, I found it cheering, and breathed the air that is like no other, and smiled to hear the soft song of the little waves. Land—Nessus, the House Absolute, and all the rest—lay to the east; west lay the sea; I walked north because I was reluctant to leave it too soon, and because Triskele had run in that direction, along the margin of the sea. There great Abaia might wallow with his women, yet the sea was older far, and wiser than he; we human beings, like all the life of the land, had come from the sea; and because we could not conquer it, it was ours always. The old, red sun rose on my right and touched the waves with his fading beauty, and I heard the calling of the sea birds, the innumerable birds.

invited us, didn’t they? It’d be rude not to enjoy the hotel’s facilities to their fullest extent,” I repeat, mocking my grandfather. “Can you believe him?” A startled laugh escapes Lily’s lips, and I can’t help but smile too. It takes the sting out of the words that followed, the ones I won’t tell Lily about. “I can only hope that your education actually helped smarten you up, because I’m tired of my granddaughter coming second to that Windsor boy. You’re not in school anymore, Celeste. The stakes are higher now, and there’s no margin for error. At the very least, you should be able to raise our hotels to the same standard as the Windsors’.” Sometimes I wonder, would my grandfather’s endless comparisons hurt less if they didn’t result in him finding me lacking every single time? Would my hatred for Zane have evolved into what it is had it not been fueled by Grandpa’s expectations?

History favors the bold. Compensation favors the meek. As a Fortune 500 company CEO, you’re better off taking the path often traveled and staying the course. Big companies may have more assets to innovate with, but they rarely take big risks or innovate at the cost of cannibalizing a current business. Neither would they chance alienating suppliers or investors. They play not to lose, and shareholders reward them for it—until those shareholders walk and buy Amazon stock. Most boards ask management: “How can we build the greatest advantage for the least amount of capital/investment?” Amazon reverses the question: “What can we do that gives us an advantage that’s hugely expensive, and that no one else can afford?” Why? Because Amazon has access to capital with lower return expectations than peers. Reducing shipping times from two days to one day? That will require billions. Amazon will have to build smart warehouses near cities, where real estate and labor are expensive. By any conventional measure, it would be a huge investment for a marginal return. But for Amazon, it’s all kinds of perfect. Why? Because Macy’s, Sears, and Walmart can’t afford to spend billions getting the delivery times of their relatively small online businesses down from two days to one. Consumers love it, and competitors stand flaccid on the sidelines. In 2015, Amazon spent $7 billion on shipping fees, a net shipping loss of $5 billion, and overall profits of $2.4 billion. Crazy, no? No. Amazon is going underwater with the world’s largest oxygen tank, forcing other retailers to follow it, match its prices, and deal with changed customer delivery expectations. The difference is other retailers have just the air in their lungs and are drowning. Amazon will surface and have the ocean of retail largely to itself.

I’m first up, love,” Arion says as he starts invading my space again. “I thought the only thing holding you back was your fear. Clearly the fear is absent if you’re willing to turn yourself over to the very darkest part of me. It’s amazing you’re in one piece, so clearly you played submissive very well, Violet. It’s because you were ready for me to save you and overcame your fear of me. Now we can be together.” When I say nothing and simply stare at him like he’s forever losing his mind more and more when we speak, he frowns like he’s genuinely perplexed. “Arion, no matter what you did, I couldn’t have endured another second of those cries. And you were at Abby’s mercy while in that state. You ripped my throat out and told me to put on some healing potion so you could sit down and watch the fight.” Apparently, I guess right, because his pupils widen marginally. “I held your hand when you finished,” he says like he’s defending himself. “So you could watch the fight.” “Vance was focused. It’s been ages since he focused. Thing of beauty while it happens,” he says as if that’s important information. I gesture between us. “That’s sort of the problem. I feel like the conduit for your feelings for them because you have heterosexual body parts with a homosexual mentality. I’m not sure I’m okay with simply being a conduit,” I carefully explain, causing his eyes to widen a little more, as several muffled sounds of amusement spring from somewhere else in the room. “I’m sorry, love, but you’ve really lost me,” Arion says very seriously, brow crinkling. “You want this to be a thing between you and me, even though Idun is returning, because you want them back. It looks like you’re getting that without me, so we can be friends,” I suggest, completely rambling. I don’t think I’m explaining this very well, since they’re all muffling laughter down the hall. Even Vance makes a choked sound of amusement. Or they’re just really immature about these things… That’s definitely possible. Arion scrubs a hand over his face, as someone struggles to cover a surprise laugh with a cough. “I’m so sorry. I shouldn’t be having this conversation right now. It’s inappropriate to do with an audience,” I babble. “But you’re really intense. And I’ve just survived an apocalyptic wolf storm with your mostly naked beta, whose threads are still in my bra because one set of clothes ended up being enough.” The look of frustrated confusion on his face doubles. “I could use a small break before we discuss curses, some really confusing relationship statuses, and the somewhat terrifying woman you’ve all loved rising very soon. And those wolves stole my oranges, so I need to go back and get all of them.” “I’ve already returned them to your cellar,” Emit says from somewhere behind Arion. “Then I need to go start using them while they’re useable,” I say as I quickly disentangle myself from Arion and attempt to escape. “I’ll return the shirt.” “Keep it,” he says quietly from behind me, as I finally take in the other three all standing somewhat close together, smirking at me. “I’ll drive you home,” Damien says with a slow grin. “I’m not talking to you, and if you’re a smart man, you’ll figure out why,” I state firmly. “Only when you figure it out will we discuss it.” “I’ll take you—” “I don’t want to talk to you right now, because I need to get my cool back,” I tell Emit, whose eyes immediately flick away, as his jaw tics. He’s had multiple opportunities to explain to me why he told Damien I was a monster, and yet didn’t even bother telling me what I was. All this time, I’ve been patiently waiting, refusing to get too angry. Now…I’m getting sort of freaking angry, because he still hasn’t said one word about it. “Guess that just leaves me,” Vance says as he puts his hand at the small of my back and starts guiding me out.

Cisco systems forecasts that by 2022, the Internet of Everything will generate $14.4 trillion in cost savings and revenue.

Of all the animals raised for food, broiler chickens, layer hens, and pigs are kept in the worst conditions by a considerable margin. The only quantitative estimates of farmed animal welfare I’ve been able to find come from Bailey Norwood, an economist and agricultural expert. He rated the welfare of different animals on a scale of –10 to 10, where negative numbers indicate that it would be better, from the animal’s perspective, to be dead rather than alive. He rates beef cattle at 6 and dairy cows at 4. In contrast his average rating for broiler chickens is –1, and for pigs and caged hens is –5. In other words, cows raised for food live better lives than chicken, hens, or pigs, which suffer terribly.

Table 5.4 Top 70 branded manufacturers’ turnover vs. profitability average for 2009/2010 Source: Compiled from various company data, annual reports and specialised financial websites. Sales turnover Number of companies Average net margin > $20 billion 12 11.3% $10–20 billion 18 7.8% $5–10 billion 16 7.4% < $5 billion 24 2.8%

A peasant—a small landowner—resides on a small plot of privately owned lands, and engages in subsistence farming.25 As his margins of profit are slim, he can go into debt for any number of reasons: personal illness, crop failure, taxation, or the monopoly of resources by the state or private elite. His first line of recourse is to procure a loan, which he can only get at high interest. The high interest renders him insolvent, so he is forced to sell or deliver family members into debt-slavery, to pay off the debt (see 2 Kgs 4:1–7; Neh 5:1–13). When this does not secure the means to pay off the debt, he has to resort to relinquishing or selling his own land (Neh 5:1–13)—his means of production—and, finally, to selling himself. Thus, he is compelled to enter the service of the state or some arrangement of feudal sharecropping for the landowning elite.26

Shepherd sat next to him close to the front of the plane. As it taxied for take-off, Muller took a pair of reading glasses out of his jacket pocket, a sheaf of papers from a leather briefcase and began to read, occasionally making marks in the margin with a gold fountain pen. After an hour a stewardess in a tight-fitting green uniform handed out plastic trays with finger sandwiches, followed by a colleague offering coffee or tea. Shepherd passed on the food and the drink. Muller took a cheese sandwich and put away his paperwork. ‘This is your first time in Baghdad, right?’ he asked. ‘Yeah,’ said Shepherd. The lie came easily. He doubted that Yokely would want too many people knowing that he had been a passenger on a rendition flight. ‘Although I was in Afghanistan when I was with the Regiment. Another life.’ ‘Iraq’s not dissimilar,’ said Muller. ‘The difference is that before Saddam Iraq was a decent enough country. He ran it into the ground.’ ‘The Major said you were special forces. Delta Force,

Humans are so blind, their eyes on the ground, themselves always at the center. Birds know themselves not to be at the center of anything, but at the margins of everything. The end of the map. We only live where someone's horizon sweeps someone else's. We are only noticed on the edge of things; but on the edge of things, we notice much.

Christians are assimilating a culture of busyness, hurry and overload, which leads to 2) God becoming more marginalized in Christians’ lives, which leads to 3) a deteriorating relationship with God, which leads to 4) Christians becoming even more vulnerable to adopting secular assumptions about how to live, which leads to 5) more conformity to a culture of busyness, hurry and overload. And then the cycle begins again.

On November 4, while the votes were still being counted, Rick Perry, Trump’s former secretary of energy, wrote Meadows about his “AGRESSIVE STRATEGY.” “Why can’t the states of GA NC PENN and other R controlled state houses declare this is BS […] and just send their own electors to vote,” Perry mused. Perry sent the message to a group chat that included Meadows and two people who were still part of Trump’s cabinet at the time: Secretary of Housing and Urban Development Ben Carson and Secretary of Agriculture George Ervin “Sonny” Perdue III. “Interesting,” Carson wrote. Alternate electors were a central element of various plots to overturn Trump’s loss that were cooked up by his allies in the weeks after the election. There were basically five states that mattered in the 2020 presidential race: Arizona, Pennsylvania, Michigan, Georgia, and Wisconsin. The rest of the results were predictable. It was all coming down to the margin in those swing states. Of course, presidential elections aren’t technically decided in the states. They

2. Planning is important, but the most important part of every plan is to plan on the plan not going according to plan. What’s the saying? You plan, God laughs. Financial and investment planning are critical, because they let you know whether your current actions are within the realm of reasonable. But few plans of any kind survive their first encounter with the real world. If you’re projecting your income, savings rate, and market returns over the next 20 years, think about all the big stuff that’s happened in the last 20 years that no one could have foreseen: September 11th, a housing boom and bust that caused nearly 10 million Americans to lose their homes, a financial crisis that caused almost nine million to lose their jobs, a record-breaking stock-market rally that ensued, and a coronavirus that shakes the world as I write this. A plan is only useful if it can survive reality. And a future filled with unknowns is everyone’s reality. A good plan doesn’t pretend this weren’t true; it embraces it and emphasizes room for error. The more you need specific elements of a plan to be true, the more fragile your financial life becomes. If there’s enough room for error in your savings rate that you can say, “It’d be great if the market returns 8% a year over the next 30 years, but if it only does 4% a year I’ll still be OK,” the more valuable your plan becomes. Many bets fail not because they were wrong, but because they were mostly right in a situation that required things to be exactly right. Room for error—often called margin of safety—is one of the most underappreciated forces in finance. It comes in many forms: A frugal budget, flexible thinking, and a loose timeline—anything that lets you live happily with a range of outcomes. It’s different from being conservative. Conservative is avoiding a certain level of risk. Margin of safety is raising the odds of success at a given level of risk by increasing your chances of survival. Its magic is that the higher your margin of safety, the smaller your edge needs to be to have a favorable outcome.

This book aims to systematically overcome all of the above failure points, step-by-step. THE MARGIN OF SAFETY—IF WARREN BUFFETT DESIGNED MENUS Most cookbooks ignore how unreliable recipes can be.

It is critical that you decide how you will sell and distribute your product before you commit to a product in the first place. The more middlemen are involved, the higher your margins must be to maintain profitability for all the links in the chain.

Many scholars want to understand themselves as the people who are solving problems, but I think one of the things Nelson [Flores] and I – that brings us together in our work is our deep suspicion that many of the scholarly labels and categories and approaches have in fact emerged from the very systems of power that we’re trying to critique here. I think when we keep pushing – and we always push – “What’s your theory of change? What is it that changes?” These families use language in this way, so this school institutionalizes language in this way to change these behaviors. Then, what happens? Then, people have access to a different world? Then, the structure of the economy transforms? Then, stable housing and living wages and political representation – then that emerges from language use? Or are we facing a fundamentally different kind of challenge? Should our critique, should our efforts towards promoting language learning and our engagement with language, be oriented towards those bigger challenges? Or should they be narrowly focused on changing people’s language practices in their homes, in classrooms – really changing the behaviors of the marginalized? (4/10/2020 on Vocal Fries podcast)

From these dimensions emerge the alternative identity and lifestyle or practices of these followers of Jesus: 1. Instead of looking to Abraham, Enoch, Moses, Baruch, Ezra, and Solomon, or to the synagogue's leadership, or to imperial ideology for revelations about acceptable teaching and praxis, this community looks to Jesus to manifest God's will. 2. Instead of commitment to the emperor as head of the empire, this community is to follow Jesus crucified by the empire (chs. 26-27). 3. Instead of embracing Pax Romana, this community encounters, proclaims and prays for God's empire (4:17; 6:10; 12:28; 24-25). 4. Instead of understanding the emperor as manifesting the will of the gods, this community finds God's saving presence and will manifested in Jesus, Emmanuel (1:23; passim; 18:20; 28:20). 5. Instead of gladly embracing imperial power, this community is to critique kingship and leadership (ch. 2; 14:1-12; 20:20-28; 27). 6. Instead of supporting imperial power as the sustainer of order, this community sides with the prophetic tradition (John the Baptist, ch. 3) in calling it to account.

Instead of emulating the exercise of power over others exhibited by the Gentiles and “their great men,” this community is to live as a community of slaves (20:20-28). 8. Instead of maintaining hierarchical, patriarchal households, this community is to embrace an alternative, more egalitarian household structure (chs. 19-20). 9. Instead of paying taxes as an act of submission to the empire, this community is to pay them as an act which recognizes God's sovereignty over the earth (17:24-27; 22:15-22). 10. Instead of using violence to retaliate, this community is to be committed to active, nonviolent resistance (5:43-48). 11. Instead of pretending the empire has brought health to the world (Aristides; Matt 4:24), this community is to be an inclusive community, adopting in the fragmented urban chaos and hardship of Antioch a praxis of indiscriminate mercy, actively responding to need regardless of social, gender, or ethnic boundaries (chs. 8-9; 9:13; 12:7; 25:31-46). 12. Instead of seeking wealth to establish status, this community is to seek God's reign and use wealth in alternative, lifegiving practices of loans and almsgiving to those in need (5:42; 6:19-34; 10:9-15; 19:16-30).

Look at stocks as part ownership of a business. 2. Look at Mr. Market—volatile stock price fluctuations—as your friend rather than your enemy. View risk as the possibility of permanent loss of purchasing power, and uncertainty as the unpredictability regarding the degree of variability in the possible range of outcomes. 3. Remember the three most important words in investing: “margin of safety.” 4. Evaluate any news item or event only in terms of its impact on (a) future interest rates and (b) the intrinsic value of the business, which is the discounted value of the cash that can be taken out during its remaining life, adjusted for the uncertainty around receiving those cash flows. 5. Think in terms of opportunity costs when evaluating new ideas and keep a very high hurdle rate for incoming investments. Be unreasonable. When you look at a business and get a strong desire from within saying, “I wish I owned this business,” that is the kind of business in which you should be investing. A great investment idea doesn’t need hours to analyze. More often than not, it is love at first sight. 6. Think probabilistically rather than deterministically, because the future is never certain and it is really a set of branching probability streams. At the same time, avoid the risk of ruin, when making decisions, by focusing on consequences rather than just on raw probabilities in isolation. Some risks are just not worth taking, whatever the potential upside may be. 7. Never underestimate the power of incentives in any given situation. 8. When making decisions, involve both the left side of your brain (logic, analysis, and math) and the right side (intuition, creativity, and emotions). 9. Engage in visual thinking, which helps us to better understand complex information, organize our thoughts, and improve our ability to think and communicate. 10. Invert, always invert. You can avoid a lot of pain by visualizing your life after you have lost a lot of money trading or speculating using derivatives or leverage. If the visuals unnerve you, don’t do anything that could get you remotely close to reaching such a situation. 11. Vicariously learn from others throughout life. Embrace everlasting humility to succeed in this endeavor. 12. Embrace the power of long-term compounding. All the great things in life come from compound interest.

Accepting that the Gospels are problematic sources, we can still sketch Jesus's life and teachings. The evidence puts him among the Jewish peasantry of first-century Palestine. He was born ca. 4 BCE, more likely in or around Nazareth than in Bethlehem, given both widespread doubts about the historicity of Matthew's and Luke's Nativity narratives and recognition of their apologetic aims. He came from a family of modest means, spoke Aramaic, and worked as a carpenter or builder. At about age thirty, he was baptized by an itinerant preacher named John, after which he spent one (or more) years in the Galilee, gaining disciples and sometimes teaching in synagogues. By all accounts he moved easily among and displayed great compassion for people at society's margins. He fomented a major disturbance in Jerusalem, for which he was executed. Some of what Jesus taught was already familiar—the Golden Rule (Matt. 7:12) parallels a saying of the Jewish sage Hillel, his elder contemporary—but much represented a distinctive message about "the kingdom of God," a highly disputed term that many researchers understand as a place and time to come in which God will reign supreme. Heavenly or earthly, future or present, the kingdom would be ushered in by the "Son of Man," an apocalyptic figure whom Jesus may—or may not—have identified as himself. The kingdom's advent is imminent and would occasion a catastrophe, leading to a universal judgment of each person's fitness to enter it that would radically remake the social order. Mark 1:15 offers a concise precis: "The time is fulfilled, and the kingdom of God has come, repent, and believe the good news.

Most third-party delivery app companies take 30 percent commissions from small businesses that operate at 4 to 12 percent profit margins.

Three to five smart, conceptual people seeking the right answers in an open-minded way will generally lead to the best answers. It may be tempting to convene a larger group, but having too many people collaborate is counterproductive, even if the members of the larger group are smart and talented. The symbiotic advantages of adding people to a group grow incrementally (2+1=4.25) up to a point; beyond that, adding people actually subtracts from effectiveness. That is because 1) the marginal benefits diminish as the group gets larger (two or three people might be able to cover most of the important perspectives, so adding more people doesn't bring much more) and 2) larger group interactions are less efficient than smaller ones. Of course, what's best in practice depends on the quality of the people and the differences of the perspectives that they bring and how well the group is managed.

I saw Dinocrates going out from a gloomy place, where also there were several others, and he was parched and very thirsty, with a filthy countenance and pallid color, and the wound on his face which he had when he died. This Dinocrates had been my brother after the flesh, seven years of age, who died miserably with disease — his face being so eaten out with cancer, that his death caused repugnance to all men. For him I had made my prayer, and between him and me there was a large interval, so that neither of us could approach to the other. And moreover, in the same place where Dinocrates was, there was a pool full of water, having its brink higher than was the stature of the boy; and Dinocrates raised himself up as if to drink. And I was grieved that, although that pool held water, still, on account of the height to its brink, he could not drink. And I was upset, and knew that my brother was in suffering. But I trusted that my prayer would bring help to his suffering; and I prayed for him every day until we passed over into the prison of the camp, for we were to fight in the camp-show. Then was the birthday of Geta Cæsar, and I made my prayer for my brother day and night, groaning and weeping that he might be granted to me. 4. Then, on the day on which we remained in fetters, this was shown to me. I saw that that place which I had formerly observed to be in gloom was now bright; and Dinocrates, with a clean body well clad, was finding refreshment. And where there had been a wound, I saw a scar; and that pool which I had before seen, I saw now with its margin lowered even to the boy's navel. And one drew water from the pool incessantly, and upon its brink was a goblet filled with water; and Dinocrates drew near and began to drink from it, and the goblet did not fail. And when he was satisfied, he went away from the water to play joyously, after the manner of children, and I awoke. Then I understood that he was translated from the place of punishment. Perpetua is Again Tempted by Her Father.

the aggregation of marginal gains,” which was the philosophy of searching for a tiny margin of improvement in everything you do. Brailsford said, “The whole principle came from the idea that if you broke down everything you could think of that goes into riding a bike, and then improve it by 1 percent, you will get a significant increase when you put them all together.”4

1. Focus on return on equity, not earnings per share. 2. Calculate “owner earnings” to get a true reflection of value. 3. Look for companies with high profit margins. 4. For every dollar retained, make sure the company has created at least one dollar of market value.

1. Keep speculation and investments separate. 2. Don't be fooled by a name. 3. Be wary of new promotions. 4. Give due consideration to market ability. 5. Don't buy without proper facts. 6. Safeguard purchases through diversification. 7. Don't try to diversify by buying different securities of the same company. 8. Small companies should be carefully scrutinized. 9. Buy adequate security, not super abundance. 10. Choose your dealer and buy outright. (Babson abhorred any type of margin or installment payment plans and, in fact, claimed he never borrowed money.)

Scheffe tests also produce “homogeneous subsets,” that is, groups that have statistically identical means. Both the three largest and the three smallest populations have identical means. The Tukey levels of statistical significance are, respectively, .725 and .165 (both > .05). This is shown in Table 13.3. Figure 13.2 Group Boxplots Table 13.2 ANOVA Table Third, is the increase in means linear? This test is an option on many statistical software packages that produces an additional line of output in the ANOVA table, called the “linear term for unweighted sum of squares,” with the appropriate F-test. Here, that F-test statistic is 7.85, p = .006 < .01, and so we conclude that the apparent linear increase is indeed significant: wetland loss is linearly associated with the increased surrounding population of watersheds.8 Figure 13.2 does not clearly show this, but the enlarged Y-axis in Figure 13.3 does. Fourth, are our findings robust? One concern is that the statistical validity is affected by observations that statistically (although not substantively) are outliers. Removing the seven outliers identified earlier does not affect our conclusions. The resulting variable remains normally distributed, and there are no (new) outliers for any group. The resulting variable has equal variances across the groups (Levene’s test = 1.03, p = .38 > .05). The global F-test is 3.44 (p = .019 < .05), and the Bonferroni post-hoc test similarly finds that only the differences between the “Small” and “Large” group means are significant (p = .031). The increase remains linear (F = 6.74, p = .011 < .05). Thus, we conclude that the presence of observations with large values does not alter our conclusions. Table 13.3 Homogeneous Subsets Figure 13.3 Watershed Loss, by Population We also test the robustness of conclusions for different variable transformations. The extreme skewness of the untransformed variable allows for only a limited range of root transformations that produce normality. Within this range (power 0.222 through 0.275), the preceding conclusions are replicated fully. Natural log and base-10 log transformations also result in normality and replicate these results, except that the post-hoc tests fail to identify that the means of the “Large” and “Small” groups are significantly different. However, the global F-test is (marginally) significant (F = 2.80, p = .043 < .05), which suggests that this difference is too small to detect with this transformation. A single, independent-samples t-test for this difference is significant (t = 2.47, p = .017 < .05), suggesting that this problem may have been exacerbated by the limited number of observations. In sum, we find converging evidence for our conclusions. As this example also shows, when using statistics, analysts frequently must exercise judgment and justify their decisions.9 Finally, what is the practical significance of this analysis? The wetland loss among watersheds with large surrounding populations is [(3.21 – 2.52)/2.52 =] 27.4 percent greater than among those surrounded by small populations. It is up to managers and elected officials to determine whether a difference of this magnitude warrants intervention in watersheds with large surrounding populations.10

Hear David Swensen, widely respected chief investment officer of the Yale University Endowment Fund. “A minuscule 4 percent of funds produce market-beating after-tax results with a scant 0.6 percent (annual) margin of gain. The 96 percent of funds that fail to meet or beat the Vanguard 500 Index Fund lose by a wealth-destroying margin of 4.8 percent per annum.

It was only after World War II that Stanford began to emerge as a center of technical excellence, owing largely to the campaigns of Frederick Terman, dean of the School of Engineering and architect-of-record of the military-industrial-academic complex that is Silicon Valley. During World War II Terman had been tapped by his own mentor, presidential science advisor Vannevar Bush, to run the secret Radio Research Lab at Harvard and was determined to capture a share of the defense funding the federal government was preparing to redirect toward postwar academic research. Within a decade he had succeeded in turning the governor’s stud farm into the Stanford Industrial Park, instituted a lucrative honors cooperative program that provided a camino real for local companies to put selected employees through a master’s degree program, and overseen major investments in the most promising areas of research. Enrollments rose by 20 percent, and over one-third of entering class of 1957 started in the School of Engineering—more than double the national average.4 As he rose from chairman to dean to provost, Terman was unwavering in his belief that engineering formed the heart of a liberal education and labored to erect his famous “steeples of excellence” with strategic appointments in areas such as semiconductors, microwave electronics, and aeronautics. Design, to the extent that it was a recognized field at all, remained on the margins, the province of an older generation of draftsmen and machine builders who were more at home in the shop than the research laboratory—a situation Terman hoped to remedy with a promising new hire from MIT: “The world has heard very little, if anything, of engineering design at Stanford,” he reported to President Wallace Sterling, “but they will be hearing about it in the future.

We’re not just going to win this thing. We’re going to win it in a landslide!” Watching this exceptional group of young people — we called them “the twenty-sevens” because no more than a couple were over thirty — shouting, yelling, laughing, screaming, celebrating, talking about their victory, about what they had accomplished, I have to admit I got a little emotional. My eyes started to well up. I snuck out the back door, into the same alley where a few hours earlier I’d received the news that my political career was finished. Quite the contrary. An entirely new chapter was just beginning. In the end, the Liberals had been right to fear us for all those years, because not only did we win in Outremont by a margin of 4,441 votes over the Liberal candidate, but two-thirds of self-identified Bloc supporters voted for us. These were people who might have voted Yes in the last referendum because they wanted Québec to be respected in the Canadian federation, or else they were progressives for whom voting Conservative was not an option but who refused to vote for the scandal-ridden Liberals. Although very multicultural, Outremont is a majority francophone riding. French-speaking Québecers, including many passionate federalists, are rightly preoccupied with preserving their language, culture, and identity.

But this left a very large question mark: Who was Chutsky, in fact, and how did I get his help? Did I need some cunning stratagem to bend him to my will, or would I have to resort to some form of the unprecedented uncomfortable unspeakable truth? The very thought of committing honesty made me tremble in every leaf and branch—it went against everything I had ever stood for. But there seemed no way out; I would have to be at least marginally truthful.

Pricing low is shortsighted, because someone else is always willing to sacrifice more profit margin and drive you both bankrupt.

My eyes widened and my face turned red as embarrassment gushed through my person. I had never thought of myself in such a manner. But now I knew the reasons I was sought after by dominant, bearded Arab men. I understood why I had the power to make men feeble in the knees and languid at my commands. Victor’s words that morning certainly took on a new meaning in my adolescent life. Before I could continue to bask in this glorious revelation, my teacher suggested, “Use your temporal assets wisely, or you may end up like many before you, in self destructive jeopardy.” I stared at him, speechless. “Pay attention, young man…” he proceeded slowly. “There are four basic homoerotic notions in Arab societies: * First, the acknowledgment of male beauty, even in other males’ eyes, and its capability of inducing ‘fitna’ (disorder). * Second, the recognition of the natural vulnerability of a grown man to be charmed by a handsome adolescent, to the point that mainstream scholars and theologians urged readers to resist the related temptation that follows this natural appreciation. * Third, the affirmation that love and passion exist hand in hand with related dangers - and not just sexual desires - that might be the driving force in a man-to-man attraction. * Fourth, and certainly not the least, the focus in classical literature and poetry on man-boy love, whereas grown male attraction is marginalized and regarded as mujun (ribaldry) or sukhf (obscenity).”               Señor Victor Angel Triqueros added, “No social definition of homosexuality existed in the Arab world during the reign of the Ottoman Empire. There was no native concept applicable to all and only those men who were sexually attracted to members of their own sex rather than to women. Therefore, no single word exists in Arabic to describe men engaging in same-sex relationships. But there is a categorization of sexual acts: language that uses such specific terms as liwat (anal sex), luti (active sodomite who prefers boys over women, ma’bun (passive sodomite), mukhannath (effeminate passive sodomite), mu’ajir (passive male prostitute), dabb (active sodomite who likes raping his victims in their sleep regardless of their age), musahiqa (lesbian), along with a string of others.

Even though every discernment is unique, your search for data should always involve collecting four kinds of information: Intrapersonal information (from within your unique self). Ask yourself: What are my personality and work preferences? Time, energy, and health? Economic resources? Do I notice that I am having any particular physical responses as I think about the situation? What do I deeply desire? Interpersonal information (through face-to-face relationships). Ask yourself: Who are the people close to me who will be affected by my choice? How will this proposed option be likely to affect my interpersonal relationships, especially with those close to me or with whom I have prior commitments, especially my family? What supporting relationships exist for me personally? Structural information (from pondering those organizations, personal and impersonal, that exist regardless of the individual players). Ask yourself: What structures are in play here? What are their goals, their reasons for existing? What are their dynamics? What would be my role and responsibility in these systems if I were to make the decision I am pondering? How is power exercised? Who or what is marginalized in these structures, and what would they say if they could talk with me? Information from the natural world (from the environment in which we are embedded). Ask yourself: What is the environment—the physical context, both human and natural—like? How does the human-made environment exist within or against the natural world? Is this an environment that invites or repels me? What kind of impact will my actions have on the environment? After you’ve gathered your data, the next step is to interpret it, and it’s helpful to use the same four categories as interpretive lenses: Intrapersonal (your inner response). Ask yourself: Does the data give me energy? excitement? courage? confidence? tranquillity? satisfaction? Or are my reactions to it more like discouragement, anxiety, insecurity, agitation, dissatisfaction? Or, as is often the case, is my response a mixture of the two? Interpersonal (the reactions between you and those persons close to you or who would be affected by your decision). Ask yourself: How do I feel about the possible effects of my proposed decision on those close to me? What do these people say about my proposed option? How do others who are more objective about the choice facing me interpret the information that I have received; do expert interpreters agree or disagree regarding the information I have uncovered? Structural (what an analysis of the institutions, systems, and structures in which you live and work—or into which you would be moving—suggests about the matter at hand). Ask yourself: How will the various systems in my life have to be readjusted if I move in this direction: family, work, school, community involvement, relationship to worshiping community, and so on? What values are these systems preserving, and are these values worth it to me? In what way are the systems likely to resist my proposed change? What price could I pay? How does this feel to me? 4. Natural world (from the largest perspective, that of the grand scheme of things). Ask yourself: Does being in nature tell me anything about my proposed decision? Will it, or how will it, affect the environment? If I could stand on top of the world and look down, how would this decision appear?

As a Chinese American growing up in a largely white world during the 1920s and 1930s, a sense of social marginalization marked her formative years. “Asian Americans were so few and far between,” she recalled, “that from an early age we were raised to make ourselves as inconspicuous as possible, in part because so many of us had relatives or knew people who were illegal immigrants.” 3 Indeed, she came of age during the era of exclusion, as the Chinese Exclusion Act of 1882 (extended in 1904) remained in force well into her adulthood. It was repealed during World War II as she approached the age of thirty, marking her as a member of the last generation whose childhood and young adulthood unfolded before the Chinese in America saw significant opportunities “to move out from the shadows of exclusion and become fuller participants in American life.” 4 She did not have available during her formative years the concept of “Asian Americans” or of a pan-Asian ethnic identity, which did not emerge until the 1960s. Furthermore, her parents transmitted conflicting attitudes toward Chinese identity. While her father proudly embraced his Chinese heritage and sought to instill an appreciation of it in his children, her mother increasingly identified with the United States and derived fulfillment from seeing herself as more American than Chinese.

Dalla festa del nonno ai mulini ecco il catalogo delle spese folli Secondo Confcommercio si buttano 82 miliardi l’anno C’è chi ha uffici in Nicaragua e chi paga corsi di merletto Nella foto a sinistra le «mutande verdi» acquistate dall’ex governatore del Piemonte Cota. A destra Franco Fiorito, in passato capogruppo Pdl nel Lazio, condannato a 3 anni e 4 mesi di reclusione Mattia Feltri | 752 parole Nel cassetto è rimasto un vecchio servizio dell’Espresso, giugno 2000. Un po’ più di quattordici anni fa e comunque non era una primizia: vi si leggeva, già con un margine di scoramento, dei 410 milioni (di lire) spesi dal Molise per commissionare alla Pontificia fonderia Marinelli la campana col rintocco adatto alle celebrazioni giubilari, oppure dei 65 stanziati dal Lazio a sovvenzione della festa del nonno di Ariccia, dove qualche notorietà la si deve alla porchetta più che al vecchierello. Poi c’erano i dieci milioni della Calabria per la cipolla rossa di Tropea, e avanti così, ma non era soltanto un festival dello strano ma vero: la Sicilia tirò fuori quattro miliardi per la valorizzazione dei mulini a vento e sei per l’individuazione di spiagge libere. Da allora i quotidiani e i periodici e la tv d’inchiesta coprono gli spazi e i momenti di noia con servizi di questo tipo, che hanno il pregio di essere infallibili; in fondo sono il modo superpop di cogliere l’attimo carnevalesco e, attimo dopo attimo, di spiegare come le Regioni siano in grado di sprecare 82,3 miliardi di euro all’anno, secondo lo studio presentato a marzo da Confcommercio. Vi si dice, fra l’altro, che il Lazio ne butta oltre undici, la Campania dieci abbondanti e la Sicilia - record - è lì per toccare quota quattordici. Il mondo è pieno di resoconti di questa natura. Il sempreverde è l’articolo sulle sedi di rappresentanza delle Regioni, con l’aneddoto strepitoso delle ventuno sedi regionali a Bruxelles, tutte indispensabili a mantenere il filo diretto fra Bari e l’Ue, Cagliari e l’Ue, Genova e l’Ue; piccolo dettaglio: le Regioni sono ventuno, ma Trento e Bolzano ritennero doveroso farsi una sede per provincia. Ai tempi di Giulio Tremonti si venne a sapere, con molta fatica e qualche approssimazione, che queste sedi sono 178 sparse nel mondo, il Piemonte ne ha una in Nicaragua e un’altra a Minsk, il Veneto in India e in Vietnam, la Puglia in Albania, le Marche a Ekaterinburg, dove ci fu l’eccidio dei Romanov e altro non si sa. Ha provato a metterci mano anche Carlo Cottarelli, il commissario alla spending review, e gli raccontarono (ne scrisse il Fatto) di quel consigliere regionale della Basilicata che voleva aprire a Potenza un ufficio di rappresentanza della Regione, e nonostante la Regione Basilicata abbia sede a Potenza. Insomma, se c’era un affare su cui si raggiungeva l’unanimità della nazione, era questo: le Regioni sono il tombino dei nostri soldi. Eravamo andati a vedere le consulenze distribuite in splendida allegria, i consulenti piemontesi sulla qualità percepita dagli utenti delle reti ferroviarie, i consulenti friulani sulle biblioteche nel deserto della Mauritania e su un corso di merletto, quello umbro sul monitoraggio delle tv locali. Siamo andati a verificare che la Valle d’Aosta (Regione e altri enti locali) ancora lo scorso anno aveva 493 auto blu, una ogni 260 residenti, mentre il Molise ne aveva 368 (tre soltanto a Montenero di Bisaccia, il paese di Antonio Di Pietro) ed era l’unica Regione, insieme col Trentino, che nel 2013 aveva aumentato anziché diminuito il parco macchine. Nel settore, una specie di bibbia è il divertente libro di Mario Giordano (Spudorati, Mondadori) che al capitolo sulle Regioni racconta che la Lombardia ha tirato fuori 75 mila euro nell’osservazione degli scoiattoli e cifre varie nel sovvenzionamento della Fiera della Possenta di Ceresara, dell’International Melzo Film Festival, della festa Cià che gìrum, del gemellaggio Pero-Fuscaldo. E la Lomb

BF7BA421: "Eric Allman " 44 new signatures gpg: key A00E1563: "Gregory Neil Shapiro " 48 new signatures gpg: key 22327A01: "Claus Assmann (PGP2) " 14 new signatures gpg: Total number processed: 15 gpg: imported: 1 gpg: new user IDs: 4 gpg: new signatures: 222 gpg: 3 marginal(s) needed, 1 complete(s) needed, classic trust model gpg: depth: 0 valid: 1 signed: 0 trust: 0-, 0q, 0n, 0m, 0f, 1u Notice that the newest key imported in the preceding output was key 7093B841 (the signing key for 2007). To verify that this key is valid (not forged) print its fingerprint with a command like this: % gpg --fingerprint 7093B841 pub 1024R/7093B841 2006-12-16 Key fingerprint = D9 FD C5 6B EE 1E 7A A8 CE 27 D9 B9 55 8B 56 B6 uid Sendmail Signing Key/2007 Now compare the fingerprint displayed to the following list of valid fingerprints:

3. Develop a personal learning style Having known your personal profile, you can pick the learning style that can give you the most benefits. There are three common types of learning styles; Visual, Auditory and Kinesthetic. By identifying the learning style that best suit your profile, you will be able to maximize your strengths and compensate for your weaknesses. Visual Learning – If your dyslexia isn’t anything related to your visual processing or any visual dyslexia, this learning type may just suit you. Visual learners like to see things with the eyes. They likely think in pictures and uses different illustrations, diagrams, charts, graphs, videos and mind maps when they study. If you are a visual learner it will be useful to rewrite notes, put information on post-it notes and stick it everywhere, and to re-create images in the mind. Auditory Learning – Auditory learners, on the other hand, think in verbal words rather than in pictures. The best they can do to learn is to tape the information and replay it. It also helps if they discuss the materials that must be learned with others by participating in class discussions, asking questions to their teachers and even trying teaching others. It is also helpful to use audio books and read aloud when trying to memorize information. Kinesthetic Learning – Kinesthetic learners are those who are better to learn with direct exposure to the activity. They are the ‘hands-on’ people and learn best when they actually do something. For them, wiring a circuit board would be much more informative than listening to a lecture about circuits or reading a text book or about it. However, it may also help to underline important terms and meanings and highlight them with bright colors, write notes in the margin when learning from text and repeat information while walking. 4. Don’t force your mind Don’t force your mind to do something beyond your ability. Don’t force yourself to enter a library and finish reading a shelf of books in one day. Be patient on yourself. Take everything slowly and learn step by step. Do not also push yourself if you are not in the mood to read, it will just cause you unnecessary stress. 5.

On March 4, 1981, Burlington elected him mayor—by a margin of ten votes out of more than 9,600 cast.15 (“Ten anarchist votes!” Murray would say. “And I know who they were!”)

discouraged workers in May, a decrease of 261,000 from a year earlier.(These data are not seasonally adjusted. ) Discouraged workers are persons not currently looking for work because they believe no jobs are available for them. The remaining 1.4 million persons marginally attached to the labor force in May

It may be the case that (1) Christians are assimilating to a culture of busyness, hurry and overload, which leads to (2) God becoming more marginalized in Christians’ lives, which leads to (3) a deteriorating relationship with God, which leads to (4) Christians becoming even more vulnerable to adopting secular assumptions about how to live, which leads to (5) more conformity to a culture of busyness, hurry and overload. And then the cycle begins again.6

Eight years before, after a tumultuous election campaign, Mallory had defeated an inept and unpopular but liberal President by tactics that people like the dean regarded as kicking a man when he was down: he had pointedly ignored an appalling personal scandal that swirled round the incumbent and dwelled caustically on the man’s virtually unbroken string of disastrous policy mistakes. After one term, Mallory himself was defeated by Lockwood, and when he ran against Lockwood a second time, two months ago, he lost by the smallest margin of popular votes in history. After that, though he continued to loiter in the nightmares of those who deplored him, his image had vanished from the news media, reducing him overnight from the enormous dimensions of world repute to his original puny size and being, as if fame itself were a floppy disk that could be inserted into the collective consciousness or removed from it according to the whim of some Olympian computer operators.

As the 2019 elections were approaching, the Modi government felt the need to appear less pro-rich and more pro-poor again. But the union budget passed in February was somewhat a missed opportunity so far as the peasants were concerned. No loan waivers were announced in their favor, simply an enhanced interest subvention on loans and an annual income support of Rs 6,000 (80 USD)—6 percent of a small farmer’s yearly income—to all farmers’ households owning two hectares or fewer.131 In fact, the union budget was once again more geared to pleasing the middle class. The income tax exemption limit jumped from Rs 200,000 (2,667 USD) to 250,000 (3,333 USD), and the income tax rate up to Rs 5 lakh (6,667 USD) was reduced from 10 to 5 percent. The income tax on an income of Rs 10 lakh (13,333 USD) dropped from Rs 110,210 (1,470 USD) to Rs 75,000 (1,000 USD).132 The poor were doubly affected by the fiscal policy of the Modi government in 2014–2019: not only did the tax cuts in favor of the middle class, the abolition of the wealth tax, and, more importantly, the reduction of the corporate tax rates have to be offset by increased indirect taxes, but the stagnation of fiscal resources did not allow the government of India to spend more on public education and public health—all the more so as Narendra Modi wanted to reduce the fiscal deficit. First of all, tax collection diminished. The exchequer “lost” Rs 1.45 lakh crore (1.933 billion USD) in the reduction of the corporate tax, for instance. That was the main reason why gross direct tax collection dipped 4.92 percent133 in 2019–2020, a fiscal year during which gross tax collections were less than those in 2018–2019. Tax collections had never declined on a year-on-year basis since 1961–1962.134 Second, government expenditures diminished. The central government reduced its spending on education from 0.63 percent of GDP in 2013–2014 to 0.47 percent in 2017–2018. The trend was marginally better on the public health front, where the Center’s spending declined from 0.37 percent of GDP in 2013–2014 to 0.34 percent in 2015–2016, before rising again to reach 0.38 percent in 2016–2017.

3 But when thou doest thine almes, let not thy left hand knowe what thy right hand doeth, 4 That thine almes may be in secret, and thy Father that seeth in secret, hee will rewarde thee openly.

4 And the same John had his raiment of camel's hair, and a leathern girdle about his loins; and his meat was Locusts were a type of meat which certain of the eastern people use, who were therefore called devourers of locusts. locusts and wild honey.

When I daydream about having money, it’s not about jewelry and Jacuzzis and Jet Skis. I dream about having that unseen cushion, that margin of error I can just take for granted.

In every star venture I have known, there were in retrospect four formulas that had to be discovered and turned into routine, unique and consistently repeatable business practices: 1. the customer-attraction formula: the way to get an ever-increasing number of profitable customers who buy more and more from you; 2. the commercial formula: the way to lock in fat margins; 3. the delivery formula: the way to forge a machine delivering ever-increasing quantities of consistent and high-quality product; and 4. the innovation formula: the way to make innovation and improvement routine, to keep clear of rivals. The formulas have to fit together and have ‘integrity’ - wholeness, sincerity, consistency, coherence and authenticity - so that each formula is not only consistent with the other three, but also reinforces them. For your venture to be a star, the formulas must be unique and better - better than any formula in the main market, and better than any competing formula in the new category you have created. To remain a star, the formulas must be capable of infinite extension and deepening, so that rivals cannot fully understand them, imitate them or replace them with better formulas. Ultimately, ‘better’ is not a matter of opinion. It is a matter of votes, customers’ votes in the marketplace. A ‘better’ formula is one that is more profitable and achieves higher market share and faster growth than any rival formula.

Inspired by the Scientific Revolution, [James] Ussher began to measure how much time was in the Bible, all the way back to “the beginning.” … Finally, in 1650, he came to a conclusion: Earth was formed on Sunday, October 23, 4004 B.C….around lunchtime. Modern science tells us that this number is wrong by approximately 4,499,994,000 years. But historians regard Ussher’s date as the first time that someone tried to calculate the age of Earth. This was the birth of geology. In 1703, the Church of England printed an updated version of the King James Bible, the most popular version of the Bible in the world, and included Ussher’s dates in the margins. From that point on, Christians thought Ussher’s numbers were as much a part of the Bible of the words themselves. The year 4004 B.C. became part of the religious education of every man, woman, and child in England.

I think this is a very common phenomenon that happens with marginalized populations where people who are marked in particular ways based on race, gender, and sexuality, especially, there’s this sense that you’re all the same and you all could be a spokesperson for whatever set of ideas. (4/10/2020 Vocal Fries podcast)

The concept of secular stagnation originally goes back to followers of John Maynard Keynes, who discussed the perspectives of ‘mature economies’ in the context of the Great Depression of the 1930s.4 Authors such as Alvin Hansen, Josef Steindl and Michal Kalecki5 assumed that economic growth in industrial societies would gradually come to a halt. They saw the reasons for this in demographic developments, the exhaustion of natural resources, a slowdown in technical progress, a lack of readiness for risky entrepreneurial initiatives, political frictions, and not least a factor that Keynes described in his General Theory of Employment, Interest, and Money as the ‘marginal efficiency of capital’.

The goals of taking this insidious elision between the Oriental and the ornamental as the foundation for a yellow feminist theory are, therefore: (1) to detach us from the ideal of a natural and an agential personhood that invariably accompanies critiques of power and from which the Asiatic woman is already always foreclosed; (2) to take seriously what it means to live as an object, an aesthetic supplement; (3) to attend to peripheral and alternative modes of ontology and survival; (4) and finally, to contend that the discourse of Asiatic femininity—at once pervasive and marginal, enhancing and disparaging, dated and yet contemporary—is part of a much larger debate about beauty and violence, as well as about life and artificiality, nestled in the making of modern Euro-American personhood.

1935 tax bill, then popularly called the “Soak the Rich Tax,” the top marginal income tax rate for individuals rose to 75 percent (versus as low as 25 percent in 1930). By 1941, the top personal tax rate was 81 percent, and the top corporate tax rate was 31 percent, having started at 12 percent in 1930. Roosevelt also imposed a number of other taxes. Despite all of these taxes and the pickup in the economy that helped raise tax revenue, budget deficits increased from around 1 percent of GDP to about 4 percent of GDP because the spending increases were so large.5 From 1933 until the end of 1936 the stock market returned over 200 percent, and the economy grew at a blistering average real rate of about 9 percent. In 1936, the Federal Reserve tightened money and credit to fight inflation and slow an overheating economy, which caused the fragile US economy to fall back into recession and the other major economies to weaken with it, further raising tensions within and between countries.

The hearts of many on the Right are in cutting marginal tax rates and eliminating the capital gains tax. Good causes to be sure. But what doth it profit a man if he gain the whole world and suffer the loss of his country? Is whether the GDP rises at 2 or 3 or 4 percent as important as whether or not Western civilization endures and we remain one nation under God and one people? With the collapsing birthrate, open borders, and the triumph of an anti-Western multiculturalism, that is what is at issue today — the survival of America as a nation, separate and unique, and of Western civilization itself — and too many conservatives have gone AWOL in the last great fight of our lives.

The point of view taken in this volume is, that all beautiful and noble possibilities are present in everyone; but that each person is subject to assault and hindrance in various ways, of which he should be aware in order that he may watch and pray. Hortatory teaching is apt to bore both young people and their elders; but an ordered presentation of the possibilities that lie in human nature, and of the risks that attend these, can hardly fail to have an enlightening and stimulating effect. This volume is intended as an appeal to the young to make the most of themselves, because of the vast possibilities that are in them and of the law of God which constrains them.

What is sometimes described as the 'immanence of God'; the capacity of man for relations with the divine; and the maimed and incomplete character of the life in which these relations are not fulfilled, are touched upon, because these matters belong to a knowledge which is 'the chief end of man.

Michael Zigarelli of Messiah University did a five-year study of twenty thousand Christians in the United States and identified “busyness” as the number one distraction from life with God. He summarizes his own research with this great conclusion: It may be the case that (1) Christians are assimilating to a culture of busyness, hurry and overload, which leads to (2) God becoming more marginalized in Christians’ lives, which leads to (3) a deteriorating relationship with God, which leads to (4) Christians becoming even more vulnerable to adopting secular assumptions about how to live, which leads to (5) more conformity to a culture of busyness, hurry and overload. And then the cycle begins again.

Pennsylvania, which joined North Carolina as one of the maps most often condemned as a partisan gerrymander during the 2010s, voted for President Obama twice giving him a ten-point edge in 2008 and half that margin four years later, as shown in table 5.4. At the time of the redistricting the state had a Republican and a Democratic senator and a Republican governor. The 2010 GOP wave reversed the congressional delegation from twelve Democrats and seven Republicans to a 12–7 Republican majority. The GOP-controlled legislature that redrew the state had to eliminate a district and in doing so it set out to consolidate the gains made in 2010. The new plan assessed the lost seat against the Democrats but also managed to create a thirteenth GOP district leaving Democrats with only five seats. The Brennan Center for Justice estimated that the plan netted the GOP four more seats

1. Treat a share of stock as a proportional ownership of the business. 2.  Buy at a significant discount to intrinsic value to create a margin of safety. 3. Make a bipolar Mr. Market your servant rather than your master. 4. Be rational, objective, and dispassionate. Munger has said these four bedrock Graham principles “will never be obsolete.” An investor who does not follow these principles is not a Graham value investor. The Graham value investing system really is that simple.

One inadvertent consequence of labeling emotional distress as illness and categorizing different ways of reacting to life as disease is marginalizing people and setting up circumstances that lead to prejudice and discrimination (Chap. 4).

Big market ripe for disruption. You have identified a large mainstream consumer purchase and process that is inconvenient or unpleasant, and it is associated with a product that has long margins that will give you plenty of funding for both reducing prices and building a brand. 2.   Unfair advantage. You have conceived of a company position and customer acquisition strategy that will take the company from 0 to 60 because you have unique insight and ability to execute on that vision, or you have direct access to deep pockets of capital, technologies, influencers, or experts who can make your product a compelling and newsworthy breakthrough. 3.   Total experience. You have thought out the entire end-to-end consumer experience and can specifically identify how your company will radically improve over the current experience. You are capable of executing that experience from Day One. 4.   Digital savvy to scale. Your founding team has deep experience in harnessing the Internet for customer acquisition, and you have a clear sense of what digital strategy and channels you will prioritize.

Key concept: Psychological safety is a condition in which you feel (1) included, (2) safe to learn, (3) safe to contribute, and (4) safe to challenge the status quo—all without fear of being embarrassed, marginalized, or punished in some way.

Suppression Techniques 1. Making invisible: Silencing or otherwise marginalizing people in opposition by ignoring them. 2. Ridicule: Portraying the arguments of an opponent, or the opponents themselves, in a ridiculing fashion. 3. Withholding information: Excluding a person from the decision making process, or knowingly not forwarding information so as to make the person less able to make an informed choice. 4. Double bind: Punishing or otherwise belittling the actions of an opponent, regardless of how they act. 5. Heaping blame/putting to shame: Embarrassing someone or insinuating that they themselves are to blame for their position.

To apply first principles thinking to the field of value investing, consider several fundamental truths. Understand and practice the following if you want to become a good investor: 1. Look at stocks as part ownership of a business. 2. Look at Mr. Market—volatile stock price fluctuations—as your friend rather than your enemy. View risk as the possibility of permanent loss of purchasing power, and uncertainty as the unpredictability regarding the degree of variability in the possible range of outcomes. 3. Remember the three most important words in investing: “margin of safety.” 4. Evaluate any news item or event only in terms of its impact on (a) future interest rates and (b) the intrinsic value of the business, which is the discounted value of the cash that can be taken out during its remaining life, adjusted for the uncertainty around receiving those cash flows. 5. Think in terms of opportunity costs when evaluating new ideas and keep a very high hurdle rate for incoming investments. Be unreasonable. When you look at a business and get a strong desire from within saying, “I wish I owned this business,” that is the kind of business in which you should be investing. A great investment idea doesn’t need hours to analyze. More often than not, it is love at first sight. 6. Think probabilistically rather than deterministically, because the future is never certain and it is really a set of branching probability streams. At the same time, avoid the risk of ruin, when making decisions, by focusing on consequences rather than just on raw probabilities in isolation. Some risks are just not worth taking, whatever the potential upside may be. 7. Never underestimate the power of incentives in any given situation. 8. When making decisions, involve both the left side of your brain (logic, analysis, and math) and the right side (intuition, creativity, and emotions). 9. Engage in visual thinking, which helps us to better understand complex information, organize our thoughts, and improve our ability to think and communicate. 10. Invert, always invert. You can avoid a lot of pain by visualizing your life after you have lost a lot of money trading or speculating using derivatives or leverage. If the visuals unnerve you, don’t do anything that could get you remotely close to reaching such a situation. 11. Vicariously learn from others throughout life. Embrace everlasting humility to succeed in this endeavor. 12. Embrace the power of long-term compounding. All the great things in life come from compound interest.

It may be the case that (1) Christians are assimilating to a culture of busyness, hurry and overload, which leads to (2) God becoming more marginalized in Christians’ lives, which leads to (3) a deteriorating relationship with God, which leads to (4) Christians becoming even more vulnerable to adopting secular assumptions about how to live, which leads to (5) more conformity to a culture of busyness, hurry and overload. And then the cycle begins again.

Consider the following example: If you have $100,000 in a CD and it grows 2%, you have a taxable event. You will have $102,000 in your account at the end of the year, but you will have to pay federal and state tax on every last bit of that 2% growth. So, $2,000 gets thrown right on top of all your other income and is taxed at your highest marginal tax rate. Assuming marginal tax rates of 30% (24% federal, 6% state), you would owe the IRS $600. So you didn’t really experience $2,000 of growth, you only experienced $1,400. Thus, your after-tax rate of return on that $100,000 is only 1.4%. This annual taxation is one of the perils of the taxable bucket.

As humans we are concurrently senders and recipients of infrared radiation. We are capable of radiating between 3 and 50 microns. Most often our wave length is in the range of 9.4 microns. As already mentioned – this is within the healing margin (between 4-16 microns). We can draw the following conclusion from this: We all have healing abilities through the laying on of hands.

compensate “vulnerable, marginalized” students for the “racial discrimination and cultural subordination” that they experience.4

at a certain point, the marginal value of an additional user starts to decline. On Facebook, for example, most people are interested in communicating with only a very small fraction of the platform’s 1.5 billion users. In practice, you benefit when more members of your immediate social network join the platform, but you get no direct benefit when strangers join with whom you have no desire to communicate. Although the network’s overall value will continue to grow, for you the chances are pretty good that you will get the same value out of the platform whether it has 1.4 billion or 1.5 billion users.

Michael Zigarelli from the Charleston Southern University School of Business conducted the Obstacles to Growth Survey of over twenty thousand Christians across the globe and identified busyness as a major distraction from spiritual life. Listen carefully to his hypothesis: It may be the case that (1) Christians are assimilating to a culture of busyness, hurry and overload, which leads to (2) God becoming more marginalized in Christians’ lives, which leads to (3) a deteriorating relationship with God, which leads to (4) Christians becoming even more vulnerable to adopting secular assumptions about how to live, which leads to (5) more conformity to a culture of busyness, hurry and overload. And then the cycle begins again.6

Por culpa de su hipocresía, su doble vida y sus mentiras, la Iglesia francesa tiene hoy dificultades para convencer a una sociedad ampliamente descristianizada de la justeza de sus planteamientos morales. Sus seminarios se han vaciado, sus curas mueren sin ser reemplazados, sus parroquias se quedan sin gente, el número de bodas y bautizos católicos ha bajado en picado y el número de católicos «practicantes regulares» se ha vuelto marginal (entre un 2 y un 4 % de la población, frente al 25 % en 1960). Francia es hoy uno de los países menos creyentes del mundo.

Rx: 4 Prune the Activity Branches

TRAIL DESCRIPTION Segment 3 begins at the Little Scraggy Trailhead next to the interpretive display at the northwest end of the parking area, mile 0.0 (7,834 feet). Head west on the trail. The CT and side trails in Segment 3 are part of the Buffalo Creek trails network popular with mountain bicyclists. At mile 0.6 (7,855), the trail crosses FS Rd 550, then rolls before dropping slightly to a small intermittent stream at mile 1.3 (7,813) and, beyond, a small campsite on the left side of the trail. The trail crosses the Shingle Mill Trail at mile 1.9 (7,795), then crosses another small intermittent stream with marginal camping at mile 2.1 (7,746). At mile 2.8 (7,709), where there’s an abandoned jeep trail, cross a stream, then cross another stream at mile 3.4 (7,760). Cross Tramway Creek at mile 5.1 (7,797), where there are some good campsites, and take a left at the Tramway Trail at mile 5.6 (7,681). Intersect the Green Mountain Trail and take a right at mile 6.3 (7,645). Cross a small stream at mile 6.4 (7,592). From here, the trail descends slightly to an intersection at mile 7.0 (7,516) with a trail that leads to Buffalo Creek Campground, a fee area about a quarter-mile north. Go straight through this intersection and continue on to another intersection at mile 7.5 (7,441), this time following the CT to the right.

In the worship of Baal, as practised by the idolatrous Israelites in the days of their apostasy, the worship of the sun's image was equally observed; and it is striking to find that the image of the sun, which apostate Israel worshipped, was erected above the altar. When the good king Josiah set about the work of reformation, we read that his servants in carrying out the work, proceeded thus (2 Chron. xxxiv. 4): "And they brake down the altars of Baalim in his presence, and the images (margin, SUN-IMAGES) that were on high above them, he cut down.

Throughout the Gospel there is a consistent narrative opposition between those representing the symbolic order on the one hand and the poor and marginal on the other: 1. priests (purity) vs. the leprous (1: 41ff.); 2. scribes (debt) vs. the physically disabled (2: 1ff.); 3. Pharisees (debt) vs. the dependent elderly (7: 6ff.); 4. scribes (debt) vs. disenfranchised widows (12: 40).

Cada familia tiene 3 o 4 vacas encerradas en los patios de sus casas y las alimentan con alfalfa y heno. Mirando uno de estos establos domésticos entiende uno la imagen del nacimiento de Jesús con burro y buey. Jesús no nación pues en cualquier sitio marginal, sino en el centro de la economía familiar

On election day, Nixon was elected president with 43.4 percent of the vote to Humphrey’s 42.7 percent, a margin of just seven-tenths of 1 percent. Clandestine maneuvering may have helped him win that narrow victory—“Nixon probably would not be president if it were not for [President] Thieu,” his speechwriter William Safire once admitted—but Nixon’s fear that the maneuvering might someday be exposed would eventually help bring about his undoing.

Given the barbaric acts ISIS displays on TV and the Internet, it’s reasonable to assume that some kind of pathology is what drives people from comfortable lives in the West into the arms of ISIS. Social science researchers, however, take issue with that assumption; the attraction, they say, is far more complicated. “These young people are not psychopaths,” Scott Atran, an anthropologist wrote in the September 4, 2016, issue of the Guardian, “but rather everyday young people in social transition, on the margins of society, or amidst a crisis of identity.” He explained that recruits for ISIS from Western countries are in transitional stages in their lives—between jobs, schools, relationships, countries—and are looking for new families.

Higher pricing means that we can sell fewer units—and thus manage fewer customers—and fulfill our dreamlines. It’s faster. Higher pricing attracts lower-maintenance customers (better credit, fewer complaints/questions, fewer returns, etc.). It’s less headache. This is HUGE. Higher pricing also creates higher profit margins. It’s safer.

El año del nacimiento de Rodríguez, la ciudad de Caracas se aproximaba a los 25.000 habitantes.[4] Había en ella, como en el resto de Venezuela, una estratificación étnico-social que, para todo el país, hallábase clasificada así (hacia el año 1800): blancos peninsulares y canarios y blancos criollos, el 20,3 por ciento; pardos, negros libres y manumisos y negros esclavos, el 61,3 por ciento; negros cimarrones, indios tributarios, indios no tributarios y población indígena marginal, el 18,4 por ciento.[5] La descripción de la ciudad la hicieron tanto el historiador José Oviedo y Baños como Alejandro Humboldt, en muy notable coincidencia de detalles.