Leasing Marketing Quotes

The more south we were, the more deep a sky it seemed, till, in the Valley of Mexico, I thought it held back an element too strong for life, and that the flamy brilliance of blue stood off this menace and sometimes, like a sheath or silk membrane, shoed the weight it held in sags. So when later he would fly high over the old craters on the plain, coaly bubbles of the underworld, dangerous red everywhere from the sun, and then coats of snow on the peak of the cones—gliding like a Satan—well, it was here the old priests, before the Spaniards, waited for Aldebaran to come into the middle of heaven to tell them whether or not life would go on for another cycle, and when they received their astronomical sign built their new fire inside the split and emptied chest of a human sacrifice. And also, hereabouts, worshipers disguised as gods and as gods in the disguise of birds, jumped from platforms fixed on long poles, and glided as they spun by the ropes—feathered serpents, and eagles too, the voladores, or fliers. There still are such plummeters, in market places, as there seem to be remnants or conversions or equivalents of all the old things. Instead of racks or pyramids of skulls still in their hair and raining down scraps of flesh there are corpses of dogs, rats, horses, asses, by the roads; the bones dug out of the rented graves are thrown on a pile when the lease is up; and there are the coffins looking like such a rough joke on the female form, sold in the open shops, black, white, gray, and in all sizes, with their heavy death fringes daubed in Sapolio silver on the black. Beggars in dog voices on the church steps enact the last feebleness for you with ancient Church Spanish, and show their old flails of stump and their sores. The burden carriers with the long lines, hemp lines they wind over their foreheads to hold the loads on their backs, lie in the garbage at siesta and give themselves the same exhibited neglect the dead are shown. Which is all to emphasize how openly death is received everywhere, in the beauty of the place, and how it is acknowledged that anyone may be roughly handled—the proudest—pinched, slapped, and set down, thrown down; for death throws even worse in men’s faces and makes it horrible and absurd that one never touched should be roughly dumped under, dumped upon.

Those who, from the start, are the unfortunate, the downtrodden, the broken – these are the ones, the weakest, who most undermine life amongst men, who introduce the deadliest poison and scepticism into our trust in life, in man, in ourselves. Where can we escape the surreptitious glance imparting a deep sadness, the backward glance of the born misfit revealing how such a man communes with himself, – that glance which is a sigh. ‘If only I were some other person!’ is what this glance sighs: ‘but there’s no hope of that. I am who I am: how could I get away from myself ? And oh – I’m fed up with myself!’ . . . In such a soil of self-contempt, such a veritable swamp, every kind of weed and poisonous plant grows, all of them so small, hidden, dissembling and sugary. Here, the worms of revenge and rancour teem all round; here, the air stinks of things unrevealed and unconfessed; here, the web of the most wicked conspiracy is continually being spun, – the conspiracy of those who suffer against those who are successful and victorious, here, the sight of the victorious man is hated. And what mendacity to avoid admitting this hatred as hatred! What expenditure of big words and gestures, what an art of ‘righteous’ slander! These failures: what noble eloquence flows from their lips! How much sugared, slimy, humble humility swims in their eyes! What do they really want? At any rate, to represent justice, love, wisdom, superiority, that is the ambition of these who are ‘the lowest’, these sick people! And how skilful such an ambition makes them! In particular, we have to admire the counterfeiter’s skill with which the stamp of virtue, the ding-a-ling golden ring of virtue is now imitated. They have taken out a lease on virtue to keep it just for themselves, these weak and incurably sick people, there is no doubt about it: ‘Only we are good and just’ is what they say, ‘only we are the homines bonæ voluntatis’. They promenade in our midst like living reproaches, like warnings to us, – as though health, success, strength, pride and the feeling of power were in themselves depravities for which penance, bitter penance will one day be exacted: oh, how ready they themselves are, in the last resort, to make others penitent, how they thirst to be hangmen! Amongst them we find plenty of vengeance-seekers disguised as judges, with the word justice continually in their mouth like poisonous spittle, pursing their lips and always at the ready to spit at anybody who does not look discontented and who cheerfully goes his own way. Among their number there is no lack of that most disgusting type of dandy, the lying freaks who want to impersonate ‘beautiful souls’ and put their wrecked sensuality on the market, swaddled in verses and other nappies, as ‘purity of the heart’: the type of moral onanists and ‘self-gratifiers.’ The will of the sick to appear superior in any way, their instinct for secret paths, which lead to tyranny over the healthy, – where can it not be found, this will to power of precisely the weakest!

Hong Kong became a British colony after the Treaty of Nanking in 1842, the result of the Opium War. This was a particularly shameful episode, even by the standards of 19th-century imperialism. The growing British taste for tea had created a huge trade deficit with China. In a desperate attempt to plug the gap, Britain started exporting opium produced in India to China. The mere detail that selling opium was illegal in China could not possibly be allowed to obstruct the noble cause of balancing the books. When a Chinese official seized an illicit cargo of opium in 1841, the British government used it as an excuse to fix the problem once and for all by declaring war. China was heavily defeated in the war and forced to sign the Treaty of Nanking, which made China 'lease' Hong Kong to Britain and give up its right to set its own tariffs. So there it was-the self-proclaimed leader of the 'liberal' world declaring war on another country because the latter was getting in the way of its illegal trade in narcotics. The truth is that the free movement of goods, people, and money that developed under British hegemony between 1870 and 1913-the first episode of globalization-was made possible, in large part, by military might, rather than market forces. Apart from Britain itself, the practitioners of free trade during this period were mostly weaker countries that had been forced into, rather than had voluntarily adopted, it as a result of colonial rule or 'unequal treaties' (like the Nanking Treaty), which, among other things, deprived them of the right to set tariffs and imposed externally determined low, flat-rate tariffs (3-5%) on them.

Because traditional drilling techniques didn’t work on shale rock formations, the land above those formations had never been leased, which meant that when fracking made those hydrocarbons accessible for the first time, the market to acquire those mineral rights was completely wide open.

as tenant leases will typically cost you to renew, especially in a tenants’ market. Typically, lease renewals on office buildings will cost you 3 percent commission for the entire term of the lease (as opposed to residential lease renewals, which normally cost nothing).

Owing to a debtor’s ability to reject contracts of nearly all types, a bankrupt company is frequently in a position to become a low-cost competitor in its industry upon reorganization. Unprofitable, high-cost facilities are closed or sold, above-market lease costs are reduced to market levels, and a company’s overstated assets are typically written down on its books to fair-market value, thereby reducing future depreciation charges. The bankruptcy process can sometimes serve as a salutary catharsis, allowing troubled firms the opportunity to improve their business operations.

Once again, vagrancy laws and other laws defining activities such as “mischief” and “insulting gestures” as crimes were enforced vigorously against blacks. The aggressive enforcement of these criminal offenses opened up an enormous market for convict leasing, in which prisoners were contracted out as laborers to the highest private bidder.

First, be different. Offer something other rentals on the market don’t; you can differentiate, for example, by allowing a different lease term (like six months), allowing pets, or even offering better management and communication; all three are covered throughout the book.

What are you trying to buy? Asset type? Size? Price? To determine the answer to the first question, do the following: Start with your own net worth. Add in friends and family. The total team net worth is your starting point. Choose a market. Consider travel time and expense. You must be able to be in your market to look at deals at least once a month. Determine the viability of your market. Job growth? Population growth? Get deal flow from the market. Real estate agents Find all commercial realty companies in the city. Get on all their mailing lists. Analyze deals online from realtors in the area. Call the realtors about their listings. Direct to owners Get lists of owners. Create a system to reach owners directly. Mail Text Cold calling Analyze deals. Income approach Income – Expenses = Net operating income Net operating income – Debt service = Cash flow Check with lenders for current terms on debt. What is the CoC return? Cap rate? Debt ratio? Comparable data Check the analyzed cap rate against cap rates in the area for similar properties. Check comparable sale prices. Comps should be close in size and age to the subject property. Comps should have similar amenities. Comps should be within a few miles of the subject property. Exit Hold and operate. Refinance. Sell or flip. Consider upcoming market conditions. Debt Check with lenders or a mortgage broker to determine the availability of loans for this type of property. What are the terms and conditions? Is this the information you used to analyze the deal originally? Make the offer. Use an LOI to submit the offer in writing. The LOI will summarize the main deal points. If your offer is less than 15 percent of the asking price, speak with the realtor before you submit the offer. Once the offer is accepted, send the LOI to your attorney and have them draft the purchase agreement. Draft the purchase and sale agreement. Now that you have a fully executed contract, the clock starts. Earnest money goes into escrow. Do your due diligence. Financial inspection Physical inspection Lease audit Begin your loan application. The lender will complete three inspections. Appraisal Environmental inspection Physical engineer inspection of the buildings Do your closing. The lender will wire the loan proceeds to the closing escrow. Wire your down payment funds to the closing escrow. You own a new property! Engage property management for takeover of operations.

Up-front investment to try to professionalize the supply side early on in a network’s development inevitably comes with risk. In a well-publicized misstep for Uber, the company sought to expand its supply side by financing vehicles to provide cars to potential drivers who didn’t own vehicles, a program called XChange Leasing. The hypothesis was that this should push these drivers into power-driver territory quickly. Payments could be automatically deducted from their Uber earnings, and their driver ratings and trip data could be used to underwrite the loans. XChange Leasing unfortunately lost $525 million and failed to professionalize the driver side of the market. The problem was, it attracted drivers highly motivated by money—usually a positive—but who didn’t have high credit scores for good reason. They often failed to make payments, using their Uber-provided car to drive for competitors and avoid the automatic deductions. They would steal the cars and sell them for, say, half price. They would drive for Lyft instead of Uber, as a way to avoid the automatic payment deductions—they would try to have their cake and eat it, too. Uber needed to organize a massive repossession effort to get the cars back, but it was too late—many had been sold illegally, some finding themselves as far away as Iraq and Afghanistan, GPS devices still attached and running. This is a colorful example of how scaling the supply side, when a lot of capital is involved, can be tricky.

Hell if I know. I’m twenty-six, single, just signed a year lease on an apartment…” She touched her eyebrows with her fingertips. “Damn, why did I move back here?” “Sorry.” I grimaced. “The job market isn’t as bad as it was. I’d give you a job if you really needed one.” “Thanks. Not sure how good of a bouncer I would be.” “Maybe hair holder for drunk girls.” “Sounds great,” she said flatly then made a gagging sound.

Vagrancy laws and other laws defining activities such as "mischief" and "insulting gestures" as crimes were enforced vigorously against blacks. The aggressive enforcement of these criminal offenses opened up an enormous market for convict leasing.

The driver, who had lived in East Berlin until the wall fell in 1989, was happy to report that Berlin was currently the most popular tourist destination in Germany and one of the top three in Europe. During the previous year, nearly thirty million people had visited Berlin, which had only three and a half million permanent residents. The influx of tourists had put a strain on the city’s housing market, making it tough for Berliners to find a decent apartment to rent. Many estate agents and other enterprising individuals were now signing annual leases on apartments simply to sublet them to tourists on sites like Airbnb.

Realty investing is something you can assist to variety your profile more varied. Putting your cost savings into structures and land can provide you expanded your financial investments over even more sectors besides simply bonds and stocks. Continue reading to find out properly to buy investor. When choosing to purchase realty, make it expert by establishing an LLC. This will assist to shield both you personally and the financial investments that you make in the future. It can likewise provide you tax advantages thanks to your company negotiations. Constantly get a great feel of the neighborhood values resemble. Home loans and rental costs in communities that are regional will provide you a home is worth. Be particular you invest adequate time on business as well as discovering about exactly how it works. You need to budget plan your time invested on various other activities in order to make even more cash over the long run. Ditch the poker night or an additional guilty satisfaction so you have even more time to sharpen your investing abilities. Stick with niches you feel comfy handling. You will discover more success by adhering to a specific market sector. Whether you prepare to flip a residence, purchase or buy a rental home repossession, stay with exactly what you understand for success. Get to understand others in genuine estate market. It can be practical to have a couple of buddies who understand about investing in genuine estate. Troubles with lessees could take in a large amount of time. This presumption is harmful in the genuine estate market and any specific home. Your finest bet is to invest in things that supply a favorable money flow right away. Land near water or in the future. If you buy a home with the objective of leasing it out, be cautious of who you let lease it. If they can not get their cash together at this time, they aren't a trusted bet for you. When thinking about a big factor to consider for buying genuine estate, Area is critical. Consider the location you are deciding to purchase and the possible capacity. Make sure you are a great bookkeeper. You will conserve yourself a significant headache later on if you're excellent accounting now. You can find info about city planning information and various other details that could affect genuine estate values in the future. A growing city that's growing is an excellent financial investment. When attempting to get that next offer, never ever over-leverage yourself. You should keep money on reserve in case the unanticipated expenditures. Begin little with simply one home. Start with a single home and discover as you desire to make use of. Realty is a wonderful method to branch out. There are particular guidelines you need to comprehend. Use this short article when you begin to invest into genuine estate in order to end up being effective in it. Continue reading to discover the right means to invest in luxury condos miami financier. When choosing to invest in genuine estate, make it expert by setting up an LLC. Get to understand others in genuine estate market. It can be valuable to have a couple of pals who understand about investing in genuine estate. Use this post when you begin to invest into genuine estate in order to end up being effective in it.

Investment In Real Estate Is A Worthwhile Endeavor Several factors has to be studied by any individual who is planning an investment in real estate. For example, if business properties are desired, the client should are aware of they may be targeting certain conditions that aren't typically seen with residential properties. Nonetheless, for the appropriate particular person, and for those who plan fastidiously and receive good recommendation, this feature investment will be highly profitable. Individuals looking for commercial properties can certainly find that there are numerous kinds of institutions by which to come up with selection. For instance, an individual should purchase a restaurant or lodge, or invest in a retail store. The consumer may also select to buy an investment property comparable to your rent amount advanced and make an income from leaseing every unit. Office constructings can also be a smart selection, as tenants will likely be seen reasonably ardmore three wheelock quickly. It's fundamental, nevertheless, to buy such properties in nearly anything that receives beneficiant traffic. Most commercial institutions fail if they can't appeal to a steady transfer of customers. Buying residential property is something customers may additionally wish to think about that these planning to decide on their investment portfolios. For instance, an individual may decide to obtain a dwelling that have been renovated. Sometimes called "handyman specials, " such properties will be repaired which can offered during profit. Fortuitously, usually they are cheaper than properties that are in good repair. It is also a possibility to build an ad or residential property can be an investment. Builders who've satisfactory money to finance exceptionally challenge made having a tract of land and fill homes for it on the market to the general public. However, as soon as again, it is essential to pick a location carefully, as it may possibly nominal good to supply homes for sale in a part of the country in which nobody wants to live. Purchasing the primary property one finds is rarely a clever program of action. Instead, it is always the most effective interest match investor to comparability store attempting to discover at a couple of home or business earlier than making a final decision. It will make sure that the excellent ill use made. It can be more suitable obtain authorized advice every time one is planning to purchase various types property. This is even if that the buyer must have assurance that the property just isn't encumbered, and he or she can even want knowledgeable to make all the paperwork regarding the transaction is legal. Finally, individuals planning an investment in real estate will find that it plan of action is sensible, supplied they plan with care and hire a reliable broker to supervise their transactions.

Countries competing against one another in the same array of products and services is not covered by Ricardian trade theory.   Offshoring doesn’t fit the Ricardian or the competitive idea of free trade. In fact, offshoring is not trade.   Offshoring is the practice of a firm relocating its production of goods or services for its home market to a foreign country. When an American firm moves production offshore, US GDP declines by the amount of the offshored production, and foreign GDP increases by that amount. Employment and consumer income decline in the US and rise abroad. The US tax base shrinks, resulting in reductions in public services or in higher taxes or a switch from tax finance to bond finance and higher debt service cost.   When the offshored production comes back to the US to be marketed, the US trade deficit increases dollar for dollar. The trade deficit is financed by turning over to foreigners US assets and their future income streams. Profits, dividends, interest, capital gains, rents, and tolls from leased toll roads now flow from American pockets to foreign pockets, thus worsening the current account deficit as well.   Who benefits from these income losses suffered by Americans? Clearly, the beneficiary is the foreign country to which the production is moved. The other prominent beneficiaries are the shareholders and the executives of the companies that offshore production. The lower labor costs raise profits, the share price, and the “performance bonuses” of corporate management.   Offshoring’s proponents claim that the lost incomes from job losses are offset by benefits to consumers from lower prices. Allegedly, the harm done to those who lose their jobs is more than offset by the benefit consumers in general get from the alleged lower prices. Yet, proponents are unable to cite studies that support this claim. The claim is based on the unexamined assumption that offshoring is free trade and, thereby, mutually beneficial.   Proponents of jobs offshoring also claim that the Americans who are left unemployed soon find equal or better jobs. This claim is based on the assumption that the demand for labor ensures full employment, and that people whose jobs have been moved abroad can be retrained for new jobs that are equal to or better than the jobs that were lost.   This claim is false.

Cedar Capital Group Tokyo: Construction Site Health & Safety Review Accidents on construction sites are becoming a much more regular occurrence around the globe and can have devastating affects on families, communities and regions. Just recently we witnessed the destruction and heartbreak caused when the crawler crane toppled over onto the Masjid al-Haram, the Grand Mosque in Mecca, Saudi Arabia on 11 September 2015, which killed 118 people and injured a further 394. The majority of accidents on construction sites can be avoided if health and safety requirements are followed. An experienced health & safety advisor can assist you in identifying loss control techniques which in turn minimizes the risk to members of the public, your property and your employees. One of the most frequently occurring accidents construction sites is fire. Ignoring safety policies and procedures can have a disastrous effect and are a common cause of injury on a construction site. Fire extinguishers should be available and close by and you should appoint an employee to be on fire watch. The weather can be a source of accidents on construction sites. Sites become more susceptible as severe weather patterns continue to grow across the globe. In Asia, typhoons have become more frequent, we have seen buildings collapse during high category storms. These types of accidents can be avoided by appointing someone with the responsibility of monitoring the weather to make sure that the construction site is correctly braced before the typhoon arrives. The lack of site is another key factor that causes accidents. Construction sites are like playgrounds for inquisitive children looking for something to do so it’s imperative that you have secured the site with adequate fencing. Posting visible safety signs around the construction site in order to remind and protect the employees, visitors and members of the genera public. Always post safety signs at the entrance and ensure that all visitors wear the correct personal protective equipmentwhich includes a hard hat and safety boots. Cedar Capital Group are a Singapore based, capital equipment, company that leases construction equipment throughout Asia with core markets in Seoul, South Korea and Tokyo, Japan.

We broke our record for leasing large independent flex spaces to enable a holistic office experience, increasing from 6.4 lakh sq. ft last year in Pune to this newest centre in one of the largest office markets in India,” said Neetish Sarda, Founder - Smartworks

The most powerful thing you can do to lease your property is to realize that your rental unit is not the product. The experience your prospect has with you is your “product.

You will, however, almost certainly have to evict a tenant at some time during your career as a landlord. This doesn’t mean you are a bad landlord or even that you had a bad tenant. Even good people lose their jobs or fall on bad times and have to be evicted. But the truth is, eventually you will have to evict someone—and the lease is what the judge will look at every single time to see if you are justified in your eviction.

The number one reason tenants renew leases is because of good maintenance. The number one reason they leave is poor maintenance responsiveness.

Airbus has decided to address the demand with an existing product, a longer-range version of its A321neo, due in 2019. The European plane maker envisions a market for at least 1,000 planes and has secured an order from Air Lease Corp., whose chief executive has strongly urged

Smaller firms are more often organized by project, larger ones by function. That is, owners of small firms tend to appoint one individual to be in charge of each project, with the group working on that project responsible for all aspects of it—financing, construction, marketing, leasing, and general management. In large firms, on the other hand, one group is responsible for each key function across all projects.3 In some organizations, employees report to two different managers, one responsible for function and the other for

Public travel during seclusion for work and as a result desires to situate for viable services anywhere they amount to acquire exceptional ability. As a result of that included just recently is through car leasing centers. Such takes enormously much less instant in addition to rises initiative effectiveness. Entirely comfort is supplied other than, similar to the rush to take a trip anywhere during the city. Along with if despite which occurs to the automobile was travelling the firm vehicle renting facilities immediately supply by an unique vehicle in order to take place their service quality by applying customary of the team. We can take delight to enjoy any kind of movie also as going. There certainly is no panic of the really train or bus to be missed because you will hold your individual automobile. Correctly there would be no plain time frame. You understand how you can yet assign a Month-to-month auto rental or any sort of such of cream of the crop vehicles. The enormous brand names are also accessible to hire. Corporate specific essentially make use of such exceptional vehicles to show their standard in addition to their personal business worth. Comfy vehicles to some sort of any sort of sector of car have the ability to be teased behalf to their different rates. All resorts of 5-star in addition to 7-star does not include the vehicles, however, work with vehicles. For that reason, we are able to simply envision the well worth of these assigning facilities there are lots of a Month-to-month auto rental and every these service supply with a much better service as different to others. When it comes to such reason vehicle rentals are taking a prospering in the company in addition to the regional marketplace. Therefore, the group needs to support their well worth in the market using providing a type of facilities for their consumers. Not merely in locally nevertheless in bunches of huge business towards other fundamentals requirements. Just as travelling within any of the individual owning if you figure out a little bit magnificent on the edge and seem like acquiring it on the other hand you still cannot for the reason that they won't drop in for you however here by methods of this Auto Lease Dubai you could acquire whatever you figure out in purchasing. The program can be all set according to your choices equally as not according to the typical timings of public transportation. During the Car Rental solution, the client will hold no concerns pertaining to the protection or safeguarding of the auto. One can pick Automobile Lease Dubai along with doing accordingly it will turn into unproblematic to opt for a vehicle of their option even as choices any auto. You be up to the trip to the appropriate location that you wish by applying the aid of this car rental. Called for credentials for transport are the look out of the services nonetheless we have to be reliable that it's a superior company with every obligatory certificate approved. If a person does not be full of the ability to get an automobile even though one could easily hire an automobile as it's not at every little thing costly to utilize this improvement.

Instead of leasing buildings in a traditional manner to multiple larger tenants, coworking companies lease entire structures and then sell these leases at a higher rate to members, a/k/a tenants. A change in use, not physical form. Combine that with the intangibles of inventive branding and experiential activation, and you’ve transformed one of the largest industries in the world—commercial real estate—sim- ply by changing the way people perceive it.

Chiller Manufacturer in Pune are an ISO guaranteed connection had with gathering and giving a wide collection of unrivalled quality Heat Chambers, Chillers and Allied Industrial Kitchen Equipment. These things are produced utilizing high-review harsh material, which is gotten from the veritable shippers of the market. In addition, these are known for their tip top, low power utilizes, transcendent complete, breaking down limitation and right estimations. We are also offering Bain Marie on lease. With the assistance of our master authorities, we have could offer Chiller. Chiller Manufacturer in Pune are made utilizing extraordinary quality tempered steel and other harsh material, which are tied down from the genuine merchants of the market. Our offered chillers are generally known for their highlights like top notch, disagreeable change and low power utilize. Offered in various, these chillers satisfy the differing necessities of our customers.

The sickly are the greatest danger to man: not the wicked, not the ‘beasts of prey’. Those who, from the start, are the unfortunate, the downtrodden, the broken – these are the ones, the weakest, who most undermine life amongst men, who introduce the deadliest poison and scepticism into our trust in life, in man, in our- selves. Where can we escape the surreptitious glance imparting a deep sadness, the backward glance of the born misfit revealing how such a man communes with himself, – that glance which is a sigh. ‘If only I were some other person!’ is what this glance sighs: ‘but there’s no hope of that. I am who I am: how could I get away from myself? And oh – I’m fed up with myself!’ . . . In such a soil of self-contempt, such a veritable swamp, every kind of weed and poisonous plant grows, all of them so small, hidden, dissembling and sugary. Here, the worms of revenge and rancour teem all round; here, the air stinks of things unrevealed and unconfessed; here, the web of the most wicked conspiracy is continually being spun, – the conspiracy of those who suffer against those who are successful and victorious, here, the sight of the victorious man is hated. And what mendacity to avoid admitting this hatred as hatred! What expenditure of big words and gestures, what an art of ‘righteous’ slander! These failures: what noble eloquence flows from their lips! How much sugared, slimy, humble humility swims in their eyes! What do they really want? At any rate, to represent justice, love, wisdom, superiority, that is the ambition of these who are ‘the lowest’, these sick people! And how skilful such an ambition makes them! In particular, we have to admire the counterfeiter’s skill with which the stamp of virtue, the ding-a-ling golden ring of virtue is now imitated. They have taken out a lease on virtue to keep it just for themselves, these weak and incurably sick people, there is no doubt about it: ‘Only we are good and just’ is what they say, ‘only we are the homines bonæ voluntatis’.90 They promenade in our midst like living reproaches, like warnings to us, – as though health, success, strength, pride and the feeling of power were in themselves depravities for which penance, bitter penance will one day be exacted: oh, how ready they themselves are, in the last resort, to make others penitent, how they thirst to be hangmen! Amongst them we find plenty of vengeance-seekers disguised as judges, with the word justice continually in their mouth like poisonous spittle, pursing their lips and always at the ready to spit at anybody who does not look discontented and who cheerfully goes his own way. Among their number there is no lack of that most disgusting type of dandy, the lying freaks who want to impersonate ‘beautiful souls’91 and put their wrecked sensuality on the market, swaddled in verses and other nappies, as ‘purity of the heart’: the type of moral onanists and ‘self-gratifiers’ [die Species der moralischen Onanisten und ‘Selbstbefriediger’]. The will of the sick to appear superior in any way, their instinct for secret paths, which lead to tyranny over the healthy, – where can it not be found, this will to power of precisely the weakest!

If your company has any credible strategy for providing equity-based returns with muted volatility, you have not just a value proposition, but one of the most important value propositions of our time.... What's the concept in an operating real estate REIT? Operating real estate (as distinct from net leases or mortgages, which are other financing concepts) has the potential to produce equity-like long-term returns, but isan extremely powerful diversifier, in that real estate correlates positively with inflation while stocks and bonds correlate negatively with it. Inflation, with it attendant higher interest rates, chokes off new supply of real estate: new expensive to build, to expensive to finance at prevailing market rents. When new supply dwindles, normal growth absorbs the available space and puts upward pressure on rents, increasing cash flows to the owners... until rents get to a point where new construction pencils out again. (Meanwhile, in an inflation/interest rate flareup of any consequence, stocks and bonds are usually getting hit, and sometimes hit hard.) This, to me, is a trifecta of a conceptual value proposition: (a) the potential for the equity-like long-term returns investors need, (b) historically correlated positively with inflation, unlike all financial assets, and (c) just when you think this story can't get better, with 90% of available income paid out currently to income-starved investors.... What's the concept for variable life insurance? It's certainly the least expensive long-term form of life insurance, in that, as the investment portion grows, it extinguishes the insurance company's exposure. (As Ben Baldwin gnomically and brilliantly observes, 'All insurance is term insurance.') It may also be, in a given situation, the cheapest way of funding an estate tax liability, leaving the maximum legacy to one's heirs. And, of course, if the ownership is vested in an insurance trust, one may (under current law at this writing) be bequeathing wealth without income or estate taxation. As long as there is an estate tax - any estate tax - there will be a financial planning issue in the life of every affluent household/family: how do you want the heirs to pay it? And it seems likely that, conceptually, VUL will always be an answer.... Small cap equities? The concept is, clearly, higher returns with - and precisely because of - their higher volatility.

Sam Walton practiced corporate socialism. As much as he could, he put the public’s money to work for his benefit. Free land, long-term leases at below-market rates, pocketing sales taxes, even getting workers trained at government expense were among the ways Wal-Mart took every dollar of welfare it could get. Walton had a particular fondness for government-sponsored industrial revenue bonds, which cost him lessin interest charges than the corporate bonds the market economy uses to raise money.

The scope of CarMax’s business, coupled with its information system and management expertise, enables the company to make better purchasing decisions and create a fast-moving product mix. Used vehicle dealers buy most of their inventory at auctions hosted by dealer associations, leasing companies, and the manufacturers. The capability to make advantageous and winning bids is based on experience, up-to-date market information, scope of knowledge, and the deep pockets needed to make large purchases.

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