Keys Stock Quotes

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Phil, we're the laughing stock of the nation,"     said Hobbs Creek mayor to police chief, "We     have a cop who faints at the sight of blood!
Kyle Keyes (Under the Bus)
I was just stock in the middle, vague and undefined.
Sarah Dessen (Lock and Key)
Sail the main course in a simple sturdy craft. Keep her well stocked with short stories and long laughs. Go fast enough to get there but slow enough to see. Moderation seems to be the key.
Jimmy Buffett
This is one of the keys to successful investing: focus on the companies, not on the stocks.
Peter Lynch (Beating the Street)
Wisdom is really the key to wealth. With great wisdom, comes great wealth and success. Rather than pursuing wealth, pursue wisdom. The aggressive pursuit of wealth can lead to disappointment. Wisdom is defined as the quality of having experience, and being able to discern or judge what is true, right, or lasting. Wisdom is basically the practical application of knowledge. Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. Become completely focused on one subject and study the subject for a long period of time. Don't skip around from one subject to the next. The problem is generally not money. Jesus taught that the problem was attachment to possessions and dependence on money rather than dependence on God. Those who love people, acquire wealth so they can give generously. After all, money feeds, shelters, and clothes people. They key is to work extremely hard for a short period of time (1-5 years), create abundant wealth, and then make money work hard for you through wise investments that yield a passive income for life. Don't let the opinions of the average man sway you. Dream, and he thinks you're crazy. Succeed, and he thinks you're lucky. Acquire wealth, and he thinks you're greedy. Pay no attention. He simply doesn't understand. Failure is success if we learn from it. Continuing failure eventually leads to success. Those who dare to fail miserably can achieve greatly. Whenever you pursue a goal, it should be with complete focus. This means no interruptions. Only when one loves his career and is skilled at it can he truly succeed. Never rush into an investment without prior research and deliberation. With preferred shares, investors are guaranteed a dividend forever, while common stocks have variable dividends. Some regions with very low or no income taxes include the following: Nevada, Texas, Wyoming, Delaware, South Dakota, Cyprus, Liechtenstein, Luxembourg, Panama, San Marino, Seychelles, Isle of Man, Channel Islands, Curaçao, Bahamas, British Virgin Islands, Brunei, Monaco, Qatar, United Arab Emirates, Saudi Arabia, Bahrain, Bermuda, Kuwait, Oman, Andorra, Cayman Islands, Belize, Vanuatu, and Campione d'Italia. There is only one God who is infinite and supreme above all things. Do not replace that infinite one with finite idols. As frustrated as you may feel due to your life circumstances, do not vent it by cursing God or unnecessarily uttering his name. Greed leads to poverty. Greed inclines people to act impulsively in hopes of gaining more. The benefit of giving to the poor is so great that a beggar is actually doing the giver a favor by allowing the person to give. The more I give away, the more that comes back. Earn as much as you can. Save as much as you can. Invest as much as you can. Give as much as you can.
H.W. Charles (The Money Code: Become a Millionaire With the Ancient Jewish Code)
Information is key at these things: no one wants to be caught holding social stock that’s about to crash.
Mohsin Hamid (Moth Smoke)
Here is a key insight for any startup: You may think yourself a puny midget among giants when you stride out into a marketplace, and suddenly confront such a giant via litigation or direct competition. But the reality is that larger companies often have much more to fear from you than you from them. For starters, their will to fight is less than yours. Their employees are mercenaries who don’t deeply care, and suffer from the diffuse responsibility and weak emotional investment of a larger organization. What’s an existential struggle to you is merely one more set of tasks to a tuned-out engineer bored of his own product, or another legal hassle to an already overworked legal counsel thinking more about her next stock-vesting date than your suit. Also, large companies have valuable public brands they must delicately preserve, and which can be assailed by even small companies such as yours, particularly in a tight-knit, appearances-conscious ecosystem like that of Silicon Valley. America still loves an underdog, and you’ll be surprised at how many allies come out of the woodwork when some obnoxious incumbent is challenged by a scrappy startup with a convincing story. So long as you maintain unit cohesion and a shared sense of purpose, and have the basic rudiments of living, you will outlast, outfight, and out-rage any company that sets out to destroy you. Men with nothing to lose will stop at nothing to win.
Antonio García Martínez (Chaos Monkeys: Obscene Fortune and Random Failure in Silicon Valley)
There was music from my neighbor's house through the summer nights. In his blue gardens men and girls came and went like moths among the whisperings and the champagne and the stars. At high tide in the afternoon I watched his guests diving from the tower of his raft, or taking the sun on the hot sand of his beach while his two motor-boats slit the waters of the Sound, drawing aquaplanes over cataracts of foam. On week-ends his Rolls-Royce became an omnibus, bearing parties to and from the city between nine in the morning and long past midnight, while his station wagon scampered like a brisk yellow bug to meet all trains. And on Mondays eight servants, including an extra gardener, toiled all day with mops and scrubbing-brushes and hammers and garden-shears, repairing the ravages of the night before. Every Friday five crates of oranges and lemons arrived from a fruiterer in New York--every Monday these same oranges and lemons left his back door in a pyramid of pulpless halves. There was a machine in the kitchen which could extract the juice of two hundred oranges in half an hour if a little button was pressed two hundred times by a butler's thumb. At least once a fortnight a corps of caterers came down with several hundred feet of canvas and enough colored lights to make a Christmas tree of Gatsby's enormous garden. On buffet tables, garnished with glistening hors-d'oeuvre, spiced baked hams crowded against salads of harlequin designs and pastry pigs and turkeys bewitched to a dark gold. In the main hall a bar with a real brass rail was set up, and stocked with gins and liquors and with cordials so long forgotten that most of his female guests were too young to know one from another. By seven o'clock the orchestra has arrived, no thin five-piece affair, but a whole pitful of oboes and trombones and saxophones and viols and cornets and piccolos, and low and high drums. The last swimmers have come in from the beach now and are dressing up-stairs; the cars from New York are parked five deep in the drive, and already the halls and salons and verandas are gaudy with primary colors, and hair shorn in strange new ways, and shawls beyond the dreams of Castile. The bar is in full swing, and floating rounds of cocktails permeate the garden outside, until the air is alive with chatter and laughter, and casual innuendo and introductions forgotten on the spot, and enthusiastic meetings between women who never knew each other's names. The lights grow brighter as the earth lurches away from the sun, and now the orchestra is playing yellow cocktail music, and the opera of voices pitches a key higher. Laughter is easier minute by minute, spilled with prodigality, tipped out at a cheerful word. The groups change more swiftly, swell with new arrivals, dissolve and form in the same breath; already there are wanderers, confident girls who weave here and there among the stouter and more stable, become for a sharp, joyous moment the centre of a group, and then, excited with triumph, glide on through the sea-change of faces and voices and color under the constantly changing light. Suddenly one of the gypsies, in trembling opal, seizes a cocktail out of the air, dumps it down for courage and, moving her hands like Frisco, dances out alone on the canvas platform. A momentary hush; the orchestra leader varies his rhythm obligingly for her, and there is a burst of chatter as the erroneous news goes around that she is Gilda Gray's understudy from the FOLLIES. The party has begun.
F. Scott Fitzgerald (The Great Gatsby)
All statistics have outliers. Money management, therefore, is key to the process of good trading.
Yvan Byeajee (Paradigm Shift: How to cultivate equanimity in the face of market uncertainty)
If you don’t have a plan, you will surely experience paralyzing emotions and second-guess yourself at key decision-making moments.
Mark Minervini (Think & Trade Like a Champion: The Secrets, Rules & Blunt Truths of a Stock Market Wizard)
Investing styles may differ among successful market players, but without exception, winning stock traders share certain key traits required for success. Fall short in those qualities and you will surely part ways with your money.
Mark Minervini (Trade Like a Stock Market Wizard: How to Achieve Super Performance in Stocks in Any Market: How to Achieve Superperformance in Stocks in Any Market)
Back in Brooklyn, the wind was sharp and the streets were slick and Kat just really wished her Uncle Eddie believed in leaving a key under the mat instead of maintaining his strict stance that anyone who could not break into his Brooklyn brownstone had absolutely no business staying there without him. “Is there a problem, Kitty Kat?” a voice said from over Kat’s shoulder. Kat’s fingers were frozen and her breath fogged, and she’d had a far too upbeat rendition of “White Christmas” stuck in her head on a perpetual loop for the past eight hours. So, yes, there was a problem. But Kat would never, ever admit it. “I’m fine, Gabrielle,” she told her cousin. “Really?” Gab asked. “Because if you can’t handle Uncle Eddie’s lock then someone is going to get a lump of coal in her stocking again this Christmas.” “It wasn’t coal,” Kat shot back. “It was a very rare mineral from a condemned mine in South Africa, and it was a very thoughtful gift.
Ally Carter (The Grift of the Magi (Heist Society, #3.5))
Independent bookstore are a valuable asset to any city, town or village. They offer us the latest literary releases, a meeting point where authors share their work and meet new readers and fans. They offer us a rich ‘bookish’ environment in which to browse before we buy. I love to sip coffee and leaf through my new purchase. I can be sure that independent booksellers know their stock, they suggest new authors and broaden my reading. Along with public libraries they are key to our communities.
Lesley Thomson
Faith is a key that unlocks the treasure house of God that is stocked with answered prayers. Faith is a conduit that carries the presence and power of God right into the midst of his people. Faith is a difference-maker, a future-shaper, a bondage-breaker, a Kingdom-mover.
Rob Reimer (Deep Faith: Developing Faith That Releases the Power of God)
Key Rabbit, allow me to bore you with a comparison of your wife and a beautiful woman," I said. "In the morning a beauty must lie in bed for three or four hours gathering strength for another mighty battle with Nature. Then, after being bathed and toweled by her maids, she loosens her hair in the Cascade of Teasing Willows Style, paints her eyebrows in the Distant Mountain Range Style, anoints herself with the Nine Bends of the River Diving-water Perfume, applies rouge, mascara, and eye shadow, and covers the whole works with a good two inches of the Powder of the Nonchalant Approach. Then she dresses in a plum-blossom patterned tunic with matching skirt and stockings, adds four or five pounds of jewelry, looks in the mirror for any visible sign of humanity and is relieved to find none, checks her makeup to be sure that it has hardened into an immovable mask, sprinkles herself with the Hundred Ingredients Perfume of the Heavenly Spirits who Descended in the Rain Shower, and minces with tiny steps toward the new day. Which, like any other day, will consist of gossip and giggles.
Barry Hughart (Bridge of Birds (The Chronicles of Master Li and Number Ten Ox, #1))
I am on a lonely road and I am traveling Traveling, traveling, traveling Looking for something, what can it be Oh I hate you some, I hate you some, I love you some Oh I love you when I forget about me I want to be strong I want to laugh along I want to belong to the living Alive, alive, I want to get up and jive I want to wreck my stockings in some juke box dive Do you want - do you want - do you want to dance with me baby Do you want to take a chance On maybe finding some sweet romance with me baby Well, come on All I really really want our love to do Is to bring out the best in me and in you too All I really really want our love to do Is to bring out the best in me and in you I want to talk to you, I want to shampoo you I want to renew you again and again Applause, applause - Life is our cause When I think of your kisses my mind see-saws Do you see - do you see - do you see how you hurt me baby So I hurt you too Then we both get so blue. I am on a lonely road and I am traveling Looking for the key to set me free Oh the jealousy, the greed is the unraveling It's the unraveling And it undoes all the joy that could be I want to have fun, I want to shine like the sun I want to be the one that you want to see I want to knit you a sweater Want to write you a love letter I want to make you feel better I want to make you feel free I want to make you feel free
Joni Mitchell (Blue)
The key to true wealth is putting your money to work for you. Practically speaking, that means spending money on income-producing assets that will supply cash and continue to grow in value over time. The most common assets used to build wealth include: • Stocks • Bonds • Real estate
Michele Cagan (Budgeting 101: From Getting Out of Debt and Tracking Expenses to Setting Financial Goals and Building Your Savings, Your Essential Guide to Budgeting (Adams 101 Series))
Don't you know about The Others? They're the ones that leave nails and broken glass on the road. They hide things when you're in a hurry. They've only got one arm and one leg each, you know. So they take single gloves and stockings, and they're frightfully keen on keys and unanswered letters.
Ngaio Marsh (Death and the Dancing Footman (Roderick Alleyn, #11))
Women with AD/HD want to connect but because of their difficulties with executive functioning, they often develop emotional barriers. The combination of cognitive struggles and emotional barriers or the intersection of these makes them avoid relationships even more which decreases the likelihood of starting or maintaining relationships or of reconnecting after a break in the connection. Many fears, negative expectations, and much pain surround these areas. They key for these women to take stock of their barriers and make a plan to slowly start getting back on the road to relationships.
Sari Solden (Women With Attention Deficit Disorder: Embrace Your Differences and Transform Your Life)
In the name of speed, Morse and Vail had realized that they could save strokes by reserving the shorter sequences of dots and dashes for the most common letters. But which letters would be used most often? Little was known about the alphabet’s statistics. In search of data on the letters’ relative frequencies, Vail was inspired to visit the local newspaper office in Morristown, New Jersey, and look over the type cases. He found a stock of twelve thousand E’s, nine thousand T’s, and only two hundred Z’s. He and Morse rearranged the alphabet accordingly. They had originally used dash-dash-dot to represent T, the second most common letter; now they promoted T to a single dash, thus saving telegraph operators uncountable billions of key taps in the world to come. Long afterward, information theorists calculated that they had come within 15 percent of an optimal arrangement for telegraphing English text.
James Gleick (The Information: A History, a Theory, a Flood)
There is no rule about anything in the stock market save perhaps one. That rule is that the key to market tops and bottoms or the key to market advances or declines will never work more than once. The lock, so to speak, is always changed. Therefore, a little horse sense is far more useful than a lot of theory.
Gerald M. Loeb (The Battle for Investment Survival (Essential Investment Classics))
skill in evaluating the business prospects of a firm is not sufficient for successful stock trading, where the key question is whether the information about the firm is already incorporated in the price of its stock. Traders apparently lack the skill to answer this crucial question, but they appear to be ignorant of their ignorance.
Daniel Kahneman (Thinking, Fast and Slow)
So maybe that's how it worked. That's how all this had happened. Hating people so much that you wanted to kill them. Hating them because they wore a yellow star. It made her shiver. She felt as if all the evil, all the hatred in the world was concentrated right here, stocked up all around her, in the policemen's hard faces, in their indifference, in their disdain.
Tatiana de Rosnay (Sarah's Key)
Read the notes.Never buy a stock without reading the footnotes to the financial statements in the annual report. Usually labeled “summary of significant accounting policies,” one key note describes how the company recognizes revenue, records inventories, treats installment or contract sales, expenses its marketing costs, and accounts for the other major aspects of its business.7 In the other footnotes, watch for disclosures about debt, stock options, loans to customers, reserves against losses, and other “risk factors” that can take a big chomp out of earnings
Benjamin Graham (The Intelligent Investor)
With his free hand, Thomas produces a small key. It’s like an elevator key, one of those round, single-purpose gizmos that don’t seem to have a reason for being except in an elevator, a device that brings to mind all the other silly little inventions: can openers, lemon zesters, melon ballers. Things that do only one thing. We have so many of them. Where do we get this shit? Bridal shower and wedding gifts, stocking stuffers, spur-of-the-moment purchases at Ikea. They’re all so goddamned useless, hidden in the backs of kitchen drawers, taken for granted and never taken out. This is what goes through my mind as Thomas frees me with the high-tech equivalent of a can opener.
Christina Dalcher (Vox)
The proper balance of sugar and salt was the key to perfect barbecue sauce. Of course, when it came to barbecue sauce, everybody had an opinion about the combination of acid, aromatics, fruit, and flavorings---the ineffable umami---that made each bite so satisfying. But Margot Salton knew with utter certainty that it all started with sugar and salt. She'd even named her signature product after it: sugar+salt. This sauce was her superpower. Her secret. Her stock-in-trade. When she'd had nothing---no home, no education, no family, no means of support---she had created the powerful alchemy of flavors that made grown men moan with pleasure, cautious women ignore their diets, and skeptical foodies beg for more.
Susan Wiggs (Sugar and Salt (Bella Vista Chronicles, #4))
Now, there is nothing inherently unusual or interesting from an economic point of view about a change in the types of things businesses invest in. Indeed, nothing could be more normal: the capital stock of the economy is always changing. Railways replaced canals, the automobile replaced the horse and cart, computers replaced typewriters, and, at a more granular level, businesses retool and change their mix of investments all the time. Our central argument in this book is that there is something fundamentally different about intangible investment, and that understanding the steady move to intangible investment helps us understand some of the key issues facing us today: innovation and growth, inequality, the role of management, and financial and policy reform.
Jonathan Haskel (Capitalism without Capital: The Rise of the Intangible Economy)
When it comes to people we admire, it is in our nature to be selective with information, to load with personal associations, to elevate and make heroic. That is especially true after their deaths, especially if those deaths have been in any way untimely and/or shocking. It is hard to hold onto the real people, the true story. When we think of the Clash, we tend to forget or overlook the embarrassing moments, the mistakes, the musical filler, the petty squabbles, the squalid escapades, the unfulfilled promises. Instead, we take only selected highlights from the archive-the best songs, the most flatteringly-posed photographs, the most passionate live footage, the most stirring video clips, the sexiest slogans, the snappiest soundbites, the warmest personal memories-and from them we construct a near-perfect rock 'n' roll band, a Hollywood version of the real thing. The Clash have provided us with not just a soundtrack, but also a stock of images from which to create a movie we can run in our own heads. The exact content of the movie might differ from person to person and country to country, but certain key elements will remain much the same; and it is those elements that will make up the Essential Clash of folk memory. This book might have set out to take the movie apart scene by scene to analyse how it was put together; but this book also believes the movie is a masterpiece, and has no intention of spoiling the ending. It's time to freeze the frame. At the very moment they step out of history and into legend: the Last Gang In Town.
Marcus Gray (The Clash: Return of the Last Gang in Town)
Listen! Wister, get on your damned feet!’ She pulled a ring of keys from her belt. ‘Weapons locker, floor of my cabin! Take Heck Urse – Heck! Never mind bandaging up Gust, he’ll live – go with Wister. Break out the cutlasses—’ ‘Pardon, Captain, we don’t have any cutlasses.’ Sater scowled at Wister. ‘We don’t? Fine, break out the truncheons, pins and the spears for propelling boarders—’ ‘We ain’t got those neither.’ ‘So what in Hood’s name is in my weapons locker?’ ‘You ain’t looked?’ Sater took a half step closer to Wister, the sword in her hand trembling. ‘If I knew, you brainless mushroom, I wouldn’t be asking you now, would I?’ ‘Fine. Old Captain Urbot, he kept his private stock of rum down there.’ Sater clawed at her face for a moment. ‘All right,’ she sighed, defeated, ‘break out the rum.
Steven Erikson
The bodies were pulverized into stock and marked with insurance. And the bodies were an aspiration, lucrative as Indian land, a veranda, a beautiful wife, or a summer home in the mountains. For the men who needed to believe themselves white, the bodies were the key to a social club, and the right to break the bodies was the mark of civilization. “The two great divisions of society are not the rich and poor, but white and black,” said the great South Carolina senator John C. Calhoun. “And all the former, the poor as well as the rich, belong to the upper class, and are respected and treated as equals.” And there it is—the right to break the black body as the meaning of their sacred equality. And that right has always given them meaning, has always meant that there was someone down in the valley because a mountain is not a mountain if there is nothing below.
Ta-Nehisi Coates (Between the World and Me)
The key to this risotto is Japanese peppers of all things?!" "It's sharp, refreshing aroma highlights the mellow body of the cheese... while making the eel's umami flavor flash like an explosion!" "And that one key ingredient that quietly ties it all together... ... is garlic!" "Garlic?! In traditional Japanese cuisine?! That's almost unheard of!" "Those are special smoked garlic chips a junior of mine made. They were smoked using wood from a walnut tree, which is known to emphasize seafood flavors well. By lightly crushing those chips and sprinkling them on as a topping, I added a pleasantly crunchy texture to the dish. But the most critical feature of my dish... is that I broiled the eel using the Kansai region Kabayaki style. Unlike the Kanto region style, there's no steaming step. Leaving all that oil in gives the eel a more fragrant aroma with a heavier texture and stronger flavor... ... meaning it pairs much more naturally with a flavor as powerful as garlic. *Steaming the eel makes much of its natural oil seep out, leaving the flesh light and fluffy.* But what makes these chips so extraordinary... is that they're infused with Ibusaki's earnest passion and the pure sweat of his helpers, Aoki and Sato. There's no way they could not be delicious!" "Ew! Don't say they're infused with sweat! That's gross!" "This much alone is already an impressively polished gourmet course. What's in store for us in that teapot?" "That is eel-liver broth, my lady. I dressed the eel's liver and then sautéed it in olive oil with some smoked garlic chips. Then I poured the sake Sakaki and Marui made over the top and let the alcohol cook off before adding bonito stock to make a broth. It matches beautifully with the cheese that Yoshino and Nikumi made, creating a soft flavor with a splendid aftertaste.
Yūto Tsukuda (食戟のソーマ 25 [Shokugeki no Souma 25] (Food Wars: Shokugeki no Soma, #25))
So, let’s move down the checklist, shall we, Sean?” “Let’s,” he says, as he holds a struggling Antoine in his iron grip. “We stole his money?” “Yep.” “Palo took his wife?” A nod. “We’ve trashed his reputation?” “He’s a fucking laughing-stock, but in truth, he did that himself.” “We stole his kingdom and gave a set of keys to the lieutenant fucking his wife, and positioned him to our advantage?” Sean’s menacing smile appears, and he nods. “Palo is going to have a damn good year.” “Did I leave anything out?” “His mistress just fled France.” He shrugs. “Something must have spooked her.” Antoine snaps his gaze between the two of us, his features twisted in utter defeat as I step toward him and press the barrel of my Glock to the center of his forehead. “And I didn’t have to lift a finger because I’m just a pawn, who managed to find a queen and make her fall in love with me. But what good is a pawn, who can check, without a mate?
Kate Stewart (The Finish Line (The Ravenhood, #3))
If we assume that it is the habit of the market to overvalue common stocks which have been showing excellent growth or are glamorous for some other reason, it is logical to expect that it will undervalue—relatively, at least—companies that are out of favor because of unsatisfactory developments of a temporary nature. This may be set down as a fundamental law of the stock market, and it suggests an investment approach that should prove both conservative and promising. The key requirement here is that the enterprising investor concentrate on the larger companies that are going through a period of unpopularity. While small companies may also be undervalued for similar reasons, and in many cases may later increase their earnings and share price, they entail the risk of a definitive loss of profitability and also of protracted neglect by the market in spite of better earnings. The large companies thus have a double advantage over the others. First, they have the resources in capital and brain power to carry them through adversity and back to a satisfactory earnings base. Second, the market is likely to respond with reasonable speed to any improvement shown. A
Benjamin Graham (The Intelligent Investor)
Why is the forest such an effective agent in the prevention of soil erosion and in feeding the springs and rivers? The forest does two things: (1) the trees and undergrowth break up the rainfall into fine spray and the litter on the ground protects the soil from erosion; (2) the residues of the trees and animal life met with in all woodlands are converted into humus, which is then absorbed by the soil underneath, increasing its porosity and waterholding power. The soil cover and the soil humus together prevent erosion and at the same time store large volumes of water. These factors -- soil protection, soil porosity, and water retention -- conferred by the living forest cover, provide the key to the solution of the soil erosion problem. All other purely mechanical remedies such as terracing and drainage are secondary matters, although of course important in their proper place. The soil must have as much cover as possible; it must be well stocked with humus so that it can drink in and retain the rainfall. It follows, therefore, that in the absence of trees there must be a grass cover, some cover-crop, and ample provision for keeping up the supply of humus." (An Agricultural Testament)
Albert Howard
A common problem plagues people who try to design institutions without accounting for hidden motives. First they identify the key goals that the institution “should” achieve. Then they search for a design that best achieves these goals, given all the constraints that the institution must deal with. This task can be challenging enough, but even when the designers apparently succeed, they’re frequently puzzled and frustrated when others show little interest in adopting their solution. Often this is because they mistook professed motives for real motives, and thus solved the wrong problems. Savvy institution designers must therefore identify both the surface goals to which people give lip service and the hidden goals that people are also trying to achieve. Designers can then search for arrangements that actually achieve the deeper goals while also serving the surface goals—or at least giving the appearance of doing so. Unsurprisingly, this is a much harder design problem. But if we can learn to do it well, our solutions will less often meet the fate of puzzling disinterest. We should take a similar approach when reforming a preexisting institution by first asking ourselves, “What are this institution’s hidden functions, and how important are they?” Take education, for example. We may wish for schools that focus more on teaching than on testing. And yet, some amount of testing is vital to the economy, since employers need to know which workers to hire. So if we tried to cut too much from school’s testing function, we could be blindsided by resistance we don’t understand—because those who resist may not tell us the real reasons for their opposition. It’s only by understanding where the resistance is coming from that we have any hope of overcoming it. Not all hidden institutional functions are worth facilitating, however. Some involve quite wasteful signaling expenditures, and we might be better off if these institutions performed only their official, stated functions. Take medicine, for example. To the extent that we use medical spending to show how much we care (and are cared for), there are very few positive externalities. The caring function is mostly competitive and zero-sum, and—perhaps surprisingly—we could therefore improve collective welfare by taxing extraneous medical spending, or at least refusing to subsidize it. Don’t expect any politician to start pushing for healthcare taxes or cutbacks, of course, because for lawmakers, as for laypeople, the caring signals are what makes medicine so attractive. These kinds of hidden incentives, alongside traditional vested interests, are what often make large institutions so hard to reform. Thus there’s an element of hubris in any reform effort, but at least by taking accurate stock of an institution’s purposes, both overt and covert, we can hope to avoid common mistakes. “The curious task of economics,” wrote Friedrich Hayek, “is to demonstrate to men how little they really know about what they imagine they can design.”8
Kevin Simler (The Elephant in the Brain: Hidden Motives in Everyday Life)
Here is what I would like for you to know: In America, it is traditional to destroy the black body—it is heritage. Enslavement was not merely the antiseptic borrowing of labor—it is not so easy to get a human being to commit their body against its own elemental interest. And so enslavement must be casual wrath and random manglings, the gashing of heads and brains blown out over the river as the body seeks to escape. It must be rape so regular as to be industrial. There is no uplifting way to say this. I have no praise anthems, nor old Negro spirituals. The spirit and soul are the body and brain, which are destructible—that is precisely why they are so precious. And the soul did not escape. The spirit did not steal away on gospel wings. The soul was the body that fed the tobacco, and the spirit was the blood that watered the cotton, and these created the first fruits of the American garden. And the fruits were secured through the bashing of children with stovewood, through hot iron peeling skin away like husk from corn. It had to be blood. It had to be nails driven through tongue and ears pruned away. “Some disobedience,” wrote a Southern mistress. “Much idleness, sullenness, slovenliness…. Used the rod.” It had to be the thrashing of kitchen hands for the crime of churning butter at a leisurely clip. It had to be some woman “chear’d… with thirty lashes a Saturday last and as many more a Tuesday again.” It could only be the employment of carriage whips, tongs, iron pokers, handsaws, stones, paperweights, or whatever might be handy to break the black body, the black family, the black community, the black nation. The bodies were pulverized into stock and marked with insurance. And the bodies were an aspiration, lucrative as Indian land, a veranda, a beautiful wife, or a summer home in the mountains. For the men who needed to believe themselves white, the bodies were the key to a social club, and the right to break the bodies was the mark of civilization. “The two great divisions of society are not the rich and poor, but white and black,” said the great South Carolina senator John C. Calhoun. “And all the former, the poor as well as the rich, belong to the upper class, and are respected and treated as equals.” And there it is—the right to break the black body as the meaning of their sacred equality. And that right has always given them meaning, has always meant that there was someone down in the valley because a mountain is not a mountain if there is nothing below.*
Ta-Nehisi Coates (Between the World and Me (One World Essentials))
Revolt of solitary instincts against social bonds is the key to the philosophy, the politics, and the sentiments, not only of what is commonly called the romantic movement, but of its progeny down to the present day. Philosophy, under the influence of German idealism, became solipsistic, and self-development was proclaimed as the fundamental principle of ethics. As regards sentiment, there has to be a distasteful compromise between the search for isolation and the necessities of passion and economics. D. H. Lawrence's story, 'The Man Who Loved Islands', has a hero who disdained such compromise to a gradually increasing extent and at last died of hunger and cold, but in the enjoyment of complete isolation; but this degree of consistency has not been achieved by the writers who praise solitude. The comforts of civilized life are not obtainable by a hermit, and a man who wishes to write books or produce works of art must submit to the ministrations of others if he is to survive while he does his work. In order to continue to feel solitary, he must be able to prevent those who serve him from impinging upon his ego, which is best accomplished if they are slaves. Passionate love, however, is a more difficult matter. So long as passionate lovers are regarded as in revolt against social trammels, they are admired; but in real life the love-relation itself quickly becomes a social trammel, and the partner in love comes to be hated, all the more vehemently if the love is strong enough to make the bond difficult to break. Hence love comes to be conceived as a battle, in which each is attempting to destroy the other by breaking through the protecting walls of his or her ego. This point of view has become familiar through the writings of Strindberg, and, still more, of D. H. Lawrence. Not only passionate love, but every friendly relation to others, is only possible, to this way of feeling, in so far as the others can be regarded as a projection of one's own Self. This is feasible if the others are blood-relations, and the more nearly they are related the more easily it is possible. Hence an emphasis on race, leading, as in the case of the Ptolemys, to endogamy. How this affected Byron, we know; Wagner suggests a similar sentiment in the love of Siegmund and Sieglinde. Nietzsche, though not scandalously, preferred his sister to all other women: 'How strongly I feel,' he writes to her, 'in all that you say and do, that we belong to the same stock. You understand more of me than others do, because we come of the same parentage. This fits in very well with my "philosophy".
Bertrand Russell (A History of Western Philosophy)
This rich pork flavor, which lands on the tongue with a thump... It's Chinese Dongpo Pork! He seasoned pork belly with a blend of spices and let it marinate thoroughly... ... before finely dicing it and mixing it into the fried rice!" "What? Dongpo Pork prepared this fast?! No way! He didn't have nearly enough time to simmer the pork belly!" "Heh heh. Actually, there's a little trick to that. I simmered it in sparkling water instead of tap water. The carbon dioxide that gives sparkling water its carbonation helps break down the fibers in meat. Using this, you can tenderize a piece of meat in less than half the normal time!" "That isn't the only protein in this dish. I can taste the seafood from an Acqua Pazza too!" "And these green beans... it's the Indian dish Poriyal! Diced green beans and shredded coconut fried in oil with chilies and mustard seeds... it has a wonderfully spicy kick!" "He also used the distinctly French Mirepoix to gently accentuate the sweetness of the vegetables. So many different delicious flavors... ... all clashing and sparking in my mouth! But the biggest key to this dish, and the core of its amazing deliciousness... ... is the rice!" "Hmph. Well, of course it is. The dish is fried rice. If the rice isn't the centerpiece, it isn't a..." "I see. His dish is fried rice while simultaneously being something other than fried rice. A rice lightly fried in butter before being steamed in some variety of soup stock... In other words, it's actually closer to that famous staple from Turkish cuisine- a Pilaf! In fact, it's believed the word "pilaf" actually comes from the Turkish word pilav. To think he built the foundation of his dish on pilaf of all things!" "Heh heh heh! Yep, that's right! Man, I've learned so much since I started going to Totsuki." "Mm, I see! When you finished the dish, you didn't fry it in oil! That's why it still tastes so light, despite the large volume and variety of additional ingredients. I could easily tuck away this entire plate! Still... I'm surprised at how distinct each grain of rice is. If it was in fact steamed in stock, you'd think it'd be mushier." "Ooh, you've got a discerning tongue, sir! See, when I steamed the rice... ... I did it in a Donabe ceramic pot instead of a rice cooker!" Ah! No wonder! A Donabe warms slowly, but once it's hot, it can hold high temperatures for a long time! It heats the rice evenly, holding a steady temperature throughout the steaming process to steam off all excess water. To think he'd apply a technique for sticky rice to a pilaf instead! With Turkish pilaf as his cornerstone... ... he added super-savory Dongpo pork, a Chinese dish... ... whitefish and clams from an Italian Acqua Pazza... ... spicy Indian green bean and red chili Poriyal... ... and for the French component, Mirepoix and Oeuf Mayonnaise as a topping! *Ouef is the French word for "egg."* By combining those five dishes into one, he has created an extremely unique take on fried rice! " "Hold it! Wait one dang minute! After listening to your entire spiel... ... it sounds to me like all he did was mix a bunch of dishes together and call it a day! There's no way that mishmash of a dish could meet the lofty standards of the BLUE! It can't nearly be gourmet enough!" "Oh, but it is. For one, he steamed the pilaf in the broth from the Acqua Pazza... ... creating a solid foundation that ties together the savory elements of all the disparate ingredients! The spiciness of the Poriyal could have destabilized the entire flavor structure... ... but by balancing it out with the mellow body of butter and soy sauce, he turned the Poriyal's sharp bite into a pleasing tingle!
Yūto Tsukuda (食戟のソーマ 36 [Shokugeki no Souma 36] (Food Wars: Shokugeki no Soma, #36))
Just as Grant borrowed heavily from Houston Chamberlain, so did Stoddard borrow heavily from Grant in The Revolt Against Civilization, adding generous doses of Lombrosian-style statistical surveys to prove that the new immigrants were systematically undermining the racial future of America.* Stoddard’s Nordic type exhibited a remarkable fusion of neo-Gobinian and specifically American virtues. Nordic man was “at once democratic and aristocratic…. Profoundly individualistic and touchy about his personal rights, neither he nor his fellows will tolerate tyranny.” He was naturally averse to degeneration: “He requires healthful living conditions, and pines when deprived of good food, fresh air, and exercise.” His racial purity becomes the key to progress as well, since “our modern scientific age is mainly a product of Nordic genius.” All the nations with high infusions of Nordic blood were, according to Stoddard, “the most progressive as well as the most energetic and politically able.89 But Stoddard also dared to confront the paradox that underlay the Gobinian confrontation between cultural vitality and civilization. Even as a healthy racial stock generates society’s material wealth and cultural attainments, Gobineau had claimed, its openness to change and diversity sows the seeds of its own destruction. Ultimately the people discover that “their social environment has outrun inherited capacity.” The Anglo-Saxon heritage cannot sustain itself in the future without its racial stock. (Grant was also a keen eugenicist.) “The more complex the society and the more differentiated the stock,” Stoddard insisted, “the graver the liability of irreparable disaster.
Arthur Herman (The Idea of Decline in Western History)
In 2006, we created a special restricted stock units (RSUs) award program for about sixty of our key lower-level executives. We would select these sixty people each year to receive awards representing between 50 and 120 percent of their respective salaries. Once a leader received this award, he or she couldn’t receive it again for three years, allowing us to touch almost two hundred high-potential, lower-level leaders during that period. Each August I called every recipient to discuss the reward, what they had done to merit it, and what the award represented. That took a fair amount of time, but it was worth it. When these up-and-coming leaders received a call from me, they sometimes thought it was a practical joke. In an organization of over 100,000 people, why was the CEO calling them? Personalizing the award left a positive impression, contributing to the significantly higher retention rates we saw among these executives as compared with the rest of their cohort.
David Cote (Winning Now, Winning Later: How Companies Can Succeed in the Short Term While Investing for the Long Term)
Over the next six months, we discovered the company had been pursuing deals in an ad hoc, opportunistic way, struggling in four key areas: identifying which companies to acquire, performing due diligence on these companies, calculating their value, and integrating acquisitions into our business. Taking stock of our deficits led us to a powerful, four-step model for pursuing M&A,
David Cote (Winning Now, Winning Later: How Companies Can Succeed in the Short Term While Investing for the Long Term)
движение цен в том же направлении, что и тренд большего масштаба, развивается пятью волнами, в то время как реакция, направленная против более масштабного тренда, развивается тремя волнами, и это верно для трендов любых степеней.
Роберт Пректер (Волновой принцип Эллиотта. Ключ к пониманию рынка (Elliot Wave Principle: Key to Stock Market Profits) (Russian Edition))
Examples of real estate mutual funds include: • Fidelity Real Estate Investment Portfolio (FRESX), a managed fund (so expect a higher expense ratio) that selects REITs with high-quality properties (mainly commercial and industrial) • Cohen & Steers Realty Shares (CSRSX), a managed fund that holds a targeted portfolio of forty to sixty commercial REITs • Vanguard Real Estate Index Fund Admiral Shares (VGSLX), a low-cost index fund that tracks a key REIT benchmark index (called the MSCI US Investable Market Real Estate 25/50 Index) • Cohen & Steers Quality Income Realty Fund (RQI), a closed-end fund that holds a variety of high-income-producing commercial REITs and real estate–related stocks
Michele Cagan (Real Estate Investing 101: From Finding Properties and Securing Mortgage Terms to REITs and Flipping Houses, an Essential Primer on How to Make Money with Real Estate (Adams 101 Series))
Ed Seykota: "The key to long-term survival and prosperity has a lot to do with the money management techniques incorporated into the technical system. There are old traders and there are bold traders, but there are very few old, bold traders.
Matthew R. Kratter (A Beginner's Guide to the Stock Market)
Pro-risk, aggressive investors, for example, should be expected to make more than the index in good times and lose more in bad times. This is where beta comes in. By the word beta, theory means relative volatility, or the relative responsiveness of the portfolio return to the market return. A portfolio with a beta above 1 is expected to be more volatile than the reference market, and a beta below 1 means it’ll be less volatile. Multiply the market return by the beta and you’ll get the return that a given portfolio should be expected to achieve, omitting nonsystematic sources of risk. If the market is up 15 percent, a portfolio with a beta of 1.2 should return 18 percent (plus or minus alpha). Theory looks at this information and says the increased return is explained by the increase in beta, or systematic risk. It also says returns don’t increase to compensate for risk other than systematic risk. Why don’t they? According to theory, the risk that markets compensate for is the risk that is intrinsic and inescapable in investing: systematic or “non-diversifiable” risk. The rest of risk comes from decisions to hold individual stocks: non-systematic risk. Since that risk can be eliminated by diversifying, why should investors be compensated with additional return for bearing it? According to theory, then, the formula for explaining portfolio performance (y) is as follows: y = α + βx Here α is the symbol for alpha, β stands for beta, and x is the return of the market. The market-related return of the portfolio is equal to its beta times the market return, and alpha (skill-related return) is added to arrive at the total return (of course, theory says there’s no such thing as alpha). Although I dismiss the identity between risk and volatility, I insist on considering a portfolio’s return in the light of its overall riskiness, as discussed earlier. A manager who earned 18 percent with a risky portfolio isn’t necessarily superior to one who earned 15 percent with a lower-risk portfolio. Risk-adjusted return holds the key, even though—since risk other than volatility can’t be quantified—I feel it is best assessed judgmentally, not calculated scientifically.
Howard Marks (The Most Important Thing: Uncommon Sense for the Thoughtful Investor (Columbia Business School Publishing))
The dividend discount model suggests that in an efficient market, the current price of a stock should equal the present value of all expected future dividends, assuming for the sake of simplicity that the investor has no intention of selling the stock. (The present value is sometimes called the discounted value, since the present value of an item is discounted from its value in the future.)
Andrew W. Lo (In Pursuit of the Perfect Portfolio: The Stories, Voices, and Key Insights of the Pioneers Who Shaped the Way We Invest)
train me, nice as could be other than acting like she’s my mom, all honey-this and honey-that and “You think you can remember all that, sweetie?” Just three or four years out of high school herself. But she did have three kids, so probably she’d wiped so many asses she got stuck that way. I didn’t hold it against her. Coach Briggs’s brother stayed upstairs in the office. Heart attack guy was a mystery. First they said he might come back by the end of summer. Then they all stopped talking about him. As far as customers, every kind of person came in. Older guys would want to chew the fat outside in the dock after I loaded their grain bags or headgates or what have you. I handled all the larger items. They complained about the weather or tobacco prices, but oftentimes somebody would recognize me and want to talk football. What was my opinion on our being a passing versus running team, etc. So that was amazing. Being known. It was the voice that hit my ear like a bell, the day he came in. I knew it instantly. And that laugh. It always made you wish that whoever made him laugh like that, it had been you. I was stocking inventory in the home goods aisle, and moved around the end to where I could see across the store. Over by the medications and vaccines that were kept in a refrigerator case, he was standing with his back to me, but that wild head of hair was the giveaway. And the lit-up face of Donnamarie, flirting so hard her bangs were standing on end. She was opening a case for him. Some of the pricier items were kept under lock and key. I debated whether to go over, but heard him say he needed fifty pounds of Hi-Mag mineral and a hundred pounds of pelleted beef feed, so I knew I would see him outside. I signaled to Donnamarie that I’d heard, and threw it all on the dolly to wheel out to the loading dock. He pulled his truck around but didn’t really see me. Just leaned his elbow out the open window and handed me the register ticket. He’d kept the Lariat of course, because who wouldn’t. “You’ve still got the Fastmobile, I see,” I said. He froze in the middle of lighting a smoke, shifted his eyes at me, and shook his head fast, like a splash of cold water had hit him. “I’ll be goddamned. Diamond?” “The one,” I said. “How you been hanging, Fast Man?” “Cannot complain,” he said. But it seemed like he wasn’t a hundred percent on it really being me loading his pickup. He watched me in the side mirror. The truck bounced a little each time I hefted a mineral block or bag into the bed. Awesome leaf springs on that beauty. I came around to give him back his ticket, and he seemed more sure.
Barbara Kingsolver (Demon Copperhead)
Keep your notebooks stocked with dreams, ideas for characters, odd thoughts (someday you may invent odd characters to think them), overheard dialogue, observations, and memories. Write “nibble notes” (consisting of key words, idea kernels) during the day, instead of counting on a nighttime writing repast that might not happen (too tired, too much
Alan Ziegler (The Writing Workshop Note Book: Notes on Creating and Workshopping)
Understanding Financial Risks and Companies Mitigate them? Financial risks are the possible threats, losses and debts corporations face during setting up policies and seeking new business opportunities. Financial risks lead to negative implications for the corporations that can lead to loss of financial assets, liabilities and capital. Mitigation of risks and their avoidance in the early stages of product deployment, strategy-planning and other vital phases is top-priority for financial advisors and managers. Here's how to mitigate risks in financial corporates:- ● Keeping track of Business Operations Evaluating existing business operations in the corporations will provide a holistic view of the movement of cash-flows, utilisation of financial assets, and avoiding debts and losses. ● Stocking up Emergency Funds Just as families maintain an emergency fund for dealing with uncertainties, the same goes for large corporates. Coping with uncertainty such as the ongoing pandemic is a valuable lesson that has taught businesses to maintain emergency funds to avoid economic lapses. ● Taking Data-Backed Decisions Senior financial advisors and managers must take well-reformed decisions backed by data insights. Data-based technologies such as data analytics, science, and others provide resourceful insights about various economic activities and help single out the anomalies and avoid risks. Enrolling for a course in finance through a reputed university can help young aspiring financial risk advisors understand different ways of mitigating risks and threats. The IIM risk management course provides meaningful insights into the other risks involved in corporations. What are the Financial Risks Involved in Corporations? Amongst the several roles and responsibilities undertaken by the financial management sector, identifying and analysing the volatile financial risks. Financial risk management is the pinnacle of the financial world and incorporates the following risks:- ● Market Risk Market risk refers to the threats that emerge due to corporational work-flows, operational setup and work-systems. Various financial risks include- an economic recession, interest rate fluctuations, natural calamities and others. Market risks are also known as "systematic risk" and need to be dealt with appropriately. When there are significant changes in market rates, these risks emerge and lead to economic losses. ● Credit Risk Credit risk is amongst the common threats that organisations face in the current financial scenarios. This risk emerges when a corporation provides credit to its borrower, and there are lapses while receiving owned principal and interest. Credit risk arises when a borrower falters to make the payment owed to them. ● Liquidity Risk Liquidity risk crops up when investors, business ventures and large organisations cannot meet their debt compulsions in the short run. Liquidity risk emerges when a particular financial asset, security or economic proposition can't be traded in the market. ● Operational Risk Operational risk arises due to financial losses resulting from employee's mistakes, failures in implementing policies, reforms and other procedures. Key Takeaway The various financial risks discussed above help professionals learn the different risks, threats and losses. Enrolling for a course in finance assists learners understand the different risks. Moreover, pursuing the IIM risk management course can expose professionals to the scope of international financial management in India and other key concepts.
Talentedge
The American replied, “Maybe fifteen to twenty years.” “But what then, Señor? What after the fifteen to twenty years?” The American laughed and said, “Ah, that’s the best part. Because after that, when the time is right, you’d sell your company stock to the public, you’d become filthy rich, and you’d make millions.
Mike Bechtle (People Can't Drive You Crazy If You Don't Give Them the Keys)
Australian Investment Education provide a unique and totally seamless integration from start to finish – with our education and support meshing with our easy to use and highly competitive brokerage facility. For our clients, this means that there are no gaps in their trading journey – making the AIE process one of the easiest ways to get started in the markets.We provide a start to finish, turn-key solution for everyday people who are either looking to invest or trade the stock market successfully, or looking for peace of mind and more control over their trading and investing.
Australian Investment Education
The Troll Sonnet When someone says, your life is a joke, Hold your silence 'n smile without outrage. You do not become an immortal legend, Without facing a million slurry comments. Fight injustice, but be silent at mockery, To retaliate mockery is to become mockery. Those who mock, don't really mock at you, They are just validating their own inferiority. Tremendous spirit for your life's purpose, And uniform silence towards all who mock, That is the key to timeless achievement, Be unperturbed 'n dive in lock, barrel 'n stock. Silence is the best response to all mockery. Mockery is the sincerest form of flattery.
Abhijit Naskar (Dervish Advaitam: Gospel of Sacred Feminines and Holy Fathers)
Stocks are ownership shares of businesses,” which “you’re valuing and trying to buy at a discount.” The key, then, is to identify situations in which there’s a particularly large spread between the price and the value of the business. That spread gives you a margin of safety, which Greenblatt (like Graham and Buffett) regards as the single most important concept in investing.
William Green (Richer, Wiser, Happier: How the World’s Greatest Investors Win in Markets and Life)
Read the notes.Never buy a stock without reading the footnotes to the financial statements in the annual report. Usually labeled “summary of significant accounting policies,” one key note describes how the company recognizes revenue, records inventories, treats installment or contract sales, expenses its marketing costs, and accounts for the other major aspects of its business.7 In the other footnotes, watch for disclosures about debt, stock options, loans to customers, reserves against losses, and other “risk factors” that can take a big chomp out of earnings. Among the things that should make your antennae twitch are technical terms like “capitalized,” “deferred,” and “restructuring”—and plain-English words signaling that the company has altered its accounting practices, like “began,” “change,” and “however.” None of those words mean you should not buy the stock, but all mean that you need to investigate further. Be sure to compare the footnotes with those in the financial statements of at least one firm that’s a close competitor, to see how aggressive your company’s accountants are. Read more. If you are an enterprising investor willing to put plenty of time and energy into your portfolio, then you owe it to yourself to learn more about financial reporting. That’s the only way to minimize your odds of being misled by a shifty earnings statement. Three solid books full of timely and specific examples are Martin Fridson and Fernando Alvarez’s Financial Statement Analysis, Charles Mulford and Eugene Comiskey’s The Financial Numbers Game, and Howard Schilit’s Financial Shenanigans. 8
Benjamin Graham (The Intelligent Investor)
Six key themes The real reset has gone much deeper and encompasses six key themes, all of which are linked: 1) The shift from a push system, based on producer dominance, oligopolistic competition, limited supply and restricted access, to a pull system driven by consumer dominance, near-perfect competition, perfect knowledge and ubiquitous access to goods. 2) The change from mass marketing, based on a few research and segmentation studies, to personalized marketing, based on individual customer data. 3) The realization that the e-commerce revolution and the communications revolution (social media, user reviews, influencers, etc.) has broken the traditional supply chain, with its multiple players – manufacturers, branded wholesalers and retailers – all supping from the margin cup and adding their mark-ups to prices, and replaced it with a shorter and more direct route to market. 5) The realization that the stores channel was not the only, or even best, way of moving goods from factories to consumers. Indeed, that it was inferior to the e-commerce channel in many respects as a pure goods-transmission mechanism. 6) That putting the consumer at the heart of the business model required seeing the different channels as the consumer saw them – not competing, but complementary to each other. 7) That based on this, the traditional model of the store, as a ‘warehouse’ piled high with stock and with just a narrow fringe of branding and customer service on top, was obsolete and that only a ruthless attention to the remaining added value of physical stores could ensure their continued relevance and survival.
Mark Pilkington (Retail Recovery: How Creative Retailers Are Winning in their Post-Apocalyptic World)
Wedging rallies up into the 50-day moving average, or any other moving average for the matter, rarely stop exactly at the moving average itself. It is very common for a stock to rally just past a key moving average, only encountering resistance once it has rallied 2–3 percent and sometimes as much as 5 percent or more beyond the moving average. The key is to watch how the stock acts as it moves above the moving average and be on the lookout for voodoo days or a high-volume outside reversals to the downside.
Gil Morales (Short-Selling with the O'Neil Disciples: Turn to the Dark Side of Trading)
The ruble’s fall, described by analysts as “staggering” and “extreme,” prompted Russia’s central bank to hike a key interest rate by 6.5 percentage points, to 17%, after New York’s trading day had ended. One dollar now buys more than 65 rubles, compared with 33 rubles at the start of the year. Before Russia’s late move, U.S. stocks posted their fifth loss in six sessions, with the Dow industrials dropping 99.99 points, or 0.6%, to 17180.84. The selling was more intense in other markets, with Europe’s main index down 2.2%. Stock markets from Thailand to Mexico also dropped.
Anonymous
Taking stock of this challenging new landscape, 99U’s Manage Your Day-to-Day assembles insights around four key skill sets you must master to succeed: building a rock-solid daily routine, taming your tools (before they tame you), finding focus in a distracted world, and sharpening your creative mind.
Jocelyn K. Glei (Manage Your Day-To-Day: Build Your Routine, Find Your Focus, and Sharpen Your Creative Mind)
Here is a key insight for any startup: You may think yourself a puny midget among giants when you stride out into a marketplace, and suddenly confront such a giant via litigation or direct competition. But the reality is that larger companies often have much more to fear from you than you from them. For starters, their will to fight is less than yours. Their employees are mercenaries who don’t deeply care, and suffer from the diffuse responsibility and weak emotional investment of a larger organization. What’s an existential struggle to you is merely one more set of tasks to a tuned-out engineer bored of his own product, or another legal hassle to an already overworked legal counsel thinking more about her next stock-vesting date than your suit.
Antonio García Martínez (Chaos Monkeys: Obscene Fortune and Random Failure in Silicon Valley)
Algorithmic profits Algorithmic marketing is allowing companies to do things they couldn’t do before, and some early signs show it can deliver big value, especially in financial or information services. In North America, Amazon.com grew 30 to 40 percent, quarter after quarter, throughout the United States’ 2008-2012 recession, while other major retailers shrank or went out of business. From 2006 to 2010, Amazon spent 5.6 percent of its sales revenue on IT, while rivals Target and Best Buy spent 1.3% and 0.5%, respectively. That investment and focus has yielded increasingly sophisticated recommendation engines that deliver over 35 percent of all sales, an automated e-mail/customer service systems (90 percent are automated, versus 44 percent for the average retailer) that are a key component of its best-in-class customer satisfaction, and dynamic pricing systems that crawl the Web and react to competitor pricing and stock levels by altering prices on Amazon.com, in some cases every 15 seconds.
McKinsey Chief Marketing & Sales Officer Forum (Big Data, Analytics, and the Future of Marketing & Sales)
Although private label shoppers benefit from not having to pay for flashy advertising, private labels miss out on a key brand role: being vehicles for self-expression. It’s difficult to keep manufacturer brands in the must-stock category based on the price/quality spectrum, so they rely on creating desirable imagery that cannot be found in a retailer’s portfolio.
Greg Thain (Store Wars: The Worldwide Battle for Mindspace and Shelfspace, Online and In-store)
If the manufacturer can convince the retailer that delisting will hurt consumer satisfaction and possibly lead to store switching, then that will be second in importance to direct profits. As stores now segment their shoppers into groups relevant to their marketing effort (e.g. irregular stock-up shopper), manufacturers need to show how their presence, or their marketing activity, might matter to key shopper segments.
Greg Thain (Store Wars: The Worldwide Battle for Mindspace and Shelfspace, Online and In-store)
Keynes had been appointed to the board of the National Mutual, one of the oldest institutions in the city, in 1919.107 He had served as chairman of the insurer, and helped manage its investment portfolio from 1921. That portfolio lost £641,000 ($61 million), an enormous sum of money in 1937. While Keynes was recuperating from a heart attack, F. N. Curzon, the acting chairman of the insurer called him to account for the loss.108 Curzon and the board criticized Keynes’s investment policy of remaining invested in his “pet” stocks during the decline.109 In a response to Curzon in March 1938, Keynes wrote:110 1. I do not believe that selling at very low prices is a remedy for having failed to sell at high ones. . . . As soon as prices had fallen below a reasonable estimate of intrinsic value and long-period probabilities, there was nothing more to be done. It was too late to remedy any defects in previous policy, and the right course was to stand pretty well where one was. 2. I feel no shame at being found owning a share when the bottom of the market comes. I do not think it is the business, far less the duty, for an institutional or any other serious investor to be constantly considering whether he should cut and run on a falling market, or to feel himself open to blame if shares depreciate on his hands. . . . An investor is aiming, or should be aiming, primarily at long-period results, and should be solely judged by these. . . . The idea that we should all be selling out to the other fellow and should all be finding ourselves with nothing but cash at the bottom of the market is not merely fantastic, but destructive of the whole system. 3. I do not feel that we have in fact done particularly badly. . . . If we deal in equities; it is inevitable that there should be large fluctuations.
Allen C. Benello (Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors)
On another occasion, he opined, "But, if ever forgetful of her past and present glory, she shall cease to be 'the land of the free and the home of the brave,' and become the purchased possession of a company of stock jobbers and speculators, if her people are to become the vassals of a great moneyed corporation, and to bow down to her pensioned and privileged nobility, if the patriots who shall dare to arraign her corruptions and denounce her usurpations, are to be sacrificed upon her gilded altar; such a country may furnish venal orators and presses but the soul of national poetry will be gone…That muse will 'Never bow the knee in mammon's fane.' No, the patriots of such a land must hide their shame in her deepest forests, and her bards must hang their harps upon the willows. Such a people, thus corrupted and degraded, 'Living, shall forfeit fair renown, And, doubly dying shall go down, To the vile dust from whence they sprung, Unwept, unhonored and unsung.
Charles River Editors (Francis Scott Key: The Life and Legacy of the Man Who Wrote America’s National Anthem)
Questions to ask when analyzing a business Business - How does the company make money? - Does it seem like it should be a good business? Is it competitive? Do suppliers have too much power? Do customers value the product? Are there substitutes? - Without looking at financials, how does the company seem like it has done against competitors in its industry in terms of executing on its vision? - What reputation does the management team have? Do they seem honest? Straightforward? Valuation - What is the company's P/E multiple? Is it high or low for its industry? For the overall market right now? Why might the stock be trading at this valuation? - What is the company's free-cash flow yield? Is this a relevant metric given the stage the company is in? How does it compare to similar companies? - Is the company growing faster or more slowly than other companies with similar multiples? - Based on the number alone, does the company seem to have a rich valuation or a cheap valuation? Why might this be the case? Financials - What has been the trajectory of revenue growth over the past ten years? Why? What is it expected to do in the future? - How has the company's industry been growing? Is the company gaining or losing share in its industry? - What is the company’s level of profit margins? How does it compare to other companies in its industry? - How have margins varied over the past ten years? Why? - What percentage  of the company's costs are fixed costs versus variable costs? - What is the company's historical return on capital? Why is it high/low? What does this say about the quality of the business? - What is the trend in returns on capital? Why? What does this say about the returns the company will have to make on its future investments? - What is the company's dividend policy? Why? If they are paying no dividend or a small dividend, is there a danger that the company's management will waste shareholder's money? Technical - How have the company's shares performed against the overall market and its industry over the past twelve months? - What seems to be driving this under/over performance? - What key news events are likely to impact the stock in the future? - Do mutual funds and other large institutional investors seem to be buying or selling the shares? Sentiment and Expectations - What are the consensus earnings estimates for the next quarter and year? Do they seem aggressive or conservative? - Does consensus opinion seem overly bullish or bearish about the company's future prospects? - What insight do you have that the market might be missing that will cause the shares to appreciate?
Ex (Simple Stock Trading Formulas: How to Make Money Trading Stocks)
You can gain great insights about investing from a careful study of Buffett’s Generals. He was constantly appraising the value of as many stocks as he could find, looking for the ones where he felt he had a reasonable ability to understand the business and come up with an estimate for its worth. With a prodigious memory and many years of intense study, he built up an expansive memory bank full of these appraisals and opinions on a huge number of companies. Then, when Mr. Market offered one at a sufficiently attractive discount to its appraised value, he bought it; he often concentrated heavily in a handful of the most attractive ones. Good valuation work and proper temperament have always been the two keys pillars of his success as an investor. Buffett
Jeremy C. Miller (Warren Buffett's Ground Rules: Words of Wisdom from the Partnership Letters of the World's Greatest Investor – The Value Investing Framework for Discipline and Success)
There is in the world today a great and mysterious force that shapes the fortunes of millions of people. It is called the stock market. There are people who claim to have special insights into this force. They are called stock analysts. Most of them have often been wrong about the market’s future behavior, and many of them have been wrong most of the time. In fact, it’s not clear that their advice is worth anything at all. Reputable economists have argued that you’re better off picking stocks randomly than seeking guidance from stock analysts; either way it’s the blind leading the blind, but in one case you don’t have to pay a commission. Nonetheless, stock analysis is a profitable line of work, even for some manifestly inept practitioners. Why? Because whenever people sense the presence of a puzzling and momentous force, they want to believe there is a way to comprehend it. If you can convince them that you’re the key to comprehension, you can reach great stature. This fact has deeply shaped the evolution of religion, and it seems to have done so since very near the beginning. Once there was belief in the supernatural, there was a demand for people who claimed to fathom it. And, judging by observed hunter-gatherer societies, there was a supply to meet the demand.
Robert Wright (The Evolution of God)
Metastability appears to be the key to explaining the quant meltdown, for example, and it plays a major role in the bursting of any economic bubble, whether in Internet stocks, mortgages, or foreign investment. It
Mark Buchanan (Forecast: What Physics, Meteorology, and the Natural Sciences Can Teach Us About Economics)
The careful investor, when he hears such tales, should ask a key question: At what price is this company a good buy? What price is too high? Suppose, after doing your analysis of the company’s financial statements, management, business model, and prospects, you conclude that it’s worth buying at $40 a share, at which price you expect not only a satisfactory excess risk-adjusted return but have a margin of safety in case your analysis is flawed. Suppose you also conclude that the expected return at $80 is substandard, so the stock is likely overpriced. Typically you’ll avoid investing in stocks when they are trading above your buy price but, if you follow many companies carefully, from time to time some will be attractive purchases. The range between your “buy” price and the “likely overpriced” level, in this case from $40 to $80, is likely to be narrower for better, more experienced investors, enabling them to participate in more situations and with greater confidence.
Edward O. Thorp (A Man for All Markets: From Las Vegas to Wall Street, How I Beat the Dealer and the Market)
Once again, a single sentence would hold the key. I found it in The Economic Status of Black Women: An Exploratory Investigation, a 1990 staff report of the U.S. Commission on Civil Rights: On average married black women contribute 40 percent to household income compared with only 29 percent for white women.° Simply put, all wives did not contribute to their households in the same way: Black women were likely to earn as much (or more) money as their husbands, while white women were likely to earn much less. This was certainly true in the case of my parents (whose income was more or less equal most years). But the joint tax return system, under which most married couples file their taxes together, offers the greatest benefits to households where one spouse contributes much less than the other to household income. That meant couples like my parents-my hardworking, home-owning, God-fearing parents, who wanted to earn a little bit more to enjoy their lives after raising two daughters-weren't getting those breaks. My parents' tax bill was so high because they were married to each other. Marriage-which many conservatives assure us is the road out of black poverty -is in fact making black couples poorer. And because the IRS does not publish statistics by race, we would never know. It's long been understood that blacks and whites live in separate and unequal worlds that shape whom we marry, where we buy a home, whom we have as neighbors, and how we build a future for our children. Race affects where we go to college and how we pay for it. Race influences where we work and how much we are paid. What my research showed was that all of this also determines how much we pay in taxes. Taxpayers bring their racial identities to their tax returns. As in so many parts of American life, being black is more likely to hurt and being white is more likely to help. The implications of this go far beyond the forms you file every April. In the long run, tax policy affects whether and how you'll be able to build wealth. If you're eligible for tax breaks, you either pay less in taxes throughout the year or receive a larger refund in the spring. If, like my parents, you're considered ineligible for a particular tax break, you never see that money. One missed tax break may not sound like much, but those dollars not given to Uncle Sam can be put into your bank account, invested in stocks or property, or used to build home equity through improvements or repairs every year. Think of that money as an annual pay raise – but if you do not get it, you cannot save it. Over time those dollars, or the lack of them, add up to increased or depleted wealth.
Dorothy Brown (The Whiteness of Weatlh)
Once again, a single sentence would hold the key. I found it in The Economic Status of Black Women: An Exploratory Investigation, a 1990 staff report of the U.S. Commission on Civil Rights: On average married black women contribute 40 percent to household income compared with only 29 percent for white women.° Simply put, all wives did not contribute to their households in the same way: Black women were likely to earn as much (or more) money as their husbands, while white women were likely to earn much less. This was certainly true in the case of my parents (whose income was more or less equal most years). But the joint tax return system, under which most married couples file their taxes together, offers the greatest benefits to households where one spouse contributes much less than the other to household income. That meant couples like my parents-my hardworking, home-owning, God-fearing parents, who wanted to earn a little bit more to enjoy their lives after raising two daughters-weren't getting those breaks. My parents' tax bill was so high because they were married to each other. Marriage-which many conservatives assure us is the road out of black poverty -is in fact making black couples poorer. And because the IRS does not publish statistics by race, we would never know. It's long been understood that blacks and whites live in separate and unequal worlds that shape whom we marry, where we buy a home, whom we have as neighbors, and how we build a future for our children. Race affects where we go to college and how we pay for it. Race influences where we work and how much we are paid. What my research showed was that all of this also determines how much we pay in taxes. Taxpayers bring their racial identities to their tax returns. As in so many parts of American life, being black is more likely to hurt and being white is more likely to help. The implications of this go far beyond the forms you file every April. In the long run, tax policy affects whether and how you'll be able to build wealth. If you're eligible for tax breaks, you either pay less in taxes throughout the year or receive a larger refund in the spring. If, like my parents, you're considered ineligible for a particular tax break, you never see that money. One missed tax break may not sound like much, but those dollars not given to Uncle Sam can be put into your bank account, invested in stocks or property, or used to build home equity through improvements or repairs every year. Think of that money as an annual pay raise – but if you do not get it, you cannot save it. Over time those dollars, or the lack of them, add up to increased or depleted wealth
Dorothy A. Brown (The Whiteness of Wealth: How the Tax System Impoverishes Black Americans—And How We Can Fix It)
Tapas is any practice that pushes the mind against its own limits, and the key ingredient of tapas is endurance. Thus in the archaic Rig-Veda (10.136), the long-haired ascetic or keshin is said to “endure” the world, to “endure” fire, and to “endure” poison.1 The keshin is a type of renouncer, a proto-yogin, who is a “wind-girt” (naked?) companion of the wild God Rudra (Howler). He is said to “ascend” the wind in a God-intoxicated state and to fly through space, looking down upon all things. But the name keshin harbors a deeper meaning, for it also can refer to the Sun whose “long hair” is made up of the countless rays that emanate from the solar orb and reach far into the cosmos and bestow life on Earth. This is again a reminder that the archaic Yoga of the Vedas revolves around the Solar Spirit, who selflessly feeds all beings with his/her/its compassionate warmth. The early name for the yogin is tapasvin, the practitioner of tapas or voluntary self-challenge. The tapasvin lives always at the edge. He deliberately challenges his body and mind, applying formidable will power to whatever practice he vows to undertake. He may choose to stand stock-still under India’s hot sun for hours on end, surrounded by a wall of heat from four fires lit close by. Or he may resolve to sit naked in solitary meditation on a windswept mountain peak in below-zero temperatures. Or he may opt to incessantly chant a divine name, forfeiting sleep for a specified number of days. The possibilities for tapas are endless. Tapas begins with temporarily or permanently denying ourselves a particular desire—having a satisfying cup of coffee, piece of chocolate, or casual sex. Instead of instant gratification, we choose postponement. Then, gradually, postponement can be stepped up to become complete renunciation of a desire. This kind of challenge to our habit patterns causes a certain degree of frustration in us. We begin to “stew in our own juices,” and this generates psychic energy that can be used to power the process of self-transformation. As we become increasingly able to gain control over our impulses, we experience the delight behind creative self-frustration. We see that we are growing and that self-denial need not necessarily be negative.
Georg Feuerstein (The Deeper Dimension of Yoga: Theory and Practice)
Tapas is any practice that pushes the mind against its own limits, and the key ingredient of tapas is endurance. Thus in the archaic Rig-Veda (10.136), the long-haired ascetic or keshin is said to “endure” the world, to “endure” fire, and to “endure” poison.1 The keshin is a type of renouncer, a proto-yogin, who is a “wind-girt” (naked?) companion of the wild God Rudra (Howler). He is said to “ascend” the wind in a God-intoxicated state and to fly through space, looking down upon all things. But the name keshin harbors a deeper meaning, for it also can refer to the Sun whose “long hair” is made up of the countless rays that emanate from the solar orb and reach far into the cosmos and bestow life on Earth. This is again a reminder that the archaic Yoga of the Vedas revolves around the Solar Spirit, who selflessly feeds all beings with his/her/its compassionate warmth. The early name for the yogin is tapasvin, the practitioner of tapas or voluntary self-challenge. The tapasvin lives always at the edge. He deliberately challenges his body and mind, applying formidable will power to whatever practice he vows to undertake. He may choose to stand stock-still under India’s hot sun for hours on end, surrounded by a wall of heat from four fires lit close by. Or he may resolve to sit naked in solitary meditation on a windswept mountain peak in below-zero temperatures. Or he may opt to incessantly chant a divine name, forfeiting sleep for a specified number of days. The possibilities for tapas are endless. Tapas begins with temporarily or permanently denying ourselves a particular desire—having a satisfying cup of coffee, piece of chocolate, or casual sex. Instead of instant gratification, we choose postponement. Then, gradually, postponement can be stepped up to become complete renunciation of a desire. This kind of challenge to our habit patterns causes a certain degree of frustration in us. We begin to “stew in our own juices,” and this generates psychic energy that can be used to power the process of self-transformation. As we become increasingly able to gain control over our impulses, we experience the delight behind creative self-frustration. We see that we are growing and that self-denial need not necessarily be negative. The Bhagavad-Gītā (17.14–16) speaks of three kinds of austerity or tapas: Austerity of body, speech, and mind. Austerity of the body includes purity, rectitude, chastity, nonharming, and making offerings to higher beings, sages, brahmins (the custodians of the spiritual legacy of India), and honored teachers. Austerity of speech encompasses speaking kind, truthful, and beneficial words that give no offense, as well as the regular practice of recitation (svādhyāya) of the sacred lore. Austerity of the mind consists of serenity, gentleness, silence, self-restraint, and pure emotions.
Georg Feuerstein (The Deeper Dimension of Yoga: Theory and Practice)
On a frosty December morning, with her best handbag, hat, and a small suitcase she handed over the keys to their flat to her maid and asked her to keep their most precious belongings safe there... Then she joined the disorderly progression of Jews heading for the Veletržní palác. Instead of taking something necessary and useful like tinned fish or packet soup, Anka carried a large hat box tied with string. In it were three dozen of her maid's delicious sugar-coated donuts, [her husband's] favorite treat... The young bride kept brushing her hair and reapplying her makeup. [The people around her] were even more intrigued when she knelt on the floor in her fine stockings to use her eyelash curlers. "I just wanted to look my best for the man I loved." A passage about Anka Bergman, a Czech Holocaust survivor, being transferred to the Theresienstadt ghetto
Wendy Holden (Born Survivors)
On a frosty December morning, with her best handbag, hat, and a small suitcase she handed over the keys to their flat to her maid and asked her to keep their most precious belongings safe there... Then she joined the disorderly progression of Jews heading for the Veletržní palác. Instead of taking something necessary and useful like tinned fish or packet soup, Anka carried a large hat box tied with string. In it were three dozen of her maid's delicious sugar-coated donuts, [her husband's] favorite treat... The young bride kept brushing her hair and reapplying her makeup. [The people around her] were even more intrigued when she knelt on the floor in her fine stockings to use her eyelash curlers. "I just wanted to look my best for the man I loved." A passage about Anka Bergman, a Czech Holocaust survivor, being transferred to the Theresienstadt ghetto.
Wendy Holden
My God, I’d never have thought the idea of strangling another human being would give me such enormous satisfaction. But I’m sure if I could just get my hands around that Basta’s neck, I —” On seeing the shock in Meggie’s eyes she fell guiltily silent, but Meggie just shrugged her shoulders. “I feel the same,” she murmured and began scratching an M on the wall with the key of her bicycle lock. Weird to think she still had that key in her pants pocket—like a souvenir of another life. Elinor ran her finger down one of the runs in her stockings, and Mo turned on his back and stared up at the ceiling. “I’m so sorry, Meggie,” he said suddenly. “I’m so sorry I let them take the book away from me.” Meggie scratched an E into the wall. “It doesn’t make any difference,” she said, stepping back. The Gs in her name looked like nibbled Os. “You probably couldn’t have read her back out of it again anyway.” “No, probably not,” murmured Mo and went on staring at the ceiling. “It’s not your fault,” said Meggie.
Cornelia Funke (Inkheart / Inkspell / Inkdeath (The Inkheart Trilogy #1-3))
Always For the First Time" Always for the first time Hardly do I know you by sight You return at some hour of the night to a house at an angle     to my window A wholly imaginary house It is there from one second to the next In the inviolate darkness I anticipate once more the fascinating rift occurring The one and only rift In the facade and in my heart The closer I come to you In reality The more the key sings at the door of the unknown room Where you appear alone before me At first you coalesce entirely with the brightness The elusive angle of a curtain It’s a field of jasmine I gazed upon at dawn on a road in the     vicinity of Grasse With the diagonal slant of its girls picking Behind them the dark falling wing of the planets stripped     bare Before them a T-square of dazzling light The curtain invisibly raised In a frenzy all the flowers swarm back in It is you at grips with that too long hour never dim enough     until sleep You as though you could be The same except that I shall perhaps never meet you You pretend not to know I am watching you Marvelously I am no longer sure you know Your idleness brings tears to my eyes A swarm of interruptions surrounds each of your gestures In a honeydew hunt There are rocking chairs on a deck there are branches that     may well scratch you in the forest There are in a shop window in the rue Notre-Dame-de Lorette Two lovely crossed legs caught in long stockings Flaring out in the center of a great white clover There is a silken ladder rolled out over the ivy There is By my lening over the precipice Of your presence and your absence in hopeless fusion My finding the secret Of loving you Always for the very first time André Breton (1934)
André Breton
Stock Selection Masterclass is a dedicated program for the investor and trader who is looking to build up a rock solid confidence through developing the key foundations for winning in the marketplace.Some of the key stages within the program can often be glossed over in other programs, creating an assumed “knowledge gap” which can very often hinder progress – both in terms of learning more on trading and perhaps more seriously, in terms of account balance growth.
auinvestmenteducation
By this time NDTV had become part and parcel of Lutyens’ cozy club cutting across party lines. Congress and BJP heavyweights were at the disposal of NDTV. Left parties too were silent and complicit on NDTV’s illegalities in wielding power as Prannoy Roy’s wife Radhika Roy was the full blood real sister of Communist Party of India – Marxist (CPI-M) Politburo member Brinda Karat (wife of Prakash Karat, General Secretary of CPI-M). Till 2009, the CPI-M General Secretary Prakash Karat and wife Brinda Karat lived with Prannoy Roy and Radhika Roy. NDTV was basking in the aura of the political and intellectual who’s who in the luxurious Lutyens’ Delhi. By this time, it had many nephews, nieces, daughters, sons, daughters in law, sons in law, et al, of powers that be/people at key places on its rolls masquerading as journalists or in other positions within NDTV to curry favours with the obliged and gratified uncles and fathers in law.
Sree Iyer (NDTV Frauds V2.0 - The Real Culprit: A completely revamped version that shows the extent to which NDTV and a Cabal will stoop to hide a saga of Money Laundering, Tax Evasion and Stock Manipulation.)
With their support, NDTV and Prannoy Roy hounded Narendra Modi for 12 years[7]. This was a classic example of Supari Journalism in India. But an important question that remains a mystery till date is where was Narendra Modi’s friend and key ally of NDTV–Arun Jaitley all this while and what was his equation with NDTV?
Sree Iyer (NDTV Frauds V2.0 - The Real Culprit: A completely revamped version that shows the extent to which NDTV and a Cabal will stoop to hide a saga of Money Laundering, Tax Evasion and Stock Manipulation.)
While timing was only part of the issue with Doris Day, it would be a key reason why, from the mid-1950s onward, good people were unable to appear in good musicals. An original like Never Steal Anything Small was unsuccessful on every level—and heinous in its waste of Jimmy Cagney’s talent—while skillful adaptations like Silk Stockings and Bells Are Ringing flopped resoundingly. As fewer opportunities arose, they were sometimes attended by the questionable notion that dubbing solves all problems. This is why Rossano Brazzi and Sidney Poitier could look great, in South Pacific and Porgy and Bess, and sound ostensibly like the opera singers who were doing the actual vocalizing. While dubbing had been present from the very beginning, it achieved some kind of pinnacle from the mid-fifties to the late sixties. Hiring nonsinging names like Deborah Kerr and Rosalind Russell and Natalie Wood and Audrey Hepburn, even nonsinging non-names like Richard Beymer, was viewed as a form of insurance, conviction be damned.8 Casting for name recognition instead of experience has long been part of the film equation, and it cuts both ways. It may, for example, have seemed more astute than desperate to put Lee Marvin and Clint Eastwood into Paint Your Wagon, despite the equivocal results. Nicole Kidman in Moulin Rouge! was far less a musical player than a photogenic, aurally enhanced artifact, and many people left Mamma Mia! wondering if Pierce Brosnan’s execrable singing was intended as a deliberate joke. In contrast with these are the film people who take the plunge with surprising ease.
Richard Barrios (Dangerous Rhythm: Why Movie Musicals Matter)
Our senses give us the information we need to function in the world. Their first job is to help us survive. Their second job, after they assure us that we are safe, is to help us learn how to be active, social creatures. The senses receive information from stimuli both outside and inside our bodies. Every move we make, every bite we eat, every object we touch produces sensations. When we engage in any activity, we use several senses at the same time. The convergence of sensations—especially touch, body position, movement, sight, sound, and smell—is called intersensory integration. This process is key and tells us on the spot what is going on, where, why, and when it matters, and how we must use or respond to it. The more important the activity, the more senses we use. That is why we use all our senses simultaneously for two very important human activities: eating and procreating. Sometimes our senses inform us that something in our environment doesn’t feel right; we sense that we are in danger and so we respond defensively. For instance, should we feel a tarantula creeping down our neck, we would protect ourselves with a fight-or-flight response. Withdrawing from too much stimulation or from stimulation of the wrong kind is natural. Sometimes our senses inform us that all is well; we feel safe and satisfied and seek more of the same stimuli. For example, we are so pleased with the taste of one chocolate-covered raisin that we eat a handful. Sometimes, when we get bored, we go looking for more stimulation. For example, when we have mastered a skill, like ice skating in a straight line, we attempt a more complicated move, like a figure eight. To do their job well, so that we respond appropriately, the senses must work together. A well-balanced brain that is nourished with many sensations operates well, and when our brain operates smoothly, so do we. We have more senses than many people realize. Some sensations occur outside our bodies, and some inside.
Carol Stock Kranowitz (The Out-of-Sync Child: Recognizing and Coping with Sensory Processing Disorder)
From peak to trough (June 1998 through March 2000), Warren Buffett's Berkshire Hathaway fell 51% in value! During this time, I estimated that Buffett's net worth fell by more than $10 billion. How much Berkshire did Buffett sell? How much Cisco did he buy? Zero point zero. Not tempted by tech stocks, Buffett remained committed to value investing, and it paid off.1 One of the keys to successfully managing your money is to accept, like Buffett did, that there will be times when your style is out of favor or when your portfolio hits a rough patch. It's when you start to reach for opportunities that you can do serious damage to your financial well‐being.
Michael Batnick (Big Mistakes: The Best Investors and Their Worst Investments (Bloomberg))
The British Empires conversion of the vast indigenous economy of North America into aristocratic property provides an illuminating paralell, in fact, for a company like Amazon, whose trillion dollar market capitalization is derived from the usurpation of a thriving pre existing system of shops, markets, libraries and the like. With their bundles of patents and global monopolies, twenty-first-centruy tech conglomerates have swelled to the scale of eighteenth century trading companies and with a speed quite foreign to the plodding first economy. But they are more than just businesses. Silicon Valley firms have a profound impact on world organization, and key players such as Peter Thiel creates of PayPal, early investor in Facebook, and cofounder of the surveillance company Palantir Technologies possess political power greater than most heads of state. The old caveats apply once more. First, the second economy serves elites almost exclusively. Again fit is chiefly financialized, and building financial instruments remains the preserve of the rich. 84 percent of corporate stock is owned by the wealthiest 10 percent. But even this decile is largely denied access to the heart of the second economy. Some 80 percent of Facebook stock. worth over half a trillion dollars is owned by 25 individuals and institutions, though Mark Zuckerberg retains only 28 percent of the company, this includes a vital 60 percent of the Class B voting shares. Since Facebook is an entity comparable in scale to a nation state, and serves some of the same functions, this determination not to share political power is instructive. Valuations of such companies are inflated by their monopolistic nature and by the financial institutions that control them to the point of total departure form the first economy. This fall, during the most serious economic recession since the 1930s, the values of Tesla, Amazon and Facebook all hit record stock-market highs
Rana Dasgupta
Some of the houses in town were showing signs of neglect. The park benches needed repair, the broken streets needed resurfacing. Signs of the times. But the supermarket did not change, except for the better. It was well-stocked, musical and bright. This was the key, it seemed to us. Everything was fine, would continue to be fine, would eventually get even better as long as the supermarket did not slip.
Don DeLillo (White Noise)
I own an island, Constance—a private island in the Florida Keys. It’s west of No Name Key and northeast of Key West. It’s not a big island, but it’s a jewel. It is called Halcyon. I have a house there; a breezy mansion furnished with books and instruments and paintings; it offers both sunrise and sunset views; and it has been stocked with all the rare wines, champagnes, and delicacies you could ever wish for. I’ve been preparing this idyll over the years with painstaking, excessive care. It was to be a bastion; my last and final retreat from the world. But—as I was recovering in that hut in Ginostra—I realized that such a place, no matter how ideal, would be unbearably lonely without another person—the one, the perfect person—with whom to share it.” He paused. “Need I name that person?
Douglas Preston (The Obsidian Chamber (Pendergast #16))
Today, Pharma still regards Africa as the beau ideal to test immunizations, and as a lucrative receptacle for dumping expired and defective stocks.5 Bill Gates has played a key role in legitimizing this arrangement while collaborating with captive or corrupt WHO officials to scam Western donor nations into footing the bill, and guaranteeing rich profits for pharmaceutical companies in which, coincidentally, he holds hefty stock positions. Gates—the “biggest funder of vaccines in the world”6—is heavily invested in lucrative partnerships with almost all the world’s largest vaccine companies.7 Bill and Melinda Gates have continued the tradition of human experimentation in Africa with the WHO stepping neatly into the role of an enabling colonial vassal.
Robert F. Kennedy Jr. (The Real Anthony Fauci: Bill Gates, Big Pharma, and the Global War on Democracy and Public Health)
Remember, speculation is anticipating coming movements and then waiting to be proven right or wrong. You go in with a plan and execute it. Then, after the trade is completed, you evaluate the results, troubleshoot your approach, and come back in with a new plan of attack. The key is to see things as they are—operating in the now—without seeing things as worse than they are out of fear, or better than they are out of greed.
Mark Minervini (Think & Trade Like a Champion: The Secrets, Rules & Blunt Truths of a Stock Market Wizard)
The key principle: Don’t let fear of fluctuating stock prices drive you to withdraw your cash when stock prices plummet.
Kevin Simpson (Walk Toward Wealth: The Two Investing Strategies Everyone Should Know)
To fill this gap in the capital market, Davis and Rock set themselves up as a limited partnership, the same legal structure that had been used by a short-lived rival called Draper, Gaither & Anderson.[18] Rather than identifying startups and then seeking out corporate investors, they began by raising a fund that would render corporate investors unnecessary. As the two active, or “general,” partners, Davis and Rock each seeded the fund with $100,000 of their own capital. Then, ignoring the easy loans to be had from the fashionable SBIC structure, they raised just under $3.2 million from some thirty “limited” partners—rich individuals who served as passive investors.[19] The beauty of this size and structure was that the Davis & Rock partnership now had a war chest seven and a half times larger than an SBIC, and with it the ammunition to supply companies with enough capital to grow aggressively. At the same time, by keeping the number of passive investors under the legal threshold of one hundred, the partnership flew under the regulatory radar, avoiding the restrictions that ensnared the SBICs and Doriot’s ARD.[20] Sidestepping yet another weakness to be found in their competitors, Davis and Rock promised at the outset to liquidate their fund after seven years. The general partners had their own money in the fund, and thus a healthy incentive to invest with caution. At the same time, they could deploy the outside partners’ capital for a limited time only. Their caution would be balanced with deliberate aggression. Indeed, everything about the fund’s design was calculated to support an intelligent but forceful growth mentality. Unlike the SBICs, Davis & Rock raised money purely in the form of equity, not debt. The equity providers—that is, the outside limited partners—knew not to expect dividends, so Davis and Rock were free to invest in ambitious startups that used every dollar of capital to expand their business.[21] As general partners, Davis and Rock were personally incentivized to prioritize expansion: they took their compensation in the form of a 20 percent share of the fund’s capital appreciation. Meanwhile, Rock was at pains to extend this equity mentality to the employees of his portfolio companies. Having witnessed the effect of employee share ownership on the early culture of Fairchild, he believed in awarding managers, scientists, and salesmen with stock and stock options. In sum, everybody in the Davis & Rock orbit—the limited partners, the general partners, the entrepreneurs, their key employees—was compensated in the form of equity.
Sebastian Mallaby (The Power Law: Venture Capital and the Making of the New Future)
One of the key proposals coming from the Rockefeller camp was to push a “democratic” employee stock ownership plan, because “it makes the worker a capitalist in his viewpoint and this renders him a conservative and immune from radical ideals,” and produces greater productivity, which is the aim.
Daniel Estulin (Tavistock Institute: Social Engineering the Masses)
The tub can’t fill up immediately, even with the inflow faucet on full blast. A stock takes time to change, because flows take time to flow. That’s a vital point, a key to understanding why systems behave as they do. Stocks usually change slowly. They can act as delays, lags, buffers, ballast, and sources of momentum in a system. Stocks, especially large ones, respond to change, even sudden change, only by gradual filling or emptying.
Donella H. Meadows (Thinking in Systems: A Primer)
In April, I faced one of the darkest moments of my financial life—I lost my entire savings to a Solana crypto scam. What I believed was a promising investment quickly turned into a nightmare. At first, my stock market investments were flourishing, and I felt hopeful about my financial future. But it all unraveled in an instant. The scam wiped out everything I had worked so hard to save. Website info: h t t p s:// adware recovery specialist. com The emotional toll was just as devastating as the financial loss. I was consumed by sleepless nights, anxiety, and a crushing sense of defeat. Determined not to give up, I began an exhaustive search for answers, spending countless hours trying to trace the criminals and get my money back. But I was overwhelmed by conflicting information, dead ends, and growing frustration. Email info: Adware recovery specialist @ auctioneer. net Then, I came across ADWARE RECOVERY SPECIALIST, a team known for helping victims recover funds from crypto scams. Their reputation gave me a small but much-needed spark of hope. WhatsApp info:+12 (72332)—8343 From our first interaction, I knew I was in good hands. With professionalism, transparency, and genuine care, they guided me through the recovery process. Not only did they help me retrieve all of my lost funds, but they also played a key role in tracking down the scammers and initiating legal action. Throughout the journey, they kept me informed, answered every question, and gave me back the confidence I thought I had lost for good. Telegram info: h t t p s:// t.me / adware recovery specialist1 If you’ve fallen victim to a similar scam, I can’t recommend ADWARE RECOVERY SPECIALIST enough. They have the tools, the knowledge, and the determination to help you reclaim what’s rightfully yours. I know how hard it is to trust again after being deceived—but with the right team behind you, recovery is possible. Let them help you turn your setback into a second chance.
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Is Robinhood 24 7? Is It 24/7? ! Is Robinhood 24/7? Exploring Robinhood’s Customer Support Hours & Services Robinhood, the popular stock trading app, has revolutionized how people engage with financial markets. It offers commission-free trades on stocks, 1(844)-569-<0700> options, and cryptocurrencies 1(844)-569-<0700>, making it accessible to a wide range of individuals. However, one of the key questions many users have is whether Robinhood operates 24/7 or 1(844)-569-<0700>. In today’s fast-paced digital world, having around-the-clock service is vital for traders. This article will delve into the operational hours of Robinhood’s platform, its customer support services1-(844)-569-0700, and provide guidance on how to contact them if needed 1(844)-569-<0700>.
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the key is promising to do something, and then on a daily basis doing what you need to do to realize that result.
Jack D. Schwager (Stock Market Wizards: Interviews with America's Top Stock Traders)
Big changes in your life usually affect your income. One of the largest will come when you retire from your job (or jobs). At that point, you’ll lose a major source of your income, and you’ll need to replace all or some of it. Social Security will help, but this is also where your investments can play a key role in letting you maintain your lifestyle.
Michele Cagan (Investing 101: From Stocks and Bonds to ETFs and IPOs, an Essential Primer on Building a Profitable Portfolio (Adams 101 Series))
Monkey Mart – A Fun and Addictive Grocery Store Game Experience Introduction If you're a fan of casual simulation games, Monkey Mart is likely already on your radar. This lighthearted and addictive game lets players manage their own virtual grocery store with a fun twist—you're a monkey! Developed by TinyDobbins, Monkey Mart has gained popularity for its simple mechanics, charming graphics, and engaging gameplay loop. In this blog post, we’ll dive into what makes Monkey Mart so enjoyable, how to play, and why it continues to captivate gamers of all ages. What is Monkey Mart? Monkey Mart is an idle management game where players take on the role of a monkey running a bustling supermarket. Starting with basic items like bananas, players expand their store by adding new products such as corn, eggs, milk, and more. The goal is to keep customers happy, stock shelves, and grow your business over time. How to Play Monkey Mart The gameplay is straightforward but highly engaging. Here's a quick overview: Start Small: You begin with a basic stand selling bananas. Harvest and Stock: Collect bananas from the trees, place them on shelves, and let customers buy them. Expand Your Store: Use the money earned to unlock new sections and products. Hire Helpers: As the business grows, you can hire assistants to automate tasks. Upgrade Efficiency: Improve harvesting, stocking speed, and product variety to boost your store’s performance. Key Features of Monkey Mart Cute and Colorful Graphics: The game’s art style is bright and inviting, perfect for players of all ages. Idle Mechanics: Even when you're not actively playing, helpers can keep the business running, making it a great choice for idle game fans. Progression System: The steady unlocks and upgrades keep players motivated to expand and optimize their stores. Relaxing Yet Strategic: While easy to pick up, the game requires thoughtful upgrades and time management to maximize efficiency. Why Monkey Mart is So Popular The charm of Monkey Mart lies in its balance between simplicity and strategy. Whether you're a seasoned gamer or just looking for a relaxing way to pass the time, this game offers satisfying gameplay without overwhelming complexity. Its idle features also make it ideal for short play sessions or background gaming. Tips for Success in Monkey Mart Focus on Upgrades: Prioritize speed and automation early on to boost productivity. Monitor Stock Levels: Make sure shelves are always full to keep customers satisfied. Expand Wisely: Unlock new items gradually to manage your workload and maximize profits. Hire Smartly: Investing in assistants can free up time to focus on expansion and strategy. Final Thoughts Monkey Mart is more than just a cute game—it’s a cleverly designed simulation that delivers hours of entertainment. Its appealing visuals, intuitive mechanics, and idle-friendly features make it a standout in the genre. Whether you're aiming to build the biggest supermarket in the jungle or just want to enjoy a laid-back gaming experience, Monkey Mart is definitely worth checking out.
Monkey Mart
According to Zucman, the key step should be the creation of a worldwide register of financial wealth, recording who owns what in stocks and bonds.
Gabriel Zucman (The Hidden Wealth of Nations: The Scourge of Tax Havens)
Outside board members are usually compensated with stock options—just like key employees—and are often invited to invest money in the company alongside the VCs.
Brad Feld (Venture Deals: Be Smarter Than Your Lawyer and Venture Capitalist)
Stocks Here are some activities in the
Instanalysis (The Intelligent Investor: by Benjamin Graham and Jason Zweig | Key Summary Breakdown & Analysis: The Intelligent Investor: The Definitive Book on Value Investing)
If you feel like singing, sing, Tra-la-la your cares away, There's something about giving out with a song,, Makes you belong, Helps you to find a peace of mindful day. If you feel like humming, hum, Fiddle-dee dee da dee dum, Supposin' you do-re-mi slightly off key, Ev'ryone can't be a "Bing," Tell your friends to go places If they start making faces If you feel like singing, sing. If you feel like singing, sing, Tra-la-la your cares away, There's something about giving out with a song,, Makes you belong, Helps you to find a peace of mindful day. If you feel like humming, hum, Fiddle-dee dee da dee dum, Just look in the mirror and do a duet, And raise your voices aloft. Don't move out of your dwelling If your neighbors start yelling, If you can't sing good, sing soft. La-dee-da, la-dee-da, When your luck is in need of repair, La-dee-da, don't you care? Where you are or what time it is Whose tune or whose rhyme it is, It mustn't necessarily be any anniversary Or be an extra-special event, If you feel like singing, sing, Tra-la-la, fiddle-dee, la-dee-da Sing to your heart's content.
Summer Stock
This is a key step, as one can isolate the best companies in the most attractive sectors and invest accordingly. A company can have great fundamentals in and of itself, but be in a very difficult sector or industry that we decide to avoid. Remember that 65% of the performance of stocks is sector-related - not fundamentals. This combination of stock fundamental analysis and sectors is essential to knowing which stocks to embrace and buy, as well as which to avoid or sell. p181
James E. Demmert (The Journey to Wealth: Smart Investment Strategies to Stay Ahead of the Curve)
A key difference between probability-based and safety-first approaches is that the probability-based approach is more comfortable with accepting greater volatility for higher return potential and an improved chance for success, while the safety-first approach looks for alternatives that do not expose core retirement spending goals to market volatility. The question is ultimately about which is the best way to be able to spend more than a bond ladder can support: to rely on the excess returns expected to be provided by the stock market, or to rely on the power of risk pooling to bring additional spending power to those facing a higher cost retirement.
Wade Pfau (Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement)
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The distributed ledger cannot be edited, even by an individual who holds all of the access keys. The stockholder record can be appended, but retroactive adjustments to the record cannot be made. This process generates a highly dependable audit trail that clearly—and indisputably—indicates how each stockholder acquired stock and from whom. That trail would be essential in a court of law, should a plaintiff dispute who the stockholders were at a given moment.
Alex Tapscott (Financial Services Revolution: How Blockchain is Transforming Money, Markets, and Banking (Blockchain Research Institute Enterprise Series))
The key to making a lot of money is not losing a lot of money in the process. If my trading account goes down 50%, I will need to make 100% in my trading account just to get back to even.
Matthew R. Kratter (A Beginner's Guide to the Stock Market)
This is a favourite fallacy of today’s economics, which lacks a coherent concept of time—or, at least, it has a mechanical technique for dealing with time which can be applied uncritically. The key principle underlying the treatment of time here is the rate of interest. Economics recognises that if a person needs to borrow money from another person with whom he or she is not in a close reciprocal relationship, then the lender will reasonably expect to get something back for the money he provides (usually interest), in the same way as any other provider of goods and services. That introduces the principle of “discount”—money you won’t have until a future time is worth less than it would be worth if you had it now. The problem arises when the discount principle is applied to other assets. For example, the value in a hundred years’ time of a stock—such as a fishery—discounted at a rate of 3% per year, is just 5% of its present value, and if a valuation of this kind is taken literally, it can be used as a justification for fishing it to destruction now, because it is a depreciating asset. The fact that the interest rate calculation can be made does not necessarily mean that people will be foolish enough to make it, or to apply it uncritically, but, if they do, economics provides an apparent justification.
David Fleming (Surviving the Future: Culture, Carnival and Capital in the Aftermath of the Market Economy)
The key is to see things as they are—operating in the now—without seeing things as worse than they are out of fear, or better than they are out of greed.
Mark Minervini (Think & Trade Like a Champion: The Secrets, Rules & Blunt Truths of a Stock Market Wizard)
The sauce is made from the turtle soup stock she made, thickened into a glaze! Poured over the patty, it gives the meat a richer, more full-bodied flavor! "I mixed the turtle's blood in with the patty. It warms the body from the inside out. But that isn't all. I also added dried, powdered tortoise-shell to the patty. Tortoise-shell has long been a prime ingredient in vitality tonics in Chinese medicine." "Both the sauce and the patty are chock-full of turtle everything!" "No wonder the judges look that thoroughly satisfied." "I totally get it! She must've made one incredible burger!" "No. You cannot fully understand. Only those who have tasted this dish can understand its true essence." "What?" "The key to that power lies in the turtle's meat... with the plentiful amounts of gelatin found in it and the sticky sensation that creates!" "Huh?" "Stickiness?" "That is correct, sir. Thick, piping-hot sauce... how thick it is greatly affects the flavor of the dish. The higher the viscosity, the more full-bodied the flavor becomes. Both the burger patty and the sauce I made from turtle stock are filled with gelatin-rich turtle essence. At the back of the roof of the mouth is a collection of soft tissue... called the soft palate. It is one of the most sensitive areas in the entire human body! With every mouthful, the thick, chewy patty and sticky sauce... get pinned between the twin walls of the tongue and the soft palate... stimulating that most sensitive of areas with each seductive bite! In other words, this dish excites not only a person's sense of taste via flavor... ... it also seduces their sense of touch via texture!
Yūto Tsukuda (食戟のソーマ 9 [Shokugeki no Souma 9] (Food Wars: Shokugeki no Soma, #9))
There’s an old joke about the key to success: Put aside eight hours a day for work and eight hours a day for sleep, but make sure they’re not the same hours.
Michele Cagan (Investing 101: From Stocks and Bonds to ETFs and IPOs, an Essential Primer on Building a Profitable Portfolio (Adams 101 Series))
Mr. Megishima has already begun the broth. First he minced some garlic... and then onion, red bell peppers and perfectly ripe tomatoes, building a flavor with a deeply complex acidity and body." "What sort of stock did you choose?" "Chicken. Already got it going in a stockpot. In fact... ... it should be just about ready." "MMMMMM!" "Just the scent of that stock is enough to make you fidget in anticipation!" "Man, I'd totally be happy just pouring that over some white rice and chowing down!" "With the base stock ready, I'll add the veggies I cut up... ... along with some drumettes and other stuff. Now to let 'em simmer in the pot until their flavors meld together. Then the broth'll be done." "Another point to watch is the Char Siu pork he put together a moment ago. He made certain to rub it with a certain marinade before binding it." "A special marinade?" "Yes. It was made with garlic, soy sauce, sugar, sake, and one more intriguing ingredient... PEANUTS! Those, I believe, will be the key to his entire dish! "?! Holy crap! What the heck is with that overflowing giant tub of red peppers?!" "Yes... he will use peanuts... ... to bring out every last drop of deliciousness red peppers possess!
Yūto Tsukuda (食戟のソーマ 26 [Shokugeki no Souma 26] (Food Wars: Shokugeki no Soma, #26))
A central thesis then begins to emerge: man is in his actions and practice, as well as in his fictions, essentially a story-telling animal. He is not essentially, but becomes through his history, a teller of stories that aspire to truth. But the key question for men is not about their own authorship; I can only answer the question ‘What am I to do?’ if I can answer the prior question ‘Of what story or stories do I find myself a part?’ We enter human society, that is, with one or more imputed characters—roles into which we have been drafted —and we have to learn what they are in order to be able to understand how others respond to us and how our responses to them are apt to be construed. It is through hearing stories about wicked step-mothers, lost chddren, good but misguided kings, wolves that suckle twin boys, youngest sons who receive no inheritance but must make their own way in the world and eldest sons who waste their inheritance on riotous living and go into exile to live with the swine, that children learn or mislearn both what a child and what a parent is, what the cast of characters may be in the drama into which they have been born and what the ways of the world are. Deprive children of stories and you leave them unscripted, anxious stutterers in their actions as in their words. Hence there is no way to give us an understanding of any society, including our own, except through the stock of stories which constitute its initial dramatic resources. Mythology, in its original sense, is at the heart of things. Vico was right and so was Joyce. And so too of course is that moral tradition from heroic society to its medieval heirs according to which the telling of stories has a key part in educating us into the virtues.
Alasdair MacIntyre (After Virtue)
Despite everything you may have heard about striving for excellence, mediocrity is the key to happiness. Consider: There are more than six billion people on the planet. Almost none of them care about your latest victory in the stock market, or the promotion you “earned.” You finally bought that new car? Found a way to swing the payments on a bigger house? You lost six pounds last week? Wonderful. A disconcerting number of the six billion are just trying to get enough food to stay alive.
Ray Bennett (The Underachiever's Manifesto)
French polymath Gustave Le Bon wrote The Crowd in 1895 as a rant on French politics, but his observations also describe how stock market manias occur. Under the influence of crowds, individuals act bizarrely, in ways they never would alone. Le Bon’s key theme is that crowds are mentally unified at the lowest, most barbaric, common denominator of their collective unconscious—instincts, passions, and feelings—never reason. Being unable to reason, crowds can’t separate fact from fiction. Crowds are impressed by spectacle, images, and myths. Misinformation and exaggeration become contagious. Prestige attaches to true believers who reaffirm shared beliefs. Crowds will chase a delusion until it is destroyed by experience.
Joel Tillinghast (Big Money Thinks Small: Biases, Blind Spots, and Smarter Investing (Columbia Business School Publishing))
THE RAW VEGAN PANTRY Stocking your raw vegan pantry can be a process, so start slowly. Don’t feel like you have to get every ingredient on this list right away, but preparation is key. My advice is to follow the meal plan and grab the ingredients listed for Week 1. That’s a great place to start. Nuts To lengthen the shelf life of nuts, store in glass jars in the refrigerator or freezer. High-fat products will go rancid if stored in light or warm places. Almonds Brazil nuts Cashews Hazelnuts Pecans Pine nuts Walnuts Seeds As with nuts, seeds should be stored in glass jars in the refrigerator or freezer. Pumpkin Chia Flax Hemp Sesame Sprouts
Heather Bowen (21-Day Vegan Raw Food Diet Plan: 75 Satisfying Recipes to Revitalize Your Body)
One of the key bases for the economic expansion of Venice was a series of contractual innovations making economic institutions much more inclusive. The most famous was the commenda, a rudimentary type of joint stock company, which formed only for the duration of a single trading mission. A commenda involved two partners, a “sedentary” one who stayed in Venice and one who traveled. The sedentary partner put capital into the venture, while the traveling partner accompanied the cargo. Typically, the sedentary partner put in the lion’s share of the capital. Young entrepreneurs who did not have wealth themselves could then get into the trading business by traveling with the merchandise. It was a key channel of upward social mobility. Any losses in the voyage were shared according to the amount of capital the partners had put in. If the voyage made money, profits were based on two types of commenda contracts. If the commenda was unilateral, then the sedentary merchant provided 100 percent of the capital and received 75 percent of the profits. If it was bilateral, the sedentary merchant provided 67 percent of the capital and received 50 percent of the profits. Studying official documents, one sees how powerful a force the commenda was in fostering upward social mobility: these documents are full of new names, people who had previously not been among the Venetian elite. In government documents of AD 960, 971, and 982, the number of new names comprise 69 percent, 81 percent, and 65 percent, respectively, of those recorded.
Daron Acemoğlu (Why Nations Fail: FROM THE WINNERS OF THE NOBEL PRIZE IN ECONOMICS: The Origins of Power, Prosperity and Poverty)
Dino’s Farm Shop is a charming and addictive simulation game where farming meets prehistoric fun! In this unique tycoon-style game, players run a thriving farm shop—with dinosaurs as their adorable helpers. Plant crops, raise animals, process goods, and sell your products to friendly villagers, all while managing a growing team of working dinos. What Is Dino’s Farm Shop? Set in a colorful world where dinosaurs help with daily chores, Dino’s Farm Shop combines idle gameplay with business strategy. You start with a small patch of land, a few seeds, and a helpful dinosaur assistant. As you grow your farm, you unlock new crops, upgrade facilities, and open a bustling shop to sell your goods. The game offers the perfect mix of relaxing farming and satisfying progress. From planting corn to baking bread and selling jam, every task feels rewarding—especially when your dinos are doing the heavy lifting. Key Features Dinosaur Helpers: Assign different dinosaurs to tasks like harvesting, cooking, or delivering goods. Each dino has its own strengths! Farm and Shop Management: Plant crops, collect milk and eggs, process ingredients, and run a busy farm shop. Idle Progress: Your dinos keep working even when you’re offline. Come back to see your shelves stocked and coins earned! Upgrades and Expansions: Unlock new fields, bakery machines, and storage rooms to grow your production. Cute and Colorful Graphics: Enjoy a vibrant, relaxing art style that makes every farming day fun and cozy. Tips to Succeed in Dino’s Farm Shop Balance Production: Always keep enough raw materials for your processed goods. Don’t run out of eggs when baking pies! Upgrade Wisely: Focus on storage and speed upgrades early to boost output. Manage Dinos Efficiently: Assign dinos based on task type—some work faster in the kitchen, others in the fields. Keep the Shop Stocked: Restock shelves frequently to meet customer demand and avoid lost sales. Complete Orders: Fulfilling special customer orders earns bonus rewards and helps unlock new areas. Why You’ll Love Dino’s Farm Shop This game offers a fresh twist on the farming sim genre by adding dinosaurs and idle mechanics. It’s cute, stress-free, and highly satisfying to play—whether you spend five minutes or five hours managing your prehistoric paradise. Conclusion Dino’s Farm Shop is the perfect game for players who enjoy farm management, idle progress, and a dash of dino-themed delight. With its charming design and addictive gameplay loop, it’s easy to get hooked. Download now and start building the farm shop of your (Jurassic) dreams!
Dino’s Farm Shop
Two key initiatives (i.e. situational changes) are known to drive an organisation’s safety culture to achieve safety excellence: safety leadership and employee engagement, within a formal ethos of developing a ‘safety partnership’. Both are contained within the ‘Management/Supervision’ characteristic in the model shown in Fig. 1, and lend themselves to monitoring the safety culture product, “that observable degree
Claude Gilbert (Safety Cultures, Safety Models: Taking Stock and Moving Forward (SpringerBriefs in Applied Sciences and Technology))
discipline and loss control are the two factors that were most frequently mentioned as keys to trading success
Jack D. Schwager (Stock Market Wizards: Interviews with America's Top Stock Traders)
The key is to know when to do nothing.
Jack D. Schwager (Stock Market Wizards: Interviews with America's Top Stock Traders)
some skill, an edge, but beyond that it’s money management. That’s true whether you’re playing poker or investing. In either case, the key is managing the downside. Good traders manage the downside; they don’t worry about the upside.
Jack D. Schwager (Stock Market Wizards: Interviews with America's Top Stock Traders)
Bike Price in Bangladesh – 2025 Overview Motorcycles are one of the most popular and affordable modes of transport in Bangladesh. With rising demand, bike manufacturers are introducing new models with advanced features at various price ranges. Whether you need a fuel-efficient commuter bike or a high-performance sports model, knowing the bike price in BD helps you make an informed decision. This guide provides an overview of current bike prices, key buying factors, and tips to choose the best model. Latest Bike Prices in Bangladesh (2025) Here are some of the most in-demand bike models and their prices in Bangladesh: Honda Bike Prices Honda Dream 110 – BDT 110,500 Honda CB Shine 125 – BDT 135,000 Honda XBlade 160 – BDT 195,000 Honda CBR 150R – BDT 550,000 Yamaha Bike Prices Yamaha FZS Fi V3 ABS – BDT 272,000 Yamaha MT-15 V2 – BDT 460,000 Yamaha R15 V4 – BDT 608,000 Bajaj Bike Prices Bajaj Platina 100 – BDT 98,500 Bajaj Pulsar 150 – BDT 195,000 Bajaj Dominar 250 – BDT 390,000 (Note: Prices may vary based on location, dealer offers, and stock availability.) Factors Affecting Bike Prices in Bangladesh 1. Government Policies & Taxation Motorcycles above 165cc face higher import duties and taxes, increasing their prices significantly. 2. Brand Reputation & Demand Well-known brands like Honda, Yamaha, and Suzuki offer high-quality bikes, often priced higher than local brands. 3. Engine Capacity & Performance Higher CC (Cubic Capacity) bikes come at a premium due to their greater power, speed, and efficiency. 4. Additional Features & Technology Bikes with ABS braking, digital displays, LED lighting, and fuel injection are priced higher due to their advanced technology. How to Choose the Right Bike in Bangladesh 1. Define Your Usage Needs For daily commuting: Opt for budget-friendly, fuel-efficient models like Honda Livo 110 or Bajaj Platina 100. For highway rides: Choose comfortable long-distance models like Bajaj Dominar 250. For speed & style: Consider performance bikes like Yamaha R15 V4 or Honda CBR 150R. 2. Compare Prices & Specifications Visit trusted websites like newbikebd.com to check updated prices, features, and reviews before buying. 3. Check Mileage & Fuel Efficiency Bikes with higher mileage help save fuel costs in the long run, making them a good investment. 4. Look for Dealer Offers & Discounts Many authorized dealers provide discounts, exchange offers, and free servicing packages to attract buyers. 5. Buy from Authorized Dealers Ensure you buy from an authorized dealer to get an official warranty and quality after-sales service. Conclusion Choosing the right motorcycle in Bangladesh requires considering budget, fuel efficiency, and performance. By understanding the bike price in BD and comparing available models, you can find the best option that fits your needs. For the latest updates on motorcycle prices, reviews, and expert buying guides, visit NewBikeBD – Bangladesh’s top online bike resource.
Bike Price in Bangladesh
The key was getting him to recognize his own hesitation
Jack D. Schwager (Stock Market Wizards: Interviews with America's Top Stock Traders)
The key is that they completely changed what they were doing.
Jack D. Schwager (Stock Market Wizards: Interviews with America's Top Stock Traders)
A low price and the prospect for imminent change are the two key components. Beyond that, it also helps if there is insider buying by management,
Jack D. Schwager (Stock Market Wizards: Interviews with America's Top Stock Traders)
Think about measuring innovation as you would an investment portfolio, where you are concerned with the total return rather than individual stocks, bonds, or mutual funds. The key is not to measure each project individually and then declare victory or defeat, but to measure total investment over a period of time compared to total output. This pools high-and low-risk projects and encourages people to take canny chances.
A.G. Lafley (The Game-Changer: How You Can Drive Revenue and Profit Growth with Innovation)
What are common Robinhood issues? Here’s a simple and smart breakdown of common Robinhood( 1⇌[855➣3(3)5➣ 0686] issues that anyone in the USA or UK can easily understand:
Stervin