“
one of the most powerful ways to increase your savings isn’t to raise your income. It’s to raise your humility.
”
”
Morgan Housel (The Psychology of Money)
“
A good management style will make the productivity of your employees go up which means your revenues and profits go up as well.
”
”
Pooja Agnihotri (17 Reasons Why Businesses Fail :Unscrew Yourself From Business Failure)
“
increase your income is a formula. If you’re not fulfilled and happy with the current results in different areas of your life, it’s most likely due to your needing to make some adjustments in some of the formulas you’ve been using for a while.
”
”
Patrick Bet-David (Your Next Five Moves: Master the Art of Business Strategy)
“
Do not cut down on your expenses, Increase your income!
”
”
honeya
“
Is it not madness and the worst form of derangement to want so much though you can hold so little? Therefore, though you may increase your income and extend your estates, you will never increase the capacity of your bodies.
”
”
Seneca (On the Shortness of Life)
“
The Struggling coach has huge dreams that overwhelm them. The Pro coach has huge dreams, and takes tiny steps every day.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
Most people start the day by checking email, texts, and social media. And most people struggle to be successful. It’s not a coincidence.
”
”
Hal Elrod (The Miracle Morning for Writers: How to Build a Writing Ritual That Increases Your Impact and Your Income, Before 8AM)
“
The coaching profession has a problem that is two-fold: there is a low bar for entry and a high bar for success.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
The Pro coach knows that being uncomfortable is the only way to grow. And because they create such powerful agreements, their clients never miss or are late for a session.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
An endless number of these unmade connections exist to this day, especially in the business world. You are surrounded by simple, obvious solutions that can dramatically increase your income, power, influence, and success. The problem is, you just don’t see them. I
”
”
Jay Abraham (Getting Everything You Can Out of All You've Got: 21 Ways You Can Out-Think, Out-Perform, and Out-Earn the Competition)
“
Step one in the process of increasing your income is to begin wrapping yourself around these two related notions: (1) you are in business, and (2) the occupation of business is moral, noble, and worthy.
”
”
Daniel Lapin (Thou Shall Prosper: Ten Commandments for Making Money)
“
John D. Rockefeller, who was as rich as they come, believed that “a man’s wealth must be determined by the relation of his desires and expenditures to his income. If he feels rich on $10 and has everything he desires, he really is rich.” Today, you could try to increase your wealth, or you could take a shortcut and just want less.
”
”
Ryan Holiday (The Daily Stoic: 366 Meditations on Wisdom, Perseverance, and the Art of Living)
“
Coaching is a good profession for people who are genuinely devoted to making a difference in the lives of others.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
More important than the time that you start your day is the mindset with which you start your day.
”
”
Hal Elrod (The Miracle Morning for Writers: How to Build a Writing Ritual That Increases Your Impact and Your Income, Before 8AM)
“
Summarize key ideas, insights, and memorable passages in your journal. You can build your own brief summary of your favorite books so you can revisit the key content any time in just minutes.
”
”
Hal Elrod (The Miracle Morning for Writers: How to Build a Writing Ritual That Increases Your Impact and Your Income, Before 8AM)
“
that the more children are read to, the higher their test scores are—sometimes by as much as a half a year’s schooling. This was true regardless of a family’s income. He goes on to say that reading aloud has proven to be so powerful in increasing a child’s academic success that it is more effective than expensive tutoring or even private education.
”
”
Sarah Mackenzie (The Read-Aloud Family: Making Meaningful and Lasting Connections with Your Kids)
“
One of the most powerful ways to increase your savings isn’t to raise your income. It’s to raise your humility. When you define savings as the gap between your ego and your income you realize why many people with decent incomes save so little. It’s a daily struggle against instincts to extend your peacock feathers to their outermost limits and keep up with others doing the same.
”
”
Morgan Housel (The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness)
“
THE SIX LAWS OF WEALTH The First Law of Wealth: Keep a part of all you earn. Save at least 10% of your income. The Second Law of Wealth: Put your savings to work for you. Invest it so that it will multiply. The Third Law of Wealth: Avoid debt. The poor pay interest, while the rich earn interest. The Fourth Law of Wealth: Don’t speculate in get-rich-quick schemes. Invest in solid businesses that you understand. The Fifth Law of Wealth: Invest in yourself. Gain knowledge and skills to increase your earning power. The Sixth Law of Wealth: Safeguard your growing fortune with diversification and insurance.
”
”
Charles Conrad (The Richest Man in Babylon: Six Laws of Wealth)
“
If you’ve got this sense of extreme need in your mind, your behavior and your communication is going to push the person away. That’s because neediness is creepy.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
Please don’t let anyone hang up or walk out the door if the last words you exchanged were about money.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
Refuse to buy into any story your clients may bring with them. Challenge how they see the world.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
Winston Churchill once said, “Success is stumbling from failure to failure with no loss of enthusiasm.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
The Pro coach is committed to coaching, no matter what. Failure doesn’t stop them. They are not embarrassed by their mistakes. There’s no turning back.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
The Pro coach knows that confidence is a result of taking action.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
Don’t allow the roles to become reversed in a conversation with a prospect. In other words, don’t let them become the coach and you the client. Don’t become needy and put yourself in the position of saying, “Well, you know, anything you want, call me anytime, tell me when you are available…” as you fall all over yourself to talk to them. It’s called role reversal when you do this.
”
”
Steve Chandler (The Prosperous Coach: Increase Income and Impact for You and Your Clients (The Prosperous Series Book 1))
“
August 29th WANT NOTHING = HAVE EVERYTHING “No person has the power to have everything they want, but it is in their power not to want what they don’t have, and to cheerfully put to good use what they do have.” —SENECA, MORAL LETTERS, 123.3 Is there a person so rich that there is literally nothing they can’t afford? Surely there isn’t. Even the richest people regularly fail in their attempts to buy elections, to purchase respect, class, love, and any number of other things that are not for sale. If obscene wealth will never get you everything you want, is that the end of it? Or is there another way to solve for that equation? To the Stoics, there is: by changing what it is that you want. By changing how you think, you’ll manage to get it. John D. Rockefeller, who was as rich as they come, believed that “a man’s wealth must be determined by the relation of his desires and expenditures to his income. If he feels rich on $10 and has everything he desires, he really is rich.” Today, you could try to increase your wealth, or you could take a shortcut and just want less.
”
”
Ryan Holiday (The Daily Stoic: 366 Meditations on Wisdom, Perseverance, and the Art of Living)
“
The average household income in America is right around $50,000 per year, according to the Census Bureau. Joe and Suzy Average would invest $7,500 (15 percent) per year or $625 per month. If you make $50,000 per year and have no payments except the house mortgage and live on a budget, can you invest $625 per month? Follow me here. If Joe and Suzy invest $625 per month with no match into Roth IRAs from age thirty to age seventy, they will have $7,588,545 tax-FREE! That is almost $8 million. What if I’m half-wrong? What if you end up with only $4 million? What if I’m six times wrong? Sure beats the 97 out of 100 sixty-five-year-olds who can’t write a check for $600! I would submit to you that Joe and Suzy are well below average. Why? In our example they started at the average household income in America, and in forty years of work never got a raise. They saved 15 percent of income and never increased it by one dollar. There is no excuse to retire without financial dignity in the United States today. Most of you will have well over $2 million pass through your hands in your working lifetime, so do something about catching some of that money. Gayle asked me one day if it was too late for her to start saving. Gayle wasn’t twenty-seven like Joe and Suzy. She was fifty-seven years old, but with her attitude you would have thought this lady was 107. Harold Fisher had a much better outlook at age one hundred than Gayle did at age fifty-seven. Life had dealt her some blows and had knocked most of the hope out of her. A Total Money Makeover is not a magic show. You start where you are, and you do the steps. These steps work if you are twenty-seven or fifty-seven, and they don’t change. Gayle might be starting the retirement investing step at sixty that Joe and Suzy start at thirty years old. Gayle was unwise to enter her sixties without an emergency fund and with credit-card debt and a car payment. She, like all of us, couldn’t save when she has debt and no umbrella for when it rains. Would it have been better for Gayle to start when she was twenty-seven or even forty-seven? Obviously. But once she was done with the pity party, she still needed to start with Baby Step One and follow The Total Money Makeover step-by-step to put herself in the best position possible.
”
”
Dave Ramsey (The Total Money Makeover: A Proven Plan for Financial Fitness)
“
I mean, if you accept the framework that says totalitarian command economies have the right to make these decisions, and if the wage levels and working conditions are fixed facts, then we have to make choices within those assumptions. Then you can make an argument that poor people here ought to lose their jobs to even poorer people somewhere else... because that increases the economic pie, and it's the usual story. Why make those assumptions? There are other ways of dealing with the problem. Take, for example rich people here. Take those like me who are in the top few percent of the income ladder. We could cut back our luxurious lifestyles, pay proper taxes, there are all sorts of things. I'm not even talking about Bill Gates, but people who are reasonably privileged. Instead of imposing the burden on poor people here and saying "well, you poor people have to give up your jobs because even poorer people need them over there," we could say "okay, we rich people will give up some small part of our ludicrous luxury and use it to raise living standards and working conditions elsewhere, and to let them have enough capital to develop their own economy, their own means." Then the issue will not arise. But it's much more convenient to say that poor people here ought to pay the burden under the framework of command economies—totalitarianism. But, if you think it through, it makes sense and almost every social issue you think about—real ones, live ones, ones right on the table—has these properties. We don't have to accept and shouldn't accept the framework of domination of thought and attitude that only allows certain choices to be made... and those choices almost invariably come down to how to put the burden on the poor. That's class warfare. Even by real nice people like us who think it's good to help poor workers, but within a framework of class warfare that maintains privilege and transfers the burden to the poor. It's a matter of raising consciousness among very decent people.
”
”
Noam Chomsky (Chomsky On Anarchism)
“
On the Craft of Writing: The Story Grid: What Good Editors Know by Shawn Coyne The Elements of Style by William Strunk Jr. and E. B. White 2K to 10K: Writing Faster, Writing Better, and Writing More of What You Love by Rachel Aaron On Writing: A Memoir of the Craft by Stephen King Take Off Your Pants! Outline Your Books for Faster, Better Writing by Libbie Hawker You Are a Writer (So Start Acting Like One) by Jeff Goins Prosperity for Writers: A Writer's Guide to Creating Abundance by Honorée Corder The Artist's Way by Julia Cameron The War of Art: Break Through the Blocks and Win Your Inner Creative Battles by Steven Pressfield Business for Authors: How To Be An Author Entrepreneur by Joanna Penn On Writing Well: The Classic Guide to Writing Nonfiction by William Zinsser Writing Tools: 50 Essential Strategies for Every Writer by Roy Peter Clark On Mindset: The One Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller and Jay Papasan The Art of Exceptional Living by Jim Rohn Vision to Reality: How Short Term Massive Action Equals Long Term Maximum Results by Honorée Corder The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change by Stephen R. Covey Essentialism: The Disciplined Pursuit of Less by Greg Mckeown Mastery by Robert Greene The Success Principles: How to Get from Where You Are to Where You Want to Be by Jack Canfield and Janet Switzer The Game of Life and How to Play It by Florence Scovel Shinn The Compound Effect by Darren Hardy Taking Life Head On: How to Love the Life You Have While You Create the Life of Your Dreams by Hal Elrod Think and Grow Rich by Napoleon Hill In
”
”
Hal Elrod (The Miracle Morning for Writers: How to Build a Writing Ritual That Increases Your Impact and Your Income, Before 8AM)
“
2. Planning is important, but the most important part of every plan is to plan on the plan not going according to plan. What’s the saying? You plan, God laughs. Financial and investment planning are critical, because they let you know whether your current actions are within the realm of reasonable. But few plans of any kind survive their first encounter with the real world. If you’re projecting your income, savings rate, and market returns over the next 20 years, think about all the big stuff that’s happened in the last 20 years that no one could have foreseen: September 11th, a housing boom and bust that caused nearly 10 million Americans to lose their homes, a financial crisis that caused almost nine million to lose their jobs, a record-breaking stock-market rally that ensued, and a coronavirus that shakes the world as I write this. A plan is only useful if it can survive reality. And a future filled with unknowns is everyone’s reality. A good plan doesn’t pretend this weren’t true; it embraces it and emphasizes room for error. The more you need specific elements of a plan to be true, the more fragile your financial life becomes. If there’s enough room for error in your savings rate that you can say, “It’d be great if the market returns 8% a year over the next 30 years, but if it only does 4% a year I’ll still be OK,” the more valuable your plan becomes. Many bets fail not because they were wrong, but because they were mostly right in a situation that required things to be exactly right. Room for error—often called margin of safety—is one of the most underappreciated forces in finance. It comes in many forms: A frugal budget, flexible thinking, and a loose timeline—anything that lets you live happily with a range of outcomes. It’s different from being conservative. Conservative is avoiding a certain level of risk. Margin of safety is raising the odds of success at a given level of risk by increasing your chances of survival. Its magic is that the higher your margin of safety, the smaller your edge needs to be to have a favorable outcome.
”
”
Morgan Housel (The Psychology of Money)