Funeral Insurance Quotes

Music is not a fucking soda. It is not a fucking insurance rate. It is not a fucking T-shirt. It is the only real religion that is worth devoting your soul to. It is the last remnant of the primal scream, the funeral dirge, and the wedding march. It is the light that keeps me out of the shadows, and it is the reason my immortal soul is not in dire straits.

To this day, I’ve never understood why McDonald’s sell a range of salads. To me, that’s like a funeral director selling life insurance or a dentist selling sweets.

It will enable each person to realize that he is not a game-playing robot put on this planet to be given a Social Security number and to be spun on the assembly line of school, college, career, insurance, funeral, goodbye. . . . Man is going to have to explore the infinity of inner space, to discover the terror and adventure and ecstasy that lie within us all.

Mr. Leon S. Utter, a former dean of the San Francisco College of Mortuary Science, has written, “Your selling plan should go into operation as soon as the telephone rings and you are requested to serve a bereaved family.… Never preconceive as to what any family will purchase. You cannot possibly measure the intensity of their emotions, undisclosed insurance, or funds that may have been set aside for funeral expenses.

But I’ve come to believe that’s bullshit. When you find a woman who’s snuck through the roadblocks to get to her burned-up house and she’s inconsolable when she sees it, those aren’t just “things” she’s crying over. When you find a grandfather and he doesn’t want the stereo or the strongbox with his life insurance in it, he just wants to find the American flag that the military gave him at his son’s funeral—that’s not what I call “things.” It’s their memories. After Ruidoso, we drove back toward Prescott.

What does it even mean when they say live every day as if it's your last? Do they want me to write my will everyday? Buy wood for my funeral? Call up my insurance agent and tell him I'll fuck him up if he screws up the payment to my family? Delete the internet history from my phone and MacBook? What?

By contrast, a schoolteacher in North Carolina recounted the story of a sick black woman preparing for death. She gave the teacher her will, plans for a funeral and a grave, and insurance policies, requesting that she look after them. When the teacher asked her if she wanted to see her husband, who had deserted her, she replied, “No, and if you ever hear from him, tell him I don’t leave him even a good wish.” She then displayed an envelope, containing what she called her most prized possession, and handed it to the teacher for safekeeping. “When I am gone, no one will care about this envelope. Will you promise to keep it, so I will know I am not all gone so soon?” The envelope contained college credits she had accumulated after attending night school while working all day. 2

Another sociological approach alleged that urban and industrial leveling since the late nineteenth century had produced an atomized mass society in which purveyors of simple hatreds found a ready audience unrestrained by tradition or community. Hannah Arendt worked within this paradigm in her analysis of how the new rootless mob, detached from all social, intellectual, or moral moorings and inebriated by anti-Semitic and imperialistic passions, made possible the emergence of an unprecedented form of limitless mass-based plebiscitary dictatorship. The best empirical work on the way fascism took root, however, gives little support to this approach. Weimar German society, for example, was richly structured, and Nazism recruited by mobilizing entire organizations through carefully targeted appeals to specific interests. As the saying went, “two Germans, a discussion; three Germans, a club.” The fact that German clubs for everything from choral singing to funeral insurance were already segregated into separate socialist and nonsocialist networks facilitated the exclusion of the socialists and the Nazi takeover of the rest when Germany became deeply polarized in the early 1930s.

But I've learned that if you fake your death, don't come back. Not for your wife. Not for your girlfriend. Not for your kids. If you fake your death, don't do it at sea. Go for a hike. If you're interested in claiming a life insurance payout, don't get greedy. Keep the policy modest. Don't bother with a stand-in body and an elaborate funeral. Spend your time and money on obtaining quality authenticating documents. In your new life, commit to a disguise for your new identity and use your real first name. Don't google yourself and lead your hunters to your hideout. And for the love of God, don't drive if you're supposed to be dead. Ditch the car.

It is common for one party to a transaction to have better information than another party. In the parlance of economists, such a case is known as an information asymmetry. We accept as a verity of capitalism that someone (usually an expert) knows more than someone else (usually a consumer). But information asymmetries everywhere have in fact been gravely wounded by the Internet. Information is the currency of the Internet. As a medium, the Internet is brilliantly efficient at shifting information from the hands of those who have it into the hands of those who do not. Often, as in the case of term life insurance prices, the information existed but in a woefully scattered way. (In such instances, the Internet acts like a gigantic horseshoe magnet waved over an endless sea of haystacks, plucking the needle out of each one.) The Internet has accomplished what even the most fervent consumer advocates usually cannot: it has vastly shrunk the gap between the experts and the public. The Internet has proven particularly fruitful for situations in which a face-to-face encounter with an expert might actually exacerbate the problem of asymmetrical information—situations in which an expert uses his informational advantage to make us feel stupid or rushed or cheap or ignoble. Consider a scenario in which your loved one has just died and now the funeral director (who knows that you know next to nothing about his business and are under emotional duress to boot) steers you to the $8,000 mahogany casket. Or consider the automobile dealership: a salesman does his best to obscure the car’s base price under a mountain of add-ons and incentives. Later, however, in the cool-headed calm of your home, you can use the Internet to find out exactly how much the dealer paid the manufacturer for that car. Or you might just log on to TributeDirect.com and buy that mahogany casket yourself for only $3,595, delivered overnight.