Financially Stressed Quotes

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A higher minimum wage is an antidepressant. It is a sleep aid. A stress reliever. Vocal segments of the American public, those with brain space to spare, seem to believe the poor should change their behavior to escape poverty. Get a better job. Stop having children. Make smarter financial decisions. In truth, it’s the other way around: Economic security leads to better choices.
Matthew Desmond (Poverty, by America)
you cannot enjoy the light without enduring the heat.
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
It seems wrong and unfair that Christmas, with its stressful and unmanageable financial and emotional challenges, should first be forced upon one wholly against one's will, then rudely snatched away just when one is starting to get into it. Was really beginning to enjoy the feeling that normal service was suspended and it was OK to lie in bed as long as you want, put anything you fancy into your mouth, and drink alcohol whenever it should chance to pass your way, even in the mornings. Now suddenly we are all supposed to snap into self-discipline like lean teenage greyhounds.
Helen Fielding (Bridget Jones’s Diary (Bridget Jones, #1))
you can’t judge a decision by how it turns out, only by whether it made sense given the information available at the time.
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
It seems wrong and unfair that Christmas, with its stressful and unmanageable financial and emotional challenges, should first be forced upon one wholly against one’s will, then rudely snatched away just when one is starting to get into it.
Helen Fielding (Bridget Jones's Diary (Bridget Jones, #1))
wealth is the absence of economic anxiety. Freed of the pressure to earn, we can choose how we live. Our relationships with others aren’t shadowed by the stress of money. It sounds basic, easy even.
Scott Galloway (The Algebra of Wealth: A Simple Formula for Financial Security)
If you’ve ever felt stress—and who hasn’t?—chances are excellent that it’s because you felt you just didn’t have enough time to do what you wanted to at the level of quality to which you were committed.
Anthony Robbins (Awaken the Giant Within: How to Take Immediate Control of Your Mental, Emotional, Physical and Financial Destiny!)
It seems wrong and unfair that Christmas, with its stressful and unmanageable financial and emotional challenges, should first be forced upon one wholly against one's will, then rudely snatched away just when one is starting to get into it.
Helen Fielding (Bridget Jones’s Diary (Bridget Jones, #1))
In our quest for higher productivity and self-efficacy, we have pursued happiness relentlessly — only to bypass happiness with untold amounts of stress and busyness.
Keisha Blair (Holistic Wealth (Expanded and Updated): 36 Life Lessons to Help You Recover from Disruption, Find Your Life Purpose, and Achieve Financial Freedom)
Busyness and stress are the thieves of intuition.
Keisha Blair (Holistic Wealth (Expanded and Updated): 36 Life Lessons to Help You Recover from Disruption, Find Your Life Purpose, and Achieve Financial Freedom)
If financial freedom and autonomy are your goals, your beliefs must align with those goals. If they don’t, you’ll either (A) lie to yourself, or (B) sabotage your effort, causing tension and stress. Both make goals unobtainable.
M.J. DeMarco (UNSCRIPTED: Life, Liberty, and the Pursuit of Entrepreneurship)
....the line of ill-intentional Egyptologist, equipped with a ferocious erudition , have commited their well known crime against science, by becoming guilty of a deliberate falsification of the history of humanity. Supported by the governing powers of all the Western countries , this ideology, based on a moral and intellectual swindle, easily won out over the true scientific current developed by a parallel group of Egyptologist of good will, whose intellectual uprightness and even courage cannot be stressed stronly enough. The new Egyptological ideology , born at the opportune monment, reinforced the theorectical bases of imperialist ideology. That is why it easily drowned out the voice of science, by throwing the veil of fasificacation over historical truth. This ideology was spread with the help of considerable publicity and taught the world over, because it alone had the material and financial means for its own propagation. Thus imperialism, like the prehistoric hunter, first killed the being spiritually and culturally, before trying to eliminate it physically. The negation of the history and intellectual accomplishments of Black Africans was cultural, mental murder,which preceded and paved the way for their genocide here and there in the world.
Cheikh Anta Diop (Civilization or Barbarism: An Authentic Anthropology)
For a few weeks Marco and I talked about the purpose of our lives. We’d come to see that our debt-ridden lifestyle was hindering us from accomplishing all we were created to do.
Carrie Rocha (Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, & Keep More of What You Make)
Time debt is as big a problem as financial debt.
Elizabeth Grace Saunders (The 3 Secrets to Effective Time Investment: Achieve More Success with Less Stress: Foreword by Cal Newport, author of So Good They Can't Ignore You)
Please, do not let fear or laziness be the reason you continue to struggle financially, I cannot stress this enough.
Tiffany Aliche (The One Week Budget: Learn to Create Your Money Management System in 7 Days or Less!)
The reality is that Murphy doesn’t visit as much, but when he does, we hardly notice his presence. When Sharon and I were broke, our heating-and-air system quit, and the repair cost $580. It was a huge, hairy deal. Recently I had a new $570 water heater installed because the old one started leaking, and I hardly noticed. I wonder if the stress relief that your Total Money Makeover provides will allow you to live longer?
Dave Ramsey (The Total Money Makeover: A Proven Plan for Financial Fitness)
Depression can be due to a low endocrine function, nutritional deficiencies, blood sugar problems, food allergies, or systemic yeast infection. Depression can also result from medical illnesses such as stroke, heart attack, cancer, Parkinson's disease, and hormonal disorder. It can also be caused by a serious loss, a difficult relationship, a financial problem, or any stressful, unwelcome life change.
Chris Prentiss (The Alcoholism and Addiction Cure: A Holistic Approach to Total Recovery)
Financial success isn’t about how much you make, but about what you do with what you make.” “I work too hard for my money to spend it on fruitless things.” “It’s our responsibility today to plan for tomorrow’s expenses.” “Most of America’s wealthy aren’t showing it off.
Carrie Rocha (Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, & Keep More of What You Make)
Financial stability cannot depend on omniscient supervisors identifying and preemptively defusing any potential source of crisis; it requires safeguards that can help the system withstand the force of a severe storm, and tools the government can use to limit the damage.
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
The more highly competitive the market for labor and for the employer’s products, the higher the cost paid for discrimination and consequently the less leeway the employer has for indulging his prejudices without risking his own profits and ultimately the financial survival of the business. On the other hand, enterprises not subject to the full stress of a competitive market—monopolies, non-profit enterprises, government agencies—have greater leeway.
Thomas Sowell (Economic Facts and Fallacies)
The battle to be satisfied is a battle of focus. We often spend our time mulling over what we don’t have instead of considering the benefits of what we already possess. To walk in a place of contentment, there are two things you have to do: Focus on the good aspects of what you already have. Stop thinking about what you don’t have.
Carrie Rocha (Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, & Keep More of What You Make)
Even if we don't want to admit it, the ability to overcome most obstacles is within our hands. We can't blame family, society, or history if our work is meaningless, dull, or stressful. Admittedly, there are not too many options when we realize that our job is useless, or actually harmful. Perhaps the only choice is to quit as quickly as possible, even at the cost of severe financial hardship. In terms of the bottom line of one's life, it is always a better deal to do something one feels good about than something that may make us materially comfortable but emotionally miserable. Such decisions are notoriously difficult, and require great honesty with oneself.
Mihály Csíkszentmihályi (Finding Flow: The Psychology of Engagement with Everyday Life)
However, as I observed the lifestyles of the people ahead of me in their careers, it slowly dawned on me that the only reward awaiting me was working more hours, internalizing more stress, and continuing to be salary dependent with no end in sight. I thought I had invested in myself, but really, I had invested in a lifelong treadmill.
Danielle Town (Invested: How I Learned to Master My Mind, My Fears, and My Money to Achieve Financial Freedom and Live a More Authentic Life (with a Little Help from Warren Buffett, Charlie Munger, and My Dad))
Narcissists are manipulative and masterful at twisting the situation and working the rules to get what they want. Even more frustrating, they will turn things around in such a way that you may ultimately give them what they want and exhaust yourself in the process. Early in a relationship, the manipulation is most often emotional (“I had a tough childhood, so sometimes I say things I do not mean” or “I am under a lot of stress, so I blew up—I didn’t really mean it”) and financial (masterfully getting you to take on disproportionately more financial responsibility, finding yourself spending money you do not have to keep your relationship going and your partner happy.
Ramani Durvasula (Should I Stay or Should I Go?: Surviving a Relationship with a Narcissist)
It should be stressed here again, however, that basic trend analysis is still the overriding consideration.
John J. Murphy (Technical Analysis of the Financial Markets: A Comprehensive Guide to Trading Methods and Applications (New York Institute of Finance))
Over time, stress hormones from multitasking can damage memory centers in the brain. Focus on one task at a time for better efficiency and memory.
Peter Lawrence (The Happy Minimalist: Financial independence, Good health, and a better planet for us all)
The rating agencies were not exceedingly competent
Timothy Geithner (STRESS TEST)
Unforeseen events are precisely that: unforeseeable. So, timing the market is for biased investors.
Coreen T. Sol (Unbiased Investor: Reduce Financial Stress and Keep More of Your Money)
Formulating a false story to justify your fears may make you feel better, but it isn't a successful investment strategy.
Coreen T. Sol (Unbiased Investor: Reduce Financial Stress and Keep More of Your Money)
If anyone could anticipate a market drop, no one would ever invest in the market above the level to which it will decline. That is to say, market corrections are unforeseen events.
Coreen T. Sol (Unbiased Investor: Reduce Financial Stress and Keep More of Your Money)
More often than not, extreme events revert to the mean—the average—for no other reason than that result is more likely.
Coreen T. Sol (Unbiased Investor: Reduce Financial Stress and Keep More of Your Money)
Since money is fungible, efforts to save small amounts on small purchases are absurd if you ignore them during pricier transactions. $1.75 is still worth $1.75.
Coreen T. Sol (Unbiased Investor: Reduce Financial Stress and Keep More of Your Money)
Once bitten, twice shy isn't a very good investment strategy.
Coreen T. Sol (Unbiased Investor: Reduce Financial Stress and Keep More of Your Money)
The sooner you begin saving, the better your chances to attain more wealth, with the added benefit of reducing the number of contributions you'll need to make.
Coreen T. Sol (Unbiased Investor: Reduce Financial Stress and Keep More of Your Money)
A wise financial plan turns stress into strategy and chaos into clarity.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
I didn't know it was happiness at the time, because it felt like busyness and exhaustion and financial stress and self doubt.
Virginia Evans (The Correspondent: A Novel)
Plan beats no plan. Bad options are better than no options
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
Have you ever experienced a shattering in your own personal life? Where death, divorce, financial loss, failure, or disaster changed your world to such an extent that you weren’t sure how to rebuild again? Clearing the debris from the aftermath is a great first step. It enables you to start with a clean slate so you can rebuild exactly what you desire. Where can you begin?
Susan C. Young
Experts tout many positive reasons to save money, including being able to afford things like a home, car or holiday, becoming financially independent and being prepared for unforeseen expenses or emergencies. Ultimately, putting money aside for a rainy day will make you feel less stressed, more in control of your finances and all-around happier. Now that's worth saving for!
Niki Brantmark (Lagom: Not Too Little, Not Too Much: The Swedish Art of Living a Balanced, Happy Life)
Better yet, go out for a skip instead of a jog. Skipping is such a powerful way to change your state because it does four things: 1) It’s great exercise; 2) you’ll have less stress on your body than running; 3) you won’t be able to keep a serious look on your face; and 4) you’ll entertain everybody who’s driving by! So you’ll be changing other people’s states, too, by making them laugh.
Anthony Robbins (Awaken The Giant Within: How to Take Immediate Control of Your Mental, Emotional, Physical and Financial Life)
The history of modern stock market crashes invariably includes some theoretically sophisticated yet poorly understood financial contraption that mutates when stressed, pushing an already weakened system closer to the cliff.
Scott Nations (A History of the United States in Five Crashes: Stock Market Meltdowns That Defined a Nation)
It is clear that the crusade imposed on its participants extraordinary stresses. In an alien environment they experienced not only the perils of warfare, but also inflation, poverty, starvation, disease and death. They were often frightened and homesick. The knights among them were humiliated as they lost status without their arms and horses. Most of the leaders had nagging financial worries. It is not hard to understand their obsession with horses and their desire for loot.
Jonathan Riley-Smith (The First Crusade and the Idea of Crusading)
It’s not about the next big idea, get-rich-quick scheme, or huge opportunity. Those are a dime a dozen. What are not a dime a dozen are healthy financial tapping trees—people who can actually take those big ideas, dreams, and opportunities and make them happen.
Nick Ortner (The Tapping Solution: A Revolutionaly System for Stress-Free Living)
Hard times of any kind—financial, familial, or job-related—create more intense and often prolonged negative emotions that ultimately result in stress. In addition to the physical costs of stress, such as weight gain and heart disease, stress also taxes our mental resources.
Travis Bradberry (Emotional Intelligence 2.0)
For example, you can help avoid the stress of financial insecurity by living within your means and saving for the future. You can also get a solid education and qualify for a well-paying job. The basic principles of economics can’t be violated without stressful consequences.
Michael Olpin (Unwind!: 7 Principles for a Stress-Free Life)
Men can make boardroom presentations, solve difficult business problems, make complicated financial projections and drive back home, maneuvering through rush-hour traffic without feeling stressed. What stresses them is the dreaded question at the dinner table, ‘How did your day go?
Rachna Singh
What if the formula “more stuff equals more happiness” is bad math? What if more stuff often just equals more stress? More hours at the office, more debt, more years working in a job I don’t feel called to, more time wasted cleaning and maintaining and fixing and playing with and organizing and reorganizing and updating all that junk I don’t even need. What if more stuff actually equals less of what matters most? Less time. Less financial freedom. Less generosity, which according to Jesus is where the real joy is. Less peace, as I hurry my way through the mall parking lot. Less focus on what life is actually about. Less mental real estate for creativity. Less relationships. Less margin. Less prayer. Less of what I actually ache for? What if I were to reject my culture’s messaging as a half-truth at best, if not a full-on lie, and live into another message? Another gospel?
John Mark Comer (The Ruthless Elimination of Hurry: How to Stay Emotionally Healthy and Spiritually Alive in the Chaos of the Modern World)
In 2021, 73 percent of Americans ranked financial issues as their number one cause of stress—above politics, work, or family—and these numbers are highest in Generation Z and Millennials, with over 80 percent of people born after 1980 reporting that they find their finances to be a source of stress.
Madeline Pendleton (I Survived Capitalism and All I Got Was This Lousy T-Shirt: Everything I Wish I Never Had to Learn About Money)
I can’t emphasize this enough: the quickest and easiest way to screw up your life is to take on too much debt. The primary reason people spend decades working in jobs they despise is to pay off their creditors. Financial stress can destroy relationships, threaten your health, and jeopardize your sanity.
Josh Kaufman (The Personal MBA: Master the Art of Business)
Life is also about balance, just the way recipes are about balance. When your recipe isn't balanced, it doesn't taste right. Too much salt, or too little can make all the difference. Lack of acid, too much bitter or sweetness, if you don't find the balance your food will never be all it can be. The same is true of your life. You need it all. Work that makes you happy and fulfilled and supports you financially. Family and friends to lean on and celebrate with. Hopefully someone special to share your life with, and a family of your own if you want that. Some way of giving back, in honor of your own blessings. A sense of spirituality or something that keeps you grounded. Time to do the things you need for good health, eating right and exercising and managing your stress. If you have too much of one and not enough of another, then your life isn't balanced, and without that balance, nothing else will matter.
Stacey Ballis (Off the Menu)
We bear financial responsibilities that men had in the old days while still saddled with traditional caregiving duties. We generally incur this double whammy precisely while hitting peak stress in both our careers and child-raising--in our forties, at an age when most of our mothers and grandmothers were already empty nesters.
Ada Calhoun (Why We Can't Sleep: Women's New Midlife Crisis)
In order to have more control in my life, in order to have the freedom to live in alignment with my goals and values, and in order to be able to walk away from situations that did not serve me, I needed to be financially free. I realised it wasn't wrong to care about or be ‘focused on’ money. Money affects every aspect of our lives. It affects our life expectancy, our health outcomes, our access to better resources. It affects our stress and mental health, our relationships with our families, partners and children. It affects our ability to enjoy our day-to-day activities, but, more importantly, it affects our freedom, our choices and what control we have over our lives.
Simran Kaur​ (Girls That Invest: Your Guide to Financial Independence through Shares and Stocks)
Matriculations, gender quotas, recruiting, financial aid, room-assignments, mealtimes, rankings, class v. drill schedules, prorector-hiring, accommodating changes in drill schedule consequent to a player's movement up or down a squad. It's all the sort of thing that's uninteresting unless you're the one responsible, in which case it's cholesterol-raisingly stressful and complex.
David Foster Wallace (Infinite Jest)
I predicted that, in order to live a vital life, prevent disease, or optimize the chance for disease remission, you would need: Healthy relationships, including a strong network of family, friends, loved ones, and colleagues A healthy, meaningful way to spend your days, whether you work outside the home or in it A healthy, fully expressed creative life that allows your soul to sing its song A healthy spiritual life, including a sense of connection to the sacred in life A healthy sexual life that allows you the freedom to express your erotic self and explore fantasies A healthy financial life, free of undue financial stress, which ensures that the essential needs of your body are met A healthy environment, free of toxins, natural-disaster hazards, radiation, and other unhealthy factors that threaten the health of the body A healthy mental and emotional life, characterized by optimism and happiness and free of fear, anxiety, depression, and other mental-health ailments A healthy lifestyle that supports the physical health of the body, such as good nutrition, regular exercise, adequate sleep, and avoidance of unhealthy addictions
Lissa Rankin (Mind Over Medicine)
You can try it for yourself right now, if you like. Choose one project that is new or stuck or that could simply use some improvement. Think of your purpose. Think of what a successful outcome would look like: where would you be physically, financially, in terms of reputation, or whatever? Brainstorm potential steps. Organize your ideas. Decide on the next actions. Are you any clearer about where you want to go and how to get there?
David Allen (Getting Things Done: The Art of Stress-Free Productivity)
Forcing new loans upon the bankrupt on condition that they shrink their income is nothing short of cruel and unusual punishment. Greece was never bailed out. With their ‘rescue’ loan and their troika of bailiffs enthusiastically slashing incomes, the EU and IMF effectively condemned Greece to a modern version of the Dickensian debtors’ prison and then threw away the key. Debtors’ prisons were ultimately abandoned because, despite their cruelty, they neither deterred the accumulation of new bad debts nor helped creditors get their money back. For capitalism to advance in the nineteenth century, the absurd notion that all debts are sacred had to be ditched and replaced with the notion of limited liability. After all, if all debts are guaranteed, why should lenders lend responsibly? And why should some debts carry a higher interest rate than other debts, reflecting the higher risk of going bad? Bankruptcy and debt write-downs became for capitalism what hell had always been for Christian dogma – unpleasant yet essential – but curiously bankruptcy-denial was revived in the twenty-first century to deal with the Greek state’s insolvency. Why? Did the EU and the IMF not realize what they were doing? They knew exactly what they were doing. Despite their meticulous propaganda, in which they insisted that they were trying to save Greece, to grant the Greek people a second chance, to help reform Greece’s chronically crooked state and so on, the world’s most powerful institutions and governments were under no illusions. […] Banks restructure the debt of stressed corporations every day, not out of philanthropy but out of enlightened self-interest. But the problem was that, now that we had accepted the EU–IMF bailout, we were no longer dealing with banks but with politicians who had lied to their parliaments to convince them to relieve the banks of Greece’s debt and take it on themselves. A debt restructuring would require them to go back to their parliaments and confess their earlier sin, something they would never do voluntarily, fearful of the repercussions. The only alternative was to continue the pretence by giving the Greek government another wad of money with which to pretend to meet its debt repayments to the EU and the IMF: a second bailout.
Yanis Varoufakis (Adults in the Room: My Battle with Europe's Deep Establishment)
income taxes are not the only taxes you pay in life. They are just the financial form. Everything we do has a toll attached to it. Waiting around is a tax on traveling. Rumors and gossip are the taxes that come from acquiring a public persona. Disagreements and occasional frustration are taxes placed on even the happiest of relationships. Theft is a tax on abundance and having things that other people want. Stress and problems are tariffs that come attached to success.
Ryan Holiday (The Daily Stoic: 366 Meditations on Wisdom, Perseverance, and the Art of Living)
Materialism takes a good thing that God gives us and makes it an ultimate thing. It attaches our self-worth to our net worth. It actually stunts and even destroys our spiritual lives. It wrenches our focus away from God and places it on objects. It blinds us to the curses of wealth. And it invariably ends in futility. It will never lead to true joy and fulfillment. Those blessings can only come from relationship with God and becoming the person He created you to be for His purposes. The spirit of materialism leaves us miserable, alienated from others, and separated from God—alone in every way.
Robert Morris (Beyond Blessed: God's Perfect Plan to Overcome All Financial Stress)
The intelligent want self-control; children want candy. —RUMI INTRODUCTION Welcome to Willpower 101 Whenever I mention that I teach a course on willpower, the nearly universal response is, “Oh, that’s what I need.” Now more than ever, people realize that willpower—the ability to control their attention, emotions, and desires—influences their physical health, financial security, relationships, and professional success. We all know this. We know we’re supposed to be in control of every aspect of our lives, from what we eat to what we do, say, and buy. And yet, most people feel like willpower failures—in control one moment but overwhelmed and out of control the next. According to the American Psychological Association, Americans name lack of willpower as the number-one reason they struggle to meet their goals. Many feel guilty about letting themselves and others down. Others feel at the mercy of their thoughts, emotions, and cravings, their lives dictated by impulses rather than conscious choices. Even the best-controlled feel a kind of exhaustion at keeping it all together and wonder if life is supposed to be such a struggle. As a health psychologist and educator for the Stanford School of Medicine’s Health Improvement Program, my job is to help people manage stress and make healthy choices. After years of watching people struggle to change their thoughts, emotions, bodies, and habits, I realized that much of what people believed about willpower was sabotaging their success and creating unnecessary stress. Although scientific research had much to say that could help them, it was clear that these insights had not yet become part of public understanding. Instead, people continued to rely on worn-out strategies for self-control. I saw again and again that the strategies most people use weren’t just ineffective—they actually backfired, leading to self-sabotage and losing control. This led me to create “The Science of Willpower,” a class offered to the public through Stanford University’s Continuing Studies program. The course brings together the newest insights about self-control from psychology, economics, neuroscience, and medicine to explain how we can break old habits and create healthy habits, conquer procrastination, find our focus, and manage stress. It illuminates why we give in to temptation and how we can find the strength to resist. It demonstrates the importance of understanding the limits of self-control,
Kelly McGonigal (The Willpower Instinct: How Self-Control Works, Why It Matters, and What You Can Do To Get More of It)
But derivatives did create new dangers. If you were making a loan, and you were confident you could hedge some of the credit risk of that loan, you might be tempted to make a larger and riskier loan. And the instruments themselves often had leverage embedded in them, so investors could be exposed to greater losses than they realized. Firms weren’t required by law to post any collateral (or “margin”) to make derivatives trades, and the market wasn’t requiring them to post much, either. This meant fewer shock absorbers for the system if those trades went bad. That’s why Warren Buffett had called derivatives “financial weapons of mass destruction.
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
Many professional athletes make a lot of money quickly. They also spend a lot of money in a short time and very often declare bankruptcy quickly. About 16 percent of NFL players file for bankruptcy within twelve years of retirement, despite average career earnings of about $3.2 million.9 Some studies say the number of NFL players “under financial stress” is much higher—as high as 78 percent—within a few years of retirement. Similarly, about 60 percent of NBA basketball players are in financial trouble within five years of leaving the game.10 There are similar stories about lottery winners losing it all. Despite their big paydays, about 70 percent of lottery winners go broke within three years.11
Dan Ariely (Dollars and Sense: How We Misthink Money and How to Spend Smarter)
displacement is perhaps the most traumatic experience that humans can undergo, with invisible consequences that can last for generations, from physical and mental problems to difficulty maintaining the social fabric of a community. Fullilove identifies the symptoms of displacement as “root shock,” which, she explains, “undermines trust, increases anxiety about letting loved ones out of one’s sight, destabilizes relationships, destroys social, emotional, and financial resources, and increases the risk of every kind of stress-related disease, from depression to heart attack. Root shock leaves people chronically cranky, barking a distinctive croaky complaint that their world was abruptly taken away.”49
Johanna Fernandez (The Young Lords: A Radical History)
The experience of stress has three components. The first is the event, physical or emotional, that the organism interprets as threatening. This is the stress stimulus, also called the stressor. The second element is the processing system that experiences and interprets the meaning of the stressor. In the case of human beings, this processing system is the nervous system, in particular the brain. The final constituent is the stress response, which consists of the various physiological and behavioural adjustments made as a reaction to a perceived threat. We see immediately that the definition of a stressor depends on the processing system that assigns meaning to it. The shock of an earthquake is a direct threat to many organisms, though not to a bacterium. The loss of a job is more acutely stressful to a salaried employee whose family lives month to month than to an executive who receives a golden handshake. Equally important is the personality and current psychological state of the individual on whom the stressor is acting. The executive whose financial security is assured when he is terminated may still experience severe stress if his self-esteem and sense of purpose were completely bound up with his position in the company, compared with a colleague who finds greater value in family, social interests or spiritual pursuits. The loss of employment will be perceived as a major threat by the one, while the other may see it as an opportunity. There is no uniform and universal relationship between a stressor and the stress response. Each stress event is singular and is experienced in the present, but it also has its resonance from the past. The intensity of the stress experience and its long-term consequences depend on many factors unique to each individual. What defines stress for each of us is a matter of personal disposition and, even more, of personal history. Selye discovered that the biology of stress predominantly affected three types of tissues or organs in the body: in the hormonal system, visible changes occurred in the adrenal glands; in the immune system, stress affected the spleen, the thymus and the lymph glands; and the intestinal lining of the digestive system. Rats autopsied after stress had enlarged adrenals, shrunken lymph organs and ulcerated intestines.
Gabor Maté (When the Body Says No: The Cost of Hidden Stress)
Through this do-nothing service, I’ve encountered a lot of different perspectives on money. Everybody wants money and it’s difficult not to feel stressed when you don’t have it. So when we do something, we tend to think about financial benefit. I think that is why new ideas so rarely take shape. If I were to make money a top priority, whatever I did would be dull. Rather than avoiding stress, I’d become even more stressed. So I put the issue of money aside. For now, this allows me to do interesting things. And perhaps these will lead to something that makes money in the future. As I said before, if I charged clients it would lead nowhere. I think ignoring money has allowed me to have different values, which stimulate new and different ways of relating to people.
Shoji Morimoto (Rental Person Who Does Nothing)
Kelly McGonigal, a health psychologist at Stanford University, warned about the dangers of stress for a full decade before she realized that maybe it was her advice, rather than stress itself, that was sending people to their graves faster. “I’m converting a stimulus [stress] that could be strengthening people into a source of disease.” With a breakthrough in her thinking, and some powerful new research, McGonigal made a complete turnaround. Turns out, stress might just be our friend. Just as you put stress on a muscle to make it stronger (by lifting weights or running), emotional stress can make us physically and psychologically stronger too. McGonigal now highlights new research showing that when you change your mind about stress, you can literally change your body’s physical reaction to it. In an eight-year study, adults who experienced a “lot of stress” and who believed stress was harmful to their health had a 43% increase in their risk of dying. (That sure stressed me out.) However, people who experienced an equal amount of stress but did not view stress as harmful were no more likely to die! McGonigal says that physical signs of stress (a pounding heart, faster breathing, breaking out in a sweat) aren’t necessarily physical evidence of anxiety or signs that we aren’t coping well with pressure. Instead, we can interpret them as indications that our body is energized and preparing us to meet the next challenge. The bottom line is, science has now proven that how you think about stress matters—the story you attach to stress. Telling yourself it’s good for you instead of harmful could mean the difference between a stress-induced heart attack at 50 or living well into your 90s.
Anthony Robbins (MONEY Master the Game: 7 Simple Steps to Financial Freedom (Tony Robbins Financial Freedom))
It is critical to recognize that we live in an increasingly complex world - biologically, socially, politically, technologically, you name it - that holds many inherent contradictions. In the middle of this complex world are we humans, who have a natural tendency to seek coherence in what we see, feel, think, and do. When we experience conflict, this tendency intensifies. Conflict is essentially a contradiction, an incompatibility, oppositely directed forces, and a difference that triggers tension. When we encounter conflict, within the field of forces that constitute it, the natural human tendency is to reduce that tension by seeking coherence through simplification. Research shows that this tendency toward simplification becomes even more intensified when we are under stress, threat, time constraints, fatigue, and various other conditions all absolutely typical of conflict. So what is the big idea? It is NOT that coherence is bad and complexity is good. Coherence seeking is simply a necessary and functional process that helps us interpret and respond to our world efficiently and (hopefully) effectively. And complexity in extremes is a nightmare - think of Mogadishu, Somalia, in the 1990s or the financial crisis of 2009 or Times Square during rush hour on a Friday afternoon. On the other hand, too much coherence can be just as pathological: for example, the collapse of the nuances and contradictions inherent in any conflict situation into simple 'us versus them' terms, or a deep commitment to a rigid understanding of conflicts based on past sentiments and obsolete information. Either extreme - overwhelming complexity or oversimplified coherence - is problematic. But in difficult, long-term conflicts, the tide pulls fiercely toward simplification of complex realities. This is what we must content with.
Peter T. Coleman (The Five Percent: Finding Solutions to Seemingly Impossible Conflicts)
Values come from the heart and are immutable at the moment. Yes, they may change tomorrow, a month from now, or a year from now. But at this moment, your signature values are something you feel so strongly about; they can’t be changed or compromised. In fact, they determine how happy you are at any moment in your life. And the word signature means that you have a hierarchy (a prioritized list) of values that are yours and yours alone. The only way you can find joy in life and in your career is to know what your signature values are and then to work hard living harmoniously with them. For instance, if you value health and are not healthy physically or emotionally, you can’t be happy. If you value financial independence and are broke, you can’t be happy. If you value a loving relationship and you are in a toxic and unhealthy one, you can’t be happy. If you value peace of mind but experience constant stress, you can’t be happy.
Jay A. Block (101 Best Ways to Land a Job in Troubled Times)
What is a “pyramid?” I grew up in real estate my entire life. My father built one of the largest real estate brokerage companies on the East Coast in the 1970s, before selling it to Merrill Lynch. When my brother and I graduated from college, we both joined him in building a new real estate company. I went into sales and into opening a few offices, while my older brother went into management of the company. In sales, I was able to create a six-figure income. I worked 60+ hours a week in such pursuit. My brother worked hard too, but not in the same fashion. He focused on opening offices and recruiting others to become agents to sell houses for him. My brother never listed and sold a single house in his career, yet he out-earned me 10-to-1. He made millions because he earned a cut of every commission from all the houses his 1,000+ agents sold. He worked smarter, while I worked harder. I guess he was at the top of the “pyramid.” Is this legal? Should he be allowed to earn more than any of the agents who worked so hard selling homes? I imagine everyone will agree that being a real estate broker is totally legal. Those who are smart, willing to take the financial risk of overhead, and up for the challenge of recruiting good agents, are the ones who get to live a life benefitting from leveraged Income. So how is Network Marketing any different? I submit to you that I found it to be a step better. One day, a friend shared with me how he was earning the same income I was, but that he was doing so from home without the overhead, employees, insurance, stress, and being subject to market conditions. He was doing so in a network marketing business. At first I refuted him by denouncements that he was in a pyramid scheme. He asked me to explain why. I shared that he was earning money off the backs of others he recruited into his downline, not from his own efforts. He replied, “Do you mean like your family earns money off the backs of the real estate agents in your company?” I froze, and anyone who knows me knows how quick-witted I normally am. Then he said, “Who is working smarter, you or your dad and brother?” Now I was mad. Not at him, but at myself. That was my light bulb moment. I had been closed-minded and it was costing me. That was the birth of my enlightenment, and I began to enter and study this network marketing profession. Let me explain why I found it to be a step better. My research led me to learn why this business model made so much sense for a company that wanted a cost-effective way to bring a product to market. Instead of spending millions in traditional media ad buys, which has a declining effectiveness, companies are opting to employ the network marketing model. In doing so, the company only incurs marketing cost if and when a sale is made. They get an army of word-of-mouth salespeople using the most effective way of influencing buying decisions, who only get paid for performance. No salaries, only commissions. But what is also employed is a high sense of motivation, wherein these salespeople can be building a business of their own and not just be salespeople. If they choose to recruit others and teach them how to sell the product or service, they can earn override income just like the broker in a real estate company does. So now they see life through a different lens, as a business owner waking up each day excited about the future they are building for themselves. They are not salespeople; they are business owners.
Brian Carruthers (Building an Empire:The Most Complete Blueprint to Building a Massive Network Marketing Business)
[Hyun Song Shin] most accurately portrayed the state of the global economy. 'I'd like to tell you about the Millennium Bridge in London,' he began…'The bridge was opened by the queen on a sunny day in June,' Shin continued. 'The press was there in force, and many thousands of people turned up to savor the occasion. However, within moments of the bridge's opening, it began to shake violently.' The day it opened, the Millennium Bridge was closed. The engineers were initially mystified about what had gone wrong. Of course it would be a problem if a platoon of soldiers marched in lockstep across the bridge, creating sufficiently powerful vertical vibration to produce a swaying effect. The nearby Albert Bridge, built more than a century earlier, even features a sign directing marching soldiers to break step rather than stay together when crossing. But that's not what happened at the Millennium Bridge. 'What is the probability that a thousand people walking at random will end up walking exactly in step, and remain in lockstep thereafter?' Shin asked. 'It is tempting to say, 'Close to Zero' ' But that's exactly what happened. The bridge's designers had failed to account for how people react to their environment. When the bridge moved slightly under the feet of those opening-day pedestrians, each individual naturally adjusted his or her stance for balance, just a little bit—but at the same time and in the same direction as every other individual. That created enough lateral force to turn a slight movement into a significant one. 'In other words,' said Shin, 'the wobble of the bridge feeds on itself. The wobble will continue and get stronger even though the initial shock—say, a small gust of wind—had long passed…Stress testing on the computer that looks only at storms, earthquakes, and heavy loads on the bridge would regard the events on the opening day as a 'perfect storm.' But this is a perfect storm that is guaranteed to come every day.' In financial markets, as on the Millennium Bridge, each individual player—every bank and hedge fund and individual investor—reacts to what is happening around him or her in concert with other individuals. When the ground shifts under the world's investors, they all shift their stance. And when they all shift their stance in the same direction at the same time, it just reinforces the initial movement. Suddenly, the whole system is wobbling violently. Ben Bernanke, Mervyn King, Jean-Claude Trichet, and the other men and women at Jackson Hole listened politely and then went to their coffee break.
Neil Irwin (The Alchemists: Three Central Bankers and a World on Fire)
The crime was discovered when Trina became pregnant. As is often the case, the correctional officer was fired but not criminally prosecuted. Trina remained imprisoned and gave birth to a son. Like hundreds of women who give birth while in prison, Trina was completely unprepared for the stress of childbirth. She delivered her baby while handcuffed to a bed. It wasn’t until 2008 that most states abandoned the practice of shackling or handcuffing incarcerated women during delivery. Trina’s baby boy was taken away from her and placed in foster care. After this series of events—the fire, the imprisonment, the rape, the traumatic birth, and then the seizure of her son—Trina’s mental health deteriorated further. Over the years, she became less functional and more mentally disabled. Her body began to spasm and quiver uncontrollably, until she required a cane and then a wheelchair. By the time she had turned thirty, prison doctors diagnosed her with multiple sclerosis, intellectual disability, and mental illness related to trauma. Trina had filed a civil suit against the officer who raped her, and the jury awarded her a judgment of $62,000. The guard appealed, and the Court reversed the verdict because the correctional officer had not been permitted to tell the jury that Trina was in prison for murder. Consequently, Trina never received any financial aid or services from the state to compensate her for being violently raped by one of its “correctional” officers. In 2014, Trina turned fifty-two. She has been in prison for thirty-eight years. She is one of nearly five hundred people in Pennsylvania who have been condemned to mandatory life imprisonment without parole for crimes they were accused of committing when they were between the ages of thirteen and seventeen. It is the largest population of child offenders condemned to die in prison in any single jurisdiction in the world.
Bryan Stevenson (Just Mercy: A Story of Justice and Redemption)
His Burden Is Light Then Jesus said, “Come to me, all of you who are weary and carry heavy burdens, and I will give you rest. Take my yoke upon you. Let me teach you, because I am humble and gentle, and you will find rest for your souls. For my yoke fits perfectly, and the burden I give you is light.” Matthew 11:28-30 What heavy burden is weighing you down and causing a heaviness and weariness in your spirit? Is it the need to take care of an elderly parent? a seemingly impossible deadline at work? juggling overwhelming responsibilities of a job plus parenting a houseful of kids? the burden of chronic illness? a difficult relationship with someone you love? financial struggles? Whatever your “heavy burden” might be, Jesus invites you, just as he did the crowds he was teaching: Come to me. Give me the heavy load you’re carrying. And in exchange, I will give you rest. Whenever I read these verses from Matthew, I breathe a sigh of relief. Jesus knows the challenges and deadlines we face and the weariness of mind or body we feel. He understands the stress, tasks, and responsibilities that are weighing us down. As we lay all that concerns us before him, his purpose replaces our agenda, and his lightness and rest replace our burden. LORD, thank you for your offer to carry my burdens for me. I give them all to you and I gladly receive your rest! I place myself under your yoke to learn from you. Teach me your wisdom that is humble and pure, and help me to walk in the ways you set before me. Thank you for your mercy and love that invite me to live my life resting and trusting in you!   WHEN HE SAYS TO YOUR DISTURBED, DISTRACTED, RESTLESS SOUL OR MIND, “COME UNTO ME,” HE IS SAYING, COME OUT OF THE STRIFE AND DOUBT AND STRUGGLE OF WHAT IS AT THE MOMENT WHERE YOU STAND, INTO THAT WHICH WAS AND IS AND IS TO BE—THE ETERNAL, THE ESSENTIAL, THE ABSOLUTE. Phillips Brooks (1835-1893)    
Cheri Fuller (The One Year Praying through the Bible: Experience the Power of the Bible Through Prayer (One Year Bible))
Obama is also directing the U.S. government to invest billions of dollars in solar and wind energy. In addition, he is using bailout leverage to compel the Detroit auto companies to build small, “green” cars, even though no one in the government has investigated whether consumers are interested in buying small, “green” cars—the Obama administration just believes they should. All these measures, Obama recognizes, are expensive. The cap and trade legislation is estimated to impose an $850 billion burden on the private sector; together with other related measures, the environmental tab will exceed $1 trillion. This would undoubtedly impose a significant financial burden on an already-stressed economy. These measures are billed as necessary to combat global warming. Yet no one really knows if the globe is warming significantly or not, and no one really knows if human beings are the cause of the warming or not. For years people went along with Al Gore’s claim that “the earth has a fever,” a claim illustrated by misleading images of glaciers disappearing, oceans swelling, famines arising, and skies darkening. Apocalypse now! Now we know that the main body of data that provided the basis for these claims appears to have been faked. The Climategate scandal showed that scientists associated with the Intergovernmental Panel on Climate Change were quite willing to manipulate and even suppress data that did not conform to their ideological commitment to global warming.3 The fakers insist that even if you discount the fakery, the data still show.... But who’s in the mood to listen to them now? Independent scientists who have reviewed the facts say that average global temperatures have risen by around 1.3 degrees Fahrenheit in the past 100 years. Lots of things could have caused that. Besides, if you project further back, the record shows quite a bit of variation: periods of warming, followed by periods of cooling. There was a Medieval Warm Period around 1000 A.D., and a Little Ice Age that occurred several hundred years later. In the past century, the earth warmed slightly from 1900 to 1940, then cooled slightly until the late 1970s, and has resumed warming slightly since then. How about in the past decade or so? Well, if you count from 1998, the earth has cooled in the past dozen years. But the statistic is misleading, since 1998 was an especially hot year. If you count from 1999, the earth has warmed in the intervening period. This statistic is equally misleading, because 1999 was a cool year. This doesn’t mean that temperature change is in the eye of the beholder. It means, in the words of Roy Spencer, former senior scientist for climate studies at NASA, that “all this temperature variability on a wide range of time scales reveals that just about the only thing constant in climate is change.”4
Dinesh D'Souza (The Roots of Obama's Rage)
HOW TO RECOVER STOLEN CRYPTO LOST TO INVESTMENT SCAM — CONTACT DIGITAL HACK RECOVERY Happiness and joy are emotions that are hard to describe, but they are the closest words I can find to explain how I feel now. After months of uncertainty and stress, I’ve finally managed to recover everything I lost to investment scammers money I had worked hard to save for my retirement. It’s been a long and challenging road, but I’m so relieved to be able to share my story, hoping it can inspire others facing a similar plight.For months, I kept this burden to myself. I was too embarrassed and ashamed to tell anyone, especially my children. The scam I fell for had drained my retirement savings, and I thought I had lost everything. I felt helpless and defeated, constantly living in fear that I would never be able to recover from this financial disaster. I didn’t know where to turn or who to trust. In fact, I even spent sleepless nights worrying about the future, unsure of how I would support myself.The breakthrough came when I met an old high school friend at the bus station near downtown metro. We hadn’t seen each other in years, but as we caught up, the conversation naturally drifted toward our personal lives. I couldn’t keep the weight of my situation to myself anymore, and eventually, I shared my experience with her. It was during that conversation that she gave me a glimmer of hope. She introduced me to Digital Hack Recovery, a professional recovery service that specializes in helping victims of online scams.I had heard of such services before, but I was hesitant to trust anyone after my past experiences. However, something about my friend's recommendation gave me a sense of reassurance, and I decided to take the plunge and contact Digital Hack Recovery. From the moment I reached out, their team provided me with exceptional support. They were professional, understanding, and made me feel like I wasn’t alone in this journey.The process was meticulous but straightforward. The team at Digital Hack Recovery worked tirelessly to track down the scammers and recover my funds. Not only did they recover my full investment, but I also received some extra compensation due to the rates and inconveniences I had experienced. I couldn’t believe how quickly and effectively they worked on my behalf.If anyone reading this has found themselves in a similar situation, I urge you not to give up hope. There are people out there who specialize in these types of recoveries, and Digital Hack Recovery is one of the most reliable and professional services I’ve encountered. Don’t hesitate to reach out to them—they can help you too.I am forever grateful for their assistance and the chance to regain my financial security. Remain blessed, and know that recovery is possible! WhatsApp +19152151930 Website; https : // digital hack recovery . com Email; digital hack recovery @ techie . com
Madison White
1. Introduction We're just a message away expect a prompt reply………… ➥Email : infocashappverified@gmail.com ➥ WhatsApp: ‪+1 (209) 503-7041‬ ➥ Telegram: @cashappverified3 ➥➥➥➥ ➥➥➥➥➥➥➥➥➥➥ In recent years, digital banking has transformed the way people interact with their finances, offering convenience, speed, and accessibility that traditional banks often cannot match. Among the many players in this space, Chime has emerged as one of the fastest-growing and most trusted names in online banking. Millions of customers across the United States are drawn to Chime for its customer-focused approach, innovative features, and commitment to simplifying money management. This growing loyalty is no accident—it’s the result of understanding what modern consumers truly value. 2. What Makes Chime Bank Accounts Different from Traditional Banks While traditional banks rely on brick-and-mortar branches and complex fee structures, Chime operates entirely online, removing many of the outdated systems that frustrate customers. Chime accounts are built around flexibility, transparency, and ease of use. The absence of hidden fees, combined with automated tools for saving and budgeting, creates a modern banking experience suited to a fast-paced lifestyle. Instead of spending time waiting in lines or dealing with complicated paperwork, Chime customers enjoy full banking capabilities right from their smartphones. This shift aligns perfectly with the way people manage money in the digital age. 3. Fee-Free Banking – A Game Changer for Everyday Users One of Chime’s most appealing features is its commitment to eliminating unnecessary fees. Traditional banks often charge for overdrafts, monthly maintenance, and even ATM withdrawals, eating away at customers’ hard-earned money. Chime’s no-fee approach helps users keep more of their income while reducing financial stress. With no overdraft fees, no monthly charges, and access to a large fee-free ATM network, Chime allows people to use their money without worrying about penalties. This has been especially beneficial for individuals living paycheck-to-paycheck, for whom every dollar saved can make a significant difference. 4. Early Direct Deposit – Access Your Money Faster For many Americans, waiting for a paycheck to clear can be frustrating, especially when bills and expenses don’t wait. Chime’s early direct deposit feature lets customers access their paychecks up to two days sooner than traditional banks. This simple yet impactful benefit gives users more flexibility and control over their finances, allowing them to pay bills on time, avoid late fees, and even start saving earlier. Whether it’s rent, groceries, or unexpected expenses, faster access to funds is a convenience that resonates deeply with today’s fast-moving world. 5. User-Friendly Mobile Banking Experience Chime’s mobile app is designed with simplicity and accessibility in mind, making it easy for users to navigate their accounts, transfer funds, deposit checks, and track spending. The interface is clean, intuitive, and optimized for both tech-savvy users and those new to digital banking. Real-time alerts keep customers updated on account activity, while budgeting tools help them make informed financial decisions. The result is a banking experience that fits into people’s daily lives seamlessly, without the frustration of confusing menus or long wait times for customer service.
A Step-by-Step Guide to Buying, Verified chime Bank Accounts (pdf)
On Friday, July 11, Americans saw an actual bank run--not a metaphorical run, like the digital withdrawals that had crushed Bear, but a physical run on a physical bank, as in It's a Wonderful Life. That afternoon, the Office of Thrift Supervision and the FDIC shut down and seized IndyMac, a California thrift that was once part of Angelo Mozilo's Countrywide empire. IndyMac had flourished during the bubble by providing exotic mortgages to buyers without much in the way of income or assets. Its balance sheet was loaded with option adjustable-rate mortgages (ARMs), an almost comically irresponsible product that let borrowers choose their monthly payments, adding to their future obligations if they wanted to pay less at the moment.
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
I felt like I was watching a disaster unfold in slow motion, with no ability to prevent it and weak tools to limit the damage.
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
In fact, there's nothing wrong with letting a crisis burn for a while, as long as you have the ability to contain it before it rages out of control.
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
The stress laid on upward social mobility in the United States has tended to obscure the fact that there can be more than one kind of mobility and more than one direction in which it can go. There can be ethical mobility as well as financial, and it can go down as well as up.
Margaret Halsey
Two minutes of posing can lead to the changes that either configure your brain to be assertive, confident, and comfortable, or really stress reactive. Our bodies are able to change our minds!
Anthony Robbins (MONEY Master the Game: 7 Simple Steps to Financial Freedom (Tony Robbins Financial Freedom))
Often it’s frustration, anger, or stress that triggers a breakthrough. We hit our threshold: a point where we say, “Never again and no more.
Anthony Robbins (MONEY Master the Game: 7 Simple Steps to Financial Freedom (Tony Robbins Financial Freedom))
Instead, I got to spend some quality time at the hospital getting a kidney stone removed. Pete Rouse sent Mark Patterson a note with his condolences: 'Ask Tim which is more painful—the kidney stone or the tax deal briefings.' My ever-protective daughter, Elise, visiting me in the hospital from Stanford, tried to fend off my constant work-related interruptions so I could get some rest. At one point, my lead Secret Service agent poked his head through the door to inform me that POTUS was on the line. ¶ 'Who the fuck is POTUS?' Elise asked with exasperation. ¶ She agreed to let me take the call after we explained the acronyms of the President of the United States.
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
Thelonious suffered from bipolar disorder, the signs of which are evident as early as the 1940s. But by the early 1960s, just as he began to earn the fame and recognition that had eluded him for the first two decades of his career, various mental and physical ailments began to take an even greater toll, exacerbated by poor medical treatment, an unhealthy lifestyle, the daily stresses of a working jazz musician, and an unending financial and creative battle with the music industry.
Robin D.G. Kelley (Thelonious Monk: The Life and Times of an American Original)
At no point will both of you feel like things are perfectly fair and equal. Someone will always be adjusting. Someone will always be sacrificing. One person may be up while the other is down; one might bear more of the financial pressures while the other handles caregiving and family obligations. Those choices and the stresses that go along with them are real. I’ve come to realize, though, that life happens in seasons. Your fulfillment—in love, family, and career—rarely happens all at once. In a strong partnership, both people will take their turns at compromise, building that shared sense of home together, there in the in-between.
Michelle Obama (The Light We Carry: Overcoming in Uncertain Times)
Ulysses had the crew bind him to the mast of his ship to protect him from the call of the Sirens. Money managers, especially when feeling a loss of predictability and control, are drawn to short-term activity. Like Ulysses, money managers should take the steps necessary to focus on the long term if they are to optimize long-term fund performance. If the source of stress is largely psychological, so too is the means to cope with it.
Michael J. Mauboussin (More Than You Know: Finding Financial Wisdom in Unconventional Places)
Pandolfini stresses to his students that his goal is not to make them great chess players but great thinkers: My goal is to help them develop what I consider to be two of the most important forms of intelligence: the ability to read other people, and the ability to understand oneself. Those are the two kinds of intelligence you need to succeed at chess—and in life.4
Michael J. Mauboussin (More Than You Know: Finding Financial Wisdom in Unconventional Places)
We all can be our own worst critics. From the limiting beliefs that have held us back to the lies that we tell ourselves, many people are their own worst enemy. Only you can determine your relationship with money; only you can change your perspective on your financial situation; only you can decide to make a change that will redirect your life trajectory. You can continue down the road that you have been traveling, stressed about your financial health, weighed down under a mountain of debt, and living paycheck to paycheck. On the other hand, you have the power to choose to live this way or not.
Terence Thornton (Debt-Free Living In 3 Steps: How to Get Out and Stay Out of Crushing Debt Fast With Simple Changes You Can Implement Over the Next 7 Days)
Planswell - Investment alone won’t be of any help, so one must watch out to grow the money. Financial advisors like Planswell bring your hampered finances on track and help you lead a stress-free life during retirement.
Planswell
This verity is well worth remembering: the securities might be unrelated, but the same investors owned them, implicitly linking them in times of stress. And when armies of financial soldiers were involved in the same securities, borders shrank. The very concept of safety through diversification—the basis of Long-Term’s own security—would merit rethinking.
Roger Lowenstein (When Genius Failed: The Rise and Fall of Long-Term Capital Management)
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Why don’t we just call plans what they really are: guesses. Start referring to your business plans as business guesses, your financial plans as financial guesses, and your strategic plans as strategic guesses. Now you can stop worrying about them as much. They just aren’t worth the stress.
Jason Fried (ReWork: Change the Way You Work Forever)
Promotion Birth of a child Wedding Party Funeral Job loss Personal illness Illness in the family Death in the family Financial stress Season changes Emergency situations Loud music Bright lights Toxic people Dirty environments
Amy Perez MS Psychology (Bipolar Disorder: Thriving, Triggers, Love & Relationships)
general sentiment may be true: buying things is not where you should turn for contentment. But at its core, the statement is false. It’s meant to keep you powerless, unpaid, overworked, and financially unstable. Anxiety regarding money-related issues has been at or near the top of the American Psychological Association’s Stress in America survey every year since it began in 2007.
Tori Dunlap (Financial Feminist: Overcome the Patriarchy's Bullsh*t to Master Your Money and Build a Life You Love)
Studies about our brains “on poverty” show that lack of resources negatively affect our cognition, stress levels, and decision-making. Recently, a landmark study even suggested that giving poor mothers a cash stipend during the first year of their babies’ lives literally improves their children’s cognitive development. And we know from research that higher incomes are correlated with higher well-being (there’s debate around the threshold this stops, but the point still stands).
Tori Dunlap (Financial Feminist: Overcome the Patriarchy's Bullsh*t to Master Your Money and Build a Life You Love)
Someone's excessive eating habits are causing a financial burden on their family, leading to increased expenses for food and healthcare. This is causing unwanted stress and strain on the family's resources.
Shaila Touchton
Similarly, where our goals and dreams come from will determine whether we feel great about pursuing them or not. Like everything in this world, there is nothing inherently good or bad, only our thinking makes it so. Goals, dreams, and ambitions are not good or bad, so it's not really an either-or situation, but more about where those goals are coming from. There are two sources of goals: goals created out of inspiration and goals created out of desperation. When goals are created out of desperation, we feel a large sense of scarcity and urgency. It feels heavy, like a burden, we may even feel daunted by the colossal task we've just committed ourselves to, imposter syndrome and self-doubt begin to manifest, and we always feel like we never have enough time for anything. We go about our life frantically, desperately searching for answers and ways that we can accomplish our goal faster, always looking externally, never feeling enough or that we can ever get enough. Worst of all, if we happen to accomplish our goal, within a few hours or days afterwards, all of those same feelings of lack begin to resurface. We begin not feeling content with what we have done, unable to savor our accomplishments and because what we did never feels like it’s enough, we feel that same way about ourselves. Not knowing what else to do, we look around for guidance externally to see what others are doing and see they're continuing to do the same thing. Thus, we go ahead and proceed to set another goal out of desperation in an attempt to escape all of the negative feelings gnawing away at our soul. When we dig a little deeper into these types of goals we set, they are all typically “means goals” and not “end goals”. In other words, the goals we set in this state of desperation are all a means to an end. There's always a reason we want to accomplish the goal and it's always for something else. For example, we want to create a multi-million-dollar business because we want financial freedom, or we want to quit our job so that we can escape the stress and anxiety that comes from it. We feel like we HAVE to do these things instead of WANT to. Goals created from desperation are typically "realistic" and created from analyzing our past and what we think to be "plausible" in the moment. It feels very confining and limiting. Although these types of goals and dreams may excite us in the moment, as soon as we begin to try to create it, we feel a lack, and we are desperate to bring the dream to life. Paradoxically, if we do end up achieving a goal created out of desperation, we end up feeling even more empty than we did before it. The next "logical" thing we tend to do is to set an even bigger goal out of even greater desperation to hopefully make us feel whole inside.
Joseph Nguyen (Don't Believe Everything You Think)
If you choose to try to make a life with another person, you will live by that choice. You’ll find yourself having to choose again and again to remain rather than run. It helps if you enter a committed relationship prepared to work, ready to be humbled, and willing to accept and even enjoy living in that in-between span of a single conversation, sometimes over the course of years. And inside of that choice and those years, you’ll almost certainly come to see that there’s no such thing as a fifty-fifty balance. Instead, it’ll be like beads on an abacus, sliding back and forth—the math rarely tidy, the equation never quite solved. A relationship is dynamic this way, full of change, always evolving. At no point will both of you feel like things are perfectly fair and equal. Someone will always be adjusting. Someone will always be sacrificing. One person may be up while the other person is down, one might bear more financial pressures, while the other person handles household and caregiving responsibilites. Those choices and the stress that goes along with them are real. I’ve come to realize though, that life happens in seasons. Your fulfillment—in love, family and career—rarely happens all at once. In a strong relationship both people will take their turns at compromise, building that shared sense of home together, there in the in-between Regardless of how wildly and deeply in love you are, you will be asked to on board a whole lot of your partners' foibles, you will be required to ignore all sorts of minor irritations and at least a few major ones too trying to assert love and constancy over all of it over all the rough spots and an invisible disruptions you will need to do this as often and as compassionately as you can. And you will need to be doing it with someone who is equally able and willing to create the same latitude and show this same forbearance toward you --to love you despite all the baggage you show up with, despite what you look like and how you behave when you are at your absolute worst.
Michelle Obama (The Light We Carry: Overcoming in Uncertain Times)
Let’s talk about the “right” medication. The right medication is what is right for you. There are so many factors to consider, including your genetics, your underlying psychiatric conditions, your current life situations, and your financial situation. This is not a one-size-fits-all situation.
Sasha Hamdani (Self-Care for People with ADHD: 100+ Ways to Recharge, De-Stress, and Prioritize You!)
Minsky’s extension was to add the financial theory of investment, stressing that modern investment is expensive and must be financed—and it is the financing that generates structural fragility. During an upswing, profit-seeking firms and banks become more optimistic, taking on riskier financial structures. Firms commit larger portions of expected revenues to debt service. Lenders accept smaller down payments and lower quality collateral.
L. Randall Wray (Why Minsky Matters: An Introduction to the Work of a Maverick Economist)
Russian roulette with their lives. The corporate state has cast many aside, but especially the young. It has thwarted their dreams and condemned them to a life where the best many can hope for is a low-wage, mind-numbing job in the service industry. It has left them financially unable to access the counselors and therapists who could help them deal with child, sexual, and domestic abuse, as well as bullying and the emotional wounds that often plague families in economic distress. The despair, the stress, the sense of failure and loss of self-esteem, the constant anxiety of being laid off, the pressure of debt repayment, often from medical bills, is amplified in a society that has splintered and atomized to render real relationships and community difficult and often impossible. Many people, especially young people, sit far too long in front of screens seeking friendship, romance, affirmation, hope, and emotional support. This futile attempt to achieve a human connection electronically, a connection vital to our emotional and psychological well-being, especially in a society that condemns so many to the margins, exacerbates the alienation, loneliness, and despair that make opioids attractive.
Chris Hedges (America: The Farewell Tour)
Women’s fatigue and stress go far beyond the need for better self-care, alone time, or support to get through the mounting daily tasks. Extra kale and yoga classes aren’t going to help women change the early conditioning that tells us how to fit into a society dominated by masculine values and ideals. And they certainly aren’t going to address the harder fact that women and girls in every country on our planet face discrimination, violence, financial and work inequity, and extraordinary challenges due to gender inequality. That’s why I say stress is a feminist issue.
Michele Kambolis (When Women Rise: Everyday Practices to Strengthen Your Mind, Body, and Soul)