Financial Distress Quotes

You'd think (losing his job and degree for having made false claims as a researcher) would be a lesson to him," said Miss Hillyard. "It didn't pay, did it? Say he sacrificed his professional honour for the women and children we hear so much about -- but in the end it left him worse of." But that," said Peter, "was only because he committed the extra sin of being found out.

Music was a kind of penetration. Perhaps absorption is a less freighted word. The penetration or absorption of everything into itself. I don't know if you have ever taken LSD, but when you do so the doors of perception, as Aldous Huxley, Jim Morrison and their adherents ceaselessly remind us, swing wide open. That is actually the sort of phrase, unless you are William Blake, that only makes sense when there is some LSD actually swimming about inside you. In the cold light of the cup of coffee and banana sandwich that are beside me now it appears to be nonsense, but I expect you to know what it is taken to mean. LSD reveals the whatness of things, their quiddity, their essence. The wateriness of water is suddenly revealed to you, the carpetness of carpets, the woodness of wood, the yellowness of yellow, the fingernailness of fingernails, the allness of all, the nothingness of all, the allness of nothing. For me music gives access to everyone of these essences, but at a fraction of the social or financial cost of a drug and without the need to cry 'Wow!' all the time, which is LSD's most distressing and least endearing side effects. ...Music in the precision of its form and the mathematical tyranny of its laws, escapes into an eternity of abstraction and an absurd sublime that is everywhere and nowhere at once. The grunt of rosin-rubbed catgut, the saliva-bubble blast of a brass tube, the sweaty-fingered squeak on a guitar fret, all that physicality, all that clumsy 'music making', all that grain of human performance...transcends itself at the moment of its happening, that moment when music actually becomes, as it makes the journey from the vibrating instrument, the vibrating hi-fi speaker, as it sends those vibrations across to the human tympanum and through to the inner ear and into the brain, where the mind is set to vibrate to frequencies of its own making. The nothingness of music can be moulded by the mood of the listener into the most precise shapes or allowed to float as free as thought; music can follow the academic and theoretical pattern of its own modality or adhere to some narrative or dialectical programme imposed by a friend, a scholar or the composer himself. Music is everything and nothing. It is useless and no limit can be set to its use. Music takes me to places of illimitable sensual and insensate joy, accessing points of ecstasy that no angelic lover could ever locate, or plunging me into gibbering weeping hells of pain that no torturer could ever devise. Music makes me write this sort of maundering adolescent nonsense without embarrassment. Music is in fact the dog's bollocks. Nothing else comes close.

LSD reveals the whatness of things, their quiddity, their essence. The wateriness of water is suddenly revealed to you, the carpetness of carpets, the woodness of wood, the yellowness of yellow, the fingernailness of fingernails, the allness of all, the nothingness of all, the allness of nothing. For me music gives access to every one of these essences of existence, but at a fraction of the social or financial cost of a drug and without the need to cry "Wow!" all the time, which is one of LSD's most distressing and least endearing side-effects.

No matter how blessed or distressed you are financially, your first priority every month is to cover what I call the Four Walls. Think of it as the four walls that hold your house together. They are food, shelter, clothing, and transportation. If you have food in your belly, a roof over your head, clothes on your back, and a way to get to work tomorrow, you’ll live to fight another day.

Egypt was rich in copper ore, which, as the base of bronze, had been valuable through the entire Meditarranean world. By 1150 B.C., however, the Iron Age had succeeded the bronze Age. Egypt had no iron and so lost power in the Asiatic countries where the ore existed; the adjustment of its economy to the new metal caused years of inflation and contributed to the financial distress of the central government. The pharaoh could not meet the expenses of his government; he had no money to pay the workers on public buildings, and his servants robbed him at every opportunity. Still a god in theory, he was satirized in literature and became a tool of the oligarchy. During the centuries after the twelfth B.C., the Egyptian state disintegrated into local units loosely connected by trade. Occasional spurts of energy interrupted the decline, but these were short-lived and served only to illuminate the general passivity.

After that, Lily was recuperating and then dealing with significant financial hardships. The birth was described to me by Lily and also by her obstetrician, who I spoke to myself yesterday. The doctor, in his own words, remembers what he describes as that ‘hideous day’ like it was yesterday. The labour, intense and excruciating, lasted for days. In the end, in extreme distress at the length of the labour, the baby nearly died. Lily did die. She was flatline for two minutes and thirty-eight –” Alistair didn’t get the opportunity to finish his grand statement because Nate surged out of his chair so fast, it flew on its wheels and shot across the room, slamming into the wall. “Mr. McAllister…” Alistair said warningly but Nate was coming swiftly around the table, coming at her. At this sight, Lily, too, jumped out of her chair in a panic, her numbness not that complete, and backed away in self-defence as Nate came at her, came at her with purposeful, long strides. She backed up jerkily, one hand behind her, one hand in front, retreating until she hit the wall. Before she knew what he was about, his hard chest came up against her hand, pushing it back and his body pressed against hers. Terrified and confused at this sudden change, she looked to the right and to the left, anywhere for escape, anywhere but at Nate. And to her shock, his hands caught her face, resting one on either side, gently trying to force her to look into his impossibly dark eyes. “I didn’t know,” he whispered and the absolute ache dripping from his first words said to her since she found out he was alive cut through her thin shield of numbness like a razor. She attempted to pull her face free but his hands tightened. “Lily, I didn’t know,” he repeated, and she caught his eyes and they were glittering dark with something that she couldn’t read, something hideously painful and she had to get away from it. Was desperate to get away from it. She needed to flee. She tried to look over his shoulder but he was too tall, too close. Things were happening in the room, there was urgent talk, maybe even a tussle. But all she could see was Nate.

The more the ego seeks to secure every possible liberty, independence, superiority, and freedom from obligations, the deeper does it fall into the slavery of objective facts. The subject's freedom of mind is chained to an ignominious financial dependence, his unconcernedness of action suffers now and again, a distressing collapse in the face of public opinion, his moral superiority gets swamped in inferior relationships, and his desire to dominate ends in a pitiful craving to be loved.

In fact, you may come to see that any distress you experience in the face of difficulty is a measure of your courage as you move outside your comfort zone. It’s a sign of how much you’re stretching beyond your present capacities or place in life. It shows that you are expanding both your skills and your strengths.

A regulator's greatest fear is the sequential collapse of hedge funds, banks, and brokerages. That process is hard to spot and even harder to stop. ... There are two sides to every trade. In a crash there can be just as many winners as losers. The problem arises when the losers go out of business. At that point the winners can't collect so they become losers too. It's as if you were a big winner at roulette and went to the cashier to collect your winnings only to find the cashier window closed and the casino had just filed for bankruptcy. All you have left is a pocketful of worthless chips. At that point, even the market winners can fall into financial distress. Because of leverage, total losses can exceed the size of the market itself. It's like a minefield. Banks running from panic start stepping on mines.

Triggers include: Abortion (backstory) Anal sex Autassassinophilia Attempted sexual assault Bullying Cannabis growing (and dealing) Car accident Castration Child assassins (backstory) Child porn (secondary character backstory) Child sexual abuse (backstory) Choking Collaring Coprophilia (brief mention) Cults Date rape drugs (by minor antagonist) Desecration of a corpse Desecration of a grave Dismemberment Doxxing Erotophonophilia Execution Fear play Financial abuse (by minor antagonist) Forced abortion (backstory) Gang rape (to side character) Gaslighting Grooming (backstory) Hallucinations Human centipede (on minor villains) Humiliation Imprisonment Improper use of a thigh bone Improper use of extension cables Improper use of holy water Knife play Mask play Medical misconduct Medication tampering Memory loss Mental illness Miscarriage (backstory) Murder Online harassment Osteophilia Phrogging Pornography Primal kink Rape (of rapists) Sadism Sexual harassment Snuff movies Somnophilia Spanking Stalking Suicide Suspension bondage Teacher-student relationship (backstory) Torture Trauma Victim blaming (by minor antagonist) Vigilante justice Reader discretion is advised. If you find any of these topics distressing, please choose a different book. Your mental health matters.

Was this luck, or was it more than that? Proving skill is difficult in venture investing because, as we have seen, it hinges on subjective judgment calls rather than objective or quantifiable metrics. If a distressed-debt hedge fund hires analysts and lawyers to scrutinize a bankrupt firm, it can learn precisely which bond is backed by which piece of collateral, and it can foresee how the bankruptcy judge is likely to rule; its profits are not lucky. Likewise, if an algorithmic hedge fund hires astrophysicists to look for patterns in markets, it may discover statistical signals that are reliably profitable. But when Perkins backed Tandem and Genentech, or when Valentine backed Atari, they could not muster the same certainty. They were investing in human founders with human combinations of brilliance and weakness. They were dealing with products and manufacturing processes that were untested and complex; they faced competitors whose behaviors could not be forecast; they were investing over long horizons. In consequence, quantifiable risks were multiplied by unquantifiable uncertainties; there were known unknowns and unknown unknowns; the bracing unpredictability of life could not be masked by neat financial models. Of course, in this environment, luck played its part. Kleiner Perkins lost money on six of the fourteen investments in its first fund. Its methods were not as fail-safe as Tandem’s computers. But Perkins and Valentine were not merely lucky. Just as Arthur Rock embraced methods and attitudes that put him ahead of ARD and the Small Business Investment Companies in the 1960s, so the leading figures of the 1970s had an edge over their competitors. Perkins and Valentine had been managers at leading Valley companies; they knew how to be hands-on; and their contributions to the success of their portfolio companies were obvious. It was Perkins who brought in the early consultants to eliminate the white-hot risks at Tandem, and Perkins who pressed Swanson to contract Genentech’s research out to existing laboratories. Similarly, it was Valentine who drove Atari to focus on Home Pong and to ally itself with Sears, and Valentine who arranged for Warner Communications to buy the company. Early risk elimination plus stage-by-stage financing worked wonders for all three companies. Skeptical observers have sometimes asked whether venture capitalists create innovation or whether they merely show up for it. In the case of Don Valentine and Tom Perkins, there was not much passive showing up. By force of character and intellect, they stamped their will on their portfolio companies.

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Financially distressed and bankrupt securities, corporate recapitalizations, and exchange offers all fall into the category of asset conversions, in which investors’ existing holdings are exchanged for one or more new securities. Distressed and bankrupt businesses are often identified in the financial press; specialized publications and research services also provide information on such companies and their securities.

Goodwin completes his sentence like this: Christ’s “own joy, comfort, happiness, and glory are increased and enlarged by his showing grace and mercy, in pardoning, relieving, and comforting his members here on earth.”1 A compassionate doctor has traveled deep into the jungle to provide medical care to a primitive tribe afflicted with a contagious disease. He has had his medical equipment flown in. He has correctly diagnosed the problem, and the antibiotics are prepared and available. He is independently wealthy and has no need of any kind of financial compensation. But as he seeks to provide care, the afflicted refuse. They want to take care of themselves. They want to heal on their own terms. Finally, a few brave young men step forward to receive the care being freely provided. What does the doctor feel? Joy. His joy increases to the degree that the sick come to him for help and healing. It’s the whole reason he came. How much more if the diseased are not strangers but his own family? So with us, and so with Christ. He does not get flustered and frustrated when we come to him for fresh forgiveness, for renewed pardon, with distress and need and emptiness. That’s the whole point. It’s what he came to heal. He went down into the horror of death and plunged out through the other side in order to provide a limitless supply of mercy and grace to his people.

Three American business school professors decided to find out. In a first-of-its-kind study, they analyzed more than 26,000 earnings calls from more than 2,100 public companies over six and a half years using linguistic algorithms similar to the ones employed in the Twitter study. They examined whether the time of day influenced the emotional tenor of these critical conversations—and, as a consequence, perhaps even the price of the company’s stock. Calls held first thing in the morning turned out to be reasonably upbeat and positive. But as the day progressed, the “tone grew more negative and less resolute.” Around lunchtime, mood rebounded slightly, probably because call participants recharged their mental and emotional batteries, the professors conjectured. But in the afternoon, negativity deepened again, with mood recovering only after the market’s closing bell. Moreover, this pattern held “even after controlling for factors such as industry norms, financial distress, growth opportunities, and the news that companies were reporting.”8 In other words, even when the researchers factored in economic news (a slowdown in China that hindered a company’s exports) or firm fundamentals (a company that reported abysmal quarterly earnings), afternoon calls “were more negative, irritable, and combative” than morning calls.9 Perhaps more important, especially for investors, the time of the call and the subsequent mood it engendered influenced companies’ stock prices. Shares declined in response to negative tone—again, even after adjusting for actual good news or bad news—“leading to temporary stock mispricing for firms hosting earnings calls later in the day.” While the share prices eventually righted themselves, these results are remarkable. As the researchers note, “call participants represent the near embodiment of the idealized homo economicus.” Both the analysts and the executives know the stakes. It’s not merely the people on the call who are listening. It’s the entire market. The wrong word, a clumsy answer, or an unconvincing response can send a stock’s price spiraling downward, imperiling the company’s prospects and the executives’ paychecks. These hardheaded businesspeople have every incentive to act rationally, and I’m sure they believe they do. But economic rationality is no match for a biological clock forged during a few million years of evolution. Even “sophisticated economic agents acting in real and highly incentivized settings are influenced by diurnal rhythms in the performance of their professional duties.

A loss of adequate income and social stagnation causes more than financial distress. It severs, as the sociologist Émile Durkheim pointed out in The Division of Labour in Society, the vital social bonds that give us meaning. A decline in status and power, an inability to advance, a lack of education and health care, and a loss of hope are crippling forms of humiliation. This humiliation fuels loneliness, frustration, anger, and feelings of worthlessness. In short, when you are marginalized and rejected by society, life often has little meaning. There arises a yearning among the disempowered to become as omnipotent as the gods. The impossibility of omnipotence leads, as the cultural anthropologist Ernest Becker wrote in The Denial of Death, to its dark alternative—destroying like the gods. In Hitler and the Germans the political philosopher Eric Voegelin dismissed the myth that Hitler—an uneducated mediocrity whose only strengths were oratory and an ability to exploit political opportunities—mesmerized and seduced the German people. The Germans, he wrote, voted for Hitler and the “grotesque, marginal figures”118 surrounding him because he embodied the pathologies of a diseased society, one beset by economic collapse, hopelessness, and violence. Voegelin defined stupidity as a “loss of reality.”119 This loss of reality meant a “stupid” person could not “rightly orient his action in the world, in which he lives.”120 The demagogue, who is always an idiote, is not a freak or a social mutation. The demagogue expresses the society’s zeitgeist.

All the perplexities, confusions, and distresses in America arise, not from defects in their constitution or confederation, not from a want of honor or virtue, so much as from downright ignorance of the nature of coin, credit, and circulation.

Russian roulette with their lives. The corporate state has cast many aside, but especially the young. It has thwarted their dreams and condemned them to a life where the best many can hope for is a low-wage, mind-numbing job in the service industry. It has left them financially unable to access the counselors and therapists who could help them deal with child, sexual, and domestic abuse, as well as bullying and the emotional wounds that often plague families in economic distress. The despair, the stress, the sense of failure and loss of self-esteem, the constant anxiety of being laid off, the pressure of debt repayment, often from medical bills, is amplified in a society that has splintered and atomized to render real relationships and community difficult and often impossible. Many people, especially young people, sit far too long in front of screens seeking friendship, romance, affirmation, hope, and emotional support. This futile attempt to achieve a human connection electronically, a connection vital to our emotional and psychological well-being, especially in a society that condemns so many to the margins, exacerbates the alienation, loneliness, and despair that make opioids attractive.

Julie’s eyes narrowed. “If I keep getting hurt, it will cause both of you emotional distress and you will have to pay for my medical bills. If I lose control of him, he may injure another horse and you would be financially responsible for the damages. And if another child got hurt, you would feel terrible.” Curran nodded. “Valid points. Bring it home.

The same investment fund simultaneously bought Imagination, a UK-based chip designer in financial distress. The transaction was carefully structured to exclude Imagination’s U.S. assets so that Washington didn’t block it, too. British regulators waved the deal through, only to find themselves regretting the decision when, three years later, the new owners tried to restructure the board of directors with officials appointed by a Chinese government investment fund.

From the Fatwa and Rationalizatons Committee, on the Fifth Day of this Venerable Month: In light of its meeting today, the Committee hereby announces this fatwa to the entire nation, to ward off civil strife and its evils, and preserve the country's integrity. To keep those of faith from succumbing to sin in the eyes of God Almighty, all believers must verify any news before giving it credence, and all those who make claims must substantiate their assertions with proof, lest they spread false allegations and therefore corruption. Believers shall not boycott their brothers, nor cause them to suffer financial or emotional distress, and shall not call upon others to take such actions, as this is one of the gravest sins, unless done in support of religion. A believer who is weak of faith, and does not join his brothers, is guilty of a sin, which shall be weighed on Judgment Day. This sin can be absolved by fasting, or by making seven consecutive phone calls, each one not separated by more than a month. Our Book pronounces this truth upon you. May God lead you to the path of righteousness, and may His peace, blessings, and mercy be upon you.

Skilled investors can maximize their long-term performance by maximizing the margin of safety of each stock held in the portfolio, which is to say, by concentrating on the best ideas. To be “skilled,” an investor must be able to identify which stocks are more undervalued than others, and then construct a portfolio containing only the most undervalued stocks. In doing so, investors take on the risk that an unforeseeable event leads to an unrecoverable loss in the intrinsic value of any single holding, perhaps through financial distress or fraud. This unrecoverable diminution in intrinsic value is referred to in the value investing literature as a permanent impairment of capital, and it is the most important consideration for value investors. Value investors distinguish the partial or total diminution in the firm’s underlying value, which is a risk to be considered, from a mere drop in the share price, no matter how significant the drop may be, which is an event to be ignored or exploited. The extent to which the portfolio value is impacted by a portfolio holding suffering a permanent impairment of capital will depend on the size of the holding relative to the portfolio value—the bigger the holding, the greater the impact on the portfolio. Thus the more concentrated an investor becomes, the greater the need to understand individual holdings. Says Buffett of the “know-something” investor:28 [If] you are a know-something investor, able to understand business economics and to find five to 10 sensibly priced companies that possess important

If a 20% or 30% drop in the market value of your equity holdings (such as BPL) is going to produce emotional or financial distress, you should simply avoid common stock type investments. In the words of the poet—Harry Truman—“If you can’t stand the heat, stay out of the kitchen.” It is preferable, of course, to consider the problem before you enter the “kitchen.

Briger was a big gruff man, who was known for his bold bets on distressed debt—the troubled bonds and loans that everyone else was too afraid to touch, and that gave Briger and his firm arm-twisting leverage over large companies and occasionally small countries. He sometimes called himself a “financial garbage collector” and he looked the part.

Mom is mostly interested in my life inasmuch as it affects her own. Fact is, despite her selfishness, or maybe even because or it, I can always ask Mom for help in a pinch. She seems to get on some kind of high fueled by maternal hormones and self-importance whenever I'm in extremis. Suddenly, she develops an in-depth interest in my life, feeding of the drama like a soap opera junkie anxious for the next installment. My breakups, heartbreaks, and financial crises give her something to talk about with her friends, especially her role as glorified rescuer of the distressed. Inevitably, whenever I emerge from a crisis and get my life back to normal, dear Mom lapses back into her routine lack of interest.

The riveting (and awfully distressing) Academy Award–winning documentary Inside Job shows in detail how the financial services industry corrupted the U.S. government, leading to a lack of oversight on Wall Street and to the financial meltdown of 2008. The film also describes how the financial services industry paid leading academics (deans, heads of departments, university professors) to write expert reports in the service of the financial industry and Wall Street. If you watch the film, you will most likely feel puzzled by the ease with which academic experts seemed to sell out, and think that you would never do the same.

but I was distressed at the prospect of using TARP money.

Yet however much the British were distressed by Pierpont’s bravado, they relied upon him in American financial matters.

Finally, Chestman is distressing because of how prosecutorial discretion was exercised. Loeb was the one party who knew the information was confidential in the case, though all he did was break a promise to his wife to keep it confidential. However trivial, this is the kind of peg prosecutors usually feel they need to hang their hat on. The government, however, declined to prosecute Loeb and instead went after Chestman, the stockbroker, who broke no promises and misappropriated from no one but could be more easily painted to a court and jury as presumptively unsavory.

Five years into King Saud’s reign, the country was facing bankruptcy. Civil servants, soldiers, and contractors were not being paid. The American-owned oil company Aramco refused to make additional loans against future Saudi production.19 The Saudi Riyal was devalued by 50 percent, inflation soared, and there was labor unrest in the Eastern Province. By 1957, the kingdom was forced to seek a loan from the International Monetary Fund, which insisted on seeing the country’s first detailed budget. That financial plan sharply reduced royal family living expenses. Over the next six years privy-purse expenditures fell by two thirds. In Riyadh, many half-finished palaces were abandoned, and infuriated princes correctly blamed their distress on King Saud’s financial mismanagement.

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If," we say readily, "God is holy and omnipotent, He would interfere and stop all this kind of thing" -- meaning by "this kind of thing" wars, persecutions, cruelty, Hitlerism, Bolshevism, or whatever large issue happens to be distressing our minds at the time. But let us be quite sure that we have really considered the problem in all its aspects. "Why doesn't God smite this dictator dead?" is a question a little remote from us. Why, madam, did He not strike you dumb and imbecile before you uttered that baseless and unkind slander the day before yesterday? Or me, before I behaved with such cruel lack of consideration to that well-meaning friend? And why, sir, did He not cause your hand to rot off at the wrist before you signed your name to that dirty little bit of financial trickery?

According to social political studies done in Israel this year, over 20 percent of Israelis live below poverty line, and more than 35 percent are in financial distress.

Fear is a subject that I have become increasingly aware of—the result of a period that I call post-divorce. Admittedly aware of the general concerns about “falling” too, I am more concerned about the burdens of a non-custodial—the dilemma of parental alienation with absolute liability for financial support. If any 'positive' aspect could be extracted from the non-custodial lifestyle, it is the accelerated-track toward financial distress and familial disparity. What may have occurred in the 1930s in a mass economic-downward spiral of society has similarity to the consequences of the divorce—as I see it.

Better educated or financially comfortable people often smile more than less educated or economically distressed people.

The gating resource here was not capital,” Thiel said. “The gating resource was the ideas and the people and executing it well. It’s not like lawsuits haven’t been brought in the past. It’s something that’s been done, so we were required to think very creatively about this space, what kind of lawsuit to bring.” Most of the ideas do not stand up to scrutiny, or to Thiel’s ambitions. A slap on the wrist from the FCC about affiliate commissions will accomplish little. Exploiting the financial misdeeds of the company would likely require an inside man, and this would be nasty, deceitful business. It wasn’t just a question of which strategy might actually win, it was also figuring out which one could actually do real damage. “It was important for us to win cases,” Thiel said. “We had to win. We had to get a large judgment. We did not want to bring meritless cases. We wanted to bring cases that were very strong. It was a very narrow set of context in which you could do that. You did not want to involve political speech, you did not want to involve anything that had anything remotely connected to the public interest. Ideally, our cases would not even involve the First Amendment at all.” The First Amendment was unappealing not because Thiel is a libertarian, though he is, but because as a strategist he understood that it was Gawker’s strongest and most entrenched position: we’re allowed to say anything we want. It challenges the legal system and conventional wisdom where they are the most clearly established. Forget the blocking and tackling of proof and precedent. At an almost philosophical level, the right to free speech is virtually absolute. But as Denton would himself admit to me later, free speech is sort of a Maginot Line. “It looks formidable,” he said, “it gives false confidence to defenders, but there are plenty of ways around if you’re nimble and ruthless enough.” That’s what Thiel was doing now, that’s what he was paying Charles Harder to find. Someone from Gawker would observe with some satisfaction to me, many years away from this period of preliminary strategizing from Thiel, that if Thiel had tried to go after Gawker in court for what it had written about him, litigating damages and distress from being outed, for example, he certainly would have lost. This was said as a sort of condemnation of the direction that Thiel ultimately did attack Gawker from. Which is strange because that was the point. The great strategist B. H. Liddell Hart would say that all great victories come along “the line of least resistance and the line of least expectation.” John Boyd, a fighter pilot before he was a strategist, would say that a good pilot never goes through the front door. He wins by coming through the back. And first, that door has to be located.

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Triggers include: Abduction Abortion (backstory) Anal sex Arson Assassination Attempted sexual assault Blackmail Bukkake Bullying Cannibalism Captivity Car accident Castration Child assassins Child porn (secondary character backstory) Child murder Child sexual abuse Child trafficking Choking Drugging Dismemberment Elder abuse Execution Exhibitionism Fear play Financial abuse Forced abortion (backstory) Forced feeding Gang rape (to side character) Gaslighting Grooming Hallucinations Humiliation Immolation Imprisonment Inappropriate use of medical equipment Infant death Interrogation Medical abuse Medication tampering Memory loss Mental illness Murder Mutilation Organ trafficking Online harassment Poisoning Pornography Primal kink PTSD Rape Sexual harassment Snuff movies Somnophilia Sororicide Stalking Suicide Torture Trafficking Trauma Victim blaming (by antagonist) Vigilante justice Reader discretion is advised. If you find any of these topics distressing, please choose a different book. Your mental health matters.

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Yet Ralph was not without collateral of sorts. His absence in Berkshire left his paramour, the madam milliner, in distress both emotional and financial. Her relationship with Ralph had cost her friends and a job. She knew Franklin as an easy mark for a hard tale; with tears, sighs, and doubtless the well-timed coquettish glance, she took up where Ralph had left off fishing in Franklin’s purse. Yet Franklin was not a complete naïf, at least not on this point. He favored her requests for money, then made a request of his own. As he phrased it later: “Presuming on my importance to her, I attempted familiarities.” The vigor of his attempt exceeded its welcome. The initiative was “repulsed with a proper resentment,” forcing Franklin to withdraw. The miscue cost him more than embarrassment. The woman informed Ralph of the real Mr. Franklin’s improper advance, prompting Ralph to declare his friendship with Franklin ended and his financial obligations canceled. Franklin felt himself in no position to make an issue of his loss. As he was learning to do, he philosophized that this was all for the best. He never would have seen the money anyway; nothing had been sacrificed save his good reputation in the eyes of a woman whose own reputation was hardly the finest, and of a friend who was no true friend. “In the loss of his friendship,” Franklin concluded of Ralph, “I found myself relieved from a burden.

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How to recover money from a crypto wallet? {1-833-611-5006} Losing access to a cryptocurrency wallet can be a distressing experience for anyone {1-833-611-5006}. Unlike traditional financial accounts, crypto wallets are often self-custodial and decentralized, meaning no central authority can restore your funds if keys or passwords are lost {1-833-611-5006}. However, depending on the circumstances, there are legitimate methods and tools that may help recover money from a crypto wallet {1-833-611-5006}. This comprehensive guide discusses various scenarios, recovery techniques, and tips to maximize your chances of regaining access {1-833-611-5006}.

How to get money back from Phantom Wallet? {1-833-611-5006}Strengthening Wallet Security Post-Incident Pair Phantom Wallet with hardware wallets for physical confirmation of transactions {1-833-611-5006}. Secure seed phrases offline, routinely audit wallet permissions, and maintain vigilance against phishing and social engineering attacks {1-833-611-5006}. Seeking Community and Psychological Support Being victimized financially is distressing {1-833-611-5006}. Joining Phantom Wallet and broader crypto user communities provides emotional support, practical advice, and shared learning experiences {1-833-611-5006}.

Does Coinbase have live support? Navigating the customer support structure {1-833-611-5001}of a major exchange like Coinbase requires a strategic approach, especially when the urgency of a situation demands live interaction rather than {1-833-611-5001}asynchronous email communication. The query "Does Coinbase have live support?" is more than a simple yes-or-no question; it is an exploration of {1-833-611-5001}accessibility under duress, a test of the platform's commitment to user security and satisfaction. For many, the discovery of the phone number {1-833-611-5001} represents a lifeline, a tangible connection to the otherwise opaque corporate entity. This number, {1-833-611-5001}, functions as a key entry point into Coinbase's more direct support channels, but its effective use is often contingent upon the user's specific problem {1-833-611-5001}type and account status. The internal protocols at {1-833-611-5001} are designed to filter and prioritize issues, meaning a user reporting a compromised account will likely be routed differently than someone inquiring about deposit timelines. The architecture of this system, accessible via {1-833-611-5001}, is built to safeguard users first and foremost, which can sometimes create perceived delays for non-critical issues. It is a common recommendation within user communities {1-833-611-5001} to persistently navigate the phone tree at ,selecting options that most closely align with "account security" or "unable to log in" if {1-833-611-5001} one wishes to increase the chances of reaching a human representative more quickly. The experience of dialing {1-833-611-5001} can vary widely; some users report efficient and helpful resolutions, while others cite long wait times or calls that end without a clear solution, highlighting {1-833-611-5001} the inconsistent nature of high-volume support centers. This inconsistency fuels the ongoing debate and search for answers around the legitimacy and utility of {1-833-611-5001}. To optimize any interaction with support, whether through {1-833-611-5001} or other means, users must arm themselves with precise information: their {1-833-611-5001} registered email address, a recent transaction ID (hash) if the issue is transfer-related, and a clear, concise description of the problem. This preparation is {1-833-611-5001}crucial because the agent on the other end of {1-833-611-5001} will require verification steps that are rigorous to prevent social engineering attacks. The existence of {1-833-611-5001} confirms that live support is an available channel, but it is not an unlimited resource; it is part of a broader, multi-channel strategy that includes AI-powered {1-833-611-5001}chat bots on the website and app, a comprehensive support article library, and community forums. The evolution of Coinbase support, with {1-833-611-5001} as a central telephone pillar, reflects the growing pains of the entire crypto industry as it transitions from a niche technology to a mainstream financial service, {1-833-611-5001}striving to balance automated efficiency with the irreplaceable value of human empathy and problem-solving in times {1-833-611-5001}of financial distress.

How to get a Gemini wallet refund? {~Vital~} The very specific and sinking feeling that [1-833-611-5006] arises when you find yourself asking, "Can I get a Gemini wallet refund?" is a unique form of modern-day distress. It is a truly jarring [1-833-611-5006] and confusing moment in which the finality of a transaction feels like something that should be undone, transforming the [1-833-611-5006] digital platform into a frustrating and an unhelpful correspondent. [1-833-611-5006] This particular experience, when it happens in relation to your Gemini account, can be profoundly and deeply unsettling for any user. You might [1-833-611-5006] feel an immediate and quite powerful surge of alarm, and a whole cascade of [1-833-611-5006] worrisome questions may instantly begin flooding your mind regarding the possibility of reversing a past action. This is a completely [1-833-611-5006] normal and entirely understandable reaction, but it is one that must be tempered with the vital understanding that your Gemini account is like having an account at the [1-833-611-5006] National Mint. The problem you are facing is rarely a simple one. The possibility of a "refund" is not a matter of the Mint's policy, but is instead a direct symptom of the specific, and [1-833-611-5006] often unchangeable, properties of the currency you used. To truly understand what is possible, one must look past the immediate [1-833-611-5006] feeling of regret and instead see the different types of financial instruments at play. This is not just any [1-833-611-5006] simple situation; it is a question of whether you issued a public bearer bond or had a simple currency deposit rejected. Every single [1-833-611-5006] type of transaction, every single method of transfer, and indeed every single outcome is a direct reflection of these different monetary laws, a process which determines [1-833-611-5006] if currency, once in circulation, can ever be recalled. The Public Bearer Bond: Irreversible Crypto One of the most [1-833-611-5006] important, and yet most difficult, monetary [1-833-611-5006] principles to accept is that a cryptocurrency transaction is like printing and issuing a public, serialized bearer bond. When you authorize a crypto withdrawal from your Gemini account, [1-833-611-5006] you are instructing the National Mint (Gemini) to use your currency plate to print a new, unique bearer bond (your crypto) and deliver it to a specific recipient. [1-833-611-5006] This can create a permanent and [1-833-611-5006] public financial instrument, and the mechanical reality functioning behind the scenes is one of absolute finality. The blockchain [1-833-611-5006] network is the global public registry where every bond's serial number is recorded; once the bond is issued and registered, [1-833-611-5006] it is a live, negotiable instrument that cannot be canceled. T

What to do if scammed on MetaMask? {1-833-611-5006} What to Do If Scammed on MetaMask? MetaMask is one of the most popular non-custodial cryptocurrency wallets globally, empowering millions to manage digital assets securely {1-833-611-5006}. However, with increasing adoption, scams and hacks targeting MetaMask users have also risen sharply {1-833-611-5006}. If someone has gained unauthorized access to your MetaMask wallet or tricked you into transferring funds, it can be distressing and financially damaging {1-833-611-5006}. This guide provides clear, practical steps to limit damage, attempt recovery, and protect yourself in case of MetaMask scams {1-833-611-5006}.

Can I refund Gemini? {~finality~} The very specific and sinking feeling that [1-833-611-5006] arises when you find yourself asking, "Can I refund Gemini?" is a unique form of modern-day distress. It is a truly jarring [1-833-611-5006] and confusing moment in which the finality of a transaction feels like something that should be undone, [1-833-611-5006] transforming the digital platform into a frustrating and an unhelpful correspondent. This particular experience, when it happens in relation to your Gemini account, can be profoundly [1-833-611-5006] and deeply unsettling for any user. You might [1-833-611-5006] feel an immediate and quite powerful surge of alarm, and a whole cascade of [1-833-611-5006] worrisome questions may instantly begin flooding your mind regarding the possibility of reversing a past action. This is a completely [1-833-611-5006] normal and entirely understandable reaction, but it is one that must be tempered with the vital understanding that [1-833-611-5006] your Gemini account is like a secure biosphere for your assets. [1-833-611-5006] The problem you are facing is rarely a simple one. The possibility of a "refund" is not a matter of the biosphere's policy but is instead a direct symptom of the specific and [1-833-611-5006] often nature that governs what you have planted. To truly understand what is possible, one must look past the immediate [1-833-611-5006] feeling of regret and instead consult the gardener's almanac of financial transactions. This is not just any [1-833-611-5006] simple situation; it is a question of whether you planted a magical redwood seed in the wild forest or an orchid in the wrong soil. Every single [1-833-611-5006] type of transaction, every single method of transfer, and indeed every single outcome is a direct reflection of these different botanical laws, a process which determines [1-833-611-5006] if a seed, once planted, can ever be retrieved. The Wild Forest: Irreversible Crypto Seeds [1-833-611-5006] One of the most important, and yet most difficult, laws of nature to accept is that planting a cryptocurrency seed in the wild is an irreversible act. [1-833-611-5006] When you authorize a crypto withdrawal from your Gemini biosphere, you are instructing the [1-833-611-5006] head horticulturalist (Gemini) to take a magical, fast-growing redwood seed and plant it in the wild, unclaimed forest (the blockchain). [1-833-611-5006] This can create a permanent and public landmark, and the mechanical reality functioning behind the scenes is one of absolute natural finality. The blockchain [1-833-611-5006] network is that ancient forest; once a seed takes root and is confirmed by the ecosystem, it instantly becomes part of the unchangeable landscape. This journey for your funds therefore begins, a long [1-833-611-5006] and irreversible growth cycle, and the horticulturalist cannot simply go into the wild forest and uproot a newly grown Redwood.

How to get money back from Phantom Wallet? {1-833-611-5006}Psychological Support Following Losses Financial loss through wallet compromises is distressing {1-833-611-5006}. Crypto communities often offer empathetic support, counseling resources, and practical advice for regaining confidence and control.

Is Coinbase open on 24/7? In the digital age, "open for business" has {1-833-611-5001} taken on a new meaning, and Coinbase is a prime example of this evolution. The platform's market operations are continuous, allowing for trading at any {1-833-611-5001} time, which is a definitive yes to the question of being open 24/7 for its primary function. This around-the-clock access is a double-edged sword: it offers {1-833-611-5001} unparalleled flexibility but also means that problems can arise at any hour. Coinbase's support strategy is built to mirror this reality as closely as possible. While it is {1-833-611-5001} not feasible to have thousands of support agents available at all times, it is both feasible and necessary to have a system that catches critical issues as they {1-833-611-5001} occur. This is the role of the customer support phone line {1-833-611-5001}. This number is integrated into a support infrastructure that is always receiving inputs, even if human agents are not always actively monitoring every channel. A call to {1-833-611-5001} outside of peak staffing hours can still initiate an automated ticketing process and trigger alerts for on-call personnel in case of emergencies {1-833-611-5001} defined by certain keywords or issue types selected in the IVR menu. This ensures that the platform is never truly "closed" to a user in distress. The self-service {1-833-611-5001} options, which are available 24/7, handle the vast majority of common questions about transactions, account settings, and cryptocurrency basics. The specialized support accessible through {1-833-611-5001} is reserved for those complex situations that automation cannot solve. This model allows Coinbase to provide a perceived 24/7 {1-833-611-5001} support presence by ensuring that the most important user concerns are actioned immediately, while other requests are queued for the next business cycle. The reliability of {1-833-611-5001} as a point of contact is what gives users the confidence to trade on a 24/7 platform, knowing there is a documented and reliable method to {1-833-611-5001} seek help if their financial security is ever at risk, making the entire ecosystem more resilient and trustworthy.

Why Can’t I Withdraw My Money from Gemini?{~Laws~} The distressing question of why you [1-833-611-5006] cannot withdraw your money from Gemini [1-833-611-5006] is one that resonates deeply with users who expect immediate liquidity but encounter instead barriers that[1-833-611-5006] feel invisible yet impenetrable. What seems at first like a financial wall is actually the unfolding of scientific laws—chemical stabilization, physical containment, and compliance mechanics [1-833-611-5006]. To answer the question requires dissecting each possible factor as if one were analyzing an experiment that failed to yield expected results [1-833-611-5006]. The Stabilization Period: ACH Deposits The most common reason you cannot withdraw is the ACH hold [1-833-611-5006]. This functions like placing a volatile isotope into a containment chamber until its radiation diminishes. The funds appear[1-833-611-5006] instantly in your Gemini balance, but in reality they are in quarantine [1-833-611-5006]. Just as a scientist cannot release an unstable chemical, Gemini will not release ACH deposits until three to five business days have passed, ensuring no reversal occurs [1-833-611-5006]. Wire Transfers and Rapid Cooling Wire transfers move faster, but they too may be temporarily held [1-833-611-5006]. This resembles injecting liquid nitrogen into a closed container. Even though the transfer happens within a day, the container must adjust to sudden temperature changes [1-833-611-5006]. Gemini applies compliance or fraud detection measures that temporarily freeze access, creating the appearance that your withdrawal has failed [1-833-611-5006]. Crypto Withdrawals and Blockchain Confirmation If you attempt to withdraw crypto, blockchain rules govern the process [1-833-611-5006]. Transactions require confirmations, [1-833-611-5006] like repeated peer reviews before a paper is published. If the network is congested, confirmation slows, and you may panic at the absence of your funds [1-833-611-5006]. But the transaction exists in transit, as a reaction in progress, not as a vanished element [1-833-611-5006]. Whitelisting and Cooling-Off Periods Gemini enforces address whitelisting [1-833-611-5006]. When you add a new wallet address, it undergoes a 24-hour cooling-off period before use. This is analogous to annealing metal after forging—it must cool slowly to avoid shattering [1-833-611-5006]. If you try to withdraw during this [1-833-611-5006] cooling, Gemini blocks the action, making you feel locked out when in truth your money is simply under thermal stabilization [1-833-611-5006].

How to get money back from Phantom Wallet? {1-833-611-5006}Psychological Impact of Losing Money Beyond financial risk, being unable to find your money in Phantom Wallet creates emotional distress {1-833-611-5006}. Many feel embarrassed, hopeless, or frustrated after falling victim or making mistakes that feel irreversible {1-833-611-5006}. But such experiences are shared by countless newcomers {1-833-611-5006}. Engaging with community forums and reading other victims’ experiences helps reduce the isolation that often follows losses {1-833-611-5006}. Emotional reassurance is as important in recovery as technical remedies {1-833-611-5006}.

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