Financial Distress Quotes

You'd think (losing his job and degree for having made false claims as a researcher) would be a lesson to him," said Miss Hillyard. "It didn't pay, did it? Say he sacrificed his professional honour for the women and children we hear so much about -- but in the end it left him worse of." But that," said Peter, "was only because he committed the extra sin of being found out.

Music was a kind of penetration. Perhaps absorption is a less freighted word. The penetration or absorption of everything into itself. I don't know if you have ever taken LSD, but when you do so the doors of perception, as Aldous Huxley, Jim Morrison and their adherents ceaselessly remind us, swing wide open. That is actually the sort of phrase, unless you are William Blake, that only makes sense when there is some LSD actually swimming about inside you. In the cold light of the cup of coffee and banana sandwich that are beside me now it appears to be nonsense, but I expect you to know what it is taken to mean. LSD reveals the whatness of things, their quiddity, their essence. The wateriness of water is suddenly revealed to you, the carpetness of carpets, the woodness of wood, the yellowness of yellow, the fingernailness of fingernails, the allness of all, the nothingness of all, the allness of nothing. For me music gives access to everyone of these essences, but at a fraction of the social or financial cost of a drug and without the need to cry 'Wow!' all the time, which is LSD's most distressing and least endearing side effects. ...Music in the precision of its form and the mathematical tyranny of its laws, escapes into an eternity of abstraction and an absurd sublime that is everywhere and nowhere at once. The grunt of rosin-rubbed catgut, the saliva-bubble blast of a brass tube, the sweaty-fingered squeak on a guitar fret, all that physicality, all that clumsy 'music making', all that grain of human performance...transcends itself at the moment of its happening, that moment when music actually becomes, as it makes the journey from the vibrating instrument, the vibrating hi-fi speaker, as it sends those vibrations across to the human tympanum and through to the inner ear and into the brain, where the mind is set to vibrate to frequencies of its own making. The nothingness of music can be moulded by the mood of the listener into the most precise shapes or allowed to float as free as thought; music can follow the academic and theoretical pattern of its own modality or adhere to some narrative or dialectical programme imposed by a friend, a scholar or the composer himself. Music is everything and nothing. It is useless and no limit can be set to its use. Music takes me to places of illimitable sensual and insensate joy, accessing points of ecstasy that no angelic lover could ever locate, or plunging me into gibbering weeping hells of pain that no torturer could ever devise. Music makes me write this sort of maundering adolescent nonsense without embarrassment. Music is in fact the dog's bollocks. Nothing else comes close.

LSD reveals the whatness of things, their quiddity, their essence. The wateriness of water is suddenly revealed to you, the carpetness of carpets, the woodness of wood, the yellowness of yellow, the fingernailness of fingernails, the allness of all, the nothingness of all, the allness of nothing. For me music gives access to every one of these essences of existence, but at a fraction of the social or financial cost of a drug and without the need to cry "Wow!" all the time, which is one of LSD's most distressing and least endearing side-effects.

No matter how blessed or distressed you are financially, your first priority every month is to cover what I call the Four Walls. Think of it as the four walls that hold your house together. They are food, shelter, clothing, and transportation. If you have food in your belly, a roof over your head, clothes on your back, and a way to get to work tomorrow, you’ll live to fight another day.

Egypt was rich in copper ore, which, as the base of bronze, had been valuable through the entire Meditarranean world. By 1150 B.C., however, the Iron Age had succeeded the bronze Age. Egypt had no iron and so lost power in the Asiatic countries where the ore existed; the adjustment of its economy to the new metal caused years of inflation and contributed to the financial distress of the central government. The pharaoh could not meet the expenses of his government; he had no money to pay the workers on public buildings, and his servants robbed him at every opportunity. Still a god in theory, he was satirized in literature and became a tool of the oligarchy. During the centuries after the twelfth B.C., the Egyptian state disintegrated into local units loosely connected by trade. Occasional spurts of energy interrupted the decline, but these were short-lived and served only to illuminate the general passivity.

After that, Lily was recuperating and then dealing with significant financial hardships. The birth was described to me by Lily and also by her obstetrician, who I spoke to myself yesterday. The doctor, in his own words, remembers what he describes as that ‘hideous day’ like it was yesterday. The labour, intense and excruciating, lasted for days. In the end, in extreme distress at the length of the labour, the baby nearly died. Lily did die. She was flatline for two minutes and thirty-eight –” Alistair didn’t get the opportunity to finish his grand statement because Nate surged out of his chair so fast, it flew on its wheels and shot across the room, slamming into the wall. “Mr. McAllister…” Alistair said warningly but Nate was coming swiftly around the table, coming at her. At this sight, Lily, too, jumped out of her chair in a panic, her numbness not that complete, and backed away in self-defence as Nate came at her, came at her with purposeful, long strides. She backed up jerkily, one hand behind her, one hand in front, retreating until she hit the wall. Before she knew what he was about, his hard chest came up against her hand, pushing it back and his body pressed against hers. Terrified and confused at this sudden change, she looked to the right and to the left, anywhere for escape, anywhere but at Nate. And to her shock, his hands caught her face, resting one on either side, gently trying to force her to look into his impossibly dark eyes. “I didn’t know,” he whispered and the absolute ache dripping from his first words said to her since she found out he was alive cut through her thin shield of numbness like a razor. She attempted to pull her face free but his hands tightened. “Lily, I didn’t know,” he repeated, and she caught his eyes and they were glittering dark with something that she couldn’t read, something hideously painful and she had to get away from it. Was desperate to get away from it. She needed to flee. She tried to look over his shoulder but he was too tall, too close. Things were happening in the room, there was urgent talk, maybe even a tussle. But all she could see was Nate.

The more the ego seeks to secure every possible liberty, independence, superiority, and freedom from obligations, the deeper does it fall into the slavery of objective facts. The subject's freedom of mind is chained to an ignominious financial dependence, his unconcernedness of action suffers now and again, a distressing collapse in the face of public opinion, his moral superiority gets swamped in inferior relationships, and his desire to dominate ends in a pitiful craving to be loved.

In fact, you may come to see that any distress you experience in the face of difficulty is a measure of your courage as you move outside your comfort zone. It’s a sign of how much you’re stretching beyond your present capacities or place in life. It shows that you are expanding both your skills and your strengths.

Triggers include: Abortion (backstory) Anal sex Autassassinophilia Attempted sexual assault Bullying Cannabis growing (and dealing) Car accident Castration Child assassins (backstory) Child porn (secondary character backstory) Child sexual abuse (backstory) Choking Collaring Coprophilia (brief mention) Cults Date rape drugs (by minor antagonist) Desecration of a corpse Desecration of a grave Dismemberment Doxxing Erotophonophilia Execution Fear play Financial abuse (by minor antagonist) Forced abortion (backstory) Gang rape (to side character) Gaslighting Grooming (backstory) Hallucinations Human centipede (on minor villains) Humiliation Imprisonment Improper use of a thigh bone Improper use of extension cables Improper use of holy water Knife play Mask play Medical misconduct Medication tampering Memory loss Mental illness Miscarriage (backstory) Murder Online harassment Osteophilia Phrogging Pornography Primal kink Rape (of rapists) Sadism Sexual harassment Snuff movies Somnophilia Spanking Stalking Suicide Suspension bondage Teacher-student relationship (backstory) Torture Trauma Victim blaming (by minor antagonist) Vigilante justice Reader discretion is advised. If you find any of these topics distressing, please choose a different book. Your mental health matters.

Was this luck, or was it more than that? Proving skill is difficult in venture investing because, as we have seen, it hinges on subjective judgment calls rather than objective or quantifiable metrics. If a distressed-debt hedge fund hires analysts and lawyers to scrutinize a bankrupt firm, it can learn precisely which bond is backed by which piece of collateral, and it can foresee how the bankruptcy judge is likely to rule; its profits are not lucky. Likewise, if an algorithmic hedge fund hires astrophysicists to look for patterns in markets, it may discover statistical signals that are reliably profitable. But when Perkins backed Tandem and Genentech, or when Valentine backed Atari, they could not muster the same certainty. They were investing in human founders with human combinations of brilliance and weakness. They were dealing with products and manufacturing processes that were untested and complex; they faced competitors whose behaviors could not be forecast; they were investing over long horizons. In consequence, quantifiable risks were multiplied by unquantifiable uncertainties; there were known unknowns and unknown unknowns; the bracing unpredictability of life could not be masked by neat financial models. Of course, in this environment, luck played its part. Kleiner Perkins lost money on six of the fourteen investments in its first fund. Its methods were not as fail-safe as Tandem’s computers. But Perkins and Valentine were not merely lucky. Just as Arthur Rock embraced methods and attitudes that put him ahead of ARD and the Small Business Investment Companies in the 1960s, so the leading figures of the 1970s had an edge over their competitors. Perkins and Valentine had been managers at leading Valley companies; they knew how to be hands-on; and their contributions to the success of their portfolio companies were obvious. It was Perkins who brought in the early consultants to eliminate the white-hot risks at Tandem, and Perkins who pressed Swanson to contract Genentech’s research out to existing laboratories. Similarly, it was Valentine who drove Atari to focus on Home Pong and to ally itself with Sears, and Valentine who arranged for Warner Communications to buy the company. Early risk elimination plus stage-by-stage financing worked wonders for all three companies. Skeptical observers have sometimes asked whether venture capitalists create innovation or whether they merely show up for it. In the case of Don Valentine and Tom Perkins, there was not much passive showing up. By force of character and intellect, they stamped their will on their portfolio companies.

Finally, Chestman is distressing because of how prosecutorial discretion was exercised. Loeb was the one party who knew the information was confidential in the case, though all he did was break a promise to his wife to keep it confidential. However trivial, this is the kind of peg prosecutors usually feel they need to hang their hat on. The government, however, declined to prosecute Loeb and instead went after Chestman, the stockbroker, who broke no promises and misappropriated from no one but could be more easily painted to a court and jury as presumptively unsavory.

Yet however much the British were distressed by Pierpont’s bravado, they relied upon him in American financial matters.

Mom is mostly interested in my life inasmuch as it affects her own. Fact is, despite her selfishness, or maybe even because or it, I can always ask Mom for help in a pinch. She seems to get on some kind of high fueled by maternal hormones and self-importance whenever I'm in extremis. Suddenly, she develops an in-depth interest in my life, feeding of the drama like a soap opera junkie anxious for the next installment. My breakups, heartbreaks, and financial crises give her something to talk about with her friends, especially her role as glorified rescuer of the distressed. Inevitably, whenever I emerge from a crisis and get my life back to normal, dear Mom lapses back into her routine lack of interest.

The riveting (and awfully distressing) Academy Award–winning documentary Inside Job shows in detail how the financial services industry corrupted the U.S. government, leading to a lack of oversight on Wall Street and to the financial meltdown of 2008. The film also describes how the financial services industry paid leading academics (deans, heads of departments, university professors) to write expert reports in the service of the financial industry and Wall Street. If you watch the film, you will most likely feel puzzled by the ease with which academic experts seemed to sell out, and think that you would never do the same.

According to social political studies done in Israel this year, over 20 percent of Israelis live below poverty line, and more than 35 percent are in financial distress.

Briger was a big gruff man, who was known for his bold bets on distressed debt—the troubled bonds and loans that everyone else was too afraid to touch, and that gave Briger and his firm arm-twisting leverage over large companies and occasionally small countries. He sometimes called himself a “financial garbage collector” and he looked the part.

From the Fatwa and Rationalizatons Committee, on the Fifth Day of this Venerable Month: In light of its meeting today, the Committee hereby announces this fatwa to the entire nation, to ward off civil strife and its evils, and preserve the country's integrity. To keep those of faith from succumbing to sin in the eyes of God Almighty, all believers must verify any news before giving it credence, and all those who make claims must substantiate their assertions with proof, lest they spread false allegations and therefore corruption. Believers shall not boycott their brothers, nor cause them to suffer financial or emotional distress, and shall not call upon others to take such actions, as this is one of the gravest sins, unless done in support of religion. A believer who is weak of faith, and does not join his brothers, is guilty of a sin, which shall be weighed on Judgment Day. This sin can be absolved by fasting, or by making seven consecutive phone calls, each one not separated by more than a month. Our Book pronounces this truth upon you. May God lead you to the path of righteousness, and may His peace, blessings, and mercy be upon you.

If," we say readily, "God is holy and omnipotent, He would interfere and stop all this kind of thing" -- meaning by "this kind of thing" wars, persecutions, cruelty, Hitlerism, Bolshevism, or whatever large issue happens to be distressing our minds at the time. But let us be quite sure that we have really considered the problem in all its aspects. "Why doesn't God smite this dictator dead?" is a question a little remote from us. Why, madam, did He not strike you dumb and imbecile before you uttered that baseless and unkind slander the day before yesterday? Or me, before I behaved with such cruel lack of consideration to that well-meaning friend? And why, sir, did He not cause your hand to rot off at the wrist before you signed your name to that dirty little bit of financial trickery?

Better educated or financially comfortable people often smile more than less educated or economically distressed people.

If a 20% or 30% drop in the market value of your equity holdings (such as BPL) is going to produce emotional or financial distress, you should simply avoid common stock type investments. In the words of the poet—Harry Truman—“If you can’t stand the heat, stay out of the kitchen.” It is preferable, of course, to consider the problem before you enter the “kitchen.

Fear is a subject that I have become increasingly aware of—the result of a period that I call post-divorce. Admittedly aware of the general concerns about “falling” too, I am more concerned about the burdens of a non-custodial—the dilemma of parental alienation with absolute liability for financial support. If any 'positive' aspect could be extracted from the non-custodial lifestyle, it is the accelerated-track toward financial distress and familial disparity. What may have occurred in the 1930s in a mass economic-downward spiral of society has similarity to the consequences of the divorce—as I see it.

The same investment fund simultaneously bought Imagination, a UK-based chip designer in financial distress. The transaction was carefully structured to exclude Imagination’s U.S. assets so that Washington didn’t block it, too. British regulators waved the deal through, only to find themselves regretting the decision when, three years later, the new owners tried to restructure the board of directors with officials appointed by a Chinese government investment fund.

A loss of adequate income and social stagnation causes more than financial distress. It severs, as the sociologist Émile Durkheim pointed out in The Division of Labour in Society, the vital social bonds that give us meaning. A decline in status and power, an inability to advance, a lack of education and health care, and a loss of hope are crippling forms of humiliation. This humiliation fuels loneliness, frustration, anger, and feelings of worthlessness. In short, when you are marginalized and rejected by society, life often has little meaning. There arises a yearning among the disempowered to become as omnipotent as the gods. The impossibility of omnipotence leads, as the cultural anthropologist Ernest Becker wrote in The Denial of Death, to its dark alternative—destroying like the gods. In Hitler and the Germans the political philosopher Eric Voegelin dismissed the myth that Hitler—an uneducated mediocrity whose only strengths were oratory and an ability to exploit political opportunities—mesmerized and seduced the German people. The Germans, he wrote, voted for Hitler and the “grotesque, marginal figures”118 surrounding him because he embodied the pathologies of a diseased society, one beset by economic collapse, hopelessness, and violence. Voegelin defined stupidity as a “loss of reality.”119 This loss of reality meant a “stupid” person could not “rightly orient his action in the world, in which he lives.”120 The demagogue, who is always an idiote, is not a freak or a social mutation. The demagogue expresses the society’s zeitgeist.

All the perplexities, confusions, and distresses in America arise, not from defects in their constitution or confederation, not from a want of honor or virtue, so much as from downright ignorance of the nature of coin, credit, and circulation.

Russian roulette with their lives. The corporate state has cast many aside, but especially the young. It has thwarted their dreams and condemned them to a life where the best many can hope for is a low-wage, mind-numbing job in the service industry. It has left them financially unable to access the counselors and therapists who could help them deal with child, sexual, and domestic abuse, as well as bullying and the emotional wounds that often plague families in economic distress. The despair, the stress, the sense of failure and loss of self-esteem, the constant anxiety of being laid off, the pressure of debt repayment, often from medical bills, is amplified in a society that has splintered and atomized to render real relationships and community difficult and often impossible. Many people, especially young people, sit far too long in front of screens seeking friendship, romance, affirmation, hope, and emotional support. This futile attempt to achieve a human connection electronically, a connection vital to our emotional and psychological well-being, especially in a society that condemns so many to the margins, exacerbates the alienation, loneliness, and despair that make opioids attractive.

Financially distressed and bankrupt securities, corporate recapitalizations, and exchange offers all fall into the category of asset conversions, in which investors’ existing holdings are exchanged for one or more new securities. Distressed and bankrupt businesses are often identified in the financial press; specialized publications and research services also provide information on such companies and their securities.

Three American business school professors decided to find out. In a first-of-its-kind study, they analyzed more than 26,000 earnings calls from more than 2,100 public companies over six and a half years using linguistic algorithms similar to the ones employed in the Twitter study. They examined whether the time of day influenced the emotional tenor of these critical conversations—and, as a consequence, perhaps even the price of the company’s stock. Calls held first thing in the morning turned out to be reasonably upbeat and positive. But as the day progressed, the “tone grew more negative and less resolute.” Around lunchtime, mood rebounded slightly, probably because call participants recharged their mental and emotional batteries, the professors conjectured. But in the afternoon, negativity deepened again, with mood recovering only after the market’s closing bell. Moreover, this pattern held “even after controlling for factors such as industry norms, financial distress, growth opportunities, and the news that companies were reporting.”8 In other words, even when the researchers factored in economic news (a slowdown in China that hindered a company’s exports) or firm fundamentals (a company that reported abysmal quarterly earnings), afternoon calls “were more negative, irritable, and combative” than morning calls.9 Perhaps more important, especially for investors, the time of the call and the subsequent mood it engendered influenced companies’ stock prices. Shares declined in response to negative tone—again, even after adjusting for actual good news or bad news—“leading to temporary stock mispricing for firms hosting earnings calls later in the day.” While the share prices eventually righted themselves, these results are remarkable. As the researchers note, “call participants represent the near embodiment of the idealized homo economicus.” Both the analysts and the executives know the stakes. It’s not merely the people on the call who are listening. It’s the entire market. The wrong word, a clumsy answer, or an unconvincing response can send a stock’s price spiraling downward, imperiling the company’s prospects and the executives’ paychecks. These hardheaded businesspeople have every incentive to act rationally, and I’m sure they believe they do. But economic rationality is no match for a biological clock forged during a few million years of evolution. Even “sophisticated economic agents acting in real and highly incentivized settings are influenced by diurnal rhythms in the performance of their professional duties.

Julie’s eyes narrowed. “If I keep getting hurt, it will cause both of you emotional distress and you will have to pay for my medical bills. If I lose control of him, he may injure another horse and you would be financially responsible for the damages. And if another child got hurt, you would feel terrible.” Curran nodded. “Valid points. Bring it home.

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but I was distressed at the prospect of using TARP money.

Five years into King Saud’s reign, the country was facing bankruptcy. Civil servants, soldiers, and contractors were not being paid. The American-owned oil company Aramco refused to make additional loans against future Saudi production.19 The Saudi Riyal was devalued by 50 percent, inflation soared, and there was labor unrest in the Eastern Province. By 1957, the kingdom was forced to seek a loan from the International Monetary Fund, which insisted on seeing the country’s first detailed budget. That financial plan sharply reduced royal family living expenses. Over the next six years privy-purse expenditures fell by two thirds. In Riyadh, many half-finished palaces were abandoned, and infuriated princes correctly blamed their distress on King Saud’s financial mismanagement.

Goodwin completes his sentence like this: Christ’s “own joy, comfort, happiness, and glory are increased and enlarged by his showing grace and mercy, in pardoning, relieving, and comforting his members here on earth.”1 A compassionate doctor has traveled deep into the jungle to provide medical care to a primitive tribe afflicted with a contagious disease. He has had his medical equipment flown in. He has correctly diagnosed the problem, and the antibiotics are prepared and available. He is independently wealthy and has no need of any kind of financial compensation. But as he seeks to provide care, the afflicted refuse. They want to take care of themselves. They want to heal on their own terms. Finally, a few brave young men step forward to receive the care being freely provided. What does the doctor feel? Joy. His joy increases to the degree that the sick come to him for help and healing. It’s the whole reason he came. How much more if the diseased are not strangers but his own family? So with us, and so with Christ. He does not get flustered and frustrated when we come to him for fresh forgiveness, for renewed pardon, with distress and need and emptiness. That’s the whole point. It’s what he came to heal. He went down into the horror of death and plunged out through the other side in order to provide a limitless supply of mercy and grace to his people.

Skilled investors can maximize their long-term performance by maximizing the margin of safety of each stock held in the portfolio, which is to say, by concentrating on the best ideas. To be “skilled,” an investor must be able to identify which stocks are more undervalued than others, and then construct a portfolio containing only the most undervalued stocks. In doing so, investors take on the risk that an unforeseeable event leads to an unrecoverable loss in the intrinsic value of any single holding, perhaps through financial distress or fraud. This unrecoverable diminution in intrinsic value is referred to in the value investing literature as a permanent impairment of capital, and it is the most important consideration for value investors. Value investors distinguish the partial or total diminution in the firm’s underlying value, which is a risk to be considered, from a mere drop in the share price, no matter how significant the drop may be, which is an event to be ignored or exploited. The extent to which the portfolio value is impacted by a portfolio holding suffering a permanent impairment of capital will depend on the size of the holding relative to the portfolio value—the bigger the holding, the greater the impact on the portfolio. Thus the more concentrated an investor becomes, the greater the need to understand individual holdings. Says Buffett of the “know-something” investor:28 [If] you are a know-something investor, able to understand business economics and to find five to 10 sensibly priced companies that possess important

The gating resource here was not capital,” Thiel said. “The gating resource was the ideas and the people and executing it well. It’s not like lawsuits haven’t been brought in the past. It’s something that’s been done, so we were required to think very creatively about this space, what kind of lawsuit to bring.” Most of the ideas do not stand up to scrutiny, or to Thiel’s ambitions. A slap on the wrist from the FCC about affiliate commissions will accomplish little. Exploiting the financial misdeeds of the company would likely require an inside man, and this would be nasty, deceitful business. It wasn’t just a question of which strategy might actually win, it was also figuring out which one could actually do real damage. “It was important for us to win cases,” Thiel said. “We had to win. We had to get a large judgment. We did not want to bring meritless cases. We wanted to bring cases that were very strong. It was a very narrow set of context in which you could do that. You did not want to involve political speech, you did not want to involve anything that had anything remotely connected to the public interest. Ideally, our cases would not even involve the First Amendment at all.” The First Amendment was unappealing not because Thiel is a libertarian, though he is, but because as a strategist he understood that it was Gawker’s strongest and most entrenched position: we’re allowed to say anything we want. It challenges the legal system and conventional wisdom where they are the most clearly established. Forget the blocking and tackling of proof and precedent. At an almost philosophical level, the right to free speech is virtually absolute. But as Denton would himself admit to me later, free speech is sort of a Maginot Line. “It looks formidable,” he said, “it gives false confidence to defenders, but there are plenty of ways around if you’re nimble and ruthless enough.” That’s what Thiel was doing now, that’s what he was paying Charles Harder to find. Someone from Gawker would observe with some satisfaction to me, many years away from this period of preliminary strategizing from Thiel, that if Thiel had tried to go after Gawker in court for what it had written about him, litigating damages and distress from being outed, for example, he certainly would have lost. This was said as a sort of condemnation of the direction that Thiel ultimately did attack Gawker from. Which is strange because that was the point. The great strategist B. H. Liddell Hart would say that all great victories come along “the line of least resistance and the line of least expectation.” John Boyd, a fighter pilot before he was a strategist, would say that a good pilot never goes through the front door. He wins by coming through the back. And first, that door has to be located.

Family challenges such as financial difficulties, divorce, or illness can cause emotional distress in students, leading to anxiety, depression, and underachievement.

Yet Ralph was not without collateral of sorts. His absence in Berkshire left his paramour, the madam milliner, in distress both emotional and financial. Her relationship with Ralph had cost her friends and a job. She knew Franklin as an easy mark for a hard tale; with tears, sighs, and doubtless the well-timed coquettish glance, she took up where Ralph had left off fishing in Franklin’s purse. Yet Franklin was not a complete naïf, at least not on this point. He favored her requests for money, then made a request of his own. As he phrased it later: “Presuming on my importance to her, I attempted familiarities.” The vigor of his attempt exceeded its welcome. The initiative was “repulsed with a proper resentment,” forcing Franklin to withdraw. The miscue cost him more than embarrassment. The woman informed Ralph of the real Mr. Franklin’s improper advance, prompting Ralph to declare his friendship with Franklin ended and his financial obligations canceled. Franklin felt himself in no position to make an issue of his loss. As he was learning to do, he philosophized that this was all for the best. He never would have seen the money anyway; nothing had been sacrificed save his good reputation in the eyes of a woman whose own reputation was hardly the finest, and of a friend who was no true friend. “In the loss of his friendship,” Franklin concluded of Ralph, “I found myself relieved from a burden.

Glory be to Almighty God, who in His infinite mercy has restored my life and my finances. My journey to recovery from a devastating financial loss began when I met a woman on X, who portrayed herself as an investment specialist. She convinced me to send her a substantial sum of money, 50k to be exact, just a few days after we started communicating. At first, things seemed to go smoothly, and I trusted her intentions. But the following day, I suffered a shocking betrayal. Somehow, she managed to gain access to my retirement account, and overnight, she drained everything. The pain and heartbreak I felt in those moments were indescribable. Not only had I lost my hard-earned money, but my future seemed uncertain, and I couldn’t fathom how someone could so easily deceive and exploit my trust. In the midst of my distress, I was fortunate enough to meet an old classmate at a local bus station. He noticed my frustration and, after hearing my story, he immediately suggested I reach out to a professional recovery specialist. He introduced me to SPARTAN TECH GROUP RETRIEVAL, and by God's grace, they were able to help me regain control over my finances. We began the recovery process just three days after meeting, and remarkably, within less than 32 hours, the funds were back in my personal account. I could hardly believe it. The sense of relief and gratitude I felt was overwhelming. The only obstacle we encountered during the process was a virus issue that briefly delayed our progress. However, the recovery specialist from SPARTAN TECH GROUP RETRIEVAL worked tirelessly, overcoming the technical challenges and ensuring everything was back on track. To anyone who finds themselves in a similar situation, I urge you to reach out to SPARTAN TECH GROUP RETRIEVAL. The process was not only effective but incredibly convenient, and I assure you, you will not be disappointed. Recovery experts like those at SPARTAN TECH GROUP RETRIEVAL are truly life-changing, and they can help you regain your financial stability and peace of mind. If you or anyone you know is experiencing something similar, whether it’s a scam or an unforeseen financial setback, I strongly encourage you to contact SPARTAN TECH GROUP RETRIEVAL. Sometimes, the right help is all you need to turn things around. May God bless and guide you on your path to recovery, just as He did for me. CONTACT INFO ABOUT COMPANY → → WhatsApp:+1 (971) 4 8 7 - 3 5 3 8 Email: spartantech (@) cyberservices . com Telegram:+1 (581) 2 8 6 - 8 0 9 2

Triggers include: Abduction Abortion (backstory) Anal sex Arson Assassination Attempted sexual assault Blackmail Bukkake Bullying Cannibalism Captivity Car accident Castration Child assassins Child porn (secondary character backstory) Child murder Child sexual abuse Child trafficking Choking Drugging Dismemberment Elder abuse Execution Exhibitionism Fear play Financial abuse Forced abortion (backstory) Forced feeding Gang rape (to side character) Gaslighting Grooming Hallucinations Humiliation Immolation Imprisonment Inappropriate use of medical equipment Infant death Interrogation Medical abuse Medication tampering Memory loss Mental illness Murder Mutilation Organ trafficking Online harassment Poisoning Pornography Primal kink PTSD Rape Sexual harassment Snuff movies Somnophilia Sororicide Stalking Suicide Torture Trafficking Trauma Victim blaming (by antagonist) Vigilante justice Reader discretion is advised. If you find any of these topics distressing, please choose a different book. Your mental health matters.

As the cryptocurrency market continues to evolve and grow, it's no secret that the number of scams, frauds, and cyber-attacks has also increased exponentially. The anonymity and lack of regulation in the crypto space make it a breeding ground for malicious actors, leaving innocent investors vulnerable to financial losses. This is exactly why BOTNET CRYPTO RECOVERY, a trailblazing cryptocurrency recovery company, has emerged as a beacon of hope for those who have fallen prey to these nefarious activities. With a proven track record of successfully recovering millions of dollars' worth of stolen or lost cryptocurrencies, BOTNET CRYPTO RECOVERY has established itself as the most trusted and reliable recovery company worldwide. Their team of expert cybersecurity specialists, forensic analysts, and blockchain experts work tirelessly to track down and retrieve stolen assets, using cutting-edge technology and innovative strategies to stay one step ahead of the scammers. What sets them apart from other recovery companies is our unwavering commitment to their clients. They understand the emotional and financial distress that comes with losing hard-earned savings, and they are dedicated to providing a personalized, empathetic, and confidential service that puts our clients' needs above all else. Their dedicated support team is available 24/7 to guide you through the recovery process, ensuring that you are informed and empowered every step of the way. with countless success stories are a testament to their expertise and dedication. From retrieving stolen Bitcoin from a phishing scam to recovering Ethereum lost in a Ponzi scheme, They have helped numerous individuals and businesses regain control of their digital assets. their clients' testimonials speak volumes about their exceptional service and unparalleled results: BOTNET CRYPTO RECOVERY is a Godsend. I had lost all hope after falling victim to a sophisticated phishing scam, but their team worked tirelessly to recover my stolen Bitcoin. I couldn't be more grateful for their professionalism and expertise. I was skeptical at first, but BOTNET CRYPTO RECOVERY truly delivered on their promise. They recovered my lost Ethereum and helped me understand how to protect myself from future scams. I highly recommend their services to anyone who has been a victim of cryptocurrency fraud. If you or someone you know has fallen victim to a cryptocurrency scam or fraud, don't hesitate to reach out to them. Their team is ready to help you recover your losses and take back control of your digital assets. Contact them today to schedule a consultation and take the first step towards reclaiming your financial freedom. Email: [ support@ botnetcryptorecovery . com ] Phone: +1 (431) 801-8951 Website: [ botnetcryptorecovery. com ] Let us help you weave a safer web in the world of cryptocurrency.

My name is Casey, and I work in a mall in London. Months ago, I faced a challenging situation that many people might find themselves in — being scammed out of a substantial amount of money. I lost GBP 100,000 to a forex scam, which was extremely distressing. The scammers had promised high returns on my investment and presented a seemingly credible front, with professional-looking websites, persuasive sales pitches, and even fake testimonials. At first, everything appeared legitimate, and I believed I was making a smart financial decision. However, it all turned out to be a sophisticated con, leaving me devastated and uncertain about how to recover my lost funds. The initial shock of the scam made me feel helpless and overwhelmed. I had no idea where to turn or how to navigate the complex world of financial fraud recovery. I spent days, even weeks, trying to understand what had happened and how I had been tricked. The scammers were elusive, and there was little to no trace of them online once they had my money. I felt trapped in a situation that seemed impossible to escape. After some research and many anxious nights, I came across Rapid Digital Recovery. They seemed to have a good track record of helping individuals in similar situations, so I decided to try their services. The decision wasn’t easy — after all, I had just been swindled out of a large sum of money, and I was cautious about trusting another company. However, the professionalism and transparency displayed by Rapid Digital Recovery put me at ease. They had a detailed, step-by-step recovery process, and their team of experts was readily available to answer my questions and guide me through the steps. From the very beginning, Rapid Digital Recovery demonstrated a high level of professionalism and expertise. They took the time to fully understand my case, ensuring that they had all the details necessary to proceed. Their team explained the recovery process clearly, outlining the steps they would take to track the scammers and recover my funds. They also kept me informed at every stage of the process, which gave me confidence and peace of mind. Although it took some time, Rapid Digital Recovery was successful in helping me recover a significant portion of my lost funds. While I may never fully regain everything I lost, the recovery process has been a huge relief. Thanks to Rapid Digital Recovery, I now have hope that I can move on from this financial setback and regain control of my life. CONTACT INFO: What sapp Info: +1 41 4 80 7 14 85 Email INFO: rap iddi gita lrecov ery @ exe cs. com

855-478-6082||How i do connect with QuickBooks Support Number Decoding the Digital Distress Call: Finding and Utilizing QuickBooks Support Numbers QuickBooks, a cornerstone of small business financial management, offers a plethora of features designed to streamline accounting tasks. However, even the most proficient users can encounter challenges that necessitate professional assistance. When glitches arise, finding the correct QuickBooks support number becomes paramount. This article aims to demystify the process, providing a comprehensive guide to locating and effectively utilizing QuickBooks support numbers.   The Necessity of Reliable QuickBooks Support QuickBooks, while user-friendly, is a complex software with numerous functionalities. From intricate payroll calculations to intricate inventory management, issues can arise that require expert intervention. Reliable support is essential for:   Prompt Issue Resolution: Minimizing downtime and ensuring business continuity. Data Integrity: Safeguarding crucial financial data from corruption or loss. Compliance Assurance: Navigating tax regulations and payroll requirements. Software Optimization: Maximizing the potential of QuickBooks features. Navigating the Support Landscape: Finding the Right Number Intuit, the developer of QuickBooks, offers various support channels. However, the most direct form of assistance often comes via phone support. Here's how to locate the correct support number:   Official Intuit Website: The most reliable source for up-to-date support numbers is the official Intuit QuickBooks website. Navigate to the "Support" or "Contact Us" section. Product-Specific Support Pages: Intuit provides dedicated support pages for different QuickBooks products (e.g., QuickBooks Desktop, QuickBooks Online, QuickBooks Payroll). Ensure you're accessing the page relevant to your product. In-Product Help Resources: Within the QuickBooks software itself, the "Help" menu may contain links to support resources or contact information.   Exercise Caution with Third-Party Websites: Be wary of third-party websites offering QuickBooks support numbers. These may be outdated, inaccurate, or even fraudulent. Always verify the number on the official Intuit website. Understand your support plan: Depending on your subscription, your support options will vary. Understanding QuickBooks Support Options Intuit offers a range of support options, including: Phone Support: Direct voice communication with QuickBooks support agents. Online Chat Support: Real-time text-based assistance.   Email Support: For less urgent inquiries. Knowledge Base: A comprehensive online library of articles and tutorials. Community Forums: Online platforms where users can exchange solutions and insights.   QuickBooks ProAdvisors: Certified professionals who offer consulting and support services.  

The cryptocurrency space is rife with risks, particularly when it comes to Bitcoin, which has become a prime target for scammers. As digital currencies gain mainstream attention, incidents of fraud, hacking, and deceptive schemes have surged—resulting in significant losses for both individuals and businesses. In this high-risk environment, the need for reliable recovery solutions has never been more urgent. ADWARE RECOVERY SPECIALIST has established itself as a trusted leader in the field of cryptocurrency recovery, with a focus on assisting clients in retrieving Bitcoin lost to scams. Leveraging advanced tools and investigative techniques, the firm has built a solid reputation for successfully tracing and recovering stolen digital assets. WhatsApp info:+12 (72332)—8343 The team at ADWARE RECOVERY SPECIALIST is highly skilled in navigating the complex landscape of crypto-related fraud—from phishing attacks and Ponzi schemes to exchange hacks and wallet breaches. Their deep understanding of the intricacies involved allows them to provide expert guidance and tailored recovery strategies. Website info: h t t p s:// adware- recovery-specialist. com What sets ADWARE RECOVERY SPECIALIST apart is not only their technical expertise, but also their client-focused approach. They offer professional support throughout every stage of the recovery process, marked by clear communication, transparency, and empathy. Recognizing the emotional and financial distress that victims of crypto scams face, the firm offers a dependable lifeline to those in need. Email info: Adware recovery specialist @ auctioneer. net The company’s dedication to excellence is reflected in the many accolades received from clients and industry peers alike, affirming its effectiveness and reliability. Through ongoing investment in training, research, and innovation, ADWARE RECOVERY SPECIALIST stays ahead of evolving cyber threats, ensuring its team remains equipped to meet the demands of an ever-changing digital landscape. Telegram info: h t t p s:// t. me /adware recovery specialist1 For anyone seeking a trustworthy and effective solution to recover Bitcoin lost to scams, ADWARE RECOVERY SPECIALIST offers a proven track record, a commitment to client satisfaction, and a reputation that speaks for itself. As demand for crypto recovery services continues to rise, they remain a top choice for those navigating the challenges of digital asset recovery.

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