Fidelity Bond Quotes

The notion of marriage as a union between two sovereign selves affirms virtues like independence, initiative, and self-reliance. Yet while attending to the virtues associated with the integrity of the individual, our contemporary discourse on marriage entirely neglects the virtues that are essential to the integrity of bonds--virtues like fidelity, kindness, forgiveness, modesty, gratitude, loyalty, patience, generosity, and selflessness.

Car pour dire la vérité, je n'étais pas une super-héroïne. Je ne savais pas voler. J'étais incapable de tisser des toiles sophistiquées pour grimper aux murs. Je ne pouvais pas enjamber d'un bond des gratte-ciel. Je n'étais qu'une fille ordinaire qui essayait de changer un tant soit peu l'ordre des choses.

In this way, they underscored the sacred quality of life. Abstract theological ideas about God and divinity vary from culture to culture and from person to person. But common to all spiritual yearning is a desire to be bonded with the cosmos or to a reality larger than oneself. In this way, “the sacred” is not a theoretical idea, but an experience of being deeply connected with everything in the visible universe and all the forces that lie behind it. When we experience this vital sense of connectedness, life becomes engaging and meaningful. In a living cosmovision, humanity is bonded with the heavens and the living Earth—an embodiment of the starlight from which all things flow.

The Central Intelligence Agency, America’s best-known spy shop. In that fearful post-Joe McCarthy era, when assassinated JFK had publicly loved James Bond and secretly been entangled in covert intrigues like assassination plots against Cuba’s Fidel Castro outsourced to the Mafia by our spies, the CIA was a myth-shrouded invisible army. In those pre-Internet days before electronic books, Web sites with varied credibility, and search

Readers acquainted with the recent literature on human sexuality will be familiar with what we call the standard narrative of human sexual evolution, hereafter shortened to the standard narrative. It goes something like this: 1. Boy Meets girl, 2. Boy and girl assess one and others mate value, from perspectives based upon their differing reproductive agendas/capacities. He looks for signs of youth, fertility, health, absence of previous sexual experience and likelihood of future sexual fidelity. In other words, his assessment is skewed toward finding a fertile, healthy young mate with many childbearing years ahead and no current children to drain his resources. She looks for signs of wealth (or at least prospects of future wealth), social status, physical health and likelihood that he will stick around to protect and provide for their children. Her guy must be willing and able to provide materially for her (especially during pregnancy and breastfeeding) and their children, known as "male parental investment". 3. Boy gets girl. Assuming they meet one and others criteria, they mate, forming a long term pair bond, "the fundamental condition of the human species" as famed author Desmond Morris put it. Once the pair bond is formed, she will be sensitive to indications that he is considering leaving, vigilant towards signs of infidelity involving intimacy with other women that would threaten her access to his resources and protection while keeping an eye out (around ovulation especially) for a quick fling with a man genetically superior to her husband. He will be sensitive to signs of her sexual infidelities which would reduce his all important paternity certainty while taking advantage of short term sexual opportunities with other women as his sperm are easily produced and plentiful. Researchers claim to have confirmed these basic patterns in studies conducted around the world over several decades. Their results seem to support the standard narrative of human sexual evolution, which appears to make a lot of sense, but they don't, and it doesn't.

Biblical teaching called for cohesive families whose happiness was based on the bonding of one female and one male in a durable relationship of covenant fidelity in love, committed to protect the life and well-being of their offspring. Fatherless children were the strongest argument against hedonic sexual experimentation.

Children are entitled to birth within the bonds of matrimony, and to be reared by a father and a mother who honor marital vows with complete fidelity.

If your 401(k) is lucky enough to have Vanguard funds, look for, respectively, the (U.S.) Total Stock Market Index Fund, Total International Stock Index Fund, and either the Short-Term Bond Index or Total Bond Market Index Fund. As already mentioned, the Fidelity Spartan series is also excellent: the Total Market Index, International Index, and U.S. Bond Index (or Short-Term Treasury Bond Index) funds.

Mortgage securities. Pooled together from thousands of mortgages around the United States, these bonds are issued by agencies like the Federal National Mortgage Association (“Fannie Mae”) or the Government National Mortgage Association (“Ginnie Mae”). However, they are not backed by the U.S. Treasury, so they sell at higher yields to reflect their greater risk. Mortgage bonds generally underperform when interest rates fall and bomb when rates rise. (Over the long run, those swings tend to even out and the higher average yields pay off.) Good mortgage-bond funds are available from Vanguard, Fidelity, and Pimco. But if a broker ever tries to sell you an individual mortgage bond or “CMO,” tell him you are late for an appointment with your proctologist.

truth.—Things exist in precise and definite relations. Events take place according to fixed and immutable laws. Truth is the perception of things just as they are. Between truth and falsehood there is no middle ground. Either a fact is so, or it is not. "Truth," says Ruskin, "is the one virtue of which there are no degrees. There are some faults slight in the sight of love, some errors slight in the estimation of wisdom; but truth forgives no insult, and endures no stain." Truth does not always lie upon the surface of things. It requires hard, patient toil to dig down beneath the superficial crust of appearance to the solid rock of fact on which truth rests. To discover and declare truth as it is, and facts as they are, is the vocation of the scholar. Not what he likes to think, not what other people will be pleased to hear, not what will be popular or profitable; but what as the result of careful investigation, painstaking inquiry, prolonged reflection he has learned to be the fact;—this, nothing less and nothing more, the scholar must proclaim. Truth is fidelity to fact; it plants itself upon reality; and hence it speaks with authority. The truthful man is one whom we can depend upon. His word is as good as his bond. "He sweareth to his own hurt, and changeth not." The truthful man brings truth and man together. THE VIRTUE. Veracity has two foundations: one reverence for truth; the other regard for one's fellow-men.—Ordinarily these two motives coincide and re-enforce each other. The right of truth to be spoken, and the benefit to men from hearing it, are two sides of the same obligation.

13. Another object calling for our common solicitude is the marriage of Christians, that pure alliance which Saint Paul has called a great sacrament in Jesus Christ and His Church. Let us stifle the bold opinions and rash innovations which can compromise the sanctity and indissolubility of its bonds. This recommendation has already been made to you in a special manner by the letters of Our predecessor, Pius VII, of happy memory. Yet the attacks of the enemy are constantly increasingly. Care must therefore be taken to teach the people that marriage, once lawfully contracted, can no more be dissolved; that God has imposed on the married whom He has joined together, the obligation of living in perpetual society, and that the knot which binds them can be severed only by death. Never forgetting that marriage is included in the circle of holy things, and placed, consequently, under the jurisdiction of the Church, the faithful will have under their eyes the laws of the Church in this matter; they will obey them with religious respect and fidelity, convinced that on their execution depend absolutely the rights, stability, and legitimacy of the conjugal union.

Michael Lipper of the fund-tracking company Lipper Analytical Services said that the warnings applied to mutual funds, too; 475 of 1,728 stock, bond, and balanced funds had invested billions in derivatives, yet such holdings “magically seem to disappear” the day funds have to file statements with shareholders. Although mutual funds are forbidden by government regulation from using leverage to buy securities with borrowed money, the Investment Company Institute, a Washington-based mutual fund trade group, announced that mutual funds not only held derivatives worth $7.5 billion (2.13 percent of total assets), they owned $1.5 billion of the special derivatives called structured notes, of which PERLS was one type. For example, Fidelity Investment’s $10 billion Asset Manager fund had $800 million invested in structured notes in the last quarter of 1993, including leveraged bets on Finnish, Swedish, and British interest rates. One note, based on Canadian rates and leveraged thirteen times, had gained 33 percent the previous year; in the first four months of 1994, that same note plunged 25 percent. What was worse, the mutual fund trade groups didn’t even seem to know about the purchases of PLUS Notes.

It looks like summer with its green velvety leaves and these magnificent stacked white flowers that look like an ice-cream cone. But doesn't it smell like Christmas? Stock's scent is reminiscent of clove. It represents beauty everlasting and a joyous, happy life. It also symbolizes a lasting, loving bond.

It’s expensive to trade small lots of convertible bonds, and diversification is impractical unless you have well over $100,000 to invest in this sector alone. Fortunately, today’s intelligent investor has the convenient recourse of buying a low-cost convertible bond fund. Fidelity and Vanguard offer mutual funds with annual expenses comfortably under 1%, while several closed-end funds are also available at a reasonable cost (and, occasionally, at discounts to net asset value).4

For most investors, bond funds beat individual bonds hands down (the main exceptions are Treasury securities and some municipal bonds). Major firms like Vanguard, Fidelity, Schwab, and T. Rowe Price offer a broad menu of bond funds at low cost.9

Good mortgage-bond funds are available from Vanguard, Fidelity, and Pimco. But if a broker ever tries to sell you an individual mortgage bond or “CMO,” tell him you are late for an appointment with your proctologist.

In 1982, his biggest investment was Treasury bonds; right after that, he made Chrysler his top holding, even though most experts expected the automaker to go bankrupt; then, in 1986, Lynch put almost 20% of Fidelity Magellan in foreign stocks like Honda, Norsk Hydro, and Volvo. So, before you buy a U.S. stock fund, compare the holdings listed in its latest report against the roster of the S & P 500 index; if they look like Tweedledee and Tweedledum, shop for another fund.7

Nature itself is a dynamic unfolding power, yet it is also a power manifest in the human psyche. Deep within our being, our innermost nature is nature itself.

Self-ownership is the means for securing the right to preservation, which, in turn, secures the right to life. Marriage is one of the most formal ways in which the highest values one holds are ratified by the state—friendship, love, bonds of affection, family, commitment, and oaths of loyalty and fidelity. Given the centrality of valued persons in our lives, and the psychological need to have them esteemed in the public sphere, we understand marriage as, among other things, the insignia of public approval of the choices made by two people. We make sacred the union of such people by granting unto it the juridical imprimatur of the state. Marriage is beyond mere legality; it is taken to be the nucleus in which regeneration, social validation, and affirmation take place.

Another part of the Nazi Party’s war on Christianity was its efforts to bring the Catholic schools into conformity with the prevailing ideology of the state. Fidelity to the Faith of the Fathers was seen as an obstacle to the new faith of the Fatherland. The traditional bond between the schools and the Church was dissolved, and Christianity was replaced by a new common core curriculum imposed by the government. From that point on, only what was deemed politically “correct” would be tolerated in the classroom.

When cash moves in and out of money market funds (MMF), it affects Repo rates. Yes, these funds invest a majority of their funds in bank CDs, commercial paper, U.S. Treasurys, corporate bonds, and discount notes, but their uninvested cash goes directly into the Repo market. Large funds like Fidelity, Vanguard, Federated, PIMCO, and Blackrock invest hundreds of billions of dollars in the Repo market each day. When individual inventors put money in these funds, a percentage of that cash filters into the Repo market.

Women get it wrong when they complain about media images of women. Men understand that not everyone has Bardot's breasts, or Jamie Lee Curtis's neck, or Felicity Kendall's bottom, and we don't mind at all. Obviously we'd take Kim Basinger over Hattie Jacques, just as women would take Keanu Reeves over Bernard Manning, but it's not the body that's important, it's the level of abasement. We worked out very quickly that Bond girls were out of our league, but the realization that women don't ever look at us the way Ursula Andress looked at Sean Connery, or even in the way that Doris Day looked at Rock Hudson, was much slower to arrive, for most of us. In my case I'm not at all sure that it ever did. I'm beginning to get used to the idea that Laura might be the person I spend my life with, I think (or at least, I'm beginning to get used to the idea that I'm so miserable without her that it's not worth thinking about alternatives). But it's much harder to get used to the idea that my little-boy notion of romance, of negligées and candlelit dinners at home and long, smouldering glances, had no basis in reality at all. That's what women ought to get all steamed up about; that's why we can't function properly in a relationship. It's not the cellulite or the crows feet. It's the... the... the disrespect.

REITs. Real Estate Investment Trusts, or REITs (pronounced “reets”), are companies that own and collect rent from commercial and residential properties.10 Bundled into real-estate mutual funds, REITs do a decent job of combating inflation. The best choice is Vanguard REIT Index Fund; other relatively low-cost choices include Cohen & Steers Realty Shares, Columbia Real Estate Equity Fund, and Fidelity Real Estate Investment Fund.11 While a REIT fund is unlikely to be a foolproof inflation-fighter, in the long run it should give you some defense against the erosion of purchasing power without hampering your overall returns. TIPS. Treasury Inflation-Protected Securities, or TIPS, are U.S. government bonds, first issued in 1997, that automatically go up in value when inflation rises. Because the full faith and credit of the United States

Betrayal means that, faced with opposition or temptation or ridicule, we fail to stand by a commitment to another. It’s another instance of that vicious lack of integrity which affects human life and fellowship—we make promises but break them; our word is not our bond; our fidelity is worthless.

Inspirational dreams stimulate us to explore and inquire. Constructive dreams encourage us to solve intractable problems and defeat our competitors. Working on personal or professional problems throughout a dreamy night assists us surmount personal frustrations, overcome cognitive obstructions, and surmount somatic barriers. Sensual dreams endorse pair bonding; promote the principle of natural selection, the desire of the individual to find the best mate and to achieve the optimum genetic mixing. Carnal dreams stimulate the human reflex to reproduce the species; such dreams oftentimes conflict with human values of fidelity and mating for life. Nightmares act as omens, warning us to beware of dangers. Lurid dreams signal us to exercise caution and personal restraint.

What does this mean in practical terms? Let’s keep things simple, ignore private equity and commercial real estate, and focus just on the broad stock and bond market. You might buy three funds: an index fund offering exposure to the entire U.S. stock market, an index fund that will give you exposure to both developed foreign stock markets and emerging stock markets, and an index fund that owns the broad U.S. bond market. Suppose we were aiming to build a classic balanced portfolio, with 60 percent in stocks and 40 percent in bonds. Here are some possible investment mixes using index funds offered by major financial firms:     40 percent Fidelity Spartan Total Market Index Fund, 20 percent Fidelity Spartan Global ex U.S. Index Fund and 40 percent Fidelity Spartan U.S. Bond Index Fund. You can purchase these mutual funds directly from Fidelity Investments (Fidelity.com).     40 percent Vanguard Total Stock Market Index Fund, 20 percent Vanguard FTSE All-World ex-US Index Fund and 40 percent Vanguard Total Bond Market Index Fund. You can buy these mutual funds directly from Vanguard Group (Vanguard.com).     40 percent Vanguard Total Stock Market ETF, 20 percent Vanguard FTSE All-World ex-US ETF and 40 percent Vanguard Total Bond Market ETF. You can purchase these ETFs, or exchange-traded funds, through a discount or full-service brokerage firm. You can learn more about each of the funds at Vanguard.com.     40 percent iShares Core S&P Total U.S. Stock Market ETF, 20 percent iShares Core MSCI Total International Stock ETF and 40 percent iShares Core U.S. Aggregate Bond ETF. You can buy these ETFs through a brokerage account and find fund details at iShares.com.     40 percent SPDR Russell 3000 ETF, 20 percent SPDR MSCI ACWI ex-US ETF and 40 percent SPDR Barclays Aggregate Bond ETF. You can invest in these ETFs through a brokerage account and learn more at SPDRs.com.     40 percent Schwab Total Stock Market Index Fund, 20 percent Schwab International Index Fund and 40 percent Schwab Total Bond Market Fund. You can buy these mutual funds directly from Charles Schwab (Schwab.com). The good news: Schwab’s funds have a minimum initial investment of just $100. The bad news: Unlike the other foreign stock funds listed here, Schwab’s international index fund focuses solely on developed foreign markets. Those who want exposure to emerging markets might take a fifth of the money allocated to the international fund—equal to 4 percent of the entire portfolio—and invest it in an emerging markets stock index fund. One option: Schwab has an ETF that focuses on emerging markets.