Estate Sale Quotes

Jake’s shirt and jeans gave off a business vibe with the hint of a wide range of corporate occupations from sales to IT. Only politicians and real estate agents wore a suit and tie these days. Dressed to push an agenda. A man wearing a two-piece suit and tie would be remembered and many people became guarded, sus of the wearer’s intention. Guarded meant memorable. Blend into the environment; do not stick out.

Ah, my dear—there’s no way of knowing what your heart can endure until you’re faced with the unendurable and find yourself surviving.

Introverts of the World Unite. We’re Here. We’re Uncomfortable. We Want to go Home.

Professionals never guess—they make it their business to know their business.

Not following up with your prospects is the same as filling up your bathtub without first putting the stopper in the drain.

I could croak with no warning, and the only tragedy anyone would experience would be showing up on the last day of my estate sale simply to discover that all remaining items had copious amounts of dog hair on them.

One wise truth of life is that all that is really worth doing is what we do for others. If you haven't done much giving in your life—try it and see how you feel afterwards.

It’s quite possible that the most important contributor to your ultimate success will be your ability to keep moving, to make progress, and to learn as you go. So jump out there and enter the real estate sales race with confidence. And remember, you can’t get anywhere if you never start!

But as incentives go, commissions are tricky. First of all, a 6 percent real-estate commission is typically split between the seller’s agent and the buyer’s. Each agent then kicks back roughly half of her take to the agency. Which means that only 1.5 percent of the purchase price goes directly into your agent’s pocket. So on the sale of your $300,000 house, her personal take of the $18,000 commission is $4,500. Still not bad, you say. But what if the house was actually worth more than $300,000? What if, with a little more effort and patience and a few more newspaper ads, she could have sold it for $310,000? After the commission, that puts an additional $9,400 in your pocket. But the agent’s additional share—her personal 1.5 percent of the extra $10,000—is a mere $150. If you earn $9,400 while she earns only $150, maybe your incentives aren’t aligned after all.

You can tell all of us are morphing into full-blown adults, wingtip adults, because all the time now the Big Question is, What are you going to do? After the summer, about your scholarship, about choosing a college, after graduation, with the rest of your life. When you are thirteen, the question is, Smooth or crunchy? That's it. Later, at the onset of full-blown adulthood, the Big Question changes a little bit - instead of, What are you going to do? it turns into, What do you do? I hear it all the time when my parents have parties, all the men standing around. After they talk sports, they always ask, What do you do? It's just part of the code that they mean "for a living" because no one ever answers it by saying, I go for walks and listen to music full-blast and don't care about my hearing thirty years from now, and I drink milk out of the carton, and I cough when someone lights up a cigarette, and I dig rainy days because they make me sad in a way I like, and I read books until I fall asleep holding them, and I put on sock-shoe, sock-shoe instead of sock-sock, shoe-shoe because I think it's better luck. Never that. People are always in something. I'm in advertising. I'm in real estate. I'm in sales and marketing.

You need to have a Why Having a “Why” whatever it is, becomes food. It makes your dreams become more urgent.

Quality sells itself. No hype needed.

The graves and monuments were in rough rows. Somewhere there would be a caretaker’s building, and in it would be a map of Pleasantview’s twenty or so acres, neatly and sanely divided into quadrants, each quadrant showing the occupied graves and the unsold plots. Real estate for sale. One-room apartments. Sleepers.

Enthusiasm is that certain something that makes us stand out, pulls us out of the mediocre common places, and turns us into powerful influencers.

How the hell does a twenty-something yoga instructor who barely scraped through college, has never had a long-term boyfriend, and looks like she buys her clothes at a Tinker Bell estate sale get so confident?

In the WEALTH core market with a real estate submarket, I’d ask: “What other vehicles are people trying to use to make money inside the real estate submarket?” The answers to these questions would include: house flipping, short sales, and wholesaling.

Proactive and productive change is something that does not come easy for most people, yet is one of the main reasons successful people succeed.

The process is about leadership and about taking people to places that they cannot get to on their own, while they are still feeling comfortably in control of a buying decision

A crucial factor when achieving great success in the real estate industry, or any industry for that matter, is teamwork. Unity is a place of power.

I want a piece of apple pie so large I could wedge a For Sale sign in it and make all the real estate agents in town jealous.

The students tend to stick close to campus. There is nothing for them to do in Blacksmith proper, no natural haunt or attraction. They have their own food, movies, music, theater, sports, conversation and sex. This is a town of dry cleaning shops and opticians. Photos of looming Victorian homes decorate the windows of real estate firms. These pictures have not changed in years. The homes are sold or gone or stand in other towns in other states. This is a town of tag sales and yard sales, the failed possessions arrayed in driveways and tended by kids.

Setting proper expectations from the moment you meet a potential client will reduce stress and enable all parties to work together, rather than struggling contentiously through the process.

put it up for sale at an asking price of $25 million. I first looked at Mar-a-Lago while vacationing in Palm Beach in 1982. Almost immediately I put in a bid of $15 million, and it was promptly rejected. Over the next few years, the foundation signed contracts with several other buyers at higher prices than I’d offered, only to have them fall through before closing. Each time that happened, I put in another bid, but always at a lower sum than before. Finally, in late 1985, I put in a cash offer of $5 million, plus another $3 million for the furnishings in the house. Apparently, the foundation was tired of broken deals. They accepted my offer, and we closed one month later. The day the deal was announced, the Palm Beach Daily News ran a huge front-page story with the headline MAR-A-LAGO’S BARGAIN PRICE ROCKS COMMUNITY. Soon, several far more modest estates on property a fraction of Mar-a-Lago’s size sold for prices in excess of $18 million. I’ve been told that the furnishings in Mar-a-Lago alone are worth more than I paid for the house. It just goes to show that it pays to move quickly and decisively when the time is right. Upkeep

I thought I should call a matchmaker. For me, this seemed like a radical step. It never occurred to me to hire a matchmaker when I was younger because I always believed I'd meet a man on my own. He'd be sitting next to me on an airplane, waiting in line behind me at the dry cleaner, working in the same office attending the same party, hanging out at the same coffeehouse. It seemed ridiculous now, when I thought about the odds of this happening. After all, we don't subject other important aspects of out lives to pure chance. When you want to get a job you don't just hang out in the lobbies of office buildings, hoping an employer will strike up a conversation with you. When you want to buy a house, you don't walk aimlessly from neighborhood to neighborhood on your own, hoping to spot a house that happens to be for sale, matches your personal taste and contains the appropriate number of bedrooms and bathrooms. That's too random. If that's your only method of house hunting, you might end up homeless. So you hire a real estate broker to show you the potential homes that meet your needs. By the same token, why not hire a matchmaker to show you potential partners?

Sempre,sempre le strade vanno avanti, su rocce e sotto piante, a costeggiare antri che di ogni luce son mancanti, lungo ruscelli che non vanno al mare, sopra la neve che d'inverno cade, in mezzo ai fiori felici dell'estate, sopra la pietra e prati di rugiade sotto montagne di lune inondate. Sempre,sempre le strade vanno avanti sotto le nubi e la volta stellata, ma i piedi incerti,nel cammino erranti volgono infine alla dimora amata. Gli occhi che han visto spade e fiamme ardenti ed in sale di pietra orrori ignoti, guardano infine i pascoli ridenti e gli alberi ed i colli tanto noti

It was a hideous ancient thing that stood on tiger feet in the middle of the floor. Like a showpiece. And he did enjoy showing it. He would bring his friends upstairs to the master bathroom so that they could admire the monstrosity while he told them the whole long boring story of how he’d gotten it at an estate sale in Hollywood. Some bimbo actress from the silent-screen days had supposedly slit her wrists while she was in the thing. ‘Cashed in her chips,’ Harold liked to say. ‘In this very tub.

The faux university also did not have professors, not even part-time adjunct professors, and the “faculty” (as they were called) were certainly not “the best of the best.” They were commissioned sales people, many with no experience in real estate. One managed a fast food joint, as Senator Marco Rubio would point out during the March 3 Republican primary debate in 2016. Two other instructors were in personal bankruptcy while collecting fees from would-be Trump University graduates eager to learn how to get rich. Trump

Funnel The family story tells, and it was told true, of my great-grandfather who begat eight genius children and bought twelve almost-new grand pianos. He left a considerable estate when he died. The children honored their separate arts; two became moderately famous, three married and fattened their delicate share of wealth and brilliance. The sixth one was a concert pianist. She had a notable career and wore cropped hair and walked like a man, or so I heard when prying a childhood car into the hushed talk of the straight Maine clan. One died a pinafore child, she stays her five years forever. And here is one that wrote- I sort his odd books and wonder his once alive words and scratch out my short marginal notes and finger my accounts. back from that great-grandfather I have come to tidy a country graveyard for his sake, to chat with the custodian under a yearly sun and touch a ghost sound where it lies awake. I like best to think of that Bunyan man slapping his thighs and trading the yankee sale for one dozen grand pianos. it fit his plan of culture to do it big. On this same scale he built seven arking houses and they still stand. One, five stories up, straight up like a square box, still dominates its coastal edge of land. It is rented cheap in the summer musted air to sneaker-footed families who pad through its rooms and sometimes finger the yellow keys of an old piano that wheezes bells of mildew. Like a shoe factory amid the spruce trees it squats; flat roof and rows of windows spying through the mist. Where those eight children danced their starfished summers, the thirty-six pines sighing, that bearded man walked giant steps and chanced his gifts in numbers. Back from that great-grandfather I have come to puzzle a bending gravestone for his sake, to question this diminishing and feed a minimum of children their careful slice of suburban cake.

The old gentleman died: his will was read, and like almost every other will, gave as much disappointment as pleasure. He was neither so unjust, nor so ungrateful, as to leave his estate from his nephew;—but he left it to him on such terms as destroyed half the value of the bequest. Mr. Dashwood had wished for it more for the sake of his wife and daughters than for himself or his son;—but to his son, and his son's son, a child of four years old, it was secured, in such a way, as to leave to himself no power of providing for those who were most dear to him, and who most needed a provision by any charge on the estate, or by any sale of its valuable woods. The whole was tied up for the benefit of this child, who, in occasional visits with his father and mother at Norland, had so far gained on the affections of his uncle, by such attractions as are by no means unusual in children of two or three years old; an imperfect articulation, an earnest desire of having his own way, many cunning tricks, and a great deal of noise, as to outweigh all the value of all the attention which, for years, he had received from his niece and her daughters. He meant not to be unkind, however, and, as a mark of his affection for the three girls, he left them a thousand pounds a-piece.

EXECUTOR’S SALE, — NEGROES! — Agreeably to order of court, will be sold, on Tuesday, February 20, before the Court-house door, in the town of Washington, Kentucky, the following negroes: Hagar, aged 60; John, aged 30; Ben, aged 21; Saul, aged 25; Albert, aged 14. Sold for the benefit of the creditors and heirs of the estate of Jesse Blutchford,

There’s no way to do business in the Third World without enriching government leaders,’ said Calil. He explained how the practice of greasing the palms of African potentates evolved: ‘You used to give a dictator a suitcase of dollars; now you give a tip on your stock shares, or buy a housing estate from his uncle or mother for ten times its worth.

She asserted that Europeans like them were robbers with guns who went all over the world stealing other people's land, which they then called their plantations. And they made the people they robbed their slaves. She was taking a long view of history, of course. Tarkington's Trustees certainly hadn't roamed the world on ships, armed to the teeth and looking for lightly defended real estate. Her point was that they were heirs to the property of such robbers, and to their mode of thinking, even if they had been born poor and had only recently dismantled an essential industry, or cleaned out a savings bank, or earned big commissions by facilitating the sale of beloved American institutions or landmarks to foreigners.

. John Bonavia is one real estate entrepreneur who has worked hard to get a successful fortune in real estate. His plans and strategies have helped in getting the best deals to the desk along with attracting potential buyers for his properties. When we talk about the real estate market it is very important as a beginner or a previous investor to know which market you are investing in.

You should buy property when there’s ‘blood in the streets’ – in other words when things become unstable, the value drops, and it’s a good time to buy because everyone is trying to sell. Eventually prices go back up when everything settles. When I got into real estate, there were plenty of properties for sale that were really cheap – and this was because the market had been unstable before – with the previous S&L crisis. I was lucky enough to get into it at the perfect time.

Il vento si era spostato all'interno e aveva portato via con sé la pioggia; a mezzogiorno il sole aveva fatto capolino, il cielo si era fatto terso. L'aria era luminosa e frizzante di sale e questo conferiva alla passeggiata un gusto particolare; si riusciva a sentire il rumore del mare che si frangeva sugli scogli davanti alla baia. Capitava spesso, in autunno, di avere giornate così, che non appartenevano a giornate precise e avevano una freschezza tutta loro: nell'aria c'era già il brivido delle ore d'inverno, ma il profumo era ancora quello dell'estate.

- Secondo te le stelle sanno di pan di zucchero o di sale? - Non lo so, non le ho mai assaggiate. - Io sì, sono rimasta molte notti sul balcone della casa dei bambini chiusi. Le stelle in estate perdono briciole che arrivano in bocca. - E come sono? - Salate, a gusto di mandorla amara. - Le preferivo dolci. - Ma no, guasterebbero la terra per quante ne arrivano. Certe notti c'è tempesta di stelle sbriciolate. La terra è seminata da loro, riceve senza poter restituire. Allora dal basso si alzano le preghiere a sdebitarsi di alberi e di bestie che ringraziano.

Moody blinked and looked around him. Balfour’s narrative, disjunctive and chaotic as it was, had indeed accounted for the presence of every man in the room. There by the window was the Maori man, Te Rau Tauwhare, who had been Crosbie’s loyal friend in life, though he had unwittingly betrayed him at the last. There in the farthest corner was Charlie Frost, the banker who had engineered the sale of Wells’s house and land, and opposite him, the newspaperman Benjamin Löwenthal, who had heard about the death within mere hours of its occurrence. Edgar Clinch, purchaser of Wells’s estate, was sitting on the sofa beside the billiard table, smoothing his mustache with his finger and thumb.

I open the box, and there are notes. Notes and notes and notes. Peter’s notes. Peter’s notes I threw away. “I found them when I was emptying your trash,” she says. Hastily she adds, “I only read a couple. And then I saved them because I could tell they were important.” I touch one that Peter folded into an airplane. “Kitty…you know Peter and I aren’t getting back together, right?” Kitty grabs the bowl of popcorn and says, “Just read them.” Then she goes into the living room and turns on the TV. I close the hatbox and take it with me upstairs. When I am in my room, I sit on the floor and spread them out around me. A lot of the notes just say things like “Meet you at your locker after school” and Can I borrow your chemistry notes from yesterday?” I find the spiderweb one from Halloween, and it makes me smile. Another one says, “Can you take the bus home today? I want to surprise Kitty and pick her up from school so she can show me and my car off to her friends.” “Thanks for coming to the estate sale with me this weekend. You made the day fun. I owe you one.” “Don’t forget to pack a Korean yogurt for me!” “If you make Josh’s dumb white-chocolate cranberry cookies and not my fruitcake ones, it’s over.” I laugh out loud. And then, the one I read over and over: “You look pretty today. I like you in blue.” I’ve never gotten a love letter before. But reading these notes like this, one after the other, it feels like I have. It’s like…it’s like there’s only ever been Peter. Like everyone else that came before him, they were all to prepare me for this. I think I see the difference now, between loving someone from afar and loving someone up close. When you see them up close, you see the real them, but they also get to see the real you. And Peter does. He sees me, and I see him. Love is scary: it changes; it can go away. That’s part of the risk. I don’t want to be scared anymore. I want to be brave, like Margot. It’s almost a new year, after all.

What is a “pyramid?” I grew up in real estate my entire life. My father built one of the largest real estate brokerage companies on the East Coast in the 1970s, before selling it to Merrill Lynch. When my brother and I graduated from college, we both joined him in building a new real estate company. I went into sales and into opening a few offices, while my older brother went into management of the company. In sales, I was able to create a six-figure income. I worked 60+ hours a week in such pursuit. My brother worked hard too, but not in the same fashion. He focused on opening offices and recruiting others to become agents to sell houses for him. My brother never listed and sold a single house in his career, yet he out-earned me 10-to-1. He made millions because he earned a cut of every commission from all the houses his 1,000+ agents sold. He worked smarter, while I worked harder. I guess he was at the top of the “pyramid.” Is this legal? Should he be allowed to earn more than any of the agents who worked so hard selling homes? I imagine everyone will agree that being a real estate broker is totally legal. Those who are smart, willing to take the financial risk of overhead, and up for the challenge of recruiting good agents, are the ones who get to live a life benefitting from leveraged Income. So how is Network Marketing any different? I submit to you that I found it to be a step better. One day, a friend shared with me how he was earning the same income I was, but that he was doing so from home without the overhead, employees, insurance, stress, and being subject to market conditions. He was doing so in a network marketing business. At first I refuted him by denouncements that he was in a pyramid scheme. He asked me to explain why. I shared that he was earning money off the backs of others he recruited into his downline, not from his own efforts. He replied, “Do you mean like your family earns money off the backs of the real estate agents in your company?” I froze, and anyone who knows me knows how quick-witted I normally am. Then he said, “Who is working smarter, you or your dad and brother?” Now I was mad. Not at him, but at myself. That was my light bulb moment. I had been closed-minded and it was costing me. That was the birth of my enlightenment, and I began to enter and study this network marketing profession. Let me explain why I found it to be a step better. My research led me to learn why this business model made so much sense for a company that wanted a cost-effective way to bring a product to market. Instead of spending millions in traditional media ad buys, which has a declining effectiveness, companies are opting to employ the network marketing model. In doing so, the company only incurs marketing cost if and when a sale is made. They get an army of word-of-mouth salespeople using the most effective way of influencing buying decisions, who only get paid for performance. No salaries, only commissions. But what is also employed is a high sense of motivation, wherein these salespeople can be building a business of their own and not just be salespeople. If they choose to recruit others and teach them how to sell the product or service, they can earn override income just like the broker in a real estate company does. So now they see life through a different lens, as a business owner waking up each day excited about the future they are building for themselves. They are not salespeople; they are business owners.

When Joe and I went to meet Goldman’s real estate team, though, we found they had a different view of the risks of this deal. Goldman wanted to bid as low as possible to avoid overpaying. For me, the biggest risk was not offering enough and missing out on a tremendous opportunity. I wanted to make sure we beat Bankers Trust’s expected bid. You often find this difference between different types of investors. Some will tell you that all the value is in driving down the price you pay as low as possible. These investors revel in the transaction itself, in playing with the deal terms, in beating up their opponent at the negotiating table. That has always seemed short term to me. What that thinking ignores is all the value you can realize once you own an asset: the improvements you can make, the refinancing you can do to improve your returns, the timing of your sale to make the most of a rising market. If you waste all your energy and goodwill in pursuit of the lowest possible purchase price and end up losing the asset to a higher bidder, all that future value goes away. Sometimes it’s best to pay what you have to pay and focus on what you can then do as an owner. The returns to successful ownership will often be much higher than the returns on winning a one-off battle over price.

I DO NOT BELIEVE that such groups as these which I found my way to not long after returning from Wheaton, or Alcoholics Anonymous, which is the group they all grew out of, are perfect any more than anything human is perfect, but I believe that the Church has an enormous amount to learn from them. I also believe that what goes on in them is far closer to what Christ meant his Church to be, and what it originally was, than much of what goes on in most churches I know. These groups have no buildings or official leadership or money. They have no rummage sales, no altar guilds, no every-member canvases. They have no preachers, no choirs, no liturgy, no real estate. They have no creeds. They have no program. They make you wonder if the best thing that could happen to many a church might not be to have its building burn down and to lose all its money. Then all that the people would have left would be God and each other. The church often bears an uncomfortable resemblance to the dysfunctional family. There is the authoritarian presence of the minister—the professional who knows all of the answers and calls most of the shots—whom few ever challenge either because they don’t dare to or because they feel it would do no good if they did. There is the outward camaraderie and inward loneliness of the congregation. There are the unspoken rules and hidden agendas, the doubts and disagreements that for propriety’s sake are kept more or less under cover. There are people with all sorts of enthusiasms and creativities which are not often enough made use of or even recognized because the tendency is not to rock the boat but to keep on doing things the way they have always been done.

Professor Joseph Stiglitz, former Chief Economist of the World Bank, and former Chairman of President Clinton's Council of Economic Advisers, goes public over the World Bank’s, “Four Step Strategy,” which is designed to enslave nations to the bankers. I summarise this below, 1. Privatisation. This is actually where national leaders are offered 10% commissions to their secret Swiss bank accounts in exchange for them trimming a few billion dollars off the sale price of national assets. Bribery and corruption, pure and simple. 2. Capital Market Liberalization. This is the repealing any laws that taxes money going over its borders. Stiglitz calls this the, “hot money,” cycle. Initially cash comes in from abroad to speculate in real estate and currency, then when the economy in that country starts to look promising, this outside wealth is pulled straight out again, causing the economy to collapse. The nation then requires International Monetary Fund (IMF) help and the IMF provides it under the pretext that they raise interest rates anywhere from 30% to 80%. This happened in Indonesia and Brazil, also in other Asian and Latin American nations. These higher interest rates consequently impoverish a country, demolishing property values, savaging industrial production and draining national treasuries. 3. Market Based Pricing. This is where the prices of food, water and domestic gas are raised which predictably leads to social unrest in the respective nation, now more commonly referred to as, “IMF Riots.” These riots cause the flight of capital and government bankruptcies. This benefits the foreign corporations as the nations remaining assets can be purchased at rock bottom prices. 4. Free Trade. This is where international corporations burst into Asia, Latin America and Africa, whilst at the same time Europe and America barricade their own markets against third world agriculture. They also impose extortionate tariffs which these countries have to pay for branded pharmaceuticals, causing soaring rates in death and disease.

It has always been a fantasy of mine to drive a bulldozer. If I had a bulldozer, I could really build up my collection of dirt quickly. Lots of people collect dirt. Most people call them real estate moguls.

I have a binging imagination and thus a mental hoarding problem. What I need to do is host an estate sale in my heavy head and invite those suffering from creative block in through the porches of my ears to browse through the crowded unorganized trove of curious coinages, precious epiphanies and junky minutiae and take away inspiration while uncluttering my poor mind.

In the opinion of the A. C. Nielsen Company, the ideal radio research service must: 1. Measure the entertainment value of the program (probably best indicated by the size of the audience, bearing in mind the scope of the broadcasting facilities). 2. Measure the sales effectiveness of the program. 3. Cover the entire radio audience; that is: a. All geographical sections. b. All sizes of cities. c. Farms. d. All income classes. e. All occupations. f. All races. g. All sizes of family. h. Telephone and non-telephone homes, etc., etc. 4. Sample each of the foregoing sections of the audience in its proper portion; that is, there must be scientific, controlled sampling — not wholly random sampling. 5. Cover a sufficiently large sample to give reliable results. 6. Cover all types of programs. 7. Cover all hours of the day. 8. Permit complete analysis of each program; for example: a. Variations in audience size at each instant during the broadcast. b. Average duration of listening. c. Detection of entertainment features or commercials which cause gain or loss of audience. d. Audience turnover from day to day or week to week, etc., etc. 9. Reveal the true popularity and listening areas of each station and each network; that is, furnish an "Audit Bureau of Circulations" for radio. A study was made by A. C. Nielson Company of all possible methods of meeting these specifications. After careful investigation, they decided to use a graphic recording instrument known as the "audimeter" for accurately measuring radio listening. . . . The audimeter is installed in radio receivers in homes.

The code of the National Association of Broadcasters enunciates as a cardinal principle in American radio the provision of time by stations, without charge, for the presentation of public questions of a controversial nature. At the same time, it advises against the sale of time for the presentation of controversial issues except in the case of political broadcasts during political campaigns. The basic foundation for the prohibition against the sale of time for the presentation of controversial issues is the public duty of broadcasters to present such issues, regardless of the willingness of others to pay for their presentation. If time were sold for that purpose, it would have to be sold to all with the ability to pay, and as a result the advantage in any discussion would rest largely with those having the greater financial means to buy broadcasting time.

Suite 1500, 13450 102 Ave Surrey, BC V3T 5X3 604-581-7001 cbettencourt@mcquarrie.com Chris works with individuals and firms to provide legal advice and expertise for their real estate and business needs. He can plan and draft agreements relating to a wide variety of business and corporate transactions such as securing debt and the incorporation of companies. Chris acts for purchasers of businesses, helping to ensure that they begin their new venture with adequate protection. Chris is also experienced in the acquisition, development, and sale of residential and commercial real estate.

Prospect just one new FSBO each day. Drive to that home, take a photo. Enter the owner and address in the SOC contact manager. Be sure to check where the tax bill is sent in case the owner lives somewhere else.  You want to mail information where the tax bill goes. Upload photo of home to the SOC system.  With SOC you can create campaigns which will send multiple custom cards at times you designate to the seller. Send a four card FSBO campaign.  They’ll get four customized cards from you over the next two weeks.  Each card will have the photo of their home on the front.  Each card will have reasons they should list with you inside.  It’s important that the message inside is different on each card.  Then follow up with each FSBO you’re working on with one phone call a week.

Drive to the expired home, take a photo. Have a unique letter saved in your computer that you can print out that morning.  This letter will have the home owner’s name at the top of the page with the words “Your listing expired at midnight last night.”  Include a copy of the expired MLS sheet.  Hi-lite the date it expired.  In your letter state they’ll be receiving a box from you in the mail in a few days. Insert this letter into a unique mailing envelope.  I use white bubble wrap envelopes (9x12) and brown craft envelopes (9x12).  Write the owner’s name on the front of the envelope and directly below that write “Confidential”.  That’s all. Don’t write their address on the card. Then, back at the office or your home, enter the owner and address in the SOC contact manager.  Upload photo of home to the SOC system.  Send a custom greeting card with box of cookies or brownies. Follow up 3-5 days after you’ve sent the package with either a phone call, knock at the door or another drop off letter.  They will remember you because they just received a custom card with brownies or cookies.  It turns a cold call into a warm call every time.  It works!

She wondered if he was a neighbor, started to smile and introduce herself when his deep voice cut through the cool morning air. “All right, what the hell is going on?” Ignoring the anger in his voice, Charity set her hammer on top of the dresser and climbed down from the porch. “Good morning. I’m Charity Sinclair. I’m the new--” “I don’t care who you are, lady, I want to know what you’re doing on this property.” She fixed a smile on her face, though it took a good bit of effort. “I’m here because I’m the owner. I bought the Lily Rose from a man named Moses Flanagan.” He narrowed those striking blue eyes at her. “Bullshit. Old man Flanagan may not live here anymore but he’d die before he’d sell the Lily Rose. I don’t know who you think you’re kidding, sweetheart, but if you’re planning to squat on his property you can forget it.” It was getting harder by the moment to hang on to her temper. “You’re wrong, Mr…?” He made no effort to answer, just continued to glare down the length of his nicely shaped nose. “Mr. Flanagan decided to move in with his son in Calgary. He listed the property for sale several weeks ago with Smith Real Estate in Dawson. I’m the person who bought it.” His features looked even harder than they had before. “That’s impossible. I tried to buy this place from Mose Flanagan every other month for the last four years. He refused to even consider it.” Her irritation inched up a notch. “Well, apparently he changed his mind. The transaction officially closed yesterday morning. I don’t know why he didn’t tell you the property was for sale.” When his black scowl deepened, she couldn’t resist adding, “Maybe he just didn’t like you.” He opened his mouth to argue, clamped down on his jaw instead, and a muscle jumped in his cheek. Apparently her goading had hit on a portion of the truth.

Mr. Flanagan decided to move in with his son in Calgary. He listed the property for sale several weeks ago with Smith Real Estate in Dawson. I’m the person who bought it.” His features looked even harder than they had before. “That’s impossible. I tried to buy this place from Mose Flanagan every other month for the last four years. He refused to even consider it.” Her irritation inched up a notch. “Well, apparently he changed his mind. The transaction officially closed yesterday morning. I don’t know why he didn’t tell you the property was for sale.” When his black scowl deepened, she couldn’t resist adding, “Maybe he just didn’t like you.” He opened his mouth to argue, clamped down on his jaw instead, and a muscle jumped in his cheek. Apparently her goading had hit on a portion of the truth. “So now you’re the owner,” he said darkly. “That’s right, I am.” He looked her over from head to foot, taking in her Liz Claiborne jeans and the touch of makeup she hadn’t been able to resist. She bristled at his smug expression. “And you actually intend to move in?” “I am in, Mr…?” “Hawkins. McCall Hawkins. I’m your next-door neighbor, so to speak. And I don’t appreciate all that hammering you’ve been doing. I like things nice and quiet. I enjoy my privacy and I don’t like being disturbed. It’ll be easier on both of us if you keep that in mind.” “I’ll do my best,” she lied, thinking of the noisy dredging equipment she intended to use in the stream. She gave him a too-sweet smile. “I’d say it was a pleasure, Mr. Hawkins, but we both know it wasn’t. Now if you’ll excuse me, I have to get back to work.” Turning away from him, she climbed the stairs to the porch, picking up her hammer, and started pounding on the dresser again, dismissing him as if he had never been there. For several long moments, he simply stood there glaring. Then she caught the movement of his shadow as he turned and stalked away, back down the path beside the creek. Of all the nerve. Who the devil did he think he was?

The Introvert’s Guide to Networking—

He can,” Leonard said. “He’s got patents on sex toys. Nice stuff—he ought to show you the line sometime. What’s in his catalog is for sale. There’s this one—a big purple rubber dick with metal studs on it—that will make you scream like there’s a man with a chain saw after you. And me, I got some serious-ass money. A white couple left me their estate. I was their gardener for about ten years. They didn’t know that secretly I hated them for their whiteness and called them ugly names behind their backs. Cracker, honky, and such. That old, wrinkly lady, and her having me stud her. Jesus. That was some tough work, I got to tell you. I’d rather have had a job wiping asses in hell. Dropped her drawers, lay down on the bed, that thing of hers looked like a taco rolled in hair rotting on a blanket. Paid all right, though. Still, you had to get past the smell and imagine it was a goddamn donkey to get a hard-on.” I thought: Gardener? White couple? Stud to a wrinkly old lady? Get past the smell? What the fuck?

Those who invest the most, get the greatest success.

Non la chiamo patria, ma terra, casa quella strada che nella lingua bella si colora d’estate, la sera, quasi di rosa e di viola. Domenica che sale alle finestre… La casa resta tale, cambia terra e lingua. In tasca la paura di volare, di lavorare fino a sera. Travolto da quel gorgo che si chiama tempo e mondo, rigetto il contratto che mi è concesso. Mi volto verso la voce che chiama, corro, salto, mi sbraccio e non mi sono mosso di un passo.

6.​Pay your brokers well: the power of good advice Sometimes I see people posting a sign in front of their house that says, “For Sale by Owner.” Or I see people on TV claiming to be “Discount Brokers.” My rich dad taught me to take the opposite approach. He believed in paying professionals well, and I have adopted that policy also. Today, I have expensive attorneys, accountants, real estate brokers, and stockbrokers. Why? Because if, and I do mean if, the people are professionals, their services should make you money. And the more money they make, the more money I make.

The Buffalo Evening News was established in 1880, and for years was operated by a single family, the Butlers. After Kate Robinson Butler died in 1974, the establishment-oriented Republican-leaning newspaper was put up for sale by her estate. It wasn't until the first Saturday after New Year's Day, 1977, that Buffett and Munger arrived in Weston, Connecticut, to talk to Vincent Manno, a newspaper broker who was handling the deal. Buffett first offered $30 million for the paper, but his price was refused. He then raised the bid to $32 million. The offer was high, considering that the Evening News had earned only $1.7 million pretax in 1976. However, the offer again was rejected. Buffett and Munger excused themselves to confer. They returned with a price written on a sheet of yellow legal paper. The amount, $32.5 million, was accepted. It was a daring move, since the acquisition price represented nearly 25 percent of the net worth of Berkshire Hathaway at that time.

Doctors are trained to think of death as defeat, so they fight it tooth and nail. In hospice we think of death as part of life. We help our patients meet it with dignity.

Friend! There’s a subtle feature of speculative behaviour which reflects the public attitude to money itself. When money is in its right place, fulfilling its proper function, men’s minds are fixed upon the goods and services which money can help them to exchange. In such an economic environment the producers of real wealth are seen to earn a fitting reward for their labours and expertise, and in fact productive and community endeavour are portrayed universally as almost the sole means whereby the individual can get himself a goodly share of the world’s riches. Let there just be a change in the emphasis however. Raise the interest rates. Exacerbate the debt structure. Turn money into a commodity which can be bought and sold at a profit. Then you create a breed of men who live by their dexterity at the exchanges. When these men are seen to prosper more considerably than the producers of goods and services, there is a desire amongst the ordinary plodding citizenry to command a share of the action, and to participate in what are seen as easily made profits. Many a fond illusion was wiped out in the collapse of Wall Street share values during the crash of 1929. Whole volumes have been written about its causes and repercussions, and about the sinister shift in real estate ownership which took place during the spate of liquidations and forced sales which followed. But we shall content ourselves meanwhile with the comment that it was just one of a chain of events that were set in motion way back in 1913 when the Federal Reserve Bank was formed to lend money to the Government.

Jackson had been a slave owner since his early days as a young lawyer in Tennessee. His first slave was a woman named Nancy. The record of the sale notes that “Andrew Jackson Esquire” took ownership of “a Negro Woman about Eighteen or Twenty Years of Age.”33 Later, as Jackson grew rich and his real estate multiplied, he bought slaves to work that land. Altogether, Jackson owned some three hundred slaves over the course of his life. The most he owned at any one time was 150 slaves. This made him a large slave owner by American standards. By contrast with the South American plantations, American plantations were typically quite small, employing fewer than twenty slaves. Jackson was also a slave trader, a practice disparaged by most slave owners. In one telling incident, Jackson purchased an ad in a local paper offering a bounty for one of his runaway slaves. Jackson offered a $50 reward for the return of the slave “and ten dollars extra for every hundred lashes any person will give him to the amount of three hundred.”34

Uh-oh, I forgot about the whole saying grace aspect of Thanksgiving. I watch Dad closely as hands begin to link around the table. Will he go along? Kyle snatches Dad’s left hand. I exhale in relief as he doesn’t pull away, and I pick up his right. When the circle is fully linked, Betty begins. “Dear Lord, we just want to thank you for the glory and power of your amazing works in bringing us such a magnificent dinner this year….. “Uh-huh.” Vonda and Wesley murmur an affirmation. I should have known this wouldn’t be the quick and tidy Episcopal grace of my grandmother’s table. I cast a furtive glance from under my bangs. How’s Dad holding up? Everyone else is looking down, but Dad is studying Betty intently. “…and Lord, we want to offer up praise for gathering in so many of your lambs that we thought might be lost, but they ain’t lost no more…” “Praise Jesus!” Vonda shouts. Ty and Marcus manage to look both embarrassed and grateful. Dad’s gaze hasn’t left Betty’s face. I’m hoping Betty might be winding down, but she seems to be gathering more steam. “…and Lord we want to shout our praise for sending us the gift of a woman who opened up her home to us today and who gave our Ty a second chance and that would be your sweet child, Audrey…” “Shout it out!’ Vonda calls. “Uh-huh,” the rest of the guests murmur. Dad is silent. I feel his fingers twitch in my hand. Poor little Kyle is ready to face-plant into the mashed potatoes as Betty takes yet another breath. “Lord, ain’t none of us know what tomorrow will bring. Might be joy, might be pain. We try to walk on a righteous path, Lord, but let’s face it, we all sinners and we probably gonna stray. But we know you gonna forgive us. That’s what keeps us goin’. Brothers and sisters, believe the good news—we are forgiven!” Silence shimmers and twists before us. I can’t look up. “Amen.

Castro’s revolution, with all of its supposedly good intentions, put a stop to the growth of Havana. Of course it put an end to the Mafia controlling the casinos and entertainment, but for them it was a minor setback. They just packed their bags and went to Las Vegas where they expanded and developed “The Strip!” Batista and his followers fled Cuba for the Dominican Republic, Europe and South Florida. Many Cubans lost everything they had but others fled taking their wealth with them. The upheaval in 1959 marked the beginning of austerity for this former freewheeling city. The communistic de-privatization of all businesses, along with the embargo imposed by the United States, created a serious decline in Havana’s economy. The constant pressure to nationalize, as well as the severe crackdown by the régime to keep people in line, curtailed growth and placed an enormous hardship on the Cuban people. Since the Castro Revolution, the people of Havana have been severely affected, because of the absence of commerce with its former trading partner, the United States, located only 90 miles to the north. In all Havana has taken a severe toll economically, with its dilapidated houses, and the pre-1959 cars on the streets of the city being a testimony to the bygone era. It is only now that with the hope of normalization between the governments of Cuba and the United States that perhaps the people will benefit. For the greatest part, the Port of Havana has also been bypassed, chiefly due to the restrictions placed on them by the United States. However, the Cuban government is now attempting a comeback by attracting tourism from Canada, Mexico, the Bahamas, Latin America, Asia and Europe. The city of Havana has renovated the Sierra Maestra Cruise Port, but only very few cruise companies consider Havana a port of call. Slowly, German and British ships started to arrive, including the Fred Olsen Cruises and Carnival Cruise Line. Technically Real Estate Brokers and Automobile Dealers are illegal in Cuba, although real-estate offices and car dealerships are blatantly open for business. The buying and selling of real estate and cars, which was forbidden for many years, can now be done because of some changes brought about by Raúl Castro, but only by full-time residents of Cuba. However, gray market sales are thriving through the use of friends and family as proxies.

Paul Squires established Squires Real Estate in 1994 having run several highly successful offices in and around Perth for other business owners. Squires Real Estate has a team of dedicated people in real estate sales, all working to become the best Real Estate Agency in Perth, WA, and indeed Australia. Our sales team train continually and attend the best training courses across the country each year.

Clark’s real estate agent turned out to be one of those loud, garrulous people who, as they drive, insist on making eye contact with the passengers in the back seat. ‘You want to see Scott Cook’s house?’ she hollered over her shoulder to a terrified Mr and Mrs Jim Barksdale. Scott Cook was the chairman of Intuit, the financial software company. ‘Is it for sale?’ asked Barksdale. ‘No,’ said the woman. ‘Then I don’t want to see it,’ said Barksdale. Clark’s realtor ignored him and squealed through this enormous bronze gate and into Scott Cook’s driveway. Out of the house shot Mrs Scott Cook to investigate this intrusion. Clark’s realtor had panicked, backed up and tried to make a quick getaway but ended up rolling back into Mrs Cook’s newly planted garden. There she became stuck in the mud. Wheels spun, plants flew. Mrs Cook was livid. She looked at Barksdale as if he were some kind of criminal. They had to call a fire truck and a tow truck to extract him, his wife, and Clark’s realtor from the garden. The episode lasted an hour.

The painting is considered to have been very valuable to Vermeer, as he chose never to part with it or sell it, even when he was in debt. In 1676, his widow Catharina bequeathed the piece to her mother, Maria Thins, in an attempt to avoid the sale of the painting to satisfy creditors. The executor of Vermeer’s estate, the famous Delft microscopist Anton van Leeuwenhoek, determined that the transferral of the work to the late painter’s mother-in-law was illegal.

Here is what you need to know about your sales contracts written: 1. Number of units written 2. Total volume written 3. Gross income written The best practice is also to track how many of your contracts written were listings and how many were buyers.

To properly set goals for and track sales contracts closed, you need to know: 1. Number of units closed 2. Total volume closed 3. Gross income closed

The 80:20 Rule is always at work and Leads, Listings, and Leverage are the 20 percent of your focus that ultimately gives you 80 percent of your results. • Lead generation is never a passive activity! • Listings are the high-leverage, maximum-earning opportunity in real estate. • Leverage is the Who, How and What of a powerful real estate sales team.

Your database is your business. Building up the number of names in it and a relationship with those names is really at the very core of what building a real estate business is all about. Think of it this way: The size of your real estate sales business will be in direct proportion to the size and quality of your database.

Soil, The Sonnet My skin is the color of soil, My covers are the color of soil. My heart is the color of soil, My blood is the color of soil. Species that forgets the soil, Is a lifeform abandoned by nature. Species that values sales over soil, Will soon be vaporized or drowned by nature. If we have no place for soil in our heart, How can we expect the soil to replenish us! If we have no place for nature in our heart, How can we expect nature to have a place for us! Only soil is real, all else is delusion. Advancement that has no regard for the soil, is but aneurysm destined for degeneration.

Khalil Henareh works in the real estate sector as a successful realtor. He simply enjoys the day-to-day challenges. Khalil Henareh like meeting new people, He value long-term relationships, and there is never a dull moment as this business helps him bring his love of people and architecture together beautifully.  Khalil Henareh takes pride in setting goals for himself and then exceeding his own expectations. It’s no surprise then that Khalil Henareh is the winner of many times from 2015-2021 CENTURION Awards that is the top home sales award level in the worldwide Century 21 franchise. The Centurion It's the Oscar of real estate sales!

28 Cherry Street is currently listed at $145,000, and recent comparable sales show that the similar homes have sold for between $140,000 and $170,000. 28 Cherry Street, however, needs about $25,000 worth of work to be in nice condition. Therefore, if you pay $145,000 for it and put in $25,000 - you'll be at $170,000 and that doesn't count all the closing costs, holding costs, selling costs, unforeseen overages, or other fees that you'll have to pay. You will be underwater (owe more than it's worth) on this property no matter how much work you do to it. However, if similar homes were valued at $225,000, you would find that you had, indeed, made your profit when you bought.

Letting Agent Software UK. Digital solutions for property professionals. Teams around the world rely on IRE solutions to help them streamline their agency’s operations, generate new leads and future - proof their businesses. Smart digital solutions for lettings, relocation and sales agents. At IRE, we create smart digital solutions that allow our customers to spend their time in more productive ways. All the tools you need to run a successful estate agency.

Hello friends, Here is rehaish.shop real estate agency in Lahore. We are providing house, apartment, villa, farm house, land and commercial property for sale or lease in lahore, pakistan.

husband. He’ll tease me mercilessly. I had told him about my clash with Noreen and my subsequent confrontation with Cordy, but he seems to have forgotten that I have reason to be angry with the old woman. I don’t want to remind him of anything upsetting now. “And then you

even if Antony held back the moneys due. He also put up for sale all Caesar’s properties and estates.

All men are violent, Audrey. Some are just more easily triggered than others.

you gotta just step up to the plate. You can do more than you ever thought possible.

Focus on the three feet of road ahead of you, and the finish line will take care of itself.

Me, I’m always looking ahead, seeing all the possible twists and turns and pitfalls that lie down the road.  Guess that’s what comes of being captain of the chess team, not the track team.

there’s no way of knowing what your heart can endure until you’re faced with the unendurable and find yourself surviving.

DIETRO I VETRI A riva del tuo balcone arioso, dai grezzi colori degli orti già in fioritura di menta, estate ansiosa come una febbre sale al tuo viso, e lo brucia col fuoco dei suoi gerani. Col gesto delle tue mani solito, tu chiudi. Dietro i vetri, nello specchiato cielo coi suoi rondoni più fioco, da me segreta ormai silenziosa t'appanni come nella memoria.

Books In addition to podcasts, several books have significantly shaped my worldview and perspective as an investor. These are the ones I found most influential and deserving of attention in the real estate and entrepreneurship spaces. Real Estate, Investing, Sales, and Negotiation: • Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!, by Robert T. Kiyosaki • Mastering the Market Cycle: Getting the Odds on Your Side, by Howard Marks • The Due Diligence Handbook For Commercial Real Estate: A Proven System To Save Time, Money, Headaches And Create Value When Buying Commercial Real Estate, by Brian Hennessey • Principles: Life and Work, by Ray Dalio • Pitch Anything: An Innovative Method for Presenting, Persuading, and Winning the Deal, by Oren Klaff • Never Split the Difference: Negotiating as if Your Life Depended on It, by Chris Voss Non-Real Estate: • Double Double: How to Double Your Revenue and Profit in 3 Years or Less, by Cameron Herold • Clockwork: Design Your Business to Run Itself, by Mike Michalowicz • How an Economy Grows and Why It Crashes, by Peter Schiff • Economics in One Lesson: The Smartest and Surest Way to Understand Basic Economics, by Henry Hazlitt • What Has Government Done to Our Money, by Murray M. Rothbard • Own the Day, Own Your Life: Optimized Practices for Waking, Working, Learning, Eating, Training, Playing, Sleeping, and Sex, by Aubrey Marcus • The Charisma Myth: How Anyone Can Master the Art and Science of Personal Magnetism, by Olivia Fox Cabane • Deep Work: Rules for Focused Success in A Distracted World, by Cal Newport

When picking a ZIP code, first consider how familiar you are with the area. Knowing the neighborhood gives you authority, helps clients trust you, and ensures more referrals. Next, consider ZIP codes with less competition and low home prices; this ensures the leads will be less expensive. Finally, consider areas next to ZIP codes with high home sale prices as proximity to these areas is desirable.

Short-Term Investment Long-Term Relationship".

Outreach to a For Sale by Owner (FSBO)/expired listing Hi it’s (insert name) calling from (insert agency) You may not know me, but I have sold a lot of properties in your area and I have noticed you were looking to sell (insert property address) Is this property still available?

While the payoff price of the property shouldn’t necessarily drive your opening offer, you should realize that in most cases, the payoff price of the house will be the seller’s worst-case MAO (this is what they need to get from the sale). In many cases, their MAO will be higher than the payoff (they want to walk away with additional cash from the sale), but rarely will it be lower.

Farmland’s plants had a key advantage: they were located right next door to their customers—the farmers. This gave them an edge on transportation costs. If these plants closed, there would be a dramatic fertilizer shortage. It would be simply impossible to import all the fertilizer that midwestern farmers needed. The Farmland plants were similar to Koch’s oil refinery in Pine Bend. They were perched on exclusive real estate, giving them an advantage over their competitors. Demand wasn’t going to disappear, and it wasn’t feasible for new competitors to set up shop nearby. Perhaps most important, nobody else in the marketplace attributed this value to the Farmland plants. When Farmland put the plants up for sale, the co-op got very little interest. There were two big, publicly traded fertilizer companies that seemed like natural buyers, called Agrium and CF Industries. But these companies were also embroiled in the natural gas crisis and seemed obsessed with their quarterly losses and the near-term economics of the fertilizer business.

We proceeded under the thinking that passing highly appreciating assets was a smart estate planning move. Indeed it was—from just that one lens. However, the assets in question appreciated dramatically beyond our expectations, which resulted in a higher proportion of wealth at the younger generation than might be ideal as compared to the older generation. This imbalance has created some regret within the older generation (“giver’s remorse,” if you will). From a lesson’s learned perspective, what I’d say to other family office principals is to give thought to the range of outcomes when passing assets to the next generation. How would you feel if the asset went to zero? If it appreciated twentyfold? While a potential gift or sale may be tax efficient, does it align with your goals and desires for you, your children, and the larger family office? I

Pay your brokers well: the power of good advice Sometimes I see people posting a sign in front of their house that says, “For Sale by Owner.” Or I see people on TV claiming to be “Discount Brokers.” My rich dad taught me to take the opposite approach. He believed in paying professionals well, and I have adopted that policy also. Today, I have expensive attorneys, accountants, real estate brokers, and stockbrokers. Why? Because if, and I do mean if, the people are professionals, their services should make you money. And the more money they make, the more money I make.

Mrs. B’s story is well-known but worth telling again. She came to the United States 77 years ago, unable to speak English and devoid of formal schooling. In 1937, she founded the Nebraska Furniture Mart with $500. Last year the store had sales of $200 million, a larger amount by far than that recorded by any other home furnishings store in the United States. Our part in all of this began ten years ago when Mrs. B sold control of the business to Berkshire Hathaway, a deal we completed without obtaining audited financial statements, checking real estate records, or getting any warranties. In short, her word was good enough for us. Naturally, I was delighted to attend Mrs. B’s birthday party. After all, she’s promised to attend my 100th.

All families are crazy, Audrey. They’re crazy with love, and wherever there’s a lot of love, there’s the possibility of pain.

To quote Dale Carnegie, “Flaming enthusiasm, backed up by horse sense and persistence, is the quality that most frequently makes for success.

Successful real estate investing begins with identifying value. How do investors identify value? That’s easy. They look at real estate. They look at a lot of real estate. They look very carefully at a lot of real estate. I wish I could tell you there was a shortcut, but there’s not, and I caution you against trying to create one. When you are starting to learn the value of real estate in an area, you will need to look at a lot of real estate. And as you carefully begin to get a sense of what people are asking and what people are willing to pay, you gain a sense of market value—what’s worth what. This applies to both sales prices and rental rates. These are the two big variables in the value equation.

Retail is for Losers Haiku Retail is for losers. That's why I only buy at auctions and estate sales.

I’ve been to the Big House. Not prison, but the Biltmore Estate.

The third D is deferrable. Tax law allows you to use IRAs and 1031 exchanges to buy and sell investment real estate while deferring the tax hit to a more advantageous time. IRA funds can be invested in real estate, and as long as any profits from rental income or property sales remain in the IRA, those profits are tax-deferred. The 1031 exchanges give you a choice at the moment of sale either to realize the gain and pay taxes on it or to reinvest that gain in another property and defer the taxes. And when you choose to reinvest, the transaction is treated as if you simply exchanged equity in one property for equity in another. The government has established these tax-deferring vehicles as a way for investors to reinvest real estate profits without having to pay the taxes until later. Millionaire Real Estate Investors believe that taxes deferred until tomorrow are always better than taxes paid today. As a result, they make use of these programs to preserve their profits as they go, giving them more to reinvest and accelerating the growth of their real estate portfolios. U.S.

The American real-estate industry believed segregation to be a moral principle. As late as 1950, the National Association of Real Estate Boards' code of ethics warned that "a Realtor should never be instrumental in introducing into a neighborhood ... any race or nationality, or any individuals whose presence will clearly be detrimental to property values." A 1943 brochure specified that such potential undesireables might include madams, bootleggers, gangsters - and "a colored man of means who was giving his children a college education and thought they were entitled to live among whites." The federal government concurred. It was the How Owners' Loan Corporation, not a private trade association, that pioneered the practice of redlining, selectively granting loans and insisting that any property it insured be covered by a restrictive covenant - a clause in the deed forbidding the sale of the property to anyone other than whites. Millions of dollars flowed from tax coffers into segregated white neighborhoods. "For perhaps the first time, the federal government embraced the discriminatory attitudes of the marketplace," the historian Kenneth R. Jackson wrote in his 1985 book, Crabgrass Frontier, a history of suburbanization. "Previously, prejudices were personalized and individualized; FHA exhorted segregation and enshrined it as public policy. Whole areas of cities were declared ineligible for loan guarantees." Redlining was not officially outlawed until 1968, by the Fair Housing Act. By then the damage was done - and reports of redlining by banks have continued.

Quando a Grande Inverno c'era uno Stark, una fanciulla vergine poteva andarsene in giro sulla strada del Re con addosso la veste del suo compleanno senza che le succedesse niente. E i viandanti potevano trovare fuoco e pane e sale in tante locande, in tanti fortini. Ma le notti sono più fredde, adesso, e le porte sbarrate. Le piovre nuotano nella foresta del Lupo. E gli uomoni scuoiati percorrono la strada del Re facendo domande su certi stranieri." I ragazzi Reed si scambiarono uno sguardo. "Uomini scuoiati?" ripete' Jojen. "I ragazzi del Bastardo di Bolton. Era morto, ma adesso non e' piu' morto. E pagano buon argento per le pelli di lupo, quest' uomo ha sentito dire... e forse oro per unaparola su certi altri morti che camminano." Guardo' Bran nel dirlo, e guardo' Estate sdraiato a lui. "Quanto alla Barriera..." riprese l'uomo che forse era un Liddle " non e' quello li' il posto in cui io andrei. Il Vecchio orso ha portato i guardiani della notte nella foresta Stregata, ma tutto quello che e' tornato sono i corvi, e quasi nessuno con un messaggio. "Ali oscure, oscure parole" diceva la mia mamma. Ma quando gli uccelli volano silenziosi, a me se,bra che le parole sono ancora piu' oscure." Attizzo' il fuoco con il bastone. "Era diverso quando a Grande Inverno c'era uno Stark. Ma il vecchio lupo e' morto, e il Giovane lupo e' andato al sud, a giocare... il gioco del trono . E a noi, tutto quello che ci rimane sono gli spettri.

I’ll tell you something about that gun,” Jesse said. “Cole bought it at an estate sale, some old farmer over by New Sharon. Paid fifteen dollars. It’d been in a drawer for about fifty years, I think. Shells were corroded up inside the cylinder, I was worried Cole was gonna kill himself, prying ’em out of there. But he got them out and polished everything up and oiled it and all. When it was all done, it looked like it was perfect—but you couldn’t put five shots in a dinner plate at ten feet. I saw him try to do it and he couldn’t. That gun shoots about the way Willie fucks. All over the place, and not very good.