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What kind of visa can a person get in Australia during a partner visa process? The Partner Visa application process can be a lengthy journey that often takes months or even years to complete. During this time, you may be wondering what visa options are available to you while you await the outcome of your partner visa application. This blog will explore the different visa options that can give you legal status in Australia during the waiting period. Understanding partner visas Before delving into alternative visa options, it is essential to understand the basics of partner visas in Australia. A partner visa allows the partner of an Australian citizen, permanent resident or eligible New Zealand citizen to live in Australia. There are two subclasses: Temporary Partner Visa (Subclass 820): This visa is granted while your Permanent Partner Visa (Subclass 801) is being processed. Permanent Partner Visa (Subclass 801): This visa allows you to live in Australia permanently after a temporary visa has been held for a certain period of time. If you have applied for a partner visa but have not yet received a decision, you may be eligible for additional visa options to ensure you can stay in Australia legally. Visitor visa (subclass 600) One of the most common options while waiting for a partner visa is a visitor visa (subclass 600). This visa allows you to stay in Australia temporarily for tourism, family visits or other short-term purposes. Key Features: Length: Usually allows stays of up to 3, 6 or 12 months, depending on your specific situation. Work rights: This visa generally does not allow you to work in Australia. Eligibility: You must demonstrate that you are a genuine visitor and intend to return to your home country. Considerations: While a visitor visa may grant you temporary status, keep in mind that it is not intended for long-term stay. If you intend to work or study, this visa may not be suitable for your needs. Bridging visa (subclass BVA) If you are already in Australia on a valid visa and have applied for a partner visa, you may be automatically granted a bridging visa (subclass BVA) which allows you to remain in Australia legally while your partner visa application is in place. Key Features: Duration: A bridging visa remains valid until your application for a partner visa is decided. Work rights: Depending on the circumstances, you may be allowed to work. You may need to prove financial hardship to get work rights. Conditions: You must meet the conditions set out in your bridging visa, which may include reporting to immigration authorities. Considerations: Bridging visas are temporary and specific to your situation. If you are using a bridging visa, make sure you understand its terms and conditions to avoid any breach that could affect your application for a partner visa. Student visa (subclass 500) If you want to study while waiting for a partner visa, you can consider applying for a student visa (subclass 500). This visa allows you to enroll in full-time study in Australia. Key Features: Duration: Valid for the duration of your course plus a short period afterwards to prepare for departure. Work rights: Generally allows you to work up to 40 hours per fortnight during the school year and unlimited hours during breaks. Eligibility: You must be enrolled in a registered course and meet the financial and health requirements. Considerations: Studying in Australia can be a great way to improve your skills and make the most of your time while waiting for your partner visa. However, make sure that your study plans are in line with your long-term goals and financial capabilities. Temporary Work Visa (Subclass 482) If you have skills that are in demand in Australia, you may be eligible for a temporary work visa (subclass 482). This visa allows skilled workers to work for an approved employer in Australia.

Forbearance or Deferment: Which Way to Go? Repaying student loan is a long journey as The Student Loan Help Center CEO, Bruce Mesnekoff said, at times you might face some potholes on the road, making your ride a bit difficult but there are some ways you can opt for help. Student loan forbearance and deferment are such two options which help you when you are facing money crunch and need some time to repay your student loans. Both of the options are specific to every individual depending on your financial state. Forbearance or deferment can be considered if you want to postpone your repayment for some duration or want to decrease the amount. Both of these are discussed in detail in this article. Forbearance Forbearance is used when you are facing monetary issues for a short period of time i.e. when you know you will come out of the money problems soon. Forbearance is provided for maximum period of one year at one time.Now there are two kinds of forbearance, mandatory and discretionary. When forbearance is must it’s called mandatory and this happens when: Your student loan repayment is 20% or more of your grossly monthly income. You are eligible for public loan forgiveness You are enrolled in dental internship or medical internship You are serving in a national service position Forbearance may or may not be provided by servicer if you are facing financial crunch or illness. One word of caution here would be to at least pay your interest every month because during forbearance you accruemonthly interest and if you don’t pay it as it gets added to principal. As a result you have to a pay huge amount at the end of the loan and also after forbearance is over to become current. Deferment Deferment also works onsimilar lines as forbearance. Though there is one advantage that subsidized direct loan, Perkins loans, federal Stafford loans do notaccrue interest during deferment, only non-subsidized loans accrue interest. You can defer loan repayment for the entire duration if you are in school or on military duty. If you are unemployed or facing any financial hardship the deferment period is of three years. You can qualify for deferment under following circumstances: If you are in school If you are on active military duty If you are qualifying for Perkins loan cancellation If you are unemployed If you are receiving federal or state assistance. Using deferment or forbearance is good option to keep your account “current” and save it from becoming delinquent or going in default. It saves your credit rating. If provided the opportunity to choose out of the two, always try and go for deferment if you can qualify for it as it’s more economical than forbearance. Contact The Student Loan Help Center to know more about Consolidation of your Student Loans.

Home Affordable Unemployment Program Under the Unemployment Program, for a certain period of time, you pay either reduced mortgage payments (equal to less than 31% of your gross income) or none at all. This period is called a forbearance and typically lasts for 12 months (less if you start working again, or more if the servicer extends the period). To be eligible for UP: • You must meet the same eligibility requirements as for HAMP (see below). • You must be unemployed and be eligible to receive unemployment benefits when you request UP. • The servicer can require you to receive at least three months of unemployment benefits before it starts the forbearance period. • You must make the request before you become 12 months late with your mortgage payments. The servicer cannot proceed with foreclosure after you request UP, while you are in any UP plan or extension of it, or while you are being evaluated for HAMP or HAFA (see below for descriptions of these programs). If your unemployment situation will be more than short-term, the servicer is required to evaluate whether you qualify for one of the long-term programs, like HAMP or HAFA (both described below).

The Electronic Travel Authority is the name given to the most commonly used Australian Tourist Visa allows you to stay in Australia for up to 3 months on each arrival within 12 months from the date the visa was granted.An eVisitor visa is eligible for the citizens of the European Union countries who hold a valid passport of any of those countries. An Electronic Travel Authority provides authorization to travel to and enter Australia and is electronically linked to your passport. It is for short term stays for tourism or business Visitor activities such as attending a conference, making business enquirers, or for contractual negotiations.

Portugal and Spain were not eligible for association in the 1960s. Their regimes were incompatible with the EC, for which only democratic countries were suitable partners; and Portugal had already in 1960 become a founder member of the Efta, which Britain had promoted in reaction to the establishment of the EEC and which, being confined to a purely trading relationship, was not so concerned about the political complexion of its members. So when democracy replaced dictatorship in the 1970s, both Iberian countries negotiated entry into the EEC without any prior form of association. This was one reason why the negotiations were protracted, with entry achieved only in 1986.

The absence of paramount kings ruling over large areas was encapsulated by the maxim 'Igbo amaghi eze' (the Igbo knows no king). In a culture without a paramount king, admission to a title society was a status symbol and evidence of achievement. Admiss- ion was remarkably democratic. Every male adult was eligible so long as they could demonstrate high achievements in their life- time. Such titles were rarely hereditary and there were few or no qualifications for them other than achievement or money. A man could gain a title simply by raising funds and paying for it. These titles incentivised achievement and provided upward social mobility. Hence, having an honorific title in Igboland did not necessarily make the title-holder a political ruler

The proclamation had been very clear: All eligible maidens were to attend. All. High or low estate, fat or thin, short or tall, one leg or two. In one week's time, the prince was going to pick a pretty girl from the crowd and make a princess of her. To most women in the kingdom, it was as though God had extended His hand to them. But not to the seamstresses. To old Clara Le Dure, it seemed the king had decided this was the week she ought to die. He was personally seeing to it that she should stitch herself into oblivion.

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The absence of paramount kings ruling over large areas was encapsulated by the maxim 'Igbo amaghi eze' (the Igbo knows no king). In a culture without a paramount king, admission to a title society was a status symbol and evidence of achievement. Admission was remarkably democratic. Every male adult was eligible so long as they could demonstrate high achievements in their lifetime. Such titles were rarely hereditary and there were few or no qualifications for them other than achievement or money. A man could gain a title simply by raising funds and paying for it. These titles incentivised achievement and provided upward social mobility. Hence, having an honorific title in Igboland did not necessarily make the title-holder a political ruler

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