Educator Retirement Quotes

Somebody is born. Somebody goes to school. Somebody learns to conform. Somebody types a CV. Somebody gets a job. Somebody follows orders. Somebody gets a golden watch. And then, eventually, Somebody dies. And, a Nobody is buried.

But there’s a reason. There’s a reason. There’s a reason for this, there’s a reason education sucks, and it’s the same reason that it will never, ever, ever be fixed. It’s never gonna get any better. Don’t look for it. Be happy with what you got. Because the owners of this country don't want that. I'm talking about the real owners now, the real owners, the big wealthy business interests that control things and make all the important decisions. Forget the politicians. The politicians are put there to give you the idea that you have freedom of choice. You don't. You have no choice. You have owners. They own you. They own everything. They own all the important land. They own and control the corporations. They’ve long since bought and paid for the senate, the congress, the state houses, the city halls, they got the judges in their back pockets and they own all the big media companies so they control just about all of the news and information you get to hear. They got you by the balls. They spend billions of dollars every year lobbying, lobbying, to get what they want. Well, we know what they want. They want more for themselves and less for everybody else, but I'll tell you what they don’t want: They don’t want a population of citizens capable of critical thinking. They don’t want well informed, well educated people capable of critical thinking. They’re not interested in that. That doesn’t help them. Thats against their interests. Thats right. They don’t want people who are smart enough to sit around a kitchen table to figure out how badly they’re getting fucked by a system that threw them overboard 30 fucking years ago. They don’t want that. You know what they want? They want obedient workers. Obedient workers. People who are just smart enough to run the machines and do the paperwork, and just dumb enough to passively accept all these increasingly shittier jobs with the lower pay, the longer hours, the reduced benefits, the end of overtime and the vanishing pension that disappears the minute you go to collect it, and now they’re coming for your Social Security money. They want your retirement money. They want it back so they can give it to their criminal friends on Wall Street, and you know something? They’ll get it. They’ll get it all from you, sooner or later, 'cause they own this fucking place. It's a big club, and you ain’t in it. You and I are not in the big club. And by the way, it's the same big club they use to beat you over the head with all day long when they tell you what to believe. All day long beating you over the head in their media telling you what to believe, what to think and what to buy. The table is tilted folks. The game is rigged, and nobody seems to notice, nobody seems to care. Good honest hard-working people -- white collar, blue collar, it doesn’t matter what color shirt you have on -- good honest hard-working people continue -- these are people of modest means -- continue to elect these rich cocksuckers who don’t give a fuck about them. They don’t give a fuck about you. They don’t give a fuck about you. They don't care about you at all -- at all -- at all. And nobody seems to notice, nobody seems to care. That's what the owners count on; the fact that Americans will probably remain willfully ignorant of the big red, white and blue dick that's being jammed up their assholes everyday. Because the owners of this country know the truth: it's called the American Dream, because you have to be asleep to believe it.

Sometimes you don't have enough money to hire a real science teacher. Sometimes you have an old real science teacher who retires or quits and leaves you without a replacement. And if you don't have a real science teacher, then you pick one of the other teachers and make him the science teacher. And that's why small-town kids sometimes don't know the truth about petrified wood.

One merely had the feeling that the disease had exhausted itself, or perhaps that it was retiring after achieving all of its objectives.

Here’s the thing,” I would say. “Most people, wherever they’re from, whatever they look like, are looking for the same thing. They’re not trying to get filthy rich. They don’t expect someone else to do what they can do for themselves. “But they do expect that if they’re willing to work, they should be able to find a job that supports a family. They expect that they shouldn’t go bankrupt just because they get sick. They expect that their kids should be able to get a good education, one that prepares them for this new economy, and they should be able to afford college if they’ve put in the effort. They want to be safe, from criminals or terrorists. And they figure that after a lifetime of work, they should be able to retire with dignity and respect.

Perhaps they never left the island when construction was complete," Otto replied. Wing raised an eyebrow. "A true job for life." "Or a life for a job," Otto countered. He wouldn't be at all surprised, given the emphasis on total secrecy, if H.I.V.E. offered an "aggressive" retirement package for lower-level employees. Here, being fired was probably a term that was taken a little too literally.

Graduates leave university and can't find a job. Old people reach retirement and have almost nothing to live on. Grown-ups have no time to dream, struggling from nine to five to support their families and pay for their children's education, always bumping up against the thing we all know as "harsh reality.

You know you are capitalism’s ideal puppet (and that education betrayed you) when winning the lottery is your only chance to realizing financial freedom.

...anyone still attempting to argue that Ebonics is a problem for black students or that it is somehow connected to a lack of intelligence or lack of desire to achieve is about as useful as a Betamax video cassette player, and it's time for those folks to be retired, be they teachers, administrators, or community leaders, so the rest of us can try to do some real work in the service of equal access for black students and all students. (15)

It is the well educated who will improve society—and they will improve it, at first, by criticizing it, and we are giving them the tools to criticize it. Naturally, as students, the brighter of them will begin their improvements upon society by criticizing us.” To Owen, old Archie Thorndike would sing a slightly different song: “It is your responsibility to find fault with me, it is mine to hear you out. But don’t expect me to change. I’m not going to change; I’m going to retire! Get the new headmaster to make the changes; that’s when I made changes—when I was new.” “WHAT CHANGES DID YOU MAKE?” Owen Meany asked. “That’s another reason I’m retiring!” old Thorny told Owen amiably. “My memory’s shot!

Top Five Chinese Rules 1. Respect your parents, your elders and your teachers. Never talk back or challenge them under any circumstance. 2. Education is the most important thing. It's more important than independence, the pursuit of happiness and sex. 3. Pay back your parents when you are working. We were all born with a student loan debt to our Asian parents. Asian parents' retirement plans are their kids. 4. Always call your elders "Uncle" or "Auntie," even if they are not related to you. Never call them by their first names. 5. Family first, money second, pursue your dreams never.

...the multitudinous substitutes for indigenous culture cannot grow. Having no roots, they can only age and decay. Studious, sincere youth retires, defeated. American youth, capable of becoming serious competent artists, under such pressure as this on every side, confused, try not to give up--or "fall in line." This is the nature of about all that can be called American education in the arts and architecture at this time. As for religion true to the teaching of the great redeemer who said "The Kingdom of God is within you"--that religion is yet to come: the concept true not only for the new reality of building but for the faith we call democracy.

Politicians will always offer to handle education, health care, retirement, and so forth, as if they come at no cost. But there are caveats. If the government is the provider of “free” education, then the government will also decide what is taught and, potentially, how it is used. The fewer responsibilities we have, the less free we are. Communism and democracy differ in this only by a matter of degree. We can vote away freedom as easily as it can be taken away.

There's a reason that education sucks. And it's the same reason that it will never ever, ever be fixed. It's never going to get any better, don't look for it, be happy with what you got. Because the owners of this country don't want that. I'm talking about the real owners now. The real owners. The big, wealthy business interests that control things and make all the important decisions. Forget the politicians. The politicians are put there to give you the idea that you have freedom of choice. You don't. You have no choice. You have owners. They own you. They own everything. They own all the important land. They own and control the corporations. They've long since bought and paid for the Senate, the Congress, the state houses, and city halls. They got the judges in their back pocket. And they own all the big media companies so they control just about all of the news and information you get to hear. They got you by the balls. They spend billions of dollars every year lobbying, lobbying to get what they want. Well, we know what they want. They want more for themselves and less for everybody else. But I'll tell you what they don't want. They don't want a population of citizens capable of critical thinking. They don't want well-informed, well-educated people, capable of critical thinking. They're not interested in that. That doesn't help them. That's against their interest. That's right. They don't want people who are smart enough to figure out how badly they're getting fucked by a system that threw them overboard 30 fucking years ago. They don't want that. You know what they want? They want obedient workers. Obedient workers. People who are just smart enough to run the machines and do the paperwork and just dumb enough, to passively accept all these increasingly shittier jobs, with the lower pay, the longer hours, the reduced benefits, the end of overtime, and the vanishing pension that disappears the minute you go to collect it. And now, they're coming for your Social Security money. They want your fucking retirement money. They want it back, so they can give it to their criminal friends on Wall Street. And you know something, they'll get it. They'll get it all from you, sooner or later, because they own this fucking place. It's a big club, and you ain't in it. You and I are not in the big club.

George dutifully dusted the marks from the expensive rug and retired to the kitchen to await a grave and disapproving Collins, wishing with all of his boyish heart that he had applied for the stables. Cleaning stalls had to be beneficial exercise, and surely one must become accustomed to the smells...eventually.

I want my students involved in learning to love and question art, not to live in fear of tests.

Choosing to invest in income-generating assets allows you to break free from the shackles of a limited income, opening doors to a world of possibilities.

..."extreme capitalism": the obsessive, uncritical penetration of the concept of the market into every aspect of American life, and the attempt to drive out every other institution, including law, art, culture, public education, Social Security, unions, community, you name it. It is the conflation of markets with populism, with democracy, with diversity, with liberty, and with choice---and so the denial of any form of choice that imposes limits on the market. More than that, it is the elimination of these separate concepts from our political discourse, so that we find ourselves looking to the stock market to fund retirement, college education, health care, and having forgotten that in other wealthy and developed societies these are rights, not the contingent outcomes of speculative games. James K. Galbraith, Lloyd M. Bentsen Jr. Chair in Government/Business Relations and Professor of Government, University of Texas.

Terry took the silence as acquiescence, “The other way to make money is to exploit people, oh, no sorry, that’s the ‘only’ way to make money, exploit other people, that’s how the billionaires have acquired all their money by exploiting others… So how did they achieve it? You’re going to love this… they changed all the rules to accommodate what they wanted to do. How I hear you ask… easy, they own the politicians, they own the banks, they own industry and they own everything. They made it easier for themselves to invest in so called emerging markets. What once would’ve been considered treasonous was now considered virtuous. Instead of building up the nation state and its resources, all of its resources, including its people, they concentrated on building up their profits. That’s all they did. They invested in parts of the world where children could be worked for 12 hours a day 7 days a week, where grown men and women could be treated like slaves and all for a pittance and they did this because we here in the west had made it illegal to work children, because we’d abolished slavery, because we had fought for workers’ rights, for a minimum wage, for a 40 hr week, for pensions, for the right to retire, for a free NHS, for free education, all of these things were getting in the way of them making a quick and easy profit and worse …had been making us feel we were worth something.

Modern redistribution, as exemplified by the social states constructed by the wealthy countries in the twentieth century, is based on a set of fundamental social rights: to education, health, and retirement.

The mass education in high schools reflects the mass production of the real world. The teaching style has one teacher (supervisor) lecturing (leading) 20-25 students (workers) sitting in rows, much like a manager and his employees.

Edmondson has incisively discussed the ways college campuses have grown akin to upscale retirement homes for the very young, where the promise of intellectually demanding courses ranks far below the lure of new gymnastic facilities.

The lower middle class is petty bourgeois. These people seek their security in status; status in an organizational structure. They try to find a place for themselves in an organization which has a hierarchy in which they can count on moving up automatically simply by surviving. Some people still think that most Americans are active, assertive, aggressive, self-reliant people who need no help from anyone, especially the Government, and achieve success as individuals by competing freely with each other. That may have been true 100 years ago. It isn’t true today. Today more and more of us are petty bourgeois who snuggle down in a hierarchical bureaucracy where advancement is assured merely by keeping the body warm and not breaking the rules; it doesn’t matter whether it is education or the Armed Services or a big corporation or the Government. Notice that high school teachers are universally opposed to merit pay. They are paid on the basis of their degrees and years of teaching experience. Or consider the professor. He gets his Ph. D. by writing a large dissertation on a small subject, and he hopes to God he never meets anyone else who knows anything about that subject. If he does, they don’t talk about it; they talk about the weather or baseball. So our society is becoming more and more a society of white-collar clerks on many levels, including full professors. They live for retirement and find their security through status in structures.

Mum, since when have you ever decided whether or not to do something based on an assumption that you will fail?” I asked. “If I think everyone else will be better than me, then you’re right, I shouldn’t try. But if that is my approach, maybe I should just preemptively admit defeat and retire now.

But Rousseau — to what did he really want to return? Rousseau, this first modern man, idealist and rabble in one person — one who needed moral "dignity" to be able to stand his own sight, sick with unbridled vanity and unbridled self-contempt. This miscarriage, couched on the threshold of modern times, also wanted a "return to nature"; to ask this once more, to what did Rousseau want to return? I still hate Rousseau in the French Revolution: it is the world-historical expression of this duality of idealist and rabble. The bloody farce which became an aspect of the Revolution, its "immorality," is of little concern to me: what I hate is its Rousseauan morality — the so-called "truths" of the Revolution through which it still works and attracts everything shallow and mediocre. The doctrine of equality! There is no more poisonous poison anywhere: for it seems to be preached by justice itself, whereas it really is the termination of justice. "Equal to the equal, unequal to the unequal" — that would be the true slogan of justice; and also its corollary: "Never make equal what is unequal." That this doctrine of equality was surrounded by such gruesome and bloody events, that has given this "modern idea" par excellence a kind of glory and fiery aura so that the Revolution as a spectacle has seduced even the noblest spirits. In the end, that is no reason for respecting it any more. I see only one man who experienced it as it must be experienced, with nausea — Goethe. Goethe — not a German event, but a European one: a magnificent attempt to overcome the eighteenth century by a return to nature, by an ascent to the naturalness of the Renaissance — a kind of self-overcoming on the part of that century. He bore its strongest instincts within himself: the sensibility, the idolatry of nature, the anti-historic, the idealistic, the unreal and revolutionary (the latter being merely a form of the unreal). He sought help from history, natural science, antiquity, and also Spinoza, but, above all, from practical activity; he surrounded himself with limited horizons; he did not retire from life but put himself into the midst of it; he if was not fainthearted but took as much as possible upon himself, over himself, into himself. What he wanted was totality; he fought the mutual extraneousness of reason, senses, feeling, and will (preached with the most abhorrent scholasticism by Kant, the antipode of Goethe); he disciplined himself to wholeness, he created himself. In the middle of an age with an unreal outlook, Goethe was a convinced realist: he said Yes to everything that was related to him in this respect — and he had no greater experience than that ens realissimum [most real being] called Napoleon. Goethe conceived a human being who would be strong, highly educated, skillful in all bodily matters, self-controlled, reverent toward himself, and who might dare to afford the whole range and wealth of being natural, being strong enough for such freedom; the man of tolerance, not from weakness but from strength, because he knows how to use to his advantage even that from which the average nature would perish; the man for whom there is no longer anything that is forbidden — unless it be weakness, whether called vice or virtue. Such a spirit who has become free stands amid the cosmos with a joyous and trusting fatalism, in the faith that only the particular is loathesome, and that all is redeemed and affirmed in the whole — he does not negate anymore. Such a faith, however, is the highest of all possible faiths: I have baptized it with the name of Dionysus. 50 One might say that in a certain sense the nineteenth century also strove for all that which Goethe as a person had striven for: universality in understanding and in welcoming, letting everything come close to oneself, an audacious realism, a reverence for everything factual.

I did hundreds of interviews with people in retirement or approaching retirement. Here was their theme: 'I was waiting for a time when I’d have more time, education, experience or money to do what I wanted to do…only to find out when I got there that I still needed more time, more education, more experience and more money.

The Unknown Citizen by W. H. Auden (To JS/07 M 378 This Marble Monument Is Erected by the State) He was found by the Bureau of Statistics to be One against whom there was no official complaint, And all the reports on his conduct agree That, in the modern sense of an old-fashioned word, he was a saint, For in everything he did he served the Greater Community. Except for the War till the day he retired He worked in a factory and never got fired, But satisfied his employers, Fudge Motors Inc. Yet he wasn't a scab or odd in his views, For his Union reports that he paid his dues, (Our report on his Union shows it was sound) And our Social Psychology workers found That he was popular with his mates and liked a drink. The Press are convinced that he bought a paper every day And that his reactions to advertisements were normal in every way. Policies taken out in his name prove that he was fully insured, And his Health-card shows he was once in hospital but left it cured. Both Producers Research and High-Grade Living declare He was fully sensible to the advantages of the Instalment Plan And had everything necessary to the Modern Man, A phonograph, a radio, a car and a frigidaire. Our researchers into Public Opinion are content That he held the proper opinions for the time of year; When there was peace, he was for peace: when there was war, he went. He was married and added five children to the population, Which our Eugenist says was the right number for a parent of his generation. And our teachers report that he never interfered with their education. Was he free? Was he happy? The question is absurd: Had anything been wrong, we should certainly have heard.

It’s worth ten times the price to get you out of those things. Besides, I’ve got credits to burn.” He did. They all did. The more they worked, the more credits they got. The more they got, the more they needed to spend them before they expired, which they did after a year. You didn’t need to save them. All the things that Maya’s generation had saved for—a home of one’s own, retirement, the kids’ college education, medical emergencies—all those were now each person’s birthright. When the surplus was totaled each year—for the City inevitably ended up with a net surplus—it was simply a measure that they had produced more than they consumed, given more than they took back.

Today was a special occasion—his retirement from the world of medicine. After all those decades of education, preparation, and practice, it was all coming to an end. It had probably been a tough decision for Devlin to make—the culmination of a career to which he’d devoted his life, and the loss of a large part of his identity. Thankfully, he still had his winemaking to give him purpose. Rivera

if we are serious about creating a truly free society, we must take the next step forward and guarantee every man, woman, and child in our country basic economic rights—the right to quality health care, the right to good education, the right to decent and affordable housing, the right to a secure retirement, and the right to live in a clean environment. And the right to a secure, well-paying, and meaningful job.

If we agree that the education, employment and retirement continuum is no longer a linear “cradle to grave” construct, then several tools for managing this reality are increasingly proving redundant. Job descriptions used for hiring are one such example. Hiring managers often write these as a reflection of their own experiences, ignoring the fact that we are entering an era where the emphasis should be less on ready competence and more on transferable skills.

the welfare states of western Europe were not politically divisive. They were socially re-distributive in general intent (some more than others) but not at all revolutionary—they did not ‘soak the rich’. On the contrary: although the greatest immediate advantage was felt by the poor, the real long-term beneficiaries were the professional and commercial middle class. In many cases they had not previously been eligible for work-related health, unemployment or retirement benefits and had been obliged, before the war, to purchase such services and benefits from the private sector. Now they had full access to them, either free or at low cost. Taken with the state provision of free or subsidized secondary and higher education for their children, this left the salaried professional and white-collar classes with both a better quality of life and more disposable income. Far from dividing the social classes against each other, the European welfare state bound them closer together than ever before, with a common interest in its preservation and defense.

Can any position be more wretched than that of the unhappy father who, when he clasps his child to his breast, is haunted by the suspicion that this is the child of another, the badge of his own dishonor, a thief who is robbing his own children of their inheritance. Under such circumstances the family is little more than a group of secret enemies, armed against each other by a guilty woman, who compels them to pretend to love one another. Thus it is not enough that a wife should be faithful; her husband, along with his friends and neighbors, must believe in her fidelity; she must be modest, devoted, retiring; she should have the witness not only of a good conscience, but of a good reputation. In a word, if a father must love his children, he must be able to respect their mother. For these reasons it is not enough that the woman should be chaste, she must preserve her reputation and her good name. From these principles there arises not only a moral difference between the sexes, but also a fresh motive for duty and propriety, which prescribes to women in particular the most scrupulous attention to their conduct, their manners, their behavior.

Most of us do live like that; we live according to a preordained plan. We spend our youth being educated. Then we find a job, and meet someone, marry, and have children. We buy a house, try to make a success of our business, aim for dreams like a country house or a second car. We go away on holiday with our friends. We plan for retirement. The biggest dilemmas some of us ever have to face are where to take our next holiday or whom to invite at Christmas. Our lives are monotonous, petty, and repetitive, wasted in the pursuit of the trivial, because we seem to know of nothing better.

My mother has always loved piano music and hungered to play. When she was in her early sixties, she retired from her job as a computer programmer so that she could devote herself more fully to the piano. As she had done with her dog obsession, she took her piano education to an extreme. She bought not one, not two, but three pianos. One was the beautiful Steinway B, a small grand piano she purchased with a modest inheritance left by a friend of her parents’. She photocopied all of her music in a larger size so she could see it better and mounted it on manila folders. She practiced for several hours every day. When she wasn’t practicing the piano she was talking about the piano. I love pianos, too, and wrote an entire book about the life of one piano, a Steinway owned by the renowned pianist Glenn Gould. And I shared my mother’s love for her piano. During phone conversations, I listened raptly as she told me about the instrument’s cross-country adventures. Before bringing the Steinway north, my mother had mentioned that she was considering selling it. I was surprised, but instead of reminding her that, last I knew, she was setting it aside for me, I said nothing, unable to utter the simple words, “But, Mom, don’t you remember your promise?” If I did, it would be a way of asking for something, and asking my mother for something was always dangerous because of the risk of disappointment.

We will revisit the effects of sleep loss on emotional stability and other brain functions in later chapters when we discuss the real-life consequences of sleep loss in society, education, and the workplace. The findings justify our questioning of whether or not sleep-deprived doctors can make emotionally rational decisions and judgments; under-slept military personnel should have their fingers on the triggers of weaponry; overworked bankers and stock traders can make rational, non-risky financial decisions when investing the public’s hard-earned retirement funds; and if teenagers should be battling against impossibly early start times during a developmental phase of life when they are most vulnerable to developing psychiatric disorders.

I often would think about how we have built our society, and when you describe it out loud, it sounds rather insane. The idea of being funnelled through a conventional life progression of education, work, career, marriage, kids, divorce, retirement and then death doesn’t seem that inspiring to me. Then we’re told we have to struggle to make a living, sacrifice enjoyment to have a family, delay our happiness until we’re retired, fight the next person for a job, climb the ladder of success to get an even more stressful job, spend more money than we earn, go into debt, live in fear of being blown up by some terrorist and then have TV passed off as the only way to escape it all. And when all of this gets too much and you can’t keep up, you get prescribed antidepressants and made to feel like you’ve failed.

My stump speech became less a series of positions and more a chronicle of these disparate voices, a chorus of Americans from every corner of the state. “Here’s the thing,” I would say. “Most people, wherever they’re from, whatever they look like, are looking for the same thing. They’re not trying to get filthy rich. They don’t expect someone else to do what they can do for themselves. “But they do expect that if they’re willing to work, they should be able to find a job that supports a family. They expect that they shouldn’t go bankrupt just because they get sick. They expect that their kids should be able to get a good education, one that prepares them for this new economy, and they should be able to afford college if they’ve put in the effort. They want to be safe, from criminals or terrorists. And they figure that after a lifetime of work, they should be able to retire with dignity and respect. “That’s about it. It’s not a lot. And although they don’t expect government to solve all their problems, they do know, deep in their bones, that with just a slight change in priorities government could help.” The room would be quiet, and I’d take a few questions. When a meeting was over, people lined up to shake my hand, pick up some campaign literature, or talk to Jeremiah, Anita, or a local campaign volunteer about how they could get involved. And I’d drive on to the next town, knowing that the story I was telling was true; convinced that this campaign was no longer about me and that I had become a mere conduit through which people might recognize the value of their own stories, their own worth, and share them with one another. —

The father of this pleasant grandfather, of the neighbourhood of Mount Pleasant, was a horny-skinned, two-legged, money-getting species of spider who spun webs to catch unwary flies and retired into holes until they were entrapped. The name of this old pagan's god was Compound Interest. He lived for it, married it, died of it. Meeting with a heavy loss in an honest little enterprise in which all the loss was intended to have been on the other side, he broke something--something necessary to his existence, therefore it couldn't have been his heart--and made an end of his career. As his character was not good, and he had been bred at a charity school in a complete course, according to question and answer, of those ancient people the Amorites and Hittites, he was frequently quoted as an example of the failure of education.

Given the country’s low birth rate, more Germans will have to follow Mr Gerloff’s example if companies are to avoid crippling shortages of skilled labour in the coming years. At 21 per cent, Germany already has a higher share of its population over the age of 65 than any other country, bar Japan. Despite a large increase in immigration last year, there are already skills shortages in some sectors, particularly in machine building and healthcare and at small and medium-sized companies in rural areas. But this is only a harbinger of the difficulties to come when German baby boomers begin retiring over the next 15 to 20 years. Between 2010 and 2030 the stock of economically active people is set to decline by almost 10 per cent to 39.1m, according to a 2012 report by the Federal Institute for Vocational Education and Training.

Student indebtedness expemplifies neoliberalismś strategy since the 1970s: the substitution of social rights (the right to education, health care, retirement, etc.) for access to credit, in other words, for the right to contract debt. No more pooling of pensions, instead individual investment in pension funds; no pay rises, instead consumer credit; no universal insurance, individual insurance; no right to housing, home loans. The individualization process established through social policies has brought about radical changes in the welfare state. Education spending, left entirely to students, frees up resources which the state quickly transfers to corporations and the wealthiest households, notably through lower taxes. The true welfare recipients are no longer the poor, the unemployed, the sick, unmarried women, and so on, but corporations and rich.

In her book The Government-Citizen Disconnect, the political scientist Suzanne Mettler reports that 96 percent of American adults have relied on a major government program at some point in their lives. Rich, middle-class, and poor families depend on different kinds of programs, but the average rich and middle-class family draws on the same number of government benefits as the average poor family. Student loans look like they were issued from a bank, but the only reason banks hand out money to eighteen-year-olds with no jobs, no credit, and no collateral is because the federal government guarantees the loans and pays half their interest. Financial advisers at Edward Jones or Prudential can help you sign up for 529 college savings plans, but those plans' generous tax benefits will cost the federal government an estimated $28.5 billion between 2017 and 2026. For most Americans under the age of sixty-five, health insurance appears to come from their jobs, but supporting this arrangement is one of the single largest tax breaks issued by the federal government, one that exempts the cost of employer-sponsored health insurance from taxable incomes. In 2022, this benefit is estimated to have cost the government $316 billion for those under sixty-five. By 2032, its price tag is projected to exceed $6oo billion. Almost half of all Americans receive government-subsidized health benefits through their employers, and over a third are enrolled in government-subsidized retirement benefits. These participation rates, driven primarily by rich and middle-class Americans, far exceed those of even the largest programs directed at low income families, such as food stamps (14 percent of Americans) and the Earned Income Tax Credit (19 percent). Altogether, the United States spent $1.8 trillion on tax breaks in 2021. That amount exceeded total spending on law enforcement, education, housing, healthcare, diplomacy, and everything else that makes up our discretionary budget. Roughly half the benefits of the thirteen largest individual tax breaks accrue to the richest families, those with incomes that put them in the top 20 percent. The top I percent of income earners take home more than all middle-class families and double that of families in the bottom 20 percent. I can't tell you how many times someone has informed me that we should reduce military spending and redirect the savings to the poor. When this suggestion is made in a public venue, it always garners applause. I've met far fewer people who have suggested we boost aid to the poor by reducing tax breaks that mostly benefit the upper class, even though we spend over twice as much on them as on the military and national defense.

Why do we look to everyone else to see what to do? Why don't we understand that they're all as lost and scared as we are? Why do we look at a random consensus, shaped by opinions and powers that drift like dunes, as an absolute truth? If "normal" could change tomorrow, why are we such slaves to it? And where has "normal" gotten us, anyway? We live in a society that can't stop pollution or environmental destruction, that can't raise educational standards, can't stay healthy and non-obese, can't balance a budget, has no sense of fiscal responsibility, is in an economic tailspin, and is rife with crime and murder and violence. Most people in this "normal" society of ours begin sitting still in a room for six to eight hours beginning in childhood. They continue that for twelve years and then begin sitting still in a different room for another forty years, at which point they hope to retire and sit still in a chair in front of the TV until they die.

We have gods called “good education,” “retirement plan,” “personal network,” and “health.” Any of these, and more, can be an idol when they complete this sentence: Whatever happens, it will all be okay because… We all have our own reasons that it’ll all be okay: • because of how much I have in the bank, my home equity, my retirement accounts. I can rely on that. I’ve made responsible decisions, and as long as I keep doing that, everything will be fine. • because the right people are in charge of our country, making the right decisions, appointing the right officials. • because I’m a good person, and so surely good things will come my way too. • because at least I have my family, and they will continue to give me meaning and purpose as I go through my days, even if other things don’t go the way I want. • because I am a hard worker, I’m self-sufficient, and I can take care of myself and those around me no matter what. • because I plan ahead and won’t be caught off guard.

Mr. Collins was not a sensible man, and the deficiency of nature had been but little assisted by education or society; the greatest part of his life having been spent under the guidance of an illiterate and miserly father; and though he belonged to one of the universities, he had merely kept the necessary terms, without forming at it any useful acquaintance. The subjection in which his father had brought him up had given him originally great humility of manner; but it was now a good deal counteracted by the self-conceit of a weak head, living in retirement, and the consequential feelings of early and unexpected prosperity. A fortunate chance had recommended him to Lady Catherine de Bourgh when the living of Hunsford was vacant; and the respect which he felt for her high rank, and his veneration for her as his patroness, mingling with a very good opinion of himself, of his authority as a clergyman, and his right as a rector, made him altogether a mixture of pride and obsequiousness, self-importance and humility.

I can hardly believe that our nation’s policy is to seek peace by going to war. It seems that President Donald J. Trump has done everything in his power to divert our attention away from the fact that the FBI is investigating his association with Russia during his campaign for office. For several weeks now he has been sabre rattling and taking an extremely controversial stance, first with Syria and Afghanistan and now with North Korea. The rhetoric has been the same, accusing others for our failed policy and threatening to take autonomous military action to attain peace in our time. This gunboat diplomacy is wrong. There is no doubt that Secretaries Kelly, Mattis, and other retired military personnel in the Trump Administration are personally tough. However, most people who have served in the military are not eager to send our young men and women to fight, if it is not necessary. Despite what may have been said to the contrary, our military leaders, active or retired, are most often the ones most respectful of international law. Although the military is the tip of the spear for our country, and the forces of civilization, it should not be the first tool to be used. Bloodshed should only be considered as a last resort and definitely never used as the first option. As the leader of the free world, we should stand our ground but be prepared to seek peace through restraint. This is not the time to exercise false pride! Unfortunately the Trump administration informed four top State Department management officials that their services were no longer needed as part of an effort to "clean house." Patrick Kennedy, served for nine years as the “Undersecretary for Management,” “Assistant Secretaries for Administration and Consular Affairs” Joyce Anne Barr and Michele Bond, as well as “Ambassador” Gentry Smith, director of the Office for Foreign Missions. Most of the United States Ambassadors to foreign countries have also been dismissed, including the ones to South Korea and Japan. This leaves the United States without the means of exercising diplomacy rapidly, when needed. These positions are political appointments, and require the President’s nomination and the Senate’s confirmation. This has not happened! Moreover, diplomatically our country is severely handicapped at a time when tensions are as hot as any time since the Cold War. Without following expert advice or consent and the necessary input from the Unites States Congress, the decisions are all being made by a man who claims to know more than the generals do, yet he has only the military experience of a cadet at “New York Military Academy.” A private school he attended as a high school student, from 1959 to 1964. At that time, he received educational and medical deferments from the Vietnam War draft. Trump said that the school provided him with “more training than a lot of the guys that go into the military.” His counterpart the unhinged Kim Jong-un has played with what he considers his country’s military toys, since April 11th of 2012. To think that these are the two world leaders, protecting the planet from a nuclear holocaust….

At this point in your Total Money Makeover, you are debt-free except for the house, and you have three to six months of expenses ($10,000+/–) saved for emergencies. At this point in your Total Money Makeover, you are putting 15 percent of your income into retirement savings and you are investing for your kid’s college education with firm goals in sight on both. You are now one of the top 5 to 10 percent of Americans because you have some wealth, have a plan, and are under control. At this point in your Total Money Makeover, you are in grave danger! You are in danger of settling for “Good Enough.” You are at the eighteen-mile mark of a marathon, and now that it is time to reach for the really big gold ring, the final two Baby Steps could seem out of your reach. Let me assure you that many have been at this point. Some have stopped and regretted it; others have stayed gazelle-intense long enough to finish the race. The latter have looked and seen just one major hurdle left, after which they can walk with pride among the ultra-fit who call themselves financial marathoners. They can count themselves among the elite who have finished The Total Money Makeover.

Vague assertions as to the equality of the sexes and the similarity of their duties are only empty words; they are no answer to my argument. It is a poor sort of logic to quote isolated exceptions against laws so firmly established. Women, you say, are not always bearing children. Granted; yet that is their proper business. Because there are a hundred or so of large towns in the world where women live licentiously and have few children, will you maintain that it is their business to have few children? And what would become of your towns if the remote country districts, with their simpler and purer women, did not make up for the barrenness of your fine ladies? There are plenty of country places where women with only four or five children are reckoned unfruitful. In conclusion, although here and there a woman may have few children, what difference does it make? Is it any the less a woman's business to be a mother? And do not the general laws of nature and morality make provision for this state of things? Even if there were these long intervals, which you assume, between the periods of pregnancy, can a woman suddenly change her way of life without danger? Can she be a nursing mother to-day and a soldier tomorrow? Will she change her tastes and her feelings as a chameleon changes his color? Will she pass at once from the privacy of household duties and indoor occupations to the buffeting of the winds, the toils, the labors, the perils of war? Will she be now timid, now brave, now fragile, now robust? If the young men of Paris find a soldier's life too hard for them, how would a woman put up with it, a woman who has hardly ventured out of doors without a parasol and who has scarcely put a foot to the ground? Will she make a good soldier at an age when even men are retiring from this arduous business? There are countries, I grant you, where women bear and rear children with little or no difficulty, but in those lands the men go half-naked in all weathers, they strike down the wild beasts, they carry a canoe as easily as a knapsack, they pursue the chase for 700 or 800 leagues, they sleep in the open on the bare ground, they bear incredible fatigues and go many days without food. When women become strong, men become still stronger; when men become soft, women become softer; change both the terms and the ratio remains unaltered.

Kuznets created a metric called Gross National Product, which provided the basis for the Gross Domestic Product (GDP) metric we use today. But Kuznets was careful to emphasise that GDP is flawed. It tallies up the market value of total production, but it doesn’t care whether that production is helpful or harmful. GDP makes no distinction between $100 worth of tear gas and $100 worth of education. And, perhaps more importantly, it does not account for the ecological and social costs of production. If you cut down a forest for timber, GDP goes up. If you extend the working day and push back the retirement age, GDP goes up. If pollution causes hospital visits to rise, GDP goes up. But GDP says nothing about the loss of the forest as habitat for wildlife, or as a sink for emissions. It says nothing about the toll that too much work and pollution takes on people’s bodies and minds. And not only does it leave out what is bad, it also leaves out much of what is good: it doesn’t count most non-monetised economic activities, even when they are essential to human life and well-being. If you grow your own food, clean your own house or care for your ageing parents, GDP says nothing.

In other words, you have been hypnotized or conditioned by an educational processing-system arranged in grades or steps, supposedly leading to some ultimate Success. First nursery school or kindergarten, then the grades or forms of elementary school, preparing you for the great moment of secondary school! But then more steps, up and up to the coveted goal of the university. Here, if you are clever, you can stay on indefinitely by getting into graduate school and becoming a permanent student. Otherwise, you are headed step by step for the great Outside World of family-raising, business, and profession. Yet graduation day is a very temporary fulfillment, for with your first sales-promotion meeting you are back in the same old system, being urged to make that quota (and if you do, they’ll give you a higher quota) and so progress up the ladder to sales manager, vice-president, and, at last, president of your own show (about forty to forty-five years old). In the meantime, the insurance and investment people have been interesting you in plans for Retirement—that really ultimate goal of being able to sit back and enjoy the fruits of all your labors. But when that day comes, your anxieties and exertions will have left you with a weak heart, false teeth, prostate trouble, sexual impotence, fuzzy eyesight, and a vile digestion.

The other strikingly modern feature of the type of poet which Euripides now introduced into the history of literature is his apparently voluntary refusal to take any part whatever in public life. Euripides was not a soldier as Aeschylus was, nor a priestly dignitary as Sophocles was, but, on the other hand, he is the very first poet who is reported to have possessed a library, and he appears to be also the first poet to lead the life of a scholar in complete retirement from the world. If the bust of him, with its tousled hair, its tired eyes and the embittered lines round the mouth, is a true portrait, and if we are right in seeing in it a discrepancy between body and spirit, and the expression of a restless and dissatisfied life, then we may say that Euripides was the first unhappy poet, the first whose poetry brought him suffering. The notion of genius in the modern sense is not merely completely strange to the ancient world; its poets and artists have nothing of the genius about them. The rational and craftsmanlike elements in art are far more important for them than the irrational and intuitive. Plato’s doctrine of enthusiasm emphasized, indeed, that poets owed their work to divine inspiration and not to mere technical ability, but this idea by no means leads to the exaltation of the poet; it only increases the gulf between him and his work, and makes of him a mere instrument of the divine purpose. It is, however, of the essence of the modern notion of genius that there is no gulf between the artist and his work, or, if such a gulf is admitted, that the genius is far greater than any of his works and can never be adequately expressed in them. So genius connotes for us a tragic loneliness and inability to make itself fully understood. But the ancient world knows nothing of this or of the other tragic feature of the modern artist—his lack of recognition by his own contemporaries and his despairing appeals to a remote posterity. There is not a trace of all this—at least before Euripides. Euripides’ lack of success was mainly due to the fact that there was nothing in classical times that could be called an educated middle class. The old aristocracy took no pleasure in his plays, owing to their different outlook on life, and the new bourgeois public could not enjoy them either, owing to its lack of education. With his philosophical radicalism, Euripides is a unique pheno menon, even among the poets of his age, for these are in general as conservative in their outlook as were those of the classical age —in spite of a naturalism of style which was derived from the urban and commercial society they lived in, and which had reached a point at which it was really incompatible with political conservatism. As politicians and partisans these poets hold to their conservative doctrines, but as artists they are swept along in the progressive stream of their times. This inner contradiction in their work is a completely new phenomenon in the social history of art.

Postscript, 2005 From the Publisher ON APRIL 7, 2004, the Mid-Hudson Highland Post carried an article about an appearance that John Gatto made at Highland High School. Headlined “Rendered Speechless,” the report was subtitled “Advocate for education reform brings controversy to Highland.” The article relates the events of March 25 evening of that year when the second half of John Gatto’s presentation was canceled by the School Superintendent, “following complaints from the Highland Teachers Association that the presentation was too controversial.” On the surface, the cancellation was in response to a video presentation that showed some violence. But retired student counselor Paul Jankiewicz begged to differ, pointing out that none of the dozens of students he talked to afterwards were inspired to violence. In his opinion, few people opposing Gatto had seen the video presentation. Rather, “They were taking the lead from the teacher’s union who were upset at the whole tone of the presentation.” He continued, “Mr. Gatto basically told them that they were not serving kids well and that students needed to be told the truth, be given real-life learning experiences, and be responsible for their own education. [Gatto] questioned the validity and relevance of standardized tests, the prison atmosphere of school, and the lack of relevant experience given students.” He added that Gatto also had an important message for parents: “That you have to take control of your children’s education.” Highland High School senior Chris Hart commended the school board for bringing Gatto to speak, and wished that more students had heard his message. Senior Katie Hanley liked the lecture for its “new perspective,” adding that ”it was important because it started a new exchange and got students to think for themselves.” High School junior Qing Guo found Gatto “inspiring.” Highland teacher Aliza Driller-Colangelo was also inspired by Gatto, and commended the “risk-takers,” saying that, following the talk, her class had an exciting exchange about ideas. Concluded Jankiewicz, the students “were eager to discuss the issues raised. Unfortunately, our school did not allow that dialogue to happen, except for a few teachers who had the courage to engage the students.” What was not reported in the newspaper is the fact that the school authorities called the police to intervene and ‘restore the peace’ which, ironically enough, was never in the slightest jeopardy as the student audience was well-behaved and attentive throughout. A scheduled evening meeting at the school between Gatto and the Parents Association was peremptorily forbidden by school district authorities in a final assault on the principles of free speech and free assembly… There could be no better way of demonstrating the lasting importance of John Taylor Gatto’s work, and of this small book, than this sorry tale. It is a measure of the power of Gatto’s ideas, their urgency, and their continuing relevance that school authorities are still trying to shut them out 12 years after their initial publication, afraid even to debate them. — May the crusade continue! Chris Plant Gabriola Island, B.C. February, 2005

Hardy reinforces his narrative with stories of heroes who didn’t have the right education, the right connections, and who could have been counted out early as not having the DNA for success: “Richard Branson has dyslexia and had poor academic performance as a student. Steve Jobs was born to two college students who didn’t want to raise him and gave him up for adoption. Mark Cuban was born to an automobile upholsterer. He started as a bartender, then got a job in software sales from which he was fired.”8 The list goes on. Hardy reminds his readers that “Suze Orman’s dad was a chicken farmer. Retired General Colin Powell was a solid C student. Howard Schultz, the CEO of Starbucks, was born in a housing authority in the Bronx … Barbara Corcoran started as a waitress and admits to being fired from more jobs than most people hold in a lifetime. Pete Cashmore, the CEO of Mashable, was sickly as a child and finished high school two years late due to medical complications. He never went to college.” What do each of these inspiring leaders and storytellers have in common? They rewrote their own internal narratives and found great success. “The biographies of all heroes contain common elements. Becoming one is the most important,”9 writes Chris Matthews in Jack Kennedy, Elusive Hero. Matthews reminds his readers that young John F. Kennedy was a sickly child and bedridden for much of his youth. And what did he do while setting school records for being in the infirmary? He read voraciously. He read the stories of heroes in the pages of books by Sir Walter Scott and the tales of King Arthur. He read, and dreamed of playing the hero in the story of his life. When the time came to take the stage, Jack was ready.

Under these circumstances the most anodyne book was a source of danger from the simple fact that love was alluded to, and woman depicted as an attractive creature; and this was enough to account for all—for the inherent ignorance of Catholics, since it was proclaimed as the preventive cure for temptations—for the instinctive horror of art, since to these craven souls every written and studied work was in its nature a vehicle of sin and an incitement to fall. Would it not really be far more sensible and judicious to open the windows, to air the rooms, to treat these souls as manly beings, to teach them not to be so much afraid of their own flesh, to inculcate the firmness and courage needed for resistance? For really it is rather like a dog which barks at your heels and snaps at your legs if you are afraid of him, but who beats a retreat if you turn on him boldly and drive him off. The fact remains that these schemes of education have resulted, on the one hand, in the triumph of the flesh in the greater number of men who have been thus brought up and then thrown into a worldly life, and on the other, in a wide diffusion of folly and fear, an abandonment of the possessions of the intellect and the capitulation of the Catholic army surrendering without a blow to the inroads of profane literature, which takes possession of territory that it has not even had the trouble of conquering. This really was madness! The Church had created art, had cherished it for centuries; and now by the effeteness of her sons she was cast into a corner. All the great movements of our day, one after the other—romanticism, naturalism—had been effected independently of her, or even against her will. If a book were not restricted to the simplest tales, or pleasing fiction ending in virtue rewarded and vice punished, that was enough; the propriety of beadledom was at once ready to bray. As soon as the most modern form of art, the most malleable and the broadest—the Novel—touched on scenes of real life, depicted passion, became a psychological study, an effort of analysis, the army of bigots fell back all along the line. The Catholic force, which might have been thought better prepared than any others to contest the ground which theology had long since explored, retired in good order, satisfied to cover its retreat by firing from a safe distance, with its old-fashioned match-lock blunderbusses, on works it had neither inspired nor written. The Church party, centuries behind the time, and having made no attempt to follow the evolution of style in the course of ages, now turned to the rustic who can scarcely read; it did not understand more than half of the words used by modern writers, and had become, it must be said, a camp of the illiterate. Incapable of distinguishing the good from the bad, it included in one condemnation the filth of pornography and real works of art; in short, it ended by emitting such folly and talking such preposterous nonsense, that it fell into utter discredit and ceased to count at all. And it would have been so easy for it to work on a little way, to try to keep up with the times, and to understand, to convince itself whether in any given work the author was writing up the Flesh, glorifying it, praising it, and nothing more, or whether, on the contrary, he depicted it merely to buffet it—hating it. And, again, it would have done well to convince itself that there is a chaste as well as a prurient nude, and that it should not cry shame on every picture in which the nude is shown. Above all, it ought to have recognized that vices may well be depicted and studied with a view to exciting disgust of them and showing their horrors.

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We North Americans are fortunate that our ancestors, frontier colonists and emigrants, were forced to develop for survival a pragmatic, positive attitude toward inventions and mechanisms. It helped us a great deal to make the most out of the first centuries of industrialization. Unfortunately, the cultural heritage in some of the nations that need industrialization most is very different and constitutes a barrier to urgently needed technical development. Throughout India, for example, so many young people choose to be educated for "clean" desk jobs that the nation now has an unusable surplus of office workers, and many civil servants face mandatory retirement at the age of fifty.

Her parents are on the young side, and they plan to retire early and enjoy their money. These things are never put into words, yet there is no doubt about their expectations. Vivian is the same way. She somehow makes everything clear without being blunt or even raising her voice. After she presented Sean, for example, with her timeline for having their one (and only) child, she added: “And, of course, I will be staying home.” “Of course,” he replied, although he had assumed she wanted to work. She had seemed so gung-ho ambitious when they met. “I could go back to work, but almost all my income would go to child care, so what’s the point of that?” “Of course,” he repeated. “Which means you’ll probably want to leave the newspaper and go into a corporate position.” “Of—what?” They had been living in Charlotte then. It was a hot newspaper, coming off a Pulitzer win for its coverage of Jim and Tammy Faye Bakker, part of a much-respected chain. Sean, who used his aborted premed education to position himself as a medical reporter, had planned to go as far as he could there, then move on to one of the big dogs, the Washington Post or the New York Times. It was not an unreasonable dream in 1989. It would not have been an unreasonable dream even ten years later. Twenty years later—the chain that owned the paper doesn’t even exist anymore. If he had followed his heart, he might have been one of the lucky ones, safe and sound at a big national newspaper when all the other papers started to shrink. But he was long gone from journalism by then, exiled to corporate communications, first in Charlotte’s banking industry, now for Blue Cross and Blue Shield of Florida. He makes good money, and he earns that salary in income-tax-free Florida. It was enough—just—to buy Vivian the house she expected in a neighborhood she deemed worthy, Old Northeast, although without a water view. It’s a good life. Really. Together more than twenty years, they never fight or raise their voices. They disagree. They often disagree. Then Sean explains his side and Vivian explains

Finns are rightly proud of the strong foundations of their society. Famously high tax rates mean the nation is well equipped to look after its citizenry with some of the world’s best health care and education. Despite the high excise on alcohol, Finns appreciate the reliable public transport and world-class universities, libraries and other infrastructure these same taxes afford. Like much of the world, the country is holding its breath as ageing baby boomers retire and it attempts to maintain high pensions.

we’ve been taught to think small, to stay within the lines, to fit in and follow the rules, other people’s rules. These rules are designed to help us fit into society, but they work counter to our innate desire to achieve Level 10 success. Nowhere in my formal education was I taught how to think outside the box, explore my unique gifts, or discover which rules the world’s most successful people played by, which would have given me a clear road map showing me the way to join them. Where was that curriculum? The standard life track is to go to school, get a steady job, and work until you’re sixty-five, when hopefully you’ll have enough money for a mediocre retirement. We are conditioned to be responsible, docile, and average—to fit in. But all of this behavior is learned. It has nothing to do with the person that you are or, rather, can choose to be. Eventually we learn to distrust our own instincts and become cynical toward ourselves. We see people who achieve extraordinary success as outliers. They are “different.” Starting from childhood and over many years, we are conditioned by other people’s beliefs about what is possible for us.

Information or education has the power to bind people closer together by the common experience.

The result is a slow-life strategy, with lower birth rates, slower development, and more resources and care put into each child. Thus, children do fewer things on their own (fewer walk to school by themselves or stay at home alone), teens are less independent (fewer get their driver’s license or date), young adults postpone adult milestones (marrying and having children later than earlier generations), life stages once considered middle-aged tilt younger (“fifty is the new forty”), staying healthy past retirement age is the rule rather than the exception, and life expectancies stretch toward 80. The entire developmental trajectory has slowed down, from childhood to older adulthood. These slower life trajectories are all ultimately caused by technology, including modern medical care (which lengthens life spans), birth control (allowing people to have fewer children), labor-saving devices (which slow aging), and a knowledge-based economy (which requires more years of education). Especially at older ages, the slowing is actually biologically quantifiable.

With that in mind, let’s try again to set that big-money goal: “I want to make enough money to pay off my student loans, buy a two-bedroom house for my parents to retire in, and cover my kids’ education.” This goal, by contrast—though still ambitious—has meaningful parameters. You know exactly how it would impact your life for the better. This is critical, because big goals take time and sustained effort to complete.

Five thousand years ago there was one Dhṛtarāṣṭra, but at the present moment there are Dhṛtarāṣṭras in every home. Politicians especially do not retire from political activities unless they are dragged by the cruel hand of death or killed by some opposing element. To stick to family life to the end of one’s human life is the grossest type of degradation and there is an absolute need for the Viduras to educate such Dhṛtarāṣṭras, even at the present moment.

And as people live longer and healthier lives, particularly without the complications of chronic disease, medical outlay growth will notably lag GDP growth. In practice, this means that the feared explosion of the federal deficit due to aging citizens will never come to pass; spending on health care for the elderly will be delayed by at least 20 years and that money can be channeled into pension retirement programs and other productive activities. Improved health means that money that would be spent on medical care when we are 50, 60, and 70 will not be necessary for 20 to 30 extra years. This money will be both invested and spent on nonmedical choices (leisure, housing, education, technology, etc.).

The bottom line, when it comes to rebooted retirement, is that it’s not just about a new “length of service.” It’s also a mindset shift, in which you’re only partially defined by what you do. Other criteria include how well you adapt to a variety of careers—ones that will hopefully give you a sense of purpose, satisfaction, and optimism. Some things to consider when it comes to a new approach to retirement: •   Zero in on the aspects of your work that you love and physically can do and focus on those. •   Examine educational opportunities to develop skills in new areas that will allow you to keep pursuing your passions. •   Assuming you’re financially stable, consider a second (or third or fourth) career in new areas in which you’re motivated by passion, rather than money.

For years the Christian education community has used the term “biblical worldview integration” to describe efforts to teach every subject from a biblical perspective. It’s time to retire that phrase. Why? Because if the Bible is God’s special revelation for everyone, everywhere, all the time, then it isn’t something we integrate into whatever else we’re doing. It’s something we immerse ourselves in; any other truth rises out of it. God’s Word isn’t a partial truth that dovetails with other, “not-from-God” truths. God’s Word is true truth. Here’s a new way to phrase the mission of Christian education: biblical worldview immersion.

We've got to educate those about to retire. Don't retire, work. Retirement means death. If the mindset is that 'I'll reach retirement age at 62, I'm old, I can't work anymore, now is the time I enjoy life, I think you're making the biggest mistake of your life. We should die actively, meaning we should be active till death. -on rethinking ageing

Salon writer Scot Sea, who said that his experience with his own autistic daughter helped him understand why a California man named Delfin Bartolome had shot his son and then himself. “The odor has finally made its way down the hall. When you see the balled-up pants and diaper on the floor, you know you are too late,” Sea began ominously. “A bright red smear across the door, the molding, the wall. Turn the corner and the bedroom is a crime scene. An ax murder? In fact, it is only your daughter at her worst.” He described a scene worthy of a slasher movie: “Splashes of blood glistening like paint, black clots, yellow-brown feces, and a 3-foot-in-diameter pond of vomit that your daughter stands in the middle of . . . hands dripping, face marked like a cannibal.” Parents in previous eras were spared these horrors, he explained, because “idiot” children were promptly “tossed down the well or thumped against the fence post.” For “educated” families in more recent times, he added, at least there was a way out—institutionalization. But now, desperate parents had to find their own ways out, as Bartolome had been forced to do with a handgun when he ran out of options. This was the harsh reality of raising a child with autism, according to Sea. (He neglected to mention that weeks before the shooting, Bartolome—described by his relatives as a loving and devoted father—had been laid off just before retirement, shunting him into a series of temporary jobs and putting his son’s future care at risk.) Shannon felt herself becoming physically ill while reading Sea’s article. Was this her family’s future? IV

Here, then, is the utopian life-span. Twenty-one years of nurture and education, that is, conditioning: three years of forced labor at the more disagreeable tasks and services: twenty years at a favored profession or vocation, as and where indicated by the national government; and finally, compulsory retirement after forty-five, with the remaining years of life devoted to leisure undiluted by any other duty than public work. Since there are no gradations of income in this society, the chief rewards for outstanding service are honors, status, authority, power. By taking the constitution of the United States as a model, the President of the Country became commander-in-chief of the industrial army; and since this army is in constant being, the political system is plainly that of a dictatorship: in effect, this mode of economic organization committed the country to a perpetual Cold War.

Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful people with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated failures. Persistence and determination alone are omnipotent.” —Calvin Coolidge

As Americans were debating bailouts, individual mandates, and Michelle Obama’s finely toned arms, progressives knew they had a golden opportunity to sneak Common Core through the back door. And that’s just what they did. Remember what Rahm Emanuel, Obama’s first chief of staff, said: “You never want a serious crisis to go to waste.” Common Core was that political philosophy in action. The controllists’ plan was almost perfect. They knew they didn’t have to sell Common Core to lawmakers in individual state legislatures, where citizens would find out about it and demand it be stopped. Instead, they could just go to the individual state boards of education—entities that most Americans don’t even know exist—for permission. In Wisconsin, for example, all it took was one individual, the state superintendent of public instruction, to adopt the standards. It was a devious and brilliant plan, but that didn’t make it foolproof. It wasn’t a given that state school board members would agree to Common Core. Some might sense that it was a ploy to slowly nationalize their state’s education system. To counter that possibility, progressives wrote special funding for the Common Core “initiative” into President Obama’s nearly $800 billion stimulus plan via the “Race to the Top” program. This gave the administration the ability to bribe cash-starved states into adopting Common Core by making it a prerequisite for states to compete for seven-figure education grants. In addition, they delayed the testing component of the standards for several years, thereby giving state bureaucrats several years of zero accountability. Many of these bureaucrats no doubt knew they’d be retired or in a different position by the time the real pain came around.

Involve them with college savings. Even though your kids should contribute to their college education expenses, most parents recognize that the high cost of college effectively puts this burden on the parents. Open an account for each of your children and make contributions to each one equitably. Show them how their fund is growing—and how it compares to the cost of the education they want.

We allow poor teachers to hang around and plague our schools until they choose to retire. That

I’m all in favor of “buying local.” In fact, sometimes it’s our only choice in Alaska, where it takes so much time and money to ship up goods. Aside from buying local, I’m also a big believer in deciding local. I believe that individual states, counties, cities, towns, and communities should govern their own affairs as much as they can—that’s what gives us, “We the People,” a voice. When decisions are made in some faraway bureaucracy in Washington, D.C., they’re made in a bubble—too distant from the people who will actually be affected. Instead of politicians deciding healthcare plans, education systems, our retirement savings, or anything else in the comfort of their urban offices, decisions should be made as close to home as possible. You, not some bureaucrat in Washington, should be free to make your own decisions regarding your healthcare, the education of your children, and yes, even what sort of light bulbs you can use. Government bureaucrats often forget that they are “public servants” rather than our masters or our nannies. SWEET FREEDOM IN Action Today, reflect on the fact that we have a God-given right and duty to look after ourselves, our businesses, our homes, and our families. Take a vow to support elected representatives who will return power to the people and their local communities. Self-governance is what our Founders envisioned for Americans and it is what God envisions for us as well.

Michel de Montaigne, a highly-educated French nobleman who retired from public duties and retreated to his family’s castle around 1570 to focus on his writing, is

Step 1: Secure your basic needs: food, clothing and shelter. Step 2: Create a $1,000 emergency fund. Step 3: Pay off all debts as fast as possible, other than your home. Step 4: Increase your emergency fund until it reaches 6 to 10 months of your basic needs. Step 5: Begin saving 15 percent of your income for retirement. Step 6: If so desired, save for your child's college education. Step 7: Pay off your mortgage early. Step 8: Express your values with your money. Tactics That Bring Your Strategies to Life Live by a zero-balance budget, created at

Most people just aren’t very talkative during the delicate tango that precedes sex, and the re-education required to make them more forthcoming would be a very big project. Nor are people unerringly good at decoding sexual signals. If they were, we wouldn’t have romantic comedies. “If there’s no social consensus about what the lines are,” says Nancy Gertner, a senior lecturer at Harvard Law School and a retired judge, then affirmative consent “has no business being in the criminal law.

Elizabeth Harmer Dionne, a retired attorney who is currently pursuing her PhD in political science at Boston College, is a woman who is using her words to defend one of her dreams, that of being a mother. Elizabeth Harmer Dionne: The Economics of Motherhood Children are expensive. The projected lifetime cost for raising a child range from $180,000 to $290,000 to well north of one million dollars, depending on the neighborhood, possessions, and education a family selects. Raising children exacts other costs. One study reported that 93 percent of “highly qualified” women who wanted to reenter the workforce after raising children were unable to return to their chosen career. In other words, there’s a robust off-ramp and an anemic on-ramp. Another study found that professional women who have a child experience a 10 to 15 percent drop in subsequent earnings. Numerous studies indicate that professional women still bear a disproportionate share of childrearing and housekeeping duties. Linda Hirshman’s controversial book Get to Work: A Manifesto for Women of the World verbally lashed highly educated women who opt out of the workforce in order to raise their children. According to Hirshman, such women fail the collective good of all women by succumbing to the pressures of a sexist culture. They perpetuate unequal pay and professional glass ceilings.

Stocks are your best bet when it comes to saving for your retirement or your kid's college education.

From the Bridge” by Captain Hank Bracker Behind “The Exciting Story of Cuba” It was on a rainy evening in January of 2013, after Captain Hank and his wife Ursula returned by ship from a cruise in the Mediterranean, that Captain Hank was pondering on how to market his book, Seawater One. Some years prior he had published the book “Suppressed I Rise.” But lacking a good marketing plan the book floundered. Locally it was well received and the newspapers gave it great reviews, but Ursula was battling allergies and, unfortunately, the timing was off, as was the economy. Captain Hank has the ability to see sunshine when it’s raining and he’s not one easily deterred. Perhaps the timing was off for a novel or a textbook, like the Scramble Book he wrote years before computers made the scene. The history of West Africa was an option, however such a book would have limited public interest and besides, he had written a section regarding this topic for the second Seawater book. No, what he was embarking on would have to be steeped in history and be intertwined with true-life adventures that people could identify with. Out of the blue, his friend Jorge suggested that he write about Cuba. “You were there prior to the Revolution when Fidel Castro was in jail,” he ventured. Laughing, Captain Hank told a story of Mardi Gras in Havana. “Half of the Miami Police Department was there and the Coca-Cola cost more than the rum. Havana was one hell of a place!” Hank said. “I’ll tell you what I could do. I could write a pamphlet about the history of the island. It doesn’t have to be very long… 25 to 30 pages would do it.” His idea was to test the waters for public interest and then later add it to his book Seawater One. Writing is a passion surpassed only by his love for telling stories. It is true that Captain Hank had visited Cuba prior to the Revolution, but back then he was interested more in the beauty of the Latino girls than the history or politics of the country. “You don’t have to be Greek to appreciate Greek history,” Hank once said. “History is not owned solely by historians. It is a part of everyone’s heritage.” And so it was that he started to write about Cuba. When asked about why he wasn’t footnoting his work, he replied that the pamphlet, which grew into a book over 600 pages long, was a book for the people. “I’m not writing this to be a history book or an academic paper. I’m writing this book, so that by knowing Cuba’s past, people would understand it’s present.” He added that unless you lived it, you got it from somewhere else anyway, and footnoting just identifies where it came from. Aside from having been a ship’s captain and harbor pilot, Captain Hank was a high school math and science teacher and was once awarded the status of “Teacher of the Month” by the Connecticut State Board of Education. He has done extensive graduate work, was a union leader and the attendance officer at a vocational technical school. He was also an officer in the Naval Reserve and an officer in the U.S. Army for a total of over 40 years. He once said that “Life is to be lived,” and he certainly has. Active with Military Intelligence he returned to Europe, and when I asked what he did there, he jokingly said that if he had told me he would have to kill me. The Exciting Story of Cuba has the exhilaration of a novel. It is packed full of interesting details and, with the normalizing of the United States and Cuba, it belongs on everyone’s bookshelf, or at least in the bathroom if that’s where you do your reading. Captain Hank is not someone you can hold down and after having read a Proof Copy I know that it will be universally received as the book to go to, if you want to know anything about Cuba! Excerpts from a conversation with Chief Warrant Officer Peter Rommel, USA Retired, Military Intelligence Corps, Winter of 2014.

American dream involved some pretty basic stuff. A home you could call your own. A good job where you felt some security. A good education, and the ability to get a higher education if you wanted to pursue it. Health care you could count on. Retirement that you could count on. Those cornerstones of what it meant to be middle class were pretty universally held. People felt that if they worked hard they could get there. It was achievable.

Lou Kitchenmaster, a retired teacher from Michigan, wrote an editorial in 2012 that puts the progressive position in perfect perspective: None of us would expect our major auto makers to build a high-quality product given damaged or defective materials; however, too many unfairly expect our public schools to accomplish such, regardless of the inherent condition of the “product” they receive. So he considers poor kids to be “damaged or defective materials

Educators in 19 states, including Indiana and Missouri, can still discipline a student by paddling. While most of the states that allow corporal punishment are in the South, it is also legal in Idaho and Wyoming. New Mexico became in 2011 the most recent state to ban the practice. At the time, Vernon Asbill, a Republican state senator and retired educator, argued, “The threat of it keeps many of our kids in line so they can learn.” A 2010 bill in the U.S. House to ban corporal punishment in schools died in committee.

Education has nothing to do with it. Long before I was born, the secret had found its way into the possession of Thomas A. Edison, and he used it so intelligently that he became the world’s leading inventor, although he had but three months of schooling. The secret was passed on to a business associate of Mr. Edison. He used it so effectively that, although he was then making only $12,000 a year, he accumulated a great fortune, and retired from active business while still a young man. You will find his story at the beginning of the first chapter. It should convince you that riches are not beyond your reach, that you can still be what you wish to be, that money, fame, recognition and happiness can be had by all who are ready and determined to have these blessings.

How do you afford a good education for your children and provide for your own retirement? It requires using financial intelligence instead of hard work.

Nicolas Appert, a talented chef with no formal education, wondered whether the method he used to put up sugared fruit in glass jars might be applied to the problem of conserving soup, vegetables, beef stew, and beans. “A dynamic and jovial little man,” according to French historian Maguelonne Toussaint-Samat, Appert began his experiments by funneling peas and boiled beef into old champagne bottles, corking them, and sitting them in hot-water baths for varying lengths of time. As curiosity became obsession, Appert sold his Parisian confectionery business and retired to a small town just outside the city, where he spent the better part of a decade perfecting his method. In 1803, Appert delivered the first batch of preserved food to the French navy for field-testing. The contents of his bottles received rave reviews: the beef was pronounced “very edible,” while the beans and green peas had “all the freshness and flavor of freshly picked vegetables.” Appert was awarded the prize and promptly used the money to finance more experiments. Rather than patent his technique, he published a book of detailed instructions so that anyone could master “l’art de conserver.” Perhaps unsurprisingly, he died a pauper. Despite being formally recognized as “a benefactor of humanity” by the French government, even his wife eventually left him, and he ended up buried in a mass grave.

Whether you're planning for retirement, saving for your child's education, or simply looking to grow your wealth, Adele Baaini is here to guide you every step of the way. Her client-centered approach ensures that your financial plan is tailored to your life, helping you navigate the complexities of the financial world with confidence.

Should we go to school only once? Are we condemned to having only one career, occupation, or profession in such a long life span? Can we afford to retire at age sixty-five if we live another twenty-five years on average?

Most people, wherever they’re from, whatever they look like, are looking for the same thing. They’re not trying to get filthy rich. They don’t expect someone else to do what they can do for themselves. “But they do expect that if they’re willing to work, they should be able to find a job that supports a family. They expect that they shouldn’t go bankrupt just because they get sick. They expect that their kids should be able to get a good education, one that prepares them for this new economy, and they should be able to afford college if they’ve put in the effort. They want to be safe, from criminals or terrorists. And they figure that after a lifetime of work, they should be able to retire with dignity and respect.

Although the Majlis al-Shura’s leaders have all been locally educated religious scholars, most Majlis members are well-respected technocrats. Some are retired military officers, businessmen, or tribal leaders, but most are former bureaucrats, academics, or journalists. More than 70 percent of them hold doctorate degrees in secular subjects, mostly from Western universities. Though this does not mean they all endorse secular attitudes, they are nevertheless a better educated group than the members of either the British Parliament or US Congress. Members are appointed to four-year terms with most serving only one, or at most two terms.

But they do expect that if they’re willing to work, they should be able to find a job that supports a family. They expect that they shouldn’t go bankrupt just because they get sick. They expect that their kids should be able to get a good education, one that prepares them for this new economy, and they should be able to afford college if they’ve put in the effort. They want to be safe, from criminals or terrorists. And they figure that after a lifetime of work, they should be able to retire with dignity and respect.

It’s worth remembering also that Lincoln—and Shakespeare—had a lifetime to become who they were. Young people today don’t, because society so sharply segregates general education, professional training, ascent within an organization, responsibility for it, and then retirement.

Today, more people die from overwork and stress than from wars. More than 75 percent of people are dissatisfied with their jobs, which they view as too tedious and repetitive. Countries are facing growing debts, a constant fear of a coming recession, and later retirement ages. The cost of human error and fraud is almost equivalent to the total amount of money allocated globally to education.

Here’s the thing,” I would say. “Most people, wherever they’re from, whatever they look like, are looking for the same thing. They’re not trying to get filthy rich. They don’t expect someone else to do what they can do for themselves. “But they do expect that if they’re willing to work, they should be able to find a job that supports a family. They expect that they shouldn’t go bankrupt just because they get sick. They expect that their kids should be able to get a good education, one that prepares them for this new economy, and they should be able to afford college if they’ve put in the effort. They want to be safe, from criminals or terrorists. And they figure that after a lifetime of work, they should be able to retire with dignity and respect. “That’s about it. It’s not a lot. And although they don’t expect government to solve all their problems, they do know, deep in their bones, that with just a slight change in priorities government could help.

We were just a bunch of scared and overly zealous kids grasping for a future we had all been promised, only to find out when we got there it had been reverse mortgaged so our spawners could go on cruises and never retire, just for fun. We did everything we were told to do. “Go to college so you don’t flip burgers!” our parents would say in liturgical unison. And all the politicians said, “Amen!” with raging boners over the interest we would be paying until the day we died of a preventable ailment. In the beginning, we never even questioned why we disparaged the culinary artists who prepared our meals, nor did we anticipate that we would all soon be fighting on the same battlefield together begging for table scraps. Comrades in arms of a war we didn’t even start. We were casualties of a massive game of Craps our parents were playing with the economy, betting their odds against our planet, our gains, our jobs, our education, our healthcare, our future. We were bitter millennials long before they even told us we had a title.

Here’s the thing, I would say. Most people, wherever they’re from, whatever they look like, are looking for the same thing. They’re not trying to get filthy rich. They don’t expect someone else to do what they can do for themselves. “But they do expect that if they’re willing to work, they should be able to find a job that supports a family. They expect that they shouldn’t go bankrupt just because they get sick. They expect that their kids should be able to get a good education, one that prepares them for this new economy, and they should be able to afford college if they’ve put in the effort. They want to be safe, from criminals or terrorists. And they figure that after a lifetime of work, they should be able to retire with dignity and respect.

Research also shows that a less stressful life doesn’t make people nearly as happy as they think it will. Although most people predict they would be happier if they were less busy, the opposite turns out to be true. People are happier when they are busier, even when forced to take on more than they would choose. A dramatic decrease in busyness may explain why retirement can increase the risk of developing depression by 40 percent. A lack of meaningful stress may even be bad for your health. In one large epidemiological study, middle-aged men who reported higher levels of boredom were more than twice as likely to die of a heart attack over the next twenty years. In contrast, many studies show that people who have a sense of purpose live longer. For example, in a study that followed over nine thousand adults in the U.K. for ten years, those who reported highly meaningful lives had a 30 percent reduction in mortality. This reduced risk held even after controlling for factors including education, wealth, depression, and health behaviors such as smoking, exercise, and drinking.

The average daycare provider lives on the edge of poverty, with hourly wages below those of truck drivers, bartenders, animal care technicians, and even some middle-class teenage babysitters. Certified preschool teachers make a bit more money, but retirement plans are almost unheard of for preschool teachers not affiliated with a public school, and preschools have rarely provided health benefits or other nonsalary remuneration.12 In Mississippi, catfish skinners apparently make more money than daycare providers. In some parts of the country, childcare providers don’t even need a high school diploma, and the care of dead people in funeral homes is more tightly regulated than the oversight of living children in early education and care settings.13

Another ambiguity in debates over work and welfare concerns time. Any duty to work must include a time dimension. Advocates of the new work regime often seem to assume that “workers” should always be working—occupying a full-time job (forty or more hours a week), forty-eight to fifty weeks a year (excluding leaves for illness, injury, or maternity), every year of their adult lives (excluding periods of full-time education), until retirement age. But why are these the only kind of “workers” who have fulfilled their moral or civic duties with respect to work? Arguably, we should consider someone a worker in good moral or civic standing even if he or she takes periods off from work—say, to do care work (if this is not considered “work”), to augment or develop new skills, to participate in activities that, though not considered “work,” promote social welfare, or to just take a break to do something more personally satisfying. Setting aside the details, the point is that even in a society that regards work as a duty, there can be a variety of work regimes and we should consider whether a less onerous regime, with more opportunity for leisure, would be both desirable and feasible.

1)Insufficient research and knowledge: Many beginners dive into investing without fully understanding the fundamentals or conducting thorough research. It's crucial to educate yourself about different investment options, financial markets, and investment strategies before getting started. 2)Failure to establish clear investment goals: Investing without clear goals can lead to haphazard decision-making and poor portfolio management. Beginners should define their investment objectives, such as saving for retirement, buying a home, or funding education, and then align their investment strategy accordingly. 3)Lack of diversification: Beginners sometimes make the mistake of investing all their money in a single investment or asset class. This lack of diversification can expose them to significant risks. It's important to spread investments across different asset classes, industries, and geographies to reduce the impact of any individual investment's performance on the overall portfolio. 4)Emotion-driven decision-making: Emotions can often cloud investment decisions. Beginners may get swayed by market hype, fear, or short-term fluctuations, leading to impulsive buying or selling. It's essential to make investment decisions based on rational analysis and a long-term perspective rather than reacting to short-term market movements. 5)Chasing quick profits: Beginner investors may be tempted by get-rich-quick schemes or investments promising high returns in a short period. Such investments often involve higher risks, and pursuing quick profits can lead to significant losses. It's important to have realistic return expectations and focus on long-term, sustainable investment strategies.