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(For Windows Vista, the recommended DPI settings are 96, 120, 144, and 192; so you should make sure your program looks acceptable at each of these settings at a minimum.)

Net wages: “It’s not what you make, but what you net” after paying the FIRE sector, basic utilities and taxes. The usual measure of disposable personal income (DPI) refers to how much employees take home after income-tax withholding (designed in part by Milton Friedman during World War II) and over 15% for FICA (Federal Insurance Contributions Act) to produce a budget surplus for Social Security and health care (half of which are paid by the employer). This forced saving is lent to the U.S. Treasury, enabling it to cut taxes on the higher income brackets. Also deducted from paychecks may be employee withholding for private health insurance and pensions. What is left is by no means freely available for discretionary spending. Wage earners have to pay a monthly financial and real estate “nut” off the top, headed by mortgage debt or rent to the landlord, plus credit card debt, student loans and other bank loans. Electricity, gas and phone bills must be paid, often by automatic bank transfer – and usually cable TV and Internet service as well. If these utility bills are not paid, banks increase the interest rate owed on credit card debt (typically to 29%). Not much is left to spend on goods and services after paying the FIRE sector and basic monopolies, so it is no wonder that markets are shrinking. (See Hudson Bubble Model later in this book.) A similar set of subtrahends occurs with net corporate cash flow (see ebitda). After paying interest and dividends – and using about half their revenue for stock buybacks – not much is left for capital investment in new plant and equipment, research or development to expand production.

ÕNNE KÕIGILE JA TASUTA!" ei saa. Ei saa kõigile ja ei saa tasuta. Osa saab ja osa ei saa, ning kui saab, siis mitte tasuta. Õnne hind on kõrge ja mõru - oma mina, tervis, aeg, pere, tulevik. Õnn tuleb kontolt, mille deebit on alati null.

Meile ei ole rolli antud, kellelegi ei ole... Igaüks valib ise oma rolli. Sina valisid endale rolli, tulles siia reportaaži tegema. Oled žurnalist ja püüad meid panna intervjueeritavate..." "...rolli, aga me ei taha selles püsida. Sa proovid purki peeretada, aga tark teab, et see pole see õige värk.

The Language of Things The language of matter The language of thought The language of volume The language of law The system to find, to form and combine the units discerned to be symbols or words most with sense recognize Languages used in different ways In order to fetch or transfer a meaning to form parts of creation and be present, existing in matter or mind (DPI 2005, published in CONFLICT IN REFLECTIE, Stili Novi Publishers, April 2009)

Distributions to Paid in Capital The final ranking is distributions to paid in capital (DPI). The DPI measures the ratio of money that is distributed by the fund against the total amount of money paid into the fund. At the beginning of a fund, DPI is zero. As distributions are made, the fund breaks even with a DPI of one. DPI is more useful when comparing new or active funds of the same vintage, as the DPI will ultimately be near or equal to the MOIC after a fund is fully matured. On an active fund, the DPI showcases the velocity of how fast the fund is returning money to shareholders at the various stages of its ten-year life span.

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