Deposits And Withdrawals Quotes

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When you make such a large withdrawal of happiness, somewhere you'll have to make an equally large deposit. It all goes back to the universal law of equilibrium.
Gayle Forman (Just One Year (Just One Day, #2))
every relationship had its own “love account.” Doing something kind for your partner was like a deposit. A negative comment was a withdrawal. The trick was to keep your account in credit.
Liane Moriarty (Big Little Lies)
If you allow people to make more withdrawals than deposits in your life, you will be out of balance and in the negative before you know it. Know when to close the account. It's always better to be alone with dignity than in a relationship that constantly requires you to sacrifice your happiness and self-respect.
Oscar Auliq-Ice
Courage was not something one picked out of the air. It was something like a bank account. You could withdraw only so much before it was necessary to stop, to take the time to make new deposits.
Tom Clancy
For years I viewed my interaction with the Bible as a debit account: I had a need, so I went to the Bible to withdraw an answer. But we do much better to view our interaction with the Bible as a savings account: I stretch my understanding daily, I deposit what I glean, and I patiently wait for it to accumulate in value, knowing that one day I will need to draw on it.
Jen Wilkin (Women of the Word: How to Study the Bible with Both Our Hearts and Our Minds)
You know what would really help? If men started looking at it like a bank. The more you deposit the more you can withdraw later. Make a woman come as a rule, she’s going to be more receptive to regular sex and much more open-minded about what’s on the table as far as experimenting. Common sense.
Chloe Cole (Undercover Lovers)
Karma’s not like a bank. Make a deposit, take a withdrawal. But more and more, I am starting to suspect that all this is payback for something—only not the good kind.
Gayle Forman (Where She Went (If I Stay, #2))
I believe that the most important thing for a couple of any sort, to realize in their relationship with each other (and please allow me to share this with you), is that neither are a limited source. You see, the idea of the soul is that it is eternal and that it continually receives from an Eternal Source. So the idea in any relationship is never really what you can get from it; but the idea is what you can give to the other, what you can put into it. Withdrawing from eternity— and depositing into the physical realm. Of course, as you both give, you are also both receiving from one another, thus a beautiful relationship is formed and maintained. It's that certain flow that needs to be encouraged and allowed. I say "allowed" because it's natural, however, it's usually not "allowed" because our human faculties are taught and bombarded by stupid ideas in magazines that relationships are all about what one can get from it; it's never about giving! So in a nutshell, the idea is to give because you know that you are receiving from an Everlasting Source, but to also remain graceful and eager enough to also receive gratefully from the other. And this is how eternal relationships are born. We are all conduits of eternity and we happen to meet another conduit whom we feel we belong with, then we share what we receive from eternity and receive what the other has to share.
C. JoyBell C.
Sincere apologies make deposits; repeated apologies interpreted as insincere make withdrawals. And the quality of the relationship reflects it.
Stephen R. Covey (The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change)
Life is this conto, account,” said the banker in him. “It’s an unknown quantity of days from which one is permitted to withdraw only one precious one of them at a time. No deposits accepted.
Marlena de Blasi (A Thousand Days in Venice: An Unexpected Romance)
But rules for sustainability, like every workable social rule, would be put into place not to destroy freedoms, but to create freedoms or to protect them. A ban on bank robbing inhibits the freedom of the thief in order to assure that everyone else has the freedom to deposit and withdraw money safely. A ban on overuse of a renewable resource or on the generation of a dangerous pollutant protects vital freedoms in a similar way.
Donella H. Meadows (Limits to Growth: The 30-Year Update)
If you could know going in that twenty-five years of love would break you in the end, would you risk it? Because isn’t it inevitable? When you make such a large withdrawal of happiness, somewhere you’ll have to make an equally large deposit. It all goes back to the universal law of equilibrium.
Gayle Forman (Just One Year (Just One Day, #2))
For 42 years, I’ve been making small, regular deposits in this bank of experience, education, and training. And on January 15th, the balance was sufficient so that I could make a very large withdrawal.
Katie Couric (Going There)
Sperm Bank Accounts I went to a sperm bank and asked them if I could open a day-of-deposit day-of-withdrawal account. Instead the dickheads froze my account on account they thought I was being a wiseass.
Beryl Dov
The transactional view of psychological stress reminds us that we can be more resistant to stress, more resilient, if we build up our resources and enhance our physical and psychological well-being in general (for example, via regular exercise, meditation, adequate sleep, and the deep connectedness of interpersonal intimacy, to name four of the most important ones) during times when we are not particularly taxed or overwhelmed. This is our biological and psychological “bank account” from which we can withdraw needed resources on some occasions, and to which we can make deposits at other times. This is really what the phrase “healthy lifestyle” implies.
Jon Kabat-Zinn (Full Catastrophe Living, Revised Edition: How to cope with stress, pain and illness using mindfulness meditation)
Keeping a commitment or a promise is a major deposit; breaking one is a major withdrawal. In fact, there’s probably not a more massive withdrawal than to make a promise that’s important to someone and then not to come through. The next time a promise is made, they won’t believe it. People tend to build their hopes around promises, particularly promises about their basic livelihood.
Stephen R. Covey (The 7 Habits of Highly Effective People: 30th Anniversary Edition (The Covey Habits Series))
JFK asked his brother, Attorney General Robert Kennedy, to break up organized crime. Nobody high-up in government has tangled the Mafia. J. E. Hoover, the hired hands of FBI and CIA, ran the assassination teams. They have been used since World War II. JFK was attempting to end the oil-tax depletion rip-offs, to get tax money from oil companies. JFK instituted the nuclear test ban treaty, often called “the kiss of death,” to oppose the Pentagon. JFK called off the Invasion of Cuba. He allowed Castro to live, antagonized narcotics and gambling, oil and sugar interests, formerly in Cuba. JFK asked his brother, Attorney General Robert Kennedy, to break up the CIA, the “hidden government behind my back.” Allen Dulles was fired. Dulles, the attorney for international multinationals, was angry. JFK planned to withdraw troops from Vietnam after the 1964 elections. Nov. 24, 1963, two days after JFK’s burial, the Pentagon escalated the Vietnam war … with no known provocations, after JFK was gone. There was no chance Kennedy could survive antagonizing the CIA, oil companies, Pentagon, organized crime. He was not their man. The assassination of JFK employed people from the Texas-Southwest. It was not a Southern plot. Upstarts could not have controlled the northern CIA, FBI, Kennedy family connections. This was a more detailed, sophisticated conspiracy that was to set the pattern for future murders to take place. The murder was funded by Permindex, with headquarters in Montreal and Switzerland. Their stated purpose was to encourage trade between nations in the Western world. Their actual purpose was fourfold: 1) To fund and direct assassinations of European, Mid-East and world leaders considered threats to the western world, and to Petroleum Interests of their backers. 2) Provide couriers, agents for transporting and depositing funds through Swiss Banks for Vegas, Miami and the international gambling syndicate. 3) Coordinate the espionage activities of White Russian Solidarists and Division V of the FBI, headed by William Sullivan. 4) Build, acquire and operate hotels and gambling casinos. See: Nomenclature of an Assassination Cabal, by William Torbitt.
Mae Brussell (The Essential Mae Brussell: Investigations of Fascism in America)
Think of your energy requirements as a bank account. You make deposits when you consume calories. You make withdrawals when your body spends energy on work. Nutritionists divide the amount of energy you withdraw each day into two parts: The energy you need when your body is at rest The energy you need to do your daily “work” To keep your energy account in balance, you need to take in enough each day to cover your withdrawals. As a general rule, infants and adolescents burn more energy per pound than adults do, because they’re continually making large amounts of new tissue. Similarly, an average man burns more energy than an average woman because his body is larger and has more muscle (see the upcoming section “Sex,
Carol Ann Rinzler (Nutrition for Dummies)
The most difficult thing about you,' Ester said, 'what pains me most, is your far to keen and quite astounding sense of your assets.' 'What assets?' 'Fluctuations of capital. Relationship capital.' He encouraged her to elaborate. 'Inside you, there's an account from which you make automatic transactions. You, more than anyone else I have known, have a sense of your balance down to the last öre, and you base your behaviour towards me on that. Do you need to make a deposit, perhaps by being considerate, or can you afford to make a withdrawal by being scornful, cold and indifferent, or do you even have to touch your balance at all? Everyone has an account like this inside them, all people keep track of when they should make an effort and when they can sit back, when to make a withdrawal or a deposit. But your capital calibrator is much more finely tuned than most, and far less impacted by moral judgments. You don't seem to want to adjust it based on outside or competing perspectives, for example the well-being of your fellow man or partner. And it doesn't seem to occur to you to simply disregard it - which you can, you know. You only ever do as much as you have to. I'm sorry to say it's unsettling to watch.
Lena Andersson (Utan personligt ansvar)
To purchase a Volkswagen, customers were required to make a weekly deposit of at least 5 Reichsmarks into a DAF account on which they received no interest. Once the account balance had reached 750 Reichsmarks, the customer was entitled to delivery of a VW. The DAF meanwhile achieved an interest saving of 130 Reichsmarks per car. In addition, purchasers of the VW were required to take out a two-year insurance contract priced at 200 Reichsmarks. The VW savings contract was non-transferable, except in case of death, and withdrawal from the contract normally meant the forfeit of the entire sum deposited. Remarkably, 270,000 people signed up to these contracts by the end of 1939 and by the end of the war the number of VW-savers had risen to 340,000. In total, the DAF netted 275 million Reichsmarks in deposits. But not a single Volkswagen was ever delivered to a civilian customer in the Third Reich. After 1939, the entire output was reserved for official uses of various kinds. Most of Porsche’s half-finished factory was turned over to military production. The 275 million Reichsmarks deposited by the VW savers were lost in the post-war inflation. After a long legal battle, VW’s first customers received partial compensation only in the 1960s.
Adam Tooze (The Wages of Destruction: The Making and Breaking of the Nazi Economy)
he used the phrase “naive transitivity” to describe what we and other movement activists in the 1960s were calling “rebellion.” For Freire, it was the stage when the masses, conscious that their oppression is rooted in objective conditions, “become anxious for freedom, anxious to overcome the silence in which they have always existed.” Freire was very clear, as were we, that this breaking of silence was not just a riot. Indeed, the masses were seeking to make their historical presence felt. He was equally clear, as were we, that it was not yet revolution because revolutions are made by people (as distinguished from masses) who have assumed “the role of subject in the precarious adventure of transforming and re-creating the world. They are not just denouncing but also announcing a new positive.”8 Or as we put it in Revolution and Evolution in the Twentieth Century, “a rebellion disrupts the society,” but “a revolution . . . begins with projecting the notion of a more human, human being,” one “who is more advanced in the qualities which only human beings have—creativity, consciousness and self-consciousness, a sense of political and social responsibility.”9 Soon thereafter, I read Freire’s Pedagogy of the Oppressed and was delighted to discover that his ideas of Education for Freedom, as education that not only makes the masses conscious of their oppression but engages them in struggles to transform themselves and their world, were very close to those that I had been putting forward.10 In this landmark work, Freire critiqued the bourgeois “banking method” of education, in which students are expected to memorize the “truths” of the dominant society—that is, “deposit” information in their head then “withdraw” it when required for tests, jobs, and other demands by overseers. Instead, Freire argued that critical thinking can develop only when questions are posed as problems. This problem-posing method provides no automatic “correct” answer. By contrast, students must discover their own understanding of the truth by developing a heightened awareness of their situation.
Grace Lee Boggs (The Next American Revolution: Sustainable Activism for the Twenty-First Century)
This all sounds pretty ominous, but you haven’t seen anything yet. You must add the “multiplier effect” of bank lending practices. Practically no one is aware that, when you make a deposit of $1,000 at your favorite bank, they can now lend out $10,000 as a result of your deposit. It is called the “fractional reserve lending system,” that is, they are creating money out of thin air. (My own description of what they are doing is the world’s largest con game). It is all predicated on the theory that “everyone is not going to withdraw their money at the same time.” For a complete treatise on what is going on in banking I suggest, no, I beg you to read The Case Against The Fed, by Murray Rothbard. You can get it at the Ludwig von Mises Institute located in Auburn, AL.
R. Nelson Nash (Becoming Your Own Banker: Unlock the Infinite Banking Concept)
Here’s a remarkable insight: We can understand a child’s level of sturdiness or vulnerability by tracking what’s called allostasis, the process by which we maintain stability in our bodies. But you don’t have to remember that scientific word! The neuroscientist and researcher Lisa Feldman Barrett has another word for this continuous balancing of energy and resources: body budgeting. Just as a financial budget keeps track of money, she says, bodies track “resources like water, salt, and glucose as you gain and lose them.” Although we are not always aware of our body’s metabolic budget, everything we experience, including our feelings and actions, becomes deposits or withdrawals in our body budget. A hug, a good night’s sleep, playing with friends, and a healthy meal: All of these are deposits. Then there are withdrawals: things like forgetting to eat meals or drink enough fluids, being deprived of deep sleep, or being isolated or ignored.
Mona Delahooke (Brain-Body Parenting: How to Stop Managing Behavior and Start Raising Joyful, Resilient Kids)
Suppose you have a teenage son and your normal conversation is something like, “Clean your room. Button your shirt. Turn down the radio. Go get a haircut. And don’t forget to take out the garbage!” Over a period of time, the withdrawals far exceed the deposits.
Stephen R. Covey (The 7 Habits of Highly Effective People)
We have included the routing numbers of all the banks as well as other information about the banks in our website. Along with the routing number of the bank, we have also provided other information related to the bank (transaction, deposit, withdrawal, chequebook, passbook, loan). This is free and a very useful website for all of you guys.
We have included the routing numbers of all the banks as well as other information about the banks in our website. Along with the routing number of the bank, we have also provided other information related to the bank (transaction, deposit, withdrawal, chequebook, passbook, loan). This is free and a very useful website for all of you guys.
This new language becomes a code, a shorthand way of saying a great deal. When you say to another “Was that a deposit or a withdrawal?” “Is that reactive or proactive?” “Is that synergistic or a compromise?” “Is that win/win or win/lose or lose/win?” “Is that putting first things first or second things first?” “Is that beginning with the means in mind or the end in mind?” I’ve seen entire cultures transformed by a wide understanding of and commitment to the principles and concepts symbolized by these very special code words.
Stephen R. Covey (The 7 Habits of Highly Effective People)
It’s like a bank account: You have nothing to withdraw if you don’t make a deposit. A lot of times teachers and parents just want to withdraw from us. They want to know our problems, secrets, and the things that are going on in our lives. They wonder why we never tell them anything, and the reason is because they’ve never made any deposits. Ken is excellent at making trust and faith deposits in our lives.
Arshay Cooper (A Most Beautiful Thing: The True Story of America's First All-Black High School Rowing Team)
A farmer in Jhalsu village loses a whole day’s earnings if he goes to a bank branch, a couple of km away, for a simple transaction like depositing or withdrawing cash.
Rita Gunther McGrath (The End of Competitive Advantage: How to Keep Your Strategy Moving as Fast as Your Business)
The first step in designing your personal fat-burning plan is to calculate how many calories you need every day. This number is called your total daily energy expenditure, or TDEE. It’s also known as your maintenance level, because this is the point where your calorie deposits are equal to your calorie withdrawals. TDEE is the total number of calories your body burns in 24 hours, including basal metabolic rate and all activities. Before we do that, let’s look at the six factors that TDEE depends on. All calorie formulas are estimates, but the more of these factors you account for, the more accurate and customized your estimation will be.
Tom Venuto (Burn the Fat, Feed the Muscle: Transform Your Body Forever Using the Secrets of the Leanest People in the World)
Finally, policymakers had to weigh what might happen if Greece, after a default, also abandoned the euro and returned to its own currency. One reason to do so would be to regain monetary policy independence, which might help the Greek government respond to the economic crash that was likely to follow a default. But if Greece left the euro, fears that other countries might follow would no doubt increase. Even the possibility that the eurozone might break apart would inflict damage. For example, bank depositors in a country thought to be at risk of leaving the euro would worry that their euro-denominated deposits might be forcibly converted to the new, and presumably less valuable, national currency. To avoid that risk, depositors might withdraw their euros from their own country’s banks in favor of, say, German banks (which, in an era of cross-border branching, might simply mean walking a block down the street or clicking on a bank’s website). These withdrawals could quickly degenerate into a full-fledged run on the suspect country’s banks. For these reasons, finance ministers and especially central bank governors in Europe generally, if grudgingly, concluded that they would have to assist Greece. ECB president Jean-Claude Trichet, who had decried the Lehman failure, was particularly adamant on this point and sought to persuade other European policymakers.
Ben S. Bernanke (Courage to Act: A Memoir of a Crisis and Its Aftermath)
Insufficient hope. Please deposit more faith to make a withdrawal.
random person
MONTH ONE ACTION PLAN Open a new checking account that is free of monthly maintenance fees. Notify your employer to have your direct deposit sent to the new account. Same with any automatic payments or transfers you make from your checking account—notify everyone of the new account. Balance your checkbook each month; verify all your withdrawals and deposits, and keep track that every bill you pay is recorded as a debit on your account. Open a new savings or money market account that is FDIC insured and carries a high APY. Make it a goal to build a savings account over time that has a balance large enough to cover up to eight months of living expenses. Sign up for automatic deposits into your savings account. If you have more than $100,000 at any one institution, make sure you understand the rules for getting full insurance coverage.
Suze Orman (Women & Money: Owning the Power to Control Your Destiny)
Although I remain uncertain about God or any particular religion, I believe in karma. What goes around, comes around. How you live your life, the respect that you give others and the mountain, and how you treat people in general will come back to you in kindred fashion. I like to talk about what I call the Karma National Bank. If you give up the summit to help rescue someone who’s in trouble, you’ve put a deposit in that bank. And sometime down the road, you may need to make a big withdrawal. People
Ed Viesturs (No Shortcuts to the Top: Climbing the World's 14 Highest Peaks)
Bankers, not just rouge bankers but all bankers, even the best, the most honourable and the most honest, do things which would land the rest of us in jail. Near my house in France is a large grain silo. After the harvest, farmers deposit grain in it. The silo gives them a certificate for every tonne of grain that they deposit. They can withdraw that amount of grain whenever they want by presenting that certificate. If the silo owner issued more certificates than the grain he kept in the silo, he would go to jail. But that is effectively what bankers do. They keep as reserves only a fraction of the money deposited with them, which is why we call the system the fractional reserve banking system.
Peter Lilley, The Rt. Hon the Lord Lilley
This Compost" Something startles me where I thought I was safest, I withdraw from the still woods I loved, I will not go now on the pastures to walk, I will not strip the clothes from my body to meet my lover the sea, I will not touch my flesh to the earth as to other flesh to renew me. O how can it be that the ground itself does not sicken? How can you be alive you growths of spring? How can you furnish health you blood of herbs, roots, orchards, grain? Are they not continually putting distemper'd corpses within you? Is not every continent work'd over and over with sour dead? Where have you disposed of their carcasses? Those drunkards and gluttons of so many generations? Where have you drawn off all the foul liquid and meat? I do not see any of it upon you to-day, or perhaps I am deceiv'd, I will run a furrow with my plough, I will press my spade through the sod and turn it up underneath, I am sure I shall expose some of the foul meat. 2 Behold this compost! behold it well! Perhaps every mite has once form'd part of a sick person—yet behold! The grass of spring covers the prairies, The bean bursts noiselessly through the mould in the garden, The delicate spear of the onion pierces upward, The apple-buds cluster together on the apple-branches, The resurrection of the wheat appears with pale visage out of its graves, The tinge awakes over the willow-tree and the mulberry-tree, The he-birds carol mornings and evenings while the she-birds sit on their nests, The young of poultry break through the hatch'd eggs, The new-born of animals appear, the calf is dropt from the cow, the colt from the mare, Out of its little hill faithfully rise the potato's dark green leaves, Out of its hill rises the yellow maize-stalk, the lilacs bloom in the dooryards, The summer growth is innocent and disdainful above all those strata of sour dead. What chemistry! That the winds are really not infectious, That this is no cheat, this transparent green-wash of the sea which is so amorous after me, That it is safe to allow it to lick my naked body all over with its tongues, That it will not endanger me with the fevers that have deposited themselves in it, That all is clean forever and forever, That the cool drink from the well tastes so good, That blackberries are so flavorous and juicy, That the fruits of the apple-orchard and the orange-orchard, that melons, grapes, peaches, plums, will none of them poison me, That when I recline on the grass I do not catch any disease, Though probably every spear of grass rises out of what was once a catching disease. Now I am terrified at the Earth, it is that calm and patient, It grows such sweet things out of such corruptions, It turns harmless and stainless on its axis, with such endless successions of diseas'd corpses, It distills such exquisite winds out of such infused fetor, It renews with such unwitting looks its prodigal, annual, sumptuous crops, It gives such divine materials to men, and accepts such leavings from them at last.
Walt Whitman
When we eat a meal, we make a deposit, which can then be withdrawn whenever we’re not eating, in between meals or during the night while we sleep. Seen from this perspective, fat is just a backstop of energy for the body to use when food is not available in the short term, like having energy bars strapped to one’s body. In people with the metabolic disorder, however, while the deposits continue, the withdrawal function ceases to work: the body literally refuses to give up its fat. The fat instead becomes like Godzilla, sucking up energy and converting it into even more fat at the expense of the muscles, the brain, the heart, and all other bodily needs.
Nina Teicholz (The Big Fat Surprise: why butter, meat, and cheese belong in a healthy diet)
Insufficient hope. Please deposit more faith to make a withdrawal. - Those dark feelings might not be so dark. They might actually mean something. They may be a flashing red warning: “Do that other thing.” Or “Don’t settle here forever.” - It’s okay to take a risk on your own, and dream big. - God endorses your dissatisfaction with the world’s self-concept package: “Large, with a side of self-doubt and a sprinkle of guilt". - Find the fire. Our twenties can be an anesthesia — they can numb us to pain and motivation. If we can stop the morphine drip of despondency, we will find that our unbearable existential angst is not a doom — it is the pain of depressurization, rising out of the depths.  - God does not expect you to be a Wall Street executive. God does not wish you were making six figures. God does not wish you had a happy-go-lucky personality. God does not wish you would just “Get yourself together already!” You can depend on Him for love, affirmation, affection, correction, a guiding hand, and His never-forsaking care. Breathe. - The possibilities for embarrassment and greatness exist in the same space. - Everything passes. Nobody gets anything for keeps. And that’s how we’ve got to live. Appreciate the moment, every loved one. here now.
When a couple is under-connected and over-committed, they begin to live their lives in crisis mode. They spin the plates of marriage, children, work, church, extended family, school activities, and so on. In the mix of everything else, they find less and less time to spin the marriage plate. The result? They end up in an unsatisfactory “business partnership” marriage. These kinds of relationships resemble what happens in our financial affairs. Deposits and withdrawals must be monitored carefully to guard against overdrafts in our bank accounts. In the same way, when we skimp on the important relationships in our lives, our emotional bank accounts run empty. If
Jim Burns (Creating an Intimate Marriage: Rekindle Romance Through Affection, Warmth and Encouragement)
I have personally advised and made my clients pre-maturely withdraw NRO deposits, transfer
Jigar Patel (NRI Investments and Taxation: A Small Guide for Big Gains)
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Really seeking to understand another person is probably one of the most important deposits you can make, and it is the key to every other deposit. You simply don’t know what constitutes a deposit to another person until you understand that individual. What might be a deposit for you—going for a walk to talk things over, going out for ice cream together, working on a common project—might not be perceived by someone else as a deposit at all. It might even be perceived as a withdrawal, if it doesn’t touch the person’s deep interests or needs.
Stephen R. Covey (The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change)
To balance your social media budget, vary the types of content you deposit and withdraw. Content should come from different content envelopes, including things like curated content, original content, articles, quotations, statistics, testimonials, direct calls to action, transitional calls to action, impactful images, selfies, video, etc.
Claire Díaz-Ortiz (Social Media Success for Every Brand: The Five StoryBrand Pillars That Turn Posts Into Profits)
The challenge is that the demand in our lives increasingly exceeds our capacity. Think of capacity as the fuel that makes it possible to bring your skill and talent fully to life. Most of us take our capacity for granted, because for most of our lives we’ve had enough. What’s changed is that between digital technology and rising complexity, there’s more information and more requests coming at us, faster and more relentlessly than ever. Unlike computers, however, human beings aren’t meant to operate continuously, at high speeds, for long periods of time. Rather, we’re designed to move rhythmically between spending and renewing our energy. Our brains wave between high and low electrical frequencies. Our hearts beat at varying intervals. Our lungs expand and contract depending on demand. It’s not sufficient to be good at inhaling. Indeed, the more deeply you exhale, the calmer and more capable you become. Instead, we live linear lives, progressively burning down our energy reservoirs throughout the day. It’s the equivalent of withdrawing funds from a bank account without ever making a deposit. At some point, you go bankrupt. The good news is that we can influence the way we manage our energy. By doing so skillfully, you can get more done in less time, at a higher level of quality, in a more sustainable way. A couple of key scientific findings point the way. The first is that sleep is more important than food. You can go a week without eating and the only thing you’ll lose is weight. Give up sleep for even a couple of days and you’ll become completely dysfunctional. Even so, we’re all too willing to trade away an hour of sleep in the false belief that it will give us one more hour of productivity. In fact, even very small amounts of sleep deprivation take a significant toll on our cognitive capacity. The notion that some of us can perform adequately with very little sleep is largely a myth. Less than 2.5 percent of the population—that’s one in forty people—feels fully rested with less than seven to eight hours of sleep a night. The second key finding is that our bodies follow what are known as ultradian
Jocelyn K. Glei (Manage Your Day-To-Day: Build Your Routine, Find Your Focus, and Sharpen Your Creative Mind)
A few days later, Pellegrini took his wife on vacation in Anguilla. Stopping at an automated-teller machine in the hotel lobby on New Year's Eve to withdraw some cash, she checked the balance of their checking account. She was immediately taken aback. On the screen before her was a figure she had never seen before, at least not on an ATM. It's not clear how many others ever had, either: $45 million, newly deposited in their joint account. It was Pellegrini's bonus for the year, including some deferred compensation. He was still special to John Paulson, after all. In truth, Pellegrini had withheld more from his bonus than he needed in order to pay the year's taxes, so the figure in the bank account that day was skimpier than it could have been. Paulson paid him about $175 million for his work in 2007. Pellegrini would never again have to worry about finding a career, keeping a job, or stretching his savings. "Wow," his wife said quietly, still staring at the ATM. Then they left, arm in arm, to meet a chartered boat to take them to nearby St. Barts. Paulson did quite well for himself as well. His hedge fund got to keep 20 percent of the $15 billion or so gains of all his funds. He also was a big investor in the credit funds. His personal tally for 2007: nearly $4 billion. It was the largest one-year payout in the history of the financial markets.
Gregory Zuckerman (The Greatest Trade Ever: The Behind-the-Scenes Story of How John Paulson Defied Wall Street and Made Financial History)
■ Mineral and growth factor storage. Bone is a reservoir for minerals, most importantly calcium and phosphate. The stored minerals are released into the bloodstream in their ionic form as needed for distribution to all parts of the body. Indeed, “deposits” and “withdrawals” of minerals to and from the bones go on almost continuously. Additionally, mineralized bone matrix stores important growth factors.
Elaine N. Marieb (Human Anatomy & Physiology)
Another way to reduce vulnerability is to think about what you value and what brings you joy (as we covered in chapters 5 and 6). These practices are like emotional deposits in your bank account that provide a safety net when inevitable withdrawals hit you.
Jenny Taitz (How to Be Single and Happy: Science-Based Strategies for Keeping Your Sanity While Looking for a Soul Mate)
Such an intellectualist model of the human person—one that reduces us to mere intellect—assumes that learning (and hence discipleship) is primarily a matter of depositing ideas and beliefs into mind-containers. Critical education theorist bell hooks, echoing Paulo Freire, calls this a “banking” model of education: we treat human learners as if they are safe-deposit boxes for knowledge and ideas, mere intellectual receptacles for beliefs. We then think of action as a kind of “withdrawal” from this bank of knowledge, as if our action and behavior were always the outcome of conscious, deliberate, rational reflection that ends with a choice—as if our behavior were basically the conclusion to a little syllogism in our head whereby we think our way through the world.
James K.A. Smith (You Are What You Love: The Spiritual Power of Habit)
Because the way banking works, however, such withdrawals had a negative multiplier effect. In an effort to maintain a prudent balance between their own liquidity and their loan portfolios, banks had to call in three or four dollars of loans for each dollar in cash withdrawn. Moreover, as their loans were called, borrowers in turn withdrew their deposits from other banks. The effect was to spread the scramble for liquidity right across the system. In this climate, all banks felt the need to protect themselves by building up cash reserves and thus called in even more loans. By the middle of 1931, bank credit had shrunk by almost $5 billion, equivalent to 10 percent of outstanding loans and investments.
Liaquat Ahamed (Lords of Finance: The Bankers Who Broke the World)
Called by the fattoria committee, the unemployed braccianti arrive in force on the lands that the owners refuse to improve. In spite of the presence of the owners, the superintendents, or their agents, the workers carry out the work; they then demand their salary (pay ble to the legal investment fund). In the backwards strike, the workers work against the wishes of the boss, and their work increases the productivity of the soil. This is doubly paradoxical when compared to the conventional notion of the strike. Thus, at Empoli, between Florence and Sienna, 70,000 cubic meters of grading, ditches, and other work has been carried out by the "strikers" under the direction of the fattorie committees. The latter paid the workers directly, withdrawing 4% from the money deposited by them into the bank and representing the sale of farm products. in all the areas of Tuscany where the committees are active, they have organized the planting of vines, the work of drainage or irrigation, the repair of buildings, and whatever else might be required. They even established, in individual locations, nascent production cooperatives for clearing the land and improving uncultivated or poorly cultivated soil, which assumes their presence on these lands notwithstanding the will of the owner.
Henri Lefebvre (On the Rural: Economy, Sociology, Geography)
Karma’s not like a bank. Make a deposit, take a withdrawal.
Gayle Forman (Where She Went (If I Stay #2))
With the first banks opened on Monday, the afternoon brought another request from Roosevelt. Stating that he needed the tax revenue, he asked Congress that beer with alcohol content of up to 3.2 percent be made legal; the Eighteenth Amendment did not specify the percentage that constituted an intoxicating beverage. Congress complied. The House passed the bill the very next day with a vote count of 316–97, pushing it to the Senate. Wednesday brought good cheer: The stock market opened for the first time in Roosevelt’s presidency. In a single-day record, the Dow Jones Industrial Average gained over 15 percent—a gain in total market value of $3 billion. By Thursday, for increased fiscal prudence, the Senate had added an exemption for wine to go with beer, but negotiated the alcohol content down to 3.05 percent. Throughout the week, banks were receiving net deposits rather than facing panicked withdrawals. Over the following weeks, the administration developed a sweeping farm package designed to “increase purchasing power of our farmers” and “relieve the pressure of farm mortgages.” To guarantee the safety of bank deposits, the Federal Deposit Insurance Corporation was created. To regulate the entire American stock and bond markets, the Exchange Act of 1933 required companies to report their financial condition accurately to the buying public, establishing the Securities and Exchange Commission. Safety nets such as Social Security for retirement and home loan guarantees for individuals would be added to the government’s portfolio of responsibilities within a couple of years. It was the largest peacetime escalation of government in American history.
Bhu Srinivasan (Americana: A 400-Year History of American Capitalism)
The answer is… nothing, except the force of deterrence. Peace with a dictatorship, or at least nonbelligerence with it, is achieved not by debilitating concessions but by powerful deterrence—not by weakness but by strength. The dictatorship that I was most concerned with was actually not Syria but Iran. On February 19, 1993, I published an article titled “The Great Danger.” “The greatest danger to Israel’s existence is not found in the Arab countries, but in Iran,”3 I wrote. I consistently argued that we must take action to prevent Iran from realizing its nuclear ambitions. All these arguments, based on history and common sense, were dismissed by the foreign policy elites in both Israel and Washington. The election of Rabin was seen as an opportunity to break the logjam and make a historic peace, beginning with Syria. But first one obstacle had to be removed. The Ford administration had given Israel a commitment that the Golan Heights would effectively remain in Israel’s hands. President Clinton’s secretary of state, Warren Christopher, was dispatched to Israel to change that. Christopher devised a new secret agreement by which the US would receive from Israel “a deposit”—an advanced promise to cede the Golan Heights in exchange for a future peace deal. This was required because Hafez Assad, the Syrian dictator, insisted on first receiving such an Israeli commitment before he would even consider moving forward with any political negotiations with Israel. As would later become evident, Assad actually had no intention of making a formal peace, but the Rabin government nonetheless agreed to a full withdrawal from the Heights in exchange for a peace agreement.
Benjamin Netanyahu (Bibi: My Story)