Debt In Life Quotes

Sometimes I go to God and say, "God, if Thou dost never answer another prayer while I live on this earth, I will still worship Thee as long as I live and in the ages to come for what Thou hast done already. God’s already put me so far in debt that if I were to live one million millenniums I couldn’t pay Him for what He’s done for me.

Of all life's pleasures, only love owes no debt to death.

Kiss me" “You’re a fucking nightmare.” “Kiss me.” “You’re ruining my life.” “Kiss me, Jethro. Kiss me.

I think...that I would rather recollect a life mis-spent on fragile things than spent avoiding moral debt.

Death is no enemy, but the foundation of gratitude, sympathy, and art. Of all life's pleasures, only love owes no debt to death.

My beloved boat is broken on the rocks of daily life. I’ve paid my debts and no longer need to count pains I’ve suffered at the hands of others. The misfortunes and the insults. Good luck to those who remain.

Do not confuse "duty" with what other people expect of you; they are utterly different. Duty is a debt you owe to yourself to fulfill obligations you have assumed voluntarily. Paying that debt can entail anything from years of patient work to instant willingness to die. Difficult it may be, but the reward is self-respect. But there is no reward at all for doing what other people expect of you, and to do so is not merely difficult, but impossible. It is easier to deal with a footpad than it is with the leech who wants "just a few minutes of your time, please—this won't take long." Time is your total capital, and the minutes of your life are painfully few. If you allow yourself to fall into the vice of agreeing to such requests, they quickly snowball to the point where these parasites will use up 100 percent of your time—and squawk for more! So learn to say No—and to be rude about it when necessary. Otherwise you will not have time to carry out your duty, or to do your own work, and certainly no time for love and happiness. The termites will nibble away your life and leave none of it for you. (This rule does not mean that you must not do a favor for a friend, or even a stranger. But let the choice be yours. Don't do it because it is "expected" of you.)

No man deserves a woman like that. He mortgages his very soul to win her and spends his life paying off the debt.

There will be other lives. There will be other lives for nervous boys with sweaty palms, for bittersweet fumblings in the backseats of cars, for caps and gowns in royal blue and crimson, for mothers clasping pretty pearl necklaces around daughters' unlined necks, for your full name read aloud in an auditorium, for brand-new suitcases transporting you to strange new people in strange new lands. And there will be other lives for unpaid debts, for one-night stands, for Prague and Paris, for painful shoes with pointy toes, for indecision and revisions. And there will be other lives for fathers walking daughters down aisles. And there will be other lives for sweet babies with skin like milk. And there will be other lives for a man you don't recognize, for a face in a mirror that is no longer yours, for the funerals of intimates, for shrinking, for teeth that fall out, for hair on your chin, for forgetting everything. Everything. Oh, there are so many lives. How we wish we could live them concurrently instead of one by one by one. We could select the best pieces of each, stringing them together like a strand of pearls. But that's not how it works. A human's life is a beautiful mess.

Worry is the interest you pay on a debt you may not owe.

I want to spend my energy thinking not of how my actions might be frowned upon by a man in the sky, but how my actions affect every living and non-living thing around me. Life is God. My life is tied to yours, and to everyone’s on this planet. How does that not instantly make us more in debt to one another? And also offer us the comfort that we are not alone?

An emotional debt is hard to square.

Because salvation is by grace through faith, I believe that among the countless number of people standing in front of the throne and in front of the Lamb, dressed in white robes and holding palms in their hands (see Revelation 7:9), I shall see the prostitute from the Kit-Kat Ranch in Carson City, Nevada, who tearfully told me that she could find no other employment to support her two-year-old son. I shall see the woman who had an abortion and is haunted by guilt and remorse but did the best she could faced with grueling alternatives; the businessman besieged with debt who sold his integrity in a series of desperate transactions; the insecure clergyman addicted to being liked, who never challenged his people from the pulpit and longed for unconditional love; the sexually abused teen molested by his father and now selling his body on the street, who, as he falls asleep each night after his last 'trick', whispers the name of the unknown God he learned about in Sunday school. 'But how?' we ask. Then the voice says, 'They have washed their robes and have made them white in the blood of the Lamb.' There they are. There *we* are - the multitude who so wanted to be faithful, who at times got defeated, soiled by life, and bested by trials, wearing the bloodied garments of life's tribulations, but through it all clung to faith. My friends, if this is not good news to you, you have never understood the gospel of grace.

Come here, let me share a bit of wisdom with you. Have you given much thought to our mortal condition? Probably not. Why would you? Well, listen. All mortals owe a debt to death. There's no one alive who can say if he will be tomorrow. Our fate moves invisibly! A mystery. No one can teach it, no one can grasp it. Accept this! Cheer up! Have a drink! But don't forget Aphrodite--that's one sweet goddess. You can let the rest go. Am I making sense? I think so. How about a drink. Put on a garland. I'm sure the happy splash of wine will cure your mood. We're all mortal you know. Think mortal. Because my theory is, there's no such thing as life, it's just catastrophe.

We all owe everyone for everything that happens in our lives. But it's not owing like a debt to one person--it's really that we owe everyone for everything. Our whole lives can change in an instant--so each person that keeps that from happening, no matter how small a role they play, is also responsible for all of it. Just by giving friendship and love, you keep the people around you from giving up--and each expression of friendship or love may be the one that makes all the difference.

Some refuse the loan of life to avoid the debt of death.

Live for me. Breathe for me. Come back to life for me.

Civilized people must, I believe, satisfy the following criteria: 1) They respect human beings as individuals and are therefore always tolerant, gentle, courteous and amenable ... They do not create scenes over a hammer or a mislaid eraser; they do not make you feel they are conferring a great benefit on you when they live with you, and they don't make a scandal when they leave. (...) 2) They have compassion for other people besides beggars and cats. Their hearts suffer the pain of what is hidden to the naked eye. (...) 3) They respect other people's property, and therefore pay their debts. 4) They are not devious, and they fear lies as they fear fire. They don't tell lies even in the most trivial matters. To lie to someone is to insult them, and the liar is diminished in the eyes of the person he lies to. Civilized people don't put on airs; they behave in the street as they would at home, they don't show off to impress their juniors. (...) 5) They don't run themselves down in order to provoke the sympathy of others. They don't play on other people's heartstrings to be sighed over and cosseted ... that sort of thing is just cheap striving for effects, it's vulgar, old hat and false. (...) 6) They are not vain. They don't waste time with the fake jewellery of hobnobbing with celebrities, being permitted to shake the hand of a drunken [judicial orator], the exaggerated bonhomie of the first person they meet at the Salon, being the life and soul of the bar ... They regard prases like 'I am a representative of the Press!!' -- the sort of thing one only hears from [very minor journalists] -- as absurd. If they have done a brass farthing's work they don't pass it off as if it were 100 roubles' by swanking about with their portfolios, and they don't boast of being able to gain admission to places other people aren't allowed in (...) True talent always sits in the shade, mingles with the crowd, avoids the limelight ... As Krylov said, the empty barrel makes more noise than the full one. (...) 7) If they do possess talent, they value it ... They take pride in it ... they know they have a responsibility to exert a civilizing influence on [others] rather than aimlessly hanging out with them. And they are fastidious in their habits. (...) 8) They work at developing their aesthetic sensibility ... Civilized people don't simply obey their baser instincts ... they require mens sana in corpore sano. And so on. That's what civilized people are like ... Reading Pickwick and learning a speech from Faust by heart is not enough if your aim is to become a truly civilized person and not to sink below the level of your surroundings. [From a letter to Nikolay Chekhov, March 1886]

I inherited her. I preyed on her. I owned her life and had the piece of paper to prove it. Nila Weaver. Mine. And my task….. …. …. devour her.

I am your brother. I was supposed to be your brother before either of us was born. Karmic debt. It appears I was Vlad the Impaler or Genghis Khan in a past life.

For me, this is exactly what's so pernicious about the morality of debt: the way that financial imperatives constantly try to reduce us all, despite ourselves, to the equivalent of pillagers, eyeing the world simply for what can be turned into money -- and then tell us that it's only those who are willing to see the world as pillagers who deserve access to the resources required to pursue anything in life other than money.

Of course you don't deserve her. No man deserves a woman like that. He mortgages his very soul to win her and spends his life paying off the debt.

I've proved my point. I've demonstrated there's no difference between me and everyone else! All it takes is one bad day to reduce the sanest man alive to lunacy. That's how far the world is from where I am. Just one bad day. You had a bad day once, am I right? I know I am. I can tell. You had a bad day and everything changed. Why else would you dress up as a flying rat? You had a bad day, and it drove you as crazy as everybody else... Only you won't admit it! You have to keep pretending that life makes sense, that there's some point to all this struggling! God you make me want to puke. I mean, what is it with you? What made you what you are? Girlfriend killed by the mob, maybe? Brother carved up by some mugger? Something like that, I bet. Something like that... Something like that happened to me, you know. I... I'm not exactly sure what it was. Sometimes I remember it one way, sometimes another... If I'm going to have a past, I prefer it to be multiple choice! Ha ha ha! But my point is... My point is, I went crazy. When I saw what a black, awful joke the world was, I went crazy as a coot! I admit it! Why can't you? I mean, you're not unintelligent! You must see the reality of the situation. Do you know how many times we've come close to world war three over a flock of geese on a computer screen? Do you know what triggered the last world war? An argument over how many telegraph poles Germany owed its war debt creditors! Telegraph poles! Ha ha ha ha HA! It's all a joke! Everything anybody ever valued or struggled for... it's all a monstrous, demented gag! So why can't you see the funny side? Why aren't you laughing?

Life rewards those who deserve it.

Death is a debt which every one of us must pay.

For a long time it had seemed to me that life was about to begin -- real life. But there was always some obstacle in the way, something to be gotten through first, some unfinished business, time still to be served, a debt to be paid. Then life would begin. At last it dawned on me that these obstacles were my life.

It may seem to you that your life is over now. Your future without the person you love is no future at all. Death is a head-on collision with your plans. But everything in life--the gold fillings of your teeth, the cotton of your sheets, the air you breathe, all the food you will ever eat--everything there is was born from a collision. Inside every single thing that lives is a debt to a distant star that died. Nothing new is ever created without one thing colliding into another. And something new is created when the person you love dies. Because they are not the only ones who die: you die, too. The person you were when you were with them is gone just as surely as they are. This is what you should know about losing somebody you love. They do not travel alone. You go with them.

We wear the mask that grins and lies, It hides our cheeks and shades our eyes,- - This debt we pay to human guile; With torn and bleeding hearts we smile And mouth with myriad subtleties. Why should the world be otherwise, In counting all our tears and sighs? Nay, let them only see thus, while We wear the mask. We smile, but, O great Christ, our cries To thee from tortured souls arise. We sing, but oh the clay is vile Beneath our feet, and long the mile; But let the world dream otherwise, We wear the mask!

If you don't take good care of your credit, then your credit won't take good care of you.

Do not bend," Nina snapped. "Do not leap. Do not move abruptly. If you don't promise to take it easy, I'll slow your heart and keep you in a coma until I can be sure you've recovered fully." "Nina Zenik, as soon as I figure out where you've put my knifes, we're going to have words." "The first ones had better be 'Thank you, oh great Nina, for dedicating every waking moment of this miserable journey to saving my sorry life'" Jasper expected Inej to laugh and was startled when she took Nina's face between her hands and said, "Thank you for keeping me in this world when fate seemed determined to drag me to the next. I owe you a life debt." Nina blushed deeply. "I was teasing, Inej." She paused. "I think we've both had enough of debts." "This is one I'm glad to bear.

A man without debts is a man without anything to live for. Debt is collateral for life. It provides you with obligations to others, gives you duty, gives you purpose: the purpose to protect those possessions which you would not otherwise have without your debt. Debt is the most responsible way to elevate your social position.

Freuchen tells how one day, after coming home hungry from an unsuccessful walrus-hunting expedition, he found one of the successful hunters dropping off several hundred pounds of meat. He thanked him profusely. The man objected indignantly: "Up in our country we are human!" said the hunter. "And since we are human we help each other. We don't like to hear anybody say thanks for that. What I get today you may get tomorrow. Up here we say that by gifts one makes slaves and by whips one makes dogs. ... The refusal to calculate credits and debits can be found throughout the anthropological literature on egalitarian hunting societies. Rather than seeing himself as human because he could make economic calculations, the hunter insisted that being truly human meant refusing to make such calculations, refusing to measure or remember who had given what to whom, for the precise reason that doing so would inevitably create a world where we began "comparing power with power, measuring, calculating" and reducing each other to slaves or dogs through debt. It's not that he, like untold millions of similar egalitarian spirits throughout history, was unaware that humans have a propensity to calculate. If he wasn't aware of it, he could not have said what he did. Of course we have a propensity to calculate. We have all sorts of propensities. In any real-life situation, we have propensities that drive us in several different contradictory directions simultaneously. No one is more real than any other. The real question is which we take as the foundation of our humanity, and therefore, make the basis of our civilization.

Thy husband is thy lord, thy life, thy keeper, Thy head, thy sovereign, one that cares for thee, And for thy maintenance; commits his body To painful labor, both by sea and land; To watch the night in storms, the day in cold, Whilst thou li’st warm at home, secure and safe; And craves no other tribute at thy hands But love, fair looks, and true obedience- Too little payment for so great a debt. Such duty as the subject owes the prince, Even such a woman oweth to her husband; And when she is froward, peevish, sullen, sour, And no obedient to his honest will, What is she but a foul contending rebel, And graceless traitor to her loving lord? I asham’d that women are so simple ‘To offer war where they should kneel for peace, Or seek for rule, supremacy, and sway, When they are bound to serve, love, and obey. Why are our bodies soft, and weak, and smooth, Unapt to toil and trouble in the world, But that our soft conditions, and our hearts, Should well agree with our external parts?

When my time comes, I would like to know that I have repaid my debt to those who have made a difference in my life. And to be at peace knowing that I stopped the cancer from spreading to those I love.

We enter the world as a minute part of the life we are given, and from then on we are ever paying off debts. To ourselves. For ourselves. In order for the final reckoning to tally.

Kiss me,Nila. Let me bring you back to life. - Jethro

Nina Zenik, as soon as I figure out where you’ve put my knives, we’re going to have words.” “The first ones had better be Thank you, oh great Nina, for dedicating every waking moment of this miserable journey to saving my sorry life.” Jesper expected Inej to laugh and was startled when she took Nina’s face between her hands and said, “Thank you for keeping me in this world when fate seemed determined to drag me to the next. I owe you a life debt.” Nina blushed deeply. “I was teasing, Inej.” She paused. “I think we’ve both had enough of debts.” “This is one I’m glad to bear.” “Okay, okay. When we’re back in Ketterdam, take me out for waffles.” Now Inej did laugh. She dropped her hands and appeared to speculate. “Dessert for a life? I’m not sure that seems equitable.” “I expect really good waffles.” “I know just the place,” said Jesper. “They have this apple syrup—” “You’re not invited

The trees need our breath, and our breath needs the trees,” she continued. “As scientists we call that symbiosis, and it is a consequence of evolution. But the natural consequences of our connections to each other—that’s God, to me. I believe in it because I can see it with my own eyes. I know it exists. But I also believe in it because I want to believe in it. I want to spend my energy thinking not of how my actions might be frowned upon by a man in the sky, but how my actions affect every living and non-living thing around me. Life is God. My life is tied to yours, and to everyone’s on this planet. How does that not instantly make us more in debt to one another? And also offer us the comfort that we are not alone?

When things go wrong, as they sometimes will, When the road you’re trudging seems all uphill, When the funds are low and the debts are high, And you want to smile, but you have to sigh, When care is pressing you down a bit, Rest, if you must, but don’t you quit. Life is queer with its twists and turns, As every one of us sometimes learns, And many a failure turns about, When he might have won had he stuck it out; Don’t give up though the pace seems slow- You may succeed with another blow. Often the goal is nearer than, It seems to a faint and faltering man, Often the struggler has given up, When he might have captured the victor’s cup, And he learned too late when the night slipped down, How close he was to the golden crown. Success is failure turned inside out- The silver tint of the clouds of doubt, And you never can tell how close you are, It may be near when it seems so far, So stick to the fight when you’re hardest hit- It’s when things seem worst that you must not quit

Young men starting in life should avoid running into debt.

There's no other life for me. Anyway, clemency wouldn't begin to repay your debt. I've given you a greater gift than you know." "What gift?" "You'll find out. In return, I expect you to keep it safe." Kelsea turned back to the mirror. "Great God, tell me you didn't impregnate me while I slept." The fetch threw back his head and roared with laughter. He placed a friendly hand on Kelsea's back, making her skin prickle. "Tear Queen, you'll either be dead within a week or you'll be the most fearsome ruler this kingdom has ever known. I see no middle ground.

<…>Therefore he asked quietly, "Remember I told you about Tuku?" Julius nodded. Ty went on, "Got good friends, a lot of them, feel deep for them all. Only three people in my life got more from me, one of 'em's in the ground, one of 'em's sitting' on the deck and the last is standin' right in front of me." Julius said not a word but held his eyes. Then Ty whispered, "Gratitude, brother." Julius kept his eyes locked with Ty's and whispered back, "Debt paid."<…>

We need so little to be happy. Happiness does not come from things. Happiness comes from living a full and exciting life.

Nothing is ever black and white, Nila. You should know that bu now. Its all how you survive the grey." -Kes

If you commit to giving more time than you have to spend, you will constantly be running from time debt collectors.

It's not easy to throw your life away, even for a good reason, even when it's the right thing to do. It was simple enough. Debt or no: Syd did not want to die.

I only want you", she groaned. "Only you. Promise me that I can keep you. Promise me." My heart...shit, my heart. It unlocked. The padlock fell free. Her words were a key. Her forgiveness, and love and strength and everything that made her pure stole me from my life of pain. She changed me. Right there. Right then. I became hers. Irreversibly.

The chase was the best part, Hunting was intoxicating. And knowing I had the power to snuff out Nila Weaver’s life the moment I caught her gave me a certain…thrill.

If repairing one's credit is as easy as sending some dispute letters to the credit bureaus then why doesn't everyone have good credit?

I think…that I would rather recollect a life misspent on fragile things than spent avoiding moral debt.

I let him hold me. I let him shake and shudder. Time held no meaning as we existed in each other’s embrace and fed each other with love and togetherness. I would hold him for the rest of my life and ensure he never felt anything but acceptance, adoration, and unconditional love.

I am a degenerate modern semi-intellectual who would die if I did not get my early morning cup of tea and my New Statesman every Friday. Clearly I do not, in a sense, 'want' to return to a simpler, harder, probably agricultural way of life. In the same sense I don't 'want' to cut down on my drinking, to pay my debts, to take enough exercise, to be faithful to my wife, etc. etc. But in another and more permanent sense I do want these things, and perhaps in the same sense I want a civilization in which 'progress' is not definable as making the world safe for little fat men.

Look again at those people around you. For most, debt is simply a part of life. But it doesn’t have to be for you. You weren’t born to be a slave.

I spend my life constantly calling in ‘imaginary’ debts that aren’t owed to me in order to avoid the ‘real’ debts that I owe to others, and so everybody ends up bankrupt.

Are you willing to accept anything less than the credit you want, the credit you need and the credit you deserve?

To her, saving grace meant you got to live out your life like a normal person: You were healthy and strong, an the prospect of death was just some far-off, barely acknowledged hypothetical. A debt to be paid off in a future you couldn't imagine

As it devises its own system, the Qur’an takes pains to explain its reasoning. For example, the admonition against indulging in alcohol and gambling is justified by the “immense social harm” both can cause, especially the ripple effect of damage to others via drunken violence and crippling debt (addicts in Arabia often sold their own children into slavery to repay debts).

According to most writers, groups of souls tend to reincarnate together again and again, working out their karma (debts owed to others and to the self, lessons to be learned) over the span of many lifetimes. In

You did a very noble thing, in saving Pettigrew’s life.” “But if he helps Voldemort back to power — !” “Pettigrew owes his life to you. You have sent Voldemort a deputy who is in your debt.

… what I’m saying is that if we and all the other species on earth are the only life forms in the universe and if there are no gods and let’s face it apart from a few tired scrolls written 300 years after the death of Jesus and his disciples there is no actual proof of a God or gods then we, the humans, who are meant to be at the height of the evolutionary tree, are in fact at the bottom because no other species on this planet is enslaved to the economy. Every other species is born free and lives free. We humans are born into economic slavery and life crippling debt.

Mortality is one of the greatest gifts ever bestowed. After a long and fruitful life, we are able to rest.

There can be no freedom or beauty about a home life that depends on borrowing and debt.

Budgeting has only one rule: Do not go over budget.

Mortgages were less about getting people into property than getting them into debt. Someone had to absorb the surplus supply of credit.

Have times really changed? Don't we today, as always, love our children and want them to live righteously? Don't we today, as always, need God's divine protecting care? Don't we today, as always, continue to be at his mercy and in his debt for the very life he has given us?

Your Highness, I have to take back everything that the Wei Kingdom owes, no matter what. As for what I owe you...I'll just pay it back with my life. If this life could not clear that debt either, I'll just pay it back in the next life.

Some would say it’s unwise to insult a Fae in his home,” Tamlin ground out. “Some would say you should be grateful for me finding you before another one of my kind came to claim the debt, for sparing your life and then offering you the chance to live in comfort.

I hated being lied to. I hated even more believing those lies until the truth decided to come for me. Turned out, I was never an individual; I was a possession to trade. I was never unique; someone had lived my life many times before, never free, never whole. My life was never mine. My destiny was already written. My story began the night he came for me.

Tolstoy said, 'The antagonism between life and conscience may be removed either by a change of life or by a change of conscience.' Many of us have elected to adjust our consciences rather than our lives. Our powers of rationalization are unlimited. They allow us to live in luxury and indifference while others, whom we could help if we chose to, starve and go to hell.

Perhaps there’s no better act of simplification than climbing a mountain. For an afternoon, a day, or a week, it’s a way of reducing a complicated life into a simple goal. All you have to do is take one step at a time, place one foot in front of the other, and refuse to turn back until you’ve given everything you have.

Someday this upside-down world will be turned right side up. Nothing in all eternity will turn it back again. If we are wise, we will use our brief lives on earth positioning ourselves for the turn.

I owe a debt to you," his low voice hissed at Shion's ear. "Four years ago, you saved my life. I'm paying back that debt. That's all." "Then you've paid enough. Too much, even." Shion gripped Nezumi's wrist to pry it away from his collar. But Nezumi's taut muscles showed no signs of relaxing. "Let go." "Make me, little boy." "I'll bite your nose off." Shion clicked his teeth. There was a split second of hesitation. Shion didn't miss it. He slid a hand around the back of Nezumi's neck. "Biting noses off is my specialty." "Huh? Wait a second, that's dirty―" "I forgot to mention, over these past four years, I've also learned how to fight.

When one wizard saves another wizard’s life, it creates a certain bond between them. And I’m much mistaken if Voldemort wants his servant in the debt of Harry Potter.” “I don’t want a connection with Pettigrew!” said Harry. “He betrayed my parents!” “This is magic at its deepest, its most impenetrable, Harry. But trust me, the time may come when you will be very glad you saved Pettigrew’s life.

Sometimes people say to me, “I want to write, but I have five kids, a full-time job, a wife who beats me, a tremendous debt to my parents,” and so on. I say to them, “There is no excuse. If you want to write, write. This is your life. You are responsible for it. You will not live forever. Don’t wait. Make the time now, even if it is ten minutes once a week.

What you do with your resources in this life is your autobiography.

A life for a life. All debts have to be repaid.

if there’s one mystical energy that powers the galaxy, it’s not the Force. It’s pure, unadulterated irony.

He was out to get back everything he'd lost; there was no end to his loss; this thing would drag on forever.

Earning a single degree in the USA will lock one up in loan debts prison for life

[B]y being so long in the lowest form I gained an immense advantage over the cleverer boys. They all went on to learn Latin and Greek and splendid things like that. But I was taught English. We were considered such dunces that we could learn only English. Mr. Somervell -- a most delightful man, to whom my debt is great -- was charged with the duty of teaching the stupidest boys the most disregarded thing -- namely, to write mere English. He knew how to do it. He taught it as no one else has ever taught it. Not only did we learn English parsing thoroughly, but we also practised continually English analysis. . . Thus I got into my bones the essential structure of the ordinary British sentence -- which is a noble thing. And when in after years my schoolfellows who had won prizes and distinction for writing such beautiful Latin poetry and pithy Greek epigrams had to come down again to common English, to earn their living or make their way, I did not feel myself at any disadvantage. Naturally I am biased in favour of boys learning English. I would make them all learn English: and then I would let the clever ones learn Latin as an honour, and Greek as a treat. But the only thing I would whip them for would be not knowing English. I would whip them hard for that.

Let's say that the consensus is that our species, being the higher primates, Homo Sapiens, has been on the planet for at least 100,000 years, maybe more. Francis Collins says maybe 100,000. Richard Dawkins thinks maybe a quarter-of-a-million. I'll take 100,000. In order to be a Christian, you have to believe that for 98,000 years, our species suffered and died, most of its children dying in childbirth, most other people having a life expectancy of about 25 years, dying of their teeth. Famine, struggle, bitterness, war, suffering, misery, all of that for 98,000 years. Heaven watches this with complete indifference. And then 2000 years ago, thinks 'That's enough of that. It's time to intervene,' and the best way to do this would be by condemning someone to a human sacrifice somewhere in the less literate parts of the Middle East. Don't lets appeal to the Chinese, for example, where people can read and study evidence and have a civilization. Let's go to the desert and have another revelation there. This is nonsense. It can't be believed by a thinking person. Why am I glad this is the case? To get to the point of the wrongness of Christianity, because I think the teachings of Christianity are immoral. The central one is the most immoral of all, and that is the one of vicarious redemption. You can throw your sins onto somebody else, vulgarly known as scapegoating. In fact, originating as scapegoating in the same area, the same desert. I can pay your debt if I love you. I can serve your term in prison if I love you very much. I can volunteer to do that. I can't take your sins away, because I can't abolish your responsibility, and I shouldn't offer to do so. Your responsibility has to stay with you. There's no vicarious redemption. There very probably, in fact, is no redemption at all. It's just a part of wish-thinking, and I don't think wish-thinking is good for people either. It even manages to pollute the central question, the word I just employed, the most important word of all: the word love, by making love compulsory, by saying you MUST love. You must love your neighbour as yourself, something you can't actually do. You'll always fall short, so you can always be found guilty. By saying you must love someone who you also must fear. That's to say a supreme being, an eternal father, someone of whom you must be afraid, but you must love him, too. If you fail in this duty, you're again a wretched sinner. This is not mentally or morally or intellectually healthy. And that brings me to the final objection - I'll condense it, Dr. Orlafsky - which is, this is a totalitarian system. If there was a God who could do these things and demand these things of us, and he was eternal and unchanging, we'd be living under a dictatorship from which there is no appeal, and one that can never change and one that knows our thoughts and can convict us of thought crime, and condemn us to eternal punishment for actions that we are condemned in advance to be taking. All this in the round, and I could say more, it's an excellent thing that we have absolutely no reason to believe any of it to be true.

[Jesus] tilted His head back, pulled up one last time to draw breath and cried, "Tetelestai!" It was a Greek expression most everyone present would have understood. It was an accounting term. Archaeologists have found papyrus tax receipts with "Tetelestai" written across them, meaning "paid in full." With Jesus' last breath on the cross, He declared the debt of sin cancelled, completely satisfied. Nothing else required. Not good deeds. Not generous donations. Not penance or confession or baptism or...or...or...nothing. The penalty for sin is death, and we were all born hopelessly in debt. He paid our debt in full by giving His life so that we might live forever.

There are people in this life for whom even the best of things don't work out. They could wear cashmere suits and still look like tramps; be very rich but badly in debt; be tall but lousy at basketball.

Taking responsibility for yourself and your happiness gives a great freedom to children who have felt guilty and responsible for your unhappiness (which they always do). A child can never hope to balance the scales or repay the debt when a parent has sacrificed her life, her happiness, her fulfilment for the child or the family. Seeing a parent fully embrace life gives a child the permission to do the same, just as seeing a parent suffer indicates to the child that suffering is what life is all about.

For a long time it had seemed to me that life was about to begin—real life. But there was always some obstacle in the way. Something to be got through first, some unfinished business, time still to be served, a debt to be paid. Then life would begin. At last it dawned on me that these obstacles were my life. —FR. ALFRED D’SOUZA

Here’s the simple formula: Spend less than you earn—invest the surplus—avoid debt

Intelligence people are no different from anybody else. They have preconceptions, and when they see them in real life, it reinforces how brilliant they think they are.

Lifestyle creep is when the cost of your lifestyle rises in tandem with your income. Any income bump goes toward paying higher expenses.

Life owes you, but sometimes you have to be your own fucking debt collector. And if we have to burn in hell for it, heaven's going to be sparsely populated.

I have never regretted a single moment of my life when it comes to you, Sirius Black." She leant forward and placed a gentle kiss on his lips. "Past, present, or future.

Why couldn’t life be like storybooks? Jethro sighed, hugging me hard.

I promise that no matter what happens in the future, we will work it out. I vow that no matter how life goes, I’ll be by your side. I’ll always love you because I’ve seen the worst of you and I’ve seen the best, and I know just how lucky I am to have met my perfect match.

FORBIDDEN Pain without learning is forbidden, waking up one day not knowing what to do, being afraid of your memories. It is forbidden not to smile at problems, not to fight for what you want, to abandon all because of fears, not to realize your dreams. It is forbidden not to show your love, to be ashamed of your tears, to not laugh with children, to make someone else pay your debts, bad humor. It is forbidden to forget your friends, to not try to understand why they live far away, to treat people as disposable, to call them only when you need them. It is forbidden to not be yourself in front of others, pretending around people you don’t care about, trying to be funny just so you'll be remembered, to forget about all the people who love you. It is forbidden not to do things for yourself, to be afraid of life and its commitments, to not to live each day as if it were your last. It forbidden to take someone out without having fun, to forget their eyes, their laugh, to not respect love even if it is past, just because your paths have stopped crossing, to forget your past and only live in the moment. It is forbidden not to try to understand people, to think that other’s lives are worth more than yours, to not know that each one of us has our own way and our own happiness. It is forbidden not create your own story, to have no time for people who need you, to not understand what life gives to you, and that it can also be taken away. It is forbidden not find your happiness, to not live your life with a positive attitude, to not think we can do better and be better, to feel that without you, this world would still be the same...

Now discontent nibbled at him - not painfully, but constantly. Where does discontent start? You are warm enough, but you shiver. You are fed, yet hunger gnaws you. You have been loved, but your yearning wanders in new fields. And to prod all these there's time, the bastard Time. The end of life is now not so terribly far away - you can see it the way you see the finish line when you come into the stretch - and your mind says, "Have I worked enough? Have I eaten enough? Have I loved enough?" All of these, of course, are the foundation of man's greatest curse, and perhaps his greatest glory. "What has my life meant so far, and what can it mean in the time left to me?" And now we're coming to the wicked, poisoned dart: "What have I contributed in the Great Ledger? What am I worth?" And this isn't vanity or ambition. Men seem to be born with a debt they can never pay no matter how hard they try. It piles up ahead of them. Man owes something to man. If he ignores the debt it poisons him, and if he tries to make payments the debt only increases, and the quality of his gift is the measure of the man.

We might live in a civilized world, but rules “We might live in a civilized world, but rules and laws didn’t apply to me. I was a rule-breaker, curse-maker, life-stealer.”and laws didn’t apply to me. I was a rule-breaker, curse-maker, life-stealer.

The problem of the survival of humanity is not a matter of ensuring the birth of future generations but of limiting it. The immediate danger to humanity is that of total annihilation within a generation or two, not the failure of mankind to breed. A woman seeking alternative modes of life is no longer morally bound to pay her debt to nature.

If she were a man, he would not ask her this. For men there is no debt of blood which goes unpaid. If the world tips in another's favor, it must be made to tip back again. But the world is never in a woman's favor. She cannot tip the scale. The only choice is: live the same mute, unjust life you have always lived, or tear apart the world itself.

The truth is - no matter how “self-made” you think you are, you are really made by many who have invested in your life. Be known as a thankful and grateful person… and be known as the person that is investing in others to build them up, as well. It’s your way of paying back the debt that others have invested in you.

Everyone has some kind of debt. Such is life. Debts and liabilities, obligations, gratitude, payments, doing something for someone. Or perhaps for ourselves? For in fact we are always paying ourselves back and not someone else. Each time we are indebted we pay off the debt to ourselves. In each of us lies a creditor and a debtor at once and the art is for the reckoning to tally inside us. We enter the world as a minute part of the life we are given, and from then on we are ever paying off debts, To ourselves. For ourselves. In order for the final reckoning to tally.

To be "in Christ" is to place one's trust in Him for salvation from sin. To be "in Christ" is to trust His goodness, not our own; to trust that His sacrificial death on the cross paid the complete debt of death we owe for our sin; to trust that His resurrection gives us eternal life instead of relying upon our own ability to please God. To be "in Christ" is to claim, by faith, the free gift of salvation. To be "in Christ" is to enjoy a completely restored relationship with our Father in heaven by virtue of His Son's righteous standing.

Young men starting in life should avoid running into debt. There is scarcely anything that drags a person down like debt. It is a slavish position to get ill, yet we find many a young man, hardly out of his "teens," running in debt. He meets a chum and says, "Look at this: I have got trusted for a new suit of clothes." He seems to look upon the clothes as so much given to him; well, it frequently is so, but, if he succeeds in paying and then gets trusted again, he is adopting a habit which will keep him in poverty through life. Debt robs a man of his self-respect, and makes him almost despise himself.

What can be added to the happiness of the man who is in health, who is out of debt, and has a clear conscience?

Thank you for keeping me in this world when fate seemed determined to drag me to the next. I owe you a life debt.

You can have everything you want. All you need is a plan. And how do we spell plan? B-U-D-G-E-T!

If you want something different out of life, you need to try something different and change the rules a bit.

My lady, I did not think you could answer it, when I took you from your home without your leave, and set value only on your gift. But I am answered truly. You have given fair return for insult thrice over and set your worth: higher than my life and all my kingdom and all who live therein, and though you send my people to the fire, I can claim no debt to repay. It is justly done.

When a very serious little girl finds a magical door in the woods, she decides to leave behind a life of loneliness to go off in search of adventure, never expecting to find a mystical Market on the other side—where anything can happen, as long as you pay your debts.

I am not a good friend. I have never been capable of or willing to commit to the maintenance that the rules of friendship dictate. I cannot rmember bithdays. I do not want to meet for coffee. I will not host the baby shower. I won't text back because it's an eternal game of Ping-Pong, the texting. It never ends. I inevitably disappoint friends, so after enough of that, I decided I would stop trying. I don't want to live in constant debt. This is okay with me.

God taking from us and loving us at the same time by providing comforters was a kind of spiritual equanimity. It seemed a phenomenon of life how a death insinuates us into the debt of those who stand by us in trouble and console us.

I’m telling you right now I could make him pop an aneurysm and no one would know. (Nero) Doesn’t that kind of murder bother you at all? (Alix) Given everything people have done to me in my life, little girl, especially in my childhood when I was helpless against them, humanity is lucky I’m not on a perpetual killing spree. As for the Merjacks…I owe them a debt that no amount of violence on my part will settle. So, no. Nothing about killing him would bother me. (Nero)

If we were to gain God's perspective, even for a moment, and were to look at the way we go through life accumulating and hoarding and displaying our things, we would have the same feelings of horror and pity that any sane person has when he views people in an asylum endlessly beating their heads against the wall.

We accumulate other’s people debts and make them our own. As we make them our own, their responsibilities fall solely on us. Now is the time to transfer their debt back into their account and let them figure out how they going to pay off their own debt. We, as women, need to realize we are not responsible for other people’s debts, only our own, and we will finally see the load will be a lot lighter. We have to stop making life easy for other people. We give them life, yet they take life from us. We want to live, and it starts with self-fulfillment!

you are owned by your shit, which is owned by your debt, which is either owned or profited by a corporation. So you work for a corporation, everything you buy comes from a corporation, everything you watch is produced by a corporation, and the debt you owe is held by a corporation. Ah

Two choices. One future. I was so sick of running. So sick of hiding. So sick of being weak . I didn’t run. I didn’t deny it. Instead, I held my chin high and claimed all that I’d achieved. I’d won; they’d lost. So be it if my life was now over.

My life was a wreck. I had nothing, no material possessions, unless debts counts. Fourteen pairs of shoes that were too small for me was all I had to show after a lifetime of profligate spending. I hadn’t a job. I hadn’t any qualifications. I’d achieved nothing with my life. I’d never been happy. I had no husband or boyfriend.

Looking back on his life, he sees himself spread out on the earth like a giant covered in tiny threads that have held him down. Tiny threads of petty cares and small concerns, and fears he took seriously at the time. Debts, timetables, the need for money, the longing for comfort; the earworm of sex, repeating itself over and over like a neural feedback loop. He’s been the puppet of his own constricted desires.

Had I catalogued the downsides of parenthood, "son might turn out to be a killer" would never have turned up on the list. Rather, it might have looked something like this: 1. Hassle. 2. Less time just the two of us. (Try no time just the two of us.) 3. Other people. (PTA meetings. Ballet teachers. The kid's insufferable friends and their insufferable parents.) 4. Turning into a cow. (I was slight, and preferred to stay that way. My sister-in-law had developed bulging varicose veins in her legs during pregnancy that never retreated, and the prospect of calves branched in blue tree roots mortified me more than I could say. So I didn't say. I am vain, or once was, and one of my vanities was to feign that I was not.) 5. Unnatural altruism: being forced to make decisions in accordance with what was best for someone else. (I'm a pig.) 6. Curtailment of my traveling. (Note curtailment. Not conclusion.) 7. Dementing boredom. (I found small children brutally dull. I did, even at the outset, admit this to myself.) 8. Worthless social life. (I had never had a decent conversation with a friend's five-year-old in the room.) 9. Social demotion. (I was a respected entrepreneur. Once I had a toddler in tow, every man I knew--every woman, too, which is depressing--would take me less seriously.) 10. Paying the piper. (Parenthood repays a debt. But who wants to pay a debt she can escape? Apparently, the childless get away with something sneaky. Besides, what good is repaying a debt to the wrong party? Only the most warped mother would feel rewarded for her trouble by the fact that at last her daughter's life is hideous, too.)

In the moment before I crossed over, I knew that the priests and magicians of Egypt were fools and charlatans for promising to prolong the beauties of life beyond the world we are give. Death is no enemy, but the foundation of gratitude, sympathy, and art. All of life's pleasures, only love owes no debt to death.

Better to look broke and debt-free than to look good and in deep debt.

Everything we will ever need for life and eternity has already been placed within our spirits.

It’s not what you make but what you save that gets you out of debt.

Death is here and death is there, Death is busy everywhere, All around, within, beneath, Above is death - and we are death. Death has set his mark and seal On all we are and all we feel, On all we know and all we fear, First our pleasures die - and then Our hopes, and then our fears - and when These are dead, the debt is due, Dust claims dust - and we die too. All things that we love and cherish, Like ourselves must fade and perish; Such is our rude mortal lot - Love itself would, did they not.

But I also believe in it because I want to believe in it. I want to spend my energy thinking not of how my actions might be frowned upon by a man in the sky, but how my actions affect every living and non-living thing around me. Life is God. My life is tied to yours, and to everyone’s on this planet. How does that not instantly make us more in debt to one another? And also offer us the comfort that we are not alone?

Age puzzles me. I thought it was a quiet time. My seventies were interesting, and fairly serene, but my eighties are passionate. I grow more intense as I age. To my own surprise I burst out with hot conviction. Only a few years ago I enjoyed my tranquility; now I am so disturbed by the outer world and by human quality in general that I want to put things right, as though I still owed a debt to life. I must calm down. I am far too frail to indulge in moral fervor.

The debt between a child and her mother could never be repaid, like running a foot race against someone fifteen miles ahead of you. What hope did you have of catching up? It didn't matter how many Mother's Day cards you drew, how many cliches and vows of devotions you put inside them. You could tell her she was your favorite parent, wink like you were co-conspirators, fill her in on every trivial detail of your life. None of it was enough. It had taken me years to figure this out: you would never love your mother as much as she loved you. She had formed memories of you since you were a poppy seed in her belly. You didn't begin making your own memories until three, four, five years old? She'd had a running start. She had known you before you even existed. How could we compete with that? We couldn't. We accepted that our mothers held their love over us, let them parade it around like a flashy trinket, because their love was superior to ours.

I was able to make her own dynamics crystal clear to her by quoting Otto Rank, one of Freud's colleagues, who said, "Some refuse the loan of life to avoid the debt of death." This dynamic is not uncommon. I think most of us have known individuals who numb themselves and avoid entering life with gusto because of the dread of losing too much.

Autumn is always a time of Fear and Greed and Hoarding for the winter coming on. Debt collectors are active on old people and fleece the weak and helpless. They want to lay in enough cash to weather the known horrors of January and February. There is always a rash of kidnapping and abductions of schoolchildren in the football months. Preteens of both sexes are traditionally seized and grabbed off the streets by gangs of organized perverts who traditionally give them as Christmas gifts to each other to be personal sex slaves and playthings. Most of these things are obviously Wrong and Evil and Ugly — but at least they are Traditional. They will happen. Your driveway will ice over, your furnace will blow up, and you will be rammed in traffic by an uninsured driver in a stolen car. But what the hell? That's why we have Insurance, eh? And the Inevitability of these nightmares is what makes them so reassuring. Life will go on, for good or ill. But some things are forever, right? The structure may be a little Crooked, but the foundations are still strong and unshakable.

Father Alfred D’Souza. D’Souza had written: “For a long time it had seemed to me that life was about to begin—real life. But there was always some obstacle in the way, something to be got through first, some unfinished business, time still to be served, a debt to be paid. Then life would begin. At last it dawned on me that these obstacles were my life.

Saruman rose to his feet, and stared at Frodo. There was a strange look in his eyes of mingled wonder and respect and hatred. 'You have grown, Halfling,' he said. 'Yes, you have grown very much. You are wise, and cruel. you have robbed my revenge of sweetness, and now I must go hence in bitterness, in debt to your mercy. I hate it and you! Well, I go and I will trouble you no more. But do not expect me to wish you health and long life. You will have neither. But that is not my doing. I merely foretell.

Dear Hunger Games : Screw you for helping cowards pretend you have to be great with a bow to fight evil. You don't need to be drafted into a monkey-infested jungle to fight evil. You don't need your father's light sabre, or to be bitten by a radioactive spider. You don't need to be stalked by a creepy ancient vampire who is basically a pedophile if you're younger than a redwood. Screw you mainstream media for making it look like moral courage requires hair gel, thousands of sit ups and millions of dollars of fake ass CGI. Moral courage is the gritty, scary and mostly anonymous process of challenging friends, co-workers and family on issues like spanking, taxation, debt, circumcision and war. Moral courage is standing up to bullies when the audience is not cheering, but jeering. It is helping broken people out of abusive relationships, and promoting the inner peace of self knowledge in a shallow and empty pseudo-culture. Moral courage does not ask for - or receive - permission or the praise of the masses. If the masses praise you, it is because you are helping distract them from their own moral cowardice and conformity. Those who provoke discomfort create change - no one else. So forget your politics and vampires and magic wands and photon torpedoes. Forget passively waiting for the world to provoke and corner you into being virtuous. It never will. Stop watching fictional courage and go live some; it is harder and better than anything you will ever see on a screen. Let's make the world change the classification of courage from 'fantasy' to 'documentary.' You know there are people in your life who are doing wrong. Go talk to them, and encourage them to pursue philosophy, self-knowledge and virtue. Be your own hero; you are the One that your world has been waiting for.

Thoreau wrote, "the mass of men live lives of quiet desperation." This is as true today as it was back then. How many men stand on a balcony and wonder what happened?... He wanted adventure and he got two weeks' vacation. He wanted a mission and he got a lawn that needs mowing. He wanted purpose and he got a cubicle. He wanted a mighty steed and he got a minivan. He wanted a castle and he got a mortgage. He wanted a battle to fight and he got televised sports. He wanted wisdom and he got talking heads on TV. He wanted treasure and he got endless debt. He wanted every part of his life to be wonderful, and here he is... standing on a balcony, in bleak, ruminating hesitation.

What is this?" she asked, her eyes scanning the page. "It's not..." She ran her fingertips over the words as if expecting them to vanish. "My contract." She whispered. "I don't want you beholden to Per Haskell. Or me." Another half-truth. His mind had concocted a hundred schemes to bind her to him, to keep her in this city. But she'd spent enough of her life caged by debts and obligations, and it would be better for them both when she was gone. "How?" she said. "The money-" "It's done." He'd liquidated every asset he had, used the last of the savings he'd accrued, every ill-gotten cent. She pressed the envelope to her chest, above her heart. "I have no words to thank you for this." "Surely the Suli have a thousand words for such an occasion?" "Words have not been invented for such an occasion." "If I end up on the gallows, you can say something nice over the corpse," he said.

I owe all a great debt. In the middle of the journey of our life I came to myself within a dark wood where the straight way was lost. Ah, how hard a thing it is to tell what a wild, and rough, and stubborn wood this was, which in my thought renews the fear! DANTE The Divine Comedy

Unconditional love does not ask for anything in return. This pure love never creates dependencies or debts. It simply exists. An absolute energy, it never ends. It instantly connects lifetimes centuries apart and promises that all loved ones will be entwined throughout eternity. Witness

But the American Dream has a price tag on it. The cost changes depending on where you’re born and to whom, with what color skin and with how much money in your parents’ bank account. The poorer you are, the higher the price. You can pay an entire life in labor, it turns out, and have nothing to show for it. Less than nothing, even: debt, injury, abject need.

Pain can be beautiful," he says, exhaling a cloud of smoke. "It can transform. It can create." "But I don't want to be in pain," says Henry hoarsely. "I want-" "You want to be loved." A small empty sound, half cough, half sob. "Yes." "Then be loved." "You make it sound simple." "It is," says the stranger. "If you're willing to pay.

If money management isn't something you enjoy, consider my perspective. I look at managing my money as if it were a part-time job. The time you spend monitoring your finances will pay off. You can make real money by cutting expenses and earning more interest on savings and investments. I'd challenge you to find a part-time job where you could potentially earn as much money for just an hour or two of your time.

...My father muttered something to me, and I responded with a mumbled "What". He shouted, "You heard me," thundered up from his chair, pulled his belt out of its loops, and inflicted a beating that seemed never to end. I curled my arms around my body as he stood over me like a titan and delivered the blows. This was the only incident of its kind in our family. My father was never physically abusive toward my mother or sister and he was never again physically extreme with me. However, this beating and his worsening tendency to rages directed at my mother - which I heard in fright through the thin walls of our home - made me resolve, with icy determination, that only the most formal relationship would exist between my father and me, and for perhaps thirty years, neither he nor I did anything to repair the rift. The rest of my childhood, we hardly spoke; there was little he said to me that was not critical, and there was little I said back that was not terse or mumbled. When I graduated from high school, he offered to buy me a tuxedo. I refused because I had learned from him to reject all aid and assistance; he detested extravagance and pleaded with us not to give him gifts. I felt, through a convoluted logic, that in my refusal, I was being a good son. I wish now that I had let him buy me a tuxedo, that I had let him be a dad. Having cut myself off from him, and by association the rest of the family, I was incurring psychological debts that would come due years later in the guise of romantic misconnections and a wrongheaded quest for solitude. I have heard it said that a complicated childhood can lead to a life in the arts. I tell you this story of my father and me to let you know I am qualified to be a comedian.

Whatever I was, I owed to my family and to all those who struggled with me. But my biggest debt I owed to my wife. She was the one who gave my life meaning. All I could pledge to her, and to all those millions, was that I would do all I could to justify the faith that she, and they, had in me. I would try more than ever to make my life one of which she, and they, could be proud. I would do in private that which I knew my public responsibility demanded.

The repetitive phases of cooking leave plenty of mental space for reflection, and as I chopped and minced and sliced I thought about the rhythms of cooking, one of which involves destroying the order of the things we bring from nature into our kitchens, only to then create from them a new order. We butcher, grind, chop, grate, mince, and liquefy raw ingredients, breaking down formerly living things so that we might recombine them in new, more cultivated forms. When you think about it, this is the same rhythm, once removed, that governs all eating in nature, which invariably entails the destruction of certain living things, by chewing and then digestion, in order to sustain other living things. In The Hungry Soul Leon Kass calls this the great paradox of eating: 'that to preserve their life and form living things necessarily destroy life and form.' If there is any shame in that destruction, only we humans seem to feel it, and then only on occasion. But cooking doesn't only distance us from our destructiveness, turning the pile of blood and guts into a savory salami, it also symbolically redeems it, making good our karmic debts: Look what good, what beauty, can come of this! Putting a great dish on the table is our way of celebrating the wonders of form we humans can create from this matter--this quantity of sacrificed life--just before the body takes its first destructive bite.

No doubt the shortness of your memories is a very convenient thing for you; for without it I really don't know how you could have the conscience to repudiate your debts, swear in your witness boxes, take your marriage vows, traverse your divorce petitions, or do half the things that you do do. But, owing to the perfection of our remembrance, I can recall every trifle of the life that I then enjoyed with him.

You know, Bob, school is school, one of those life experiences we kids all have to get through in order to become you. Then we wonder what all the fuss was about, especially while we're cleaning up your little messes: toxic waste, war, bank bailouts. Honestly, if we ran up debt the way you guys do? You'd ground us, take away our cells, and make us clean toilets with a toothbrush until we'd pay back every penny.

We inherited a strong and flourishing country, and instead of making the investments - that is, the sacrifices - to maintain it, we chose to suck it dry and stick our children with the bill. If you want to see who is to blame for student debt, just look in the mirror. And if parents find themselves supporting kids beyond their college years, that is only, in the aggregate, a form of compensatory justice: the intergenerational transfer of wealth that should have been effected through taxation.

We live in a patriarchal world—a system that aids and abets inequality. In this system that has gatekept financial information and tools from marginalized groups, it is an act of protest to be financially independent. It is an act of protest to overcome negative beliefs about money in order to save, pay off debt, invest, and find fulfilling work. It is an act of protest to prioritize rest instead of hustle, abundance rather than scarcity, and generosity in place of stockpiling. In a world that actively works to keep us playing small, it is an act of protest to be stable, content, and powerful.

How great indeed is our debt to [Joseph Smith]. His life began in Vermont and ended in Illinois, and marvelous were the things that happened between that simple beginning and that tragic ending. It was he who brought us a true knowledge of God the Eternal Father and His Risen Son, the Lord Jesus Christ. During the short time of his great vision he learned more concerning the nature of Deity than all of those who through centuries had argued that matter in learned councils and scholarly forums. He brought us this marvelous book, the Book of Mormon, as another witness for the living reality of the Son of God. To him, from those who held it anciently, came the priesthood, the power, the gift, the authority, the keys to speak and act in the name of God. He gave us the organization of the Church and its great and sacred mission. Through him were restored the keys of the holy temples, that men and women might enter into eternal covenants with God, and that the great work for the dead might be accomplished. . . . "He was the instrument in the hands of the Almighty.

Too often, poverty and deprivation get covered as events. That is, when some disaster strikes, when people die. Yet, poverty is about much more than starvation deaths or near famine conditions. It is the sum total of a multiplicity of factors. The weightage of some of these varies from region to region, society to society, culture to culture. But at the core is a fairly compact number of factors. They include not just income and calorie intake. Land, health, education, literacy, infant mortality rates and life expectancy are also some of them. Debt, assets, irrigation, drinking water, sanitation and jobs count too. You can have the mandatory 2,400 or 2,100 calories a day and yet be very poor. India’s problems differ from those of a Somalia or Ethiopia in crisis. Hunger—again just one aspect of poverty—is far more complex here. It is more low level, less visible and does not make for the dramatic television footage that a Somalia and Ethiopia do. That makes covering the process more challenging—and more important. Many who do not starve receive very inadequate nutrition. Children getting less food than they need can look quite normal. Yet poor nutrition can impair both mental and physical growth and they can suffer its debilitating impact all their lives. A person lacking minimal access to health at critical moments can face destruction almost as surely as one in hunger.

Here we come to the central question of this book: What, precisely, does it mean to say that our sense of morality and justice is reduced to the language of a business deal? What does it mean when we reduce moral obligations to debts? What changes when the one turns into the other? And how do we speak about them when our language has been so shaped by the market? On one level the difference between an obligation and a debt is simple and obvious. A debt is the obligation to pay a certain sum of money. As a result, a debt, unlike any other form of obligation, can be precisely quantified. This allows debts to become simple, cold, and impersonal-which, in turn, allows them to be transferable. If one owes a favor, or one’s life, to another human being-it is owed to that person specifically. But if one owes forty thousand dollars at 12-percent interest, it doesn’t really matter who the creditor is; neither does either of the two parties have to think much about what the other party needs, wants, is capable of doing-as they certainly would if what was owed was a favor, or respect, or gratitude. One does not need to calculate the human effects; one need only calculate principal, balances, penalties, and rates of interest. If you end up having to abandon your home and wander in other provinces, if your daughter ends up in a mining camp working as a prostitute, well, that’s unfortunate, but incidental to the creditor. Money is money, and a deal’s a deal. From this perspective, the crucial factor, and a topic that will be explored at length in these pages, is money’s capacity to turn morality into a matter of impersonal arithmetic-and by doing so, to justify things that would otherwise seem outrageous or obscene. The factor of violence, which I have been emphasizing up until now, may appear secondary. The difference between a “debt” and a mere moral obligation is not the presence or absence of men with weapons who can enforce that obligation by seizing the debtor’s possessions or threatening to break his legs. It is simply that a creditor has the means to specify, numerically, exactly how much the debtor owes.

We all crave latitude in life, yet simultaneously dig ourselves deeper into domestic entrapment. We may dream of traveling light but accumulate as much as we can to keep us burdened and rooted to one spot. And we have no one to blame but ourselves. Because-though we all muse on the theme of escape-we stil find the notion of responsibility irresistible. The career, the house, the dependents, the debt-it grounds us. Provides us with a necessary security, a reason to get upin the morning. It narrows choice and ergo, gives us certainty. And though just about every man I know rails against being so cul-de-saced by domesic burden, we all embrace it. Embrace it with a vengeance.

While we are postponing, life speeds by. Nothing, Lucilius, is ours, except time. We were entrusted by nature with the ownership of this single thing, so fleeting and slippery that anyone who will can oust us from possession. What fools these mortals be! They allow the cheapest and most useless things, which can easily be replaced, to be charged in the reckoning, after they have acquired them; but they never regard themselves as in debt when they have received some of that precious commodity, – time! And yet time is the one loan which even a grateful recipient cannot repay. You

Some of you, we all know, are poor, find it hard to live, are sometimes, as it were, gasping for breath. I have no doubt that some of you who read this book are unable to pay for all the dinners which you have actually eaten, or for the coats and shoes which are fast wearing or are already worn out, and have come to this page to spend borrowed or stolen time, robbing your creditors of an hour. It is very evident what mean and sneaking lives many of you live, for my sight has been whetted by experience; always on the limits, trying to get into business and trying to get out of debt, a very ancient slough, called by the Latins aes alienum, another's brass, for some of their coins were made of brass; still living, and dying, and buried by this other's brass; always promising to pay, promising to pay, tomorrow, and dying today, insolvent; seeking to curry favor, to get custom, by how many modes, only not state-prison offences; lying, flattering, voting, contracting yourselves into a nutshell of civility or dilating into an atmosphere of thin and vaporous generosity, that you may persuade your neighbor to let you make his shoes, or his hat, or his coat, or his carriage, or import his groceries for him; making yourselves sick, that you may lay up something against a sick day, something to be tucked away in an old chest, or in a stocking behind the plastering, or, more safely, in the brick bank; no matter where, no matter how much or how little.

Here are a few key guidelines to consider: Spend less than you earn—invest the surplus—avoid debt. Do simply this and you’ll wind up rich. Not just in money. Carrying debt is as appealing as being covered with leeches and has much the same effect. Take out your sharpest knife and start scraping the little bloodsuckers off. If your lifestyle matches—or god forbid exceeds—your income, you are no more than a gilded slave. Avoid fiscally irresponsible people. Never marry one or otherwise give him or her access to your money. Avoid investment advisors. Too many have only their own interests at heart. By the time you know enough to pick a good one, you know enough to handle your finances yourself. It’s your money and no one will care for it better than you. You own the things you own and they in turn own you. Money can buy many things, but nothing more valuable than your freedom. Life choices are not always about the money, but you should always be clear about the financial impact of the choices you make.

But now this taco soup is an anonymous commodity. It arrives on my table seemingly by magic. With this anonymity comes ingratitude—I do not recall those farmers and harvesters to whom I owe a debt of thanks. I do not think of God’s mercy in providing a harvest. And with anonymity and ingratitude comes injustice. Like so much of what we consume in our complicated world of global capitalism and multinational corporations, purchasing this corn and these beans involves me, however unwittingly, in webs of systemic injustice, exploitation, and environmental degradation that I am ignorant about and would likely not consent to. I do not know where the onions in my soup came from or how the workers who harvested them were treated. My leftovers may have been provided by a man whose kids can’t afford lunch today.

I think you're under no obligation whatsoever to forgive anything, to forget anything. You're not required to push away the years of abuse because the abuser now chooses to be sober and in his sobriety regrets his actions. And white may be small and unforgiving of me, I think people who do so at the snap of a dam finger are either liars or are in need of serious therapy. I assume you heard him out, so in my personal opinion, any debt you might owe for your existence is now paid in full. It may be fashionable to hold that terrible actions are indeed terrible, but that hte person inflicting them isn't responbile due to alcohol, drugs, DNA, or GD PMS. He damn well was responsible, and if you decided to loathe him for the rest of your life, I wouldn't blame you for it. How's that?" (Cybil to Gage - she ROCKS)

MISSIONARY: Look at you! You’re just wasting your life away, lying around like that. SAMOAN: Why? What do you think I should be doing? MISSIONARY: Well, there are plenty of coconuts all around here. Why not dry some copra and sell it? SAMOAN: And why would I want to do that? MISSIONARY: You could make a lot of money. And with the money you make, you could get a drying machine, and dry copra faster, and make even more money. SAMOAN: Okay. And why would I want to do that? MISSIONARY: Well, you’d be rich. You could buy land, plant more trees, expand operations. At that point, you wouldn’t even have to do the physical work anymore, you could just hire a bunch of other people to do it for you. SAMOAN: Okay. And why would I want to do that? MISSIONARY: Well, eventually, with all that copra, land, machines, employees, with all that money—you could retire a very rich man. And then you wouldn’t have to do anything. You could just lie on the beach all day.

If I'd been a cowboy, it might've ended well. Somewhere on the ramble, I'm sure I'd have to sell My guns along the highway. My coins to the table To make a gambler's double, I'd double debts to pay. Prob'ly shrink and slink away, It mightn't've ended well. What If I'd been a sailor? I think it might've ended well. From August to May For a searat of man drifting through eternal blue, aboard the finest Debris. I might've called the shanties. From daybreak to storm's set, lines stay Taught, over rhythm unbroken. But, oh, there's a schism unspoken, a mighty calling of the lee. An absentminded Pirate, unaccustomed to the sea; To the land, a traitor. I think it mightn't've ended well. What might've worked for me? What might've ended well? Soldier, to bloody sally forth through hell? Teacher of glorious stories to tell? Man of gold, or stores to sell? Lover to a gentle belle? Maybe a camel; A seashell. What mightn't've been a life where it mightn't've ended well?

You might have to wait years for them to nosedive, but they will. These are people who have lousy life skills. The older they get, the less they sparkle. It becomes harder to operate on pure entitlement, and it all catches up to them—the debt, the lack of investment in relationships, the booze. Whatever it is, chances are they aren’t going to wise up, get healthy, and face it. They’ll use their same old crappy manipulations with the same old crappy results. Only you won’t be around this time to pin it on. Their new soul mate gets that honor.

Someone owed Aeduan a life-debt. It was … A first. A first that he didn’t know how to swallow. The Threadwitch Iseult was alive because he had made it so. She could breathe her current breaths and could taste the river’s water because he had saved her life. Though she had also, in a way, saved his. First, she had not killed him while he lay unconscious in the bear trap. And second, she had been the one to hook them to that stone before the Falls. But Aeduan decided not to mention any of this, for if the Threadwitch believed she owed him three lives, then that gave him an advantage. That, he could use. He didn’t know how, he didn’t know when, only that he absolutely would.

Everything that we know of since the Big Bang is ruled by those four forces (gravity, electromagnetism, strong force and weak force). We are all connected by these four rules..I think the pursuit of finding one law to explain the universe if science but also the pursuit of God. The Jewish philosopher Spinoza said that God did not necessarily make the universe, but that God is the universe. The unfolding of the universe is God in action. Which would mean science and math are a part of God...We are the universe. I would go so far to say that human beings, we are less of a who and more of a when. We are a moment in time - when all of our cells have come together in this body. But our atoms were many things before and they will be many things after. The air I am breathing is the same air your ancestors breathed. Even what is in my body right now - the cells, the air, the bacteria - it's not only mine. It is a point of connection with every other living thing, made up of the same kinds of particles, ruled by the same physical laws. When you die, someone will bury you or turn your body into ashes. Eventually, you will return to the Earth. You already are a part of the Earth. What better reason do we have to take care of the Earth and everything on it than the knowledge that we are of one another? The trees need our breath, and our breath needs the trees. As scientists we call that symbiosis and that is the consequence of evolution. But the natural consequences of our connections to each other - that's God to me....Life is God and my life it tied to yours and everyone's on this planet. How does this not instantly make us more in debt to one another? And also offer us the comfort that we are not alone?

I can always tell which ones are serious and which aren’t. There’s something in their voices that communicates passion and conviction when they’re really excited about getting out of debt. But if they’re just playing around with the idea, if they’re simply curious about it, then their voices are flat. If I don’t hear any passion behind what they’re saying, I know they aren’t ready to cut up the credit cards and dump their debt for good. That’s because getting out of debt isn’t about solving a math problem; it’s about changing your life—and that requires a change of heart.

We have already compared the benefits of theology and science. When the theologian governed the world, it was covered with huts and hovels for the many, palaces and cathedrals for the few. To nearly all the children of men, reading and writing were unknown arts. The poor were clad in rags and skins -- they devoured crusts, and gnawed bones. The day of Science dawned, and the luxuries of a century ago are the necessities of to-day. Men in the middle ranks of life have more of the conveniences and elegancies than the princes and kings of the theological times. But above and over all this, is the development of mind. There is more of value in the brain of an average man of to-day -- of a master-mechanic, of a chemist, of a naturalist, of an inventor, than there was in the brain of the world four hundred years ago. These blessings did not fall from the skies. These benefits did not drop from the outstretched hands of priests. They were not found in cathedrals or behind altars -- neither were they searched for with holy candles. They were not discovered by the closed eyes of prayer, nor did they come in answer to superstitious supplication. They are the children of freedom, the gifts of reason, observation and experience -- and for them all, man is indebted to man.

From this day, you are no longer children. If you have to fight, even if it is a friend, put him down as fast and hard as you possibly can. Kill if you have to, or spare him—but beware putting any man in your debt. Of all things, that causes resentment. Any warrior who raises his fist to you must know he is gambling with his life and that he will lose. If you cannot win at first, take revenge if it is the last thing you do. You are traveling with men who respect only strength greater than theirs, men harder than themselves. Above everything else, they respect success. Remember it.

About Parlabane, Brookmyre says: "To fully acknowledge the extent of the debt I owe Douglas Adams - as a reader and a writer - would very possibly crash this server, so I will merely cite one significant example. I am frequently asked who was the inspiration for my investigative journalist Jack Parlabane; whether he has some real-life antecedent or represents some indulgent alter-ego of mine. The truth is that Parlabane was entirely inspired by Ford Prefect: I always adored the idea of a character who cheerfully wanders into enormously dangerous situations and effortlessly makes them much worse.

Principles of Liberty 1. The only reliable basis for sound government and just human relations is Natural Law. 2. A free people cannot survive under a republican constitution unless they remain virtuous and morally strong. 3. The most promising method of securing a virtuous and morally strong people is to elect virtuous leaders. 4. Without religion the government of a free people cannot be maintained. 5. All things were created by God, therefore upon him all mankind are equally dependent, and to Him they are equally responsible. 6. All men are created equal. 7. The proper role of government is to protect equal rights, not provide equal things. 8. Men are endowed by their Creator with certain unalienable rights. 9. To protect man's rights, God has revealed certain principles of divine law. 10. The God-given right to govern is vested in the sovereign authority of the whole people. 11. The majority of the people may alter or abolish a government which has become tyrannical. 12. The United States of America shall be a republic. 13. A constitution should be structured to permanently protect the people from the human frailties of their rulers. 14. Life and Liberty are secure only so long as the Igor of property is secure. 15. The highest level of securitiy occurs when there is a free market economy and a minimum of government regulations. 16. The government should be separated into three branches: legislative, executive, and judicial. 17. A system of checks and balances should be adopted to prevent the abuse of power. 18. The unalienable rights of the people are most likely to be preserved if the principles of government are set forth in a written constitution. 19. Only limited and carefully defined powers should be delegated to the government, all others being retained by the people. 20. Efficiency and dispatch require government to operate according to the will of the majority, but constitutional provisions must be made to protect the rights of the minority. 21. Strong human government is the keystone to preserving human freedom. 22. A free people should be governed by law and not by the whims of men. 23. A free society cannot survive a republic without a broad program of general education. 24. A free people will not survive unless they stay strong. 25. "Peace, commerce, and honest friendship with all nations; entangling alliances with none." 26. The core unit which determines the strength of any society is the family; therefore, the government should foster and protect its integrity. 27. The burden of debt is as destructive to freedom as subjugation by conquest. 28. The United States has a manifest destiny to be an example and a blessing to the entire human race.

(About "Black Debt" by Steve McCaffery) 'Impersonal' as this text is, it is by no means unemotional or uninvolved. We learn nothing-- at least nothing direct-- about McCaffery's (or his narrator's) personal life, his opinions or ruminations. Nonetheless I would posit that 'Lag' projects a highly particularized way of looking at things, of processing the most diversified information fields-- geology and genetics, archeology and advertising, classics and commercials-- that is finally recognizable in its particular ways of negotiating with language as is the more personal lyric consciousness we expect to find in poetry.

Shams of Tabriz Befuddled believer! If every Ramadan one fasts in the name of God and every Eid one sacrifices a sheep or a goat as an atonement for his sins, if all his life one strives to make pilgrimage to Mecca and five times a day kneels on a prayer rug but at the same time has no room for love in his heart, what is the use of all this trouble? Faith is only a word if there is no love at its center, so flaccid and lifeless, vague and hollow -- not anything you could truly feel. Pity the fool who thinks the boundaries of his mortal mind are the boundaries of God the Almighty. Pity the ignorant who assume they can negotiate and settle debts with God. Do such people think God is a grocer who attempts to weigh our virtues and wrongdoings on two separate scales? Is He a clerk meticulously writing down our sins in His accounting book so as to make us pay Him back someday? Is this their notion of Oneness?

The old family carriage and the two lady's maids were there,--as necessaries of life; but London society was not within her reach. It was therefore the case that they had not heard very much about Lizzie Eustace. But they had heard something. "I hope she won't be too fond of going out," said Amelia, the second girl. "Or extravagant," said Georgina, the third. "There was some story of her being terribly in debt when she married Sir Florian Eustace," said Diana, the fourth. "Frederic will be sure to see to that," said Augusta, the eldest. "She is very beautiful," said Lydia, the fifth. "And clever," said Cecilia, the sixth. "Beauty and cleverness won't make a good wife," said Amelia, who was the wise one of the family. "Frederic will be sure to see that she doesn't go wrong," said Augusta who was not wise.

The real question I am asking here is the one Marcuse asked in the sixties. How does a way of life break down? How does it break down. And Marcuse doesn’t give the pat Marxist answer, which means economically, and we ought to be glad that that pat Marxist answer is false because if a society could be driven to ruin by debt, you know, the way a lot of people said the Russians – the Soviet Union – fell because it was broke. Let’s hope that’s not true [laughs] since we are broke, let’s hope that’s false. As a generalisation, we had better hope it is false. How do they break down? Well, here there is an analogy – for me – between the social and the self under siege, in many ways. In many ways, not in a few, and some of the symptoms we see around us that our own lives are breaking down and the lives of our society is a generalised cynicism and scepticism about everything. I don’t know how to characterise this situation, I find no parallel to it in human history. The scepticism and cynicism about everything is so general, and I think it’s partly due to this thing I call banalisation, and it’s partly due to the refusal and the fear of dealing with complexity. Much easier to be a cynic than to deal with complexity. Better to say everything is bullshit than to try to look into enough things to know where you are. Better to say everything is just… silly, or pointless, than to try to look into systems of this kind of complexity and into situations of the kind of complexity and ambiguity that we have to deal with now.

The frost which kills the harvest of a year, saves the harvests of a century, by destroying the weevil or the locust. Wars, fires, plagues, break up immovable routine, clear the ground of rotten races and dens of distemper, and open a fair field to new men. There is a tendency in things to right themselves, and the war or revolution or bankruptcy that shatters a rotten system, allows things to take a new and natural order. The sharpest evils are bent into that periodicity which makes the errors of planets, and the fevers and distempers of men, self-limiting. Nature is upheld by antagonism. Passions, resistance, danger, are educators. We acquire the strength we have overcome. Without war, no soldier; without enemies, no hero.

You give but little when you give of your possessions. It is when you give of yourself that you truly give. For what are your possessions but things you keep and guard for fear you may need them tomorrow? And tomorrow, what shall tomorrow bring to the overprudent dog burying bones in the trackless sand as he follows the pilgrims to the holy city? And what is fear of need but need itself? Is not dread of thirst when your well is full, the thirst that is unquenchable? There are those who give little of the much which they have--and they give it for recognition and their hidden desire makes their gifts unwholesome. And there are those who have little and give it all. These are the believers in life and the bounty of life, and their coffer is never empty. There are those who give with joy, and that joy is their reward. And there are those who give with pain, and that pain is their baptism. And there are those who give and know not pain in giving, nor do they seek joy, nor give with mindfulness of virtue; They give as in yonder valley the myrtle breathes its fragrance into space. Through the hands of such as these God speaks, and from behind their eyes He smiles upon the earth. It is well to give when asked, but it is better to give unasked, through understanding; And to the open-handed the search for one who shall receive is joy greater than giving. And is there aught you would withhold? All you have shall some day be given; Therefore give now, that the season of giving may be yours and not your inheritors'. You often say, "I would give, but only to the deserving." The trees in your orchard say not so, nor the flocks in your pasture. They give that they may live, for to withhold is to perish. Surely he who is worthy to receive his days and his nights, is worthy of all else from you. And he who has deserved to drink from the ocean of life deserves to fill his cup from your little stream. And what desert greater shall there be, than that which lies in the courage and the confidence, nay the charity, of receiving? And who are you that men should rend their bosom and unveil their pride, that you may see their worth naked and their pride unabashed? See first that you yourself deserve to be a giver, and an instrument of giving. For in truth it is life that gives unto life while you, who deem yourself a giver, are but a witness. And you receivers... and you are all receivers... assume no weight of gratitude, lest you lay a yoke upon yourself and upon him who gives. Rather rise together with the giver on his gifts as on wings; For to be overmindful of your debt, is to doubt his generosity who has the freehearted earth for mother, and God for father.

Some people owe everything they have to the bank accounts of their parents. I owe the state. Put simply, the state educated me, fixed my leg when it was broken, and gave me a grant that enabled me to go to university. It fixed my teeth (a bit) and found housing for my veteran father in his dotage. When my youngest brother was run over by a truck it saved his life and in particular his crushed right hand, a procedure that took half a year, and which would, on the open market—so a doctor told me at the time—have cost a million pounds. Those were the big things, but there were also plenty of little ones: my subsidized sports centre and my doctor’s office, my school music lessons paid for with pennies, my university fees. My NHS glasses aged 9. My NHS baby aged 33. And my local library. To steal another writer’s title: England made me. It has never been hard for me to pay my taxes because I understand it to be the repaying of a large, in fact, an almost incalculable, debt. ....The charming tale of benign state intervention described above is now relegated to the land of fairy tales: not just naïve but actually fantastic. Having one’s own history so suddenly and abruptly made unreal is an experience of a whole generation of British people, who must now wander around like so many ancient mariners boring foreigners about how they went to university for free and could once find a National Health dentist on their high street.

There was my personal debt of knowing that her singular motivation had always been to give her children a life of opportunity, but there were also societal debts—American society’s debt to the immigrants who make their food, clean their toilets, raise their children; Korean society’s debt to the droves of young women who put their bodies and sexual labor on the front lines of national security, to whom no one would ever speak the words “thank you for your service.”1 In neither case were the debtees treated with gratitude. Instead, the debtors would make them into the cause of society’s ills, the very things that needed to be eradicated.

After Jericho's illness crippled him and his parents had abandoned him to the state, it was Will who'd stepped in as guardian. He had sheltered Jericho, fed and clothed him, and taught his ward what he could about running the museum and about Diviners. For that, Jericho supposed he owed him a debt. But Will hadn't given Jericho the parts that mattered most. He hadn't given himself. The two of them had never gone fishing in a cold stream early on a summer's day and shared their thoughts on love and life while they watched the sun draw the curling morning mist from the water. They'd never discussed how to find one's place in the world, never talked of fathers and sons, or what makes someone a man. No. He and Will spoke in newspaper articles about ghosts. They conversed through the careful curation of supernatural knickknacks. And Jericho couldn't help but feel cheated at how little he'd gotten when he'd needed so much more. Why was there so much silence between men?

Children teach us that love is, in its purest form, a kind of service. The word has grown freighted with negative connotations. An individualistic, self-gratifying culture cannot easily equate contentment with being at someone else’s call. We are used to loving others in return for what they can do for us, for their capacity to entertain, charm or soothe us. Yet babies can do precisely nothing. There is, as slightly older children sometimes conclude with a sense of serious discomfort, no ‘point’ to them; that is their point. They teach us to give without expecting anything in return, simply because they need help badly – and we are in a position to provide it. We are inducted into a love based not on an admiration for strength, but on a compassion for weakness, a vulnerability common to every member of the species and one which has been and will eventually again be our own. Because it is always tempting to overemphasize autonomy and independence, these helpless creatures are here to remind us that no one is, in the end, ‘self-made’; we are all heavily in someone’s debt. We realize that life depends – quite literally – on the capacity for love.

I tell them the truth. I tell them I am thirty-one years old and seventy-three thousand dollars in debt. I tell them that since college I’ve moved eleven times, had seventeen jobs and several relationships that didn’t work out. I’ve been estranged from my father since twelfth grade, and earlier this year my mother died. My only sibling lives three thousand miles away. What I have had for the past six years, what has been constant and steady in my life is the novel I’ve been writing. This has been my home, the place I could always retreat to. The place I could sometimes even feel powerful, I tell them. The place where I am most myself. Maybe some of you, I tell them, have found this place already. Maybe some of you will find it years from now. My hope is that some of you will find it for the first time today by writing.

...I owed her a debt of gratitude. More than gratitude, much more. I could finally see what had always been there. She had been more than an attendant, more than a friend, more than a sister. She had been a mother to me. She had worried, sought to protect me from danger, guided me toward the best. She had looked out for my future, assessed the worthiness of everyone to be in my life. And in that way, she had taken me as her purpose in life, the one who gave her meaning. I had a constant love all along. And in recognizing that, I felt moved to tears. "How could you step out of my life?" I told her. "if you do don't join me, I will be lost. No one would worry about me as much as you. No one knows me better, knows my past and what this new life means. I should have told you a long time ago." I became teary-eyed. She kept her lips sealed, but her jaw was trembling. "You are the only loyal person in my life, the only one I can trust." Tears fell from her eyes. "Now you know. I was always the only one." "We love each other," I said with a light laugh. "In spite of all the trouble I've given you, you stayed with me. So it must be that you loved me like a mother.

What art Thou then, my God? What, but the Lord God? For who is Lord but the Lord?or who is God save our God? Most highest, most good, most potent, most omnipotent; most merciful, yet most just; most hidden, yet most present; most beautiful, yet most strong; stable, yet incomprehensible; unchangeable, yet all-changing; never new, never old; all-renewing, and bringing age upon the proud and they know it not; ever working, ever at rest; still gathering, yet lacking nothing; supporting, filling, and overspreading; creating, nourishing, and maturing; seeking, yet having all things. Thou lovest, without passion; art jealous, without anxiety; repentest, yet grievest not; art angry, yet serene; changest Thy works, Thy purpose unchanged; receivest again what Thou findest, yet didst never lose; never in need, yet rejoicing in gains; never covetous, yet exacting usury. Thous receivest over and above, that Thou may owe; and who hath ought that is not Thine? Thou payest debts, owing nothing; remittest debts, losing nothing. And what have I now said, my God, my life, my holy joy? or what saith any man when he speaks of Thee? Yet woe to he who speaketh not, since mute are even the most eloquent.

There are, no doubt, lessons here for the contemporary reader. The changing character of the native population, brought about through unremarked pressures on porous borders; the creation of an increasingly unwieldy and rigid bureaucracy, whose own survival becomes its overriding goal; the despising of the military and the avoidance of its service by established families, while its offices present unprecedented opportunity for marginal men to whom its ranks had once been closed; the lip service paid to values long dead; the pretense that we still are what we once were; the increasing concentrations of the populace into richer and poorer by way of a corrupt tax system, and the desperation that inevitably follows; the aggrandizement of executive power at the expense of the legislature; ineffectual legislation promulgated with great show; the moral vocation of the man at the top to maintain order at all costs, while growing blind to the cruel dilemmas of ordinary life—these are all themes with which our world is familiar, nor are they the God-given property of any party or political point of view, even though we often act as if they were. At least, the emperor could not heap his economic burdens on posterity by creating long-term public debt, for floating capital had not yet been conceptualized. The only kinds of wealth worth speaking of were the fruits of the earth.

Appalling things can happen to children. And even a happy childhood is filled with sadnesses. Is there any other period in your life when you hate your best friend on Monday and love them again on Tuesday? But at eight, 10, 12, you don't realise you're going to die. There is always the possibility of escape. There is always somewhere else and far away, a fact I had never really appreciated until I read Gitta Sereny's profoundly unsettling Cries Unheard about child-killer Mary Bell. At 20, 25, 30, we begin to realise that the possibilities of escape are getting fewer. We begin to picture a time when there will no longer be somewhere else and far away. We have jobs, children, partners, debts, responsibilities. And if many of these things enrich our lives immeasurably, those shrinking limits are something we all have to come to terms with. This, I think, is the part of us to which literary fiction speaks.

Takamasa Saegusa: 'Seigen, a mere member of the Toudouza, had the effrontery to sully the sacred dueling ground. For that reason, our lord had already decided to subject him to tu-uchi before long. Cut off his head immediately, and stick it on a pike!' Gennosuke could hardly believe his ears. Such an insult to Irako Seigen was unwarranted. It was pride. For Gennosuke, Irako Seigen was pride itself. Takamasa Saegusa: 'Fujiki Gennosuke! It is the way of the samurai to take the head of the defeated enemy on the battleground. Do not hesitate! If you are a samurai, you must carry out the duty of a samurai!' Samurai... Saegusa, Lord of Izu, continued shouting, but Gennosuke did not attend. That word 'samurai' alone reverberated through his body. If one aims at the juncture between the base of the skull and the spine, decapitation is not that difficult, but Gennosuke could muster no more strength than a baby. He grew pale and trembled with the strain. He could only hack with his sword as if he were sawing wood. He felt nauseated, as if his own cells one after another were being annihilated. But this... Lord Tokugawa Tadanaga: 'I approve.' Takamasa Saegusa: 'Fujiki Gennosuke, for this splendid action you have received words of thanks from our lord. As a sign of his exceptional approval, you shall be given employment at Sunpu Castle. This great debt will by no means be forgotten. From this day forward you must offer your life to our lord!' Prostrating himself, Gennosuke vomited.

When I visited George Bernard Shaw, in 1948, at his home in Aylot, a suburb of London, he was extremely anxious for me to tell him all that I knew about Ingersoll. During the course of the conversation, he told me that Ingersoll had made a tremendous impression upon him, and had exercised an influence upon him probably greater than that of any other man. He seemed particularly anxious to impress me with the importance of Ingersoll's influence upon his intellectual endeavors and accomplishments. In view of this admission, what percentage of the greatness of Shaw belongs to Ingersoll? If Ingersoll's influence upon so great an intellect as George Bernard Shaw was that extensive, what must have been his influence upon others? What seed of wisdom did he plant into the minds of others, and what accomplishments of theirs should be attributed to him? The world will never know. What about the countless thousands from whom he lifted the clouds of darkness and fear, and who were emancipated from the demoralizing dogmas and creeds of ignorance and superstition? What will be Ingersoll's influence upon the minds of future generations, who will come under the spell of his magic words, and who will be guided into the channels of human betterment by the unparalleled example of his courageous life? The debt the world owes Robert G. Ingersoll can never be paid.

I started running for reasons I had only just begun to understand. As a child, I ran in the woods and around my house for fun. As a teen, I ran to get my body in better shape. Later, I ran to find peace. I ran, and kept running, because I had learned that once you started something you didn’t quit, because in life, much like in an ultramarathon, you have to keep pressing forward. Eventually I ran because I turned into a runner, and my sport brought me physical pleasure and spirited me away from debt and disease, from the niggling worries of everyday existence. I ran because I grew to love other runners. I ran because I loved challenges and because there is no better feeling than arriving at the finish line or completing a difficult training run. And because, as an accomplished runner, I could tell others how rewarding it was to live healthily, to move my body every day, to get through difficulties, to eat with consciousness, that what mattered wasn’t how much money you made or where you lived, it was how you lived. I ran because overcoming the difficulties of an ultramarathon reminded me that I could overcome the difficulties of life, that overcoming difficulties was life.

The avatar smiled silkily as it leaned closer to him, as though imparting a confidence. "Never forget I am not this silver body, Mahrai. I am not an animal brain, I am not even some attempt to produce an AI through software running on a computer. I am a Culture Mind. We are close to gods, and on the far side. "We are quicker; we live faster and more completely than you do, with so many more senses, such a greater store of memories and at such a fine level of detail. We die more slowly, and we die more completely, too. Never forget I have had the chance to compare and contrast the ways of dying. [...] "I have watched people die in exhaustive and penetrative detail," the avatar continued. "I have felt for them. Did you know that true subjective time is measured in the minimum duration of demonstrably separate thoughts? Per second, a human—or a Chelgrian—might have twenty or thirty, even in the heightened state of extreme distress associated with the process of dying in pain." The avatar's eyes seemed to shine. It came forward, close to his face by the breadth of a hand. "Whereas I," it whispered, "have billions." It smiled, and something in its expression made Ziller clench his teeth. "I watched those poor wretches die in the slowest of slow motion and I knew even as I watched that it was I who'd killed them, who at that moment engaged in the process of killing them. For a thing like me to kill one of them or one of you is a very, very easy thing to do, and, as I discovered, absolutely disgusting. Just as I need never wonder what it is like to die, so I need never wonder what it is like to kill, Ziller, because I have done it, and it is a wasteful, graceless, worthless and hateful thing to have to do. "And, as you might imagine, I consider that I have an obligation to discharge. I fully intend to spend the rest of my existence here as Masaq' Hub for as long as I'm needed or until I'm no longer welcome, forever keeping an eye to windward for approaching storms and just generally protecting this quaint circle of fragile little bodies and the vulnerable little brains they house from whatever harm a big dumb mechanical universe or any conscience malevolent force might happen or wish to visit upon them, specifically because I know how appallingly easy they are to destroy. I will give my life to save theirs, if it should ever come to that. And give it gladly, happily, too, knowing that trade was entirely worth the debt I incurred eight hundred years ago, back in Arm One-Six.

A man runs into an old friend who had somehow never been able to make it in life. "I should give him some money", he thinks. But instead he learns that his old friend has grown rich and is actually seeking him out to repay the debts he had run up over the years. They go to a bar they used to frequent together and the friend buys drinks for everyone there, When they ask him how he became so successful, he answers that until only a few days ago, he had been living the role of the Other. "What is the Other?", they ask. "The 'Other' is the one who taught me what I should be like, but not what I am. The Other believes that it is out obligations to spend our entire life thinking about how to get our hands on as much money as possible so that we will not die of hunger when we are old. So we think so much about money and our plans for acquiring it that we discover that we are alive only when our days on earth are practically done. And then it's too late." "And you? Who are you?" "I am just like everyone else who listens to their heart: a person who is enchanted by the mystery of life. Who is open to miracles, who experiences joy and enthusiasm for what they do. It's just that the Other, afraid of disappointment, kept me from taking actions". "But there is suffering in life", one of the listeners said. "And there are defeats. No one can avoid them. But it's better to lose some of the battles in the struggle for your dreams than to be defeated without ever even knowing what you're fighting for." "That's it?", another listener asked. "Yes, that's it. When I learned this, I resolved to become the person I had always wanted to be. The Other stood there in the corner of my room, watching me, but I will never let the Other into myself again - even though it has already tried to frighten me, warning me that it's risky not to think about the future." "From the moment that I ousted the Other from my life, the Divine Energy began to perform its miracles".

My concern with democracy is highly specific. It begins in observing the remarkable fact that, while democracy means a government accountable to the electorate, our rulers now make us accountable to them. Most Western governments hate me smoking, or eating the wrong kind of food, or hunting foxes, or drinking too much, and these are merely the surface disapprovals, the ones that provoke legislation or public campaigns. We also borrow too much money for our personal pleasures, and many of us are very bad parents. Ministers of state have been known to instruct us in elementary matters, such as the importance of reading stories to our children. Again, many of us have unsound views about people of other races, cultures, or religions, and the distribution of our friends does not always correspond, as governments think that it ought, to the cultural diversity of our society. We must face up to the grim fact that the rulers we elect are losing patience with us. No philosopher can contemplate this interesting situation without beginning to reflect on what it can mean. The gap between political realities and their public face is so great that the term “paradox” tends to crop up from sentence to sentence. Our rulers are theoretically “our” representatives, but they are busy turning us into the instruments of the projects they keep dreaming up. The business of governments, one might think, is to supply the framework of law within which we may pursue happiness on our own account. Instead, we are constantly being summoned to reform ourselves. Debt, intemperance, and incompetence in rearing our children are no doubt regrettable, but they are vices, and left alone, they will soon lead to the pain that corrects. Life is a better teacher of virtue than politicians, and most sensible governments in the past left moral faults to the churches. But democratic citizenship in the twenty-first century means receiving a stream of improving “messages” from politicians. Some may forgive these intrusions because they are so well intentioned. Who would defend prejudice, debt, or excessive drinking? The point, however, is that our rulers have no business telling us how to live. They are tiresome enough in their exercise of authority—they are intolerable when they mount the pulpit. Nor should we be in any doubt that nationalizing the moral life is the first step towards totalitarianism. We might perhaps be more tolerant of rulers turning preachers if they were moral giants. But what citizen looks at the government today thinking how wise and virtuous it is? Public respect for politicians has long been declining, even as the population at large has been seduced into demanding political solutions to social problems. To demand help from officials we rather despise argues for a notable lack of logic in the demos. The statesmen of eras past have been replaced by a set of barely competent social workers eager to take over the risks of our everyday life. The electorates of earlier times would have responded to politicians seeking to bribe us with such promises with derision. Today, the demos votes for them.

Though we are addicted to instant gratification, we are seldom gratified because, although we are making everything possible now, we are seldom present to enjoy it now. The moment we attain our desire, our attention jumps out of the present and into planning our next acquisition. This creates a world that’s comfortable with living in debt, on borrowed time, and on somebody else’s energy. We no longer own our houses, cars, and clothes – the bank does. We have robbed ourselves of the satisfaction of organic accomplishment. There’s no more “rite of passage,” only the fast lane. Young children want to be teenagers, teenagers want to be adults, and adults want to accomplish a lifetime’s work before turning thirty. We spend each moment running ahead of ourselves, believing there’s a destination we are supposed to arrive at that’s saturated with endless happiness, acknowledgement, ease, and luxury. We are forever running away from something and toward something – and because everyone is behaving in this manner, we accept it as normal. We mentally leapfrog over the eternal present moment in everything we do, ignoring the flow of life. The Presence Process – including the consequences inherent in completing it – moves at a different pace. This journey isn’t about getting something done “as quickly as possible.” It’s about process, not instant gratification. The consequences we activate by completing this journey are made possible because of its gently unfolding integrative approach. By following the instructions carefully, taking one step at a time, being consistent and committed to completing the task at hand no matter what, we experience a rite of passage that reminds us of what “process” means. Realizing what “process” involves isn’t just a mental realization, but requires an integrated emotional, mental, and physical experience. Awakening to the value of process work is rare in a world of instant gratification. It powerfully impacts the quality of our experience because life in the present is an ongoing organic process. Realizing the power within the rhythm of process work may not necessarily impact our ability to earn a living, but it enhances our ability to open ourselves to the heartbeat of life.

What is this?” she asked, her eyes scanning the page. “It’s not…” She ran her fingertips over the words as if expecting them to vanish. “My contract,” she whispered. “I don’t want you beholden to Per Haskell. Or me.” Another half-truth. His mind had concocted a hundred schemes to bind her to him, to keep her in this city. But she’d spent enough of her life caged by debts and obligations, and it would be better for them both when she was gone. “How?” she said. “The money—” “It’s done.” He’d liquidated every asset he had, used the last of the savings he’d accrued, every ill-gotten cent. She pressed the envelope to her chest, above her heart. “I have no words to thank you for this.” “Surely the Suli have a thousand proverbs for such an occasion?” “Words have not been invented for such an occasion.” “If I end up on the gallows, you can say something nice over the corpse,” he said.

Why do we complain of Nature? She has shown herself kindly; life, if you know how to use it, is long. But one man is possessed by an avarice that is insatiable, another by a toilsome devotion to tasks that are useless; one man is besotted with wine, another is paralyzed by sloth; one man is exhausted by an ambition that always hangs upon the decision of others, another, driven on by the greed of the trader, is led over all lands and all seas by the hope of gain; some are tormented by a passion for war and are always either bent upon inflicting danger upon others or concerned about their own; some there are who are worn out by voluntary servitude in a thankless attendance upon the great; many are kept busy either in the pursuit of other men's fortune or in complaining of their own; many, following no fixed aim, shifting and inconstant and dissatisfied, are plunged by their fickleness into plans that are ever new; some have no fixed principle by which to direct their course, but Fate takes them unawares while they loll and yawn—so surely does it happen that I cannot doubt the truth of that utterance which the greatest of poets delivered with all the seeming of an oracle: "The part of life we really live is small."5 For all the rest of existence is not life, but merely time. Vices beset us and surround us on every side, and they do not permit us to rise anew and lift up our eyes for the discernment of truth, but they keep us down when once they have overwhelmed us and we are chained to lust. Their victims are never allowed to return to their true selves; if ever they chance to find some release, like the waters of the deep sea which continue to heave even after the storm is past, they are tossed about, and no rest from their lusts abides. Think you that I am speaking of the wretches whose evils are admitted? Look at those whose prosperity men flock to behold; they are smothered by their blessings. To how many are riches a burden! From how many do eloquence and the daily straining to display their powers draw forth blood! How many are pale from constant pleasures! To how many does the throng of clients that crowd about them leave no freedom! In short, run through the list of all these men from the lowest to the highest—this man desires an advocate,6 this one answers the call, that one is on trial, that one defends him, that one gives sentence; no one asserts his claim to himself, everyone is wasted for the sake of another. Ask about the men whose names are known by heart, and you will see that these are the marks that distinguish them: A cultivates B and B cultivates C; no one is his own master. And then certain men show the most senseless indignation—they complain of the insolence of their superiors, because they were too busy to see them when they wished an audience! But can anyone have the hardihood to complain of the pride of another when he himself has no time to attend to himself? After all, no matter who you are, the great man does sometimes look toward you even if his face is insolent, he does sometimes condescend to listen to your words, he permits you to appear at his side; but you never deign to look upon yourself, to give ear to yourself. There is no reason, therefore, to count anyone in debt for such services, seeing that, when you performed them, you had no wish for another's company, but could not endure your own.

We adore You, O Christ, and we praise You, because by Your holy cross, You have redeemed the world. Jesus, most innocent, who neither did nor could commit a sin, was condemned to death, and moreover, to the most ignominious death of the cross. To remain a friend of Caesar, Pilate delivered Him into the hands of His enemies. A fearful crime – to condemn Innocence to death, and to offend God in order not to displease men! O innocent Jesus, having sinned, I am guilty of eternal death, but You willingly accept the unjust sentence of death, that I might live. For whom, then, shall I live, if not for You, my Lord? Should I desire to please men, I could not be Your servant. Let me, therefore, rather displease men and all the world, than not please You, O Jesus. Our Father who art in heaven, hallowed be Thy name. Thy kingdom come, Thy will be done on earth as it is in heaven. Give us this day our daily bread, and forgive us our debts as we forgive our debtors. Lead us not into temptation but deliver us from evil. Amen. Hail Mary, full of grace. The Lord is with you. Blessed are you among women, and blessed is the fruit of thy womb. Holy Mary, Mother of God, pray for us sinners now and at the hour of our death. Amen. Glory be to the Father, and to the Son, and to the Holy Spirit. As it was in the beginning, is now, and ever shall be, world without end. Amen. Lord Jesus, crucified, have mercy on us! The Second Station Jesus is made to carry His Cross

Yet isn't it all—all of it, every single episode and detail of the Clinton saga—exactly like that? And isn't some of it a little bit more serious? For Sen. Clinton, something is true if it validates the myth of her striving and her 'greatness' (her overweening ambition in other words) and only ceases to be true when it no longer serves that limitless purpose. And we are all supposed to applaud the skill and the bare-faced bravado with which this is done. In the New Hampshire primary in 1992, she knowingly lied about her husband's uncontainable sex life and put him eternally in her debt. This is now thought of, and referred to in print, purely as a smart move on her part. In the Iowa caucuses of 2008, he returns the favor by telling a huge lie about his own record on the war in Iraq, falsely asserting that he was opposed to the intervention from the very start. This is thought of, and referred to in print, as purely a tactical mistake on his part: trying too hard to help the spouse. The happy couple has now united on an equally mendacious account of what they thought about Iraq and when they thought it. What would it take to break this cheap little spell and make us wake up and inquire what on earth we are doing when we make the Clinton family drama—yet again—a central part of our own politics?

She isn’t just any woman. She’s different.” “So every man has said since time immemorial.” “Yes, that’s true. I’ve met plenty of women, Mr. Sutton. From a young age, I have had mistresses whose beauty and skills would astound you. Skills they taught to a young man, because I was ever so rich. I also got to know them—courtesans are living, breathing women, you might be surprised to learn. With dreams and ambitions, some longing for a better life, one in which they won’t have to rely on wealthy men’s sons for survival. I became quite good friends with some of the ladies and am still. And then I met Violet.” Mr. Sutton was listening but striving to look uninterested. “Another courtesan?” “She’s neither one thing nor the other. Which is why I say she’s different. She’s not from the upper-class families whose mothers throw their daughters at me with alarming ruthlessness. She’s not a courtesan, selling her body and skills in exchange for diamonds and riches. She’s not a street girl from the gutter, selling her body to survive. She’s not a middle-class daughter, striving to live spotlessly and not shame her parents. Violet faces the world on her own terms, making a living the best she can with the skills she has. And everywhere, everyone has tried to stop her. They’ve used her body to pay their debts. They’ve used her cleverness to bring them clients. They’ve used her skills at understanding people to make them money. Everyone in her entire life has used her in every capacity she has, and yet, she still stands tall and faces the world. They’ve beaten her down at every turn, and still she rises. This is a woman of indomitable spirit. And I want to set her free.

Stepan Arkadyevitch had not chosen his political opinions or his views; these political opinions and views had come to him of themselves, just as he did not choose the shapes of his hat and coat, but simply took those that were being worn. And for him, living in a certain society--owing to the need, ordinarily developed at years of discretion, for some degree of mental activity--to have views was just as indispensable as to have a hat. If there was a reason for his preferring liberal to conservative views, which were held also by many of his circle, it arose not from his considering liberalism more rational, but from its being in closer accordance with his manner of life. The liberal party said that in Russia everything is wrong, and certainly Stepan Arkadyevitch had many debts and was decidedly short of money. The liberal party said that marriage is an institution quite out of date, and that it needs reconstruction; and family life certainly afforded Stepan Arkadyevitch little gratification, and forced him into lying and hypocrisy, which was so repulsive to his nature. The liberal party said, or rather allowed it to be understood, that religion is only a curb to keep in check the barbarous classes of the people; and Stepan Arkadyevitch could not get through even a short service without his legs aching from standing up, and could never make out what was the object of all the terrible and high-flown language about another world when life might be so very amusing in this world. And with all this, Stepan Arkadyevitch, who liked a joke, was fond of puzzling a plain man by saying that if he prided himself on his origin, he ought not to stop at Rurik and disown the first founder of his family--the monkey. And so Liberalism had become a habit...Anna Karenina, Tolstoy.

I think every one who has some vague belief in God, until he becomes a Christian, has the idea of an exam, or of a bargain in his mind. The first result of real Christianity is to blow that idea into bits. When they find it blown into bits, some people think this means that Christianity is a failure and give up. They seem to imagine that God is very simple-minded! In fact, of course, He knows all about this. One of the very things Christianity was designed to do was to blow this idea to bits. God has been waiting for the moment at which you discover that there is no question of earning a pass mark in this exam, or putting Him in your debt. Then comes another discovery. Every faculty you have, your power of thinking or of moving your limbs from moment to moment, is given you by God. If you devoted every moment of your whole life exclusively to His service you could not give Him anything that was not in a sense His own already. So that when we talk of a man doing anything for God or giving anything to God, I will tell you what it is really like. It is like a small child going to its father and saying, "Daddy, give me sixpence to buy you a birthday present." Of course, the father does, and he is pleased with the child's present. It is all very nice and proper, but only an idiot would think that the father is sixpence to the good on the transaction. When a man has made these two discoveries God can really get to work. It is after this that real life begins. The man is awake now.

Baudelaire" When I fall asleep, and even during sleep, I hear, quite distinctly, voices speaking Whole phrases, commonplace and trivial, Having no relation to my affairs. Dear Mother, is any time left to us In which to be happy? My debts are immense. My bank account is subject to the court’s judgment. I know nothing. I cannot know anything. I have lost the ability to make an effort. But now as before my love for you increases. You are always armed to stone me, always: It is true. It dates from childhood. For the first time in my long life I am almost happy. The book, almost finished, Almost seems good. It will endure, a monument To my obsessions, my hatred, my disgust. Debts and inquietude persist and weaken me. Satan glides before me, saying sweetly: “Rest for a day! You can rest and play today. Tonight you will work.” When night comes, My mind, terrified by the arrears, Bored by sadness, paralyzed by impotence, Promises: “Tomorrow: I will tomorrow.” Tomorrow the same comedy enacts itself With the same resolution, the same weakness. I am sick of this life of furnished rooms. I am sick of having colds and headaches: You know my strange life. Every day brings Its quota of wrath. You little know A poet’s life, dear Mother: I must write poems, The most fatiguing of occupations. I am sad this morning. Do not reproach me. I write from a café near the post office, Amid the click of billiard balls, the clatter of dishes, The pounding of my heart. I have been asked to write “A History of Caricature.” I have been asked to write “A History of Sculpture.” Shall I write a history Of the caricatures of the sculptures of you in my heart? Although it costs you countless agony, Although you cannot believe it necessary, And doubt that the sum is accurate, Please send me money enough for at least three weeks.

We convince ourselves that life will be better after we get married, have a baby, then another. Then we are frustrated that the kids aren't old enough and we'll be more content when they are. After that we're frustrated that we have teenagers to deal with. We will certainly be happy when they are out of that stage. We tell ourselves that our life will be complete when our spouse gets his or her act together, when we get a nicer car, are able to go on a nice vacation, when we retire. The truth is, there's no better time to be happy than right now. Your life will always be filled with challenges. It's best to admit this to yourself and decide to be happy anyway. One of my favorite quotes comes from Alfred D Souza. He said, "For a long time it had seemed to me that life was about to begin - real life. But there was always some obstacle in the way, something to be gotten through first, some unfinished business, time still to be served, a debt to be paid. Then life would begin. At last it dawned on me that these obstacles were my life." This perspective has helped me to see that there is no way to happiness. Happiness is the way. So, treasure every moment that you have. Stop waiting until you finish school, until you go back to school, until you lose ten pounds, until you gain ten pounds, until you have kids, until your kids leave the house, until you start work, until you retire, until you get married, until you get divorced, until Friday night, until Sunday morning, until you get a new car or home, until your car or home is paid off, until spring, until summer, until fall, until winter, until you are off welfare, until the first or fifteenth, until your song comes on, until you've had a drink, until you've sobered up, until you die, until you are born again to decide that there is no better time than right now to be happy.

The seriousness of throwing over hell whilst still clinging to the Atonement is obvious. If there is no punishment for sin there can be no self-forgiveness for it. If Christ paid our score, and if there is no hell and therefore no chance of our getting into trouble by forgetting the obligation, then we can be as wicked as we like with impunity inside the secular law, even from self-reproach, which becomes mere ingratitude to the Savior. On the other hand, if Christ did not pay our score, it still stands against us; and such debts make us extremely uncomfortable. The drive of evolution, which we call conscience and honor, seizes on such slips, and shames us to the dust for being so low in the scale as to be capable of them. The 'saved' thief experiences an ecstatic happiness which can never come to the honest atheist: he is tempted to steal again to repeat the glorious sensation. But if the atheist steals he has no such happiness. He is a thief and knows that he is a thief. Nothing can rub that off him. He may try to sooth his shame by some sort of restitution or equivalent act of benevolence; but that does not alter the fact that he did steal; and his conscience will not be easy until he has conquered his will to steal and changed himself into an honest man... Now though the state of the believers in the atonement may thus be the happier, it is most certainly not more desirable from the point of view of the community. The fact that a believer is happier than a sceptic is no more to the point than the fact that a drunken man is happier than a sober one. The happiness of credulity is a cheap and dangerous quality of happiness, and by no means a necessity of life. Whether Socrates got as much happiness out of life as Wesley is an unanswerable question; but a nation of Socrateses would be much safer and happier than a nation of Wesleys; and its individuals would be higher in the evolutionary scale. At all events it is in the Socratic man and not in the Wesleyan that our hope lies now. Consequently, even if it were mentally possible for all of us to believe in the Atonement, we should have to cry off it, as we evidently have a right to do. Every man to whom salvation is offered has an inalienable natural right to say 'No, thank you: I prefer to retain my full moral responsibility: it is not good for me to be able to load a scapegoat with my sins: I should be less careful how I committed them if I knew they would cost me nothing.'

In a 2007 cable about Nauru, made public by WikiLeaks, an unnamed U.S. official summed up his government’s analysis of what went wrong on the island: “Nauru simply spent extravagantly, never worrying about tomorrow.” Fair enough, but that diagnosis is hardly unique to Nauru; our entire culture is extravagantly drawing down finite resources, never worrying about tomorrow. For a couple of hundred years we have been telling ourselves that we can dig the midnight black remains of other life forms out of the bowels of the earth, burn them in massive quantities, and that the airborne particles and gases released into the atmosphere - because we can’t see them - will have no effect whatsoever. Or if they do, we humans, brilliant as we are, will just invent our way out of whatever mess we have made. And we tell ourselves all kinds of similarly implausible no-consequences stories all the time, about how we can ravage the world and suffer no adverse effects. Indeed we are always surprised when it works out otherwise. We extract and do not replenish and wonder why the fish have disappeared and the soil requires ever more “inputs” (like phosphate) to stay fertile. We occupy countries and arm their militias and then wonder why they hate us. We drive down wages, ship jobs overseas, destroy worker protections, hollow out local economies, then wonder why people can’t afford to shop as much as they used to. We offer those failed shoppers subprime mortgages instead of steady jobs and then wonder why no one foresaw that a system built on bad debts would collapse. At every stage our actions are marked by a lack of respect for the powers we are unleashing - a certainty, or at least a hope, that the nature we have turned to garbage, and the people we have treated like garbage, will not come back to haunt us.

This is the history of governments, - one man does something which is to bind another. A man who cannot be acquainted with me, taxes me; looking from afar at me, ordains that a part of my labour shall go to this or that whimsical end, not as I, but as he happens to fancy. Behold the consequence. Of all debts, men are least willing to pay the taxes. What a satire is this on government! Everywhere they think they get their money's worth, except for these. Hence, the less government we have, the better, - the fewer laws, and the less confided power. The antidote to this abuse of formal Government, is, the influence of private character, the growth of the Individual; the appearance of the principal to supersede the proxy; the appearance of the wise man, of whom the existing government, is, it must be owned, but a shabby imitation. That which all things tend to educe, which freedom, cultivation, intercourse, revolutions, go to form and deliver, is character; that is the end of nature, to reach unto this coronation of her king. To educate the wise man, the State exists; and with the appearance of the wise man, the State expires. The appearance of character makes the State unnecessary. The wise man is the State. He needs no army, fort, or navy, - he loves men too well; no bribe, or feast, or palace, to draw friends to him; no vantage ground, no favourable circumstance. He needs no library, for he has not done thinking; no church, for he is a prophet; no statute book, for he has the lawgiver; no money, for he is value; no road, for he is at home where he is; no experience, for the life of the creator shoots through him, and looks from his eyes. He has no personal friends, for he who has the spell to draw the prayer and piety of all men unto him, needs not husband and educate a few, to share with him a select and poetic life. His relation to men is angelic; his memory is myrrh to them; his presence, frankincense and flowers.

Where is everybody?” “Hiding,” she said. “Except for Doolittle. He was excused from the chewing-out due to having been kidnapped. He’s napping now like he doesn’t have a care in the world. I got to hear all sorts of interesting stuff through the door.” “Give.” She shot me a sly smile. “First, I got to listen to Jim’s ‘it’s all my fault; I did it all by myself’ speech. Then I got to listen to Derek’s ‘it’s all my fault and I did it all by myself’ speech. Then Curran promised that the next person who wanted to be a martyr would get to be one. Then Raphael made a very growling speech about how he was here for a blood debt. It was his right to have restitution for the injury caused to the friend of the boudas; it was in the damn clan charter on such and such page. And if Curran wanted to have an issue with it, they could take it outside. It was terribly dramatic and ridiculous. I loved it.” I could actually picture Curran sitting there, his hand on his forehead above his closed eyes, growling quietly in his throat. “Then Dali told him that she was sick and tired of being treated like she was made out of glass and she wanted blood and to kick ass.” That would do him in. “So what did he say?” “He didn’t say anything for about a minute and then he chewed them out. He told Derek that he’d been irresponsible with Livie’s life, and that if he was going to rescue somebody, the least he could do is to have a workable plan, instead of a poorly thought-out mess that backfired and broke just about every Pack law and got his face smashed in. He told Dali that if she wanted to be taken seriously, she had to accept responsibility for her own actions instead of pretending to be weak and helpless every time she got in trouble and that this was definitely not the venue to prove one’s toughness. Apparently he didn’t think her behavior was cute when she was fifteen and he’s not inclined to tolerate it now that she’s twenty-eight.” I was cracking up. “He told Raphael that the blood debt overrode Pack law only in cases of murder or life-threatening injury and quoted the page of the clan charter and the section number where that could be found. He said that frivolous challenges to the alpha also violated Pack law and were punishable by isolation. It was an awesome smackdown. They had no asses left when he was done.” Andrea began snapping the gun parts together. “Then he sentenced the three of them and himself to eight weeks of hard labor, building the north wing addition to the Keep, and dismissed them. They ran out of there like their hair was on fire.” “He sentenced himself?” “He’s broken Pack law by participating in our silliness, apparently.” That’s Beast Lord for you. “And Jim?” “Oh, he got a special chewing-out after everybody else was dismissed. It was a very quiet and angry conversation, and I didn’t hear most of it. I heard the end, though—he got three months of Keep building. Also, when he opened the door to leave, Curran told him very casually that if Jim wanted to pick fights with his future mate, he was welcome to do so, but he should keep in mind that Curran wouldn’t come and rescue him when you beat his ass. You should’ve seen Jim’s face.” “His what?” “His mate. M-A-T-E.” I cursed. Andrea grinned. “I thought that would make your day. And now you’re stuck with him in here for three days and you get to fight together in the Arena. It’s so romantic. Like a honeymoon.” Once again my mental conditioning came in handy. I didn’t strangle her on the spot.

Making money in the markets is tough. The brilliant trader and investor Bernard Baruch put it well when he said, “If you are ready to give up everything else and study the whole history and background of the market and all principal companies whose stocks are on the board as carefully as a medical student studies anatomy—if you can do all that and in addition you have the cool nerves of a gambler, the sixth sense of a clairvoyant and the courage of a lion, you have a ghost of a chance.” In retrospect, the mistakes that led to my crash seemed embarrassingly obvious. First, I had been wildly overconfident and had let my emotions get the better of me. I learned (again) that no matter how much I knew and how hard I worked, I could never be certain enough to proclaim things like what I’d said on Wall $ treet Week: “There’ll be no soft landing. I can say that with absolute certainty, because I know how markets work.” I am still shocked and embarrassed by how arrogant I was. Second, I again saw the value of studying history. What had happened, after all, was “another one of those.” I should have realized that debts denominated in one’s own currency can be successfully restructured with the government’s help, and that when central banks simultaneously provide stimulus (as they did in March 1932, at the low point of the Great Depression, and as they did again in 1982), inflation and deflation can be balanced against each other. As in 1971, I had failed to recognize the lessons of history. Realizing that led me to try to make sense of all movements in all major economies and markets going back a hundred years and to come up with carefully tested decision-making principles that are timeless and universal. Third, I was reminded of how difficult it is to time markets. My long-term estimates of equilibrium levels were not reliable enough to bet on; too many things could happen between the time I placed my bets and the time (if ever) that my estimates were reached. Staring at these failings, I realized that if I was going to move forward without a high likelihood of getting whacked again, I would have to look at myself objectively and change—starting by learning a better way of handling the natural aggressiveness I’ve always shown in going after what I wanted. Imagine that in order to have a great life you have to cross a dangerous jungle. You can stay safe where you are and have an ordinary life, or you can risk crossing the jungle to have a terrific life. How would you approach that choice? Take a moment to think about it because it is the sort of choice that, in one form or another, we all have to make.

Stepan Arkadyevitch had not chosen his political opinions or his views; these political opinions and views had come to him of themselves, just as he did not choose the shapes of his hat and coat, but simply took those that were being worn. And for him, living in a certain society—owing to the need, ordinarily developed at years of discretion, for some degree of mental activity—to have views was just as indispensable as to have a hat. If there was a reason for his preferring liberal to conservative views, which were held also by many of his circle, it arose not from his considering liberalism more rational, but from its being in closer accordance with his manner of life. The liberal party said that in Russia everything is wrong, and certainly Stepan Arkadyevitch had many debts and was decidedly short of money. The liberal party said that marriage is an institution quite out of date, and that it needs reconstruction; and family life certainly afforded Stepan Arkadyevitch little gratification, and forced him into lying and hypocrisy, which was so repulsive to his nature. The liberal party said, or rather allowed it to be understood, that religion is only a curb to keep in check the barbarous classes of the people; and Stepan Arkadyevitch could not get through even a short service without his legs aching from standing up, and could never make out what was the object of all the terrible and high-flown language about another world when life might be so very amusing in this world. And with all this, Stepan Arkadyevitch, who liked a joke, was fond of puzzling a plain man by saying that if he prided himself on his origin, he ought not to stop at Rurik and disown the first founder of his family—the monkey. And so Liberalism had become a habit of Stepan Arkadyevitch's, and he liked his newspaper, as he did his cigar after dinner, for the slight fog it diffused in his brain. He read the leading article, in which it was maintained that it was quite senseless in our day to raise an outcry that radicalism was threatening to swallow up all conservative elements, and that the government ought to take measures to crush the revolutionary hydra; that, on the contrary, "in our opinion the danger lies not in that fantastic revolutionary hydra, but in the obstinacy of traditionalism clogging progress," etc., etc. He read another article, too, a financial one, which alluded to Bentham and Mill, and dropped some innuendoes reflecting on the ministry. With his characteristic quickwittedness he caught the drift of each innuendo, divined whence it came, at whom and on what ground it was aimed, and that afforded him, as it always did, a certain satisfaction. But today that satisfaction was embittered by Matrona Philimonovna's advice and the unsatisfactory state of the household. He read, too, that Count Beist was rumored to have left for Wiesbaden, and that one need have no more gray hair, and of the sale of a light carriage, and of a young person seeking a situation; but these items of information did not give him, as usual, a quiet, ironical gratification. Having finished the paper, a second cup of coffee and a roll and butter, he got up, shaking the crumbs of the roll off his waistcoat; and, squaring his broad chest, he smiled joyously: not because there was anything particularly agreeable in his mind—the joyous smile was evoked by a good digestion.