Debt Collection Quotes

If your heart beats like a drum, and your legs a little wet, it’s because the Reaper’s come to collect a little debt.

All the pieces of the puzzle were in play—money, different forms of currency, taxes, fees, debt, slavery, news, media, conditioning, programming, politicians, political parties, political issues, secret societies, religions, all the isms, et cetera. They were collectively upheld for one single reason—control. Money was the most effective means for control.

power taken and not returned incurs a debt. And the universe, and the debt, will always come to collect, one way or another.

You don't pay back your parents. You can't. The debt you owe them gets collected by your children, who hand it down in turn. It's a sort of entailment. Or if you don't have children of the body, it's left as a debt to your common humanity. Or to your God, if you possess or are possessed by one. The family economy evades calculation in the gross planetary product. It's the only deal I know where, when you give more than you get, you aren't bankrupted - but rather, vastly enriched.

Nature is an expert in cost-benefit analysis,' she says. 'Although she does her accounting a little differently. As for debts, she always collects in the long run...

If you don't take good care of your credit, then your credit won't take good care of you.

Your health is not a debt you just cancel. The body collects, Camille.

You’re a collected debt, a retaliation, and, quite frankly, pretty decent arm candy. Good night, Miss Rossi.

If repairing one's credit is as easy as sending some dispute letters to the credit bureaus then why doesn't everyone have good credit?

Are you willing to accept anything less than the credit you want, the credit you need and the credit you deserve?

What kind of a name is Tax?” “It’s the name of a person who always collects a debt,” I say, watching her breath hitch in response to my words.

I’m about to haul my packs into a tree to make camp when a silver parachute floats down and lands in front of me. A gift form a sponsor. But why now? I’ve been in fairly good shape with supplies. Maybe Haymitch’s noticed my despondency and is trying to cheer me up a bit. Or could it be something to help my ear? I open the parachute and find a small loaf of bread. It’s not the fine white of the Capitol stuff. It’s made of dark ration grain and shaped in a crescent. Sprinkled with seeds. I flashback to Peeta’s lesson on the various district breads in the Training Center. This bread came from District 11. I cautiously lift the still warm loaf. What must it have cost the people of District 11 who can’t even feed themselves? How many would’ve had to do without to scrape up a coin to put in the collection for this one loaf? It had been meant for Rue, surely. But instead of pulling the gift when she died, they’d authorized Haymitch to give it to me. As a thank-you? Or because, like me, they don’t like to let debts go unpaid? For whatever reason, this is a first. A district gift to a tribute who’s not your own. I lift my face and step into the last falling rays of sunlight. “My thanks to the people of District Eleven,” I say. I want them to know I know where it came from. That the full value of the gift has been recognized.

Another friend of mine used to maintain that airplanes stayed up in the air only because people believed—against reason—that they could fly: without that collective delusion sustaining them, they would instantly plummet to earth.

People who will not turn a shovel full of dirt on the project nor contribute a pound of material, will collect more money from the United States than will the People who supply all the material and do all the work. This is the terrible thing about interest ...But here is the point: If the Nation can issue a dollar bond it can issue a dollar bill. The element that makes the bond good makes the bill good also. The difference between the bond and the bill is that the bond lets the money broker collect twice the amount of the bond and an additional 20%. Whereas the currency, the honest sort provided by the Constitution pays nobody but those who contribute in some useful way. It is absurd to say our Country can issue bonds and cannot issue currency. Both are promises to pay, but one fattens the usurer and the other helps the People. If the currency issued by the People were no good, then the bonds would be no good, either. It is a terrible situation when the Government, to insure the National Wealth, must go in debt and submit to ruinous interest charges at the hands of men who control the fictitious value of gold.

For we were not always burdened by debt, dependent on foreign aid and handouts; in the stories we tell of ourselves we were not the crazed and destitute radicals you see on your television channels but rather saints and poets and — yes — conquering kings. We built the Royal Mosque and the Shalimar Gardens in this city, and we built the Lahore Fort with its mighty walls and wide ramp for our battle-elephants. And we did these things when your country was still a collection of thirteen small colonies, gnawing away at the edge of a continent.

I been running up a bill with the devil ever since, and now he's come to collect on the debt.

What backed the money was not gold or something of intrinsic value, but rather the collective belief that money had value because it had to have such value.

We are the thing of beauty created from catastrophe. We are the light burning bright, forged from an impossible collection of coincidences.

Dear Pliny,” Sevro sings over the com. If your heart beats like a drum, and your leg’s a little wet, it’s ’cause the Reaper’s come to collect a little debt. He sings this three times until Ragnar throws a table into the console. Sparks shower out. Sevro looks up slowly at the table hanging over his head. It missed by inches. He wheels around. “What the gorypissandshit is your damage, you overreacting mountain troll!” “Rhyming … nnnngh.” Ragnar makes an uncomfortable groaning sound. “You found him,” Mustang mutters as we share a look. “Which one?” I ask as Sevro curses the Stained out in every compound manner he knows. Adding the crux for good measure. “You squawk like a … like a chicken,” Ragnar says

The remarkable thing was that everyone accepted the entire process, seemingly as normal as physical laws of nature, despite the fact that it was really as ethereal as a rainbow. The money did not physically exist. Even “real” money was only specially made paper printed with black ink on the front and green on the back. What backed the money was not gold or something of intrinsic value, but rather the collective belief that money had value because it had to have such value.

Mark, you don't pay back your parents. You can't. The debt you owe them gets collected by your children, who hand it down in turn. It's a sort of entailment. Or if you don't have children of the body, it's left as a debt to your common humanity. Or to your God, if you possess or are possessed by one." "I'm not sure that seems fair." "The family economy evades calculation in the gross planetary product. It's the only deal I know where, when you give more than you get, you aren't bankrupted—but rather, vastly enriched.

This seemed to be happening more and more lately out in Greater Los Angeles, among gatherings of carefree youth and happy dopers, where Doc had begun to notice older men, there and not there, rigid, unsmiling, that he knew he'd seen before, not the faces necessarily but a defiant posture, an unwillingness to blur out, like everyone else at the psychedelic events of those days, beyond official envelopes of skin. Like the operatives who'd dragged away Coy Harlingen the other night at that rally at the Century Plaza. Doc Knew these people, he'd seen enough of them in the course of business. They went out to collect cash debts, they broke rib cages, they got people fired, they kept an unforgiving eye on anything that might become a threat. If everything in this dream of prerevolution was in fact doomed to end and the faithless money-driven world to reassert its control over all the lives it felt entitled to touch, fondle, and molest, it would be agents like these, dutiful and silent, out doing the shitwork, who'd make it happen. Was it possible, that at every gathering--concert, peace rally, love-in, be-in, and freak-in, here, up north, back east, wherever--those dark crews had been busy all along, reclaiming the music, the resistance to power, the sexual desire from epic to everyday, all they could sweep up, for the ancient forces of greed and fear? 'Gee,' he said to himself out loud, 'I dunno...

I owe a huge debt to Anaïs Nin, because I fell into her diaries, essays, and collected letters in my Twenties and Thirties like a fish falling into water. She was, in some ways, a deeply flawed human being, and perhaps she makes a strange kind of hero for someone like me, committed to the ethical and spiritual dimensions of my craft as well as to the technical ones, but a hero and strong influence she remains nonetheless. Source: Her blog.

At this point we can finally see what's really at stake in our peculiar habit of defining ourselves simultaneously as master and slave, reduplicating the most brutal aspects of the ancient household in our very concept of ourselves, as masters of our freedoms, or as owners of our very selves. It is the only way that we can imagine ourselves as completely isolated beings. There is a direct line from the new Roman conception of liberty – not as the ability to form mutual relationships with others, but as the kind of absolute power of "use and abuse" over the conquered chattel who make up the bulk of a wealthy Roman man's household – to the strange fantasies of liberal philosophers like Hobbes, Locke, and Smith, about the origins of human society in some collection of thirty- or forty-year-old males who seem to have sprung from the earth fully formed, then have to decide whether to kill each other or begin to swap beaver pelts.

The Power of the Dog by Rudyard Kipling There is sorrow enough in the natural way From men and women to fill our day; And when we are certain of sorrow in store, Why do we always arrange for more? Brothers and Sisters, I bid you beware Of giving your heart to a dog to tear. Buy a pup and your money will buy Love unflinching that cannot lie-- Perfect passion and worship fed By a kick in the ribs or a pat on the head. Nevertheless it is hardly fair To risk your heart for a dog to tear. When the fourteen years which Nature permits Are closing in asthma, or tumour, or fits, And the vet's unspoken prescription runs To lethal chambers or loaded guns, Then you will find--it's your own affair-- But ... you've given your heart to a dog to tear. When the body that lived at your single will, With its whimper of welcome, is stilled (how still!). When the spirit that answered your every mood Is gone--wherever it goes--for good, You will discover how much you care, And will give your heart to a dog to tear. We've sorrow enough in the natural way, When it comes to burying Christian clay. Our loves are not given, but only lent, At compound interest of cent per cent. Though it is not always the case, I believe, That the longer we've kept 'em, the more do we grieve: For, when debts are payable, right or wrong, A short-time loan is as bad as a long-- So why in--Heaven (before we are there) Should we give our hearts to a dog to tear?

What an important lesson for every young person to learn: If you defy the collective psychosis of nationalism, of imperial war, you will pay for it. And the people in your community, your home, who you thought knew and loves you, will be the ones to collect the debt.

That is the nature of falsehoods. Like a small debt incurred, the interest builds, and when collection is due, the burden is much greater than the original lie was worth.

Maybe you’re prone to heartburn?

The debt of friendship is never collected,” he interrupted. “And nothing is ever owed.

The main substantive achievement of neoliberalization, however, has been to redistribute, rather than to generate, wealth and income. …[T]his was achieved under the rubric of ‘accumulation by dispossession’. By this I mean the continuation and proliferation of accumulation practices which Marx had treated of as ‘primitive’ or ‘original’ during the rise of capitalism. These include the commodification and privatization of land and the forceful expulsion of peasant populations (compare the cases, described above, of Mexico and of China, where 70 million peasants are thought to have been displaced in recent times); conversion of various forms of property rights (common, collective, state, etc.) into exclusive private property rights (most spectacularly represented by China); suppression of rights to the commons; commodification of labour power and the suppression of alternative (indigenous) forms of production and consumption; colonial, neocolonial, and imperial processes of appropriation of assets (including natural resources); monetization of exchange and taxation, particularly of land; the slave trade (which continues particularly in the sex industry); and usury, the national debt and, most devastating of all, the use of the credit system as a radical means of accumulation by dispossession.

In the days when money was backed by its face value in silver or gold, there were limits to how much wealth could flow around the world. Today, it's virtual money that the bank lends into existence on a computer screen. "And unless the economy continually expands, there is no new flow of money to pay back that money, plus interest." . . . "As it stands now, if banks start loaning money more slowly than they collect debts, the quantity of money in the economy goes down, and it's impossible to pay back debts. So we get defaults on houses . . . our economy plunges into misery and unemployment. Under our current monetary system, the only alternative to that is endless growth. So one absolute thing we have to change is the whole nature of the monetary system. . . . we deny banks the right to create money." . . . There's a challenge with that solution, he admits. "You're trying to take the right to create wealth away from some of the wealthiest people on the planet.

Lie down beside these waters That bubble from the spring; Hear in the desert silence The desert sparrow sing; Draw from the shapeless moment Such pattern as you can; And cleave henceforth to Beauty; Expect no more from man. Man, with his ready answer, His sad and hearty word, For every cause in limbo, For every debt deferred, For every pledge forgotten, His eloquent and grim Deep empty gaze upon you,— Expect no more from him.

Basically, CEOs have five essential choices for deploying capital—investing in existing operations, acquiring other businesses, issuing dividends, paying down debt, or repurchasing stock—and three alternatives for raising it—tapping internal cash flow, issuing debt, or raising equity. Think of these options collectively as a tool kit. Over the long term, returns for shareholders will be determined largely by the decisions a CEO makes in choosing which tools to use (and which to avoid) among these various options. Stated simply, two companies with identical operating results and different approaches to allocating capital will derive two very different long-term outcomes for shareholders.

We defied fate, who stepped in long ago and did everything in her power to keep us apart. Like two comets headed for a collision, our trajectory could not be stopped. We kept finding a way back. Every choice, every kiss, every subtle nudge was destined for our inevitable impact. Fate thought she was pulling us apart, when all along, she was setting the path for spectacular crash. An eruption, a nova, a big bang, a constellation—That’s what we are. We are the thing of beauty created from catastrophe. We are the light burning bright, forged from an impossible collection of coincidences.

Every song was the same song. These were songs for people who were scared to open their mailboxes, whose phone calls never brought good news. These were songs for people standing at the crossroads waiting for the bus. People who bounced between debt collectors and dollar stores, collection agencies and housing offices, family court and emergency rooms, waiting for a check that never came, waiting for a court date, waiting for a call back, waiting for a break, crushed beneath the wheel.

The demands of justice must be met; the requirements of God’s holiness must be satisfied; the awful debt we incurred must be paid. And on the Cross this was done; done by none less than the Son of God; done perfectly; done once for all. “It is finished.

And, once again, the bears showed us. There they were, God help us, the Ledgers of the Earth, written in clouds and glaciers and sediments, tallied in the colours of the sun and the moon as light passed through the millennial sap of every living thing, and we looked upon it all with dread. Ours was not the only fiscal system in the world, it turned out. And worse, our debt was severe beyond reckoning. And worse than worse, all the capital we had accrued throughout history was a collective figment of the human imagination: every asset, stock and dollar. We owned nothing. The bears asked us to relinquish our hold on all that never belonged to us in the first place. Well, this we simply could not do. So we shot the bears.

Burton had sent Timmy to collect a debt, Timmy had killed the man instead, and Burton hadn’t cut him loose. Two points defined a line, but three defined the playing field. Burton didn’t always have need of boys like Timmy, but sometimes he did. Right now, he did. Lydia sighed. The churn was coming.

Isn't it sad that we have to gain control of the artificial numbers placed upon us by others to regain some control of our lives?

277 The Lætorian Law was a security for those under age against extortioners, etc. By this law all debts contracted under twenty-five years of age were void.

But without this playing with fantasy no creative work has ever yet come to birth. The debt we owe to the play of imagination is incalculable.

If your heart beats like a drum, and your leg’s a little wet, it’s because the Reaper’s come to collect a little debt.

Debts don’t disappear because there’s nobody left to collect them. They stay on the books, accumulating interest.

Whenever you suffer misfortune or illness, think "This repays my karmic debts from former lifetimes and purifies my negative karma!" No matter what happiness you have, regard it as the kindness of the Three Jewels and arouse the strong yearning of devoted gratitude! When you meet with enmity and hatred, think "This is a good friend helping me to cultivate patience!" Think, "This helper for patience is a messenger sent by the victorious ones!" (p. 105)

Denying the necessity of adaptation is akin to refusing to repay a debt – this is not the debtor’s call, but the creditor’s. n the case of adaptation, the creditor is the environment, and the environment always collects its debts.

Still, we’ve gone soft since those days of wartime sacrifice, haven’t we? Contemporary humans are too self-centered, too addicted to gratification to live without the full freedom to satisfy our every whim—or so our culture tells us every day. And yet the truth is that we continue to make collective sacrifices in the name of an abstract greater good all the time. We sacrifice our pensions, our hard-won labor rights, our arts and after-school programs. We send our kids to learn in ever more crowded classrooms, led by ever more harried teachers. We accept that we have to pay dramatically more for the destructive energy sources that power our transportation and our lives. We accept that bus and subway fares go up and up while service fails to improve or degenerates. We accept that a public university education should result in a debt that will take half a lifetime to pay off when such a thing was unheard of a generation ago.

Why did you take so much trouble with me today? I know how you hate to move out of that house.” “Because you’re my child. You and Jem were the children I never had. You two gave me something long ago, and I’m trying to pay my debts. You two helped me a—” “How, sir?

Essentially, it’s: we’re going to find a way to screw legitimate creditors out of collecting a legitimate debt; that’s the business these people are in, but they call it something different, and they throw a lot of money at it and they’re able to propagate it that way.

Israel was to the let the land rest every seven years. For 490 years, they disregarded this divine plan (Jeremiah 17:27). In 2 Chronicles 36:20-21, after God's people were taken away into exile, the land enjoyed its sabbath rest until seventy years were completed. God collects His debts.

It is always the way – one of life’s harshest acts. It is such a remarkable force, a child’s love and the mother’s returned. It’s so brutal that the child’s love must change while the mother carries on devoted. It’s a debt only collected a generation later when it is repaid in cruel kind.

And there you have your Founders and Framers in all their elite glory—the 1 percent of their time. Many spent more than they made. Struggled their entire lives with debt. And, when they could, always married into money. They were—obvious to say—petty, flawed, inconsistent, and all too human. Yet compared to many of our feckless lawmakers of today,XV those rich white guys were indeed like demigods come from Mount Olympus to walk the Earth. Or at least the streets of Philadelphia. Not merely politicians, they were (collectively) inventors, architects, scientists, linguists, and scholars who had studied Greek and Latin; who read Voltaire, John Stuart Mill, and David Hume. More interestingly, Voltaire, John Stuart Mill, and David Hume read them.XVI They were eloquent orators and brilliant writers. They wrote books, political articles, essays, and long, philosophical letters to their wives, friends, and to one another.XVII So who were those guys? They were men of the Enlightenment who valued reason over dogma, tolerance over bigotry, and science over faith. And, unlike the current Right-Wing doomsayers and fearmongers, they were all, truly, apostles of optimism.

Buying a home is always an impulse buy. It's an impossible thing for your brain to absorb fully: to warp your whole emotional and financial life around the shape of this absurd physical thing, this new collection of problems and regrets, ants and undiscovered mold, bad drainage, and cracked foundations that will be your burden until you sell it or it kills you. A thirty-year mortgage is hilarious when you are young and you don't even remember what day it is; it's a grim thing when you are older and see that this debt is a bright, un-ignorable line from the now of your life to its addled decline.

The split has widened because the right has moved right, not because the left has moved left. Republican presidents Eisenhower, Nixon, and Ford all supported the Equal Rights Amendment. In 1960, the GOP platform embraced "free collective bargaining" between management and labor. REpublicans boasted of "extending the minimum wage to several million more workers" and "strengthening the unemployment insurance system and extension of its benefits." Under Dwight Eisenhower, top earners were taxed at 91 percent; in 2015, it was 40 percent. Planned Parenthood has come under serious attack from nearly all Republican presidential candidates running in 2016. Yet a founder of the organization was Peggy Goldwater, wife of the 1968 conservative Republican candidate for president Barry Goldwater. General Eisenhower called for massive invenstment in infrastructure, and now nearly all congressional Republicans see such a thing as frightening government overreach. Ronald Reagan raised the national debt and favored gun control, and now the Republican state legislature of Texas authorizes citizens to "open carry" loaded guns into churches and banks. Conservatives of yesterday seem moderate or liberal today.

Surprising as it may seem today, classical ideas of creating a free market were to be achieved by “socialist” reforms. Their common aim was to protect populations from having to pay prices that included a non-labor rent or financial tax to pay landlords and natural resource owners, monopolists and bondholders. The vested interests railed against public regulation and taxation along these lines. They opposed public ownership or even the taxation of land, natural monopolies and banking. They wanted to collect rent and interest, not make land, banking and infrastructure monopolies public in character.

unemployment and underemployment, staggering debt, a diminishing middle class, racial injustice, transphobia, environmental disaster, and emotionally and intellectually stunted political groups paid by massive corporations to perpetuate fantasies in order to dilute the collective consciousness of the West.

I am not speaking strictly of slavery here, but of that process that dislodges people from the webs of mutual commitment, shared history, and collective responsibility that make them what they are, so as to make them exchangeable--that is, to make it possible to make them subject to the logic of debt. Slavery is just the logical end-point, the most extreme from of such disentanglement. But for that reason it provides us with a window on the process as a whole. What's more, owing to its historical role, slavery has shaped our basic assumptions and institutions in ways that we are no longer aware of and whose influence we would probably never wish to acknowledge if we were. If we have become a debt society, it is because the legacy of war, conquest, and slavery has never completely gone away. It's still there, lodged in our most intimate conceptions of honor, property, even freedom. It's just that we can no longer see that it's there.

Lest you dismiss this as just another conspiracy theory, in November 1998 in an interview with The Observer, former US Ambassador to Chile Edward Korry told a remarkable story. Korry described still classified cables, and information censored in papers, but now available under the FOIA. He had served under Presidents Kennedy, Johnson, and Nixon. He told how US companies from Cola to copper used the CIA as an international debt collection agency and investment security force. The Observer reported that the CIA's Oct. 1970 plot to overthrow Chile's Allende was the result of a plea for action a month earlier by PepsiCo chairman Kendall to the company's former lawyer, President Nixon.

The Lord’s Prayer is found in Matthew 6. In verse 12 Jesus says, “Forgive us our debts, as we forgive our debtors” (NKJV). When God talks about debts, He’s not just talking about monetary debts. He’s talking about the times when people hurt you, the times when people do you wrong. God refers to that as a debt because when you are mistreated, you may feel you are owed something. Human nature says, “I was wronged. Now I want justice. You mistreated me. Now you’ve got to pay me back.” But the mistake many people make is in trying to collect a debt that only God can pay. The father can’t give his daughter’s innocence back to her. Your parents can’t pay you back for not having a loving childhood. Your spouse can’t pay you back for the pain he caused by being unfaithful. Only God can truly pay you back. If you want to be restored and whole, get on God’s payroll. He knows how to make things right. He knows how to bring justice. He’ll give you what you deserve. Leave it up to Him. Quit expecting people to make it up to you. They can’t give you what they don’t have.

The air, soil and water cumulatively degrade; the climates and oceans destabilize; species become extinct at a spasm rate across continents; pollution cycles and volumes increase to endanger life-systems at all levels in cascade effects; a rising half of the world is destitute as inequality multiplies; the global food system produces more and more disabling and contaminated junk food without nutritional value; non-contagious diseases multiply to the world’s biggest killer with only symptom cures; the vocational future of the next generation collapses across the world while their bank debts rise; the global financial system has ceased to function for productive investment in life-goods; collective-interest agencies of governments and unions are stripped while for-profit state subsidies multiply; police state laws and methods advance while belligerent wars for corporate resources increase; the media are corporate ad vehicles and the academy is increasingly reduced to corporate functions; public sectors and services are non-stop defunded and privatized as tax evasion and transnational corporate funding and service by governments rise at the same time at every level.

I wish to pay my debt. To give you the night I owe' ... 'Oh, Charlotte. You play with fire.' 'Do I?' Roman looked at the woman in front of him, calm and collected, but there was heat there, such precious heat that was straining. Offering. It took only one second for the words to form and emerge. 'Consider the debt of the night wiped free.' He saw her blink. Stunned. Watched the disappointment form. He felt nearly giddy as her disappointment form. 'What, but-' 'But what?' He smiled, loving the look on her face, even the desire that was slowly shuttering - for he would obliterate those shutters with his next words. 'You think I am freeing you? ... I am a selfish man.' 'A selfish man takes what is offered to him.' Was that doubt in her voice, doubt of her charms? 'No, a selfish man destroys what is offered to him and demands more. He demands everything.

You may well ask: when the bubble finally burst, why did we not let the bankers crash and burn? Why weren't they held accountable for their absurd debts? For two reasons. First because the payment system - the simple means of transferring money from one account to another and on which every transaction relies - is monopolised by the very same bankers who were making the bets. Imagine having gifted your arteries and veins to a gambler. The moment he loses big at the casino, he can blackmail you for anything you have simply by threatening to cut off your circulation. Second, because the financiers' gambles contained deep inside the title deeds to the houses of the majority. A full-scale financial market collapse could therefore lead to mass homelessness and a complete breakdown in the social contract. Don't be surprised that the high and mighty financiers of Wall Street would bother financialising the modest homes of poor people. Having borrowed as much as they could off banks and rich clients in order to place their crazy bets, they craved more since the more they bet, the more they made. So they created more debt from scratch to use as raw materials for more bets. How? By lending to impecunious blue collar worker who dreamed of the security of one day owning their own home. What if these little people could not actually afford their mortgage in the medium term? In contrast to bankers of old, the Jills and the Jacks who actually leant them the money did not care if the repayments were made because they never intended to collect. Instead, having granted the mortgage, they put it into their computerised grinder, chopped it up literally into tiny pieces of debt and repackaged them into one of their labyrinthine derivatives which they would then sell at a profit. By the time the poor homeowner had defaulted and their home was repossessed, the financier who granted the loan in the first place had long since moved on.

Issues about race run deep and rarely rise to the level of reflective consciousness; nevertheless, they inform and impact our individual and collective psyche in terms of our cultural beliefs, our communications, and what we perceive about what is ‘true’ about the other and ourselves. On the surface, our current dialogue is infused with post-racial and race-fatigue language. However, we have rarely as a society dealt with race, so it lingers like metastatic cancer or the national debt.

Very funny,” Ian said, unamused. It had been the hardest thing to communicate to Nina five years ago when he proposed marriage—that he expected nothing from her, that he was honoring a debt and not looking to collect payment in return. The mere idea of pressing physical attentions on an illness-weakened, war-ravaged woman made him feel like a debaucher out of a Dickens novel. Nina had spent her wedding night in a hospital cot, and he’d spent his filling out paperwork in the name of Nina Graham so she could get to England as soon as she was released

But yet the solemn days of payment, are the sabbaths of the Lord, and the place of this payment, is the house of the Lord, where, as Tertullian expresses it, Agmine facto [forming a line of battle], we muster our forces together, and besiege God; that is, not taking up every tattered fellow, every sudden rag or fragment of speech, that rises from our tongue, or our affections, but mustering up those words, which the Church hath levied for that service, in the confessions, and absolutions, and collects, and litanies of the Church, we pay this debt, and we receive our acquittance. (323)

The same good office is performed by Property and its filial systems of debt and credit. Debt, grinding debt, whose iron face the widow, the orphan, and the sons of genius fear and hate;—debt, which consumes so much time, which so cripples and disheartens a great spirit with cares that seem so base, is a preceptor whose lessons cannot be forgone, and is needed most by those who suffer from it most. Moreover, property, which has been well compared to snow,—"if it fall level to-day, it will be blown into drifts to-morrow,"—is the surface action of internal machinery, like the index on the face of a clock.

Taxes assure the political comparison/valuation of assets and securities as well as appropiation, neither of which is guaranteed by the market. The political dimension at the basis of the market became violently clear as soon as the "automaton" of the market collapsed. In appereance, the property regime is no longer private but "public," because it is the state that collects taxes. In reality, it has become impossible to distinguish the state from capital and "public" property from "private" property since the state's tax revenues go directly to banks and to creditors' accounts hidden away in taxes heavens.

It was a lengthy text, setting out the perfidies of the Jews and the insufficiency of measures so far taken to stop their corruption of Christian belief. “Therefore we command…all Jews and Jewesses, of whatever age they may be, that live, reside, and dwell in our said kingdoms and dominions…by the end of the month of July next, of the present year 1492, they depart from our said kingdoms…and that they not presume to return to, or reside therein, or they shall incur the penalty of death.” Jews were not to leave with gold or silver or gems; they had to pay all outstanding debts but were not in a position to collect any monies owed to them.

The multinational is in the position of the bank robber in the old West; all he has to do is ride straight and hard to be safe, because the posse can’t cross the border. We have taken over the roles that nations recently held; we wage war, collect taxes through debt service, protect our areas of property and the worker/citizens within those areas, and we distribute power as we see fit.” Think of it this way. I am the baron. Templar international and Margrave Corporation and Avalon State Bank and so on are the castles I have built in different parts of my territory, for defense and expansion. The subsidiary companies we’ve bought or merged with owe their allegiance not to America but to Margrave. We reward loyalty and punish disloyalty. When necessary, we can protect our most important people from the laws of the state, just as the earlier barons could protect their most important vassal knights from the laws of the Catholic Church. The work force is tied to us by profit-sharing and pension plans. I don’t expect national governments to disappear, any more than the British or Dutch royal families have disappeared, but they will become increasingly irrelevant pageants. More and more, actors will play the parts of politicians and statesmen, while the real work goes on elsewhere.

There’s only one last thing you could do to add fire to the rebellion.” “Die,” I say quietly. “Yes. Give us a martyr to fight for,” says Boggs. “But that’s not going to happen under my watch, Soldier Everdeen. I’m planning for you to have a long life.” “Why?” This kind of thinking will only bring him trouble. “You don’t owe me anything.” “Because you’ve earned it,” he says. “Now get back to your squad.” I know I should feel appreciative of Boggs sticking his neck out for me, but really I’m just frustrated. I mean, how can I steal his Holo and desert now? Betraying him was complicated enough without this whole new layer of debt. I already owe him for saving my life.

Although 'debtor's prison' is illegal in all states, many states use the threat of probation or parole revocation as a debt-collection tool. In fact, in some jurisdictions, individuals may 'choose' to go to jail as a way to reduce their debt burdens, a practice that has been challenged as unconstitutional. Adding to the insanity, many states suspend driving privileges for missed debt payments, a practice that often causes people to lose employment (if they had it) and creates yet another opportunity for jail time: driving with a suspended license. In this regime, many people are thrown back in prison simply because they have been unable - with no place to live, and no decent job - to pay back thousands of dollars of prison-related fees, fines, and child support.

STANZA 2   O sweet cautery, O delightful wound! O gentle hand! O delicate touch that tastes of eternal life and pays every debt! in killing you changed death to life.   Commentary   1. In this stanza the soul proclaims how the three Persons of the Most Blessed Trinity, the Father, the Son, and the Holy Spirit, are the ones who effect this divine work of union in it. Thus the hand, the cautery, and the touch are in substance the same. The soul applies these terms to the Persons of the Trinity because of the effect each of the Persons produces. The cautery is the Holy Spirit, the hand is the Father, and the touch is the Son. The soul here magnifies the Father, the Son, and the Holy Spirit, stressing the three admirable favors and blessings they produce in it, having changed its death to life, transforming it in the Trinity.

Scrooge has some interesting literary ancestors. Pact-makers with the Devil didn’t start out as misers, quite the reverse. Christopher Marlowe’s late-sixteenth-century Doctor Faustus sells his body and soul to Mephistopheles with a loan document signed in blood, collection due in twenty-four years, but he doesn’t do it cheaply. He has a magnificent wish list, which contains just about everything you can read about today in luxury magazines for gentlemen. Faust wants to travel; he wants to be very, very rich; he wants knowledge; he wants power; he wants to get back at his enemies; and he wants sex with a facsimile of Helen of Troy. Helen of Troy isn’t called that in the luxury men’s magazines, she has other names, but it’s the same sort of thing: a woman so beautiful she doesn’t exist, or, worse, may be a demon in disguise. Very hot though, as they say.

A classic LBO works this way: An investor decides to buy a company by putting up equity, similar to the down payment on a house, and borrowing the rest, the leverage. Once acquired, the company, if public, is delisted, and its shares are taken private, the “private” in the term “private equity.” The company pays the interest on its debt from its own cash flow while the investor improves various areas of a business’s operations in an attempt to grow the company. The investor collects a management fee and eventually a share of the profits earned whenever the investment in monetized. The operational improvements that are implemented can range from greater efficiencies in manufacturing, energy utilization, and procurement; to new product lines and expansion into new markets; to upgraded technology; and even leadership development of the company’s management team.

Much of the so-called environmental movement today has transmuted into an aggressively nefarious and primitive faction. In the last fifteen years, many of the tenets of utopian statism have coalesced around something called the “degrowth” movement. Originating in Europe but now taking a firm hold in the United States, the “degrowthers,” as I shall characterize them, include in their ranks none other than President Barack Obama. On January 17, 2008, Obama made clear his hostility toward, of all things, electricity generated from coal and coal-powered plants. He told the San Francisco Chronicle, “You know, when I was asked earlier about the issue of coal . . . under my plan of a cap and trade system, electricity rates would necessarily skyrocket. . . .”3 Obama added, “. . . So if somebody wants to build a coal-powered plant, they can. It’s just that it will bankrupt them because they’re going to be charged a huge sum for all the greenhouse gas that’s being emitted.”4 Degrowthers define their agenda as follows: “Sustainable degrowth is a downscaling of production and consumption that increases human well-being and enhances ecological conditions and equity on the planet. It calls for a future where societies live within their ecological means, with open localized economies and resources more equally distributed through new forms of democratic institutions.”5 It “is an essential economic strategy to pursue in overdeveloped countries like the United States—for the well-being of the planet, of underdeveloped populations, and yes, even of the sick, stressed, and overweight ‘consumer’ populations of overdeveloped countries.”6 For its proponents and adherents, degrowth has quickly developed into a pseudo-religion and public-policy obsession. In fact, the degrowthers insist their ideology reaches far beyond the environment or even its odium for capitalism and is an all-encompassing lifestyle and governing philosophy. Some of its leading advocates argue that “Degrowth is not just an economic concept. We shall show that it is a frame constituted by a large array of concerns, goals, strategies and actions. As a result, degrowth has now become a confluence point where streams of critical ideas and political action converge.”7 Degrowth is “an interpretative frame for a social movement, understood as the mechanism through which actors engage in a collective action.”8 The degrowthers seek to eliminate carbon sources of energy and redistribute wealth according to terms they consider equitable. They reject the traditional economic reality that acknowledges growth as improving living conditions generally but especially for the impoverished. They embrace the notions of “less competition, large scale redistribution, sharing and reduction of excessive incomes and wealth.”9 Degrowthers want to engage in polices that will set “a maximum income, or maximum wealth, to weaken envy as a motor of consumerism, and opening borders (“no-border”) to reduce means to keep inequality between rich and poor countries.”10 And they demand reparations by supporting a “concept of ecological debt, or the demand that the Global North pays for past and present colonial exploitation in the Global South.”11

Shareholders have a residual claim on a firm’s assets and earnings, meaning they get what’s left after all other claimants—employees and their pension funds, suppliers, tax-collecting governments, debt holders, and preferred shareholders (if any exist)—are paid. The value of their shares, therefore, is the discounted value of all future cash flows minus those payments. Since the future is unknowable, potential shareholders must estimate what that cash flow will be; their collective expectations about the future determine the stock price. Any shareholders who expect that the discounted value of future equity earnings of the company will be less than the current price will sell their stock. Any potential shareholders who expect that the discounted future value will exceed the current price will buy stock. This means that shareholder value has almost nothing to do with the present. Indeed, present earnings tend to be a small fraction of the value of common shares. Over the past decade, the average yearly price-earnings multiple for the S&P 500 has been 22x, meaning that current earnings represent less than 5 percent of stock prices.

Thomas Jefferson presciently warned against such immoral collective behavior: “We believe—or we act as if we believed—that although an individual father cannot alienate the labor of his son, the aggregate body of fathers may alienate the labor of all their sons, of their posterity, in the aggregate, and oblige them to pay for all the enterprises, just or unjust, profitable or ruinous, into which our vices, our passions or our personal interests may lead us. But I trust that this proposition needs only to be looked at by an American to be seen in its true point of view, and that we shall all consider ourselves unauthorized to saddle posterity with our debts, and morally bound to pay them ourselves; and consequently within what may be deemed the period of a generation, or the life of the majority.”23 A few years later, Jefferson expressed even more trepidation: “[With the decline of society] begins, indeed, the bellum omnium in omnia [the war of all against all], which some philosophers observing to be so general in this world, have mistaken it for the natural, instead of the abusive state of man. And the fore horse of this frightful team is public debt. Taxation follows that, and in its train wretchedness and oppression.

Of course the no-government ethics will meet with at least as many objections as the no-capital economics. Our minds have been so nurtured in prejudices as to the providential functions of government that anarchist ideas must be received with distrust. Our whole education, from childhood to the grave, nurtures the belief in the necessity of a government and its beneficial effects. Systems of philosophy have been elaborated to support this view; history has been written from this standpoint; theories of law have been circulated and taught for the same purpose. All politics are based on the same principle, each politician saying to people he wants to support him: “Give me the governmental power; I will, I can, relieve you from the hardships of your present life.” All our education is permeated with the same teachings. We may open any book of sociology, history, law, or ethics: everywhere we find government, its organisation, its deeds, playing so prominent a part that we grow accustomed to suppose that the State and the political men are everything; that there is nothing behind the big statesmen. The same teachings are daily repeated in the Press. Whole columns are filled up with minutest records of parliamentary debates, of movements of political persons. And, while reading these columns, we too often forget that besides those few men whose importance has been so swollen up as to overshadow humanity, there is an immense body of men—mankind, in fact—growing and dying, living in happiness or sorrow, labouring and consuming, thinking and creating. And yet, if we revert from the printed matter to our real life, and cast a broad glance on society as it is, we are struck with the infinitesimal part played by government in our life. Millions of human beings live and die without having had anything to do with government. Every day millions of transactions are made without the slightest interference of government; and those who enter into agreements have not the slightest intention of breaking bargains. Nay, those agreements which are not protected by government (those of the exchange, or card debts) am perhaps better kept than any others. The simple habit of keeping one's word, the desire of not losing confidence, are quite sufficient in an overwhelming majority of cases to enforce the keeping of agreements. Of course it may be said that there is still the government which might enforce them if necessary. But without speaking of the numberless cases which could not even be brought before a court, everyone who has the slightest acquaintance with trade will undoubtedly confirm the assertion that, if there were not so strong a feeling of honour in keeping agreements, trade itself would become utterly impossible.

But it is difficult for a child to realise that a school is primarily a commercial venture. A child believes that the school exists to educate and that the schoolmaster disciplines him either for his own good, or from a love of bullying. Sim and Bingo had chosen to befriend me, and their friendship included canings, reproaches and humiliations, which were good for me and saved me from an office stool. That was their version, and I believed in it. It was therefore clear that I owed them a vast debt of gratitude. But I was not grateful, as I very well knew. On the contrary, I hated both of them. I could not control my subjective feelings, and I could not conceal them from myself. But it is wicked, is it not, to hate your benefactors? So I was taught, and so I believed. A child accepts the codes of behaviour that are presented to it, even when it breaks them. From the age of eight, or even earlier, the consciousness of sin was never far away from me. If I contrived to seem callous and defiant, it was only a thin cover over a mass of shame and dismay. All through my boyhood I had a profound conviction that I was no good, that I was wasting my time, wrecking my talents, behaving with monstrous folly and wickedness and ingratitude—and all this, it seemed, was inescapable, because I lived among laws which were absolute, like the law of gravity, but which it was not possible for me to keep.

4. “National Debts Shall Not Be Contracted with a View to the External Friction of States”; This expedient of seeking aid within or without the state is above suspicion when the purpose is domestic economy (e.g., the improvement of roads, new settlements, establishment of stores against unfruitful years, etc.). But as an opposing machine in the antagonism of powers, a credit system which grows beyond sight and which is yet a safe debt for the present requirements — because all the creditors do not require payment at one time — constitutes a dangerous money power. This ingenious invention of a commercial people [England] in this century is dangerous because it is a war treasure which exceeds the treasures of all other states; it cannot be exhausted except by default of taxes (which is inevitable), though it can be long delayed by the stimulus to trade which occurs through the reaction of credit on industry and commerce. This facility in making war, together with the inclination to do so on the part of rulers—an inclination which seems inborn in human nature — is thus a great hindrance to perpetual peace. Therefore, to forbid this credit system must be a preliminary article of perpetual peace all the more because it must eventually entangle many innocent states in the inevitable bankruptcy and openly harm them. They are therefore justified in allying themselves against such a state and its measures.

If the hunger for paradise is wired into your heart (and it is), either you will realize that this present life has been designed as a preparation for the paradise to come, or you will do your best and work your hardest to turn the present moment into the paradise it will never be. You and I live in a broken world that right now will not be the paradise we seek. You and I are flawed people, living with flawed people, and collectively we have no ability whatsoever to deliver paradise to one another. Every place you go and every created thing you handle has been damaged by the fall. This simply is not and won’t be the paradise you seek. For all who have placed their trust in the Savior, paradise is a secure reality. The paradise for which your heart longs is coming, but you will not experience it right here, right now. No, God has chosen to keep you in this broken world in order to use its brokenness to prepare you for what is to come. The brokenness you live in the middle of, and the difficulties you face there, are not in the way of God’s good plan for you; they are an important ingredient in it. Right now, God is not so much working to change your surroundings but to change you so that you are ready for the new surroundings he has planned and purchased for you in his grace. Simply said, either you are waiting by faith for the paradise to come, or you are working with your hands to build paradise in the here and now. Looking for paradise in the here and now is another ingredient of the money madness inside many of us and has overtaken the culture around us. We frenetically spend on material things, physical experiences, and new locations in the search of a piece of paradise. Our hearts long for the freedom from external difficulty and internal emptiness that we so often feel. We instinctively know that there must be more, that this can’t be it. Deep within us we feel like we’re missing something. So in our eternity amnesia we don’t lift up our eyes to look afar and consider the glories that are coming. No, we open our wallets and look around at what may have the potential to give us the paradise we are seeking. And because nothing can deliver it, we spend from thing to thing to thing, hoping that the next thing will deliver. But we don’t end up with paradise. We end up with houses that are bigger and more luxurious than we need, cars that are more identity markers than means of transportation, a pile of possessions, many of which lie unused, amassed debt, and wallets that are empty. But the paradise that we’ve spent to get has eluded us. Sure, budgets are helpful, but only if they are a piece of handling our money with eternity in view. When it comes to money, the PMP that lives inside us and that has captured our culture just cannot work. It will cause you to spend too much, it will tempt you to spend unwisely, and for all of your investment, it will leave you empty in the end.

Just as the drivers in Gatsby and Bonfire responsible for crashes left others to bear the blame, so the One Percent seeks to shift responsibility onto the financial victims (“the madness of crowds”). Governments are blamed for running deficits, despite the fact that they result mainly from tax favoritism to the rentiers. Having used FICA paycheck withholding as a ploy to cut progressive tax rates on themselves since the 1980s, the One Percent blame the indebted population for living longer and creating a “retirement problem” by collecting the Social Security and pensions. This is financial warfare – and not all wars end with the victory of the most progressive parties. The end of history is not necessarily utopia. The financial mode of conquest against labor and industry is as devastating today as in the Roman Republic’s Social War that marked its transition to Empire in the 1st century BC. It was the dynamics of debt above all that turned the empire into a wasteland, reducing the population to debt bondage and outright slavery. Livy, Plutarch and other Roman historians placed the blame for their epoch’s collapse on creditors. Tacitus reports the words of the Celtic chieftain Calgacus, c. 83 AD, rousing his troops by describing the empire they were to fight against: Robbers of the world, having by their universal plunder exhausted the land … If the enemy is rich, they are rapacious; if he is poor, they lust for dominion; neither the east nor the west has been able to satisfy them. … To robbery, slaughter, plunder, they give the lying name of empire. They make a wasteland and call it peace. The

Peugeot belongs to a particular genre of legal fictions called ‘limited liability companies’. The idea behind such companies is among humanity’s most ingenious inventions. Homo sapiens lived for untold millennia without them. During most of recorded history property could be owned only by flesh-and-blood humans, the kind that stood on two legs and had big brains. If in thirteenth-century France Jean set up a wagon-manufacturing workshop, he himself was the business. If a wagon he’d made broke down a week after purchase, the disgruntled buyer would have sued Jean personally. If Jean had borrowed 1,000 gold coins to set up his workshop and the business failed, he would have had to repay the loan by selling his private property – his house, his cow, his land. He might even have had to sell his children into servitude. If he couldn’t cover the debt, he could be thrown in prison by the state or enslaved by his creditors. He was fully liable, without limit, for all obligations incurred by his workshop. If you had lived back then, you would probably have thought twice before you opened an enterprise of your own. And indeed this legal situation discouraged entrepreneurship. People were afraid to start new businesses and take economic risks. It hardly seemed worth taking the chance that their families could end up utterly destitute. This is why people began collectively to imagine the existence of limited liability companies. Such companies were legally independent of the people who set them up, or invested money in them, or managed them. Over the last few centuries such companies have become the main players in the economic arena, and we have grown so used to them that we forget they exist only in our imagination.

This is why, from this point on, no debt will be paid off. It can at best be bought back at a knock-down price and put back on to a debt market — the public sector borrowing requirement, the national debt, th e world deb t — having once again become an exchange value. It is unlikely the debt will ever be called in, and this is what gives it its incalculable value. For, suspended as it is in this way, it is our only insurance against time. Unlike the countdown, whic h signifies th e exhaustion of time, the indefinitely deferred debt is our guarantee that time itself is inexhaustible. Now, we very much need assuring about time in this way at the very poin t whe n the future itself is tendin g to be wholly consume d in real time . Clearing the debt, balancing up the books, writing off Third World debt — these are things not even to be contemplated. It is only the disequilibrium of the debt, its proliferation, its promise of infinity, which keeps us going. The global, planetary debt clearly has no meaning in traditional terms of obligation and credit. On the other hand, it is our true collective claim on each other — a symbolic claim, by whic h persons, companies and nations find themselves bound to one another through lack. Each is bound to the other (even the banks) by their virtual bankruptcy , as accomplices are bound by their crime. All assured of existing for each other in the shade of a debt which cannot be settled or written off, since the repayment of the accumulated world debt would take far more than the funds available. The only sense of it, then, is to bind all civilized human beings into the same destiny as creditors. Just as nuclear weapons, stockpiled across the world to a point of considerable planetary overkill, have no other meaning than to bind all human beings into a single destiny of threat and deterrence.

How I Turned a Troubled Company into a Personal Fortune. How to ________ This is a simple, straightforward headline structure that works with any desirable benefit. “How to” are two of the most powerful words you can use in a headline. Examples: How to Collect from Social Security at Any Age. How to Win Friends and Influence People. How to Improve Telemarketers' Productivity — for Just $19.95. Secrets Of ________ The word secrets works well in headlines. Examples: Secrets of a Madison Ave. Maverick — “Contrarian Advertising.” Secrets of Four Champion Golfers. Thousands (Hundreds, Millions) Now ________ Even Though They ________ This is a “plural” version of the very first structure demonstrated in this collection of winning headlines. Examples: Thousands Now Play Even Though They Have “Clumsy Fingers.” Two Million People Owe Their Health to This Idea Even Though They Laughed at It. 138,000 Members of Your Profession Receive a Check from Us Every Month Even Though They Once Threw This Letter into the Wastebasket Warning: ________ Warning is a powerful, attention-getting word and can usually work for a headline tied to any sales letter using a problem-solution copy theme. Examples: Warning: Two-Thirds of the Middle Managers in Your Industry Will Lose Their Jobs in the Next 36 Months. Warning: Your “Corporate Shield” May Be Made of Tissue Paper — 9 Ways You Can Be Held Personally Liable for Your Business's Debts, Losses, or Lawsuits Give Me ________ and I'll ________ This structure simplifies the gist of any sales message: a promise. It truly telegraphs your offer, and if your offer is clear and good, this may be your best strategy. Examples: Give Me 5 Days and I'll Give You a Magnetic Personality. Give Me Just 1 Hour a Day and I'll Have You Speaking French Like “Pierre” in 1 Month. Give Me a Chance to Ask Seven Questions and I'll Prove You Are Wasting a Small Fortune on Your Advertising. ________ ways to ________ This is just the “how to” headline enhanced with an intriguing specific number. Examples: 101 Ways to Increase New Patient Flow. 17 Ways to Slash Your Equipment Maintenance Costs. Many of these example headlines are classics from very successful books, advertisements, sales letters, and brochures, obtained from a number of research sources. Some are from my own sales letters. Some were created for this book.

One of Matsudaira Sagami no kami’s retainers went to Kyoto on a matter of debt collection and took up lodgings by renting living quarters in a townhouse. One day while standing out front watching the people go by, he heard a passerby say, “They say that Lord Matsudaira’s men are involved in a fight right now.” The retainer thought, “How worrisome that some of my companions are involved in a fight. There are some men to relieve those at Edo staying here. Perhaps these are the men involved.” He asked the passerby of the location, but when he arrived out of breath, his companions had already been cut down and their adversaries were at the point of delivering the coup de grace. He quickly let out a yell, cut the two men down, and returned to his lodgings. This matter was made known to an official of the shogunate, and the man was called up before him and questioned. “You gave assistance in your companions’ fight and thus disregarded the government’s ordinance. This is true beyond a doubt, isn’t it?” The man replied, “I am from the country, and it is difficult for me to understand everything that Your Honor is saying. Would you please repeat that?” The official got angry and said, “Is there something wrong with your ears? Didn’t you abet a fight, commit bloodshed, disregard the government’s ordinance, and break the law?” The man then replied, “I have at length understood what you are saying. Although you say that I have broken the law and disregarded the government’s ordinance, I have by no means done so. The reason for this is that all living things value their lives, and this goes without saying for human beings. I, especially, value my life. However, I thought that to hear a rumor that one’s friends are involved in a fight and to pretend not to hear this is not to preserve the Way of the Samurai, so I ran to the place of action. To shamelessly return home after seeing my friends struck down would surely have lengthened my life, but this too would be disregarding the Way. In preserving the Way, one will throw away his own precious life. Thus, in order to preserve the Way of the Samurai and not to disregard the Samurai Ordinances, I quickly threw away my life at that place. I beg that you execute me immediately.” The official was very impressed and later dismissed the matter, communicating to Lord Matsudaira, “You have a very able samurai in your service. Please treasure him.

Poem For Laura" Now come the bright prophets across my life. The solemn fl esh, the miracles, and the pain. Across the simple meadows of my heart, splendidly you come promising sorrow. And knowing, I bless your coming with trees of love, singing, singing even to the night. The princely mornings will fail when you go, and night will come like animals. Yet I open my cautious life and sing thanksgiving of yes, oh yes to love, even while the tireless crows of pain and the diligent fever-ticks of sorrow are somehow privileged in my flowering heart. For you fashion such rivers in my soon unable heart as are focused to paradise by the crippling night. Such terraced waters as are cheap at only sorrow. And to have cargoes of hyacinths sail once more my life I will freely undertake any debt of pain. I will break these hands for tokens, oh my love.

Muchas gracias, my dear,” he told her, and bowed low over her hand. “Azeel, please tell her that we could not even contemplate this venture without her courage and help. The entire British Navy is in her debt.

In love I pay my endless debt to you for what you are.

Know Singapore’s Credit Bureau to Get License Money Lender Approval Do you ever wonder how a licensed money lender like banks get the information they need to decide whether they will approve your loan or not? In this article, you’ll know the Credit Bureau Singapore (CBS) role on the moneylenders’ process of lending money. History of CBS Association of Banks in Singapore (ABS) and DBIC Holdings owns CBS. It was founded on November 15, 2002, and its key role is to serve as a financial risk management tool for financial institutions. Among CBS founders’ are Citibank, United Overseas Bank (UOB), Development Bank of Singapore (DBS), Oversea-Chinese Banking Corporation (OCBC), American Express, ANZ, Maybank, HSBC and Standard Chartered Bank. Key Role of CBS on Licensed Money Lender Loan Approval The CBS is a private company established to help financial companies and credit card institutions to evaluate the threats and opportunities of giving credit to possible or current customers. To put simply, when you apply for a loan, the CBS gives the licensed moneylender your credit report. This credit report reflects your credit information such as credit history, repayment track, and in some cases default records, lawsuit, and bankruptcy reports. This valuable information is collected from financial institutions and other public data resources (like subpoena and data of bankruptcy) which is part of CBS. The Banking Act allows the CB to get such customer’s confidential data and produce a “complete risk profile.” CBS follows a stringent code of conduct to protect the consumer’s data privacy. Only the official members of CBS can access and use the credit information. Licensed money lender should not disclose any information about their clients’ credit background to any third party. The CB also cannot collect customer’s personal data such as contact numbers, home address, credit limit, and salary. Now that you finally know who helps licensed money lender to decide your loan’s approval, you should now know that borrowing money is not as simple as it sounds. Multiple agencies are working together to check whether you are worthy of the money.

In defending his plan, Hamilton did not speak just in arid technical terms. He talked of justice, equity, patriotism, and national honor. His funding system was premised upon a simple concept: that the debt had been generated by the Revolution, that all Americans had benefited equally from that revolution, and that they should assume collective responsibility for its debt. If state debts were unequal, so were the sacrifices made during the fighting. Praising the “immense exertions” of indebted Massachusetts, for instance, Hamilton stated, “It would not be too strong to say that they were in a great degree the pivot of the revolution.

All of this helps explain why the Church had been so uncompromising in its attitude toward usury. It was not just a philosophical question; it was a matter of moral rivalry. Money always has the potential to become a moral imperative unto itself. Allow it to expand and it can quickly become a morality so imperative that all others seem frivolous in comparison. For the debtor, the world is reduced to a collection of potential dangers, potential tools, and potential merchandise.23 Even human relations become a matter of cost-benefit calculation. Clearly, this is the way the conquistadors viewed the worlds that they set out to conquer.

The latest of these exponentially growing parallel universes is the world of the Internet and the global information systems. Here too, the irresistible growth, the outgrowth of information, could be posted up in real time in terms of millions of individuals and millions of operations - that information now so extensive that it no longer has any connection with the acquisition of knowledge. As of now, we can say that this immense potential will never be redeemed, in the sense of a use or purpose ever being found for it. Things here, then, are exactly as they are with debt: information is as inexpiable as debt, in the sense that we shall never be able to settle our account with it. Moreover, the storage of data, the accumulation and worldwide circulation of information, in every respect resemble the build-up of an irremissible debt. And, here again, as soon as this proliferating information far exceeds the needs and capacities of the individual and the species in general, it has no other meaning than to bind all humanity in a single destiny of cerebral automatism and mental underdevelopment. For it is clear that, though a certain dose of information reduces our ignorance, a massive dose of artificial intelligence can only convince us of the failings of our natural intelligence and plunge us deeper into them. The worst thing in a human being is to know too much and not to be equal to one's knowledge. It is the same with responsibility and emotional capacity: the media, by perpetually assailing us with violence, misfortune and catastrophe, far from firing some kind of collective solidarity, merely demonstrate our real impotence and plunge us into panic and remorse.

I ask myself in perplexity, is it possible that this old, very stout, ungainly woman, with her dull expression of petty anxiety and alarm about daily bread, with eyes dimmed by continual brooding over debts and money difficulties, who can talk of nothing but expenses and who smiles at nothing but things getting cheaper--is it possible that this woman is no other than the slender Varya whom I fell in love with so passionately for her fine, clear intelligence, for her pure soul, her beauty, and, as Othello his Desdemona, for her "sympathy" for my studies? Could that woman be no other than the Varya who had once borne me a son?

Many years later, this idea has trickled down to the impoverished countryside of Bangladesh when Mohammed Yunus and the Grameen Bank brought microcredit to starving peasants with disastrous consequences. The poor of the subcontinent have always lived in debt, in the merciless grip of the local village usurer—the Bania. But microfinance has corporatized that, too. Microfinance companies in India are responsible for hundreds of suicides—two hundred people in Andhra Pradesh in 2010 alone. A national daily recently published a suicide note by an eighteen-yearold girl who was forced to hand over her last 150 rupees (three dollars), her school fees, to bullying employees of the microfinance company. The note read, “Work hard and earn money. Do not take loans.” There’s a lot of money in poverty, and a few Nobel Prizes, too.

Double-entry accounting was popularized in Europe toward the end of the fifteenth century, and most scholars believe it set the table for the flowering of the Renaissance and the emergence of modern capitalism. What is far less well understood is the why. Why was something as dull as bookkeeping so integral to a complete cultural revolution in Europe? Over nearly seven centuries, “the books” have become something that, in our collective minds, we equate with truth itself—even if only subconsciously. When we doubt a candidate’s claims of wealth, we want to go to his bank records—his personal balance sheet. When a company wants to tap the public markets for capital, they have to open their books to prospective investors. To remain in the market, they need accountants to verify those books regularly. Well-maintained and clear accounting is sacrosanct. The ascendance of bookkeeping to a level equal to truth itself happened over many centuries, and began with the outright hostility European Christendom had to lending before double-entry booking came along. The ancients were pretty comfortable with debt. The Babylonians set the tone in the famous Code of Hammurabi, which offered rules for handling loans, debts, and repayments. The Judeo-Christian tradition, though, had a real ax to grind against the business of lending. “Thou shalt not lend upon usury to thy brother,” Deuteronomy 23:19–20 declares. “In thee have they taken gifts to shed blood; thou hast taken usury and increase, and thou hast greedily gained of thy neighbors by extortion, and hast forgotten me, saith the Lord God,” Ezekiel 22:12 states. As Christianity flourished, this deep anti-usury culture continued for more than a thousand years, a stance that coincided with the Dark Ages, when Europe, having lost the glories of ancient Greece and Rome, also lost nearly all comprehension of math. The only people who really needed the science of numbers were monks trying to figure out the correct dates for Easter.

Life is a debt that we have to pay to death, and we pay. Death chill waits to collect its toll." #life #death

Life is a debt that we have to pay to death, and we pay. Death chill waits to collect its toll.

In software development, engineers are often pressured to deliver features instead of fixing defects, addressing reliability issues, or working on internal improvement projects. As a result, so called “technical debt”§§ adds up, leading to more complex problems that are increasingly difficult to solve. Consequently, Marty Cagan, a product expert who has trained generations of product leaders on building software products that customers love, stresses the importance for product and engineering leaders to allocate at least 20% of engineering’s time to proactively fix issues before they snowball into catastrophic ones, such as having to “rewrite the entire codebase from scratch.

Koch appeared to have structured the deal in a way that protected it from the bankers’ claims. Koch used debt that was called “non-recourse” debt, meaning that lenders could not collect the debt from Koch Industries itself—they had no recourse against the parent company. They could only collect debt against the assets of Purina Mills. But there was a way around this clause. It was called “piercing the corporate veil.” Piercing the corporate veil is one of those arcane strategies known only to a small subset of deal makers and lawyers whose careers took off during the merger boom of the 1980s and 1990s. A banker can pierce the veil by showing that nonrecourse debt was actually a sham used by a borrower to escape liability. For nonrecourse debt to be justified, the parent company needed to be truly independent from the entity borrowing the money.

I read a joke somewhere about how Bollywood movies exaggerating about people getting heart attacks as a result of being humiliated was nonsense, because if that were the case, then everyone working in toxic jobs would get one every week. Reading that “joke” actually made me pretty sad about the kind of lives many are being forced to lead. Obviously, people will say they have no choice. Because they need to put food on the table. This is a valid reason. But it’s not just food but also expensive clothes, gadgets, jewelery and accessories. And they need expensive furniture in an expensive house. And then they need an expensive car outside, or maybe two. The more the better The best part, they buy almost all of that using bank loans. Congratulations, now you are a slave till every single one of your debts is paid off, which is probably the next 30 years. Now you just need to choose whom you prefer to make your life hell - Your toxic workplace or the "friendly" people from the collection agency when you default on the loan? What a beautiful life indeed!