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According to Cantillon, the beneficiaries from the expansion of the money supply are the first recipients of the new money, who are able to spend it before it has caused prices to rise. Whoever receives it from them is then able to spend it facing a small increase in the price level. As the money is spent more, the price level rises, until the later recipients suffer a reduction in their real purchasing power. This is the best explanation for why inflation hurts the poorest and helps the richest in the modern economy.

Cryptocurrencies may provide an illusion of financial freedom and control, but the reality is that users often rely on centralized exchanges and wallets, introducing counterparty risk and potential loss of control over their assets. The difference though is that its nearly impossible to hold these counterparties accountable. They're selling you one kind of freedom for the price of many additional risks. I was once a little woo’d by the possibility of what crypto could offer the world, but on a net basis with all things considered holistically, I'd say it's not worth it. As a society, we need government fiat. And we need banks. And we need regulatory entities with the authority and the power to ensure order and accountability at scale.

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Everyone gets Bitcoin at the price they deserve.

A crypto coin to put a price on carbon, backed by a nonprofit that can issue credible contracts for carbon sequestration. Each coin represents the sequestering of one ton of CO2. High demand for the coin could raise the price of carbon globally and help fund sequestration at scale.

The purchase in the metaverses is instantaneous. You don't need to open an app or touch your smartphone. Goods / services can be purchased and prices compared through a single account linked to a single wallet.

With a market capitalization of $5 billion as of writing, the most popular crypto-collateralized stablecoin is DAI, created by MakerDAO9 and and backed by ETH and other crypto assets. It is soft pegged with economic mechanisms that incentivize supply and demand to drive the price to $1.

One valuation method we’re considering is to calibrate how much the market is willing to pay for the transactional utility of a blockchain. To gain this information, we divide the network value of a cryptoasset by its daily transaction volume. If the network value has outpaced the transactional volume of that asset, then this ratio will grow larger, which could imply the price of the asset has outpaced its utility. We call this the crypto “PE ratio,” taking inspiration from the common ratio used for equities. For cryptoassets we put forth that the denominator of valuation should be transaction volumes, not earnings, as these are not companies with cash flows.

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