Confirm Money Quotes

Assume nothing. Even if you think you know everything. Even if you’re sure that you’re right. Get confirmation. That whole “ass” cliché about assuming? It’s right on the money. And if you’re not careful, it could end up costing you the best thing that’s ever going to happen to you. And another thing—don’t get too comfortable. Take chances. Don’t be afraid to lay it on the line. Even if you’re happy. Even if you think life is happy. Even if you think life is freaking perfect

There's a tavern by the docks. He's there most evenings." "Then I'll talk to him tonight," Halt said. "You can try. But he's a hard case, Halt. I'm not sure you'll get anything out of him. He's not interested in money. I tried that." "Well, perhaps he'll do it out of the goodness of his heart. I'm sure he'll open up to me," Halt said easily. But Horace noticed a gleam in his eye. He was right: the prospect of having something to do had reawakened Halt's spirits. He had a score to settle, and Horace found himself thinking that it didn't bode well for this Black O'Malley character. Will eyes Halt doubtfully, however. "You think so." Halt smiled at him. "People love talking to me," he said. "I'm an excellent conversationalist and I have a sparkling personality. Ask Horace. I've been bending his ear all the way from Dun Kilty, haven't I?" Horace nodded confirmation. "Talking nonstop all the way, he's been," he said. "Be glad to see him turn all that chatter onto someone else.

Assume nothing. Even if you think you know everythig. Even if you're sure that you're right. Get confirmation. That whole "ass" cliché about assuming? It's right on the money. And if you're not careful, it could end up costing you the best thing that's ever going to happen to you.

The best works of great men all come from the time when they had to write either for nothing or for very little pay. This is confirmed by the Spanish proverb: honra y provecho no caben en un saco (Honour and money are not to be found in the same purse).

The money,' I ask. 'Was it real?' 'Oh, yes,' the Prince confirms. 'My sister would be wroth with us otherwise.' 'Wroth.' I echo the archaic word, although I know what it means. Pissed off. 'Super wroth,' he says with a grin.

today, though, if someone were to hand you a hundred-dollar bill, you might rub it between your fingers or hold it up to the light, just to confirm it wasn’t a fake. All this for an imaginary currency, an invention of society. The point of this metaphor is to highlight how much effort we put into making sure money is real, whereas we accept potentially life-changing thoughts or assumptions without so much as a question. One

Perhaps the deepest indication of our slavery is the monetization of time. It is a phenomenon with roots deeper than our money system, for it depends on the prior quantification of time. An animal or a child has “all the time in the world.” The same was apparently true for Stone Age peoples, who usually had very loose concepts of time and rarely were in a hurry. Primitive languages often lacked tenses, and sometimes lacked even words for “yesterday” or “tomorrow.” The comparative nonchalance primitive people had toward time is still apparent today in rural, more traditional parts of the world. Life moves faster in the big city, where we are always in a hurry because time is scarce. But in the past, we experienced time as abundant. The more monetized society is, the more anxious and hurried its citizens. In parts of the world that are still somewhat outside the money economy, where subsistence farming still exists and where neighbors help each other, the pace of life is slower, less hurried. In rural Mexico, everything is done mañana. A Ladakhi peasant woman interviewed in Helena Norberg-Hodge’s film Ancient Futures sums it all up in describing her city-dwelling sister: “She has a rice cooker, a car, a telephone—all kinds of time-saving devices. Yet when I visit her, she is always so busy we barely have time to talk.” For the animal, child, or hunter-gatherer, time is essentially infinite. Today its monetization has subjected it, like the rest, to scarcity. Time is life. When we experience time as scarce, we experience life as short and poor. If you were born before adult schedules invaded childhood and children were rushed around from activity to activity, then perhaps you still remember the subjective eternity of childhood, the afternoons that stretched on forever, the timeless freedom of life before the tyranny of calendar and clocks. “Clocks,” writes John Zerzan, “make time scarce and life short.” Once quantified, time too could be bought and sold, and the scarcity of all money-linked commodities afflicted time as well. “Time is money,” the saying goes, an identity confirmed by the metaphor “I can’t afford the time.” If the material world

The doctrine of waiting for confirmation is one of the greatest time killers

Psychologists have done tests about how humans approach problem solving and found that we are somehow preprogrammed to look for confirmation and not for disconfirmation.

Bernard has no money. He only gets about ten million a year to live on," Carol confirmed.

Thanks to this predictive learning mechanism, arbitrary signals can become the bearers of reward and trigger a dopamine response. This secondary reward effect has been demonstrated with money in humans and with the mere sight of a syringe in drug addicts. In both cases, the brain anticipates future rewards. As we saw in the first chapter, such a predictive signal is extremely useful for learning, because it allows the system to criticize itself and to foresee the success or failure of an action without having to wait for external confirmation.

Epicurus founded a school of philosophy which placed great emphasis on the importance of pleasure. "Pleasure is the beginning and the goal of a happy life," he asserted, confirming what many had long thought, but philosophers had rarely accepted. Vulgar opinion at once imagined that the pleasure Epicurus had in mind involved a lot of money, sex, drink and debauchery (associations that survive in our use of the word 'Epicurean'). But true Epicureanism was more subtle. Epicurus led a very simple life, because after rational analysis, he had come to some striking conclusions about what actually made life pleasurable - and fortunately for those lacking a large income, it seemed that the essential ingredients of pleasure, however elusive, were not very expensive. The first ingredient was friendship. 'Of all the things that wisdom provides to help one live one's entire life in happiness, the greatest by far is the possession of friendship,' he wrote. So he bought a house near Athens where he lived in the company of congenial souls. The desire for riches should perhaps not always be understood as a simple hunger for a luxurious life, a more important motive might be the wish to be appreciated and treated nicely. We may seek a fortune for no greater reason than to secure the respect and attention of people who would otherwise look straight through us. Epicurus, discerning our underlying need, recognised that a handful of true friends could deliver the love and respect that even a fortune may not. Epicurus and his friends located a second secret of happiness: freedom. In order not to have to work for people they didn't like and answer to potentially humiliating whims, they removed themselves from employment in the commercial world of Athens ('We must free ourselves from the prison of everyday affairs and politics'), and began what could best have been described as a commune, accepting a simpler way of life in exchange for independence. They would have less money, but would never again have to follow the commands of odious superiors. The third ingredient of happiness was, in Epicurus's view, to lead an examined life. Epicurus was concerned that he and his friends learn to analyse their anxieties about money, illness, death and the supernatural. There are few better remedies for anxiety than thought. In writing a problem down or airing it in conversation we let its essential aspects emerge. And by knowing its character, we remove, if not the problem itself, then its secondary, aggravating characteristics: confusion, displacement, surprise. Wealth is of course unlikely ever to make anyone miserable. But the crux of Epicurus's argument is that if we have money without friends, freedom and an analysed life, we will never be truly happy. And if we have them, but are missing the fortune, we will never be unhappy.

What I tried to make clear in Good Calories, Bad Calories was that nutrition and obesity research lost its way after the Second World War with the evaporation of the European community of scientists and physicians that did pioneering work in those disciplines. It has since resisted all attempts to correct it. As a result, the individuals involved in this research have not only wasted decades of time, and effort, and money but have done incalculable damage along the way. Their beliefs have remained imperious to an ever-growing body of evidence that refutes them while being embraced by public-health authorities and translated into precisely the wrong advice about what to eat and, more important, what not to eat if we want to maintain a healthy weight and live a long and healthy life.

That money,” I ask. “Was it real?” “Oh yes,” the prince confirms. “My sister would be wroth with us otherwise.” “Wroth.” I echo the archaic word, although I know what it means. Pissed off. “Super wroth,” he says with a grin.

Tom looked at St. Vincent. “I assume the editor at the Chronicle refused to divulge the writer’s identity?” St. Vincent looked rueful. “Categorically. I’ll have to find a way to pry it out of him without bringing the entire British press to his defense.” “Yes,” Tom mused, tapping his lower lip with a fingertip, “they tend to be so touchy about protecting their sources.” “Trenear,” Lord Ripon said through gritted teeth, “will you kindly throw him out?” “I’ll see myself out,” Tom said casually. He turned as if to leave, and paused as if something had just occurred to him. “Although … as your friend, Trenear, I find it disappointing that you haven’t asked about my day. It makes me feel as if you don’t care.” Before Devon could respond, Pandora jumped in. “I will,” she volunteered eagerly. “How was your day, Mr. Severin?” Tom sent her a brief grin. “Busy. After six tedious hours of business negotiations, I paid a call to the chief editor of the London Chronicle.” St. Vincent lifted his brows. “After I’d already met with him?” Trying to look repentant, Tom replied, “I know you said not to. But I had a bit of leverage you didn’t.” “Oh?” “I told him the paper’s owner would dismiss him and toss him out on the pavement if he didn’t name the anonymous writer.” St. Vincent stared at him quizzically. “You bluffed?” “No, that is what the business negotiations were about. I’m the new owner. And while the chief editor happens to be a staunch advocate for freedom of the press, he’s also a staunch supporter of not losing his job.” “You just bought the London Chronicle,” Devon said slowly, to make certain he hadn’t misheard. “Today.” “No one could do that in less than a day,” Ripon sneered. Winterborne smiled slightly. “He could,” he said, with a nod toward Tom. “I did,” Tom confirmed, picking idly at a bit of lint on his cuff. “All it took was a preliminary purchase agreement and some earnest money.

Nothing has changed about the choice except what you’ve spent to get the tickets: time in the first case, money in the second. What this and other experiments confirm is what you might expect: we are more sensitive to small losses of money than small losses of time. We feel we’ve lost more if we choose cheaper tickets than we do if we choose tickets based on working fewer hours. You probably felt this when you were making the ticket choice. Two hundred dollars is a lot to give up. On the other hand, fifteen hours of time isn’t that much more than five hours.

the party as fully under the control of Hillary’s campaign, which seemed to confirm the suspicions of the Bernie camp. The campaign had the DNC on life support, giving it money every month to meet its basic expenses, while the campaign was using the party as a fund-raising clearing house.

By the end of the second day a very fine head was revealed. Yes, a very fine head indeed, sharp beard, drooped mustache, heavy-lidded eyes outlined black. And no cinnabar on the lips; that was a measure of my painter’s caliber: excitingly as cinnabar first comes over, he’d known that, given twenty years, lime would blacken it. And, as the first tinges of garment appeared, that prince of blues, ultramarine ground from lapis lazuli, began to show—that really confirmed his class—he must have fiddled it from a monastic job—no village church could have run to such expense. (And abbeys only took on the top men.) But it was the head, the face, which set a seal on his quality. For my money, the Italian masters could have learned a thing or two from that head. This was no catalogue Christ, insufferably ethereal. This was a wintry hardliner. Justice, yes there would be justice. But not mercy. That was writ large on each feature for when, by the week’s end, I reached his raised right hand, it had not been made perfect: it was still pierced. This was the Oxgodby Christ, uncompromising… no, more—threatening. “This is my hand. This is what you did to me. And, for this, man shall suffer the torment, for thus it was with me.

Dr. Mary Atwater's story was so inspiring. Growing up, Dr. Atwater had a dream to one day be a teacher. But as a black person in the American South during the 1950s, she didn't have many great educational opportunities. It didn't help that she was also a girl, and a girl who loved science, since many believed that science was a subject only for men. Well, like me, she didn't listen to what others said. And also like me, Dr. Atwater had a father, Mr. John C. Monroe, who believed in her dreams and saved money to send her and her siblings to college. She eventually got a PhD in science education with a concentration in chemistry. She was an associate director at New Mexico State University and then taught physical science and chemistry at Fayetteville State University. She later joined the University of Georgia, where she still works as a science education researcher. Along the way, she began writing science books, never knowing that, many years down the road, one of those books would end up in Wimbe, Malawi, and change my life forever. I'd informed Dr. Atwater that the copy of Using Energy I'd borrowed so many times had been stolen (probably by another student hoping to get the same magic), so that day in Washington, she presented me with my own copy, along with the teacher's edition and a special notebook to record my experiments. "Your story confirms my belief in human beings and their abilities to make the world a better place by using science," she told me. "I'm happy that I lived long enough to see that something I wrote could change someone's life. I'm glad I found you." And for sure, I'm also happy to have found Dr. Atwater.

As central expressions of patriotism, these changes guaranteed that religious sentiment would be not just a theme pressed by a transitory administration but rather a lasting trait of the nation. The addition of “one nation under God” to the Pledge of Allegiance ensured that the new fusion of piety and patriotism that conservatives had crafted over the past two decades would be instilled in the next generation of children and beyond. From then on, their interpretation of America’s fundamental nature would have a seemingly permanent place in the national imagination. And with “In God We Trust” appearing on postage stamps and paper currency, the daily interactions citizens made through the state—sending mail, swapping money—were similarly sacralized. The addition of the religious motto to paper currency was particularly important, as it formally confirmed a role for capitalism in that larger love of God and country. Since then, every act of buying and selling in America has occurred through a currency that proudly praises God.

To these things I would add that law among the Macarians—a people that live not far from Utopia—by which their king, on the day on which he began to reign, is tied by an oath, confirmed by solemn sacrifices, never to have at once above a thousand pounds of gold in his treasures, or so much silver as is equal to that in value.  This law, they tell us, was made by an excellent king who had more regard to the riches of his country than to his own wealth, and therefore provided against the heaping up of so much treasure as might impoverish the people.  He thought that moderate sum might be sufficient for any accident, if either the king had occasion for it against the rebels, or the kingdom against the invasion of an enemy; but that it was not enough to encourage a prince to invade other men’s rights—a circumstance that was the chief cause of his making that law.  He also thought that it was a good provision for that free circulation of money so necessary for the course of commerce and exchange.  And when a king must distribute all those extraordinary accessions that increase treasure beyond the due pitch, it makes him less disposed to oppress his subjects.  Such a king as this will be the terror of ill men, and will be beloved by all the good.

In the morning I walked to the bank. I went to the automated teller machine to check my balance. I inserted my card, entered my secret code, tapped out my request. The figure on the screen roughly corresponded to my independent estimate, feebly arrived at after long searches through documents, tormented arithmetic. Waves of relief and gratitude flowed over me. The system had blessed my life. I felt its support and approval. The system hardware, the mainframe sitting in a locked room in some distant city. What a pleasing interaction. I sensed that something of deep personal value, but not money, not that at all, had been authenticated and confirmed. A deranged person was escorted from the bank by two armed guards. The system was invisible, which made it all the more impressive, all the more disquieting to deal with. But we were in accord, at least for now.

Operating from the idea that a relationship (or anything else) will somehow complete you, save you, or make your life magically take off is a surefire way to keep yourself unhappy and unhitched. Ironically, quite the opposite is true. What you really need to understand is that nothing outside of you can ever produce a lasting sense of completeness, security, or success. There’s no man, relationship, job, amount of money, house, car, or anything else that can produce an ongoing sense of happiness, satisfaction, security, and fulfillment in you. Some women get confused by the word save. In this context, what it refers to is the mistaken idea that a relationship will rid you of feelings of emptiness, loneliness, insecurity, or fear that are inherent to every human being. That finding someone to be with will somehow “save” you from yourself. We all need to wake up and recognize that those feelings are a natural part of the human experience. They’re not meaningful. They only confirm the fact that we are alive and have a pulse. The real question is, what will you invest in: your insecurity or your irresistibility? The choice is yours. Once you get that you are complete and whole right now, it’s like flipping a switch that will make you more attractive, authentic, and relaxed in any dating situation—instantly. All of the desperate, needy, and clingy vibes that drive men insane will vanish because you’ve stopped trying to use a relationship to fix yourself. The fact is, you are totally capable of experiencing happiness, satisfaction, and fulfillment right now. All you have to do is start living your life like you count. Like you matter. Like what you do in each moment makes a difference in the world. Because it really does. That means stop putting off your dreams, waiting for someday, or delaying taking action on those things you know you want for yourself because somewhere deep inside you’re hoping that Prince Charming will come along to make it all better. You know what I’m talking about. The tendency to hold back from investing in your career, your health, your home, your finances, or your family because you’re single and you figure those things will all get handled once you land “the one.” Psst. Here’s a secret: holding back in your life is what’s keeping him away. Don’t wait until you find someone. You are someone.

The more monetized society is, the more anxious and hurried its citizens. In parts of the world that are still somewhat outside the money economy, where subsistence farming still exists and where neighbors help each other, the pace of life is slower, less hurried. In rural Mexico, everything is done mañana. A Ladakhi peasant woman interviewed in Helena Norberg-Hodge's film Ancient Futures sums it all up in describing her city-dwelling sister: "She has a rice cooker, a car, a telephone — all kinds of time-saving devices. Yet when I visit her, she is always so busy we rarely have time to talk." For the animal, child, or hunter-gatherer, time is essentially infinite. Today its monetization has subjected it, like the rest, to scarcity. Time is life. When we experience time as scarce, we experience life as short and poor. If you were born before adult schedules invaded childhood and children were rushed around from activity to activity, then perhaps you still remember the subjective eternity of childhood, the afternoons that stretched on forever, the timeless freedom of life before the tyranny of calendar and clocks. "Clocks," writes John Zerzan, "make time scarce and life short." Once quantified, time too could be bought and sold, and the scarcity of all money-linked commodities afflicted time as well. "Time is money," the saying goes, an identity confirmed by the metaphor "I can't afford the time.

More generally, the financial benefits of self-employment are mediocre: given the same qualifications, people achieve higher average return by selling their skills to employers than by setting out on their own. The evidence suggests that optimism is widespread, stubborn, and costly. Psychologists have confirmed that most people genuinely believe they are superior to most others on most desirable traits - they are willing to bet small amounts of money on these beliefs in the laboratory.

I had never considered myself the adventuresome type, and this entire ordeal had only confirmed that fact. You will not find me in any of those mud races, or leaping from a perfectly good airplane to prove some vague point about the human spirit. I do not relish risk or seek thrills and cannot understand people who pay their good money to endanger and punish themselves. You got to have it made to even think like that, to walk around feeling like your life needs a few more challenges thrown in.

The dark, uncontrolled, primordial part of a person informs them that they are alive. Living free entails accepting a slew of wildness. All wild animals act by instinct. Human instinct and intuitive thought allow us to gain insights and new beliefs, which human rationalization confirms. Logic and intuition work well together, if both sources of mental visualization are drawn from when most apropos. Planning carefully should never replace the spirit for improvisation. Acting recklessly is no substitute for measured evaluation. Nonetheless, a dash of craziness makes most people more endearing than the calculating banker whose ledger driven life causes them to see life in terms of money pouches. Letting go of all conceptions of what is, and dreaming what could be, is a form of delusion. Knowing the difference between fantasy and reality does not mean that a person should disdain imaginative acts. I need to recognize when it is time to stop woolgathering and come back down to reality and work in the pebbly bedrock of the here and now.

The enemy of my soul didn't want me painting that day. To create meant that I would look a little bit like my Creator. To overcome the terrifying angst of the blank canvas meant I would forever have more compassion for other artists. You better believe as I placed the first blue and gray strokes onto the white emptiness before me, the "not good enough" statement was pulsing through my head in almost deafening tones... This parlaying lie is one of his favorite tactics to keep you disillusioned by disappointments. Walls go up, emotions run high, we get guarded, defensive, demotivated, and paralyzed by the endless ways we feel doomed to fail. This is when we quit. This is when we settle for the ease of facebook.... This is when we get a job to simply make money instead of pursuing our calling to make a difference. This is when we put the paintbrush down and don't even try. So there I was. Standing before my painted blue boat, making a choice of which voice to listen to. I'm convinced God was smiling. Pleased. Asking me to find delight in what is right. Wanting me to have compassion for myself by focusing on that part of my painting that expressed something beautiful. To just be eager to give that beauty to whoever dared to look at my boat. To create to love others. Not to beg them for validation. But the enemy was perverting all that. Perfection mocked my boat. The bow was too high, the details too elementary, the reflection on the water too abrupt, and the back of the boat too off-center. Disappointment demanded I hyper-focused on what didn't look quite right. It was my choice which narrative to hold on to: "Not good enough" or "Find delight in what is right." Each perspective swirled, begging me to declare it as truth. I was struggling to make peace with my painting creation, because I was struggling to make make peace with myself as God's creation. Anytime we feel not good enough we deny the powerful truth that we are a glorious work of God in progress. We are imperfect because we are unfinished. So, as unfinished creations, of course everything we attempt will have imperfections. Everything we accomplish will have imperfections. And that's when it hit me: I expect a perfection in me and in others that not even God Himself expects. If God is patient with the process, why can't I be? How many times have I let imperfections cause me to be too hard on myself and too harsh with others? I force myself to send a picture of my boat to at least 20 friends. I was determined to not not be held back by the enemy's accusations that my artwork wasn't good enough to be considered "real art". This wasn't for validation but rather confirmation that I could see the imperfections in my painting but not deem it worthless. I could see the imperfections in me and not deem myself worthless. It was an act of self-compassion. I now knew to stand before each painting with nothing but love, amazement, and delight. I refused to demand anything more from the artist. I just wanted to show up for every single piece she was so brave to put on display.. Might I just be courageous enough to stand before her work and require myself to find everything about it I love? Release my clenched fist and pouty disappointments, and trade my "live up" mentality for a "show up" one? It is so much more freeing to simply show up and be a finder of the good. Break from the secret disappointments. Let my brain venture down the tiny little opening of love.. And I realized what makes paintings so delightful. It's there imperfections. That's what makes it art. It's been touched by a human. It's been created by someone whose hands sweat and who can't possibly transfer divine perfection from what her eyes see to what her fingertips can create. It will be flawed.

Mountaineering, she understood, was an essential expression of some odd, immutable aspect of my personality that I could no sooner alter than change the color of my eyes. Then, in the midst of this delicate rapprochement, Outside magazine confirmed it was sending me to Everest. At first I pretended that I’d be going as a journalist more than a climber—that I’d accepted the assignment because the commercialization of Everest was an interesting subject and the money was pretty good. I explained to Linda and anyone else who expressed skepticism about my Himalayan qualifications that I didn’t expect to ascend very high on the mountain. “I’ll probably climb only a little way above Base Camp,” I insisted. “Just to get a taste of what high altitude is about.” This was bullshit, of course. Given the length of the trip and the time I’d have to spend training for it, I stood to make a lot more money staying home and taking other writing jobs. I accepted the assignment because I was in the grip of the Everest mystique. In truth, I wanted to climb the mountain as badly as I’d ever wanted anything in my life.

In the past few years, genetics have confirmed that the hunter-gatherers were not overwhelmed by the new wave of sedentary farmers, and that the first agricultural revolution spread well in advance of its first users, by contact and trade in ideas. Nice to see science catching up with economics and military history. Any economist could tell you technology spreads beyond its first adopters, even if they stay at home. And any military historian could tell you that, in a contest between people who hunt and kill aurochs and farmers armed with hoes, the smart money is on the hunters.

Having seen several hundred lease agreements entered into by people I have counseled, my financial calculator confirms that the average interest rate is 14 percent. Shouldn’t you lease or rent things that go down in value? Not necessarily, and the math doesn’t work on a car, for sure. Follow me through this example: If you rent (lease) a car with a value of $22,000 for three years, and when you turn it in at the end of that three-year lease the car is worth $10,000, someone has to cover the $12,000 loss. You’re not stupid, so you know that General Motors, Ford, or any of the other auto giants aren’t going to put together a plan to lose money. Your fleece/lease payment is designed to cover the loss in value ($12,000 spread over 36 months is equal to $333 per month), plus provide profit (the interest you pay). Where did you get a deal in that? You didn’t! On top of that, there is the charge of 10 to 17 cents per mile for going over the allotted miles and the penalties everyone turning in a lease has experienced for “excessive wear and tear,” which takes into account every little nick, dent, carpet tear, smudge, or smell. You end up writing a large check just to walk away after renting your car. The whole idea of the back-end penalties is twofold: to get you to fleece/lease another one so you can painlessly roll the gotchas into the new lease, and to make sure the car company makes money.

Why Some Men Do Not Get a Raise in Pay If you are working in a large organization and you are silently thinking of and resenting the fact you are underpaid, that you are not appreciated, and that you deserve more money and greater recognition, you are subconsciously severing your ties with that organization. You are setting a law in motion, and the superintendent or manager will say to you, “We have to let you go.” Actually, you dismissed yourself. The manager was simply the instrument through which your own negative mental state was confirmed. It was an example of the law of action and reaction. The action was your thought, and the reaction was the response of your subconscious mind.   Obstacles

I know that everyone in this room, Bernie Fain included, thinks I'm some kind of a nut with my so-called fixation on this vampire thing. OK, maybe I'm wrong. Maybe he only thinks he is. But there are things here that can't be explained away by so-called common sense. Not even Bernie's report can explain some of them. 'I was at the hospital yesterday.' I looked directly at Butcher. 'Your own people fired maybe fifty or sixty rounds at him, some at point-blank range. How come this man never even slowed down? How come a man seventy years old can outrun police cars for more than fifteen blocks? How come when he gets clubbed on the head he doesn't bleed like other people? Look at these photos! There's a gash on his forehead... and whatever is trickling down from the cut is clear... it isn't blood. 'How come three great, big, burly hospital orderlies weighing an estimated total of nearly seven-hundred fifty pounds couldn't bring one, skinny one-hundred sixty pound man to his knees? How come an ex-boxer, a light-heavyweight not long out of the ring, couldn't even faze him with his best punch, a right hook that should have broken his jaw? 'Face it. Whether it's science, witchcraft or black magic, this character has got something going for him you don't know anything about. He doesn't seem to feel pain. Or get winded. And he doesn't seem to be very frightened by guns, or discouraged by your efforts to trap him. 'Look at these photos! Look at that face! That isn't fear there. It's hate. Pure hate! This man is evil incarnate. He is insane and he may be something even worse although you'd laugh at me because I have no scientific documentation to back me up. Hell, even Regenhaus and Mokurji have all but confirmed that he sucks blood. 'Whatever he is, he's been around a long time and this seems to be the closest any police force has come to putting the finger on him. If you want to go on operating the way you've been doing by treating him like an ordinary man, go ahead. But, I'll bet you any amount of money you come up empty handed again. If you try to catch him at night he'll get away just like he did last night. He'll...' 'Jesus Christ!' bellowed Butcher. 'This son of a bitch has diarrhea of the mouth. Can't one of you people shut him up?

Interestingly, a point that never emerged in the press but that Tim Donovan revealed to the police was that Annie had specifically "asked him to trust her" for that night's doss money. This "he declined to do." Had this incident become common knowledge, it's likely that Donovan would have faced an even worse public backlash for his role in Annie's demise. "You can find money for your beer, and you can't find money for your bed." the deputy keeper is said to have spoken in response to her request. Annie, not quite willing to admit defeat, or perhaps in a show of pride, responded with a sigh: "Keep my bed for me. I shan't be long." Ill and drunk, she went downstairs and "stood in the door for two or three minutes," considering her options. Like the impecunious lodger described by Goldsmith, she too would have been contemplating from whom among her "pals" it might have been "possible to borrow the halfpence necessary to complete {her} doss money." More likely, Annie was mentally preparing "to spend the night with only the sky for a canopy." She then set off down Brushfield Street, toward Christ Church, Spitalfields, where the homeless regularly bedded down. Her thoughts as she stepped out onto Dorest Street, as the light from Crossingham's dimmed at her back, can never be known. What route she wove through the black streets and to whom she spoke along the will never be confirmed. All that is certain is her final destination. Of the many tragedies that befell Annie Chapman in the final years of her life, perhaps one of the most poignant was that she needn't have been on the streets on that night, or on any other. Ill and feverish, she needn't have searched the squalid corners for a spot to sleep. Instead, she might have lain in a bed in her mother's house or in her sisters' care, on the other side of London. She might have been treated for tuberculosis; she might have been comforted by the embraces of her children or the loving assurances of her family. Annie needn't have suffered. At every turn there had been a hand reaching to pull her from the abyss, but the counter-tug of addiction was more forceful, and the grip of shame was just as strong. It was this that pulled her under, that had extinguished her hope and then her life many years earlier. What her murderer claimed on that night was simply all that remained of what drink had left behind.

Out, in Henry’s view, is a madhouse. Historians of social lunacy will confirm that this is literally the case, that the mad have been let out of the asylums and allowed to walk the streets. But Henry doesn’t mean that. By mad, nerve-strung Henry means revving when you’re stationary and driving with your hand on your horn – read that sexually if you like, but Henry has in mind incessant honking – he means text messaging the person standing next to you, or being wired up so that you can speak into thin air, conversing with God is how it looks to Henry, or wearing running shoes when you’re not running, or coming up to Henry with a bad face and a dog on a piece of string and asking him for money. Why would Henry give someone with a bad face money? Because of the dog? Because of the string?

It is relatively easy to accept that money is an intersubjective reality. Most people are also happy to acknowledge that ancient Greek gods, evil empires and the values of alien cultures exist only in the imagination. Yet we don’t want to accept that our God, our nation or our values are mere fictions, because these are the things that give meaning to our lives. We want to believe that our lives have some objective meaning, and that our sacrifices matter to something beyond the stories in our head. Yet in truth the lives of most people have meaning only within the network of stories they tell one another. Meaning is created when many people weave together a common network of stories. Why does a particular action – such as getting married in church, fasting on Ramadan or voting on election day – seem meaningful to me? Because my parents also think it is meaningful, as do my brothers, my neighbours, people in nearby cities and even the residents of far-off countries. And why do all these people think it is meaningful? Because their friends and neighbours also share the same view. People constantly reinforce each other’s beliefs in a self-perpetuating loop. Each round of mutual confirmation tightens the web of meaning further, until you have little choice but to believe what everyone else believes. Yet over decades and centuries the web of meaning unravels and a new web is spun in its place. To study history means to watch the spinning and unravelling of these webs, and to realise that what seems to people in one age the most important thing in life becomes utterly meaningless to their descendants.

Well, she would marry a man who didn't need or want her fortune. Mr. Pinter didn't fall into that category. And given how blank his expression became as his gaze met hers, she'd been right to be skeptical. he would never be interested in her in that way. He confirmed it by saying, with his usual formality, "I doubt any man would consider your ladyship unacceptable as a wife." Oh, when he turned all hoity-toity, she could just murder him. "Then we agree that the gentlemen in question would find me satisfactory," she said, matching his cold tone. "So I don't see why you assume they'd be unfaithful." "Some men are unfaithful no matter how beautiful their wives are," Mr. Pinter growled. He thought her beautiful? There she went again, reading too much into his words. He was only making a point. "But you have no reason to believe that these gentleman would be. Unless there's some dark secret you already know about them that I do not?" Glancing away, he muttered a curse under his breath. "No." "Then here's your chance to find out the truth about their characters. Because I prefer facts to opinions. And I was under the impression that you do, too." Take that, Mr. Pinter! Hoist by your own petard. The man always insisted on sticking to the facts. And he was well aware that she'd caught him out, for he scowled, then crossed his arms over his chest. His rather impressive chest, from what she could tell beneath his black coat and plain buff waistcoat. "I can't believe I'm the only person who would object to these gentlemen," he said. "What about your grandmother? Have you consulted her?" She lifted her eyes heavenward. He was being surprisingly resistant to her plans. "I don't need to. Every time one of them asks to dance with me, she beams. She's forever urging me to smile at them or attempt flirtation. And if they so much as press my hand or take my for a stroll, she quizzes me with great glee on what was said and done." "She's been letting you go out on private strolls with these scoundrels?" Mr. Pinter said in sheer outrage. "They aren't scoundrels." "I swear to God, you're a lamb among the wolves," he muttered. That image of her, so unlike how she saw herself, made her laugh. "I've spent half my life in the company of my brothers. Every time Gabe went to shoot, I went with him. At every house party that involved his friends, I was urged to show off my abilities with a rifle. I think I know how to handle a man, Mr. Pinter." His glittering gaze bored into her. "There's a vast difference between gamboling about in your brother's company with a group of his friends and letting a rakehell like Devonmont or a devilish foreigner like Basto stroll alone with you down some dark garden path." A blush heated her cheeks. "I didn't mean strolls of that sort, sir. I meant daytime walks about our gardens and such, with servants in plain view. All perfectly innocent." He snorted. "I doubt it will stay that way." "Oh, for heaven's sake, why are you being so stubborn? You know I must marry. Why do you even care whom I choose?" "I don't care," he protested. "I'm merely thinking of how much of my time will be wasted investigating suitors I already know are unacceptable." She let out an exasperated breath. Of course. With him, it was always about money. Heaven forbid he should waste his time helping her.

In 1872, Western Union (by then the dominant telegraph company in the United States) decided to implement a new, secure scheme to enable sums of up to $100 to be transferred between several hundred towns by telegraph. The system worked by dividing the company's network into twenty districts, each of which had its own superintendent. A telegram from the sender's office to the district superintendent confirmed that the money had been deposited; the superintendent would then send another telegram to the recipient's office authorizing the payment. Both of these messages used a code based on numbered codebooks. Each telegraph office had one of these books, with pages containing hundreds of words. But the numbers next to these words varied from office to office; only the district superintendent had copies of each office's uniquely numbered book.

A wealth of research confirms the importance of face-to-face contact. One experiment performed by two researchers at the University of Michigan challenged groups of six students to play a game in which everyone could earn money by cooperating. One set of groups met for ten minutes face-to-face to discuss strategy before playing. Another set of groups had thirty minutes for electronic interaction. The groups that met in person cooperated well and earned more money. The groups that had only connected electronically fell apart, as members put their personal gains ahead of the group’s needs. This finding resonates well with many other experiments, which have shown that face-to-face contact leads to more trust, generosity, and cooperation than any other sort of interaction. The very first experiment in social psychology was conducted by a University of Indiana psychologist who was also an avid bicyclist. He noted that “racing men” believe that “the value of a pace,” or competitor, shaves twenty to thirty seconds off the time of a mile. To rigorously test the value of human proximity, he got forty children to compete at spinning fishing reels to pull a cable. In all cases, the kids were supposed to go as fast as they could, but most of them, especially the slower ones, were much quicker when they were paired with another child. Modern statistical evidence finds that young professionals today work longer hours if they live in a metropolitan area with plenty of competitors in their own occupational niche. Supermarket checkouts provide a particularly striking example of the power of proximity. As anyone who has been to a grocery store knows, checkout clerks differ wildly in their speed and competence. In one major chain, clerks with differing abilities are more or less randomly shuffled across shifts, which enabled two economists to look at the impact of productive peers. It turns out that the productivity of average clerks rises substantially when there is a star clerk working on their shift, and those same average clerks get worse when their shift is filled with below-average clerks. Statistical evidence also suggests that electronic interactions and face-to-face interactions support one another; in the language of economics, they’re complements rather than substitutes. Telephone calls are disproportionately made among people who are geographically close, presumably because face-to-face relationships increase the demand for talking over the phone. And when countries become more urban, they engage in more electronic communications.

As tensions built in the increasingly calamitous debt ceiling stalemate, two sources say, Boehner traveled to New York to personally beseech David Koch’s help. One former adviser to the Koch family says that “Boehner begged David to ‘call off the dogs!’ He pointed out that if the country defaulted, David’s own investments would tank.” A spokeswoman for Boehner, Emily Schillinger, confirmed the visit but insisted, “Anyone who knows Speaker Boehner knows he doesn’t ‘beg.’ ” But the spectacle of the Speaker of the House, who was among the most powerful elected officials in the country, third in line in the order of presidential succession, traveling to the Manhattan office of a billionaire businessman to ask for his help in an internecine congressional fight captures just how far the Republican Party’s fulcrum of power had shifted toward the outside donors by 2011.

During the years of early adulthood the future still looks promising, the hope remains that one’s goals will be realized. But inevitably the bathroom mirror shows the first white hairs, and confirms the fact that those extra pounds are not about to leave; inevitably eyesight begins to fail and mysterious pains begin to shoot through the body. Like waiters in a restaurant starting to place breakfast settings on the surrounding tables while one is still having dinner, these intimations of mortality plainly communicate the message: Your time is up, it’s time to move on. When this happens, few people are ready. “Wait a minute, this can’t be happening to me. I haven’t even begun to live. Where’s all that money I was supposed to have made? Where are all the good times I was going to have?” A feeling of having been led on, of being cheated, is an understandable consequence of this realization.

This vision is very much in line with the views of the economist John Kay in his book Other People’s Money (2015). As he says, stock markets, when first started, were the vehicles for raising finance often for large infrastructure projects (typically railways) from many dispersed shareholders. But markets no longer provide this function. Almost no new projects are financed via the stock market. (Indeed, the observation that few early-state companies come to the stock market for financing rather confirms the hypothesis that stock markets have significant problems dealing with them.) Rather, stock market trading is dominated by large asset managers trading with each other. In Kay’s view, they are searching for returns over and above those available to the market as a whole (searching for “alpha”) by trying to anticipate what others are thinking about the value of assets rather than the value of the underlying assets themselves.

What are Christians?” “The people in the churches.” “Yes, I know. But why do Christians give money to strangers?” He was getting a little peeved. “It’s just what Christians do. They give things away. They’re not like normal people.” I sighed. “That makes no sense.” The ex-convict tried to explain, but I could see even he didn’t understand what he was saying. In North Korea, there was no concept of doing things for other people out of kindness. Unconditional love was not something I was familiar with. You did things because of family obligation, or because of hunger or greed, or because there was no other choice. But what he was describing—people freely giving their hard-earned cash to complete strangers—was plain crazy. We changed the subject. But the ex-convict’s stories stayed in my mind. I thought of Christians as bizarre people, almost another species. I wanted to meet them, touch them, to confirm that such creatures existed.

Brandon is just the kind of man,” said Willoughby one day, when they were talking of him together, “whom every body speaks well of, and nobody cares about; whom all are delighted to see, and nobody remembers to talk to.” ...[Maryanne speaking] “I do not dislike him. I consider him, on the contrary, as a very respectable man, who has every body’s good word, and nobody’s notice; who has more money than he can spend, more time than he knows how to employ, and two new coats every year.” “Add to which,” cried Marianne, “that he has neither genius, taste, nor spirit. That his understanding has no brilliancy, his feelings no ardour, and his voice no expression.” “You decide on his imperfections so much in the mass,” replied Elinor, “and so much on the strength of your own imagination, that the commendation I am able to give of him is comparatively cold and insipid... “But perhaps the abuse of such people as yourself and Marianne will make amends for the regard of Lady Middleton and her mother. If their praise is censure, your censure may be praise, for they are not more undiscerning, than you are prejudiced and unjust.

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***CALL FOR SUBMISSION*** Not asking for any money, I'm asking you to do what you do best. I am putting together a charity anthology where all the proceeds go to Women's Aid-Women's Aid is the key national charity working to end domestic violence against women and children. This is a cause dear to my and my family's heart. So this is a CALL FOR SUBMISSIONS to any writer who wants to have a tale included in this book. I am not looking to do a book full of stories about domestic violence. I know the proceeds are going to Women's Aid, what I'm looking for is a broad spectrum of stories from different genre's. As it is for charity, this is a none paying gig. All proceeds will go to Women's Aid. I'm looking for tales of any genre up to 6000 words, and 2000 words minimum. Only stipulation, must include a strong female character at some point, even if she only makes a brief appearance. So if there are any of you fellow writers out there who want to get involved with this project want to be included message me for more details. Submissions open until 25th July While you will not be paid for the story, you will be helping a most worthy cause, and will get more coverage for your name, free advertising is always good. Title to be confirmed at a later date. Send your submission to a_scorah@live.co.uk. Attach it as a word file, and neatly formatted 12 point roman text, line spacing exactly 12 point,

and the two of you started dating… he proposed on New Year’s Eve and you married in April of the following year.’ I nod, twisting the wedding ring on my finger. ‘And, just to confirm, you had no suspicion that he was anyone other than Dominic Stephen Gill?’ I think back to the little anomalies. The tiny signs that I was only too happy to ignore. ‘No, not at all,’ I say. ‘I’d be more than happy to take a lie detector test to that effect.’ For Christ sake, why did you say that? I ask myself. What do you think this is, an episode of Law and Order? DS Sutherland’s sorrowful expression returns, as he closes the cover of the file. ‘That won’t be necessary, Ms Palmer.’ April arrives, with its cloud of blossom and canopy of acid-bright greenery. I sign the documents selling my interest in Comida Catering Ltd and bank a substantial sum of money. I attend my first antenatal ultrasound appointment as Alice Palmer, having first removed the rings from my left hand and shoved them into the back of a drawer. And I receive a Metropolitan Police compliment slip, with three handwritten words Please See Attached. The attached is a formal document, a ‘Recorded Crime Outcome’, confirming that there would be sufficient evidence to charge the individual using the alias Ben MacAlister with the murder of Dominic Stephen Gill, if said individual were still alive. A check of the envelope reveals nothing more. I take out my phone and

In exchange for some wide-ranging modifications demanded by the socialist government to the church’s 1929 concordat, Italy agreed to underwrite the remainder of the $406 million settlement.53 The changes to the concordat would have once been unthinkable. The church dropped its insistence that Roman Catholicism be the state religion. Moving forward, the state had to confirm church-annulled marriages. Parents were given the right to opt their children out of formerly mandatory religious education classes. And Rome was no longer considered a “sacred city,” a classification that had allowed the Vatican to keep out strip clubs and the porn industry. Italy even managed to get the church to relinquish control of the Jewish catacombs. “The new concordat is another example of the diminishing hold of the Roman Catholic church in civil life in Italy,” noted The New York Times.54 In return, Italy instituted an“eight-per-thousand” tax, in which 0.8 percent of the income tax paid by ordinary Italians was distributed to one of twelve religious organizations recognized by the state. During its early years, nearly 90 percent of the tax went to the Catholic Church (by 2010, the church received less than 50 percent as the tax was more equitably distributed). Not only did the tax relieve Italy of its responsibility for the $135 million annual subsidy it paid for the country’s 35,000 priests, it meant the church had a steady and reliable source of much needed income.55

But he did not follow the explanation. In the management of his life he was foolish. In mathematics, moronic. His IQ must have halved, for here was another of those moments when he knew he had reached the summit of his understanding. A ceiling, a mountain fog through which he could not pass. His eleven-year-old son was on higher ground, in a clear space his father would never know. As he walked he thought that, apart from raising a child, all else in his life had been and remained formless and he could not see how to change it. Money could not save him. Nothing achieved. What happened to the tune he had started to write more than thirty years ago and was going to send to the Beatles? Nothing. What had he made since? Nothing, beyond a million tennis strokes, a thousand renditions of “Climb Every Mountain.” He blushed now to read his earnest poems. His father was cut down in an instant. His mother was beginning a decline into mindlessness. He knew that a scan would confirm it. Both fates spoke to his own. In theirs he saw the measure of his own existence. He remembered his parents well enough at his age now. From then onwards nothing changed for them apart from physical decline and illness. How easy it was to drift through an unchosen life, in a succession of reactions to events. He had never made an important decision. Except to leave school. No, that too was a reaction. He supposed he had put together a sort of education for himself, but that was messily done in a spirit of embarrassment or shame.

It is relatively easy to accept that money is an intersubjective reality. Most people are also happy to acknowledge that ancient Greek gods, evil empires and the values of alien cultures exist only in the imagination. Yet we don’t want to accept that our God, our nation or our values are mere fictions, because these are the things that give meaning to our lives. We want to believe that our lives have some objective meaning, and that our sacrifices matter to something beyond the stories in our head. Yet in truth the lives of most people have meaning only within the network of stories they tell one another. Meaning is created when many people weave together a common network of stories. Why does a particular action – such as getting married in church, fasting on Ramadan or voting on election day – seem meaningful to me? Because my parents also think it is meaningful, as do my brothers, my neighbours, people in nearby cities and even the residents of far-off countries. And why do all these people think it is meaningful? Because their friends and neighbours also share the same view. People constantly reinforce each other’s beliefs in a self-perpetuating loop. Each round of mutual confirmation tightens the web of meaning further, until you have little choice but to believe what everyone else believes. Yet over decades and centuries the web of meaning unravels and a new web is spun in its place. To study history means to watch the spinning and unravelling of these webs, and to realise that what seems to people in one age the most important thing in life becomes utterly meaningless to their descendants.

Hillary rode her husband’s success to become first lady of Arkansas, then first lady of the United States. Then she won an easy race in liberal New York to become its junior senator. As a senator she accomplished, well, nothing. Then she ran for the Democratic presidential nomination, losing to Barack Obama, who appointed her secretary of state. Despite extensive travels, Hillary’s achievements as secretary of state are essentially nil. As with Benghazi, most of her notable actions are screwups. In an apparent confirmation of the Peter Principle, however, Hillary is now back as the leading candidate for the Democratic nomination for president in 2016. Hillary is fortunate, not merely in her career path, but also in being the surprise recipient of hundreds of millions of dollars that have been rained on her and her husband both directly and through the Clinton Foundation. The Clinton Foundation has raised more than $2 billion in contributions. A substantial portion of that came from foreign governments. Some sixteen nations together have given $130 million. In addition, through speeches and consulting fees, more than $100 million has ended up in the pockets of the Clintons themselves. The foundation, although ostensibly a charitable enterprise, gives only one dollar out of ten to charity. It has also been disclosed that the Clintons have developed a penchant for traveling in high style, and use a substantial amount of donation money on private planes and penthouse suites. The rest of the loot seems to have been accumulated into a war chest that is at the behest of the Clintons and the Hillary presidential campaign.

One particularly distressing example of the high cost to feminist progress exacted by the war is what happened in Pakistan after the capture of Osama bin Laden in Abbottabad, Pakistan, in 2011. In the run-up to his capture, the CIA and the U.S. military allegedly worked with the charity Save the Children in hiring Dr. Shakil Afridi, a Pakistani physician, to run a fake Hepatitis B vaccination program as a front for their surveillance operations.15 Per CIA instructions, Dr. Afridi and a female healthcare worker visited the bin Laden compound under the guise of administering vaccinations and managed to gain access, although they did not see bin Laden. In 2012, all foreign Save the Children staff were expelled from Pakistan, and in 2015, the entire organization there was required to shut its doors, despite having denied (and continuing to deny) that it was involved in this effort. The CIA managed to get their guy, but when the Pakistanis, irate at not having been told about the raid, expelled U.S. military trainers from Islamabad, they were immediately threatened with a cut of the $800 million aid package that the U.S. had promised, thus exposing yet again the coercive power that aid wields. The loss of aid money was not, however, the worst impact of the tragedy. As the British medical journal The Lancet reported, the unintended victims of the tragedy were the millions of Pakistani children whose parents now refused to have them vaccinated amidst rising rates of polio, a disease that vaccination had essentially extinguished in Western countries by the mid-twentieth century.16 In their view, if the CIA could hire a doctor to run a fake vaccine program, then the whole premise of vaccinations became untrustworthy. Within a few years of the raid, Pakistan had 60 percent of all the world’s confirmed polio cases.17

Except then a local high school journalism class decided to investigate the story. Not having attended Columbia Journalism School, the young scribes were unaware of the prohibition on committing journalism that reflects poorly on Third World immigrants. Thanks to the teenagers’ reporting, it was discovered that Reddy had become a multimillionaire by using H-1B visas to bring in slave labor from his native India. Dozens of Indian slaves were working in his buildings and at his restaurant. Apparently, some of those “brainy” high-tech workers America so desperately needs include busboys and janitors. And concubines. The pubescent girls Reddy brought in on H-1B visas were not his nieces: They were his concubines, purchased from their parents in India when they were twelve years old. The sixty-four-year-old Reddy flew the girls to America so he could have sex with them—often several of them at once. (We can only hope this is not why Mark Zuckerberg is so keen on H-1B visas.) The third roommate—the crying girl—had escaped the carbon monoxide poisoning only because she had been at Reddy’s house having sex with him, which, judging by the looks of him, might be worse than death. As soon as a translator other than Reddy was found, she admitted that “the primary purpose for her to enter the U.S. was to continue to have sex with Reddy.” The day her roommates arrived from India, she was forced to watch as the old, balding immigrant had sex with both underage girls at once.3 She also said her dead roommate had been pregnant with Reddy’s child. That could not be confirmed by the court because Reddy had already cremated the girl, in the Hindu tradition—even though her parents were Christian. In all, Reddy had brought seven underage girls to the United States for sex—smuggled in by his brother and sister-in-law, who lied to immigration authorities by posing as the girls’ parents.4 Reddy’s “high-tech” workers were just doing the slavery Americans won’t do. No really—we’ve tried getting American slaves! We’ve advertised for slaves at all the local high schools and didn’t get a single taker. We even posted flyers at the grade schools, asking for prepubescent girls to have sex with Reddy. Nothing. Not even on Craigslist. Reddy’s slaves and concubines were considered “untouchables” in India, treated as “subhuman”—“so low that they are not even considered part of Hinduism’s caste system,” as the Los Angeles Times explained. To put it in layman’s terms, in India they’re considered lower than a Kardashian. According to the Indian American magazine India Currents: “Modern slavery is on display every day in India: children forced to beg, young girls recruited into brothels, and men in debt bondage toiling away in agricultural fields.” More than half of the estimated 20.9 million slaves worldwide live in Asia.5 Thanks to American immigration policies, slavery is making a comeback in the United States! A San Francisco couple “active in the Indian community” bought a slave from a New Delhi recruiter to clean house for them, took away her passport when she arrived, and refused to let her call her family or leave their home.6 In New York, Indian immigrants Varsha and Mahender Sabhnani were convicted in 2006 of bringing in two Indonesian illegal aliens as slaves to be domestics in their Long Island, New York, home.7 In addition to helping reintroduce slavery to America, Reddy sends millions of dollars out of the country in order to build monuments to himself in India. “The more money Reddy made in the States,” the Los Angeles Times chirped, “the more good he seemed to do in his hometown.” That’s great for India, but what is America getting out of this model immigrant? Slavery: Check. Sickening caste system: Check. Purchasing twelve-year-old girls for sex: Check. Draining millions of dollars from the American economy: Check. Smuggling half-dead sex slaves out of his slums in rolled-up carpets right under the nose of the Berkeley police: Priceless.

Key Points: ● Transparency - Blockchain offers significant improvements in transparency compared to existing record keeping and ledgers for many industries. ● Removal of Intermediaries – Blockchain-based systems allow for the removal of intermediaries involved in the record keeping and transfer of assets. ● Decentralization – Blockchain-based systems can run on a decentralized network of computers, reducing the risk of hacking, server downtime and loss of data. ● Trust – Blockchain-based systems increase trust between parties involved in a transaction through improved transparency and decentralized networks along with removal of third-party intermediaries in countries where trust in the intermediaries doesn’t exist. ● Security – Data entered on the blockchain is immutable, preventing against fraud through manipulating transactions and the history of data. Transactions entered on the blockchain provide a clear trail to the very start of the blockchain allowing any transaction to be easily investigated and audited. ● Wide range of uses - Almost anything of value can be recorded on the blockchain and there are many companies and industries already developing blockchain-based systems. These examples are covered later in the book. ● Easily accessible technology – Along with the wide range of uses, blockchain technology makes it easy to create applications without significant investment in infrastructure with recent innovations like the Ethereum platform. Decentralized apps, smart contracts and the Ethereum platform are covered later in the book. ● Reduced costs – Blockchain-based ledgers allow for removal of intermediaries and layers of confirmation involved in transactions. Transactions that may take multiple individual ledgers, could be settled on one shared ledger, reducing the costs of validating, confirming and auditing each transaction across multiple organizations. ● Increased transaction speed – The removal of intermediaries and settlement on distributed ledgers, allows for dramatically increased transaction speeds compared to a wide range of existing systems.

Loth as one is to agree with CP Snow about almost anything, there are two cultures; and this is rather a problem. (Looking at who pass for public men in these days, one suspects there are now three cultures, in fact, as the professional politician appears to possess neither humane learning nor scientific training. They couldn’t possibly commit the manifold and manifest sins against logic that are their stock in trade, were they possessed of either quality.) … Bereft of a liberal education – ‘liberal’ in the true sense: befitting free men and training men to freedom – our Ever So Eminent Scientists nowadays are most of ’em simply technicians. Very skilled ones, commonly, yet technicians nonetheless. And technicians do get things wrong sometimes: a point that need hardly be laboured in the centenary year of the loss of RMS Titanic. Worse far is what the century of totalitarianism just past makes evident: technicians are fatefully and fatally easily led to totalitarian mindsets and totalitarian collaboration. … Aristotle was only the first of many to observe that men do not become dictators to keep warm: that there is a level at which power, influence, is interchangeable with money. Have enough of the one and you don’t want the other; indeed, you will find that you have the other. And of course, in a world of Eminent Scientists who are mere Technicians at heart, pig-ignorant of liberal (in the Classical sense) ideas, ideals, and even instincts, there is exerted upon them a forceful temptation towards totalitarianism – for the good of the rest of us, poor benighted, unwashed laymen as we are. The fact is that, just as original sin, as GKC noted, is the one Christian doctrine that can be confirmed as true by looking at any newspaper, the shading of one’s conclusions to fit one’s pay-packet, grants, politics, and peer pressure is precisely what anyone familiar with public choice economics should expect. And, as [James] Delingpole exhaustively demonstrates, is precisely what has occurred in the ‘Green’ movement and its scientific – or scientistic – auxiliary. They are watermelons: Green without and Red within. (A similar point was made of the SA by Willi Münzenberg, who referred to that shower as beefsteaks, Red within and Brown without.)

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During his time working for the head of strategy at the bank in the early 1990s, Musk had been asked to take a look at the company’s third-world debt portfolio. This pool of money went by the depressing name of “less-developed country debt,” and Bank of Nova Scotia had billions of dollars of it. Countries throughout South America and elsewhere had defaulted in the years prior, forcing the bank to write down some of its debt value. Musk’s boss wanted him to dig into the bank’s holdings as a learning experiment and try to determine how much the debt was actually worth. While pursuing this project, Musk stumbled upon what seemed like an obvious business opportunity. The United States had tried to help reduce the debt burden of a number of developing countries through so-called Brady bonds, in which the U.S. government basically backstopped the debt of countries like Brazil and Argentina. Musk noticed an arbitrage play. “I calculated the backstop value, and it was something like fifty cents on the dollar, while the actual debt was trading at twenty-five cents,” Musk said. “This was like the biggest opportunity ever, and nobody seemed to realize it.” Musk tried to remain cool and calm as he rang Goldman Sachs, one of the main traders in this market, and probed around about what he had seen. He inquired as to how much Brazilian debt might be available at the 25-cents price. “The guy said, ‘How much do you want?’ and I came up with some ridiculous number like ten billion dollars,” Musk said. When the trader confirmed that was doable, Musk hung up the phone. “I was thinking that they had to be fucking crazy because you could double your money. Everything was backed by Uncle Sam. It was a no-brainer.” Musk had spent the summer earning about fourteen dollars an hour and getting chewed out for using the executive coffee machine, among other status infractions, and figured his moment to shine and make a big bonus had arrived. He sprinted up to his boss’s office and pitched the opportunity of a lifetime. “You can make billions of dollars for free,” he said. His boss told Musk to write up a report, which soon got passed up to the bank’s CEO, who promptly rejected the proposal, saying the bank had been burned on Brazilian and Argentinian debt before and didn’t want to mess with it again. “I tried to tell them that’s not the point,” Musk said. “The point is that it’s fucking backed by Uncle Sam. It doesn’t matter what the South Americans do. You cannot lose unless you think the U.S. Treasury is going to default. But they still didn’t do it, and I was stunned. Later in life, as I competed against the banks, I would think back to this moment, and it gave me confidence. All the bankers did was copy what everyone else did. If everyone else ran off a bloody cliff, they’d run right off a cliff with them. If there was a giant pile of gold sitting in the middle of the room and nobody was picking it up, they wouldn’t pick it up, either.” In

To be shaken out of the ruts of ordinary perception, to be shown for a few timeless hours the outer and the inner world, not as they appear to an animal obsessed with survival or to a human being obsessed with words and notions, but as they are apprehended, directly and unconditionally, by Mind at Large – thus an experience of inestimable value to everyone and especially to the intellectual. For the intellectual is by definition the man for whom, in Goethe’s phrase, ‘the word is essentially fruitful.’ He is the man who feels that ‘what we perceive by the eye is foreign to us as such and need not impress us deeply.’ And yet, though himself an intellectual and one of the supreme masters of language, Goethe did not always agree with his own evaluation of the word. ‘We talk,’ he wrote in middle life, ‘far too much. We should talk less and draw more. I personally should like to renounce speech altogether and, like organic Nature, communicate everything I have to say in sketches. That fig tree, this little snake, the cocoon on my window sill quietly awaiting its future – all these are momentous signatures. A person able to decipher their meaning properly would soon be able to dispense with the written or the spoken word altogether. The more I think of it, there is something futile, mediocre, even (I am tempted to say) foppish about speech. By contrast, how the gravity of Nature and her silence startle you, when you stand face to face with her, undistracted, before a barren ridge or in the desolation of the ancient hills.’ We can never dispense with language and the other symbol systems; for it is by means of them, and only by their means, that we have raised ourselves above the brutes, to the level of human beings. But we can easily become the victims as well as the beneficiaries of these systems. We must learn how to handle words effectively; but at the same time we must preserve and, if necessary, intensify our ability to look at the world directly and not through that half-opaque medium of concepts, which distorts every given fact into the all too familiar likeness of some generic label or explanatory abstraction. Literary or scientific, liberal or specialist, all our education is predominantly verbal and therefore fails to accomplish what it is supposed to do. Instead of transforming children into fully developed adults, it turns out students of the natural sciences who are completely unaware of Nature as the primary fact of experience, it inflicts upon the world students of the Humanities who know nothing of humanity, their own or anyone else’s. In a world where education is predominantly verbal, highly educated people find it all but impossible to pay serious attention to anything but words and notions. There is always money for, there are always doctrines in, the learned foolery of research into what, for scholars, is the all-important problem: Who influenced whom to say what when? Even in this age of technology the verbal humanities are honoured. The non-verbal humanities, the arts of being directly aware of the given facts of our existence, are almost completely ignored. Every individual is at once the beneficiary and the victim of the linguistic tradition into which he has been born - the beneficiary in as much as language gives access to the accumulated records of other people's experience, the victim in so far as it confirms him in the belief that reduced awareness is the only awareness and as it bedevils his sense of reality, so that he is all too apt to take his concepts for data, his words for actual things. That which, in the language of religion, is called "this world" is the universe of reduced awareness, expressed, and, as it were, petrified by language.

Assume nothing. Even if you think you know everything. Even if you're right. Get confirmation. That whole "ass" cliche about assuming? it;s right on the money. And if you're not careful, it could end up costing you the best thing that's ever going to happen to you. And another thing--don't get too comfortable. Take chances. Don't be afraid to lay it on the line. Even if you're happy. Even if you think life is freaking perfect.

Hellooo.” The ferry captain shot a thumb at her Jeep. “Gonna get it off ?” “Oh.” She laughed. “Sorry.” Releasing Nicole, she ran back onto the ferry and slid behind the wheel. By the time she revved the engine, Nicole was in the passenger’s seat, sliding a hand over the timeworn dashboard. “I am paying you for this.” Charlotte shot her a startled look and inched forward. “For this car? You are not.” “You wouldn’t have bought it if it weren’t for my book, and you won’t take money for that.” “Because it’s your book. I’m just along for the ride.” She laughed at her own words. “Can you believe, this is the first car I’ve ever owned?” She eased it onto the dock. “Is it real or what?” “Totally real,” Nicole said, though momentarily wary. “Safe on the highway?” “It got me here.” Charlotte waved at the captain. “Thank you!” Still crawling along, she drove carefully off the pier. When she was on firm ground, she stopped, angled sideways in the seat, and addressed the first of the ghosts. “I’m sorry about your dad, Nicki. I wanted to be there. I just couldn’t.” Seeming suddenly older, Nicole smiled sadly. “You were probably better off. There were people all over the place. I didn’t have time to think.” “A heart attack?” “Massive.” “No history of heart problems?” “None.” “That’s scary. How’s Angie?” Nicole’s mother. Charlotte had phoned her, too, and though Angie had said all the right words—Yes, a tragedy, he loved you, too, you’re a darling to call—she had sounded distracted. “Bad,” Nicole confirmed. “They were so in love. And he loved Quinnipeague. His parents bought the house when he was little. He actually proposed to Mom here. They always said that if I’d been a boy, they’d have named me Quinn. She can’t bear to come now. That’s why she’s selling. She can’t even come to pack up. This place was so him.” “Woo-hoo,” came a holler that instantly lifted the mood. “Look who’s here!” A stocky woman, whose apron covered a T-shirt and shorts, was trotting down the stairs from the lower deck of the Chowder House. Dorey Jewett had taken over from her father midway through Charlotte’s summers here and had brought the place up to par with the best of city restaurants. She had the gleaming skin of one who worked over steam, but the creases by her eyes, as much from smiling as from squinting over the harbor, suggested she was nearing sixty. “Missy here

Result of investigation: It was confirmed that 6 public officials, including mayor A, had received money, valuables, and entertainment amounting to hundreds

Instead of taking all this information and using it as a window on the entire world, a big part of the media industry now exists in large part to confirm your beliefs. People have figured out that there’s a lot of money to be made telling you that you were right in the first place. It makes both sides more dug in.

The executor should be made aware, prior to your death, that you want them to act in this capacity. They should be comfortable with this responsibility and have the time and ability to do it. You may consider videotaping the two of you reviewing your will verbally, on camera, to confirm the conditions set forth in it.

President Wallis was the president before the Chinese assault and continued leading the United States throughout the war,” Silvia confirmed. I thought the name to myself. Wallis, Wallis, Wallis. I really wanted to remember this to tell May and Gerad when I went home, but we were learning so much, it was hard to keep it all straight. “What was their motivation for invading? Celeste?” She smiled. “Money. The Americans owed them a lot of money and couldn’t pay them back.” “Excellent,

As people move through life, passing from the hopeful ignorance of youth into sobering adulthood, they inevitably face an increasingly nagging question: Is this all there is? Childhood can be painful, adolescence confusing; most people, expect that in adulthood things will get better. During the early years of adulthood the future still looks promising. But inevitably the mirror' shows the first white hairs and confirms the fact that those few extra pounds are not about to leave; eyesight begins to fail and mysterious pains begin to shoot through the body...' Where's all that money I was to have made? Where are all of the good times I was going to have?

Knowing your DUI attorney can eliminate the effect of the return of drunken Driving under the influence of alcohol is a serious offense. It has led to the destruction of countless innocent lives. Including in the United States against the wounded caused countless innocent people, their lives rotation indefinitely. It was carried out connected to the conclusion of households for damage. It has led to a community, the introduction of the unknown nature of the operation of the state, remain concerned with drunken diet. He is optimistic in September, then, that the federal government does not become a frivolous crime. With the repeal of the Step mode, the application of the laws of intoxication and the dishes are made to drunk drivers seem hard regularly. If it difficult to the crime of driving under the influence of alcohol or at least system is the next step in a reliable DUI lawyer, regardless of the guilt or innocence of their weight, protect yourself in the hope of such significant reductions in price, the not confirmed extremely high prices. Sam can throw a lot of money as well, you can get a driver's license, or without, it can be hard to take the prison up to one year. You can avoid because of their own and do not need to get drunk relaxed in the price. As a replacement for all these costs themselves, which is largely a good idea, the help of a DUI lawyer to win? These specialists understand the law and the conditions just mentioned above, compounds containing a labor judge and customer orientation DWI. DUI lawyers can be reduced to a constructive trust or even eliminate visibility into force. Opportunities robbery was accused of drunk again, and notes that you are responsible for the crimes. Even debt includes only the legal capacity and criminal DUI can trained your own navigation of these people to bring models. Sam, I think maybe just dedicated for his crimes while to select your mind and time, but not very simple scenario. A lawyer may reduce the value of the summary court to protect the effects, or even fines, suspensions and aspects of the prison, including research, replaced types of defenses and forage alcohol recovery. DUI lawyers said that before and look small, to see how drunken opportunities and shortcomings that can still influence the courtroom one behind the selling price. You can such a situation it is not possible lack of faith on the inside to create to take the manuscript. DUI lawyers can use our experience and work up shopping application laboratory errors that dominates lead for the detection of respiratory next acceptable display the current situation in the whatever. Unlike pilot’s proposals less effect on the mind, the entire route was to the training room, there are many cases a lot of experience of skilled DUI lawyer can help. All of these experts, the service experience of working in the right direction in order to continue to help customers move only in the courtroom and not too loose, not to keep the customers another law a hand. There are can be drunken very scary encounter billed offer. With the end of the transfer during this procedure of his or very familiar with the other side, while experts, the treatment should be fine. If you come into conflict with the mentioned at this point nation, they do poverty and a little assistance in criminal matters.

Here are several rules that worked for me as I grew from a wild amateur into an erratic semiprofessional and finally into a calm professional trader. You may change this list to suit your personality. Decide that you are in the market for the long haul—that is, you want to be a trader even 20 years from now. Learn as much as you can. Read and listen to experts, but keep a degree of healthy skepticism about everything. Ask questions, and do not accept experts at their word. Do not get greedy and rush to trade—take your time to learn. The markets will be there, offering more good opportunities in the months and years ahead. Develop a method for analyzing the market—that is, “If A happens, then B is likely to happen.” Markets have many dimensions—use several analytic methods to confirm trades. Test everything on historical data and then in the markets, using real money. Markets keep changing—you need different tools for trading bull and bear markets and transitional periods as well as a method for telling the difference (see the sections on technical analysis). Develop a money management plan. Your first goal must be long-term survival; your second goal, a steady growth of capital; and your third goal, making high profits. Most traders put the third goal first and are unaware that goals 1 and 2 exist (see Section 9, “Risk Management”). Be aware that a trader is the weakest link in any trading system. Go to a meeting of Alcoholics Anonymous to learn how to avoid losses or develop your own method for cutting out impulsive trades. Winners think, feel, and act differently than losers. You must look within yourself, strip away your illusions, and change your old ways of being, thinking, and acting. Change is hard, but if you want to be a professional trader, you have to work on changing and developing your personality.

After leaving Barnes & Noble, I went to a drive-through fast food restaurant to get a Diet Dr Pepper. Right as I pulled up to the window, my cell phone rang. I wasn’t quite sure, but I thought it might be Charlie’s school calling, so I answered it. It wasn’t the school—it was someone calling to confirm an appointment. I got off the phone as quickly as I could. In the short time it took me to say, “Yes, I’ll be at my appointment,” the woman in the window and I had finished our soda-for-money transaction. I apologized to her the second I got off of the phone. I said, “I’m so sorry. The phone rang right when I was pulling up and I thought it was my son’s school.” I must have surprised her because she got huge tears in her eyes and said, “Thank you. Thank you so much. You have no idea how humiliating it is sometimes. They don’t even see us.” I

I once had a foreign exchange trader who worked for me who was an unabashed chartist. He truly believed that all the information you needed was reflected in the past history of a currency. Now it's true there can be less to consider in trading currencies than individual equities, since at least for developed country currencies it's typically not necessary to pore over their financial statements every quarter. And in my experience, currencies do exhibit sustainable trends more reliably than, say, bonds or commodities. Imbalances caused by, for example, interest rate differentials that favor one currency over another (by making it more profitable to invest in the higher-yielding one) can persist for years. Of course, another appeal of charting can be that it provides a convenient excuse to avoid having to analyze financial statements or other fundamental data. Technical analysts take their work seriously and apply themselves to it diligently, but it's also possible for a part-time technician to do his market analysis in ten minutes over coffee and a bagel. This can create the false illusion of being a very efficient worker. The FX trader I mentioned was quite happy to engage in an experiment whereby he did the trades recommended by our in-house market technician. Both shared the same commitment to charts as an under-appreciated path to market success, a belief clearly at odds with the in-house technician's avoidance of trading any actual positions so as to provide empirical proof of his insights with trading profits. When challenged, he invariably countered that managing trading positions would challenge his objectivity, as if holding a losing position would induce him to continue recommending it in spite of the chart's contrary insight. But then, why hold a losing position if it's not what the chart said? I always found debating such tortured logic a brief but entertaining use of time when lining up to get lunch in the trader's cafeteria. To the surprise of my FX trader if not to me, the technical analysis trading account was unprofitable. In explaining the result, my Kool-Aid drinking trader even accepted partial responsibility for at times misinterpreting the very information he was analyzing. It was along the lines of that he ought to have recognized the type of pattern that was evolving but stupidly interpreted the wrong shape. It was almost as if the results were not the result of the faulty religion but of the less than completely faithful practice of one of its adherents. So what use to a profit-oriented trading room is a fully committed chartist who can't be trusted even to follow the charts? At this stage I must confess that we had found ourselves in this position as a last-ditch effort on my part to salvage some profitability out of a trader I'd hired who had to this point been consistently losing money. His own market views expressed in the form of trading positions had been singularly unprofitable, so all that remained was to see how he did with somebody else's views. The experiment wasn't just intended to provide a “live ammunition” record of our in-house technician's market insights, it was my last best effort to prove that my recent hiring decision hadn't been a bad one. Sadly, his failure confirmed my earlier one and I had to fire him. All was not lost though, because he was able to transfer his unsuccessful experience as a proprietary trader into a new business advising clients on their hedge fund investments.

Developers could use the “credit_balance” interface to see how many Credits a user had309 — and Facebook confirmed that developers could use this to identify the biggest Credit holders, and squeeze them for even more money.

Here are the most important influences: the way investors fluctuate rather than hold firmly to rational thinking and the resulting rational decisions; the tendency of investors to hold distorted views of what’s going on, engaging in selective perception and skewed interpretation; quirks like confirmation bias, which makes people accept evidence that confirms their thesis and reject that which doesn’t, and the tendency toward non-linear utility, which causes most people to value a dollar lost more highly than a dollar made (or a dollar of potential profit forgone); the gullibility that makes investors swallow tall tales of profit potential in good times, and the excessive skepticism that makes them reject all possibility of gains in bad times; the fluctuating nature of investors’ risk tolerance and risk aversion, and thus of their demands for compensatory risk premiums; the herd behavior that results from pressure to fall into line with what others are doing, and as a result the difficulty of holding non-conformist positions; the extreme discomfort that comes from watching others make money doing something you’ve rejected; thus the tendency of investors who have resisted an asset bubble to ultimately succumb to the pressure, throw in the towel and buy (even though—no, because—the asset that is the subject of the bubble has appreciated substantially); the corresponding tendency to give up on investments that are unpopular and unsuccessful, no matter how intellectually sound, and finally, the fact that investing is all about money, which introduces powerful elements such as greed for more, envy of the money others are making, and fear of loss.

the way investors fluctuate rather than hold firmly to rational thinking and the resulting rational decisions; the tendency of investors to hold distorted views of what’s going on, engaging in selective perception and skewed interpretation; quirks like confirmation bias, which makes people accept evidence that confirms their thesis and reject that which doesn’t, and the tendency toward non-linear utility, which causes most people to value a dollar lost more highly than a dollar made (or a dollar of potential profit forgone); the gullibility that makes investors swallow tall tales of profit potential in good times, and the excessive skepticism that makes them reject all possibility of gains in bad times; the fluctuating nature of investors’ risk tolerance and risk aversion, and thus of their demands for compensatory risk premiums; the herd behavior that results from pressure to fall into line with what others are doing, and as a result the difficulty of holding non-conformist positions; the extreme discomfort that comes from watching others make money doing something you’ve rejected; thus the tendency of investors who have resisted an asset bubble to ultimately succumb to the pressure, throw in the towel and buy (even though — no, because — the asset that is the subject of the bubble has appreciated substantially); the corresponding tendency to give up on investments that are unpopular and unsuccessful, no matter how intellectually sound, and finally, the fact that investing is all about money, which introduces powerful elements such as greed for more, envy of the money others are making, and fear of loss.

There are very few heiresses among the women jockeying for eligible gentlemen on the marriage mart. And the cost of failure is high: lifelong dependence on disappointed parents and indifferent brothers, perhaps even the necessity of becoming a lady's companion or, worse, a governess. No one would have thought any less of Lady Ingram for marrying the richest man she could find, certainly not when he happened to be both striking in appearance and sterling of character. Her success was a fairy tale, something to aspire to. "And if that fairy tale was to gradually lose its potency, well, such is life. What was not supposed to happen was her brutal honesty. The unspoken rule has always been that if a woman marries for money, she keeps that to herself and maintains an appearance of interest in her husband. Because that is what his money paid for. She is never supposed to not only confirm that she has never loved him but also denigrate him in the same breath for his said-to-be half-Jewish blood." "I didn't know Society ladies cared that those of Jewish roots should not be taunted for that fact," said Treadles. "What? No, they didn't care about that. They cared that Lady Ingram didn't just tear the fairy tale in two but spat on it. They cared that this sent a shiver through all the men of Society. If a paragon such as Lord Ingram couldn't find a wife who genuinely loved him, what chance did the other gentlemen have?

Labor’s dominance applies more broadly still among the million jobs listed by name in the earlier discussion of elite hours—finance-sector professionals, vice presidents at S&P 1500 firms, elite management consultants, partners at highly profitable law firms, and specialist medical doctors. These specifically identified workers collectively constitute a substantial share—fully half—of the 1 percent. The terms of trade under which they work—the economic arrangements that underwrite their incomes—are well known. All these workers contribute effectively no capital to their businesses and therefore again owe their income ultimately to their own industrious work, which is to say to labor. Comprehensive data based on tax returns corroborate that the new economic elite owes its income predominantly not to capital but rather, at root, to selling its own labor. The data themselves can be technical and even abstruse, but a clear message emerges from them nevertheless. The data confirm that the meritocratic rich (unlike their aristocratic predecessors) get their money by working. Even guarded estimates, which defer to tax categories that treat some labor income as capital gains, show a stark increase in the labor component of top incomes. According to this method of calculating, the richest 1 percent received as much as three-quarters of their income from capital at midcentury, and the richest 0.1 percent received up to nine-tenths of their income from capital. These shares then declined steadily over four decades beginning in the early 1960s, reaching bottom in 2000. In that year, both the top 1 percent and the top 0.1 percent received only about half of their incomes from capital (roughly 49 percent and 53 percent, respectively). The capital shares of top incomes then rose again, by about 10 percent, over the first decade of the new millennium, before beginning to fall again at the start of the second decade (when the data series runs out).

To quantify the power of peer-group pressure, economists studied a group of Chilean street vendors, seamstresses, and other low-income “microentrepreneurs” who had received loans from a nonprofit group. These people, mostly women, met in groups every week or two to receive training and to monitor the repayment of their loans. The economists Felipe Kast, Stephan Meier, and Dina Pomeranz randomly assigned these people to different savings programs. Some were simply given a no-fee savings account; others received the account plus the opportunity at their regular meetings to announce their savings goals and then have their progress discussed. The women subject to peer scrutiny saved nearly twice as much money as the others. The result seemed to confirm the power of the group, but where did the power come from? Could these effects be achieved with a “virtual peer group”? In a follow-up experiment, instead of discussing their savings out loud at a meeting, the Chilean women regularly received text messages noting their weekly progress (or lack thereof) along with information on how the rest of the savers in their group were doing. Surprisingly, these text messages seemed to be about as effective as the meetings, apparently because the messages provided the women with a virtual version of the same key benefits: regular monitoring and the chance to compare themselves with their peers.

Some users experience a terrible situation. They do a transaction with a 0.1 millibit fee like they’ve always done, and it takes three days to confirm. During that time, they’re freaking out, especially if they’re new users. Because new users assume that the money has left their account (there are no accounts in bitcoin) and is en route to the destination account (again, there are no accounts in bitcoin), and therefore is somewhere in limbo in between. The money is really still in their account; it’s just that their wallet says it hasn’t been confirmed yet. It’s either at the source or at the destination, atomically with one transaction. There is no intermediate state. It can’t be in limbo because bitcoin doesn’t transmit, it settles.

Temptation Bundling One approach to fighting wayward urges involves “temptation bundling,” in which subjects couple a “want” activity with a “should.” In one experiment, Milkman divided participants into three groups. The full group was allowed to listen to audio novels of their choice only at the gym; after their workouts, the novels were locked away. The intermediate group was allowed to keep the audio novels but was encouraged to listen only at the gym. The third, unrestricted group was not limited in any way and could listen to novels whenever they chose. At the start of a nine-week intervention, the full group visited the gym 51 percent more often than the unrestricted group. The intermediates visited the gym 29 percent more than the unrestricteds. Meaning: pairing a “want” activity (listening to a juicy audiobook) with a “should” one (going to the gym) was a strong incentive to exercise. The method was so valuable that when the experiment was done, 61 percent of the participants opted to pay the gym to restrict access to their audiobooks. The effect fades over several months, though, so people have to switch the “want” activity to stay engaged. Even so, these results open up multitudes of possibilities. If we pair an unappealing chore with something we like to do, we increase the odds that we’ll perform the challenging task. For example, you could buy yourself an item of clothing every week you lose some weight. This will force you to assess your body and give you a reward for being disciplined. This is temptation bundling, but it’s also giving yourself a break from a constant stream of “should” activities. It recharges your brain and makes you stronger for the next time a little self-control is required (see below, “Don’t Overdo It”). Another method of improving self-control is the use of precommitment devices, which allow you to lock in good behavior tomorrow based on your good intentions today. An example of this is a website called stickK.com that helps people create commitment contracts. On the site you create a contract with yourself in which you set a goal—for example, losing ten pounds by a specified date. You deposit money into an account and then you select a trainer or coach to referee and confirm whether or not you achieved your goal. If you don’t hit your target, you lose that money. The process ensures that once tomorrow becomes today, you’ll feel a strong pinch if you break the contract. For example, you can commit to giving $500 to charity if you don’t achieve your goal by the specified date. Or choose an anticharity, meaning if you fail you must give money to an organization you don’t want to help, such as the opposing political party, which is an extra incentive not to fail. Using precommitment devices is a way of forcing your future self to do what your present self thinks it should.

You don’t need any confirmation if you are already in the spirit

Throw away the doctrine of waiting for confirmation

MY FATHER TRIED IT. In Daruvar, Croatia, he bought a piano, sat my oldest brother at it, and hired a teacher. Whenever Vlado made a mistake, the teacher caned his fingers. After a few such lessons, Vlado skipped one; the teacher complained and wanted his money. Vlado said he was beaten; the teacher denied it. Father believed the teacher, and beat Vlado for maligning such a gentleman. After that, Vlado made sure not to play the piano again. Father attempted to persuade him a few times with the belt and a stick, which only confirmed Vlado’s impression of the piano as the black instrument of torture.

Josie said. “We almost gave up several times,” Dora admitted, shaking her head.  “But maybe the quilt did keep us from going home earlier than we had planned.” “I like the name Rolling Stones,” Josie commented. “Hey, that’s kind of like us. We didn’t use wagons, but we managed to tour part of the country.” “You’re right. I believe we should just keep the quilt.” “Won’t it remind us of all the anxious moments?” “Maybe, but we showed courage and persevered,” Dora said, soundly.  “Hey, where’s the bonus they promised us?” “Well, I don’t know.” Dora searched the box and held up a blue envelope. “Let’s see.” Josie whipped it out of her hand. She broke the seal and took out two airplane tickets. “Airplane tickets?” Dora asked in disbelief. “What do we do with tickets?” “Here’s a note between the tickets.” Josie opened it.  “It says the tickets are for a quilt show in Philadelphia. Milton wants us to attend.  He says he will meet us there and answer more questions for us.” “But we’re afraid to fly,” Dora protested. “Could we send the tickets back?” Josie suggested. “I don’t think so. Milton will be out his money.” “When is it?” Dora took the tickets and examined them. “In September. Only a month away.” Josie tapped her chin in thought. “If we decided to do more touring, we could extend our trip from there to the New England States.” “We could see the autumn leaves,” Dora said, excitement rising in her voice. “Anthony wanted us to visit him in Iowa,” Josie reminded Dora. “How are we going to work all this in?” “I have no idea. Why does traveling have to be so complicated and so full of surprises?”   ______   MDora looped a bright red scarf around her neck while glancing out her bedroom  window. The wind swirled bits of trash down the sidewalk of their Hedge City, Nebraska, home. She sighed, wishing she could stay at home today and read.  Buzzie looked up at her and meowed, expressing the same sentiments. She reached down and patted her softly.  But she didn’t have that luxury today. She had agreed to substitute teach for the current English teacher who would be out for at least a week.  Josie called from the kitchen. “Want more coffee?” “Yes, please.  Fill my mug.  I’ll drink it on my way to school.” She reached into the closet and pulled out a beige sweater. A glance in the mirror confirmed the bright red scarf did wonders for the nondescript sweater’s color. Josie joined her at the door dressed in russet slacks and matching jacket and handed Dora her mug.  “A little blustery today.” “For sure.” Dora eyed Josie, wishing she had the sense of style Josie displayed. The sisters would walk together and then would split to their separate ways, Josie to fill in at the

When we fight with the truth and stand in it to the end, then God Himself comes and confirms His Word, His righteousness and His truth

When Derek Sivers first built his business CDbaby.com, he set up a standard confirmation email to let customers know their order had been shipped. After a few months, Derek felt that this email wasn’t aligned with his mission—to make people smile. So he sat down and wrote a better one. Your CD has been gently taken from our CD Baby shelves with sterilized contamination-free gloves and placed on a satin pillow. A team of 50 employees inspected your CD and polished it to make sure it was in the best possible condition before mailing. Our packing specialist from Japan lit a candle and a hush fell over the crowd as he put your CD into the finest gold-lined box that money can buy. We all had a wonderful celebration afterwards and the whole party marched down the street to the post office where the entire town of Portland waved “Bon Voyage!” to your package, on its way to you, in our private CD Baby jet on this day, Friday, June 6th. I hope you had a wonderful time shopping at CD Baby. We sure did. Your picture is on our wall as “Customer of the Year.” We’re all exhausted but can’t wait for you to come back to CDBABY.COM!! —Derek Sivers, Anything You Want The result wasn’t just delighted customers. That one email brought thousands of new customers to CD Baby. The people who got it couldn’t help sharing it with their friends. Try Googling “private CD Baby jet”; you’ll find over 900,000 search results to date. Derek’s email has been cited by business blogs the world over as an example of how to authentically put your words to work for your business.

The narrative pushes us, its readers, to consider our response to Jesus. With whom are you identifying, Herod or the magoi? Take care not to answer too quickly. Herod would have self-identified as a religiously observant Jew. He consistently presented himself in this way and viewed his project to rebuild the temple as a powerful example of his commitment to Israel’s God.28 (See again the drawings of Herod’s temple on the insert following page 64.) He intensified his guilt, however, by using Scripture to locate the child. This act confirmed his knowledge that he was setting himself against God and his purposes in order to maintain his own rule and dynasty. His knowledge of God and Scripture led him not to submission and worship; instead, he prized self-preservation and self-rule above anything else, even God. He would not bow to the authority of a different Judean king, whether that king had God’s approval or not. Herod chose resistance and opposition to Jesus and God’s plan. Herod powerfully illustrates the fact that it’s not enough to identify outwardly with God’s people. It’s not enough to give sacrificially of your funds and energy to build God’s house (or temple) and to help others worship. It’s not enough to learn about God and his plan through his Scriptures. Every one of us is confronted daily with a choice of our will: Whom will we serve? For whom will we live? This is not the kind of decision that can be made once and for all (“I gave my life to God when I was a child”) or that can be determined by past or even present performance (“I have gone to church every Sunday for the last twenty years and regularly give money to the church”). It’s the kind of decision we must make afresh every day, and that entails more (but not less) than mere outward actions. For whom are you living today?

Great wealth is usually toxic to the well-being of children and family harmony. There is no evidence that people who have great wealth are happier as a result. Indeed, most research points in the other direction, and this is confirmed by my own experience of working with ultra-wealthy families. Great wealth brings its own pressures: family anxieties about maintaining the wealth, worries about personal security, tensions with non-wealthy relatives, fears about children being spoilt by wealth, or even abducted. Great wealth can distort every friendship – are they only interested in me because of what I own? Expect to hear more about social enterprise and impact investing – where the purpose is not just to make money but to do something that has a positive impact on society or the environment, even if the returns are lower than with other forms of investment.

What offer could I possibly refuse from a kidnapper and a murderer?’ ‘Ah, sarcasm, the easiest form of humor and the trait of an ordinary mind. Your predictability never ceases to amuse me, Dulac. Classifications aside, I’ve arranged for us to meet in Belize City, tomorrow evening. I’ve reserved a ticket in your name for the morning flight to New York. The connecting flight to Belize City gets in at 4 p.m.’ ‘Why in hell’s name would I go anywhere to meet you?’ ‘Because I have something here that you want.’ ‘If you’re talking about the diary—’ ‘Dulac, trust me. I guarantee you will accept my offer. Oh, and don’t bother calling Roquebrun. I’m told he’s enjoying the Vatican’s money in a five star brothel in Kuala Lumpur.’ ‘Bastard. Out of curiosity, who ratted? Garcia?’ ‘Must be, although that’s also irrelevant now.’ ‘Not to me. If you didn’t, Garcia must have ordered the contract to whack me.’ ‘Why don’t you ask him? By the way, I booked your room at the Hotel Mirador and I’ve deposited $10,000 USD in your Paris bank account, for incidentals. You’re probably thinking you’ll need company. Shall we meet in the hotel restaurant, say at 7 p.m.? Oh, and Dulac, time is pressing. Don’t disappoint me.’ The line went dead. ‘Go for it,’ said Karen over the phone. ‘What have you got to lose?’ ‘Try two miserable days flying half way round the planet on a quack call from a murdering psychopath.’ ‘Like it or not, in one way or another, he’s always kept his promise.’ ‘That’s a strange way of looking at it,’ said Dulac. ‘At first, I thought he wanted to sell me the diary, but why go through all that trouble? He can send it directly to the Vatican. There’s something else, but why me?’ ‘Bizarre as it may seem, you’re probably the only one he can trust.’ ‘I’ve checked the reservations and they’re confirmed and paid for. And I received ten grand in my account. I suppose if he wanted me dead, he would just hire another hit man.’ Dulac took a drag from his Gitane. First, I’ve got to call Gina again. Then I have some unfinished business in Belize.’ ‘If you don’t mind, this time I won’t go with you. But do be careful, Thierry.’ ‘Don’t worry, I’ll have professional backup.’ Chapter

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The text is published at the back of Ryan S. Wood’s book Majic Eyes Only: Earth’s Encounters with Extraterrestrial Technology.6 Dr. Michael Wolf, who was associated with the MJ-12, confirmed its existence and said that it now has 36 members.7 Another source suggested that the enlarged group is an international board of directors. The contact pace picked up on February 20, 1954 when President Dwight D. Eisenhower met with an extraterrestrial contingent at Edwards Air Force Base in California, then called Muroc Air Base.8 The visitors offered their assistance in the development of incredible new technology. All we (the U.S.) had to do in return was to ‘beat our swords into plowshares,’ that is, give up our nuclear weapons. Apparently the top generals at the Pentagon believed this to be some sort of ruse that would leave us defenseless in very dangerous times. So we had to say ‘no thanks.’ It seems evident now that the president and his advisors had their conclusions confirmed, at that point, that one or more of the extraterrestrial groups that had reached Earth were hostile and that we had to assume a defensive posture against a possible interplanetary war. After all, Eisenhower, as supreme commander of the Allied forces in Europe, had undoubtedly been privy to the information about extraterrestrial involvement in World War II. That defensive posture, of course, required ultra-secrecy, just as in wartime. That basically sealed the deal as regards disclosure. From that point on, all negotiations with extraterrestrials of every stripe was deemed too sensitive for public consumption, and the curtain of secrecy descended for the foreseeable future.

fight in America would cost him an average of one million dollars a day, at least, plus significant operating expenses from al-Matari’s cell, but if the end result meant America came to Iraq with boots on the ground, pushed back the Iranian hordes encroaching toward the south, ended pro-Iranian Alawite rule in Syria, and brought the price of oil back up to a level that would protect Saudi Arabian leadership’s domestic security . . . well, then, Sami bin Rashid would have done his job, and the King would reward him for life. A moment later INFORMER confirmed he received the money, and he told his customer to watch his mailbox in the dark web portal on his computer, and to wait for the files to come through. True to his word, INFORMER’s files began popping up, one by one. While bin Rashid clicked on the attachments, a smile grew inside his trim gray beard. First, the name, the address, and a photograph of a woman. A map of the area around where the woman lived. A CV of her work with the Defense Intelligence Agency, including foreign and domestic postings that would have her involved in the American campaign in the Middle East. Real-time intel about her daily commute, including the house where she would be watering the plants and checking the mail all week for a friend. Incredible, bin Rashid thought to himself. Where the hell is this coming from? The next file was all necessary targeting info on a recently retired senior CIA operations officer, who continued to work on a contract basis in the intelligence field. He spoke Arabic, trained others in tradecraft, counterintelligence,

And is that all there is to it?’ Nekhlyudov cried as he read these words. And the inner voice of his whole being said, ‘Yes, that’s all there is to it.’ And then something happened to Nekhlyudov, the kind of thing that often occurs with people living a spiritual life. What happened was that an idea that at first had seemed weird paradoxical, maybe even ridiculous, after being confirmed time after time by the process of living, suddenly presented itself as a simple, incontrovertible truth. In this way it became clear to him that the only sure way of salvation from the terrible evil whereby so many were made to suffer was for people to acknowledge that they are guilty before God and therefore disqualified from punishing or correcting other people. He now saw clearly that the terrible evil he had witnessed in the prisons and at the halting-stations, and the smug complacency of those who were committing it, all stemmed from one thing: people were trying to do something that was impossible – to correct evil while being evil. Sinful people tried to correct sinful people and thought this could be achieved mechanically. The only result was that people needing and wanting money have a profession out of the imaginary punishment and correction of others, and they have become corrupt themselves even as they have gone on ceaselessly corrupting their victims. Now he could clearly see the origin of all the horrors he had witnessed, and what had to be done to eliminate them. The answer he had been unable to discover was the one given by Christ to Peter: always forgive, forgive everyone an infinite number of times, because there are no guiltless people who might be qualified to punish or correct. ‘No, it can’t be as simple as that,‘ Nekhlyudov said to himself, yet he could see beyond doubt that, however outlandish this had seemed to him at first, because he was so used to the opposite, it was the one sure way to solve the problem, both in theory and emphatically in practice. The age-old objection that evil-doers had to be dealt with – we can’t let them go unpunished, can we? – no longer bothered him. As an objection it might have been valid if there was any proof that punishment reduces crime and reforms criminals; but when the proof is entirely in the opposite direction, and it is clear that it is not within our power for some men to punish others, the only natural and reasonable thing is to stop doing what is not only useless but pernicious, as well as callous and immoral. ‘For centuries you have been executing people classed by you as criminals. Have they been eliminated? They have not, their numbers have only increased, added to by criminals corrupted by punishment and by other criminals – the judges, prosecutors, magistrates and gaolers who sit in judgement and dole out punishment.’ Nekhlyudov could now see that society and good order in general exist not because of the legalized criminals who judge and punish others, but because, despite all the forces of corruption, people do in fact pity and love one another. Hoping to find confirmation of this idea in the Bible, Nekhlyudov started reading from the beginning of St Matthew’s Gospel. After reading the Sermon on the Mount, which had always moved him, he discovered in it now for the first time not just abstract ideas of great beauty that imposed hyperbolical and impossible demands, but a series of simple, clear-cut, pragmatic commands, which, if followed (a distinct possibility), would establish a totally new order of human society, in which the violence that incensed Nekhlyudov would fall away of its own accord, and the greatest blessing for humanity, the kingdom of God on earth, would be achieved.

From his headquarters in Los Angeles, Bob Lorsch had entered the prepaid calling card space and built SmarTalk into a success. I was a VP at Salomon at the time and had heard stories about how crazy and fascinating Lorsch was, so I agreed to work with my colleague Mark Davis on a SmarTalk equity offering a year or so after the company’s IPO. We met at their Los Angeles offices at lunchtime. Lorsch burst into the room like a bad caricature of Danny DeVito, and even though I’d been warned that he was an unconventional CEO, I still wasn’t prepared for the encounter. We had put together the standard detailed presentation that analyzed the state of the public equity markets, how the SmarTalk stock had been performing, who owned it, et cetera. A young Salomon analyst who had been pulling all-nighters to assemble the books sat in a chair near the door. Mark and I passed around the presentation books. “So we’ve prepared a—” I started. “Just tell me,” Lorsch interjected. “Do we have Grubman or not?” Jack Grubman, Salomon’s famed equity analyst, had previously endorsed the SmarTalk IPO with a buy rating. “Yes,” Mark said. “We have Jack. We talked to him prior to the meeting and confirmed that he’ll continue to cover the company and support the offering.” “Then you’re hired,” Lorsch said with a smile, pushing his unopened book to the center of the table. “Let’s eat.” It seemed reckless to have made his decision on so little information, and I could only imagine how the analyst kid near the door felt, sleep-deprived and probably proud of his hard work, only to see the book tossed aside without so much as a cracking of the spine. While we ate the catered lunch that was delivered to the conference room, Mark mentioned that I was in the midst of planning my wedding for that summer. “Don’t get married!” Lorsch advised me. “Terrible, terrible idea.” He described a few of his own ill-fated unions, dropping in crude one-liners to punctuate the stories: “Why buy when you can rent? . . . If it flies, floats, or fucks, don’t buy it! . . .” Despite

Many psychologists have studied the effects of having “plausible deniability.” In one such study, subjects performed a task and were then given a slip of paper and a verbal confirmation of how much they were to be paid. But when they took the slip to another room to get their money, the cashier misread one digit and handed them too much money. Only 20 percent spoke up and corrected the mistake.24

Turn in the Old Testament to the book of Ezekiel, chapters 38 and 39.” Birjandi then proceeded to walk them through a series of prophecies he said was widely known as the War of Gog and Magog. They revealed an apocalyptic showdown against Israel and the Jewish people that would be led by a nation called Magog. “There are quite a few clues that make it clear the nation referred to as Magog is modern-day Russia,” Birjandi said, “including the writings of Flavius Josephus, a Roman historian. But what’s critical for us to understand is Ezekiel 38:5. What is the first country mentioned that will form an alliance against Israel?” “Persia,” Ibrahim said. “Exactly,” Birjandi confirmed. “The ancient prophecies speak of a Russian-Iranian alliance sometime in the future. To many scholars, this has seemed very odd, given that for most of the last several thousand years, the Russians and we Iranians have never had such an alliance. Indeed, the leaders of these countries have hated each other. Until 1943, the Russians occupied parts of northern Iran. Under Khomeini, we prayed for Allah to bring judgment upon the heathen, godless, atheist Communists in the Kremlin. But then what happened? We suffered through eight years of the war with Iraq. We had lots of oil money but desperately needed new weapons. The Soviet Union imploded,

This may be the fundamental problem with caring a lot about what others think: It can put you on the established path—the my-isn’t-that-impressive path—and keep you there for a long time. Maybe it stops you from swerving, from ever even considering a swerve, because what you risk losing in terms of other people’s high regard can feel too costly. Maybe you spend three years in Massachusetts, studying constitutional law and discussing the relative merits of exclusionary vertical agreements in antitrust cases. For some, this might be truly interesting, but for you it is not. Maybe during those three years you make friends you’ll love and respect forever, people who seem genuinely called to the bloodless intricacies of the law, but you yourself are not called. Your passion stays low, yet under no circumstance will you underperform. You live, as you always have, by the code of effort/result, and with it you keep achieving until you think you know the answers to all the questions—including the most important one. Am I good enough? Yes, in fact I am. What happens next is that the rewards get real. You reach for the next rung of the ladder, and this time it’s a job with a salary in the Chicago offices of a high-end law firm called Sidley & Austin. You’re back where you started, in the city where you were born, only now you go to work on the forty-seventh floor in a downtown building with a wide plaza and a sculpture out front. You used to pass by it as a South Side kid riding the bus to high school, peering mutely out the window at the people who strode like titans to their jobs. Now you’re one of them. You’ve worked yourself out of that bus and across the plaza and onto an upward-moving elevator so silent it seems to glide. You’ve joined the tribe. At the age of twenty-five, you have an assistant. You make more money than your parents ever have. Your co-workers are polite, educated, and mostly white. You wear an Armani suit and sign up for a subscription wine service. You make monthly payments on your law school loans and go to step aerobics after work. Because you can, you buy yourself a Saab. Is there anything to question? It doesn’t seem that way. You’re a lawyer now. You’ve taken everything ever given to you—the love of your parents, the faith of your teachers, the music from Southside and Robbie, the meals from Aunt Sis, the vocabulary words drilled into you by Dandy—and converted it to this. You’ve climbed the mountain. And part of your job, aside from parsing abstract intellectual property issues for big corporations, is to help cultivate the next set of young lawyers being courted by the firm. A senior partner asks if you’ll mentor an incoming summer associate, and the answer is easy: Of course you will. You have yet to understand the altering force of a simple yes. You don’t know that when a memo arrives to confirm the assignment, some deep and unseen fault line in your life has begun to tremble, that some hold is already starting to slip. Next to your name is another name, that of some hotshot law student who’s busy climbing his own ladder. Like you, he’s black and from Harvard. Other than that, you know nothing—just the name, and it’s an odd one. Barack.

I’ll give you the money,” Nico says suddenly. “In return I need you to give Paige and Shit a ride right now.” “Paige and Shit?” Jax repeats. “Both,” Nico confirms. Jax considers this a moment. “Well, I’m sure Kimmy wouldn’t mind about Paige, I mean, she even told me that if she were ever to be interested in a three-way, you’re her first call... But Shit...IDK. I don’t think he even likes me.” Taking a few steps in Shit’s direction, Jax holds out his hand. Shit gives a low warning growl, telling Jax to keep his distance. “See, I can’t even get close to him,” Jax patiently explains to a confused Nico. “And my dick is pretty long—I’m sure Paige has told you—but—” “Oh my god, Jax,” I burst out. “He means a ride in your car!” “Ooooh,” Jax says, ruffling his hair. “Well, I guess if I put the seats down that could work. So what are the mechanics? Paige gets the ride while Shit watches?” I turn to Nico. “Help me here.” Nico just smirks and gives me a helpless shrug. “You married the guy.

Miners are set the task of solving the puzzle for two reasons. One, it imposes a cost on mining, since the computing power it demands is expensive, in terms of both the machinery and the electricity it uses. That helps to regulate mining and create a reciprocal relationship between what otherwise would be free bitcoins and the work required to obtain them. And two, it creates a competition with a payout at the end, which incentivizes the miners to do the work needed to confirm the transactions.

[History] cannot be interpreted without the aid of imagination and intuition. The sheer quantity of evidence is so overwhelming that selection is inevitable. Where there is selection there is art. Those who read history tend to look for what proves them right and confirms their personal opinions. They defend loyalties. They read with a purpose to affirm or to attack. They resist inconvenient truth since everyone wants to be on the side of the angels. Just as we start wars to end all wars.

The secret Powell manifesto was dated August 23, 1971. Two months later, President Nixon nominated Lewis Powell to the U.S. Supreme Court to replace Hugo Black, an FDR appointee, former U.S. senator, and one of the longest-serving members of the Supreme Court. The report was not disclosed to the Senate during Powell’s confirmation hearings. Strangely, even his authorized biographer gave it no mention, although it is arguably one of the most consequential pieces of writing Powell ever produced. Justice Powell’s nomination was confirmed in the Senate by a vote of 89–1. He was sworn in as Justice Powell on January 7, 1972, less than six months after he delivered his secret report to the Chamber. They had a motive; they had a plan; and now they had a man on the Court.

And is that all there is to it?’ Nekhlyudov cried out as he read these words. And the inner voice of his whole being said, ‘Yes, that’s all there is to it. ’ And then something happened to Nekhlyudov, the kind of thing that often occurs with people living a spiritual life. What happened was that an idea that at first seemed weird, paradoxical, maybe even ridiculous, after being confirmed time after time by the process of living, suddenly presented it as a simple, incontrovertible truth. In this way it became clear to him that the only sure way of salvation from the terrible evil whereby so many were made to suffer was for people to acknowledge that they are guilty before God and therefore disqualified from punishing or correcting other people. He now saw clearly that the terrible evil he had witnessed in prisons and the halting-stations, and the smug complacency of those who were committing it, all stemmed from one thing: people were trying to do something that is impossible – to correct evil while being evil. Sinful people tried to correct sinful people and thought this could be achieved mechanically. The only result was that people needing and wanting money have made a profession out of the imaginary punishment and correction of others, and they have become corrupt themselves even as they have gone on ceaselessly corrupting their victims. Now he could clearly see the origin of all the horrors he had witnessed, and what had to be done to eliminate them. The answer he had been unable to discover was the one given by Christ to Peter: always forgive, forgive everyone an infinite number of times, because there are no guiltless people who might be qualified to punish or correct. ‘No, it can’t be as simple as that,’ Nekhlyudov said to himself, yet he could see beyond doubt that, however outlandish this had seemed to him at first, because he was so used to the opposite, it was the one sure way to solve the problem, both in theory and emphatically in practice. The age-old objection that evil-doers had to be dealt with – we can’t just let them go unpunished can we? – no longer bothered him. As an objection it might have been valid if there was any proof that punishment reduces crime and reforms criminals; but when the proof is entirely in the opposite direction, and it is clear that it is not within our power for some men to punish others, the only natural and reasonable thing is to stop doing what is not only useless but pernicious, as well as callous and immoral. ‘For centuries you have been executing people classed by you as criminals. Have they been eliminated? They have not, their numbers have only increased, added to by criminals corrupted by punishment and by other criminals – the judges, prosecutors, magistrates and gaolers who sit in in judgement and dole out punishment.’ Nekhlyudov could now see that society and good order in general exist not because of the legalized criminals who judge and punish others, but because, despite all the forces of corruption, people do in fact pity and love one another. Hoping to find confirmation of this idea in the Bible, Nekhlyudov started reading from the beginning of St Matthew’s Gospel. After reading the Sermon on the Mount, which had always moved him, he discovered in it now for the first time not just abstract ideas of great beauty that imposed hyperbolical and impossible demands, but a series of simple, clear-cut, pragmatic commands, which, if followed, (a distinct possibility), would establish a totally new order of human society, in which the violence that incensed Nekhlyudov would fall away of its own accord, and the greatest blessing for humanity, the kingdom of God on earth, would be achieved. There were five of these commandments.

When eBay entered the Chinese market in 2002, they did so by buying the leading Chinese online auction site—not Alibaba but an eBay impersonator called EachNet. The marriage created the ultimate power couple: the top global e-commerce site and China’s number one knockoff. eBay proceeded to strip away the Chinese company’s user interface, rebuilding the site in eBay’s global product image. Company leadership brought in international managers for the new China operations, who directed all traffic through eBay’s servers back in the United States. But the new user interface didn’t match Chinese web-surfing habits, the new leadership didn’t understand Chinese domestic markets, and the trans-Pacific routing of traffic slowed page-loading times. At one point an earthquake under the Pacific Ocean severed key cables and knocked the site offline for a few days. Meanwhile, Alibaba founder Jack Ma was busy copying eBay’s core functions and adapting the business model to Chinese realities. He began by creating an auction-style platform, Taobao, to directly compete with eBay’s core business. From there, Ma’s team continually tweaked Taobao’s functions and tacked on features to meet unique Chinese needs. His strongest localization plays were in payment and revenue models. To overcome a deficit of user trust in online purchases, Ma created Alipay, a payment tool that would hold money from purchases in escrow until the buyer confirmed the receipt of goods. Taobao also added instant messaging functions to allow buyers and sellers to communicate on the platform in real time. These business innovations helped Taobao claw away market share from eBay, whose global product mentality and deep centralization of decision-making power in Silicon Valley made it slow to react and add features. But Ma’s greatest weapon was his deployment of a “freemium” revenue model, the practice of keeping basic functions free while charging for premium services. At the time, eBay charged sellers a fee just to list their products, another fee when the products were sold, and a final fee if eBay-owned PayPal was used for payment. Conventional wisdom held that auction sites or e-commerce marketplace sites needed to do this in order to guarantee steady revenue streams.