Coin Stock Quotes

This unlikely story begins on a sea that was a blue dream, as colorful as blue-silk stockings, and beneath a sky as blue as the irises of children's eyes. From the western half of the sky the sun was shying little golden disks at the sea--if you gazed intently enough you could see them skip from wave tip to wave tip until they joined a broad collar of golden coin that was collecting half a mile out and would eventually be a dazzling sunset.

I don’t know why religious zealots have this compulsion to try to convert everyone who passes before them – I don’t go around trying to make them into St Louis Cardinals fans, for Christ’s sake – and yet they never fail to try. Nowadays when accosted I explain to them that anyone wearing white socks with Hush Puppies and a badge saying HI! I’M GUS! probably couldn’t talk me into getting out of a burning car, much less into making a lifelong commitment to a deity, and ask them to send someone more intelligent and with a better dress sense next time, but back then I was too meek to do anything but listen politely and utter non-committal ‘Hmmmm’s’ to their suggestions that Jesus could turn my life around. Somewhere over the Atlantic, as I was sitting taking stock of my 200 cubic centimetres of personal space, as one does on a long plane flight, I spied a coin under the seat in front of me, and with protracted difficulty leaned forward and snagged it. When I sat up, I saw my seatmate was at last looking at me with that ominous glow. ‘Have you found Jesus?’ he said suddenly. ‘Uh, no, it’s a quarter,’ I answered and quickly settled down and pretended for the next six hours to be asleep, ignoring his whispered entreaties to let Christ build a bunkhouse in my heart.

Some of you, we all know, are poor, find it hard to live, are sometimes, as it were, gasping for breath. I have no doubt that some of you who read this book are unable to pay for all the dinners which you have actually eaten, or for the coats and shoes which are fast wearing or are already worn out, and have come to this page to spend borrowed or stolen time, robbing your creditors of an hour. It is very evident what mean and sneaking lives many of you live, for my sight has been whetted by experience; always on the limits, trying to get into business and trying to get out of debt, a very ancient slough, called by the Latins aes alienum, another's brass, for some of their coins were made of brass; still living, and dying, and buried by this other's brass; always promising to pay, promising to pay, tomorrow, and dying today, insolvent; seeking to curry favor, to get custom, by how many modes, only not state-prison offences; lying, flattering, voting, contracting yourselves into a nutshell of civility or dilating into an atmosphere of thin and vaporous generosity, that you may persuade your neighbor to let you make his shoes, or his hat, or his coat, or his carriage, or import his groceries for him; making yourselves sick, that you may lay up something against a sick day, something to be tucked away in an old chest, or in a stocking behind the plastering, or, more safely, in the brick bank; no matter where, no matter how much or how little.

The president, the secretary of state, the businessman, the preacher, the vendor, the spies, the clients and managers—all walking around Wall Street like chickens with their heads cut off—rushing to escape bankruptcy—plotting to melt down the Statue of Liberty—to press more copper pennies—to breed more headless chickens—to put more feathers in their caps—medals, diplomas, stock certificates, honorary doctorates—eggs and eggs of headless chickens—multitaskers—system hackers—who never know where they’re heading--northward, backward, eastward, forward, and never homeward—(where is home)—home is in the head—(but the head is cut off)—and the nest is full of banking forms and Easter eggs with coins inside. Beheaded chickens, how do you breed chickens with their heads cut off? By teaching them how to bankrupt creativity.

The problem with fiat is that simply maintaining the wealth you already own requires significant active management and expert decision-making. You need to develop expertise in portfolio allocation, risk management, stock and bond valuation, real estate markets, credit markets, global macro trends, national and international monetary policy, commodity markets, geopolitics, and many other arcane and highly specialized fields in order to make informed investment decisions that allow you to maintain the wealth you already earned. You effectively need to earn your money twice with fiat, once when you work for it, and once when you invest it to beat inflation. The simple gold coin saved you from all of this before fiat.

For some perspective on what these numbers mean, in 1913 a total of six billion marks circulated as currency and coin in the whole German economy. By late October 1923, the entire stock of money in 1913 would just about get you a one kilo-loaf of rye bread.

Capitalism distinguishes ‘capital’ from mere ‘wealth’. Capital consists of money, goods and resources that are invested in production. Wealth, on the other hand, is buried in the ground or wasted on unproductive activities. A pharaoh who pours resources into a non-productive pyramid is not a capitalist. A pirate who loots a Spanish treasure fleet and buries a chest full of glittering coins on the beach of some Caribbean island is not a capitalist. But a hard-working factory hand who reinvests part of his income in the stock market is.

In the nineteenth century, a young woman named Ellen Richards, trained in chemistry and unable to work in her field, announced the foundation of a new science she called oekology, or the science of living. This was the discipline later called domestic science or home economics, involving the effort to professionalize and dignify the work of the housewife by drawing on science and technology.* A single Greek root, oekos, has wandered through changing conceptions of human living, as well as changing fashions in spelling, producing the contemporary fields of economics and ecology, which frequently seem to be at odds. It also offers the less well-known term ekistics, coined by the city planner Constantinos Doxiadis to refer to a science of human settlement that would include the architectural creation of human spaces, their social and economic integration, and their relationship with the natural environment. Each of these latter-day coinages represents an incomplete view, but together they represent a view that includes biology and architecture, kitchens and stock exchanges, the growth of meadows and children as well as the GNP.

Don't bother pulling my string again- Not behind those doll eyes anymore I won't say what's expected, kid, laugh at your tantrum on the floor I'm just not looking at you, kid, I'm not a piss-poor heart anymore; Not going home with the lowest bid Out of stock- your projection whore I'm never going back to the toy box Elevated up from the cellar- home of the wish-washed pretty cocks Out of the dark, preachin' Helen Keller Bored with the coin-operated allure I'm top shelf, kid, out of your reach You can't afford to walk in the store Turn around, kid, don't slip in bleach -from 'Ragdoll$ & Riche$

Probably the first book that Hamilton absorbed was Malachy Postlethwayt’s Universal Dictionary of Trade and Commerce, a learned almanac of politics, economics, and geography that was crammed with articles about taxes, public debt, money, and banking. The dictionary took the form of two ponderous, folio-sized volumes, and it is touching to think of young Hamilton lugging them through the chaos of war. Hamilton would praise Postlethwayt as one of “the ablest masters of political arithmetic.” A proponent of manufacturing, Postlethwayt gave the aide-de-camp a glimpse of a mixed economy in which government would both steer business activity and free individual energies. In the pay book one can see the future treasury wizard mastering the rudiments of finance. “When you can get more of foreign coin, [the] coin for your native exchange is said to be high and the reverse low,” Hamilton noted. He also stocked his mind with basic information about the world: “The continent of Europe is 2600 miles long and 2800 miles broad”; “Prague is the principal city of Bohemia, the principal part of the commerce of which is carried on by the Jews.” He recorded tables from Postlethwayt showing infant-mortality rates, population growth, foreign-exchange rates, trade balances, and the total economic output of assorted nations.

The shop ought to have been as dark as the inside of a tea-caddy, but instead it was filled with a soft, golden light which appeared to emanate from something golden which lay upon the counter-top. A heap of shining guineas was lying there. Mrs Brandy picked up one of the coins and examined it. It was as if she held a ball of soft yellow light with a coin at the bottom of it. The light was odd. It made Mrs Brandy, John and Toby look quite unlike themselves: Mrs Brandy appeared proud and haughty, John looked sly and deceitful and Toby wore an expression of great ferocity. Needless to say, all of these were qualities quite foreign to their characters. But stranger still was the transformation that the light worked upon the dozens of small mahogany drawers that formed one wall of the shop. Upon other evenings the gilt lettering upon the drawers proclaimed the contents to be such things as: Mace (Blades), Mustard (Unhusked), Nutmegs, Ground Fennel, Bay Leaves, Pepper of Jamaica, Essence of Ginger, Caraway, Peppercorns and Vinegar and all the other stock of a fashionable and prosperous grocery business. But now the words appeared to read: Mercy (Deserved), Mercy (Undeserved), Nightmares, Good Fortune, Bad Fortune, Persecution by Families, Ingratitude of Children, Confusion, Perspicacity and Veracity. It was as well that none of them noticed this odd change. Mrs Brandy would have been most distressed by it had she known. She would not have had the least notion what to charge for these new commodities.

Novice forecasters often ask why not just say 0.5, coin toss, whenever they “know nothing” about a problem. There are several reasons why not. One is the risk of being ensnared in self-contradictions. Imagine you are asked whether the Nikkei stock index will close above 20,000 by June 30, 2015. Knowing nothing, you say 0.5 chance. Now suppose you are asked whether it will close above 22,000—and you again say 0.5—or between 20,000 and 22,000, and you again say 0.5. The more possibilities the questioner unpacks, the more obvious it becomes that the casual user of 0.5 is assigning incoherent probabilities that far exceed 1.0. See Amos Tversky and Derek Koehler, “Support Theory: A Nonextensional Representation of Subjective Probability,” Psychological Review

Latins aes alienum, another’s brass, for some of their coins were made of brass; still living, and dying, and buried by this other’s brass; always promising to pay, promising to pay, tomorrow, and dying today, insolvent; seeking to curry favor, to get custom, by how many modes, only not state-prison offenses; lying, flattering, voting, contracting yourselves into a nutshell of civility or dilating into an atmosphere of thin and vaporous generosity, that you may persuade your neighbor to let you make his shoes, or his hat, or his coat, or his carriage, or import his groceries for him; making yourselves sick, that you may lay up something against a sick day, something to be tucked away in an old chest, or in a stocking behind the plastering, or, more safely, in the brick bank; no matter where, no matter

McDougall was a certified revolutionary hero, while the Scottish-born cashier, the punctilious and corpulent William Seton, was a Loyalist who had spent the war in the city. In a striking show of bipartisan unity, the most vociferous Sons of Liberty—Marinus Willett, Isaac Sears, and John Lamb—appended their names to the bank’s petition for a state charter. As a triple power at the new bank—a director, the author of its constitution, and its attorney—Hamilton straddled a critical nexus of economic power. One of Hamilton’s motivations in backing the bank was to introduce order into the manic universe of American currency. By the end of the Revolution, it took $167 in continental dollars to buy one dollar’s worth of gold and silver. This worthless currency had been superseded by new paper currency, but the states also issued bills, and large batches of New Jersey and Pennsylvania paper swamped Manhattan. Shopkeepers had to be veritable mathematical wizards to figure out the fluctuating values of the varied bills and coins in circulation. Congress adopted the dollar as the official monetary unit in 1785, but for many years New York shopkeepers still quoted prices in pounds, shillings, and pence. The city was awash with strange foreign coins bearing exotic names: Spanish doubloons, British and French guineas, Prussian carolines, Portuguese moidores. To make matters worse, exchange rates differed from state to state. Hamilton hoped that the Bank of New York would counter all this chaos by issuing its own notes and also listing the current exchange rates for the miscellaneous currencies. Many Americans still regarded banking as a black, unfathomable art, and it was anathema to upstate populists. The Bank of New York was denounced by some as the cat’s-paw of British capitalists. Hamilton’s petition to the state legislature for a bank charter was denied for seven years, as Governor George Clinton succumbed to the prejudices of his agricultural constituents who thought the bank would give preferential treatment to merchants and shut out farmers. Clinton distrusted corporations as shady plots against the populace, foreshadowing the Jeffersonian revulsion against Hamilton’s economic programs. The upshot was that in June 1784 the Bank of New York opened as a private bank without a charter. It occupied the Walton mansion on St. George’s Square (now Pearl Street), a three-story building of yellow brick and brown trim, and three years later it relocated to Hanover Square. It was to house the personal bank accounts of both Alexander Hamilton and John Jay and prove one of Hamilton’s most durable monuments, becoming the oldest stock traded on the New York Stock Exchange.

In other words, money isn’t a material reality – it is a psychological construct. It works by converting matter into mind. But why does it succeed? Why should anyone be willing to exchange a fertile rice paddy for a handful of useless cowry shells? Why are you willing to flip hamburgers, sell health insurance or babysit three obnoxious brats when all you get for your exertions is a few pieces of coloured paper? People are willing to do such things when they trust the figments of their collective imagination. Trust is the raw material from which all types of money are minted. When a wealthy farmer sold his possessions for a sack of cowry shells and travelled with them to another province, he trusted that upon reaching his destination other people would be willing to sell him rice, houses and fields in exchange for the shells. Money is accordingly a system of mutual trust, and not just any system of mutual trust: money is the most universal and most efficient system of mutual trust ever devised. What created this trust was a very complex and long-term network of political, social and economic relations. Why do I believe in the cowry shell or gold coin or dollar bill? Because my neighbours believe in them. And my neighbours believe in them because I believe in them. And we all believe in them because our king believes in them and demands them in taxes, and because our priest believes in them and demands them in tithes. Take a dollar bill and look at it carefully. You will see that it is simply a colourful piece of paper with the signature of the US secretary of the treasury on one side, and the slogan ‘In God We Trust’ on the other. We accept the dollar in payment, because we trust in God and the US secretary of the treasury. The crucial role of trust explains why our financial systems are so tightly bound up with our political, social and ideological systems, why financial crises are often triggered by political developments, and why the stock market can rise or fall depending on the way traders feel on a particular morning.

All words have to be coined by a wordsmith at some point in the mists of history. The wordsmith had an idea to get across and needed a sound to express it. In principle, any sound would have done - basic principle of linguistics is that the relation of a sound to a meaning is arbitrary - so the first coiner of a term from for a political affiliation, for instance, could have used glorg or schmendrick or mcgillicuddy. But people are poor at conjuring sounds out of the blue, and they probably wanted to ease their listeners understanding of the coinage rather than having to define it or illustrate it with examples. So they reached for a metaphor that reminded them of the idea and they hoped would evoke a similar idea in the minds of their listeners, such as band or bond for a political affiliation. The metaphorical hint allowed the listeners to cotton on to the meaning more quickly than if they had had to rely on context alone, giving the word an advantage in the Darwinian competition among neologisms […] The word spread and became endemic to the community, adding to the language’s stock of apparent metaphors. But then it came to be used often enough, and in enough contexts, the speakers kicked the ladder away, and today people think not a whit about the metaphorical referent. It persists as a semantic fossil, a curiosity to amuse etymologists and wordwatchers [stet], but with no more resonance in our minds than any other string of vowels and consonants.

Suggestions to Develop Self-Help Skills Self-help skills improve along with sensory processing. The following suggestions may make your child’s life easier—and yours, too! DRESSING • Buy or make a “dressing board” with a variety of snaps, zippers, buttons and buttonholes, hooks and eyes, buckles and shoelaces. • Provide things that are not her own clothes for the child to zip, button, and fasten, such as sleeping bags, backpacks, handbags, coin purses, lunch boxes, doll clothes, suitcases, and cosmetic cases. • Provide alluring dress-up clothes with zippers, buttons, buckles, and snaps. Oversized clothes are easiest to put on and take off. • Eliminate unnecessary choices in your child’s bureau and closet. Clothes that are inappropriate for the season and that jam the drawers are sources of frustration. • Put large hooks inside closet doors at the child’s eye level so he can hang up his own coat and pajamas. (Attach loops to coats and pajamas on the outside so they won’t irritate the skin.) • Supply cellophane bags for the child to slip her feet into before pulling on boots. The cellophane prevents shoes from getting stuck and makes the job much easier. • Let your child choose what to wear. If she gets overheated easily, let her go outdoors wearing several loose layers rather than a coat. If he complains that new clothes are stiff or scratchy, let him wear soft, worn clothes, even if they’re unfashionable. • Comfort is what matters. • Set out tomorrow’s clothes the night before. Encourage the child to dress himself. Allow for extra time, and be available to help. If necessary, help him into clothes but let him do the finishing touch: Start the coat zipper but let him zip it up, or button all but one of his buttons. Keep a stool handy so the child can see herself in the bathroom mirror. On the sink, keep a kid-sized hairbrush and toothbrush within arm’s reach. Even if she resists brushing teeth and hair, be firm. Some things in life are nonnegotiable.

Is power like the vis viva and the quantite d’avancement? That is, is it conserved by the universe, or is it like shares of a stock, which may have great value one day, and be worthless the next? If power is like stock shares, then it follows that the immense sum thereof lately lost by B[olingbroke] has vanished like shadows in sunlight. For no matter how much wealth is lost in stock crashes, it never seems to turn up, but if power is conserved, then B’s must have gone somewhere. Where is it? Some say ‘twas scooped up by my Lord R, who hid it under a rock, lest my Lord M come from across the sea and snatch it away. My friends among the Whigs say that any power lost by a Tory is infallibly and insensibly distributed among all the people, but no matter how assiduously I search the lower rooms of the clink for B’s lost power, I cannot seem to find any there, which explodes that argument, for there are assuredly very many people in those dark salons. I propose a novel theory of power, which is inspired by . . . the engine for raising water by fire. As a mill makes flour, a loom makes cloth and a forge makes steel, so we are assured this engine shall make power. If the backers of this device speak truly, and I have no reason to deprecate their honesty, it proves that power is not a conserved quantity, for of such quantities, it is never possible to make more. The amount of power in the world, it follows, is ever increasing, and the rate of increase grows ever faster as more of these engines are built. A man who hordes power is therefore like a miser who sits on a heap of coins in a realm where the currency is being continually debased by the production of more coins than the market can bear. So that what was a great fortune, when first he raked it together, insensibly becomes a slag heap, and is found to be devoid of value. When at last he takes it to the marketplace to be spent. Thus my Lord B and his vaunted power hoard what is true of him is likely to be true of his lackeys, particularly his most base and slavish followers such as Mr. Charles White. This varmint has asserted that he owns me. He fancies that to own a man is to have power, yet he has got nothing by claiming to own me, while I who was supposed to be rendered powerless, am now writing for a Grub Street newspaper that is being perused by you, esteemed reader.

The captain? Sophia stood staring numbly after him. Had he just said he’d introduce her to the captain? Of someone else was the captain, then who on earth was this man? One thing was clear. Whoever he was, he had her trunks. And he was walking away. Cursing under her breath, Sophia picked up her skirts and trotted after him, dodging boatmen and barrels and coils of tarred rope as she pursued him down the quay. A forest of tall masts loomed overhead, striping the dock with shadow. Breathless, she regained his side just as he neared the dock’s edge. “But…aren’t you Captain Grayson?” “I,” he said, pitching her smaller trunk into a waiting rowboat, “am Mr. Grayson, owner of the Aphrodite and principle investor in her cargo.” The owner. Well, that was some relief. The tavern-keeper must have been confused. The porter deposited her larger truck alongside the first, and Mr. Grayson dismissed him with a word and a coin. He plunked one polished Hessian on the rowboat’s seat and shifted his weight to it, straddling the gap between boat and dock. Hand outstretched, he beckoned her with an impatient twitch of his fingers. “Miss Turner?” Sophia inched closer to the dock’s edge and reached one gloved hand toward his, considering how best to board the bobbing craft without losing her dignity overboard. The moment her fingers grazed his palm, his grin tightened over her hand. He pulled swiftly, wrenching her feet from the dock and a gasp from her throat. A moment of weightlessness-and then she was aboard. Somehow his arm had whipped around her waist, binding her to his solid chest. He released her just as quickly, but a lilt of the rowboat pitched Sophia back into his arms. “Steady there,” he murmured through a small smile. “I have you.” A sudden gust of wind absconded with his hat. He took no notice, but Sophia did. She noticed everything. Never in her life had she felt so acutely aware. Her nerves were draw taut as harp strings, and her senses hummed. The man radiated heat. From exertion, most likely. Or perhaps from a sheer surplus of simmering male vigor. The air around them was cold, but he was hot. And as he held her tight against his chest, Sophia felt that delicious, enticing heat burn through every layer of her clothing-cloak, gown, stays, chemise, petticoat, stockings, drawers-igniting desire in her belly. And sparking a flare of alarm. This was a precarious position indeed. The further her torso melted into his, the more certainly he would detect her secret: the cold, hard bundle of notes and coin lashed beneath her stays. She pushed away from him, dropping onto the seat and crossing her arms over her chest. Behind him, the breeze dropped his hat into a foamy eddy. He still hadn’t noticed its loss. What he noticed was her gesture of modesty, and he gave her a patronizing smile. “Don’t concern yourself, Miss Turner. You’ve nothing in there I haven’t seen before.” Just for that, she would not tell him. Farewell, hat.

Water. Drinking water, water purification system (or tablets), and a water bottle or canteen. Food. Anything that is long lasting, lightweight, and nutritious such as protein bars, dehydrated meals, MREs24, certain canned goods, rice, and beans. Clothing. Assure it’s appropriate to a wide range of temperatures and environments, including gloves, raingear, and multiple layers that can be taken on or off as needed. Shelter. This may include a tarp or tent, sleeping bag or survival blanket, and ground pad or yoga mat. A camper or trailer is a fantastic, portable shelter, with many of the comforts of home. If you own one keep it stocked with supplies to facilitate leaving in a hurry, as it can take several hours load up and move out if you’re not ready. In certain circumstances that might mean having to leave it behind. Heat source. Lighter or other reliable ignition source (e.g., magnesium striker), tinder, and waterproof storage. Include a rocket stove or biomass burner if possible, they’re inexpensive, take very little fuel, and incredibly useful in an emergency. Self-defense/hunting gear. Firearm(s) and ammunition, fishing gear, multi-tool/knife, maps, and compass, and GPS (it’s not a good idea to rely solely on a GPS as you may find yourself operating without a battery or charger). First aid. First aid kit, first aid book, insect repellant, suntan lotion, and any needed medicines you have been prescribed. If possible add potassium iodide (for radiation emergencies) and antibiotics (for bio attacks) to your kit. Hygiene. Hand soap, sanitizer, toilet paper, towel, toothbrush, toothpaste, dental floss, and garbage bags. Tools. Hatchet (preferably) or machete, can opener, cooking tools (e.g., portable stove, pot, frying pan, utensils, and fuel), rope, duct tape, sunglasses, rubber tubing, and sewing kit. Lighting and communications. LED headlamp, glow sticks, candles, cell phone, charger (preferably hand crank or solar), emergency radio (preferably with hand crank that covers AM, FM, and Marine frequencies) and extra batteries, writing implements, and paper. Cash or barter. You never know how long an emergency will last. Extensive power outages mean no cash machines, so keep a few hundred dollars in small bills, gold or silver coins, or other valuables on hand.

You who prattle that morality is social and that man would need no morality on a desert island—it is on a desert island that he would need it most. Let him try to claim, when there are no victims to pay for it, that a rock is a house, that sand is clothing, that food will drop into his mouth without cause or effort, that he will collect a harvest tomorrow by devouring his stock seed today—and reality will wipe him out, as he deserves; reality will show him that life is a value to be bought and that thinking is the only coin noble enough to buy it. “If I were to speak your kind of language, I would say that man’s only moral commandment is: Thou shalt think. But a ‘moral commandment’ is a contradiction in terms. The moral is the chosen, not the forced; the understood, not the obeyed. The moral is the rational, and reason accepts no commandments. “My morality, the morality of reason, is contained in a single axiom: existence exists—and in a single choice: to live. The rest proceeds from these. To live, man must hold three things as the supreme and ruling values of his life: Reason—Purpose—Self-esteem. Reason, as his only tool of knowledge—Purpose, as his choice of the happiness which that tool must proceed to achieve—Self-esteem, as his inviolate certainty that his mind is competent to think and his person is worthy of happiness, which means: is worthy of living. These three values imply and require all of man’s virtues, and all his virtues pertain to the relation of existence and consciousness: rationality, independence, integrity, honesty, justice, productiveness, pride.

The dimes roared out of the muzzle at six hundred feet per second with a muzzle blast two feet long. The gunsmoke expanded in a great thick cloud and the stock slammed back into the Captain’s shoulder almost hard enough to dislocate it. He struck Almay in the forehead with a load of U.S. mint ten-cent pieces. As the coins flew out of the paper tube they turned on edge so that when they hit Almay’s forehead it looked as if his head had been suddenly printed with hyphens. The hyphens all began to spout blood. Almay fell backward, his head downhill. All the Captain could see was his boot soles.

In Extremis by Stewart Stafford Saturnalia's trumpets sound, The ancestral chorus song, Time's gold web drawn back, For the stocks' denizen throng. Bawdy knights of the feral feast, Daze of snoring stranger sloth, As contagion's banquet guests, Sipping end times' galling broth. Bean found in fortuitous cake, A fool crowned Lord of Misrule, The meek's pantomimed throne, A drone in a queen bee's tulle. Fatted calf, societal scapegoat, Chattels mopping festive vomit, Charon coins on bloodshot eyes, Execution dawn to a dark comet. © Stewart Stafford, 2024. All rights reserved.

Admittedly, it is preposterous to suggest that stock speculation is like coin-flipping. I know that there is more skill to stock speculation. What I have never been able to determine is - how much more?

The Abundant Chamber by Stewart Stafford Divest yourself of sword and coin, And burn all your illusions and airs, Let the cave mouth swallow you, Go willingly into its dark recesses. A comforting seashell to the ear, There is no sound out of place, Stillness a vast garment grounded, Encroaching ambiance calms. Now look within and take stock, Have you reached your apotheosis? Be cleansed by pure water pools, Then become reborn to the light. © Stewart Stafford, 2022. All rights reserved.

There’s a simple way to free yourself from the grip of the gambler’s fallacy. Twenty years ago, researchers at Carnegie Mellon University showed that people will intuitively tend to bet on tails if a coin comes up heads several times in a row—unless you let the coin “rest” for a while before flipping it again. Then people will bet on heads, as if the passage of time somehow makes them feel that the chance of getting heads again has reverted to its true ratio of 50?50. This experiment, along with Wolford’s findings, suggests that one of the best ways to prevent your investing brain from fooling you into perceiving patterns that aren’t there is simply to take a break from studying a stock or the market. Diverting yourself with another activity for twenty minutes or so should do the trick.

It’s Thanksgiving, and you’ve eaten with porcine abandon. Your bloodstream is teeming with amino acids, fatty acids, glucose. It’s far more than you need to power you over to the couch in a postprandial daze. What does your body do with the excess? This is crucial to understand because, basically, the process gets reversed when you’re later sprinting for your life. To answer this question, it’s time we talked finances, the works—savings accounts, change for a dollar, stocks and bonds, negative amortization of interest rates, shaking coins out of piggy banks—because the process of transporting energy through the body bears some striking similarities to the movement of money. It is rare today for the grotesquely wealthy to walk around with their fortunes in their pockets, or to hoard their wealth as cash stuffed inside mattresses. Instead, surplus wealth is stored elsewhere, in forms more complex than cash: mutual funds, tax-free government bonds, Swiss bank accounts. In the same way, surplus energy is not kept in the body’s form of cash—circulating amino acids, glucose, and fatty acids—but stored in more complex forms. Enzymes in fat cells can combine fatty acids and glycerol to form triglycerides (table). Accumulate enough of these in the fat cells and you grow plump. Meanwhile, your cells can stick series of glucose molecules together. These long chains, sometimes thousands of glucose molecules long, are called glycogen. Most glycogen formation occurs in your muscles and liver. Similarly, enzymes in cells throughout the body can combine long strings of amino acids, forming them into proteins. The hormone that stimulates the transport and storage of these building blocks into target cells is insulin. Insulin is this optimistic hormone that plans for your metabolic future. Eat

She thrust the pink box she was holding into Mr. Rutherford’s hands before she opened up her reticule and pulled out a fistful of coins. Counting them out very precisely, she stopped counting when she reached three dollars, sixty-two cents. Handing Mr. Rutherford the coins, she then took back the pink box, completely ignoring the scowl Mr. Rutherford was now sending her. “This is not the amount of money I quoted you for the skates, Miss . . . ?” “Miss Griswold,” Permilia supplied as she opened up the box and began rummaging through the thin paper that covered her skates. Mr. Rutherford’s brows drew together. “Surely you’re not related to Mr. George Griswold, are you?” “He’s my father,” Permilia returned before she frowned and lifted out what appeared to be some type of printed form, one that had a small pencil attached to it with a maroon ribbon. “What is this?” Mr. Rutherford returned the frown, looking as if he wanted to discuss something besides the form Permilia was now waving his way, but he finally relented—although he did so with a somewhat heavy sigh. “It’s a survey, and I would be ever so grateful if you and Miss Radcliff would take a few moments to fill it out, returning it after you’re done to a member of my staff, many of whom can be found offering hot chocolate for a mere five cents at a stand we’ve erected by the side of the lake. I’m trying to determine which styles of skates my customers prefer, and after I’m armed with that information, I’ll be better prepared to stock my store next year with the best possible products.” “Far be it from me to point out the obvious, Mr. Rutherford, but one has to wonder about your audacity,” Permilia said. “It’s confounding to me that you’re so successful in business, especially since not only are you overcharging your customers for the skates today, you also expect those very customers to extend you a service by taking time out of their day to fill out a survey for you. And then, to top matters off nicely, instead of extending those customers a free cup of hot chocolate for their time and effort, you’re charging them for that as well.” “I’m a businessman, Miss Griswold—as is your father, if I need remind you. I’m sure he’d understand exactly what my strategy is here today, as well as agree with that strategy.” Permilia stuck her nose into the air. “You may very well be right, Mr. Rutherford, but . . .” She thrust the box back into his hands. “Since I’m unwilling to pay more than I’ve already given you for these skates, I’ll take my money back, if you please.” “Don’t be ridiculous,” Mr. Rutherford said, thrusting the box right back at Permilia. “Now, if the two of you will excuse me, I have other customers to attend to.” With that, he sent Wilhelmina a nod, scowled at Permilia, and strode through the snow back to his cash register.

Nearly anyone with money in the stock market since 2009 has benefited from the great bull market run. But compared with the overall market, most actively managed stock mutual funds haven’t performed very well or very consistently. Exactly how the funds stack up will depend on the precise measurements you use. If you use the definitions and updated results of a study that I reported on last month, actively managed stock funds as a group look quite weak. In fact, in the six years through March, they did worse than you would have expected if their managers had flipped coins instead of picking stocks. That study,

Investors should avoid any urge to forecast the stock market. Forecasts, even forecasts by recognized “experts,” are unlikely to be better than random guesses. “It will fluctuate,” declared J. P. Morgan when asked about his expectation for the stock market. He was right. All other market forecasts—usually estimating the overall direction of the stock market—are historically about 50 percent right and 50 percent wrong. You wouldn’t bet much money on a coin toss, so don’t even think of acting on stock market forecasts.

If she has her way ... Willa Davis is wrangling puppies when Keane Winters stalks into her pet shop with frustration in his chocolate-brown eyes and a pink bedazzled cat carrier in his hand. He needs a kitty sitter, stat. But the last thing Willa needs is to rescue a guy who doesn’t even remember her ... He’ll get nothing but coal in his stocking. Saddled with his great-aunt’s Feline from Hell, Keane is desperate to leave her in someone else’s capable hands. But in spite of the fact that he’s sure he’s never seen the drop-dead-gorgeous pet shop owner before, she seems to be mad at him ... Unless he tempers “naughty” with a special kind of nice ... Willa can’t deny that Keane’s changed since high school: he’s less arrogant, for one thing—but can she trust him not to break her heart again? It’s time to throw a coin in the fountain, make a Christmas wish—and let the mistletoe do its work ...

Law was fired, then rehired, then fired again. In an echo of what happened hundreds of years earlier in China, the Regent gave up on paper money, and on banks entirely. The government went back to gold and silver coins and took on new debts to compensate people who had lost money on Mississippi stock and paper notes.

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Well, it’s certainly not a blessing,” said Ezra. “What else could you call it?” Immanuelle thought back to the cathedral, to the stained-glass window that depicted the Mother’s legions being burned and slain. She thought of the muzzled girl, chained to the market stocks. She thought of jeering crowds and flaming pyres. She thought of Leah lying prone on the altar, blood pooling in the hollows of her ears, a blade at her brow. She thought of young girls married off to men old enough to be their grandfathers. She thought of starved beggars from the Outskirts squatting by the roadside with their coin cups. She thought of the Prophet’s gaze and the way it moved over her, lingering where it shouldn’t. Immanuelle answered Ezra’s question in a hoarse whisper: “A punishment.

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But in this vast ocean of time Mr. Hosokawa could not seem to startle up any concern for Nansei. While he stared at the weather he never wondered if his abduction had affected stock prices. He did not care who was making his decisions, sitting at his desk. The company that had been his life, his son, had fallen away from him as thoughtlessly as a coin is dropped.

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Arcana Dawson, envious of Stocking’s life of peace and love, and, Ally Stocking, who was jealous of the Dawson’s coins that jangled in their suits

Dino’s Farm Shop is a charming and addictive simulation game where farming meets prehistoric fun! In this unique tycoon-style game, players run a thriving farm shop—with dinosaurs as their adorable helpers. Plant crops, raise animals, process goods, and sell your products to friendly villagers, all while managing a growing team of working dinos. What Is Dino’s Farm Shop? Set in a colorful world where dinosaurs help with daily chores, Dino’s Farm Shop combines idle gameplay with business strategy. You start with a small patch of land, a few seeds, and a helpful dinosaur assistant. As you grow your farm, you unlock new crops, upgrade facilities, and open a bustling shop to sell your goods. The game offers the perfect mix of relaxing farming and satisfying progress. From planting corn to baking bread and selling jam, every task feels rewarding—especially when your dinos are doing the heavy lifting. Key Features Dinosaur Helpers: Assign different dinosaurs to tasks like harvesting, cooking, or delivering goods. Each dino has its own strengths! Farm and Shop Management: Plant crops, collect milk and eggs, process ingredients, and run a busy farm shop. Idle Progress: Your dinos keep working even when you’re offline. Come back to see your shelves stocked and coins earned! Upgrades and Expansions: Unlock new fields, bakery machines, and storage rooms to grow your production. Cute and Colorful Graphics: Enjoy a vibrant, relaxing art style that makes every farming day fun and cozy. Tips to Succeed in Dino’s Farm Shop Balance Production: Always keep enough raw materials for your processed goods. Don’t run out of eggs when baking pies! Upgrade Wisely: Focus on storage and speed upgrades early to boost output. Manage Dinos Efficiently: Assign dinos based on task type—some work faster in the kitchen, others in the fields. Keep the Shop Stocked: Restock shelves frequently to meet customer demand and avoid lost sales. Complete Orders: Fulfilling special customer orders earns bonus rewards and helps unlock new areas. Why You’ll Love Dino’s Farm Shop This game offers a fresh twist on the farming sim genre by adding dinosaurs and idle mechanics. It’s cute, stress-free, and highly satisfying to play—whether you spend five minutes or five hours managing your prehistoric paradise. Conclusion Dino’s Farm Shop is the perfect game for players who enjoy farm management, idle progress, and a dash of dino-themed delight. With its charming design and addictive gameplay loop, it’s easy to get hooked. Download now and start building the farm shop of your (Jurassic) dreams!

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Strategies that buy stocks that have performed well in the past and sell stocks that have performed poorly in the past generate significant positive returns over 3 to 12-month holding periods.

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