Check Stock Quotes

I checked the icebox. The faeries usually brought some sort of food to stock the icebox and the pantry when they cleaned, but they could have mighty odd ideas about what constituted a healthy diet. One time I'd opened the pantry and found nothing but boxes and boxes and boxes of Fruit Loops. I had a near-miss with diabetes, and Thomas, who was never quite sure where the food had come from, declared that I had clearly been driven Fruit Loopy.

In a situation where every waking moment has become the time in which we make our living, and when we submit even our leisure for numerical evaluation via likes on Facebook and Instagram, constantly checking on its performance like one checks a stock, monitoring the ongoing development of our personal brand, time becomes an economic resource that we can no longer justify spending on “nothing.

Hunter held out the gun, stock first. “You want to just shoot me and save Dad the time?” Jay smiled and took the weapon, checking the magazine before putting it back on the wall. “He’s not going to shoot you.” “That would be too quick?

He was too busy checking out and checking in, making and breaking plans, buying and losing cell phones, playing computer games and pool, looking at stock quotes, and living the chaotic life that effectively took up all his energy and time.

So a scientist and an engineer are tossed into separate rooms, stocked with tools and parts, and told that they aren't allowed out until they've produced a working prototype for a radio receiver. After two days, the scientist has covered the walls in scribbling and looks like a mad man, raving about how not only is it impossible to build a receiver with the parts given but that he's proven that radio is theoretically impossible anyway. When they check on the engineer, they find that he'd built the receiver in less than a day, fashioned a crude speaker and antenna, and had found a radio broadcast he liked and hadn't bothered to tell them he'd finished.

by Sergeant McGann, Deemer went to Massachusetts. A check of the time cards at the auto company in Sheffield revealed that Pickett’s last workday was August 1, eight days before the homicides. Moreover, though two stores in Marlboro sold Buck knives, neither had ever stocked this particular model. Pickett’s status as a

Stupid to keep cash, there was no reason for it other than his dislike of credit cards and checks and stocks and instruments of transfer, all the tempting chains that tied people to America’s overwhelming and ultimately destructive debt-and-spend machine.

Several years ago, researchers at the University of Minnesota identified 568 men and women over the age of seventy who were living independently but were at high risk of becoming disabled because of chronic health problems, recent illness, or cognitive changes. With their permission, the researchers randomly assigned half of them to see a team of geriatric nurses and doctors—a team dedicated to the art and science of managing old age. The others were asked to see their usual physician, who was notified of their high-risk status. Within eighteen months, 10 percent of the patients in both groups had died. But the patients who had seen a geriatrics team were a quarter less likely to become disabled and half as likely to develop depression. They were 40 percent less likely to require home health services. These were stunning results. If scientists came up with a device—call it an automatic defrailer—that wouldn’t extend your life but would slash the likelihood you’d end up in a nursing home or miserable with depression, we’d be clamoring for it. We wouldn’t care if doctors had to open up your chest and plug the thing into your heart. We’d have pink-ribbon campaigns to get one for every person over seventy-five. Congress would be holding hearings demanding to know why forty-year-olds couldn’t get them installed. Medical students would be jockeying to become defrailulation specialists, and Wall Street would be bidding up company stock prices. Instead, it was just geriatrics. The geriatric teams weren’t doing lung biopsies or back surgery or insertion of automatic defrailers. What they did was to simplify medications. They saw that arthritis was controlled. They made sure toenails were trimmed and meals were square. They looked for worrisome signs of isolation and had a social worker check that the patient’s home was safe. How do we reward this kind of work? Chad Boult, the geriatrician who was the lead investigator of the University of Minnesota study, can tell you. A few months after he published the results, demonstrating how much better people’s lives were with specialized geriatric care, the university closed the division of geriatrics.

If the price of a particular stock is going up, we assume good things are happening; if the price starts to go down, we assume something bad is happening, and we act accordingly. It’s a poor mental habit, and it is exacerbated by another: evaluating price performance over very short periods of time. Not only are we depending solely on the wrong thing (price), Buffett would say, but we’re looking at it too often and we’re too quick to jump when we don’t like what we see. This double-barreled foolishness—this price-based, short-term mentality—is a flawed way of thinking, and it shows up at every level in our business. It is what prompts some people to check stock quotes every day, sometimes every hour.

Women are no longer required to be chaste or modest, to restrict their sphere of activity to the home, or even to realize their properly feminine destiny in maternity. Normative femininity [that is, the rules for being a good woman] is coming more and more to be centered on women’s body—not its duties and obligations or even its capacity to bear children, but its sexuality, more precisely, its presumed heterosexuality and its appearance. . . . The woman who checks her makeup half a dozen times a day to see if her foundation has caked or her mascara has run, who worries that the wind or the rain may spoil her hairdo, who looks frequently to see if her stockings have bagged at the ankle, or who, feeling fat, monitors everything she eats, has become, just as surely as the inmate of Panopticon, a self-policing subject, a self committed to a relentless self-surveillance. This self-surveillance is a form of obedience to patriarchy.

Stupid to keep cash, there was no reason for it other than his dislike of credit cards and checks and stocks and instruments of transfer, all the tempting chains that tied people to America’s overwhelming and ultimately destructive debt-and-spend machine. But the cash might be his salvation. Cash could be replaced. The notebooks, over a hundred and fifty of them, could not.

Key Rabbit, allow me to bore you with a comparison of your wife and a beautiful woman," I said. "In the morning a beauty must lie in bed for three or four hours gathering strength for another mighty battle with Nature. Then, after being bathed and toweled by her maids, she loosens her hair in the Cascade of Teasing Willows Style, paints her eyebrows in the Distant Mountain Range Style, anoints herself with the Nine Bends of the River Diving-water Perfume, applies rouge, mascara, and eye shadow, and covers the whole works with a good two inches of the Powder of the Nonchalant Approach. Then she dresses in a plum-blossom patterned tunic with matching skirt and stockings, adds four or five pounds of jewelry, looks in the mirror for any visible sign of humanity and is relieved to find none, checks her makeup to be sure that it has hardened into an immovable mask, sprinkles herself with the Hundred Ingredients Perfume of the Heavenly Spirits who Descended in the Rain Shower, and minces with tiny steps toward the new day. Which, like any other day, will consist of gossip and giggles.

So he starts faking it. He is putting out human stock without the names. Literally Nameless Assholes, NAs. Their name is mud. Their name is shit. Without Angel, Heart, Double or Shadow. Nothing but remains, kept operational by borrowed power overdrawn on the Energy Bank... physical bodies animated by bum life checks.

Because by definition they lack any such sense of mutuality or wholeness, our specializations subsist on conflict with one another. The rule is never to cooperate, but rather to follow one's own interest as far as possible. Checks and balances are all applied externally, by opposition, never by self-restraint. Labor, management, the military, the government, etc., never forbear until their excesses arouse enough opposition to force them to do so. The good of the whole of Creation, the world and all its creatures together, is never a consideration because it is never thought of; our culture now simply lacks the means for thinking of it. It is for this reason that none of our basic problems is ever solved. Indeed, it is for this reason that our basic problems are getting worse. The specialists are profiting too well from the symptoms, evidently, to be concerned about cures -- just as the myth of imminent cure (by some 'breakthrough' of science or technology) is so lucrative and all-justifying as to foreclose any possibility of an interest in prevention. The problems thus become the stock in trade of specialists. The so-called professions survive by endlessly "processing" and talking about problems that they have neither the will nor the competence to solve. The doctor who is interested in disease but not in health is clearly in the same category with the conservationist who invests in the destruction of what he otherwise intends to preserve. The both have the comfort of 'job security,' but at the cost of ultimate futility. ... This has become, to some extent at least, an argument against institutional solutions. Such solutions necessarily fail to solve the problems to which they are addressed because, by definition, the cannot consider the real causes. The only real, practical, hope-giving way to remedy the fragmentation that is the disease of the modern spirit is a small and humble way -- a way that a government or agency or organization or institution will never think of, though a person may think of it: one must begin in one's own life the private solutions that can only in turn become public solutions.

We are researching and developing human abilities mainly according to the immediate needs of the economic and political system, rather than according to our own long-term needs as conscious beings. My boss wants me to answer emails as quickly as possible, but he has little interest in my ability to taste and appreciate the food I am eating. Consequently, I check my emails even during meals, which means I lose the ability to pay attention to my own sensations. The economic system pressures me to expand and diversify my investment portfolio, but it gives me zero incentive to expand and diversify my compassion. So I strive to understand the mysteries of the stock exchange while making far less effort to understand the deep causes of suffering.

She came back into the kitchen fast, to make sure that she caught the toasting cheese in time. And she was halfway across the checked linoleum floor of her nice safe kitchen, when the screen door opened and a gigantic six-foot-seven-inch frog-like creature shouldered its way into the house and stood stock-still in front of her, crouching slightly, and staring straight at her face.

There is a dim possibility that he is of the stock of the New England Lincolns, of Plymouth colony,” he wrote, “but the noble science of heraldry is almost obsolete in this country, and none of Mr. Lincoln’s family seems to have been aware of the preciousness of long pedigrees.” Later, in the White House, Lincoln checked Howells’s book out of the Library of Congress, in order to check

Twenty years ago Japanese tourists were a universal laughing stock because they always carried cameras and took pictures of everything in sight. Now everyone is doing it. If you go to India and see an elephant, you don’t look at the elephant and ask yourself, ‘What do I feel?’ – you are too busy looking for your smartphone, taking a picture of the elephant, posting it on Facebook and then checking your account every two minutes to see how many Likes you got.

SATURDAY AT THE STORE is a nightmare. We are besieged by do-it-yourselfers wanting to spruce up their homes. Mr. and Mrs. Clayton and John and Patrick—the two other part-timers—and I are besieged by customers. But there’s a lull around lunchtime, and Mrs. Clayton asks me to check on some orders while I’m sitting behind the counter at the register discreetly eating my bagel. I’m engrossed in the task, checking catalog numbers against the items we need and the items we’ve ordered, eyes flicking from the order book to the computer screen and back as I make sure the entries match. Then, for some reason, I glance up … and find myself locked in the bold gray gaze of Christian Grey, who’s standing at the counter, staring at me. Heart failure. “Miss Steele. What a pleasant surprise.” His gaze is unwavering and intense. Holy crap. What the hell is he doing here, looking all outdoorsy with his tousled hair and in his cream chunky-knit sweater, jeans, and walking boots? I think my mouth has popped open, and I can’t locate my brain or my voice. “Mr. Grey,” I whisper, because that’s all I can manage. There’s a ghost of a smile on his lips and his eyes are alight with humor, as if he’s enjoying some private joke. “I was in the area,” he says by way of explanation. “I need to stock up on a few things. It’s a pleasure to see you again, Miss Steele.” His voice is warm and husky like dark melted chocolate fudge caramel … or something.

A friend tells the story of seeing percussionist Milford Graves perform a solo concert. Before the music commenced, Graves asked for someone from the audience to come up and help him with a demonstration. A young man volunteered, made his way onstage and stood facing the performer. Graves held out both wrists and asked the man to check his pulse, which was verified as normal. Then the drummer closed his eyes, concentrated, and halted his pulse—as the volunteer confirmed, in expectant delight. Relaxing, the regular pulse reappeared and the enlisted man released Graves's wrists. "No, no. Wait a minute," smiled Graves, holding his arms as they were, stock still. The assistant took ahold of Graves's wrists, once again feeling for a pulse. Once again, Graves closed his eyes and concentrated deeply. Some time passed, with the audience, volunteer, and graves absolutely hushed in anticipation. Suddenly, the man jerked away in disbelief, "My God, they're not beating together!" he exclaimed. Graves quickly took a seat at his kit and began to play.

I tell him I’d better get going, because Margot’s coming home from Scotland tonight, and I want to stock the fridge with all her favorite foods. Peter’s face falls. “You don’t want to hang out a little longer? I can take you to the store.” “I still have to clean up the upstairs, too,” I say, standing up. He tugs on my shirt and tries to pull me back onto the bed. “Come on, five more minutes.” I lie back down next to him and he cuddles in close, but I’m still thinking about the yearbook. I’ve been working on his scrapbook for months; the least he can do is write me a nice yearbook message. “This is good practice for college,” he murmurs, pulling me toward him, wrapping his arms around me. “The beds are small at UVA. How big are the beds at UNC?” My back to him, I say, “I don’t know. I didn’t get to see the dorms.” He tucks his head in the space between my neck and shoulder. “That was a trick question,” he says, and I can feel him smile against my neck. “To check and see if you visited a random UNC guy’s dorm room with Chris. Congrats, you passed the test.” I can’t help but laugh.

Zombies don't dress in nice clothes. I'll need to tear up my dress. Oh, and I'll break off one of my heels to get the zombie lurch. I can shred my stockings, muss my hair, a little makeup..." Her face brightened. "I'll let you get back to work. The next time you see me, I'll look amazing." She looked amazing now, blazing as hot and wild as a forest fire. It seemed almost criminal that she would hide all that beauty under zombie rags and makeup. He caught Elias checking her out and his eyes narrowed. Maybe zombie costume wasn't such a bad idea after all.

Glad that you thus continue your resolve To suck the sweets of sweet philosophy Only, good master, while we do admire This virtue and this moral discipline, Let's be no Stoics nor no stocks, I pray, Or so devote to Aristotle's checks As Ovid be an outcast quite abjured. Balk logic with acquaintance that you have, And practise rhetoric in your common talk, Music and poesy use to quicken you, The mathematics and the metaphysics Fall to them as you find your stomach serves you. No profit grows where is no pleasure ta'en. In brief, sir, study what you most affect.

Somewhere along the lake—farther off today, by the sound—the chainsaw started up, and that made her even angrier. The guy from yesterday, back for more. Just some swinging dick in a red-and-black-checked flannel shirt from L. L. Bean’s, out there playing Paul Kiss-My-Ass Bunyan, roaring away with his Stihl and dreaming about crawling into bed with his little honey at the end of the day . . . or maybe it was football he was dreaming of, or just a few frosty cold ones down at the marina bar. Jessie saw the dork in the checked flannel shirt as clearly as she had seen the young girl in the stocks, and if thoughts alone could have killed him,

The woman who checks her makeup half a dozen times a day to see if her foundation has caked or her mascara has run, who worries that the wind or the rain may spoil her hairdo, who looks frequently to see if her stockings have bagged at the ankle or who, feeling fat, monitors everything she eats, has become, just as surely as the inmate of the Panopticon, a self-policing subject, a self committed to a relentless self-surveillance. This self-surveillance is a form of obedience to patriarchy. It is also the reflection in woman's consciousness of the fact that she is under surveillance in ways that he is not, that whatever else she may become, she is importantly a body designed to please or to excite.

The median (typical) household in America has a net worth of less than $15,000, excluding home equity. Factor out equity in motor vehicles, furniture, and such, and guess what? More often than not the household has zero financial assets, such as stocks and bonds. How long could the average American household survive economically without a monthly check from an employer? Perhaps a month or two in most cases. Even those in the top quintile are not really wealthy. Their median household net worth is less than $150,000. Excluding home equity, the median net worth for this group falls to less than $60,000. And what about our senior citizens? Without Social Security benefits, almost one-half of Americans over sixty-five would live in poverty. Only

Somewhere the help don’t quit as soon as the boss walks out the door. I’m gonna need a dozen clean pens.” The lambing barn had four rows of pens against the long walls and back-to-back in the middle. At any one time the pens could hold eighty ewes and their lambs. When things went well, a ewe came into the barn on Monday and left on Thursday, and after her apartment was renovated the shepherd could install a newcomer. When a ewe had trouble – mastitis, milk fever, pneumonia, blue bag – the pens filled with sick sheep and the sheep housing stock shrank. Penny spent a couple hours examining the ewes in the barn, medicating those that needed it, turning others with their lambs out into the sunshine. She slipped bands on lambs’ tails, checked new mothers for milk supply, milked out ewes for their colostrum, ear notched bad mothers so they could be culled.

Andy smiled and tapped the side of my head. “Not bad. There’s more up there than marshmallows, I guess. But we took care of the possibility that Jim might die while I was in the slam. The box is in the Peter Stevens name, and once a year the firm of lawyers that served as Jim’s executors sends a check to the Casco to cover the rental of the Stevens box. “Peter Stevens is inside that box, just waiting to get out. His birth certificate, his Social Security card, and his driver’s license. The license is six years out of date because Jim died six years ago, true, but it’s still perfectly renewable for a five-dollar fee. His stock certificates are there, the tax-free municipals, and about eighteen bearer bonds in the amount of ten thousand dollars each.” I whistled. “Peter Stevens is locked in a safe deposit box at the Casco Bank in Portland and Andy Dufresne is locked in a safe deposit box at Shawshank,” he said.

Y.T. is bored. She gets on her plank. The wheels blossom and become circular. She guides a tight wobbly course around the cars, coasts down into the street. The spotlight follows her for a moment, maybe picking up some stock footage. Videotape is cheap. You never know when something will be useful, so you might as well videotape it. People make their living that way -- people in the intel business. People like Hiro Protagonist. They just know stuff, or they just go around and videotape stuff. They put it in the Library. When people want to know the particular things that they know or watch their videotapes, they pay them money and check it out of the Library, or just buy it outright. This is a weird racket, but Y.T. likes the idea of it. Usually, the CIC won't pay any attention to a Kourier. But apparently Hiro has a deal with them. Maybe she can make a deal with Hiro. Because Y.T. knows a lot of interesting little things. One little thing she knows is that the Mafia owes her a favor.

Eventually, Charlie and Rick became fifty-fifty owners of a controlling block of stock in the company, with its management owning the rest. After some time passed, a situation arose where Guerin needed to cash out of the investment. "I still was very poor. We had an informal understanding that one would take the other out if either needed to get out. I went to Charlie and said I need to use that money elsewhere. He said fine, figure out what you want." Guerin looked over the accounting statements and thought about it. "I told him it was worth $200,000. Charlie said 'No, you're wrong about that.' I said to myself, Oh darn,' because I needed $200,000. He said, 'It's worth $300,000.' And he pulled out a check and wrote it. I would have been delighted with $200,000. I would have been the happiest man on earth. It was an opportunity for him to show me how stupid I was," Guerin said with a chuckle. "Charlie has a saying, 'Think about it a little more and you will agree with me because you're smart and I'm right.

The combination of loss aversion and narrow framing is a costly curse. Individual investors can avoid that curse, achieving the emotional benefits of broad framing while also saving time and agony, by reducing the frequency with which they check how well their investments are doing. Closely following daily fluctuations is a losing proposition, because the pain of the frequent small losses exceeds the pleasure of the equally frequent small gains. Once a quarter is enough, and may be more than enough for individual investors. In addition to improving the emotional quality of life, the deliberate avoidance of exposure to short-term outcomes improves the quality of both decisions and outcomes. The typical short-term reaction to bad news is increased loss aversion. Investors who get aggregated feedback receive such news much less often and are likely to be less risk averse and to end up richer. You are also less prone to useless churning of your portfolio if you don’t know how every stock in it is doing every day (or every week or even every month). A commitment not to change one’s position for several periods (the equivalent of “locking in” an investment) improves financial performance.

And as a long-short fund, he'd also been obligated to take short positions — betting against companies — which was a tactic that, to most experts in finance, was uncontroversial. The thinking went, when companies were performing poorly, or were mismanaged, or were in an industry that was being overrun, or were simply likely to fail, taking a short position wasn't just logical — it protected the marketplace by pointing out overpriced stocks, prevented fraud by acting as a check against dubious management, and poked holes in potential bubbles. Short sellers also added liquidity and volume to a stock — because they were obligated to buy the stock back at some point in the future. Yes, short sellers profited when companies failed, but usually a short seller wasn't banking on a company failing — just that the stock's price would eventually correct toward its true valuation. Sometimes, though, a trader picked up a short position because the company in question really was going to fail. Because, perhaps, it was in an industry that was dying; had management that seemed completely unable or unwilling to pivot; and had deep fundamental issues in its financing that seemed impossible to overcome.

Humanism thought that experiences occur inside us, and that we ought to find within ourselves the meaning of all that happens, thereby infusing the universe with meaning. Dataists believe that experiences are valueless if they are not shared, and that we need not – indeed cannot – find meaning within ourselves. We need only record and connect our experience to the great data flow, and the algorithms will discover its meaning and tell us what to do. Twenty years ago Japanese tourists were a universal laughing stock because they always carried cameras and took pictures of everything in sight. Now everyone is doing it. If you go to India and see an elephant, you don’t look at the elephant and ask yourself, ‘What do I feel?’ – you are too busy looking for your smartphone, taking a picture of the elephant, posting it on Facebook and then checking your account every two minutes to see how many Likes you got. Writing a private diary – a common humanist practice in previous generations – sounds to many present-day youngsters utterly pointless. Why write anything if nobody else can read it? The new motto says: ‘If you experience something – record it. If you record something – upload it. If you upload something – share it.

What if she doesn’t worry about her body and eats enough for all the growing she has to do? She might rip her stockings and slam-dance on a forged ID to the Pogues, and walk home barefoot, holding her shoes, alone at dawn; she might baby-sit in a battered-women’s shelter one night a month; she might skateboard down Lombard Street with its seven hairpin turns, or fall in love with her best friend and do something about it, or lose herself for hours gazing into test tubes with her hair a mess, or climb a promontory with the girls and get drunk at the top, or sit down when the Pledge of Allegiance says stand, or hop a freight train, or take lovers without telling her last name, or run away to sea. She might revel in all the freedoms that seem so trivial to those who could take them for granted; she might dream seriously the dreams that seem so obvious to those who grew up with them really available. Who knows what she would do? Who knows what it would feel like? But if she is not careful she will end up: raped, pregnant, impossible to control, or merely what is now called fat. The teenage girl knows this. Everyone is telling her to be careful. She learns that making her body into her landscape to tame is preferable to any kind of wildness. Dieting is being careful, and checking into a hunger camp offers the ultimate in care.

Life as an Enron employee was good. Prestwood’s annual salary rose steadily to sixty-five thousand dollars, with additional retirement benefits paid in Enron stock. When Houston Natural and Internorth had merged, all of Prestwood’s investments were automatically converted to Enron stock. He continued to set aside money in the company’s retirement fund, buying even more stock. Internally, the company relentlessly promoted employee stock ownership. Newsletters touted Enron’s growth as “simply stunning,” and Lay, at company events, urged employees to buy more stock. To Prestwood, it didn’t seem like a problem that his future was tied directly to Enron’s. Enron had committed to him, and he was showing his gratitude. “To me, this is the American way, loyalty to your employer,” he says. Prestwood was loyal to the bitter end. When he retired in 2000, he had accumulated 13,500 shares of Enron stock, worth $1.3 million at their peak. Then, at age sixty-eight, Prestwood suddenly lost his entire Enron nest egg. He now survives on a previous employer’s pension of $521 a month and a Social Security check of $1,294. “There aint no such thing as a dream anymore,” he says. He lives on a three-acre farm north of Houston willed to him as a baby in 1938 after his mother died. “I hadn’t planned much for the retirement. Wanted to go fishing, hunting. I was gonna travel a little.

She buys only the best couverture, from a fair trade supplier down near Marseille, and pays for it all in cash. A dozen blocks of each kind, to begin with, she says; but I already know from her eager response that a dozen blocks will not be enough. She used to make all her own stock, so she tells me, and though I'll admit I didn't quite believe it at first, the way she has thrown herself back into the business tells me that she was not exaggerating. The process is deft and peculiarly therapeutic to watch. First comes the melting and tempering of the raw couverture: the process that enables it to leave its crystalline state and take on the glossy, malleable form necessary to make the chocolate truffles. She does it all on a granite slab, spreading out the melted chocolate like silk and gathering it back toward her using a spatula. Then it goes back into the warm copper, the process to be repeated until she declares it done. She rarely uses the sugar thermometer. She has been making chocolates for so long, she tells me, that she can simply sense when the correct temperature has been reached. I believe her; certainly over the past three days I have been watching her, she has never produced a less than flawless batch. During that time I have learned to observe with a critical eye: to check for streaks in the finished product; for the unappealing pale bloom that denotes incorrectly tempered chocolate; for the high gloss and sharp snap that are the indicators of good-quality work.

The anarchists cannot consider, like the collectivists, that a remuneration which would be proportionate to the hours of labour spent by each person in the production of riches may be an ideal, or even an approach to an ideal, society. Without entering here into a discussion as to how far the exchange value of each merchandise is really measured now by the amount of labour necessary for its production—a separate study must be devoted to the subject—we must say that the collectivist ideal seems to us merely unrealizable in a society which has been brought to consider the necessaries for production as a common property. Such a society would be compelled to abandon the wage-system altogether. It appears impossible that the mitigated individualism of the collectivist school could co-exist with the partial communism implied by holding land and machinery in common—unless imposed by a powerful government, much more powerful than all those of our own times. The present wage-system has grown up from the appropriation of the necessaries for production by the few; it was a necessary condition for the growth of the present capitalist production; and it cannot outlive it, even if an attempt be made to pay to the worker the full value of his produce, and hours-of-labour-checks be substituted for money. Common possession of the necessaries for production implies the common enjoyment of the fruits of the common production; and we consider that an equitable organization of society can only arise when every wage-system is abandoned, and when everybody, contributing for the common well-being to the full extent of his capacities, shall enjoy also from the common stock of society to the fullest possible extent of his needs.

For some reason newspapers are not the laboratories and experimental stations of the mind that they could be, to the public's great benefit, but usually only its warehouses and stock exchanges. If he were alive today, Plato—to take him as an example, because along with a dozen others he is regarded as the greatest thinker who ever lived—would certainly be ecstatic about a news industry capable of creating, exchanging, refining a new idea every day; where information keeps pouring in from the ends of the earth with a speediness he never knew in his own lifetime, while a staff of demiurges is on hand to check it all out instantaneously for its content of reason and reality. He would have supposed a newspaper office to be that topos uranios, that heavenly realm of ideas, which he has described so impressively that to this day all the better class of people are still idealists when talking to their children or employees. And of course if Plato were to walk suddenly into a news editor’s office today and prove himself to be indeed that great author who died over two thousand years ago he would be a tremendous sensation and would instantly be showered with the most lucrative offers. If he were then capable of writing a volume of philosophical travel pieces in three weeks, and a few thousand of his well-known short stories, perhaps even turn one or the other of his older works into film, he could undoubtedly do very well for himself for a considerable period of time. The moment his return had ceased to be news, however, and Mr. Plato tried to put into practice one of his well-known ideas, which had never quite come into their own, the editor in chief would ask him to submit only a nice little column on the subject now and then for the Life and Leisure section (but in the easiest and most lively style possible, not heavy: remember the readers), and the features editor would add that he was sorry, but he could use such a contribution only once a month or so, because there were so many other good writers to be considered. And both of these gentlemen would end up feeling that they had done quite a lot for a man who might indeed be the Nestor of European publicists but still was a bit outdated, and certainly not in a class for current newsworthiness with a man like, for instance, Paul Arnheim.

Leonard H. Stringfield 1)Retrievals of the Third Kind: A Case Study of Alleged UFOs and Occupants in Military Custody. The first formal research paper presented publicly on the subject of UFO crash/retrievals at the MUFON Symposium, Dayton, Ohio, July, 1978. Original edition, dated April, 1978, was published in MUFON Proceedings (1978). Address: MUFON, 103 Oldtowne Road, Seguin, Texas 78155. If available, price___________. 2)Retrievals of the Third Kind: A Case Study of Alleged UFOs and Occupants in Military Custody,Status Report I. Revised edition, July, 1978, word processed copy, 34 pages. Available at author's address. See below. Price, USA___________. 3)UFO Crash/Retrieval Syndrome, Status Report II. Published by MUFON. Flexible cover, typeset, illustrations, 37 pages. Available only at MUFON address: 103 Oldtowne Road, Seguin, Texas 78155. Price, USA___________. 4)UFO Crash/Retrievals: Amassing the Evidence, Status Report III, June 1982; flexible cover, typeset, illustrations, 53 pages. Available from author's address. See below. Price, USA___________. 5)The Fatal Encounter at Ft. Dix -- McGuire: A Case Study, Status Report IV, June, 1985. Paper presented at MUFON Symposium, St. Louis, Missouri, 1985. Xeroxed copy, 26 pages. Available at author's address. See below. Price, USA___________. 6)UFO Crash/Retrievals: Is the Coverup Lid Lifting? Status Report V. Published in MUFON UFO Journal, January, 1989, with updated addendum. Xeroxed copy, 23 pages. Available at author's address. See below. Price, USA___________. 7)Inside Saucer Post, 3-0 Blue. Book privately published, 1957. Review of author's early research and cooperative association with the Air Defense Command Filter Center, using code name, FOX TROT KILO 3-0 BLUE. Flexible cover, typeset, illustrations, 94 pages. Available from author's address. See below. Price, USA___________. 8)Situation Red: The UFO Siege. Hardcover book published by Doubleday & Co., 1977. Paperback edition published by Fawcett Crest Books, 1977. Also foreign publishers. Out of print, not available. 9)Orbit Newsletter, published monthly, 1954-1957, by author for international sale and distribution. Set of 36 issues. Some issues out of stock, duplicated by xerox. Available at author's address -- see below. Price of set, USA___________. 10)UFO Crash/Retrievals: The Inner Sanctum, Status Report VI, July, 1991; flexible cover, book length, 81.000 words, 142 (8-1/2 X 11) pages, illustrated. Privately published. Available from author's address. See below. Price, USA___________. Prices include postage and handling. Mailings to Canada, add 500 for each item ordered. All foreign orders, payable U.S. funds, International money order or draft on U.S. Bank. Recommend Air Mail outside U.S. territories. Check on price. Leonard H. Stringfield 4412 Grove Avenue Cincinnati, Ohio 45227 USA Telephone: (513) 271-4248

Dear KDP Author, Just ahead of World War II, there was a radical invention that shook the foundations of book publishing. It was the paperback book. This was a time when movie tickets cost 10 or 20 cents, and books cost $2.50. The new paperback cost 25 cents – it was ten times cheaper. Readers loved the paperback and millions of copies were sold in just the first year. With it being so inexpensive and with so many more people able to afford to buy and read books, you would think the literary establishment of the day would have celebrated the invention of the paperback, yes? Nope. Instead, they dug in and circled the wagons. They believed low cost paperbacks would destroy literary culture and harm the industry (not to mention their own bank accounts). Many bookstores refused to stock them, and the early paperback publishers had to use unconventional methods of distribution – places like newsstands and drugstores. The famous author George Orwell came out publicly and said about the new paperback format, if “publishers had any sense, they would combine against them and suppress them.” Yes, George Orwell was suggesting collusion. Well… history doesn’t repeat itself, but it does rhyme. Fast forward to today, and it’s the e-book’s turn to be opposed by the literary establishment. Amazon and Hachette – a big US publisher and part of a $10 billion media conglomerate – are in the middle of a business dispute about e-books. We want lower e-book prices. Hachette does not. Many e-books are being released at $14.99 and even $19.99. That is unjustifiably high for an e-book. With an e-book, there’s no printing, no over-printing, no need to forecast, no returns, no lost sales due to out of stock, no warehousing costs, no transportation costs, and there is no secondary market – e-books cannot be resold as used books. E-books can and should be less expensive. Perhaps channeling Orwell’s decades old suggestion, Hachette has already been caught illegally colluding with its competitors to raise e-book prices. So far those parties have paid $166 million in penalties and restitution. Colluding with its competitors to raise prices wasn’t only illegal, it was also highly disrespectful to Hachette’s readers. The fact is many established incumbents in the industry have taken the position that lower e-book prices will “devalue books” and hurt “Arts and Letters.” They’re wrong. Just as paperbacks did not destroy book culture despite being ten times cheaper, neither will e-books. On the contrary, paperbacks ended up rejuvenating the book industry and making it stronger. The same will happen with e-books. Many inside the echo-chamber of the industry often draw the box too small. They think books only compete against books. But in reality, books compete against mobile games, television, movies, Facebook, blogs, free news sites and more. If we want a healthy reading culture, we have to work hard to be sure books actually are competitive against these other media types, and a big part of that is working hard to make books less expensive. Moreover, e-books are highly price elastic. This means that when the price goes down, customers buy much more. We've quantified the price elasticity of e-books from repeated measurements across many titles. For every copy an e-book would sell at $14.99, it would sell 1.74 copies if priced at $9.99. So, for example, if customers would buy 100,000 copies of a particular e-book at $14.99, then customers would buy 174,000 copies of that same e-book at $9.99. Total revenue at $14.99 would be $1,499,000. Total revenue at $9.99 is $1,738,000. The important thing to note here is that the lower price is good for all parties involved: the customer is paying 33% less and the author is getting a royalty check 16% larger and being read by an audience that’s 74% larger. The pie is simply bigger.

As the stock trades lower each day, what is the volume doing? Right! It is increasing. The volume is confirming the trend. We always check the volume. If a stock is advancing and the volume is declining, then it is not confirming the trend.

Just in case we hit a black spot or something. Jeez, it’s cold.’ Craig rubbed his hands together and blew on them. ‘Wait until we get out to Billbinya. You’ll know what cold is then. So, you right? Can I back into the trailer now?’ ‘Yep.’ Craig directed Dave as he backed up to the trailer that held a quad bike in case they needed to muster any stock. After attaching it to the tow ball and hooking up the lights, he jumped in the passenger side. He adjusted the squelch on the CB radio and asked, ‘Have you been listening to the CB as you’ve been driving?’ ‘Yeah, I haven’t heard anything that indicates unusual stock movements. I’ve heard the truckies telling others that we’re around, though, so it’s common knowledge that we’ve arrived.’ As they drove towards Billbinya, Dave discussed the program he had in mind. ‘I want to try and do a stocktake of all the animals that are on Billbinya. So we’ll get Gemma’s stock numbers and a map, work out what stock is in which paddock. We’ll check out those animals. You can check the earmarks and I’ll see if I can get a count of the mobs we come across. If we don’t get it all done by tomorrow we’ll stay another night. If we find anything untoward we’ll ask to see the paperwork. Weigh bills, stock sale invoices. Gemma told me that Ned has done a full stock count for the 30 June figures, so they should be pretty up to date.’ ‘I reckon talking to Ned and Ben would be a good idea too,’ Craig suggested. ‘Theoretically, they should have copies of all the contracts to do with stock from the past few years, that way we can cross-reference it with Gemma’s paperwork.’ ‘Yeah, that’s true,’ Dave said. ‘That might be worth following up when we get back. You didn’t find anything criminally interesting on any of the players, did

p2 I'd seen a photo of the actual red and white checked notebook that was Anne [Frank]'s first diary. I longed to own a similar notebook. Stationery was pretty dire back in the late fifties and early sixties. There was no such thing as Paperchase. I walked round and round the stationery counter in Woolworths and spent most of my pocket money on notebooks, but they weren't strong on variety. You could have shiny red sixpenny notebooks, lined inside, with strange maths details about rods and poles and perches on the back. (I never found out what they were!) Then you could have shiny blue sixpenny notebooks. That was your lot. I was enchanted to read in Dodie Smith's novel I Capture The Castle that the heroine, Cassandra, was writing her diary in a similar sixpenny notebook. She eventually progressed to a shilling notebook. My Woolworths rarely stocked such expensive luxuries. Then, two thirds of the way through the book, Cassandra is given a two-guinea red leather manuscript book. I lusted after that fictional notebook for years. I told my mother, Biddy. She rolled her eyes. It could have cost two hundred guineas - both were way out of our league... My dad, Harry, was a civil servant. One of the few perks of his job was that he had an unlimited illegal supply of notepads watermarked SO - Stationery Office. I'd drawn on these pads for years, I'd scribbled stories, I'd written letters. They were serviceable but unexciting: thin cream paper unreliably bound with glue at the top. You couldn't write a journal with these notepads; it would fall apart in days... My spelling wasn't too hot. It still isn't. Thank goodness for the spellcheck on my computer!

Vinod’s father, Sharad Pandurang Panchal, or Sharad Kaka (Uncle), as he’s popularly called, is a fitter at a factory near his home. There are a number of shops in that neighbourhood, part of a fairly large and well-stocked market, and Sharad Kaka is used to frequenting those shops, and not the mall. Consider Sharad Kaka’s journey in the mall. As he enters, there’s a uniformed guard waiting to frisk him. Once he’s in, there’s another man in uniform at the bottom of the escalator. At the entrance to the store, there’s yet another security guard inspecting Sharad Kaka’s bags, and ‘confiscating’ them while he shops. At the exit, there’s another uniform to check his bill. For just one simple visit to a store, Sharad Kaka encounters four uniformed people. It is enough to deter him from shopping in the mall. ‘I feel guilty, as though I’ve done something wrong, ‘ he says, when asked about his reluctance to shop at the mall. In his mind, far from protecting him, the uniformed guards seem to threaten him, as though they’re there to check him and snoop on him. He doesn’t view them as his protectors, but his challengers. ‘You never know,’ he explains, ‘when you could get into trouble with one of these guys.’ Uniformed people, explained the man, almost always meant trouble for simple folk like him.

I've been wondering all day what flavor lip gloss you've got on." "Dr. Pepper," I say, before my brain starts to work again. "Lip Smackers?" He laughs. "Really?" "My mom always puts a ton of them in my stocking at Christmas," I try to explain, but really, what's the point now? He already knows my taste in cosmetics hasn't changed since the seventh grade. "I like it." "You do?" "Well, let me double-check," he says, and then he licks his bottom lip before he kisses me again. I feel the tip of his tongue soft against mine, taste the sweetness of his breath as he kisses me deeper. Then he moves his lips, all warm and soft over to my ear and kisses me there until I can't speak.

Jesus is not suggesting we serve simply by writing a check, or even by stocking a food pantry. As the women who anointed his feet made direct physical contact with him, so he wants his disciples to make direct physical contact with others. Service is up close and personal; service is something others can see and appreciate; service means getting down off one’s high horse and manifesting meekness and humility. It teaches us that we are not the important ones: the ones we serve are the ones who are important. And we, in turn, might receive that same service when we need it. The foot washing may be a singular event, but its meaning should permeate one’s life.

After twelve months of going nowhere, the investment committee loses patience and takes over the deal more directly. Organic is sold to a special-purpose acquisition company (or SPAC) listed on local stock exchanges. A SPAC is a cash box with a blank check raised from investors to buy a business within a set timeframe as determined by the executives who run the vehicle. Often, as the vehicle is publicly listed, a SPAC can strike a deal at a higher purchase price than a private equity firm would be willing to pay. Its investors will accept a lower return than they would from a private equity fund, often because the investment is marketed to them as a safer or more straightforward bet. In this case, the SPAC is run by a former senior executive of a French food retail chain and a major hedge fund seeking to expand into the private equity industry. Their joint sector and finance experience is convincing enough for the SPAC’s investors to agree that the transaction is likely to be worthwhile. The

It takes long hours and late nights to gear up for the start of a school year, even in a normal year—cataloging all our new books, stamping them (I’m a title-page and edge-of-the-pages stamper), bar-coding them, wrapping the jackets in plastic covers, and getting them all on the shelves. Plus: decorating, organizing, lesson planning, Marie Kondo-ing my cabinets, checking in on teachers’ upcoming lesson plans, and stocking books to tie in with study units and book reports. It’s a lot of planning, but it’s also a lot of physical work, and it can only go so fast.

Actually Wall Street thinks just as the Greeks did. The early Greeks used to sit around for days and debate how many teeth a horse has. They thought they could figure it out by just sitting there, instead of checking the horse. A lot of investors sit around and debate whether a stock is going up, as if the financial muse will give them the answer, instead of checking the company.

sit on a man’s back, choking him and making him carry me, and yet assure myself and others that I am very sorry for him and wish to ease his lot by all possible means—except by getting off his back.”[1] True then and there, and true now and here. There is so much poverty in this land not in spite of our wealth but because of it. Which is to say, it’s not about them. It’s about us. “It is really so simple,” Tolstoy wrote. “If I want to aid the poor, that is, to help the poor not to be poor, I ought not to make them poor.”[2] How do we, today, make the poor in America poor? In at least three ways. First, we exploit them. We constrain their choice and power in the labor market, the housing market, and the financial market, driving down wages while forcing the poor to overpay for housing and access to cash and credit. Those of us who are not poor benefit from these arrangements. Corporations benefit from worker exploitation, sure, but so do consumers who buy the cheap goods and services the working poor produce, and so do those of us directly or indirectly invested in the stock market. Landlords are not the only ones who benefit from housing exploitation; many homeowners do, too, their property values propped up by the collective effort to make housing scarce and expensive. The banking and payday lending industries profit from the financial exploitation of the poor, but so do those of us with free checking accounts at Bank of America or Wells Fargo, as those accounts are subsidized by billions of dollars in overdraft fees.[3] If we burn coal, we get electricity, but we get sulfur dioxide and nitrogen oxide and other airborne toxins, too. We can’t have the electricity without producing the pollution. Opulence in America works the same way. Someone bears the cost.

The securities lending business boils down to one concept: exchanging a security that someone needs for a different security or cash. The business is driven by the need of the dealer community to cover short positions, be it in stocks, Treasurys, agencies, corporate bonds, ADRs, or even ETFs. When a dealer is looking to cover a short position, they first check what are colloquially known as the “sec lenders.” The securities lending group will pull the security out of the end-user portfolio and lend it into the Repo market. When a securities lending group loans a security, they either receive cash or bonds in return. If they receive cash, they reinvest the cash. If they receive a bond, they earn a fee on the spread between where they loan the bond and borrow the other. In the case of cash, they need to invest it. They need an investment that generates a sufficient return to make the business viable, yet, at the same time, without taking too much risk. The safest and easiest way to invest is in overnight Treasury repo. The problem is that there’s very little profit lending a Treasury and reinvesting in a Treasury. In order to enhance returns, the securities lending groups take some risk. It’s not necessarily a lot of risk, but increasing returns involves increasing risk. It can be either interest rate risk, credit risk, or liquidity risk. Technically a combination of all three is possible, too, but that’s pretty dangerous. The yield curve is upward sloping most of the time, so investing for a longer period of time generally generates a higher yield. Let’s say the overnight rate is 2.00%, the one-month rate is 2.05%, and the three-month rate is at 2.15%. Instead of reinvesting cash overnight, there’s an extra 15 basis points for investing for three months. Since the end-investor clients usually hold their bonds to maturity, there’s only a small chance they will sell a bond during that three-month period. On top of that, the securities lending groups run multi-billion dollar portfolios, so they can ladder their investments.

So, let’s move down the checklist, shall we, Sean?” “Let’s,” he says, as he holds a struggling Antoine in his iron grip. “We stole his money?” “Yep.” “Palo took his wife?” A nod. “We’ve trashed his reputation?” “He’s a fucking laughing-stock, but in truth, he did that himself.” “We stole his kingdom and gave a set of keys to the lieutenant fucking his wife, and positioned him to our advantage?” Sean’s menacing smile appears, and he nods. “Palo is going to have a damn good year.” “Did I leave anything out?” “His mistress just fled France.” He shrugs. “Something must have spooked her.” Antoine snaps his gaze between the two of us, his features twisted in utter defeat as I step toward him and press the barrel of my Glock to the center of his forehead. “And I didn’t have to lift a finger because I’m just a pawn, who managed to find a queen and make her fall in love with me. But what good is a pawn, who can check, without a mate?

Online stock traders often check their portfolios ten or twenty times an hour—as if, by not letting their stocks out of their sight for more than a few minutes, they could somehow keep their prices from dropping.

The Securities and Exchange Commission was created in 1934, and, together with other checks and balances (including class-action suits), it helped build a sense of professional ethics among managers, auditors, and other market participants, leading to the creation of a securities market of unprecedented size, with unprecedented participation. At the peak of the market in March 2000, the market capitalization of U.S. stocks (as measured by the Wilshire index) was $17 trillion, or 1.7 times the value of American GDP. Half of all U.S. households owned equities. The world has changed a great deal, however, over the past sixty years. New forms of deception have been developed. In the go-go environment of the nineties while market values soared, human values eroded, and the playing field became terribly unlevel once again, contributing to the bubble that burst soon after the beginning of the new millennium. The

Managing the Neutral Zone: A Checklist Yes No   ___ ___ Have I done my best to normalize the neutral zone by explaining it as an uncomfortable time that (with careful attention) can be turned to everyone’s advantage? ___ ___ Have I redefined the neutral zone by choosing a new and more affirmative metaphor with which to describe it? ___ ___ Have I reinforced that metaphor with training programs, policy changes, and financial rewards for people to keep doing their jobs during the neutral zone? ___ ___ Am I protecting people adequately from inessential further changes? ___ ___ If I can’t protect them, am I clustering those changes meaningfully? ___ ___ Have I created the temporary policies and procedures that we need to get us through the neutral zone? ___ ___ Have I created the temporary roles, reporting relationships, and organizational groupings that we need to get us through the neutral zone? ___ ___ Have I set short-range goals and checkpoints? ___ ___ Have I set realistic output objectives? ___ ___ Have I found the special training programs we need to deal successfully with the neutral zone? ___ ___ Have I found ways to keep people feeling that they still belong to the organization and are valued by our part of it? And have I taken care that perks and other forms of “privilege” are not undermining the solidarity of the group? ___ ___ Have I set up one or more Transition Monitoring Teams to keep realistic feedback flowing upward during the time in the neutral zone? ___ ___ Are my people willing to experiment and take risks in intelligently conceived ventures—or are we punishing all failures? ___ ___ Have I stepped back and taken stock of how things are being done in my part of the organization? (This is worth doing both for its own sake and as a visible model for others’ similar efforts.) ___ ___ Have I provided others with opportunities to do the same thing? Have I provided them with the resources—facilitators, survey instruments, and so on—that will help them do that? ___ ___ Have I seen to it that people build their skills in creative thinking and innovation? ___ ___ Have I encouraged experimentation and seen to it that people are not punished for failing in intelligent efforts that do not pan out? ___ ___ Have I worked to transform the losses of our organization into opportunities to try doing things a new way? ___ ___ Have I set an example by brainstorming many answers to old problems—the ones that people say we just have to live with? Am I encouraging others to do the same? ___ ___ Am I regularly checking to see that I am not pushing for certainty and closure when it would be more conducive to creativity to live a little longer with uncertainty and questions? ___ ___ Am I using my time in the neutral zone as an opportunity to replace bucket brigades with integrated systems throughout the organization?

You know, what I've always done is take a look through a book, look at the paper stock, the printing, the publisher, the actual content, and, taking everything into account, I price it. . . . And now I can't. The fact that I can check this book . . . — the fact that I can check this book on the Internet means that I have to check this book on the Internet.

In ten minutes I am at the massive Whole Foods on Kingsbury. I go to the salad bar. I fill containers with carrots, celery, sliced onions, shredded cabbage, chopped tomatoes. Garbanzo beans and corn. Shredded chicken, peas, chopped cauliflower, and broccoli. Baby spinach leaves. Cooked barley. I check out, with my three salad bar containers, and head back toward home. I stop at La Boulangerie and pick up a baguette. I get home and don't even take my coat off. I get out one of my big stock pots, and dump all three containers into the pot. From the pantry, a jar of Rao's marinara. From the freezer, a container of homemade chicken stock. I don't even bother to thaw it, I just plop it like an iceberg into the pot. Salt, pepper, and pepper flakes for heat. I crank the heat to medium, give it a stir and leave it.

What is the potential for appreciation? Is the outlook bright for the future financial performance of the acquiring company? Do your homework—check out the stock and its upside potential. If you had received cash instead of stock, would you purchase a large quantity of the company’s stock? Review stock analysts’ reports. Ask the company which analysts follow the company and get copies of recent reports from their brokerage firms.

Good master, while we do admire This virtue and this moral discipline, Let’s be no stoics nor no stocks, I pray, Or so devote to Aristotle’s checks As Ovid be an outcast quite abjured. 5 Balk logic with acquaintance that you have, And practice rhetoric in your common talk. Music and poesy use to quicken you; The mathematics and the metaphysics, Fall to them as you find your stomach serves you. 10 No profit grows where is no pleasure ta’en. In brief, sir, study what you most affect. —TRANIO, The Taming of the Shrew, 1.1.29–40 In other words: Listen, boss. We all think highly of ethics and morality. But—please—let’s not eliminate fun altogether, or turn ourselves into stuffed shirts. Let’s not dedicate ourselves to a life of restraint and throw away pleasure altogether. (Let’s not get all hung up with that stickler Aristotle about stuff like right and wrong, and throw Ovid’s stories about people who get naked right out the window.) Work on your analytical skills by figuring out how to split the check. Use linguistic theory in your everyday chitchat. By all means listen to music and read poetry, but purely for your enjoyment. As for math and philosophy, get involved in that stuff only when you’re really in the mood. You can’t learn anything if you’re miserable. Here’s my point: as far as study goes, stick to the subjects you like.

Quick! What aisle are the douches in? I've got three bitches at the beach cottage and they all stick to high heaven."... "You do carry Massengill, don't you? That's the best brand, according to my research." "Ah..." What kind of man researches douches? A man who goes to bed with three women... "Would you mind checking your inventory in the back? I'll need more." "I'm not allowed to leave the register, but I'll be happy to page our stock boy." Douche-man grunted and flipped the package around. "It's gonna take at least two boxes for Loa. She's big. Got wide hips. Skinny legs, though. Kinda like a twenty-gallon tank on toothpicks.

She spotted Captain Winston in the barn, hitching the mares to the wagon, and walked out to join him. When he turned around, she was taken aback. “Good morning, Mrs. Prescott.” She stared at the freshly shaven man smiling down at her, a hint of stubble shadowing the jawline that only yesterday had sported a full and unruly beard. “Captain Winston?” His smile deepened, along with the gray of his eyes, which, without the distraction of the beard, proved to be a rather disarming combination. He rubbed a hand over his jaw as though privy to her thoughts. “Yes, ma’am. At your service. Mrs. McGavock says you need to go into town.” “Y-yes, I do. Thank you, Captain, for taking me.” “My pleasure. Just give me a couple more minutes and we’ll be set.” He circled the wagon and checked the harness straps on the other side. She tried not to stare, but had to acknowledge . . . He was a handsome man with strong, angular features. And younger than she would’ve guessed upon their first meeting. He possessed a quiet confidence about him as though he had nothing left to prove. Either that, or he simply didn’t put much stock in others’ opinions. Seeing him clean shaven brought back memories of Warren’s last trip home in April. He’d been sporting a similar soldier’s beard, as she’d called it. All wild and woolly. She’d shaved it off for him that first night, cherishing the chance to look fully into the face of the man she’d married. And loved. Loved still.

So where’s your kitchen general?” Val asked as they settled in for a brandy in wing chairs before the hearth in the library. “She missed tea and dinner.” “She’s asleep.” St. Just had sent a tray up to her at teatime, then checked on her just an hour or so ago. The food was half gone, and the kitchen general was facedown on her bed, one foot still wearing its stocking. He’d wrestled her out of her clothes and tucked her in, all without her even opening both eyes. “She’s the prettiest kitchen general I can recall meeting,” Val said, toeing off his boots. “And she looks at you like you are the world’s largest chocolate cream cake.” “She does not.” She might have once upon a dark night, but she was obviously retrenching from that happy aberration. “She does too. When you’re out there on your horses, she glances repeatedly out the window, then just stops and stares and sighs and shakes her head and starts glancing again. When she came into the music room looking for the child, she asked me what kind of music you like best.” “I

So, instead of driving yourself crazy by constantly monitoring your stocks or funds, you should cut back gradually until you look at their value only four times a year—either at the end of each calendar quarter or on four easily memorable and roughly equidistant dates. After all, time is money—but money is also time. If you’re compulsively checking up on the prices of your investments, you’re not only hurting your financial returns, you’re unnecessarily taking precious time away from the rest of your life.

She floated unsteadily over to the dairy section, and found her eyes immediately directed to the small packet with its crisp navy logo exerting enough power to eclipse all the other products around it. To think that a regular supermarket such as this one would stock Échiré butter! Checking the price, she saw it was less than a thousand yen. Not just that, either, but there was a whole assortment of different kinds of butter filling the display: cultured, aged, salted, unsalted... Until just a few months ago, it was difficult to find. Things changed at such speed. For a while, Rika stood still, bathing in the white light of the dairy section.

There once was a town. It was a quaint little town, in a quiet valley, where life moved at the pace of snails and the only road in was the only way out, too. There was a candy store that sold the sweetest honey taffy you ever tasted, and a garden store that grew exotic, beautiful blooms year-round. The local café was named after a possum that tormented its owner for years, and the chef there made the best honey French toast in the Northeast. There was a bar where the bartender always knew your name, and always served your burgers slightly burnt, though the local hot sauce always disguised the taste. If you wanted to stay the weekend, you could check-in at the new bed-and-breakfast in town--- just as soon as its renovations were finished, and just a pleasant hike up Honeybee Trail was a waterfall there, rumor had it, if you made a wish underneath it, the wish would come true. There was a drugstore, a grocer, a jewelry store that was open only when Mercury was in of retrograde--- And, oh, there was a bookstore. It was tucked into an unassuming corner of an old brick building fitted with a labyrinthine maze of shelves stocked with hundreds of books. In the back corner was a reading space with a fireplace, and chairs so cozy you could sink into them for hours while you read. The rafters were filled with glass chimes that, when the sunlight came in through the top windows, would send dapples of colors flooding across the stacks of books, painting them in rainbows. A family of starlings roosted in the eaves, and sang different songs every morning, in time with the tolls of the clock tower. The town was quiet in that cozy, sleepy way that if you closed your eyes, you could almost hear the valley breathe as wind crept through it, between the buildings, and was sighed out again.

How well people expect stocks and cryptocurrencies to perform has a role in how they do perform in the long run. So reality is really about expectations. The economy is made up of people, right? So it checks out that what people think is going to happen (expectations) will drive their behavior (reality) and thus the Fed’s response (policy). I mean technically, we are all the Federal Reserve.

I didn’t have a specific place where my Perfect Day would occur. I just knew it would be somewhere that it got cold. I wanted to be wearing a cozy sweater and warm jacket. It didn’t need to be freezing, but I imagined the weather would be chilly enough to make my cheeks red. I’d be in a small town. The kind of town where people knew you. Where you’d walk past a store and the owner would pop their head out the door trying to lure you inside to see the latest jewelry they got in stock, or to try a new recipe they were testing. At some point, I’d get a hot chocolate with lots of marshmallows, using the heat from the cup to keep my hands warm. I’d walk down a street lined with twinkly lights and garlands draped between lampposts. Everyone I walked past would say hello. When it got just cold enough, that’s when I’d walk past the bookshop. It would smell like cider inside and sure enough, there would be a little beverage cart near the door with cups and a cheery sign that would read help yourself. I’d switch out my hot chocolate for a cider and wander around the store. It would be large but full of books and leather chairs and maybe even a cat lounging on some shelves. Every book I wanted to buy would be in stock and I’d find a few more that I hadn’t even known I wanted. But the thing that made it the Perfect Day would be that when I went to check out, the salesperson would recognize me. It’s you, they’d say, and then point to a shelf where my book was prominently displayed. Would you mind signing some copies? they’d ask. We’re big fans of your work. That, I think, would truly be the Perfect Day.

Once you have constructed a business story for your company, you must stop and check to see whether your story passes what we call the 3P test, i.e. Is it possible? Is it plausible? Is it probable? We capture the differences between the three tests in Figure 5.2. As you go from possible to plausible to probable, you are making the tests more stringent, requiring more compelling explanations or more data from the storyteller. The “possibility” test is the weakest of the three, requiring only that you show that there is some pathway that exists for your story to hold and that it is not a fairy-tale. The “plausibility” test is stronger and requires evidence that you have succeeded, at least on a smaller scale (a market test, a geography), with your business. The “probability” test is the most difficult one since you must show that your business story can scale up and that your barriers to entry work.

Never dig so deep into the numbers that you check your common sense at the door, and always read the proxy statement before (and after) you buy a stock.

Think about the following before you team up for the long haul: Do not start a relationship with someone unless you really, really trust them. Do introduce vesting so that each of you earns your stock over several years. Do make sure you are aligned on your values, what you want to build, and how you want to build it. Do not ignore the possibility that one of you may leave. Plan for what a successful exit from the business may look like. Do have the hard conversations as early as you possibly can. Just like there’s no point in dating someone for five years before you figure out if they want what you want, early in any serious professional relationship, it is important to explore and understand each other’s values and ambitions. Because hard conversations get harder the longer you wait to have them. Here are some questions worth asking your potential partners: What does a happy relationship look like? What does success for this business look like? What does an exit look like? How fast do we want to grow? Why are we starting this together? Have these hard conversations again and again. Think about specific check-ins to reevaluate these goals so that disagreements don’t fester silently, and make sure that whatever path you plan on taking, you’re on the same page about

I could see reminders of why I had cast aside my phone in the first place. I sat in Café Heaven, a lovely little place in the West End of Provincetown, and ate an eggs Benedict. Next to me there were two men in, I guess, their mid-twenties. I shamelessly eavesdropped on their conversation while pretending to read David Copperfield. It was clear they had met on an app, and this was the first time they had seen each other in person. Something about their conversation seemed odd to me, and I couldn’t place it at first. Then I realized they weren’t, in fact, having a conversation at all. What would happen is the first one, who was blond, would talk about himself for ten minutes or so. Then the second one, who was dark-haired, would talk about himself for ten minutes. And they alternated in this way, interrupting each other. I sat next to them for two hours, and at no point did either of them ask the other person a question. At one point, the dark-haired man mentioned that his brother had died a month before. The blond didn’t even offer a cursory “I’m so sorry to hear that”; he simply went back to talking about himself. I realized that if they had met up simply to read out their own Facebook status updates to each other in turn, there would have been absolutely no difference. I felt like everywhere I went, I was surrounded by people who were broadcasting but not receiving. Narcissism, it occurred to me, is a corruption of attention—it’s where your attention becomes turned in only on yourself and your own ego. I don’t say this with any sense of superiority. I am embarrassed to describe what I realized in that week that I missed most about the web. Every day in my normal life—sometimes several times a day—I would look at Twitter and Instagram to see how many followers I had. I didn’t look at the feed, the news, the buzz—just my own stats. If the figure had gone up, I felt glad—like a money-obsessed miser checking the state of his personal stocks and finding he was slightly richer than yesterday. It was as if I was saying to myself, See? More people are following you. You matter. I didn’t miss the content of what they said. I just missed the raw numbers, and the sense that they were growing.

Look for strong price signals: channel breakout, head-and-shoulders, good range trades. (I used to include Golden Cross, but it let me down once too often. Maybe I should give it another try, as that was a few years ago.) Always confirm the price signal with another indicator (RSI or volume). If in doubt check a third indicator. If that is not conclusive, don't trade. Ensure the potential profit is at least 2x the stop-loss level, 3x or more if possible.  Trade in lots of [5% my portfolio size]. Place the stop-loss at the same time as the order. Do not ever, ever break these rules. The market can stay irrational longer than you can stay solvent. If you can't find a trade, don't try to make one.

Delta Airlines Customer Service Number +1-855-653-5007 In the event that you are wanting to fly anyplace then creating Delta Airlines Customer service can be very useful for you. The help presented by this carrier has been acclaimed by numerous travelers which is obvious by the titanic speed of its development rate. Delta Airlines has become one of the fundamental transporters of the US by developing huge amounts at a time in each conceivable viewpoint. The authority site of the carrier says that it puts stock in uniting individuals than simply carrying individuals to a spot. Indeed, they are trying to do they are saying others should do which is noticeable by the quantity of individuals picking Delta over some other carrier each and every day. The records say that 91 million individuals make Delta Airlines flight reservations consistently. The carrier has been effectively made its spot in the market by serving the travelers beginning around 1929. Baggage allowance is the biggest concern of all passengers regardless of the airline they select to fly with. The airlines charge a baggage fee from the passengers that exceed the baggage allowance limit. But passengers will find a crystal clear policy mentioned on the Delta airlines official site with no hidden charges. The airlines suggests the passengers to check the baggage policy before making any Delta Airlines reservations online. Please note that the baggage allowance with Delta reservations is determined by the origin of the flight and the destination of the flight along with the type of fare purchased by the passenger. Though the following information on baggage allowance is provided on the standard basis: Carry-on Baggage The passengers are allowed to carry one carry on baggage on board with Delta reservations. The size of the carry-on baggage must not exceed the dimensions of 22″ x 14″ x 9″ or 56 x 35 x 23 cm. The weight of the carry-on baggage must not be more than seven (7) kgs or fifteen (15) lbs. The baggage must fit in the overhead bin or under the seat in front of your seat The size of the carry-on baggage must not exceed 45 linear inches or 114 cms. The aforementioned size of the bags include the wheels and the handles of the bag as well The passengers are allowed to carry one personal item along with the carry-on baggage. The personal item can be a jacket, a laptop, a purse, a camera bag, a briefcase. Please note that the aforementioned list is not exhaustive.

There is always opportunity cost in choosing one path over others. The betting elements of decisions—choice, probability, risk, etc.—are more obvious in some situations than others. Investments are clearly bets. A decision about a stock (buy, don’t buy, sell, hold, not to mention esoteric investment options) involves a choice about the best use of financial resources. Incomplete information and factors outside of our control make all our investment choices uncertain. We evaluate what we can, figure out what we think will maximize our investment money, and execute. Deciding not to invest or not to sell a stock, likewise, is a bet. These are the same decisions I make during a hand of poker: fold, check, call, bet, or raise.

We fundamentally changed the point of view of the business from customer-oriented to buyer-oriented. I put our buyers in charge of the company. From 1958 through 1976, we tried to carry what the customers asked for, given the limits of our small stores and other operational parameters. Each store manager had great latitude in what was carried and from what supplier it was ordered. There was very little central distribution except for Trader Joe’s labeled California wines or imports. Each store probably had access to ten thousand stock keeping units (SKUs), of which about three thousand were actually stocked in any given week. By the time I left in 1989, we were down to a band of 1,100 to 1,500 SKUs, all of which were delivered through a central distribution system. The managers no longer had any buying discretion and there were no “DSDs,” or direct store deliveries. And along the way not only did we drop a lot of products that our customers would have liked us to sell, even at not-outstanding prices, but we stopped cashing checks in excess of the amount of purchase, we stopped all full-case discounts, and we persistently shortened the hours. We violated every received-wisdom of retailing except one: we delivered great value, which is where most retailers fail.

Pat Dorsey, a Chicago-based hedge fund manager, expresses a similar view. “The single best thing any investor can do is to not have a TV and a Bloomberg terminal in their office,” he once told me. “That I have to walk fifty feet down the hall to look at stock prices or check the news on our portfolio is great. It’s so tempting. It’s like checking email obsessively: you get a little dopamine rush. But as we all know logically and rationally, it’s utterly nonproductive.

The reality check described here can determine that a strategy won't work. But the opposite is not true: it cannot with the same certainty determine that it will work.

Embrace Efficiency, Elevate Flavor: Smart Kitchen Tools for Culinary Adventurers The kitchen, once a realm of necessity, has morphed into a playground of possibility. Gone are the days of clunky appliances and tedious prep work. Enter the age of the smart kitchen tool, a revolution that whispers efficiency and shouts culinary liberation. For the modern gastronome, these tech-infused gadgets are not mere conveniences, but allies in crafting delectable adventures, freeing us to savor the journey as much as the destination. Imagine mornings when your smart coffee maker greets you with the perfect brew, prepped by the whispers of your phone while you dream. Your fridge, stocked like a digital oracle, suggests recipes based on its ever-evolving inventory, and even automatically orders groceries you've run low on. The multi-cooker, your multitasking superhero, whips up a gourmet chili while you conquer emails, and by dinnertime, your smart oven roasts a succulent chicken to golden perfection, its progress monitored remotely as you sip a glass of wine. But efficiency is merely the prologue. Smart kitchen tools unlock a pandora's box of culinary precision. Smart scales, meticulous to the milligram, banish recipe guesswork and ensure perfect balance in every dish. Food processors and blenders, armed with pre-programmed settings and self-cleaning prowess, transform tedious chopping into a mere blip on the culinary radar. And for the aspiring chef, a sous vide machine becomes a magic wand, coaxing impossible tenderness from the toughest cuts of meat. Yet, technology alone is not the recipe for culinary bliss. For those who yearn to paint with flavors, smart kitchen tools are the brushes on their canvas. A connected recipe platform becomes your digital sous chef, guiding you through each step with expert instructions and voice-activated ease. Spice racks, infused with artificial intelligence, suggest unexpected pairings, urging you to venture beyond the familiar. And for the ultimate expression of your inner master chef, a custom knife, forged from heirloom steel and lovingly honed, becomes an extension of your hand, slicing through ingredients with laser focus and lyrical grace. But amidst the symphony of gadgets and apps, let us not forget the heart of the kitchen: the human touch. Smart tools are not meant to replace our intuition but to augment it. They free us from the drudgery, allowing us to focus on the artistry, the love, the joy of creation. Imagine kneading dough, the rhythm of your hands mirroring the gentle whirring of a smart bread machine, then shaping a loaf that holds the warmth of both technology and your own spirit. Or picture yourself plating a dish, using smart portion scales for precision but garnishing with edible flowers chosen simply because they spark joy. This, my friends, is the symphony of the smart kitchen: a harmonious blend of tech and humanity, where efficiency becomes the brushstroke that illuminates the vibrant canvas of culinary passion. Of course, every adventure, even one fueled by smart tools, has its caveats. Interoperability between gadgets can be a tangled web, and data privacy concerns linger like unwanted guests. But these challenges are mere bumps on the culinary road, hurdles to be overcome by informed choices and responsible data management. After all, we wouldn't embark on a mountain trek without checking the weather, would we? So, embrace the smart kitchen, dear foodies! Let technology be your sous chef, your precision tool, your culinary muse. But never forget the magic of your own hands, the wisdom of your palate, and the joy of a meal shared with loved ones. For in the end, it's not about the gadgets, but the memories we create around them, the stories whispered over simmering pots, and the laughter echoing through a kitchen filled with the aroma of possibility.

First he searched the cooling bodies of Aclines, his apprentice, and the bodyguard. He set a few things aside to look at later, and tossed several potentially dangerous intentioned items over the side. Then he started a search of the rooms off the upper deck cabin while Tenes found the ship’s chart box and took it out to Ziede. Sanja helped him search, and he showed her what to look for and what to be wary of. Only five of the curtained rooms off the cabin had been occupied, so the work went quickly. Aclines had left no convenient diaries explaining his plans, no letters to his masters, no documents naming Ashem and Ramad as coconspirators. But maybe that sort of thing was only done by the villains in romantic Arike novels or Enalin poetic epics. Kai checked the lavish bathing room on the service deck just below. It had basins that could be filled with water pumped up from the ship’s cistern, and Kai took the opportunity to stick his head under a tap and quickly rinse the saltwater out of his hair. The galley was small, meant only to serve the Immortal Blessed occupying the stern cabin, but it was stocked with dry staples like lentils, chickpeas, and millet, with fresh stores of dates and figs. Provisions for Arike and the other south- and eastlanders, not the kind of food the Immortal Blessed preferred.

Every few minutes, he would glance at his phone and then return to our conversation. I had known him for more than a decade but had never witnessed this odd behavior before. After a few minutes, I became mildly irritated and asked him the reason for his distraction. He apologized and sheepishly remarked that two of his portfolio companies had gone public in the past two weeks. After that, he said he felt compelled to check their stock prices every few minutes. He admitted that he couldn’t help himself. My friend is an intelligent guy. He knows that the business of his listed portfolio companies is not changing by the minute. A few weeks earlier, when the companies were unlisted, he hardly ever thought about them. But now that they each had a stock exchange ticker that gyrated a few percentage points every day, he had gotten caught up in the action.

Just as it does in nature, this rare punctuation event dramatically altered the nature of our portfolio. We were able to buy companies at prices and in quantities we never thought possible. For example, in table 9.3, check out the discount at which we bought WNS, a business we have known well (since it is in our portfolio) since 2008. In February 2020, it was trading at almost $74 per share. Within a few weeks, by March 2020, the pandemic scare had crushed the stock, allowing us to deploy almost $100 million at only $46 per share! Similarly, we bought Thermax, a business we had been tracking for more than a decade, at a 45 percent discount to its previous high in early 2018.

The next time you go to the supermarket, look closely at a can of peas. Think about all the work that went into it—the farmers, truckers, and supermarket employees, the miners and metalworkers who made the can—and think how miraculous it is that you can buy this can for under a dollar. At every step of the way, competition among suppliers rewarded those whose innovations shaved a penny off the cost of getting that can to you. If God is commonly thought to have created the world and then arranged it for our benefit, then the free market (and its invisible hand) is a pretty good candidate for being a god. You can begin to understand why libertarians sometimes have a quasi-religious faith in free markets. Now let’s do the devil’s work and spread chaos throughout the marketplace. Suppose that one day all prices are removed from all products in the supermarket. All labels too, beyond a simple description of the contents, so you can’t compare products from different companies. You just take whatever you want, as much as you want, and you bring it up to the register. The checkout clerk scans in your food insurance card and helps you fill out your itemized claim. You pay a flat fee of $10 and go home with your groceries. A month later you get a bill informing you that your food insurance company will pay the supermarket for most of the remaining cost, but you’ll have to send in a check for an additional $15. It might sound like a bargain to get a cartload of food for $25, but you’re really paying your grocery bill every month when you fork over $2,000 for your food insurance premium. Under such a system, there is little incentive for anyone to find innovative ways to reduce the cost of food or increase its quality. The supermarkets get paid by the insurers, and the insurers get their premiums from you. The cost of food insurance begins to rise as supermarkets stock only the foods that net them the highest insurance payments, not the foods that deliver value to you. As the cost of food insurance rises, many people can no longer afford it. Liberals (motivated by Care) push for a new government program to buy food insurance for the poor and the elderly. But once the government becomes the major purchaser of food, then success in the supermarket and food insurance industries depends primarily on maximizing yield from government payouts. Before you know it, that can of peas costs the government $30, and all of us are paying 25 percent of our paychecks in taxes just to cover the cost of buying groceries for each other at hugely inflated costs. That, says Goldhill, is what we’ve done to ourselves. As long as consumers are spared from taking price into account—that is, as long as someone else is always paying for your choices—things will get worse.

As we were to be here over Sunday, and Monterey was the best place to go ashore on the whole coast, and we had had no liberty-day for nearly three months, every one was for going ashore. On Sunday morning, as soon as the decks were washed, and we had got breakfast, those who had obtained liberty began to clean themselves, as it is called, to go ashore. A bucket of fresh water apiece, a cake of soap, a large coarse towel, and we went to work scrubbing one another, on the forecastle. Having gone through this, the next thing was to get into the head,—one on each side—with a bucket apiece, and duck one another, by drawing up water and heaving over each other, while we were stripped to a pair of trowsers. Then came the rigging-up. The usual outfit of pumps, white stockings, loose white duck trowsers, blue jackets, clean checked shirts, black kerchiefs, hats well varnished, with a fathom of black ribbon over the left eye, a silk handkerchief flying from the outside jacket pocket, and four or five dollars tied up in the back of the neckerchief, and we were “all right.” One of the quarter-boats pulled us ashore, and we steamed up to the town. I

Checking the stock price too frequently uses up my limited willpower since it requires me to expend unnecessary mental energy simply resisting these calls to action.

inaction and patience are almost always the wisest options for investors in the stock market. For the same reason, I find it better not to check the performance of my stocks every day (or, for that matter, every week) since this makes it harder to keep a long-term focus.

He reached out and drew his finger lightly from her ankle right up the curve of her calf. When his finger reached the crook of her knee, he stopped. Astonished to see it there. Silently, a little frantically, he considered excuses: An insect was crawling up your stocking, Susannah. I was checking to see if you were injured, Susannah. I was--- "Don't stop." It was her voice. Husky, abstracted. And the words roared like a brushfire over his senses.

The things that humans do. To follow the imagination, wishful thinking, or the rules and teachings? To follow and trust the institutions? The religions? The Market, the stocks, - the almighty dollar? The paid experts, the head hunters, pundits, poachers, fanatics, deceivers and egomaniacs.... ?? One can get way off track believing in fairy tales and second hand wizdum and self-appointed gurus. Like the craziness and irrationality of commerce, economics and backroom deals, the esoteric landscape sometimes can look like a surreal postcard from some star, and it is advisable to check the other-worldly theories with some real world reasoning (and get references!).

To do a monstrous task—“takes attitude.” To exercise daily—“takes attitude.” To pursue what’s been aimed—“takes attitude.” To rise after each fall—“takes attitude.” Our attitude controls just about all: “It will tell if we will be less or whole.” Take stock of the attitudes you have in you: “Correct the bad ones before they check you.

In the morning, I jumped out of bed with a burst of excitement, the song “Child of Mine” playing in my head. Happy birthday to me! I’d been wanting a baby for the past several years, and finding a donor I felt so comfortable with seemed like the best birthday present ever. Heading to the computer, I smiled at my good fortune—I was really going to do this. I typed in the sperm bank’s URL, found the donor’s profile, and read it all over again. I was just as certain as I’d been the night before that he was The One—the one that would make sense to my child when he or she asked why, of all the possible donors, I chose this guy. I placed the donor in my online shopping cart—just as I might with a book on Amazon—double-checked the order, then clicked Purchase Vials. I’m having a baby! I thought. The moment felt monumental. As the order processed, I planned what I had to do next: Make an appointment for the insemination, buy prenatal vitamins, put together a baby registry, get the baby’s room set up. Between thoughts, I noticed that my order was taking a while to complete. The rotating circle on my screen, known as the “spinning wheel of death,” seemed to be spinning for an unusually long time. I waited, waited some more, and finally tried using the back button in case my computer was crashing. But nothing happened. Finally, the spinning wheel of death disappeared and a message popped up: Out of stock. Out of stock? I figured there must be some computer glitch—maybe when I pressed the back button?—so I speed-dialed the sperm bank and asked for Kathleen, but she was out and I got transferred to a customer-service rep named Barb. Barb looked into the matter and determined that this was no glitch. I’d selected a very popular donor, she said. She went on to explain that popular donors went quickly and that, while the company tried to “restock” their “inventory” often, there was a six-month hold for it so it could get quarantined and tested. Even when the inventory was made available, she said, there still might be a long wait, because some people had placed it on back order. As Barb spoke, I thought of how Kathleen had called just yesterday. Now it occurred to me that maybe she’d suggested this donor to several women. Like me, maybe many women had bonded with Kathleen over her honest appraisals of semen.

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Buying a stock index like the S&P 500 is a great way to get started investing. If you can, you should just buy some SPY and not look at it for the next 30 years. When you are indexing, it doesn't make any sense to check daily stock or index prices.

Party time Part 1 After school, we go to Maddie’s. When we were little, like freshman year and even some of the sophomore year, we would sometimes stay in her room and put on x-out and pluck out eyebrows into that fine little line, and color our hair with highlights, and order pizza, cramming down as much as we could eat. Those days are going, we can’t get fat. Now Jenny hardly eats anything, and if she does, she can hardly keep it down. I think maybe that’s what I get so lightheaded, I only eat like once a day now. Jenny back then had a little extra around the middle, and now you can see her ribs, she even has that two-defined line on her tummy that goes into her underwear. I remember sneaking around late at night in her hose stealing a cookie from the jar on the top shelf in the old wood cabinet, that is also where her mom would hide her cigarettes that Jenny loved also, and the condoms were in a trinity box on top of the fridge, I sorry but I find that hilarious. At that time, we would stretch out on one of her, old enormous worn-out couches and watch, TV or movies until we fell asleep in our nightshirts’-the TV in Maddie’s living room is like 80 inches it’s like being in a movie theater our legs tangled together under an enormous fleece blanket. Maddie and liv are always entangled more passionately than Jenny and me on the loveseat! Maddie has an ancient TV in her room from the 1990s. It sucks and is small, it’s one of those with the big back on it, and the color is green, like looking into a fish tank. It’s funny her mom and dad don’t have money blinds on the windows, yet they have a big ass TV. You can sometimes see the people in the next condo overlooking us like we can see them get busy in their room! Yet nothing beats the hot guy taking a leak in room 302, he looks to be in his late twenties. He takes the boxes off at 10 pm and we get a free show. He knows we can see him because he makes it look inflexible and you are no more personable. Jenny and we girls love to press upon the glass, and just have fun and be a little crazy, like lifting our nighties and flashing the goods. Facebook stocking gets boring quickly anymore, so some nights the webcam comes out too. After her mom and dad are asleep… I like it’s more fun to be bad! Like we all have profiles and fake names because none of us are eighteen yet. Any- how’s mine is ‘Angel Pink Wings 01’ Maddie goes by: ‘Mad kitty 69’ Jenny goes by: ‘Ms. Little Lover 14’ Liv goes by: ‘Olivia O 123’ Yet everyone knows her by Liv so that name is okay- I guess. We make good money- ‘Double Clicking the Mouse.’ You would not believe all the pervs on this cam the site, just wanting to see us doing it. Like old guys like our PE teacher! Man- that I didn’t even think about how to turn on a computer. Just like him, I guess they need too to see more of us close up. We have our checks mailed to Jenny's college boyfriend’s PO Box. Me this is what I do and yes- I come for you all, I just put in fake blue hair dye in, and have fake long lashes, and put in my blue contacts, and you don’t even know me. And then pen in more eyebrows. Fake, fake, fake, fake FAKE! Boys don’t like it when you fake it or do, they look at me, that's why I am Bi.

Party time Part 1 After school, we go to Maddie’s. When we were little, like freshman year and even some of the sophomore year, we would sometimes stay in her room and put on x-out and pluck out eyebrows into that fine little line, and color our hair with highlights, and order pizza, cramming down as much as we could eat. Those days are going, we can’t get fat. Now Jenny hardly eats anything, and if she does, she can hardly keep it down. I think maybe that’s what I get so lightheaded, I only eat like once a day now. Jenny back then had a little extra around the middle, and now you can see her ribs, she even has that two-defined line on her tummy that goes into her underwear. I remember sneaking around late at night in her hose stealing a cookie from the jar on the top shelf in the old wood cabinet, that is also where her mom would hide her cigarettes that Jenny loved also, and the condoms were in a trinity box on top of the fridge, I sorry but I find that hilarious. At that time, we would stretch out on one of her, old enormous worn-out couches and watch, TV or movies until we fell asleep in our nightshirts’-the TV in Maddie’s living room is like 80 inches it’s like being in a movie theater our legs tangled together under an enormous fleece blanket. Maddie and liv are always entangled more passionately than Jenny and me on the loveseat! Maddie has an ancient TV in her room from the 1990s. It sucks and is small, it’s one of those with the big back on it, and the color is green, like looking into a fish tank. It’s funny her mom and dad don’t have money blinds on the windows, yet they have a big ass TV. You can sometimes see the people in the next condo overlooking us like we can see them get busy in their room! Yet nothing beats the hot guy taking a leak in room 302, he looks to be in his late twenties. He takes the boxes off at 10 pm and we get a free show. He knows we can see him because he makes it look inflexible and you are no more personable. Jenny and we girls love to press upon the glass, and just have fun and be a little crazy, like lifting our nighties and flashing the goods. Facebook stocking gets boring quickly anymore, so some nights the webcam comes out too. After her mom and dad are asleep… I like it’s more fun to be bad! Like we all have profiles and fake names because none of us are eighteen yet. Any- how’s mine is ‘Angel Pink Wings 01’ Maddie goes by: ‘Mad kitty 69’ Jenny goes by: ‘Ms. Little Lover 14’ Liv goes by: ‘Olivia O 123’ Yet everyone knows her by Liv so that name is okay- I guess. We make good money- ‘Double Clicking the Mouse.’ You would not believe all the pervs on this cam. the site, just wanting to see us doing it. Like old guys like our PE teacher! Man- that I didn’t even think about how to turn on a computer. Just like him, I guess they need too to see more of us close up. We have our checks mailed to Jenny's college boyfriend’s PO Box. Me this is what I do and yes- I come for you all, I just put in fake blue hair dye in, and have fake long lashes, and put in my blue contacts, and you don’t even know me. And then pen in more eyebrows. Fake, fake, fake, fake FAKE! Boys don’t like it when you fake it or do, they look at me, that's why I am Bi.

Life as an Enron employee was good. Prestwood’s annual salary rose steadily to sixty-five thousand dollars, with additional retirement benefits paid in Enron stock. When Houston Natural and Internorth had merged, all of Prestwood’s investments were automatically converted to Enron stock. He continued to set aside money in the company’s retirement fund, buying even more stock. Internally, the company relentlessly promoted employee stock ownership. Newsletters touted Enron’s growth as “simply stunning,” and Lay, at company events, urged employees to buy more stock. To Prestwood, it didn’t seem like a problem that his future was tied directly to Enron’s. Enron had committed to him, and he was showing his gratitude. “To me, this is the American way, loyalty to your employer,” he says. Prestwood was loyal to the bitter end. When he retired in 2000, he had accumulated 13,500 shares of Enron stock, worth $1.3 million at their peak. Then, at age sixty-eight, Prestwood suddenly lost his entire Enron nest egg. He now survives on a previous employer’s pension of $521 a month and a Social Security check of $1,294. “There aint no such thing as a dream anymore,” he says. He lives on a three-acre farm north of Houston willed to him as a baby in 1938 after his mother died. “I hadn’t planned much for the retirement. Wanted to go fishing, hunting. I was gonna travel a little.” Now he’ll sell his family’s land. Has to, he says. He is still paying off his mortgage.7 In some respects, Prestwood’s case is not unusual. Often people do not diversify at all, and sometimes employees invest a lot of their money in their employer’s stock. Amazing but true: five million Americans have more than 60 percent of their retirement savings in company stock.8 This concentration is risky on two counts. First, a single security is much riskier than the portfolios offered by mutual funds. Second, as employees of Enron and WorldCom discovered the hard way, workers risk losing both their jobs and the bulk of their retirement savings all at once.

1 large aubergine, cut into bite-sized chunks (about 2cm) 150g shiitake mushrooms (or brown, chestnut or white mushrooms), stems removed, thinly sliced 10 cherry tomatoes, halved 800ml coconut milk 400ml good-quality vegetable stock 100g tenderstem broccoli, cut into large chunks 100g dried rice vermicelli noodles, or other thin noodles 2–3 tbsp kecap manis 1–2 tbsp rice vinegar or white wine vinegar Sea salt, to taste Coconut oil or sunflower oil, for frying Kerupuk or prawn crackers, to serve Lime wedges, to serve For the spice paste Large bunch of coriander 4 garlic cloves, peeled and sliced 2 small banana shallots or 4 Thai shallots, peeled and sliced 4 long red chillies, half deseeded, all sliced 2cm piece of ginger (about 10g), peeled and sliced 1 lemongrass stalk, outer woody layers removed, thinly sliced 1 tsp ground coriander Pick some of the coriander leaves from the stalks and set aside to use as a garnish. Place all the coriander stalks and remaining leaves, along with the other spice paste ingredients, in a food processor and blend to a smooth paste. Heat 2 tablespoons of oil in a wide, deep saucepan or casserole dish over a medium heat and fry the spice paste until fragrant, about 10 minutes. Add the aubergine chunks and sliced mushrooms with another 1 tablespoon of oil and cook, stirring, for 2–3 minutes. As soon as they have started to soften, add the tomatoes, coconut milk and vegetable stock and bring to the boil, then reduce to a simmer for 30 minutes. Add the broccoli and simmer for a further 5 minutes. Meanwhile, place the noodles in a heatproof bowl, pour over boiling water and leave for 10 minutes (or follow the packet instructions). Drain and toss with a little oil to prevent them sticking together. When ready to serve, check the vegetables are soft and the aubergine is cooked through. Add the noodles to the soup and warm through. Season with kecap manis, vinegar and salt. Taste to check the seasoning, then serve immediately garnished with the reserved coriander leaves, and the crackers, lime wedges and sambal on the side.

These were the horror stories I’d heard from job candidates coming from other companies. I interviewed veterans who’d worked for eight years in top studios and never shipped a game because of cancellations and changes from marketing. Some publishers didn’t allow their developers to play games, even after-hours (this was especially strange to us, since Blizzard encouraged this, stocking its hallway game cabinets with free copies of games for people to check out on a first-come, first-served basis). Yet some studios considered familiarity with other games bad for morale and prevented their employees from hanging posters from other projects or properties (including movies) because they didn’t reinforce “team spirit.” Many studios were highly structured, politically driven machines where argument was frowned upon and decisions were made by a small number of people. But the most common flaw in the industry at the time was its shortsighted nature—treating employees as temporary or easily replaced assets. Dev teams were often rebooted between projects, wiped before they ever established a rhythm or voice of their own. It was no wonder Blizzard retained its employees longer than other companies.

HOUSEHOLD MAINTENANCE I’ve written the following list to help you with the maintenance tasks that will have the most impact on the longevity of your belongings. Every day Act fast to clean up spills on furniture or clothing. Update software as needed to avoid getting hacked. Every week Vacuum, dust, and clean the house and furniture. Condition regularly worn shoes. Clean clothes as necessary. Clean out the dishwasher filter. Every month Descale the coffee maker (see this page). Condition regularly used leather bags and shoes worn less often. Fix any garments in the mending pile. Every three months Oil wood cutting boards and spoons. Put frozen vinegar cubes in the garbage disposal. Check the smoke alarms. Check the water softener (if you have one). Every six months Deep clean the house. Turn and vacuum the mattress. Launder the pillows and duvet. Polish wood furniture. Deep clean the fridge. Clean the refrigerator coils. Put petroleum jelly on the fridge seals. Run the cleaning cycle of the dishwasher and washing machine. Inspect the gutters. Every year Take stock of the items in your life (see Chapter 8). Have any leather jackets professionally cleaned. Get the knives sharpened. Clean the filter in the kitchen hood fan. Check the grouting around the tiles in the kitchen and bathroom. Flush the hot-water system and have the boiler serviced. Inspect the roof and exterior of your home (best done in spring/summer). Fix any loose fixings or screws. Clean and consider repainting/resealing the exterior woodwork. Every two years Have a professional deep clean of your upholstery and carpets.

To be someone or to do something, which would I choose?* A man occasionally reaches a fork in life’s path. One road leads to doing something, to making an impact on his organization and his world. To being true to his values and vision, and standing with the other men who’ve helped build that vision. He will have to trust himself when all men doubt him, and as a reward, he will have the scorn of his professional circle heaped on his head. He will not be favored by his superiors, nor win the polite praise of his conformist peers. But maybe, just maybe, he has the chance to be right, and create something of lasting value that will transcend the consensus mediocrity inherent in any organization, even supposedly disruptive ones. The other road leads to being someone. He will receive the plum products, the facile praise afforded to the organization man who checks off the canonical list of petty virtues that define moral worth in his world. He will receive the applause of his peers, though it will be striking how rarely that traffic in official praise leads to actual products anybody remembers, much less advances the overall cause of the organization. I certainly had options. I can’t say I didn’t. I had outs, and could have walked away from FBX. All I had to do was shut up, keep my head down, go through the motions with whatever shitty product was handed to me after FBX, and read along from the Facebook script about how to be a proper product manager. I might even resurrect my career if one of those products was “successful.” In the rapidly ossifying Facebook culture, one could get along simply by going along. Plus, there were real stakes on the line. Consider the number of shares and the fact that at the time of this writing, in December 2015, Facebook is worth almost four times what it was when I struck my AdGrok deal. I had two children, whose mother’s nine-to-five corporate job provided for them, though just barely. Her London trader heyday was long gone, and now her salary was that of your standard-issue MBA inside the corporate machine. I contributed a slab of cash every month, per California support guidelines, but it would be my Facebook stock vesting yet to come that would pay for private high schools and Stanford, so Zoë and Noah wouldn’t have to sneak into this country’s elite through the back door from cattle class, as I had to do.

Brown and Bent wanted to create a mutual fund that would feel like money in the bank—not like an investment in stocks or bonds. They wanted it to have all the convenience of a checking account, but with a higher interest rate for savers. So they made a few tweaks to the mutual fund model.

Check out what’s happening when you hear about heavier-than-usual volume (especially if you already own the stock).