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La Societe D'elite 408 S. Front St. Suite 408. Memphis TN, 38103 888-335-4831 info@lasocietedelite.com CONCIERGE SERVICE, LUXURY CONCIERGE, CHARTER JET SERVICES, LUXURY CRUISE LINES, LUXURY AUTOS, FASHION SHOWS, DIAMONDS & JEWELRY, COMPLIMENTARY IN-FLIGHT WI-FI, COMPLIMENTARY LIFETIME FITNESS THE WORLD AT YOUR FINGERTIPS WE PROVIDE 24 HOUR 365 DAYS A YEAR CUSTOMER SERVICE AND SUPPORT TO EACH OF OUR MEMBERS AND PARTNERS IN THE U.S. AND ABROAD WE, ARE YOUR CONNECTION TO IT ALL. For your convenience, La Societe D'elite is a part of an operating network in more than 140 countries and territories. La Societe D'elite is an invite-only private and elite (Padalelux) offering our members the world’s most luxurious lifestyle experiences. From red carpet events to island getaways and every luxury in between, we aim to supply. Our corporate partnerships make available the ability to fly private, travel black car, retreat to paradise, or dine at some of the most upscale fine-dining experiences in the world, all with preferred treatment. La Societe D'elite is proud to introduce you to our Industry-Leading Global Padalelux. With our service each member is afforded a 24 hour, 7 days a week, 365 days per year global concierge service. The reason we are the industry-leader is simple. Each member receives global coverage, protections, and insurances that are unrivaled in the luxury concierge industry. Couple this with our worldwide access, global benefits, and our loyalty program then you will begin to see why many are calling us the AMEX Centurion Black Card of Concierges.

Collateral Capacity or Net Worth? If young Bill Gates had knocked on your door asking you to invest $10,000 in his new company, Microsoft, could you get your hands on the money? Collateral capacity is access to capital. Your net worth is irrelevant if you can’t access any of the money. Collateral capacity is my favorite wealth concept. It’s almost like having a Golden Goose! Collateral can help a borrower secure loans. It gives the lender the assurance that if the borrower defaults on the loan, the lender can repossess the collateral. For example, car loans are secured by cars, and mortgages are secured by homes. Your collateral capacity helps you to avoid or minimize unnecessary wealth transfers where possible, and accumulate an increasing pool of capital providing accessibility, control and uninterrupted compounding. It is the amount of money that you can access through collateralizing a loan against your money, allowing your money to continue earning interest and working for you. It’s very important to understand that accessibility, control and uninterrupted compounding are the key components of collateral capacity. It’s one thing to look good on paper, but when times get tough, assets that you can’t touch or can’t convert easily to cash, will do you little good. Three things affect your collateral capacity: ① The first is contributions into savings and investment accounts that you can access. It would be wise to keep feeding your Golden Goose. Often the lure of higher return potential also brings with it lack of liquidity. Make sure you maintain a good balance between long-term accounts and accounts that provide immediate liquidity and access. ② Second is the growth on the money from interest earned on the money you have in your account. Some assets earn compound interest and grow every year. Others either appreciate or depreciate. Some accounts could be worth a great deal but you have to sell or close them to access the money. That would be like killing your Golden Goose. Having access to money to make it through downtimes is an important factor in sustaining long-term growth. ③ Third is the reduction of any liens you may have against these accounts. As you pay off liens against your collateral positions, your collateral capacity will increase allowing you to access more capital in the future. The goose never quit laying golden eggs – uninterrupted compounding. Years ago, shortly after starting my first business, I laughed at a banker that told me I needed at least $25,000 in my business account in order to borrow $10,000. My business owner friends thought that was ridiculously funny too. We didn’t understand collateral capacity and quite a few other things about money.

Advantages of Automotive Insurance - you must test these particulars If you are planning to purchase a automotive, it is very important to get your automobile insured. Car insurance is generally executed as a way to defend your automobile from any future threat. Also driving a automobile with none insurance coverage is unlawful in many countries. A automobile insurance coverage principally provide financial safety to the owner against any form of bodily injury to the car or the particular person himself resulting from any type of unpredictable accidents. Another benefit of car insurance coverage is that it provides the automotive proprietor some peace of mind within the sense that they don't have to worry a lot each time driving on the street. This peace of mind is introduced by the fact that the proprietor will Young driver insurance not be fearful a lot about bills associated to accidents. Realists say that the extra you think of something, unhealthy or good, the extra you entice it and therefore enhance the chances of getting it. That is to mean that with the peace of mind, a driver will more than likely be concentrating on driving somewhat than thinking of accidents. This helps in reducing accidents. One of the benefits of getting a car insured is that it helps in defending the individuals inside the automotive. The protection comes in the type of cowl provided in case of an accident. A third get together insurance coverage plan will cowl for the passengers while comprehensive covers everyone inside the automobile including the driver. It is extremely really useful that automotive owners ought to have the great cover to benefit from the full advantages of car insurance. Car insurance coverage protects the car proprietor from unseen bills corresponding to hospital payments ought to there be an accident. It is very important notice that accidents primarily happen at sudden times and due to this fact with out automobile insurance coverage the victim may suffer from large financial bills associated to hospital bills. It is subsequently clear that automotive insurance turns out to be useful to protect automotive house owners from such like expenses.

In the enthusiasm for Mexico's auto boom - 3.2 million cars were produced here last year in 18 factories - the question of labor conditions often is overlooked. Industry analysts and experts say most of these jobs provide above-average employment for Mexicans, offering insurance, overtime and other benefits in state-of-the-art factories.

Google was a company that’d made more money off advertisements than any other company in the history of the world, but it had been founded by people who were embarrassed by a business model dependent upon advertising lawn chairs, car insurance, and Viagra. To deflect the embarrassment, the company cloaked itself in an aura of innovation and some old bullshit about the expansion of human knowledge. Google maintained this façade by providing web and mobile services to the masses. The most beloved of these services was the near daily alteration of the company’s logo as it appeared on the company’s website. Almost every day, the Google logo transformed into cutesy, diminutive cartoons of people who’d done something with their lives other than sell advertisements. These cartoons were called Google Doodles. They encompassed the whole spectrum of achievement, with a special focus on scientific achievement and the lives of minorities. In its own way, this was a perfect distillation of politics in the San Francisco Bay Area. Whenever they appeared, the Google Doodles were beloved and celebrated in meaningless little articles on meaningless little websites. They were not met with the obvious emotion, which would be total fucking outrage at a massive multinational corporation co-opting a wide range of human experience into an advertisement for that very same corporation. Here was the perversity of Twenty-First-Century AD life: Native-American women had a statistically better chance of being caricatured in a Google Doodle than they did of being hired into a leadership position at Google. And no one cared. People were delighted! They were being honored! By a corporation!

Driver Behavior & Safety Proper driving behavior is vital for the safety of drivers, passengers, pedestrians and is a means to achieve fewer road accidents, injuries and damage to vehicles. It plays a role in the cost of managing a fleet as it impacts fuel consumption, insurance rates, car maintenance and fines. It is also important for protecting a firm’s brand and reputation as most company- owned vehicles carry the company’s logo. Ituran’s solution for driver behavior and safety improves organizational driving culture and standards by encouraging safer and more responsible driving. The system which tracks and monitors driver behavior using an innovative multidimensional accelerometer sensor, produces (for each driver) an individual score based on their performance – sudden braking and acceleration, sharp turns, high-speed driving over speed bumps, erratic overtaking, speeding and more. The score allows fleet managers to compare driver performance, set safety benchmarks and hold each driver accountable for their action. Real-time monitoring identifies abnormal behavior mode—aggressive or dangerous—and alerts the driver using buzzer or human voice indication, and detects accidents in real time. When incidents or accidents occurs, a notification sent to a predefined recipient alerts management, and data collected both before and after accidents is automatically saved for future analysis. • Monitoring is provided through a dedicated application which is available to both fleet manager and driver (with different permission levels), allowing both to learn and improve • Improves organizational driving culture and standards and increases safety of drivers and passengers • Web-based reporting gives a birds-eye view of real-time driver data, especially in case of an accident • Detailed reports per individual driver include map references to where incidents have occurred • Comparative evaluation ranks driving according to several factors; the system automatically generates scores and a periodic assessment certificate for each driver and/or department Highlights 1. Measures and scores driver performance and allows to give personal motivational incentives 2. Improves driving culture by encouraging safer and more responsible driving throughout the organization 3. Minimizes the occurrence of accidents and protects the fleet from unnecessary wear & tear 4. Reduces expenses related to unsafe and unlawful driving: insurance, traffic tickets and fines See how it works:

As your personal insurance agency, Car Insurance Houston, TX works closely with you to help you find the absolute best coverage. Unlike other insurance firms, our agents take the time to learn about you and your needs. We search through a network of leading providers in order to find policies that fit your budget. At Car Insurance Houston, TX we offer motor vehicle insurance for individual and commercial drivers in Houston We also provide home insurance coverage, with quotes that are some of the lowest in the industry.

Millions of car owners across Indianapolis, Indiana trust us to insure their car since we provide package policies that would protect them against physical damage, bodily injury / death and cover against third-party liability, bringing them security and peace of mind. Moreover, Car Insurance is mandatory and needs to be renewed every year. Call or visit our office of Car Insurance in Indianapolis, IN today!!

Comparing car insurance isn’t exactly fun, but our experts think it should be simple. Whether you’re looking to beat your current provider’s renewal car insurance quote or you’re looking to insure a new automobile, our simple and easy to use comparison service can save you time and help you find a cheaper car insurance deal. Car Insurance Quote Agency is one of Canada leading insurance and Business Banking brands.

Cash For Cars Removal - How Can It Save You Money? Cash for cars removed in Cash for Scrap Cars Removal is an excellent way to take the burden of disposal off your mind and have your car properly disposed of. Car removal companies remove cars that are not being resold or who don't meet environmental standards for disposal. They pay you the money for your car's value directly to the company, and then remove it at no cost to you. Cash for cars removal companies typically do not take responsibility for vehicle damage during the process of taking your car away. They also will not pay to get your car back if they discover that your vehicle does not meet their criteria for taking it away. Cash for Car Removal offers two methods of payment. Methods of payment are chosen based on the needs of the individual company and what the business can afford. Methods of payment generally range from a lump sum payment to monthly payments. If you pay in monthly installments, from Cash for Cars Bundall your car will be removed several weeks before your next payment due date. When you pay in lump sum, your car removal company will pay all necessary charges to your bank. This means you won't have any hidden fees. There are many advantages to hiring Cash for Cars Removal. Some of the advantages include the following: Cash for Car Removal companies offer environmentally friendly services for people who need to sell their used cars or vehicles, but do not have the money to purchase new ones. If your car or vehicle has certain cosmetic damage that prevents you from reselling it, you might qualify for a Cash for Cars Removal service. The removal companies also work in partnership with junk yards and dispose of old vehicles there, as well as storing vehicles temporarily while owners who qualify for bankruptcy are given another chance to start over. Cash for Car Removal also has an agreement with the city of New York to pick up and remove automobiles that have been ticketed or convicted of city driving laws. Not only are these individuals given another chance to start over with their lives, but the cars are also sent off to the junk yard or storage facility so they can be recycled and sold again. Before you get started, ensure that you do not have any outstanding tickets, unpaid taxes, liens, or other legal problems that may prevent you from getting Cash for Cars Removal. Cash for Car Removal offers safe and secure pick up and drop off locations for individuals who have valid licenses and insurance to drive vehicles. They work in partnership with various banks to provide the safest and most reliable finance-oriented services around. Cash for Car Removal is committed to helping individuals buy or sell used cars that meet their financial needs and do not pose any financial or environmental problem. Cash for Car Removal services are provided by many different nationwide junk car removal companies, as well as independent contractors. When you contact a Cash for Cars Removal company, make sure you're working with a reputable company that has years of experience dealing with every type of situation. Cash for Car Removal has been at the forefront in providing the most eco-friendly and convenient ways to remove your unwanted vehicles from your home or business. Using a Cash for Cars Removal company allows you to spend your time elsewhere instead of being stuck in a high traffic area. Cash for Car Removal gives customers a choice between paid removal and free pick up. The cost of each service is based on the amount of vehicles to be removed, the distance the vehicle is removed, and how many will be dropped off at each point. When used correctly, a Cash for Cars Removal service can save you hundreds of dollars and hours of unnecessary driving.

Gather six to 12 months of checking, savings, and credit card statements, and break your income and expenses down into categories and then line items. I have suggested some here, but add your own as needed. Check to see if your bank or credit card company provides reporting that categorizes charges or lets you assign categories—your work may already be almost done for you: •Income—paychecks, interest, dividends, rents, royalties, business income, pension, social security, child support, spousal support •Housing—mortgage/rent, property taxes, HOA dues, insurance •Utilities—gas, electric, propane, phone, TV/Internet, trash, water/sewer •Food—groceries, dining out •Auto—car payments, gasoline, repairs, insurance •Medical—health insurance, doctor/dentist visits, prescriptions, physical therapy •Entertainment—travel, concerts/shows, sports •Clothing—personal purchases, dry cleaning, uniforms •Personal care—hair/nails, gym/yoga, vitamins/supplements •Miscellaneous—gifts, pets, donations •Children—education, activities, school lunches, childcare You can use a spreadsheet or pen and paper to take note of income and expenses as you go through statements, then calculate a monthly average for each item.

The property and life of an individual are surrounded by the risk of health, disability, destruction, and death. If you don’t want your family members to face these challenges, then contact us at Cherry Insurance. We help you to build a personalized and comprehensive insurance plan that has everything you need to feel safe and secure. We also provide home, business, auto, farm, and church insurance plans. For more information, you can visit our website.

What American Healthcare Can Learn from Italy: Three Lessons It’s easy. First, learn to live like Italians. Eat their famous Mediterranean diet, drink alcohol regularly but in moderation, use feet instead of cars, stop packing pistols and dropping drugs. Second, flatten out the class structure. Shrink the gap between high and low incomes, raise pensions and minimum wages to subsistence level, fix the tax structure to favor the ninety-nine percent. And why not redistribute lifestyle too? Give working stiffs the same freedom to have kids (maternity leave), convalesce (sick leave), and relax (proper vacations) as the rich. Finally, give everybody access to health care. Not just insurance, but actual doctors, medications, and hospitals. As I write, the future of the Affordable Care Act is uncertain, but surely the country will not fall into the abyss that came before. Once they’ve had a taste of what it’s like not to be one heart attack away from bankruptcy, Americans won’t turn back the clock. Even what is lately being called Medicare for All, considered to be on the fringe left a decade ago and slammed as “socialized medicine,” is now supported by a majority of Americans, according to some polls. In practice, there’s little hope for Italian lessons one and two—the United States is making only baby steps toward improving its lifestyle, and its income inequality is worse every year. But the third lesson is more feasible. Like Italy, we can provide universal access to treatment and medications with minimal point-of-service payments and with prices kept down by government negotiation. Financial arrangements could be single-payer like Medicare or use private insurance companies as intermediaries like Switzerland, without copying the full Italian model of doctors on government salaries. Despite the death by a thousand cuts currently being inflicted on the Affordable Care Act, I am convinced that Americans will no longer stand for leaving vast numbers of the population uninsured, or denying medical coverage to people whose only sin is to be sick. The health care genie can’t be put back in the bottle.

In a Car Crash Just Relax! If you are involved in a car crash you should use the services of MVAA. They will take care of all the necessary formalities for you and even provide you with a replacement car. Yes, that's true. The accident management solutions offered by them include Taking care of insurance claims Finding a replacement car for the time being Getting your damaged car fixed Located in Melbourne with over 12 years of experience, an expert team of legal staff and access to a skilled force of technicians they can have you back on the road in no time. They have more than 30000 settled claims with a success rate of over 98 percent to their name, you can have free estimates just call them or go online discuss your situation with them and get a quote from them , then just relax ! They are a one stop shop for multiple jobs, and you do not have to do any paperwork they will take care of everything for you. The claims, consultation and compensation process is done at a no win no fee cost. Their specialist legal experts will guide you at each step and ensure that your rights are respected and you do not have to suffer any post-accident hassle, at an astonishing pace. They will find a replacement vehicle for you that will try to match the life style you were enjoying with your own car that you crashed so that the change in your daily life is minimal even if temporary. Auto insurance claims are also settled here and we know the bureaucracy of paperwork associated with that but you do have to go through that, it will be taken care of by them. Last but not the least “Panel Beating”, you do not want to part with your old car, it always has a significant emotional value for you. MVAA has a pool of 5 star rated body shops lined up to have your vehicle fixed in no time they will have it up and running back in your hands. These body shops employ outstanding and professional workmanship. You will have your car back in your hands as good as new in no time. They are a multiple services one provider service, you should look no further, if you are in a car collision and it’s not your fault they should be the one you call with all the details and they will guide you with the due process to follow and you can go back to your regular life activities that you have to take care of, and they are conveniently located in one the largest Australian cities of Melbourne. Call them 1300 682 200 or visit their website for all your needs today!

Do you have any regrets?” Still, I looked at the sea. Regrets. Who hasn’t looked back and considered the road not taken? We’re not handed an itinerary when we start out. Most of us get where we’re going by accident. A kind word from a math teacher, and the student aims, knowingly or not, toward engineering. A thoughtless rebuke and the young violinist surrenders his dream. If we’re lucky, we take a path where we can do some good along the way. My first career had little social utility, other than providing televised entertainment interrupted by sixty-second accolades to the glory of various beers, cars, and insurance companies. My second career has even less. Now, I’m one of the players in a game where justice is dispensed nearly as often as the Red Sea is parted. Regrets. I wish I’d been faster then, smarter now. I wish I could paint a picture or build a bridge. I wish there was a woman—just one— who had lasted. A best friend and only lover, a soulmate, not a cellmate. After a moment, I said, “We all have our regrets.

One thing felt certain: A pretty big chunk of the American people including some of the very folks I was trying to help. didn't trust a work I said! One night around then I watched a news report on charitable organization called Remote Area Medical that provided medical services in temporary pop-up clinics around the country, operating out of trailers parked outside arenas and fairgrounds. Almost all the patients in the report were white southerners from places like Tennessee, Georgia, and West Virginia-men and women who had jobs but no employer-based insurance or had insurance with deductibles they couldn't afford. Many had driven hundreds of miles- some sleeping in their cars over-night, leaving the engines running to stay warm -to join hundreds of other people lined up before dawn to see one of the volunteer doctors who might pull an infected tooth, diagnose debilitating abdominal pain, or examine a lump in their breast. The demand was so great that pa- tients who arrived after sunup sometimes got turned away. I found the story both heartbreaking and maddening, an indictment of a wealthy nation that failed too many of its citizens. And yet I knew that almost every one of those people waiting to see a free doctor came from a deep-red Republican district, the sort of place where opposition to our healtheare bill, along with support of the Tea Party, was likely to be strongest. There had been a time--back when I was still a state senator driving around southern Illinois or, later, traveling through rural Iowa during the earliest days of the presidential campaign- when I could reach such voters. I wasn't yet well known enough to be the target of caricature, which meant that whatever preconceptions people may have had about a Black guy from Chicago with a foreign name could be dispelled by a simple conversation, a small gesture of kindness. After sitting down with folks in a diner or hearing their complaints at a county fair, I might not get their vote or even agreement on most issues. But we would at least make a connection, and we'd come away from such encounters understanding that we had hopes, struggles, and values in common. I wondered if any of that was still possible, now that I lived locked behind gates and guardsmen, my image filtered through Fox News and other media outlets whose entire business model depended on making their audience angry and fearful.

We Are Based In Basingstoke - Hampshire Covering the Hampshire and Nationwide Anytime & Anywhere. DON'T Risk Your License with No Tax, Mot or Insurance. We Provide Transport For :Car Auction Collection, Ebay Collection&Delivery, Lease Car Collection, Classic / Restoration Collection&Delivery, Bodyshop / Workshop Collection&Delivery, Salvage Yard Collection, Show Car Transport. We Also Collect Non Runners and Damaged Cars etc. Damaged / Missing Wheels? No Key ? Jammed Brakes? Its Not a Problem for us as long you mention this when quoting.

Estate-Planning Checklist (for each of you) • Up-to-date will • Healthcare proxy • Power of attorney • Living will • HIPAA form •  List of what you are bequeathing • Legacy requests •  Where your important documents are kept • What assets you have • Where your accounts are located • Account numbers, PINs, and passwords •  Names of trusted people who know where your car keys, house keys, and safe deposit box keys are kept • Important names and contact information: ○ Attorney/financial adviser/CPA ○ Insurance broker ○ Healthcare providers ○ Estate attorney ○ Bank name and branch office location ○ Safe deposit box location and number

the Revenant carried us one at a time back to my car, which was really my Mom’s car, a replacement provided by the insurance company after we hit the deer.

Walking this earth provides great healing meditation, but I'll go back to driving once I get my car insurance renewed.

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