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Sarah Aisling: I can’t defend against these charges because I can’t afford a litigator. But I can’t afford a litigator because I’ve been charged. Judge: You should have had insurance against contract suits. Sarah Aisling: I did. Judge: So what’s the problem? Sarah Aisling: They canceled my insurance when I filed the claim. Judge: So sue them! Sarah Aisling: I can’t, I don’t have a litigator. Judge: That’s very cute, Mrs. Aisling.

He was supposed to leave six months ago and canceled for personal reasons. If he cancels again, he’ll have to pay thirty million dollars to the production companies. The insurance will never pay up, considering the cause of termination was him swimming in enough cocaine to bake a five-tier wedding cake.

You might also be wondering how the Obama administration thought they would get away with this disaster. I think their intention was simply to blame insurance companies when people started seeing their health insurance plans canceled. Liberals excel at vilifying the business sector, and the more they can demonize private-sector insurers, the more leverage they believe they will have for continuing to move toward the Holy Grail of the left that Ronald Reagan warned against in 1961—a single-payer, government-funded, socialized health-care system.

Overnight, our neighbors began to look at us differently. Maybe it was the little girl down the road who no longer waved to us from her farmhouse window. Or the longtime customers who suddenly disappeared from our restaurants and stores. Or our mistress, Mrs. Trimble, who pulled us aside one morning as we were mopping her kitchen and whispered into our ear, "Did you know that the war was coming?" Club ladies began boycotting our fruit stands because they were afraid our produce might be tainted with arsenic. Insurance companies canceled our insurance. Banks froze our bank accounts. Milkmen stopped delivering milk to our doors. "Company orders," one tearful milkman explained. Children took one look at us and ran away like frightened deer. Little old ladies clutched their purses and froze up on the sidewalk at the sight of our husbands and shouted out, "They're here!" And even though our husbands had warned us--They're afraid--still, we were unprepared. Suddenly, to find ourselves the enemy.

Months later, when I rarely saw the Angels, I still had the legacy of the big machine -- four hundred pounds of chrome and deep red noise to take out on the Coast Highway and cut loose at three in the morning, when all the cops were lurking over on 101. My first crash had wrecked the bike completely and it took several months to have it rebuilt. After that I decided to ride it differently: I would stop pushing my luck on curves, always wear a helmet and try to keep within range of the nearest speed limit ... my insurance had already been canceled and my driver's license was hanging by a thread. So it was always at night, like a werewolf, that I would take the thing out for an honest run down the coast. I would start in Golden Gate Park, thinking only to run a few long curves to clear my head ... but in a matter of minutes I'd be out at the beach with the sound of the engine in my ears, the surf booming up on the sea wall and a fine empty road stretching all the way down to Santa Cruz ... not even a gas station in the whole seventy miles; the only public light along the way is an all-night diner down around Rockaway Beach. There was no helmet on those nights, no speed limit, and no cooling it down on the curves. The momentary freedom of the park was like the one unlucky drink that shoves a wavering alcoholic off the wagon. I would come out of the park near the soccer field and pause for a moment at the stop sign, wondering if I knew anyone parked out there on the midnight humping strip.

But noisy systems do not make multiple judgments of the same case. They make noisy judgments of different cases. If one insurance policy is overpriced and another is underpriced, pricing may on average look right, but the insurance company has made two costly errors. If two felons who both should be sentenced to five years in prison receive sentences of three years and seven years, justice has not, on average, been done. In noisy systems, errors do not cancel out. They add up.

They had done the hard, immediate work of shock and grief so deep they drowned and the awful, unfair work of insurance paperwork and canceling mail and credit cards and magazine subscriptions. Then they had done the work of grief as tide, receding until the ground seemed almost dry, then rushing back in, foamy and cold. Now they were in the forever part, the endless low-level blue that had become a presence more than an absence. It was the ocean they swam in or the ocean that sloshed

However, DROs as a whole really need to keep track of people who have opted out of the entire DRO system, since those people have clearly signaled their intention to go rogue and live “off the grid.” Thus if you cancel your DRO insurance, your name goes into a database available to all DROs. If you sign up with another DRO, no problem, your name is taken out. However, if you do not sign up with any other DRO, red flags pop up all over the system. What happens then? Remember – there is no public property in a stateless society. If you’ve gone rogue, where are you going to go? You can’t take a bus – bus companies will not take rogues, because their DRO will require that they take only DRO-covered passengers, in case of injury or altercation. Want to fill up on gas? No luck, for the same reason. You can try hitchhiking, of course, which might work, but what happens when you get to your destination and try to rent a motel room? No DRO card, no luck. Want to sleep in the park? Parks are privately owned, so keep moving. Getting hungry? No groceries, no restaurants – no food! What are you going to do?

Coming from a country where no one seemed to think it particularly disgraceful that a child with a brain tumour could be sent home to die because his father didn’t have the wherewithal to pay a surgeon, or where an insurance company could be permitted by a state insurance commissioner to cancel the policies of its 14,000 sickest patients because it wasn’t having a very good year (as happened in California in 1989), it seemed to me admirable beyond words that a nation could dedicate itself to providing equally and fairly for everyone, whatever the cost.

Take the New York–based Lemonade, arguably the best funded of today’s crowdsurance startups. Via an app, Lemonade brings together small groups of policyholders who pay premiums into a central “claim pool.” Artificial intelligence does the rest. The entire experience is mobile, simple, and fast. Ninety seconds to get insured, three minutes to get a claim paid, and zero paperwork. Adding more technology to this arrangement, companies like the Swiss firm Etherisc sell “bespoke insurance products” on the Ethereum blockchain. Because smart contracts remove the need for employees, paperwork, and all the rest, all sorts of new insurance products are being created. Etherisc’s first offering is something not covered by traditional insurers: flight delays and cancellations. Individuals sign up via credit card, and if their plane is more than forty-five minutes late, they’re paid instantly, automatically, and without the need for any paperwork.

I just have to ask these questions. Are you DEA? FDA? NICB? NHCAA? Are you a private investigator hired by any private or governmental entity? Do you work for a medical insurance company? Are you a drug dealer? Drug addict? Are you a clinician? A med student? Getting pills for an abusive boyfriend or employer? NASA?” “I think I have insomnia. That’s my main issue.” “You’re probably addicted to caffeine, too, am I right?” “I don’t know.” “You better keep drinking it. If you quit now, you’ll just go crazy. Real insomniacs suffer hallucinations and lost time and usually have poor memory. It can make life very confusing. Does that sound like you?” “Sometimes I feel dead,” I told her, “and I hate everybody. Does that count?” “Oh, that counts. That certainly counts. I’m sure I can help you. But I do ask new patients to come in for a fifteen-minute consultation to make sure we’ll make a good fit. Gratis. And I recommend you get into the habit of writing notes to remind yourself of our appointments. I have a twenty-four-hour cancellation policy. You know Post-its? Get yourself some Post-its. I’ll have some agreements for you to sign, some contracts. Now write this down.” Dr. Tuttle told me to come in the next day at nine A.M.

In 1924, riding a wave of anti-Asian sentiment, the US government halted almost all immigration from Asia. Within a few years, California, along with several other states, banned marriages between white people and those of Asian descent. With the onset of World War II, the FBI began the Custodial Detention Index—a list of “enemy aliens,” based on demographic data, who might prove a threat to national security, but also included American citizens—second- and third-generation Japanese Americans. This list was later used to facilitate the internment of Japanese Americans. In 1940, President Franklin D. Roosevelt signed the Alien Registration Act, which compelled Japanese immigrants over the age of fourteen to be registered and fingerprinted, and to take a loyalty oath to our government. Japanese Americans were subject to curfews, their bank accounts often frozen and insurance policies canceled. On December 7, 1941, the Japanese attacked a US military base at Pearl Harbor, Hawaii. More than 2,400 Americans were killed. The following day, America declared war on Japan. On February 19, 1942, FDR signed Executive Order 9066, permitting the US secretary of war and military commanders to “prescribe military areas” on American soil that allowed the exclusion of any and all persons. This paved the way for the forced internment of nearly 120,000 Japanese Americans, without trial or cause. The ten “relocation centers” were all in remote, virtually uninhabitable desert areas. Internees lived in horrible, unsanitary conditions that included forced labor. On December 17, 1944, FDR announced the end of Japanese American internment. But many internees had no home to return to, having lost their livelihoods and property. Each internee was given twenty-five dollars and a train ticket to the place they used to live. Not one Japanese American was found guilty of treason or acts of sedition during World War II.

The optimum image is the teak cockpit loaded soft with brown dazed girls while the eagle-eyed skipper on his fly bridge chugs Baby Dear under a lift bridge to keep a hundred cars stalled waiting in the sun, their drivers staring malignantly at the slow passage of the lazy-day sex float and the jaunty brown muscles of the man at the helm. But the more frequent reality is a bust gasket, Baby Dear drifting in a horrid chop, girls sun-poisoned and whoopsing, hero skipper clenching the wrong size wrench in barked hands and raising a greasy scream to the salty demons who are flattening his purse and canceling his marine insurance.

Every insurance company is different, and you should look around to see what companies offer and which are best for your trip. For that, I highly recommend the website Insure My Trip (insuremytrip.com). They compare insurance policies for more than twenty insurance providers, and because they let you compare plans in a grid layout, it’s easy to see exactly what each company covers. You’ll be able to compare medical coverage limits, emergency evacuation coverage, trip cancellation coverage, dental coverage, disaster coverage, and everything else under the sun. Some of the most popular travel insurance companies include STA Travel Insurance (statravel.com), World Nomads (worldnomads .com), MedEx (medexassist.com), MedjetAssist (medjetassist.com), and IMG (imglobal.com).

Remembering how Zenayia cancelled my insurance, I could bet that she is responsible for my account problem.

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ladies began boycotting our fruit stands because they were afraid our produce might be tainted with arsenic. Insurance companies canceled our insurance. Banks froze our bank accounts. Milkmen stopped delivering milk to our doors. “Company orders,” one tearful milkman explained. Children took one look at us and ran away like frightened deer. Little old ladies clutched their purses and froze up on the sidewalk at the sight of our husbands and shouted out, “They’re here!” And even though our husbands had warned us—They’re afraid—still, we were unprepared. Suddenly, to find ourselves the enemy. IT

We've been informed and have seen other landlords' property insurance get canceled when an insurance representative has found these animals on the insured property: Pit Bulls Rottweilers German Shepherd Husky—Alaskan Malamute Doberman Pinscher Chow Great Dane St. Bernard Akita Wolf Hybrids And they continue to add more animals.

Did you know that credit cards automatically give you amazing consumer protection? Here are a few examples you might not know about: ■ Automatic warranty doubling: Most cards extend the warranty on your purchases. So if you buy an iPhone and it breaks after Apple’s warranty expires, your credit card will still cover it up to an additional year. This is true for nearly every credit card for nearly every purchase, automatically. ■ Car rental insurance: If you rent a car, don’t let them sell you on getting the extra collision insurance. It’s completely worthless! You already have coverage through your existing car insurance, plus your credit card will usually back you up to $50,000. ■ Trip-cancellation insurance: If you book tickets for a vacation and then get sick and can’t travel, your airline will charge you hefty fees to rebook your ticket. Just call your credit card and ask for the trip-cancellation insurance to kick in, and they’ll cover those change fees—usually between $3,000 to $10,000 per trip. ■ Concierge services: When I couldn’t find LA Philharmonic tickets, I called my credit card and asked the concierge to try to find some. He called me back in two days with tickets. They charged me (a lot, actually), but he was able to get them when nobody else could.

1. Imitate the Prodigal Son and return to God with sincere sorrow for your sins, securing the fulness of His pardon by a contrite confession. You must be in the state of grace before your suffering can be meritorious for Heaven. 2. Humbly acknowledge that you have fully deserved your sufferings—nay, even the eternal pains of Hell—by mortal sin. If you have not been condemned, it is solely because God’s mercy has spared you and given you time for repentance. 3. In the spirit of an abiding sorrow for your sins, make sure to unite all your sufferings with those of Our Lord dying on the cross, and make a frequent offering of them thus united, to the Divine Justice in atonement for the wrong you have done. By acting in conformity with these suggestions you will reap a threefold benefit: You will insure the complete pardon of all your sins; you will quickly cancel the debt of temporal punishment contracted by them and thus shorten your Purgatory

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