Buy Shares Quotes

Harry: This book belongs to Harry Potter. Ron: Shared by Ron Weasley, because his fell apart. Hermione: Why don't you buy a new one then? Ron: Write on your own book, Hermione. Hermione: You bought all those dungbombs on Saturday. You could have bought a new book instead. Ron: Dungbombs rule.

The paradox of our time in history is that we have taller buildings but shorter tempers, wider Freeways, but narrower viewpoints. We spend more, but have less, we buy more, but enjoy less. We have bigger houses and smaller families, more conveniences, but less time. We have more degrees but less sense, more knowledge, but less judgment, more experts, yet more problems, more medicine, but less wellness. We drink too much, smoke too much, spend too recklessly, laugh too little, drive too fast, get too angry, stay up too late, get up too tired, read too little, watch TV too much, and pray too seldom. We have multiplied our possessions, but reduced our values. We talk too much, love too seldom, and hate too often. We've learned how to make a living, but not a life. We've added years to life not life to years. We've been all the way to the moon and back, but have trouble crossing the street to meet a new neighbor. We conquered outer space but not inner space. We've done larger things, but not better things. We've cleaned up the air, but polluted the soul. We've conquered the atom, but not our prejudice. We write more, but learn less. We plan more, but accomplish less. We've learned to rush, but not to wait. We build more computers to hold more information, to produce more copies than ever, but we communicate less and less. These are the times of fast foods and slow digestion, big men and small character, steep profits and shallow relationships. These are the days of two incomes but more divorce, fancier houses, but broken homes. These are days of quick trips, disposable diapers, throwaway morality, one night stands, overweight bodies, and pills that do everything from cheer, to quiet, to kill. It is a time when there is much in the showroom window and nothing in the stockroom. A time when technology can bring this letter to you, and a time when you can choose either to share this insight, or to just hit delete... Remember, to spend some time with your loved ones, because they are not going to be around forever. Remember, say a kind word to someone who looks up to you in awe, because that little person soon will grow up and leave your side. Remember, to give a warm hug to the one next to you, because that is the only treasure you can give with your heart and it doesn't cost a cent. Remember, to say, "I love you" to your partner and your loved ones, but most of all mean it. A kiss and an embrace will mend hurt when it comes from deep inside of you. Remember to hold hands and cherish the moment for someday that person might not be there again. Give time to love, give time to speak! And give time to share the precious thoughts in your mind.

Do you not know that God entrusted you with that money (all above what buys necessities for your families) to feed the hungry, to clothe the naked, to help the stranger, the widow, the fatherless; and, indeed, as far as it will go, to relieve the wants of all mankind? How can you, how dare you, defraud the Lord, by applying it to any other purpose?

Margarita was never short of money. She could buy whatever she liked. Her husband had plenty of interesting friends. Margarita never had to cook. Margarita knew nothing of the horrors of living in a shared flat. In short... was she happy? Not for a moment.

Nothing, in truth, can ever replace a lost companion. Old comrades cannot be manufactured. There is nothing that can equal the treasure of so many shared memories, so many bad times endured together, so many quarrels, reconciliations, heartfelt impulses. Friendships like that cannot be reconstructed. If you plant an oak, you will hope in vain to sit soon under its shade. For such is life. We grow rich as we plant through the early years, but then come the years when time undoes our work and cuts down our trees. One by one our comrades deprive us of their shade, and within our mourning we always feel now the secret grief of growing old. If I search among my memories for those whose taste is lasting, if I write the balance sheet of the moments that truly counted, I surely find those that no fortune could have bought me. You cannot buy the friendship of a companion bound to you forever by ordeals endured together.

I’m a modern man, a man for the millennium. Digital and smoke free. A diversified multi-cultural, post-modern deconstruction that is anatomically and ecologically incorrect. I’ve been up linked and downloaded, I’ve been inputted and outsourced, I know the upside of downsizing, I know the downside of upgrading. I’m a high-tech low-life. A cutting edge, state-of-the-art bi-coastal multi-tasker and I can give you a gigabyte in a nanosecond! I’m new wave, but I’m old school and my inner child is outward bound. I’m a hot-wired, heat seeking, warm-hearted cool customer, voice activated and bio-degradable. I interface with my database, my database is in cyberspace, so I’m interactive, I’m hyperactive and from time to time I’m radioactive. Behind the eight ball, ahead of the curve, ridin the wave, dodgin the bullet and pushin the envelope. I’m on-point, on-task, on-message and off drugs. I’ve got no need for coke and speed. I've got no urge to binge and purge. I’m in-the-moment, on-the-edge, over-the-top and under-the-radar. A high-concept, low-profile, medium-range ballistic missionary. A street-wise smart bomb. A top-gun bottom feeder. I wear power ties, I tell power lies, I take power naps and run victory laps. I’m a totally ongoing big-foot, slam-dunk, rainmaker with a pro-active outreach. A raging workaholic. A working rageaholic. Out of rehab and in denial! I’ve got a personal trainer, a personal shopper, a personal assistant and a personal agenda. You can’t shut me up. You can’t dumb me down because I’m tireless and I’m wireless, I’m an alpha male on beta-blockers. I’m a non-believer and an over-achiever, laid-back but fashion-forward. Up-front, down-home, low-rent, high-maintenance. Super-sized, long-lasting, high-definition, fast-acting, oven-ready and built-to-last! I’m a hands-on, foot-loose, knee-jerk head case pretty maturely post-traumatic and I’ve got a love-child that sends me hate mail. But, I’m feeling, I’m caring, I’m healing, I’m sharing-- a supportive, bonding, nurturing primary care-giver. My output is down, but my income is up. I took a short position on the long bond and my revenue stream has its own cash-flow. I read junk mail, I eat junk food, I buy junk bonds and I watch trash sports! I’m gender specific, capital intensive, user-friendly and lactose intolerant. I like rough sex. I like tough love. I use the “F” word in my emails and the software on my hard-drive is hardcore--no soft porn. I bought a microwave at a mini-mall; I bought a mini-van at a mega-store. I eat fast-food in the slow lane. I’m toll-free, bite-sized, ready-to-wear and I come in all sizes. A fully-equipped, factory-authorized, hospital-tested, clinically-proven, scientifically- formulated medical miracle. I’ve been pre-wash, pre-cooked, pre-heated, pre-screened, pre-approved, pre-packaged, post-dated, freeze-dried, double-wrapped, vacuum-packed and, I have an unlimited broadband capacity. I’m a rude dude, but I’m the real deal. Lean and mean! Cocked, locked and ready-to-rock. Rough, tough and hard to bluff. I take it slow, I go with the flow, I ride with the tide. I’ve got glide in my stride. Drivin and movin, sailin and spinin, jiving and groovin, wailin and winnin. I don’t snooze, so I don’t lose. I keep the pedal to the metal and the rubber on the road. I party hearty and lunch time is crunch time. I’m hangin in, there ain’t no doubt and I’m hangin tough, over and out!

Don't look for the needle in the haystack. Just buy the haystack!

Where do you think the money went?” he repeated. “Guns?” asked Jesper. “Ships?” queried Inej. “Bombs?” suggested Wylan. “Political bribes?” offered Nina. They all looked at Matthias. “This is where you tell us how awful we are,” she whispered. He shrugged. “They all seem like practical choices.” “Sugar,” said Kaz. Jesper nudged the sugar bowl down the table to him. Kaz rolled his eyes. “Not for my coffee, you podge. I used the money to buy up sugar shares and placed them in private accounts for all of us—under aliases, of course.” “I don’t like speculation,” said Matthias. “Of course you don’t. You like things you can see. Like piles of snow and benevolent tree gods.” “Oh, there it is!” said Inej, resting her head on Nina’s shoulder and beaming at Matthias. “I missed his glower.

If your friend wishes to read your 'Plutarch's Lives,' 'Shakespeare,' or 'The Federalist Papers,' tell him gently but firmly, to buy a copy. You will lend him your car or your coat - but your books are as much a part of you as your head or your heart.

Not Carnegie, Vanderbilt, and Astor together could have raised money enough to buy a quarter share in my little dog.

What if I promise to make you a batch of brownies tomorrow?" she asked, deciding to use his love of baked goods against him. He snorted in disbelief as he got to his feet. "I'm not some whore you can buy with a pan of yummy baked goods, woman. How dare you insult me?" he said on a sniff as he folded his arms over his chest and did his best to look put out. "Fine," Haley said with a sigh. "What if I promise to make a big bowl of frosting tomorrow and let you lick it off me?" She had to bite back a smile as Jason shifted anxiously while he licked his lips and ran his eyes hungrily down her body. "Buttercream?" he croaked out. "Mmmmhmm," she said, walking over to him. She cupped the back of his head and gently tugged him down for a quick kiss. "And if you're good I might lick some off you," she said, loving the idea. "Get your own bowl of frosting. I don't share," he simply said, giving her one last kiss before walking out the door, whistling happily, no doubt thinking about the large bowl of frosting he was going to devour tomorrow.

I believe every...man remembers the girl he thinks he should have married. She reappears to him in his lonely moments, or he sees her in the face of a young girl in the park, buying a snowball under an oak tree by the baseball diamond. But she belongs to back there, to somebody else, and that thought sometimes rends your heart in a way that you never share with anyone else.

What makes you think he won't freak? He is my father and I'm his only little girl." "Betcha five bucks." "Deal," I said with a laugh. "He is gonna freak and I'll take your money and buy a honey bun with a diet cream soda and I won't share with you," I sang.

I already made icing. I told you not to buy any." "Oops," I said, taking another scoop. "Looks like I messed up again. Guess I'll have to eat this." He glanced toward me, giving a pointed look to the two containers I had set beside me. "All of it?" he asked. "Maybe if you're nice, I'll share...But considering you've already met your niceness quote for the year, I wouldn't bet on it. And you can't have any sprinkles." "There goes my reason for living." "I thought that was to make me miserable.

That damned Hurker! He had the neck to suggest to me today that he could find a buyer for our plant—if he was made a partner!” “I hope you told him what to do with that suggestion!” “I did. Told him I wasn’t selling, but if he wanted to buy a share he should talk to my legal adviser.” Marcus straightened in his chair and wiped his hands across his face. “And he told me that I had forty eight hours to reconsider my answer, or shipping might prove very difficult—and that there would be some queries initiated over my use of a dome now owned by CalBank!

Has it ever happened, you’ve seen a striking film, beautifully written and acted and photographed, that you walk out of the theater glad to be a human being and you say to yourself I hope they make a lot of money from that? I hope the actors, I hope the director earns a million dollars for what they’ve done, what they’ve given me tonight? And you go back and see the movie again and you’re happy to be a tiny part of the system that is rewarding those people with every ticket...the actors I see on the screen, they’ll get twenty cents of this very dollar I’m paying now; they’ll be able to buy an ice cream cone any flavor they want from their share of my ticket alone. Glorious moments in art in books and films and dance, they’re delicious because we see ourselves in glory’s mirror.

THE MISCONCEPTION: The larger the consensus, the more likely it is correct. THE TRUTH: A belief is not more likely to be accurate just because many people share it.

Buying funds based purely on their past performance is one of the stupidest things an investor can do.

And Rhys had given me the best gift I’d ever received. He was right—it wasn’t a fancy purse or diamond jewelry, but I would much rather have one sketch from him than a hundred Tiffany diamonds. Anyone could buy a diamond. No one except him could’ve drawn me the way he did, and it didn’t escape my notice this was the first time he’d ever shared his art with me. “It’s all right.” He shrugged. “It’s not all right, it’s beautiful,” I repeated. “Seriously, thank you. I’ll treasure this forever.” I never thought I’d see the day, but Rhys blushed. Actually blushed. I watched in fascination as the red spread across his neck and cheeks, and the desire to trace its path with my tongue gripped me. But of course, I couldn’t do that.

It's hazy but she remembers Jane telling her about drag shows she used to go to in the '70s, the balls, how queens would go hungry for weeks to buy gowns, the shimmering nightclubs that sometimes felt like the only safe places. She lets Jane's memories transpose over here, now, like double exposed film, two different generations of messy, loud, brave and scared and brave again people stomping their feet and waving hands with bitten nails, all the things they share and all the things they don't, the things she has that people like Jane smashed windows and spat blood for.

People buy from businesses for many reasons. Among those reasons include: favorable price, favorable accessibility, demonstrated shared values, label identification, and more. The more reasons you can give people to buy from your business, the better sales numbers your business will experience.

No man can always have adequate reasons for buying or selling stocks daily - or sufficient knowledge to make his play an intelligent play.

Moderately fast growers (20 to 25 percent) in nongrowth industries are ideal investments. • Look for companies with niches. • When purchasing depressed stocks in troubled companies, seek out the ones with the superior financial positions and avoid the ones with loads of bank debt. • Companies that have no debt can’t go bankrupt. • Managerial ability may be important, but it’s quite difficult to assess. Base your purchases on the company’s prospects, not on the president’s resume or speaking ability. • A lot of money can be made when a troubled company turns around. • Carefully consider the price-earnings ratio. If the stock is grossly overpriced, even if everything else goes right, you won’t make any money. • Find a story line to follow as a way of monitoring a company’s progress. • Look for companies that consistently buy back their own shares.

A technique that works repeatedly is to wait until the prevailing opinion about a certain industry is that things have gone from bad to worse, and then buy shares in the strongest companies in the group.

When you build an audience, you don’t have to buy people’s attention—they give it to you. This is a huge advantage. So build an audience. Speak, write, blog, tweet, make videos—whatever. Share information that’s valuable and you’ll slowly but surely build a loyal audience.

People buy into this false notion of reverse racism, where they believe that just because there’s a group of people getting together to share something about their heritage that we’re excluding white people. But that’s not the reality.

Writing's much more romantic when its pen and ink and paper. It's... More timeless. and worthwhile. Think about it. There are so many words gushing out into the universe these days. All digitally. All in Comic Sans or Times New Roman. Silly Websites. Stupid news stories digitally uploaded to a 24-hour channel. Where's all this writing going? Who's keeping a note of it all? Who's in charge of deciding what's worthwhile and what isn't? But back then... Back then, if someone wanted to write something they had to buy paper. Buy it! And ink. And a pen. And they couldn't waste too many sheets cos it was expensive. So when people wrote, they wrote because it was worthwhile... not just because they had some half-baked idea and they wanted to pointlessly prove their existence by sharing it on some bloody social networking site.

How well can you actually know someone who is not open enough to share their feelings with you?

Buying, Selling or Hold in a Share are very-very personal decisions ...

Invest in a share what you can afford to lose.

We can't all be bakers or chefs. Many of us have modest ambitions. But we can all buy a piece of the pie.

...the best Evil Plan offers something much more for people--a chance to buy into an idea that matters, and share it with people who matter to them.

What hideous luck to be wretchedly stuck on this miserable blockading duty! What I need is a ship I can capture and strip to sequester my share of the booty. Oh, the treasure I’d net would remit all my debt and buy an estate with a gold coronet. Oh, captain who’s wise has his eye on the prize while he’s serving his country and King, oh sing, of a well-deserved rest in a well-feathered nest and the riches that duty can bring!

There is so much about my fate that I cannot control, but other things do fall under my jurisdiction. There are certain lottery tickets I can buy, thereby increasing my odds of finding contentment. I can decide how I spend my time, whom I interact with, whom share my body and life and money and energy with.

He feels ennui depression adrift in his life. Purposeless, perhaps because —dig a well in the Sudan and thejanjaweed come in and shoot the people anyway —buy mosquito nets and the boys you save grow up to —rape women —set up cottage industries in Myanmar and the army —steals them and uses the women as slaves and Ben is starting to be afraid that he is starting to share Chon’s opinion of the human species that people are basically shit.

This was the beginning of surveillance capitalism, and the end of the Internet as I knew it. Now, it was the creative Web that collapsed, as countless beautiful, difficult, individualistic websites were shuttered. The promise of convenience led people to exchange their personal sites—which demanded constant and laborious upkeep—for a Facebook page and a Gmail account. The appearance of ownership was easy to mistake for the reality of it. Few of us understood it at the time, but none of the things that we’d go on to share would belong to us anymore. The successors to the e-commerce companies that had failed because they couldn’t find anything we were interested in buying now had a new product to sell. That new product was Us.

In Greenland there is no ownership of land. What you own is your house, your dogs, your sleds and kayaks. Everyone is fed. It is a food-sharing society in which the whole population is kept in mind--the widows, elderly, infirm, and ill are always taken care of. Jens said, "We weren't born to buy and sell, but to be out on the ice with our families.

Goldman’s top four officers could not sell more than 10 percent of their Goldman shares until 2011, or until Buffett sold his own, even if they left the firm. He had explained his rationale for this condition to Blankfein by saying, “If I’m buying the horse, I’m buying the jockey, too.

The truth is that wherever you go, people want ideas, want language, want discussion, want space to share and to talk. The Web is great but there is nothing better than people in a room together. I used to be a bit dubious about all these literary festivals happening all the time, but this last visit to Sydney has convinced me of how important, and necessary they are. There is a collective hunger for real things – a kind of self-administered antidote to consumerism and spin. Yes, people spend money, buy books, but it is not about redundant marketing or pointless shopping; it is about really choosing instead of being fed the lie of choice.

And Rhys had given me the best gift I’d ever received. He was right—it wasn’t a fancy purse or diamond jewelry, but I would much rather have one sketch from him than a hundred Tiffany diamonds. Anyone could buy a diamond. No one except him could’ve drawn me the way he did, and it didn’t escape my notice this was the first time he’d ever shared his art with me.

I noticed then that the red-haired woman was buying the food you eat when you live alone: a box of cereal, a few apples, a plastic container of plain yogurt....With an abrupt clarity, I saw how I had been launched into another category. I had been the red-haired woman; for a decade of my adult life, I had bought cereal and yogurt, I'd stood near couples and watched them nuzzle, and now I was part of such a couple. And I would not be launched back, I was certain. But I recognized her life, I knew it so well! I wanted to clasp her freckled hand, to say to her--surely we understood some shared code (or surely not, surely she'd have thought me preposterous)--It's good on the other side, but it's good on your side too. Enjoy it there. The loneliness is harder and the loneliness is the biggest part; but some things are easier.

When you live with someone you love, you share all your most trivial concerns: what time should we eat, what time should we leave, what should we watch, I thought they said that rug would be delivered by now, we’ve run out of black pepper, do I have time for a shower, can you buy dishwashing soap, are you tired, are you hungry, did you see the news about that politician, that atrocity, that accident, that disaster, you won’t believe what I just read, I’m going to bed, listen to this, it’s so funny, are you eating the rest of that, I’m calling about that rug, what time will you be home, I’ll meet you there, I’ll see you when I’m back, will you have eaten, I won’t have eaten, we made the right decision about that rug…on and on it goes, an endless daily stream of tiny decisions and opinions and thoughts shared, and you don’t even know it’s keeping you alive.

One can try to evade the problem by adopting a ‘morality of intentions’. What’s important is what I intend, not what I actually do or the outcome of what I do. However, in a world in which everything is interconnected, the supreme moral imperative becomes the imperative to know. The greatest crimes in modern history resulted not just from hatred and greed, but even more so from ignorance and indifference. Charming English ladies financed the Atlantic slave trade by buying shares and bonds in the London stock exchange, without ever setting foot in either Africa or the Caribbean. They then sweetened their four o’clock tea with snow-white sugar cubes produced in hellish plantations – about which they knew nothing.

Despite the sale of millions of copies of "How to.." books and programmes each year, very few people take actions and put what they learn into practice. Here´s why. The "how to..." book has usually been written by someone who accomplished something of value. They then capture the steps they took to accomplish it in book, training course, or multimedia programme. Innocently, they´re sharing the symptoms of their accomplishment, but not the causes. If the symptoms are like apples, the causes are the tree that grew them. When people buy "how to" books and programmes, they´re unknowingly trying to glue someone else´s apples onto their tree, without realizing an essential fact: it doesn´t work that way!

Working on improving your product until it screams “Share me with everyone you know”—that’s less fun than buying a back-page ad that everyone (who still reads newspapers) will see.

If you do chose to invest in a share, invest for the lifetime.

The smart way to be assured of quality organic food is to join a community-sponsored agriculture (CSA) cooperative and buy a share in a local organic farm every year. Every

buy it. Read it. Enjoy it, and most importantly, share it.

The NRA brainwashes you into believing that you need to buy a bunch of guns, to protect yourself from all the people with guns.

There are many worlds, buy they all share the same sky. One sky, one destiny.

The most important thing is to invest and buy shares in successful businesses. The second most important thing is to buy right and do not pay excessive amounts.

It turns out you can’t command the perceptions of others, and the more you try, the more you risk losing your own sense of self-worth and alienating people. It took decades of running myself ragged trying to gain acceptance from others for me to learn a fundamental truth I would now like to share with you: No one cares. No one is watching you. No one is tallying the total of your decisions, judging you from afar. They are not doing this because they are too worried about themselves. They are making all kinds of judgments about their own lives and worries, and I love you very much, but they are just not thinking about you right now.

There are essentially five things public corporations can do with a dollar earned: reinvest in the business, acquire other businesses or assets, pay down debt, pay dividends, and/or buy in shares. Deciding

A man sits in an office deciding what stocks to buy. He imagines, no doubt, that he is planning his purchases according to his own judgment. In actual fact his judgment is a melange of impressions stamped on his mind by outside influences which unconsciously control his thought. He buys a certain railroad stock because it was in the headlines yesterday and hence is the one which comes most prominently to his mind; because he has a pleasant recollection of a good dinner on one of its fast trains; because it has a liberal labor policy, a reputation for honesty; because he has been told that J. P. Morgan owns some of its shares.

When good things are so low that no one wants them, I buy them and lay them away in the safe; when owing to some new development, they go up and my shares are so needed that men will pay well for them, I am ready to sell.

So here we are, in the family planning aisle with a cart full of sports drinks and our hands full of . . . “Trojans, Ramses, Magnum . . . Jeez, these are worse than names for muscle cars,” Jase observes, sliding his finger along the display. “They do sound sorta, well, forceful.” I flip over the box I’m holding to read the instructions. Jase glances up to smile at me. “Don’t worry, Sam. It’s just us.” “I don’t get what half these descriptions mean . . . What’s a vibrating ring?” “Sounds like the part that breaks on the washing machine. What’s extra-sensitive? That sounds like how we describe George.” I’m giggling. “Okay, would that be better or worse than ‘ultimate feeling’—and look—there’s ‘shared pleasure’ condoms and ‘her pleasure’ condoms. But there’s no ‘his pleasure.’” “I’m pretty sure that comes with the territory,” Jase says dryly. “Put down those Technicolor ones. No freaking way.” “But blue’s my favorite color,” I say, batting my eyelashes at him. “Put them down. The glow-in-the-dark ones too. Jesus. Why do they even make those?” “For the visually impaired?” I ask, reshelving the boxes. We move to the checkout line. “Enjoy the rest of your evening,” the clerk calls as we leave. “Do you think he knew?” I ask. “You’re blushing again,” Jase mutters absently. “Did who know what?” “The sales guy. Why we were buying these?” A smile pulls at the corners of his mouth. “Of course not. I’m sure it never occurred to him that we were actually buying birth control for ourselves. I bet he thought it was a . . . a . . . housewarming gift.” Okay, I’m ridiculous. “Or party favors,” I laugh. “Or”—he scrutinized the receipt—“supplies for a really expensive water balloon fight.” “Visual aids for health class?” I slip my hand into the back pocket of Jase’s jeans. “Or little raincoats for . . .” He pauses, stumped. “Barbie dolls,” I suggest. “G.I. Joes,” he corrects, and slips his free hand into the back pocket of my jeans, bumping his hip against mine as we head back to the car.

He carried the deep, intuitive understanding of the power of food to connect people, knew that food was not simply a device for entertaining or filling our bodies and pleasing our senses but rather that it served as a direct channel to the greater pleasures of being alive, and that it could be so only when that food was shared with friends and lovers and family.

I have a mother,"replied Hamlet gloomily as he bowed politely and kissed my mother's hand."She shares my uncle's bed." "They should buy another one, in that case," she replied, practical as ever. "They do a very good deal at IKEA, I'm told. ...

The idea of making a story about the Brownings’ dog came to her when she read the Browning letters; as she tells an American admirer who had written to her asking if he might buy the manuscript, “I am very glad to think that you share my sympathy for Flush.

The 5 Clues to Spotting the Next Starbucks They permanently change people's habits. They're copycats. Their success is validated by the competition. They are driven by the founder's vision and passion. They have superb entrepreneurial management and execution.

Instead of buying a Mercedes, you can buy a Toyota; and then use the extra money that you would have spent every month, for about five years, on the installment, fuel, and insurance to buy shares in the company that owns Mercedes … or the one that owns Rolls Royce.

Whilst writing all this, I have had in my mind a woman, whose strong and serious mind would not have failed to support me in these contentions. I lost her thirty years ago [I was a child then]--nevertheless, ever living in my memory, she follows me from age to age. She suffered with me in my poverty, and was not allowed to share my better fortune. When young, I made her sad, and now I cannot console her. I know not even where her bones are: I was too poor then to buy earth to bury her! And yet I owe her much. I feel deeply that I am the son of woman. Every instant, in my ideas and words [not to mention my features and gestures], I find again my mother in myself. It is my mother's blood which gives me the sympathy I feel for bygone ages, and the tender remembrance of all those who are now no more. What return then could I, who am myself advancing towards old age, make her for the many things I owe her? One, for which she would have thanked me--this protest in favour of women and mothers.

The simple fact is that selecting a mutual fund that will outpace the stock market over the long term is, using Cervantes’ wonderful observation, like “looking for a needle in the haystack.” So I offer you Bogle’s corollary: “Don’t look for the needle in the haystack. Just buy the haystack!

Buying market share by hiring your competitors’ salespeople does nothing good for your reputation in the industry. Maybe you don’t care when you’re young and brash, but eventually you learn that reputation is a crucial business asset, worth much more over the long run than a few extra sales.

I’m sure you have a vibrator. If not, I’ll pick one up for you.” “You’ll go to the store and buy me a vibrator?” I asked incredulously. Chase abruptly grabbed our shared Jack and Coke from my hand and gulped down the remainder. His voice was a groan. “I’m jealous of a goddamn vibrator now.

Publicity is effective precisely because it feeds upon the real. Clothes, food, cars, cosmetics, baths, sunshine are real things to be enjoyed in themselves. Publicity begins by working on a natural appetite for pleasure. But it cannot offer the real object of pleasure and there is no convincing substitute for a pleasure in that pleasure's own terms. The more convincingly publicity conveys the pleasure of bathing in a warm, distant sea, the more the spectator-buyer will become aware that he is hundreds of miles away from that sea and the more remote the chance of bathing in it will seem to him. This is why publicity can never really afford to be about the product or opportunity it is proposing to the buyer who is not yet enjoying it. Publicity is never a celebration of a pleasure-in-itself. Publicity is always about the future buyer. It offers him an image of himself made glamorous by the product or opportunity it is trying to sell. The image then makes him envious of himself as he might be. Yet what makes this self-which-he-might-be enviable? The envy of others. Publicity is about social relations, not objects. Its promise is not of pleasure, but of happiness : happiness as judged from the outside by others. The happiness of being envied is glamour. Being envied is a solitary form of reassurance. It depends precisely upon not sharing your experience with those who envy you. You are observed with interest but you do not observe with interest - if you do, you will become less enviable. ... ... The spectator-buyer is meant to envy herself as she will become if she buys the product. She is meant to imagine herself transformed by the product into an object of envy for others, an envy which will then justify her loving herself. One could put this another way : the publicity images steals her love of herself as she is, and offers it back to her for the price of the product. (P. 128)

God to Hungry Child Hungry child, I didn't make this world for you. You didn't buy any stock in my railroad, You didn't invest in my corporation. Where are your shares in standard oil? I made the world for the rich And the will-be-rich And the have-always-been-rich. Not for you, Hungry child.

After forty-odd years you stop asking," she says. "Want some free advice?" I nod. "Don't trip over yourselves trying to be a perfect couple, love. Get out of each other's way; don't be afraid of falling out, shutting up, or telling little porky pies; do your share of the cleaning; don't leave your dirty undies inside out on the carpet; leave the seat down; buy her flowers once a month; and pinch her bum once a week - the rest's up to you.

Whether it’s the growth of the economy, audience shares, publications – slowly but surely, quality is being replaced by quantity. ... And driving it all is a force sometimes called “liberalism,” an ideology that has been all but hollowed out. ... Freedom may be our highest ideal, but ours has become an empty freedom. Our fear of moralizing in any form has made morality a taboo in the public debate. The public arena should be “neutral,” after all – yet never before has it been so paternalistic. On every street corner we’re baited to booze, binge, borrow, buy, toil, stress, and swindle. Whatever we may tell ourselves about freedom of speech, our values are suspiciously close to those touted by precisely the companies that can pay for prime-time advertising.

... "England [sic] is just a small island. Its roads and houses are small. With few exceptions, it doesn't make things that people in the rest of the world want to buy. And if it hadn't been separated from the continent by water, it almost certainly would have been lost to Hitler's ambitions." ~ nothing about its people and their steel will or courage, nothing about their history and legacy we share, nothing about the timbre of their values and virtues, just "..

So let us replace the word with a true description. People in our societies own things, their labour included, and can trade those things freely with others. They can buy, sell, accumulate, save, share and give. They can enjoy all that their freely exercised labour can secure for them and even, if they choose, do nothing and still survive. You can take away the freedom to buy and sell; you can compel people to work on terms that they would not freely accept; you can confiscate property or forbid this or that form of it. But if those are the alternatives to ‘capitalism’ there is, now, no real alternative save slavery.

Surely it is better, thought Domenica, that forty-five should buy the book and actually read it, than should many thousands, indeed millions, buy it and put it on their shelves, like...Professor Hawking's Brief History of Time. That was a book that had been bought by millions, but had been demonstrated to have been read by only a minute proportion of those who had acquired it. For do we not all have a copy of that on our shelves, and who amongst us can claim to have read beyond the first page, in spite of the pellucid prose of its author and his evident desire to share with us his knowledge of...of whatever it is that the book is about?

Betty ran to the door in time to see a handsome young man dashing through the rain toward the house beside her daughter, both of them in pants embroidered with sea creatures - blue whales on his yellow pants, pink lobsters on her ill-fitting brick red pants - and matching pastel green cotton sweaters. When did Miranda buy such odd clothes? She imagined the two of them spotting eachother somewhere, kindred spirits, and starting up a conversation about their shared hobby of Extreme Wasp Attire.

You wrote to me. Do not deny it. I’ve read your words and they evoke My deep respect for your emotion, Your trusting soul… and sweet devotion. Your candour has a great appeal And stirs in me, I won’t conceal, Long dormant feelings, scarce remembered. But I’ve no wish to praise you now; Let me repay you with a vow As artless as the one you tendered; Hear my confession too, I plead, And judge me both by word and deed. 13 ’Had I in any way desired To bind with family ties my life; Or had a happy fate required That I turn father, take a wife; Had pictures of domestication For but one moment held temptation- Then, surely, none but you alone Would be the bride I’d make my own. I’ll say without wrought-up insistence That, finding my ideal in you, I would have asked you—yes, it’s true— To share my baneful, sad existence, In pledge of beauty and of good, And been as happy … as I could! 14 ’But I’m not made for exaltation: My soul’s a stranger to its call; Your virtues are a vain temptation, For I’m not worthy of them all. Believe me (conscience be your token): In wedlock we would both be broken. However much I loved you, dear, Once used to you … I’d cease, I fear; You’d start to weep, but all your crying Would fail to touch my heart at all, Your tears in fact would only gall. So judge yourself what we’d be buying, What roses Hymen means to send— Quite possibly for years on end! 15 ’In all this world what’s more perverted Than homes in which the wretched wife Bemoans her worthless mate, deserted— Alone both day and night through life; Or where the husband, knowing truly Her worth (yet cursing fate unduly) Is always angry, sullen, mute— A coldly jealous, selfish brute! Well, thus am I. And was it merely For this your ardent spirit pined When you, with so much strength of mind, Unsealed your heart to me so clearly? Can Fate indeed be so unkind? Is this the lot you’ve been assigned? 16 ’For dreams and youth there’s no returning; I cannot resurrect my soul. I love you with a tender yearning, But mine must be a brother’s role. So hear me through without vexation: Young maidens find quick consolation— From dream to dream a passage brief; Just so a sapling sheds its leaf To bud anew each vernal season. Thus heaven wills the world to turn. You’ll fall in love again; but learn … To exercise restraint and reason, For few will understand you so, And innocence can lead to woe.

You are to me,” he said frankly, his tone void of emotion. “And I’m not a whore.” “I’m well aware. I’m not buying you, Luna. I’m merely making a point.” “What is the point?” “That once you’re with me, you won’t be able to touch anyone else. Want anyone else. Feel for anyone else.” I already know that, you fool. I took a deep breath, leaning forward and snatching one half of the lemon. It was cut precisely in the middle. He always played fair. Knight took his lemon. Our eyes met, and we shared an identical beam.

How is it possible to manage a group of dozens of artists to keep to a cohesive vision? At dinner that night I asked Guillermo how he did it. “You have to give everyone complete autonomy within a narrow bandwidth,” he replied. What he meant was that after you get their buy-in on the larger vision, you need to strictly define their roles in the fulfillment of that vision, and then you need to set them free to do their thing. You want the people helping you to be energized and involved; you want them contributing their creativity, not just following your orders. Giving them creative autonomy rewards their individual genius while keeping them oriented to the North Star of your larger shared vision.

If you can distill the essence of GE's stock behavior over the past twenty years, then you can apply it to financial engineering. You can estimate the risk of holding the stock over the next twenty years. You can estimate how many shares of the stock to buy for your portfolio. You can calculate the proper value of options you want to trade on the stock.

6. Buy something of equal or greater value. To avoid paying any tax at the time of the exchange, you have to buy property of equal or greater value and reinvest all of the cash.

They were different people, with different kinds of lives, despite their shared criminal past.

It is a common misconception that if you diversify, you don’t need to learn anything. Just buy a bunch of stocks, and you will be good. Nothing can be further from the truth.

Always write down all the reasons of why you are buying an asset. Review the list periodically and only sell when the majority of reasons are not valid anymore.

If you decide to buy a stock solely based on price action, you cannot and will never have any faith in the company’s business.

If your bull case to buy a stock is “a sharp price drop” or "price is going to the moon”, you don’t have a bull case.

When you buy a stock, you buy a piece of business, not a quote from a broker. As long as the company is doing good, your investment is safe.

Trading is buying and selling to exploit a change in the price. Investing is acquiring assets for economic reasons.

Buy what you love. Love those who can't be bought. Take in all the day has to offer. Give it all away.

I've seen you work. I don't buy it. I’m not even gonna rent it for the weekend.

The kind of pain that you can't share with people is worse than one that is apparent. Worst of all is the kind you have to defend, justifying reasons that you yourself don't buy.

You obviously have mistaken me for somebody with a clue. Unfortunately, I don’t even know where to buy a clue, and if I had one, I’m sure it would be to a different puzzle.

In fact, soon billions of smart things in the physical world will be sensing, responding, communicating, buying their own electricity and sharing important data, doing everything

When you save money, you are buying future freedom.

It is not wrong to think that the traditional buying of a product has been replaced with an unwritten contract of shared values between a business and its customers.

Why buy the cow if you get the milk for free?’ I bet she woulda said yes if you woulda made her wait to share your bed.” I

You could argue that you made a rational decision to try your first few drinks. I won’t argue with that. But supposing a confidence trickster had persuaded you to buy shares in a company that didn’t exist. You made a decision to invest in the company, a decision that was rational given what you knew at the time. But in retrospect you would hardly describe yourself as being in control of the situation. Likewise when you sampled alcohol for the first time you believed there was some benefit to doing so. But the so-called benefits are in fact illusions, and always have been. So the reason that you began sampling alcohol, whether it be brainwashing, peer pressure or whatever, is completely irrelevant. YOU WERE CONNED!

Let me share with you one of my all-time favorite quotes. Michael Jordan (yes, that Michael Jordan) once said, “Some people want it to happen. Some wish it would happen. Others make it happen.

J. P. Morgan tells the story of how he would get his shoes shined every Wednesday at the same shop around the corner from his office. One day the shoe shine attendant asked him if he and his friends could buy some stock through Morgan’s brokerage. The three friends had about $40—a lot of money in 1929. Morgan politely refused, hurried back to his office, and ordered that his company was not to have a single share of stock on its books by the end of the day. Morgan simply asked, “If the shoe shine boys are buying stocks, who else is left?” Of course, the 1929 stock market crash was only a few days away, and Morgan looked like a genius. He was not a genius; he noted that the order flow was likely running out on the buy side. It wasn’t his army of analysts that showed him that. It was a public investor.

Of course, there’s no clear line between who creates wealth and who shifts it. Lots of jobs do both. There’s no denying that the financial sector can contribute to our wealth and grease the wheels of other sectors in the process. Banks can help to spread risks and back people with bright ideas. And yet, these days, banks have become so big that much of what they do is merely shuffle wealth around, or even destroy it. Instead of growing the pie, the explosive expansion of the banking sector has increased the share it serves itself.4 Or take the legal profession. It goes without saying that the rule of law is necessary for a country to prosper. But now that the U.S. has seventeen times the number of lawyers per capita as Japan, does that make American rule of law seventeen times as effective?5 Or Americans seventeen times as protected? Far from it. Some law firms even make a practice of buying up patents for products they have no intention of producing, purely to enable them to sue people for patent infringement. Bizarrely, it’s precisely the jobs that shift money around – creating next to nothing of tangible value – that net the best salaries. It’s a fascinating, paradoxical state of affairs. How is it possible that all those agents of prosperity – the teachers, the police officers, the nurses – are paid so poorly, while the unimportant, superfluous, and even destructive shifters do so well?

Trust does not emerge simply because a seller makes a rational case why the customer should buy a product or service, or because an executive promises change. Trust is not a checklist. Fulfilling all your responsibilities does not create trust. Trust is a feeling, not a rational experience. We trust some people and companies even when things go wrong, and we don’t trust others even though everything might have gone exactly as it should have. A completed checklist does not guarantee trust. Trust begins to emerge when we have a sense that another person or organization is driven by things other than their own self-gain. With trust comes a sense of value—real value, not just value equated with money. Value, by definition, is the transference of trust. You can’t convince someone you have value, just as you can’t convince someone to trust you. You have to earn trust by communicating and demonstrating that you share the same values and beliefs. You have to talk about your WHY and prove it with WHAT you do.

I believe in brevity. I believe that you, the reader, entrust me, the writer, with your most valued commodity—your time. I shouldn’t take more than my share. For that reason, I love the short sentence. Big-time game it is. Hiding in the jungle of circular construction and six-syllable canyons. As I write, I hunt. And when I find, I shoot. Then I drag the treasure out of the trees and marvel. Not all of my prey make their way into chapters. So what becomes of them? I save them. But I can’t keep them to myself. So, may I invite you to see my trophy case? What follows are cuts from this book and a couple of others. Keep the ones you like. Forgive the ones you don’t. Share them when you can. But if you do, keep it brief. Pray all the time. If necessary, use words. Sacrilege is to feel guilt for sins forgiven. God forgets the past. Imitate him. Greed I’ve often regretted. Generosity—never. Never miss a chance to read a child a story. Pursue forgiveness, not innocence. Be doubly kind to the people who bring your food or park your car. In buying a gift for your wife, practicality can be more expensive than extravagance. Don’t ask God to do what you want. Ask God to do what is right. Nails didn’t hold God to a cross. Love did.

Women understand that there are two distinct economies: There is physical attraction, and then there is the “ideal.” When a woman looks at a man, she can physically dislike the idea of his height, his coloring, his shape. But after she has liked him and loved him, she would not want him to look any other way: For many women, the body appears to grow beautiful and erotic as they grow to like the person in it. The actual body, the smell, the feel, the voice and movement, becomes charged with heat through the desirable person who animates it. Even Gertrude Stein said of Picasso, “There was nothing especially attractive about him at first sight…but his radiance, an inner fire one sensed in him, gave him a sort of magnetism I was unable to resist.” By the same token, a woman can admire a man as a work of art but lose sexual interest if he turns out to be an idiot. What becomes of the man who acquires a beautiful woman, with her “beauty” his sole target? He sabotages himself. He has gained no friend, no ally, no mutual trust: She knows quite well why she has been chosen. He has succeeded in buying a mutually suspicious set of insecurities. He does gain something: the esteem of other men who find such an acquisition impressive.

The strategies were often based on the idea that prices tend to revert after an initial move higher or lower. Laufer would buy futures contracts if they opened at unusually low prices compared with their previous closing price, and sell if prices began the day much higher than their previous close. Simons made his own improvements to the evolving system, while insisting that the team work together and share credit.

The greatest crimes in modern history resulted not just from hatred and greed, but even more so from ignorance and indifference. Charming English ladies financed the Atlantic slave trade by buying shares and bonds in the London stock exchange, without ever setting foot in either Africa or the Caribbean. They then sweetened their four o'clock tea with snow-white sugar cubes produced in hellish plantations - about which they knew nothing.

Be greedy when others are fearful and fearful when others are greedy.' Easier said than done for the vast majority of stock traders. ... On every stock trade there is someone who wants to sell and someone who wants to buy, at least at a particular price. ...the person who is selling thinks that she is getting out just in time while the person buying thinks that he is about to make good money. ... The truth is that the market doesn't really reflect some magical perfect valuation of a stock under the efficient market hypothesis. It reflects the mass consensus of how actual individual investors value the stock. It is the sum total of everyone's hopes and fears...

Gonna share somethin’ about the brotherhood that might get me a demerit since I’m breaking the code and blabbing one of our secrets, but guys have no fuckin’ clue what to do when women cry even a little bit. They’re completely lost when a woman loses it and bawls herself sick. So if I gotta buy a pizza and a six-pack so you can stay on the right path and no other shit will hit where I gotta consider carrying a handkerchief, please, God, let me.

On the day I lose my phone, I decide to live à la Ladakh: write a letter on paper, go to the post office, wait for his reply for a long time, appreciate a meal a day and a few clothes, be grateful for having been born as a human, read the Tibetan Book of the Dead, buy vegetables from an old street vendor, and save a bee’s life. On the day I lose my wallet, I decide to live à la Ladakh: plant a seed, wait for a long time, and share the fruit with a worm.

In the old days, you either had to buy expensive advertising or beg the media to tell your story. Sadly, many organizations don’t realize that they have a much better option—they can tell their story directly to an interested market.

Because secrecy can become an addiction. That's been a problem as long as people have tried to covet power for themselves. Sure, governments need to keep some secrets, but too often the people inside the government create for themselves the illusion that because they know things nobody else does, it makes them more powerful. That kind of thinking creates a kind of contempt for anyone on the outside. It's born from a belief that their own power will diminish in direct proportion to the transparency of their actions. So secrets become the currency that buys them membership into a club so exclusive that their agendas are never shared, and the value of what the hold is measured only from a first-person perspective.

What would it look like to become a welcoming home? A place where different stories and beliefs and beings could potluck and laugh and share? What would it look like to come home to ourselves? To buy flowers to place on the table of our own desires? To tend to the body as if it were a room that needed to be cleaned, its windows opened to the linden-scented spring air? The Empress card invites in the masculine. We do not have to rule the home. We can relax and become the home.

I believe we can be serious and optimistic. I believe we can recognize the overwhelming odds against us and forge coalitions that overcome the odds. The point of beginning is not political strategy. It is a shared sense of necessity, an understanding that we must act. I believe that Americans, battered by job losses and wage stagnation, angered by inequality and injustice, have come to this understanding. I hear Americans saying loudly and clearly: enough is enough [. . .] When we declare, "Enough is enough," we are demanding a country and a future that meets the needs of the vast majority of Americans: a country and a future where it is hard to buy elections and easy to vote in them; a country and a future where tax dollars are invested in jobs and infrastructure instead of jails and incarceration; a country and a future where we have he best educated workforce and the widest range of opportunities for every child and every adult; a country and future where we take the steps necessary to ending systemic racism; a country and a future where we assure once and for all that no one who works forty hours a week will live in poverty [. . .] When we stand together there is nothing, nothing, nothing we cannot accomplish.

Independent bookstore are a valuable asset to any city, town or village. They offer us the latest literary releases, a meeting point where authors share their work and meet new readers and fans. They offer us a rich ‘bookish’ environment in which to browse before we buy. I love to sip coffee and leaf through my new purchase. I can be sure that independent booksellers know their stock, they suggest new authors and broaden my reading. Along with public libraries they are key to our communities.

When I heard about the ease with which the Four had been removed, I felt a wave of sadness. How could such a small group of second-rate tyrants ravage 900 million people for so long? But my main feeling was joy. The last tyrants of the Cultural Revolution were finally gone. My rapture was widely shared. Like many of my countrymen, I went out to buy the best liquors for a celebration with my family and friends, only to find the shops out of stock there was so much spontaneous rejoicing. There were official celebrations as well exactly the same kinds of rallies as during the Cultural Revolution, which infuriated me. I was particularly angered by the fact that in my department, the political supervisors and the student officials were now arranging the whole show, with unperturbed self-righteousness. The new leadership was headed by Mao's chosen successor, Hua Guofeng, whose only qualification, I believed, was his mediocrity. One of his first acts was to announce the construction of a huge mausoleum for Mao on Tiananmen Square. I was outraged: hundreds of thousands of people were still homeless after the earthquake in Tangshan, living in temporary shacks on the pavements. With her experience, my mother had immediately seen that a new era was beginning. On the day after Mao's death she had reported for work at her depas'uuent. She had been at home for five years, and now she wanted to put her energy to use again. She was given a job as the number seven deputy director in her department, of which she had been the director before the Cultural Revolution. But she did not mind. To me in my impatient mood, things seemed to go on as before. In January 1977, my university course came to an end. We were given neither examinations nor degrees. Although Mao and the Gang of Four were gone, Mao's rule that we had to return to where we had come from still applied. For me, this meant the machinery factory. The idea that a university education should make a difference to one's job had been condemned by Mao as 'training spiritual aristocrats.

Empowerment wasn't defined as a static concept or standalone occurrence, but as an evolving way to rethink entire power structures and value systems, draw on shared skills and knowledge, and endow marginalized communities with tools for economic sustainability.

...Not yet dry behind the ears, not old enough to buy a beer, but old enough to die for his country. He can recite to you the nomenclature of a machine gun or grenade launcher and use either one effectively if he must. He digs foxholes and latrines and can apply first aid like a professional. He can march until he is told to stop, or stop until he is told to march. He obeys orders instantly and without hesitation, but he is not without spirit or individual dignity. He is self-sufficient. ...He sometimes forgets to brush his teeth, but never to clean his rifle. He can cook his own meals, mend his own clothes, and fix his own hurts. If you're thirsty, he'll share his water with you; if you are hungry, food. He'll even split his ammunition with you in the midst of battle when you run low. He has learned to use his hands like weapons and weapons like they were his hands. He can save your life-or take it, because that is his job. He will often do twice the work of a civilian, draw half the pay, and still find ironic humor in it all. He has seen more suffering and death than he should have in his short lifetime. He has wept in public and in private, for friends who have fallen in combat and is unashamed. He feels every note of the National Anthem vibrate through his body while at rigid attention, while tempering the burning desire to "square-away" those around him who haven't bothered to stand, remove their hat, or even stop talking. ...Just as did his father, grandfather, and great-grandfather, he is paying the price for our freedom. Beardless or not, he is not a boy. He is the American Fighting Man that has kept this country free for over two hundred years. He has asked nothing in return, except our friendship and understanding. Remember him, always, for he has earned our respect and admiration with his blood. And now we have women over there in danger, doing their part in this tradition of going to war when our nation calls us to do so. As you go to bed tonight, remember this. A short lull, a little shade, and a picture of loved ones in their helmets.

The overarching structure and vision of these buy-in plans reflect a near obsession with the status quo, an insistence on the hegemonic domination of employers and insurance companies on the health and well-being of people. These technocratic nerds have adopted a shared narrow-sightedness, unable to think beyond “what is”: they never consider, for example, that this employer dominance was a historical accident, and that the suffering it inflicts is, in a sense, a slow-burning casualty of the second World War, not a divine mandate.

Never before have the American people had their noses so deeply in one another's business. If I announce that I and eleven other diners shared a thirty-seven-course lunch that likely cost as much as a new Volvo station wagon, Those of a critical nature will let their minds run in tiny, aghast circles of condemnation. My response to them is that none of us twelve disciples of gourmandise wanted a new Volvo. We wanted only lunch and since lunch lasted approximately eleven hours we saved money by not having to buy diner. The defense rests.

We are always listening, bro,” Ben added with a smile. “If I need to pass you anything sensitive I’ll leave it in this shared room on SpiderOak,” he continued, writing down a username and a random number/letter/symbol set of twenty-six characters. “Use this to get in. It’s like a very secure version of Dropbox where not even the Company can get access to the file. It drives the NSA nuts. Use a VPN that you buy with a gift card purchased with cash from Wal-Mart or Starbucks or something and it’s about as secure as we can get off the shelf.

In a world in which everything is interconnected, the supreme moral imperative becomes the imperative to know. The greatest crimes in modern history resulted not just from hatred and greed, but even more so from ignorance and indifference. Charming English ladies financed the Atlantic slave trade by buying shares and bonds in the London stock exchange, without ever setting foot in either Africa or the Caribbean. They then sweetened their four o'clock tea with snow-white sugar cubes produced in hellish plantations – about which they knew nothing.

The Government set the stage economically by informing everyone that we were in a depression period, with very pointed allusions to the 1930s. The period just prior to our last 'good' war. ... Boiled down, our objective was to make killing and military life seem like adventurous fun, so for our inspiration we went back to the Thirties as well. It was pure serendipity. Inside one of the Scripter offices there was an old copy of Doc Smith's first LENSMAN space opera. It turned out that audiences in the 1970s were more receptive to the sort of things they scoffed at as juvenilia in the 1930s. Our drugs conditioned them to repeat viewings, simultaneously serving the ends of profit and positive reinforcement. The movie we came up with stroked all the correct psychological triggers. The fact that it grossed more money than any film in history at the time proved how on target our approach was.' 'Oh my God... said Jonathan, his mouth stalling the open position. 'Six months afterward we ripped ourselves off and got secondary reinforcement onto television. We pulled a 40 share. The year after that we phased in the video games, experimenting with non-narcotic hypnosis, using electrical pulses, body capacitance, and keying the pleasure centers of the brain with low voltage shocks. Jesus, Jonathan, can you *see* what we've accomplished? In something under half a decade we've programmed an entire generation of warm bodies to go to war for us and love it. They buy what we tell them to buy. Music, movies, whole lifestyles. And they hate who we tell them to. ... It's simple to make our audiences slaver for blood; that past hasn't changed since the days of the Colosseum. We've conditioned a whole population to live on the rim of Apocalypse and love it. They want to kill the enemy, tear his heart out, go to war so their gas bills will go down! They're all primed for just that sort of denouemment, ti satisfy their need for linear storytelling in the fictions that have become their lives! The system perpetuates itself. Our own guinea pigs pay us money to keep the mechanisms grinding away. If you don't believe that, just check out last year's big hit movies... then try to tell me the target demographic audience isn't waiting for marching orders. ("Incident On A Rainy Night In Beverly Hills")

But that evening, driving back to the plant in the little underground train, I firmly believed my bad luck was over. One of the cars I had admired that morning took me back to the city. Fortunately some shops were still open here and there; I could buy myself a new suit. For Teresa I bought a nice summer dress with red stripes, which reminded me of the one in which I had seen her for the first time. It fitted to perfection – I knew her measurements. She had shared many hours with me, mainly bitter ones. We went out for dinner; it was one of the days one never forgets. Quite soon the happenings in Zapparoni's garden began to fade in my memory. There is much that is illusory in techniques. But I never forgot Teresa's words, and her smile when she spoke. Now she was happy about me. This smile was more powerful than all the automatons – it was a ray of reality.

Where does he come from? Shares. Where is he going to? Shares. What are his tastes? Shares. Has he any principles? Shares. What squeezes him into Parliament? Shares. Perhaps he never of himself achieved success in anything, never originated anything, never produced anything? Sufficient answer to all; Shares. O mighty Shares! To set those blaring images so high, and to cause us smaller vermin, as under the influence of henbane or opium, to cry out, night and day, 'Relieve us of our money, scatter it for us, buy us and sell us, ruin us, only we beseech ye take rank among the powers of the earth, and fatten on us'!

Nine tenths of everything is tax. Everything you buy has a complicated history of robbery: land, raw materials, energy, tools, buildings, transport, storage, sales, profits. Don’t forget the share you contribute toward the personal income tax of every worker who has anything to do with the process. Inflation by taxation: there are a hundred taxes on a loaf of bread. What kind of living standard would we enjoy if everything cost a tenth of what it does? What kind of world? Think of your home, your car, your TV, your shoes, your supper—all at a 90% discount! Government can’t fight poverty—poverty is its proudest achievement!

Thumb-rule in Equity markets is that big boys chase either your shares or your money ... In former case, they will beat down the share so cheap that you will be forced to sell it ... In latter case, they will balloon the prices to an extent that you will be lured to buy!! Either way, heads they win, tails you lose!!!

Negative demand — Consumers dislike the product and may even pay to avoid it. Nonexistent demand — Consumers may be unaware of or uninterested in the product. Latent demand — Consumers may share a strong need that cannot be satisfied by an existing product. Declining demand — Consumers begin to buy the product less frequently or not at all. Irregular demand — Consumer purchases vary on a seasonal, monthly, weekly, daily, or even hourly basis. Full demand — Consumers are adequately buying all products put into the marketplace. Overfull demand — More consumers would like to buy the product than can be satisfied. Unwholesome demand — Consumers may be attracted to

Even when they take part with good grace and give the impression of full involvement, men who have assimilated their conditioning will still remain single at heart, in the sense that they never entirely buy into the shared life their partners aspire to. They will accept it as a task, a nuisance, a risk. They just want a peaceful life.

DECIDE HOW YOU CLEAN ONCE I loathe cleaning, and regardless of whether you share my hatred, deciding once can help the entire process feel manageable. Streamline Your Products When you buy a cleaner that’s on sale, a fancy microfiber cloth, or a magic mop you saw on Shark Tank, you’re making a fixed decision to use that item. If you use it and it adds value to your life, high five. If you don’t use it, it becomes clutter. Stuff is the enemy of clean, and the more stuff you have, the harder it is to clean your house. Ironically, when I’m discontented with my home, I buy things to make it prettier or cleaner, which only makes the problem worse by adding to the noise.

Only once did I make Shireen sit down with me for a formal interview. She talked about the need to rebuild what she called "the culture of resistance" that she remembered experiencing during the Second Intifada, but which had since evaporated, replaced by a dull consumerist individualism, by "this illusion that if I forget about Palestine, build a career, take a loan, buy a car, build a house, watch Arab Idol on TV, it's all be okay; that if they're not raiding *your* house, you're okay." In a culture constructed around a shared goal of liberation, she said, "my house is your house and your son is my son and if they kill me today they will kill you tomorrow." (103)

I'm not interested in the labels of dominance, submission, top, bottom, fucking versus being fucked. I don't believe that particular sexual acts denote vulnerability or strength; that would be to buy the line that fucking is active and being fucked is passive; as if the arrangement of our bodies tells us something categorical about our psychological stances, our vulnerabilities, our feelings; as if the binaries of active and passive are not used to divide the ranks into powerful masculine attributes and powerless feminine ones. I am talking here instead about a psychological and social acceptance of vulnerability, of all our capacity for injury, of the shared softness of us all.

There’s no way to do business in the Third World without enriching government leaders,’ said Calil. He explained how the practice of greasing the palms of African potentates evolved: ‘You used to give a dictator a suitcase of dollars; now you give a tip on your stock shares, or buy a housing estate from his uncle or mother for ten times its worth.

One more drink and we’re sharing our rape stories. Nearly every woman I know has one. If I had a nickel for every time I’ve heard one of these stories I could buy an enormous, plush pillow with which to smother my tear-stained face. Near rape, date rape, rape rape, it’s all the same, I think. Close enough is rape. Once I had a friend tell me this breathless, elaborate story about fighting off a drunk man at a party. He tears her dress, scratches her skin, throttles her throat, and it ends with her punching him in the eye, but, she points out repeatedly, he never actually fucks her. “Thank god nothing happened,” she said to me. I stared at her, and then slowly responded. “Yes,” I said. “Thank god for that.

Women are the only “oppressed” group to share the same parents as the “oppressor”; to be born into the middle class and upper class as frequently as the “oppressor”; to own more of the culture’s luxury items than the “oppressor”; the only “oppressed” group whose “unpaid labor” enables them to buy most of the fifty billion dollars’ worth of cosmetics sold each year; the only “oppressed” group that spends more on high fashion, brand-name clothing than their “oppressors”; the only “oppressed” group that watches more TV during every time category than their “oppressors.”33 Feminists often compare marriage to slavery—with the female as slave. It seems like an insult to women’s intelligence to suggest that marriage is female slavery when we know it is 25 million American females34 who read an average of twenty romance novels per month,35 often with the fantasy of marriage. Are feminists suggesting that 25 million American women have “enslavement” fantasies because they fantasize marriage? Is this the reason Danielle Steele is the best-selling author in the world?

if I can buy shares in a joint stock company, that promises a constant supply of revenue, then why not buy shares, in a similar way, in the king’s debt? If you wanted your money back you could sell your share to another, who would receive the interest in your place. There was no reason why the king should repay the principal for twenty years, as long as he could continue the interest. It was perpetual, like Myddelton’s water supply, or the Virginia Company, or the East India, or any of the other great joint stock companies. His appreciation of the idea was not so much mathematical as instinctive: a sense of endless flow. The flow of money, like a golden river, through the city. Julius Ducket had just invented government debt.

company and for similar companies in the same industry. • The percentage of institutional ownership. The lower the better. • Whether insiders are buying and whether the company itself is buying back its own shares. Both are positive signs. • The record of earnings growth to date and whether the earnings are sporadic or consistent. (The only category where earnings may not be important is in the asset play.) • Whether the company has a strong balance sheet or a weak balance sheet (debt-to-equity ratio) and how it’s rated for financial strength. • The cash position. With $16 in net cash, I know Ford is unlikely to drop below $16 a share. That’s the floor on the stock. SLOW GROWERS • Since you buy these for the dividends (why else would

And when spring comes to the City people notice one another in the road; notice the strangers with whom they share aisles and tables and the space where intimate garments are laundered. going in and out, in and out the same door, they handle the handle; on trolleys and park benches they settle thighs on a seat in which hundreds have done it too. Copper coins dropped in the palm have been swallowed by children and tested by gypsies, but it’s still money and people smile at that. It’s the time of year when the City urges contradiction most, encouraging you to buy street food when you have no appetite at all; giving you a taste for a single room occupied by you alone as well as a craving to share it with someone you passed in the street. Really there is no contradiction—rather it’s a condition; the range of what an artful City can do. What can beat bricks warming up to the sun? The return of awnings. The removal of blankets from horses’ backs. Tar softens under the heel and the darkness under bridges changes from gloom to cooling shade. After a light rain, when the leaves have come, tree limbs are like wet fingers playing in woolly green hair. Motor cars become black jet boxes gliding behind hoodlights weakened by mist. On sidewalks turned to satin figures move shoulder first, the crowns of their heads angled shields against the light buckshot that the raindrops are. The faces of children glimpsed at windows appear to be crying, but it is the glass pane dripping that makes it seem so.

His wife, Electra, was a capable helpmeet, although—like himself— a dreamer of dreams and a private dabbler in romance. The first thing she did, after her marriage—child as she was, aged only nineteen— was to buy an acre of ground on the edge of the town, and pay down the cash for it—twenty-five dollars, all her fortune. Saladin had less, by fifteen. She instituted a vegetable garden there, got it farmed on shares by the nearest neighbor, and made it pay her a hundred per cent. a year. Out of Saladin's first year's wage she put thirty dollars in the savings-bank, sixty out of his second, a hundred out of his third, a hundred and fifty out of his fourth. His wage went to eight hundred a year, then, and meantime two children had arrived and increased the expenses, but she banked two hundred a year from the salary, nevertheless, thenceforth. When she had been married seven years she built and furnished a pretty and comfortable two-thousand-dollar house in the midst of her garden-acre, paid half of the money down and moved her family in. Seven years later she was out of debt and had several hundred dollars out earning its living.

There is so much about my fate that I cannot control, but other things do fall under my jurisdiction. There are certain lottery tickets I can buy, thereby increasing my odds of finding contentment. I can decide how I spend my time, whom I interact with, whom I share my body and life and money and energy with. I can select what I eat and read and study. i can choose how I'm going to regard unfortunate circumstances in my life - whether I will see them as curses or opportunities (and on the occasions when I can't rise to the most optimistic viewpoint, because I'm feeling too damn sorry for myself, I can choose to keep trying to change my outlook). I can choose my words and the tone of voice in which I speak to others. And most of all, I can choose my thoughts.

The sun rises in a clear sky that moves from black to gray to white to deep, pure crystal blue. One in Georgia packs his things he’s going to take a bus. Four in Mexico walk across scorched earth water in packs on their back. Two in Indiana best friends coming together they pack their best clothes while their parents wait to take them to the airport. One in Canada drives south. Sixty from China in a cargo container sail east. Four in New York pool their cash and buy a car and drop out of school and drive west. Sixteen cars of a passenger train crossing the Mojave only one stop left. One in Miami doesn’t know how she’s going to get there. Three in Montana have a truck none of them have any idea what they’re going to do once they arrive. A plane from Brazil sold out landing at LAX. Six in Chicago dreaming on shared stages they rented a van they’ll see if any of them can make it. Two from Arizona hitchhiking. Four more just crossed in Texas walking. Another one in Ohio with a motorcycle and a dream. All of them with their dreams. It calls to them and they believe it and they cannot say no to it, they cannot say no. It calls to them. It calls. Calls.

Their eyes, warm not only with human bond but with the shared enjoyment of the art objects he sold, their mutual tastes and satisfactions, remained fixed on him; they were thanking him for having things like these for them to see, pick up and examine, handle perhaps without even buying. Yes, he thought, they know what sort of store they are in; this is not tourist trash, not redwood plaques reading Muir Woods, Marin County, PSA, or funny signs or girly rings or postcards or views of the Bridge. The girl’s eyes especially, large, dark. How easily, Childan thought, I could fall in love with a girl like this. How tragic my life, then; as if it weren’t bad enough already. The stylish black hair, lacquered nails, pierced ears for the long dangling brass handmade earrings. “Your

Now we Democrats, well, we’re all for higher taxes, right?  But man do we hate to pay those taxes, and most of the politicians I worked for took advantage of every tax loophole they could find, and if they couldn’t find it, they’d just legislate one out of thin air.  That’s the D.C. way. Tax policy is a means to buy votes, but at the end of the day, we all share in a mutual disdain for government.  It’s

According to this view, free-market capitalism and state-controlled communism aren’t competing ideologies, ethical creeds or political institutions. At bottom, they are competing data-processing systems. Capitalism uses distributed processing, whereas communism relies on centralised processing. Capitalism processes data by directly connecting all producers and consumers to one another, and allowing them to exchange information freely and make decisions independently. For example, how do you determine the price of bread in a free market? Well, every bakery may produce as much bread as it likes, and charge for it as much as it wants. The customers are equally free to buy as much bread as they can afford, or take their business to the competitor. It isn’t illegal to charge $1,000 for a baguette, but nobody is likely to buy it. On a much grander scale, if investors predict increased demand for bread, they will buy shares of biotech firms that genetically engineer more prolific wheat strains. The inflow of capital will enable the firms to speed up their research, thereby providing more wheat faster, and averting bread shortages. Even if one biotech giant adopts a flawed theory and reaches an impasse, its more successful competitors will achieve the hoped-for breakthrough. Free-market capitalism thus distributes the work of analysing data and making decisions between many independent but interconnected processors. As the Austrian economics guru Friedrich Hayek explained, ‘In a system in which the knowledge of the relevant facts is dispersed among many people, prices can act to coordinate the separate actions of different people.

We could buy a sewing machine and share it,” Charlene said. “We could buy cloth and spools of thread and paper patterns and spend pleasant winter evenings dressmaking together. Perhaps by the soft light from beautiful glass oil lamps. We could sit in a pool of golden light from the beautiful glass oil lamps and our silver needles would glimmer and flash as we bowed our heads to the simple yet honest work.” But

In 1970, Alix Kates Shulman, a wife, mother, and writer who had joined the Women's Liberation Movement in New York, wrote a poignant account of how the initial equality and companionship of her marriage had deteriorated once she had children. "[N]ow I was restricted to the company of two demanding preschoolers and to the four walls of an apartment. It seemed unfair that while my husband's life had changed little when the children were born, domestic life had become the only life I had." His job became even more demanding, requiring late nights and travel out of town. Meanwhile it was virtually impossible for her to work at home. "I had no time for myself; the children were always there." Neither she nor her husband was happy with the situation, so they did something radical, which received considerable media coverage: they wrote up a marriage agreement... In it they asserted that "each member of the family has an equal right to his/her own time, work, values and choices... The ability to earn more money is already a privilege which must not be compounded by enabling the larger earner to buy out of his/her duties and put the burden on the one who earns less, or on someone hired from outside." The agreement insisted that domestic jobs be shared fifty-fifty and, get this girls, "If one party works overtime in any domestic job, she/he must be compensated by equal work by the other." The agreement then listed a complete job breakdown... in other worde, the agreement acknowledged the physical and the emotional/mental work involved in parenting and valued both. At the end of the article, Shulman noted how much happier she and her husband were as a result of the agreement. In the two years after its inception, Shulman wrote three children's books, a biography and a novel. But listen, too, to what it meant to her husband, who was now actually seeing his children every day. After the agreement had been in effect for four months, "our daughter said one day to my husband, 'You know, Daddy, I used to love Mommy more than you, but now I love you both the same.

The word power typically signifies a capacity for action. The Oxford English Dictionary tells us power lies in an 'ability to do or effect something or anything, or to act upon a person or thing'. The person who has power may influence the material or social environment, generally on the basis of possessing high-tech weapons, money, oil, superior intelligence or large muscles. In war, I am powerful because I can blow up your city walls or drop bombs on your airfields. In the financial world, I am powerful because I can buy up your shares and invade your markets. In boxing, I am ,ore powerful because my punches outwit and exhaust yours. But in love, this issue appears to depend on a far more passive, negative definition; instead of looking at power as a capacity to do something, one may come to think of it as the capacity to do nothing.

My heart has known so many homes So many cherished spaces In cities, forests, country towns, So many different places I’ve loved. And now, Weary from multiple moves and moods, Changes—thoroughly pondered    or care-lessly tossed, Bearings precarious from selling, buying, fixing, selling—Powers used, exhausted, but not laid waste—Invested, projected, Expectations refined and re-defined. So many times over done (and yes, bodies buried in backyards and swimming under lake-still waters) And yet none of them —none of the places, the ghosts— are really gone. You see: My heart has known so many homes So many cherished spaces In cities, forests, country towns So many different places I’ve been And loved And shared And left behind Here in me—rooted deeply true. Soul, spirit, body, heart, and mind I carry my homes in me— You carry your home with you.

It doesn't matter if she was prettier than you when he decided to cheat. She was treated like trash just like you. He didn't commit to her. He didn't love her soul or cherished any of her accomplishments. He just liked her face and what is that? It is nothing. That is not who she is. He didn't give his heart or time to her. She was the one that was cheated because he stayed with you. You never lost him because he never made a commitment to her. So don't be so hard on the other woman. She was treated poorly also. She was nothing to him. She was only something superficial that he coveted. But loving her? Knowing her? Sharing his deepest feelings with her?... No! She could have been any pretty face. It was never her but a fantasy. He didn't even know her, but for her beauty. And what is beauty? Isn't that something you can buy at a plastic surgeon's office?

Did you pick out this outfit?" he asked, looking at her clothes. "No," she said. She was wearing a cheap, bright red dress that she'd been given by another girl from the bar who shared the same apartment. "Someone gave it to me." "I thought so," said Satake. "It doesn't suit you." Then buy me on that does!--that was the sort of thing she would learn to say only later. That night she had just smiled vaguely to cover her embarrassment.

Once upon a time there was a child who had a golden brain. His parents only discovered this by chance when he injured his head and gold instead of blood flowed out. They then began to look after him carefully and would not let him play with other children for fear of being robbed. When the boy was grown up and wanted to go out into the world, his mother said: “We have done so much for you,we ought to be able to share your wealth.” Then her son took a large piece of gold out of his brain and gave it to his mother. He lived in great style with a friend who, however, robbed him one night and ran away. After that the man resolved to guard his secret and to go out to work, because his reserves were visibly dwindling. One day he fell in love with a beautiful girl who loved him too, but no more than the beautiful clothes he gave her so lavishly. He married her and was very happy, but after two years she died and he spent the rest of his wealth on her funeral, which had to be splendid. Once, as he was creeping through the streets,weak,poor, and unhappy, he saw a beautiful little pair of boots that would have been perfect for his wife. He forgot that she was dead- perhaps because his emptied brain no longer worked- and entered the shop to buy the boots. But in that very moment he fell, and the shopkeeper saw a dead man lying on the ground. This story sounds as though it were invented, but it is true from beginning to end. There are people who have to pay for the smallest things in life with their very substance and their spinal cord. That is a constantly recurring pain, and then when they are tired of suffering… Does not mother love belong to the ‘smallest’, but also indispensable, things in life, for which many people paradoxically have to pay by giving up their living selves?

It is our suffering that brings us together. It is not love. Love does not obey the mind, and turns to hate when forced. The bond that binds us is beyond choice. We are brothers. We are brothers in what we share. In pain, which each of us must suffer alone, in hunger, in poverty, in hope, we know our brotherhood. We know it, because we have had to learn it. We know that there is no help for us but from one another, that no hand will save us if we do not reach out our hand. And the hand that you reach out is empty, as mine is. You have nothing. You possess nothing. You own nothing. You are free. All you have is what you are, and what you give. “I am here because you see in me the promise, the promise that we made two hundred years ago in this city—the promise kept. We have kept it, on Anarres. We have nothing but our freedom. We have nothing to give you but your own freedom. We have no law but the single principle of mutual aid between individuals. We have no government but the single principle of free association. We have no states, no nations, no presidents, no premiers, no chiefs, no generals, no bosses, no bankers, no landlords, no wages, no charity, no police, no soldiers, no wars. Nor do we have much else. We are sharers, not owners. We are not prosperous. None of us is rich. None of us is powerful. If it is Anarres you want, if it is the future you seek, then I tell you that you must come to it with empty hands. You must come to it alone, and naked, as the child comes into the world, into his future, without any past, without any property, wholly dependent on other people for his life. You cannot take what you have not given, and you must give yourself. You cannot buy the Revolution. You cannot make the Revolution. You can only be the Revolution. It is in your spirit, or it is nowhere.

With the explosion of technology over the last 15+ years, we are in the process of a complete paradigm shift in regards to how we communicate in our marketing, public relations and advertising. Social Media has forever changed the way businesses and customers communicate and the beauty of it is that, through your channels, you can reach your audience directly and at lightning speed. Social Media has also changed the way customers make their buying decisions. Pinterest, Google+, Twitter, YouTube, and Facebook, have made it easy to find and connect with others who share similar interests, to read product reviews and to connect with potential clients. Within these networks there is an amazing and wide open space for your unique voice to be heard. As the web interacts with us in more personal ways and with greater portability, there is no time better than the present to engage with and rally your community.

Don't misunderstand, but how dare you risk your life? What the devil did you think, to leap over like that? You could have stayed safe on this side and just helped me over." Even to her ears, her tone bordered on the hysterical. Beneath her fingers, the white lawn started to redden. She sucked in a shaky breath. "How could you risk your life-your life, you idiot!" She leaned harder on the pad, dragged in another breath. He coughed weakly, shifted his head. "Don't you dare die on me!" His lips twisted, but his eyes remained closed. "But if I die"-his words were a whisper-"you won't have to marry, me or anyone else. Even the most censorious in the ton will consider my death to be the end of the matter. You'll be free." "Free?" Then his earlier words registered. "If you die? I told you-don't you dare! I won't let you-I forbid you to. How can I marry you if you die? And how the hell will I live if you aren't alive, too?" As the words left her mouth, half hysterical, all emotion, she realized they were the literal truth. Her life wouldn't be worth living if he wasn't there to share it. "What will I do with my life if you die?" He softly snorted, apparently unimpressed by-or was it not registering?-her panic. "Marry some other poor sod, like you were planning to." The words cut. "You are the only poor sod I'm planning to marry." Her waspish response came on a rush of rising fear. She glanced around, but there was no one in sight. Help had yet to come running. She looked back at him, readjusted the pressure on the slowly reddening pad. "I intend not only to marry you but to lead you by the nose for the rest of your days. It's the least I can do to repay you for this-for the shock to my nerves. I'll have you know I'd decided even before this little incident to reverse my decision and become your viscountess, and lead you such a merry dance through the ballrooms and drawing rooms that you'll be gray within two years." He humphed softly, dismissively, but he was listening. Studying his face, she realized her nonsense was distracting him from the pain. She engaged her imagination and let her tongue run free. "I've decided I'll redecorate Baraclough in the French Imperial style-all that white and gilt and spindly legs, with all the chairs so delicate you won't dare sit down. And while we're on the subject of your-our-country home, I've had an idea about my carriage, the one you'll buy me as a wedding gift..." She rambled on, paying scant attention to her words, simply let them and all the images she'd dreamed of come tumbling out, painting a vibrant, fanciful, yet in many ways-all the ways that counted-accurate word pictures of her hopes, her aspirations. Her vision of their life together. When the well started to run dry, when her voice started to thicken with tears at the fear that they might no longer have a chance to enjoy all she'd described, she concluded with, "So you absolutely can't die now." Fear prodded; almost incensed, she blurted, "Not when I was about to back down and agree to return to London with you." He moistened his lips. Whispered, "You were?" "Yes! I was!" His fading voice tipped her toward panic. Her voice rose in reaction. "I can't believe you were so foolish as to risk your life like this! You didn't need to put yourself in danger to save me." "Yes, I did." The words were firmer, bitten off through clenched teeth. She caught his anger. Was anger good. Would temper hold him to the world? A frown drew down his black brows. "You can't be so damned foolish as to think I wouldn't-after protecting you through all this, seeing you safely all this way, watching over you all this time, what else was I going to do?

...little is more precious in an affair for a man than being welcomed into a house he has done nothing to support, or more momentous for the woman than this welcoming, this considered largesse, her house his, his on the strength of his cock alone, his cock and company, the smell and amusement and weight of him — no buying you with mortgage payments, no blackmailing you with shared children, but welcomed simply, into the walls of yourself, an admission dignified by freedom and equality.

Like others on the Osage tribal roll, Mollie and her family members each received a headright—essentially, a share in the tribe’s mineral trust. When, the following year, Oklahoma entered the Union as the forty-sixth state, members of the tribe were able to sell their surface land in what was now Osage County. But to keep the mineral trust under tribal control, no one could buy or sell headrights. These could only be inherited. Mollie and her family had become part of the first underground reservation.

share of stomach.” “It’s a good buzzword,” Jeff said. “You can only eat so much. America is testing that a bit. But you can only eat so much food. And people want it differently than they did thirty years ago, twenty years ago, ten years ago.” Indeed they do—I don’t think I’d ever heard of kale ten years ago, or wanted a quinoa salad. “They’re not going to eat more food,” he continued. “What’s going to change is how they eat it, and how they get it. And that was the beginning of prepared foods. And everybody went into it.

THINKING ABOUT THINKING It is natural to identify our thinking with the ideas, images, plans, and feelings that flow through consciousness. What else could it be? If I ask, “Why did you buy that car?” you can trot out reasons: “Good mileage. Cute style. Great price.” But you can only share thoughts by introspecting; that is, by turning your attention inward and examining the contents of your mind. And introspection can only capture a tiny fraction of the complex processes whirling inside your head—and behind your decisions.

Sound investing is not complicated. Save a portion of every dollar you earn or that otherwise comes your way. The greater the percent of your income you save and invest, the sooner you’ll have F-You Money. Try saving and investing 50% of your income. With no debt, this is perfectly doable. The beauty of a high savings rate is twofold: You learn to live on less even as you have more to invest. The stock market is a powerful wealth-building tool and you should be investing in it. But realize the market and the value of your shares will sometimes drop dramatically. This is absolutely normal and to be expected. When it happens, ignore the drops and buy more shares. This will be much, much harder than you think. People all around you will panic. The news media will be screaming Sell, Sell, Sell! Nobody can predict when these drops will happen, even though the media is filled with those who claim they can. They are delusional, trying to sell you something or both. Ignore them. When you can live on 4% of your investments per year, you are financially independent.

The orders resting on BATS were typically just the 100-share minimum required for an order to be at the front of any price queue, as their only purpose was to tease information out of investors. The HFT firms posted these tiny orders on BATS—orders to buy or sell 100 shares of basically every stock traded in the U.S. market—not because they actually wanted to buy and sell the stocks but because they wanted to find out what investors wanted to buy and sell before they did it. BATS, unsurprisingly, had been created by high-frequency traders.

used to produce more robots, and so on. These corporations can grow and expand to the far reaches of the galaxy, and all they need are robots and computers – they don’t need humans even to buy their products. Indeed, already today computers and algorithms are beginning to function as clients in addition to producers. In the stock exchange, for example, algorithms are becoming the most important buyers of bonds, shares and commodities. Similarly in the advertisement business, the most important customer of all is an algorithm: the Google search algorithm.

There was still some time before the train opened its doors for boarding, yet passengers were hurriedly buying boxed dinners, snacks, cans of beer, and magazines at the kiosk. Some had white iPod headphones in their ears, already off in their own little worlds. Others palmed smartphones, thumbing out texts, some talking so loudly into their phones that their voices rose above the blaring PA announcements. Tsukuru spotted a young couple, seated close together on a bench, happily sharing secrets. A pair of sleepy-looking five- or six-year-old twin boys, with their mother and father dragging them along by their hands, were whisked past where Tsukuru sat. The boys clutched small game devices. Two young foreign men hefted heavy-looking backpacks, while a young woman was lugging a cello case. A woman with a stunning profile passed by. Everyone was boarding a night train, heading to a far-off destination. Tsukuru envied them. At least they had a place they needed to go to. Tsukuru Tazaki had no place he needed to go. He realized that he had never actually been to Matsumoto, or Kofu. Or Shiojiri. Not even to the much closer town of Hachioji. He had watched countless express trains for Matsumoto depart from this platform, but it had never occurred to him that there was a possibility he could board one. Until now he had never thought of it. Why is that? he wondered. Tsukuru imagined himself boarding this train and heading for Matsumoto. It wasn’t exactly impossible. And it didn’t seem like such a terrible idea. He’d suddenly gotten it into his head, after all, to take off for Finland, so why not Matsumoto? What sort of town was it? he wondered. What kind of lives did people lead there? But he shook his head and erased these thoughts. Tomorrow morning it would be impossible to get back to Tokyo in time for work. He knew that much without consulting the timetable. And he was meeting Sara tomorrow night. It was a very important day for him. He couldn’t just take off for Matsumoto on a whim. He drank the rest of his now-lukewarm coffee and tossed the paper cup into a nearby garbage bin. Tsukuru Tazaki had nowhere he had to go. This was like a running theme of his life. He had no place he had to go to, no place to come back to. He never did, and he didn’t now.

The people you surround yourself with make up the quality of your life. These are people who influence you, whether consciously or subconsciously. They serve as a reflection of your values, your hopes, what you think of yourself. These are the people you are sharing your precious, finite, never-guaranteed-but-always-tick-tock-slipping-away time on Earth with, so my advice is to be fucking greedy and ruthless. Choose ONLY the people who lift you up, who are reaching for higher things themselves, who MAKE YOU FEEL AWESOME. Grab on to them, hold them, scream ‘Mine, mine, mine’ and do everything in your power to be good to them

Pleasure Principles What you pay attention to grows. This will be familiar to those who have read Emergent Strategy. Actually, all the emergent strategy principles also apply here! (Insert eggplant emoji). Tune into happiness, what satisfies you, what brings you joy. We become what we practice. I learned this through studying somatics! In his book The Leadership Dojo, Richard Strozzi-Heckler shares that “300 repetitions produce body memory … [and] 3,000 repetitions creates embodiment.”12 Yes is the way. When it was time to move to Detroit, when it was time to leave my last job, when it was time to pick up a meditation practice, time to swim, time to eat healthier, I knew because it gave me pleasure when I made and lived into the decision. Now I am letting that guide my choices for how I organize and for what I am aiming toward with my work—pleasure in the processes of my existence and states of my being. Yes is a future. When I feel pleasure, I know I am on the right track. Puerto Rican pleasure elder Idelisse Malave shared with me that her pleasure principle is “If it pleases me, I will.” When I am happy, it is good for the world.13 The deepest pleasure comes from riding the line between commitment and detachment.14 Commit yourself fully to the process, the journey, to bringing the best you can bring. Detach yourself from ego and outcomes. Make justice and liberation feel good. Your no makes the way for your yes. Boundaries create the container within which your yes is authentic. Being able to say no makes yes a choice. Moderation is key.15 The idea is not to be in a heady state of ecstasy at all times, but rather to learn how to sense when something is good for you, to be able to feel what enough is. Related: pleasure is not money. Pleasure is not even related to money, at least not in a positive way. Having resources to buy unlimited amounts of pleasure leads to excess, and excess totally destroys the spiritual experience of pleasure.

In the middle of my depression, somebody told me about a self-help group for people who wanted to persue personal visions, and I thought that might be just the thing for me, since I no longer had any. So I went to this Goals Meeting. It was in an Episcopal church in the leafy suburbs, and when I walked inside, a nice lady was explaing that her Goal was to get out of debt and buy a pony for her little daughter. Then this other fellow got up to share. He was a white boy in a dashiki. He said, "My name is Ira and I have a Goal. Right now I'm unemployed and in debt and I'm living with my parents, who don't understand me at all. But my faith in this program is so huge that I know that one year from today I'm going to be traveling across the United States with my Spirit Guide. My Spirit Guide is going to be a while malamute dog named Isis. I mean, I know this as clearly as I've known anything in my life. My Goal is for Isis to guide me to the homes of my favorite self-help authoers. Isis is going to take me to meet John Bradshaw and Louise Hay and M. Scott Peck, and I'm going to get them to mentor me!" He kind of bellowed this. And I wasn't sure whether Ira was exactly what John Bradshaw and Louise Hay and M. Scott Peck deserved or whether I hoped they kept shotguns in their homes. I was honestly torn.

JANE: What to do when it is that time in your girl child's life: 1. Sit down calmly and explain sex to her? 2. Buy her a book, video, or CD that gives her the details? 3. Buy her condoms and put her on the pill? Or do as many mothers before you did—just stick your head in the sand and hope she joins a convent. Of course these days your child may know more about sex than you did at her age, what with in-school health lessons, and out-of-school R-rated movies easily accessed on the TV, not to mention the Starr Report! In the days of fairy tales, sex was dangerous because so many women died in childbirth. Today sex is again dangerous because of diseases like AIDS. So what do we say?

We had really stretched to buy our house in a neighborhood with “good schools.” As I started to ask around and dig a little deeper, I learned that to get into the preschool I drove past every day I was going to have to camp out overnight and hope to secure a coveted spot. And the moms in the neighborhood told me if I wanted to make sure my child got the good teachers in elementary school I would need to start volunteering now for the fundraising committee so I would have influence with the principal. There were tips and tricks about getting into the right playgroups and music classes. Everything was whispered and shared secret club–style because there were only so many spots and everyone was vying for them.

Meanwhile, in London, the Company directors were beginning to realise for the first time how powerful they were. In 1693, less than a century after its foundation, the Company was discovered to be using its own shares for buying the favours of parliamentarians, as it annually shelled out £1,200 a year to prominent MPs and ministers. The bribery, it turned out, went as high as the Solicitor General, who received £218, and the Attorney General, who received £545.** The parliamentary investigation into this, the world’s first corporate lobbying scandal, found the EIC guilty of bribery and insider trading and led to the impeachment of the Lord President of the Council and the imprisonment of the Company’s Governor.

The things money can’t buy, goes the famous quote, you don’t want anyway. Which is bullshit, because in truth there is nothing money can’t buy. Not really. Love, happiness, peace of mind. It’s all available for a price. The fact is, there’s enough money on earth to make everyone whole, if we could just learn to do what any toddler knows—share. But money, like gravity, is a force that clumps, drawing in more and more of itself, eventually creating the black hole that we know as wealth. This is not simply the fault of humans. Ask any dollar bill and it will tell you it prefers the company of hundreds to the company of ones. Better to be a sawbuck in a billionaire’s account than a dirty single in the torn pocket of an addict.

I am indebted to the following colleagues for their advice, assistance, or support: Dr. Alfred Lerner, Dori Vakis, Robin Heck, Dr. Todd Dray, Dr. Robert Tull, and Dr. Sandy Chun. Thanks also to Lynette Parker of East San Jose Community Law Center for her advice about adoption procedures, and to Mr. Daoud Wahab for sharing his experiences in Afghanistan with me. I am grateful to my dear friend Tamim Ansary for his guidance and support and to the gang at the San Francisco Writers Workshop for their feedback and encouragement. I want to thank my father, my oldest friend and the inspiration for all that is noble in Baba; my mother who prayed for me and did nazr at every stage of this book’s writing; my aunt for buying me books when I was young. Thanks go out to Ali, Sandy, Daoud

At all times it is a bewildering thing to the poor weaver to see his employer removing from house to house, each one grander than the last, till he ends in building one more magnificent than all, or withdraws his money from the concern, or sells his mill, to buy an estate in the country, while all the time the weaver, who thinks he and his fellows are the real makers of this wealth, is struggling on for bread for his children, through the vicissitudes of lowered wages, short hours, fewer hands employed, etc. And when he knows trade is bad, and could understand (at least partially) that there are not buyers enough in the market to purchase the goods already made, and consequently that there is no demand for more; when he would bear and endure much without complaining, could he also see that his employers were bearing their share; he is, I say, bewildered and (to use his own word) "aggravated" to see that all goes on just as usual with the millowners. Large houses are still occupied, while spinners' and weavers' cottages stand empty, because the families that once filled them are obliged to live in rooms or cellars. Carriages still roll along the streets, concerts are still crowded by subscribers, the shops for expensive luxuries still find daily customers, while the workman loiters away his unemployed time in watching these things, and thinking of the pale, uncomplaining wife at home, and the wailing children asking in vain for enough of food--of the sinking health, of the dying life of those near and dear to him. The contrast is too great. Why should he alone suffer from bad times?

The BFMSS [British False Memory Syndrome Society] The founder of the 'false memory' movement in Britain is an accused father. Two of his adult daughters say that Roger Scotford sexually abused them in childhood. He denied this and responded by launching a spectacular counter-attack, which enjoyed apparently unlimited and uncritical air time in the mass media and provoke Establishment institutions that had made no public utterance about abuse to pronounce on the accused adults' repudiation of it. p171-172 The 'British False Memory Syndrome Society' lent a scientific aura to the allegations - the alchemy of 'falsehood' and 'memory' stirred with disease and science. The new name pathologised the accusers and drew attention away from the accused. But the so-called syndrome attacked not only the source of the stories but also the alliances between the survivors' movement and practitioners in the health, welfare, and the criminal justice system. The allies were represented no longer as credulous dupes but as malevolent agents who imported a miasma of the 'false memories' into the imaginations of distressed victims. Roger Scotford was a former naval officer turned successful property developer living in a Georgian house overlooking an uninterrupted valley in luscious middle England. He was a rich man and was able to give up everything to devote himself to the crusade. He says his family life was normal and that he had been a 'Dr Spock father'. But his first wife disagrees and his second wife, although believing him innocent, describes his children's childhood as very difficult. His daughters say they had a significantly unhappy childhood. In the autumn of 1991, his middle daughter invited him to her home to confront him with the story of her childhood. She was supported by a friend and he was invited to listen and then leave. She told him that he had abused her throughout her youth. Scotford, however, said that the daughter went to a homeopath for treatment for thrush/candida and then blamed the condition on him. He also said his daughter, who was in her twenties, had been upset during a recent trip to France to buy a property. He said he booked them into a hotel where they would share a room. This was not odd, he insisted, 'to me it was quite natural'. He told journalists and scholars the same story, in the same way, reciting the details of her allegations, drawing attention to her body and the details of what she said he had done to her. Some seemed to find the detail persuasive. Several found it spooky. p172-173

The Proposal The diamond industry has pulled a fast one over on us. It has convinced us that there is no way to make public a lifetime commitment to another person without a very large, sparkly rock on a very slim band. This is, of course, nonsense. Often wedding books have engagement chapters that read like diamond-buying guides. But the truth is, the way to get engaged is for the two of you to decide that you want to get married. So the next time someone tries to imply that you are not engaged because you don’t have a dramatic enough engagement story or a ring, firmly say, “You know, I like to think of my partner as my rock,” and slowly raise your eyebrow. The modern wedding industry—along with a fair share of romantic comedies—has set a pretty high bar for proposals. We think they need to be elaborate and surprising. But they don’t. A proposal should be: • A decision to get married • Romantic (because you decide to spend the rest of your lives together, not necessarily because of its elaborate nature) • Possibly mutual • Possibly discussed in advance • Possibly instigated by you • Not used to judge the state of your relationship • An event that may be followed by the not-at-all-romantic kind of sobbing, because you realize your life is changing forever It’s exciting to decide to get married. And scary. But the moment of proposal is just that: a moment. It moves you to the next step of the process; it’s not the be-all, end-all. So maybe you have a fancy candlelight dinner followed by parachutists delivering you a pear-shaped, seven-carat diamond. Or maybe you decide to get married one Sunday morning over the newspaper and a cup of coffee. Either way is fine. The point is that you decided to spend your life with someone you love.

Sit down and have a cup of coffee With your firm conviction that they're out to get you Sit down and have a cigarette with your awful fear of death I saw Milarepa at the all-night diner sharing a table with his personal demons He said You've got to invite them in with compassion on your breath Stop running away, 'cause nobody runs as fast as pain and sorrow Stop pushing away, you're just making it hard Stop putting it off, 'cause it'll be back to kick your ass tomorrow Breathe in, breathe out, let down your guard Sit down and start shooting the shit With the fear that you'll never measure up to your ideals Sit down and have a bottle of beer with the ache of all you've lost I saw Milarepa at the coffee house having a Danish with his hurts and hatreds He said You've got to invite them in, or you pay ten times the cost. Stop running away, 'cause nobody runs as fast as fear and loathing Stop pushing away, you're just making it worse Stop putting it off, cause it'll be back again in different clothing Just pop the clutch and go into reverse Invite them in and let them be there while you learn to stand it Invite them in and give them room to stomp and shout When they can come and go They won't be always pounding on your door If you let them in you can let them out. Sit down and have a conversation With the loneliness that's eating you alive Sit down and watch a sunset with your overwhelming rage I saw Milarepa at the corner bar buying a round for the monsters in his heart He said They're really not so bad when they're let out of their cage Stop running away, 'cause nobody runs as fast as pain and sorrow Stop pushing away, you're just making it hard Stop putting it off, 'cause it'll be back to kick your ass tomorrow Breathe in, breathe out, let down your guard

Buffett was asked why he hadn't bought more Costco shares, considering that Munger owns shares and is on the board of directors. "Yeah, you hit on a good one here," Buffett replied. "We should've owned more Costco, and probably if Charlie had been sitting in Omaha, we would've owned more Costco. Charlie was constantly telling me about this terrific method of distribution, and after 10 years or so I started catching on to what he was saying, and we bought a little of Costco at Berkshire. "We actually negotiated to buy more. I made the most common mistake that I make . . . We started buying it, and the price went up, and instead of following it up and continuing to buy more. . . . If Costco had stayed at $15 a share or so, where we were buying it, we would've bought a lot more. But instead it went to 15⅛ and who could pay 15⅛ when they'd been paying $15—it wasn't quite that bad. But I have made that mistake a lot of times, and it's very irritating."23

And this is the economic constitution of our entire modern society: the working class alone produces all values. For value is only another expression for labour, that expression, namely, by which is designated, in our capitalist society of today, the amount of socially necessary labour embodied in a particular commodity. But, these values produced by the workers do not belong to the workers. They belong to the owners of the raw materials, machines, tools, and money, which enable them to buy the labour-power of the working class. Hence, the working class gets back only a part of the entire mass of products produced by it. And, as we have just seen, the other portion, which the capitalist class retains, and which it has to share, at most, only with the landlord class, is increasing with every new discovery and invention, while the share which falls to the working class (per capita) rises but little and very slowly, or not at all, and under certain conditions it may even fall.

It is important here not to confuse publicity with the pleasure or benefits to be enjoyed from the things it advertises. Publicity is effective precisely because it feeds upon the real. Clothes, food, cars, cosmetics, baths, sunshine are real things to be enjoyed in themselves. Publicity begins by working on a natural appetite for pleasure. But it cannot offer the real object of pleasure and there is no convincing substitute for a pleasure in that pleasure's own terms. The more convincingly publicity conveys the pleasure of bathing in a warm, distant sea, the more the spectator-buyer will become aware that he is hundreds of miles away from that sea and the more remote the chance of bathing in it will seem to him. This is why publicity can never really afford to be about the product or opportunity it is proposing to the buyer who is not yet enjoying it. Publicity is never a celebration of a pleasure-in-itself. Publicity is always about the future buyer. It offers him an image of himself made glamorous by the product or opportunity it is trying to sell. The image then makes him envious of himself as he might be. Yet what makes this self-which-he-might-be enviable? The envy of others. Publicity is about social relations, not objects. Its promise is not of pleasure, but of happiness : happiness as judged from the outside by others. The happiness of being envied is glamour. Being envied is a solitary form of reassurance. It depends precisely upon not sharing your experience with those who envy you. You are observed with interest but you do not observe with interest - if you do, you will become less enviable. ....... The spectator-buyer is meant to envy herself as she will become if she buys the product. She is meant to imagine herself transformed by the product into an object of envy for others, an envy which will then justify her loving herself. One could put this another way : the publicity images steals her love of herself as she is, and offers it back to her for the price of the product.

There was once a businessman who was sitting by the beach in a small Brazilian village. As he sat, he saw a Brazilian fisherman rowing a small boat toward the shore having caught quite a few big fish. The businessman was impressed and asked the fisherman, “How long does it take you to catch so many fish?” The fisherman replied, “Oh, just a short while.” “Then why don’t you stay longer at sea and catch even more?” The businessman was astonished. “This is enough to feed my whole family,” the fisherman said. The businessman then asked, “So, what do you do for the rest of the day?” The fisherman replied, “Well, I usually wake up early in the morning, go out to sea and catch a few fish, then go back and play with my kids. In the afternoon, I take a nap with my wife, and [when] evening comes, I join my buddies in the village for a drink—we play guitar, sing and dance throughout the night.” The businessman offered a suggestion to the fisherman. “I am a PhD in business management. I could help you to become a more successful person. From now on, you should spend more time at sea and try to catch as many fish as possible. When you have saved enough money, you could buy a bigger boat and catch even more fish. Soon you will be able to afford to buy more boats, set up your own company, your own production plant for canned food and distribution network. By then, you will have moved out of this village and to São Paulo, where you can set up an HQ to manage your other branches.” The fisherman continues, “And after that?” The businessman laughs heartily. “After that, you can live like a king in your own house, and when the time is right, you can go public and float your shares in the Stock Exchange, and you will be rich.” The fisherman asks, “And after that?” The businessman says, “After that, you can finally retire, you can move to a house by the fishing village, wake up early in the morning, catch a few fish, then return home to play with [your] kids, have a nice afternoon nap with your wife, and when evening comes, you can join your buddies for a drink, play the guitar, sing and dance throughout the night!” The fisherman was puzzled. “Isn’t that what I am doing now?

The public offering occurred exactly one week after Toy Story’s opening. Jobs had gambled that the movie would be successful, and the risky bet paid off, big-time. As with the Apple IPO, a celebration was planned at the San Francisco office of the lead underwriter at 7 a.m., when the shares were to go on sale. The plan had originally been for the first shares to be offered at about $14, to be sure they would sell. Jobs insisted on pricing them at $22, which would give the company more money if the offering was a success. It was, beyond even his wildest hopes. It exceeded Netscape as the biggest IPO of the year. In the first half hour, the stock shot up to $45, and trading had to be delayed because there were too many buy orders. It then went up even further, to $49, before settling back to close the day at $39. Earlier that year Jobs had been hoping to find a buyer for Pixar that would let him merely recoup the $50 million he had put in. By the end of the day the shares he had retained—80% of the company—were worth more than twenty times that, an astonishing $1.2 billion. That was about five times what he’d made when Apple went public in 1980.

What is a “pyramid?” I grew up in real estate my entire life. My father built one of the largest real estate brokerage companies on the East Coast in the 1970s, before selling it to Merrill Lynch. When my brother and I graduated from college, we both joined him in building a new real estate company. I went into sales and into opening a few offices, while my older brother went into management of the company. In sales, I was able to create a six-figure income. I worked 60+ hours a week in such pursuit. My brother worked hard too, but not in the same fashion. He focused on opening offices and recruiting others to become agents to sell houses for him. My brother never listed and sold a single house in his career, yet he out-earned me 10-to-1. He made millions because he earned a cut of every commission from all the houses his 1,000+ agents sold. He worked smarter, while I worked harder. I guess he was at the top of the “pyramid.” Is this legal? Should he be allowed to earn more than any of the agents who worked so hard selling homes? I imagine everyone will agree that being a real estate broker is totally legal. Those who are smart, willing to take the financial risk of overhead, and up for the challenge of recruiting good agents, are the ones who get to live a life benefitting from leveraged Income. So how is Network Marketing any different? I submit to you that I found it to be a step better. One day, a friend shared with me how he was earning the same income I was, but that he was doing so from home without the overhead, employees, insurance, stress, and being subject to market conditions. He was doing so in a network marketing business. At first I refuted him by denouncements that he was in a pyramid scheme. He asked me to explain why. I shared that he was earning money off the backs of others he recruited into his downline, not from his own efforts. He replied, “Do you mean like your family earns money off the backs of the real estate agents in your company?” I froze, and anyone who knows me knows how quick-witted I normally am. Then he said, “Who is working smarter, you or your dad and brother?” Now I was mad. Not at him, but at myself. That was my light bulb moment. I had been closed-minded and it was costing me. That was the birth of my enlightenment, and I began to enter and study this network marketing profession. Let me explain why I found it to be a step better. My research led me to learn why this business model made so much sense for a company that wanted a cost-effective way to bring a product to market. Instead of spending millions in traditional media ad buys, which has a declining effectiveness, companies are opting to employ the network marketing model. In doing so, the company only incurs marketing cost if and when a sale is made. They get an army of word-of-mouth salespeople using the most effective way of influencing buying decisions, who only get paid for performance. No salaries, only commissions. But what is also employed is a high sense of motivation, wherein these salespeople can be building a business of their own and not just be salespeople. If they choose to recruit others and teach them how to sell the product or service, they can earn override income just like the broker in a real estate company does. So now they see life through a different lens, as a business owner waking up each day excited about the future they are building for themselves. They are not salespeople; they are business owners.

Convinced that struggle was the crucible of character, Rockefeller faced a delicate task in raising his children. He wanted to accumulate wealth while inculcating in them the values of his threadbare boyhood. The first step in saving them from extravagance was keeping them ignorant of their father’s affluence. Until they were adults, Rockefeller’s children never visited his office or refineries, and even then they were accompanied by company officials, never Father. At home, Rockefeller created a make-believe market economy, calling Cettie the “general manager” and requiring the children to keep careful account books.16They earned pocket money by performing chores and received two cents for killing flies, ten cents for sharpening pencils, five cents per hour for practicing their musical instruments, and a dollar for repairing vases. They were given two cents per day for abstaining from candy and a dime bonus for each consecutive day of abstinence. Each toiled in a separate patch of the vegetable garden, earning a penny for every ten weeds they pulled up. John Jr. got fifteen cents an hour for chopping wood and ten cents per day for superintending paths. Rockefeller took pride in training his children as miniature household workers. Years later, riding on a train with his thirteen-year-old daughter, he told a traveling companion, “This little girl is earning money already. You never could imagine how she does it. I have learned what my gas bills should average when the gas is managed with care, and I have told her that she can have for pin money all that she will save every month on this amount, so she goes around every night and keeps the gas turned down where it is not needed.”17 Rockefeller never tired of preaching economy and whenever a package arrived at home, he made a point of saving the paper and string. Cettie was equally vigilant. When the children clamored for bicycles, John suggested buying one for each child. “No,” said Cettie, “we will buy just one for all of them.” “But, my dear,” John protested, “tricycles do not cost much.” “That is true,” she replied. “It is not the cost. But if they have just one they will learn to give up to one another.”18 So the children shared a single bicycle. Amazingly enough, the four children probably grew up with a level of creature comforts not that far above what Rockefeller had known as a boy.

may sound strange to American readers that by “eating their own lambs” the Heddles were breaking the law. The fact is that during the war, and for several years after, the people of Britain were strictly rationed. Each person was provided with a book containing coupons for food and clothing. Rationed food included meat, eggs, bacon, cheese, sugar, tea, butter, and fats, etc., etc. The coupons were given up every week for the food. In this way everyone was able to obtain a fair share of the very limited supply of necessary food. Greedy people who had no conscience and plenty of money were able to obtain extra food “under the counter” but the law was strictly enforced. Even farmers were not allowed to kill and eat their own animals, so by killing and eating their lambs the Heddles were liable to severe penalties. The rations allowed by law were very frugal and everybody lost weight but it did us no harm and we were doing it as part of the war effort so nobody grumbled. Many factories in Britain were requisitioned to make precision instruments and other articles which were needed for the war so it soon became impossible to buy clocks and kettles and pots and pans and hairpins. D.

Between 2003 and 2008, Iceland’s three main banks, Glitnir, Kaupthing and Landsbanki, borrowed over $140 billion, a figure equal to ten times the country’s GDP, dwarfing its central bank’s $2.5 billion reserves. A handful of entrepreneurs, egged on by their then government, embarked on an unprecedented international spending binge, buying everything from Danish department stores to West Ham Football Club, while a sizeable proportion of the rest of the adult population enthusiastically embraced the kind of cockamamie financial strategies usually only mooted in Nigerian spam emails – taking out loans in Japanese Yen, for example, or mortgaging their houses in Swiss francs. One minute the Icelanders were up to their waists in fish guts, the next they they were weighing up the options lists on their new Porsche Cayennes. The tales of un-Nordic excess are legion: Elton John was flown in to sing one song at a birthday party; private jets were booked like they were taxis; people thought nothing of spending £5,000 on bottles of single malt whisky, or £100,000 on hunting weekends in the English countryside. The chief executive of the London arm of Kaupthing hired the Natural History Museum for a party, with Tom Jones providing the entertainment, and, by all accounts, Reykjavik’s actual snow was augmented by a blizzard of the Colombian variety. The collapse of Lehman Brothers in late 2008 exposed Iceland’s debts which, at one point, were said to be around 850 per cent of GDP (compared with the US’s 350 per cent), and set off a chain reaction which resulted in the krona plummeting to almost half its value. By this stage Iceland’s banks were lending money to their own shareholders so that they could buy shares in . . . those very same Icelandic banks. I am no Paul Krugman, but even I can see that this was hardly a sustainable business model. The government didn’t have the money to cover its banks’ debts. It was forced to withdraw the krona from currency markets and accept loans totalling £4 billion from the IMF, and from other countries. Even the little Faroe Islands forked out £33 million, which must have been especially humiliating for the Icelanders. Interest rates peaked at 18 per cent. The stock market dropped 77 per cent; inflation hit 20 per cent; and the krona dropped 80 per cent. Depending who you listen to, the country’s total debt ended up somewhere between £13 billion and £63 billion, or, to put it another way, anything from £38,000 to £210,000 for each and every Icelander.

was my first indication that the policies of Mamaw’s “party of the working man”—the Democrats—weren’t all they were cracked up to be. Political scientists have spent millions of words trying to explain how Appalachia and the South went from staunchly Democratic to staunchly Republican in less than a generation. Some blame race relations and the Democratic Party’s embrace of the civil rights movement. Others cite religious faith and the hold that social conservatism has on evangelicals in that region. A big part of the explanation lies in the fact that many in the white working class saw precisely what I did, working at Dillman’s. As far back as the 1970s, the white working class began to turn to Richard Nixon because of a perception that, as one man put it, government was “payin’ people who are on welfare today doin’ nothin’! They’re laughin’ at our society! And we’re all hardworkin’ people and we’re gettin’ laughed at for workin’ every day!”20 At around that time, our neighbor—one of Mamaw and Papaw’s oldest friends—registered the house next to ours for Section 8. Section 8 is a government program that offers low-income residents a voucher to rent housing. Mamaw’s friend had little luck renting his property, but when he qualified his house for the Section 8 voucher, he virtually assured that would change. Mamaw saw it as a betrayal, ensuring that “bad” people would move into the neighborhood and drive down property values. Despite our efforts to draw bright lines between the working and nonworking poor, Mamaw and I recognized that we shared a lot in common with those whom we thought gave our people a bad name. Those Section 8 recipients looked a lot like us. The matriarch of the first family to move in next door was born in Kentucky but moved north at a young age as her parents sought a better life. She’d gotten involved with a couple of men, each of whom had left her with a child but no support. She was nice, and so were her kids. But the drugs and the late-night fighting revealed troubles that too many hillbilly transplants knew too well. Confronted with such a realization of her own family’s struggle, Mamaw grew frustrated and angry. From that anger sprang Bonnie Vance the social policy expert: “She’s a lazy whore, but she wouldn’t be if she was forced to get a job”; “I hate those fuckers for giving these people the money to move into our neighborhood.” She’d rant against the people we’d see in the grocery store: “I can’t understand why people who’ve worked all their lives scrape by while these deadbeats buy liquor and cell phone coverage with our tax money.

Focus on the user… and the money will follow. This can be particularly challenging in environments where the user and customer are different, and when your customer doesn’t share your focus-on-the-user ethos. When Google acquired Motorola in 2012, one of the first Motorola meetings Jonathan attended was a three-hour product review, where the company’s managers presented the features and specifications for all of Motorola’s phones. They kept referring to the customer requirements, most of which made little sense to Jonathan since they were so out of tune with what he knew mobile users wanted. Then, over lunch, one of the execs explained to him that when Motorola said “customers,” they weren’t talking about the people who use the phones but about the company’s real customers, the mobile carriers such as Verizon and AT&T, who perhaps weren’t always as focused on the user as they should have been. Motorola wasn’t focusing on its users at all, but on its partners. At Google, our users are the people who use our products, while our customers are the companies that buy our advertising and license our technology. There are rarely conflicts between the two, but when there are, our bias is toward the user. It has to be this way, regardless of your industry. Users are more empowered than ever, and won’t tolerate crummy products.

And these two very old people are the father and mother of Mrs Bucket. Their names are Grandpa George and Grandma Georgina. This is Mr Bucket. This is Mrs Bucket. Mr and Mrs Bucket have a small boy whose name is Charlie Bucket. This is Charlie. How d’you do? And how d’you do? And how d’you do again? He is pleased to meet you. The whole of this family – the six grown-ups (count them) and little Charlie Bucket – live together in a small wooden house on the edge of a great town. The house wasn’t nearly large enough for so many people, and life was extremely uncomfortable for them all. There were only two rooms in the place altogether, and there was only one bed. The bed was given to the four old grandparents because they were so old and tired. They were so tired, they never got out of it. Grandpa Joe and Grandma Josephine on this side, Grandpa George and Grandma Georgina on this side. Mr and Mrs Bucket and little Charlie Bucket slept in the other room, upon mattresses on the floor. In the summertime, this wasn’t too bad, but in the winter, freezing cold draughts blew across the floor all night long, and it was awful. There wasn’t any question of them being able to buy a better house – or even one more bed to sleep in. They were far too poor for that. Mr Bucket was the only person in the family with a job. He worked in a toothpaste factory, where he sat all day long at a bench and screwed the little caps on to the tops of the tubes of toothpaste after the tubes had been filled. But a toothpaste cap-screwer is never paid very much money, and poor Mr Bucket, however hard he worked, and however fast he screwed on the caps, was never able to make enough to buy one half of the things that so large a family needed. There wasn’t even enough money to buy proper food for them all. The only meals they could afford were bread and margarine for breakfast, boiled potatoes and cabbage for lunch, and cabbage soup for supper. Sundays were a bit better. They all looked forward to Sundays because then, although they had exactly the same, everyone was allowed a second helping. The Buckets, of course, didn’t starve, but every one of them – the two old grandfathers, the two old grandmothers, Charlie’s father, Charlie’s mother, and especially little Charlie himself – went about from morning till night with a horrible empty feeling in their tummies. Charlie felt it worst of all. And although his father and mother often went without their own share of lunch or supper so that they could give it to him, it still wasn’t nearly enough for a growing boy. He desperately wanted something more filling and satisfying than cabbage and cabbage soup. The one thing he longed for

As they worked through the order types, they created a taxonomy of predatory behavior in the stock market. Broadly speaking, it appeared as if there were three activities that led to a vast amount of grotesquely unfair trading. The first they called “electronic front-running”—seeing an investor trying to do something in one place and racing him to the next. (What had happened to Brad, when he traded at RBC.) The second they called “rebate arbitrage”—using the new complexity to game the seizing of whatever kickbacks the exchange offered without actually providing the liquidity that the kickback was presumably meant to entice. The third, and probably by far the most widespread, they called “slow market arbitrage.” This occurred when a high-frequency trader was able to see the price of a stock change on one exchange, and pick off orders sitting on other exchanges, before the exchanges were able to react. Say, for instance, the market for P&G shares is 80–80.01, and buyers and sellers sit on both sides on all of the exchanges. A big seller comes in on the NYSE and knocks the price down to 79.98–79.99. High-frequency traders buy on NYSE at $79.99 and sell on all the other exchanges at $80, before the market officially changes. This happened all day, every day, and generated more billions of dollars a year than the other strategies combined.

What’s an IPO, exactly? A company decides it wants to “float” part of its equity on the public markets, allowing employees and founders to sell private shares to pay them off for years of service, as well as sell shares out of the corporate treasury to have some money in the bank. Large investment banks (such as my former employer Goldman Sachs) form what’s called a “syndicate” (“mafia” might be a better term) wherein they offer to effectively buy those shares from Facebook, and then sell them into the capital markets, usually by pushing it via their sales force onto wealthy clients or institutional investors. That syndicate either guarantees a price (“firm commitment”) or promises to get the best price it can (“best effort”). In the former case, the bank is taking real execution risk, and stands to lose money if it doesn’t engineer a “pop” in the stock on opening day. To mitigate the risk, the bank convinces the offering company to expect a lower price, while simultaneously jacking up what real price the market will bear with a zealous sales pitch to the market’s deepest pockets. Thus, it is absolutely jejune to think that a stock’s rise on opening day is due to clamoring and unexpected interest. Similar to Captain Renault in Casablanca, Wall Street bankers are shocked—shocked!—that there should be such a large and positive price dislocation in the market they just rigged.

Echad is first mentioned in the garden. It says a man and a woman, when they join together, become echad, or “one.” But that word echad is more explosive with meaning than just one flesh. It can literally mean to fuse together at the deepest part of our beings. Two becoming one, completely glued together, completely meshing. I still remember one of the hardest conversations I have had with Alyssa. We were just starting to date again, and were sitting in the car after a wonderful date night. We knew marriage was a possibility on the horizon, and I felt like I finally had to share things in my past that would affect her if we got married. I was incredibly nervous, as well as terrified of rejection or hurt, but I realized that if intimacy were to grow, I had to get vulnerable. For marriage to be what it truly is—two people becoming one in mind, body, soul, and spirit—I had to be honest. I remember sharing with her many things, but specifically some details of my sexual past. My teenage years were littered with me almost worshiping sexual fulfillment in pornography, partying, and girls. And I say worship, because that was where I got my worth, value, and purpose as well as what I most lived for (which is what the definition of worship is). I had to apologize and ask forgiveness from Alyssa for things I had done before I even knew her because of echad—one form of complete and utter intimacy. Because of that beauty, mystery, and power, God created it to function best in a man and a woman coming together for life and constantly echading or fusing together. I needed forgiveness because I had betrayed echad. I had betrayed oneness. I had betrayed intimacy. And if I wasn’t honest about it, it’d be a little part of my life or heart that Alyssa didn’t know—thus blocking echad. But something really peculiar happened in that moment. With the grace and forgiveness of Jesus, Alyssa forgave me. She heard all that I was and am, and still wanted to walk this journey with me. I still remember the tenderness in her voice as she spoke truth and forgiveness over me. In that moment I was exposed and known, and yet because of Alyssa’s grace, I was at the same time loved. And that is where intimacy is found—to be fully loved and to be fully known. To be fully loved, but not fully known will always allow us to buy the lie that “if they only knew the real me, they wouldn’t want me anymore.” And to be fully known but not fully loved feels sharp, painful, at a level of rejection that hurts so bad. But to be fully known and at the same time fully loved, now that is intimacy. I don’t want to give the wrong impression. Intimacy is certainly romantic in some aspects, but at its deepest level, it’s much more than that. It can be experienced with friends and family, not just spouses and loved ones.

Social networks including Facebook, Twitter and Pinterest took a step closer to offering ecommerce on their own platforms this week, as the battle to win over retailers hots up. Facebook announced on Thursday it is trialling a “buy” button to allow people to purchase a product without ever leaving the social network’s app. The initial test, with a handful of small and medium-sized businesses in the US, could lead to more ecommerce companies buying adverts on the network. It could also allow Facebook to compile payment information and encourage people to make more transactions via the platform as it would save them typing in card numbers on smartphones. But the social network said no credit or debit card details will be shared with other advertisers. Twitter acquired CardSpring, a payments infrastructure company, this week for an undisclosed price as part of plans to feature more ecommerce around live events or, as it puts it, “in-the-moment commerce experiences”. CardSpring connects payment details with loyalty cards and coupons for transactions online and in stores. The home of the 140-character message hired Nathan Hubbard, former chief executive of Ticketmaster, last year to work on creating an ecommerce product. It has since worked with Amazon, to allow people to add things to their online basket by tweeting, and with Starbucks to encourage people to tweet to buy a coffee for a friend.

You may not recognize the name Steven Schussler, CEO of Schussler Creative Inc., but you are probably familiar with his very popular theme restaurant Rainforest Café. Steve is one of the scrappiest people I know, with countless scrappy stories. He is open and honest about his wins and losses. This story about how he launched Rainforest Café is one of my favorites: Steve first envisioned a tropical-themed family restaurant back in the 1980s, but unfortunately, he couldn’t persuade anyone else to buy into the idea at the time. Not willing to give up easily, he decided to get scrappy and be “all in.” To sell his vision, he transformed his own split-level suburban home into a living, mist-enshrouded rain forest to convince potential investors that the concept was viable. Yes, you read that correctly—he converted his own house into a jungle dwelling complete with rock outcroppings, waterfalls, rivers, and layers of fog and mist that rose from the ground. The jungle included a life-size replica of an elephant near the front door, forty tropical birds in cages, and a live baby baboon named Charlie. Steve shared the following details: Every room, every closet, every hallway of my house was set up as a three-dimensional vignette: an attempt to present my idea of what a rain forest restaurant would look like in actual operation. . . . [I]t took me three years and almost $400,000 to get the house developed to the point where I felt comfortable showing it to potential investors. . . . [S]everal of my neighbors weren’t exactly thrilled to be living near a jungle habitat. . . . On one occasion, Steve received a visit from the Drug Enforcement Administration. They wanted to search the premises for drugs, presuming he may have had an illegal drug lab in his home because of his huge residential electric bill. I imagine they were astonished when they discovered the tropical rain forest filled with jungle creatures. Steve’s plan was beautiful, creative, fun, and scrappy, but the results weren’t coming as quickly as he would have liked. It took all of his resources, and he was running out of time and money to make something happen. (It’s important to note that your scrappy efforts may not generate results immediately.) I asked Steve if he ever thought about quitting, how tight was the money really, and if there was a time factor, and he said, “Yes to all three! Of course I thought about quitting. I was running out of money and time.” Ultimately, Steve’s plan succeeded. After many visits and more than two years later, gaming executive and venture capitalist Lyle Berman bought into the concept and raised the funds necessary to get the Rainforest Café up and running. The Rainforest Café chain became one of the most successful themed restaurants ever created, and continues that way under Landry’s Restaurants and Tilman Fertitta’s leadership. Today, Steve creates restaurant concepts in fantastic warehouses far from his residential neighborhood!

Statisticians say that stocks with healthy dividends slightly outperform the market averages, especially on a risk-adjusted basis. On average, high-yielding stocks have lower price/earnings ratios and skew toward relatively stable industries. Stripping out these factors, generous dividends alone don’t seem to help performance. So, if you need or like income, I’d say go for it. Invest in a company that pays high dividends. Just be sure that you are favoring stocks with low P/Es in stable industries. For good measure, look for earnings in excess of dividends, ample free cash flow, and stable proportions of debt and equity. Also look for companies in which the number of shares outstanding isn’t rising rapidly. To put a finer point on income stocks to skip, reverse those criteria. I wouldn’t buy a stock for its dividend if the payout wasn’t well covered by earnings and free cash flow. Real estate investment trusts, master limited partnerships, and royalty trusts often trade on their yield rather than their asset value. In some of those cases, analysts disagree about the economic meaning of depreciation and depletion—in particular, whether those items are akin to earnings or not. Without looking at the specific situation, I couldn’t judge whether the per share asset base was shrinking over time or whether generally accepted accounting principles accounting was too conservative. If I see a high-yielder with swiftly rising share counts and debt levels, I assume the worst.

Cohen continued to struggle with his own well-being. Even though he had achieved his life’s dream of running his own firm, he was still unhappy, and he had become dependent on a psychiatrist named Ari Kiev to help him manage his moods. In addition to treating depression, Kiev’s other area of expertise was success and how to achieve it. He had worked as a psychiatrist and coach with Olympic basketball players and rowers trying to improve their performance and overcome their fear of failure. His background building athletic champions appealed to Cohen’s unrelenting need to dominate in every transaction he entered into, and he started asking Kiev to spend entire days at SAC’s offices, tending to his staff. Kiev was tall, with a bushy mustache and a portly midsection, and he would often appear silently at a trader’s side and ask him how he was feeling. Sometimes the trader would be so startled to see Kiev there he’d practically jump out of his seat. Cohen asked Kiev to give motivational speeches to his employees, to help them get over their anxieties about losing money. Basically, Kiev was there to teach them to be ruthless. Once a week, after the market closed, Cohen’s traders would gather in a conference room and Kiev would lead them through group therapy sessions focused on how to make them more comfortable with risk. Kiev had them talk about their trades and try to understand why some had gone well and others hadn’t. “Are you really motivated to make as much money as you can? This guy’s going to help you become a real killer at it,” was how one skeptical staff member remembered Kiev being pitched to them. Kiev’s work with Olympians had led him to believe that the thing that blocked most people was fear. You might have two investors with the same amount of money: One was prepared to buy 250,000 shares of a stock they liked, while the other wasn’t. Why? Kiev believed that the reluctance was a form of anxiety—and that it could be overcome with proper treatment. Kiev would ask the traders to close their eyes and visualize themselves making trades and generating profits. “Surrendering to the moment” and “speaking the truth” were some of his favorite phrases. “Why weren’t you bigger in the trades that worked? What did you do right?” he’d ask. “Being preoccupied with not losing interferes with winning,” he would say. “Trading not to lose is not a good strategy. You need to trade to win.” Many of the traders hated the group therapy sessions. Some considered Kiev a fraud. “Ari was very aggressive,” said one. “He liked money.” Patricia, Cohen’s first wife, was suspicious of Kiev’s motives and believed that he was using his sessions with Cohen to find stock tips. From Kiev’s perspective, he found the perfect client in Cohen, a patient with unlimited resources who could pay enormous fees and whose reputation as one of the best traders on Wall Street could help Kiev realize his own goal of becoming a bestselling author. Being able to say that you were the

Then came the so-called flash crash. At 2:45 on May 6, 2010, for no obvious reason, the market fell six hundred points in a few minutes. A few minutes later, like a drunk trying to pretend he hadn’t just knocked over the fishbowl and killed the pet goldfish, it bounced right back up to where it was before. If you weren’t watching closely you could have missed the entire event—unless, of course, you had placed orders in the market to buy or sell certain stocks. Shares of Procter & Gamble, for instance, traded as low as a penny and as high as $100,000. Twenty thousand different trades happened at stock prices more than 60 percent removed from the prices of those stocks just moments before. Five months later, the SEC published a report blaming the entire fiasco on a single large sell order, of stock market futures contracts, mistakenly placed on an exchange in Chicago by an obscure Kansas City mutual fund. That explanation could only be true by accident, because the stock market regulators did not possess the information they needed to understand the stock markets. The unit of trading was now the microsecond, but the records kept by the exchanges were by the second. There were one million microseconds in a second. It was as if, back in the 1920s, the only stock market data available was a crude aggregation of all trades made during the decade. You could see that at some point in that era there had been a stock market crash. You could see nothing about the events on and around October 29, 1929.

Yet why should Chinese, Indians, Muslims and Spaniards – who belonged to very different cultures that failed to agree about much of anything – nevertheless share the belief in gold? Why didn’t it happen that Spaniards believed in gold, while Muslims believed in barley, Indians in cowry shells, and Chinese in rolls of silk? Economists have a ready answer. Once trade connects two areas, the forces of supply and demand tend to equalise the prices of transportable goods. In order to understand why, consider a hypothetical case. Assume that when regular trade opened between India and the Mediterranean, Indians were uninterested in gold, so it was almost worthless. But in the Mediterranean, gold was a coveted status symbol, hence its value was high. What would happen next? Merchants travelling between India and the Mediterranean would notice the difference in the value of gold. In order to make a profit, they would buy gold cheaply in India and sell it dearly in the Mediterranean. Consequently, the demand for gold in India would skyrocket, as would its value. At the same time the Mediterranean would experience an influx of gold, whose value would consequently drop. Within a short time the value of gold in India and the Mediterranean would be quite similar. The mere fact that Mediterranean people believed in gold would cause Indians to start believing in it as well. Even if Indians still had no real use for gold, the fact that Mediterranean people wanted it would be enough to make the Indians value it.

Equity financing, on the other hand, is unappealing to cooperators because it may mean relinquishing control to outside investors, which is a distinctly capitalist practice. Investors are not likely to buy non-voting shares; they will probably require representation on the board of directors because otherwise their money could potentially be expropriated. “For example, if the directors of the firm were workers, they might embezzle equity funds, refrain from paying dividends in order to raise wages, or dissipate resources on projects of dubious value.”105 In any case, the very idea of even partial outside ownership is contrary to the cooperative ethos. A general reason for traditional institutions’ reluctance to lend to cooperatives, and indeed for the rarity of cooperatives whether related to the difficulty of securing capital or not, is simply that a society’s history, culture, and ideologies might be hostile to the “co-op” idea. Needless to say, this is the case in most industrialized countries, especially the United States. The very notion of a workers’ cooperative might be viscerally unappealing and mysterious to bank officials, as it is to people of many walks of life. Stereotypes about inefficiency, unprofitability, inexperience, incompetence, and anti-capitalism might dispose officials to reject out of hand appeals for financial assistance from co-ops. Similarly, such cultural preconceptions may be an element in the widespread reluctance on the part of working people to try to start a cooperative. They simply have a “visceral aversion” to, and unfamiliarity with, the idea—which is also surely a function of the rarity of co-ops itself. Their rarity reinforces itself, in that it fosters a general ignorance of co-ops and the perception that they’re risky endeavors. Additionally, insofar as an anti-democratic passivity, a civic fragmentedness, a half-conscious sense of collective disempowerment, and a diffuse interpersonal alienation saturate society, this militates against initiating cooperative projects. It is simply taken for granted among many people that such things cannot be done. And they are assumed to require sophisticated entrepreneurial instincts. In most places, the cooperative idea is not even in the public consciousness; it has barely been heard of. Business propaganda has done its job well.106 But propaganda can be fought with propaganda. In fact, this is one of the most important things that activists can do, this elevation of cooperativism into the public consciousness. The more that people hear about it, know about it, learn of its successes and potentials, the more they’ll be open to it rather than instinctively thinking it’s “foreign,” “socialist,” “idealistic,” or “hippyish.” If successful cooperatives advertise their business form, that in itself performs a useful service for the movement. It cannot be overemphasized that the most important thing is to create a climate in which it is considered normal to try to form a co-op, in which that is seen as a perfectly legitimate and predictable option for a group of intelligent and capable unemployed workers. Lenders themselves will become less skeptical of the business form as it seeps into the culture’s consciousness.

So when the pod people come and steal your body, does it hurt, or are you pretty much unconscious for the whole thing?" "Huh?" I asked. "I just double-skunked you three times in a row. What's going on with you?" He lifted an eyebrow. He was in detective mode now, and there was no escaping it. I imagined spilling to him the way I had to Rayna, and almost choked. I'd rather die than describe my fantasies to Ben. I'd never hear the end of it. Still, I needed to tell him something, and he knew me too well to buy a complete lie. I thought about the pictures. I could tell him about the pictures without telling him about the dreams. Ben was like Dad-he ate up anything that smacked of the inexplicable. He'd probably love the picture of the man at St. Vitus's Cathedral, standing in midair on nothing. "You might think I'm crazy...," I started. "I already think that, so..." I took a deep breath, then started to explain. I told him about every picture, including the ones that were completely impossible and seemed to prove the man wasn't actually in the shots when I snapped them. By the time I finished, Ben's brow was furrowed, and the concern in his eyes had deepened into alarm. He really did think I was crazy. I shouldn't have told him. "Can you stop looking at me like that? I know there's a logical explanation," I assured him. "I just don't know what it is yet, but-" "You need to show me those pictures," Ben said gravely. "Um...okay," I said, though I suddenly wasn't positive I wanted to share them. "After Rio I figured I'd open them up again and try to-" "Now, Clea," he said. "I really need to see them now.

When you buy from an independent, locally owned business, as opposed to nationally owned businesses, you strengthen the economic base of our city. And of course there’s no doubt that you’ll receive a better quality product or service. I share John Roeser’s amazement that people today tend to prefer saving a dollar or too two on a birthday cake, for example, by purchasing a sub-par cake made with artificial, cheap ingredients from a mass retailer, when Roeser’s Bakery offers some of the most delectable, housemade cakes in the world. How could anyone step into a fast food joint when we live in a city that has Lem’s barbecque rib tips, Kurowski’s kielbasa, Manny’s matzo ball soup, and Lindy’s chili within reach? You can’t even compare the products and services of the businesses featured in this book with those of mass retailers, either: Jjust try putting an Optimo hat on your head—you’ll ooze with elegance. Burn a beeswax lambathe from Athenian Candle and watch it glow longer than any candle you’ve ever lit. Bite into an Andersonville coffeecake from the Swedish Bakery—and you’ll have a hard time returning to the artificial ingredient– laden cakes found at most grocers. Equally important, local, family- owned businesses keep our city unique. In our increasingly homogenized and globalized world, cities that hold on tightly to their family-owned, distinctive businesses are more likely to attract visitors, entrepreneurs, and new investment. Chicago just wouldn’t be Chicago without these historic, one-of-a-kind places, and the people that run them from behind the scenes with nothing but love, hard work, and pride.

The Woman at Jacob’s Well Jesus traveled from Judea to Samaria. About noontime, Jesus rested by Jacob’s well, and His followers went to buy food. A woman came to the well to draw water. “Give me a drink,” Jesus said. “You’re a Jew,” she said. “I’m a Samaritan. Jews don’t share with Samaritans.” “You don’t know who’s asking you for a drink. If you did, you’d ask me for a drink. Then I’d give you living water.” “You don’t have a bucket, sir. How will you get that living water?” “Whoever drinks water from this well,” Jesus said, “will get thirsty again. But when I give you water the well is inside of you. It bubbles up to give you eternal life.” “Sir,” the woman said, “please give me this water. Then I’ll never thirst again. I won’t have to come to this well.” “Go get your husband, and come back.” The Samaritan woman said, “I see you’re a prophet. Tell me, which is right, to worship at this mountain or at Jerusalem?” “Believe me,” Jesus answered. “The time has come when you won’t worship the Father in either place. The real worshipers worship the Father in spirit and in truth. God is seeking people who will worship him this way. You see, God is Spirit. So the people who worship him must worship in spirit and truth.” Then the woman said, “I know Christ is coming. When he does he’ll teach us everything.” “I’m speaking to you. I’m Christ.” Just then Jesus’ followers came back with the food. They were surprised that Jesus was talking with this Samaritan woman. She left her water jug at the well and hurried back to town. “Come and see a man who told me everything I’ve ever done! Could he be Christ?” Many people in that town believed in Jesus because of the woman. Jesus stayed there two days. Many more believed because they heard his words.

In the days leading up to Valentine’s Day, in addition to the daily letter I also made sure to send her a Valentine’s card and a different bar of chocolate. I was buying really nice bars of chocolate, all different flavors and kinds. She was only allowed to eat them right there at mail call, and sometimes she would get several packages at once, so even though it was hard to do, she’d share bites of her chocolate with other people. I also made sure to give extra thought to the regular, daily letter that would arrive on Valentine’s Day: Jamie, In the beginning of our relationship I criticized your expectations in a boyfriend. I told you that you watched too many movies and lived in a fantasy world. In a way I was asking you to settle. Even through our arguments about what was realistic and what was a fairy tale, I did everything I could to be your prince in a world where I saw you as the princess that you are. I was wrong to ever question you. Your standards never dropped and it forced me to rise up to the level needed to keep you. Like a storybook romance, I’ve defended your honor, showered you with love, worshipped the ground you walk on, and will faithfully wait for you while you’re away. You have made me a better man. Because of you I live a life I am proud of and have become the father, brother, son, and friend my family deserves. Your love has positively affected every aspect of my life. And for that I could never repay you. But I will happily be forever yours, paying off my debt and love for years to come. Like your favorite movie, Beauty and the Beast, a tale as old as time, we are living proof that fantasy can be reality. Love always and forever, Noah I’d never been that outwardly romantic before. I’d never worn my feelings on my sleeve quite like I did with her.

Everyone around you is just doing their best to make it through today. Because tomorrow will come, and you have to repeat the same day over and over again.  As a kid, you go into the grocery store, and it feels like a never-ending castle filled with different rooms. You feel like every time you enter, there’s always something new to discover. But as an adult, you’ll start to get mad when they change the aisles around because now you can't find the damn oranges!  I never imagined that I would one day be employed in the magical grocery store my family and I went to every Saturday. I never imagined that the place I swore I’d never end up, would soon become the place where I was stuck. Emotionally and physically. As I watch customers trickle in and out, I create stories for each of them. The guy holding flowers and staring at his watch is probably late for a date. The young woman reading the get well soon greeting cards might have had someone close to her get hurt—or maybe they're sick.  All the stories I create for these people make me happy. They’re out in the world. They’re living whereas I’m only existing. I have nobody to share my oranges with. I have nobody to blow out candles in front of. I’m directionless and alone. This big magical place I once thought of is now holding me hostage. I had love once. I had people around me once. I had someone to grocery shop with on the weekends and laugh with when our groceries dropped through the bag. I once had someone to argue with over who was allowed to push the cart. I once had someone who would peel my oranges for me when we got home. Now, my oranges sit and rot in the bowl on my small kitchen table. I have to throw them away most of the time. Yet, I still buy them because it reminds me of something I once had. Is that all life is?

Success comes with an inevitable problem: market saturation. New products initially grow just by adding more customers—to grow a network, add more nodes. Eventually this stops working because nearly everyone in the target market has joined the network, and there are not enough potential customers left. From here, the focus has to shift from adding new customers to layering on more services and revenue opportunities with existing ones. eBay had this problem in its early years, and had to figure its way out. My colleague at a16z, Jeff Jordan, experienced this himself, and would often write and speak about his first month as the general manager of eBay’s US business. It was in 2000, and for the first time ever, eBay’s US business failed to grow on a month-over-month basis. This was critical for eBay because nearly all the revenue and profit for the company came from the US unit—without growth in the United States, the entire business would stagnate. Something had to be done quickly. It’s tempting to just optimize the core business. After all, increasing a big revenue base even a little bit often looks more appealing than starting at zero. Bolder bets are risky. Yet because of the dynamics of market saturation, a product’s growth tends to slow down and not speed up. There’s no way around maintaining a high growth rate besides continuing to innovate. Jeff shared what the team did to find the next phase of growth for the company: eBay.com at the time enabled the community to buy and sell solely through online auctions. But auctions intimidated many prospective users who expressed preference for the ease and simplicity of fixed price formats. Interestingly, our research suggested that our online auction users were biased towards men, who relished the competitive aspect of the auction. So the first major innovation we pursued was to implement the (revolutionary!) concept of offering items for a fixed price on ebay.com, which we termed “buy-it-now.” Buy-it-now was surprisingly controversial to many in both the eBay community and in eBay headquarters. But we swallowed hard, took the risk and launched the feature . . . and it paid off big. These days, the buy-it-now format represents over $40 billion of annual Gross Merchandise Volume for eBay, 62% of their total.65

Like any place in Reality, the Street is subject to development. Developers can build their own small streets feeding off of the main one. They can build buildings, parks, signs, as well as things that do not exist in Reality, such as vast hovering overhead light shows, special neighborhoods where the rules of three-dimensional spacetime are ignored, and free-combat zones where people can go to hunt and kill each other. The only difference is that since the Street does not really exist -- it's just a computer-graphics protocol written down on a piece of paper somewhere -- none of these things is being physically built. They are, rather, pieces of software, made available to the public over the worldwide fiber-optics network. When Hiro goes into the Metaverse and looks down the Street and sees buildings and electric signs stretching off into the darkness, disappearing over the curve of the globe, he is actually staring at the graphic representations -- the user interfaces -- of a myriad different pieces of software that have been engineered by major corporations. In order to place these things on the Street, they have had to get approval from the Global Multimedia Protocol Group, have had to buy frontage on the Street, get zoning approval, obtain permits, bribe inspectors, the whole bit. The money these corporations pay to build things on the Street all goes into a trust fund owned and operated by the GMPG, which pays for developing and expanding the machinery that enables the Street to exist. Hiro has a house in a neighborhood just off the busiest part of the Street. it is a very old neighborhood by Street standards. About ten years ago, when the Street protocol was first written, Hiro and some of his buddies pooled their money and bought one of the first development licenses, created a little neighborhood of hackers. At the time, it was just a little patchwork of light amid a vast blackness. Back then, the Street was just a necklace of streetlights around a black ball in space. Since then, the neighborhood hasn't changed much, but the Street has. By getting in on it early, Hiro's buddies got a head start on the whole business. Some of them even got very rich off of it. That's why Hiro has a nice big house in the Metaverse but has to share a 20-by- 30 in Reality. Real estate acumen does not always extend across universes.

Tolkien, then, was a philologist before he was a mythologist, and a mythologist, at least in intention, before he ever became a writer of fantasy fiction. His beliefs about language and about mythology were sometimes original and sometimes extreme, but never irrational, and he was able to express them perfectly clearly. In the end he decided to express them not through abstract argument, but by demonstration, and the success of the demonstration has gone a long way to showing that he did often have a point: especially in his belief, which I share, that a taste for philology, for the history of language in all its forms, names and place-names included, is much more widespread in the population at large than educators and arbiters of taste like to think. In his 1959 ‘Valedictory Address to the University of Oxford’ (reprinted in Essays, pp. 224-40), Tolkien concluded that the problem lay not with the philologists nor with those they taught but with what he called ‘misologists’ – haters of the word. There would be no harm in them if they simply concluded language study was not for them, out of dullness or ignorance. But what he felt, Tolkien said, was: "grievance that certain professional persons should suppose their dullness and ignorance to be a human norm; and anger when they have sought to impose the limitation of their minds upon younger minds, dissuading those with philological curiosity from their bent, encouraging those without this interest to believe that their lack marked them as minds of a superior order." Behind this grievance and this anger was, of course, failure and defeat. It is now very hard to pursue a course of philology of the kind Tolkien would have approved in any British or American university. The misologists won, in the academic world; as did the realists, the modernists, the post-modernists, the despisers of fantasy. But they lost outside the academic world. It is not long since I heard the commissioning editor of a major publishing house say, ‘Only fantasy is mass-market. Everything else is cult-fiction.’ (Reflective pause.) ‘That includes main-stream.’ He was defending his own buying strategy, and doubtless exaggerating, but there is a good deal of hard evidence to support him. Tolkien cried out to be heard, and we have still to find out what he was saying. There should be no doubt, though, that he found listeners, and that they found whatever he was saying worth their while.

Beyoncé and Rihanna were pop stars. Pop stars were musical performers whose celebrity had exploded to the point where they could be identified by single words. You could say BEYONCÉ or RIHANNA to almost anyone anywhere in the industrialized world and it would conjure a vague neurological image of either Beyoncé or Rihanna. Their songs were about the same six subjects of all songs by all pop stars: love, celebrity, fucking, heartbreak, money and buying ugly shit. It was the Twenty-First Century. It was the Internet. Fame was everything. Traditional money had been debased by mass production. Traditional money had ceased to be about an exchange of humiliation for food and shelter. Traditional money had become the equivalent of a fantasy world in which different hunks of vampiric plastic made emphatic arguments about why they should cross the threshold of your home. There was nothing left to buy. Fame was everything because traditional money had failed. Fame was everything because fame was the world’s last valid currency. Beyoncé and Rihanna were part of a popular entertainment industry which deluged people with images of grotesque success. The unspoken ideology of popular entertainment was that its customers could end up as famous as the performers. They only needed to try hard enough and believe in their dreams. Like all pop stars, Beyoncé and Rihanna existed off the illusion that their fame was a shared experience with their fans. Their fans weren’t consumers. Their fans were fellow travelers on a journey through life. In 2013, this connection between the famous and their fans was fostered on Twitter. Beyoncé and Rihanna were tweeting. Their millions of fans were tweeting back. They too could achieve their dreams. Of course, neither Beyoncé nor Rihanna used Twitter. They had assistants and handlers who packaged their tweets for maximum profit and exposure. Fame could purchase the illusion of being an Internet user without the purchaser ever touching a mobile phone or a computer. That was a difference between the rich and the poor. The poor were doomed to the Internet, which was a wonderful resource for watching shitty television, experiencing angst about other people’s salaries, and casting doubt on key tenets of Mormonism and Scientology. If Beyoncé or Rihanna were asked about how to be like them and gave an honest answer, it would have sounded like this: “You can’t. You won’t. You are nothing like me. I am a powerful mixture of untamed ambition, early childhood trauma and genetic mystery. I am a portal in the vacuum of space. The formula for my creation is impossible to replicate. The One True God made me and will never make the like again. You are nothing like me.