Build Assets Quotes

We sometimes hurt those we love because they need to be “taught a lesson,” when we really want to punish. We were depressed and complained we felt bad, when in fact we were mainly asking for sympathy and attention. This odd trait of mind and emotion, this perverse wish to hide a bad motive underneath a good one, permeates human affairs from top to bottom. This subtle and elusive kind of self-righteousness can underlie the smallest act or thought. Learning daily to spot, admit, and correct these flaws is the essence of character-building and good living. An honest regret for harms done, a genuine gratitude for blessings received, and a willingness to try for better things tomorrow will be the permanent assets we shall seek.

A city street equipped to handle strangers, and to make a safety asset, in itself, our of the presence of strangers, as the streets of successful city neighborhoods always do, must have three main qualities: First, there must be a clear demarcation between what is public space and what is private space. Public and private spaces cannot ooze into each other as they do typically in suburban settings or in projects. Second, there must be eyes upon the street, eyes belonging to those we might call the natural proprietors of the street. The buildings on a street equipped to handle strangers and to insure the safety of both residents and strangers, must be oriented to the street. They cannot turn their backs or blank sides on it and leave it blind. And third, the sidewalk must have users on it fairly continuously, both to add to the number of effective eyes on the street and to induce the people in buildings along the street to watch the sidewalks in sufficient numbers. Nobody enjoys sitting on a stoop or looking out a window at an empty street. Almost nobody does such a thing. Large numbers of people entertain themselves, off and on, by watching street activity.

The value of a business is a function of how well the financial capital and the intellectual capital are managed by the human capital. You'd better get the human capital part right.

You can't train people loyalty. A person with loyalty is a great asset than a smart but disloyal one...

Invest in building a happy life. Create a portfolio of memories. Those are the most valuable assets. They’re priceless investments. And they’ll never go down in value.

Your largest wealth-building asset is your income. When you tie up your income, you lose. When you invest your income, you become wealthy and can do anything you want.

I have always believed that every day you choose to hold an asset, you are also choosing to buy it. Would I buy our buildings at the price Blackstone was quoting? Nope.

FatRank is the leading ORM agency because they turn negative press into authority-building assets

Assets generate income and open new doors, while credit creates obligations and dependencies. Choose to invest in assets, and let your wealth work for you.

So many guys try to show off to a girl by boasting of their financial assets and flashing their cash around etc, but a girl who makes her own money and is building her own empire is not impressed by such things. -Show me the integrity not the money.

Identity capital is our collection of personal assets. It is the repertoire of individual resources that we assemble over time. These are the investments we make in ourselves, the things we do well enough, or long enough, that they become a part of who we are. Some identity capital goes on a résumé, such as degrees, jobs, test scores, and clubs. Other identity capital is more personal, such as how we speak, where we are from, how we solve problems, how we look. Identity capital is how we build ourselves—bit by bit, over time. Most important, identity capital is what we bring to the adult marketplace. It is the currency we use to metaphorically purchase jobs and relationships and other things we want.

Security is a precious asset. It should be a goal of everyone who genuinely wants to build a good society rather than one that facilitates the aggrandizement of a privileged elite who knowingly gain from the insecurities of others. Wanting others to have what you want takes courage. That is what basic income is about.

as modern portfolio theory. MPT, invented in the 1950s, was a technique to build an investment portfolio by examining the past returns and volatility of disparate asset classes. The trick was to split money among investments that don’t necessarily correlate, or move together, to avoid the chance that any one market event could cause calamity.

One asset every leader, shouldn't risk anything to lose at all cost, is team confidence.

They’re building an asset that has nothing to do with brand and everything to do with their relationship with you.

Amazon appears to be building a permission asset, not a brand asset.

Build intangible assets alongside tangible financial assets in leadership.

When you embrace the mindset of an asset builder, you embark on a transformative journey towards building a life where money and time are no longer synonymous.

What's a City/NGO-sponsored Neighborhood Summit, you ask? It's a trumped-up group of hand-picked 'neighborhood leaders' who have been instructed in Asset Based Community Development and the Delphi Technique. Their goal? To create neighborhood associations that are managed and manipulated by facilitators who have learned 'consensus building' and are using it to further the (United Nations's Agenda 21) plans.

Your social media page and profile is actually the property of the social network. So, spending huge amounts of time and money building up a profile and audience on these networks ends up building up their assets rather than your own. My preference, as much as possible, is to build and own my own marketing assets, such as websites, blogs, email lists and so on. I then use social media simply as a way to drive traffic to these marketing assets.

Delaying giving as a strategy for future kingdom building is risky. We could hold on to assets out of fear of letting go or unwillingness to surrender control to the Lord. As long as money lies within our grasp, there's not only the danger that we'll lose the assets, but also that we'll change our minds or be seduced by the status, prestige, and recognition of controlling (or having our name attached to the distribution of) what belongs to God.

The key to true wealth is putting your money to work for you. Practically speaking, that means spending money on income-producing assets that will supply cash and continue to grow in value over time. The most common assets used to build wealth include: • Stocks • Bonds • Real estate

Consider what about you makes you valuable as a friend, and whenever you're in a new social situation, think about which of your assets will most be appreciated by that group and work on conveying them. Do it early in the interaction and then move on to getting to know everyone else.

Consider what about you makes you valuable as a friend, and whenever you're in a new social situation, think about which of your assets will most be appreciated by that group and work on conveying them. Do it early in the interaction and then move on to getting to know everyone else.    

We had better want the consequences of what we believe or disbelieve, because the consequences will come! . . . But how can a society set priorities if there are no basic standards? Are we to make our calculations using only the arithmetic of appetite? . . . The basic strands which have bound us together socially have begun to fray, and some of them have snapped. Even more pressure is then placed upon the remaining strands. The fact that the giving way is gradual will not prevent it from becoming total. . . . Given the tremendous asset that the family is, we must do all we can within constitutional constraints to protect it from predatory things like homosexuality and pornography. . . . Our whole republic rests upon the notion of “obedience to the unenforceable,” upon a tremendous emphasis on inner controls through self-discipline. . . . Different beliefs do make for different behaviors; what we think does affect our actions; concepts do have consequences. . . . Once society loses its capacity to declare that some things are wrong per se, then it finds itself forever building temporary defenses, revising rationales, drawing new lines—but forever falling back and losing its nerve. A society which permits anything will eventually lose everything! Take away a consciousness of eternity and see how differently time is spent. Take away an acknowledgement of divine design in the structure of life and then watch the mindless scurrying to redesign human systems to make life pain-free and pleasure-filled. Take away regard for the divinity in one’s neighbor, and watch the drop in our regard for his property. Take away basic moral standards and observe how quickly tolerance changes into permissiveness. Take away the sacred sense of belonging to a family or community, and observe how quickly citizens cease to care for big cities. Those of us who are business-oriented are quick to look for the bottom line in our endeavors. In the case of a value-free society, the bottom line is clear—the costs are prohibitive! A value-free society eventually imprisons its inhabitants. It also ends up doing indirectly what most of its inhabitants would never have agreed to do directly—at least initially. Can we turn such trends around? There is still a wealth of wisdom in the people of this good land, even though such wisdom is often mute and in search of leadership. People can often feel in their bones the wrongness of things, long before pollsters pick up such attitudes or before such attitudes are expressed in the ballot box. But it will take leadership and articulate assertion of basic values in all places and in personal behavior to back up such assertions. Even then, time and the tides are against us, so that courage will be a key ingredient. It will take the same kind of spunk the Spartans displayed at Thermopylae when they tenaciously held a small mountain pass against overwhelming numbers of Persians. The Persians could not dislodge the Spartans and sent emissaries forward to threaten what would happen if the Spartans did not surrender. The Spartans were told that if they did not give up, the Persians had so many archers in their army that they would darken the skies with their arrows. The Spartans said simply: “So much the better, we will fight in the shade!

keep your asset column strong. Once a dollar goes into it, never let it come out. Think of it this way: Once a dollar goes into your asset column, it becomes your employee. The best thing about money is that it works 24 hours a day and can work for generations. Keep your day job, be a great hardworking employee, but keep building that asset column.

if the strategy is a long–short dollar-neutral strategy (i.e., the portfolio holds long and short positions with equal capital), then 10 percent is quite a good return, because then the benchmark of comparison is not the market index, but a riskless asset such as the yield of the three-month US Treasury bill (which at the time of this writing is just about zero percent).

The benefit of capturing the entire return of each asset class through low-cost index funds is that, in addition to the positive impact it will have on your financial wealth over the decades (quite possibly to the tune of hundreds of thousands of dollars, as we will find out in chapter 4), it is certain to have a profound influence on your emotional health as well.   Never

The logic of economic reform, the struggle for Soviet assets, the realities of power and state-building pushed the Yeltsin government to get rid of Gorbachev. Other factors, above all economic interdependence and the fear of an uncontrollable break-up, and the need for recognition and legitimacy from the United States and Western Europe, forced Yeltsin to keep the Union afloat.

I do not believe in the power of brand names or in emulating any of the brand name investors out there. It is a fact that all—if not at least most—of the biggest names in American finance and industry out there today have proven after the 2008 crisis to be some of the most incompetent people there are. Starting with the untouchable Goldman Sachs, who was bailed out by over $5 billion from Warren Buffett, to AIG and Citibank, who were bailed out by the hundreds of billions of dollars from the Troubled Asset Relief Program (TARP), having a name and a history does not make you the brightest and the best. All it takes is one nincompoop with a huge ego or a board of directors who think they are smarter than everyone else to destroy what has taken generations to build.

The North London suburbs were a vacuum for identity. It was as beige as the plush carpets that adorned its every home. There was no art, no culture, no old buildings, no parks, no independent shops or restaurants...The only form of expression was through the spending of money on homogenized assets -- conservatories, kitchen extensions, cars with built in satnav, all-inclusive holidays to Majorca.

Once the habit is ingrained and you become the starter, the center of the circle, you will find more and more things to notice, to instigate, and to initiate. Momentum builds and you get better at generating it. If you go to bed at night knowing that people are expecting you to initiate things all day the next day, you’ll wake up with a list. And as you create a culture of people who are always seeking to connect and improve and poke, the bar gets raised. What might be considered a board-level decision at one of your competitors’ companies gets done as a matter of course. What might be reserved for a manager’s intervention gets handled at the customer level, saving you time and money (and generating customer joy). This incredibly prosaic idea, the very simple act of initiating, is actually profoundly transformative. Forward motion is a defensible business asset.

They’re accustomed to putting others in the limelight and worry that they’ll get a swelled head if they recognize their own strengths. However, it’s crucial to know what your assets are and be able to articulate them. It provides self-validation and allows you to feel good about what you bring to the world. This self-recognition builds energy and positivity. While modesty and humility can help you keep things in perspective, they shouldn’t prevent you from knowing your best qualities.

The truly unexpected response to the first edition of the book gave me the courage to expand the lessons to include more about the art of recovery from disruption, to explore more deeply things like how we can develop the assets that truly sustain us through life's inevitable suffering and heartache, what lends us resilience when we face hard times, and what allows us to renew ourselves after a setback so we can keep moving forward as we forge the life we want - even if it doesn't look the way we once thought it would.

When we talk about building wealth, we ought to refer to one’s entire net worth, meaning the sum of savings and total assets, minus all debt. If you have $50,000 in your TSP and in other savings accounts, but owe $50,000 on credit cards, a car or two, and student loans, have you really built up any “wealth”? While you have saved up a tidy sum in the TSP and in savings accounts, since you owe so much to creditors, your total net worth in this scenario is actually zero.* Consider also that, instead of receiving interest and dividend payments in the TSP, each of your debts is charging you interest—and in many cases considerable interest.

the front doors. Flashbulbs flashed. A roar rose up from the crowd at the sign of fresh activity. Then Rainie caught a new sound—the faint beating of helicopters bearing down upon them. The medevac choppers had finally arrived to carry the wounded away. And Rainie couldn’t help thinking that it would be much later before the ME’s office came for the bodies.           Officer Luke Hayes was thirty-six years old, balding, and shorter than most women. His trim build, however, was a compact one hundred fifty pounds that turned many ladies’ heads and became useful in a fight. In Rainie’s opinion, however, Luke’s biggest asset was his steely blue eyes. She

Identity capital is our collection of personal assets. It is the repertoire of individual resources that we assemble over time. These are the investments we make in ourselves, the things we do well enough, or long enough, that they become a part of who we are. Some identity capital goes on a resume, such as degrees, jobs, test scores, and clubs. Other identity capital is more personal, such as how we speak, where we are from, how we solve problems, how we look. Identity capital is how we build ourselves--bit by bit, over time. Most important, identity capital is what we bring to the adult marketplace. It is the currency we use to metaphorically purchase jobs and relationships and other things we want.

So, if you are predominantly a producer of intangible assets (writing software, doing design, producing research) you probably want to build an organization that allows information to flow, help serendipitous interactions, and keeps the key talent. That probably means allowing more autonomy, fewer targets, and more access to the boss, even if that is at the cost of influence activities. This seems to describe the types of autonomous organizations that the earlier writers, like Charles Leadbeater, had in mind. And it also seems to describe the increasing importance of systemic innovators. Such innovators are not inventors of single, isolated inventions. Rather, their role is to coordinate the synergies that successfully bring such an innovation to market.

Blackstone, which is both the world’s largest private equity firm and the nation’s largest landlord, is explicit about how America’s affordable-housing crisis benefits its shareholders: “a structural shortage of housing has resulted in pricing power for rental housing assets,” it wrote in a 2023 letter touting its growing investor returns. The firm has also poured millions of dollars into fighting ballot measures designed to expand rent-control protection in California. In 2019, a United Nations committee labeled Blackstone’s involvement in the housing industry a human rights concern, writing in a letter to CEO Stephen Schwarzman that the firm was “having deleterious effects on the right to housing” through buying up houses and apartment buildings and opposing regulation.

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History favors the bold. Compensation favors the meek. As a Fortune 500 company CEO, you’re better off taking the path often traveled and staying the course. Big companies may have more assets to innovate with, but they rarely take big risks or innovate at the cost of cannibalizing a current business. Neither would they chance alienating suppliers or investors. They play not to lose, and shareholders reward them for it—until those shareholders walk and buy Amazon stock. Most boards ask management: “How can we build the greatest advantage for the least amount of capital/investment?” Amazon reverses the question: “What can we do that gives us an advantage that’s hugely expensive, and that no one else can afford?” Why? Because Amazon has access to capital with lower return expectations than peers. Reducing shipping times from two days to one day? That will require billions. Amazon will have to build smart warehouses near cities, where real estate and labor are expensive. By any conventional measure, it would be a huge investment for a marginal return. But for Amazon, it’s all kinds of perfect. Why? Because Macy’s, Sears, and Walmart can’t afford to spend billions getting the delivery times of their relatively small online businesses down from two days to one. Consumers love it, and competitors stand flaccid on the sidelines. In 2015, Amazon spent $7 billion on shipping fees, a net shipping loss of $5 billion, and overall profits of $2.4 billion. Crazy, no? No. Amazon is going underwater with the world’s largest oxygen tank, forcing other retailers to follow it, match its prices, and deal with changed customer delivery expectations. The difference is other retailers have just the air in their lungs and are drowning. Amazon will surface and have the ocean of retail largely to itself.

The harsh truth is that the most important driver in the growth of your assets is how much you save, and saving requires discipline. Without a regular savings program, it doesn’t matter if you make 5 percent, 10 percent, or even 15 percent on your investment funds. The single most important thing you can do to achieve financial security is to begin a regular savings program and to start it as early as possible. The only reliable route to a comfortable retirement is to build up a nest egg slowly and steadily. Yet few people follow this basic rule, and the savings of the typical American family are woefully inadequate. It is critically important to start saving now. Every year you put off investing makes your ultimate retirement goals more difficult to achieve. Trust in time rather than in timing. As a sign in the window of a bank put it, little by little you can safely stock up a strong reserve here, but not until you start.

If your kids are consumers, which most of us raise our kids to be, because our culture raises us to be, then [passing inherited wealth] is a bad idea. We consume and eat and fill ourselves with every technological, sexual, cultural, societal, and emotional pleasure possible. That is the goal of life. And if that's our way of life, then yes, it's a horrible idea to give someone an asset, simply for them to consume and destroy it... In business, passing assets is seen in the opposite way. This is how you build really strong companies. Some of the strongest companies in the world have collected and built and expanded resources every generation. So why is it seen as a bad idea in families? Here's why: business still center themselves around mission, whereas modern families are built around consumption. When mission is the focus, then building to pass something on is the goal. And a great idea.... If you believe we are primarily meant to consume things, then resources become a burden - as they will only stuff that person with more and more. If you believe we are meant to produce things and steward things, then more resources should mean more mission and multiplication of what you're already doing.

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Buy Twitter Accounts — A Practical Guide for Buyers (2025) Introduction Buying Twitter accounts is a growing practice for individuals, small businesses, and marketers who want to accelerate their social presence, jump-start a campaign, or access an account with an established audience. Whether you need an account with followers, a verified badge, or niche-specific traction, purchasing a pre-built account can save months of work. But it’s not all sunshine — there are real risks, platform policies to consider, and essential safety checks to perform. This guide walks you through why people buy Twitter accounts, how to pick a reputable seller, what to verify before and after purchase, price expectations, and practical tips so your purchase becomes a long-term asset rather than a liability. Telegram: @accforusa WhatsApp: +1(610)487-4544 What does “buy Twitter accounts” actually mean? When someone says they want to “buy Twitter accounts,” they usually mean purchasing an existing Twitter handle that already has followers, engagement history, and sometimes a verified status. Sellers may offer a range of options: brand-new accounts with high follower counts obtained through organic growth, niche accounts centered on a topic (tech, fashion, crypto), or legacy accounts with older creation dates. Some packages include login credentials, associated email access, and handover support. Buyers typically want an immediate audience or a username that matches their brand. It’s important to understand that buying a Twitter account is a transfer of online access from one person to another — and that involves both business opportunity and risk. Treat it like buying any digital asset: due diligence matters. Why people buy Twitter accounts — real benefits There are several reasons buyers choose pre-built Twitter accounts rather than growing accounts from scratch. Time is the most common one: a pre-existing account delivers followers and engagement immediately, which helps launch marketing campaigns, affiliate promotions, or product drops faster. Businesses may buy accounts to gain presence in a specific niche where building trust would otherwise take months. Influencers sometimes buy handles with clean reputations and stable follower bases to rebrand quickly. For brands expanding into new regions, a local account with an audience in that market can be invaluable. When sourced properly, a purchased account can act as a shortcut to visibility — but those benefits are only realized if the transfer is handled carefully and ethically. Are bought Twitter accounts safe and legal? Buying a Twitter account is not inherently illegal in most jurisdictions, but it often violates the platform’s terms of service. Twitter’s policies discourage or prohibit account sales in certain circumstances (for example, selling accounts that impersonate others or are used to bypass bans). This means a purchased account could be subject to suspension if Twitter detects rule violations. Safety-wise, the main concerns are fraud, stolen credentials, fake followers, and sellers who disappear after transferring access. The safest path is to buy from reputable sellers who document the account’s history, provide associated email access, and offer post-sale support or guarantees. Always balance the business benefit against the risk of platform enforcement and prioritize transparency with any future audience. How to choose a reputable seller Choosing a reputable seller is the single most important decision you’ll make. Look for sellers with verifiable track records: long-standing websites, reviews on independent forums, reputation across marketplaces, and clear return or refund policies. A reliable seller will provide proof of analytics (growth over time), evidence the followers are real and engaged (not bots), and will transfer the associated email and security details securely. Ask whether the seller offers a warran

Email Marketing 2025 Guide to Buy Old Gmail Accounts in 2025 Discover the 2025 guide to buying old Gmail accounts for effective email marketing. Learn safe practices, trusted platforms, and proven benefits for better deliverability and growth. usaallhub provides valuable insights that help marketers build credibility, ensuring long-term success with authentic Gmail accounts and ethical campaign strategies. ✅Contact For More Information ✅Email:usaallhub@gmail.com ✅Telegram:@usaallhub ✅WhatsApp:+1 (508) 402-5077 Introduction to Email Marketing 2025 Email marketing in 2025 continues to be one of the most powerful digital tools for reaching potential audiences effectively. With advanced automation, AI-driven segmentation, and improved deliverability systems, businesses can connect with users in more personalized ways that build trust and increase conversion rates. The practice of buying old Gmail accounts helps enhance campaign reach and stability. These accounts often hold credibility within email platforms, ensuring smoother delivery and less spam filtration. Understanding this process is essential for digital marketers seeking consistent growth through modern email systems. ________________________________________ 2. Why Buying Old Gmail Accounts Matters for Email Marketing In 2025, successful email marketing relies heavily on account reputation. Older Gmail accounts often carry established histories, making them more reliable for sending large-scale campaigns without restrictions. This stability improves message visibility and helps maintain professional communication. By focusing on strategic buying, marketers ensure that their outreach is seamless and trusted. It allows email platforms to recognize legitimate engagement, boosting both sender reputation and customer confidence in digital promotions. ________________________________________ 3. Key Benefits of Old Gmail Accounts for Campaign Success Old Gmail accounts bring multiple advantages to marketing campaigns. Their existing credibility increases inbox delivery, reduces bounce rates, and enhances brand authenticity. Campaigns sent from established accounts are less likely to face verification delays or platform limitations. Through buying authentic accounts, marketers can operate with higher efficiency and consistency. This approach not only saves time but also contributes to better analytics, as results remain stable and measurable across different marketing stages. ________________________________________ 4. How to Buy Old Gmail Accounts Safely in 2025 Safety in buying digital assets like Gmail accounts starts with choosing verified vendors. Reputed platforms ensure accounts are genuine, well-maintained, and compatible with business communication tools. Each purchase should include details like age verification and recovery assurance. The process must prioritize ethical acquisition. When done properly, it supports long-term marketing goals and helps maintain data integrity. Reliable transactions secure consistent campaign flow, essential for growing enterprises in 2025. ________________________________________ 5. Top Features to Check Before Buying Old Gmail Accounts Before acquiring old Gmail accounts, marketers should review essential factors such as account age, recovery options, and activity record. A well-maintained account guarantees higher trust from email systems and improved engagement rates. Checking for verified access and clean usage history ensures that marketing strategies remain smooth. A good account base directly impacts message success, audience targeting, and overall campaign results. ________________________________________ 6. Best Practices for Using Old Gmail Accounts in Email Marketing Once old Gmail accounts are acquired, marketers should follow ethical emailing practices. Regularly updating passwords, enabling two-factor authentication, and monitoring activity logs strengthen overall

After all, people are an organization’s #1 asset, but so often that is not how organizations operate.

Sheikh Zayed al Nahyan, who had ruled Abu Dhabi beginning in 1966 and was the founder of the United Arab Emirates in 1971, would warn that the emirate could not always depend on oil. With that in mind, he had established ADIA—the Abu Dhabi Investment Authority—considered today the second largest sovereign wealth fund in the world, with assets publicly estimated at over $800 billion. His son, Mohammed bin Zayed, became crown prince in 2004. He catalyzed the drive to broaden the economy. “In 50 years, when we might have the last barrel of oil,” he said, “when it is shipped abroad, will we be sad? If we are investing today in the right sectors, I can tell you we will celebrate.” One initiative was Mubadala, a second sovereign wealth fund, with about $230 billion under management, which tilts toward building and investing in companies both in Abu Dhabi and internationally.

Masters’s focus for blockchain technology in financial services is on private blockchains, which are very different from Bitcoin’s blockchain. Pivotal to the current conversation, private blockchains don’t need native assets. Since access to the network is tightly controlled—largely maintaining security through exclusivity—the role of computers supporting the blockchain is different.15 Since these computers don’t have to worry about attack from the outside—they are operating behind a firewall and collaborating with known entities—it removes the need for a native asset that incentivizes the build-out of a robust network of miners.

On the other hand, for Bitcoin to incentivize a self-selecting group of global volunteers, known as miners, to deploy capital into the mining machines that validate and secure bitcoin transactions, there needs to be a native asset that can be paid out to the miners for their work. The native asset builds out support for the service from the bottom up in a truly decentralized manner.

We often work with business owners who, out of comfort, expedience or simply ignorance, choose the wrong person for the job. For example, an owner might make their top-performing salesperson sales manager in spite of that employee lacking the skills to manage a team. This seldom ends well for anyone.

The basic premise of 1031 exchanges is the asset swap: you’re essentially trading one asset for another. To qualify here, the assets have to be real estate and be “like-kind.” Here are some examples of real estate assets that you could swap and benefit from the 1031 rules: • Single-family rental property • Multi-family rental property • Apartment building • Office building • Strip mall • Self-storage facility • Hotel • Raw land

Relationships are everyone’s most important asset. At the end of the day, people do business with people.

Ants aren’t smart,” Gordon says. “Ant colonies are.” A colony can solve problems unthinkable for individual ants, such as finding the shortest path to the best food source, allocating workers to different tasks, or defending a territory from neighbors. As individuals, ants might be tiny dummies, but as colonies they respond quickly and effectively to their environment. …

One really wants to prevent excessive build-up of assets and people during the exploitation phase, because these will create barriers to moving on to the next advantage.

Awkwardness isn't a weakness to fix. It's your greatest asset for professional and personal growth.

These were the men who made deals with desperate industrialists to provide transportation for the goods stalled in their warehouses—or, failing to obtain the percentage demanded, made deals to purchase the goods, when the factory closed, at the bankruptcy sale, at ten cents on the dollar, and to speed the goods away in freight cars suddenly available, away to markets where dealers of the same kind were ready for the kill. There were the men who hovered over factories, waiting for the last breath of a furnace, to pounce upon the equipment—and over desolate sidings, to pounce upon the freight cars of undelivered goods—these were a new biological species, the hit-and-run businessmen, who did not stay in any line of business longer than the span of one deal, who had no payrolls to meet, no overhead to carry, no real estate to own, no equipment to build, whose only asset and sole investment consisted of an item known as “friendship.” These were the men whom official speeches described as “the progressive businessmen of our dynamic age,” but whom people called “the pull peddlers”—the species included many breeds, those of “transportation pull,” and of “steel pull” and “oil pull” and “wage-raise pull” and “suspended sentence pull”—men who were dynamic, who kept darting all over the country while no one else could move, men who were active and mindless, active, not like animals, but like that which breeds, feeds and moves upon the stillness of a corpse.

can’t explain it. Just as I never learned their true reasons for selling Nest, I never heard an explanation for why they decided to keep it. Maybe the fact that Amazon was interested made Larry realize that Nest was a valuable asset after all. Maybe it was all an elaborate game of chicken to get me to toe the line and cut costs. Maybe they never had a real plan to begin with and this all happened because of some exec’s casual whim. You’d be surprised how often that’s the reason behind major changes.

Graham’s criterion of financial strength still works: If you build a diversified basket of stocks whose current assets are at least double their current liabilities, and whose long-term debt does not exceed working capital, you should end up with a group of conservatively financed companies with plenty of staying power.

Whether you realize it or not, you’re already an investor. Your money is having an impact somewhere, somehow. This is true even if all you have is a savings account. Every entity in which you save or invest your money is using your assets for some purpose. The question is whether this supports the things you value—or undermines them.

One such way is Section 1031 of the Internal Revenue Code, which allows a seller to delay paying taxes on a piece of real estate that is sold for a capital gain through an exchange for a more expensive piece of real estate. As long as you keep trading up in value, you won’t be taxed on the gains until you liquidate. Those who don’t take advantage of these savings are missing a chance to build their asset column.

Commercial property insurance protects your assets in the event that they are stolen, damaged, or destroyed in a fire or natural disaster. We’ll partner with you to design insurance coverage that will protect your company’s property. It’s worth exploring the options available to you with a business property insurance policy, as they may cover risks you hadn’t thought of. For example, some policies protect against the additional costs you face if rebuilding a damaged business facility means no longer being exempt from local building codes. Other points to check include whether a policy covers the cost of removing debris before reconstruction begins, as well as whether the business property is covered against weather event damage while being rebuilt. Commercial property insurance is a great way to ensure that your business’ location and assets, as well as your income, are protected. Have questions? We’re happy to help! Write By- "JMW Insurance Solution

To successfully pay yourself first, keep the following in mind: 1.​Don’t get into large debt positions that you have to pay for. Keep your expenses low. Build up assets first. Then buy the big house or nice car. Being stuck in the Rat Race is not intelligent. 2.​When you come up short, let the pressure build and don’t dip into your savings or investments. Use the pressure to inspire your financial genius to come up with new ways of making more money, and then pay your bills. You will have increased your ability to make more money as well as your financial intelligence.

This book asks quite a lot of you in your quest to be fit and fierce. Twelve minutes of exercise, though astoundingly short in terms of the benefits they provide, is still not trivial. You are swinging a heavy weight for dozens, even hundreds of times a day. There had better be a pretty good reason why. There is! The kettlebell swing, with its mix of cardiovascular effort and fat-burning, muscle-building, strength-training may well be the best single exercise! Your kettlebell swings reward you, per swing, and per minute: • You look better! Fat loss, muscle tuning, body shaping, booty toning and posture improvement benefit your appearance, just as they improve your endurance, strength and health. • Your body is reshaped rapidly and muscles strengthened by your swings. Flab on your arms is replaced by functional muscle. Flabby thighs become sleek. • Your training makes you smarter. Well, at least helps you think better. Your swings flood your brain with fresh, oxygenated blood and top it off with a dose of testosterone. • Your general physical abilities improve markedly. You are better able to move, to carry things, to pick up kids, to play sports, to make love, to respond to emergencies with strength and endurance. • Your swings help your posture, allowing you to stand tall. The posterior chain, so well worked with kettlebell swings, includes the key posture muscles. • Your training makes your butt look smaller! Actually your butt becomes shapelier, as the gluteal muscles in the buttocks are key lifters of the kettlebell. You strengthen and shape you entire posterior chain. This focused exercise lifts, firms, tightens and highlights these assets. Each swing makes your butt look better! • The kettlebell swing may be the most effective single exercise for your heart. Swinging the weight rapidly brings your heart into the training zone.

Following is a sample list of some points you will want to include in your business plan. These can all be organized in a very professional manner in a notebook that includes tabs. • Executive summary. Include a one- or two-page summary of your plan. • Mission statement. Include one or two paragraphs that succinctly state your purpose. • Background. Present information about yourself and your experience. • Financial statement. List your assets, liabilities, and net worth. • Site location. Include a list of benefits, maps, and proximity to shopping and schools. • Demographics. Present information about the people living in the area (income, education, etc.). • Competitor analysis. Determine who your competitors are and present average rents and sales comparisons. • Marketing strategy. Define your target market (tenants, buyers, etc.). • Financial analysis. Include historical and pro forma operating statements. • Improvements. Define capital improvements to be made to the property. • Purchase agreement. Include your sales contract with the seller. • Exhibits. Include photographs of the property, tax returns, sample floor plans, and the like.

Economist Paul Rosenstein-Rodan has pointed to the “tremble factor” in understanding human motivation. “In the building practices of ancient Rome, when scaffolding was removed from a completed Roman arch, the Roman engineer stood beneath. If the arch came crashing down, he was the first to know. Thus his concern for the quality of the arch was intensely personal, and it is not surprising that so many Roman arches have survived.” Why should investing be any different? Money managers who invested their own assets in parallel with clients would quickly abandon their relative-performance orientation.

At Superior Roofing, we understand that your roof is one of the most important personal and financial decisions that you will make as a homeowner. Your home in Calgary or the surrounding area is more than a building - it is your fortress, sanctuary, gathering place, recreation center, home office, a source of pride and the place where your family's most important memories are made. It is also a valued financial asset. You need to protect your investment, and you want the exterior of your home to look great!

Andersen employees studied not only technical audit procedures, but also a personal code of conduct—a code so detailed that it included everything from the company dress code to required daily appearances in the “correct” business-lunch restaurants.

If a capability is straightforward to develop and doesn't require much effort or know-how to maintain, it should be simple to build organically on your own. If the asset or capability in question is harder to develop but easy to maintain, you might instead consider acquiring an outside business that has already developed it—incorporating their business into your own will save you valuable time. And finally, if you need an asset or capability that is difficult both to develop and to maintain, the best route is likely an ecosystem partnership. Bringing participant businesses with the necessary skills or assets into your ecosystem through a structured collaboration will give you the best of both worlds. You will have access to the capabilities you need without going through the trouble of having to develop or maintain them on your own.

Waking Up to Your Strengths It’s important for people to consciously appreciate their strengths. Unfortunately, the children of emotionally immature parents usually don’t develop much appreciation for their positive qualities because self-involved parents have little or no ability to reflect their children’s strengths. As a result, these children often feel a little embarrassed to think of themselves in terms of their most positive qualities. They’re accustomed to putting others in the limelight and worry that they’ll get a swelled head if they recognize their own strengths. However, it’s crucial to know what your assets are and be able to articulate them. It provides self-validation and allows you to feel good about what you bring to the world. This self-recognition builds energy and positivity. While modesty and humility can help you keep things in perspective,

Since time is your most valuable asset, it’s odd to spend it working with people who don’t envision any long-term future together. If you can’t count durable relationships among the fruits of your time at work, you haven’t invested your time well—even in purely financial terms.

concept, or learn from past experience. Knowledge assets can come from either the external world or your inner thoughts. External knowledge could include:

Resolve to throw off the influences of any unfortunate environment, and to build your own life to order. Taking inventory of mental assets and liabilities, you will discover that your greatest weakness is lack of self-confidence. This handicap can be surmounted, and timidity translated into courage, through the aid of the principle of autosuggestion. The application of this principle may be made through a simple arrangement of positive thought impulses stated in writing, memorized, and repeated, until they become a part of the working equipment of the subconscious faculty of your mind.

What are you trying to buy? Asset type? Size? Price? To determine the answer to the first question, do the following: Start with your own net worth. Add in friends and family. The total team net worth is your starting point. Choose a market. Consider travel time and expense. You must be able to be in your market to look at deals at least once a month. Determine the viability of your market. Job growth? Population growth? Get deal flow from the market. Real estate agents Find all commercial realty companies in the city. Get on all their mailing lists. Analyze deals online from realtors in the area. Call the realtors about their listings. Direct to owners Get lists of owners. Create a system to reach owners directly. Mail Text Cold calling Analyze deals. Income approach Income – Expenses = Net operating income Net operating income – Debt service = Cash flow Check with lenders for current terms on debt. What is the CoC return? Cap rate? Debt ratio? Comparable data Check the analyzed cap rate against cap rates in the area for similar properties. Check comparable sale prices. Comps should be close in size and age to the subject property. Comps should have similar amenities. Comps should be within a few miles of the subject property. Exit Hold and operate. Refinance. Sell or flip. Consider upcoming market conditions. Debt Check with lenders or a mortgage broker to determine the availability of loans for this type of property. What are the terms and conditions? Is this the information you used to analyze the deal originally? Make the offer. Use an LOI to submit the offer in writing. The LOI will summarize the main deal points. If your offer is less than 15 percent of the asking price, speak with the realtor before you submit the offer. Once the offer is accepted, send the LOI to your attorney and have them draft the purchase agreement. Draft the purchase and sale agreement. Now that you have a fully executed contract, the clock starts. Earnest money goes into escrow. Do your due diligence. Financial inspection Physical inspection Lease audit Begin your loan application. The lender will complete three inspections. Appraisal Environmental inspection Physical engineer inspection of the buildings Do your closing. The lender will wire the loan proceeds to the closing escrow. Wire your down payment funds to the closing escrow. You own a new property! Engage property management for takeover of operations.

Once values and a noble cause are set, tribal strategy involves three conversations. The first is “what we want,” or outcomes. The second is “what we have,” or assets. The third is “what we will do,” or behaviors. Many strategies go sideways by having two or even all three conversations at the same time—or skipping one of them completely. It’s imperative that the Tribal Leader keep these three discussions separate. Explorati’s original outcome was “we will have created a playable proof-of-concept demonstration that uses Improvisational Computing by July 2001.

It’s easy to fall into the trap of thinking competition is your worst enemy. But as you’ve read, it can be one of your greatest assets. You can build businesses out of competitors’ weaknesses. They’re also a gold mine of valuable data and can be used to create trust with your prospects and respect in your industry. So the next time you’re wondering how to beat the competition, remember what Michael Corleone said: “Keep your friends close and your enemies closer.” It’s advice worth keeping in mind.

Building your asset column doesn’t take hard math, but it does take courage and the right attitude toward failure.

the real wealth of a family is not financial. The primary assets are the family members and their unique talents, knowledge, and experience.

The most important behavior on your part involves dedicating a disproportionate share of your own time, attention, and discretionary resources to creating new business models. Existing businesses, and the leaders in charge of them, face little difficulty in articulating their needs, building a case for their support, and attracting people. Entrepreneurial initiatives, on the other hand, are usually seen as marginal or unimportant in their early stages. Unless you personally allocate to them disproportionate attention, disproportionate resources, and disproportionate talent, they will get squeezed by the existing business to the extent that they never have a chance to take off. Your challenge is to provide counterpressure to the inertial forces that lead your people to constantly attend to the demands of today’s business. [...] By disproportionate resources, we mean budget, access to operating capacity or operating assets, and, most vitally, the very best people. Ironically, these are the very resources that are highly desired by managers of the existing business, who are apt to hotly contest any other claim on them. Like the payment of disproportionate attention, the disproportionate allocation of resources to new business models has its costs. Every dollar and every hour of operations capacity allocated disproportionately to entrepreneurial initiatives is money and time denied the existing business. Disproportionate allocation must be a deliberate process, with commitment of resources being visibly recognized as a matter of strategic choice, not a struggle between long- and short-term goals. [...] Finally, you must be prepared for your organization’s top talent to work on entrepreneurial initiatives. This can create a painful dilemma. When top talent works on an entrepreneurial initiative, the current business is weakened accordingly. However, if only mediocre talent is assigned to the difficult task of new business development, the ventures are doomed. Furthermore, allowing ventures to be run by mediocre people sends an even stronger signal to the rest of the business about your real priorities. The smart people in the firm will recognize that business development is not truly a priority for you, and they will organize their own priorities accordingly. The message: If you don’t walk the talk, only the dumb people will listen.

The Tight Bubble of Total Focus is a metaphorical moat that you build around your assets of genius, so they not only stay strong—they increase. The five primary assets that all superproducers defend are mental focus, physical energy, personal willpower, original talent and daily time. Your bubble has a porous membrane that encircles it so that you decide what information, which people and the nature of the activities that enter your orbit. Anything negative, toxic and impure gets blocked at the gate. Essentially, this way of being in the world is your bulletproof defense system to reject any stimuli that would decry your greatness.

So I am not yet rich, but I am wealthy. I now have income generated from assets each month that fully cover my monthly expenses. If I want to increase my expenses, I first must increase my cash flow from assets to maintain this level of wealth. Take notice that it is at this point that I no longer am dependent on my wages. I have focused on and been successful in building an asset column that has made me financially independent. If I quit my job today, I would be able to cover my monthly expenses with the cash flow from my assets. My next goal would be to have the excess cash flow from my assets reinvested into the asset column. The more money that goes into my asset column, the more my asset column grows. The more my assets grow, the more my cash flow grows. And as long as I keep my expenses less than the cash flow from these assets, I will grow richer, with more and more income from sources other than my physical labor. As this reinvestment process continues, I am well on my way to being rich. The actual definition of rich is in the eye of the beholder. You can never be too rich. Just remember this simple observation: The rich buy assets. The poor only have expenses. The middle class buys liabilities they think are assets.

After every one of these profit frenzies come the promises: next time, there will be firm laws in place before a country's assets are sold off, and the entire process will be watched over by eagle-eyed regulators and investigators with unimpeachable ethics. Next time there will be "institution building" before privatization (to use the post-Russia parlance). But calling for law and order after the profits have all been moved offshore is really just a way of legalizing the theft ex post facto, much as the European colonizers locked in their land grabs with treaties. Lawlessness on the frontier, as Adam Smith understood, is not the problem but the point, as much a part of the game as the contrite hand-wringing and pledges to do better next time.

Some research has been done on a concept called ambiversion.4 Similar to ambidextrous people who use either hand to write, ambiverts tend to shift between introversion and extroversion. An example is salespeople who must listen deeply (an introvert strength) and also be able to talk enthusiastically about their products (an extrovert strength). We all have many different assets. It comes down to a matter of degree in how we use them.

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The Lost Estate is more than just a guide to financial planning—it’s a call to action for African-American and Hispanic families to take control of their legacy. This book empowers readers with the tools to protect their assets and build generational wealth for future generations.

To build brand assets, focus on three key areas: the philosophy, the identity and the ambassadors of the brand.

Well, if they want to play dirty, ma’am, two can play that game, and you just so happen to have the federal government on your side. If you have a list of who these people are, we can build a secret case of sedition and blackmail against them via the NSA, then rope in the IRS to identify their financial assets and then have the DoJ prepare the charges in secret so if such a threat were ever to materialize against you, we can have them picked up by the Secret Service and the DoJ can quietly present them with the case we’ve built against them. They’ll be given two choices—back down and continue to support you unabashedly, or the charges will be announced in the morning, leaving them enough time to settle their affairs, if you know what I mean.” Blain made a pistol motion with his hand to his head.