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Several years ago I was lecturing in British Columbia. Dr [Simon] Wessely was speaking and he gave a thoroughly enjoyable lecture on M.E. and CFS. He had the hundreds of staff physicians laughing themselves silly over the invented griefs of the M.E. and CFS patients who according to Dr Wessely had no physical illness what so ever but a lot of misguided imagination. I was appalled at his sheer effectiveness, the amazing control he had over the minds of the staid physicians….His message was very clear and very simple. If I can paraphrase him: “M.E. and CFS are non-existent illnesses with no pathology what-so-ever. There is no reason why they all cannot return to work tomorrow. The next morning I left by car with my crew and arrived in Kelowna British Columbia that afternoon. We were staying at a patient’s house who had severe M.E. with dysautanomia and was for all purposes bed ridden or house bound most of the day. That morning she had received a phone call from her insurance company in Toronto. (Toronto is approximately 2742 miles from Vancouver). The insurance call was as follows and again I paraphrase: “Physicians at a University of British Columbia University have demonstrated that there is no pathological or physiological basis for M.E. or CFS. Your disability benefits have been stopped as of this month. You will have to pay back the funds we have sent you previously. We will contact you shortly with the exact amount you owe us”. That night I spoke to several patients or their spouses came up to me and told me they had received the same message. They were in understandable fear. What is important about this story is that at that meeting it was only Dr Wessely who was speaking out against M.E. and CFS and how … were the insurance companies in Toronto and elsewhere able to obtain this information and get back to the patients within a 24 hour period if Simon Wessely was not working for the insurance industry… I understand that it was also the insurance industry who paid for Dr Wessely’s trip to Vancouver.
Byron Hyde
When Mom says “bong,” she means her nebulizer. It turns water into vapor, and she huffs it all day like a singer breathing hot mist before a performance. Except Mom’s machine is handheld. I’m surprised she doesn’t carry it in a gun sling. But my mom is not just inhaling water. “Let’s get some colloidal silver in those lungs,” she says. Second to prayer, colloidal silver is Mom’s insurance policy on life. She makes her own, soaking two silver rods in a glass vat of water that sits next to her kitchen sink. I’ll let her explain it. This is from one of her emails telling me how to live forever: “I use distilled water and 99% pure silver rods. The rods are connected to a positive and negative charge (think of a jumper cable for your car) and they are immersed in the distilled water. Some people leave the rods in the water 2–4 hours. I leave mine in for 8–12 hours so my silver water is extra strength and powerful…I drink ¼ cup colloidal silver in a glass of water before bed, and have for years and years. RARELY am I ever sick. I take a bottle of colloidal silver on every trip (especially overseas) in case I pick up a stomach bug or am around anyone who is sick. I use it on wounds, use it for pink eye, ear infections, the flu, and more because it kills over 600 viruses and most bacteria, including MRSA. There are also studies that show the benefits of colloidal silver against cancer.” Every time I’m home, she gives me a bottle of the stuff to take back to Los Angeles. I, like a good millennial, googled its effectiveness. The scientific establishment seems to believe that colloidal silver does approximately nothing good, and in large quantities, some bad. Perhaps you’ve seen the viral meme of the old blue man? He consumed so much colloidal silver that his skin dyed blue from the inside. He looks like a Smurf with a white beard. Well, he looked like a Smurf. He’s dead. Maybe from something common like heart failure, but… When I told my mother this, she wouldn’t hear it. “I know it works. I’ve been using it for years. I don’t care what those articles say. I’ve read hundreds of articles about it.
Jedidiah Jenkins (Mother, Nature: A 5,000-Mile Journey to Discover if a Mother and Son Can Survive Their Differences)
Behavioral scientists who have conducted studies have discovered that people remember pictures better than they do words most of the time.115 They call this tendency the “picture superiority effect.” Tim points out, “Post-modern society is a world saturated with data. People process approximately one thousand messages a day, digitally and personally. The only hope we have of our message sticking is to insure it contains pictures.”116 The more visual you are, the more memorable you are.
John C. Maxwell (The 16 Undeniable Laws of Communication: Apply Them and Make the Most of Your Message)
HMOs have been so successful that they now occupy a dominant position in the market for health care in the United States. Approximately forty-five million Americans are uninsured. Of the remainder, about half are enrolled in some type of HMO. Most others receive some sort of managed care plan. Less than 10 per cent of Americans still have classic fee-for-service private health insurance (down from more than 70 per cent in the late ’80s). So even though many people equate HMOs with private health care, these sorts of corporations exist only because of the failure of private markets to supply appropriate health care. HMOs succeed precisely because they are more efficient than insurance markets. There should be no illusions about the character of these organizations—they are giant bureaucracies. The largest of them, Kaiser Permanente, employs over eleven thousand physicians and has more than six million subscribers in the state of California alone. This makes Kaiser larger than most of the government-run health care systems in Canada. And while the Canadian system is extremely decentralized, Kaiser Permanente is a single, vertically integrated corporation.
Joseph Heath (The Efficient Society: Why Canada Is As Close To Utopia As It Gets)
Castine is a quiet town with a population of about 1,500 people in Western Hancock County, Maine, named after John Hancock, when Maine was a part of the Commonwealth of Massachusetts. He was the famous statesman, merchant and smuggler who signed the “Declaration of Independence” with a signature large enough so that the English monarch, King George, could read it without glasses. Every child in New England knows that John Hancock was a prominent activist and patriot during the colonial history of the United States and not just the name of a well-known Insurance Company. Just below the earthen remains of Fort George, on both sides of Pleasant Street, lays the campus of Maine Maritime Academy. Prior to World War II, this location was the home of the Eastern State Normal School, whose purpose was to train grade school teachers. Maine Maritime Academy has significantly grown over the years and is now a four-year college that graduates officers and engineers for the United States Merchant Marine, as well as educating students in marine-related industries such as yacht and small craft management. Bachelor Degrees are offered in Engineering, International Business and Logistics, Marine Transportation, and Ocean Studies. Graduate studies are offered in Global Logistics and Maritime Management, as well as in International Logistics Management. Presently there are approximately 1,030 students enrolled at the Academy. Maine Maritime Academy's ranking was 7th in the 2016 edition of Best Northern Regional Colleges by U.S. News and World Report. The school was named the Number One public college in the United States by Money Magazine. Photo Caption: Castine, Maine
Hank Bracker
Anger provides the No. 1 difference between a fist-fight and a boxing bout. Anger is an unwelcome guest in any department of boxing. From the first time a chap draws on gloves as a beginner, he is taught to "keep his temper"-never to "lose his head." When a boxer gives way to anger, he becomes a "natural" fighter who tosses science into the bucket. When that occurs in the amateur or professional ring, the lost-head fighter leaves himself open and becomes an easy target for a sharpshooting opponent. Because an angry fighter usually is a helpless fighter in the ring, many prominent professionals-like Abe Attell and the late Kid McCoy- tried to taunt fiery opponents into losing their heads and "opening up." Anger rarely flares in a boxing match. Different, indeed, is the mental condition governing a fist-fight. In that brand of combat, anger invariably is the fuel propelling one or both contestants. And when an angry, berserk chap is whaling away in a fist-fight, he usually forgets all about rules-if he ever knew any. That brings us to difference No. 2: THE REFEREE ENFORCES THE RULES IN A BOXING MATCH; BUT THERE ARE NO OFFICIALS AT A FIST-FIGHT. Since a fist-fight has no supervision, it can develop into a roughhouse affair in which anything goes. There's no one to prevent low blows, butting, kicking, eye-gouging, biting and strangling. When angry fighters fall into a clinch, there's no one to separate them. Wrestling often ensues. A fellow may be thrown to earth, floor, or pavement. He can be hammered when down, or even be "given the boots"- kicked in the faceunless some humane bystander interferes. And you can't count on bystanders. A third difference is this: A FIST-FIGHT IS NOT PRECEDED BY MATCHMAKING. In boxing, matches are made according to weights and comparative abilities. For example, if you're an amateur or professional lightweight boxer, you'll probably be paired off against a chap of approximately your poundage-one who weighs between 126 and 135 pounds. And you'll generally be matched with a fellow whose ability is rated about on a par with your own, to insure an interesting bout and to prevent injury to either. If you boast only nine professional fights, there's little danger of your being tossed in with a top-flighter or a champion.
Jack Dempsey (Toledo arts: championship fighting and agressive defence (Martial arts))
In 2005, nonprofits employed 12.9 million people, approximately 9.7% of the U.S. economy, and they employed more people than the construction (7.3 million), finance and insurance (5.8 million), and real estate (2.0 million) sectors.
Darian Rodriguez Heyman (Nonprofit Management 101: A Complete and Practical Guide for Leaders and Professionals)
Fiscal Numbers (the latter uniquely identifies a particular hospitalization for patients who might have been admitted multiple times), which allowed us to merge information from many different hospital sources. The data were finally organized into a comprehensive relational database. More information on database merger, in particular, how database integrity was ensured, is available at the MIMIC-II web site [1]. The database user guide is also online [2]. An additional task was to convert the patient waveform data from Philips’ proprietary format into an open-source format. With assistance from the medical equipment vendor, the waveforms, trends, and alarms were translated into WFDB, an open data format that is used for publicly available databases on the National Institutes of Health-sponsored PhysioNet web site [3]. All data that were integrated into the MIMIC-II database were de-identified in compliance with Health Insurance Portability and Accountability Act standards to facilitate public access to MIMIC-II. Deletion of protected health information from structured data sources was straightforward (e.g., database fields that provide the patient name, date of birth, etc.). We also removed protected health information from the discharge summaries, diagnostic reports, and the approximately 700,000 free-text nursing and respiratory notes in MIMIC-II using an automated algorithm that has been shown to have superior performance in comparison to clinicians in detecting protected health information [4]. This algorithm accommodates the broad spectrum of writing styles in our data set, including personal variations in syntax, abbreviations, and spelling. We have posted the algorithm in open-source form as a general tool to be used by others for de-identification of free-text notes [5].
Mit Critical Data (Secondary Analysis of Electronic Health Records)
We arrive at the conservative figure of approximately 200,000 women in the regular army of vice.
Steven D. Levitt (SuperFreakonomics: Global Cooling, Patriotic Prostitutes And Why Suicide Bombers Should Buy Life Insurance)
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⚠️ What Is the Downside to Cash App? 1-(855)(521)(7838) ⚖️ The Critical Differences: Cash App vs. Traditional Banking The disadvantages of utilizing Cash App are most clearly seen when its security and service framework are directly compared to those of a regulated, FDIC-insured commercial bank. The speed and convenience of P2P transfers are balanced by significant structural risks that every user must fully understand. 1. The Peril of Irreversible Payments and Limited Fraud Protection The most substantial risk is the lack of robust fraud protection and recovery options. Cash App transactions are, by design, instant and generally irreversible once the sender authorizes the payment. This contrasts sharply with traditional banks, which offer legally mandated dispute and chargeback mechanisms for unauthorized activity. If a user is tricked by a scammer (e.g., in a fake investment scheme or by an imposter support agent) and authorizes the payment, Cash App's terms typically provide no recourse. The company generally only protects against funds sent without a user's permission (unauthorized access). Because the user technically initiates the payment in a scam scenario, the transaction is often classified as user-authorized, making the stolen funds notoriously difficult to recover. This inherent lack of a financial safety net makes the platform a prime hunting ground for fraudsters, particularly in transactions involving strangers. 2. Conditional FDIC Insurance and Balance Security A second major structural vulnerability is the conditional nature of FDIC insurance coverage for user balances. Cash App is a financial services platform, not an FDIC-insured bank itself. While user funds are held at partner banks, eligibility for FDIC pass-through insurance (which protects up to $250,000 against bank failure) is not guaranteed for every user. Customers must typically have an active Cash App Card, or sponsor an account to be covered. Funds held by users who do not meet these specific conditions are not protected against the unlikely risk of the partner bank's financial failure. Furthermore, it is critical to understand that FDIC insurance only covers bank insolvency—it does not provide protection or reimbursement for losses resulting from scams or individual fraudulent transactions, which is the most frequent type of loss users encounter. 3. Hidden Fees for Convenience and Credit Card Funding While Cash App is often marketed as "fee-free," this designation only applies to the most basic P2P transfers and standard-speed deposits. The moment a user requires convenience or speed, fees are imposed. Users who opt for the immediate transfer of funds from their Cash App balance to their external bank account must pay an Instant Deposit Fee ranging from 0.5% to 1.75% of the transaction amount. The standard, fee-free transfer takes 1–3 business days. Additionally, sending money using a linked credit card as the funding source results in a transaction fee of approximately 3%. Furthermore, Cash App charges fees for specialized services: business accounts are charged 2.75% on every incoming payment, and buying or selling Bitcoin incurs a dynamic fee (around 2% or more). These percentage-based charges for expedited services often surprise users accustomed to free banking services. 4. Limited Access to Effective Customer Support When users are faced with serious, time-sensitive issues—such as fraud, account lockouts, or transaction disputes—they frequently report significant difficulties in reaching a competent, live human support agent. While the app provides 24/7 in-app chat support, the process for resolving intricate or unique disputes can be slow, automated, and ultimately frustrating. This inadequate accessibility leaves users feeling stranded, especially when trying to halt or recover unrecoverable losses, which contrasts sharply with the reliable, multi-channel support and local access offered by traditional banks.
Anatoli Boukreev
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{{Check Guide}} What happens if you miss a flight with Delta Airlines?