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Tony Evans (Our God is Awesome: Encountering the Greatness of Our God (Understanding God Series))
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Pete Buttigieg (Shortest Way Home: One Mayor's Challenge and a Model for America's Future)
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Securing Legal Assist in a Motorcycle Accident
Because the NHS budget covers everybody, the money saved on one patient can be used to treat another. Declining to operate on a sick grandmother means there is more money available to treat sick children. Accordingly, protests about denied coverage tend to be muted. In the U.S. system, that trade-off doesn’t apply; if an American insurance company refuses to pay $36,000 for Herceptin for one of its clients, the money saved is likely used to enhance profits.
T.R. Reid (The Healing of America: A Global Quest for Better, Cheaper, and Fairer Health Care)
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Matthew Desmond (Poverty, by America)
Consider the amount of money left on the table by low-income workers who don’t apply for the Earned Income Tax Credit. Roughly 7 million people who could receive the credit don’t claim it, collectively passing up $17.3 billion annually. Combine that with the amount of money unclaimed each year by people who deny themselves food stamps ($13.4 billion), government health insurance ($62.2 billion), unemployment insurance when between jobs ($9.9 billion), and Supplemental Security Income ($38.9 billion), and you are already up to nearly $142 billion in unused aid.[19]
Matthew Desmond (Poverty, by America)
Horizontal expertise paints on a far-reaching canvas. Say that you are an expert known worldwide for helping CEOs manage change in disruptive environments. Your expertise doesn’t come from understanding a vertical industry, like mining or media or consumer electronics or transportation. You just need to be sufficiently sharp to learn enough about a given industry to know how to apply your expertise in a given setting. In effect, you can work with any viable CEO candidate who wants to learn — regardless of the industry — as long as the primary challenges are defined horizontally, such as navigating deep change in the middle of disruption. Today you’re working with C-level executives at Samsung after their phones are banned on all airline flights, but next month you might be working with an executive in the hospitality industry facing a hotel worker strike. Or health insurance executives navigating an uncertain landscape that can never really see farther than two years. Each of these engagements is interesting because you have to apply your expertise to a new setting. But as much as you are learning, you’re taking two steps back for every three steps forward because much of what you learn with each new engagement is just the bare necessity in order to even be relevant. It’s interesting but challenging. Thrilling but exhausting. Engaging but distracting. There are cases, of course, where new clients regard your broad expertise as a significant selling point. They like that you can apply consumer insights to a professional B2B setting, or that you can help apply change management to consumer engagement. The first advantage of horizontal expertise, then, is how the application of expertise to many verticals always keeps the expert engaged and learning.
David C. Baker (The Business of Expertise: How Entrepreneurial Experts Convert Insight to Impact + Wealth)
Wellness programs offer important benefits, but these data policies underscore the less visible and more dangerous privacy risks they pose.82 Most are exempt from traditional health data privacy regulations. The Health Insurance Portability and Accountability Act of 1996 (known as HIPAA), for example, protects individuals’ identifiable health information in the United States. But it doesn’t apply when employers offer workplace wellness programs directly rather than in connection with their group health plans. Without laws preventing them from using the data collected through wellness programs, employers can mine the data they collect, which many do with abandon.83 Employers learn everything that employees share in the questionnaires and online surveys they complete as part of these programs, from what prescription drugs they use to whether they voted and when they stopped filling their birth control prescriptions.84 And employers are using that data in increasingly more intrusive ways.
Nita A. Farahany (The Battle for Your Brain: Defending the Right to Think Freely in the Age of Neurotechnology)
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Pest Control (Pest Control NoteBook)
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Automated tools for allocating care have major problems as well. In a well-publicized 2019 study60, public health scholar Ziad Obermeyer and his collaborators evaluated a prediction system used by hospitals, physician groups (including health maintenance organizations or HMOs), and health insurance groups to identify patients who may have complex health needs and provide more resources for care management. The algorithm they assessed had been applied to about 200 million people in the United States, nearly two-thirds of the population. Obermeyer and his team found that the algorithm dramatically underestimated the care needed for Black individuals, compared to white individuals. The team found that this was largely due to the lack of access to health care for Black people: the algorithm used previous expenditures to predict future expenditures on health care, rather than actual health care needs. Black people in the dataset were, on balance, sicker than white people, but were less likely to seek treatment (likely due to cost, availability, and potential discrimination).
Emily M. Bender (The AI Con: How to Fight Big Tech’s Hype and Create the Future We Want – Exposing Surveillance Capitalism and Artificial Intelligence Myths in Information Technology Today)
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