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Let us toast to animal pleasures, to escapism, to rain on the roof and instant coffee, to unemployment insurance and library cards, to absinthe and good-hearted landlords, to music and warm bodies and contraceptives... and to the "good life", whatever it is and wherever it happens to be.
Hunter S. Thompson (The Proud Highway: Saga of a Desperate Southern Gentleman (Fear & Loathing Letters, #1))
He was a simple honest man. He never strayed, He never drank, he never smoked, and he never kissed a maid. And when he passed away his insurance was denied, Because he never lived, they claimed he never died.
Ted Gup (A Secret Gift: How One Man's Kindness & a Trove of Letters Revealed the Hidden History of the Great Depression)
Zane rolled his eyes. "I hope your insurance is up to date," he said as they stopped at another door. "Grady doesn't forget people who fuck around with him.
Abigail Roux (Fish & Chips (Cut & Run, #3))
Are people innately altruistic?" is the wrong kind of question to ask. People are people, and they respond to incentives. They can nearly always be manipulated--for good or ill--if only you find the right levers.
Steven D. Levitt (SuperFreakonomics: Global Cooling, Patriotic Prostitutes And Why Suicide Bombers Should Buy Life Insurance)
Paperwork is the religion of the Civil Service. I can just imagine Sir Humphrey Appleby on his deathbed, surround by wills and insurance claim forms, looking up and saying, 'I cannot go yet, God, I haven't done the paperwork.
Jonathan Lynn & Anthony Jay (The Complete Yes Minister)
Every sixty seconds, thirty acres of rain forest are destroyed in order to raise beef for fast-food restaurants that sell it to people, giving them strokes and heart attacks, which raise medical costs and insurance rates, providing insurance companies with more money to invest in large corporations that branch out further into the Third World so they can destroy more rain forests.
George Carlin (Napalm & Silly Putty)
If you sincerely desire a truly well-rounded education, you must study the extremists, the obscure and "nutty." You need the balance! Your poor brain is already being impregnated with middle-of-the-road crap, twenty-four hours a day, no matter what. Network TV, newspapers, radio, magazines at the supermarket... even if you never watch, read, listen, or leave your house, even if you are deaf and blind, the telepathic pressure alone of the uncountable normals surrounding you will insure that you are automatically well-grounded in consensus reality.
Ivan Stang (High Weirdness by Mail: A Directory of the Fringe-Mad Prophets, Crackpots, Kooks & True Visionaries)
lack of knowledge is the worst disease with cheap cure-education
mohamed mkoji (If You Want To Be Rich & Happy Don't Go To School: Insuring Lifetime Security for Yourself and Your Children)
This document outlines our plan to perpetrate insurance fraud, insider trading, and character assassination. ...hopefully tripling our paycheck on this job. Okay, see? Those words I understand just fine. Use them more often. -Lieutenant Massey Reynstein & Captain Tagon
Howard Tayler (Emperor Pius Dei (Schlock Mercenary, #7))
ROWAN: If you can find insurance for eyeball enucleation, now would be a good time …
Brynne Weaver (Leather & Lark (Ruinous Love, #2))
I cannot but feel compassion when I hear some trig, compact-looking man, seemingly free, all girded and ready, speak of his 'furniture,' as whether it is insured or not. 'But what shall I do with my furniture?'...It would surpass the powers of a well man nowadays to take up his bed and walk, and I should certainly advise a sick one to lay down his bed and run.
Henry David Thoreau (Walden & Civil Disobedience)
The value of land may be determined by how it can be used. For example, it may contain valuable resources such as water, minerals, tillable soil, timber or wildlife. There also may be commercial value in the natural attraction of land such as caves, lakes or trails. Land value can be reduced by erosion, flood, earthquake, fire or regulation.
Marshall Wilson Reavis III (Insurance: Concepts & Coverage: Property, Liability, Life, Health and Risk Management)
Hell no. Anybody sues me I ain’t got no money. See, that’s the poor person’s best insurance policy: no assets.
David Baldacci (Split Second (Sean King & Michelle Maxwell, #1))
Red had a stepson named Allen Dorfman. Jimmy put Red and Allen in charge of union insurance policies, and then he put Allen as the man to see for a pension fund loan. Allen was a war hero in the Pacific. He was one tough Jew, a Marine. He was stand-up, too. Allen and Red took the Fifth a grand total of 135 times during one of those Congressional hearings they used to have.
Charles Brandt ("I Heard You Paint Houses", Updated Edition: Frank "The Irishman" Sheeran & Closing the Case on Jimmy Hoffa)
A man has to fend and fettle for the best, and then trust in something beyond himself. You can't insure against the future, except by really believing in the best of you and in the power beyond it.
D.H. Lawrence (Lady Chatterley's Lover: By D. H. Lawrence & Illustrated)
Put a note on your victim’s car that says “Sorry about the dent. Call me to swap insurance details”.  Include a fake name and number. (Or, put a note on somebody else’s car and leave your victim’s phone number.)
Full Sea Books (The One Minute Prank Book! 250 Quick and Easy Pranks & Practical Jokes)
During those years he met his seminars, went & lectured & read, talked with human beings, paid insurance & taxes; but his mind was not on it. his mind was elsewheres in an area where the soul not talks but sings & where foes are attacked with axes.
John Berryman (The Dream Songs)
Original sin is now also translated into sickness, calling in a new and scientific priest craft who rush to the rescue. Man is sick, addicted, lame, and dangerous, needing constant protection and supervision by the state, insurance companies, and a never-ending parade of caring, licensed professionals. We are told over and over again that man’s illness and addictions are costing US billions. Man the slave/resource, is causing US trouble, he is interfering with OUR Plans. Man’s debt has now increased a billion-fold. Those who question the “plans” or the sanity of the metaphors in play, are diagnosed as morally unfit or mentally ill. Evil emerges as a metaphor which refers to those who refuse to accept the Plan—the prevailing Garden of Eden—created by God so She may bestow Her Love and Grace. If man refuses he must be force-fed.
Christopher S. Hyatt (Rebels & Devils: The Psychology of Liberation)
Alhambra (la Torre de la vela) sends forth its clanging peals from morn till night; the sound pervades the whole Vega, and echoes along the mountains, summoning the peasantry from far and near to the festivities of the metropolis. “Happy the damsel,” says Mateo, “who can get a chance to ring that bell; it is a charm to insure a husband within the year.
Washington Irving (TALES OF THE ALHAMBRA & CHRONICLE OF THE CONQUEST OF GRANADA)
After the first lot of policyholders universally claimed to have lost their cattle, they decided that in order to claim that an animal had died, the owner would need to show the ear of the dead cow. The result was a robust market in cows’ ears: Any cow that died, insured or not, would have its ear cut off and the ear would then be sold to those who had insured a cow. That way they could claim the insurance and keep their cow. In
Abhijit V. Banerjee (Poor Economics: Rethinking Poverty & the Ways to End it)
I wish you’d told me this before.” “It wouldn’t have changed anything.” “Maybe not. But talking about wounds can help heal them.” “You don’t talk about yours,” she pointed out. He sat down on the sofa facing her and leaned forward. “But I do,” he said seriously. “I talk to you. I’ve never told anyone else about the way my father treated us. That’s a deeply personal thing. I don’t share it. I can’t share it with anyone but you.” “I’m part of your life,” she said heavily, smoothing her hair back again. “Neither of us can help that. You were my comfort when Mama died, my very salvation when my stepfather hurt me. But I can’t expect you to go on taking care of me. I’m twenty-five years old, Tate. I have to let you go.” “No, you don’t.” He caught her wrists and pulled her closer. He was more solemn than she’d ever seen him. “I’m tired of fighting it. Let’s find out how deep your scars ago. Come to bed with me, Cecily. I know enough to make it easy for you.” She stared at him blankly. “Tate…” She touched his lean cheek hesitantly. He was offering her paradise, if she could face her own demons in bed with him. “This will only make things worse, whatever happens.” “You want me,” he said gently. “And I want you. Let’s get rid of the ghosts. If you can get past the fear, I won’t have anyone else from now on except you. I’ll come to you when I’m happy, when I’m sad, when the world falls on me. I’ll lie in your arms and comfort you when you’re sad, when you’re frightened. You can come to me when you need to be held, when you need me. I’ll cherish you.” “And you’ll make sure I never get pregnant.” His face tautened. “You know how I feel about. I’ve never made a secret of it. I won’t compromise on that issue, ever.” She touched his long hair, thinking how beautiful he was, how beloved. Could she live with only a part of him, watch him leave her one day to marry another woman? If he never knew the truth about his father, he might do that. She couldn’t tell him about Matt Holden, even to insure her own happiness. He glanced at her, puzzled by the expression on her face. “I’ll be careful,” he said. “And very slow. I won’t hurt you, in any way.” “Colby might come back…” He shook his head. “No. He won’t.” He stood up, pulling her with him. He saw the faint indecision in her face. “I won’t ask for more than you can give me,” he said quietly. “If you only want to lie in my arms and be kissed, that’s what we’ll do.” She looked up into his dark eyes and an unsteady sigh passed her lips. “I would give…anything…to let you love me,” she said huskily. “For eight long years…!” His mouth covered the painful words, stilling them.
Diana Palmer (Paper Rose (Hutton & Co. #2))
Prospecting & Marketing Institute, based in Santa Fe, New Mexico, and I were conducting a multiday seminar for her clients — corporate executives and general agents from life insurance companies — about new methods of recruiting agents. Even though the attendees had paid a very high per-person fee to be there, most had traveled great distances, and the subject was of critical importance to them, we both noticed that on breaks, what most of them were talking about was where
Dan S. Kennedy (The Ultimate Sales Letter: Attract New Customers. Boost your Sales.)
Taking on a mortgage to buy a house is the classic definition of “good debt.” But don’t be so sure. The easy availability of mortgage loans tempts far too many into buying houses they don’t need or that are far more expensive than prudent. Shamefully, this overspending is often encouraged by real estate agents and mortgage brokers. If your goal is financial independence, it is also to hold as little debt as possible. This means you’ll seek the least house to meet your needs rather than the most house you can technically afford. Remember, the more house you buy, the greater its cost. Not just in higher mortgage payments, but also in higher real estate taxes, insurance, utilities, maintenance and repairs, landscaping, remodeling, furnishing, and opportunity costs on all the money tied up as you build equity. To name a few. More house also means more stuff to maintain and fill it. The more and greater things you allow in your life, the more of your time, money, and life energy they demand. Houses are an expensive indulgence, not an investment. That’s OK if and when the time for such an indulgence comes. I’ve owned them myself. But don’t let yourself be blinded by the idea that owning one is necessary, always financially sound, and automatically justifies taking on this “good debt.
J.L. Collins (The Simple Path to Wealth (Revised & Expanded 2025 Edition): Your Road Map to Financial Independence and a Rich, Free Life)
La Societe D'elite 408 S. Front St. Suite 408. Memphis TN, 38103 888-335-4831 info@lasocietedelite.com CONCIERGE SERVICE, LUXURY CONCIERGE, CHARTER JET SERVICES, LUXURY CRUISE LINES, LUXURY AUTOS, FASHION SHOWS, DIAMONDS & JEWELRY, COMPLIMENTARY IN-FLIGHT WI-FI, COMPLIMENTARY LIFETIME FITNESS THE WORLD AT YOUR FINGERTIPS WE PROVIDE 24 HOUR 365 DAYS A YEAR CUSTOMER SERVICE AND SUPPORT TO EACH OF OUR MEMBERS AND PARTNERS IN THE U.S. AND ABROAD WE, ARE YOUR CONNECTION TO IT ALL. For your convenience, La Societe D'elite is a part of an operating network in more than 140 countries and territories. La Societe D'elite is an invite-only private and elite (Padalelux) offering our members the world’s most luxurious lifestyle experiences. From red carpet events to island getaways and every luxury in between, we aim to supply. Our corporate partnerships make available the ability to fly private, travel black car, retreat to paradise, or dine at some of the most upscale fine-dining experiences in the world, all with preferred treatment. La Societe D'elite is proud to introduce you to our Industry-Leading Global Padalelux. With our service each member is afforded a 24 hour, 7 days a week, 365 days per year global concierge service. The reason we are the industry-leader is simple. Each member receives global coverage, protections, and insurances that are unrivaled in the luxury concierge industry. Couple this with our worldwide access, global benefits, and our loyalty program then you will begin to see why many are calling us the AMEX Centurion Black Card of Concierges.
La Societe D'elite
But as Bill Gates said to us when Mark and I met with him in his Seattle-area office, “People invest in high-probability scenarios: the markets that are there. And these low-probability things that maybe you should buy an insurance policy for by investing in capacity up front, don’t get done. Society allocates resources primarily in this capitalistic way. The irony is that there’s really no reward for being the one who anticipates the challenge.” Every time there is a new, serious viral outbreak, such as Ebola in 2012 and Zika in 2016, there is a public outcry, a demand to know why a vaccine wasn’t available to combat this latest threat. Next a public health official predicts a vaccine will be available in x number of months. These predictions almost always turn out to be wrong. And even if they’re right, there are problems in getting the vaccine production scaled up to meet the size and location of the threat, or the virus has receded to where it came from and there is no longer a demand for prevention or treatment. Here is Bill Gates again: Unfortunately, the message from the private sector has been quite negative, like H1N1 [the 2009 epidemic influenza strain]: A lot of vaccine was procured because people thought it would spread. Then, after it was all over, they sort of persecuted the WHO people and claimed GSK [GlaxoSmithKline] sold this stuff and they should have known the thing would end and it was a waste of money. That was bad. Even with Ebola, these guys—Merck, GSK, and J & J [Johnson & Johnson]—all spent a bunch of money and it’s not clear they won’t have wasted their money. They’re not break-even at this stage for the things they went and did, even though at the time everyone was saying, “Of course you’ll get paid. Just go and do all this stuff.” So it does attenuate the responsiveness. This model will never work or serve our worldwide needs. Yet if we don’t change the model, the outcome will not change, either.
Michael T. Osterholm (Deadliest Enemy: Our War Against Killer Germs)
If Jim was back at the imaginary dinner party, trying to explain what he did for a living, he'd have tried to keep it simple: clearing involved everything that took place between the moment someone started at trade — buying or selling a stock, for instance — and the moment that trade was settled — meaning the stock had officially and legally changed hands. Most people who used online brokerages thought of that transaction as happening instantly; you wanted 10 shares of GME, you hit a button and bought 10 shares of GME, and suddenly 10 shares of GME were in your account. But that's not actually what happened. You hit the Buy button, and Robinhood might find you your shares immediately and put them into your account; but the actual trade took two days to complete, known, for that reason, in financial parlance as 'T+2 clearing.' By this point in the dinner conversation, Jim would have fully expected the other diners' eyes to glaze over; but he would only be just beginning. Once the trade was initiated — once you hit that Buy button on your phone — it was Jim's job to handle everything that happened in that in-between world. First, he had to facilitate finding the opposite partner for the trade — which was where payment for order flow came in, as Robinhood bundled its trades and 'sold' them to a market maker like Citadel. And next, it was the clearing brokerage's job to make sure that transaction was safe and secure. In practice, the way this worked was by 10:00 a.m. each market day, Robinhood had to insure its trade, by making a cash deposit to a federally regulated clearinghouse — something called the Depository Trust & Clearing Corporation, or DTCC. That deposit was based on the volume, type, risk profile, and value of the equities being traded. The riskier the equities — the more likely something might go wrong between the buy and the sell — the higher that deposit might be. Of course, most all of this took place via computers — in 2021, and especially at a place like Robinhood, it was an almost entirely automated system; when customers bought and sold stocks, Jim's computers gave him a recommendation of the sort of deposits he could expect to need to make based on the requirements set down by the SEC and the banking regulators — all simple and tidy, and at the push of a button.
Ben Mezrich (The Antisocial Network: The GameStop Short Squeeze and the Ragtag Group of Amateur Traders That Brought Wall Street to Its Knees)
GEICO’s advertising budget soon exceeded the ad spend of the rest of the auto insurance industry combined.
Daniel Pecaut (University of Berkshire Hathaway: 30 Years of Lessons Learned from Warren Buffett & Charlie Munger at the Annual Shareholders Meeting)
The IoT market grows rapidly and it’s acceleration will continue in all major areas like Industrial Internet of Things; Digital Enterprise; Internet of Healthcare; Internet of Energy; Internet of Education; Digitalisation of global Supply Chains. Security concerns add to the IoT complexity. Strategically, to assure the system’s reliability & data / knowledge engineering, it is important to insure data integrity, availability, traceability, and privacy. A complex problem of digital transformation globally. The Internet of Things cybersecurity, therefore, is not a matter of device self-defence. What is needed is a systemic approach. Identify underlying patterns. Secure elements of a chain: from security of a device that creates, captures your data.. to the data storage.. to the back-end storage.. Create/ join IoT ecosystems, driven by protection with external monitoring, detection and reaction systems. It is a challenge - to secure systems.
Ludmila Morozova-Buss
There are no ready-to-use modules with RPA. Most of the development is bespoke, and all process flows need to be built almost from scratch. The connections also need to be constructed. This results in a more flexible design and implementation of the programs developed, which can fit with more specific business requirements. The key advantage of RPA is that it allows the creation of automation programs that can involve legacy systems (e.g., those which can’t use APIs) or address non-standard requirements (e.g., onboarding of clients for a broker insurance company under Singapore regulations). However, with RPA, the lack of native integration amongst the components has weaknesses. For example, it involves less robustness, weaker data integrity, and lower resilience to process changes. If one part of an RPA program fails, the whole end-to-end process is stopped. As an outcome, based on our experience, the leading practice is to use low-code and smart workflow platforms as a foundation of the overall automation platform. In contrast, RPA is used for any integration of the overall platform with legacy systems or for automation of bespoke processes.
Pascal Bornet (INTELLIGENT AUTOMATION: Learn how to harness Artificial Intelligence to boost business & make our world more human)
Thomas Rauchegger of Cramer & Rauchegger, Inc. is an accomplished financial consultant, licensed Series 7 Securities Representative, a Series 66 holder, a Certified Estate planner, and a life insurance license holder who obtained a Master of Business Administration from the University of Central Florida. In his 15 years of experience, Tom has adopted a philanthropic approach in the areas of finance and estate planning – delivering reliable and trustworthy service to all clients as an advocate for the best-possible retirement years.
Thomas Rauchegger
Howe2 Landscaping & Trees offer a full range of tree services to residential and commercial clients throughout the north west of England. Our dedicated team has over ten years' experience in the industry and deliver a professional and friendly service from start to finish. Working to the highest industry standards, our fully insured and qualified team can help you with all tree-related matters. If you need any help or advice or would like a free, no-obligation quote then call us today. If you have an emergency, contact us 24/7 here.
Howe2 Landscaping and Trees
3.1. New digital business building Insurance companies, banks, energy providers, and incumbent telecommunication companies need to digitalize their businesses to stay competitive against new pure digital entrants. In most cases, the fastest and most efficient way to achieve this is not to digitalize their existing business, but to create entirely new digital businesses that are highly automated.
Pascal Bornet (INTELLIGENT AUTOMATION: Learn how to harness Artificial Intelligence to boost business & make our world more human)
Driver Behavior & Safety Proper driving behavior is vital for the safety of drivers, passengers, pedestrians and is a means to achieve fewer road accidents, injuries and damage to vehicles. It plays a role in the cost of managing a fleet as it impacts fuel consumption, insurance rates, car maintenance and fines. It is also important for protecting a firm’s brand and reputation as most company- owned vehicles carry the company’s logo. Ituran’s solution for driver behavior and safety improves organizational driving culture and standards by encouraging safer and more responsible driving. The system which tracks and monitors driver behavior using an innovative multidimensional accelerometer sensor, produces (for each driver) an individual score based on their performance – sudden braking and acceleration, sharp turns, high-speed driving over speed bumps, erratic overtaking, speeding and more. The score allows fleet managers to compare driver performance, set safety benchmarks and hold each driver accountable for their action. Real-time monitoring identifies abnormal behavior mode—aggressive or dangerous—and alerts the driver using buzzer or human voice indication, and detects accidents in real time. When incidents or accidents occurs, a notification sent to a predefined recipient alerts management, and data collected both before and after accidents is automatically saved for future analysis. • Monitoring is provided through a dedicated application which is available to both fleet manager and driver (with different permission levels), allowing both to learn and improve • Improves organizational driving culture and standards and increases safety of drivers and passengers • Web-based reporting gives a birds-eye view of real-time driver data, especially in case of an accident • Detailed reports per individual driver include map references to where incidents have occurred • Comparative evaluation ranks driving according to several factors; the system automatically generates scores and a periodic assessment certificate for each driver and/or department Highlights 1. Measures and scores driver performance and allows to give personal motivational incentives 2. Improves driving culture by encouraging safer and more responsible driving throughout the organization 3. Minimizes the occurrence of accidents and protects the fleet from unnecessary wear & tear 4. Reduces expenses related to unsafe and unlawful driving: insurance, traffic tickets and fines See how it works:
Ituran.com
It's OK to fire a customer. If the fit isn't right - they will end up causing you more harm than good - financially and emotionally. “Choose your customers ...“ Culturally things need to fit. If they don’t, you need to do something about it. Durgan talked to me about walking away from an insurance customer, because their expectations didn't meet their budget. They wanted CETSAT to take on a certain amount of cyber risk but weren't prepared to pay a fair amount. He was brave and walked away.
Mark Copeman (MSP Secrets Revealed: 101 gems of inspiration, stories & practical advice for managed service provider owners)
Singaporeans love our great prices, personal service and easy claims. Go on unlimited number of trips in a year and travel for up to 90 days per trip with Direct Asia's annual travel insurance plans.
Find Ultimate Car, Motorcycle & Travel Insurance Plans | DirectAsia Singapore
Rapid Health Rehabilitation is a team of professional kinesiologists that provide customized training & exercise programs to support anyone who has been part of a motor vehicle accident to get back to their daily routines with as few disruptions as possible. Our kinesiologists love sharing their expertise to empower people to return to their daily routines with as few disruptions as possible. We work directly with ICBC insured individuals so they can focus on their rehabilitation goals.
Rapid Health Reabilitation
The stunning data we found confirmed what the One America CEO saw in January 2022: The Fourth Quarter results from some of the major insurers saw a range of increase in their loss ratio of between 25% and 45% from the 2019 baseline levels. And the losses continued to rise. Many of the CEOs blamed this huge increase on COVID and a strange new term that someone coined: “indirect COVID.
Ed Dowd ("Cause Unknown": The Epidemic of Sudden Deaths in 2021 & 2022)
The CEO of the OneAmerica insurance company publicly disclosed that during the third and fourth quarters of 2021, death in people of working age (18-64) was 40% higher than it was before the pandemic. Significantly, the majority of the deaths were not attributed to COVID.
Ed Dowd ("Cause Unknown": The Epidemic of Sudden Deaths in 2021 & 2022)
Dirty2Dreamy Ceramic Coating & Detail Service. We are licensed, certified & insured car detail specialists. It is our main mission to touch lives through auto detailing. We give in every community we do business in & support every community that supports us. Are you looking for the best ceramic coating or car detailing experience? We invite you to visit our auto detailing shop in Auburn, WA. We proudly serve Auburn & surrounding Seattle cities. When you do business the Dreamy Way, everyone wins!
Dirty2Dreamy Detail Services
Howe2 Landscapes & Trees are a Preston-based firm providing a comprehensive range of landscape services. We undertake all aspects of grounds and tree maintenance for both private and contract clients, covering Lancashire, Greater Manchester, Cheshire & Cumbria. Working to the highest industry standards, our fully insured, qualified and Arb Association approved team can help you with all tree-related matters.
Tree Surgeons Lancashire
Unfortunately, the Bull that gilded Renaissance New York did little for most Americans. Eighties Wall Street was about institutional money released by deregulation, mergers and acquisitions, and, most of all, the debt that made it all possible. As John Kenneth Galbraith points out, financial euphoria always starts with new ways to borrow money; this time it was triggered by the Savings & Loan crisis. Volcker’s rocketing interest rates had forced S&Ls to offer double digits to new depositors while only getting back single digits on the old thirty-year mortgages on their books. S&Ls were going under, and getting a mortgage was nearly impossible, so in March 1980, with the banking system and the housing market on the brink, Carter had signed a law to allow them to issue credit cards, invest in commercial real estate, and offer checking accounts in order to stay in business. Reagan then took it a step further with a change that encouraged S&Ls to sell their mortgages in search of higher returns, freeing up a $1 trillion that needed to be invested in something. Which takes us back to Salomon Brothers, where in 1978 one Lew Ranieri had repackaged an old investment product the government had clamped down on during the Depression: A group of home mortgages all backed by government insurance would be bundled together, then sliced into bonds, thus converting the debt some people owed on their homes into an asset for others. Ranieri had been a bit ahead of the curve then—the same high interest rates that killed the S&Ls also made his bonds unattractive—but now deregulation let Salomon buy up the S&Ls’ mortgages at a deep discount, bundle them into bonds, and sell them back to the S&Ls who believed they’d diversified into the bond market when in fact they’d just bought ground meat made out of their own steaks. In June 1983, Salomon Brothers and Freddie Mac together issued the first collateralized mortgage obligation bonds (CMOs), which bundled up debt and cut it into tranches based on the amount of risk: you could choose between ground chuck and ground sirloin. It would be years before technology would allow doing this on a huge scale, but the immediate impact was that all kinds of debt, not just mortgages, were bundled, cut into bonds, and sold: credit card debt, car loans, you name it. Between 1983 and 1988, some $60 billion of CMOs were sold; GM’s financing arm became more profitable than its cars. America began to make debt instead of things. The
Thomas Dyja (New York, New York, New York: Four Decades of Success, Excess, and Transformation (Must-Read American History))
True Built Fencing is your trusted local Austin fencing company. We take pride in using only quality/sustainable materials with attention to detail in installation. True Built Fencing is fully insured and can fully meet your fencing needs & expectation. We also highly value communication and transparency. Our company strives serve all of our customers with excellence so that you feel like your project is the primary project. At True Built Fencing, you will find that humility and integrity is an integral part of our business and the core of each of our team members.
True Built Fencing
BPriory Insurance Brokers was founded in 1973, by Trevor Whitmore who commenced business in a small Office in King Street, Thetford, Norfolk. We arrange cover for a very wide spectrum of corporate clients & our in depth knowledge ensures we place the correct cover for your protection.
Priory Insurance Brokers Ltd
THE PRACTICE & SCIENCE OF DRAWING BY HAROLD SPEED Associé de la Société Nationale des Beaux-Arts, Paris; Member of the Royal Society of Portrait Painters, &c. With 93 Illustrations & Diagrams LONDON SEELEY, SERVICE & CO. LIMITED 38 GREAT RUSSELL STREET 1913 Superior Formatting Publishing If you want more well formatted, classic books which have been formatted specifically for the Kindle platform then just search Amazon for "Superior Formatting Publishing". You can also browse and purchase our entire inventory at our website: SuperiorFormatting.com All of our books are priced as low as possible, feature a linked table of contents, cover art, and superior formatting. Our formatting techniques insures that all page breaks, indents, spacing and quotes are properly displayed on your Kindle device. Plate I. FOUR PHOTOGRAPHS OF SAME MONOCHROME PAINTING IN DIFFERENT STAGES ILLUSTRATING A METHOD OF STUDYING MASS DRAWING WITH THE BRUSH PREFACE Permit me in the first place to anticipate the disappointment of any student who opens this book with the idea of finding "wrinkles" on how to draw faces, trees, clouds, or what not, short cuts to excellence in drawing, or any of the tricks so popular with the drawing masters of our grandmothers and still dearly loved by a large number of people. No good can come of such methods, for there are no short cuts to excellence. But help of a very practical kind it is the aim of the following pages to give; although it may be necessary to make a greater call upon the intelligence of the student than these Victorian methods attempted.
Harold Speed (The Practice and Science of Drawing (Fully Illustrated and Formatted for Kindle))
As much as we embraced our bohemian life, we were forced to recognize the reality of our predicament: We were all nearly penniless, mostly homeless, and without proper residence papers or health insurance in a foreign country.
Jeremy Mercer (Time Was Soft There: A Paris Sojourn at Shakespeare & Co.)
Lauren Burklow thrives as an account manager at Brown & Brown, renowned for her strong work ethic and optimism. With adept leadership and communication skills, she fosters team collaboration effectively. Leveraging 3.5 years of insurance expertise and her lacrosse background at Pace University, Lauren guides clients through complex business insurance needs, while chairing the Young Professional Council at the Boys & Girls Club of NorthWest, NJ.
Lauren Burklow
Even a jewelry shop invests in a security guard. Protect your portfolio by investing in insurance, emergency fund & cyber-awareness.
Manoj Arora (FOOPS!)
The only policy covering the musicians was one the Blacks and White Star took out jointly from the recently established (1907) Legal Insurance Company, but it soon transpired that the insurers were quibbling over the scope of the word dependent. Wives and children were obviously dependents, but could working fathers, such as Andrew Hume and Ronald Brailey, honestly describe themselves as such? This meant that neither of the two main parties—White Star and the Black brothers—was making immediate contributions to the families. Outraged by this, three of the fathers—Leon Bricoux, Andrew Hume, and Ronald Brailey—mounted a legal case against C. W. & F. N. Black in June 1912, arguing that as workers who had lost their lives while carrying out their duties and through no fault of their own, their sons should be covered by the strictures of the Workmen’s Compensation Act. There had never been any suggestion that they’d brought about their fate through negligence or misbehavior.
Steve Turner (The Band That Played On: The Extraordinary Story of the 8 Musicians Who Went Down with the Titanic)
for the higher deductible on your car insurance; it will reduce your cost by as much as 30 percent, and will keep you in the insurance company’s good graces.
Suze Orman (The Money Book for the Young, Fabulous & Broke)
More is more and less is less. In other words, the more you bring into your life, the more you have to maintain. If you are accumulating things, the initial purchase is just the beginning. In addition to any debt you took on to make the purchase, this new item you now own may need to be stored, dusted, watered, cleaned, oiled, tightened, filled, emptied, refilled, tuned, insured, renewed—or any number of other time-consuming (and possibly expensive) maintenance chores. If you avoid the purchase altogether, you cut out the chain reaction of obligations to this thing.
Cristin Frank (Living Simple, Free & Happy: How to Simplify, Declutter Your Home, and Reduce Stress, Debt & Waste)
When the HMOs started haggling with her about how long to treat a person with depression or panic attacks that turned people into prisoners in their home, she knew that she would abandon her career if she had to keep dealing with insurance companies.
Jacqueline Sheehan (Lost & Found)
Batteries, Bug repellent, Belts, Bags , Barbecue equipment, Boots, Bath towels. Bikes, Bike rack. C - Cash and credit cards, Cell phones & chargers, Camera and film/memory cards, Coffee pot, Can opener, Cups, Cutlery, Computer, Clock, Cleaning utensils, Clothes and coats, Camping Guides, Condiments (salt, sugar, pepper). D - Dishes, Drainers, Disinfectant. F - First Aid kit, Fire Extinguishers G - Glasses, (drinking, reading, sun), Games. H -Herbs, Hair brushes, Headphones. K -Keys (house, RV, Lockers), Kindle & cable, Kitchen Gadgets. M - Medication. Money belts, Measuring implements, Maps, P - PERSONAL DOCUMENTS: Passports, Health Certificates, Insurance, Driving License, RV documents, Power adapters, Pens, Pets:
Catherine Dale (RV Living Secrets For Beginners. Useful DIY Hacks that Everyone Should Know!: (rving full time, rv living, how to live in a car, how to live in a car van ... camping secrets, rv camping tips, Book 1))
Emergency Situations - Not Preventable 1. How would my business be impacted if I couldn’t be there tomorrow or needed to take a temporary leave? 2. Who could I call to help? (Write down names & numbers) 3. What’s my written emergency policy for clients? Include refund policy if applicable. Example: I always try to provide my clients with the best service available. However, emergencies do happen. I value your business, but I am a solo business owner and I want to prepare for every eventuality. In case of an emergency situation, I will inform you as soon as possible that I will not be able to [insert your specific service]. I have contracted [insert name and/or company] to step in if I am not available. My refund policy is [for example: full refund within 30 days]. My emergency policy is: 4. Who would I need to inform about an unexpected schedule change? (Write down names & numbers) 5. What resources would I need to get through an emergency? For example, insurance, bank accounts, etc. Do NOT put down account numbers if this plan will not be secured. Just list where the information can be accessed or a phone number. Standard
Liesha Petrovich (Creating Business Zen: Your Path from Chaos to Harmony)
There were a lot of people in the service,” says Dickey, “who cried when they were discharged because they knew they would have to go back to driving taxicabs and working in insurance offices.
George Sheehan (Running & Being: The Total Experience)
MONTH ONE ACTION PLAN Open a new checking account that is free of monthly maintenance fees. Notify your employer to have your direct deposit sent to the new account. Same with any automatic payments or transfers you make from your checking account—notify everyone of the new account. Balance your checkbook each month; verify all your withdrawals and deposits, and keep track that every bill you pay is recorded as a debit on your account. Open a new savings or money market account that is FDIC insured and carries a high APY. Make it a goal to build a savings account over time that has a balance large enough to cover up to eight months of living expenses. Sign up for automatic deposits into your savings account. If you have more than $100,000 at any one institution, make sure you understand the rules for getting full insurance coverage.
Suze Orman (Women & Money: Owning the Power to Control Your Destiny)
Life insurance is meant to provide financial protection for those who are dependent on you at a point in your life when you have yet to build up other assets. Once you have accumulated assets that your dependents can fall back on—say, a sizable retirement fund or other significant investments—you no longer need life insurance.
Suze Orman (Women & Money: Owning the Power to Control Your Destiny)
I was uncovering cognitive abilities in Alex that no one believed were possible, and challenging science’s deepest assumptions about the origin of human cognitive abilities. And yet I was without a job. I was also without a grant. I had to apply for unemployment insurance. I ate fourteen tofu meals a week, and I kept my thermostat at 57 degrees during the winter to minimize household expenses.
Irene M. Pepperberg (Alex & Me: How a Scientist and a Parrot Discovered a Hidden World of Animal Intelligence—and Formed a Deep Bond in the Process)
OCP Pest Control Pasadena knows how to get rid of bees and wasps. Our proven techniques can eliminate these pest from your home. We offer guaranteed service from bees and wasp removal experts in Pasadena CA committed to solving your stinging pest problem. Call (626) 243-7775 to hire fully licensed and insured bees & wasp removal experts in Pasadena.
OCP Termite & Pest Control Pasadena Exterminator
Mru consulting has partners for hotel bookings, car hire bookings, tours & transfers, travel insurance and visa information. Contact us for more information.
mruconsulting
In 1898 the clouds of war between Spain and the United States accumulated over Cuba. President McKinley decided to deploy the battleship USS Maine to Havana, to insure the safety of Americans. As a backup, other ships were deployed to Key West and many other hot spots around the world involving Spain. Most Americans allied themselves with the Cuban people, and identified their movement with our American Revolutionary War. The arrival of the battleship Maine in Havana harbor with only 18 hours of advanced warning was contrary to diplomatic convention. At 9:40 p.m. on February 15, 1898, a massive explosion sank the ship while she was at anchor and took the lives of 268 sailors. Although the cause of the explosion was never proven to be sabotage, and was most likely caused by a smoldering fire in one of the ship’s coal bunkers, “Remember the Maine, To Hell with Spain!” became an American battle cry. What was termed “yellow journalism” had fired up the American public so much, that on April 11, 1898, President McKinley asked Congress for authority to send troops to Cuba to support the Cuban people in their revolt against Spain. The situation spun out of control when Spain declared war on the United States on April 23, 1898, and in turn, Washington declared war on Spain two days later.
Hank Bracker
would the Volcker amendment, had it been law in 2007, have prevented the 2008 financial crisis? The financial crisis was caused by the overleveraging of real estate-related securities in Bear Stearns and Lehman Brothers, which were investment banks and would not have fallen under the purview of the Volcker amendment. Nor would it have applied to the insurance giant AIG, which the Fed chose to save after seeing the turmoil unleashed by the Lehman bankruptcy. Furthermore, banks that obtained loans from the Fed, specifically Citibank and Bank of America, ran into trouble because of bad real estate loans, not proprietary trading. Given this history, it is dubious that the Volcker amendment, had it been in effect in 2007, would have changed the course of the financial crisis.
Jeremy J. Siegel (Stocks for the Long Run: The Definitive Guide to Financial Market Returns & Long-Term Investment Strategies)
Flyers, warming letters/gifts, business reply cards, local events (table& banners) , seminar selling, cold canvassing, voice calls, street teams/mascot, internet and inexpensive newspapers ads.
Rashaun Page (The Monster -How to make 7 figures selling life insurance)
So many people think buckets of money will solve or eliminate the stresses in life. Such is not the case. More is more and less is less. In other words, the more you bring into your life, the more you have to maintain. If you are accumulating things, the initial purchase is just the beginning. In addition to any debt you took on to make the purchase, this new item you now own may need to be stored, dusted, watered, cleaned, oiled, tightened, filled, emptied, refilled, tuned, insured, renewed—or any number of other time-consuming (and possibly expensive) maintenance chores. If you avoid the purchase altogether, you cut out the chain reaction of obligations to this thing. So
Cristin Frank (Living Simple, Free & Happy: How to Simplify, Declutter Your Home, and Reduce Stress, Debt & Waste)
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But this is why you would save money with the midwifery program. The hospital can save money when a midwife delivers a baby,” Ivey said, but suddenly the problem dawned on her like a pink zebra in the room. Doctors, pressed between onerous HMOs breathing down their backs and struggling hospitals, felt their livelihoods threatened. She’d heard this story before. “You can imagine how well it went over with the doctors on staff. I only have three of them on the L&D floor. It’s hard enough to keep them here. Malpractice insurance costs, rising health care costs, and now the Affordable Health Care Act.” Lillian waved a hand in the air.
Heatherly Bell (All of Me (Starlight Hill, #1))
Florida Homeowners Quotes offer home insurance plan that helps to protect different accept of your home. Get a great coverage & superior services with Florida homeowners Quote and find out how you can get a quote today now.
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Damn it, talk to me. Who are you?”Now she looked back at me, her green eyes full and hard and very bright. “I am Death.”I felt an inward shudder pass over me, a reflexive tremor of dread. The first time I tried to speak, my throat was too dry and I had to swallow twice just to get enough moisture to form words. “What’s that supposed to mean?”“You are in no position to question me, Perry.”Her voice was brittle. “You must think of your family.”“Believe me, I am.”“Then for now at least, you will do as I say.”I thought about my little sister, alone in the house and frightened, and the two men with cropped military haircuts, how they had come after us downtown, and my fear crackled up into a sharp orange flame of fury. “You should never have brought my family into this. You had no right to do that.”“I did what was necessary.”“Putting Annie’s life in danger? How does that help the plan?”“It was an insurance policy, nothing more. Everything else is just a cover.”“What about when we were dancing?”I said. “Was that just part of the cover too?”She turned back to the window, the lights of the city playing across our faces as the cab cut through the night. “Gobi.”But she didn’t look over again.
Joe Schreiber (Au Revoir, Crazy European Chick (Perry & Gobi, #1))
The rise of the Rockefeller family was made possible from two angles by the Rothschilds. One was by the large subsidies placed on transports of Rockefeller oil. The documents of the American trade register prove that the Rothschilds, since 1896, have owned ninety-six percent of the American railways. This made it possible to transport oil on rail. When John D. Rockefeller wanted to expand, he received the financial support he needed to do so from the Rothschilds through their National City Bank of Cleveland. In exchange, the Rockefellers had to transport their oil via the Rothschilds railways. An illegal agreement saw to it that the Rockefellers received a bonus for the amount of oil they transported by train. Because of this agreement nobody could compete with the Rothschilds in transporting Rockefeller oil. This was all arranged by Jacob Schiff, of the company Kuhn & Loeb, the brain behind the foundation of the Rockefeller imperium. Under the authority of the Rothchilds, Kuhn, Loeb & Co. continue to manage the Rockefeller capital, which is valued at over 400 billion dollars. In 1950 the New York Times reported L.L. Strauss, a partner with Kuhn, Loeb & Co., as the financial adviser to the Rockefeller estate. Because of this, every investment had to be approved and signed by a partner of Kuhn, Loeb & Co. According to the periodical Fortune in 1985, the wealth of the Rockefellers was spread amongst more than 200 companies. These companies include six of the largest industrial companies in America, six of the largest banks, five of the largest insurance companies and three of the largest companies from different branches (electricity, water, infrastructure, fruits, oil, gold, and others). Not including the remaining 180 other companies, the total assets of these twenty giants amount to 460 billion dollars.
Robin de Ruiter (Worldwide Evil and Misery - The Legacy of the 13 Satanic Bloodlines)
How are you doing, Harper?" Trent hadn't touched her yet, but he was standing right behind her. She could feel his warm breath on her skin. "A bit light-headed, to be honest." "Put your head down between your knees. It's either the presence of my greatness-which happens all the time, so don't feel bad-or the adrenaline. Take some slow, deep breaths. What you're doing tonight is a huge step." She did as he said. His scuffed black boots disappeared from her line of sight and reappeared a minute later. "Please don't pass out and fall off the bed-my insurance doesn't cover dental." - Trent & Harper
Scarlett Cole (The Strongest Steel (Second Circle Tattoos, #1))
Because lessons learned by police personnel play such important role, it is necessary that a system be in place to insure that such lessons are properly and correctly recorded. Experience is a powerful teacher, but experience by itself is not the most efficient way to learn. The process can often be painful and time-consuming. To learn as quickly as possible, we must be more deliberate, more disciplined, and more thorough in our approach in order to squeeze as much as possible from each experience. As with everything else about better execution there is no magic here.
Fred Leland (Adaptive Leadership Handbook - Law Enforcement & Security)
(The term “sheep-dipped” appears in The New York Times version of the Pentagon Papers without clarification. It is an intricate Army-devised process by which a man who is in the service as a full career soldier or officer agrees to go through all the legal and official motions of resigning from the service. Then, rather than actually being released, his records are pulled from the Army personnel files and transferred to a special Army intelligence file. Substitute but nonetheless real-appearing records are then processed, and the man “leaves” the service. He is encouraged to write to friends and give a cover reason why he got out. He goes to his bank and charge card services and changes his status to civilian, and does the hundreds of other official and personal things that any man would do if he really had gotten out of the service. Meanwhile, his real Army records are kept in secrecy, but not forgotten. If his contemporaries get promoted, he gets promoted. All of the things that can be done for his hidden records to keep him even with his peers are done. Some very real problems arise in the event he gets killed or captured as a prisoner. There are problems with insurance and with benefits his wife would receive had he remained in the service. At this point, sheep-dipping gets really complicated, and each case is handled quite separately.)
L. Fletcher Prouty (The Secret Team: The CIA & its Allies in Control of the United States & the World)
The unprecedented bull market in Treasury bonds, supported by the belief that Treasury bonds are “insurance policies” in the case of financial collapse, could end as badly as the bull market in technology stocks did at the turn of the century. When economic growth increases, Treasury bondholders will receive the double blow of rising interest rates and loss of safe-haven status. One of the prime lessons learned from long-term analysis is that no asset class can stay permanently detached from fundamentals. Stocks had their comeuppance when the technology bubble burst and the financial system crashed. It is quite likely that bondholders will suffer a similar fate as the liquidity created by the world’s central banks turns into stronger economic growth and higher inflation.
Jeremy J. Siegel (Stocks for the Long Run: The Definitive Guide to Financial Market Returns & Long-Term Investment Strategies)
He convinced John Stainton to agree that there would be no CGI (computer-generated imagery) wildlife in the movie. We didn’t want to pretend to react to an animal in front of a green screen, and then have computer graphic technicians complete the shot later. That was how Hollywood would normally have done it, but that wasn’t an option for Steve. “All the animals have to be real,” he insisted to the executives at MGM. “I’m doing all of my own stunts. Otherwise, I am not interested.” I always believed that Steve would excel at anything he put his mind to, and a movie would be no different. The camera loved him. As talks ground on at MGM, we came up with a title: Crocodile Hunter: Collision Course. But mostly we had phone calls and meetings. The main sticking point was that no insurance company would touch us. No underwriter would write a policy for a project that required Steve to be working with real live crocodiles. As negotiations seemed to be grinding to a halt, we were all feeling frustrated. Steve looked around at John, Judi, and the others. He could see that everybody had gotten a bit stretched on all our various projects. He decided we needed a break. He didn’t lead us into the bush this time. Instead, Steve said a magic word. “Samoa.” “Sea snakes?” I asked. “Surfing,” he said.
Terri Irwin (Steve & Me)
Along with John and Judi, we took a big risk and started filming on the movie before we had a contract signed with MGM. There didn’t seem to be any choice. I imagined all the insurance underwriters across the world reacting to the phrase “live crocodiles.” Those two words would be enough to blow them right out of their cubicles. So we began shooting with our zoo crocodiles, but without signatures on the dotted line for the movie. A particular scene in the script--and a good example of an insurance man’s nightmare--had a crocodile trying to lunge into a boat. Only Steve’s expertise could make this happen, since the action called for Steve and me to be in the boat at the time. If the lunging crocodile happened to hook his head over the edge of the boat, he would tip us both into the water. That would be a one-way trip. “How are you going to work it?” I asked Steve. “Get the crocs accustomed to the dinghy first,” he said. “Then I’ll see if I can get them interacting with me while I’m in the boat.” First he tried Agro, one of our biggest male crocs. Agro was too wary of the boat. He’s a smart crocodile. I think he remembered back when he was captured. He didn’t want any of it. We decided to try with our friend Charlie. Charlie had been very close to ending up at a farm, his skin turned into boots, bags, and belts. He definitely had attitude. He spent a lot of his time trying to kill everything within range. Steve felt good about the possibility of Charlie having a go. Because he was filming a movie and not shooting a documentary, John had a more complex setup than usual, utilizing three thirty-five-millimeter cameras. Each one would film in staggered succession, so that the film magazine changes would never happen all at once. There would never be a time when film was not rolling. We couldn’t very well ask a crocodile to wait while a fresh mag was loaded into a camera. “You need to be careful to stay out of Charlie’s line of sight,” Steve said to me. “I want Charlie focusing only on me. If he changes focus and starts attacking you, it’s going to be too difficult for me to control the situation.” Right. Steve got no argument from me. Getting anywhere near those bone-crushing jaws was the furthest thing from my mind. I wasn’t keen on being down on the water with a huge saltwater crocodile trying to get me. I would have to totally rely on Steve to keep me safe.
Terri Irwin (Steve & Me)
You need to be careful to stay out of Charlie’s line of sight,” Steve said to me. “I want Charlie focusing only on me. If he changes focus and starts attacking you, it’s going to be too difficult for me to control the situation.” Right. Steve got no argument from me. Getting anywhere near those bone-crushing jaws was the furthest thing from my mind. I wasn’t keen on being down on the water with a huge saltwater crocodile trying to get me. I would have to totally rely on Steve to keep me safe. We stepped into the dinghy, which was moored in Charlie’s enclosure, secured front and back with ropes. Charlie came over immediately to investigate. It didn’t take much to encourage him to have a go at Steve. Steve grabbed a top-jaw rope. He worked on roping Charlie while the cameras rolled. Time and time again, Charlie hurled himself straight at Steve, a half ton of reptile flesh exploding up out of the water a few feet away from me. I tried to hang on precariously and keep the boat counterbalanced. I didn’t want Steve to lose his footing and topple in. Charlie was one angry crocodile. He would have loved nothing more than to get his teeth into Steve. As Charlie used his powerful tail to propel himself out of the water, he arched his neck and opened his jaws wide, whipping his head back and forth, snapping and gnashing. Steve carefully threw the top-jaw rope, but he didn’t actually want to snag Charlie. Then he would have had to get the rope off without stressing the croc, and that would have been tricky. The cameras rolled. Charlie lunged. I cowered. Steve continued to deftly toss the rope. Then, all of a sudden, Charlie swung at the rope instead of Steve, and the rope went right over Charlie’s top jaw. A perfect toss, provided that had been what Steve was trying to do. But it wasn’t. We had a roped croc on our hands that we really didn’t want. Steve immediately let the rope go slack. Charlie had it snagged in his teeth. Because of Steve’s quick thinking and prompt maneuvering, the rope came clear. We breathed a collective sigh of relief. Steve looked up at the cameras. “I think you’ve got it.” John agreed. “I think we do, mate.” The crew cheered. The shoot lasted several minutes, but in the boat, I wasn’t sure if it had been seconds or hours. Watching Steve work Charlie up close had been amazing--a huge, unpredictable animal with a complicated thought process, able to outwit its prey, an animal that had been on the planet for millions of years, yet Steve knew how to manipulate him and got some fantastic footage. To the applause of the crew, Steve got us both out of the boat. He gave me a big hug. He was happy. This was what he loved best, being able to interact and work with wildlife. Never before had anything like it been filmed in any format, much less on thirty-five-millimeter film for a movie theater. We accomplished the shot with the insurance underwriters none the wiser. Steve wanted to portray crocs as the powerful apex predators that they were, keeping everyone safe while he did it. Never once did he want it to appear as though he were dominating the crocodile, or showing off by being in close proximity to it. He wished for the crocodile to be the star of the show, not himself. I was proud of him that day. The shoot represented Steve Irwin at his best, his true colors, and his desire to make people understand how amazing these animals are, to be witnessed by audiences in movie theaters all over the world. We filmed many more sequences with crocs, and each time Steve performed professionally and perfected the shots. He was definitely in his element. With the live-croc footage behind us, the insurance people came on board, and we were finally able to sign a contract with MGM. We were to start filming in earnest. First stop: the Simpson Desert, with perentie lizards and fierce snakes.
Terri Irwin (Steve & Me)
Steve looked up at the cameras. “I think you’ve got it.” John agreed. “I think we do, mate.” The crew cheered. The shoot lasted several minutes, but in the boat, I wasn’t sure if it had been seconds or hours. Watching Steve work Charlie up close had been amazing--a huge, unpredictable animal with a complicated thought process, able to outwit its prey, an animal that had been on the planet for millions of years, yet Steve knew how to manipulate him and got some fantastic footage. To the applause of the crew, Steve got us both out of the boat. He gave me a big hug. He was happy. This was what he loved best, being able to interact and work with wildlife. Never before had anything like it been filmed in any format, much less on thirty-five-millimeter film for a movie theater. We accomplished the shot with the insurance underwriters none the wiser. Steve wanted to portray crocs as the powerful apex predators that they were, keeping everyone safe while he did it. Never once did he want it to appear as though he were dominating the crocodile, or showing off by being in close proximity to it. He wished for the crocodile to be the star of the show, not himself. I was proud of him that day. The shoot represented Steve Irwin at his best, his true colors, and his desire to make people understand how amazing these animals are, to be witnessed by audiences in movie theaters all over the world. We filmed many more sequences with crocs, and each time Steve performed professionally and perfected the shots. He was definitely in his element.
Terri Irwin (Steve & Me)
Mortgage Workouts Even if you don’t qualify for any of the government loan modification programs or your lender doesn’t agree to participate, you may be able to arrange a “mortgage workout.” A workout is any agreement you make with the lender that changes how you pay the delinquency on your mortgage or otherwise keeps you out of foreclosure. Many lenders require this formal process even for short-term fixes. Here are some workout options your lender might agree to: • Spread repayment of missed payments over a few months. For example, if your monthly payment is $1,000 and you missed two payments ($2,000), the lender might let you pay $1,500 for four months. • Reduce or suspend your regular payments for a specified time, and then add a portion of your overdue amount to your regular payments later on. • Extend the length of your loan and add the missed payments at the end. • For a period of time, suspend the amount of your monthly payment that goes toward the principal and only require payment of interest, taxes, and insurance. • Let you sell the property for less than you owe the lender and waive the rest. This is called a “short sale.” It’s best to start the workout negotiations as early as possible. But before you contact the lender about a workout, you should prepare information about your situation, including: • a reasonable budget for the
Robin Leonard (Solve Your Money Troubles: Debt, Credit & Bankruptcy)
Finding the perfect insurance for you is now possible. You can try to get in touch with us where you can get the best quotes for health, car & Travel insurance that would save your pocket.
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J.D. Power, which measures customer satisfaction: JDPower.com (look at the “Awards & Ratings” dropdown menu), and •​AM Best Company, which rates insurance companies on financial strength: AMBest.com.
Michael Boyer (Every Landlord's Guide to Managing Property: Best Practices, From Move-In to Move-Out)
Having life Insurance can help you replace the income from the job you hate in case of an accident.
David Angway (How to Save Money, Create More Income, & Live a Happier Life: Simple ways how to get back on track in your finances)
Insurance with investment is the 9th wonder of the world.
David Angway (How to Save Money, Create More Income, & Live a Happier Life: Simple ways how to get back on track in your finances)
When Julius Cæsar sailed over the channel from Gaul and landed with his legions on what is now England, what did he do to insure the success of his arms? A very clever thing: he halted his soldiers on the chalk cliffs of Dover, and, looking down over the waves two hundred feet below, they saw red tongues of fire consume every ship in which they had crossed. In the enemy’s country, with the last link with the Continent gone, the last means of retreating burned, there was but one thing left for them to do: to advance, to conquer. That is precisely what they did.
Carnegie Dale (How To Develop Self-Confidence & Influence People)
If you’re so smart, tell me again why you’re a freelance editor with no health insurance, job security, or retirement savings?
J.T. Geissinger (Savage Hearts (Queens & Monsters, #3))
Beacon Business Insurance is your one stop shop for everything business insurance related. We have agents that specialize in workers compensation insurance, commercial auto insurance, commercial property insurance, general liability insurance & cyber security insurance and more. If you need business insurance in California, we can help. Our well established business insurance agency has access to some of the best business insurance companies in the industry.
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Air Care Cooling & Heating LLC is a full service air conditioning repair company in Mesa AZ. Over 15 years of quality emergency repair service. BBB A+ rated. We also offer AC maintenance service. We are the east valley specialist when it comes to HVAC. We also offer full service plumbing and air duct cleaning. We are available for emergency repair 7 days a week 365 days a year. We offer a on time guarantee, we show on time or the service call is free. We are fully licensed, bonded and insured.
Air Care Cooling and Heating LLC
Born2Bounce Party Rental provides nothing but the best event rental company in Boerne and San Antonio with items ranging from moonwalks, bounce houses, water slides, tents, tables & chairs, concessions machines and much much more. Our rentals are clean and sanitized after every use and we are also one the very few companies that is licensed and insured which is required by state law. Born2Bounce Party Rental services Boerne, San Antonio and Surrounding areas.
Born2Bounce Party Rental
YTS York tree specialists offers full Arboricultural & Tree Surgeon service for York. We offer the best and most affordable tree removal, stump grinding, tree trimming, tree surgeon. Our team of arborists are all licensed and insured to handle any tree service. Our tree services extend throughout York (including Middlethorpe, Fulford, Heslington, Dunnington, Stockton On The Forest, Huntington, Earswick, Rawcliffe, Hessay, Rufforth, Angram & Bilbrough) for both local homes, and businesses.
YTS York Tree Surgeon & Specialists
We’re a family-run Arborist operating from Amersham, Buckinghamshire. We are qualified and fully insured to safeguard all aspects of our work and your property. Our services include pruning, felling, and stump removal as well as professional tree reports & surveys for domestic and commercial clients.
Quill Hall Tree Surgeons
During Dorabji’s leadership, three hydroelectric power companies, two cement companies, a large edible oil and soap company, an insurance company and an airline were added to the Tata group. Dorabji’s role in building the Tata empire is often glossed over, perhaps because he was overshadowed by two particularly charismatic individuals—his predecessor Jamsetji and his successor JRD.
Coomi Kapoor (The Tatas, Freddie Mercury & Other Bawas: An Intimate History of the Parsis)
Here at StumpBusters, we are the UK's No.1 Tree Stump Removal Specialist. Reliable, Qualified & Fully Insured. We've been providing professional tree stump removal services for nearly 25 years, for both domestic and commercial customers. We can clear any size of tree stump thanks to our wide range of modern machines, and we'll leave the stump removed to well below ground level.
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The best auto glass shop headquarter in Oakville. Speers Auto Glass offers fast & superior auto glass windshield repair & replace services at a lower price. Auto glass repairs for popular car makes & models start from the low $40 and please come in if you need us to repair stone chips, some maybe 100% free for you and paid to us by the insurance instead. Just ask! We are 100% confident in the quality of our work. we offer you a Lifetime Warranty on auto glass leakage and workmanship.
Speers Auto Glass
All one must do is remember basic math. If one system that administers medical payments require hundreds of duplicate services, equipment, software, & databases, and must make profits for passive investors, and must pay thousands of executives millions of dollars, then it is mathematically impossible for that system to be more efficient than one that must provide the same medical payments without those expenses and overhead. Not even an inordinate amount of waste and fraud in any single-payer system would likely match the legalized fraud of the private healthcare insurance system. It is simply basic math.
Egberto Willies (It’s Worth It: How to Talk To Your Right-Wing Relatives, Friends, and Neighbors (Our Politics Made Easy & Ready For Action))
I'll give you an actual example. Pamela Yellen, the CEO of the Prospecting & Marketing Institute, based in Santa Fe, New Mexico, and I were conducting a multiday seminar for her clients — corporate executives and general agents from life insurance companies — about new methods of recruiting agents. Even though the attendees had paid a very high per-person fee to be there, most had traveled great distances, and the subject was of critical importance to them, we both noticed that on breaks, what most of them were talking about was where they were going to go play golf that evening when the seminar let out, the next morning before it started, or the day afterward. Both Pamela and I made note of how important it was to these clients of hers to get out on the golf course. This led to one of the most unusual ads Pamela has ever written and run in her own industry's trade journals, with the headline: “Puts Recruiting on Autopilot So You Can Go Play Golf!” The entire ad is reproduced on the following page, Exhibit #3. As you'll see, it sold the system we devised for insurance agent recruiting, but it did so circuitously, by emphasizing the hidden benefit: you'll get the job done with less time invested, so you can spend more time on the golf course.
Dan S. Kennedy (The Ultimate Sales Letter: Attract New Customers. Boost your Sales.)
When I was in the insurance industry, we used the phrase “get out and press the flesh” often. We knew that no matter how many flyers we mailed or advertisements we placed, the best way to sell was to get out and meet people in person.
Maria Brophy (Art Money & Success: A complete and easy-to-follow system for the artist who wasn't born with a business mind.)
The terms of the insurance contract and insurance policy must be within the precincts of law and not in contravention of any prevailing law or the even the principles of justice, equity, good conscience, and public policy.
Henrietta Newton Martin
StumpBusters are the UK's No.1 tree stump removal specialists, with all of our work completed by fully qualified, trained & insured professionals. We've been providing a professional tree stump removal service for over 24 years, using the most modern and efficient machinery to cause minimum ground disturbance.
Stump Removal East Anglia
If you determine to become indifferent to what you cannot prevent---you will insure yourself a greater degree of repose of mind than you have known for years. Excuse me for making such suggestions, as the experience of long years has taught me the most availing remedy in life's trials. . . Let them alone when you have done what you could. - Elizabeth Todd-Edwards giving advice to her nephew Robert Lincoln regarding his mother
Charles Lachman (The Last Lincolns: The Rise & Fall of a Great American Family)
able of Contents Introduction to Go2Bank Why People Buy Verified Go2Bank Accounts Features of a Verified Go2Bank Account Benefits of Using Go2Bank Who Needs Verified Go2Bank Accounts? How to Buy Verified Go2Bank Accounts 24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com Factors to Consider Before Buying Where to Buy Verified Go2Bank Accounts Risks of Buying Go2Bank Accounts Legal and Ethical Concerns How to Spot a Legit Seller Using a Bought Account Safely FAQs on Buying Go2Bank Accounts Go2Bank vs Other Digital Banks Final Thoughts 1. Introduction to Go2Bank Go2Bank is a digital banking solution offered by Green Dot Corporation. It's designed to serve unbanked or underbanked individuals with easy access to mobile banking, debit cards, and early paycheck deposits. It functions entirely online, making it convenient and fast for users looking for alternatives to traditional banks. 2. Why People Buy Verified Go2Bank Accounts A verified Go2Bank account comes with an established identity, verified email, SSN verification, and often a debit card. People buy these accounts for a variety of reasons: Quick access to banking features Bypassing tedious KYC (Know Your Customer) verification Creating business or multiple accounts Accessing features like early direct deposit and tax refunds E-commerce transactions Privacy and anonymity 3. Features of a Verified Go2Bank Account When you buy a verified Go2Bank account, you typically get the following: ✅ Email & phone number verified ✅ SSN or ID verified (USA only) ✅ Debit card linked (optional) ✅ Online banking access ✅ Mobile app login credentials ✅ Optional transaction history ✅ Set PIN & security questions Some sellers may also include a virtual card or additional features like PayPal linking or Cash App compatibility.24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com 4. Benefits of Using Go2Bank Using Go2Bank offers several key benefits: Early Paycheck Access: Get your paycheck up to 2 days earlier than traditional banks No Hidden Fees: Transparent fee structure with no monthly fees (if certain conditions are met) FDIC Insured: Up to $250,000 insurance via Green Dot Bank Overdraft Protection: Up to $200 overdraft with eligible direct deposits Cash Deposits: Add cash at over 90,000 locations across the US Bill Pay: Easy-to-use bill pay via mobile app These features make Go2Bank highly desirable for both personal and business use. 5. Who Needs Verified Go2Bank Accounts? Here are the common users: ✅ Freelancers and remote workers – For receiving quick payments ✅ Dropshippers & eCommerce sellers – For handling multiple accounts ✅ Affiliate marketers – For tracking and managing payment inflows ✅ Crypto traders – For fiat withdrawal routes ✅ Students and travelers – For online shopping and budgeting ✅ People with limited banking access – Those who can’t pass KYC for other banks 6. How to Buy Verified Go2Bank Accounts The process typically follows these steps: Find a reliable seller (Telegram, WhatsApp, trusted marketplaces) Confirm what’s included – email access, debit card, virtual card, etc. Request a sample screenshot of account status Check if 2FA is enabled or if it can be disabled Make the payment using secure methods like crypto or escrow 24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com
Buy Verified Go2Bank Accounts – The Ultimate Guide (2024)
The television is now playing a commercial for car insurance. "What's that? An ostrich?" asks Grandma. I shake my head. "I think it's an emu." Grandpa scratches his scalp, the hairs on his head resembling pale-gray toothbrush bristles. "You know, Ella, it looks just like your second cousin.
McCaid Paul (Sweet Tea & Snap Peas)