Allstate Insurance Quotes

The 10 best things about the future is that... ... 1. tomorrow it's all in the past 2. we'll get to wear cool uniforms (if we're the bad guys) 3. we'll catch up on our laundry 4. if I accidentally swallow my iPhone I can shit it out with the corn niblets 5. I'll be able to 3D-print my next ex-girlfriend 6. the world will be decimated by nuclear apocalypse and my penis will glow in the dark 7. we'll drive flying cars (and Allstate still won't pay our insurance claims) 8. marijuana will be legal everywhere and tobacco and alcohol will be banned 9. immersive virtual reality technologies will replace bitches, whores and the dollar menu at McDonalds 10. if things don't go as planned, well we can always look forward to the future

Insuring against losses, however, goes against the grain of the risk principle. It asks people to accept a sure loss (the cost of the policy) rather than to gamble on an uncertain larger loss. Since we like to gamble on losses, this can be a difficult sell. Most insurance companies today avoid this problem by phrasing their messages in the positive. Insurance is now described not so much as a buffer against unpredictable loss but, instead, as a way of protecting the valuables you possess. Even if you don't currently have valuables to speak of, the companies encourage you to insure against losing the good things you're hoping will come your way in the future. Why gamble on losing your hopes? One company advertises: "Whether you want to secure your family's future or safeguard your auto or home, Prudential has the insurance products to help you achieve your goals." A television commercial for another tells us: "Is it possible to secure a dream? At The Hartford, we do just that." Allstate's motto (right below the "good hands" shtick) goes straight for the buzzwords without bothering over sentence structure: "Succeeding today, planning tomorrow." I doubt anybody has the faintest idea what that actually says, but, for a few cents a day, who wants to gamble with success and tomorrow?

Car insurance,” said Serge. “Watch any channel on TV for any length of time, and every other commercial is a British lizard, an upwardly mobile caveman, a calcified chick named Flo, the anthropomorphic jerk named Mayhem who tricks you into accidents, the guy in a hard hat who hits cars with sledgehammers, the character who played the president in the show 24 saying, ‘That’s Allstate’s stand,’ ‘Nationwide is on your side,’ ‘Fifteen minutes could save you some shit.’ ” “I like Mayhem,” said Coleman. “He makes me not feel so bad about breaking stuff.” “And yet we’re still not manufacturing anything you can hold in your hands,” said Serge.

In 2011, Insurance giant Allstate, with forty of the best actuaries and data scientists money could buy, wanted to see if its claims algorithm could be improved upon, so it ran a contest on Kaggle.