Accountant Birthday Quotes

This isn’t lust. Lust wants, does the obvious, and pads back into the forest. Love is greedier. Love wants round-the-clock care; protection; rings, vows, joint accounts; scented candles on birthdays; life insurance. Babies. Love’s a dictator.

The grandmothers decided on William’s eighth birthday that the time had come for the boy to learn the value of money. With this in mind, they allocated him one dollar a week as pocket money, but insisted that he keep an inventory accounting for every cent he spent. Grandmother Kane presented him with a green leather-bound ledger, at a cost of 95 cents, which she deducted from his first week’s allowance. From then on the grandmothers divided the dollar up every Saturday morning. William could invest 50 cents, spend 20 cents, give 10 cents to charity and keep 20 cents in reserve. At the end of each quarter they would inspect the ledger and his written report on any unusual transactions.

Is it possible that the Pentateuch could not have been written by uninspired men? that the assistance of God was necessary to produce these books? Is it possible that Galilei ascertained the mechanical principles of 'Virtual Velocity,' the laws of falling bodies and of all motion; that Copernicus ascertained the true position of the earth and accounted for all celestial phenomena; that Kepler discovered his three laws—discoveries of such importance that the 8th of May, 1618, may be called the birth-day of modern science; that Newton gave to the world the Method of Fluxions, the Theory of Universal Gravitation, and the Decomposition of Light; that Euclid, Cavalieri, Descartes, and Leibniz, almost completed the science of mathematics; that all the discoveries in optics, hydrostatics, pneumatics and chemistry, the experiments, discoveries, and inventions of Galvani, Volta, Franklin and Morse, of Trevithick, Watt and Fulton and of all the pioneers of progress—that all this was accomplished by uninspired men, while the writer of the Pentateuch was directed and inspired by an infinite God? Is it possible that the codes of China, India, Egypt, Greece and Rome were made by man, and that the laws recorded in the Pentateuch were alone given by God? Is it possible that Æschylus and Shakespeare, Burns, and Beranger, Goethe and Schiller, and all the poets of the world, and all their wondrous tragedies and songs are but the work of men, while no intelligence except the infinite God could be the author of the Pentateuch? Is it possible that of all the books that crowd the libraries of the world, the books of science, fiction, history and song, that all save only one, have been produced by man? Is it possible that of all these, the bible only is the work of God?

I was so moved that she remembered my birthday that I cried harder than I had in years. When I returned her call, she told me her computer was broken and she couldn't afford to replace it. My heart fell. As I had done so many times before, I went to her rescue. Still on the phone, I went online and bought her a new laptop, top-of-the-line. That was what she had really called for, She thanked me and hung up. I went to Casey, sobbing. Soon afterward, I closed the bank account and asked my mom to not ask me for any more gifts or money. Now my relationship with my mom is very limited, and it's still very painful for me. She continues to occasionally send me bills she can't pay. I respond by telling her that I love her but I cannot pay her bills.

It always has been and always will be the same. The old folk of our grandfathers' young days sang a song bearing exactly the same burden; and the young folk of to-day will drone out precisely similar nonsense for the aggravation of the next generation. "Oh, give me back the good old days of fifty years ago," has been the cry ever since Adam's fifty-first birthday. Take up the literature of 1835, and you will find the poets and novelists asking for the same impossible gift as did the German Minnesingers long before them and the old Norse Saga writers long before that. And for the same thing sighed the early prophets and the philosophers of ancient Greece. From all accounts, the world has been getting worse and worse ever since it was created. All I can say is that it must have been a remarkably delightful place when it was first opened to the public, for it is very pleasant even now if you only keep as much as possible in the sunshine and take the rain good-temperedly.

She thought of a night when Troy had been playing all the way out at Homebush in a tournament that ran so far behind schedule he didn’t even get onto the court until midnight. Stan was with Troy, Joy was at home with the other kids. Logan was worryingly sick with a temperature. She didn’t sleep that night. She baked thirty cupcakes for Brooke’s birthday the next day in between tending to Logan, she did three loads of laundry, she did the accounts, and she did Troy’s history assignment on the Great Wall of China. She got seven out of ten for the assignment (she was still furious about that; she’d deserved a nine). When she thought of that long night, it was like remembering an extraordinarily tough match where she’d prevailed. Except there was no trophy or applause. The only recognition you got for surviving a night like that came from other mothers. Only they understood the epic nature of your trivial achievements.

And yes, I like to crochet. Again, I’ll ask that you not fucking judge me, because it’s my birthday, because my charity, Hookers for the Homeless, has provided over two thousand caps, gloves, and scarves to people in need, and because my Instagram account—Hockey Hooker—has over a million followers.

felt abandoned by her when she drank, but as long as I wasn’t hurt and she was accounted for and alive, I could justify that everything was all right. Never really knowing what I was going to come home to established a constant underlying sense of anxiety in my gut. I remained unrealistically optimistic that every day would be different. Mom would keep her promise and not get drunk at that birthday or that particular function.

Jockey had a good birthday plan, Cora thought. Jockey awoke on a surprise Sunday to announce his celebration and that was that. Sometimes it was in the midst of the spring rains, other times after harvest. He skipped some years or forgot or decided according to some personal accounting of grievance that the plantation was undeserving. No one minded his caprices. It was enough that he was the oldest colored man they had ever met, that he had survived every torment big and small white men had concocted and implemented.

Today is Jesus's birthday. Just pointing that out, brother, on account that some folks get a bit confused this time of year." He put a light hand on Santa's arm and grinned. "They think it's Santa Claus Day." Santa met his eye and held it. "Reverend," the lady said. "Don't you even start." She looked at Santa apologetically. "Just ignore him. He's a bit impractical when it comes to Christmas." "Darn straight I am. Santa Claus and all his little presents get in the way of God's message." "As can religion," Santa replied.

Laundry Sandra’s birthday cake Accounts receivable report Car tires Breakfast with parents Notice how the tasks lack emotional and motivational power. We can fix that by adding verbs to them: Start a load of laundry Buy a cake for Sandra’s birthday Finish the accounts receivable report Check the pressure in my car’s tires Call parents to plan breakfast date Notice how the verbs (start, buy, finish, check, and call) tell us exactly what to do. There’s no ambiguity. You don’t have to guess at the type of activity the task involves.

But being alone isn’t the way to make you happy,” she said. Yet, I was happy, eventually. All things take time. Grief can be wide and feel bottomless sometimes, but eventually, it begins to subside, to grow into something useful. I spent my time volunteering as a tutor, training for and running half-marathons, visiting Aunt June and Alice in Boston. For my fortieth birthday, I forced myself out of my comfort zone, took cash out of my savings account, hopped on an airplane and spent the summer in Italy and France, reading books and wandering through ancient cities. I dated but never found affection enough for a relationship.

My mother left us when I was twelve. She found a man who was not as parsimonious as my father and moved to Las Vegas, Nevada which is two thousand five hundred miles away. She doesn't visit. She doesn’t call. She sends me a card on my birthday with fifty dollars in it, which my father nags me about until I finally go to the bank and deposit it. And so, for all six years she’s been gone, I have $337 to show for having a mother. Dad says that thirty-seven bucks is good interest. He doesn't see the irony in that. He doesn't see the word interest as anything not connected to money because he’s an accountant and to him, everything is a number. I think $37 and no other and no visits or phone calls is shitty interest.

Nikhilananda’s birthday. Maybe we’d Morris dance, naked, around the base of an old-growth California redwood, its branches lavishly festooned with the soiled hammocks and poop buckets of crunchy-granola tree sitters mentoring spotted owls in passive-resistance protest techniques. You get the picture. In place of Santa Claus, my mom and dad said Maya Angelou kept tabs on whether little children were naughty or nice. Dr. Angelou, they warned me, did her accounting on a long hemp scroll of names, and if I failed to turn my compost I’d be sent to bed with no algae. Me, I just wanted to know that someone wise and carbon neutral—Dr. Maya or Shirley Chisholm or Sean Penn—was paying attention. But none of that was really Christmas. And none of that Earth First! baloney helps out once you’re dead and you discover that the snake-handling,

My whole sorry existence has been building towards this one night. The night of the Reynolds’ Fortuna Ball. A celebration that invites the entire town to eat, drink, and dance the night away. It’s become tradition in these parts for the Reynolds family to hand over all the properties, businesses, offshore accounts, cars, and whatever else rich people own, to the heir on his twenty-fifth birthday. Nice, right? And the ball is their public way of celebrating the handover, or so everyone thinks. The truth is way weirder. Try an ancient curse; a deal signed in blood and a pair of families joined in perpetuity. The whole thing gives me the itches and I sound certifiable to boot, but for the last four hundred years the women in my family have been ripping off the Reynolds family, and those a**eholes throw us a party so we can do it in style.

When I moved to the U.S. at six, I was unrecognizable to my mother. I was angry, chronically dissatisfied, bratty. On my second day in America, she ran out of the room in tears after I angrily demanded that she buy me a pack of colored pencils. You're not you! she sputtered between sobs, which brought me to a standstill. She couldn't recognize me. That's what she told me later, that this was not the daughter she had last seen. Being too young, I didn't know enough to ask: But what did you expect? Who am I supposed to be to you? But if I was unrecognizable to her, she was also unrecognizable to me. In this new country, she was disciplinarian, restrictive, prone to angry outbursts, easily frustrated, so fascist with arbitrary rules that struck me, even as a six-year-old, as unreasonable. For most of my childhood and adolescence, my mother was my antagonist. Whenever she'd get mad, she'd take her index finger and poke me in the forehead. You you you you you, she'd say, as if accusing me of being me. She was quick to blame me for the slightest infractions, a spilled glass, a way of sitting while eating, my future ambitions (farmer or teacher), the way I dressed, what I ate, even the way I practiced English words in the car..She was the one to deny me: the extra dollar added to my allowance; an extra hour to my curfew; the money to buy my friends' birthday presents, so that I was forced to gift them, no matter what the season, leftover Halloween candy. In those early days, we lived so frugally that we even washed, alongside the dishes in the sink, used sheets of cling wrap for reuse. She was the one to punish me, sending me to kneel in the bathtub of the darkened bathroom, carrying my father's Casio watch with an alarm setting to account for when time was up. Yet it was I who would kneel for even longer, going further and further, taking more punishment just to spite her, just to show that it meant nothing. I could take more. The sun moved across the bathroom floor, from the window to the door.

The prescriptions of the Day of Atonement bring comfort to both parties to an injury. As victims of hurt, we frequently don’t bring up what ails us, because so many wounds look absurd in the light of day. It appalls our reason to face up to how much we suffer from the missing invitation or the unanswered letter, how many hours of torment we have given to the unkind remark or the forgotten birthday, when we should long ago have become serene and impervious to such needles. Our vulnerability insults our self-conception; we are in pain and at the same time offended that we could so easily be so. Our reserve may also have a financial edge. Those who caused us injury are liable to have authority over us – they own the business and decide on the contracts – and it is this imbalance of power that is keeping us quiet, yet not for that matter saving us from bitterness and suppressed rage. Alternatively, when we are the ones who have caused someone else pain and yet failed to offer apology, it was perhaps because acting badly made us feel intolerably guilty. We can be so sorry that we find ourselves incapable of saying sorry. We run away from our victims and act with strange rudeness towards them, not because we aren’t bothered by what we did, but because what we did makes us feel uncomfortable with an unmanageable intensity. Our victims hence have to suffer not only the original hurt, but also the subsequent coldness we display towards them on account of our tormented consciences.

proper legal structure. The best structure is that of the Mondragon companies, which do not allow workers to own a tradable share of equity. Instead, in addition to their wages they each have an internal capital account the value of which depends on the business’s performance and on the number of hours the member works. A new member has to pay a large entrance fee, most of which is credited to his internal account. He receives interest at the end of every fiscal year, but he cannot withdraw the annually accumulating principal from his account until retirement. Almost all profits are divided between these individual accounts and a collective account that helps ensure the company’s survival. No buying or selling of shares takes place in this scheme, so it’s difficult for the firm to lose its worker-controlled status. Not until 1982, however, did the internal-capital-accounts legal structure exist in the United States (and then only in Massachusetts); prior to that, worker cooperatives had to make convoluted use of other categories, which sometimes made them vulnerable to degeneration.113 In any case, the survival rates of contemporary cooperatives put the lie to traditional theories of cooperatives’ unsustainability, for they appear to have higher rates of survival than conventional firms. During the 1970s and early 1980s, the death rate for co-ops in France (due either to dissolution or to conversion into a capitalist firm) was 6.9 percent; the comparable rate for capitalist competitors was 10 percent. A study in 1989 found much higher failure rates for capitalist companies than cooperatives in North America.114 A study conducted by Quebec’s Ministry of Industry and Commerce in 1999 concluded that “Co-op startups are twice as likely to celebrate their 10th birthday as conventionally owned private businesses.”115 A later study by the same organization found that “More than 6 out of 10 cooperatives survive more than five years, as compared to almost 4 businesses out of 10 for the private sector in Québec and in Canada in general. More than 4 out of 10 cooperatives survive more than 10 years, compared to 2 businesses out of 10 for the private sector.”116

Between 2003 and 2008, Iceland’s three main banks, Glitnir, Kaupthing and Landsbanki, borrowed over $140 billion, a figure equal to ten times the country’s GDP, dwarfing its central bank’s $2.5 billion reserves. A handful of entrepreneurs, egged on by their then government, embarked on an unprecedented international spending binge, buying everything from Danish department stores to West Ham Football Club, while a sizeable proportion of the rest of the adult population enthusiastically embraced the kind of cockamamie financial strategies usually only mooted in Nigerian spam emails – taking out loans in Japanese Yen, for example, or mortgaging their houses in Swiss francs. One minute the Icelanders were up to their waists in fish guts, the next they they were weighing up the options lists on their new Porsche Cayennes. The tales of un-Nordic excess are legion: Elton John was flown in to sing one song at a birthday party; private jets were booked like they were taxis; people thought nothing of spending £5,000 on bottles of single malt whisky, or £100,000 on hunting weekends in the English countryside. The chief executive of the London arm of Kaupthing hired the Natural History Museum for a party, with Tom Jones providing the entertainment, and, by all accounts, Reykjavik’s actual snow was augmented by a blizzard of the Colombian variety. The collapse of Lehman Brothers in late 2008 exposed Iceland’s debts which, at one point, were said to be around 850 per cent of GDP (compared with the US’s 350 per cent), and set off a chain reaction which resulted in the krona plummeting to almost half its value. By this stage Iceland’s banks were lending money to their own shareholders so that they could buy shares in . . . those very same Icelandic banks. I am no Paul Krugman, but even I can see that this was hardly a sustainable business model. The government didn’t have the money to cover its banks’ debts. It was forced to withdraw the krona from currency markets and accept loans totalling £4 billion from the IMF, and from other countries. Even the little Faroe Islands forked out £33 million, which must have been especially humiliating for the Icelanders. Interest rates peaked at 18 per cent. The stock market dropped 77 per cent; inflation hit 20 per cent; and the krona dropped 80 per cent. Depending who you listen to, the country’s total debt ended up somewhere between £13 billion and £63 billion, or, to put it another way, anything from £38,000 to £210,000 for each and every Icelander.

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Natalie gave him a smile and lifted the mug to her lips. The tea was just right. ‘Who’s the FLO on this?’ Murray asked, referring to the family liaison officer who’d be with the officer breaking the news to Ava’s parents. ‘Tanya Granger. I told her we’d go over later to talk to them. Give them a chance for the news to sink in first.’ Natalie brushed to one side the printed articles they’d retrieved from the Internet, and spoke again. ‘DI Howard Franks led the original investigation. He had to retire from the force soon afterwards on account of his wife’s health. She’s sadly passed away since. He’ll be in any minute to take us through it. Has to drop off his daughters at school first.’ On cue, the ex-detective arrived, dressed in jeans, a sweatshirt and a light-coloured bomber jacket.

I saw Dinocrates going out from a gloomy place, where also there were several others, and he was parched and very thirsty, with a filthy countenance and pallid color, and the wound on his face which he had when he died. This Dinocrates had been my brother after the flesh, seven years of age, who died miserably with disease — his face being so eaten out with cancer, that his death caused repugnance to all men. For him I had made my prayer, and between him and me there was a large interval, so that neither of us could approach to the other. And moreover, in the same place where Dinocrates was, there was a pool full of water, having its brink higher than was the stature of the boy; and Dinocrates raised himself up as if to drink. And I was grieved that, although that pool held water, still, on account of the height to its brink, he could not drink. And I was upset, and knew that my brother was in suffering. But I trusted that my prayer would bring help to his suffering; and I prayed for him every day until we passed over into the prison of the camp, for we were to fight in the camp-show. Then was the birthday of Geta Cæsar, and I made my prayer for my brother day and night, groaning and weeping that he might be granted to me. 4. Then, on the day on which we remained in fetters, this was shown to me. I saw that that place which I had formerly observed to be in gloom was now bright; and Dinocrates, with a clean body well clad, was finding refreshment. And where there had been a wound, I saw a scar; and that pool which I had before seen, I saw now with its margin lowered even to the boy's navel. And one drew water from the pool incessantly, and upon its brink was a goblet filled with water; and Dinocrates drew near and began to drink from it, and the goblet did not fail. And when he was satisfied, he went away from the water to play joyously, after the manner of children, and I awoke. Then I understood that he was translated from the place of punishment. Perpetua is Again Tempted by Her Father.

Dunce is completely bald and has a really pointed head so the temptation to get him paralytic on his thirtieth birthday, carry him to the tattooist’s and get a nice big ‘D’ smack bang in the middle of his forehead was too much for me. Trouble is he can’t afford to have it removed so he wears a big plaster over it. Gangs of children tease him. ‘What’s underneath the plaster, mister? Show us!’ They swear he has a third eye under there. My name is Bill but Dunce calls me ‘Fez’ on account of my hat. I’ve known Dunce for over sixteen years.

We can also increase the perceived long term value by the way we describe our emails. Nowadays many businesses mention a newsletter on their website, but the phrase ‘newsletter’ doesn’t have any implied value in it. In fact the word ‘news’ is probably something you don’t want to hear from a potential supplier. Who cares whether Mary in accounts has had a birthday? What you would like to get is useful, valuable information. So instead of calling it an email newsletter, I call mine ‘client winning tips via email’. Or you could call it a ‘divorce survival bulletin’. Or ‘the cash flow accelerator emails’ or ‘tax cutting tips’. Each of these names implies some kind of value or outcome your potential subscribers will get from your emails. To come up with a good name, go back to your customer insight map for your ideal clients and look at the big problems, challenges, goals and aspirations your clients have. If you can name your emails to relate to those big goals and problems then they’re likely to see they’ll get value by subscribing to them.

We expose our most sensitive personal information any time we Pick up a phone, respond to a text, click on a link, or carelessly provide personal information to someone we don’t know; Fail to properly secure computers or devices; Create easy-to-crack passwords; Discard, rather than shred, documents that contain PII; Respond to an email that directs us to call a number we can’t independently confirm, or complete an attachment that asks for our PII in an insecure environment; Save our user ID or password on a website or in an app as a shortcut for future logins; Use the same user ID or password throughout our financial, social networking, and email universes; Take [online] quizzes that subtly ask for information we’ve provided as the answers to security questions on various websites. Snap pictures with our smartphone or digital camera without disabling the geotagging function; Use our email address as a user name/ID, if we have the option to change it; Use PINS like 1234 or a birthday; Go twenty-four hours without reviewing our bank and credit card accounts to make absolutely sure that every transaction we see is familiar; Fail to enroll in free transactional monitoring programs offered by banks, credit unions, and credit card providers that notify us every time there is any activity in our accounts; Use a free Wi-Fi network [i.e. cafés or even airports] without confirming it is correctly identified and secure, to check email or access financial services websites that contain our sensitive data.

From The Bridge” by Captain Hank Bracker Mundane Happenings Life is just packed with “Mundane Happenings!” It’s the mundane happenings that usually take the most time and they always seem to interfere, just about when you want to do something really important. Let’s start with mundane things that are routine, like doing the dishes and taking out the garbage. The list for a single person might be a little less involved or complicated but it would be every bit as important as that of a married couple or people with lots of children or even pets. Oh yes, for some the list of mundane responsibilities would include washing clothes and taking the children to their activities. You know what I mean… school, sports, hobbies, their intellectual endeavors and the like. For most of us beds have to be made, the house has to be kept clean, grass has to be cut and the flowers have to be pruned. Then there are the seasonal things, such as going trick or treating, buying the children everything they need before school starts or before going to summer camp. Let’s not forget Christmas shopping as well as birthdays and anniversaries. This list is just an outline of mundane happenings! I’m certain that you can fill in any of these broad topics with a detailed account of just how time consuming these little things can be. Of course we could continue to fill in our calendar with how our jobs consume our precious time. For some of us our jobs are plural, meaning we have more than one job or sometimes even more than that. I guess you get the point… it’s the mundane happenings that eat up our precious time ferociously. Blink once and the week is gone, blink twice and it’s the month and then the year and all you have to show for it, is a long list of the mundane things you have accomplished. Would you believe me, if I said that it doesn’t have to be this way? Really, it doesn’t have to, and here is what you can do about it. First ask yourself if you deserve to recapture any of the time you are so freely using for mundane things. Of course the answer should be a resounding yes! The next question you might want to ask yourself is what would you do with the time you are carving out for yourself? This is where we could part company, however, whatever it is it should be something personal and something that is fulfilling to you! For me, it became a passion to write about things that are important to me! I came to realize that there were stories that needed to be told! You may not agree, however I love sharing my time with others. I’m interested in hearing their stories, which I sometimes even incorporate into my writings. I also love to tell my stories because I led an exciting life and love to share my adventures with my friends and family, as well as you and future generations. I do this by establishing, specifically set, quiet time, and have a cave, where I can work; and to me work is fun! This is how and where I wrote The Exciting Story of Cuba, Suppressed I Rise, now soon to be published as a “Revised Edition” and Seawater One…. Going to Sea! Yes, it takes discipline but to me it’s worth the time and effort! I love doing this and I love meeting new friends in the process. Of course I still have mundane things to do…. I believe it was the astronaut Allen Shepard, who upon returning to Earth from the Moon, was taking out the garbage and looking up saw a beautifully clear full Moon and thought to himself, “Damn, I was up there!” It’s the accomplishment that makes the difference. The mundane will always be with us, however you can make a difference with the precious moments you set aside for yourself. I feel proud about the awards I have received and most of all I’m happy to have recorded history as I witnessed it. My life is, gratefully, not mundane, and yours doesn’t have to be either.” Captain Hank Bracker, author of the award winning book “The Exciting Story of Cuba.

Minors Act (UTMA) or Uniform Gifts to Minors Act (UGMA) are one way that parents can earmark funds for their children’s education. Often gifts of cash for a child’s birthdays and other special occasions end up in this account, and it grows over time.

Aza [Raskin] said: 'For instance, Facebook tomorrow could start batching your notifications, so you only get one push notification a day ... They could do that tomorrow.' ....So instead of getting 'this constant drip of behavioural cocaine,' telling you every few minutes that somebody liked your picture, commented on your post, has a birthday tomorrow, and on and on - you would get one daily update, like a newspaper, summarising it all. You'd be pushed to look once a day, instead of being interrupted several times an hour. 'Here's another one,' he said 'Infinite scroll. ...it's catching your impulses before your brain has a chance to really get involved and make a decision.' Facebook and Instagram and the others could simply turn off infinite scroll - so that when you get to the bottom of the screen, you have to make a conscious decision to carry on scrolling. Similarly, these sites could simply switch off the things that have been shown to most polarise people politically, stealing our ability to pay collective attention. Since there's evidence YouTube's recommendation engine is radicalising people, Tristan [Harris] told one interviewer: 'Just turn it off. They can turn it off in a heartbeat.' It's not as if, he points out, the day before recommendations were introduced, people were lost and clamouring for somebody to tell them what to watch next. Once the most obvious forms of mental pollution have been stopped, they said, we can begin to look deeper, at how these sites could be redesigned to make it easier for you to restrain yourself and think about your longer-term goals. ...there could be a button that says 'here are all your friends who are nearby and are indicating they'd like to meet up today.' You click it, you connect, you put down your phone and hang out with them. Instead of being a vacuum sucking up your attention and keeping it away from the outside world, social media would become a trampoline, sending you back into that world as efficiently as possible, matched with the people you want to see. Similarly, when you set up (say) a Facebook account, it could ask you how much time you want to spend per day or per week on the site. ...then the website could help you to achieve your goal. One way could be that when you hit that limit, the website could radically slow down. In tests, Amazon found that even 100 milliseconds of delay in the pace at which a page loads results in a substantial drop-off in people sticking around to buy the product. Aza said: 'It just gives your brain a chance to catch up to your impulse and [ask] - do I really want to be here? No.' In addition, Facebook could ask you at regular intervals - what changes do you want to make to your life? ...then match you up with other people nearby... who say they also want to make that change and have indicated they are looking for the equivalent of gym buddies. ...A battery of scientific evidence shows that if you want to succeed in changing something, you should meet up with groups of people doing the same. At the moment, they said, social media is designed to grab your attention and sell it to the highest bidder, but it could be designed to understand your intentions and to better help you achieve them. Tristan and Aza told me that it's just as easy to design and program this life-affirming Facebook as the life-draining Facebook we currently have. I think that most people, if you stopped them in the street and painted them a vision of these two Facebooks, would say they wanted the one that serves your intentions. So why isn't it happened? It comes back... to the business model.

Put makes us keep a record of every two-cent stamp we buy. He got me a little pocket notebook, like his, for my birthday, to write down items like subway fares so I can transfer them at night to the budget. We do the accounts every night, before we go to bed. That way, we know where we are every day, and if we spend too much one day, we can economize on the next. All I have to do is look at the graph. Put’s very visual. Tonight I’ll be short a nickel—the one I used to call you. He’ll take me back, step by step, over my day and say, ‘Visualize what you did next,’ till he can locate that nickel. He’s nuts about accuracy.” A brief sigh followed this eulogy, which had caused Helena’s eyebrows to rise in disapproval; she had been given her own bank account at the age of ten and taught to keep her own check stubs. “Let me supply the nickel,” she said, opening her pocketbook.

In 1984, the creator of Sam Adams beer, Jim Koch, was staring long and hard across the chasm. It was spring. It was the beginning of the baseball season in Boston, and it was about to be “morning in America.” Ronald Reagan was preparing for what would be a landslide reelection to the presidency, the economy had finally turned around after years in recession, the US Olympic team was about to run away from the competition at the Summer Games in Los Angeles, and Jim was in the middle of his sixth year as a management consultant for Boston Consulting Group (BCG), already earning $250,000 per year (that’s more than $600K in 2020 dollars) before his thirty-fifth birthday. By all accounts, Jim Koch had it made. His feet were planted securely on the terra firma of the business consulting world. “We flew first-class. You consulted with CEOs. Everyone treated you really well,” Jim recalled. These were interesting, heady times at BCG. The company had just become fully employee owned, complete with an employee stock ownership plan (ESOP) that forged a real path to truly significant wealth for consultants like Jim. At the same time, he had already worked alongside a quartet of future luminaries:

Because memory is reconstructive, it is subject to confabulation—confusing an event that happened to someone else with one that happened to you or coming to believe that you remember something that never happened. In reconstructing a memory, people draw on many sources. When you remember your fifth birthday party, you may have a direct recollection of your younger brother putting his finger in the cake and spoiling it for you, but you will also incorporate information that you got later from family stories, photographs, home videos, and birthday parties you’ve seen on television. You weave all these elements together into one integrated account. If someone hypnotizes you and regresses you to your fifth birthday party, you’ll tell a lively story about it that will feel terribly real to you, but it will include many of those party details that never actually happened. After a while, you won’t be able to distinguish your actual memory from subsequent information that crept in from elsewhere. That phenomenon is called “source confusion,” otherwise known as the “where did I hear that?” problem.

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If your feeding on the Word of God is only happening when the pastor preaches, then you will suffer from malnourishment. When people become so focused on teaching lessons rather than teaching students, churches can become places where lessons are delivered, but no real change comes about. When members are taught how to budget and manage their money wisely they are more capable of supporting the church’s ministries. When individuals take on leadership roles, they need to be accountable, not only to God, but also to others at the church. The success or failure of your ministry depends on this. So many people would have a better opinion of Christians if they felt that the believers did not have a “holier than thou” attitude. Attract unbelievers; be honest and open. If you have experienced tough problems, and you know that God made a way for you, don’t keep this good news to yourself. Share your testimony; it just might change someone’s life. People like to know that others care about them. You may never know how much a kind word, a discussion, a visit, a brief note, a birthday card or some much needed friendship can influence someone who is not used to thoughtful gestures. It is hard to motivate people to act if they do not see the person leading them setting the proper example. Whenever only one person is responsible for making all of the major decisions for an organization, problems can arise; this is true of churches as well.

The Prince alighted from his gleaming silver-blue jet, his mind firmly on the task at hand: to persuade his close friend to go to war. Prince Bandar bin Sultan bin Abdul Aziz Al-Saud, Saudi Arabia’s ambassador to Washington, was in Crawford, Texas, in August 2002 to visit the President of the United States, his close friend George W. Bush. At the President’s ranch the two men, comfortable in one another’s company, chatted for an hour. The President was in determined mood. Bandar’s exhortation that he should not back off, that he should complete what his father had failed to do, that he should destroy the regime of Saddam Hussein once and for all, gratified the President. Satisfied by their mutual reinforcement, the dapper enigmatic Prince and the cowboy President took lunch with their wives and seven of Bandar’s eight children. A few weeks later, President Bush met the British Prime Minister, Tony Blair, at Camp David. The two leaders declared they had sufficient evidence that Iraq was developing weapons of mass destruction to justify their acting against Saddam, with or without the support of the United Nations. Prince Bandar’s role in Washington and London was unique: diplomat, peacemaker, bagman for covert CIA operations and arms dealer extraordinaire. He constructed a special relationship between Washington, Riyadh and London, and made himself very, very wealthy in the process. The £75m Airbus, painted in the colours of the Prince’s beloved Dallas Cowboys, was a gift from the British arms company BAE Systems. It was a token of gratitude for the Prince’s role, as son of the country’s Defence Minister, in the biggest arms deal the world has seen. The Al Yamamah – ‘the dove’ – deal signed between the United Kingdom and Saudi Arabia in 1985 was worth over £40bn. It was also arguably the most corrupt transaction in trading history. Over £1bn was paid into accounts controlled by Bandar. The Airbus – maintained and operated by BAE at least until 2007 – was a little extra, presented to Bandar on his birthday in 1988. A significant portion of the more than £1bn was paid into personal and Saudi embassy accounts at the venerable Riggs Bank opposite the White House on Pennsylvania Avenue, Washington DC. The bank of choice for Presidents, ambassadors and embassies had close ties to the CIA, with several bank officers holding full agency security clearance. Jonathan Bush, uncle of the President, was a senior executive of the bank at the time. But Riggs and the White House were stunned by the revelation that from 1999 money had inadvertently flowed from the account of Prince Bandar’s wife to two of the fifteen Saudis among the 9/11 hijackers.

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