Urgent Money Quotes

The most urgent necessity is, not that the State should teach, but that it should allow education. All monopolies are detestable, but the worst of all is the monopoly of education.

The marriage of reason and nightmare that dominated the 20th century has given birth to an ever more ambiguous world. Across the communications landscape move the spectres of sinister technologies and the dreams that money can buy. Thermo-nuclear weapons systems and soft-drink commercials coexist in an overlit realm ruled by advertising and pseudo-events, science and pornography. Over our lives preside the great twin leitmotifs of the 20th century – sex and paranoia…In a sense, pornography is the most political form of fiction, dealing with how we use and exploit each other, in the most urgent and ruthless way.

I know what the majority of you think about all this. All this sex and money and drugs. You think: people who live like that never end up happy. You need to think that in just the way men with small penises need to think size doesn't matter. It's understandable. The rich, the famous, the big-dicked, the slim-and-gorgeous - they can incite an envy so urgent that you can escape it only by translating it into pity. People who live like that never end up happy. Yes, you're right. But neither do you. And in the meantime, they've had all the sex and drugs and money.

I have to go to the toilet,” I tell Ma urgently after dinner. “You have to go in the woods.” “But where?” “Anywhere you can find. Wait, I’ll get you some toilet paper.” Ma goes away and comes back with a bunch of paper sheets in her hand. My eyes widen in disbelief, “Ma! It’s money. I can’t use money!” “Use it, it is of no use to us anymore.

We, who had no designated safe havens where we could carry our vomit for other people to clean up for us — who were too urgently needed to afford to pause for occasional maintenance, too dignified to succumb to emotional fatigue — not for us the overpaid charlatans disguised as therapists, who would only poke at our scabs and suck our money. No. We, the unbreakable ones, we ourselves were all the therapy that we needed.

If your current skill doesn’t pay your bills, perhaps you should re-tool - and fast at that. The pursuit of knowledge and the skills that come with it must be done strategically. We must put the society we live in into serious consideration before we embark on this journey otherwise make urgent adjustments if we have gone astray. We can’t isolate our skills from the need of the society we live in. Well, actually, we can, but to our peril.

We live in a similarly shattered Weltanschauung where cultural distractions urgently seek to mask the demise of tribal mythologies, where sex, power, money are offered up as “connections” to replace the linking to the transcendent mythic images once granted.

The state must answer these questions, too, but whatever it does, it does it without being subject to the profit-and-loss criterion. Hence, its action is arbitrary and necessarily involves countless wasteful misallocations from the consumer’s viewpoint. Independent to a large degree of consumer wants, the state-employed security producers instead do what they like. They hang around instead of doing anything, and if they do work they prefer doing what is easiest or work where they can wield power rather than serving consumers. Police officers drive around a lot, hassle petty traffic violators, spend huge amounts of money investigating victimless crimes that many people (i.e., nonparticipants) do not like but that few would be willing to spend their money on to fight, as they are not immediately affected by them. Yet with respect to what consumers want most urgently—the prevention of hardcore crime (i.e., crimes with victims), the apprehension and effective punishment of hard-core criminals, the recovery of loot, and the securement of compensation of victims of crimes from the aggressors—the police are notoriously inefficient, in spite of ever higher budget allocations.

I once asked Bill McKibben, after an energising speech to a capacity crowd, when – given that the situation is as urgent as he portrayed it and we all know it is – we escalate. He was visibly ill at ease. The first part of his response presented what we might call the objection from asymmetry: as soon as a social movement engages in violent acts, it moves onto the terrain favoured by the enemy, who is overwhelmingly superior in military capabilities. The state loves a fight of arms; it knows it will win. Our strength is in numbers. This is a pet argument for strategic pacifists, but it is disingenuous. Violence is not the sole field where asymmetry prevails. The enemy has overwhelmingly superior capabilities in virtually all fields, including media propaganda, institutional coordination, logistical resources, political legitimacy and, above all, money. If the movement should shun uphill battles, a divestment campaign seems like the worst possible choice: trying to sap fossil capital by means of capital.

You are about to begin reading a new book, and to be honest, you are a little tense. The beginning of a novel is like a first date. You hope that from the first lines an urgent magic will take hold, and you will sink into the story like a hot bath, giving yourself over entirely. But this hope is tempered by the expectation that, in reality, you are about to have to learn a bunch of people's names and follow along politely like you are attending the baby shower of a woman you hardly know. And that's fine, goodness knows you've fallen in love with books that didn't grab you in the first paragraph. But that doesn't stop you from wishing they would, from wishing they would come right up to you in the dark of your mind and kiss you on the throat.

by the meditation teacher Joseph Goldstein: whenever a generous impulse arises in your mind—to give money, check in on a friend, send an email praising someone’s work—act on the impulse right away, rather than putting it off until later. When we fail to act on such urges, it’s rarely out of mean-spiritedness, or because we have second thoughts about whether the prospective recipient deserves it. More often, it’s because of some attitude stemming from our efforts to feel in control of our time. We tell ourselves we’ll turn to it when our urgent work is out of the way, or when we have enough spare time to do it really well; or that we ought first to spend a bit longer researching the best recipients for our charitable donations before making any, et cetera.

Think of a "discovery" as an act that moves the arrival of information from a later point in time to an earlier time. The discovery's value does not equal the value of the information discovered but rather the value of having the information available earlier than it otherwise would have been. A scientist or a mathematician may show great skill by being the first to find a solution that has eluded many others; yet if the problem would soon have been solved anyway, then the work probably has not much benefited the world [unless having a solution even slightly sooner is immensely valuable or enables further important and urgent work].

The worst continued to worsen. What looked one day like the end proved on the next day to have been only the beginning. Nothing could have been more ingeniously designed to maximize the suffering, and also to insure that as few people as possible escape the common misfortune. The fortunate speculator who had funds to answer the first margin call presently got another and equally urgent one, and if he met that there would still be another. In the end all the money he had was extracted from him and lost. The man with the smart money, who was safely out of the market when the first crash came, naturally went back in to pick up bargains. The bargains then suffered a ruinous fall. Even the man who waited for volume of trading to return to normal and saw Wall Street become as placid as a produce market, and who then bought common stocks would see their value drop to a third or a fourth of the purchase price in the next 24 months. The Coolidge bull market was a remarkable phenomenon. The ruthlessness of its liquidation was, in its own way, equally remarkable.

Oh, you’re going to zap me with penicillin and pesticides. Spare me that and I’ll spare you the bomb and aerosols. But don’t confuse progress with perfectibility. A great poet is always timely. A great philosopher is an urgent need. There’s no rush for Isaac Newton. We were quite happy with Aristotle’s cosmos. Personally, I preferred it. Fifty-five crystal spheres geared to God’s crankshaft is my idea of a satisfying universe. I can’t think of anything more trivial than the speed of light. Quarks, quasars—big bangs, black holes—who gives a shit? How did you people con us out of all that status? All that money? And why are you so pleased with yourselves?

The chopped salad is engineered…to free one’s hand and eyes from the task of consuming nutrients, so that precious attention can be directed toward a small screen, where it is more urgently needed, so it can consume data: work email or Amazon’s nearly infinite catalog or Facebook’s actually infinite News Feed, where, as one shops for diapers or engages with the native advertising sprinkled between the not-hoaxes and baby photos, one is being productive by generating revenue for a large internet company, which is obviously good for the economy, or at least it is certainly better than spending lunch reading a book from the library, because who is making money from that?

What are you so angry about?" my mother had asked me the last time I had gone home to visit. Why aren't you more angry, I had wanted to ask her. But I couldn't talk to my mother that way. She understood that I did not want to live her life, to work as a waitress, until my toes curled in and my feet hurt all the time, to marry a man who would beat my children and treat me as if I had no right to object to object to anything he chose to do. She didn't want that life for me either. She wanted me happy and successful, to live unafraid among people who loved me, and to do things she had never been able to do and tell her all about them. So I told her, about the shelter, the magazine, readings and discussion groups. I told her about trying to write stories, though I hesitated to send send her all that I wrote. And there were far too many times when I would sit down to write my mama and stare at the paper unable to puzzle out how to explain how urgent and unimportant it was to change how women's lives were shaped. Not only that we should be paid equal money for equally difficult work, but that we should genuinely begin to think about what word we might choose to undertake, how we might live our daily lives. Why should I have to marry at all? Or explain myself if I chose to love a woman? Why could I not spend my hours writing stories instead of raising children or keeping house or working some deadly boring job just to cover the rent of an apartments where I was not safe anyway.

Jot down a few important personal details and passwords. Assign or update your beneficiaries. Update (or finally get) the right insurance policies. Finish your will, living will, and power-of-attorney documents. Plan for at least six months of expenses in a savings fund. Save for a long and lovely retirement or an emergency tomorrow. Prioritize the urgent items from the not-so-important.

Since money or other resources must be withdrawn from possible alternative uses to finance the supposedly desirable public goods, the only relevant and appropriate question is whether or not these alternative uses to which the money could be put (that is, the private goods which could have been acquired but now cannot be bought because the money is being spent on public goods instead) are more valuable—more urgent—than the public goods. And the answer to this question is perfectly clear. In terms of consumer evaluations, however high its absolute level might be, the value of the public goods is relatively lower than that of the competing private goods because if one had left the choice to the consumers (and had not forced one alternative upon them), they evidently would have preferred spending their money differently (otherwise no force would have been necessary).

What is called storing money is a way of using wealth. The uncertainty of the future makes it seem advisable to hold a larger or smaller part of one's possessions in a form that will facilitate a change from one way of using wealth to another, or transition from the ownership of one good to that of another, in order to preserve the opportunity of being able without difficulty to satisfy urgent demands that may possibly arise in the future for goods that will have to be obtained by way of exchange.

Quadrant II is the important but not urgent. This may be the most important use of your time as an EntreLeader. The things that fall in this category impact the quality of your life and business possibly more than any other area. Examples of what falls into this area are exercise, strategic planning, goal setting, reading nonfiction leadership/business books, taking a class or three, relationship building, prayer, date night with your spouse, a day off devoted to brainstorming, doing your will/estate plan, saving money, and having the oil changed in your car. We can all agree that things that aren’t urgent but are important may be the most important activities we engage in as we look back at our life. The problem is we live in a society where the urge to be in motion, frenetic motion, at all times seems to be the spirit of the age. There is something about a quad II activity that causes you to pause and let a breath out, sigh, then engage in it. Activities like the ones mentioned above are the building blocks of a high-quality life and business, and yet because they are not urgent they seem to be some of the things we avoid the most.

I told the Icelandic prime minister that it appeared that large sums of money had been taken out of the UK from the Kaupthing branches, which was a serious breach of FSA regulations. The FSA had to find out by the end of the afternoon whether or not that breach had taken place. If it had, they would close the bank. He asked whether the money was needed today and how much it was. I said it was about £600 million, small beer for us but a huge amount for him. It was urgent, I said, that he look into it immediately. His response rang alarm bells. He asked if there was any chance that the amount could be negotiated down. I said there was no chance and that the money had to be returned before the end of the weekend. I suspected we would end up having to close the banks the following week.

Man tends to regard the order he lives in as natural. The houses he passes on his way to work seem more like rocks rising out of the earth than like products of human hands. He considers the work he does in his office or factory as essential to the har­monious functioning of the world. The clothes he wears are exactly what they should be, and he laughs at the idea that he might equally well be wearing a Roman toga or medieval armor. He respects and envies a minister of state or a bank director, and regards the possession of a considerable amount of money the main guarantee of peace and security. He cannot believe that one day a rider may appear on a street he knows well, where cats sleep and chil­dren play, and start catching passers-by with his lasso. He is accustomed to satisfying those of his physio­logical needs which are considered private as dis­creetly as possible, without realizing that such a pattern of behavior is not common to all human so­cieties. In a word, he behaves a little like Charlie Chaplin in The Gold Rush, bustling about in a shack poised precariously on the edge of a cliff. His first stroll along a street littered with glass from bomb-shattered windows shakes his faith in the "naturalness" of his world. The wind scatters papers from hastily evacuated offices, papers labeled "Con­fidential" or "Top Secret" that evoke visions of safes, keys, conferences, couriers, and secretaries. Now the wind blows them through the street for anyone to read; yet no one does, for each man is more urgently concerned with finding a loaf of bread. Strangely enough, the world goes on even though the offices and secret files have lost all meaning. Farther down the street, he stops before a house split in half by a bomb, the privacy of people's homes-the family smells, the warmth of the beehive life, the furniture preserving the memory of loves and hatreds-cut open to public view. The house itself, no longer a rock, but a scaffolding of plaster, concrete, and brick; and on the third floor, a solitary white bath­ tub, rain-rinsed of all recollection of those who once bathed in it. Its formerly influential and respected owners, now destitute, walk the fields in search of stray potatoes. Thus overnight money loses its value and becomes a meaningless mass of printed paper. His walk takes him past a little boy poking a stick into a heap of smoking ruins and whistling a song about the great leader who will preserve the nation against all enemies. The song remains, but the leader of yesterday is already part of an extinct past.

It turns out that addressing the most urgent problems of our time is, well, hard. But what is maddening about this debate is not how difficult fair-tax implementation would be but how utterly easy it is to find enough money to defeat poverty by closing nonsensical tax loopholes. If you don’t like the changes I suggested above, I can propose twenty smaller reforms, or fifty tinier ones, or a hundred even more innocuous nudges to get us there. We could raise $25 billion by winding down the mortgage interest deduction, which disproportionately benefits high-income families and does nothing to promote homeownership. We could find $64.7 billion by increasing the maximum taxable amount of earnings for Social Security so that high- and low-income workers are taxed at the same rate. We could scratch out another $37.3 billion if we treated capital gains and dividends for wealthy Americans the same way we treat income for tax purposes.

I was dressed to leave the house, and was crossing the stage on my way out, when he tapped me on the shoulder. Never shall I forget the repulsive sight that met my eye when I turned round. He was dressed for the pantomimes in all the absurdity of a clown’s costume. The spectral figures in the Dance of Death, the most frightful shapes that the ablest painter ever portrayed on canvas, never presented an appearance half so ghastly. His bloated body and shrunken legs — their deformity enhanced a hundredfold by the fantastic dress — the glassy eyes, contrasting fearfully with the thick white paint with which the face was besmeared; the grotesquely-ornamented head, trembling with paralysis, and the long skinny hands, rubbed with white chalk — all gave him a hideous and unnatural appearance, of which no description could convey an adequate idea, and which, to this day, I shudder to think of. His voice was hollow and tremulous as he took me aside, and in broken words recounted a long catalogue of sickness and privations, terminating as usual with an urgent request for the loan of a trifling sum of money. I put a few shillings in his hand, and as I turned away I heard the roar of laughter which followed his first tumble on the stage.

There is an excellent short book (126 pages) by Faustino Ballvè, Essentials of Economics (Irvington-on-Hudson, N.Y.: Foundation for Economic Education), which briefly summarizes principles and policies. A book that does that at somewhat greater length (327 pages) is Understanding the Dollar Crisis by Percy L. Greaves (Belmont, Mass.: Western Islands, 1973). Bettina Bien Greaves has assembled two volumes of readings on Free Market Economics (Foundation for Economic Education). The reader who aims at a thorough understanding, and feels prepared for it, should next read Human Action by Ludwig von Mises (Chicago: Contemporary Books, 1949, 1966, 907 pages). This book extended the logical unity and precision of economics beyond that of any previous work. A two-volume work written thirteen years after Human Action by a student of Mises is Murray N. Rothbard’s Man, Economy, and State (Mission, Kan.: Sheed, Andrews and McMeel, 1962, 987 pages). This contains much original and penetrating material; its exposition is admirably lucid; and its arrangement makes it in some respects more suitable for textbook use than Mises’ great work. Short books that discuss special economic subjects in a simple way are Planning for Freedom by Ludwig von Mises (South Holland, 111.: Libertarian Press, 1952), and Capitalism and Freedom by Milton Friedman (Chicago: University of Chicago Press, 1962). There is an excellent pamphlet by Murray N. Rothbard, What Has Government Done to Our Money? (Santa Ana, Calif.: Rampart College, 1964, 1974, 62 pages). On the urgent subject of inflation, a book by the present author has recently been published, The Inflation Crisis, and How to Resolve It (New Rochelle, N.Y.: Arlington House, 1978). Among recent works which discuss current ideologies and developments from a point of view similar to that of this volume are the present author’s The Failure of the “New Economics”: An Analysis of the Keynesian Fallacies (Arlington House, 1959); F. A. Hayek, The Road to Serfdom (1945) and the same author’s monumental Constitution of Liberty (Chicago: University of Chicago Press, 1960). Ludwig von Mises’ Socialism: An Economic and Sociological Analysis (London: Jonathan Cape, 1936, 1969) is the most thorough and devastating critique of collectivistic doctrines ever written. The reader should not overlook, of course, Frederic Bastiat’s Economic Sophisms (ca. 1844), and particularly his essay on “What Is Seen and What Is Not Seen.” Those who are interested in working through the economic classics might find it most profitable to do this in the reverse of their historical order. Presented in this order, the chief works to be consulted, with the dates of their first editions, are: Philip Wicksteed, The Common Sense of Political Economy, 1911; John Bates Clark, The Distribution of Wealth, 1899; Eugen von Böhm-Bawerk, The Positive Theory of Capital, 1888; Karl Menger, Principles of Economics, 1871; W. Stanley Jevons, The Theory of Political Economy, 1871; John Stuart Mill, Principles of Political Economy, 1848; David Ricardo, Principles of Political Economy and Taxation, 1817; and Adam Smith, The Wealth of Nations, 1776.

In 1962, the clouds of war against China darkened the nation. I got a call from the Prime Minister’s office asking me to come to Delhi for an urgent meeting. Also present at the meeting were some Generals and a senior bureaucrat, Shivaraman. I was informed that the Indian Army needed milk powder, and they asked me how much we could provide and how soon. I said, ‘A thousand tons and within six months.’ One of the Generals looked at me and said, ‘That’s not enough.’ I said, ‘Okay, then 1,500 tons.’ They said that, too, was not enough. ‘I suppose we stop wasting time, and you tell me the quantity that you need?’ I asked. ‘We need 2,750 tons,’ came the reply. I asked for a piece of paper as an idea began forming in my mind. I was aware that there was another milk powder plant in Rajkot, which belonged to the Government of Gujarat. It was a small plant, but I knew that if we put together all the powder and gave it to the army, sacrificing the entire civilian market, then we could fulfil this commitment in six months. So I did a swift calculation on a piece of paper and said, ‘It will be done. Now, can I go?’ The General expressed apprehension, ‘Supposing you let us down?’ ‘That is not the way to speak to Mr Kurien,’ Shivaraman said. ‘We have the highest regard for his words. If he says that he will do it, he will certainly do it. And besides, may I know what other alternative you have?’ That quietened the General. Then Shivaraman asked me, ‘What can the government do for you?’ I said, ‘What do you mean?’ He said, ‘Loans? Grants? Anything you want?’ I said, ‘Mr Shivaraman, you said there is an emergency, and if Amul uses this emergency to squeeze money out of the government, then it is an unworthy organisation. I want nothing.’ From that day onwards, Shivaraman was an ally.

In 2008, employees at an office for the accounting firm Deloitte were troubled by the behavior of a new recruit. In the midst of a bustling work environment, she didn’t seem to be doing anything except sitting at an empty desk and staring into space. Whenever someone would ask what she was doing, she would reply that she was “doing thought work” or “working on [her] thesis.” Then there was the day that she spent riding the elevators up and down repeatedly. When a coworker saw this and asked if she was “thinking again,” she replied: “It helps to see things from a different perspective.”2 The employees became uneasy. Urgent inter-office emails were sent. It turned out that the staff had unwittingly taken part in a performance piece called The Trainee. The silent employee was Pilvi Takala, a Finnish artist who is known for videos in which she quietly threatens social norms with simple actions. In a piece called Bag Lady, for instance, she spent days roaming a mall in Berlin while carrying a clear plastic bag full of euro bills. Christy Lange describes the piece in Frieze: “While this obvious display of wealth should have made her the ‘perfect customer,’ she only aroused suspicion from security guards and disdain from shopkeepers. Others urged her to accept a more discreet bag for her money.”3 The Trainee epitomized Takala’s method. As observed by a writer at Pumphouse Gallery, which showed her work in 2017, there is nothing inherently unusual about the notion of not working while at work; people commonly look at Facebook on their phones or seek other distractions during work hours. It was the image of utter inactivity that so galled Takala’s colleagues. “Appearing as if you’re doing nothing is seen as a threat to the general working order of the company, creating a sense of the unknown,” they wrote, adding solemnly, “The potential of nothing is everything.

Out of 1,016 study subjects who’d been involved with the Moonies, 90 percent of those who’d been interested enough to attend one of the workshops where this so-called brainwashing occurred decided that the whole thing wasn’t really their cup of tea and quickly ended their Moonie careers. They couldn’t be converted. Of the remaining 10 percent who joined, half left on their own steam within a couple of years. So what made the other 5 percent stay? Prevailing wisdom would tell you that only the intellectually deficient or psychologically unstable would stick by a “cult” that long. But scholars have disproven this, too. In Barker’s studies, she compared the most committed Moonie converts with a control group—the latter had gone through life experiences that might make them very “suggestive” (“Like having an unhappy childhood or being rather low-intelligence,” she said). But in the end, the control group either didn’t join at all or left after a week or two. A common belief is that cult indoctrinators look for individuals who have “psychological problems” because they are easier to deceive. But former cult recruiters say their ideal candidates were actually good-natured, service-minded, and sharp. Steven Hassan, an ex-Moonie himself, used to recruit people to the Unification Church, so he knows a little something about the type of individual cults go for. “When I was a leader in the Moonies we selectively recruited . . . those who were strong, caring, and motivated,” he wrote in his 1998 book Combatting Cult Mind Control. Because it took so much time and money to enlist a new member, they avoided wasting resources on someone who seemed liable to break down right away. (Similarly, multilevel marketing higher-ups agree that their most profitable recruits aren’t those in urgent need of cash but instead folks determined and upbeat enough to play the long game. More on that in part 4.) Eileen Barker’s studies of the Moonies confirmed that their most obedient members were intelligent, chin-up folks. They were the children of activists, educators, and public servants (as opposed to wary scientists, like my parents). They were raised to see the good in people, even to their own detriment. In this way, it’s not desperation or mental illness that consistently suckers people into exploitative groups—instead, it’s an overabundance of optimism.

Those who govern on behalf of the rich have an incentive to persuade us we are alone in our struggle for survival, and that any attempts to solve our problems collectively – through trade unions, protest movements or even the mutual obligations of society – are illegitimate or even immoral. The strategy of political leaders such as Thatcher and Reagan was to atomize and rule. Neoliberalism leads us to believe that relying on others is a sign of weakness, that we all are, or should be, ‘self-made’ men and women. But even the briefest glance at social outcomes shows that this cannot possibly be true. If wealth were the inevitable result of hard work and enterprise, every woman in Africa would be a millionaire. The claims that the ultra-rich make for themselves – that they are possessed of unique intelligence or creativity or drive – are examples of the ‘self-attribution fallacy’.10 This means crediting yourself with outcomes for which you were not responsible. The same applies to the belief in personal failure that assails all too many at the bottom of the economic hierarchy today. From birth, this system of belief has been drummed into our heads: by government propaganda, by the billionaire media, through our educational system, by the boastful claims of the oligarchs and entrepreneurs we’re induced to worship. The doctrine has religious, quasi-Calvinist qualities: in the Kingdom of the Invisible Hand, the deserving and the undeserving are revealed through the grace bestowed upon them by the god of money. Any policy or protest that seeks to disrupt the formation of a ‘natural order’ of rich and poor is an unwarranted stay upon the divine will of the market. In school we’re taught to compete and are rewarded accordingly, yet our great social and environmental predicaments demand the opposite – the skill we most urgently need to learn is cooperation. We are set apart, and we suffer for it. A series of scientific papers suggest that social pain is processed11 by the same neural circuits as physical pain.12 This might explain why, in many languages, it is hard to describe the impact of breaking social bonds without the terms we use to denote physical pain and injury: ‘I was stung by his words’; ‘It was a massive blow’; ‘I was cut to the quick’; ‘It broke my heart’; ‘I was mortified’. In both humans and other social mammals, social contact reduces physical pain.13 This is why we hug our children when they hurt themselves: affection is a powerful analgesic.14 Opioids relieve both physical agony and the distress of separation. Perhaps this explains the link between social isolation and drug addiction.

His choice had to be swift as the wind. Should he take cover behind the row in front of him and toss the bit of metal in the snow (it'd be noticed but they wouldn't know who the culprit was) or keep it on him? For that strip of hacksaw he could get ten days in the cells, if they classed it as a knife. But a cobbler's knife was money, it was bread. A pity to throw it away. He slipped it into his left mitten. At that moment the next row was ordered to step forward and be searched. Now the last three men stood in full view-- Senka, Shukhov, and the man from the 32nd squad who had gone to look for the Moldavian. Because they were three and the guards facing them were five, Shukhov could try a ruse. He could choose which of the two guards on the right to present himself to. He decided against a young pink-faced one and plumped for an older man with a gray mustache. The older one, of course, was experienced and could find the blade easily if he wanted to, but because of his age he would be fed up with the job. It must stink in his nose now like burning sulfur. Meanwhile Shukhov had removed both mittens, the empty one and the one with the hacksaw, and held them in one hand (the empty one in front) together with the untied rope belt. He fully unbuttoned his jacket, lifted high the edges of his coat and jacket (never had he been so servile at the search but now he wanted to show he was innocent--Come on, frisk me!), and at the word of command stepped forward. The guard slapped Shukhov's sides and back, and the outside of his pants pocket. Nothing there. He kneaded the edges of coat and jacket. Nothing there either. He was about to pass him through when, for safety's sake, he crushed the mitten that Shukhov held out to him--the empty one. The guard crushed it in his band, and Shukhov felt as though pincers of iron were crushing everything inside him. One such squeeze on the other mitten and he'd be sunk--the cells on nine ounces of bread a day and hot stew one day in three. He imagined how weak he'd grow, how difficult he'd find it to get back to his present condition, neither fed nor starving. And an urgent prayer rose in his heart: "Oh Lord, save me! Don't let them send me to the cells." And while all this raced through his mind, the guard, after finishing with the right-hand mitten, stretched a hand out to deal with the other (he would have squeezed them at the same moment if Shukhov had held them in separate hands). Just then the guard heard his chief, who was in a hurry to get on, shout to the escort: "Come on, bring up the machine-works column." And instead of examining the other mitten the old guard waved Shukhov on. He was through. He ran off to catch up with the others. They had already formed fives in a sort of corridor between long beams, like horse stalls in a market, a sort of paddock for prisoners. He ran lightly; hardly feeling the ground. He didn't say a prayer of thanksgiving because he hadn't time, and anyway it would have been out of place. The escort now drew aside.

Though not central to the story, good lessons in supply and demand, as well as the sanctity of contract, are apparent in Jesus's parable of the workers in the vineyard (Matthew 20:1–16). A landowner offers a wage to attract workers for a day of urgent work picking grapes. Near the end of the day, he realizes he has to quickly hire more and to get them, he offers for an hour of work what he previously had offered to pay the first workers for the whole day. When one of those who worked all day complained, the landowner answered, "I am not being unfair to you, friend. Didn't you agree to work for a denarius? Take your pay and go. I want to give the one who was hired last the same as I gave you. Don't I have the right to do what I want with my own money? Or are you envious because I am generous?

She was a fascinating character, to say the least. A pioneer and instigator of many weird and wooly projects and who liked to “instigate” you right along with her. Every village has one, and Doris was ours. A lively individual who was always throwing herself into some harebrained scheme or other, taking no prisoners as she pulled you into her wild world of wackiness. Doris’s “urgent” could mean anything from the need to raise money for lame goats to singing at the top of a living Christmas tree.

FIGURE 5.1 Buying and closing checklist. 1. Identify a potential bargain purchase; ask questions. 2. Write down the one urgent problem you can solve for the seller. 3. Establish the fair market value, give or take 5 percent. 4. Research the market rent and likely net income the property will produce. 5. State your minimum acceptable profit on this house. 6. Formulate an offer that solves the seller's one urgent problem. 7. Make the offer. Insist on either an acceptance or a counteroffer (Don't tell me what you won't do; tell me what you will do). 8. Make another offer based on any new information. 9. If the seller is unresponsive but you remain convinced there is opportunity, go away and come back in a week with another offer. 10. Get the contract accepted-signed by all parties. 11. Make your earnest money deposit with the closing agent. 12. Retain rights to house inspector and termite inspector if needed. 13. Order a title search with a title company, attorney, or escrow company, and furnish these agents a copy of your fully signed contract. 14. Talk with the agent or attorney who will prepare the closing documents to alert him to any unusual clauses in the contract. 15. Get copies of any documents you will be required to sign the day before the closing, and get a copy of the title insurance commitment-read to check for exceptions. 16. Read closing documents (very carefully!!!). 17. Walk through the house the day of the closing after the sellers are completely out of the house. 18. Go to the closing, review the documents, and collect the appropriate items listed on the closing documents list, and get the keys and garage door opener. Note: When you are buying, take your time. Time is on your side. Having both the buyers and the sellers at the closing can work to your advantage. When you are selling, sign documents in advance. Only go to pick up your check after the buyer has signed everything and left. Source: Reprinted from John Schaub, "Making It Big on Little Deals," seminar by permission

The spy also warned his monarch that the English would set about converting the Indians not to the Roman Catholic faith, but to the hated Protestant faith. “The preparations they are making here are the most urgent they know how to make, for they have seen to it that the ministers, in their sermons, stress the importance of filling the world with their religion.… In this way a good sum of money is being collected.

Thus, the normal defenses of modern science had been flattened by a perfect storm of forces gathered in postwar America. In its impressionable infancy and compelled by an urgent drive to cure heart disease, nutrition science had bowed to charismatic leaders. A hypothesis had taken center stage; money poured in to test it, and the nutrition community embraced the idea. Soon there was very little room for debate.

A long-term temperament as well as long-term circumstances A Japanese man went into a bank to change some Japanese notes into sterling. He was surprised at how little he got. “Please explain,” he said to the cashier. “Yesterday I was changing same yen for sterling and I received many more sterling. Why is this?” The cashier shrugged his shoulders. “Fluctuations,” he explained. The Japanese man was aghast. “And fluck you bloody Europeans too,” he responded, grabbed the notes, and walked out. Fluctuations matter if the money could be needed soon. Money invested in equities must not be money which will be wanted in a year or two, or might be urgently wanted at any time, because there is a fair chance that the moment when it is needed will be a bad one for the stock market and the investor will therefore be selling at low prices. If investors think they might need the money soon, the message is clearly stay away: the chance of a minus return is just too great. Even if investors are in a position to allocate a fair amount to equities, they should not necessarily do so. It is not enough that the circumstances are right. Investors need to be temperamentally inclined to the sort of long-term investment which equities are. Long-termness must be subjective as well as objective. The fact that the circumstances of a particular investor might objectively lead to a certain viewpoint does not mean that he or she necessarily has that viewpoint. A baby is in an objective position to take a long-term view, but will not actually look beyond the next feeding-time.

which of course they will issue and control….and legally mandate you use. The mainstream media is already quacking about the paper money and coin transmitting the virus. They want to go to a cashless society so they can track everything and it is unfolding right this second!!

If I received a nickel for every time someone asked me, “How is LinkedIn going to make money?” during those days I probably wouldn’t have needed another revenue model! But I knew that we should ignore that fire, because (1) the lack of revenue wasn’t going to be the proximate cause of death unless it prevented us from raising money and (2) the product fire was far more urgent and required our focused attention. If we couldn’t find the distribution to acquire a critical mass of at least a million users, and build a product they found compelling enough to become regular users of the service (or at least respond to LinkedIn requests), the revenue model would be irrelevant.

My fingers will not type the words 'her money became a burden to her' but I do think that her wealth was like a lazy servant — better than nothing but a source of unremitting annoyance because it never filled her most urgent needs.

Omaha native Paul Stratman spent forty-four years in the electrical trade, laying wire, managing people, and eventually doing 3D modeling. Then he retired. Dissatisfaction soon set in. “My wife had a long list of things she wanted done around the house,” Paul said, “but that took me less than a year to complete. And I certainly didn’t want to just sit around the house doing nothing for the rest of my life. I wanted to help people.” About this time, he heard about a group of retired tradesmen in the Omaha area who call themselves the Geezers. Several times each week, for a half day at a time, a group of five to ten Geezers meets in North Omaha (a poorer part of town) to rebuild a house for later use by a nonprofit. “Currently, we’re rebuilding a home that will house six former inmates,” Paul told me. “We’re providing the home, and the nonprofit will provide the mentorship when the gentlemen move in.” The goal is to help formerly incarcerated people build better lives and stay out of jail. The rate of recidivism in the United States reaches as high as 83 percent.[12] “Our goal is zero percent among the men who will occupy this home when we are finished,” Paul said. On a previous occasion, after the devastating 2019 midwestern floods, Paul was working as a volunteer in the area to restore electricity to many of the homes when he received an urgent phone call concerning a couple in their fifties whose home had been destroyed in the flood. The couple were living in a camper with their teenage daughter and three grandkids (whose mother was unable to take care of them) while they tried to get enough money to fix their house. Six people in a tiny camper! The couple were worried because they had been informed that someone from Nebraska’s Division of Children and Family Services would be coming to inspect the living conditions for the three grandkids. The couple feared their grandkids were going to be taken from them. They were almost frantic to prevent that. Would Paul help? Paul went right to work. He completed the electrical wiring and safety renovations inside the flood-damaged home, free of charge, in time for it to pass inspection by CFS. The family stayed together. Reflecting on this experience, Paul said, “When you can help people that are so desperate, and can make a little difference in their lives—people who have put their lives on hold to care for the needs of someone else—it is moving. That was one of the most emotional experiences I’ve ever had and some of the most meaningful work I’ve ever accomplished.” Paul has retired from his job, but he hasn’t stopped working for others.

Roy Vagelos, Merck’s CEO at the time, asked the WHO to fund Mectizan, but the answer was no. He pleaded with the US Agency for International Development and the US Department of State. Still no. That’s why Roy urgently needed money. Roy then went to one final, and radical, source of funding – Merck itself. On 21 October 1987, Roy announced that Merck would give Mectizan away for free, ‘as much as needed, for as long as needed’, to anyone anywhere in the world who needed it. Merck established the Mectizan Donation Program (MDP), which brought together the WHO, the World Bank, UNICEF, dozens of Ministries of Health and over 30 non-governmental organisations to oversee and fund the distribution of Mectizan.

The Five Power Disqualifiers® are: 1. Do they have the money? 2. Do they have a bleeding neck—an urgent problem that must be solved now? 3. Do they buy into your unique selling proposition? 4. Do they have the ability to say YES? 5. Does what you sell fit in with their overall plans?

The fact is that the number one thing Trump could have done to MAGA would have been to eliminate the Federal Reserve and take the money power back from the Illuminati and back in the hands of the Congress as it dictates in the Constitution.

Part of it is instinctual and unavoidable. Kahneman says the asymmetric aversion to loss is an evolutionary shield. He writes: When directly compared or weighted against each other, losses loom larger than gains. This asymmetry between the power of positive and negative expectations or experiences has an evolutionary history. Organisms that treat threats as more urgent than opportunities have a better chance to survive and reproduce.

The need for women to be in positions of leadership at levels equal to men has never been more urgent.

Let me tell you for a FACT. On a construction site it doesn’t matter what color you were, you have to prove your worth as an individual because on a construction site ain’t no one else wants to pick up your slack or carry your dead weight when we’re being paid the same amount of money so it’s largely sink or swim.

You know, Merck? The same Merck who kept Vioxx on the market after they KNEW it was killing people? Yeah, THAT Merck! Their lawyers must have worked up a formula to figure out how much liability they could withstand before they started losing money by keeping Vioxx on the market. Turns out the number was 55,000 human deaths they could be

If you have the opportunity to get formal training, take it. This might mean signing up for a company seminar, attending an industry conference, participating in a roundtable discussion, hearing experts on a panel, or engaging in a hands-on workshop. It might seem obvious that formal training is helpful, but it also rarely feels urgent or necessary. Besides costing time, it also tends to cost money, which means we engage in a classic back-and-forth with ourselves: Is it worth it? Especially in the middle of a hectic week, is it really a good idea to step away for a two-day workshop or to give up a relaxing evening at home for a lecture? The answer is usually yes. If spending ten hours being trained helps you be even 1 percent more efficient at your job, then it’s a good return on investment (1 percent of time saved per year is about twenty hours).

Organisms that treat threats as more urgent than opportunities have a better chance to survive and reproduce.

It’s a very simple thing, to step on a train and stop worrying about the time it takes to travel, but in this age of escalation and ever-increasing speeds, it felt like a revolutionary act. I had several offers to deliver speeches during those two weeks and could have earned a significant amount of money, but instead I sat in a railcar chatting with folks and reading mystery novels. In the end, I think I chose the most valuable use of my time. I felt transformed as I sat in the final train, headed south to my home in DC. I don’t think I checked my watch once, because I wasn’t worried about what time we were going to arrive. I wrote and read and chatted a little with the guy across the aisle. The sense that something could go wrong at any time, or that something urgent would arise that might require my immediate attention, was gone. I was no longer in fight-or-flight mode. Breaking away from the relentless pace of connected life felt uncomfortable at first, but as I ended my trip, I dreaded joining that joyless parade again.

MAKING BLISS BRAIN A HABIT I want Bliss Brain to become a habit for you, as it is for the One Percent. Once you experience the neurochemicals of bliss I describe in Chapter 5, and they start to condition your brain, you’ll be hooked for life. Within 8 weeks you’ll build the neural circuits to regulate your negative emotions and control your attention, as we saw in Chapter 6. You’ll turn on the Enlightenment Circuit and downgrade the suffering of Selfing. Within a few months you’ll have created the brain hardware of resilience, creativity, and joy. You’ll transform feeling good from a state to a trait. Then, Bliss Brain isn’t just how you feel. Bliss Brain is who you are. Bliss Brain has become your nature, hardwired into the circuits of the four lobes of your brain. It has become your possession, and one so precious that you would never give it up. No one can ever take it away from you. PERSPECTIVE ON LOCAL LIFE When you flip the switch into Bliss Brain in meditation each day, you find yourself in a place of infinite peace and joy. You’re in a place of pure consciousness. You’re not limited by your body or your history. Experiencing this state feels like the only thing that really matters in life. Local life and local mind have meaning and purpose only when they’re lived from this place of nonlocal mind. Daily morning meditation is what anchors you to the experience of infinite awareness. All the rest of your life is then lived from that place of connection with nonlocal mind. It frames everything, putting local reality into perspective. All the things that seem so important when you’re trapped inside the limits of a local mind seem trivial: money, fame, sex, admiration, opinions, body image, deadlines, goals, achievements, failures, problems, solutions, needs, routines, self-talk, physical ailments, the state of the world, comfort, insults, impulses, discomfort, memories, thoughts, desires, frustrations, plans, timelines, tragedies, events, news, sickness, entertainment, emotions, hurts, games, wounds, compliments, wants, pains, aspirations, past, future, worries, disappointment, urgent items, and demands for your time and attention. All these things fade into insignificance. All that remains is consciousness. The vast universal now, infused with perfection. This becomes the perspective from which you view your local life. It’s the starting point for each day. It becomes the origination point for everything you think and do that day. Your local reality is shaped by nonlocal mind. You are everything. You have everything. You lack nothing. You proceed into your day, creating from this anchor of perfection. What you create reflects this perfection.

It became customary to refer to the urgent necessity for ‘reversing the former policy of destroying German industries,’” Martin wrote, and of reversing a decartelization policy that in fact had not yet been implemented.

With a sudden sense of deflation, I realized that I didn’t care. My check might be big, but it seemed that the toll the job was taking on me was even bigger. Every day I’d field dozens of urgent voicemail messages and dozens more e-mails. Managing all of that incoming noise was nearly impossible. At some point the clamor had begun to manage me. Now I just reacted to the events of the day, not setting my own course in any substantive way, not feeling any real sense of accomplishment. At first the money mattered, because I’d never had any. But now that I’d managed to accumulate a modest

Purpose: To attract urgent money for those days when you are having an emergency that requires money to solve it This is one of those spells that is so simple, you might question its effectiveness, but I can promise you that if you are able to put this together, the outcome is quick. Don't expect to become a billionaire overnight, though. This is more about getting urgent cash fast. In addition to your intent, gather these items: Bay leaf Cinnamon (powdered) Nutmeg (powdered)

GoMoney® is an online platform that helps you find a lender easily and get money quickly to cover urgent expenses. No upfront fees, no obligation, no worries, and no hard credit check.

It’s time to perform a mental software update and overwrite your subconscious poor programs. This update is pretty urgent actually, if what you want is a life of abundant wealth, freedom, and choice.

Of course, Adam was still counting days the old way, as Sunday was the first day of the week, so he was misinforming me as to which day his father actually arrived in Spain, seemingly by accident, by mistake. Perhaps it was a mistake that Adam had confused the European calendar with the Israeli calendar from time to time; perhaps it was not a mistake. Ferran actually arrived the following day, Tuesday, according to the Gregorian calendar and not Monday, when we had all been preparing for his arrival with Martina in vain. I had wanted to introduce her to the old man nicely. However, Tuesday, when he was scheduled to arrive, Mario Larese - Mister Twister - showed up, banging the glass of the store-front door, echoing throughout the entire store and upstairs apartment, as if he was about to break the glass if I did not go down to open it. He was knocking on the plain, large glass of the door with either a lighter or with his metal ring; I don't know which, but it was terrible. I knew Ferran could arrive at any moment, so I told Martina it might be best if she went home to Paola and let me take care of the business. I couldn't ignore Mario, who was almost breaking the glass, seemingly because he had seen my scooter parked in front of the store. I opened the door and he started pushing his way inside, saying, “Let's smoke a joint and drink a coffee.” I replied, “Slow down, cowboy. I've got company, I'm expecting more company, and I just woke up. I have no time now; sorry, Mario.” He kept banging the door because he wanted to smoke somewhere early in the morning, and Canale Vuo was still closed. I was so tempted to slap him. Unintentionally, I let slip that I was expecting Ferran, which only increased his refusal to leave. Theatrical. Dramatic. He wasn't going to get out of my store, my way, my day, my life, my struggle, or my schedule. Meanwhile, the same time, Nico was bugging me on the phone to make sure I delivered a box of 1,000 cones for La Silla because they needed it to make pre-rolled joints for their smokers. They sold 2-3,000 pre-rolled joints a week, ordering two boxes weekly, thus making me waste my time for free. I started to think it had all been planned just to make me lose time every week. They sold 3,000 joints a week and yet couldn't afford more than two boxes of cones to purchase to keep up. Tuesday morning was so urgent for La Silla to get those 1,000 brown cones right then. Just for Nico's 5-euro commission and so he wouldn't be embarrassed in front of his friends at La Silla with his sales performance - no problem. I couldn't kick out Mario, and I didn't want to kick out Martina, who apparently didn't want to leave. I asked them to leave, but Mario was leaning on the kitchen table and unable to look up or turn toward me to meet my gaze. Martina was looking at me angrily. So, I told them both, “OK then, stay here; let the old man inside once he arrives. I have to deliver this box of cones to La Silla right away, but I will be right back. 20 minutes tops.” Adam had also failed to inform me that he had copied a set of keys for his dad at one point, and he had somehow sent them to Israel by mail, I guess. Martina did not need to stay in the store to let Ferran in, but I did not know that. Adam was always secretive and brief with his words, as if it cost him money to say words out of his mouth or dictate to Rachel what to write in an email or what he was supposed to tell me on the phone. I thought that Martina had to stay to let Ferran into the store in case he arrived just when I went to La Mesa to do a favor for Nico. I was on my way back to Urgell from La Silla, when Adam suddenly called me from Amsterdam, screaming on the phone.

What happened to the money Carbide paid? There is enough circumstantial evidence to prove that the real settlement made by Union Carbide was different and most of the money clandestinely went into the pockets of national criminals who were then at the helm of affairs and are not difficult to identify. The settlement was a fraud on the people of India. The spurious explanation that the money was urgently needed to provide relief to the victims makes it clear that a dishonest deal had been entered into. This was also clear from the manner in which Mr Warren Anderson, an accused on bail, was allowed to abscond despite his bail being conditional on his remaining in India. To add insult to injury, he used a state aircraft and had dinner with the bigwigs of the Congress before his flight from the country!

At the 2002 International AIDS Conference in Barcelona, Bill had a conversation with Nelson Mandela about the urgent need to lower the price of HIV/AIDS drugs in Africa and across the world. Bill figured he was well positioned to help, so he began negotiating agreements with drugmakers and governments to lower medicine prices dramatically and to raise the money to pay for it. It worked. More than 11.5 million people in more than seventy countries now have access to cheaper HIV/AIDS treatment. Right now, out of everyone being kept alive by these drugs in developing countries around the world, more than half the adults and 75 percent of the children are benefiting from the Clinton Foundation’s work.

Money is for rich people.

early 1970s to 1986 East Germans had been allowed to travel to the west, but few had the money (60 DM was a month’s wages to many), a car to travel, or the actual patience to bear the endless bureaucracy of the state, which was designed to keep the applicant in years of limbo, not knowing until the last minute whether the application had been successful. The policy of granting their citizens freedom of travel only for “urgent family business” was relaxed in 1986 and sparked a flood of more applicants. Border crossings rose from 66,000 in 1985 to well over 550,000 the following year. Within eighteen months this would shoot up to 2.2 million.

Step 3: Adopt Anti-Procrastination Strategies Procrastination is a habit – a deeply ingrained pattern of behavior. That means that you won’t just break it overnight. Habits only stop being habits when you have persistently stopped practicing them, so use as many approaches as possible to maximize your chances of beating them. Some tips will work better for some people than for others, and for some tasks than others. And, sometimes, you may simply need to try a fresh approach to beat the “procrastination peril”! These general tips will help motivate you to get moving: Make up your own rewards. For example, promise yourself a piece of tasty flapjack at lunchtime if you've completed a certain task. And make sure you notice how good it feels to finish things! Ask someone else to check up on you. Peer pressure works! This is the principle behind slimming and other self-help groups, and it is widely recognized as a highly effective approach. Identify the unpleasant consequences of NOT doing the task. Work out the cost of your time to your employer. As your employers are paying you to do the things that they think are important, you're not delivering value for money if you're not doing those things. Shame yourself into getting going! Aim to “eat an elephant beetle” first thing, every day! If you're procrastinating because you're disorganized, here's how to get organized! Keep to do list so that you can’t “conveniently” forget about unpleasant or overwhelming tasks. Prioritize your To-Do List so that you cannot try to kid yourself that it would be acceptable to put off doing something on the grounds that it is unimportant, or that you have many urgent things which ought to be done first when, in reality, you're procrastinating. Become a master scheduling project planning, so that you know when to start those all-important projects. Set yourself time-bound goals  : that way, you’ll have no time for procrastination! Focus on one task at a time

As even the Pentagon, a cautious bastion of technological nonpartisanship, concluded, “the danger from climate change is real, urgent, and severe.” An official U.S. National Security Strategy report declared the situation a growing national security threat, arguing, “The change wrought by a warming planet will lead to new conflicts over refugees and resources; new suffering from drought and famine; catastrophic natural disasters; and the degradation of land across the globe.” The report unambiguously predicted that if nothing were done, “climate change and pandemic disease” would directly threaten “the health and safety of the American people.

What is the first thing young people ask about in job interviews today: What are the health benefits? When I asked a savvy focus group of New Yorkers in their mid-twenties, “How safe do you feel—about sex, money, relationships, marriage, street violence, job security?” The response was urgent and unanimous. “None of the above. Unsafe on all levels. At all times.” And

Republicans have been running on tax-cut proposals since the era of Harding and Coolidge. Tax-rate reductions and simplifications are urgently needed. But again, there is no mention of the key problems of a global economy in decline—of the acceptance by economic elites of inevitable and irremediable stagnation. We have not faced the fact that the Federal Reserve’s capacity to command growth is a god that has failed.

It might be objected that men are not trees; that if a man realizes something ought to be done, he can go and do it. This is true within certain limits. There can be social conditions favourable to mathematical studies; if a country urgently needs mathematicians, and if everyone knows this, mathematics may well flourish. But this still does not answer the question of how · it comes to flourish. An external motive, good or bad, is not enough. Greed for money, desire for fame, love of humanity are equally incapable of making a man a composer of great music. It has been said that most young men would like to be able to sit down at the piano and improvise sonatas before admiring crowds. But few do it; to desire the end does not provide the means; to make music you must be interested in music, as well as (or instead of) in being admired. And to make mathematics you must be interested in mathematics. The fascination of pattern and the logical classification of pattern must have taken hold of you. It need not be the only emotion in your mind; you may pursue other aims, respond to other duties; but if it is not there, you will contribute nothing to mathematics.

when you are earning money by doing what you don’t particularly like, there will be an urgent need to buy pleasure and happiness, from the acquired money to justify the pain and suffering you are going through in your work. The more is the suffering in earning the wealth, the greater is the desire of enjoying pleasure from the money so earned.

Families’ inability to fully protect themselves translates into difficulties during particularly tough times. The Federal Reserve’s Survey of Household Economics and Decisionmaking (SHED) again gives a national picture. The SHED surveyors asked respondents how they would deal with an unexpected car repair or another urgent need requiring $400 quickly.9 Just about half (47 percent) reported that it wouldn’t be a problem: they could handle the emergency with money on hand. Another 38 percent could come up with the money by borrowing or selling something. But 14 percent of the sample said that there was just no way to come up with $400, period.

The imaginations of our nation's entrepreneurs, coupled with the constant discoveries of our scientists, can lead us to this future. But our twentieth-century policies, regulations, and market approaches cannot solve our twenty-first-century challenges. We are also hindered by our big, bureaucratic government and special interests that protect the past at the expense of progress. We must urgently rethink these failing systems and outdated regulations if we are to clear the way for a revolution in health science and technology. President Trump and congressional Republicans, therefore, must think much bigger and broader than changes in insurance financing to enact real reform that will save lives and save money. Instead, their number one priority should be to replace our current health bureaucracy with a flatter, more transparent, and more accountable health system that embraces innovation.

The $10,000 Problem maps back to your IN. It’s all about solving an urgent problem in the context of an enthusiast market. Your UP is all about solving a Future Problem for the same customer in the same market. And finally, Players With Money is where your MAX comes in. You want to make sure you verify there are players with money in your market who are spending big bucks, and then in time have a corresponding MAX offer to serve them.