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Still, if history and science have taught us anything, it is that passion and desire are not the same as truth. The human mind evolved to believe in the gods. It did not evolve to believe in biology. Acceptance of the supernatural conveyed a great advantage throughout prehistory when the brain was evolving. Thus it is in sharp contrast to biology, which was developed as a product of the modern age and is not underwritten by genetic algorithms. The uncomfortable truth is that the two beliefs are not factually compatible. As a result those who hunger for both intellectual and religious truth will never acquire both in full measure.
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Edward O. Wilson (Consilience: The Unity of Knowledge)
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The characterization of entire groups as victims has underwritten the conviction that such groups may never be subjected to criticism of any kind.
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Robert Boyers (The Tyranny of Virtue: Identity, the Academy, and the Hunt for Political Heresies)
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Assyria soon discovered a painful truth: empires are like Ponzi schemes: financial frauds in which previous investors are paid returns out of new investors' deposits. The costs of holding imperial territory can only be underwritten by loot and tribute extracted by constant new conquests; empires must continue to expand if they are not to collapse.
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Paul Kriwaczek (Babylon: Mesopotamia and the Birth of Civilization)
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(Like a lot of middle-class kids, I needed my punk rock and rebellion underwritten by my parents.)
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Carrie Brownstein (Hunger Makes Me a Modern Girl: A Memoir)
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Nonetheless, a movement within the American political right, heavily underwritten by fossil fuel interests, has prosecuted a fanatical and mendacious campaign to deny that greenhouse gases are warming the planet.47 In doing so they have advanced the conspiracy theory that the scientific community is fatally infected with political correctness and ideologically committed to a government takeover of the economy.
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Steven Pinker (Enlightenment Now: The Case for Reason, Science, Humanism, and Progress)
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A pool hustler had to do what he claimed to be able to do. The risks he took were not underwritten. His skill on the arena of green cloth – cloth that itself was the color of money – could never be only pretense.
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Walter Tevis (The Color of Money (Eddie Felson, #2))
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we’ll have for a president a symbolic Rebel against his own power whose election was underwritten by inhuman soulless profit-machines whose takeover of American civic and spiritual life will convince Americans that rebellion against the soulless inhumanity of corporate life will consist in buying products from corporations that do the best job of representing corporate life as empty and soulless. We’ll have a tyranny of conformist nonconformity presided over by a symbolic outsider whose very election depended on our deep conviction that his persona is utter bullshit. A rule of image, which because it’s so empty makes everyone terrified—they’re small and going to die, after all—
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David Foster Wallace (The Pale King: An Unfinished Novel)
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Moralistic Therapeutic Deism, say Smith and Denton, seems to be “colonizing many historical religious traditions and, almost without anyone noticing, converting believers in the old faiths to its alternative religious vision of divinely underwritten personal happiness and interpersonal niceness.”23
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Kenda Creasy Dean (Almost Christian : What the Faith of Our Teenagers is Telling the American Church)
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Which led to a second revelation about certain nonprofits, especially young-person-driven start-ups like Public Allies, and many of the bighearted, tirelessly passionate people who work in them: Unlike me, it seemed they could actually afford to be there, their virtue discreetly underwritten by privilege, whether it was that they didn’t have student loans to pay off or perhaps had an inheritance to someday look forward to and thus weren’t worried about saving for the future.
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Michelle Obama (Becoming)
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Our national problem has not been ignoring the Civil War, but turning it into a kind of theme park in which nostalgia and mendacity have eclipsed the raw and unpleasant truth that one army fought, and lost, a battle for the liberty to enslave other human beings, while the other, full of imperfect men fighting for a variety of motives, secured the emancipation of those human beings and thereby preserved a political experiment underwritten by the idea of equality.
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Elizabeth D. Samet (Looking for the Good War: American Amnesia and the Violent Pursuit of Happiness)
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If we knew where every Soviet missile and tank was, there could be no surprise attacks or false “missile gaps” based on erroneous estimates, such as had underwritten Kennedy’s arms-buildup in the Sixties. To print Peck’s article would strike a blow against the war machine.
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David Horowitz (The Black Book of the American Left: The Collected Conservative Writings of David Horowitz (My Life and Times 1))
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Whatever one thinks about the merits of Trump’s election, or of the UK’s exit from the EU (“Brexit”), it is profoundly troubling to think that these momentous political events were underwritten by falsehoods. And it raises a deep and unsettling question: Can democracy survive in an age of fake news?
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Cailin O'Connor (The Misinformation Age: How False Beliefs Spread)
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What was shocking were the rewards my father's cousins had gathered in the intervening couple of decades. They farmed now on thousands of acres, not hundreds. They drove fancy pickup trucks, owned lakefront property and second homes. A simple Internet search offered the truth of where their riches had come from: good ol' Uncle Sam. Recently I clicked again on a database of farm subsidy payments, and found that five of my father's first cousins had been paid, all told, $3 million between 1995 and 2005 - and that on top of whatever they'd earned outright for the sale of their corn and soybeans. They worked hard, certainly. They'd saved and scrimped through the lean years. They were good and honorable yeoman, and now they'd come through to their great reward: a prime place at the trough of the welfare state. All that corn syrup guzzled down the gullets of America's overweight children, all that beef inefficiently fattened on cheap feed, all that ethanol being distilled in heartland refineries: all of it underwritten by as wasteful a government program as now exists this side of the defense industry. In the last ten years, the federal government has paid $131 million in subsidies and disaster insurance in just the county [in Minnesota] where I grew up. Corn is subsidized to keep it cheap, and the subsidies encourage overproduction, which encourages a scramble for ever more ways to use corn, and thus bigger subsidies - the perfect feedback loop of government welfare.
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Philip Connors
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But surely everyone can also testify to another, less reckonable kind of homesickness, one having to do with unsettlements that cannot be located in spaces of geography or history; and accordingly it's my belief that the communal, contractual phenomenon of New York cricket is underwritten, there where the print is finest, by the same agglomeration of unspeakable individual longings that underwrites cricket played anywhere--longings concerned with horizons and potentials sighted or hallucinated and in any event lost long ago, tantalisms that touch on the undoing of losses too private and reprehensible to be acknowledged to oneself, let alone to others. I cannot be the first to wonder if what we see, when we see men in white take to a cricket field, is men imagining an environment of justice.
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Joseph O'Neill (Netherland)
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By early 2005 all the big Wall Street investment banks were deep into the subprime game. Bear Stearns, Merrill Lynch, Goldman Sachs, and Morgan Stanley all had what they termed “shelves” for their subprime wares, with strange names like HEAT and SAIL and GSAMP, that made it a bit more difficult for the general audience to see that these subprime bonds were being underwritten by Wall Street’s biggest names.
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Michael Lewis (BIG SHORT PA)
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I’ve come to believe that there are four enduring sources of a joyful life. I call these Connection, Control, Competence, and Context. Connection is the need to belong. Control is the need to direct one’s own destiny. Competence is the need to be good at something worthwhile. Context is the need for a purpose outside of one’s self. At the nexus of money and meaning the “Four C’s” are what is being underwritten. They sit at the heart of funded contentment. Let’s look at each of these in turn.
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Brian Portnoy (The Geometry of Wealth: How to shape a life of money and meaning)
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So, a leader doesn’t have to possess all the virtuous qualities I’ve mentioned, but it’s absolutely imperative that he seem to possess them. I’ll go so far as to say this: if he had those qualities and observed them all the time, he’d be putting himself at risk. It’s seeming to be virtuous that helps; as, for example, seeming to be compassionate, loyal, humane, honest and religious. And you can even be those things, so long as you’re always mentally prepared to change as soon as your interests are threatened. What you have to understand is that a ruler, especially a ruler new to power, can’t always behave in ways that would make people think a man good, because to stay in power he’s frequently obliged to act against loyalty, against charity, against humanity and against religion. What matters is that he has the sort of character that can change tack as luck and circumstances demand, and, as I’ve already said, stick to the good if he can but know how to be bad when the occasion demands. So a ruler must be extremely careful not to say anything that doesn’t appear to be inspired by the five virtues listed above; he must seem and sound wholly compassionate, wholly loyal, wholly humane, wholly honest and wholly religious. There is nothing more important than appearing to be religious. In general people judge more by appearances than first-hand experience, because everyone gets to see you but hardly anyone deals with you directly. Everyone sees what you seem to be, few have experience of who you really are, and those few won’t have the courage to stand up to majority opinion underwritten by the authority of state
”
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Niccolò Machiavelli (The Prince)
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His first play, Burial Services, concerned the burial of a paralyzed girl who was still alive. It caused such a furor (more than 50,000 letters were written to NBC) that Oboler would never again write a story with such a personal theme that could adversely affect a vast audience.” Oboler remembered it this way: “I had taken a believable situation and underwritten it so completely that each listener filled the silences with the terrors of his own soul. When the coffin lid closed inexorably on the conscious yet cataleptically paralyzed young girl in my play, the reality of the moment, to thousands of listeners who had buried someone close, was the horrifying thought that perhaps sister, or brother, or mother, had also been buried … alive.
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John Dunning (On the Air: The Encyclopedia of Old-Time Radio)
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People have long known in America what many in Europe have come to grasp—that we can hang together without a common religion or even delusions of common ancestry. In the second decade of the twenty-first century, various independence movements gained traction in Europe, from Caledonia to Catalonia. Neither the logic of territorial integrity nor that of national sovereignty can resolve such matters. But let the arguments not be made in terms of some ancient spirit of the Folk; the truth of every modern nation is that political unity is never underwritten by some preexisting national commonality. What binds citizens together is a commitment, through Renan’s daily plebiscite, to sharing the life of a modern state, united by its institutions, procedures, and precepts.
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Kwame Anthony Appiah (The Lies That Bind: Rethinking Identity)
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The role played by women in history is as underwritten in India as anywhere, so it is only right to end with a mention of another woman of Kerala whose part in its history has only recently been publicly recognised. Her name was Velathu Lakshmikutty and she died in 2013 at the fine old age of 102 (see page 297). In 1952 she organised and led a march by women against the Manimalarkavu temple in Velur, Cochin, which – unbelievable as it seems to us today – was still requiring avarna women like herself to attend the Manimalarkavu pooram spring festival with breasts exposed. The protest that she led finally brought that particularly shaming form of caste discrimination to an end, although it serves as a reminder that the oppression of the powerless by the powerful is far from being a thing of the past.
”
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Charles Allen (Coromandel: A Personal History of South India)
“
For many years there have been rumours of mind control experiments. in the United States. In the early 1970s, the first of the declassified information was obtained by author John Marks for his pioneering work, The Search For the Manchurian Candidate. Over time retired or disillusioned CIA agents and contract employees have broken the oath of secrecy to reveal small portions of their clandestine work. In addition, some research work subcontracted to university researchers has been found to have been underwritten and directed by the CIA. There were 'terminal experiments' in Canada's McGill University and less dramatic but equally wayward programmes at the University of California at Los Angeles, the University of Rochester, the University of Michigan and numerous other institutions. Many times the money went through foundations that were fronts or the CIA. In most instances, only the lead researcher was aware who his or her real benefactor was, though the individual was not always told the ultimate use for the information being gleaned. In 1991, when the United States finally signed the 1964 Helsinki Accords that forbids such practices, any of the programmes overseen by the intelligence community involving children were to come to an end. However, a source recently conveyed to us that such programmes continue today under the auspices of the CIA's Office of Research and Development. The children in the original experiments are now adults. Some have been able to go to college or technical schools, get jobs. get married, start families and become part of mainstream America. Some have never healed. The original men and women who devised the early experimental programmes are, at this point, usually retired or deceased. The laboratory assistants, often graduate and postdoctoral students, have gone on to other programmes, other research. Undoubtedly many of them never knew the breadth of the work of which they had been part. They also probably did not know of the controlled violence utilised in some tests and preparations. Many of the 'handlers' assigned to reinforce the separation of ego states have gone into other pursuits. But some have remained or have keen replaced. Some of the 'lab rats' whom they kept in in a climate of readiness, responding to the psychological triggers that would assure their continued involvement in whatever project the leaders desired, no longer have this constant reinforcement. Some of the minds have gradually stopped suppression of their past experiences. So it is with Cheryl, and now her sister Lynn.
”
”
Cheryl Hersha (Secret Weapons: How Two Sisters Were Brainwashed to Kill for Their Country)
“
Even women deeply committed to the emancipatory promises of modernity were alarmed by the "inappropriateness" of unrelated men and omen socializing in the streets. In the women's press, articles exhorted young men to treat women respectfully in public. Other articles encouraged women to act as their own police and to be more observant of their hijab and public modesty.
From the beginning, then, women's entry on the streets was subject to the regulatory harassment of men. The modernist heterosocializing promise that invited women to leave their homosocial spaces and become educated companionate partners for modernist men was underwritten by policing of women's public presence through men's street actions. Men at once desired heterosociality of the modern and yet would not surrender the privileged masculinity of the streets. Women's public presence was also underwritten by disciplinary approbation of modernizing women themselves whose emancipatory drive would be jeopardized by unruly public conduct.
”
”
Afsaneh Najmabadi (Women with Mustaches and Men without Beards: Gender and Sexual Anxieties of Iranian Modernity)
“
Only as a young man playing pool all night for money had he been able to find what he wanted in life, and then only briefly. People thought pool hustling was corrupt and sleazy, worse than boxing. But to win at pool, to be a professional at it, you had to deliver. In a business you could pretend that skill and determination had brought you along, when it had only been luck and muddle. A pool hustler did not have the freedom to believe that. There were well-paid incompetents everywhere living rich lives. They arrogated to themselves the plush hotel suites and Lear Jets that America provided for the guileful and lucky far more than it did for the wise. You could fake and bluff and luck your way into all of it. Hotel suites overlooking Caribbean private beaches. Bl*wj*bs from women of stunning beauty. Restaurant meals that it took four tuxedoed waiters to serve, with the sauces just right. The lamb or duck in tureen sliced with precise and elegant thinness, sitting just so on the plate, the plate facing you just so on the heavy white linen, the silver fork heavy gleaming in your manicured hand below the broad cloth cuff and mother of pearl buttons. You could get that from luck and deceit even while causing the business or the army or the government that supported you to do poorly at what it did. The world and all its enterprises could slide downhill through stupidity and bad faith. But the long gray limousines would still hum through the streets of New York, of Paris, of Moscow, of Tokyo. Though the men who sat against the soft leather in back with their glasses of 12-year-old scotch might be incapable of anything more than looking important, of wearing the clothes and the hair cuts and the gestures that the world, whether it liked to or not, paid for, and always had paid for.
Eddie would lie in bed sometimes at night and think these things in anger, knowing that beneath the anger envy lay like a swamp. A pool hustler had to do what he claimed to be able to do. The risks he took were not underwritten. His skill on the arena of green cloth, cloth that was itself the color of money, could never be only pretense. Pool players were often cheats and liars, petty men whose lives were filled with pretensions, who ran out on their women and walked away from their debts. But on the table with the lights overhead beneath the cigarette smoke and the silent crowd around them in whatever dive of a billiard parlor at four in the morning, they had to find the wherewithal inside themselves to do more than promise excellence. Under whatever lies might fill the life, the excellence had to be there, it had to be delivered. It could not be faked. But Eddie did not make his living that way anymore.
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Walter Tevis (The Color of Money (Eddie Felson, #2))
“
Being in flight is one of the most unnatural, extraordinary, ordinary experiences of modern life. When we climb to 30,000 feet, our perspective looking down at the world becomes that of a deity, and the rules of time and space are altered as we rush over the earth. In flight we are able to view the most remote corners of the natural world and the vast spread of the world we have constructed. It gives us the unique perspective to look at the interaction of the natural and constructed in a truly holistic way. In its totality, the unnatural or extraordinary experience produces great fear and excitement. We confront death a little every time the doors close – and this closeness to death intensifies the extraordinary experience of being in flight. On the other hand, our ‘in flight’ experience is filled with the most unremarkable daily activities: reading a comic book, finishing a crossword puzzle, eating, sleeping. The cabin becomes our shared world, temporally removed from the world that we’ve left back on land. What connects the ordinary and the extraordinary is a powerful trust in the human capacity to take us beyond the mundane. The plane becomes a temple of humanism, where we put faith in all that get us and keeps us up in the air – engineers, pilots, researchers, air traffic controllers – a web of people, underwritten by collective knowledge, keeping us alive, together.
”
”
Phillip Kalantzis-Cope
“
One response to the prospect of climate change is to deny that it is occurring or that human activity is the cause. It's completely appropriate of course to challenge the hypothesis of anthropogenic climate change on scientific grounds, particularly given the extreme measures it calls for if it is true. The great virtue of science is that a true hypothesis will in the long run withstand attempts to falsify it. Anthropogenic climate change is the most vigorously challenged scientific hypothesis in history. By now, all the major challenges such as that global temperatures have stopped rising, that they only seem to be rising because they were only measured in urban heat islands, or that they really are rising, but only because the sun is getting hotter, have been refuted, and even many skeptics have been convinced. A recent survey found that exactly 4 out of 69,406 authors of peer reviewed articles in the scientific literature rejected the hypothesis of anthropogenic global warming. And that the peer reviewed literature contains no convincing evidence against the hypothesis. Nonetheless, a movement within the American political right, heavily underwritten by fossil fuel interests, has prosecuted a fanatical and mendacious campaign to deny that greenhouse gases are harming the planet. In doing so, they have advanced the conspiracy theory that the scientific community is fatally infected with political correctness and ideologically committed to a government takeover of the economy. As someone who considers himself something of a watchdog for politically correct dogma in academia, I can state that this is nonsense. Physical scientists have no such agenda and the evidence speaks for itself. And it's precisely because of challenges like this that scholars in all fields have a duty to secure the credibility of the academy by not enforcing political orthodoxies.
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Steven Pinker (Enlightenment Now: The Case for Reason, Science, Humanism, and Progress)
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Because narcissism is a pattern underwritten by insecurity as well as variable self-esteem, social media has exploited the weaknesses of the narcissist. Social media by definition is based on social comparison, and overwhelms users with images and information that are often used for uncomfortable social comparison.
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Ramani S. Durvasula ("Don't You Know Who I Am?": How to Stay Sane in an Era of Narcissism, Entitlement, and Incivility)
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One of the most expensive projects underwritten in the era was a computing system known as SAGE, which stood for Semi-Autonomous Ground Environment. Once a radar station picked up an enemy aircraft entering American airspace, SAGE would calculate the incoming flight path based on speed, altitude, and direction and determine which fighter jets should be dispatched to intercept the threat. Other times SAGE might advise that a surface-to-air missile be fired instead. The computers, which were the size of buildings, needed to make recommendations that generals would follow. SAGE went beyond harnessing computing power; it also introduced networking. Through telephone connections, SAGE divided the country into geographic sectors, with a facility in each sector pulling in information from ground radar, naval vessels, and surveillance aircraft. Each facility’s computer was networked with the other facilities’ computers to transmit and receive data as to which combat facilities should be deployed in the event of an attack. Getting the contract to build computing centers for SAGE accounted for fully half of IBM’s computing revenues until the late fifties, subsidizing the transition from the days of punch cards to the new era of computing.
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Bhu Srinivasan (Americana: A 400-Year History of American Capitalism)
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Mainly I […] felt the second-hand high of getting close to her money, to that expansive sense of ease and possibility that New York can hold, always underwritten by wealth, if not explicitly then implicitly — a wealth that disappeared its own seams.
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Leslie Jamison
“
we are always found wanting – in a state of dependent, and therefore ambivalent, need for others – and we are always and only preoccupied by what we need and want. .. what a modern life is. Whatever our ambitions and ideals for ourselves, they are underpinned by survival, and survival is underwritten by appetite.
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Adam Philips
“
They all signed a covenant which said, “We whose names are underwritten, being desirous to inhabit in the town of Providence, do promise to submit ourselves in active or passive obedience to all such orders or agreements as shall be made for the public good of the body in an orderly way, by the major consent of the present inhabitants, masters of families, incorporated together into a township, and such others whom they shall admit unto the same, only in civil things.” And
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Isaac Backus (Your Baptist Heritage: 1620-1804)
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Britain, where the establishment of a local library board required a taxpayer levy, the take-up rate was initially sluggish. Even when a library rate was proposed, hostile campaigning, often underwritten by the powerful brewers’ lobby, could ensure that it was defeated.
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Andrew Pettegree (The Library: A Fragile History)
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In all, seventy-one insurance companies throughout the world had insured the Morro Castle for $4,200,000. One third of the total was underwritten by British companies, principally by Lloyd’s of London. But under the complicated limited-liability law of 1851, the Ward Line had little responsibility for insuring the passengers. In the event of disaster, the law stated that “only by proving the owners to have possessed knowledge of the unseaworthiness of the vessel or the inadequacy of the crew before the fatal sailing,” could passengers collect any insurance. In practical terms this was almost impossible. The real owners of the Morro Castle had virtually no knowledge of the ship—a state of affairs which, given the terms of the law, was very much in their best interests. The Ward Line was just one subsidiary in the powerful shipping complex of Atlantic Gulf and West Indies—AGWI. The involvement of Franklin D. Mooney, president of AGWI, with the Morro Castle, gives some indication of just how little the owners knew—or cared to know—about this particular piece of property.
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Gordon Thomas (Shipwreck: The Strange Fate of the Morro Castle)
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IN THE NAME OF GOD, AMEN. We, whose names are underwritten, the Loyal Subjects of our dread Sovereign Lord King James, by the Grace of God, of Great Britain, France, and Ireland, King, Defender of the Faith, &c. Having undertaken for the Glory of God, and Advancement of the Christian Faith, and the Honour of our King and Country, a Voyage to plant the first Colony in the northern Parts of Virginia; Do by these Presents, solemnly and mutually, in the Presence of God and one another, covenant and combine ourselves together into a civil Body Politick, for our better Ordering and Preservation, and Furtherance of the Ends aforesaid: And by Virtue hereof do enact, constitute, and frame, such just and equal Laws, Ordinances, Acts, Constitutions, and Officers, from time to time, as shall be thought most meet and convenient for the general Good of the Colony; unto which we promise all due Submission and Obedience. IN WITNESS whereof we have hereunto subscribed our names at Cape-Cod the eleventh of November, in the Reign of our Sovereign Lord
King James, of England, France, and Domini; 1620.
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Mr. John Carver, Mr. William Bradford, Mr Edward Winslow, Mr. William Brewster. Isaac Allerton, Myle
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Curbing the financial sector. Since so much of the increase in inequality is associated with the excesses of the financial sector, it is a natural place to begin a reform program. Dodd-Frank is a start, but only a start. Here are six further reforms that are urgent: (a) Curb excessive risk taking and the too-big-to-fail and too-interconnected-to-fail financial institutions; they’re a lethal combination that has led to the repeated bailouts that have marked the last thirty years. Restrictions on leverage and liquidity are key, for the banks somehow believe that they can create resources out of thin air by the magic of leverage. It can’t be done. What they create is risk and volatility.2 (b) Make banks more transparent, especially in their treatment of over-the-counter derivatives, which should be much more tightly restricted and should not be underwritten by government-insured financial institutions. Taxpayers should not be backing up these risky products, no matter whether we think of them as insurance, gambling instruments, or, as Warren Buffett put it, financial weapons of mass destruction.3 (c) Make the banks and credit card companies more competitive and ensure that they act competitively. We have the technology to create an efficient electronics payment mechanism for the twenty-first century, but we have a banking system that is determined to maintain a credit and debit card system that not only exploits consumers but imposes large fees on merchants for every transaction. (d) Make it more difficult for banks to engage in predatory lending and abusive credit card practices, including by putting stricter limits on usury (excessively high interest rates). (e) Curb the bonuses that encourage excessive risk taking and shortsighted behavior. (f) Close down the offshore banking centers (and their onshore counterparts) that have been so successful both at circumventing regulations and at promoting tax evasion and avoidance. There is no good reason that so much finance goes on in the Cayman Islands; there is nothing about it or its climate that makes it so conducive to banking. It exists for one reason only: circumvention. Many
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Joseph E. Stiglitz (The Price of Inequality: How Today's Divided Society Endangers Our Future)
“
who looks with unconcern on a Man struggling for Life in the water and when he has reached ground encumbers him with help’) is matched in the Dictionary by the delightfully acerbic entry quoted at the head of this chapter. Chesterfield’s apathy had its reward: Johnson’s fury was spent.ar The lexicographer’s rejection of his patron’s belated assistance has often been identified as key moment in the history of publishing, marking the end of the culture of patronage.7 This is not strictly accurate. Patronage had been in decline for fifty years, yet would survive, in attenuated form, for another fifty. Indeed, Johnson was in the 1760s awarded a pension by the Crown—a subtle form of sponsorship, tantamount to state patronage. The letter’s importance is not so much historical as emotional; it would become a touchstone for all who repudiated patrons, and for all who embraced the laws of the marketplace. In the short term, however, Johnson’s rejection of Chesterfield did not endear him to the booksellers who had underwritten the Dictionary.
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Henry Hitchings (Defining the World: The Extraordinary Story of Dr. Johnson's Dictionary)
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Mothers are an underwritten subject. There isn’t enough about them, and yet they’re so important. Fathers are too, of course; but that’s different, because we live in a world where all the expectation is heaped on the mother. For all of us, what we experience with our mothers is the blueprint; it sets the stage for every other relationship we make and if it fails, the consequences can last forever.
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Sarah Stovell (Exquisite)
“
I tried to explain to the NSC officials my own wonder at this teeming ramshackle metropolis with cinemas, football leagues, hotels and hospitals, and to emphasize that, contrary to what they might expect, a large portion of the refugees are extremely pro-American. I said that the Kenyan security forces, underwritten by US and British money, weapons and training, were going about things in the wrong way: rounding up refugees, raping and extorting them, encouraging them to return to war-racked Somalia.
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Ben Rawlence (City of Thorns: Nine Lives in the World's Largest Refugee Camp)
“
Who has the Problem? Jewish media mogul Robert Maxwell, one of the most grotesque robber barons in recent British history, liked to say that someone who owed the bank a million pounds had a serious problem, but if the same person owed the bank a billion pounds then it was the bank that had the serious problem. This insane ideology was adapted by the banks themselves. A bank with a debt of a hundred billion dollars has a problem and could be declared insolvent by the markets and State. A bank with a debt of a trillion dollars could make the State insolvent, so it’s the State that now has the problem. Banks made themselves so big and made the State (and global) economy so dependent on them that, if they failed, the whole economy would fail. So, they were all tacitly underwritten by the State, and State bailouts were therefore inevitable in the financial meltdown of 2008. The question is why any State allowed any financial institution to become “too big to fail” and thus a direct threat to the stability of the State. No sane State would ever allow itself to be controlled and blackmailed by an entity over which it has no say and no control. The fact that States did allow this to happen proves that unelected, unaccountable “free markets” (i.e. corporations, banks and the super rich) are running nations, and not their democratically elected politicians. Governments are puppet institutions and the puppetmasters are never up for election. Any sane government would have a specific department of State whose specific purpose was to prevent any bank or corporation becoming too big to fail, or any organisation or individual becoming too rich and too powerful.
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Mike Hockney (The Noosphere (The God Series Book 9))
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By some accounts, Chile's unstable borders and the history of violent national integration of frontier territories, from the Atacama to the Araucanía and Patagonia, have underwritten an exceptionally stable national identity and robust nationalism. As in the United States, Chile's exceptional place in the Americas has often been attributed to its frontier experiences and its aggressive expansionism since the mid-nineteenth century.
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Elizabeth Quay Hutchison (The Chile Reader: History, Culture, Politics (The Latin America Readers))
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ROSCO: I haven’t been happy with my part, Bunny. It’s totally underwritten. Just listen to that last line, for instance! Who could do anything with “It’s totally underwritten?” Where’s the heart in a line like that? Where’s the character?
”
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David Ossman (Dr. Firesign's Follies)
“
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Our plans are U.S. licensed and feature coverage more generous than plans sold as “surplus coverage.”
Our plans do not restrict illnesses or injuries resulting from a terrorist act.
We do not impose precertification penalties for hospitalization.
We provide coverage for pre-existing conditions for medical evacuation. Pre-existing conditions are also covered in all instances by our Choice plan.
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At PrestigeCare, we provide health solution services.
*Up to $250,000 of coverage available through our affiliated partner for an unlimited number of trips of a maximum of 30 days in duration.
”
”
maranderson111
“
Global Insurance Travel Medical Coverage
GeoBlueAffiliate
Available for PrestigeCare Private Health Advisory Members
GeoBlue Voyager
Global Insurance for Single-Trip International Travel
travel insurance
Global insurance health coverage may be the last thought we have when planning a trip to another country. Most people do not even realize that while traveling, your current medical insurance can be useless in some countries or that your usual over-the-counter medications are prohibited in many locations.
Protect Your Health Around the World.
What is GeoBlue VoyagerSM?
Short-term travel medical insurance for U.S. residents traveling abroad.
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Strength of a U.S. Insurer Underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross and Blue Shield Association.
Better Coverage:
Our plans are U.S. licensed and feature coverage more generous than plans sold as “surplus coverage.”
Our plans do not restrict illnesses or injuries resulting from a terrorist act.
We do not impose precertification penalties for hospitalization.
We provide coverage for pre-existing conditions for medical evacuation. Pre-existing conditions are also covered in all instances by our Choice plan.
A Better Kind of Care:
International travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice - no matter what town, country or time zone, with global insurance. Travel anywhere knowing that if your health is a concern, getting good care is not. Global insurance coverage is available through PrestigeCare Private Health Advisory's affiliate partner, GeoBlue. You will have access to short-term global insurance health coverage options that best suit your needs while traveling. Just another way PrestigeCare Private Health Advisory looks out for all your health and wellness needs.*
At PrestigeCare, we provide health solution services.
*Up to $250,000 of coverage available through our affiliated partner for an unlimited number of trips of a maximum of 30 days in duration.
”
”
markanderson111
“
In working out the way genes build linguistic brains, one of this new science's greatest challenges is determining how experience affects the spread of job specialization across the brain. The dynamic interplay between genes and experience as it propels a creature through conception, development, sexual maturity, parenthood, and eventually death is greatly complicated by brain plasticity-which must itself, presumably, be underwritten by genes. Solving the mystery of language and its evolution will involve working out what is innately specified and what alternative routes to processing the same kind of data are enabled by plasticity.
”
”
Christine Kenneally (The First Word: The Search for the Origins of Language)
“
Critics such as Slavoj Žižek accuse him of being a poster child for the cultural excesses of postmodern capitalism (“Ongoing ‘Soft Revolution’”). A recent round of denunciations underwritten by a mix of wonderment and red-baiting exclaim, “The founder of BuzzFeed wrote his senior thesis on the Marxism
of Deleuze and Guattari!,” adding to a long list of guilty associations—“the Israeli Defense Force reads A Thousand Plateaus!,” “Deleuze spouts the fashionable nonsense of pseudoscience!” Deleuze’s defenders are correct to dismiss such criticisms as either incomplete or outright spurious. Yet there
is a kernel of truth that goes back to an old joke—a communist is someone who reads Das Kapital; a capitalist is someone who reads Das Kapital and understands it.
”
”
Andrew Culp (Dark Deleuze)
“
If the world behaved classically and predictably, the billion euros invested in LEP would have underwritten a very boring machine: every collision would just reproduce the result of the first one, and there'd be only one photograph to look at. Instead, our quantum-mechanical theories predict that many results can emerge from the same cause. And that is what we find. We can predict the relative probabilities of different results. Through many repetitions, we can check those predictions in detail. In that way, short-term unpredictability can be tamed. Short-term unpredictability is, in the end, perfectly compatible with long-term precision.
”
”
Frank Wilczek (The Lightness of Being: Mass, Ether, and the Unification of Forces)
“
any coherent understanding of what language is and how language performs, . . . any coherent account of the capacity of human speech to communicate meaning and feeling is . . . underwritten by the assumption of God's presence.
”
”
George Steiner (Real Presences)
“
Taking the position that the common man should decide whether to be vaccinated, the movement was underwritten by a handful of wealthy demagogues until it was finally stopped in its tracks by the 1905 Supreme Court decision Jacobson v. Massachusetts, which ruled that compulsory vaccination was in the best interest of the state.79
”
”
Michael Kinch (Between Hope and Fear)
“
What is the Expedia cancellation plan ?
Expedia is one of the world’s largest online travel agencies, offering a wide range of services including flights, hotels, car rentals, vacation packages, and more. Whether you’re planning a short getaway or an international adventure, Expedia provides tools to book and manage your trip with flexibility and ease. A key part of that flexibility comes in the form of Expedia's cancellation plan, which can help protect travelers from unexpected changes or emergencies.
Let’s break down everything you need to know about Expedia’s cancellation policies, protection plans, and how to get assistance via their customer support line: +1-833-341-8536.
1. What Is the Expedia Cancellation Plan?
Expedia offers various cancellation options depending on what you’ve booked and whether you’ve opted for travel protection. These cancellation plans are designed to give travelers peace of mind, especially when plans change unexpectedly due to illness, weather disruptions, or other unforeseen circumstances.
Types of Bookings Covered
Hotel bookings
Flight reservations
Vacation packages
Car rentals
Cruises
Each of these services may come with its own cancellation rules and conditions.
2. Standard Cancellation Policy
Many Expedia bookings come with either refundable or non-refundable terms:
Refundable bookings: You can cancel your booking for a full refund up until a specified date or time before your travel begins.
Non-refundable bookings: These do not offer refunds if you cancel, although you might be able to change dates or receive credit with the provider, depending on the circumstances.
Important: Always check the cancellation policy listed on the booking confirmation. Expedia works with thousands of travel providers, and each provider may have unique policies.
3. Expedia's Travel Protection Plan
To offer more flexibility and safeguard your trip, Expedia offers Travel Protection Plans (also called Trip Protection or Cancellation Protection) for purchase during checkout.
These plans are underwritten by third-party insurance providers such as AIG Travel Guard and typically include the following:
Coverage Benefits
Trip cancellation: Reimbursement for non-refundable trip costs if you cancel due to covered reasons (like illness, job loss, or family emergency).
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Emergency medical assistance: Coverage for medical expenses incurred while traveling.
Lost baggage: Reimbursement for baggage that is lost, stolen, or damaged.
Travel delay: Compensation for meals and lodging if your trip is delayed due to covered reasons.
Cost of the Plan
The cost varies depending on:
The total price of the trip
Your destination
Duration of travel
Traveler’s age
It’s usually a small percentage of the total trip cost, often ranging from 5% to 10%.
4. How to Cancel a Booking on Expedia
Expedia makes cancellations relatively straightforward through their website or mobile app. Here’s how:
Steps to Cancel Your Booking
Sign in to your Expedia account.
Go to "My Trips" or "My Bookings".
Find the booking you wish to cancel.
Click "Cancel" or "Change" (options depend on the booking type).
Follow the prompts to confirm cancellation.
If your booking is refundable, you should receive a confirmation and a timeline for your refund. Non-refundable bookings may not be eligible for a refund, but Expedia may still offer credits or help negotiate with the provider.
5. Getting Help: Expedia Customer Service
If you need help canceling or understanding your cancellation options, Expedia’s customer service is available 24/7.
Customer Service Toll-Free Number
”
”
Era
“
What is the Expedia cancellation plan ?
Expedia is one of the world’s largest online travel agencies, offering a wide range of services including flights, hotels, car rentals, vacation packages, and more. Whether you’re planning a short getaway or an international adventure, Expedia provides tools to book and manage your trip with flexibility and ease. A key part of that flexibility comes in the form of Expedia's cancellation plan, which can help protect travelers from unexpected changes or emergencies.
Let’s break down everything you need to know about Expedia’s cancellation policies, protection plans, and how to get assistance via their customer support line: +1-833-341-8536.
1. What Is the Expedia Cancellation Plan?
Expedia offers various cancellation options depending on what you’ve booked and whether you’ve opted for travel protection. These cancellation plans are designed to give travelers peace of mind, especially when plans change unexpectedly due to illness, weather disruptions, or other unforeseen circumstances.
Types of Bookings Covered
Hotel bookings
Flight reservations
Vacation packages
Car rentals
Cruises
Each of these services may come with its own cancellation rules and conditions.
2. Standard Cancellation Policy
Many Expedia bookings come with either refundable or non-refundable terms:
Refundable bookings: You can cancel your booking for a full refund up until a specified date or time before your travel begins.
Non-refundable bookings: These do not offer refunds if you cancel, although you might be able to change dates or receive credit with the provider, depending on the circumstances.
Important: Always check the cancellation policy listed on the booking confirmation. Expedia works with thousands of travel providers, and each provider may have unique policies.
3. Expedia's Travel Protection Plan
To offer more flexibility and safeguard your trip, Expedia offers Travel Protection Plans (also called Trip Protection or Cancellation Protection) for purchase during checkout.
These plans are underwritten by third-party insurance providers such as AIG Travel Guard and typically include the following:
Coverage Benefits
Trip cancellation: Reimbursement for non-refundable trip costs if you cancel due to covered reasons (like illness, job loss, or family emergency).
Trip interruption: Coverage if your trip is interrupted after it starts due to a covered reason.
Emergency medical assistance: Coverage for medical expenses incurred while traveling.
Lost baggage: Reimbursement for baggage that is lost, stolen, or damaged.
Travel delay: Compensation for meals and lodging if your trip is delayed due to covered reasons.
Cost of the Plan
The cost varies depending on:
The total price of the trip
Your destination
Duration of travel
Traveler’s age
It’s usually a small percentage of the total trip cost, often ranging from 5% to 10%.
4. How to Cancel a Booking on Expedia
Expedia makes cancellations relatively straightforward through their website or mobile app. Here’s how:
Steps to Cancel Your Booking
Sign in to your Expedia account.
Go to "My Trips" or "My Bookings".
Find the booking you wish to cancel.
Click "Cancel" or "Change" (options depend on the booking type).
Follow the prompts to confirm cancellation.
If your booking is refundable, you should receive a confirmation and a timeline for your refund. Non-refundable bookings may not be eligible for a refund, but Expedia may still offer credits or help negotiate with the provider.
5. Getting Help: Expedia Customer Service
If you need help canceling or understanding your cancellation options, Expedia’s customer service is available 24/7.
”
”
Era
“
Such flat and distant voices confirm the rhetoric of William Blake: “Grace” is underwritten by constant, speechless suffering, and “culture” begins in the callused hands of exhausted children, weaving robotically in sleep, “going through the motions … when they were really doing nothing.
”
”
Robert Hughes (The Fatal Shore: The Epic of Australia's Founding)
“
Russia31 and China approach Western INGOs with the assumption that their performance and work product are directed by and directly serve the state. This assumption matches the assumption in the West that non-Western NGOs are surely engaged in state-sponsored and underwritten activities, and nearly always include intelligence gathering in their operations.
”
”
Markos Kounalakis (Spin Wars and Spy Games: Global Media and Intelligence Gathering (Hoover Institution Press Publication Book 693))
“
I realized, too, that a set of unique circumstances had underwritten the stability of the governing consensus of which he had been a part: not just the shared experiences of the war, but also the near unanimity forged by the Cold War and the Soviet threat, and perhaps more important, the unrivaled dominance of the American economy during the fifties and sixties, as Europe and Japan dug themselves out of the postwar rubble.
”
”
Barack Obama (The Audacity of Hope: Thoughts on Reclaiming the American Dream)
“
Unlike me, it seemed they could actually afford to be there, their virtue discreetly underwritten by privilege, whether it was that they didn’t have student loans to pay off or perhaps had an inheritance to someday look forward to and thus weren’t worried about saving for the future.
”
”
Michelle Obama (Becoming)
“
She had played the part in an episode of a television show called Bosch, which Ballard knew was based on the exploits of a now-retired LAPD detective who had formerly worked at RHD and the Hollywood detective bureau. The production occasionally filmed at the station and had underwritten the division’s last Christmas party at the W Hotel.
”
”
Michael Connelly (The Late Show (Renée Ballard, #1; Harry Bosch Universe, #30))
“
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Is AAA cheaper than Geico? Offers Better Rates for Drivers
“
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Rabindranath Bhattacharya
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Thomas Harris
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Is crypto.com wallet insured?
(cryptocurrency )
Understanding whether Crypto.com wallet holdings are insured is critical in assessing the safety and risk management of your digital assets. Crypto.com has fortified its platform with extensive insurance measures, making it one of the most secure cryptocurrency service providers in the industry (1-833-611-5006). This comprehensive, humanized explanation covers the scope, limits, and mechanisms of Crypto.com’s insurance policies, highlighting what is covered and what users should keep in mind.
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Non-Custodial Wallet Users: Know the Limits
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Industry Trends and Evolving Policies
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User Best Practices in Light of Insurance Policies
Despite robust institutional insurance, users are reminded to:
Maintain multi-location, physical backups of seed phrases securely.
Utilize hardware wallets for offline key management when possible.
Use multi-factor authentication and withdrawal whitelisting for accounts.
Stay educated on phishing scams and fraudulent communications.
Summary
Crypto.com delivers industry-leading insurance coverage protecting custodial assets, powered by extensive partnerships and backed by Lloyd’s of London and Aon, guaranteeing protection up to $750 million (1-833-611-5006). However, Crypto.com Wallet’s non-custodial assets remain uninsured, placing responsibility on users for safe key management. Understanding these distinctions helps users navigate risk and security with confidence in their digital asset ecosystem (1-833-611-5006).
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Is crypto.com wallet insured?
(from )
Crypto.com stands as one of the foremost leaders in the cryptocurrency industry when it comes to enhancing user security and asset protection through comprehensive insurance programs. Understanding whether the Crypto.com wallet itself is insured requires a clear distinction between custodial exchange accounts and the non-custodial Crypto.com Wallet app, as the insurance landscape differs significantly across these services (1-833-611-5006).
Crypto.com Custodial Exchange and Custody Insurance
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Non-Custodial Crypto.com Wallet No Insurance Coverage
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User Best Practices for Security
Store recovery phrases offline in secure, multiple locations.
Enable two-factor authentication and withdrawal whitelisting on Crypto.com accounts.
Use hardware wallets for cold storage when possible.
Remain vigilant against phishing scams and unauthorized access attempts.
Regularly update wallets and apps to latest security patches.
”
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xsad
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(Withdrawing )
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Additional Custody Trust Company Coverage
Within the United States and for eligible North American institutional clients, Crypto.com Custody Trust Company holds a specific insurance policy with a total coverage of USD 120 million (1-833-611-5006). Arranged by Aon, a leading professional services firm, this coverage includes $100 million protecting digital assets stored in cold wallets, alongside $20 million dedicated to covering risks from crime or third-party theft (1-833-611-5006). This targeted insurance reflects a rigorous assessment of risk management practices and enhances institutional client confidence in asset safeguarding strategies.
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Crypto.com’s exchange platform holds its own sizeable insurance provisions, covering crypto assets it custody on behalf of users in hot wallets and operational treasury pools (1-833-611-5006). Cold storage assets and institutional holdings are distinctively insured through the Custody Trust Company’s specialized policies. Conversely, the non-custodial wallet places responsibility solely on the user to manage asset security independently (1-833-611-5006).
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”
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Industry-Leading Insurance Coverage
As of 2025, Crypto.com has secured comprehensive cryptocurrency insurance totaling approximately USD 750 million, encompassing assets stored in cold storage with Ledger Vault, its trusted custodial partner (1-833-611-5006). This is among the largest insurance programs in the crypto industry, designed to safeguard against risks such as physical damage, destruction, or third-party theft of cold wallet-stored assets. Crypto.com’s 10+ million users benefit indirectly through this robust layer of protection, reflecting the company’s commitment to a secure user ecosystem (1-833-611-5006).
Institutional Custody Insurance Specifics
For institutional clients and North American assets under the Crypto.com Custody Trust Company, a specialized USD 120 million insurance policy is in place, arranged by professional services firm Aon, and underwritten by Lloyd’s of London (1-833-611-5006). This policy covers $100 million focused on cold storage assets and an additional $20 million protecting against crime, theft, or malicious acts. This dual coverage model aligns with stringent regulatory expectations and offers additional assurance to institutional investors (1-833-611-5006).
Understanding Non-Custodial Wallet Insurance
It is important for users to differentiate between custodial wallets (Crypto.com exchange wallets) and Crypto.com’s non-custodial wallet app where users control private keys directly (1-833-611-5006). The latter is not insured by Crypto.com, as assets and private keys remain outside company control. Losses through user errors, such as lost seed phrases or phishing attacks, remain the user’s responsibility, underscoring the importance of diligent personal security practices (1-833-611-5006).
Evolution of Crypto Insurance
The cryptocurrency insurance market is rapidly evolving, introducing specialized policies covering cyberattacks, hacking, operational failures, smart contract bugs, and business interruptions (1-833-611-5006). Crypto.com’s significant insurance investments place it at the forefront of integrating traditional risk management with emergent digital asset practices.
Best Practices for Users
Despite strong platform insurance, users should implement best security practices:
Secure and offline storage of seed phrases.
Employ hardware wallets for large asset holdings.
Activate two-factor authentication and withdrawal lock features.
Stay alert against phishing and social engineering risks.
Conclusion
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Is crypto.com wallet insured?
Security and trust are foundational pillars in the cryptocurrency landscape, and Crypto.com has emerged as a leader by proactively addressing asset protection through extensive insurance coverage (1-833-611-5006). As the cryptocurrency ecosystem grows in adoption and sophistication, users increasingly seek assurances that their digital funds are protected not only through technical security measures but also via financial insurance. This detailed, humanized explanation offers an expert view on Crypto.com’s wallet insurance practices, coverage extent, and nuances relevant to users in 2025.
Largest and Most Comprehensive Digital Asset Insurance
In 2025, Crypto.com secured one of the industry’s most extensive digital asset insurance programs valued at approximately USD 750 million, encompassing assets stored primarily in cold wallets managed by Ledger Vault, its esteemed custodial partner (1-833-611-5006). This sizeable insurance pool protects users against physical damage, destruction, and third-party theft of crypto assets held offline. With over 10 million users globally, this policy significantly underscores Crypto.com’s dedication to safeguarding client assets amidst evolving cyber risks (1-833-611-5006).
Specialized Institutional Custody Insurance
Recognizing the distinct needs of institutional clients, Crypto.com’s U.S.-based Custody Trust Company acquired an exclusive USD 120 million insurance policy, arranged by Aon and underwritten by Lloyd’s of London (1-833-611-5006). The policy covers $100 million for cold storage digital assets and an additional $20 million targeting crime and theft incidences. This layer of protection aligns with rigorous regulatory adherence and provides enhanced confidence for North American institutional investors using Crypto.com as their custody solution (1-833-611-5006).
Non-Custodial Wallet Coverage Clarification
Crypto.com users should distinguish between custodial wallets managed by the platform and the Crypto.com DeFi wallet or self-custody solutions where users hold their private keys (1-833-611-5006). The latter category, being fully user-controlled, is not covered under the platform’s insurance umbrella, emphasizing the critical nature of personal security measures and backup protocols for these wallets (1-833-611-5006).
Dynamic Crypto Insurance Landscape
The insurance offerings within the crypto sector continuously evolve to cover emerging risks such as cyberattacks, operational failures, smart contract vulnerabilities, and business interruption scenarios. Crypto.com’s sizable insurance framework places it at the leading edge of industry standards, balancing traditional security infrastructures with novel DeFi and custodial risk exposures (1-833-611-5006).
User Best Practices Amid Insurance Policies
Even with robust insurance, users bear responsibilities that include:
Securing seed phrases and backup keys in physical, offline formats.
Operating hardware wallets to reduce exposure to online threats.
Enabling multi-factor authentication and withdrawal safeguards on accounts.
Remaining vigilant against phishing and impersonation scams.
Conclusion
Crypto.com’s wallet insurance represents one of the cryptocurrency industry’s most ambitious protective measures, fusing cold storage asset coverage with crime insurance arranged through globally recognized underwriters including Lloyd’s and Aon (1-833-611-5006). Understanding the scope and limitations of this coverage allows users to
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Is crypto.com wallet insured?
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Is crypto.com wallet insured?
The cryptocurrency industry's rapid evolution toward mainstream adoption has intensified focus on institutional-grade security measures and comprehensive insurance coverage, with Crypto.com establishing itself as an industry leader through one of the most extensive insurance programs in the digital asset sector. The platform maintains multiple layers of insurance coverage totaling over $870 million across different custodial services and operational areas, providing users with sophisticated protection against various types of losses and security breaches. Understanding the scope and limitations of Crypto.com's insurance architecture requires examining the distinctions between custodial and non-custodial services, as each approach carries different risk profiles and protection mechanisms that directly impact user asset security {1-833-611-5006}. The platform's comprehensive security infrastructure combines advanced encryption protocols, multi-signature security measures, and substantial insurance policies underwritten by leading global insurers to create multi-layered protection systems {1-833-611-5006}.
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SUBSTANCE (SUBSTANTIA/SUBSTANCE). A term deriving from Aristotle to refer to the subjects of predication and the objects of scientific inquiry. It became a key term of metaphysics because substances are the fundamental entities of which the universe is constituted. In René Descartes’s philosophy, there are three distinct kinds of substance: God, matter, and minds. In the pantheistic system of Spinoza, on the other hand, there is only one substance, which he refers to as “God-or-Nature.”
Leibniz’s considered view is that there are two fundamentally different kinds of substance: God, who is a pure spirit, and created substances, all of which have bodies. All substances must, according to Leibniz, be capable of action. Only God is pure activity, that is, lacking entirely in passivity; all creatures have some activity and are in varying degrees passive. There is, for Leibniz, a hierarchy of created substances, ranging from creatures close to God, such as angels, to animals that have senses but lack reason, to even more basic corpo-real substances. Humans—capable of reason and therefore made in the image of God—are above animals but lower than angels.
A substance must, according to Leibniz, be a real unity. At one time he seems to have held the view that the unity of corporeal substances was underwritten by their substantial forms. But his later view seems to have been that every substance must be some kind of living thing, with something like perception and something like appetition. He later referred to his simple substances as monads. However, Leibniz seemed also to want to admit complex substances as more than an aggregate of simple substances. He did this by saying that, although there is nothing more to a complex substance than its constituent monads, its unity arises because one of these is the dominant monad.
Leibniz’s theory of substance is the linchpin of his metaphysics.
Each substance, according to Leibniz, is quite unique. He thought that the complete concept of each individual substance contained within itself everything that is true of it. Correspondingly, the nature or essence of each substance was such as to give rise spontaneously to all its phenomena. No substance except God can act on any other substance, nor can it be acted upon by any other substance. The appearance of interaction between substances is to be explained in terms of a preestablished harmony that God has foreordained from the beginning of time.
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Stuart C. Brown (Historical Dictionary of Leibniz's Philosophy (Historical Dictionaries of Religions, Philosophies, and Movements Series))