Types Of Pricing Quotes

Very often among a certain highly intelligent type of people, quite paradoxical ideas will establish themselves. But they have suffered so much in their lives for these ideas, and have paid so high a price for them that it becomes very painful, indeed almost impossible, for them to part with them.

A new social type was being created by the apartment building, a cool, unemotional personality impervious to the psychological pressures of high-rise life, with minimal needs for privacy, who thrived like an advanced species of machine in the neutral atmosphere. This was the sort of resident who was content to do nothing but sit in his over-priced apartment, watch television with the sound turned down, and wait for his neighbours to make a mistake.

Price,” Wrath said, still looking at his brother. “Well, here’s the thing.” As the king cursed, the man, Lassiter, laughed. “It’s not a price, though.” “What. Is. It.” “We’re a two-for-one-deal.” “Excuse me?” “I come with him.” “The fuck you do.” The man lost any levity in his voice. “It’s past of the arrangement, and believe me, I wouldn’t choose this either. Fact is, he’s my last change, so yeah, I’m sorry, but I go with him. And if you say no, by the way, I’m going to level us all like that.” The man snapped his fingers, a brilliant white spark flaring against the night sky. After a moment, Wrath turned to John. “This is Lassiter, the fallen angel. One of the last times he was on earth, there was a plague in central Europe –“ “Okay, that was so not my fault –” “ – that wiped out two-thirds of the human population.” “I’d like to remind you that you don’t like humans.” “They smell bad when they’re dead.” “All you mortal types do.” John could barely follow the conversation; he was too busy staring into Tohr’s face. Open your eyes…open your eyes…please God… “Come on, John.” Wrath turned back to the Brotherhood and started walking. When he came up to them, he said softly, “Our brother is returned.” “Oh, Christ, is he alive,” someone said. “Thank God,” someone else groaned. “Tell them,” Lassiter demanded from behind. “Tell them he comes with a roommate.” As one, the Brothers’ heads snapped up. “Fuck. Me, “Vishous breathed. “I will so pass on that,” Lassiter muttered.

What is there to see if I go outside? Don't tell me. I know. I can see other people. I don't want to see other people. They look awful. The men look like slobs and the women look like men. The men have mush faces framed by long hair and the women have big noses, big jaws, big heads, and stick-like bodies. That depresses me. Its no fun to people-watch anymore because there's so little variety in types. You say it's good to get a change of scenery. What scenery? New buildings? New cars? New freeways? New shopping malls? Go to the woods or a park? I saw a tree once. The new ones look the same, which is fine. I even remember what the old ones look like. My memory isn't that short. But it's not worth going to see a squirrel grab a nut, or fish swimming around in a big tank if I must put up with the ugly contemporary human pollution that accompanies each excursion. The squirrel may enliven me and remind me of better vistas but the price in social interaction isn't worth it. If, on my way to visit the squirrel, I encounter a single person who gains stimulation by seeing me, I feel like I have given more than I've received and I get sore. If every time I go somewhere to see a fish swimming, I become someone else's stimulation, I feel shortchanged. I'll buy my own fish and watch it swim. Then, I can watch the fish, the fish can watch me, we can be friends, and nobody else interferes with the interaction, like trying to hear what the fish and I are talking about. I won't have to get dressed a certain way to visit the fish. I needn't dress the way my pride dictates, because who's going to see me? I needn't wear any pants. The fish doesn't care. He doesn't read the tabloids. But, if I go out to see a fish other than my own, I'm right back where I started: entertaining others, which is more depleting than visiting the new fish is entertaining. Maybe I should go to a coffee house. I find no stimulation in watching ordinary people trying to put the make on other uninteresting people. I can fix my own cup of coffee and not have to look at or talk to other people. No matter where I go, I stimulate others, and have been doing so all my life. It used to be I'd sometimes get stimulated back.

The American Type Culture Collection—a nonprofit whose funds go mainly toward maintaining and providing pure cultures for science—has been selling HeLa since the sixties. When this book went to press, their price per vial was $256. The ATCC won’t reveal how much money it brings in from HeLa sales each year, but since HeLa is one of the most popular cell lines in the world, that number is surely significant.

They will try and pull you into all type of capers, but remember there is a price, always a price. You seen it on me when we went down. You seen it even today. There is a reason we forget. And those of us who remember, well, it is hard on us. It exhausts us.

The best I ever got was that woman who kept having me come up to fix her TV. There was a lot of bending involved. I felt used and dirty. It’s the price you pay for being one of those weedy but good-looking types, Scarlett said. Weedy? You hurt me. I prefer tall and scrawny. Unlike my partner, who’s right behind you.

To estimate what a type of man is worth, one must calculate the price paid for his preservation — one must know the conditions of his existence.

Self-esteem. That's one of those catch-all terms that means nothing at all, but the mere mention of it leaves all the socially conscious liberal types nodding sagely and scratching their chins.

Mentors have their own strengths and weaknesses. The good ones allow you to develop your own style and then to leave them when the time is right. Such types can remain lifelong friends and allies. But often the opposite will occur. They grow dependent on your services and want to keep you indentured. They envy your youth and unconsciously hinder you, or become overcritical. You must be aware of this as it develops. Your goal is to get as much out of them as possible, but at a certain point you may pay a price if you stay too long and let them subvert your confidence. Your submitting to their authority is by no means unconditional, and in fact your goal all along is eventually to find your way to independence, having internalized and adapted their wisdom.

givers always score high on other-interest, but they vary in self-interest. There are two types of givers, and they have dramatically different success rates. Selfless givers are people with high other-interest and low self-interest. They give their time and energy without regard for their own needs, and they pay a price for it. Selfless giving is a form of pathological altruism, which is defined by researcher Barbara Oakley as “an unhealthy focus on others to the detriment of one’s own needs,” such that in the process of trying to help others, givers end up harming themselves.

The realms of dating, marriage, and sex are all marketplaces, and we are the products. Some may bristle at the idea of people as products on a marketplace, but this is an incredibly prevalent dynamic. Consider the labor marketplace, where people are also the product. Just as in the labor marketplace, one party makes an offer to another, and based on the terms of this offer, the other person can choose to accept it or walk. What makes the dating market so interesting is that the products we are marketing, selling, buying, and exchanging are essentially our identities and lives. As with all marketplaces, every item in stock has a value, and that value is determined by its desirability. However, the desirability of a product isn’t a fixed thing—the desirability of umbrellas increases in areas where it is currently raining while the desirability of a specific drug may increase to a specific individual if it can cure an illness their child has, even if its wider desirability on the market has not changed. In the world of dating, the two types of desirability we care about most are: - Aggregate Desirability: What the average demand within an open marketplace would be for a relationship with a particular person. - Individual Desirability: What the desirability of a relationship with an individual is from the perspective of a specific other individual. Imagine you are at a fish market and deciding whether or not to buy a specific fish: - Aggregate desirability = The fish’s market price that day - Individual desirability = What you are willing to pay for the fish Aggregate desirability is something our society enthusiastically emphasizes, with concepts like “leagues.” Whether these are revealed through crude statements like, “that guy's an 8,” or more politically correct comments such as, “I believe she may be out of your league,” there is a tacit acknowledgment by society that every individual has an aggregate value on the public dating market, and that value can be judged at a glance. When what we have to trade on the dating market is often ourselves, that means that on average, we are going to end up in relationships with people with an aggregate value roughly equal to our own (i.e., individuals “within our league”). Statistically speaking, leagues are a real phenomenon that affects dating patterns. Using data from dating websites, the University of Michigan found that when you sort online daters by desirability, they seem to know “their place.” People on online dating sites almost never send a message to someone less desirable than them, and on average they reach out to prospects only 25% more desirable than themselves. The great thing about these markets is how often the average desirability of a person to others is wildly different than their desirability to you. This gives you the opportunity to play arbitrage with traits that other people don’t like, but you either like or don’t mind. For example, while society may prefer women who are not overweight, a specific individual within the marketplace may prefer obese women, or even more interestingly may have no preference. If a guy doesn’t care whether his partner is slim or obese, then he should specifically target obese women, as obesity lowers desirability on the open marketplace, but not from his perspective, giving him access to women who are of higher value to him than those he could secure within an open market.

The three of us exchanged glances but said nothing. After all, what was there to say? The truth was that hookers did take credit cards—or at least ours did! In fact, hookers were so much a part of the Stratton subculture that we classified them like publicly traded stocks: Blue Chips were considered the top-of-the-line hooker, zee crème de la crème. They were usually struggling young models or exceptionally beautiful college girls in desperate need of tuition or designer clothing, and for a few thousand dollars they would do almost anything imaginable, either to you or to each other. Next came the NASDAQs, who were one step down from the Blue Chips. They were priced between three and five hundred dollars and made you wear a condom unless you gave them a hefty tip, which I always did. Then came the Pink Sheet hookers, who were the lowest form of all, usually a streetwalker or the sort of low-class hooker who showed up in response to a desperate late-night phone call to a number in Screw magazine or the yellow pages. They usually cost a hundred dollars or less, and if you didn’t wear a condom, you’d get a penicillin shot the next day and then pray that your dick didn’t fall off. Anyway, the Blue Chips took credit cards, so what was wrong with writing them off on your taxes? After all, the IRS knew about this sort of stuff, didn’t they? In fact, back in the good old days, when getting blasted over lunch was considered normal corporate behavior, the IRS referred to these types of expenses as three-martini lunches! They even had an accounting term for it: It was called T and E, which stood for Travel and Entertainment. All I’d done was taken the small liberty of moving things to their logical conclusion, changing T and E to T and A: Tits and Ass!

30 June 1941. Stress the Michauds. People who always pay the price and the only ones who are truly noble. Odd that the majority of the masses, the detestable masses, are made up of these courageous types. The majority doesn’t get better because of them nor do they [the courageous types] get worse.

One can never call me a quitter I take something right and see it through till it’s wrong Auctioning myself off to the lowest bidder Going once, going twice Gone Sold to the man for the price of disdain Some are sold for a song I don’t rate a refrain I guess it was all going just a little too well If I wasn’t careful I’d be happy pretty soon Heaven’s no place for one who thrives on hell, One who prefers the bit to the silver spoon. Then just when I’d almost resigned myself to winning When it seemed my bright future would never dim When my luck looked as though it was only beginning I met him. Sullen and scornful; a real Marlboro man The type who pours out the beer and eats the can A tall guy with a cultivated leer One you can count on to diaprove or disappear I knew right away that he was a find Given this, he was the kindest man I’d ever met Back came my sense of worthlessness And my long lost pangs of regret I was my old self again, lost and confused Reunited with that old feeling Of being misunderstood and misused. Sold to the man for the price of disdain All of this would be interesting If it weren’t so mundane

I can’t help but think, does money determine if I am good enough? If I was in your shoes, would life pity me or accept me because of what I have? Why can’t people look at others for who they are instead of putting a price tag on a person because of the type of car they drive or the kind of house they live in? I guess that’s life.

just realize you are a unique type of expert, because there’s always new opportunities you can take on.

Fawn types seek safety by merging with the wishes, needs and demands of others. They act as if they unconsciously believe that the price of admission to any relationship is the forfeiture of all their needs, rights, preferences and boundaries. They often begin life like the precocious children described in Alice Miler’s 'The Drama Of The Gifted Child', who learn that a modicum of safety and attachment can be gained by becoming the helpful and compliant servants of their parents. They are usually the children of at least one narcissistic parent who uses contempt to press them into service- scaring and shaming them out of developing a healthy sense of self: an egoic locus of self-protection, self-care and self-compassion.

Allowing for the two types of year (leap and normal), and the seven possible days a year can start on, there are only fourteen calendars to choose from. When I was shopping for a 2019 calendar (non–leap year, starting on a Tuesday), I knew it would be the same as the one for 2013, so I could pick up a secondhand one at a discount price. Actually, for some retro charm, I hunted down one from 1985.

Those without the resources to wrest a share of the available and inadequate supply of horses and fodder suddenly found that they and their property were no longer safe. To put their dilemma in contemporary terms, it was as if you were forced to arm yourself today with a new type of weapon, but the cost of doing so was $100,000. If you could not pay that price, you would be at the mercy of those who could.

As they sat at the table, she did not like the girls talking among themselves, or discussing matters she knew nothing about, and she did not encourage any mention of boyfriends. She was mainly interested in clothes and shoes, and where they could be bought and at what price and at what time of the year. Changing fashions and new trends were her daily topic, although she herself, as she often pointed out, was too old for some of the new colours and styles. Yet, Eilis saw, she dressed impeccably and noticed every item each of her lodgers was wearing. She also loved discussing skin care and different types of skin and problems. Mrs. Kehoe had her hair done once a week, on a Saturday, using the same hairdresser each time, spending several hours with her so that her hair would be perfect for the rest of the week.

In my thirties, I learned that there is a type of pain in life that I want to feel. It’s the inevitable, excruciating, necessary pain of losing beautiful things: trust, dreams, health, animals, relationships, people. This kind of pain is the price of love, the cost of living a brave, openhearted life—and I’ll pay it. There is another kind of pain that comes not from losing beautiful things but from never even trying for them.

Where-to-play choices occur across a number of domains, notably these: Geography. In what countries or regions will you seek to compete? Product type. What kinds of products and services will you offer? Consumer segment. What groups of consumers will you target? In which price tier? Meeting which consumer needs? Distribution channel. How will you reach your customers? What channels will you use? Vertical stage of production. In what stages of production will you engage? Where along the value chain? How broadly or narrowly?

Under the attempt to perform the impossible there sets in a general disintegration. When legislation fails, those who look upon it as a sovereign remedy simply cry out for more legislation. A sound and wise statesmanship which recognizes and attempts to abide by its limitations will undoubtedly find itself displaced by that type of public official who promises much, talks much, legislates much, expends much, but accomplishes little. The deliberate, sound judgement of the country is likely to find it has been superseded by a popular whim.

It’s not some romanticized Atticus Finch-type picnic. You’d probably love it, the whole risk of it all, but it’s not without a price. Out there in this city when you pass the bar, it’s all broken dreams and out-of-reach stars. You have to be brilliant, and you have to throw away your social life, your hobbies, but more than that you can’t get your moral values mixed up with legal ethics. They’ll both clash whenever you least expect it, and when you hit a crossroad you have to know when to go left or right or when to just blindly go forward… can you do that?

all the types of beings one finds oneself dealing with, the true believers are the worst. A typical sentient’s psyche is a spiderweb. Pull on the right thread and you will get the desired result. Praise them and they will like you. Ridicule them and they’ll hate you. Greedy can be bought, timid can be frightened, smart can be persuaded, but the zealots are immune to money, fear, or reason. A zealot’s psyche is a tightrope. They have severed everything else in favor of their goal. They will pay any price for their victory, and that makes them infinitely more dangerous.

there is a type of pain in life that I want to feel. It’s the inevitable, excruciating, necessary pain of losing beautiful things: trust, dreams, health, animals, relationships, people. This kind of pain is the price of love, the cost of living a brave, openhearted life—and I’ll pay it.

An example of the Peter Pan syndrome is used in Aldous Huxley's 1962 novel Island. In it, one of the characters talks about male "dangerous delinquents" and "power-loving troublemakers" who are "Peter Pans". These types of males were "boys who can't read, won't learn, don't get on with anyone, and finally turn to the more violent forms of delinquency." He uses Adolf Hitler as an archetype of this phenomenon:[15] A Peter Pan if ever there was one. Hopeless at school. Incapable either of competing or co- operating. Envying all the normally successful boys—and, because he envied, hating them and, to make himself feel better, despising them as inferior beings. Then came the time for puberty. But Adolf was sexually backward. Other boys made advances to girls, and the girls responded. Adolf was too shy, too uncertain of his manhood. And all the time incapable of steady work, at home only in the compensatory Other World of his fancy. There, at the very least, he was Michelangelo. Here, unfortunately, he couldn't draw. His only gifts were hatred, low cunning, a set of indefatigable vocal cords and a talent for nonstop talking at the top of his voice from the depths of his Peter-Panic paranoia. Thirty or forty million deaths and heaven knows how many billions of dollars—that was the price the world had to pay for little Adolf's retarded maturation.

Masked Autistics are frequently compulsive people pleasers. We present ourselves as cheery and friendly, or nonthreatening and small. Masked Autistics are also particularly likely to engage in the trauma response that therapist Pete Walker describes as “fawning.”[53] Coping with stress doesn’t always come down to fight versus flight; fawning is a response designed to pacify anyone who poses a threat. And to masked Autistics, social threat is just about everywhere. “Fawn types avoid emotional investment and potential disappointment by barely showing themselves,” Walker writes, “by hiding behind their helpful personas, over-listening, over-eliciting or overdoing for the other.”[54]

While there are certainly informational spillovers as ideas move from person to person, it is hard to see why in most instances they are not priced. Although it is possible to imagine examples such as the wheelbarrow where an idea cannot be used without revealing the secret, relatively few ideas are of this type. For copyrightable creations such as books, music, plays, movies and art, unpriced spillovers obviously play little role. A book, a CD or a work of art must be purchased before it can be used, and the creator is free to make use of his creation in the privacy of his home without revealing the secret to the public at large. Similarly with movies or plays. In all cases, the creation must effectively be purchased before the “secret” is revealed.

He described the securities—called Abacus—to a girlfriend: I had some input into the creation of this product (which by the way is a product of pure intellectual masturbation, the type of thing which you invent telling yourself ‘Well, what if we created a “thing,” which has no purpose, which is absolutely conceptual and highly theoretical and which nobody knows how to price?’).15

The women’s movement must realize that work is not liberation. Work in a capitalist system is exploitation and there is no pleasure, pride or creativity in being exploited. Even the “career” is an illusion as far as self-fulfillment is concerned. What is rarely acknowledged is that most career-type jobs require that you exert power over other people, often other women and this deepens the divisions between us. We try to escape blue collar or clerical ghettos in order to have more time and more satisfaction only to discover that the price we pay for advancing is the distance that intervenes between us and other women. However there is no discipline we impose on others that we do not at the same time impose on ourselves, which means that in performing these jobs we actually undermine our own struggles.

I learned that there is a type of pain in life that I want to feel. It's the inevitable, excruiating, necessary pain of losing beautiful things: trust, dreams, health, animals, relationships, people. This kind of pain is the price of love, the cost of living a brave openhearted life – and I'll pay it. There is another kind of pain that comes not from losing beautiful things but from never even trying for them. [...] It's the pain of a woman who has slowly abandoned herself.

Perhaps the best known of these films were the three that Clint Eastwood starred in for director Sergio Leone: A Fistful of Dollars, For a Few Dollars More, and The Good, the Bad and the Ugly, in which he played a gunslinger or bounty hunter wandering the countryside and settling scores for a price. Eastwood’s character took the law into his own hands, but he was essentially on the side of good and order. While Eastwood’s character, a dark hero type, employed unusual means to bring about justice, viewers found him irresistible because he was inscrutable, macho, and capable. While his motives were questionable, he brings his own kind of order out of chaos—actions that readers and film viewers always appreciate. In fact, he was a man of action, was extremely self-reliant, and just didn’t give a damn—all qualities that have universal appeal. His character’s darkness was a departure from the usual heroes starring in traditional Westerns, and this stirred the viewers’ imaginations.

that the power of technology will keep increasing, while the price for this power will keep decreasing. With Moore’s Law proving to be a reality, it is easier to understand the recent price increases of stocks in the technology sector. Tacking onto this price increase is the realization that perhaps never before have we had this confluence of events: a technological revolution that is industrial revolution sized, and a new type of stock market to trade the stocks, which is the Nasdaq market. This is a major story. This book covers

Leader blinked, they went into huddle. Shortly he turned and said, “We don’t have much. Will you do it for five Kong dollars apiece?” Six of them—“No. Ought not to ask a court to judge elimination at that price.” They huddled again. “Fifty dollars, Judge?” “Sixty. Ten each. And another ten from you, Tish,” I said to girl. She looked surprised, indignant. “Come, come!” I said. “Tanstaafl.” She blinked and reached into pouch. She had money; types like that always have. I collected seventy dollars, laid it on desk, and said to tourist, “Can match it?

But unlike Paul, his alternatives present him with a "double avoidance conflict"-neither is acceptable, for to hear the plain sense of both texts means to cancel the basis for heeding either, since scripture is seen not to be free of contradiction. On the other hand, to harmonize them is to admit that one employs some type of "canon-within-the-canon" since one must choose which text's plain sense is to prevail as authoritative. The other text will be harmonized into it, as if some "less obvious" sense, unavailable by exegesis of the text itself, would give a more agreeable reading.

Under such a system, how do you avoid mistakes? You don’t entirely. Mission-type orders and a “zero-defects mentality” are contradictory. Several years ago, a member of Congress told a German Army colonel that he wanted to organize his Congressional office on the basis of mission-type orders. The colonel replied, “That is very good, but I hope you realize it means allowing your staff to make mistakes.” A maneuver warfare military believes it is better to have high levels of initiative among subordinate officers, with a resultant rapid Boyd Cycle, even if the price is some mistakes.

The idea that Autism is a “boy’s” disorder goes all the way back to when the condition was first described at the turn of the twentieth century. Hans Asperger and other early Autism researchers did study girls on the spectrum, but generally left them out of their published research reports.[55] Asperger in particular avoided writing about Autistic girls because he wanted to present certain intelligent, “high-functioning” Autistic people as “valuable” to the Nazis who had taken over Austria and were beginning to exterminate disabled people en masse. As Steve Silberman describes in his excellent book NeuroTribes, Hans Asperger wanted to spare the “high functioning” Autistic boys he’d encountered from being sent to Nazi death camps. Silberman described this fact somewhat sympathetically; Asperger was a scientist who had no choice but to collude with the fascist regime and save what few children he could. However, more recently unearthed documents make it clear that Asperger was far more complicit in Nazi exterminations of disabled children than had been previously believed.[56] Though Asperger held intelligent, “little professor” type Autistics close to his heart, he knowingly sent more visibly debilitated Autistics to extermination centers.

There’s a type of open grief that’s public, one of tears and mourning; and there’s another, immense and silent, that is a million times more powerful. He was certain he’d experienced such open grief: his rejection of the injustice of losing his parents, all the miserable cold of childhood loneliness, the grim public mourning that marked him and his sister as bereaved and damaged, and all the fears that arose in his spirit and made him weep night after night in panic as he clung to his sister and made her promise she’d never abandon him, made her pledge that this suffering was the price they were paying to become invulnerable.

A new social type was being created by the apartment building, a cool, unemotional personality impervious to the psychological pressures of high-rise life, with minimal needs for privacy, who thrived like an advanced species of machine in the neutral atmosphere. This was the sort of resident who was content to do nothing but sit in his over-priced apartment, watch television with the sound turned down, and wait for his neighbours to make a mistake. Perhaps the recent incidents represented a last attempt by Wilder and the airline pilots to rebel against this unfolding logic? Sadly, they had little chance of success, precisely because their opponents were people who were content with their lives in the high-rise, who felt no particular objection to an impersonal steel and concrete landscape, no qualms about the invasion of their privacy by government agencies and data-processing organizations, and if anything welcomed these invisible intrusions, using them for their own purposes. These people were the first to master a new kind of late twentieth-century life. They thrived on the rapid turnover of acquaintances, the lack of involvement with others, and the total self-sufficiency of lives which, needing nothing, were never disappointed. Alternatively,

And then I saw her, who I could have only assumed with Aura Tsang, a very petite women, with the exotic features of those you associate with an Asian background complete with slick dark hair but the most amazing piercing blue eyes, the type that any Aryan would have be proud of. She seemed to have the persona that made her a person of the world,Yet, there was the energy that she was giving off, a energy of a powerful and brave woman who could and would take on the world and yet she had the gentlest smile complete with dimples. I was transfixed by her and I felt that my heart would burst into a thousand of pieces if she spoke to me, which of course she would and it did.

One example of a high-tech company that submits to a Graham type of analysis is Amazon.com. Though it does business exclusively on the Web, Amazon is essentially a retailer, and it may be evaluated in the same way as Wal-Mart, Sears, and so forth. The question, as always, is, does the business provide an adequate margin of safety at a given market price. For much of Amazon’s short life, the stock was wildly overpriced. But when the dot-com bubble burst, its securities collapsed. Buffett himself bought Amazon’s deeply discounted bonds after the crash, when there was much fearful talk that Amazon was headed for bankruptcy. The bonds subsequently rose to par, and Buffett made a killing.

It’s not my fault. So you can’t blame me. I didn’t do it and have no idea how it happened. It didn’t take more than an hour after they pulled her out from between my legs to realize something was wrong. Really wrong. She was so black she scared me. Midnight black, Sudanese black. I’m light-skinned, with good hair, what we call high yellow, and so is Lula Ann’s father. Ain’t nobody in my family anywhere near that color. Tar is the closest I can think of yet her hair don’t go with the skin. It’s different—straight but curly like those naked tribes in Australia. You might think she’s a throwback, but throwback to what? You should’ve seen my grandmother; she passed for white and never said another word to any one of her children. Any letter she got from my mother or my aunts she sent right back, unopened. Finally they got the message of no message and let her be. Almost all mulatto types and quadroons did that back in the day—if they had the right kind of hair, that is. Can you imagine how many white folks have Negro blood running and hiding in their veins? Guess. Twenty percent, I heard. My own mother, Lula Mae, could have passed easy, but she chose not to. She told me the price she paid for that decision. When she and my father went to the courthouse to get married there were two Bibles and they had to put their hands on the one reserved for Negroes. The other one was for white people’s hands.

Lucy Gray drew back a bit. “That’s what you think people would do?” “I do. Unless there’s law, and someone enforcing it, I think we might as well be animals,” he said with more assurance. “Like it or not, the Capitol is the only thing keeping anyone safe.” “Hm. So they keep me safe. And what do I give up for that?” she asked. Coriolanus poked at the fire with a stick. “Give up? Why, nothing.” “The Covey did,” she said. “Can’t travel. Can’t perform without their say-so. Can only sing certain types of songs. Fight getting round up, and you get shot dead like my daddy. Try to keep your family together, and you get your head broken like my mama. What if I think that price is too high to pay? Maybe my freedom’s worth the risk.

You can blame it on circumstances, the environment, but you made the choices you made, no one else. It's a lot to take in all at once, but it's essential that you make an effort to answer that question. Who are human beings? Because who we are determines the type of governing we need. Later on, I hope you can reflect and be honest with yourself about what you learned tonight...And a few stitches in your arm is a cheap price to pay for it...Coriolanus felt nauseous at her words but even more enraged that she had forced him to kill for the sake of her lesson.. Something that significant should have been his decision, not hers. No one's but his. So if I'm a vicious animal, then who are you? You're the teacher who sent her student to beat another boy to death! 243-44

I know a lot of people like me. People who work overtime, never turning down additional work for fear of disappointing their boss. They're available to friends and loved ones twenty-four seven, providing an unending stream of support and advice. They care about dozens and dozens of social issues yet always feel guilty about not doing "enough" to address them, because there simply aren't enough hours in the day. These types of people often try to cram every waking moment with activity. After a long day at work, they try to teach themselves Spanish on the Duolingo app on their phone, for example, or they try to learn how to code in Python on sites like Code Academy. People like this -- people like me -- are doing everything society has taught us we have to do if we want to be virtuous and deserving of respect. We're committed employees, passionate activists, considerate friends, and perpetual students. We worry about the future. We plan ahead. We try to reduce our anxiety by controlling the things we can control -- and we push ourselves to work very, very hard. Most of us spend the majority of our days feeling tired, overwhelmed, and disappointed in ourselves, certain we've come up short. No matter how much we've accomplished or how hard we've worked, we never believe we've done enough to feel satisfied or at peace. We never think we deserve a break. Through all the burnouts, stress-related illnesses, and sleep-deprived weeks we endure, we remain convinced that having limitations makes us "lazy" -- and that laziness is always a bad thing.

Masked Autistics are also particularly likely to engage in the trauma response that therapist Pete Walker describes as “fawning.”[53] Coping with stress doesn’t always come down to fight versus flight; fawning is a response designed to pacify anyone who poses a threat. And to masked Autistics, social threat is just about everywhere. “Fawn types avoid emotional investment and potential disappointment by barely showing themselves,” Walker writes, “by hiding behind their helpful personas, over-listening, over-eliciting or overdoing for the other.”[54] Walker notes that by never revealing their own needs or discomfort with other people, fawners spare themselves the risk of rejection. But they also fail to connect with people in any meaningful way. It’s a lonesome state to live

wouldn't know how to take care of it." "No trouble at all. In the first place they're cleanly little beasties—no problem that way. And they'll eat anything; they love garbage. Feed it every week or so and let it have all the water it will take every month or six weeks—it doesn't matter really; if it isn't fed or watered it just slows down until it is. Doesn't hurt it a bit. And you don't even have to see that it keeps warm. Let me show you." He reached out and took the flat cat back, jiggled it in his hand. It promptly curled up into a ball. "See that? Like everything else on Mars, it can wrap itself up when the weather is bad. A real survivor type." The shopkeeper started to mention another of its survival characteristics, then decided it had no bearing on the transaction. "How about it? I'll make you a good price.

R.J. Reynolds owns a subsidiary called RJR Packaging, which produces packaging used on many food products for both human and pet consumption.[276] They also produce packaging for many medical devices and over-the-counter medications, as well as personal care, coffee, and confectionary products.[277] In order to remain in business, a company must be profitable. In order to remain profitable in the face of extensive, long-term compulsory levies by state governments via the tobacco settlement, the costs of products must go up so that income remains higher than expenses. Thus, Altria can raise prices on their Kraft food products you buy in order to pay off their tobacco settlement. R.J. Reynolds can pass along the cost by raising packaging costs for manufacturers of many different types of consumer products, who pass the increased production costs along to you.

Many of the NSA’s ISTJs were eclectic geeks just this side of Rain Man. One was known to park his car in exactly the same spot in the agency parking lot every day—no matter whether the lot was empty—and then walk precisely the same steps from that parking spot to his office. Another would buy secondhand pants, wear them every day to work for two weeks, and then throw them out and buy another pair, so that he never had to do laundry. In addition to this disarming weirdness, there was a dark side to the predominance of this singular personality type within the agency. The introverts at the NSA never questioned authority. They kept to themselves and remained silent about the agency’s secrets, for good or ill. Many NSA employees were married to other NSA employees, and often their children came to work there as well, reinforcing the agency’s insular nature, enhanced by its geographic isolation at Fort Meade in suburban Maryland, far from the rest of official Washington.

When society first starts flirting with accepting a marginalized group, that acceptance is often wrapped up in a born this way type narrative. For example, in the early 2000s, many straight allies claimed to support gay people because being gay wasn't a choice, and we couldn't help being the way that we are. There was a lot of pop science writing at that time exploring the search for the "gay gene," and suggesting that certain hormone exposures in the womb might predispose a fetus to being gay. Today we don't have conversations about the biological causes of gayness very much anymore. In the United States at least, being gay has started becoming accepted enough that queer people don't have to justify our existence by saying that we can't help but be this way. If someone were to choose to be gay, that wouldn't be a problem, because being gay is good. Similarly, Autistic people deserve acceptance not because we can't help but have the brains we have, but because being Autistic is good.

You often find this difference between different types of investors. Some will tell you that all the value is in driving down the price you pay as low as possible. These investors revel in the transaction itself, in playing with the deal terms, in beating up their opponent at the negotiating table. That has always seemed short term to me. What that thinking ignores is all the value you can realize once you own an asset: the improvements you can make, the refinancing you can do to improve your returns, the timing of your sale to make the most of a rising market. If you waste all your energy and goodwill in pursuit of the lowest possible purchase price and end up losing the asset to a higher bidder, all that future value goes away. Sometimes it’s best to pay what you have to pay and focus on what you can then do as an owner. The returns to successful ownership will often be much higher than the returns on winning a one-off battle over price. At the price I suggested, I calculated that we would lock in a 16 percent annual yield.

In my thirties, I learned that there is a type of pain in life that I want to feel. It’s the inevitable, excruciating, necessary pain of losing beautiful things: trust, dreams, health, animals, relationships, people. This kind of pain is the price of love, the cost of living a brave, openhearted life—and I’ll pay it. There is another kind of pain that comes not from losing beautiful things but from never even trying for them. I’ve felt that kind of pain in my life. I recognize it on others’ faces. I see the longing in the eyes of a woman who is next to her lover but feels totally alone. I see the rage in the eyes of a woman who is not happy but smiles anyway. I see the resignation in the eyes of a woman who is slowly dying for her children instead of living for them. And I hear it. I hear it in the bitterness of a woman who describes faking it so she can get up and finish folding the laundry. I hear it in the desperate tone of a woman who has something to say but has never said it. In the cynicism of a woman who has accepted the injustice she could help change if she were braver. It’s the pain of a woman who has slowly abandoned herself.

What Dr. Price's work teaches us is that the absolute fundamental requirement of healthy diets cannot be found in pasta, nor vegetable juices, nor oat bran, nor olive oil, but only in certain types of animal fats. These fats come from animals who consume green, growing organisms (such as grass and plankton), or who consume other animals that have consumed green, growing organisms (such as insects). What is tragic is the difficulty in finding such foods today. Most of our dairy cows spend their entire lives in confinement and never see green grass; chickens are kept in pens and fed mostly grains; pigs are raised in factories and never see sunlight; even fish are now raised in fish farms and given inappropriate feed, like soy pellets. Even worse, most people avoid these foods today because medical spokesmen claim they cause cancer, heart disease or weight gain, even though a number of highly qualified scientists have admirably refuted these charges. Suffice it to say that the patient who is afraid of consuming foods containing animal fats and cholesterol will make no headway in his efforts to improve his diet as these foods are absolutely vital for good health.

THROUGH THE BREADTH and scope of existence, the essence of your being has traveled, gathering experiences of every human emotion, situation, nationality, race, gender, and type of death and birth. This indefinable essence, which has traveled across time, is a vast storehouse of unlimited knowledge and possibilities contained in a collection of memories that are locked deep inside you. What exactly is this pearl of great price? It is your soul. Over the years, I have received many messages from Spirit describing the nature of the soul. Descriptions range from it being the nucleus of our being, to the power within, to the core of freedom. Scientists, metaphysicians, and psychologists have referred to the soul as the “super conscious.” I know it as the source of all intelligent energy wherein our true selves reside. Only a thin veil of human amnesia hides our own truth from us. The soul exists on many different levels of consciousness. It can be present on the physical plane and coexist on another dimension simultaneously. The soul is not human; therefore it does not possess human chemistry. However, it is colored by an accumulation of human lifetimes. The soul is always evolving, growing, and expanding based on the choices we make during the situations that come upon us.

When Joe and I went to meet Goldman’s real estate team, though, we found they had a different view of the risks of this deal. Goldman wanted to bid as low as possible to avoid overpaying. For me, the biggest risk was not offering enough and missing out on a tremendous opportunity. I wanted to make sure we beat Bankers Trust’s expected bid. You often find this difference between different types of investors. Some will tell you that all the value is in driving down the price you pay as low as possible. These investors revel in the transaction itself, in playing with the deal terms, in beating up their opponent at the negotiating table. That has always seemed short term to me. What that thinking ignores is all the value you can realize once you own an asset: the improvements you can make, the refinancing you can do to improve your returns, the timing of your sale to make the most of a rising market. If you waste all your energy and goodwill in pursuit of the lowest possible purchase price and end up losing the asset to a higher bidder, all that future value goes away. Sometimes it’s best to pay what you have to pay and focus on what you can then do as an owner. The returns to successful ownership will often be much higher than the returns on winning a one-off battle over price.

Daily work in the field of online advertising, as Jack Goldenberg sees it, is still significantly different from what the trends are propagated by online promotions. Defining online budget According to Jack Goldenberg a vast majority of the budget for online advertising does not exceed $2,000 on a monthly basis, depending on the perception of the company as they can bring effects "online adventure", established budgets for online advertising move in value from $200 to $2,000 per month (with highest proportion of $200-$500). This does not mean that a number of companies gives less advertising - but even then it can not be called "creating the campaign." Goldenberg believes that in order to create an online advertising campaign there should be a budget of at least $500 for the use of different types of online advertising. Goldenberg explains this as: In an environment of such budget is not simply distribute the money "wisely" and that since it has obvious benefits through a variety of online advertising systems. Jack Goldenberg found out how most companies in the world and USA are oriented towards effects in relation to the funds that are made for advertising. In this type of company, regardless of what everyone knows to be used types of brand advertising (advertising through banners - display advertising) to create recognizable firms in certain target groups, the effects of such advertising are not directly comparable with respect to the effects of (price per click - CPC - Cost per click) with contextual advertising, which for years has given much more efficient (measurable) results in relation to advertising banners, concludes Mr. Goldenberg. According to Yoel Goldenberg it is good when there is an understanding in companies that brand advertising has a different type of effects in relation to the PPC (contextual) advertising, and that would be it "documented" in a certain way, it is necessary to constantly explore and find those web sites that deliver the best effects for optimum need of assets. The process of creating an online advertising campaigns, explained by Goldenberg, usually starts (or should start) finding individual Web sites on which to advertise a company could, possibly longer term. Unfortunately, says Goldenberg, in our country is not in all sectors (industries) simply find diverse Web sites from which to choose "pretenders" for online advertising. An even greater problem is the fact that long-term advertising on a Web site does not bring the desired effect, unless it is constantly not working to the content of advertising often changes with an emphasis on meeting the needs of potential clients.

As they worked through the order types, they created a taxonomy of predatory behavior in the stock market. Broadly speaking, it appeared as if there were three activities that led to a vast amount of grotesquely unfair trading. The first they called “electronic front-running”—seeing an investor trying to do something in one place and racing him to the next. (What had happened to Brad, when he traded at RBC.) The second they called “rebate arbitrage”—using the new complexity to game the seizing of whatever kickbacks the exchange offered without actually providing the liquidity that the kickback was presumably meant to entice. The third, and probably by far the most widespread, they called “slow market arbitrage.” This occurred when a high-frequency trader was able to see the price of a stock change on one exchange, and pick off orders sitting on other exchanges, before the exchanges were able to react. Say, for instance, the market for P&G shares is 80–80.01, and buyers and sellers sit on both sides on all of the exchanges. A big seller comes in on the NYSE and knocks the price down to 79.98–79.99. High-frequency traders buy on NYSE at $79.99 and sell on all the other exchanges at $80, before the market officially changes. This happened all day, every day, and generated more billions of dollars a year than the other strategies combined.

Social networks including Facebook, Twitter and Pinterest took a step closer to offering ecommerce on their own platforms this week, as the battle to win over retailers hots up. Facebook announced on Thursday it is trialling a “buy” button to allow people to purchase a product without ever leaving the social network’s app. The initial test, with a handful of small and medium-sized businesses in the US, could lead to more ecommerce companies buying adverts on the network. It could also allow Facebook to compile payment information and encourage people to make more transactions via the platform as it would save them typing in card numbers on smartphones. But the social network said no credit or debit card details will be shared with other advertisers. Twitter acquired CardSpring, a payments infrastructure company, this week for an undisclosed price as part of plans to feature more ecommerce around live events or, as it puts it, “in-the-moment commerce experiences”. CardSpring connects payment details with loyalty cards and coupons for transactions online and in stores. The home of the 140-character message hired Nathan Hubbard, former chief executive of Ticketmaster, last year to work on creating an ecommerce product. It has since worked with Amazon, to allow people to add things to their online basket by tweeting, and with Starbucks to encourage people to tweet to buy a coffee for a friend.

It contrives the acceptance of injustice, crime, and falsehood by the promise of a miracle. Still greater production, still more power, uninterrupted labor, incessant suffering, permanent war, and then a moment will come when universal bondage in the totalitarian empire will be miraculously changed into its opposite: free leisure in a universal republic. Pseudo-revolutionary mystification has now acquired a formula: all freedom must be crushed in order to conquer the empire, and one day the empire will be the equivalent of freedom. And so the way to unity passes through totality.[...]Totality is, in effect, nothing other than the ancient dream of unity common to both believers and rebels, but projected horizontally onto an earth deprived of God. To renounce every value, therefore, amounts to renouncing rebellion in order to accept the Empire and slavery. Criticism of formal values cannot pass over the concept of freedom. Once the impossibility has been recognized of creating, by means of the forces of rebellion alone, the free individual of whom the romantics dreamed, freedom itself has also been incorporated in the movement of history. It has become freedom fighting for existence, which, in order to exist, must create itself. Identified with the dynamism of history, it cannot play its proper role until history comes to a stop, in the realization of the Universal City. Until then, every one of its victories will lead to an antithesis that will render it pointless. The German nation frees itself from its oppressors, but at the price of the freedom of every German. The individuals under a totalitarian regime are not free, even though man in the collective sense is free. Finally, when the Empire delivers the entire human species, freedom will reign over herds of slaves, who at least will be free in relation to God and, in general, in relation to every kind of transcendence. The dialectic miracle, the transformation of quantity into quality, is explained here: it is the decision to call total servitude freedom. Moreover, as in all the examples cited by Hegel and Marx, there is no objective transformation, but only a subjective change of denomination. In other words, there is no miracle. If the only hope of nihilism lies in thinking that millions of slaves can one day constitute a humanity which will be freed forever, then history is nothing but a desperate dream. Historical thought was to deliver man from subjection to a divinity; but this liberation demanded of him the most absolute subjection to historical evolution. Then man takes refuge in the permanence of the party in the same way that he formerly prostrated himself before the altar. That is why the era which dares to claim that it is the most rebellious that has ever existed only offers a choice of various types of conformity. The real passion of the twentieth century is servitude.

I’m very glad,” Jones continued fervently, sounding like a card-carrying Colin Firth impersonator. “So very glad. You can’t know how glad . . .” He cleared his throat. “I hate to be the bearer of more bad tidings, but your . . . friend was something of a criminal, the way I heard it. He had a price on his head—millions—from some druglord who wanted him dead. Chased him mercilessly, for years. I guess this Jones fellow used to work for him—it’s all very sordid, I’m afraid. And dangerous. He had to be on the move constantly. It was risky just to have a drink with Jones—you might’ve gotten killed in the crossfire. Of course, the big irony here is that the druglord died two weeks before Jones. He never knew it, but he was finally free.” As he looked at her with those eyes that she’d dreamed about for so many months, Molly understood. Jones was here, now, only because the druglord known as Chai, a dangerous and sadistic bastard who’d spent years hunting him, was finally dead. “It’s entirely possible that whoever’s taken over business for this druglord,” he continued, “would’ve gone after this Jones, too. Of course, he probably wouldn’t have searched to the ends of the earth for him . . . Although, when dealing with such dangerous types, it pays to be cautious, I suppose.” Message received. “Not that that’s anything Jones needs to worry about,” he added. “Considering he’s left his earthly cares behind. Still, I suspect it’s rather hot where he’s gone.” Yes, it certainly was hot in Kenya right now. Molly covered her mouth, pretending to sob instead of laugh. “Shhh,” Helen admonished him, thinking, of course, that he was referring to an unearthly heat. “Don’t say such a thing. She loved him.” She turned back to Molly. “This Jones is the man that you spoke of so many times?” Molly could see from the expression on Jones’s face that Helen had given her away. She might as well go big with the truth. She wipes her eyes with a handkerchief that Helen had at the ready, then met his gaze. “I loved him very much. I’ll always love him,” she told this man who’d traveled halfway around the world for her, who apparently had waited years for it to be safe enough for him to join her, who had actually thought that, once he arrived, she might send him away. If you don’t want me here—and I don’t blame you if you don’t—just say the word . . . “He was a good man,” Molly said, “with a good heart.” Her voice shook, because, dear Lord, there were now tears in his eyes, too. “He deserved forgiveness—I’m positive he’s in heaven.” “I don’t think it’s going to be that easy for him,” he whispered. “It shouldn’t be . . .” He cleared his throat, put his glasses back on. “I’m so sorry to have distressed you, Miss Anderson. And I haven’t even properly introduced myself. Where are my manners?” He held out his hand to her. “Leslie Pollard.” Even with his glasses on, she could see quite clearly that he’d far rather be kissing her. But that would have to wait for later, when he came to her tent . . . No, wait, Gina would be there. Molly would have to go to his. Later, she told him with her eyes, as she reached out and, for the first time in years, touched the hand of the man that she loved.

the investor would need more than a mere falling off in both earnings and price to give him a sound basis for purchase. He should require an indication of at least reasonable stability of earnings over the past decade or more—i.e., no year of earnings deficit—plus sufficient size and financial strength to meet possible setbacks in the future. The ideal combination here is thus that of a large and prominent company selling both well below its past average price and its past average price/earnings multiplier. This would no doubt have ruled out most of the profitable opportunities in companies such as Chrysler, since their low-price years are generally accompanied by high price/earnings ratios. But let us assure the reader now—and no doubt we shall do it again—that there is a world of difference between “hindsight profits” and “real-money profits.” We doubt seriously whether the Chrysler type of roller coaster is a suitable medium for operations by our enterprising investor. We have mentioned protracted neglect or unpopularity as a second cause of price declines to unduly low levels. A current case of this kind would appear to be National Presto Industries. In the bull market of 1968 it sold at a high of 45, which was only 8 times the $5.61 earnings for that year. The per-share profits increased in both 1969 and 1970, but the price declined to only 21 in 1970. This was less than 4 times the (record) earnings in that year and less than its net-current-asset value. In March 1972 it was selling at 34, still only 5½ times the last reported earnings, and at about its enlarged net-current-asset value.

Sometimes change in our homes has to start with a change in our thinking. There are two main types of people who are unhappy with their homes: The Overthinkers You don't love your home, and you are out and see a pretty trinket that you are drawn to. It's not expensive, it makes you happy, and for whatever reason it brings a little meaning to you. You think it's just your style. But you don't buy it because you have no idea what you will do with it. You go home to your empty house and wonder why it's so cold and uninviting. You have empty rooms and empty tables... You should go back out and purchase that little trinket. But you are afraid of making the wrong choice, so you do nothing. You think you're safe because you aren't taking any chances, but the cost of your risklessness is a non-homey home. The Underthinkers You don't love your home, and you are out and see a pretty trinket that you are drawn to. It's not expensive, it makes you happy, and for whatever reason it brings a little meaning to you. You think it's just your style. So you buy it. And you come home and cram it onto the coffee table with all of your other meaningful trinkets... But really you should take it back because you have enough trinkets. You are putting all of your time and energy into little trinkets when your walls need to be painted, or maybe your home is actually finished in a way and you are avoiding the next thing you are meant to be doing. You think it's not a big deal because it was just a few dollars and you can sell it at your next yard sale. In five years, you realize you have a part-time job purchasing trinkets and then selling them for a fraction of the price at yard sales that you don't feel like having.

There is no reason at all for thinking that the average intelligent investor, even with much devoted effort, can derive better results over the years from the purchase of growth stocks than the investment companies specializing in this area. Surely these organizations have more brains and better research facilities at their disposal than you do. Consequently we should advise against the usual type of growth-stock commitment for the enterprising investor.* This is one in which the excellent prospects are fully recognized in the market and already reflected in a current price-earnings ratio of, say, higher than 20. (For the defensive investor we suggested an upper limit of purchase price at 25 times average earnings of the past seven years. The two criteria would be about equivalent in most cases.)† The striking thing about growth stocks as a class is their tendency toward wide swings in market price. This is true of the largest and longest-established companies—such as General Electric and International Business Machines—and even more so of newer and smaller successful companies. They illustrate our thesis that the main characteristic of the stock market since 1949 has been the injection of a highly speculative element into the shares of companies which have scored the most brilliant successes, and which themselves would be entitled to a high investment rating. (Their credit standing is of the best, and they pay the lowest interest rates on their borrowings.) The investment caliber of such a company may not change over a long span of years, but the risk characteristics of its stock will depend on what happens to it in the stock market. The more enthusiastic the public grows about it, and the faster its advance as compared with the actual growth in its earnings, the riskier a proposition it becomes.

It may be conjectured that a soul in which the type of 'free spirit' can attain maturity and completeness had its decisive and deciding event in the form of a great emancipation or unbinding, and that prior to that event it seemed only the more firmly and forever chained to its place and pillar. What binds strongest? What cords seem almost unbreakable? In the case of mortals of a choice and lofty nature they will be those of duty: that reverence, which in youth is most typical, that timidity and tenderness in the presence of the traditionally honored and the worthy, that gratitude to the soil from which we sprung, for the hand that guided us, for the relic before which we were taught to pray — their sublimest moments will themselves bind these souls most strongly. The great liberation comes suddenly to such prisoners, like an earthquake: the young soul is all at once shaken, torn apart, cast forth — it comprehends not itself what is taking place. An involuntary onward impulse rules them with the mastery of command; a will, a wish are developed to go forward, anywhere, at any price; a strong, dangerous curiosity regarding an undiscovered world flames and flashes in all their being. 'Better to die than live here'— so sounds the tempting voice: and this 'here,' this 'at home' constitutes all they have hitherto loved. A sudden dread and distrust of that which they loved, a flash of contempt for that which is called their 'duty,' a mutinous, wilful, volcanic-like longing for a far away journey, strange scenes and people, annihilation, petrifaction, a hatred surmounting love, perhaps a sacrilegious impulse and look backwards, to where they so long prayed and loved, perhaps a flush of shame for what they did and at the same time an exultation at having done it, an inner, intoxicating, delightful tremor in which is betrayed the sense of victory—

You can disrupt a behavior you don’t want by removing the prompt. This isn’t always easy, but removing the prompt is your best first move to stop a behavior from happening. A few years ago I went to the South by Southwest conference in Austin, Texas. I walked into my hotel room and threw my bag on the bed. When I scanned the room, I saw something on the bureau. “Oh nooooo,” I said out loud to absolutely no one. There was an overflowing basket of goodies. Pringles. Blue chips. A giant lollipop. A granola bar. Peanuts. I try to eat healthy foods, but salty snacks are delicious. I knew the goody bin would be a problem for me at the end of every long day. It would serve as a prompt: Eat me! I knew that if the basket sat there I would eventually cave. The blue chips would be the first to go. Then I would eat those peanuts. So I asked myself what I had to do to stop this behavior from happening. Could I demotivate myself? No way, I love salty snacks. Can I make it harder to do? Maybe. I could ask the front desk to raise the price on the snacks or remove them from the room. But that might be slightly awkward. So what I did was remove the prompt. I put the beautiful basket of temptations on the lowest shelf in the TV cabinet and shut the door. I knew the basket was still in the room, but the treats were no longer screaming EAT ME at full volume. By the next morning, I had forgotten about those salty snacks. I’m happy to report that I survived three days in Austin without opening the cabinet again. Notice that my one-time action disrupted the behavior by removing the prompt. If that hadn’t worked, there were other dials I could have adjusted—but prompts are the low-hanging fruit of Behavior Design. Teaching the Behavior Model Now that you’ve seen how my Behavior Model applies to various types of behavior, I’ll show you more ways to use this model in the pages that follow.

But being short something where your loss is unlimited is quite different than being long something that you’ve already paid for. And it’s tempting. You see way more stocks that are dramatically overvalued in your career than you will see stocks that are dramatically undervalued. I mean there — it’s the nature of securities markets to occasionally promote various things to the sky, so that securities will frequently sell for 5 or 10 times what they’re worth, and they will very, very seldom sell for 20 percent or 10 percent of what they’re worth. So, therefore, you see these much greater discrepancies between price and value on the overvaluation side. So you might think it’s easier to make money on short selling. And all I can say is, it hasn’t been for me. I don’t think it’s been for Charlie. It is a very, very tough business because of the fact that you face unlimited losses, and because of the fact that people that have overvalued stocks — very overvalued stocks — are frequently on some scale between promoter and crook. And that’s why they get there. And once there — And they also know how to use that very valuation to bootstrap value into the business, because if you have a stock that’s selling at 100 that’s worth 10, obviously it’s to your interest to go out and issue a whole lot of shares. And if you do that, when you get all through, the value can be 50. In fact, there’s a lot of chain letter-type stock promotions that are sort of based on the implicit assumption that the management will keep doing that. And if they do it once and build it to 50 by issuing a lot of shares at 100 when it’s worth 10, now the value is 50 and people say, “Well, these guys are so good at that. Let’s pay 200 for it or 300,” and then they could do it again and so on. It’s not usually that — quite that clear in their minds. But that’s the basic principle underlying a lot of stock promotions. And if you get caught up in one of those that is successful, you know, you can run out of money before the promoter runs out of ideas. In the end, they almost always work. I mean, I would say that, of the things that we have felt like shorting over the years, the batting average is very high in terms of eventual — that they would work out very well eventually if you held them through. But it is very painful and it’s — in my experience, it was a whole lot easier to make money on the long side.

Something must be wrong then in art, or the happiness of life is sickening in the house of civilization. What has caused the sickness? Machine-labour will you say? Well, I have seen quoted a passage from one of the ancient Sicilian poets rejoicing in the fashioning of a water-mill, and exulting in labour being set free from the toil of the hand-quern in consequence; and that surely would be a type of man's natural hope when foreseeing the invention of labour-saving machinery as 'tis called; natural surely, since though I have said that the labour of which art can form a part should be accompanied by pleasure, so one could deny that there is some necessary labour even which is not pleasant in itself, and plenty of unnecessary labour which is merely painful. If machinery had been used for minimizing such labour, the utmost ingenuity would scarcely have been wasted on it; but is that the case in any way? Look round the world, and you must agree with John Stuart Mill in his doubt whether all the machinery of modern times has lightened the daily work of one labourer. And why have our natural hopes been so disappointed? Surely because in these latter days, in which as a matter of fact machinery has been invented, it was by no means invented with the aim of saving the pain of labour. The phrase labour-saving machinery is elliptical, and means machinery which saves the cost of labour, not the labour itself, which will be expended when saved on tending other machines. For a doctrine which, as I have said, began to be accepted under the workshop-system, is now universally received, even though we are yet short of the complete development of the system of the Factory. Briefly, the doctrine is this, that the essential aim of manufacture is making a profit; that it is frivolous to consider whether the wares when made will be of more or less use to the world so long as any one can be found to buy them at a price which, when the workman engaged in making them has received of necessaries and comforts as little as he can be got to take, will leave something over as a reward to the capitalist who has employed him. This doctrine of the sole aim of manufacture (or indeed of life) being the profit of the capitalist and the occupation of the workman, is held, I say, by almost every one; its corollary is, that labour is necessarily unlimited, and that to attempt to limit it is not so much foolish as wicked, whatever misery may be caused to the community by the manufacture and sale of the wares made.

With the news that he would soon be a daddy again, Steve seemed inspired to work even harder. Our zoo continued to get busier, and we had trouble coping with the large numbers. The biggest draw was the crocodiles. Crowds poured in for the croc shows, filling up all the grandstands. The place was packed. Steve came up with a monumental plan. He was a big fan of the Colosseum-type arenas of the Roman gladiator days. He sketched out his idea for me on a piece of paper. “Have a go at this, it’s a coliseum,” he declared, his eyes wide with excitement. He drew an oval, then a series of smaller ovals in back of it. “Then we have crocodile ponds where the crocs could live. Every day a different croc could come out for the show and swim through a canal system”--he sketched rapidly--“then come out in the main area.” “Canals,” I said. “Could you get them to come in on cue?” “Piece of cake!” he said. “And get this! We call it…the Crocoseum!” His enthusiasm was contagious. Never mind that nothing like this had ever been done before. Steve was determined to take the excitement and hype of the ancient Roman gladiators and combine it with the need to show people just how awesome crocs really were. But it was a huge project. There was nothing to compare it to, because nothing even remotely similar had ever been attempted anywhere in the world. I priced it out: The budget to build the arena would have to be somewhere north of eight million dollars, a huge expense. Wes, John, Frank, and I all knew we’d have to rely on Steve’s knowledge of crocodiles to make this work. Steve’s enthusiasm never waned. He was determined. This would become the biggest structure at the zoo. The arena would seat five thousand and have space beneath it for museums, shops, and a food court. The center of the arena would have land areas large enough for people to work around crocodiles safely and water areas large enough for crocs to be able to access them easily. “How is this going to work, Steve?” I asked, after soberly assessing the cost. What if we laid out more than eight million dollars and the crocodiles decided not to cooperate? “How are you going to convince a crocodile to come out exactly at showtime, try to kill and eat the keeper, and then go back home again?” I bit my tongue when I realized what was coming out of my mouth: advice on crocodiles directed at the world’s expert on croc behavior. Steve was right with his philosophy: Build it, and they will come. These were heady times. As the Crocoseum rose into the sky, my tummy got bigger and bigger with our new baby. It felt like I was expanding as rapidly as the new project. The Crocoseum debuted during an Animal Planet live feed, its premiere beamed all over the world. The design was a smashing success. Once again, Steve had confounded the doubters.

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By now, though, it had been a steep learning curve, he was fairly well versed on the basics of how clearing worked: When a customer bought shares in a stock on Robinhood — say, GameStop — at a specific price, the order was first sent to Robinhood's in-house clearing brokerage, who in turn bundled the trade to a market maker for execution. The trade was then brought to a clearinghouse, who oversaw the trade all the way to the settlement. During this time period, the trade itself needed to be 'insured' against anything that might go wrong, such as some sort of systemic collapse or a default by either party — although in reality, in regulated markets, this seemed extremely unlikely. While the customer's money was temporarily put aside, essentially in an untouchable safe, for the two days it took for the clearing agency to verify that both parties were able to provide what they had agreed upon — the brokerage house, Robinhood — had to insure the deal with a deposit; money of its own, separate from the money that the customer had provided, that could be used to guarantee the value of the trade. In financial parlance, this 'collateral' was known as VAR — or value at risk. For a single trade of a simple asset, it would have been relatively easy to know how much the brokerage would need to deposit to insure the situation; the risk of something going wrong would be small, and the total value would be simple to calculate. If GME was trading at $400 a share and a customer wanted ten shares, there was $4000 at risk, plus or minus some nominal amount due to minute vagaries in market fluctuations during the two-day period before settlement. In such a simple situation, Robinhood might be asked to put up $4000 and change — in addition to the $4000 of the customer's buy order, which remained locked in the safe. The deposit requirement calculation grew more complicated as layers were added onto the trading situation. A single trade had low inherent risk; multiplied to millions of trades, the risk profile began to change. The more volatile the stock — in price and/or volume — the riskier a buy or sell became. Of course, the NSCC did not make these calculations by hand; they used sophisticated algorithms to digest the numerous inputs coming in from the trade — type of equity, volume, current volatility, where it fit into a brokerage's portfolio as a whole — and spit out a 'recommendation' of what sort of deposit would protect the trade. And this process was entirely automated; the brokerage house would continually run its trading activity through the federal clearing system and would receive its updated deposit requirements as often as every fifteen minutes while the market was open. Premarket during a trading week, that number would come in at 5:11 a.m. East Coast time, usually right as Jim, in Orlando, was finishing his morning coffee. Robinhood would then have until 10:00 a.m. to satisfy the deposit requirement for the upcoming day of trading — or risk being in default, which could lead to an immediate shutdown of all operations. Usually, the deposit requirement was tied closely to the actual dollars being 'spent' on the trades; a near equal number of buys and sells in a brokerage house's trading profile lowered its overall risk, and though volatility was common, especially in the past half-decade, even a two-day settlement period came with an acceptable level of confidence that nobody would fail to deliver on their trades.

Dear KDP Author, Just ahead of World War II, there was a radical invention that shook the foundations of book publishing. It was the paperback book. This was a time when movie tickets cost 10 or 20 cents, and books cost $2.50. The new paperback cost 25 cents – it was ten times cheaper. Readers loved the paperback and millions of copies were sold in just the first year. With it being so inexpensive and with so many more people able to afford to buy and read books, you would think the literary establishment of the day would have celebrated the invention of the paperback, yes? Nope. Instead, they dug in and circled the wagons. They believed low cost paperbacks would destroy literary culture and harm the industry (not to mention their own bank accounts). Many bookstores refused to stock them, and the early paperback publishers had to use unconventional methods of distribution – places like newsstands and drugstores. The famous author George Orwell came out publicly and said about the new paperback format, if “publishers had any sense, they would combine against them and suppress them.” Yes, George Orwell was suggesting collusion. Well… history doesn’t repeat itself, but it does rhyme. Fast forward to today, and it’s the e-book’s turn to be opposed by the literary establishment. Amazon and Hachette – a big US publisher and part of a $10 billion media conglomerate – are in the middle of a business dispute about e-books. We want lower e-book prices. Hachette does not. Many e-books are being released at $14.99 and even $19.99. That is unjustifiably high for an e-book. With an e-book, there’s no printing, no over-printing, no need to forecast, no returns, no lost sales due to out of stock, no warehousing costs, no transportation costs, and there is no secondary market – e-books cannot be resold as used books. E-books can and should be less expensive. Perhaps channeling Orwell’s decades old suggestion, Hachette has already been caught illegally colluding with its competitors to raise e-book prices. So far those parties have paid $166 million in penalties and restitution. Colluding with its competitors to raise prices wasn’t only illegal, it was also highly disrespectful to Hachette’s readers. The fact is many established incumbents in the industry have taken the position that lower e-book prices will “devalue books” and hurt “Arts and Letters.” They’re wrong. Just as paperbacks did not destroy book culture despite being ten times cheaper, neither will e-books. On the contrary, paperbacks ended up rejuvenating the book industry and making it stronger. The same will happen with e-books. Many inside the echo-chamber of the industry often draw the box too small. They think books only compete against books. But in reality, books compete against mobile games, television, movies, Facebook, blogs, free news sites and more. If we want a healthy reading culture, we have to work hard to be sure books actually are competitive against these other media types, and a big part of that is working hard to make books less expensive. Moreover, e-books are highly price elastic. This means that when the price goes down, customers buy much more. We've quantified the price elasticity of e-books from repeated measurements across many titles. For every copy an e-book would sell at $14.99, it would sell 1.74 copies if priced at $9.99. So, for example, if customers would buy 100,000 copies of a particular e-book at $14.99, then customers would buy 174,000 copies of that same e-book at $9.99. Total revenue at $14.99 would be $1,499,000. Total revenue at $9.99 is $1,738,000. The important thing to note here is that the lower price is good for all parties involved: the customer is paying 33% less and the author is getting a royalty check 16% larger and being read by an audience that’s 74% larger. The pie is simply bigger.

The Antigua cruise port of Saint. Johns almost guarantees that site visitors will find a lot of beaches pertaining to swimming as well as sunbathing. It isn't really an official promise. It's just that the island features 365 beaches or one for every day's the year. Vacation cruise visitors will see that the cruise amsterdam shorelines are not correct by the docks as they might find within other locations such as Philipsburg, St. Maarten. Getting to the higher beaches will need transportation by means of pre-arranged excursion shuttle, taxi as well as car rental. However, they will likely find that shorelines are peaceful, peaceful and uncrowded because there are a lot of them. 3 beaches in close proximity to St. Johns are Runaway These types of, Dickinson Beach and Miller's Beach (also called Fort These types of Beach). Saint. Johns Antigua Visit It is possible to look, dine as well as spend time at the actual beach after a cruise pay a visit to. Anyone who doesn't have interest in a seaside will find plenty of shopping right by the Barbados cruise fatal. Heritage Quay is the main searching area. It's got many stalls filled with colorful things to acquire, some community and some not really. Negotiating over price is widespread and recognized. Redcliffe Quay is close to Heritage and provides many further shopping and also dining chances. Walk somewhat farther and you'll find yourself upon well-maintained streets with more traditional searching. U.Ersus. currency and a lot major charge cards are accepted everywhere. Tipping is common which has a recommended range of 10 to 15 per cent. English will be the official words. Attractions Similar to most Caribbean islands, Antigua provides strong beginnings in Yesteryear history. Your island's main traditional district and something of its most favored attractions can be English Harbor. Antigua's historic section was created as a bottom for the United kingdom navy in the 1700s right up until its closure in 1889. It is now part of the 15 square mls of Nelson's Dockyard Countrywide Park.

The Bradford Exchange—a knockoff of [Joseph] Segel’s [Franklin Mint] business—created a murky secondary market for its collector plates, complete with advertisements featuring its “brokers” hovering over computers, tracking plate prices. To underscore the idea of these mass-produced tchotchkes as upmarket, sophisticated investments, the company deployed some of its most aggressive ads (which later led to lawsuits) in magazines like Kiplinger’s Personal Finance and Architectural Digest. A 1986 sales pitch offered “The Sound of Music,” the first plate in a new series from the Edwin M. Knowles China Company, at a price of $19.50. Yet the ad copy didn’t emphasize the plate itself. Rather, bold type introduced two so-called facts: “Fact: ‘Scarlett,’ the 1976 first issue in Edwin M. Knowles’ landmark series of collector’s plates inspired by the classic film Gone With the Wind, cost $21.60 when it was issued. It recently traded at $245.00—an increase of 1,040% in just seven years.” And “Fact: ‘The Sound of Music,’ the first issue in Knowles’ The Sound of Music series, inspired by the classic film of the same name, is now available for $19.50.” Later the ad advised that “it’s likely to increase in value.” Currently, those plates can be had on eBay for less than $5 each. In 1993 U.S. direct mail sales of collectibles totaled $1.7 billion

You think he belonged to the type who can’t live with themselves any more.” “What a good description! Yes. The kind who want something badly, and then discover that the price they have paid for it is too high.

The grilled calamari and spinach antipasto has been a mainstay since we opened, so paying a premium to keep it on the menu is a no-brainer, providing the quality is sufficiently high. I get one of the line guys to pull the lunch menus and type a new one that I dictate while pulling stuff from the walk-in and freezer. Today, our prix fixe menu will feature cucina poverta: polpettone alla napoletana, an Italian meat loaf; pappa al pomodoro; a ragout with sausages and peppers; and braciole (providing Rob, the meat guy, comes through in time). When the meat still has not shown up by ten I'm on the phone yelling at some hapless office person, although it's just about hopeless, because, unless the meat shows up in the next five minutes, there will not be enough time to make the braciole. To cover for the fact that we were only able to buy fifteen pounds of calamari from Dean and Deluca (at an exorbitant price), Tony and I devise an additional antipasto, a ricotta and Pecorino torta flavored with hot pepper and prosciutto.

There is basically nothing new in the calls to protect Western steel producers from Chinese imports or to subsidize domestic low-carbon energy generation to substitute for imports of oil, gas and coal. The emphasis by populist politicians on the negative effect of free trade, and the need to put up different types of walls to prevent the free movement of goods and labour, also gestures back to the mercantilist era, with emphasis more on getting the prices right (including exchange rates and wages) than on making the investments needed to create long-run growth and higher per capita income.

In this Asian store, greens functioned as a ‘loss leader’, meaning the items designed to lure customers through the door. The selection of leaves, shoots and pods included ‘Chinese garlic chives, sweet potato vines, baby Chinese broccoli, chrysanthemum greens, snow peas, green beans, baby red amaranth, Malaman spinach, yam tips’ and more, including six types of bok choy. Cowen found that the price of these delicious greens was a fraction of what he would have paid in the nearest Safeway. Green peppers were just 99c a pound, compared with $5.99 at the Safeway. After a month of shopping at Great Wall, Cowen found that he began to enjoy greens far more, and started to choose them almost automatically

Mobile Virtual Network Operators (MVNOs) have been around in the telecom world since the dawn of the 21st century. However, since their inception, their role has kept on changing. From broadly voice-based service providers to 3G purveyors, MVNOs have evolved in their services with time. Nowadays, in this world of intense competition, the success of MVNO completely depends on their ability to think out of the box. It is their ingenuity in creating customer-driven plans that decides their fate in today’s heavily saturated telecom market. The present-day MVNO subscribers are finicky, moody and disloyal. It is an MVNO’s task to inspire confidence in them, attract them towards their services and ensure that they stay loyal. The Challenge Faced by Different MVNOs Evoking customer trust and then ensuring that it is maintained is probably the toughest challenge faced by an MVNO in telecom. Especially in the competitive world of today that demands a differentiation in service along with an attractive pricing model. Based on their infrastructural capabilities, MVNOs can be divided into: 1. Skinny MVNOs: Equipped with their own voice mail, content applications, SMSC, prepaid and VAS. 2. Thin MVNOs: Apart from the infrastructure above, they also have AUC, EIR, HLR, and IN. 3. Thick MVNOs: Along with infrastructure of a thin MVNO, thick MVNOs also have a VLR and MSC. Regardless of the kind of MVNO that you are running, there are some major challenges that you need to overcome. While a skinny MVNO does not have to worry too much about the infrastructure, he cannot scale his operations as well as a thin or thick MVNO. On the other hand, a thick MVNO may be able to scale his operations well, but he might get too involved in managing the infrastructure with very little time for branding and marketing. The Importance of MVNE/MVNA Partnership for Overcoming Challenges As MVNOs are considerably smaller than a full-fledged MNO (Mobile Network Operator), they need support from MVNEs (Mobile Virtual Network Enablers) to get their job done. A capable MVNE with a comprehensive MVNO software solution like Telgoo5 can provide the following benefits to an MVNO: 1. Better billing – Billing is probably the toughest task for an MVNO to undertake all by itself. Any mistake or inefficiency in billing tasks can have a major bearing on MVNO subscribers. But when you partner with an MVNE like Vcare, you get access to a cutting-edge MVNO billing software solution. With a convergent billing solution by your side, you can create itemized bills with details of all types of services used by your subscribers. 2. Profitable deals with MNOs – Partnership with a competent MVNE/MVNA can help you get better-priced deals with an MNO. This will allow you to deliver the services at a lower rate to your MVNO subscribers while still making a profit. 3. Avoid red tape – Running a successful MVNO operation requires you to get into contracts with different carriers and vendors. By partnering with a competent MVNE like Vcare (who already has fully-licensed platforms and contracts with vendors), you are able to bypass the process of signing new deals, thereby saving considerable time and effort.

See, then, dear brothers and sisters in Jesus, in the sanctification of the Levite the type of your own separation unto God. Like them, " Ye are not your own, for ye are bought with a price," (1 Cor. vi. 19, 20.) You belong wholly and entirely to Him who purchased you with His own most precious blood. You are the exclusive property of Him who laid down His life for you; to Him you owe everything; and being set apart unto Him, neither the world, the flesh, nor the devil have any longer the slightest claim on you. You are "debtors," but "not to the flesh." Your ransomed body, soul, and spirit, saved from destruction by the blood of the Lamb, are, from the moment of your deliverance, the Lord's, and His alone. And you are His for ever: a Levite could never return to the position of an ordinary Israelite, nor can you ever belong to any one else but the living God. You are one of a "peculiar people," a "royal priesthood," the saints of the Most High. You may, alas! often forget your wondrous position, and walk unworthily of Him who has "called you unto His kingdom and glory." But thanks be unto God, the same that said, "I sanctified them for myself," said also, "Mine they shall be. I am Jehovah," (Num. iii. 13.) -- Stevenson Blackwood, The Shadow and The Substance

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it’s claimed that they can tell us most things about life. This trend isn’t just found in popular science books. At universities, economists analyse ever greater parts of existence as if it were a market. From suicide (the value of a life can be calculated like the value of a company, and now it’s time to shut the doors) to faked orgasms (he doesn’t have to study how her eyes roll back, her mouth opens, her neck reddens and her back arches – he can calculate whether she really means it). The question is what Keynes would think about an American economist like David Galenson. Galenson has developed a statistical method to calculate which works of art are meaningful. If you ask him what the most renowned work of the last century is, he’ll say ‘Les Demoiselles d’Avignon’. He has calculated it. Things put into numbers immediately become certainties. Five naked female prostitutes on Carrer d’Avinyó in Barcelona. Threatening, square, disconnected bodies, two with faces like African masks. The large oil painting that Picasso completed in 1907 is, according to Galenson, the most important artwork of the twentieth century, because it appears most often as an illustration in books. That’s the measure he uses. The same type of economic analysis that explains the price of leeks or green fuel is supposed to be able to explain our experience of art.

One reason why many types of technical analysis don’t work too well is because such methods are often applied indiscriminately. For example, if you see a head-and-shoulders pattern form in what is the market equivalent of a twenty-year-old, the odds are that the market is not likely to die so quickly. However, if you see the same chart formation in the market equivalent of an eighty-year-old, there’s a much better chance of that pattern being an accurate indicator of a price top. Trading the market without knowing what stage it is in is like selling life insurance to twenty-year-olds and eighty-year-olds at the same premium.” — Victor Sperandeo

that is subject to accelerated revenue recognition as a result of aggressive management estimates is one that has “multiple deliverables.” In this type of arrangement, the seller provides several distinct, but intermingled deliverables over an extended period of time. For example, wireless telecom companies often package mobile phone service and a cell phone handset together in the same contract. Sometimes the handset is sold to the customer at a greatly discounted price (or even given away for free), as long as the customer also agrees to a two-year service contract. Accounting rules require the seller to allocate a portion of the total contract value to the handset (to be recognized as revenue up front) and a portion to the service contract (to be recognized over the life of the contract). The seller uses assumptions in estimating how to split the revenue between the two deliverables. By changing these assumptions or

Before hiring a broker, ask him about his commission schedule. You may be able to find this type of information by email or online—you need this information in order to know how much you will be charged per trade. You should also find out if there are bonus fees for shares that are trading at a low price. If

Taylor and Fitz sat at a patio table in the back of Las Palmas. The front room was filled with giggling Vanderbilt co-eds and migrant workers on their lunch break, a testament to the quality of the restaurant as well as its reasonable prices. Taylor was nibbling a steak fajita quesadilla, Fitz was plowing through a taco salad. A pitcher of sweet tea separated them. “So what did Price say?” Fitz asked. “He understood, for starters. He’ll fight any disciplinary action taken against Lincoln. So Linc will feel a lot better about that. Poor guy, he was completely rattled. I don’t know if it was the dope or the sheer terror of having to report that he’d been smoking it. Can you imagine Lincoln with a few toots in him?” Fitz laughed. “No. Mr. Fancypants has always struck me as the one scotch before dinner because it looks good, rather than enjoying it type. He isn’t much for losing control.” “Well, that’s to be expected, if you think about his background. Damn, it would be nice to have him back to work this Wolff case. I’ll bet there’s a ton of financial discovery, right up his little computer-literate heart’s alley. Marcus is back tomorrow, right?” Marcus Wade, her youngest detective, had been out for four days doing his in-service training rotation. Without the two detectives, the squad had been too quiet. “He’ll be in bright and early tomorrow. We can get him up to speed with the Wolff case, let him go to town. Media’s having a field day with the 911 tape.

P&G excel at proactively managing their product ranges, as they have a history of divesting commodity-type brands, like Crisco and Oxydol, brands they owned for a century, while purchasing ones that are larger, have greater scope for innovation and a proven ability to sustain price premiums, such as Gillette, Clairol and Duracell.

The reason the growth in the standard of living has been understated is that the Consumer Price Index (CPI) recorded price changes for each type of merchant separately and did not compare prices between types of merchants. Thus if the price of a box of Kellogg’s corn flakes remained fixed at twenty cents in March and April in a traditional store and was seventeen cents in a nearby A&P store newly opened in April, the price would be treated as fixed. This error in the CPI is called “outlet substitution bias” and has continued in the past three decades as Walmart has opened stores that charge less for groceries than traditional supermarkets do.

Stablecoins The ground is currently being laid to set the way for a new type of currency –the stablecoin. What is the stablecoin? The stablecoin is an asset that typically features price stability. Cryptocurrency is notoriously unstable, with volatile prices that are often difficult to predict. The advantage of them is that they give the user total control over their holdings. On the other hand, the US dollar is a great example of a fiat stablecoin, as it offers low volatility and so provides a reliable unit of money to invest in both the short term and the long term. However, the US dollar doesn’t give the user any form of control, as it is monitored by the Federal Reserve Bank and is dependent on the banking network in the US for commercial use. To get a combination of the two –full user control and reduced volatility –is an exciting prospect. Maker is a company that is currently working on a project to make this happen by creating a currency known as the Dai, which is set to become a stablecoin that combines user control with price stability. Social Networks

Seeking a compelling example of the company’s poor purchasing habits, Stegner assigned a summer student intern to investigate a single item—work gloves, which workers in most of the company’s factories wore. The student embarked on a mission to identify all the types of gloves used in all the company’s factories and then trace back what the company was paying for them. The intrepid intern soon reported that the factories were purchasing 424 different kinds of gloves! Furthermore, they were using different glove suppliers, and they were all negotiating their own prices. The same pair of gloves that cost $5 at one factory might cost $17 at another. At Stegner’s request, the student collected a specimen of every one of the 424 different types of gloves and tagged each with the price paid. Then all the gloves were gathered up, brought to the boardroom, and piled up on the conference table. Stegner invited all the division presidents to come visit the Glove Shrine. He recalled the scene: What they saw was a large expensive table, normally clean or with a few papers, now stacked high with gloves. Each of our executives stared at this display for a minute. Then each said something like, “We really buy all these different kinds of gloves?” Well, as a matter of fact, yes we do. “Really?” Yes, really. Then they walked around the table…. They could see the prices. They looked at two gloves that seemed exactly alike, yet one was marked $3.22 and the other $10.55. It’s a rare event when these people don’t have anything to say. But that day, they just stood with their mouths gaping. The gloves exhibit soon became a traveling road show, visiting dozens of plants. The reaction was visceral: This is crazy. We’re crazy. And we’ve got to make sure this stops happening.

Few people try, because few people dare. And most don’t want to give up on the easy. Think of your favorite sports star. Let me tell you, they spent every waking moment of their teenage years in the gym, pounding pavements or knocking a ball against a wall. You just don’t get good at something unless you dedicate yourself to it. It’s not rocket science: the rewards go to the dogged. But sacrifice hurts, which is why so many take the easy option. But what most people don’t realize is that sacrifice also has power. Knowing that you have denied yourself something you wanted often means you put even more effort into achieving your goal. It’s the Yin for the Yang. I like to see sacrifice as a type of fuel that powers you towards your destination. The more you give up, then the more energy, time and focus you gain to commit to your goal. It’s never easy to make sacrifices, especially when you know they are going to hurt. But I would encourage you to choose the option that will make you proud. There is a great line in the poem ‘The Road Not Taken’ by Robert Frost that says: ‘I took the one less traveled by, And that has made all the difference.’ Do you want to make a difference? Do you want to be one of the few or the many? If you want to achieve something special, then you have to choose a path that most won’t dare to tread. That can be scary; but exciting. And there will be a cost. Count it. Weigh it. Are you really prepared to pay the price? The sacrifice? Remember this: Pain is transitory; pride endures for ever.

Email 1 : A special announcement to introduce the product. Use your best hook or angle on what the product does for the prospect and give them a link to the purchase page. If you’re doing some kind of discount or special offer (such as free shipping), announce that in this email as well. Email 2 : I call this the “what people are saying” or social proof email. People want to know that they're not the only ones buying the product, so put reviews or testimonials for your product in the email and say, “Look what Mary said when she got the product!” Email 3 : The last chance email. Throw in some scarcity. Tell your prospect that the special price or free shipping expires tonight, you’re running out of stock, or whatever type of scarcity you are using. When I do a promotion, I offer the discount with a time limit of around 72 hours.

There is a second type of technical analysis that neither predicts or forecasts. This type is based on reacting to price action, as trend trader Martin Estlander notes: “We identify market trends, we do not predict them. Our models are kept reactive at all times.

To live is to engage in experience at least partly on the terms of the experience itself. One has to stick his neck out in the action without any guarantees about satisfaction or safety. One never knows how it will come out or how silly he will look, but the neurotic type wants these guarantees. He doesn’t want to risk his self-image. Rank calls this very aptly the “self-willed over-valuation of self whereby the neurotic tries to cheat nature.15 He won’t pay the price that nature wants of him: to age, fall ill or be injured, and die. Instead of living experience he ideates it; instead of arranging it in action he works it all out in his head.

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A society of prohibition requires all its members to sacrifice their individual, private ways of obtaining enjoyment for the sake of the social order as a whole. That is to say, one receives an identity from society in exchange for one’s immediate access to enjoyment, which one must give up. This is, traditionally, the way in which society as such functions. This type of society operates in the manner of a sports team: the team demands individual sacrifices in order to ensure the team’s success. In order for the team to win, the individual must give up her or his dreams of wholly individual achievement and fit her or his abilities into the structure of the team. In a society of commanded enjoyment, this dynamic changes dramatically. Rather than demanding that its members give up their individual enjoyment for the sake of the whole, the society of enjoyment commands their enjoyment—private enjoyment becomes of paramount importance—and the importance of the social order as a whole seems to recede. Contemporary complaints about sports stars who are more concerned about individual statistics and money than about their team’s fortunes are indicative of this transformation. These sports stars are not simply anomalous narcissists. In the society of enjoyment, individual, private accomplishments and rewards are more important than the success of the team. In such a society, it is no longer requisite that subjects accept a constant dissatisfaction as the price for existing within a social order. To return to the example of the sports team, one can remain a member of the team without having to subordinate one’s own individual agenda to the larger plans of the team. Dissatisfaction now appears as something that one need not experience, in contrast to life in the society of prohibition, where dissatisfaction inheres in the very fabric of social existence itself. In the society of enjoyment, the private enjoyment that threatened the stability of the society of prohibition becomes a stabilizing force and even acquires the status of a duty.

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To reiterate, in the upwave, debt is increased and financial wealth and obligations rise relative to tangible wealth to the point that these promises to pay in the future (i.e., the values of cash, bonds, and stocks) can’t be met. This causes “run on the bank”-type debt problems to emerge, which leads to the printing of money to try to relieve the problems of debt defaults and falling stock market prices, which leads to the devaluation of money and in turn to financial wealth going down relative to real wealth, until the real (inflation-adjusted) value of financial assets returns to being low relative to tangible wealth. Then the cycle begins again.

The data we’d collected over the years through many tests just reinforced this. Shipping promotions drove significantly higher growth than any other type of promotion. The perceived value of free shipping was higher than straight discounting of product prices. Put another way, if the average discount of a free shipping promotion was 10 percent, we’d see significantly more demand lift (called elasticity) by offering free shipping than by discounting product prices by 10 percent. It wasn’t even close. Free shipping drove sales. We just had to figure out a sustainable way to offer free shipping.