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They really kicked me out?"
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"Kate."
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Ilona Andrews (Magic Slays (Kate Daniels, #5))
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Dex let out a wistful sigh. “It wasn’t for me.”
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“Surely there’s a return policy.”
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“Wow. You’ve got your bases covered.”
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Sloane dropped him onto the counter and stepped between his legs to pull him close. “I don’t recall this boyfriend agreement.”
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Sunday Adelaja
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Regina Cates (Lead With Your Heart: Creating a Life of Love, Compassion, and Purpose)
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Ree Drummond (The Pioneer Woman: Black Heels to Tractor Wheels)
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Final Thoughts
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111111111111
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Each day you’re given 86,400 seconds from the ‘Time Bank’. Everyone is given the same. There are no exceptions. Once you make your withdrawal, you’re free to spend it as you want. The ‘Time Bank’ won’t tell you how to spend it. Time poorly spent will not be replaced with more time. Time doesn’t do refunds.
”
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David Hieatt (Do Purpose: Why brands with a purpose do better and matter more. (Do Books, 7))
“
I’m also nonrefundable.” “Surely there’s a return policy.” “Forget it. You’re way past the thirty-day refund period. You’re stuck with me now. And before you ask, I’m also nontransferable and nonexchangeable. If you donate me to charity there’s no tax write-off because technically that would be considered Human trafficking.” “Wow. You’ve got your bases covered.” “You bet. Should have paid more attention to the Dexter J. Daley boyfriend agreement.” Sloane dropped him onto the counter and stepped between his legs to pull him close. “I don’t recall this boyfriend agreement.” “You might have been sleeping at the time, but sleep during the reading of the DJDBA is covered in the fine print. As long as you have a pulse, you’re considered present and accounted for.” “Duly
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Charlie Cochet (Rack & Ruin (THIRDS, #3))
“
How much does this thing cost?” Travis says, walking closer to it.
Honestly, Travis is always like this. A negative nelly is what my mother would call him. He always has to ask the questions that nobody wants to answer because it ruins all the fun.
“Well, that’s a hard question. Are you talking about the rental price or the price of all the smiles on everyone’s faces as they are having the time of their lives?”
“The rental price.”
“Well, here’s the thing−” I start, but he holds his hand up and looks to Tina.
“$1599.00 plus deposit and taxes,” she says.
“WHAT?” Travis exclaims. “No way! Forget it. This is a veto.”
“You can’t use a veto for this!” I argue.
“Well, I just did,” he says, shrugging.
I can see he has already put the idea out of his mind, which is completely ridiculous. I mean, I know it is pretty expensive, but then I think of all the fun memories everyone will make together− and can you really put a price on that?
“Travis, you’re not seeing the bigger picture here!” I argue.
“We said a small party. A couple of friends, some food and wine. This,” he says, pointing to the obstacle course, “is not small.”
“Who wants small for a thirtieth birthday party? I mean, you only turn thirty once−” From the look on Travis’ face I decide to switch tactics. “What about if we charge people?”
“You’re crazy,” he says.
“Not our guests, but the neighbours and stuff. Kind of like a carnival.”
Actually, I just thought of that idea right here and now, but it’s not a bad one. Plus, it might be easier to have the neighbours agree to have it on the street if I let them join in the fun.
“Or we could just stick to the regular plan,” Travis says and turns to Tina. “I’m sorry we wasted your time.”
I already know the next part of this conversation is not going to go well.
“I kind of already put the deposit down,” I say, trying to get an imaginary piece of dirt off my sweater.
No one says anything and I am starting to feel pretty sorry for Tina because she looks beyond uncomfortable with the conversation.
“What kind of deposit?” Travis says in a low tone.
“The non-refundable kind,” I say, biting my lip.
“How much was the deposit?” he asks, looking from me to Tina. Tina’s eyes are wide and she looks to me desperately, asking me to rescue her from this awkwardness.
Honestly, if anyone needs a life jacket right now− it’s me.
“Nimfy perfin,” I mumble.
“What?”
“Ninety percent,” I say, meeting his eyes. “The remaining ten percent is due on delivery.”
“You really are crazy,” he says, shaking his head.
“I don’t know what you are getting all worked up about,” I say. “I’m paying for it!”
“Etty, this… thing… is your rent for the month!”
“I’ll take extra shifts,” I say, shrugging. “I wanted to make sure Scott’s day was really special.”
“It’s going to be special because he’s with his friends and family. You don’t need to do these things.”
“Yes, I do!” I say. “It’s how I show people that I care about them.”
“Write them a nice card,” Travis says slowly.
“I knew you wouldn’t understand. You’re always the storm cloud that rains on my parade!”
“No, I’m the voice of reason in a land of eternal sunshine and daisies,” he says, and turns to Tina. “Is there any way we can get her deposit back?”
Tina is now fidgeting with her skirt. “No, I’m sorry, but−”
“Don’t worry Tina, I don’t want my deposit back. What I want is my brother to have the best day ever with his friends and family on a hundred foot inflatable obstacle course,” I narrow my eyes at Travis while lifting my purse further up my shoulder. “Now, if you will excuse me, I have to go and start my first of twenty overtime shifts to pay for the best day of all of our lives.
”
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Emily Harper (My Sort-of, Kind-of Hero)
“
Six big companies refused to refund me for a bad service. I humiliated them, I threaten them, I kept their product, and I made them pay for every cent at the end.
My girlfriend asked me for some time off and challenged me. I dumped her without further discussion. My computer demanded a break. And so I broke it. I have some of its letters being shipped from across the world while I type without them, for seventeen hours a day, from Monday to Sunday. And yet, this world still seriously underestimates the one that was born in the darkness and shaped by the fire. I can eat the whole planet in one single bite if I want.
”
”
Robin Sacredfire
“
How to Cancel Total AV Subscription on Android – Call 1-833_543_0992 for Instant Help
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How Do I Cancel My AVG Subscription? Call 1-855_673_2906 for Instant Help | 1-855_673_2906
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11
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Perhaps one of the more creative promotions of all time was
in 1969, when a marketer with the Procter & Gamble Company
came up with the idea of giving away goldfish with each purchase
of a king-size box of Spic and Span.
”
”
Mary Potter Kenyon (Coupon Crazy: The Science, the Savings, and the Stories Behind America's Extreme Obsession)
“
No.1vash ikaran specialist+91-9461165176
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i am provied bla ck ma gic pandit ji kr shastri|
If you are not satisfied ful refund will be provied
PANDIT KR shastri is 6 time gold medalist. he is 2 time gold medalist form dr. apj abdul kalam .
he is 2 time gold medalist form barack obama
+91-9461165176(Kali Ma) call to shastriji Vashikaran Specialist Baba ji call +91-9461165176
Ya devi sarve bhuten shakti rupeni sansita namatasyai- namatasyi-Namatasyi- namo namah.....
" "Om namo bhagvate vashudevay namah...."
v ashikaran specialist baba give highly remedies for love marriage, v ashikaran, black magic,
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2. Business related problems. +91-9461165176
3. Husband and wife relationship.
4. Be free from enemy / 2nd wife +91-9461165176
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6. carrer problem solution.
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Astrology Guide
“
No.1vash ikaran specialist+91-9461165176
contact:-
mob. no. +91-9461165176
E-mail:- krshastri5@gmail.com
i am provied vash ikaran mantra guru ji pandit kr shastri|
i am provied bla ck ma gic pandit ji kr shastri|
If you are not satisfied ful refund will be provied
PANDIT KR shastri is 6 time gold medalist. he is 2 time gold medalist form dr. apj abdul kalam .
he is 2 time gold medalist form barack obama
+91-9461165176(Kali Ma) call to shastriji Vashikaran Specialist Baba ji call +91-9461165176
Ya devi sarve bhuten shakti rupeni sansita namatasyai- namatasyi-Namatasyi- namo namah.....
" "Om namo bhagvate vashudevay namah...."
v ashikaran specialist baba give highly remedies for love marriage, v ashikaran, black magic,
Problems are like as followa:-
1. Like jadu-tona.
2. Business related problems. +91-9461165176
3. Husband and wife relationship.
4. Be free from enemy / 2nd wife +91-9461165176
5. Settle in foreign.
6. carrer problem solution.
if you have any problem
with marriage life so dont worry baba ji give you solution of your relationship problem... he provides highly effective astrological and related solutions
all problem solution here aghori babaji SOLUTION WITH 101 % GUARANTEE EXPERT IN YANTRA-LOVE AND BLACK MAGIC V ashikaran expert HYPNOTISM.
known as kr shastri, mob. no. +91-9461165176 was a great spiritual master who was and is regarded by his devotees as a saint,
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mob. no. +91-9461165176
other mob. no. +91-9672083241
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Astrology Guide
“
I’d prefer that you get no refund at all. If you are getting one, it means that you’ve made an interest-free loan to the government and your money has been working for them—not you—all year long.
”
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Clark Howard (Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money)
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money is refundable but time isn't.
”
”
Digyant
“
My life is ruined! My parents came home last night talking about how the teacher showed them the great essay I wrote. “I never knew you liked camp so much, son,” Dad said. “Yes, Honey. We were going to give you the summer to do whatever you wanted,” my Mom said. “Now that we know you love camp so much, we signed you up to go to camp this summer. There was a camp representative at the Parent-Teacher conference last night, so we signed you up right away.” “We even put down a non-refundable deposit for it too, son,” Dad said. “So, congratulations, you’re going to camp!” OMZ! My life is totally ruined! Now I’m going to spend my summer in the Swamp Biome at camp. Oh man, this is terrible! What am I going to do?!! I decided to ask Steve some advice on how to get out of my terrible situation. I found Steve in a cave crafting some fireworks. All of a sudden, “BOOOOMMM!” All that was left of him were his tools and his weapons. A few minutes later, Steve walked into the cave behind me. I totally understand how he does that trick now. “Hey, Steve!” “Wassup, Zombie?” Steve said. “I have a question for you.” “Shoot!” Steve said. So, I picked up his bow and arrow and I shot him. “Ow! What’d you do that for?” “You told me to shoot,” I said. “Forget about it. What’s your question?” “My Mom and Dad are making me go to camp this summer,” I said. “But I don’t want to go. I’ve got to find a way out of it, and I need your help.” “Why are they sending you to camp?” Steve asked. “Well, I kind of told them I wanted to go.” “And now, you don’t want to go?” Steve asked. “No, I never wanted to go,” I said. Steve just looked at me… Confused. “Well, I thought if I wrote an essay about how much I wanted to go to camp, my Mom and Dad wouldn’t send me to camp,” I said. After I said it out loud, I realized how dumb that idea was. “It sure made sense at the time,” I said. “So, you want to get out of camp, but your parents think you really want to go?” Steve asked. “Yeah.” “Well, you could always get in trouble and they’ll punish you by taking away your summer camp,” Steve said. Man, Steve is so smart. That was the best idea I have ever heard. So, I’ve got to get in trouble so that my parents will punish me by taking camp away. I can do that. I just have to find a class that I can fail this semester, and they’ll punish me for sure if that happens. See, this is why I always go to Steve when I need some good advice.
”
”
Herobrine Books (School Daze (Diary of a Minecraft Zombie, #5))
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Avoiding Chargebacks
"Depending on the type of business, the frequency of charge backs will be higher for some businesses and more difficult to defend. Learning15 the proper way to handle a customer chargeback will help the owner and reduce the frequency. Having to pay charge backs can be very costly to the business owner resulting in losses. It could also be very discouraging to a new business owner knowing that he has to pay a penalty, as well as refund services rendered.
It would be a good idea to be aware of the things about which your customers complain frequently and make it a goal to correct, improve, or remove it.
It would be very unfortunate to learn of a damaging remark about your operation made on the Internet, rather than face- to- face.
Make it a point to inquire of your customer whether he was dissatisfied. Make conversation with your customer and if the customer has a complaint, make every effort to resolve it as soon as possible. Charge backs could get very costly and sometimes settling the dispute with the customer could save you money. However, there will be times when the refund should not be given or attempts to settle this on the spot should not be made. The business owner will have to use his own judgment.
Jesus counsels us to “Love your enemies, do good to them which hate you, Luke 6:27, (KJV).” No doubt some business owners will have difficulty doing this when the occasion arises, and some may have learned that this is the way to go. But, I encourage you to try this. As you do more and more business, you will find this to be a very necessary way for you to resolve conflicts in your business.
It will be easier to do this than to resist, as Jesus said in Matthew 5:25 (KJV), “Agree with thine adversary quickly whilst thou art in the way with him.; lest at any time the adversary deliver thee to the judge, and the judge deliver thee to the officer, and thou be cast into prison.” Being cast into prison may be an extreme outcome, but we can avoid further conflicts if we would just humble ourselves and strive to resolve our conflicts.
If it is any consolation, there are rewards for acting with love. Luke 6:35 says, “But love thee your enemies and do good and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for he is kind unto the unthankful and to the evil.” As one can see, business owners have a higher degree of responsibility because of the number of people with whom he/she interacts.
”
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Gail Cavanaugh (Retailers Guide to Merchant Services)
“
When the Eurozone was started, a fundamental stabilising force that existed at the level of the member-states was taken away from these countries. This is the lender of last resort function of the central bank.” EZ governments, “could no longer guarantee that the cash would always be available to roll over the government debt.” Unlike stand-alone nations, EZ members did not have “the power to force the central bank to provide liquidity in times of crisis.” This created a fundamental fragility in the monetary union. Without a buyer-of-last-resort, shocks that provide re-funding difficulties in banks or nations can trigger self-fulfilling liquidity crises that degenerate into solvency problems.
”
”
Richard Baldwin (The Eurozone Crisis: A Consensus View of the Causes and a Few Possible Solutions)
“
Money is a madness, a delusion-illusion. It’s not made of metal, really. It’s made of time. How much is one’s time worth? If one can convince enough people that one’s time is an invaluable resource, then one has lots and lots of money. That’s why one can spend time—only one can never get a refund.” “I
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”
Jim Butcher (The Aeronaut's Windlass (The Cinder Spires, #1))
“
Why people churn Most churn occurs at the time of the sale. In 2017, my churn was over 60%. I signed up customers who were a poor fit for my solution. Many customers thought Connex was an inventory management tool and others thought we built custom software. We had no onboarding process and we expected users to figure out Connex on their own. Many users failed to choose the right settings, since they are small business owners and not accountants. Since the software failed to work as expected, they quickly cancelled. From experience, most users churn in the first 30 days. It is critical that you reach out to them and ensure the software works correctly. My staff performs an onboarding and ensures Connex works to the customer’s satisfaction. Users churned because my software lacked features that it has today. We noticed a dramatic shift in churn, after implementing a sales and marketing process. In the first quarter of 2021, we had only a handful of refunds out of 100 purchases. People churn because they fail to achieve their desired result or experience. People buy Connex because they want accurate financial information, better order fulfillment, or protection from overselling. If the sync were inaccurate and unreliable then we would lose customers. In other cases, your software may become superfluous. For example, I used the excellent meeting automation tool Calendly. When I migrated to HubSpot, however, I no longer needed Calendly because HubSpot offered meeting automation as part of its suite of offerings. Even if your tool works, your customer’s desired situation or desired outcomes may change. I churned from my ticketing system because I was unhappy with the customer service and experienced technical issues with their chat and phone system. Companies often tack on features that are nowhere near as usable as their core offering.
”
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Joseph Anderson (The $20 SaaS Company: from Zero to Seven Figures without Venture Capital)
“
have been asked if I’ve needed help so many times that I have been allowed to forget the question, the significance of it. I see, now, the way the love in my life has woven into a tapestry that I’ve been blessed enough to get to ignore. But not now, not anymore. “Yes,” I tell her. She says she will email David, she will make sure we get refunds where we can. She will handle the returns and the calls. She is my mother. She will help. That is what she does. I go back upstairs. Jill is gone. Aaron is in the other
”
”
Rebecca Serle (In Five Years)
“
Colt’s meth business owed a lot to Walmart. Many addicts stole merchandise then redeemed it for gift cards. Colt got a lot of these from his customers, back when the chain gave gift cards for exchanged new items even without a receipt. One of his customers obtained a key to the Walmart laptop cage from a friend who worked at the store. Colt took in several stolen laptops, as well as flat-screen TVs that weren’t under lock and key at Walmart. Some of his customers piled the TVs into their cars so fast that the screens broke. Colt would give them next to nothing in dope. Then he’d buy the same TV from Walmart, return with the broken TV and his new receipt and get a refund.
”
”
Sam Quinones (The Least of Us: True Tales of America and Hope in the Time of Fentanyl and Meth)
“
Once again, a single sentence would hold the key. I found it in The Economic Status of Black Women: An Exploratory Investigation, a 1990 staff report of the U.S. Commission on Civil Rights: On average married black women contribute 40 percent to household income compared with only 29 percent for white women.°
Simply put, all wives did not contribute to their households in the same way: Black women were likely to earn as much (or more) money as their husbands, while white women were likely to earn much less. This was certainly true in the case of my parents (whose income was more or less equal most years). But the joint tax return system, under which most married couples file their taxes together, offers the greatest benefits to households where one spouse contributes much less than the other to household income. That meant couples like my parents-my hardworking, home-owning, God-fearing parents, who wanted to earn a little bit more to enjoy their lives after raising two daughters-weren't getting those breaks. My parents' tax bill was so high because they were married to each other. Marriage-which many conservatives assure us is the road out of black poverty -is in fact making black couples poorer. And because the IRS does not publish statistics by race, we would never know.
It's long been understood that blacks and whites live in separate and unequal worlds that shape whom we marry, where we buy a home, whom we have as neighbors, and how we build a future for our children. Race affects where we go to college and how we pay for it. Race influences where we work and how much we are paid. What my research showed was that all of this also determines how much we pay in taxes. Taxpayers bring their racial identities to their tax returns. As in so many parts of American life, being black is more likely to hurt and being white is more likely to help.
The implications of this go far beyond the forms you file every April. In the long run, tax policy affects whether and how you'll be able to build wealth. If you're eligible for tax breaks, you either pay less in taxes throughout the year or receive a larger refund in the spring. If, like my parents, you're considered ineligible for a particular tax break, you never see that money. One missed tax break may not sound like much, but those dollars not given to Uncle Sam can be put into your bank account, invested in stocks or property, or used to build home equity through improvements or repairs every year. Think of that money as an annual pay raise – but if you do not get it, you cannot save it. Over time those dollars, or the lack of them, add up to increased or depleted wealth.
”
”
Dorothy Brown (The Whiteness of Weatlh)
“
Once again, a single sentence would hold the key. I found it in The Economic Status of Black Women: An Exploratory Investigation, a 1990 staff report of the U.S. Commission on Civil Rights: On average married black women contribute 40 percent to household income compared with only 29 percent for white women.°
Simply put, all wives did not contribute to their households in the same way: Black women were likely to earn as much (or more) money as their husbands, while white women were likely to earn much less. This was certainly true in the case of my parents (whose income was more or less equal most years). But the joint tax return system, under which most married couples file their taxes together, offers the greatest benefits to households where one spouse contributes much less than the other to household income. That meant couples like my parents-my hardworking, home-owning, God-fearing parents, who wanted to earn a little bit more to enjoy their lives after raising two daughters-weren't getting those breaks. My parents' tax bill was so high because they were married to each other. Marriage-which many conservatives assure us is the road out of black poverty -is in fact making black couples poorer. And because the IRS does not publish statistics by race, we would never know.
It's long been understood that blacks and whites live in separate and unequal worlds that shape whom we marry, where we buy a home, whom we have as neighbors, and how we build a future for our children. Race affects where we go to college and how we pay for it. Race influences where we work and how much we are paid. What my research showed was that all of this also determines how much we pay in taxes. Taxpayers bring their racial identities to their tax returns. As in so many parts of American life, being black is more likely to hurt and being white is more likely to help.
The implications of this go far beyond the forms you file every April. In the long run, tax policy affects whether and how you'll be able to build wealth. If you're eligible for tax breaks, you either pay less in taxes throughout the year or receive a larger refund in the spring. If, like my parents, you're considered ineligible for a particular tax break, you never see that money. One missed tax break may not sound like much, but those dollars not given to Uncle Sam can be put into your bank account, invested in stocks or property, or used to build home equity through improvements or repairs every year. Think of that money as an annual pay raise – but if you do not get it, you cannot save it. Over time those dollars, or the lack of them, add up to increased or depleted wealth
”
”
Dorothy A. Brown (The Whiteness of Wealth: How the Tax System Impoverishes Black Americans—And How We Can Fix It)
“
Future of Prepaid Instruments Merchants continue to have their closed loop wallets as an easy way for pushing refunds, a tactic for increasing customer stickiness. But with instant refund solutions, these wallets also may lose their charm. Only a few types of prepaid cards have some value: Gift Cards (because these are a lazy person’s gifting choice), Forex cards (Quintessential for overseas trips) and Specialised cards (Sodexo). But this status is changing with the growth of a particular sector – NBFC/LendingTech. As NBFC/LendingTech companies cannot issue credit cards so prepaid cards are used as instruments to lend the money (by doing just in time funding to the prepaid card). In Apr’21, RBI have issued new guidelines for prepaid cards/wallets: Balance limit is increased to Rs. 2,00,000 Interoperability among PPI instruments Cash withdrawal at ATM and POS PPI entities can set-up operations for NEFT/RTGS transfers With these new guidelines and boom in neo-banks & LendingTech companies, prepaid cards and wallets may get another shot at not just revival but a remarkable growth. Let’s wait and watch!
”
”
Aditya Kulkarni (Auth n Capture : Introduction to India’s Digital Payments Ecosystem)