Texas Insurance Quotes

Should any political party attempt to abolish social security unemployment insurance and eliminate labor laws and farm programs you would not hear of that party again in our political history. There is a tiny splinter group of course that believes you can do these things. Among them are a few other Texas oil millionaires and an occasional politician or business man from other areas. Their number is negligible and they are stupid.

Special Agent Brad Wolgast hated Texas. He hated everything about it. [...] He hated the billboards and the freeways and the faceless subdivisions and the Texas flag, which flew over everything, always as big as a circus tent; he hated the giant pickup trucks everybody drove, no matter that gas was thirteen bucks a gallon and the world was slowly seaming itself to death like a package of peas in a microwave. He hated the boots and the belts and the way people talked, ya'll this and ya'll that, as if they spent the day ropin' and ridin', not cleaning teeth and selling insurance and doing the books, like people did everywhere.

On Rachel's show for November 7, 2012: Ohio really did go to President Obama last night. and he really did win. And he really was born in Hawaii. And he really is legitimately President of the United States, again. And the Bureau of Labor statistics did not make up a fake unemployment rate last month. And the congressional research service really can find no evidence that cutting taxes on rich people grows the economy. And the polls were not screwed to over-sample Democrats. And Nate Silver was not making up fake projections about the election to make conservatives feel bad; Nate Silver was doing math. And climate change is real. And rape really does cause pregnancy, sometimes. And evolution is a thing. And Benghazi was an attack on us, it was not a scandal by us. And nobody is taking away anyone's guns. And taxes have not gone up. And the deficit is dropping, actually. And Saddam Hussein did not have weapons of mass destruction. And the moon landing was real. And FEMA is not building concentration camps. And you and election observers are not taking over Texas. And moderate reforms of the regulations on the insurance industry and the financial services industry in this country are not the same thing as communism. Listen, last night was a good night for liberals and for democrats for very obvious reasons, but it was also, possibly, a good night for this country as a whole. Because in this country, we have a two-party system in government. And the idea is supposed to be that the two sides both come up with ways to confront and fix the real problems facing our country. They both propose possible solutions to our real problems. And we debate between those possible solutions. And by the process of debate, we pick the best idea. That competition between good ideas from both sides about real problems in the real country should result in our country having better choices, better options, than if only one side is really working on the hard stuff. And if the Republican Party and the conservative movement and the conservative media is stuck in a vacuum-sealed door-locked spin cycle of telling each other what makes them feel good and denying the factual, lived truth of the world, then we are all deprived as a nation of the constructive debate about competing feasible ideas about real problems. Last night the Republicans got shellacked, and they had no idea it was coming. And we saw them in real time, in real humiliating time, not believe it, even as it was happening to them. And unless they are going to secede, they are going to have to pop the factual bubble they have been so happy living inside if they do not want to get shellacked again, and that will be a painful process for them, but it will be good for the whole country, left, right, and center. You guys, we're counting on you. Wake up. There are real problems in the world. There are real, knowable facts in the world. Let's accept those and talk about how we might approach our problems differently. Let's move on from there. If the Republican Party and the conservative movement and conservative media are forced to do that by the humiliation they were dealt last night, we will all be better off as a nation. And in that spirit, congratulations, everyone!

The split has widened because the right has moved right, not because the left has moved left. Republican presidents Eisenhower, Nixon, and Ford all supported the Equal Rights Amendment. In 1960, the GOP platform embraced "free collective bargaining" between management and labor. REpublicans boasted of "extending the minimum wage to several million more workers" and "strengthening the unemployment insurance system and extension of its benefits." Under Dwight Eisenhower, top earners were taxed at 91 percent; in 2015, it was 40 percent. Planned Parenthood has come under serious attack from nearly all Republican presidential candidates running in 2016. Yet a founder of the organization was Peggy Goldwater, wife of the 1968 conservative Republican candidate for president Barry Goldwater. General Eisenhower called for massive invenstment in infrastructure, and now nearly all congressional Republicans see such a thing as frightening government overreach. Ronald Reagan raised the national debt and favored gun control, and now the Republican state legislature of Texas authorizes citizens to "open carry" loaded guns into churches and banks. Conservatives of yesterday seem moderate or liberal today.

The explosion of government and spending under Obama insured that while the rest of the nation continued to suffer stagnant job growth and slow housing sales long past the time when a recovery should have been underway, one city was booming like a five-year-long Led Zeppelin drum solo: Washington, D.C. According to the 2014 Forbes ranking of the ten richest counties in America, none were in New York, California, or Texas. Before Obama took office, five of the richest counties surrounded Washington, D.C. Now, seven years after Obama took office on his promise to rid the place of big money lobbyists, and Democrats assumed complete control of the White House and Congress for two years, six of the richest counties surround Washington, D.C. Bear in mind that unlike Texas or California, where money is generated by creating products people actually need, such as oil or computers, Washington, D.C., produces nothing but government. In other words, six of the ten richest counties in America got that rich by being parasites. A case could be made that under the current leadership, crony capitalism is more rewarding than actual capitalism. And with all that government around business people’s necks, it’s certainly a heckuva lot easier.

On June 18, five hours after he had talked to his cousin Bill Hapscomb, Joe Bob Brentwood pulled down a speeder on Texas Highway 40 about twenty-five miles east of Arnette. The speeder was Harry Trent of Braintree, an insurance man. He had been doing sixty-five miles per in a fifty-mile-an-hour zone. Joe Bob gave him a speeding ticket. Trent accepted it humbly and then amused Joe Bob by trying to sell him insurance on his house and his life. Joe Bob felt fine; dying was the last thing on his mind. Nevertheless, he was already a sick man. He had gotten more than gas at Bill Hapscomb’s Texaco. And he gave Harry Trent more than a speeding summons. Harry, a gregarious man who liked his job, passed the sickness to more than forty people during that day and the next. How many those forty passed it to is impossible to say—you might as well ask how many angels can dance on the head of a pin. If you were to make a conservative estimate of five apiece, you’d have two hundred. Using the same conservative formula, one could say those two hundred went on to infect a thousand, the thousand five thousand, the five thousand twenty-five thousand. Under the California desert and subsidized by the taxpayers’ money, someone had finally invented a chain letter that really worked. A very lethal chain letter.

A major portion of the cost of defense against foreign aggression in a laissez-faire society would be borne originally by business and industry, as owners of industrial plants obviously have a much greater investment to defend than do owners of little houses in suburbia. If there were any real threat of aggression by a foreign power, businessmen would all be strongly motivated to buy insurance against that aggression, for the same reason that they buy fire insurance, even though they could save money in the short run by not doing so. An interesting result of this fact is that the cost of defense would ultimately tend to be spread among the whole population, since defense costs, along with overhead and other such costs, would have to be included in the prices paid for goods by consumers. So, the concern that “free riders” might get along without paying for their own defense by parasitically depending on the defenses paid for by their neighbors is groundless. It is based on a misconception of how the free-market system would operate. The role of business and industry as major consumers of foreign-aggression insurance would operate to unify the free area in the face of any aggression. An auto plant in Michigan, for example, might well have a vital source of raw materials in Montana, a parts plant in Ontario, a branch plant in California, warehouses in Texas, and outlets all over North America. Every one of these facilities is important to some degree to the management of that Michigan factory, so it will want to have them defended, each to the extent of its importance. Add to this the concern of the owners and managers of these facilities for their own businesses and for all the other businesses on which they, in turn, depend, and a vast, multiple network of interlocking defense systems emerges. The involvement of the insurance companies, with their diversified financial holdings and their far-flung markets would immeasurably strengthen this defensive network. Such a multiple network of interlocking defense systems is a far cry from the common but erroneous picture of small cities, businesses, and individuals, unprotected by a government, falling one by one before an advancing enemy horde.

Greg Abbott was a great track star in high school, having never lost a race, but in 1984 a tree fell on him while he was jogging through the wealthy enclave of Houston’s River Oaks, leaving him paralyzed from the waist down. He had just graduated from law school and had no health insurance. Fortunately, he won a $9 million judgment from the homeowner whose tree had fallen, and from the tree company that had inspected the tree and failed to recommend its removal. Later, as a member of the Texas Supreme Court, and then as attorney general, Abbott supported measures that capped pain-and-suffering damages in medical malpractice cases at $250,000.

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At times, BGCT [i.e., Baptist General Convention of Texas] officials tried to downplay the Baptist abuse problem with an ‘at least we aren't as bad as the Catholics’ schtick. They claimed that while the Catholic abuse problem involved children – and usually boys – the Baptist problem was more about clergy ‘misconduct’ with adult women. ‘Most of ours are heterosexual relationships with adults,’ they said. It was an offensive and minimizing claim, supported by no evidence. To the contrary, The Associated Press had gathered insurance data showing that the abuse of children in Baptist churches was likely just as pervasive as in Catholic churches.

Between taxes and liability insurance and this and that, we ain’t in it for the money, man … we’re out there for one guitar chord, one note, one beam of light in somebody’s mind. We travel 600 miles a day to do it. It’s not the money.

In 2013, Texas passed Florida when it improved its spending on human services, moving up to 49th and leaving Florida — you guessed it — dead last in the nation. Notable also is Florida's failure to provide health insurance to large numbers of children and families eligible for federally funded Medicaid/CHIP programs.

I write these words in May of 2011, the week after a huge outbreak of tornadoes killed hundreds across the American South; it was the second recent wave of twisters of unprecedented size and intensity. In Texas, a drought worse than the Dust Bowl has set huge parts of the state ablaze. Meanwhile, the Army Corps of Engineers is moving explosives into place to blow up a levee along the Mississippi River, swollen by the the third “100-year-flood” in the last twenty years—though as the director of the Federal Emergency Management Administration noted at the end of 2010, “the term ‘100-year event’ really lost its meaning this year.” That’s because 2010 was the warmest year recorded, a year when 19 nations set new all-time high temperature records. The Arctic melted apace; Russia suffered a heat wave so epic that the Kremlin stopped all grain exports to the rest of the world; and nations from Australia to Pakistan suffered flooding so astonishing that by year’s end the world’s biggest insurance company, Munich Re, issued this statement: “The only plausible explanation for the rise in weather-related catastrophes is climate change. The view that weather extremes are more frequent and intense due to global warming coincides with the current state of scientific knowledge.” And that’s not the bad news. The bad news is that on April 6, the U.S. House of Representatives was presented with the following resolution: “Congress accepts the scientific findings of the Environmental Protection Agency that climate change is occurring, is caused largely by human activities, and poses significant risks for public health and welfare.” The final vote on the resolution? 184 in favor, 240 against. When some future Gibbon limns the decline and fall of our particular civilization, this may be one of the moments he cites.

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also open to people with health insurance. In Texas, the state with the nation’s largest uninsured population, and perhaps the worst state in the union to live in if you’re poor and chronically ill, scores of people come here.

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For years I didn’t realize this because so many others had more. We were surrounded by extreme affluence, which tricks you into thinking you’re in the middle of the pack. I mean, sure, we have twenty-four hundred square feet for only five humans to live in, but our kids have never been on an airplane, so how rich could we be? We haven’t traveled to Italy, my kids are in public schools, and we don’t even own a time-share. (Roll eyes here.) But it gets fuzzy once you spend time with people below your rung. I started seeing my stuff with fresh eyes, realizing we had everything. I mean everything. We’ve never missed a meal or even skimped on one. We have a beautiful home in a great neighborhood. Our kids are in a Texas exemplary school. We drive two cars under warranty. We’ve never gone a day without health insurance. Our closets are overflowing. We throw away food we didn’t eat, clothes we barely wore, trash that will never disintegrate, stuff that fell out of fashion.

Under the headline, “Bribe Culture Seeps Into South Texas,” the Houston Chronicle described how payoffs have become common, everywhere from school districts to building inspections to municipal courts. The bribe—la mordida—as a way of life is moving north. Anthony Knopp, who teaches border history at the University of Texas at Brownsville, said that as America becomes more Hispanic, “corruption will show up here, naturally.” The same thing is happening in California. Small towns south of Los Angeles, such as South Gate, Lynwood, Bell Gardens, Maywood, Huntington Park, and Vernon were once white suburbs but have become largely Hispanic. They have also become notorious for thieving, bribe-taking politicians. Mayors, city council members, and treasurers have paraded off to jail. “When new groups come to power, and become entrenched … then they tend to rule it as a fiefdom,” explained Jaime Regalado, of California State University, Los Angeles. Maywood, which was 96 percent Hispanic by 2010, was so badly run it lost insurance coverage and had to lay off all its employees. The California Joint Powers Insurance Authority (JPIA), composed of more than 120 cities and other public agencies to share insurance costs, declared the Maywood government too risky to insure. It was the first time in its 32-year history that the JPIA had ever terminated a member. It has been reported that black elected officials are 5.3 times more likely to be arrested for crimes than white elected officials. Comparative arrest figures for Hispanic officials are not available. Hispanics may be especially susceptible to corruption if they work along the US-Mexico border. There are no comprehensive data on this problem, but incidents reported in just one year —2005 are disturbing. Operation Lively Green was an FBI drug smuggling sting that led to 33 guilty pleas. Twenty-four of the guilty were Hispanic and most of the rest were black. All were police officers, port inspectors, prison guards, or soldiers. They waved drug shipments through ports, prevented seizures by the Border Patrol, and sold fake citizenship documents.

Hospitals cannot continue to hemorrhage. For the country as a whole, medical insurance premiums include a surcharge that pays for treating the uninsured. However, if the proportion of uninsured indigent patients exceeds a certain figure, a hospital has no choice but to close. In California alone, the heavy cost of free medicine for foreigners forced no fewer than 60 hospitals to shut down between 1993 and 2003; many others were on the verge of collapse. From 1994 to 2004, the number of hospital emergency rooms in the country as a whole dropped by more than 12 percent. In May 2010, Miami’s health care system was so strapped, it was considering closing two of its five public hospitals. This would mean laying off 4,487 employees and the loss of 581 acute-care beds. Experts explained that treating uninsured patients had stretched the system to the breaking point. Houston is a good example of a city whose hospitals are barely making ends meet. In the nation as a whole, about 15 percent of the population has no medical insurance, but Texas, with its large population of Hispanics, has the highest percentage at 24 percent. In Houston, the figure is 30 percent. The safety net cannot accommodate so many people who cannot pay. “Does this mean rationing?” asks Kenenth Mattox, chief of staff at Ben Taub General Hospital. “You bet it does.” There is such a crush at Houston’s emergency rooms that ambulances often wait for one or two hours before they can even unload patients. The record wait is six hours. Twenty percent of the time, hospitals end up sending patients to other hospitals, and some have died after being diverted. Politicians and businessmen pull strings so friends can cut in line. Americans who fall sick in Mexico do not get free treatment. The State Department warns that Mexican doctors routinely refuse to treat foreign patients unless paid in advance, and that they often charge Americans for services not rendered.

Whites may be surprised by the strength of black voter solidarity. Chris Bell, a white Democratic congressman from Texas, was redistricted into a largely black area and promptly crushed in the 2004 Democratic primary by the former head of the Houston chapter of the NAACP. He felt betrayed: He said he had spent his entire career “fighting for diversity, championing diversity,” and was dismayed that “many people do not want to look past the color of your skin.” This only demonstrated how little Mr. Bell understood blacks. As Bishop Paul Morton of the St. Stephen Full Gospel Baptist Church in New Orleans said of black voters, “I’ve talked to some people who say, ‘I don’t care how bad the black is, he’s better than any white.’” Many blacks also expect all blacks to vote the same way. Jesse Jackson criticized Alabama congressman Artur Davis for voting against Mr. Obama’s signature medical insurance legislation, saying, “You can’t vote against healthcare and call yourself a black man.” Racial consciousness explains why President Barack Obama drew support even from blacks who ordinarily vote Republican. No fewer than 87 percent of blacks who identified themselves as conservatives said they would vote for him. In the three states that track party registration by race—Florida, Louisiana, and North Carolina—blacks were dropping off the Republican rolls in record numbers and rallying to the Democrats. As one GOP black explained during the primaries, “Most black Republicans who support John McCain won’t tell you this, but if Barack Obama is the nominee for the Democratic ticket, they will go into the voting booth in November and vote for Obama.” “Among black conservatives, they tell me privately, it would be very hard to vote against him [Obama] in November,” said black conservative radio host Armstrong Williams. During the campaign, former San Francisco mayor Willie Brown said, “I think most white politicians do not understand that the race pride we [blacks] all have trumps everything else.

Pope was only 26 years years old and now he’s dead and there’s nothing any of us can do about it. All he did was break his fucking foot, he wasn’t supposed to die when we left him in Dallas. He was supposed to have surgery, get his cast, and be back out on the road with us by summer. It was the insurance-provided assisted living doctors that killed him. They told him he was schizophrenic. Started feeding him psychiatric drugs. They over-medicated him. Too many pills. His bbody couldn’t take it. He wasn’t crazy. He just wasn’t meant for Texas. They won’t release any of his records to us, only to family. Pope didn’t have much family left, just his older brother and grandmother. He told us all his parents were dead. It wasn’t until after Pope died we found out his father was still alive. None of them are going to chase this. I feel responsible. We left him. It wasn’t supposed to be a big deal. It was just a broken foot, a busted ankle. Heather had been talking to him while he was in the hospital. He told him to come stay with us. He was incoherent whenever I’d hear from him. It was like you could tell the drugs were kicking in. I was too self-obsessed to care, too focused on my failing career. Too busy being full of shit and uninspired. To fucking original. So fucking wasted. It’s a rare thing to meet someone out on the road that you connect with. It’s such a rare and beautiful thing to find a true friend out there on the road. I failed him. Pope, I’m sorry, so very sorry.

Special Agent Brad Wolgast hated Texas. He hated everything about it. He hated the weather, which was hot as an oven one minute and freezing the next, the air so damp it felt like a wet towel over your head. He hated the look of the place, beginning with the trees, which were scrawny and pathetic, their limbs all gnarled up like something out of Dr. Seuss, and the flat, windblown nothingness of it. He hated the billboards and the freeways and faceless subdivisions and the Texas flag, which flew over everything, always big as a circus tent; he hated the giant pickup trucks everybody drove, no matter that gas was thirteen bucks a gallon and the world was slowly steaming itself to death like a package of peas in a microwave. He hated the boots and the belt buckles and the way people talked, y’all this and y’all that, as if they spent the day ropin’ and ridin’, not cleaning teeth and selling insurance and doing the books, like people did everywhere.

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