Supplemental Health Insurance Quotes

Many people in the USA come to the conclusion that it is better not to purchase extremely expensive health care insurance and to use the saved money to self diagnose and treat with lifestyle changes, organic food, supplements and vitamins.

Gather six to 12 months of checking, savings, and credit card statements, and break your income and expenses down into categories and then line items. I have suggested some here, but add your own as needed. Check to see if your bank or credit card company provides reporting that categorizes charges or lets you assign categories—your work may already be almost done for you: •Income—paychecks, interest, dividends, rents, royalties, business income, pension, social security, child support, spousal support •Housing—mortgage/rent, property taxes, HOA dues, insurance •Utilities—gas, electric, propane, phone, TV/Internet, trash, water/sewer •Food—groceries, dining out •Auto—car payments, gasoline, repairs, insurance •Medical—health insurance, doctor/dentist visits, prescriptions, physical therapy •Entertainment—travel, concerts/shows, sports •Clothing—personal purchases, dry cleaning, uniforms •Personal care—hair/nails, gym/yoga, vitamins/supplements •Miscellaneous—gifts, pets, donations •Children—education, activities, school lunches, childcare You can use a spreadsheet or pen and paper to take note of income and expenses as you go through statements, then calculate a monthly average for each item.

Consider the amount of money left on the table by low-income workers who don’t apply for the Earned Income Tax Credit. Roughly 7 million people who could receive the credit don’t claim it, collectively passing up $17.3 billion annually. Combine that with the amount of money unclaimed each year by people who deny themselves food stamps ($13.4 billion), government health insurance ($62.2 billion), unemployment insurance when between jobs ($9.9 billion), and Supplemental Security Income ($38.9 billion), and you are already up to nearly $142 billion in unused aid.[19]

Lange Insurance Consulting provides free health and Medicare insurance services. We work with all the major companies to offer the best prices available. We will help you find a plan that meets both your needs and your budget. We specialize in individual health and Medicare supplement plans. We also offer Medicare Advantage, Prescription Drug plans, short term health, dental and vision. As independent brokers we work for you, the customer.