Suitable Money Quotes

The problem is this: in order to make money- lots of money- we don't need flawless literary masterpieces. What we need is mediocre rubbish, trash suitable for mass consumption. More and more, bigger and bigger blockbusters of less and less significance. What counts is the paper we sell, not the words that are printed on it.

I had never before been a special fan of that great comedian Phyllis Diller, but she utterly won my heart this week by sending me an envelope that, when opened, contained a torn-off square of brown-bag paper of the kind suitable for latrine duty in an ill-run correctional facility. Duly unfurled, it carried a handwritten salutation reading as follows: Money's scarce Times are hard Here's your f****** Xmas card I could not possibly improve on the sentiment, but I don't think it ought to depend on the current austerities. Isn't Christmas a moral and aesthetic nightmare whether or not the days are prosperous?

The Art of Peace begins with you. Work on yourself and your appointed task in the Art of Peace. Everyone has a spirit that can be refined, a body that can be trained in some manner, a suitable path to follow. You are here for no other purpose than to realize your inner divinity and manifest your inner enlightenment. Foster peace in your own life and then apply the Art to all that you encounter. One does not need buildings, money, power, or status to practice the Art of Peace. Heaven is right where you are standing, and that is the place to train.

expecting anything so fine and wonderful to be turning the corner upon me? I came near being found unworthy. Hard by," says he, "is a café, snug and suitable for the entertainment of idiosyncrasies. Let us go there and have drink while we discuss the unavailability of the categorical." So saying, he marched me and Tobin to the back room of a saloon, and ordered the drinks, and laid the money on the table. He looks at me and Tobin like brothers of his, and we have the segars.

If the Treasury were to fill old bottles with banknotes, bury them at suitable depths in disused coalmines which are then filled up to the surface with town rubbish, and leave it to private enterprise on well-tried principles of laissez-faire to dig the notes up again (the right to do so being obtained, of course, by tendering for leases of the note-bearing territory), there need be no more unemployment and, with the help of the repercussions, the real income of the community, and its capital wealth also, would probably become a good deal greater than it actually is. It would, indeed, be more sensible to build houses and the like; but if there are political and practical difficulties in the way of this, the above would be better than nothing.

The most realistic distinction between the investor and the speculator is found in their attitude toward stock-market movements. The speculator’s primary interest lies in anticipating and profiting from market fluctuations. The investor’s primary interest lies in acquiring and holding suitable securities at suitable prices. Market movements are important to him in a practical sense, because they alternately create low price levels at which he would be wise to buy and high price levels at which he certainly should refrain from buying and probably would be wise to sell. It is far from certain that the typical investor should regularly hold off buying until low market levels appear, because this may involve a long wait, very likely the loss of income, and the possible missing of investment opportunities. On the whole it may be better for the investor to do his stock buying whenever he has money to put in stocks, except when the general market level is much higher than can be justified by well-established standards of value. If he wants to be shrewd he can look for the ever-present bargain opportunities in individual securities. Aside from forecasting the movements of the general market, much effort and ability are directed on Wall Street toward selecting stocks or industrial groups that in matter of price will “do better” than the rest over a fairly short period in the future. Logical as this endeavor may seem, we do not believe it is suited to the needs or temperament of the true investor—particularly since he would be competing with a large number of stock-market traders and first-class financial analysts who are trying to do the same thing. As in all other activities that emphasize price movements first and underlying values second, the work of many intelligent minds constantly engaged in this field tends to be self-neutralizing and self-defeating over the years. The investor with a portfolio of sound stocks should expect their prices to fluctuate and should neither be concerned by sizable declines nor become excited by sizable advances. He should always remember that market quotations are there for his convenience, either to be taken advantage of or to be ignored. He should never buy a stock because it has gone up or sell one because it has gone down. He would not be far wrong if this motto read more simply: “Never buy a stock immediately after a substantial rise or sell one immediately after a substantial drop.” An

Honesty never was the best policy.That proverb was only intended for those who had no money,no dignity and no suitable standard of living.Don't give me such shoddy talk.Honesty breeds objectionable implications.If we were always honest with each other,we would have more enemies,there would be no point in achieving our goals,there would be more suicides and above all every person's weaknesses would be exposed.

It was Napoleon who said that one spy in the right place was worth twenty thousand men in the field. He was speaking of his own spy, Schul-meister, a man of amazing courage, skill, and loyalty. But when the time came to reward Schulmeister for his services it was the same Napoleon who refused him the Legion of Honor for which he had been recommended, and the same Napoleon who commented that money was the only suitable reward for

The first value of money was clearly the value which the goods used as money possessed (thanks to their suitability for satisfying human wants in other ways) at the moment when they were first used as common media of exchange.

Let me here add a word of Christian counsel. To enter upon the marriage union is one of the most deeply important events of life. It cannot be too prayerfully treated. Our happiness, our usefulness, our living for God or for ourselves afterwards, are often most intimately connected with our choice. Therefore, in the most prayerful manner, this choice should be made. Neither beauty, nor age, nor money, nor mental powers, should be that which prompt the decision; but 1st, Much waiting upon God for guidance should be used; 2nd, A hearty purpose, to be willing to be guided by Him should be aimed after; 3rd, True godliness without a shadow of doubt, should be the first and absolutely needful qualification, to a Christian, with regard to a companion for life. In addition to this, however, it ought to be, at the same time, calmly and patiently weighed, whether, in other respects, there is a suitableness. For

Alterations in real prices occur slowly as a rule. But this stability of prices has its cause in the stability of the price-determinants, not in the Law of Price-determination itself. Prices change slowly because the subjective valuations of human beings change slowly. Human needs, and human opinions as to the suitability of goods for satisfying those needs, are no more liable to frequent and sudden changes than are the stocks of goods available for consumption, or the manner of their social distribution;

I like your coat," she announced, as if her approval of my dress were the supreme prize in a good-taste contest. "Does that mean I get to see Jill?" She considered this. "Perhaps it does," she said. "Just what are your intentions concerning my roommate?" "I'm going to kidnap her and hold her for ransom." "Really?" she said, appearing delighted. "How splendid." "Or else I'll put her in a cage and show her for money, but I think you'd be more suitable for that role." She nodded. "Yes. The kidnapping is a much better idea." She stood straight and walked with exaggerated grace into the living room. There was a very nice wooden stairway, curving back on itself with a stained-glass window at the landing. She called, "Jill! Your kidnapper is here," and gave me a big smile. "Aren't you going to come in?" she said. "Only if you want me to. We kidnappers are very polite." "Oh do, by all means.

with government-issued money with negligible value as a commodity, salability can be compromised by the governments that issued it, declaring it no longer suitable as legal tender. Indians who woke up on November 8, 2016, to hear that their government had suspended the legal tender status of 500 and 1,000 rupee notes can certainly relate. In the blink of an eye, what was highly salable money lost its value and had to be exchanged at banks with very long lines.

Lying alone in bed in New York City, an anxious Goldman decided she could get the money Berkman needed to buy a weapon and clothing suitable to get him close to Frick by taking a page from Fyodor Dostoyevsky’s Crime and Punishment. When she had read the novel, Goldman had been especially moved by the story of Sonia, the woman driven by economic desperation into prostitution who hears Raskolnikov’s confession and accompanies him to Siberia, where he is sent to prison. “If sensitive Sonya could sell her body,” Goldman said, “why not I?

Part of what kept him standing in the restive group of men awaiting authorization to enter the airport was a kind of paralysis that resulted from Sylvanshine’s reflecting on the logistics of getting to the Peoria 047 REC—the issue of whether the REC sent a van for transfers or whether Sylvanshine would have to take a cab from the little airport had not been conclusively resolved—and then how to arrive and check in and where to store his three bags while he checked in and filled out his arrival and Post-code payroll and withholding forms and orientational materials then somehow get directions and proceed to the apartment that Systems had rented for him at government rates and get there in time to find someplace to eat that was either in walking distance or would require getting another cab—except the telephone in the alleged apartment wasn’t connected yet and he considered the prospects of being able to hail a cab from outside an apartment complex were at best iffy, and if he told the original cab he’d taken to the apartment to wait for him, there would be difficulties because how exactly would he reassure the cabbie that he really was coming right back out after dropping his bags and doing a quick spot check of the apartment’s condition and suitability instead of it being a ruse designed to defraud the driver of his fare, Sylvanshine ducking out the back of the Angler’s Cove apartment complex or even conceivably barricading himself in the apartment and not responding to the driver’s knock, or his ring if the apartment had a doorbell, which his and Reynolds’s current apartment in Martinsburg most assuredly did not, or the driver’s queries/threats through the apartment door, a scam that resided in Claude Sylvanshine’s awareness only because a number of independent Philadelphia commercial carriage operators had proposed heavy Schedule C losses under the proviso ‘Losses Through Theft of Service’ and detailed this type of scam as prevalent on the poorly typed or sometimes even handwritten attachments required to explain unusual or specific C-deductions like this, whereas were Sylvanshine to pay the fare and the tip and perhaps even a certain amount in advance on account so as to help assure the driver of his honorable intentions re the second leg of the sojourn there was no tangible guarantee that the average taxi driver—a cynical and ethically marginal species, hustlers, as even their smudged returns’ very low tip-income-vs.-number-of-fares-in-an-average-shift ratios in Philly had indicated—wouldn’t simply speed away with Sylvanshine’s money, creating enormous hassles in terms of filling out the internal forms for getting a percentage of his travel per diem reimbursed and also leaving Sylvanshine alone, famished (he was unable to eat before travel), phoneless, devoid of Reynolds’s counsel and logistical savvy in the sterile new unfurnished apartment, his stomach roiling in on itself in such a way that it would be all Sylvanshine could do to unpack in any kind of half-organized fashion and get to sleep on the nylon travel pallet on the unfinished floor in the possible presence of exotic Midwest bugs, to say nothing of putting in the hour of CPA exam review he’d promised himself this morning when he’d overslept slightly and then encountered last-minute packing problems that had canceled out the firmly scheduled hour of morning CPA review before one of the unmarked Systems vans arrived to take him and his bags out through Harpers Ferry and Ball’s Bluff to the airport, to say even less about any kind of systematic organization and mastery of the voluminous Post, Duty, Personnel, and Systems Protocols materials he should be receiving promptly after check-in and forms processing at the Post, which any reasonable Personnel Director would expect a new examiner to have thoroughly internalized before reporting for the first actual day interacting with REC examiners, and which there was no way in any real world that Sylvanshine could expect

The Terrible People People who have what they want are very fond of telling people who haven't what they want that they really don't want it, And I wish I could afford to gather all such people into a gloomy castle on the Danube and hire half a dozen capable Draculas to haunt it. I don't mind their having a lot of money, and I don't care how they employ it, But I do think that they damn well ought to admit they enjoy it. But no, they insist on being stealthy About the pleasures of being wealthy, And the possession of a handsome annuity Makes them think that to say how hard it is to make both ends meet is their bounden duity. You cannot conceive of an occasion Which will find them without some suitable evasion. Yes indeed, with arguments they are very fecund; Their first point is that money isn't everything, and that they have no money anyhow is their second. Some people's money is merited, And other people's is inherited, But wherever it comes from, They talk about it as if it were something you got pink gums from. Perhaps indeed the possession of wealth is constantly distressing, But I should be quite willing to assume every curse of wealth if I could at the same time assume every blessing. The only incurable troubles of the rich are the troubles that money can't cure, Which is a kind of trouble that is even more troublesome if you are poor. Certainly there are lots of things in life that money won't buy, but it's very funny -- Have you ever tried to buy them without money?

The art world assumed an air of polite remove from the activities of the K Foundation from then on in, and it soon became apparent that no suitable gallery was going to host their inaugural exhibition. This was called Money: A Major Body of Cash, and largely consisted of what money the pair still had from The KLF years nailed to things. The key piece was called Nailed To The Wall, and consisted of a million pounds in fifty pound notes nailed to a board. The reserve price for this was going to be half a million pounds. The purchaser could therefore double their money by simply taking it apart. If they hung it on the wall, however, the value of the notes would decrease over time, but the value of the art might well increase. The exhibition, then, raised many thorny issues about the relationship between art and money. Or at least it would have done, if a gallery had been found to put it on.

Money, dished out in quantities fitting the context, is a social lubricant here. It eases passage even as it maintains hierarchies. Fifty naira for the man who helps you back out from the parking spot, two hundred naira for the police officer who stops you for no good reason in the dead of night, ten thousand for the clearing agent who helps you bring your imported crate through customs. For each transaction, there is a suitable amount that helps things on their way. No one else seems to worry, as I do, that the money demanded by someone whose finger hovers over the trigger of a AK-47 is less a tip than a ransom. I feel that my worrying about it is a luxury that few can afford. For many Nigerians, the giving and receiving of bribes, tips, extortion money, or alms--the categories are fluid--is not thought of in moral terms. It is seen either as a mild irritant or as an opportunity. It is a way of getting things done, neither more nor less than what money is there for.

It is unlikely that those who provide housing, food, medicine or a host of other goods and services, can continue to provide us with the same quantity and quality of these when the costs involved in providing that quantity and quality of goods and services cannot be recovered. . This may not be immediately obvious, a reason why price controls are popular, but the consequences are long-lasting and usually get even worse over time. Homes do not disappear immediately when there is rent control, but they deteriorate over time without being replaced by newer and more suitable ones. Currently available medicines do not disappear when price controls are implemented, but new medicines for the treatment of cancer, AIDS, Alzheimer's and others will probably not continue to be developed at the same speed, when the money to pay for their development is no longer there. Present. But everything takes time to be noticed and the memory of most people may be very short-term and they cannot connect the bad consequences they suffer with the popular policies they supported a few years ago.

Lucinda and Mr. Wiley were returning at last, and she ran to Lucinda, hastily stepping around the black horse, who laid his ears back evilly in warning. “Lucy!” she burst out while Lucinda waited calmly for Mr. Wiley to help her down. “Lucy! Disaster has struck.” “A moment, if you please, Elizabeth,” said the unflappable woman. “Whatever it is, it will surely wait until we’re inside and can be comfortable. I declare, I feel as if I were born atop this horse. You cannot imagine the time we had finding suitable servants…” Elizabeth scarcely heard the rest of what she was saying. In a torment of frantic helplessness she had to wait while Lucinda dismounted, limped into the house, and sat down upon the sofa. “Now then,” said Lucinda, flicking a speck of dust off her skirts, “what has happened?” Oblivious to the vicar, who was standing by the fireplace looking mystified and alarmed on her behalf, Elizabeth handed Lucinda the note. “Read this. It-it sounds as if he’s already accepted him.” As she read the brief missive Lucinda’s face turned an awful gray with two bright splotches of angry color standing out on her hollow cheeks. “He’d accept an offer from the devil,” Lucinda gritted wrathfully, “so long as he had a noble title and money. This shouldn’t come as a surprise.” “I was so certain I’d persuaded Belhaven that we couldn’t possibly suit!” Elizabeth almost wailed, twisting her blue skirt in her hands in her agitation. “I did everything, Lucy, everything I told you about, and more.” Agitation drove Elizabeth to her feet. “If we make haste, we can be home by the allotted time, and perhaps I can find a way to dissuade Uncle Julius.” Lucinda did not leap to her feet as Elizabeth did; she did not race for the stairs, dash into her room, and vent her helpless rage by slamming a door, as Elizabeth did. Her body rigid, Lucinda stood up very slowly and turned to the vicar. “Where is he?” she snapped. “Ian?” the vicar said distractedly, alarmed by her pallid color. “He’s gone hunting.” Deprived of her real prey, Lucinda unleashed her fury upon the hapless vicar instead. When she finished her tirade she hurled the crumpled note into the cold fireplace and said in a voice that shook with wrath, “When that spawn of Lucifer returns, you tell him that if he ever crosses my path, he’d better be wearing a suit of armor!” So saying, she marched upstairs.

There is an excellent short book (126 pages) by Faustino Ballvè, Essentials of Economics (Irvington-on-Hudson, N.Y.: Foundation for Economic Education), which briefly summarizes principles and policies. A book that does that at somewhat greater length (327 pages) is Understanding the Dollar Crisis by Percy L. Greaves (Belmont, Mass.: Western Islands, 1973). Bettina Bien Greaves has assembled two volumes of readings on Free Market Economics (Foundation for Economic Education). The reader who aims at a thorough understanding, and feels prepared for it, should next read Human Action by Ludwig von Mises (Chicago: Contemporary Books, 1949, 1966, 907 pages). This book extended the logical unity and precision of economics beyond that of any previous work. A two-volume work written thirteen years after Human Action by a student of Mises is Murray N. Rothbard’s Man, Economy, and State (Mission, Kan.: Sheed, Andrews and McMeel, 1962, 987 pages). This contains much original and penetrating material; its exposition is admirably lucid; and its arrangement makes it in some respects more suitable for textbook use than Mises’ great work. Short books that discuss special economic subjects in a simple way are Planning for Freedom by Ludwig von Mises (South Holland, 111.: Libertarian Press, 1952), and Capitalism and Freedom by Milton Friedman (Chicago: University of Chicago Press, 1962). There is an excellent pamphlet by Murray N. Rothbard, What Has Government Done to Our Money? (Santa Ana, Calif.: Rampart College, 1964, 1974, 62 pages). On the urgent subject of inflation, a book by the present author has recently been published, The Inflation Crisis, and How to Resolve It (New Rochelle, N.Y.: Arlington House, 1978). Among recent works which discuss current ideologies and developments from a point of view similar to that of this volume are the present author’s The Failure of the “New Economics”: An Analysis of the Keynesian Fallacies (Arlington House, 1959); F. A. Hayek, The Road to Serfdom (1945) and the same author’s monumental Constitution of Liberty (Chicago: University of Chicago Press, 1960). Ludwig von Mises’ Socialism: An Economic and Sociological Analysis (London: Jonathan Cape, 1936, 1969) is the most thorough and devastating critique of collectivistic doctrines ever written. The reader should not overlook, of course, Frederic Bastiat’s Economic Sophisms (ca. 1844), and particularly his essay on “What Is Seen and What Is Not Seen.” Those who are interested in working through the economic classics might find it most profitable to do this in the reverse of their historical order. Presented in this order, the chief works to be consulted, with the dates of their first editions, are: Philip Wicksteed, The Common Sense of Political Economy, 1911; John Bates Clark, The Distribution of Wealth, 1899; Eugen von Böhm-Bawerk, The Positive Theory of Capital, 1888; Karl Menger, Principles of Economics, 1871; W. Stanley Jevons, The Theory of Political Economy, 1871; John Stuart Mill, Principles of Political Economy, 1848; David Ricardo, Principles of Political Economy and Taxation, 1817; and Adam Smith, The Wealth of Nations, 1776.

The men in grey were powerless to meet this challenge head-on. Unable to detach the children from Momo by bringing them under their direct control, they had to find some roundabout means of achieving the same end, and for this they enlisted the children's elders. Not all grown-ups made suitable accomplices, of course, but plenty did. [....] 'Something must be done,' they said. 'More and more kids are being left on their own and neglected. You can't blame us - parents just don't have the time these days - so it's up to the authorities.' Others joined in the chorus. 'We can't have all these youngsters loafing around, ' declared some. 'They obstruct the traffic. Road accidents caused by children are on the increase, and road accidents cost money that could be put to better use.' 'Unsupervised children run wild, declared others.'They become morally depraved and take to crime. The authorities must take steps to round them up. They must build centers where the youngsters can be molded into useful and efficient members of society.' 'Children,' declared still others, 'are the raw material for the future. A world dependent on computers and nuclear energy will need an army of experts and technicians to run it. Far from preparing children from tomorrow's world, we still allow too many of them to squander years of their precious time on childish tomfoolery. It's a blot on our civilization and a crime against future generations.' The timesavers were all in favor of such a policy, naturally, and there were so many of them in the city by this time that they soon convinced the authorities of the need to take prompt action. Before long, big buildings known as 'child depots' sprang up in every neighborhood. Children whose parents were too busy to look after them had to be deposited there and could be collected when convenient. They were strictly forbidden to play in the streets or parks or anywhere else. Any child caught doing so was immediately carted off to the nearest depot, and its parents were heavily fined. None of Momo's friends escaped the new regulation. They were split up according to districts they came from and consigned to various child depots. Once there, they were naturally forbidden to play games of their own devising. All games were selected for them by supervisors and had to have some useful, educational purpose. The children learned these new games but unlearned something else in the process: they forgot how to be happy, how to take pleasure in the little things, and last but not least, how to dream. Weeks passed, and the children began to look like timesavers in miniature. Sullen, bored and resentful, they did as they were told. Even when left to their own devices, they no longer knew what to do with themselves. All they could still do was make a noise, but it was an angry, ill-tempered noise, not the happy hullabaloo of former times. The men in grey made no direct approach to them - there was no need. The net they had woven over the city was so close-meshed as to seem inpenetrable. Not even the brightest and most ingenious children managed to slip through its toils. The amphitheater remained silent and deserted.

In some countries that I have visited, I saw that citizens are very rude and animalistic. They have no moral, no values, and no manners. They are always starring at others, judging with their eyes of ignorance and their very small conscience, they are impolite wherever you go, and their customer service is horrible. They never say sorry for anything and even offend you when you complain about their mistakes and lack of proper attitude. Besides, eating in some of these nations often reveals to be a huge disaster. Food is often rotten, and commonly comes with either hair, stones of even glass, as I have found many times. They waste money as I have never seen anywhere else and are simultaneously very abusive in prices. Their prices are high but their quality level is not even suitable for animals. They represent a waste on foreign investments. Their youngest generation is also a disaster; Extremely ignorant, without any respect or education, undeserving of any job or even trust. Nobody in his right mind should ever employ them, marry them or befriend them. Most are always trying to use their friendships to take advantage of others, especially if such people are outsiders. Their women are gold diggers and extremely promiscuous, especially towards men of other cultures, as if their pride was built on the number of sex partners they can have from the widest variety of nations from around the globe, especially if such men are wealthy. And yet, they can also show a high predisposition for racist behaviors and ignorance in what regards the planet they live in. They are, foremost, selfish, sadistic and parasitic. These countries and their people represent the lowest level of mankind. Whenever you witness what I just described, you are experiencing a country reaching its end. Move out of it while you can, for God will set on such people Divine justice as quickly as such citizens, by their immoral behavior, approach it. Many of such countries end with the loss of their sovereignty for political reasons, invasions by foreign armies, civil wars, violent revolutions, major economical collapses leading the citizens to poverty and starvation, and much more.

Lithuanian citizens are the rudest and most animalistic I have ever seen in Europe. They have no moral, no values, and no manners. They are always starring at others, judging with their eyes of ignorance and their very small conscience, they are very rude, they are impolite wherever you go, and their customer service is horrible. They never say sorry for anything and even offend you when you complain about their mistakes and lack of proper attitude. Besides, eating in Lithuania is a huge disaster. Food is often rotten, and commonly comes with either hair, stones of even glass, as I have found many times. These people should be ashamed to be part of Europe and be removed from the European Union. They waste money as I have never seen anywhere else and are very abusive in prices. Their prices are high but their quality level is not even suitable for animals. They represent a waste on foreign investments. Their youngest generation is also a disaster: Extremely ignorant, without any respect or education, they deserve to be unemployed and starve to death. Nobody in his right mind should ever employ a Lithuanian, marry a Lithuanian or be friend with a Lithuanian. Lithuanias are always trying to use their friendships to take advantage of others, especially if such people are outsiders. Lithuanian women are gold diggers and extremely promiscuous, especially towards men of other cultures, as if their pride was built on the number of sex partners they can have from the widest variety of nations from around the globe, especially if such men are wealthy. Nevertheless, Lithuanians are also extremely racist and ignorant about the planet they live in. They are selfish, sadistic and parasitic. Probably the same could be said about all baltic countries, namely, Latvia, but for now, it is suffice to say this statement is an undoubted fact for the country in analysis. If Latvian and Lithuanian sovereignty ever end within this generation due to major unemployment, massacres and civil wars, and the vast majority of its people perish, I would say Divine justice has been made on both nations.

The 8 Basic Headers Work Family & Kids Spouse Health & Fitness Home Money Recreation & Hobbies Prospects for the Future Work The Boss Time Management Compensation Level of interest Co-workers Chances of promotion My Job Description Subordinates Family Relationship with spouse Relationship with children Relationship with extended family Home, chores and responsibilities Recreation & hobbies Money, expenses and allowances Lifestyle and standard of living Future planes and arrangements Spouse Communication type and intensity Level of independence Sharing each other's passions Division of roles and responsibilities Our time together Our planes for our future Decision making Love & Passion Health & Fitness General health Level of fitness Healthy lifestyle Stress factors Self awareness Self improvement Level of expense on health & fitness Planning and preparing for the rest of my life Home Comfort Suitability for needs Location Community and municipal services Proximity and quality of support/activity centers (i.e. school. Medical aid etc) Rent/Mortgage Repair / renovation Emotional atmosphere Money Income from work Passive income Savings and pension funds Monthly expenses Special expenses Ability to take advantage of opportunities / fulfill dreams Financial security / resilience Financial IQ / Understanding / Independent decision making Social, Recreation & Hobbies Free time Friends and social activity Level & quality of social ties Level of spending on S, R&H Culture events (i.e. theater, fairs etc) Space & accessories required Development over time Number of interests Prospect for the future Type of occupation Ratio of work to free time Promotion & Business development (for entrepreneurs) Health & Fitness Relationships Family and Home Financial security Fulfillment of vision / dreams  Creating Lenses with Excel If you wish to use Excel radar diagrams to simulate lenses, follow these steps: Open a new Excel spreadsheet.

16 Look, I have created the craftsmanwho blows on the charcoal fireand produces a weapon suitable for its task;and I have created the destroyer to cause havoc.17 No weapon formed against you will succeed,and you will refute any accusation Draised against you in court.This is the heritage of the Lord's servants, uand their righteousness is from Me.” v This is the Lord's declaration. Isaiah Come to the Lord 55 “Come, everyone who is thirsty, acome to the waters;and you without money,come, buy, and eat!Come, buy wine and milkwithout money and without cost!2 Why do you spend money on what is not food,and your wages on what does not satisfy?Listen carefully to Me, and eat what is good,and you will enjoy the choicest of foods. A

Attend to the care and maintenance of your body. Everything from personal hygiene, to buying and cooking food, to making doctor’s, dental, and counseling appointments (and listening to their advice while also interrogating whether it’s right for you), to renting, buying, or constructing a safe and suitable shelter, these are the baseline things you want to be taking care of for yourself no matter how much time your mom has on her hands. Find work that pays your bills. If you’re going to rent, buy, or build that shelter (let alone support your Netflix and Hulu habits), you’re going to need a job of some kind. You’ll earn money from that job and at the end of the year you’ll file your tax returns. If you don’t do the former you won’t be able to pay your bills. If you don’t do the latter the government will come for you at some point. Don’t be that person. Try hard. Sometimes we parents say to our kids, “Just do your best.” But if you think about it that basically means “Only/always do your best,” which is a standard few people I know can meet (not me, for example). What we actually mean is

Blitzscaling isn't really a recipe for success but rather survivorship bias masquerading as a strategy" Yet the O'Reilly critique is less an indictment of VCs than a warning to founders. If the objective of entrepreneurship is personal autonomy, founders must understand that venture capital comes with conditions. If entrepreneurs want to grow their companies at a measured pace, venture capital may well create unwanted pressures. But while inexperienced founders may need to be told of these realities, venture capitalists understand them all too well: they are the first to proclaim that cautious founders should raise money elsewhere. "The vast majority of entrepreneurs should NOT take venture capital," Bill Gurley tweeted in 2019. "I sell jet fuel," Josh Kopelman of First Round Capital agreed; "some people don't want to build a jet." As these comments indicate, VCs may be capable of backing companies in a broad swath of sectors, but in another sense their competence is narrow. Venture capital is suitable only for the ambitious minority that wants to take the risk of growing fast...

The Most Popular Diamond Cuts - Learn Before You Shop For A Diamond Earring You have finally made up your mind and decided to buy a diamond earring. You have a purpose and occasion in mind. What now? Do you randomly go diamond shopping and invest your hard-earned money in whatever you find there? No. Absolutely not. Mining about the details for the diamond you are seeking for your earring is the wisest of decisions. Whether it is about the best place to buy diamonds from or the cut of your earring, some research is a must! But, research? It takes the fun out of the shopping experience, doesn't it? No worries. Keep the fun with diamonds shopping and look at this list of most popular diamond cuts. Popular Diamond Cuts That You Must Know About A timeless accessory becomes even more precious if you find it exactly how you imagined it to be. The dreamy earrings are not just about having diamonds in them. The cut quality and the cut shape are essential features too! If you already know the best place to buy diamonds, your quality concern goes out of the window. You still have to choose the cut shape for your personal, exotic experience. Before choosing the cut, you need to keep your face in mind too. If the diamond cut doesn't flatter your face, take the next option. Essentially, you can choose from the four variants of the diamond cuts. Round Cut: Widely in demand and spectacularly sparkly, the round cut allows the maximum light to enter and dazzle the diamond. Primarily used in studs, these cuts are good for you if you have a thin face. Oval Cuts: The cut includes the oval-shaped and modified version of oval cuts as well. If you want the appearance of an elongated diamond with the shine as the round cut, consider this one. This cut comes with a variety of options for you. If you like it pointy at both ends, the marquise cut is the one for you. But, if you have your heart set on a sharp end and the other in the oval shape, you'd love the pear cut more. Besides, if you are a romantic, you have to choose the heart-shaped diamond cut for your earrings. Rectangular Cuts: You want a cut that is equally classic and elegant; the rectangular cuts are your options. It includes the Princess cut, the Emerald cut, the Asscher cut, the Cushion cut, and the Radiant cut. You can choose the best fit based on the rectangular appearance and brilliance of your outlook. Triangular Cuts: Are you a fan of pointed edges and equal sides in your jewelry? You will be thrilled to have a triangular cut diamond in your accessory bag. All you have to look out for is the protection the edges have in the earring. Remember: Be on the lookout for the 4Cs you need in your earrings. The carat or the weight and the cut define the shape and size of your precious. The color and the clarity will take care of the hue and brilliance you will get. The pleasing appearance of the earrings is a reflection of the diamond cutting and polishing process. The more precisely and skillfully a diamond-cut polish is taken care of, the more beauty it will exude. If you want a breezy diamond shopping experience, what's better than having it from the best place to shop diamonds from? The quality and the cut are going to make you the talk of the town after this! Your choice for the most suitable diamond cut will make your earring the most prized possession. It will not only bring beauty to your appearance but also complement it.

Any judge’s remarks on any person offended by the defamation of a third party are themselves immoral and even defamatory and aspersion; such words and conduct also demonstrate to support the accused party. Everybody knows that the law and justice are blind, but if a judge proves through their remarks of judicial vanity that the law and justice are not blind in their court, consequently, such judges become unqualified to pursue such a matter, they should quit. Be aware that the law is mostly for the public, not the republican authorities; similarly, the rules of the United Nations are only for its methodical members, not the veto holders. Accordingly, the teeth of an elephant define that in a suitable and relevant context since children feel happy and enjoy it in a circus without realizing the reality, even if their parents pay for it. Indeed, it is an authentic fact. Abolishing or violating any law, rule, or constitution is an act of disloyalty to the state and its people; it does not fall under good faith; it is the way of the traitor. Giving legal status to such a traitor for any reason is itself a crime. Apply the law, discipline, attitude, or morality to yourself before you apply it to others. The breaking and breaching of law, rule, or principle for transparent justice to save human rights and the lives of people in danger is not a violation of such juristic and moral terms. The law, the constitution, or the manifesto of political parties is similar to two sets of teeth, like an elephant, one for eating and one for floating. Forget human rights, transparent justice, neutrality, fairness, sincerity, and honesty since they only exist in books, not in practice; it is a bitter reality that the world is a trade chamber, and we live and breathe in it with our interests. Such justice, which one cannot achieve without substantial money, represents not veritable justice but judicial business for rich ones through lawyers and judges. However, real justice only stays in dictionaries and law books for reading since one can see itself in the mirror but cannot draw it out of it.

Most’s eclectic background also provided the spark behind the invention of what would become known as the ETF. During his travels around the Pacific, he had appreciated the efficiency of how traders would buy and sell warehouse receipts of commodities, rather than the more cumbersome physical vats of coconut oil, barrels of crude, or ingots of gold. This opened up a panoply of opportunities for creative financial engineers. “You store a commodity and you get a warehouse receipt and you can finance on that warehouse receipt. You can sell it, do a lot of things with it. Because you don’t want to be moving the merchandise back and forth all the time, so you keep it in place and you simply transfer the warehouse receipt,” he later recalled.19 Most’s ingenious idea was to, after a fashion, mimic this basic structure. The Amex could create a kind of legal warehouse where it could place the S&P 500 stocks, and then create and list shares in the warehouse itself for people to trade. The new warehouse-cum-fund would take advantage of the growth and electronic evolution in portfolio trading—the simultaneous buying and selling of big baskets of stocks first pioneered by Wells Fargo two decades earlier—and a little-known aspect of mutual funds: They can do “in kind” transactions, exchanging shares in a fund for a proportional amount of the stocks it contains, rather than cash. Or an investor can gather the correct proportion of the underlying stocks and exchange them for shares in the fund. Stock exchange “specialists”—the trading firms on the floor of the exchange that match buyers and sellers—would be authorized to be able to create or redeem these shares according to demand. They could take advantage of any differences that might open up between the price of the “warehouse” and the stock it contained, an arbitrage opportunity that should help keep it trading in line with its assets. This elegant creation/redemption process would also get around the logistical challenges of money coming in and out continuously throughout the day—one of Bogle’s main practical concerns. In basic terms, investors can either trade shares of the warehouse between themselves, or go to the warehouse and exchange their shares in it for a slice of the stocks it holds. Or they can turn up at the warehouse with a suitable bundle of stocks and exchange them for shares in the warehouse. Moreover, because no money changes hands when shares in the warehouse are created or redeemed, capital gains tax can be delayed until the investor actually sells their shares—a side effect that has proven vital to the growth of ETFs in the United States. Only when an ETF is actually sold will investors have to pay any capital gains taxes due.

We can make all this a good deal more comfortable by adopting a simple strategem. We can recognize that all along in the book we have really been talking about a class of systems: a class I will call purposed systems. This is the class of all means to purposes, whether physically or non-physically based. Some means-radar, the laser, MRI-we can prefer to think of as technologies in the traditional sense. Others-symphonies and organizations-we can prefer to think of as purposed systems, more like first cousins to technology, even if formally they qualify as technologies. That way we can talk about narrower physical technologies for most of our discussion, but we can also extend to the non-physical purposed-system ones when we want. All this seems to be a digression. But it does establish the scope of what we are talking about. We can admit musical structures, money, legal codes, institutions, and organizations-indeed all means or purposed systems- to the argument even if they do not depend upon physical effects. With suitable changes, the logic I am laying out also applies to them.

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The reader will probably think it very strange that Clare Arden should not have been utterly revolted by the thought that it was possible her kinsman could mean to make a speculation of her, and a mere stepping-stone to fortune. But she was not revolted. She had that personal objection to being married for her money which every woman has; but had not she herself been the heroine of the story, she would rather have felt approval than otherwise for Arthur Arden. What else could he do? she would have said to herself. He could not dig, and begging, even when one is little troubled with shame, is an unsatisfactory maintenance. And if everything could be put right by a suitable marriage, why should not he marry? It was the most natural, the most legitimate way of arranging everything. For the idea itself she had no horror. All she felt was a natural prejudice against being herself the subject of the transaction.{250}

Some people save the boxes for electrical appliances because they think they can get more money for the appliances if they ever sell them. This, however, is a waste. If you consider the rent or mortgage you pay, turning your space into a storage shed for empty boxes costs you more than what you could earn selling an appliance in a box. You don’t need to keep them for moving either. You can worry about finding suitable boxes when the time comes. It’s a shame to let a boring box take up room in your house just because you might need it someday.

It was not until the advent of the telegraph that messages could travel faster than a messenger. Before this, roads and the written word were closely interrelated. It is only since the telegraph that information has detached itself from such solid commodities as stone and papyrus, much as money had earlier detached itself from hides, bullion, and metals, and has ended as paper. The term “communication” has had an extensive use in connection with roads and bridges, sea routes, rivers, and canals, even before it became transformed into “information movement” in the electric age. Perhaps there is no more suitable way of defining the character of the electric age than by first studying the rise of the idea of transportation as communication, and then the transition of the idea from transport to information by means of electricity

These low-cost “ETFs” sometimes offer the only means by which an investor can gain entrée to a narrow market like, say, companies based in Belgium or stocks in the semiconductor industry. Other index ETFs offer much broader market exposure. However, they are generally not suitable for investors who wish to add money regularly, since most brokers will charge a separate commission on every new investment you make.

If the Treasury were to fill old bottles with banknotes, bury them at suitable depths in disused coalmines which are then filled up to the surface with town rubbish, and leave it to private enterprise on well-tried principles of laissez-faire to dig the notes up again (the right to do so being obtained, of course, by tendering for leases of the note-bearing territory), there need be no more unemployment and, with the help of the repercussions, the real income of the community, and its capital wealth also, would probably become a good deal greater than it actually is. It would, indeed, be more sensible to build houses and the like; but if there are political and practical difficulties in the way of this, the above would be better than nothing.”43

Want to save some money? Test the “10 second rule” This rule is not suitable for necessities like medicine, but works like magic for non-essentials. 1. The 10-second rule is triggered when you see something you want to buy. 2. Before you pull the trigger, just wait 10 seconds and then ask yourself this simple question. “Do I really need this?” 3. No matter what, walk away. 4. Wait a day to revisit this choice. 5. If you still want to buy it (and can even remember what it was) do so. Does this work? Write down how much savings you have when you start the test and then when you end. Can you prove it doesn't work?

Halyard yawned and was annoyed to think that Lynn, who had just read "order out of chaos" as "order out of koze," made three times as much money as he did. Lynn, or, as Halyard preferred to think of him, Planck, hadn't even finished high school, and Halyard had known smarter Irish setters. Yet, here the son-of-a-bitch was, elected to more than a hundred thousand bucks a year!" "You mean to say that this man governs without respect to the people's spiritual destinies?" whispered Khashdrahr. "He has no religious duties, except very general ones, token ones," said Halyard, and then he started wondering just what the hell Lynn did do. EPICAC XIV and the National Industrial, Commercial, Communications, Foodstuffs, and Resources Board did all the planning, did all the heavy thinking. And the personnel machines saw to it that all governmental jobs of any consequence were filled by top-notch civil servants. The more Halyard thought about Lynn's fat pay check, the madder he got, because all the gorgeous dummy had to do was read whatever was handed to him on state occasions: to be suitably awed and reverent, as he said, for all the ordinary, stupid people who'd elected him to office, to run wisdom from somewhere else through that resonant voicebox and between those even, pearly choppers. And Halyard suddenly realized that, just as religion and government had been split into disparate entities centuries before, now, thanks to the machines, politics and government lived side by side, but touched almost nowhere. He stared at President Jonathan Lynn and imagined with horror what the country must have been like when, as today, any damn fool little American boy might grow up to be President, but when the President had had to actually run the country!

Mr. Customer, I’m going to do an awesome job for you, but I need your help also. Most of our new business comes through referrals. This means that rather than paying for advertising to get new clients, we pass the cost savings directly to you. We typically get about three referrals from each new customer. When we’re finished working together and you’re 100% satisfied with the work we’ve done, I’d really appreciate it if you could keep in mind three or more other people who we could also help. Again, breaking it down, we are: Letting them know that they’re going to get a great result Showing them a direct benefit that they’re going to be, or already are, deriving by referring to us Creating an expectation of a certain number of referrals (without being too pushy) so that they can start thinking ahead of time about who would be suitable Leaving the power with them by telling them that their referral is subject to us doing a great job for them

Jews ““For you it is good—you are not a Jew. It will be easier for you to enter the University. But Sasha is a Jew — for him, it will be difficult,” Galja said with the burr to her girl neighbor. The girl rushed back home, jumping over two-three stairs, stormed the door and shouted: “Granny, Granny! What does it mean to be a Jew? Is it something bad?” Poor girl, she didn’t know yet that she was also a Jew. He had to hide it from her to make her life easier in the USSR. Here, the Jews were not welcomed. In the USSR, it is good to be Russian.” (- Angelika Regossi, “Russian Colonial Food”. Chapter: Russia - Jews and Nicknames). Diversity “Communists noticed that Kazakhstan was incredibly big—the size of West Europe. Perfectly suitable for huge communist projects and experiments, which brought to Kazakhstan many scientists, engineers, agronomists, builders, and … Soviet secret service — to control the situation. “Kazakhs also have culture, their own, different from ours. They are Muslims. Oh, yeah, atheist, Soviet Muslims,” smiled Boris and added, “You said Kazaki, but they are Kazakhs, these two are different people. Let me explain,” Boris was happy to talk about something else than the Communist Party plans.” (- Angelika Regossi, “Russian Colonial Food”. Chapter: Kazakhstan - Home for Nuclear Tests). Disabled “Turkmens are very close people, but disabled Turkmens are even more. She decided to give him another—spiritual life, that’s why, each day she spent time telling him stories. He would not be like the millions disabled in the USSR: hidden in prison-like hospitals, with no hope and alone, bad treatment and food, closed to the outside world.” (- Angelika Regossi, “Russian Colonial Food”. Chapter: Turkmenia - Closed People). Traditions ““If I would marry Tajik, I would have to furnish our home and bring everything inside it. All from my father’s money. Because I would marry very young and would not earn yet. So, you have to be nice to your father, otherwise, he gives nothing or little,” smiled Nathalie and continued her wedding story, And … I would have this!” Nathalie jumped out of the sofa to the mirror and quickly drew something with a black pencil on her face. When she turned smiling, girlfriends were shocked …” (- Angelika Regossi, “Russian Colonial Food”. Chapter: Tajikia - Neighbour of Afghanistan).

Gold happens to have physical properties that make it suitable as a form of money. It is one of two noble, non-radioactive, non-toxic, mononuclidic metals. Mononuclidic means that there’s only one natural stable isotope of the element. The other is Rhodium, discovered in 1803 by British physician William Wollaston. Gold has a very high stock-to-flow ratio due to its monetary properties and history. This means that gold’s existing stockpile is enormous compared to the inflow of new gold onto the market. Since gold remains somewhat scarce, it can hold its value over long periods.

The mother has long wielded total influence over her daughters: she now has it over her sons as well. We are told in every possible way that Mommy knows what's right for her child, as if she were automatically gifted with that stupendous natural ability. This is the domestic parallel to what is happening in public life. The increasingly watchful state knows better than us what we should be eating, drinking, smoking, ingesting; what is suitable for us to read, watch, understand; how we should travel, spend our money, and entertain ourselves.

Tell me what you can bring to this family. Does your father agree with this union?" Casca didn't waver. "He does. He has remarked to me many times how much he would like to see our families united." Apicius responded with an incline of his head and his mouth turned up at the edges in a thoughtful smile. "Explain to me, then, why are you here instead of him?" "He doesn't have my conviction- that you would find me more suitable than Dolabella or Narses." I was surprised at the audacity of this young man. Apicius was also surprised. He didn't respond right away, which was unusual. When he did, he sounded amused and- although Casca couldn't know it- impressed. "And why do you think I would find you more suitable?" "It is quite simple." Casca looked at me, then at Apicius. "I love your daughter. They do not." Apicius snorted. "Love is not a prerequisite to marriage." "Quite true. However, I bring to you both power and influence- through my father now, but also in my future as I follow in his footsteps. I will continue to bring you and your family honor, and precious votes in the elections. And what I can do that Dolabella and Narses cannot is assure you I will take care of your daughter with every fiber of my being." "Go on," Apicius said, intrigued. I was glad I had decided to bring Casca here on such impulse. "I have watched you with Apicata over these many months. I know how you dote on her, how you hold her close to your heart. She is as important to you as your love for culinary delights," he remarked. Good, I thought. The boy had a sense of how to stroke Apicius's ego, though I knew the truth that Casca- and likely even Apicius- did not. Food and fame would always be first in Apicius's heart. "I can promise you that your daughter will have love and laughter. Narses and Dolabella care not for her as much as they do for your money. My motives are pure. Few in this world have the chance to marry for love. Let your daughter be one of them.

How Explainer Videos Work For Your Business If you wonder how to take your business to the next level, then explainer videos could be your answer. A short, crisp, informative piece of explainer video is the ultimate key to reach your ideal business leads. Henceforth, you need not worry about keeping your profits high. All you have to do is to invest a part of your money in getting quality, professional explainer videos to boost up your rankings on search engines. Google’s algorithm for search engine rankings includes a part that quantifies the amount of time spent by the visitors to your website. The longer time they spent, the higher will be your ranking. This is why your site needs an explainer video to keep the clock ticking for you. These videos are great ways to get the attention of your visitors; it really keeps them engaged for a long time, provided the videos are interesting. It has been found out that a human brain is more attentive to visuals rather than mere phrases. As readers spend only a few seconds to minutes on each site, quality content with a catchy title would grab their attention, but not always. On the other hand, if they confront an interesting and funny video, they will be attracted and urged to watch the content. That is why explainer videos are smart marketing tools. According to top marketing firms, websites with explainer videos rank higher than others in Google universal searches. In a business, an explainer video offers you a smart platform to reach your ideal customers and introduce your services to them with the reasons for them to choose you over your competitors. What could it be? An explainer video could be anything. You can share your identity, ideas, concepts, issues, solutions, products, services and even arguments. You can bring them all up with videos in just a few seconds. How long could it be? The shorter, the better. Videos more than a 90 seconds could be boring to your visitors. Keeping them short and engaging is the trick to make the visitors stay on your page, which in turn fetches the ranking. Here are a few reasons to justify the need for explainer videos for your business. 1. Creates a virtual connection: The most important aspect of online marketing is to showcase your personality in a smart manner. Your customer is with little or no contact with you in online business. So it is crucial to build a trustworthy bond with your customer to maintain a strong relationship. Explainer videos do this job for you; they offer you an identity that is recognized by your customers which wins their trust. 2. Gains popularity: A good and attractive explainer video is extremely contagious. It is not restricted to your website alone and can be shared with other video hosting sites like YouTube. This means your site gains popularity. People share videos on a higher scale rather than sharing web pages. Moreover, free video hosting sites like YouTube can be accessed even on a Smart phone which is an added advantage. 3. Holds all in one: Website clutter is a serious mistake that directly affects the rankings of a website. With the intention to hike rankings and boost sales, many website owners clutter their site with loads of images, colorful fonts, flash pictures and pop boxes. This could only have adverse effects on the site. It increases the load time of the website and leaves the visitors confounded that they wonder what your site conveys. On the contrary, an explainer video is can be designed to comprise all such smart aspects squeezed into a single video. 4. Resurrects your identity: PPT slides and pop up ads are obsolete and they don’t belong to this era of online business marketing. A colorful, funny and informative video with great visuals can do the magic; it grabs the attention of the audience. This is particularly suitable for multifaceted businesses with multiple products and services. You can create customized videos for each product and

Self regulation to a “suitability” standard will find almost anything suitable…especially if it pays a lot of commission.” Kathy Waite

Mark considered these money changers suitable symbols of the oppressive financial institutions he so fiercely opposed. “Those selling doves” refers to the staple temple commodity relied upon by the poor.

Keep These Things in Mind While Enrolling For A Professional Online Course While online courses are gaining in popularity due to the conveniences they offer, you must consider a few things before enrolling in one. Not all programs are suitable for everyone. Not everyone is good at learning online. There are a lot of conditions that must be satisfied to make such learning successful. It is better that you consider everything carefully before starting your e-learning course. 1. How Will The Course Help You? There are many online professional programs available from various universities and educational platforms. You must see which one will be most useful for you. If you are working and you need to acquire a skill to get a promotion, then you must choose such a course. It is not just money that you are spending on these courses. You are also investing a lot of your time and effort to successfully complete your learning. 2. Do You Have The Motivation To Learn By Yourself? Getting motivated to study when you are in a classroom full of students is easy. A professor is teaching and also watching you. But in online certification courses, you have the freedom of studying whenever and wherever you want. Many of the e-learning platforms allow you to complete the program at your pace. This can make you lethargic and distracted. You must ask yourself whether you can remain motivated to complete the course. 3. How Familiar Are You With The Technology? You don’t need to be a computer genius to attend online professional programs. But you must be familiar with basic computer operations, playing videos on both desktops and mobile phones, and using a web browser. The other skill you will require in e-learning is the speed of typing on different devices. When there are live exchanges with the professors, you will need to type the queries very fast if you want to get your answers. 4. How Well Will You Participate In Online Classes? It is very easy to remain silent in virtual classes. There is no one staring at you and pushing you to ask questions or give answers. But if you don’t interact, you will not be making full use of online certification courses. Participation is very important in such classrooms. You must also take part in the group discussions that will bring out new ideas and opinions. E-learning is not for those who need physical presence. 5. Who Are The Others On The Programme? Knowing the other participants in online professional programs is very important, especially if you are already working and looking to acquire more skills. There must be people in the virtual classroom whose contributions will be useful for you. If the course has only freshers from college, then it may not give you any value addition. As a working person, you must look at networking opportunities that will help you with career opportunities. To Sum Up….. For working people, virtual classes are the best way to acquire more skills without taking a break from employment. These courses offer you the flexibility that you can never get in campus education. But you must make yourself suitable for e-learning to benefit from it.

I asked, “Jeff, how did you go about choosing your victims? Was it random chance, just anyone that would talk to you, or what?” He stated that race, religion, ethnic background, or education did not matter to him. He did have an ideal body type in mind though. He explained that he was attracted to handsome young men with long, lean, muscular bodies. “Basically, though, it all boiled down to opportunity.” He described how he cruised the bars, bookstores, or the mall looking for a suitable conquest. “I watched them for a while first to see if they noticed me or not. Sometimes they did, and it was easy to strike up a conversation. “Other times I waited to see if they were alone before I approached. When the bar was closing would usually be a good time. The bars emptied out and everyone seemed to be looking for a partner. I never tried to coerce or force anyone. They were all more than willing to come home with me. Of course, I did offer them money for their company.

Those who made excuses for Jerry Lewis didn't recognize disability bigotry when they saw it, insisted attorney Harriet Johnson, who had one of the diseases Jerry was curing. "When bigotry is part of mainstream culture, it feels like ‘the way things are.'" My grandfather's generation of white men in the South didn't recognize sexism. They thought women really were magnolia blossoms requiring protection. They didn't recognize racism either. They thought African Americans really were inherently inferior, suitable to menial work, and that the structures of segregation were for the good of both races. They'd say it wasn't prejudice, but the way things are. This is where we are with disability today. Lewis says he uses pity because, hey, we're pitiful. And people agree. If you don't see the profound animus in Jerry Lewis's statement, try substituting the minority group. What if he said, "If you don't want to be bashed for being gay, stay in your house"? Or, "If you don't want to be groped for being a broad, stay in your house"? Or  -- if you believe the "charity" work excuses hate  -- consider this scenario. What if the United Negro College Fund hired a white comedian to raise money from white people, using bigotry. "Give because they're so stupid, so hopelessly ignorant, they need their own schools to keep them out of our schools." Would the success of such a pitch justify it? Or would we recognize that the more it succeeds  -- the more people buy into it  -- the more harm it does? I think  -- I hope  -- we're at a point now where people would be up in arms if one of those other minority groups were treated with such profound disrespect, for decades, by a charity ostensibly dedicated to "helping" them. But with disability, it's a lesson yet to be learned.

He said while in the tavern, he drank by himself and observed the different people in the establishment. He noticed one, maybe two or three, who fit his profile and who he found attractive. He looked for men who were alone, or at least not with a tight-knit group. After detecting a suitable victim, he waited until closing time, as the patrons were filing out of the tavern, to approach. Sometimes the victims returned his glances and indicated their willingness to converse. Then he asked if they wanted to come home with him for pictures, sexual contact, and cocktails. Dahmer noted, “Of course, I always offered them money for their company. Normally between fifty and a hundred dollars.” This was the pattern, except when he met his victims on the street, in the mall, or in front of the bookstore. “During these times, I tried to strike up a conversation. I could usually tell pretty quickly if they were interested before I made any offers. When I first started, I shopped around until I found someone who was really attractive, but toward the end, it seems like the compulsion took over and I just wanted a live and willing body.

the investor would need more than a mere falling off in both earnings and price to give him a sound basis for purchase. He should require an indication of at least reasonable stability of earnings over the past decade or more—i.e., no year of earnings deficit—plus sufficient size and financial strength to meet possible setbacks in the future. The ideal combination here is thus that of a large and prominent company selling both well below its past average price and its past average price/earnings multiplier. This would no doubt have ruled out most of the profitable opportunities in companies such as Chrysler, since their low-price years are generally accompanied by high price/earnings ratios. But let us assure the reader now—and no doubt we shall do it again—that there is a world of difference between “hindsight profits” and “real-money profits.” We doubt seriously whether the Chrysler type of roller coaster is a suitable medium for operations by our enterprising investor. We have mentioned protracted neglect or unpopularity as a second cause of price declines to unduly low levels. A current case of this kind would appear to be National Presto Industries. In the bull market of 1968 it sold at a high of 45, which was only 8 times the $5.61 earnings for that year. The per-share profits increased in both 1969 and 1970, but the price declined to only 21 in 1970. This was less than 4 times the (record) earnings in that year and less than its net-current-asset value. In March 1972 it was selling at 34, still only 5½ times the last reported earnings, and at about its enlarged net-current-asset value.

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