Stack Your Money Quotes

What the hell do you do with your money?” he asks with a shake of his head. “Invest. Save. I don’t know. Buy books.” “How about some shelves, huh? That might be nice. Look at these stacks and stacks of books. Don’t you think they would want a place to live? What kind of bookworm are you?

Still smiling, he leaned toward me. "You're jealous, aren't you?" "Why would I be jealous of her?" "Because she has what you don't." "Which would be what? A bad hairdresser, poor rhythm, or a striking lack of financial sense when it comes to buying clothes?" His smile grew. "Admit it, you're jealous." "I'm not jealous." I straightened the napkins into a tall stack. "Rich people are so arrogant. You all think everyone just sits around coveting your wealth. Well, my happiness isn't dependent on my account numbers." He gave a mock grunt. "I wasn't talking about Olivia's money. I was talking about me." "Oh." It was suddenly hard to breathe.

Do you enjoy being out in nature? By 2030, when you're living in your 20 by 30 cement stacked box in the city, you'll probably be able to rent walks in the park for ONLY $19.95 per month.

No. I won’t want it ever. I would have been so happy if you could have given me—well, what your brother has—pride in the thing he’s doing, gladness in his progress. Money, even clean money, doesn’t stack up with that.” His eyes widened a little and he said, “Have I made you angry, son? Don’t be angry. If you want to give me a present—give me a good life. That would be something I could value.

So you went back to your friend’s next donkament two weeks later, and this time you just laughed right along when they gave you that framed picture of the poker hands. And when they called you ‘pigeon,’ ‘fish,’ and ‘muppet,’ you just smiled and batted your eyes and said stupid things like ‘Does a straight beat a crooked?’ And while everyone else was throwing a party, you just sat there acting like a tourist with your kill stack until you were in the money. Those poor dills…they didn’t know what hit ‘em, did they?

Really?” he said, the anger in his voice growing. I was about to answer when he left the booth and walked over to the counter. He flipped through a stack of magazines to read while-you-waited, grabbed one, and strode back to me. “Spike had found some of these in the house where we were,” he explained as he opened a People magazine to a picture of Brad Pitt. “So this man must have cured a disease or is a mighty warrior to command ten million dollars a movie. A movie is one of the frozen plays such as we saw yesterday, correct?” I nodded, although I’m not sure he noticed, since he kept on talking. “I am assuming that ten million dollars is a lot of money, but I haven’t quite figured out your currency system yet. Forgive me if I am incorrect. But if what I read is correct, this man makes an exorbitant sum of money for doing nothing more than being handsome. How is that different?” Before I could answer he flipped the page to a picture of Angelia Jolie. “It says this woman commands the same amount of money, so together they must be like a king and queen. Am I right? And while we are at it, please tell me what a Kardashian is.” “I wish I knew.” I mumbled.

It’s true, organic food is more expensive to grow, and we have to be willing to pay for it. Some people see that as a luxury. I always come back to the same question: Would we rather give our money to the farmer or the pharmacist, the grocer or the doctor? Do we want to spend a fortune in the future trying to fix the damage being done today? Once we compare the potential risk and reward, the extra cost of eating clean food may seem worth it. Eating is the single most important thing we can do to stay healthy. If good, clean food isn’t worth our money, what is? Organic blackberries cost double the normal kind? How does that compare to the price of chemotherapy? How does burning out your insides with toxic chemicals and destroying your immune system and puking out your guts and losing all your hair stack up against spending three dollars more on that organic produce? Your body responds to what you put inside it. It’s simple. How could anything else be possible? You’d accept that if we were talking about your car. Why not your body? Clean also means food that contains no genetically modified organisms—GMOs. This is the really scary stuff, and it’s in the news every day as the big corporations fight every effort to label engineered foods. The fact that the industry is against truth in labeling tells us all we need to know.

We've given them more than we've taken away, said the Commander. Think of the trouble they had before. Don't you remember the singles' bars, the indignity of high school blind dates? The meat market. Don't you remember the terrible gap between the ones who could get a man easily and the ones who couldn't? Some of them were desperate, they starved themselves thin or pumped their breasts full of silicone, had their noses cut off. Think of the human misery. He waved a hand at his stacks of old magazines. They were always complaining. Problems this, problems that. Remember the ads in the Personal columns, Bright attractive woman, thirty-five… This way they all get a man, nobody's left out. And then if they did marry, they could be left with a kid, two kids, the husband might just get fed up and take off, disappear, they'd have to go on welfare. Or else he'd stay around and beat them up. Or if they had A job, the children in daycare or left with some brutal ignorant woman, and they'd have to pay for that themselves, out of their wretched little paychecks. Money was the only measure of worth, lor everyone, they got no respect as mothers. No wonder they were giving up on the whole business. This way they're protected, they can fulfill their biological destinies in peace. With full support and encouragement. Now, tell me. You're an intelligent person, I like to hear what you think. What did we overlook? Love, I said. Love? said the Commander. What kind of love? Falling in love, I said. The Commander looked at me with his candid boy's eyes. Oh yes, he said. I've read the magazines, that's what they were pushing, wasn't it? But look at the stats, my dear. Was it really worth it, falling in love? Arranged marriages have always worked out just as well, if not better.

Did you bring money with you, or shall we play for markers?" She flipped the stack of cards to the table with a professional twist of her wrist. "I don't play for less than a guinea a hand." His lips twitched. "The question is not if I have money. The question is, do you?" "I don't need funds, as I don't plan on losing," she said, her gaze mocking. For a moment, he thought he'd heard her incorrectly. Slowly, he said, "I beg your pardon, but are you saying you could beat me at a game of chance?" A dismissive smile rested on her lips. "Please, Dougal, let's speak frankly," she drawled softly. "Naturally, I expect to win; I was taught by a master." Dougal was entranced. He'd been challenged to many things before, but no one had so blatantly dismissed his chances of winning. "A giunea a hand?" "At least." "I didn't realize I'd need a note from my banker, or I'd have brought one with me." Her eyes sparkled with pure mischief, which inflamed him more. "If you've no money with you, then perhaps there are other things we can play for." The words hung in the room, as thick as the smoke that seeped from the fireplace. Like a blinding bolt of light from a storm-black sky, everything fell into place. This was why she and her minions had worked so hard to convince him that the house was worthless. If he thought it of low value, he'd be eager to wager the deed. Of all the devious plots! Yet Dougal found himself fighting a grin. He'd been feted and petted, fawned upon and sought out, but until now, no one had gone to such lengths to fleece him. Dugal couldn't look away from Sophia. He knew his own worth; women had paid attention to him for so long that he took it for granted. He'd dallied and toyed, taken and enjoyed. But never, in all of his years, had he so desired any woman as he did this one. The irony of it was that she desired him,too-but only for the contents of his pocket. Dougal didn't know whether to laugh or fume. He should be insulted, but instead he found himself watching her with new appreciation.

Here are four more strategies to help you stack the deck in your favor when seeking a raise or a promotion: ✓ DO YOUR RESEARCH: Understand your market value and, more important, your value to the company. Be prepared to explain, candidly and concretely, what you feel you’re doing that you’re not being compensated for. Have confidence in your own worth. ✓ ASK TO BE PAID FOR THE JOB YOU’RE ACTUALLY DOING: If your responsibilities have increased but you haven’t been recognized since, say, you’ve taken over for the manager who left several months earlier, approach your new boss and say, “I’ve been effectively doing this person’s job since she departed and I’d like to formally assume her position.” Have a conversation. Express that you feel confident you can grow in this role and create value for the organization. ✓ PROVE YOUR WORTH: To earn an increase in salary, you need to be increasing your responsibilities and performing at a higher level than when you were hired. ✓ DON’T NEGOTIATE IF YOUR BOSS SAYS NO: Typically no means no when it comes to this type of discussion. If your boss says no, you have two choices: you either accept the rationale, think about it, and grow based on the feedback, or you leave. This is a good time to be reflective. Ask why you haven’t earned the increase. You may not walk away with a new title or more money, but hopefully you’ll learn something that will help you correct your course moving forward.

As we trod up the front walk, Jackaby let out a thoughtful “Huh.” I followed his gaze to the transom ahead of us. It read, in clean, frosty letters: r. f. jackaby: exquisite frustration “Are you feeling exquisitely frustrated of late, Miss Rook?” he asked. “I wouldn’t put it as such, sir,” I said. “I don’t think that one’s for me.” Jenny materialized between Jackaby and the bright red door. “Ah,” said Jackaby. “Good afternoon, Miss Cavanaugh.” “I couldn’t find it,” Jenny said without preamble as we mounted the steps. “What? Right—the Bible. It’s fine. I’ll see to it myself. That church is a long way off. It was quite ambitious for you to even consider the trip. I shouldn’t reasonably have expected as much of you.” “I made it to the church just fine, thank you very much for your vote of confidence. Do you have any idea how many Bibles and psalm books and hymnals there are in a parish that size? You said to look for a shield, but none of them had anything obvious like that. If the shield is somehow inside one of them, it could be any of them.” “That’s all right, you did your—” Jackaby began. “. . . So I just brought all of them.” The door swung open to reveal a small hillside of books heaped on the front desk. “Hrm.” Jackaby grunted. He stepped inside and began to dig through the stack, picking up battered old books and dropping them back onto the heap. “Thank you, Miss Cavanaugh,” Jenny intoned behind him. “It was nothing, really,” she replied to herself. “I underestimated you, Miss Cavanaugh. Oh, I was just happy to help. You are special and precious to me, Miss Cavanaugh. Please now, Mr. Jackaby, you’re simply too much.” Jackaby paid her dialogue no mind, and appeared to have forgotten that anyone else was in the room at all. “I’ll just go fetch that bail money for Miss Lee, shall I?” I suggested, and excused myself.

She started to head out, but she passed her room. It was the same as she'd left it: a pile of cushions by her bed for Little Brother to sleep on, a stack of poetry and famous literature on her desk that she was supposed to study to become a "model bride," and the lavender shawl and silk robes she'd worn the day before she left home. The jade comb Mulan had left in exchange for the conscription notice caught her eye; it now rested in front of her mirror. Mulan's gaze lingered on the comb, on its green teeth and the pearl-colored flower nestled on its shoulder. She wanted to hold it, to put it in her hair and show her family- to show everyone- she was worthy. After all, her surname, Fa, meant flower. She needed to show them that she had bloomed to be worthy of her family name. But no one was here, and she didn't want to face her reflection. Who knew what it would show, especially in Diyu? She isn't a boy, her mother had told her father once. She shouldn't be riding horses and letting her hair loose. The neighbors will talk. She won't find a good husband- Let her, Fa Zhou had consoled his wife. When she leaves this household as a bride, she'll no longer be able to do these things. Mulan hadn't understood what he meant then. She hadn't understood the significance of what it meant for her to be the only girl in the village who skipped learning ribbon dances to ride Khan through the village rice fields, who chased after chickens and helped herd the cows instead of learning the zither or practicing her painting, who was allowed to have opinions- at all. She'd taken the freedom of her childhood for granted. When she turned fourteen, everything changed. I know this will be a hard change to make, Fa Li had told her, but it's for your own good. Men want a girl who is quiet and demure, polite and poised- not someone who speaks out of turn and runs wild about the garden. A girl who can't make a good match won't bring honor to the family. And worse yet, she'll have nothing: not respect, or money of her own, or a home. She'd touched Mulan's cheek with a resigned sigh. I don't want that fate for you, Mulan. Every morning for a year, her mother tied a rod of bamboo to Mulan's spine to remind her to stand straight, stuffed her mouth with persimmon seeds to remind her to speak softly, and helped Mulan practice wearing heeled shoes by tying ribbons to her feet and guiding her along the garden. Oh, how she'd wanted to please her mother, and especially her father. She hadn't wanted to let them down. But maybe she hadn't tried enough. For despite Fa Li's careful preparation, she had failed the Matchmaker's exam. The look of hopefulness on her father's face that day- the thought that she'd disappointed him still haunted her. Then fate had taken its turn, and Mulan had thrown everything away to become a soldier. To learn how to punch and kick and hold a sword and shield, to shoot arrows and run and yell. To save her country, and bring honor home to her family. How much she had wanted them to be proud of her.

Sky's The Limit" [Intro] Good evening ladies and gentlemen How's everybody doing tonight I'd like to welcome to the stage, the lyrically acclaimed I like this young man because when he came out He came out with the phrase, he went from ashy to classy I like that So everybody in the house, give a warm round of applause For the Notorious B.I.G The Notorious B.I.G., ladies and gentlemen give it up for him y'all [Verse 1] A nigga never been as broke as me - I like that When I was young I had two pair of Lees, besides that The pin stripes and the gray The one I wore on Mondays and Wednesdays While niggas flirt I'm sewing tigers on my shirts, and alligators You want to see the inside, I see you later Here comes the drama, oh, that's that nigga with the fake, blaow Why you punch me in my face, stay in your place Play your position, here come my intuition Go in this nigga pocket, rob him while his friends watching And hoes clocking, here comes respect His crew's your crew or they might be next Look at they man eye, big man, they never try So we rolled with them, stole with them I mean loyalty, niggas bought me milks at lunch The milks was chocolate, the cookies, butter crunch 88 Oshkosh and blue and white dunks, pass the blunts [Hook: 112] Sky is the limit and you know that you keep on Just keep on pressing on Sky is the limit and you know that you can have What you want, be what you want Sky is the limit and you know that you keep on Just keep on pressing on Sky is the limit and you know that you can have What you want, be what you want, have what you want, be what you want [Verse 2] I was a shame, my crew was lame I had enough heart for most of them Long as I got stuff from most of them It's on, even when I was wrong I got my point across They depicted me the boss, of course My orange box-cutter make the world go round Plus I'm fucking bitches ain't my homegirls now Start stacking, dabbled in crack, gun packing Nickname Medina make the seniors tote my Niñas From gym class, to English pass off a global The only nigga with a mobile can't you see like Total Getting larger in waists and tastes Ain't no telling where this felon is heading, just in case Keep a shell at the tip of your melon, clear the space Your brain was a terrible thing to waste 88 on gates, snatch initial name plates Smoking spliffs with niggas, real-life beginner killers Praying God forgive us for being sinners, help us out [Hook] [Verse 3] After realizing, to master enterprising I ain't have to be in school by ten, I then Began to encounter with my counterparts On how to burn the block apart, break it down into sections Drugs by the selections Some use pipes, others use injections Syringe sold separately Frank the Deputy Quick to grab my Smith & Wesson like my dick was missing To protect my position, my corner, my lair While we out here, say the Hustlers Prayer If the game shakes me or breaks me I hope it makes me a better man Take a better stand Put money in my mom's hand Get my daughter this college grant so she don't need no man Stay far from timid Only make moves when your heart's in it And live the phrase sky's the limit Motherfuckers See you chumps on top [Hook]

joke around—nothing serious—as I work to get my leg back to where it was. Two weeks later, I’m in an ankle-to-hip leg brace and hobbling around on crutches. The brace can’t come off for another six weeks, so my parents lend me their townhouse in New York City and Lucien hires me an assistant to help me out around the house. Some guy named Trevor. He’s okay, but I don’t give him much to do. I want to regain my independence as fast as I can and get back out there for Planet X. Yuri, my editor, is griping that he needs me back and I’m more than happy to oblige. But I still need to recuperate, and I’m bored as hell cooped up in the townhouse. Some buddies of mine from PX stop by and we head out to a brunch place on Amsterdam Street my assistant sometimes orders from. Deacon, Logan, Polly, Jonesy and I take a table in Annabelle’s Bistro, and settle in for a good two hours, running our waitress ragged. She’s a cute little brunette doing her best to stay cheerful for us while we give her a hard time with endless coffee refills, loud laughter, swearing, and general obnoxiousness. Her nametag says Charlotte, and Deacon calls her “Sweet Charlotte” and ogles and teases her, sometimes inappropriately. She has pretty eyes, I muse, but otherwise pay her no mind. I have my leg up on a chair in the corner, leaning back, as if I haven’t a care in the world. And I don’t. I’m going to make a full recovery and pick up my life right where I left off. Finally, a manager with a severe hairdo and too much makeup, politely, yet pointedly, inquires if there’s anything else we need, and we take the hint. We gather our shit and Deacon picks up the tab. We file out, through the maze of tables, and I’m last, hobbling slowly on crutches. I’m halfway out when I realize I left my Yankees baseball cap on the table. I return to get it and find the waitress staring at the check with tears in her eyes. She snaps the black leather book shut when she sees me and hurriedly turns away. “Forget something?” she asks with false cheer and a shaky smile. “My hat,” I say. She’s short and I’m tall. I tower over her. “Did Deacon leave a shitty tip? He does that.” “Oh no, no, I mean…it’s fine,” she says, turning away to wipe her eyes. “I’m so sorry. I just…um, kind of a rough month. You know how it is.” She glances me up and down in my expensive jeans and designer shirt. “Or maybe you don’t.” The waitress realizes what she said, and another round of apologies bursts out of her as she begins stacking our dirty dishes. “Oh my god, I’m so sorry. Really. I have this bad habit…blurting. I don’t know why I said that. Anyway, um…” I laugh, and fish into my back pocket for my wallet. “Don’t worry about it. And take this. For your trouble.” I offer her forty dollars and her eyes widen. Up close, her eyes are even prettier—large and luminous, but sad too. A blush turns her skin scarlet “Oh, no, I couldn’t. No, please. It’s fine, really.” She bustles even faster now, not looking at me. I shrug and drop the twenties on the table. “I hope your month improves.” She stops and stares at the money, at war with herself. “Okay. Thank you,” she says finally, her voice cracking. She takes the money and stuffs it into her apron. I feel sorta bad, poor girl. “Have a nice day, Charlotte,” I say, and start to hobble away. She calls after me, “I hope your leg gets better soon.” That was big of her, considering what ginormous bastards we’d been to her all morning. Or maybe she’s just doing her job. I wave a hand to her without looking back, and leave Annabelle’s. Time heals me. I go back to work. To Planet X. To the world and all its thrills and beauty. I don’t go back to my parents’ townhouse; hell I’m hardly in NYC anymore. I don’t go back to Annabelle’s and I never see—or think about—that cute waitress with the sad eyes ever again. “Fucking hell,” I whisper as the machine reads the last line of

The process of receiving teaching depends upon the student giving something in return; some kind of psychological surrender is necessary, a gift of some sort. This is why we must discuss surrendering, opening, giving up expectations, before we can speak of the relationship between teacher and student. It is essential to surrender, to open yourself, to present whatever you are to the guru, rather than trying to present yourself as a worthwhile student. It does not matter how much you are willing to pay, how correctly you behave, how clever you are at saying the right thing to your teacher. It is not like having an interview for a job or buying a new car. Whether or not you will get the job depends upon your credentials, how well you are dressed, how beautifully your shoes are polished, how well you speak, how good your manners are. If you are buying a car, it is a matter of how much money you have and how good your credit is. But when it comes to spirituality, something more is required. It is not a matter of applying for a job, of dressing up to impress our potential employer. Such deception does not apply to an interview with a guru, because he sees right through us. He is amused if we dress up especially for the interview. Making ingratiating gestures is not applicable in this situation; in fact it is futile. We must make a real commitment to being open with our teacher; we must be willing to give up all our preconceptions. Milarepa expected Marpa to be a great scholar and a saintly person, dressed in yogic costume with beads, reciting mantras, meditating. Instead he found Marpa working on his farm, directing the laborers and plowing his land. I am afraid the word guru is overused in the West. It would be better to speak of one’s “spiritual friend,” because the teachings emphasize a mutual meeting of two minds. It is a matter of mutual communication, rather than a master-servant relationship between a highly evolved being and a miserable, confused one. In the master-servant relationship the highly evolved being may appear not even to be sitting on his seat but may seem to be floating, levitating, looking down at us. His voice is penetrating, pervading space. Every word, every cough, every movement that he makes is a gesture of wisdom. But this is a dream. A guru should be a spiritual friend who communicates and presents his qualities to us, as Marpa did with Milarepa and Naropa with Marpa. Marpa presented his quality of being a farmer-yogi. He happened to have seven children and a wife, and he looked after his farm, cultivating the land and supporting himself and his family. But these activities were just an ordinary part of his life. He cared for his students as he cared for his crops and family. He was so thorough, paying attention to every detail of his life, that he was able to be a competent teacher as well as a competent father and farmer. There was no physical or spiritual materialism in Marpa’s lifestyle at all. He did not emphasize spirituality and ignore his family or his physical relationship to the earth. If you are not involved with materialism, either spiritually or physically, then there is no emphasis made on any extreme. Nor is it helpful to choose someone for your guru simply because he is famous, someone who is renowned for having published stacks of books and converted thousands or millions of people. Instead the guideline is whether or not you are able actually to communicate with the person, directly and thoroughly. How much self-deception are you involved in? If you really open yourself to your spiritual friend, then you are bound to work together. Are you able to talk to him thoroughly and properly? Does he know anything about you? Does he know anything about himself, for that matter? Is the guru really able to see through your masks, communicate with you properly, directly? In searching for a teacher, this seems to be the guideline rather than fame or wisdom.

Continuous Learning As mentioned earlier, a powerful way to make something out of nothing involves building a talent stack—a set of skills that work well together. Learning isn’t free, but it can be close to free if your employer pays for career-advancing classes or if you learn on your own online. Developing valuable skills is the main way any adult turns nothing into something. If you are not actively learning something of potential commercial value—all the time—you might be leaving money on the table. Usual Frame: Learn what you need. Reframe: Learn continuously, especially skills that work well together.

1. Opportunity. What is the best opportunity for a new entrepreneur to build a successful business? Why is now the time to do it? How does the new landscape of e-commerce and social media create an environment of opportunity? And how do you fit into it all? You will discover why now is the perfect time to create your pie, and why there are others who are ready and willing to buy a slice. 2. Mindset. There’s a reason not every wantrepreneur becomes a successful entrepreneur, and psychology is a big piece of the puzzle. I’ll take you through the development of the right mindset to take a business from zero to one million in a year. 3. Getting customers. A million-dollar business doesn’t start with a product; it starts with a person. Your first step in building your business must be identifying your customer, and then answering his or her need. This builds a real brand, not just a revenue stream. If you get this piece right, you will have droves of repeat buyers who will eagerly “overpay” for your products, thank you for it, and tell all of their friends about you. 4. Product. Choosing your first product will be the biggest hurdle you face. It will take research, patience, and determination. Most importantly, it will require listening to what your customer is saying. I’ll take you through the whole process, from ideation to prototyping and refinement, helping you clear this hurdle in no time flat. 5. Funding. Sure, you’ve got a great product, and you know to whom you’re selling—but how do you fund your inventory? Here’s how to bootstrap, borrow, and build your way to a self-sustaining revenue machine, without stressing about money. 6. Stacking the deck. How do you nearly guarantee that your first product is successful, right out of the gate? Once you’ve decided what business you’re in, we will work to ensure that you don’t get stuck holding a product no one wants; this is where you stack the deck so your launch day is set up to blast off. 7. Launch. Your first product is ready to launch. What do you do now? Do you just let it ride? No. Here’s where building relationships and a few strategic marketing tips will take your business from a single product to a world-class brand, as we cover what you need to do to reach the key growth point of twenty-five sales per day.

Whether it’s the stacks of books promising you the answer to your money woes, the mountains of clothes your kids have outgrown that you can’t seem to part with, or the boxes of photographs you’ll go through “someday,” the contents of your bedroom can change your outlook on life. The more that gets piled in there, the more your soul gets buried beneath it. On the surface they may appear to be unorganized piles, but the feelings they evoke reinforce the idea that your needs are insignificant. As such, what may start out as an annoyance can quickly morph into frustration and anger, and mostly toward others.

It was surprising how quickly the girls opened up to my mother. Gemma told her the entire story of the Darkroom and the Dulcinea Award. She also reviewed the complete bird lexicon. My mother was as baffled as I was by the ubiquity of blowjobs as an introductory sexual act. “I don’t understand,” said Mom. “Don’t girls give hand jobs anymore? Much less effort required.” “The blowjob is the new hand job,” I said. “Really?” said Mom. “How many girls are entered in the contest? And what do they get—money?” “Most girls don’t even know there is a contest,” Gemma said. “If you don’t want to do something, why do you do it?” said my mom. “There’s this thing the boys do,” Mel said. “They make it seem like there’s something wrong with you if you don’t do it. So, you’re hanging out with some guy you like. You’re kissing and stuff and the next thing you know, he’s unzipped his fly. And you’re like, what happened? But you don’t say that because it’s awkward and—and you’re already not thinking clearly, because you like the person and everything you’ve done so far feels good. You don’t want to ruin the mood, so you do it. And while you’re doing it, you’re not feeling anything at all, and you’re telling yourself it’s not a big deal. But then, later, you feel something. You feel wrong, like dirty and used, and stupid. And you wonder what happened to you, the you who has a backbone.” “I need another drink,” I said. “Me too,” said my mother. Me too, said Gemma and Mel. My mother would have given them both a shot of bourbon, but I nixed that idea when I saw her pull two more glasses from the cabinet. Gemma showed us a few samples of the scoring system but wouldn’t relinquish the entire stack of entrants. “Swallows were spies, right?” said my mother, as she gazed down at the page. “Spies? What do you mean?” Mel said, perking up. “The Russians called female spies ‘swallows’ and male spies ‘ravens’ in the Cold War,” I said. “See, Mel. You’re a spy. That’s all,” said Gemma. “I would cut off the penis of any man who talk about me like this,” said my mother, as she gazed down at a score sheet. “You know what I would like to see? A bad-blowjob contest. That would teach them.” Gemma and Mel, who had seemed so lost, suddenly looked up at Mom like she was their new queen.

To repeat, all poker starts as a struggle for the ante. This struggle for the antes is what determines all future action. It is a struggle that increases and builds up, but it should never be forgotten that the initial struggle for the antes is what started the war. Players who do forget this, no matter how well they play otherwise, frequently find themselves in trouble. Most often they play too many hands in relation to the size of the ante; sometimes they play too few. The best way to evaluate the size of the ante is to think about it in terms of pot odds and expectation. Let’s say you sit down in an eight-handed $10-$20 game, and everybody antes $1. That creates an $8 pot. Starting with that $8, you should play your hand in terms of the odds you’re getting for each bet in relation to your expectation of winning. If you bet $10, you are laying $10 to win $8. If someone calls you, he is getting $18-to-$10. The fact that $1 or one-eighth of that ante money was originally yours is of no consequence. In truth, it is no longer yours. The moment you place your $1 ante in the pot, it belongs to the pot, not to you, and eventually to the winner of the hand. It is a common fallacy for players to think in terms of the money they have already put in the pot. They make a bad call because they called one or two bets on earlier rounds. However, it is absolutely irrelevant whether you put the money in there or someone else did. It is the total amount, no part of which belongs to you any longer, that should determine how you play your hand. In home games the dealer often antes for everybody. Some players play much more loosely when they are dealing, thinking that the ante is somehow theirs. But to play differently just because you anted, rather than someone else, is absurd. It is the same amount of money out there, no matter from whose stack of chips it came. On the other hand, when you have the blind in hold ’em, for example, you can and should play a little looser, not because that blind is yours, but because you’re getting better pot odds.

If you’ve ever thought that it shouldn’t be so hard to examine your investment portfolio or hold your financial advisor accountable, you’re right. The system distorts your view of your money in the same way that a magician stacks the deck against the audience. It’s not evil or bad, but once you know how the magician does the illusion, you simply cannot be tricked so easily anymore. And once we all are in on the trick, the financial industry will need to improve, because the old, tired illusions won’t work anymore.

Never taking the initiative to learn how to live within your means—whatever your means might be. It doesn’t matter how much or how little money you are making, how many investments you have or savings accounts that are stacked or absolutely empty, it doesn’t matter how much or little debt you still have to pay off, if you are not already in the mindset and lifestyle of living within the means you have, the same financial problems will follow you no matter where you go or what you achieve.

20. Declutter Your Inbox By Identifying Opportunities to Unsubscribe From Junk Email Junk emails can stack up and destroy your focus and attention very quickly.

Money, get back / I'm all right, Jack / Keep your hands off my stack / New car / Caviar / Four-star daydream / Think I'll buy me a football team.

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But if you build a habit of only shopping for items from a list, then you decrease the likelihood of eating junk food—and you’ll save a lot of money along the way. Description: Look in your refrigerator, review the meals you have planned, and check out your cupboard. Write down a list of only the items you need, and do it before you leave for the store.

Of course, he’s not actually a Billionaire. He’s a Billionaire’s Heir, which is wholly different from a Billionaire. A Billionaire can’t get cut off. A Billionaire’s Heir, on the other hand, can. And at the moment my Billionheir’s money spigot is in the off position. At this point, Kanish is down to his last $120,000, and I shouldn’t have to say it, but $120,000, a significant sum of money for most of us, does not a Billionaire make. Not even close. Suppose you were paid $120,000 in cash every single day of your life starting today. It would take you just shy of twenty-three years to accumulate your first billion, and that’s assuming you’re not spending any of it. You’d also need a mattress the size of a two-meter-square room, and that’s assuming you’re stuffing it with neat stacks of $100 denominations. Now, if you decided to invest your daily $120,000 payments, and you did so shrewdly, then the pace at which you acquired wealth would quicken considerably. With that kind of guaranteed daily income, banks would beg you to borrow money from them, and it wouldn’t be long before that daily $120K installment would be enough leverage for billions in secured loans. With billions in real assets on the books, you would be a Billionaire, despite a paltry income of only $120,000 per day. You see, wealth is judged not by what you have, but rather by what you owe. As usual, I digress.

You should also know that whatever your gift is, nobody can do it quite like you. One of the biggest traps we fall into as women is the comparison trap, the “she’s got it all” trap, the “she has more fans” trap, or the “she’s making more money” trap. We tend to stack ourselves up against everyone else and pick ourselves apart based on what other people are doing. This practice does nothing to make us better,

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As entrepreneurs, we make bets everyday. We are gamblers ― gambling our hard-earned money on labor, inventory, rent, marketing, etc., all with the hopes of a higher pay out. Oftentimes, we lose. But, sometimes, we win and win BIG. However, there is a difference between gambling in business and gambling in a casino. In a casino, the odds are stacked against you. With skill, you can improve them, but never beat them. In contrast, in business, you can improve your skills to shift the odds in your favor. Simply stated, with enough skill, you can become the house.

Y'all know that little gal Kelly Crawford that works down at Tuckers?" Tuckers Jiffy Lube was the only gas station and mechanical shop in town. Jena Lynn's face contorted in disapproval. "You referring to that scantily clad girl who runs the register?" I asked as Jena Lynn hopped up to retrieve the coffeepot. "That's the one." Betsy curled up her lip in disgust. "That girl is barely legal!" I was outraged. "I know! I'm going to tell her granny. She'll take a hickory switch to the girl when she finds out what she's been up to. She was all over Darnell." Betsy wiped her nose with the back of her hand. She was right about that. Her granny wasn't the type to spare the rod; she parented old-school style. Jena Lynn's tone rose as she stirred raw sugar into her coffee. "You caught them?" "Well, I called him after what happened with poor Mr. Ledbetter---" We shook our heads. "---told him I was going to be late 'cause I was taking that extra shift. Guess he thought late meant real late 'cause when I got home, they we're rootin' around on my couch, the one my meemaw gave me last spring when she had her house redecorated." We sat in stunned silence. "I threw his junk out last night. And when he still didn't budge from the TV"---she paused for effect---"I set it all on fire, right there in the front yard." She leaned back and crossed her arms over her expansive chest. "That's harsh." Sam stacked his empty plates. "Maybe it wasn't Darnell's fault." Jena Lynn and I gave him a disapproving glare. He appeared oblivious to his offense, and the moron had the audacity to reach into the container for a cream cheese Danish. "Sam, if you value that scrawny hand of yours, I'd pull it out real slow or you'll be drawing back a nub," Betsy warned. "Sheesh!" Sam jerked backward. It was obvious he didn't doubt her for a second. He marched toward the kitchen and dropped the plates in the bus tub with a loud thud. "He should know better. You don't touch a gal's comfort food in a time of crisis," I said, and my sister nodded in agreement. Jena Lynn patted Betsy on the arm. "Ignore him, Bets. He's a man." I stood. "And if I may be so bold as to speak for all the women of the world who have been unfortunate enough to be in your shoes, we applaud you." A satisfied smile spread across Betsy's lips. "Thank you." She took a little bow. "That's why my eyes look like they do. Smoke got to me." She leaned in closer. "I threw all his high school football trophies into the blaze while he was hollering at me. The whole neighborhood came out to watch." I chuckled. The thought of Darnell Fryer running around watching all his belongings go up in smoke was hilarious. I wished I'd been there. "Did anyone try to step in and help Darnell?" "Hell nah. He owes his buddies so much money from borrowing to pay his gambling debts, the ones that came out brought their camping chairs and watched the show while tossing back a few cold ones." She got up from the counter to scoop a glass full of ice and filled it with Diet Coke from the fountain. "Y'all, I gotta lose this weight now I'm back on the market." Betsy was one of a kind.

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Find every edge and use every trick to make the path of least resistance the one that brings long term fulfillment. Make decisions now that your future self will be likely to follow. It’s a cascade. The better you stack the deck now, the better hand you future self will get to play.

Stop being a victim! No one else is to blame for your situation. Broke didn’t sneak up on you in the night. A stack of unpaid bills didn’t show up while you weren’t looking. You didn’t suddenly get behind. You chose to spend your money the way you did. Your life is a reflection of the choices you have made. If you want a better life, then make better choices. When you do, you’ll find that taking credit for your successes feels a lot better than blaming others for your failures.

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Inherently, money is not valuable. I don’t want a photo of Ben Franklin on a stack of some government-issued paper. I want choices. I want what money can buy me. For millions of American women, the dream of wealth is a dream of freedom, because it’s money that provides us with options when our government and society fail to.

Is there a small habit that can support a major habit?” (For example, packing your exercise clothes in the morning so they’ll be ready for the gym in the evening.) “Do I often end the day frustrated because I didn’t complete the most important tasks?” (Identify the most important tasks for the next day and then schedule them into your calendar.) “What quick activities make me feel inspired or happy?” (For example, watching a short motivational video each morning.) “What five goals are the most important to me right now?” (What can you do daily to support all five of these goals?) “What are the activities that I love to do?” (Think of tasks that can support hobbies, like running, knitting, traveling, or reading.) “What areas of my financial life do I need to improve?” (If you’re in debt, then address this first. But if you have money in the bank, then you should build a habit that focuses on building up your investment portfolio.) “Can I improve the quality of my interpersonal relationships?” (Think about your interactions with your parents, children, significant other, and closest friends. Is there anything you can do daily to make these interactions better?) “What makes me feel great about myself?” (If something brings you enjoyment, then you should either do it every day or schedule time for it each week.) “How can I become more spiritual in my daily life?” (For example, read from a book of prayers, practice a bit of yoga, or recite positive affirmations.) “What is a new skill I’ve always wanted to master?” (For example, make a habit of researching and learning about talents like home brewing, playing a musical instrument, learning a new language, or anything that sounds fun.) “Is there anything I can do to support my local community or an important cause?” (We all believe in something. So if you schedule time daily for this activity, then it’s not hard to consistently help others.) “Is there something that I can do to improve my job performance and get a raise?” (For example, build a skill that will become valuable to the company.)

Remember this! Not money, nor material things can you take with you in the end. All you can take is your character and your dignity. No one can ever steal hard-earned attributes from you. A man’s body can take a beaten by another, but they can break his spirit only if he allows.

SAVING GRACE Remember when I said it all came together for the good? Because of the money shortage, we had changed our schedule for India, but when funding became available, we rescheduled our visit there and actually made it a week earlier.That change in schedule may well have saved our lives. Just a couple days after we were in Mumbai, three of the locations we visited were hit by terrorists. The Taj Hotel, the airport, and the southern Mumbai train station were among their targets in attacks that killed 180 people and left 300 injured.Our original schedule would have had us in Mumbai, at those very locations, during those attacks. You might say we were lucky, but I believe God had a plan that we could not see. That is why it is so important to have faith in the future and to keep working toward your goals even when the odds seem stacked against you.

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