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Less stuff = less stress. The fewer possessions you have, the less you need to worry about maintaining, repairing, insuring, protecting, and paying for them.
Francine Jay (Miss Minimalist: Inspiration to Downsize, Declutter, and Simplify)
They asked forty-two experienced investors in the firm to estimate the fair value of a stock (the price at which the investors would be indifferent to buying or selling). The investors based their analysis on a one-page description of the business; the data included simplified profit and loss, balance sheet, and cash flow statements for the past three years and projections for the next two. Median noise, measured in the same way as in the insurance company, was 41%. Such large differences among investors in the same firm, using the same valuation methods, cannot be good news.
Daniel Kahneman (Noise: A Flaw in Human Judgment)
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So many people think buckets of money will solve or eliminate the stresses in life. Such is not the case. More is more and less is less. In other words, the more you bring into your life, the more you have to maintain. If you are accumulating things, the initial purchase is just the beginning. In addition to any debt you took on to make the purchase, this new item you now own may need to be stored, dusted, watered, cleaned, oiled, tightened, filled, emptied, refilled, tuned, insured, renewed—or any number of other time-consuming (and possibly expensive) maintenance chores. If you avoid the purchase altogether, you cut out the chain reaction of obligations to this thing. So
Cristin Frank (Living Simple, Free & Happy: How to Simplify, Declutter Your Home, and Reduce Stress, Debt & Waste)
For our purposes, the term homesteading simply refers to a lifestyle that promotes greater self-sufficiency and resilience while providing insurance against “the system” by simplifying the complexities of our modern society and our lives down to focus on addressing our basic needs. Think
Steven Konkoly (Practical Prepping: No Apocalypse Required series: An Everyday Approach to Disaster Preparedness)
I feel that the government should uphold the concept that it is there for us, “We the People.” That it does what we alone cannot do. By standing unified and proud, we have strength because of our numbers and the power to do what is right. That we always remain on the right side of history and care for and respect our less fortunate. Now, you may think that I’m just spouting out a lot of patriotic nonsense, which you are entitled to do, however I did serve my country actively in both the Navy and Army for a total of forty years, six months and seven days as a reservist and feel that I have an equal vested interest in these United States. If we don’t like what is happening we have responsible ways and means to change things. We have Constitutional, “First Amendment Rights to Freedom of Speech.” There are many things I would like to see change and there are ways that we can do this. To start with we have to protect our First Amendment Rights and protect the media from government interference…. I also believe in protecting our individual freedom…. I believe in one person, one vote…. Corporations are not people, for one they have no human feelings…. That although our government may be misdirected it is not the enemy…. I want reasonable regulations to protect us from harm…. That we not privatize everything in sight such as prisons, schools, roads, social security, Medicare, libraries etc.….. Entitlements that have been earned should not be tampered with…. That college education should be free or at least reasonable…. That health care becomes free or very reasonable priced for all…. That lobbyist be limited in how they can manipulate our lawmakers…. That people, not corporations or political action committees (PAC’s), can only give limited amounts of money to candidates…. That our taxes be simplified, fair and on a graduated scale without loop holes….That government stays out of our personal lives, unless our actions affect others…. That our government stays out of women’s issues, other than to insure equal rights…. That the law (police) respects all people and treats them with the dignity they deserve…. That we no longer have a death penalty…. That our military observe the Geneva Conventions and never resort to any form of torture…. That the Police, FBI, CIA or other government entities be limited in their actions, and that they never bully or disrespect people that are in their charge or care…. That we never harbor prisoners overseas to avoid their protection by American law…. That everyone, without exception, is equal…. And, in a general way, that we constantly strive for a more perfect Union and consider ourselves members of a greater American family, or at the very least, as guests in our country. As Americans we are better than what we have witnessed lately. The idea that we will go beyond our rights is insane and should be discouraged and outlawed. As a country let us look forward to a bright and productive future, and let us find common ground, pulling in the same direction. We all deserve to feel safe from persecution and/or our enemies. We should also be open minded enough to see what works in other countries. If we are going to “Make America Great Again” we should start by being more civil and kinder to each other. Now this is all just a thought, but it’s a start…. “We’re Still Here!
Hank Bracker
To explain how a dApp works, we’ll use an example from the company Etherisc, which created a dApp for flight insurance to a well-known Ethereum conference. This flight insurance was purchased by 31 of the attendees.23 Figure 5.1 shows a simplified diagram. Using Ethereum, developers can mimic insurance pools with strings of conditional transactions. Open sourcing this process and running it on top of Ethereum’s world computer allows everyday investors to put their capital in an insurance pool to earn returns from the purchasers of insurance premiums that are looking for coverage from certain events. Everyone trusts the system because it runs in the open and is automated by code.
Chris Burniske (Cryptoassets: The Innovative Investor's Guide to Bitcoin and Beyond)
More is more and less is less. In other words, the more you bring into your life, the more you have to maintain. If you are accumulating things, the initial purchase is just the beginning. In addition to any debt you took on to make the purchase, this new item you now own may need to be stored, dusted, watered, cleaned, oiled, tightened, filled, emptied, refilled, tuned, insured, renewed—or any number of other time-consuming (and possibly expensive) maintenance chores. If you avoid the purchase altogether, you cut out the chain reaction of obligations to this thing.
Cristin Frank (Living Simple, Free & Happy: How to Simplify, Declutter Your Home, and Reduce Stress, Debt & Waste)
Every time we toss (or choose not to acquire) an unnecessary item, we gain a little bit of freedom: from paying for it, storing it, cleaning it, repairing it, maintaining it, protecting it, insuring it, worrying about it, and schlepping it around. And
Francine Jay (Miss Minimalist: Inspiration to Downsize, Declutter, and Simplify)
Simplify Billing and Payments with Clinic Management Software Clinthora’s billing and payments that drive a clinic's operational effectiveness. The increasing volume of patients will also mean a much bigger pile of invoices and insurance claims whose different payment options will have to be tracked. Traditional, manual systems are error-prone and slow processes, consuming precious time and also affecting patient satisfaction. Fortunately, clinic management software is a boon to that, automating and delivering excellent payment features—what it really has to offer. This article discusses the key benefits and the most popular tools in a few major Indian cities like Chennai and Bangalore and how systems for payments integration can streamline financial processes in your clinic. Common Billing Challenges in Clinics The most difficult tasks in any clinic's billing department do include transacting business since they also process insurance claims, payment reminders, acceptance of payments in different ways, and operating according to compliance requirements. The following are those common challenges: 1. Manual Data Entry Errors Manual entry of billingand payment information takes time and involves many human errors. Codes or wrong patient information can easily result in denied appeals for claims and delayed payments. According to this, cash flow is highly affected. 2. Inefficient Invoice Processing Manual invoicing often delays the speeding up of the billing and payment process, causing backlogs and increased waiting time for patients. Automating invoices for clinics sometimes makes the clinic unable to meet the administrative requirements, especially during peak hours. 3. Payment Tracking Difficulties Without a cohesive system to track payments made on different channels (cash, cards, online transfers), there will be discrepancies arising in the accounting. It becomes hard for clinics to comprehend which invoices have been unpaid, settled, or overdue. 4. Limited Payment Methods Patients are hesitant to pay on time at clinics that put only a single payment option. In reality, payment gateway integration and other up-to-the-minute payment methods can be very helpful for the patients' benefit and satisfaction. Key Features of Clinic Billing and Payments Software Follow-the-dots clinic management software offers complete solutions for these billing challenges. Here are the leading components that make this technology a must-have. Automated Invoicing for Clinics With automation in invoicing, it becomes easy to generate and send bills. Thus, clinics can ensure the following through this feature: Instant Generation of Invoices: Generate invoices automatically after the service has been rendered and eliminate the waiting time to receive the output. Error-free billing: Eliminates the likelihood of mistakes by siphoning the patient's treatment and data directly from the clinic system. Customization: Offers invoices that can be customized with details such as procedure codes or insurance information. Insurance Claims Management It is one of the most complicated processes in clinic billing. Integrated Insurance Verification: Verify the coverage of the patient in real-time and reduce exposure to rejection. Claims Automation: Automated submission and tracking of claim status, which saves a large amount of time for administrative assistants. Compliance: Claims are coded correctly for current regulations in healthcare and minimize the potential for denials. Payment Gateway Integration The integration of payment gateways is also very important for the modern clinic. It incorporates: Flawless Payments: The patient can pay his bills now through online payment platforms such as credit cards, debit cards, net banking, and mobile wallets. Robust Security: A transaction where encryption and industry standards are the considerations of transactions involved in security.
Sajida Parveen
Simplify Billing and Payments with Clinic Management Software Clinthora’s billing and payments that drive a clinic's operational effectiveness. The increasing volume of patients will also mean a much bigger pile of invoices and insurance claims whose different payment options will have to be tracked. Traditional, manual systems are error-prone and slow processes, consuming precious time and also affecting patient satisfaction. Fortunately, clinic management software is a boon to that, automating and delivering excellent payment features—what it really has to offer. This article discusses the key benefits and the most popular tools in a few major Indian cities like Chennai and Bangalore and how systems for payments integration can streamline financial processes in your clinic. Common Billing Challenges in Clinics The most difficult tasks in any clinic's billing department do include transacting business since they also process insurance claims, payment reminders, acceptance of payments in different ways, and operating according to compliance requirements. The following are those common challenges: 1. Manual Data Entry Errors Manual entry of billing and payment information takes time and involves many human errors. Codes or wrong patient information can easily result in denied appeals for claims and delayed payments. According to this, cash flow is highly affected. 2. Inefficient Invoice Processing Manual invoicing often delays the speeding up of the billing and payment process, causing backlogs and increased waiting time for patients. Automating invoices for clinics sometimes makes the clinic unable to meet the administrative requirements, especially during peak hours. 3. Payment Tracking Difficulties Without a cohesive system to track payments made on different channels (cash, cards, and online transfers), there will be discrepancies arising in the accounting. It becomes hard for clinics to comprehend which invoices have been unpaid, settled, or overdue. 4. Limited Payment Methods Patients are hesitant to pay on time at clinics that put only a single payment option. In reality, payment gateway integration and other up-to-the-minute payment methods can be very helpful for the patients' benefit and satisfaction. Key Features of Clinic Billing and Payments Software Follow-the-dots clinic management software offers complete solutions for these billing challenges. Here are the leading components that make this technology a must-have. Automated Invoicing for Clinics With automation in invoicing, it becomes easy to generate and send bills. Thus, clinics can ensure the following through this feature: Instant Generation of Invoices: Generate invoices automatically after the service has been rendered and eliminate the waiting time to receive the output. Error-free billing: Eliminates the likelihood of mistakes by siphoning the patient's treatment and data directly from the clinic system. Customization: Offers invoices that can be customized with details such as procedure codes or insurance information. Insurance Claims Management It is one of the most complicated processes in clinic billing. Integrated Insurance Verification: Verify the coverage of the patient in real-time and reduce exposure to rejection. Claims Automation: Automated submission and tracking of claim status, which saves a large amount of time for administrative assistants. Compliance: Claims are coded correctly for current regulations in healthcare and minimize the potential for denials. Payment Gateway Integration The integration of payment gateways is also very important for the modern clinic. It incorporates: Flawless Payments: The patient can pay his bills now through online payment platforms such as credit cards, debit cards, net banking, and mobile wallets. Robust Security: A transaction where encryption and industry standards are the considerations of transactions involved in security.
Sajida Parveen
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