Refer And Earn Quotes

Value earned is according to value provided.

Dearest creature in creation, Study English pronunciation. I will teach you in my verse Sounds like corpse, corps, horse, and worse. I will keep you, Suzy, busy, Make your head with heat grow dizzy. Tear in eye, your dress will tear. So shall I! Oh hear my prayer. Just compare heart, beard, and heard, Dies and diet, lord and word, Sword and sward, retain and Britain. (Mind the latter, how it’s written.) Now I surely will not plague you With such words as plaque and ague. But be careful how you speak: Say break and steak, but bleak and streak; Cloven, oven, how and low, Script, receipt, show, poem, and toe. Hear me say, devoid of trickery, Daughter, laughter, and Terpsichore, Typhoid, measles, topsails, aisles, Exiles, similes, and reviles; Scholar, vicar, and cigar, Solar, mica, war and far; One, anemone, Balmoral, Kitchen, lichen, laundry, laurel; Gertrude, German, wind and mind, Scene, Melpomene, mankind. Billet does not rhyme with ballet, Bouquet, wallet, mallet, chalet. Blood and flood are not like food, Nor is mould like should and would. Viscous, viscount, load and broad, Toward, to forward, to reward. And your pronunciation’s OK When you correctly say croquet, Rounded, wounded, grieve and sieve, Friend and fiend, alive and live. Ivy, privy, famous; clamour And enamour rhyme with hammer. River, rival, tomb, bomb, comb, Doll and roll and some and home. Stranger does not rhyme with anger, Neither does devour with clangour. Souls but foul, haunt but aunt, Font, front, wont, want, grand, and grant, Shoes, goes, does. Now first say finger, And then singer, ginger, linger, Real, zeal, mauve, gauze, gouge and gauge, Marriage, foliage, mirage, and age. Query does not rhyme with very, Nor does fury sound like bury. Dost, lost, post and doth, cloth, loth. Job, nob, bosom, transom, oath. Though the differences seem little, We say actual but victual. Refer does not rhyme with deafer. Foeffer does, and zephyr, heifer. Mint, pint, senate and sedate; Dull, bull, and George ate late. Scenic, Arabic, Pacific, Science, conscience, scientific. Liberty, library, heave and heaven, Rachel, ache, moustache, eleven. We say hallowed, but allowed, People, leopard, towed, but vowed. Mark the differences, moreover, Between mover, cover, clover; Leeches, breeches, wise, precise, Chalice, but police and lice; Camel, constable, unstable, Principle, disciple, label. Petal, panel, and canal, Wait, surprise, plait, promise, pal. Worm and storm, chaise, chaos, chair, Senator, spectator, mayor. Tour, but our and succour, four. Gas, alas, and Arkansas. Sea, idea, Korea, area, Psalm, Maria, but malaria. Youth, south, southern, cleanse and clean. Doctrine, turpentine, marine. Compare alien with Italian, Dandelion and battalion. Sally with ally, yea, ye, Eye, I, ay, aye, whey, and key. Say aver, but ever, fever, Neither, leisure, skein, deceiver. Heron, granary, canary. Crevice and device and aerie. Face, but preface, not efface. Phlegm, phlegmatic, ass, glass, bass. Large, but target, gin, give, verging, Ought, out, joust and scour, scourging. Ear, but earn and wear and tear Do not rhyme with here but ere. Seven is right, but so is even, Hyphen, roughen, nephew Stephen, Monkey, donkey, Turk and jerk, Ask, grasp, wasp, and cork and work. Pronunciation (think of Psyche!) Is a paling stout and spikey? Won’t it make you lose your wits, Writing groats and saying grits? It’s a dark abyss or tunnel: Strewn with stones, stowed, solace, gunwale, Islington and Isle of Wight, Housewife, verdict and indict. Finally, which rhymes with enough, Though, through, plough, or dough, or cough? Hiccough has the sound of cup. My advice is to give up!!!

In referance to flying through thunderstorms; "A pilot may earn his full pay for that year in less than two minutes. At the time of incident he would gladly return the entire amount for the privilege of being elsewhere.

Money earned is proof of value provided. Money earned is proof of worth recognized.

Understanding America for the Non-American Black: Thoughts on the Special White Friend One great gift for the Zipped-Up Negro is The White Friend Who Gets It. Sadly, this is not as common as one would wish, but some are lucky to have that white friend who you don’t need to explain shit to. By all means, put this friend to work. Such friends not only get it, but also have great bullshit-detectors and so they totally understand that they can say stuff that you can’t. So there is, in much of America, a stealthy little notion lying in the hearts of many: that white people earned their place at jobs and schools while black people got in because they were black. But in fact, since the beginning of America, white people have been getting jobs because they were white. Many whites with the same qualifications but Negro skin would not have the jobs they have. But don’t ever say this publicly. Let your white friend say it. If you make the mistake of saying this, you will be accused of a curiosity called “playing the race card.” Nobody quite knows what this means. When my father was in school in my NAB (Non American Black) country, many American Blacks could not vote or go to good schools. The reason? Their skin color. Skin color alone was the problem. Today, many Americans say that skin color cannot be part of the solution. Otherwise it is referred to as a curiosity called “reverse racism.” Have your white friend point out how the American Black deal is kind of like you’ve been unjustly imprisoned for many years, then all of a sudden you’re set free, but you get no bus fare. And, by the way, you and the guy who imprisoned you are now automatically equal. If the “slavery was so long ago” thing comes up, have your white friend say that lots of white folks are still inheriting money that their families made a hundred years ago. So if that legacy lives, why not the legacy of slavery? And have your white friend say how funny it is, that American pollsters ask white and black people if racism is over. White people in general say it is over and black people in general say it is not. Funny indeed. More suggestions for what you should have your white friend say? Please post away. And here’s to all the white friends who get it.

There is no such thing as something for nothing. We live in an ordered universe with checks and balances. The law is value earned is according to value provided.

The overwhelming consensus is that the traditions contained within the epistle can confidently be traced to James the Just. That would make James’s epistle arguably one of the most important books in the New Testament. Because one sure way of uncovering what Jesus may have believed is to determine what his brother James believed. The first thing to note about James’s epistle is its passionate concern with the plight of the poor. This, in itself, is not surprising. The traditions all paint James as the champion of the destitute and dispossessed; it is how he earned his nickname, “the Just.” The Jerusalem assembly was founded by James upon the principle of service to the poor. There is even evidence to suggest that the first followers of Jesus who gathered under James’s leadership referred to themselves collectively as “the poor.

At least you had sense enough not to attempt to lead this particular away team.” “Star Trek,” I murmured, picking out one of Luc’s ubiquitous movie and television references. “I have trained you well, Padawan.” “You’re mixing your Wars and Treks,” Jeff pointed out. “They’re interchangeable,” Luc said, earning a horrified look from Jeff.

On the contrary, the interesting fact is that almost all billionaires in the world have created their fortune through the stock market, either directly or indirectly. “Directly” refers to the direct stock investing and “Indirectly” refers to listing their companies on the stock market.

The fundamental error of socialism is anthropological in nature. Socialism considers the individual person simply as an element, a molecule within the social organism, so that the good of the individual is completely subordinated to the functioning of the socio-economic mechanism. Socialism likewise maintains that the good of the individual can be realized without reference to his free choice, to the unique and exclusive responsibility which he exercises in the face of good or evil. Man is thus reduced to a series of social relationships, and the concept of the person as the autonomous subject of moral decision disappears, the very subject whose decisions build the social order. From this mistaken conception of the person there arise both a distortion of law, which defines the sphere of the exercise of freedom, and an opposition to private property. A person who is deprived of something he can call “his own,” and of the possibility of earning a living through his own initiative, comes to depend on the social machine and on those who control it. This makes it much more difficult for him to recognize his dignity as a person, and hinders progress towards the building up of an authentic human community.

The dark side of tracking a particular behavior is that we become driven by the number rather than the purpose behind it. If your success is measured by quarterly earnings, you will optimize sales, revenue, and accounting for quarterly earnings. If your success is measured by a lower number on the scale, you will optimize for a lower number on the scale, even if that means embracing crash diets, juice cleanses, and fat-loss pills. The human mind wants to “win” whatever game is being played. This pitfall is evident in many areas of life. We focus on working long hours instead of getting meaningful work done. We care more about getting ten thousand steps than we do about being healthy. We teach for standardized tests instead of emphasizing learning, curiosity, and critical thinking. In short, we optimize for what we measure. When we choose the wrong measurement, we get the wrong behavior. This is sometimes referred to as Goodhart’s Law. Named after the economist Charles Goodhart, the principle states, “When a measure becomes a target, it ceases to be a good measure.

Time is not money. Time is the space where money is earned and measured. Wealth minded people aim to maximize how much value they create and minimize the time it takes to create that value.

Of course, government economists have been doing their part as well to try to sugar-coat the pill of tax increases. They never refer to these changes as “increases.” They have not been increases at all; they were “revenue enhancement” and “closing loopholes.” The best comment on the concept of “loopholes” was that of Ludwig von Mises. Mises remarked that the very concept of “loopholes” implies that the government rightly owns all of the money you earn, and that it becomes necessary to correct the slipup of the government’s not having gotten its hands on that money long since.

The term bellwether refers to the practice of placing a bell around the neck of a castrated ram (a wether) leading his flock of sheep. While out of sight, the sound of the bell is a directive on the whereabouts of the flock. When earning season begins, the bellwether stock is that of the largest (typically industrial) companies who report their earnings. Analysts look to these reports as an indication of how subsequent reports will come in under or over expectations.

Parent and Teacher Actions: 1. Ask children what their role models would do. Children feel free to take initiative when they look at problems through the eyes of originals. Ask children what they would like to improve in their family or school. Then have them identify a real person or fictional character they admire for being unusually creative and inventive. What would that person do in this situation? 2. Link good behaviors to moral character. Many parents and teachers praise helpful actions, but children are more generous when they’re commended for being helpful people—it becomes part of their identity. If you see a child do something good, try saying, “You’re a good person because you ___.” Children are also more ethical when they’re asked to be moral people—they want to earn the identity. If you want a child to share a toy, instead of asking, “Will you share?” ask, “Will you be a sharer?” 3. Explain how bad behaviors have consequences for others. When children misbehave, help them see how their actions hurt other people. “How do you think this made her feel?” As they consider the negative impact on others, children begin to feel empathy and guilt, which strengthens their motivation to right the wrong—and to avoid the action in the future. 4. Emphasize values over rules. Rules set limits that teach children to adopt a fixed view of the world. Values encourage children to internalize principles for themselves. When you talk about standards, like the parents of the Holocaust rescuers, describe why certain ideals matter to you and ask children why they’re important. 5. Create novel niches for children to pursue. Just as laterborns sought out more original niches when conventional ones were closed to them, there are ways to help children carve out niches. One of my favorite techniques is the Jigsaw Classroom: bring students together for a group project, and assign each of them a unique part. For example, when writing a book report on Eleanor Roosevelt’s life, one student worked on her childhood, another on her teenage years, and a third on her role in the women’s movement. Research shows that this reduces prejudice—children learn to value each other’s distinctive strengths. It can also give them the space to consider original ideas instead of falling victim to groupthink. To further enhance the opportunity for novel thinking, ask children to consider a different frame of reference. How would Roosevelt’s childhood have been different if she grew up in China? What battles would she have chosen to fight there?

Sonnet of Human Resources There is no blue collar, no white collar, just honor. And honor is defined by character not collar. There is no CEO, no janitor, just people. Person's worth lies, not in background, but behavior. Designation is reference to expertise, not existence. Respect is earned through rightful action, not label. Designation without humanity is resignation of humanity, For all labels without love cause nothing but trouble. The term human resources is a violation of human rights. For it designates people as possession of a company. Computers are resources, staplers are resources, but people, Aren't resources, but the soul of all company and society. I'm not saying, you oughta rephrase it all in a civilized way. But at the very least, it's high time with hierarchy we do away.

Shall I stop in to check on Bella before I go?” “Not dressed like that. You would give her palpitations if she knew you were going into danger for her benefit.” “Luckily, I am mostly immune to Bella’s powers and could cure such palpitations with a thought,” Gideon mused. Jacob raised a brow, taking the medic’s measure. He could not recall the last time he had heard the Ancient crack wise about anything. It was not a wholly unpleasant experience, and it amused the Enforcer. “I . . . am aware of what is occurring between you and Legna, as you know,” Jacob mentioned with casual quiet. “I am only recently Imprinted myself, but should you require—” He broke off, suddenly uncomfortable. “Of course, you probably know far more about Imprinting than I ever will.” He is reaching out to you. Legna’s soft encouragement made Gideon suddenly aware of that fact. It was one of those nuances he would have missed completely, rusty as he was with matters of friendship and how to relate better to others. “I am glad for the offer of any help you can provide,” Gideon said quickly. “In fact, I had wanted to ask you . . . something . . .” What did I want to ask him? he asked Legna urgently. I do not know! I did not tell you to engage him, just to graciously accept his offer. Oh. My apologies. Still, you are clever enough to think of something, are you not? Legna knew he was baiting her, so she laughed. Ask him why it is you seem to constantly irritate me. I will ask him no such thing, Magdelegna. Well then, you had better come up with an alternative, because that is the only suggestion I have. “Yes?” Jacob was encouraging neutrally, trying to be patient as the medic seemed to gather his thoughts. “Do you find that your mate tends to lecture you incessantly?” he asked finally. Jacob laughed out loud. “You know something, I can actually advise you about that, Gideon.” “Can you?” The medic actually sounded hopeful. “Give up. Now. While you still have your sanity. Arguing with her will get you nowhere. And, also, never ever ask questions that refer to the whys and wherefores of women, females, or any other feminine-based criticism. Otherwise you will only earn an argument at a higher decibel level. Oh, and one other thing.” Gideon cocked a brow in question. “All the rules I just gave you, as well as all the ones she lays down during the course of your relationship, can and will change at whim. So, as I see it, you can consider yourself just as lost as every other man on the planet. Good luck with it.” “That is not a very heartening thought,” Gideon said wryly, ignoring Legna’s giggle in his background thoughts.

Did you just spit on your hand before you patted down my hair?” he asked indignantly. “Oh, I did no such thing. Now be still. Of all the rude, impertinent accusations to make! Bend down lower. I will have you know that members of the aristocracy do not have ‘spit’ as you crudely refer to it, young man. We do not acknowledge saliva in any form. Straighten your collar. There, you look nearly presentable.” She grumbled in aggravation, “Do you even own a brush?” Grabbing his chin, she brusquely turned his face from side to side. “For heaven’s sake, Richard, what did you use to shave—a shovel?” “Leave now, Catherine, and I may spare your life.” There was a moment of quiet from behind the door. “Go, woman! I intend to begin ravishing my wife shortly; however, I will not even consider it before I see that little dwarflike body of yours waddling down this corridor! Away with you! Shoo!” “Oh, all right!” she finally capitulated. “By the way, mon chou, I should tell you that when you two finally get around to reconciling and retire upstairs, Amanda is occupying the large blue suite down the east corridor, not your usual bachelor room at the end of the west corridor.” She reached up to kiss his offered cheek then turned on her heels to leave. “You have finally earned an upgrade in accommodations, Richard. Well done, you.

Loss aversion refers to the relative strength of two motives: we are driven more strongly to avoid losses than to achieve gains. A reference point is sometimes the status quo, but it can also be a goal in the future: not achieving a goal is a loss, exceeding the goal is a gain. As we might expect from negativity dominance, the two motives are not equally powerful. The aversion to the failure of not reaching the goal is much stronger than the desire to exceed it. People often adopt short-term goals that they strive to achieve but not necessarily to exceed. They are likely to reduce their efforts when they have reached an immediate goal, with results that sometimes violate economic logic. New York cabdrivers, for example, may have a target income for the month or the year, but the goal that controls their effort is typically a daily target of earnings. Of course, the daily goal is much easier to achieve (and exceed) on some days than on others. On rainy days, a New York cab never remains free for long, and the driver quickly achieves his target; not so in pleasant weather, when cabs often waste time cruising the streets looking for fares. Economic logic implies that cabdrivers should work many hours on rainy days and treat themselves to some leisure on mild days, when they can “buy” leisure at a lower price. The logic of loss aversion suggests the opposite: drivers who have a fixed daily target will work many more hours when the pickings are slim and go home early when rain-drenched customers are begging to be taken somewhere.

This is like the Six Sigma approach to quality. Six Sigma refers to the quest for continuous improvement, ultimately leading to 3.4 defects per million units. The problem is that once you’re heading down this road, there’s no room left for amazing improvements and remarkable innovations. Either you rolled ten strikes or you didn’t. Organizations that earn dramatic success always do it in markets where asymptotes don’t exist, or where they can be shattered. If you could figure out how to bowl 320, that would be amazing. Until that happens, pick a different sport if you want to be a linchpin.

Many women feel invisible or aberrant when they are subsumed under a masculine term that is supposed to be universal; yet they are often made to feel trivial and nit-picking if they object. But look at it this way: Would a man feel included in “womankind”? Would he refer to himself as “chairwoman,” “Congresswoman,” or “Mr. Mary Smith”? If a male student earned a “Spinster of Arts” degree, a “Mistress of Science,” or had to apply for a “Sistership,” would he feel equal in academia? If men had grown up seeing God portrayed only as Mother and She, would they feel an equal godliness within themselves?

Welfare was not to be gauged in purely financial terms, or merely by reference to physical comfort. Welfare, happiness, well-being must embrace the philosophical concept of the good life. She listed some relevant ingredients, goals towards which a child might grow. Economic and moral freedom, virtue, compassion and altruism, satisfying work through engagement with demanding tasks, a flourishing network of personal relationships, earning the esteem of others, pursuing larger meanings to one's existence, and having at the center of one's life one or a small number of significant relations defined above all by love.

Many years ago I developed a theory of mutual exclusivity. I had observed in my own life that either God solved a problem or I solved the problem but both God and I did not work on the same problem at the same time. If I decided to solve it then God had better things to do than to help me. If I decided to turn the problem over to God then God would resolve the issue. When I refer to my solving the problem, I am referring to taking wilful action and deciding what the correct resolution is. If my family needs food, go out and work to earn money and feed them. There is a great difference between detachment and doing nothing.

The general consensus of both liberal and conservative scholars is that Luke is very accurate as a historian,” I was told by Dr. John McRay, who earned his doctorate at the University of Chicago and wrote the respected textbook Archaeology and the New Testament. “He’s erudite, he’s eloquent, his Greek approaches classical quality, he writes as an educated man and archaeological discoveries are showing over and over again that Luke is accurate in what he has to say.” In fact, there have been several instances in which scholars initially dismissed Luke as being inaccurate in a specific reference, only to have later discoveries

I'm going to throw some suggestions at you now in rapid succession, assuming you are a father of one or more boys. Here we go: If you speak disparagingly of the opposite sex, or if you refer to females as sex objects, those attitudes will translate directly into dating and marital relationships later on. Remember that your goal is to prepare a boy to lead a family when he's grown and to show him how to earn the respect of those he serves. Tell him it is great to laugh and have fun with his friends, but advise him not to be "goofy." Guys who are goofy are not respected, and people, especially girls and women, do not follow boys and men whom they disrespect. Also, tell your son that he is never to hit a girl under any circumstances. Remind him that she is not as strong as he is and that she is deserving of his respect. Not only should he not hurt her, but he should protect her if she is threatened. When he is strolling along with a girl on the street, he should walk on the outside, nearer the cars. That is symbolic of his responsibility to take care of her. When he is on a date, he should pay for her food and entertainment. Also (and this is simply my opinion), girls should not call boys on the telephone-at least not until a committed relationship has developed. Guys must be the initiators, planning the dates and asking for the girl's company. Teach your son to open doors for girls and to help them with their coats or their chairs in a restaurant. When a guy goes to her house to pick up his date, tell him to get out of the car and knock on the door. Never honk. Teach him to stand, in formal situations, when a woman leaves the room or a table or when she returns. This is a way of showing respect for her. If he treats her like a lady, she will treat him like a man. It's a great plan. Make a concerted effort to teach sexual abstinence to your teenagers, just as you teach them to abstain from drug and alcohol usage and other harmful behavior. Of course you can do it! Young people are fully capable of understanding that irresponsible sex is not in their best interest and that it leads to disease, unwanted pregnancy, rejection, etc. In many cases today, no one is sharing this truth with teenagers. Parents are embarrassed to talk about sex, and, it disturbs me to say, churches are often unwilling to address the issue. That creates a vacuum into which liberal sex counselors have intruded to say, "We know you're going to have sex anyway, so why not do it right?" What a damning message that is. It is why herpes and other sexually transmitted diseases are spreading exponentially through the population and why unwanted pregnancies stalk school campuses. Despite these terrible social consequences, very little support is provided even for young people who are desperately looking for a valid reason to say no. They're told that "safe sex" is fine if they just use the right equipment. You as a father must counterbalance those messages at home. Tell your sons that there is no safety-no place to hide-when one lives in contradiction to the laws of God! Remind them repeatedly and emphatically of the biblical teaching about sexual immorality-and why someone who violates those laws not only hurts himself, but also wounds the girl and cheats the man she will eventually marry. Tell them not to take anything that doesn't belong to them-especially the moral purity of a woman.

When your Life’s Purpose comes calling, nothing else will matter! It will embrace you and you will be drawn into it. This is because your Purpose is the reason for your creation. You see, money is a human invention; you were not created to just make money. You were created to be happy, to serve, to make the world a better place. Which is why, your Purpose is also referred to as your “calling”. Truly, your Purpose is calling you! Step out of your earning-a-living bubble and allow your Purpose to lead you onward. Witness then, magically, how doors open, how the relevant people walk into your Life and how you end up doing all that you love doing and are meant to do. When you live a Life of Purpose, you live happily despite the circumstances.

A-Actually, the flower that sprang up would have been the iris or larkspur, not the modern hyacinth, but that is how it earned its name.” “Fascinating.” His unfathomable eyes locked onto hers. Elizabeth knew he was referring to her and not the history of the hyacinth, and though she commanded herself to move out of his reach, her legs refused to budge. “Absolutely fascinating,” he murmured again, and in slow motion she watched his hands reach out and gently grasp her shoulders, rubbing lightly. “Last night you were ready to do battle with a roomful of men because they dared believe I’d cheated, yet now you’re afraid. Is it me you fear, sweetheart? Or something else?” The endearment spoken in his rich baritone voice had the same stirring effect on her as the touch of his lips. “I’m afraid of the things you make me feel,” she admitted desperately, trying to get control of herself and the situation. “I realize that this is merely a-a little weekend dalliance-“ “Liar,” he teased, and he took her lips in a sweet, swift kiss. Her mind reeled from the brief touch, but the moment he lifted his mouth from hers she rushed into frightened speech. “Thank you,” she blurted inanely. “H-Hyacinths are not the only flower with an interesting history. There are lilies, too, which are also part of the genus-“ A lazy, seductive grin swept across his handsome face, and, to Elizabeth’s helpless horror, her gaze fastened on his mouth. She couldn’t still the shiver of anticipation as he bent his head.

Has he called you at all?” Violet asked, even though she already knew the answer. Chelsea would have exploded with joy if he had. “No,” Chelsea answered glumly, and then she snapped her gum, earning herself another scowl from the librarian. She ignored the scolding look. “And I don’t get it. I’ve given him my best material, including the I’m-easy-and-you-can-totally-have-me bedroom eyes. What’s he waiting for?” Chelsea stopped talking and dropped her face into her open history book. “Look out, crazy librarian at nine o’clock.” By the time Mrs. Hertzog reached them, Chelsea was pretending to be interested in her assignment, filling in the dates on her paper as if it were the most fascinating homework in the world. Although Violet was almost certain that the War of 1812 hadn’t occurred in 1776. “Miss Morrison, do I need to remind you that you’re supposed to be working? Your teacher sent you down here to study, not to socialize.” She smiled sweetly at Violet. Chelsea’s gaze narrowed as she glared, first at Violet and then at Mrs. Hertzog. But, wisely, she kept her mouth shut. “If you need help finding reference material,” Mrs. Hertzog offered, glancing over the answers on Chelsea’s paper, “I’d be happy to point you in the right direction…” Chelsea swallowed, and Violet suspected she’d just swallowed her gum, since gum was a library no-no, before answering. “No, thanks. I think I’ve got it covered.” She smiled, trying for sweet but getting closer to sour. “Unless you have any information on the Russo family?” “What Russo family?” the librarian challenged, as if it were highly unlikely that Chelsea was really interested in “research.” She was, just not the kind of research she could do at the library.

Now everyone knows that to try to say something in the mainstream Western media that is critical of U.S. policy or Israel is extremely difficult; conversely, to say things that are hostile to the Arabs as a people and culture, or Islam as a religion, is laughably easy. For in effect there is a cultural war between spokespersons for the West and those of the Muslim and Arab world. In so inflamed a situation, the hardest thing to do as an intellectual is to be critical, to refuse to adopt a rhetorical style that is the verbal equivalent of carpet-bombing, and to focus instead on those issues like U.S. support for unpopular client re­gimes, which for a person writing in the U.S. are somewhat more likely to be affected by critical discussion. Of course, on the other hand, there is a virtual cer­tainty of getting an audience if as an Arab intellectual you passionately, even slavishly support U.S. policy, you attack its critics, and if they happen to be Arabs, you invent evi­dence to show their villainy; if they are American you confect stories and situations that prove their duplicity; you spin out stories concerning Arabs and Muslims that have the effect of defaming their tradition, defacing their history, accentuating their weaknesses, of which of course there are plenty. Above all, you attack the officially ap­ proved enemies-Saddam Hussein, Baathism, Arab na­tionalism, the Palestinian movement, Arab views of Israel. And of course this earns you the expected accolades: you are characterized as courageous, you are outspoken and passionate, and on and on. The new god of course is the West. Arabs, you say, should try to be more like the West, should regard the West as a source and a reference point. · Gone is the history of what the West actually did. Gone are the Gulf War's destructive results. We Arabs and Mus­lims are the sick ones, our problems are our own, totally self-inflicted. A number of things stand out about these kinds of performance. In the first place, there is no universalism here at all. Because you serve a god uncritically, all the devils are always on the other side: this was as true when you were a Trotskyist as it i's now when you are a recanting former Trotskyist. You do not think of politics in terms of interrelationships or of common histories such as, for instance, the long and complicated dynamic that has bound the Arabs and Muslims to the West and vice versa. Real intellectual analysis forbids calling one side innocent, the other evil. Indeed the notion of a side is, where cultures are at issue, highly problematic, since most cultures aren't watertight little packages, all homogenous, and all either good or evil. But if your eye is on your patron, you cannot think as an intellectual, but only as a disciple or acolyte. In the back of your mind there is the thought that you must please and not displease.

Viewed in this light, life itself appears as a dynamics of integration that is equipped with auto-therapeutic or 'endo-clinical' competencies and refers to a species-specific space of surprise. It has an equally innate and - in higher organisms - adaptively acquired responsibility for the injuries and invasions it regularly encounters in its permanently allocated environment or conquered surroundings. Such immune systems could equally be described as organismic early forms of a feeling for transcendence: thanks to the efficiency of these devices, which are constantly at the ready, the organism actively confronts the potential bringers of its death, opposing them with its endogenous capacity to overcome the lethal. Such functions have earned immune systems of this type comparisons to a 'body police' or border patrol. But as the concern, already at this level, is to work out a modus vivendi with foreign and invisible powers - and, in so far as these can bring death, 'higher' and 'supernatural' ones - this is a preliminary stage to the behaviour one is accustomed to terming religious or spiritual in human contexts. For every organism, its environment is its transcendence, and the more abstract and unknown the danger from that environment, the more transcendent it appears.

I must study politics and war,” wrote John Adams, “that my sons may have the liberty to study mathematics and philosophy, geography, natural history, and naval architecture, navigation, commerce, and agriculture, in order to give their children a right to study painting, poetry, music, architecture, statuary, tapestry and porcelain.” Adams saw clearly that politics is the indispensable foundation for things elegant and beautiful. First and above all else, you must secure life, liberty and the right to pursue your own happiness. That’s politics done right, hard-earned, often by war. And yet the glories yielded by such a successful politics lie outside itself. Its deepest purpose is to create the conditions for the cultivation of the finer things, beginning with philosophy and science, and ascending to the ever more delicate and refined arts. Note Adams’ double reference to architecture: The second generation must study naval architecture—a hybrid discipline of war, commerce and science—before the third can freely and securely study architecture for its own sake. The most optimistic implication of Adams’ dictum is that once the first generation gets the political essentials right, they remain intact to nurture the future. Yet he himself once said that “there never was a democracy yet that did not commit suicide.

In addition to his insight about making a positive difference, Peter Drucker had five other rules that are applicable for earning credibility. At first they may strike you as self-evident, even trite, but smarter people than I have had the same initial reaction and now are quoting them back to me on a regular basis. If you want to elevate your credibility, start by committing these Druckerisms to memory: Every decision in the world is made by the person who has the power to make the decision. Make peace with that. If we need to influence someone in order to make a positive difference, that person is our customer and we are a salesperson. Our customer does not need to buy; we need to sell. When we are trying to sell, our personal definition of value is far less important than our customer’s definition of value. We should focus on the areas where we can actually make a positive difference. Sell what we can sell and change what we can change. Let go of what we cannot sell or change. Each of these rules assumes that acquiring recognition and approval is a transactional exercise. Note the frequent reference to selling and customers. The implication is that we must sell our achievements and competence in order to have them recognized and appreciated by others. These Druckerisms not only endorse our need for approval, they emphasize that we can’t afford to be passive about it—not when our credibility is at stake.

Ironically, the best litmus test for measuring your vagabonding gumption is found not in travel but in the process of earning your freedom to travel. Earning your freedom, of course, involves work—and work is intrinsic to vagabonding for psychic reasons as much as financial ones. To see the psychic importance of work, one need look no further than people who travel the world on family money. Sometimes referred to as “trustafarians,” these folks are among the most visible and least happy wanderers in the travel milieu. Draping themselves in local fashions, they flit from one exotic travel scene to another, compulsively volunteering in local political causes, experimenting with exotic intoxicants, and dabbling in every non-Western religion imaginable. Talk to them, and they’ll tell you they’re searching for something “meaningful.”   And they say in truth that a man is made of desire. As his desire is, so is his faith. As his faith is, so are his works. As his works are, so he becomes. —THE SUPREME TEACHING OF THE UPANISHADS   What they’re really looking for, however, is the reason why they started traveling in the first place. Because they never worked for their freedom, their travel experiences have no personal reference—no connection to the rest of their lives. They are spending plenty of time and money on the road, but they never spent enough of themselves to begin with. Thus, their experience of travel has a diminished sense of value.

23 When He Carries a Heavy Burden Bear one another’s burdens, and so fulfill the law of Christ. GALATIANS 6:2 SOCIETY PUTS A LOT OF WEIGHT on a man’s shoulders. It is his burden to earn the finances to support his family. He is expected to do well at his work and on his job. There are so many expectations of him in that regard that he feels the pressure of it constantly. That’s why you read about so many men committing suicide when they are in serious financial trouble. The burden is too great. Few women commit suicide for financial failure. If you or I fell into financial ruin, we would just sell everything, pay off all the debts we could, get a job, and start over. Men can feel the burden of failure in life-threatening ways. That’s why your husband needs your prayers to keep his burdens lifted. One of the best ways to bear your husband’s burden is to pray for him about whatever heavy load he is carrying. Every time you do, pray especially for what burdens him the most. One of the most effective things you can do is let him know you are praying for him and ask him to tell you what his burdens are. He may reveal something you didn’t even know was bothering him. God’s Word says that sometimes our burden comes from the oppressor. The children of Israel had an oppressor, and they were overtaken by this oppressor because of their own disobedience. But God promised that the burden the oppressor put on them would eventually be broken by the power of His Spirit. “It shall come to pass in that day that his burden will be taken away from your shoulder, and his yoke from your neck, and the yoke will be destroyed because of the anointing oil” (Isaiah 10:27). The anointing oil refers to a work of the Holy Spirit. Your prayers can invite the Holy Spirit to break any burden of the oppressor off of your husband’s shoulders. You will be fulfilling the “law of Christ” every time you pray like that, not to mention how it will secure your husband’s devotion. My Prayer to God LORD, I pray my husband will be able to fully release his burdens to You. I know that when we cast our burdens on You, You will sustain us and not allow us to be shaken (Psalm 55:22 NASB). Help me to bear his burdens in prayer and in any other way You reveal to me. Show me what his greatest burden is and what I can do to lighten it. I ask that You would relieve him of his heavy load by Your presence in his life. Enable him to understand that when he yokes up with You, You will carry the burden for him. I pray that when he is oppressed by the enemy, whatever prayer or supplication is made by him—when he acknowledges his own burdens before You and turns to You for help—that You will hear him (2 Chronicles 6:29-30). I also pray that as You take his burden from him, he will know it’s You doing the heavy lifting. In Jesus’ name I pray.

In Andhra, farmers fear Naidu’s land pool will sink their fortunes Prasad Nichenametla,Hindustan Times | 480 words The state festival tag added colour to Sankranti in Andhra Pradesh this time. But the hue of happiness was missing in 29 villages along river Krishna in Guntur district. The villagers knew it was their last Sankranti, a harvest festival celebrated to seek agricultural prosperity. For in two months, more than 30,000 acres of fertile farmland would be acquired for a brand new capital planned in collaboration with Singapore. The Nara Chandrababu Naidu government went about the capital project by setting aside the Centre’s land acquisition act and drawing up a compensation package for land-owning and tenant farmers and labourers. Many are opposed to it, and are not keen on snapping their centuries-old bond with their land and livelihood. In Penumaka village, Nageshwara Rao, 50, fears the future as he does not possess a tenancy certificate that could have brought some relief under the compensation package. “The entire village is against land-pooling but we hear the government is adamant,” Rao says, referring to municipal minister P Narayana’s alleged assertion that land would be taken with or without the farmers’ consent. Narayana is supervising the land-pooling process. “Naidu says he would give us Rs 50,000 per year in lieu of annual crops. We earn that much in a month here,” villager Meka Koti Reddy says. To drive home the point, locals in Undavalli village nearby have put up a board asking officials to keep off their lands that produce three crops a year. Unlike other parts of Andhra Pradesh, the water-rich land here is highly productive yielding 200 varieties of crops. Some farmers are also suspicious about the compensation because Naidu is yet to deliver on the loan-waiver promise. They are now weighing legal options besides seeking Prime Minister Narendra Modi’s intervention to retain their land. While the villagers opposing land-pooling are allegedly being backed by Jaganmohan Reddy’s YSR Congress Party, those belonging to the Kamma community — the support base for Naidu’s Telugu Desam Party — are said to be cooperative.  It is also believed that Naidu chose this location over others suggested by experts to primarily benefit the Kamma industrialists who own large swathes of land in Krishna and Guntur districts. But even the pro-project villagers cannot help feel insecure. “We are clueless about where our developed area would be. What if the project is not executed within Naidu’s tenure? Is there a legal recourse?” Idupulapati Rambabu of Mandadam says. This is despite Naidu’s assurance on January 1 at nearby Thulluru, where he launched the land-pooling process, asking farmers to give land without any apprehension. He said the deal in its present form would make them richer than him in a decade. “We are not building a mere city but a hub of economic activity loaded with superior infrastructure that is aimed at generating wealth. This would be a win-win situation for all,” Naidu tells HT. As of now, villages like Nelapadu struggling with low soil fertility seem to be winning from the package.

When Oliver called time a few moments later, she’d beaten them all. But she’d beaten Mr. Pinter by only one bird. “It appears, Lady Celia, that you’ve won a new rifle,” the duke said graciously. “No,” she answered. They all stared at her. “It doesn’t seem sporting to win a challenge only because one of my opponents had a faulty firearm. Which we provided to him, by the way.” “Don’t worry,” Mr. Pinter drawled. “I won’t hold the fault firearm against you and your brothers.” “That’s not the point. This should be fair, and it isn’t.” “Then we’ll move forward,” Oliver said, “and let the servants flush the grouse again. Pinter can take one more shot. That’s probably all that the misfire delayed him by. If he misses, then you’ve won squarely. If he hits his target then it’s a tie, and we’ll decide a tie breaker.” “That seems fair.” She glanced over at Mr. Pinter. “What do you say, sir?” “Whatever my lady wishes.” His eyes met hers in a heated glance. She had the unsettling feeling that he referred to more than just the shooting. “Well, then,” she said lightly. “Let’s get on with it.” The beaters headed forward to flush the grouse, but either because of where the grouse had last settled or because of the beaters’ position, the birds rose farther away than was practical. “Damn it all,” Gabe uttered. “He won’t make a shot from here.” “You can ignore this one, and we’ll have them flushed again,” Celia said. But Mr. Pinter raised his gun to follow their flight. With a flash and the repugnant smell of black powder igniting, the gun fired and white smoke filled the air. She saw a bird fall. No, not one bird. He’d hit two birds with an impossible shot. Her breath lodged in her throat. She’d hit two with one shot a few times, due to how they clustered and how well the birdshot scattered, but to do it at such a distance… She glanced at him, astonished. No one had ever beaten her-and certainly not with such an amazing shot. Mr. Pinter gazed at her steadily as he handed off the gun to a servant. “It appears that I’ve won, my lady.” Her mouth went dry. “It does indeed.” Gabe hooted pleased at having escaped buying her a rifle. The duke and the viscount scowled, while Devonmont just looked amused as usual. All of that fell away as Mr. Pinter’s gaze dropped to her mouth. “Well done, Pinter,” Oliver said, clapping him on the shoulder. “You obviously more than earned a kiss.” For a moment, raw hunger flickered in his eyes. Then it was as if a veil descended over his face, for his features turned blank. He walked up to her, bent his head… And kissed her on the forehead. Hot color flooded her cheeks. How dared he kiss her last night as if she were a woman, and then treat her like a child in front of her suitors! Or worse, a woman beneath his notice! “Thank heavens that’s done,” she said loftily, trying to retain some dignity. The men all laughed-except Mr. Pinter, who watched her with a shuttered expression. As the other gentleman crowded round to congratulate him on his fine shot, she plotted. She would make him answer for every remark, every embarrassment of this day, as soon as she had the chance to get him alone. Because no man made a fool of her and got away with it.

Elizabeth?” Ian said in a clipped voice. She whirled around, her heart slamming against her ribs, her hand flying to her throat, her knees turning to jelly. “What’s wrong?” he asked. “You-you startled me,” she said as he strolled up to her, his expression oddly impassive. “I didn’t expect you to come here,” she added nervously. “Really?” he mocked. “Whom did you expect after that note-the Prince of Wales?” The note! Crazily, her first thought after realizing ti was from him, not Valerie, was that for an articulate man his handwriting verged on the illiterate. Her second thought was that he seemed angry about something. He didn’t keep her long in doubt as to the reason. “Suppose you tell me how, during the entire afternoon we spent together, you neglected to mention that you are Lady Elizabeth?” Elizabeth wondered a little frantically how he’d feel if he knew she was the Countess of Havenhurst, not merely the eldest daughter of some minor noble or knight. “Start talking, love. I’m listening.” Elizabeth backed away a step. “Since you don’t want to talk,” he bit out, reaching for her arms, “is this all you wanted from me?” “No!” she said hastily, backing out of his reach. “I’d rather talk.” He stepped forward, and Elizabeth took another step backward, exclaiming, “I mean, there are so many interesting topics for conversation, are there not?” “Are there?” he asked, moving forward again. “Yes,” she exclaimed, taking two steps back this time. Snatching at the first topic she could think of, she pointed to the table of hyacinths beside her and exclaimed, “A-Aren’t these hyacinths lovely?” “Lovely,” he agreed without looking at them, and he reached for her shoulders, obviously intending to draw her forward. Elizabeth jumped back so swiftly that his fingers merely grazed the gauze fabric of her gown. “Hyacinths,” she babbled with frantic determination as he began stalking her step for step, pas the table of potted pansies, past the table of potted lilies, “are part of genus Hyacinthus, although the cultivated variety, which we have here, is commonly called the Dutch hyacinth, which is part of H. orientalis-“ “Elizabeth,” he interrupted silkily, “I’m not interested in flowers.” He reached for her again, and Elizabeth, in a frantic attempt to evade his grasp, snatched up a pot of hyacinths and dumped it into his outstretched hands. “There is a mythological background to hyacinths that you may find more interesting than the flower itself,” she continued fiercely, and an indescribable expression of disbelief, amusement, and fascination suddenly seemed to flicker across his face. “You see, the hyacinth is actually named for a handsome Spartan youth-Hyacinthus-who was loved by Apollo and by Zephyrus, god of the west wind. One day Zephyrus was teaching Hyacinthus to throw the discus, and he accidentally killed him. It is said that Hyacinthus’s blood caused a flower to spring up, and each petal was inscribed with the Greek exclamation of sorrow.” Her voice trembled a little as he purposefully set the pot of hyacinths on the table. “A-Actually, the flower that sprang up would have been the iris or larkspur, not the modern hyacinth, but that is how it earned its name.” “Fascinating.” His unfathomable eyes locked onto hers. Elizabeth knew he was referring to her and not the history of the hyacinth, and though she commanded herself to move out of his reach, her legs refused to budge.

In their spare time Feynman and Welton used the same machines to earn money through a Depression agency, the National Youth Administration, calculating the atomic lattices of crystals for a professor who wanted to publish reference tables. They worked out faster methods of running the calculator. And when they thought that they had their system perfected, they made another calculation: how long it would take to complete the job. The answer: seven years. They persuaded the professor to set the project aside.

Retirement Lifestyle Planning There are four (4) major financial questions that you must be able to answer in order to know if your current or future plan will work for you. What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last through your life expectancy? How much do you need to save on a monthly or annual basis to be able to retire at your current standard of living and your money last your life expectancy? Doing what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle till life expectancy? If you don’t do anything different than you are doing today, how much will you have to reduce your standard of livingat retirement for your money to last your life expectancy? Motto for Retirement Lifestyle Planning A solid financial plan is a powerful possession that offers a sense of peace and freedom. Our process allows us to determine appropriate strategies and help you understand how to achieve your goals and live your dreams. Our process stresses informed financial decision making. We encourage you to review all decisions with your team of tax and legal professionals. For the record, we are not tax or legal professionals and this information is not intended as tax or legal advice. Now we’d like to remind you that a well-executed financial plan requires diverse knowledge and utilizes some or all of the following strategies and services: -Retirement Lifestyle Planning Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement including Social Security analysis. -Estate Planning Referring you to qualified Estate Attorneys to review your wills and trusts to help preserve your estate for your intended heirs by helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors. -Tax Management Helping to reduce your current and future tax burden by considering multiple strategies for review by your tax professional.Also, referring you to qualified tax specialists if needed. -Legacy Planning/Charitable Planning Creating a solid future for generations to come by ensuring that your legacy will live on through those you love or causes you care deeply about. -Risk Management Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your individual wants and needs. -Investment Planning Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals.

He introduced petitions at the start of each session before the rules had been officially adopted, then would challenge the continuation of the gag and force a vote on it. He would inquire of the Speaker whether a certain petition was permissible and then read from it. He would ask if a petition could be referred to a committee instructed to explain why it could not be granted. People sent him petitions not only from his constituency but from all over the country, cleverly worded so as not quite to fall under the ban. Many of the petitions now asked for the repeal of the gag rule. It was he, of course, who named it “the gag.” In his dogged battle, Old Man Eloquent earned the respect of his bitterest foes. The Virginia state-righter Henry Wise called him “the acutest, the astutest, the archest enemy of Southern slavery that ever existed.”79

Many financial analysts will find Emerson and Emery more interesting and appealing stocks than the other two—primarily, perhaps, because of their better “market action,” and secondarily because of their faster recent growth in earnings. Under our principles of conservative investment the first is not a valid reason for selection—that is something for the speculators to play around with. The second has validity, but within limits. Can the past growth and the presumably good prospects of Emery Air Freight justify a price more than 60 times its recent earnings?1 Our answer would be: Maybe for someone who has made an in-depth study of the possibilities of this company and come up with exceptionally firm and optimistic conclusions. But not for the careful investor who wants to be reasonably sure in advance that he is not committing the typical Wall Street error of overenthusiasm for good performance in earnings and in the stock market.* The same cautionary statements seem called for in the case of Emerson Electric, with a special reference to the market’s current valuation of over a billion dollars for the intangible, or earning-power, factor here. We should add that the “electronics industry,” once a fair-haired child of the stock market, has in general fallen on disastrous days. Emerson is an outstanding exception, but it will have to continue to be such an exception for a great many years in the future before the 1970 closing price will have been fully justified by its subsequent performance. By contrast, both ELTRA at 27 and Emhart at 33 have the earmarks of companies with sufficient value behind their price to constitute reasonably protected investments. Here the investor can, if he wishes, consider himself basically a part owner of these businesses, at a cost corresponding to what the

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PROLETARIAT. This is the term used by Karl Marx to refer to the working class, and it is defined as the class within capitalism that does not own the means of production, the class that owns nothing other than its labor power. The proletariat is locked in struggle with the bourgeoisie which owns and controls the means of production, and by extension controls the state. Gradually developing in size, organization, and class consciousness the proletariat, Marx believes, will bring about revolutionary change, overthrowing capitalism and instituting communism after a transitional phase of the dictatorship of the proletariat. With the advent of communism and the abolition of private property the proletariat along with all other classes will disappear. There are a number of significant problems with Marx’s notion of the proletariat. First, Marx nowhere develops a theory of class and fails to offer more than a terse definition of the proletariat. This means that it is very difficult to determine exactly who falls into the category of proletarian. For example, managers, professionals, intellectuals and housewives/husbands are all propertyless, but it is not clear if they should be included in the proletariat since they do not create value and in the case of managers and professionals in particular they may earn vastly more than and see themselves very differently from a more typical member of the proletariat such as a factory worker. Also, there is the problem of the lack of a revolutionary consciousness emerging in the proletariat, which has led to some Marxists, such as Vladimir Ilich Lenin, arguing for a vanguard party to import revolutionary consciousness into the proletariat, and others, for example the members of the Frankfurt School, taking a more pessimistic view of the possibility of the proletariat being an agent of revolution at all.

Pro-risk, aggressive investors, for example, should be expected to make more than the index in good times and lose more in bad times. This is where beta comes in. By the word beta, theory means relative volatility, or the relative responsiveness of the portfolio return to the market return. A portfolio with a beta above 1 is expected to be more volatile than the reference market, and a beta below 1 means it’ll be less volatile. Multiply the market return by the beta and you’ll get the return that a given portfolio should be expected to achieve, omitting nonsystematic sources of risk. If the market is up 15 percent, a portfolio with a beta of 1.2 should return 18 percent (plus or minus alpha). Theory looks at this information and says the increased return is explained by the increase in beta, or systematic risk. It also says returns don’t increase to compensate for risk other than systematic risk. Why don’t they? According to theory, the risk that markets compensate for is the risk that is intrinsic and inescapable in investing: systematic or “non-diversifiable” risk. The rest of risk comes from decisions to hold individual stocks: non-systematic risk. Since that risk can be eliminated by diversifying, why should investors be compensated with additional return for bearing it? According to theory, then, the formula for explaining portfolio performance (y) is as follows: y = α + βx Here α is the symbol for alpha, β stands for beta, and x is the return of the market. The market-related return of the portfolio is equal to its beta times the market return, and alpha (skill-related return) is added to arrive at the total return (of course, theory says there’s no such thing as alpha). Although I dismiss the identity between risk and volatility, I insist on considering a portfolio’s return in the light of its overall riskiness, as discussed earlier. A manager who earned 18 percent with a risky portfolio isn’t necessarily superior to one who earned 15 percent with a lower-risk portfolio. Risk-adjusted return holds the key, even though—since risk other than volatility can’t be quantified—I feel it is best assessed judgmentally, not calculated scientifically.

​“Many,” sighed Ashuri, “and from various faculties. A considerable number of them are not even registered at the university. They come to register, and I ignore the fact that they are not on the roster. This year, I closed registration after seventy-five students had signed up, but in reality over a hundred attended each lecture. For purely selfish reasons, because of my age, I suppose, I refused to accept any more. I have found lately that Kabbalah has shown signs of a resurgence of interest. As a result, many charlatans earn a fine living from it.” ​Elijah remembered that he was really on his way to the library. He parted from Prof. Ashuri in his normal awkward, hesitant and apologetic manner, thanking her profusely no less than three times; he would even have bowed down to her if that was what would have enabled him to expedite his exit. However, Prof. Ashuri had one more important observation to make. ​“I hope that your interest in the Kabbalah will not infect you with that dreaded disease...” she smiled. ​“What disease do you mean?” ​“Kabbalistic literature is generally divided into three major streams. The first and most important one is the cosmological, mission-oriented one. Here we find a direct line between ourselves and the Master of the Universes, by way of His influence on all the intermediate worlds. Note the term, ‘Master of the Universes’ in the plural. In this view, there are mutual influences, going from the upper worlds to us, and from us to the upper worlds. All the commandments and all the proper intentions and all the prayers are ultimately aimed at mending those spheres, which were damaged at the time of the Creation. In the language of the Kabbalah, this means repairing those vessels which were broken. ​“The second stream is Kabbalistic-prophetic. It is an attempt to attain what is known as cleaving to God and to achieve spiritual elevation. This can be accomplished by internal meditation, which includes reciting the Holy Names, internal and external purification, combining sacred letters and repeating them over and over, singing and moving the head, and breathing techniques. This can unite one with the higher worlds. One who does this properly can reach the level of prophecy. There are even books with detailed instructions on how to actually accomplish this and how to ascend to a higher spiritual level. I often hear of students who have embarked on such a course, and it is, indeed, a disease.” ​“Don’t worry about me. And what about the third stream?” ​“The third stream is the one which has elicited the most criticism. It is referred to as Practical Kabbalah. By that, we mean people who use the Kabbalah for their own personal purposes, as a way to exploit the secret knowledge to which they have access in order to control nature and man’s fate. Practical Kabbalah appeals directly to supernatural forces and sometimes even makes them solve the problems of the one calling upon them. These include attempts to foretell the future, to converse with the dead, to heal the sick, to banish evil spirits and the evil eye, and of course to acquire wealth, respect, and/or the love of a man or a woman. That, too, is a dangerous game to play.” Prof. Ashuri laughed, but Elijah could not tell whether or not she was serious.

Frame control creates power and power attracts. BY JOSH (JETSET) KING MADRID WHAT DO KANYE WEST AND ELON MUSK HAVE IN COMMON? When you put the two together, there may be few similarities, but I believe one trait they share is the ability to control their frame, also known as frame control. Frame control is a little-known underlying phenomenon that may be one of the reasons they are so influential and successful despite the controversy. Nonetheless, they maintain their status as some of our culture's most powerful figures. The power of how we frame our personal realities is referred to as frame control. A frame is a tool that you can use to package your power, authority, strength, information, and status. Standing firm in your beliefs can persuade and influence. I first discovered frame control in 2016 after coming across the book Pitch Anything by Oren Klaff. I was hooked instantly. I was a freshman in college at UC Irvine at the time and was earning a few thousand dollars a month in my online business. In just a few short months after applying the concept of frame control in my life and business, everything changed — I started dating the girl of my dreams, cleared my first $27,000 in one month and dropped out of college to go all in on my business. Since then, I've read every book, watched every video, and studied every expert-written blog I can find on the subject. This eventually led me to obtain NLP and neuro-marketing certifications, both of which explain the underlying psychology of how our brains frame social interactions and provide techniques for controlling these frames in oneself and others in order to become more likable, influential, and lead a better life overall. Frame control is about establishing your own authority, but it isn't just some self-help nonsense. It is about true and verified beliefs. The glass half-empty or half-full frame is a popular analogy. If you believe the glass is half-empty, that is exactly what it will be. But someone with a half-full frame can come in and convince you to change your belief, simply by backing it up with the logic of “an empty glass of water would always be empty, but having water in an empty glass makes it half-full.” Positioning your view as the one that counts does take some practice because you first have to believe in yourself. You won’t be able to convince anyone of your authority if you are not authentic or if you don’t actually believe in what you’re trying to sell. Whether they realize it or not, public figures are likely to engage in frame control. When you're in the spotlight, you have to stay focused on the type of person you want the rest of the world to see you as. Tom Cruise, for example, is an example of frame control because of his ability to maintain dominance in media situations. In a well-known BBC interview, Tom Cruise assertively puts the interviewer in his place when he steps out of line and begins probing into his personal life. Cruise doesn't do it disrespectfully, which is how he maintains his own dominance, but he does it in such a way that the interviewer is held accountable. How Frame Control Positions the User as Influential or Powerful Turning toward someone who is dominant or who seems to know what they are doing is a natural occurrence. Generally speaking, we are hard-wired to trust people who believe in themselves and when they are put on a world stage, the effects of it can be almost bewildering. We often view comedians as mere entertainers, but in fact, many of them are experts in frame control. They challenge your views by making you laugh. Whether you want to accept their frame or not, the moment you laugh, your own frame has been shaken and theirs have taken over.

There are three key financial statements that are made up of 5 main elements. These elements include: 1. Assets: Assets are items of value that are owned by the company. Items that can be listed under assets include cash, equipment, real estate, etc. 2. Liabilities: These are items that decrease the net worth of the business. In other words, liabilities are what the company owes other companies, individuals, or investors. Liabilities include items such as accounts payable, long term and short term loans, etc. 3. Equities: These refer to cash or cash equivalents that are used to represent the ownership of the company. The term equity, as used in accounting, determines the value of the company and its ownership. 4. Revenues: Revenue is one component of financial statements that mainly appears on the income sheet and the cash flow statement. Revenue represents all the money that is earned by a business over a given trading period. The revenue of a business can vary from one accounting period to another. The revenue of a business determines the net income of business after expenses have subtracted. 5. Expenses: The expenses of a business are usually used in preparing the income sheet and the cash flow statement. Expenses represent the ways a company uses its funds. Among the expenses include direct expenses such as the cost of goods sold and indirect expenses such as rent and taxes.

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It was Micky Newman, the 34-year-old son of Ben’s partner Jerome, who talked him out of it. Micky was more optimistic about the excess inventory P&R had piled up. Moreover, he saw an opportunity to apply some high finance to this industrial company. “Ben wanted to sell at a loss, but we persuaded him not to because I could see some big pluses,” Micky later said. “I could see a huge potential tax loss due to abandonment of deep mines, and in addition, P&R coal had piled up small and unusual amounts of coal.”157 In early 1955, P&R reported a $7.3 million loss for 1954, $5.3 million of which was attributable to write-offs related to the abandonments of mines.158 The big loss gave the Baltimore/Graham-Newman group a chance to increase its control over the company’s corporate governance: Hyland’s broker, Benjamin Palmer, joined the board in February, and Micky Newman joined him three months later. Along with Ben Graham himself, the Baltimore and Graham-Newman shareholder group now controlled three of nine board seats. As a sign of things to come, P&R changed its name and amended its charter to allow the organization to engage in activities other than coal mining. The company dropped the reference to coal from its name, transitioning from the Philadelphia and Reading Coal and Iron Company to the Philadelphia and Reading Corporation.159 Micky took the initiative to transform the company. His plan was to use the cash P&R generated from liquidating its excess inventory to acquire profitable businesses, whose income would be shielded from future taxes by P&R’s existing tax loss position.

With regard to earning interest from a bank, recall in that time there were no “banks” as there are today. The reference literally means to place the money “on a (moneylenders’) table” (compare Matt. 21:12; Mark 11:15; Luke 19:45; John 2:15). Recall also that charging interest was permissible only when Jews lent to non-Jews (e.g., Deut. 23:19–21) (Fitzmyer, 1985: 1237). At a more fundamental level, earning interest also seems to go against the Creation story, where God desires work to be inherently meaningful and for people to work as God worked. Does the desire to use money to make money reflect an attempt to avoid working by the sweat of our brow (Gen. 3:19)? In this light, perhaps it is no coincidence that the third manager had wrapped his pound inside in a soudarion (literally, “a cloth for perspiration”), which refers to a sweat cloth used for face or neck for protection from the sun (Fitzmyer, 1985: 1236; Marshall, 1978: 706). By using “money to make money” the managers in the parable were likely increasing the amount of literal and metaphorical sweat on the brows of the relatively poor.

What is the Sharing Economy? “This boom marks a striking new stage in a deeper transformation. Using the now ubiquitous platform of the smartphone to deliver labour and services in a variety of new ways will challenge many of the fundamental assumptions of 20th-century capitalism, from the nature of the firm to the structure of careers.” – Economist, December 24, 2014 The sharing economy has many synonyms: tech-based capitalism, sharing marketplaces, collaborative consumption, access economy, collaborative economy, 1099 economy, and the list goes on and on. Although we appreciate the complexity of this disruptive technological shift, for the purposes of this book we will simply refer to it as the sharing economy. In its simplest form, the sharing economy is composed of hundreds of online platforms that enable people to turn otherwise unproductive assets into income producing ones. These include their homes, cars, parking spots, clothes, consumer items, pets, hobbies, and many others.

Revelation also makes reference to the location of the Daughter of Babylon in relation to the world’s navigable waters: “Every sea captain, and all who travel by ship, the sailors, and all who earn their living from the sea, will stand far off. When they see the smoke of her burning, they will exclaim, ‘Was there ever a city like this great city?’ They will throw dust on their heads, and with weeping and mourning cry out: ‘Woe! Woe, O great city, where all who had ships on the sea became rich through her wealth! In one hour she has been brought to ruin! (Revelation 18:17 and 19). “…and the merchants of the earth grew rich from her excessive luxuries.” (Revelation 18:3b)

Christian doctrine cautions against greed. So does present-day economist Thomas Sowell: "I have never understood why it is 'greed' to want to keep the money you have earned but not greed to want to take somebody else's money." Using the power of government to grab another person's property isn't exactly altruistic. Jesus never even implied that accumulating wealth through peaceful commerce was in any way wrong; he simply implored people to not allow wealth to rule them or corrupt their character. That's why his greatest apostle, Paul, didn't say money was evil in the famous reference in 1 Timothy 6:10. Here's what Paul actually said: "For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs" (emphasis added). Indeed, progressives themselves have not selflessly abandoned money, for it is other people's money, especially that of "the rich," that they're always clamoring for.

Okay, so if the conscious energy is what we collectively refer to as God, what was the vessel?” “The collective immortal soul in its unified state prior to the Big Bang.” I closed my eyes, attempting to absorb everything I had just heard. “Well, then, organized religion sure screwed that creation story up. Chalk that one up to quantum physics.” “The primer of existence is communicated to every physical species, including yours. Humans were given the information 3,409 Earth years ago.” “Really? I’d love to see it. Is it buried somewhere?” “The information was encoded into the Old Testament’s original Aramaic, transcribed on Mount Sinai to the entity Moses. Fourteen centuries later, the information was decoded and recorded in the text referred to as the Zohar.” “So all those hokey Bible stories were just written as an excuse to encrypt the info contained in our owner’s manual? What are Adam and Eve supposed to represent?” “Protons and electrons—the male and female aspect of the atom.” “Nice. What about the creation of the world in six days?” “Six days refers to the bundle of six dimensions. The only creation is the vessel of the unified soul. The physical world is not the real reality. The physical world is the lucid dream where fulfillment must be earned.

If, if we get our heads straight about money, I predict that by ad 2000, or sooner, no one will pay taxes, no one will carry cash, utilities will be free, and everyone will carry a general credit card. This card will be valid up to each individual’s share in a guaranteed basic income or national dividend, issued free, beyond which he may still earn anything more that he desires by an art or craft, profession or trade that has not been displaced by automation. (For detailed information on the mechanics of such an economy, the reader should refer to Robert Theobald’s Challenge of Abundance and Free Men and Free Markets, and also to a series of essays that he has edited, The Guaranteed Income. Theobald is an avant–garde economist on the faculty of Columbia University.)

A real winner is the one who has the ability to find success by self; who chases success at his/her own will, and never gives a chance to attribute credit of his/her success to his/her referees. No matter how slow he/she goes; how painful are the financial issues; how long it takes to find self; and how likely he/she persevere, in the end, the fruits of success would give enough pleasure than the pleasure earned through references.

Psychotherapy…is rarely as straightforward as textbooks and case reports usually seem to imply…Practicing psychotherapy is a difficult—if also rewarding—way to earn a living. It is no profession for the individual who likes certainty, predictability, or a fairly constant sense that one knows what one is doing. There are few professions in which feeling stupid or stymied is as likely to be part of one’s ordinary professional day, even for those at the pinnacle of their field. Indeed, I would loathe to refer a patient to any therapist who declared that s/he almost always felt effective and clear about what was going on.

Psychotherapy…is rarely as straightforward as textbooks and case reports usually seem to imply…Practicing psychotherapy is a difficult—if also rewarding—way to earn a living. It is no profession for the individual who likes certainty, predictability, or a fairly constant sense that one knows what one is doing. There are few professions in which feeling stupid or stymied is as likely to be part of one’s ordinary professional day, even for those at the pinnacle of their field. Indeed, I would be loathe to refer a patient to any therapist who declared that s/he almost always felt effective and clear about what was going on.

Bucky lived and worked to help the world. He didn’t live to pay his bills, to plan for retirement, to make sure he had enough at any time, to make sure he could afford the next project, or to do anything. He felt that if he were doing the things that he was inspired to do to help the world, all those things would be taken care of by the One that commissioned him to do the work. I know that most people on hearing this are prone to think, of course it works fine when you are a Buckminster Fuller, but Bucky knew that it works for everyone. The individual may not have Bucky’s talents to bring them world prominence, but they can do what is theirs to do and not have to think of earning a living if they want to make a pact with God as Bucky did. That sounds as if God is in to bargaining, but it is not that, it is simply the way it is, a spiritual principle. We were created to be channels for God and when we assume that role and expect to be prospered in so doing, it will be that way for us—for anyone! That is why Bucky’s life and message have to be heard, because the answer to the world’s need for prosperity is to stop living to make a living and start living to give the gift of your unique self to the world. Bucky affirmed this: “Yes I am quite confident there is nothing that I have undertaken to do that others couldn’t do equally well or better under the same economic circumstances. I was supported only by my faith in God and my vigorously pursued working assumption that it is God’s intent to make humans an economic success so that they can and may in due course fulfill an essential—and only mind-renderable—functioning in Universe....This would terminate humanity’s need to ‘earn a living,’ i.e., doing what others wanted done only for others’ ultimately selfish reasons. This attending only to what needs to be done for all humanity in turn would allow humanity, the time to effectively attend to the Universe-functioning task for the spontaneous performance of which God—the eternal, comprehensive, intellectual integrity usually referred to as ‘nature’ or as ‘evolution’—had included humans in the grand design of eternally regenerative Universe.(1) In

And nothing against the Dicks and Richards of the world, but I always disliked that one. Call me immature if you like—I’ve earned it many times over—but come on: The word. Is slang. For penis. If he was a woman named Virginia, would he insist we refer to him as Vag? I think not! (God, I hope not.)

This special was followed one month later by “Bart the Genius.” This was the first genuine episode of The Simpsons , inasmuch as it premiered the famous trademark opening sequence and included the debut of Bart’s notorious catchphrase “Eat my shorts.” Most noteworthy of all, “Bart the Genius” contains a serious dose of mathematics. In many ways, this episode set the tone for what was to follow over the next two decades, namely a relentless series of numerical references and nods to geometry that would earn The Simpsons a special place in the hearts of mathematicians.

Speaking of wine, beer never caught on with the ancient Greeks and Romans the way it did in Mesopotamia and Western Europe—at least among the privileged classes, who showed a strong preference for fermented grape juice.[11] Beer was seen as a drink of peasants and savages, earning the contempt of public intellectuals like Pliny the Elder, who, in reference to the people of Spain and Gaul (now France) fumed that, “The perverted ingenuity of man has given even to water the power of intoxicating where wine is not procurable. Western nations intoxicate themselves by means of moistened grain.”[12] One wonders what Pliny would say today if you were to hand him a glass of the famous beer that now bears his name—Pliny the Elder IPA, brewed by California’s Russian River Brewing Co. and renowned as one of the world’s finest beers.

We want to show respect to the God of Heaven,” Asher said. King Asher had decreed a fifteen percent tax on all of a man’s earnings for every adult citizen in Alalakh. A tithe of that amount went to support the priests who maintained the temple of God. The money was to be set apart once a month. Asher told Rachael that he wanted to set a good example for all to see that he served the God of Heaven. He was told at an early age that God had set him apart to be a Goel, one who could redeem the people. He had always been Kenana’s Goel. “Father,” she said. “I think Mother needs a Goel now.” “Are you referring to her relationship with Tall?” “Yes,” said Rachael. “I think she is being unfaithful to you.” Asher nodded. “I have felt her distance. You know, Rachael, you may be right.” “What she needs is cleansing of her soul right now.” Asher sighed. “My job has always been to watch over her, no matter what she does.” “What is that?” “I am sure she will return to Adah with Tall.” “What will you do when she does?” “I will spend much time with the priests. Tyro and Leah will take a leadership role as Prince and Princess of Mesopotamia.” “Good choices.

Here are eight tips for writing effective cover letters.   Address the cover letter to a specific person, ensuring the correct name, title, company, and address. This shows respect for the person you are sending the résumé to. “To Whom It May Concern” salutations should be used only if you can’t determine the name of the hiring person or the company (for instance, when responding to a blind ad). If you were referred by someone, be sure this is included in the first sentence of the cover letter: “Jennifer Wells suggested I contact you in regard to an accounts receivable position you have open …” It’s an attention grabber. If asked to include salary history or requirements, you must address this or risk being disqualified. Provide a healthy range, such as “Over the past five years I have earned between $35,000 and $48,000. However, I am open to any reasonable offer consistent with my ability to produce results and meet your performance expectations.” If asked for salary requirements, use the same strategy: “I am aware that the salary range for a loss prevention manager in the Houston area averages between $75,000 and $110,000. Given my experience and, most importantly, my ability to make significant contributions to your company, I would hope to be on the upper end of this scale.” If you are sending the résumé out electronically, the cover letter can be inserted as the e-mail itself; just attach your résumé. If you prefer that your cover letter is the first page of the attachment, that’s fine. But the general guideline is not to attach multiple files. Make it easy on the hiring manager and send only one attachment or file to open (unless you have a good reason to do otherwise). Do not rehash what is on the résumé. This is disrespectful of the reader’s time. If you have done a good job with your résumé, you want the cover letter to quickly entice the hiring manager to read your résumé. Cover letters should not be preachy. Sales managers know that sales are the heartbeat of any company; you don’t have to lecture them on this. Nurse supervisors know the importance of compassionate patient care; you don’t have to tell them what they already know. Keep the letter short and concise. The cover letter is not the place to preach or teach. It’s the place to invite recipients to read your résumé! Finally, the four most important words on the cover letter are “I respect your time.” The following cover letter is a sample template to use in these challenging and troubled times. Notice the first four words of the second paragraph.

Contrafreeloading,” a term coined by the animal psychologist Glen Jensen, refers to the finding that many animals prefer to earn food rather than simply eating identical but freely accessible food.

Mr. VITTER. Will the Senator yield for a question?   Mr. CRUZ. I am happy to yield for a question without yielding the floor.   Mr. VITTER. I thank the Senator. Does he acknowledge that he understands, as I do, that as this monstrosity goes into effect October 1 and as it has all of these really devastating impacts on individuals and small businesses, under a special illegal rule from the Obama administration, Congress and Washington get an exemption; they get a special pass; they get a special deal no other American gets under the law?   Mr. CRUZ. I thank the Senator for his question, and he is absolutely right. There are many scandalous aspects of ObamaCare: how it was passed--on a brutal partisan vote rammed through with late-night deals that have earned rather infamous nicknames, such as the ``Cornhusker kickback,'' which has sadly become part of modern political lore; and the ``Louisiana purchase,'' with all due respect to my friend from the great State of Louisiana, who was not involved in that. And one of the most sorry aspects of ObamaCare is the aspect Senator Vitter refers to, which is that President Obama has chosen, at the behest of majority leader Harry Reid, at the behest of Democratic Members of the Senate, to exempt Members of Congress and their staff from the plain language of the statute.   When

Nathaniel Bowditch… the father of American Navigation was born on March 26, 1773, in Salem, Massachusetts. At the age of ten; he left school to work in his father's cooperage, before becoming a bookkeeping apprentice, to a ship chandler. At fourteen years of age he taught himself Algebra and later Calculus. He poured over books critical to the development of Astronomy, such as those written by Sir Isaac Newton. He also corrected thousands of calculation errors in John Hamilton Moore’s book “The New Practical Navigator.” As a young man he learned Latin and French allowing him to read foreign technical books and translated Pierre Simon de Laplace’s book on mathematics and theoretical astronomy. In 1795, Bowditch went to sea on his first voyage as a ship's clerk and yeoman. By his fifth voyage at sea he was promoted to Captain and was a part owner of the vessel. Following this voyage, he returned to Salem in 1803, resuming his studies. In 1802, his book The American Practical Navigator was first published. That same year, Harvard University awarded Bowditch an honorary Master of Arts degree. His tireless academic work earned him a significant standing, including acceptance to the “American Academy of Arts and Sciences.” In 1806, Bowditch was offered the “Chair of Mathematics and Physics at Harvard” as well as at the “United States Military Academy and the University of Virginia.” His encyclopedia of navigation “The American Practical Navigator,” usually just referred to by his name “Bowditch,” still serves as a valuable handbook on oceanography and meteorology, and contains useful tables and a maritime glossary. Without a doubt it is the finest book on Navagation ever written.

I'm going to throw some suggestions at you now in rapid succession, assuming you are a father of one or more boys. Here we go: If you speak disparagingly of the opposite sex, or if you refer to females as sex objects, those attitudes will translate directly into dating and marital relationships later on. Remember that your goal is to prepare a boy to lead a family when he's grown and to show him how to earn the respect of those he serves. Tell him it is great to laugh and have fun with his friends, but advise him not to be "goofy." Guys who are goofy are not respected, and people, especially girls and women, do not follow boys and men whom they disrespect. Also, tell your son that he is never to hit a girl under any circumstances. Remind him that she is not as strong as he is and that she is deserving of his respect. Not only should he not hurt her, but he should protect her if she is threatened. When he is strolling along with a girl on the street, he should walk on the outside, nearer the cars. That is symbolic of his responsibility to take care of her. When he is on a date, he should pay for her food and entertainment. Also (and this is simply my opinion), girls should not call boys on the telephone-at least not until a committed relationship has developed. Guys must be the initiators, planning the dates and asking for the girl's company. Teach your son to open doors for girls and to help them with their coats or their chairs in a restaurant. When a guy goes to her house to pick up his date, tell him to get out of the car and knock on the door. Never honk. Teach him to stand, in formal situations, when a woman leaves the room or a table or when she returns. This is a way of showing respect for her. If he treats her like a lady, she will treat him like a man. It's a great plan.

Material adverse effect" is a standard that is often employed in the softening of contract provisions. It is often used in more than one provision in a contract, and as a result may be separately defined: "Material adverse effect" means any material adverse effect on the Borrower’s business, assets, liabilities, prospects or condition (financial or otherwise). In order to fall within the ambit of this definition, the matter in question must be both material and adverse to the party. Materiality is a subjective concept; a change that would be reasonably likely to affect the other party’s evaluation of the transaction will generally be viewed as material. The change must also be adverse. Obviously, if it’s a change for the better, it isn’t covered. The definition refers to the areas where the material adverse effect has occurred: the party’s business, assets, liabilities, financial condition and prospects. Let’s look at examples of each of these. The loss of a customer that represented 40% of the borrower’s earnings would have a material adverse effect on its business. An uninsured casualty loss in respect of the borrower’s primary manufacturing plant would have a material adverse effect on its assets. The entering of a judgment against the borrower for damages in an amount equal to its total annual sales would have a material adverse effect on its liabilities. A loss of sales resulting in a diminution in cash flow that impairs the borrower’s ability to pay its operating expenses would have a material adverse effect on its financial condition. Lastly, the development of proprietary technology by a competitor that allows it to produce goods at a more favorable price may have a material adverse effect on the borrower’s prospects, because it may be forced to reduce its profit margins. Inclusion of the word "prospects" as a component of the definition of material adverse effect is almost always a point of contention. The party to whom the material adverse effect standard is applicable will argue that the use of prospects gives the other party too much room to speculate about the future impact of an event. The other party will argue that its counterparty’s future condition and performance is important to it, and the party should not be required to wait until a reasonably foreseeable bad result has occurred before having any remedies. Closely related to material adverse effect is material adverse change, referred to colloquially as "MAC.

Artistic "style" that does not evolve as a result of a natural process is the embodiment of "fake it till you make it," referring to the way something APPEARS, not the way that it IS. It's a veneer, a hollow afterthought technique hung on the artwork to dress it up... I prefer to think in terms of the artist's VOICE. Voice is deeper, manifested from the very core of your being. You earn it through research, experimentation, and discovery. It is a synthesis of the experiences, intellectual concepts, and aesthetic interests you possess, executed in your distinctive way, in the formal, emotional and intellectual language of your chosen medium. When successful, the realization of your voice follows the gestalt principle. The combination of your ideas and the work's physical embodiment is greater than the sum of its parts and distinguishes your outcome from everyone else's.

Those that use only fundamental variables refer only to a company's business performance, not the relationship between that performance and its share price. Studies have sorted stocks using returns on equity or on total capital invested, growth in earnings per share, growth in assets—as opposed to sales growth—and various measures of profit margins. Companies with high marks on these variables are successful firms whose shares are inherently attractive to investors. However, consistent with the studies we discussed above, it is often the firms that ranked lowest on these measures—low returns on capital or narrow profit margins—that have tended to generate the highest future market returns.

Life Formulas I (2008) These are notes to myself. Your frame of reference, and therefore your calculations, may vary. These are not definitions—these are algorithms for success. Contributions are welcome. Happiness = Health + Wealth + Good Relationships Health = Exercise + Diet + Sleep Exercise = High Intensity Resistance Training + Sports + Rest Diet = Natural Foods + Intermittent Fasting + Plants Sleep = No alarms + 8–9 hours + Circadian rhythms Wealth = Income + Wealth * (Return on Investment) Income = Accountability + Leverage + Specific Knowledge Accountability = Personal Branding + Personal Platform + Taking Risk? Leverage = Capital + People + Intellectual Property Specific Knowledge = Knowing how to do something society cannot yet easily train other people to do Return on Investment = “Buy-and-Hold” + Valuation + Margin of Safety [72] Naval’s Rules (2016) Be present above all else. Desire is suffering. (Buddha) Anger is a hot coal you hold in your hand while waiting to throw it at someone else. (Buddha) If you can’t see yourself working with someone for life, don’t work with them for a day. Reading (learning) is the ultimate meta-skill and can be traded for anything else. All the real benefits in life come from compound interest. Earn with your mind, not your time. 99 percent of all effort is wasted. Total honesty at all times. It’s almost always possible to be honest and positive. Praise specifically, criticize generally. (Warren Buffett) Truth is that which has predictive power. Watch every thought. (Ask “Why am I having this thought?”) All greatness comes from suffering. Love is given, not received. Enlightenment is the space between your thoughts. (Eckhart Tolle) Mathematics is the language of nature.

The following year a famous English author, Captain Frederick Marryat, visited Fort Snelling. In the book he published later, A Diary in America, with Remarks on Its Institutions, he refers to the voyageur hamlet:23 “The French Canadians, who are here employed by the Fur Company, are a strange set of people. There is no law here, or appeal to law; yet they submit to authority, and are managed with very little trouble. They bind themselves for three years, and during that time … they work diligently and faithfully; ready at all seasons and at all hours, and never complaining, although the work is often extremely hard. Occasionally they return to Canada with their earnings, but the major part have connected themselves with Indian women and have numerous families; for children in this fine climate are so numerous, that they almost appear to spring from the earth.

My highest achievement: never shutting down my heart. Even in my darkest moments—through sexual abuse, a pregnancy at 14, lies and betrayals—I remained faithful, hopeful, and willing to see the best in people, regardless of whether they were showing me their worst. I continued to believe that no matter how hard the climb, there is always a way to let in a sliver of light to illuminate the path forward. We go through life discovering the truth about who we are and determining who has earned the right to share the space within our heart. This I also know for sure: God—however you define or refer to Him, Her, or It—is for us. The forces of nature are for us, offering us life in abundance. We humans narrow what is an open field of wonder and majesty to the myopic reality of our day-to-day experiences. But there is extraordinary in the ordinary. Some days the awareness of the sanctity and sacredness of life brings me to my knees with gratitude.

also stressed the dignity of the white working man. “I hold that if there is any one thing that can be proved to be the will of God by external nature around us, without reference to revelation, it is the proposition that whatever any one man earns with his hands and by the sweat of his brow, he shall enjoy in peace,” Lincoln told his Cincinnati audience. “I say that whereas God Almighty has given every man one mouth to be fed, and one pair of hands adapted to furnish food for that mouth, if anything can be proved to be the will of Heaven, it is proved by this fact, that that mouth is to be fed by those hands, without being interfered with by any other man who has also his mouth to feed and his hands to labor with.

There is nothing in the manifestos of the Jana Sangh that has consistency or anything discernible as an economic ideology or any ideas about how Hindutva would influence the State. The manifestos are a collection of rambling and inchoate pronouncements. The Jana Sangh stood for mechanisation of agriculture and then immediately opposed it in 1954 (because the use of tractors would mean bullocks would get slaughtered). It wanted industry to calibrate its use of automation not based on efficiency but how many more individuals it could hire. It did not explain why a businessman should or would want to add cost rather than reduce it. In 1971 it said it wanted no automation in any industry except defence and aerospace. In 1954, and again in 1971, it sought to cap the monthly incomes of all Indians at Rs 2,000 and wanted the State to appropriate everything earned above that sum. It wanted residential bungalows to be limited to a size of 1,000 square yards.3 In 1957, it spoke of ‘revolutionary changes’ it would bring without saying what these were, and in the very next manifesto dropped the reference without explanation. All this is, of course, because they were responding to Congress manifestos of the time and had nothing real to offer of their own. Nor did they think they needed to: with a national voteshare that till 1989 was in the single digits, the party knew it would not be in power, would not need to implement a policy and, therefore, was free to say whatever came to mind. The Jana Sangh did not have any particular strategic view of the world and India’s place in it besides saying that India should be friends with all who were friendly and tough on those who were not. India should seek a place in the Security Council but there was no reference to why or what India’s role would be, or how its influence and strategic options would increase if it got this position. It offered no path for getting to the Security Council. Entitlement would apparently get India there.

The Queen had earned her nickname from the types of derivatives deals she created and sold, called RAVs, short for “Repackaged Asset Vehicles.” RAVs (pronounced “rahvs”) were well named. A RAV was used to repackage existing securities into new derivatives using various investment vehicles, including trusts and special companies. RAVs were often referred to as black box transactions, because in a RAV you put securities into a trust or company, the so-called black box, and then magically the securities turned into derivatives. PLUS Notes were a type of RAV. With PLUS Notes, Morgan Stanley had repackaged Mexican bonds using a Bermuda company as the black box to issue the new derivatives.

There is a poet who sings that, "Deeper their heart grows and nobler their bearing, Whose youth in the fires of anguish hath died." But it was not likely that he had reference to the kind of anguish that comes with destitution, that is so endlessly bitter and cruel, and yet so sordid and petty, so ugly, so humiliating—unredeemed by the slightest touch of dignity or even of pathos. It is a kind of anguish that poets have not commonly dealt with; its very words are not admitted into the vocabulary of poets—the details of it cannot be told in polite society at all. How, for instance, could anyone expect to excite sympathy among lovers of good literature by telling how a family found their home alive with vermin, and of all the suffering and inconvenience and humiliation they were put to, and the hard-earned money they spent, in efforts to get rid of them?

God will never love you any more than He does right now and He will never love you any less than He does right now. He loves you on your good days; He loves you on your bad days. His love is not conditioned by your response. His is love is given freely. It cannot be earned!

human being and bolt on extensions that let them take full advantage of Economics 2.0, and you essentially break their narrative chain of consciousness, replacing it with a journal file of bid/request transactions between various agents; it’s incredibly efficient and flexible, but it isn’t a conscious human being in any recognizable sense of the word.” “All right,” Pierre says slowly. “I think we’ve seen something like that ourselves. At the router.” Sirhan nods, not sure whether he’s referring to anything important. “So you see, there are limits to human progress—but not to progress itself! The uploads found their labor to be a permanently deflating commodity once they hit their point of diminishing utility. Capitalism doesn’t have a lot to say about workers whose skills are obsolete, other than that they should invest wisely while they’re earning and maybe retrain. But just knowing how to invest in Economics 2.0 is beyond an unaugmented human. You can’t retrain as a seagull, can you, and it’s quite as hard to retool for Economics 2.0. Earth is—” He shudders. “There’s a phrase I used to hear in the old days,” Pamela says calmly. “Ethnic cleansing. Do you know what that means, darling idiot daughter? You take people who you define as being of little worth, and first you herd them into a crowded ghetto with limited resources, then you decide those resources aren’t worth spending on them, and bullets are cheaper than bread. ‘Mind children’ the extropians called the posthumans, but they were more like Vile Offspring. There was a lot of that, during the fast sigmoid phase. Starving among plenty, compulsory conversions, the very antithesis of everything your father said he wanted . . .” “I don’t believe it,” Amber says hotly.

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Work, which we may interpret broadly here as referring to any activities of value to others (employers, customers, family members, the needy, etc.), gives us purpose and meaning in life. Without work, which can include parenting or serving the church but mainly refers to earning a living, people naturally gravitate toward troublesome behaviors like being a busybody (meddling in others’ affairs). We naturally yearn for the sense of meaning that only labor or service can bring, and if we don’t labor or serve then we tend to intrude upon others’ affairs. At least that relieves the boredom. But no, says Paul, the ideal is to “work with your own hands . . . so that you may walk properly before outsiders and be dependent on no one” (1 Thess. 4:11-12).

veracity. The frequent reference to such military men as Generals Sheridan, Carr, Merritt, Crook, Terry, Colonel Royal, and other officers under whom Mr. Cody served as scout and guide at different times and in various sections of the frontier, during the numerous Indian campaigns of the last ten or twelve years, affords ample proof of of his genuineness as a thoroughbred scout.   There is no humbug or braggadocio about Buffalo Bill. He is known far and wide, and his reputation has been earned honestly and by hard work. By a combination of circumstances he was educated to the life

The gospel frees us from any and every attempt to earn God's acceptance through our work..[but] the more I have realized that this same gospel that frees me from work also frees me to work..I'm using work here in two different senses, much as Scripture does. Sometimes work in the Bible refers to actions done in the flesh in order to earn God's favor..the Bible also talks about work in terms of actions fueled by faith in order to bring glory to God, and the Bible celebrates this kind of work.

If you've earned the trust of people I already trust, their referral of you to me is worth more than any other form of marketing.

The traditional defense of class stratification and the existence of a "leisure class", ever since the rise of civilization, from both Plato and Aristotle as well as from more recent social thinkers, is that a leisure class is needed in order to have the time and energy for the specialized intellectual development and technological skills that are necessary preconditions for civilization; and "leisure class" has always meant a group with a guaranteed income — i.e. those who did not have to work for a living. Implicit in this argument is the assumption (which I happen to think is correct, as I think the history and development of civilization proves) that when people are freed from the necessity to work — that is, when work is freely chosen rather than slavery or wage-slavery (i.e. "work or starve"), they do not just vegetate in a state of "passivity and dependency." Rather, they engage in much more creative work. Coercion creates an incentive for "passive aggressiveness," because when overpowered and helpless there is no other way to express the minimal degree of autonomy that people need in order to maintain any semblance of self-esteem, dignity, and pride. Furthermore, when work is a means to and end — working in order to eat — then it is, in Marx's terms, "alienated" labor. Labor can only be liberated from alienation when work is an end in itself, entered into freely as the expression of spontaneous and voluntary creativity, curiosity, playfulness, initiative, and sociability — that is, the sense of solidarity with the community, the fulfillment of one's true and "essential" human nature as "social" and "political" animals, to be fulfilled and made human by their full participation in a culture. In short, the contradiction in the old defense of class stratification is that it defends leisure for the leisure class, but not for the underclass. With reference to the underclass, leisure is said to destroy the incentive to work, leads to slothfulness and self-indulgence, and retards cognitive and moral development. When applied to the leisure class, the concept evokes an image of Plato and Aristotle, whose leisure was based on slave labor, creating the intellectual foundations of Western civilization; or patrician slave-owners like Washington and Jefferson laying the foundations of American civilization; or creative aristocrats like Count Leo Tolstoy or Bertrand Ear Russell; or, even closer to home, of our own sons and daughters (or of ourselves, when we were young adults) being freed from the stultifying tasks of earning a living until well into our adult years so that we could study in expensive universities to gain specialized knowledge and skills.

Wondering what was going on in her restless brain, Gabriel stroked back a lock of loose hair that clung to her cheek. “What are you thinking about?” he asked. “The wedding? Your family?” “A rhombus,” Pandora said absently. His brows lifted. “You’re referring to the parallelogram with opposite equal obtuse angles?” “Yes, Cousin West told me the Isle of Wight is shaped like a rhombus. I was just thinking that if ‘rhombus’ were an adjective . . .” Raising a gloved hand to her chin, Pandora tapped her fingertips against her lips. “It would be rhombuseous.” Gabriel toyed with a tiny silk flower on her hat. “Rhombusphobia,” he said, entering into the game. “Fear of rhombus.” That earned him a spontaneous grin. Her deep blue eyes became places to frolic and revel in. “Rhombusolotry. Worship of rhombus.

The practice of explicitly describing others as less than humans is nowadays often frowned upon and is widely condemned. So propagandists who cultivate dehumanizing attitudes most often do this indirectly. Rather than overtly referring to a group of people as animals or monsters, they describe them in ways that invoke this image in the minds of their listeners. There are certain themes that reappear over and over in this dehumanizing discourse. The common one is criminality. The dehumanized group is made to appear inherently threatening and their criminality is represented as crudely animalistic typically involving rape and murder. Another common theme is parasitism. The dehumanized group conspires to exploit the majority sucking the blood out of decent, hard-working people and claiming privileges that they haven't earned. Images of filth and disease are also very frequent. Dehumanised groups are vectors of infection, they are dirty and contaminating. They are often thought of as invaders, outsiders who are taking us over. They are reproducing at an alarming rate and they will soon outnumber us unless we do something about it.

When deciding what sort of business you want to put your money in, you have many factors to look at or to consider because you don't want your hard-earned money - where you spent blood, sweat, and tears, to go to waste. We believe that Corporate Culture is one massive screen to look at when you're deciding where to put your money. The way it can affect the investment performance of a company share price, which means your profitability, is of great importance.Corporate Culture refers to the beliefs and behaviors of the people in the company that organically developed over time. It show's how the management and it's employees handle or interact with outside business transactions. It is reflected in a company's environment - office set-up, business hours, dress code, employee benefits, client treatment and satisfaction, and all the other aspects of operation.

Some of you may view your investment policies on a shorter term basis. For your convenience, we include our usual table indicating the gains from compounding $100,000 at various rates: This table indicates the financial advantages of: 1. A long life (in the erudite vocabulary of the financial sophisticate this is referred to as the Methuselah Technique) 2. A high compound rate 3. A combination of both (especially recommended by this author) To be observed are the enormous benefits produced by relatively small gains in the annual earnings rate. This explains our attitude which while hopeful of achieving a striking margin of superiority over average investment results, nevertheless, regards every percentage point of investment return above average as having real meaning.

THE ELEVATOR PITCH When I first started my consulting practice, I began networking at conferences to find potential clients. It was not unusual to be the only doctor in the room. I quickly learned the importance of the elevator pitch. The elevator pitch is where you explain what your business is all about concisely in the span of no more than a few minutes (or the length of the ride up an elevator). Here are a few approaches to developing your elevator pitch. THE WHAT, WHY, HOW TEMPLATE: The first is by answering these three questions: What do you do? Why should somebody listen to you? How can you help them? Here are my answers: I am a physician business consultant. I have run many successful six- and seven-figure companies. I can help them by identifying additional streams of income outside their medical career. THE FILL IN THE BLANKS ELEVATOR PITCH Another approach is by filling in the following sentence: “I help _________ so they can have ___________ by __________.” The first blank refers to your target market. The second blank refers to what your target market wants, and the third blank refers to the method they will use to achieve it. Here is my elevator pitch: I help doctors, so they can have a better quality of life by teaching them to build additional streams of income. Why the elevator pitch works is because the focus is on the prospect. A big mistake when networking conferences is people love to talk about themselves. Use that to your advantage, and keep the focus on what you can do for them. There is a radio station that we all tune into that is known as WII-FM, which stands for What’s In It For Me? If they have a problem that you can solve, you will have people beating down your door. Your elevator pitch is what is also known as your unique selling proposition (USP). What do you have that makes you special, that really out distances you away from the competition? This is what led me to gain new clients when attending business and marketing conferences. Create and memorize a 30-second elevator pitch that resonates with

According to Poe, the hoaxer is the extraordinary, the superior man, for with his hoax he has managed to rise above the foolish, credulous mass of people. (In his account of the Balloon Hoax, Poe refers to them as “the rabble.”) He has achieved his success not by being born into it (an especially sensitive topic for Poe, given how little he received from his wealthy stepfather) or by cultivating friendships with more successful men (Poe was forever railing against the clubbiness of the literary world), but by earning it: his success is a reflection of his own brilliance.

NOVEMBER 12 THIS IS A TIME OF ABUNDANCE in your life. Your cup runneth over with blessings. After plodding uphill for many weeks, you are now traipsing through lush meadows drenched in warm sunshine. I want you to enjoy to the full this time of ease and refreshment. I delight in providing it for you. Sometimes My children hesitate to receive My good gifts with open hands. Feelings of false guilt creep in, telling them they don’t deserve to be so richly blessed. This is nonsense-thinking because no one deserves anything from Me. My kingdom is not about earning and deserving; it’s about believing and receiving. When a child of Mine balks at accepting My gifts, I am deeply grieved. When you receive My abundant blessings with a grateful heart, I rejoice. My pleasure in giving and your pleasure in receiving flow together in joyous harmony. Thou preparest a table before me in the presence of mine enemies: thou anointest my head with oil; my cup runneth over. —PSALM 23:5 KJV “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.” —JOHN 3:16 “So I say to you: Ask and it will be given to you; seek and you will find; knock and the door will be opened to you. For everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened.” —LUKE 11:9–10 He who did not spare his own Son, but gave him up for us all—how will he not also, along with him, graciously give us all things? —ROMANS 8:32

John Deco became the basis of our marketing campaign. We decided to throw John Deco a homecoming party as our launch event. We invited a lot of brokers for food and drinks, and gave out fancy gifts from Tiffany & Co. and Hermès, making sure everyone knew that both of those stores were located right in the area. See what a great neighborhood this is!? Now people were talking about the building. Suddenly, instead of calling the building 99 John, brokers started referring to it as “the John Deco building.” It was no longer just a bunch of units being converted into condos—now everyone knew about the building’s rich history because we had created a story to showcase it to potential buyers. We got our first three offers the next day.

I AM THE GIFT that continuously gives—bounteously, with no strings attached. Unconditional Love is such a radical concept that even My most devoted followers fail to grasp it fully. Absolutely nothing in heaven or on earth can cause Me to stop loving you. You may feel more loved when you are performing according to your expectations. But My Love for you is perfect; therefore it is not subject to variation. What does vary is your awareness of My loving Presence. When you are dissatisfied with your behavior, you tend to feel unworthy of My Love. You may unconsciously punish yourself by withdrawing from Me and attributing the distance between us to My displeasure. Instead of returning to Me and receiving My Love, you attempt to earn My approval by trying harder. All the while, I am aching to hold you in My everlasting arms, to enfold you in My Love. When you are feeling unworthy or unloved, come to Me. Then ask for receptivity to My unfailing Love.

They differed from one another and they differed from Braque and Picasso: Delaunay, for example, was unorthodox from the beginning; he insisted upon the role of light and color, and presently he moved on, or off, to a painting that Apollinaire baptized Orphism: Léger’s variations earned him the name of Tubist: Marcel Duchamp introduced movement: Jacques Villon described himself as an Impressionist-Cubist, and he refused to abandon his subtle shades: and in time many of the others relinquished the object entirely and with it all reference to reality, their pictures becoming wholly abstract. But all these differences were nothing compared to the difference between the Cubists’ work and any painting that had been seen before: the Cubist revolution was fundamental; the “Demoiselles d’Avignon” had changed the very nature and concept of painting, and it could never be the same again.

To play the role, the producers wanted an actor with “the aggressiveness of Teddy Roosevelt, the warmth and humility of Abe Lincoln, and the tenacity of Andrew Jackson.” Their choice, Edward Arnold, made no attempt to characterize the men he played. “They’re all Edward Arnold,” he said, “or else there’d be no guessing game on the show.” But the problem with the show was aptly stated by the Radio Life critic: the novelty of the guessing game wore thin, leaving the show steeped in boredom. For Arnold it was a prestigious part, earning him the admiration of Harry Truman despite the actor’s Republican nature. Arnold was a frequent guest at the White House, where Truman referred to him as “Mr. President.

Race norming is the practice of converting individual test scores to percentile or standard scores within one’s racial group. In the process of race norming, an individual’s percentile score is not calculated in reference to all persons who took the test; instead, an individual’s percentile score is determined only in reference to others in the same racial group. After norming scores by percentile in separate racial groups, the lists are combined to make selection decisions. By norming within racial groups, the same raw score for Whites and Blacks can be converted to different percentile scores based on the distribution of scores for each racial group. For example, suppose that a White candidate and a Black candidate each earn a raw score of 74 points on a test. If the White candidate’s test score is converted to a percentile only in reference to other White candidates and the Black candidate’s test score is converted to a percentile only in reference to other Black candidates, then the percentile scores earned by the two candidates may not be equal even though they attained the same raw test score. Perhaps the 74-point raw score for the White candidate may be at the 60th percentile of the White distribution of scores, whereas the 74-point score for the Black candidate may be at the 65th percentile of the Black distribution of scores. When the White and Black percentile scores are combined into a common list and selection decisions are made, the candidates who scored the same 74 raw points on the test might be treated very differently. For example, if the organization decides to hire only persons who scored at the 65th percentile and above, then the Black candidate would be selected and the White candidate would not. In another circumstance, the organization could decide to hire persons with the highest percentile first, which would mean that the Black candidate would be selected prior to the White candidate.

In an interview with Business Wire in November 2011, Buffett said, “If you understand chapters 8 and 20 of The Intelligent Investor (Benjamin Graham, 1949) and chapter 12 of The General Theory (John Maynard Keynes, 1936), you don’t need to read anything else and you can turn off your TV.”2 This advice from Buffett references two classics from the field of investing and economics. Chapter 8 of Graham’s book talks about not letting the mood swings of Mr. Market coax us into speculating, selling in panic, or trying to time the market. Chapter 20 explains that, after careful analysis of a company’s ongoing business and its prospects for future earnings, we should consider buying only if its current price implies a large margin of safety. In chapter 12 of The General Theory of Employment, Interest, and Money (“The State of Long-Term Expectation”), Keynes remarks that most professional investors and speculators were “largely concerned, not with making superior long-term forecasts of the probable yield of an investment over

The Buddha never worked for his living, as far as we know. He was born into a wealthy, aristocratic family. He had lots of servants. According to all the accounts he spent most of his time in palaces with singing girls, dancing girls, and musicians. Then, after he left home as a mendicant, other people gave him food and clothing. He never did anything to earn his keep. Of course he taught the Dharma, but he would have done that anyway; it was his nature, just as the nature of the sun is to shine. He never worked for money; he never did a day’s work in his life. I have so far been referring to work in the sense of employment; but there is such a thing as creative work. Indeed, creative work is a psychological necessity. It may be in the form of bringing up and educating children. It may be in the form of writing or painting or cooking, or engaging in some constructive social venture. To produce, to create, is a human need. But it need not be linked with employment. In an ideal society, no one would have to work for wages. One would give to the community whatever one could, and the community would give to each person whatever they needed.