Plans For 2024 Quotes

Indeed, in early 2024 the government expanded MAID to allow Canadians to be killed for exclusively mental health reasons, including substance abuse disorders.13 Plans are in the works eventually to offer euthanasia to “mature minors,” which means Canada would join Belgium and the Netherlands in a triumvirate of the most liberal suicide regimes on the planet.

Traditional 401(K) or 403(B) Account Typically offered by your employer, a 401(k) account allows you to invest a percentage of your wages for retirement. A 403(b) is the public sector’s equivalent to a 401(k). Investing through a 401(k) or 403(b) is one of the most advantageous ways to invest, since the government is giving you tax breaks. Your employer will sometimes match what you contribute, up to a certain percent. (FreE mONaY!) Remember from our Financial Game Plan that this is the trump card: if you have an employer match, take advantage of it. Maximum yearly contribution: $20,500, which means you can contribute any amount up to that limit. This does not include any employer match, so go crazy. (This and all other retirement account maximums are current for the 2022 tax year.) Individual Retirement Account (IRA) This is an individual retirement account, meaning it’s not tied to your employer. You have to open it up on your own, and it’s yours forever. Good news: you can have both a 401(k) and an IRA! Maximum yearly contribution: $6,000. You technically have fifteen and a half months to contribute that $6,000. The government lets you put money in your IRA during the twelve months of that year, plus the first months of the following year leading up to the tax filing deadline. A little confusing, but stay with me: if you want to contribute to your IRA in 2023, you will have from January to December 2023, plus January to April 15, 2024, to hit that $6,000 max. So, let’s say that you’re rounding out the year of contributions at $4,500. That means you have another three-ish months to get the full $6,000! More time, yay! If we’re already in the new year, and you want the money to specifically go to the previous year’s IRA, you simply need to specify that when you contribute. It’s usually as easy as checking a “previous year” box. Let’s talk about the most common retirement accounts. In addition to the differences above, 401(k) and IRA accounts come in two flavors: traditional and Roth. The main difference between these accounts is in how they’re taxed. In traditional accounts, you won’t pay any taxes on this money until you withdraw it at retirement. You get the tax benefits now. Roth accounts require tax payments now, so you don’t have to pay them later. You get the tax benefits later. In some cases, you can make both traditional and Roth contributions into the same account.

We learn from traveling that it makes a huge difference to simply acknowledge and greet each other; to ask whenever possible or appropriate, whether someone is alright; and most importantly to foil the plans and intentions of fear and warmongers using every medium and platform to get us to distrust, hate, and be afraid of each other, or to beware of strangers." [From “Can We Travel Without Being Tourists?” published on CounterPunch on March 15, 2024]

A recent consumer study shows that more than 90 percent of plant-based burger customers are neither vegan nor vegetarian. The broader market confirms the staying power of plant-based meat; the category grew 45 percent year-over-year in 2020. The growth curve is showing no signs of flattening. Beyond Meat’s new target: price parity with beef by 2024.

Thank You, Lord” September 12, 2024 at 10:02 AM Verse 1: Lord, I thank You for this day, For the sunrise and its rays. You’ve given me another chance, To live and love, to sing and dance. Chorus: Oh, thank You, Lord, for nature’s song, For the breeze and birds that sing along. You are my Father, full of grace, In Your Kingdom, I find my place. Verse 2: Thank You for my family dear, For friends who bring me joy and cheer. Holding them close, I feel so blessed, In Your love, I find my rest. Chorus: Oh, thank You, Lord, for nature’s song, For the breeze and birds that sing along. You are my Father, full of grace, In Your Kingdom, I find my place. Bridge: If I falter, if I stray, Guide me back, show me the way. In every choice, in every plan, I trust in You, my guiding hand. Chorus: Oh, thank You, Lord, for nature’s song, For the breeze and birds that sing along. You are my Father, full of grace, In Your Kingdom, I find my place. Outro: Amen, Amen, I praise Your name, For another day, for love’s sweet flame. Thank You, Lord, for all You give, In Your light, I’ll always live.

The Birnam Oak by Stewart Stafford Medieval guardian, limpet oak, Reinforced branches, sunlit soak, Gnarled limbs in supplicant pose, A statuesque deity in thorny repose. Set up tent 'neath a canopy deep, Where my pilgrim forbears sleep, Midges swarming campfire's glow, And drowsy me, to slumber go. May roots prosper far from sight, Defying storm, flame, chainsaw's bite, Give verdant breath to creation's plan. Until Earth falls from human hand. © 2024, Stewart Stafford. All rights reserved.

The Master Plan by Stewart Stafford Do you choose to lose yourself In grief’s planetoid hinterlands, Discarding every gift given By loved ones in preparation? Wade through marsh and swamp, The world turns for mogul and meagre. Burdened down by survivor's guilt, Unspoken words, unfinished deeds, A wandering, teetering flagellant, Haunted by what should have been. You were and are loved, not begrudged, Olympic torch bravery delighting others. Familiar hands on marathon's shore, Offer self-medicating cocktails, To numb the Captain to his storm, Resist to avoid addiction's reefs, Resolve to endure whatever comes. We are driftwood, seedpods, Blind to windswept grand design. And the most important decision, Who to pass trust's baton to? We must not believe our eyes, As all we see is weaponised. Human instinct, A mighty shield unseen, Guiding us through, Where we dare not lean. The path of fearlessness, A paradox in itself; A source of fear, Inside a shipyard of hope. In dreamlike audacity, grasp destiny with barriers lifted, clothed in courage’s cloak. Grieve, Emerge transformed, Octopus ink to glowing algae, Knowing others will come, To complete our healing. Our plotted course continues, Until privy to the master plan, At last, upon the inverse shore, As loved ones congratulate. © 2024, Stewart Stafford. All rights reserved.

Trillions of dollars in homeowner equity…so are the best “captains” of “equity conversion airplanes” the homeowners themselves? No. There is an impetus placed upon real estate professionals - as well as an implied responsibility - to honestly, to effectively and to accurately communicate reality to home sellers. An inability to do so? Fewer real estate listings. Lower sale prices for home sellers. Less equity converted into cash for home sellers. Less revenue for real estate companies. Inopportune…across the board. Three years ago, American homeowners were custodians of an estimated $19 trillion in homeowner equity. Furthermore, over the past three years - even with these stubbornly-elevated mortgage rates - we witnessed an uninterrupted, further run-up in home prices. More equity gained, for American homeowners. As mortgage rates ease downwards heading into the fall, unlocking trillions of dollars in homeowner equity - as a result of more homeowners deciding to either trade up to larger homes, or to downsize to smaller homes, circumstances permitting - will trigger a large-scale (and an upcoming) re-thinking of this following question by more and more homeowners: What shall we now do with this equity we have in our home? So what’s the plan? In real estate, the effective utilization of well-tested "tools,” such as 3-D tours and virtual staging, coupled to good marketing processes - I.e.: a Marketing Plan - deployed by successful real estate teams is a great way for homeowners to convert the equity they have in their homes into cash. It works. Ok, so if you are a for sale by owner home seller in 2024, data indicate that an over-reliance in - as well as, maybe, blind faith placed upon(?), “the Internet,” if you decide to sell your home yourself, FSBO, could lead to an entirely avoidable (and a costly) home selling misadventure. As well as to a saddened foray for home sellers into this unintended outcome: lower sale prices.

She's Wild and Free” October 1, 2024 at 12:11 PM Verse 1: She was a girl who knew how to be happy even when she was sad, With a smile that could light up the darkest night, oh, she had. He came along with dreams and promises so grand, But she just laughed and said, “I’ve got my own plans.” Chorus: She didn’t need his promises, she’s wild and free, Dancing in the moonlight, like a summer breeze. With a heart full of dreams and a soul that can fly, She said, “Thanks for the offer, but I’ll reach the sky.” Verse 2: He offered her the world, but she had her own, A path she was walking, a life she had grown. With every step she took, she knew where she belonged, In the rhythm of her heart, in the words of her song. Chorus: She didn’t need his promises, she’s wild and free, Dancing in the moonlight, like a summer breeze. With a heart full of dreams and a soul that can fly, She said, “Thanks for the offer, but I’ll reach the sky.” Bridge: She found her strength in the quiet of the night, In the whispers of the wind, in the morning light. With every sunrise, she knew she was strong, Living her truth, where she belonged. Chorus: She didn’t need his promises, she’s wild and free, Dancing in the moonlight, like a summer breeze. With a heart full of dreams and a soul that can fly, She said, “Thanks for the offer, but I’ll reach the sky.” Outro: So here’s to the girl who knew how to be happy even when she was sad, With a world of her own, and a life so beautifully clad. She didn’t need his promises, she was wild and free, Living her own story, just as it should be.

Ontario Increases Minimum Wage: Is It Enough to Live On as a Newcomer? At Esse India, we understand the challenges newcomers face when settling in Canada. As of October 1, 2024, several Canadian provinces, including Ontario, Prince Edward Island, Manitoba, and Saskatchewan, have raised their minimum wage. In Ontario, the wage has increased from $16.55 to $17.20 per hour. For immigrants pursuing Canadian permanent residency (PR) or leveraging opportunities like the Global Talent Stream, these wage changes play a significant role in financial planning during the immigration process. A full-time worker in Ontario, clocking an average of 39.3 hours per week, can now expect to earn approximately $675.96 weekly or $35,149.92 annually before taxes. However, after accounting for deductions, the net annual income is $29,026, according to Wealthsimple’s tax calculator. With Toronto being a primary destination for newcomers, the cost of living poses a serious challenge. For those navigating the Canada PR process or consulting with Canada immigration consultants, managing living expenses becomes critical. Rent for a one-bedroom apartment in Toronto averages $2,452 per month, and groceries for one person are estimated at $526.50 monthly. Essentials like utilities, internet, and phone services bring the total to approximately $3,407.84 each month, or $40,894.08 annually—well beyond the net income of a minimum-wage worker. Many immigrants face this reality as they wait for their foreign credentials to be recognized in Canada. While pursuing recognition, they may be forced to accept minimum-wage positions. With 20% of all occupations in Canada being regulated and requiring licenses, the wait for recognition can stretch beyond initial expectations. This highlights the importance of choosing the right Canada PR consultancy or Canadian immigration consultants who can provide proper guidance throughout the process. Newcomers often find themselves in lower-paying roles or entering programs like the Provincial Nominee Program (PNP), which offer alternative routes to permanent residency. For those working with Canada immigration consultants in India, weighing the costs of living against potential income is crucial. The same holds true for immigrants interested in Australia PR or Germany PR through Australia immigration consultants or Germany immigration consultants. The Financial Reality for Newcomers in Canada While many immigrants aim for higher-paying jobs once their credentials are recognized, the journey can be arduous. Programs such as the Global Talent Stream Canada or BC PNP provide skilled workers a pathway to Canada, but maintaining financial stability during this period is essential. Those applying for visas through Canada spouse visa consultants or seeking Canada tourist visa ETA must also prepare for similar financial pressures. Despite these hurdles, Canada continues to attract immigrants due to its robust support systems and opportunities for growth. However, at Esse India, we advise prospective immigrants to approach the Canada PR procedure or Canada PR consultancy with realistic expectations, especially those transitioning from regions where the cost of living may differ significantly. Exploring options like Work and Study in Canada for free, or even considering PR pathways in Australia and Germany, could offer a broader range of opportunities for balancing income with living costs. Whether it’s Canada, Australia, or Germany, it’s important to assess the financial implications thoroughly before making a move. This content, crafted by Esse India, emphasizes the importance of planning and financial awareness for newcomers pursuing permanent residency in Canada, while also touching on immigration alternatives in Australia and Germany.

A Martian Midsummer Night's Dream by Stewart Stafford On Mars's pristine ruddy hue, we tread, Above, stars as adamantine algae spread. Phobos and Deimos, twin moons fair, Primeval river beds form a spidery lair. Dust storms tower above dried-up seas, A vast red alien desert, shorn of trees. Oberon and Titania's gamesmanship spite, Quarrel deep in the Martian summer night. Puckish antics stir starry lovers' hearts true, As spells and dreams on tangled paths pursue. On Olympus Mons, Vulcan gods watch and scheme, Echoes of old wars fuelling plans extreme; A Wellsian tome of the tripod Martian foe, Of invasive seeds, spread to Earth to sow. In Valles Marineris, where canyons stretch away, Dead of night gives birth to coppery day. A frontier vision, both opaque and diamond clear, Magical flights of fancy on an untamed sphere. © 2024, Stewart Stafford. All rights reserved.

Over these next months, I have several prayer requests I’m planning to commit to Jesus. Just like those tulips are designed to respond to being planted, when I plant my prayers with Jesus, I can trust that He will deliver an answer. His answer may sometimes be no, and sometimes it may be wait, and sometimes it may be a different color or variety than I expected.

Live a life that doesn't just look good on the outside, but feels good on the inside.

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