Penalty Save Quotes

Lukewarm people don't really want to be saved from their sin; they want only to be saved from the penalty of their sin.

Bob loses saving throw vs. shiny with a penalty of -5. Bob takes 2d8 damage to the credit card.

Jesus did not die just to save us from the penalty of sin, nor even just to make us holy in our standing before God. He died to purify for Himself a people eager to obey Him, a people eager to be transformed into His likeness.

We may understand again, therefore, from this picture, that God's purpose in the cross of Jesus Christ was two-fold: first that we might be forgiven, being saved from sin's penalty because Christ died for us, and secondly, that we might be delivered from sin's power, because this old sinful nature, called the flesh, died with Him.

Jesus has already paid the penalty. The work has been done. Are we to live good lives? Are we to do the best we can? Are we to think of others and live in peace? Of course! But to earn our salvation? Scripture is clear that we are saved by grace through faith, and that not of ourselves; not of works, lest anyone should boast. We live our lives in as righteous a manner as we can in thankful response to that priceless gift of God, our salvation, freely paid for on the cross by Christ himself.

-I love yeh, son, said Jimmy Sr. He could say it and no one could hear him, except young Jimmy, because of the singing and roaring and breaking glasses. -I think you’re fuckin’ great, said Jimmy Sr. -Ah fuck off, will yeh, said Jimmy Jr. -Packie saved the fuckin’ penalty, not me. But he liked what he’d heard, Jimmy Sr could tell that. He gave Jimmy Sr a dig in the stomach. -You’re not a bad oul’ cunt yourself, he said.

It was solemn, and a little ridiculous too, as they always are, those struggles of an individual trying to save from the fire his idea of what his moral identity should be, this precious notion of a convention, only one of the rules of the game, nothing more, but all the same so terribly effective by its assumption of unlimited power over natural instincts, by the awful penalties of its failure.

An army cannot be built without reprisals. Masses of men cannot be led to death unless the army command has the death-penalty in its arsenal. So long as those malicious tailless apes that are so proud of their technical achievements—the animals that we call men—will build armies and wage wars, the command will always be obliged to place the soldiers between the possible death in the front and the inevitable one in the rear. And yet armies are not built on fear. The Tsar's army fell to pieces not because of any lack of reprisals. In his attempt to save it by restoring the death-penalty, Kerensky only finished it. Upon the ashes of the great war, the Bolsheviks created a new army. These facts demand no explanation for any one who has even the slightest knowledge of the language of history. The strongest cement in the new army was the ideas of the October revolution, and the train supplied the front with this cement.

The gospel is neither religion nor irreligion - it is something else altogether. Religion makes law and moral obedience a means of salvation, while irreligion makes the individual a law to him - or herself. The gospel, however, is that Jesus takes the law of God so seriously that He paid the penalty of disobedience, so we can be saved by sheer grace.

To me, many of what seemed to be Bible contradictions only pointed to the grace of Christ. It is not so much a rule book on how to be holy as it is a prophecy of the One who can make you holy. In this, I see God as the least bigoted of all in existence: While men always, in their hearts, delight in vengeance for being wronged, God is the only Being who wants to free you from the penalty of His own laws.

In fact, the greatest savings from wellness programs come from the penalties assessed on the workers. In other words, like scheduling algorithms, they provide corporations with yet another tool to raid their employees’ paychecks.

Corporations do not automatically obey laws. They weigh the size of the penalty relative to the gain from law breaking. In the age of oligarchy, laws are window dressing when penalties aren’t high enough and the people responsible for the lawbreaking are not held accountable. Unless the government prosecutes individuals or at least claws back their pay, the law is not of particular concern to the inhabitants of C-suites. Eleven years after Wall Street’s near meltdown, not a single major financial executive had been convicted or even indicted for crimes that wiped out the savings of countless Americans. Contrast this with a teenager who is imprisoned for years for selling an ounce of marijuana.

I should not expect to be saved before my stains have been purified by fire, without suffering the penalty that my sins have deserved. But I have been told that the flames of purgatory where souls are burned for a time are just the same as the flames of hell where those who are damned burn through all eternity tell me, then, how can a soul awaking in purgatory at the moment of separation from this body be sure that she is not really in hell? how can she know that the flames that burn her and consume not will some day cease? For the torment she suffers is like that of the damned, and the flames wherewith she is burned are even as the flames of hell. This I would fain know, that at this awful moment I may feel no doubt, that I may know for certain whether I dare hope or must despair.

But the Bible contains incredible good news. The Creator is also the Redeemer. In a radical act of compassion and grace, the Creator entered into His creation to redeem fallen man. This is the only way redemption could have occurred. Your Creator took upon Himself human flesh and gave Himself to pay the penalty for your sin so that you could be restored to an intimate relationship with Him (2 Cor. 5:21). You are a rational being. You can fully understand these wonderful truths. Further, you are responsible; you must make a decision to commit your life to Christ. Listen to Romans 10:9-10: “That if you confess with your mouth Jesus as Lord, and believe in your heart that God raised Him from the dead, you shall be saved; for with the heart man believes, resulting in righteousness, and with the mouth he confesses, resulting in salvation.

We cannot pick and choose whom among the oppressed it is convenient to support. We must stand with all the oppressed or none of the oppressed. This is a global fight for life against corporate tyranny. We will win only when we see the struggle of working people in Greece, Spain, and Egypt as our own struggle. This will mean a huge reordering of our world, one that turns away from the primacy of profit to full employment and unionized workplaces, inexpensive and modernized mass transit, especially in impoverished communities, universal single-payer health care and a banning of for-profit health care corporations. The minimum wage must be at least $15 an hour and a weekly income of $500 provided to the unemployed, the disabled, stay-at-home parents, the elderly, and those unable to work. Anti-union laws, like the Taft-Hartley Act, and trade agreements such as NAFTA, will be abolished. All Americans will be granted a pension in old age. A parent will receive two years of paid maternity leave, as well as shorter work weeks with no loss in pay and benefits. The Patriot Act and Section 1021 of the National Defense Authorization Act, which permits the military to be used to crush domestic unrest, as well as government spying on citizens, will end. Mass incarceration will be dismantled. Global warming will become a national and global emergency. We will divert our energy and resources to saving the planet through public investment in renewable energy and end our reliance on fossil fuels. Public utilities, including the railroads, energy companies, the arms industry, and banks, will be nationalized. Government funding for the arts, education, and public broadcasting will create places where creativity, self-expression, and voices of dissent can be heard and seen. We will terminate our nuclear weapons programs and build a nuclear-free world. We will demilitarize our police, meaning that police will no longer carry weapons when they patrol our streets but instead, as in Great Britain, rely on specialized armed units that have to be authorized case by case to use lethal force. There will be training and rehabilitation programs for the poor and those in our prisons, along with the abolition of the death penalty. We will grant full citizenship to undocumented workers. There will be a moratorium on foreclosures and bank repossessions. Education will be free from day care to university. All student debt will be forgiven. Mental health care, especially for those now caged in our prisons, will be available. Our empire will be dismantled. Our soldiers and marines will come home.

Dear Jesus, I know I am a sinner. I have sinned against You and other people, and I am sorry for my sins and repent of them. I ask for and receive Your forgiveness today. Jesus, I invite You to be the Lord and Savior of my life, and I believe in my heart You died for the penalty of my sin on the cross and after three days were raised from the dead and are now seated in Heaven. Lord, I ask You to send Your Holy Spirit to fill me to overflowing even now and to melt me, mold me, and shape me into the person You want me to be. In Jesus’s name I pray. Amen. If you just prayed that pray and meant it, it is settled. You are now a child of God and are in covenant with Him. This is the absolute most important decision you will ever make, and whether you felt anything or not, you are now “reborn,” as Jesus said in John 3. This is just the start of

No, Tom’s life went along well enough, especially in summer. He only begged just enough to save himself, for the laws against mendicancy were stringent, and the penalties heavy; so he put in a good deal of his time listening to good Father Andrew’s charming old tales and legends about giants and fairies, dwarfs and genii, and enchanted castles, and gorgeous kings and princes. His head grew to be full of these wonderful things, and many a night as he lay in the dark on his scant and offensive straw, tired, hungry, and smarting from a thrashing, he unleashed his imagination and soon forgot his aches and pains in delicious picturings to himself of the charmed life of a petted prince in a regal palace. One desire came in time to haunt him day and night: it was to see a real prince, with his own eyes. He spoke of it once to some of his Offal Court comrades; but they jeered him and scoffed him so unmercifully that he was glad to keep his dream to himself after that.

20. Therefore by “full remission of all penalties” the pope means not actually “of all,” but only of those imposed by himself. 21. Therefore those preachers of indulgences are in error, who say that by the pope’s indulgences a man is freed from every penalty, and saved; 22. Whereas he remits to souls in purgatory no penalty which, according to the canons, they would have had to pay in this life. 23. If it is at all possible to grant to any one the remission of all penalties whatsoever, it is certain that this remission can be granted only to the most perfect, that is, to the very fewest. 24. It must needs be, therefore, that the greater part of the people are deceived by that indiscriminate and highsounding promise of release from penalty. 25. The power which the pope has, in a general way, over purgatory, is just like the power which any bishop or curate has, in a special way, within his own diocese or parish. 26. The pope does well when he grants remission to souls [in purgatory], not by the power of the keys (which he does not possess), but by way of intercession.

March 16 The Master Assizes For we must all appear before the judgement seat of Christ. 2 Corinthians 5:10 Paul says that we must all, preacher and people alike, “appear before the judgement seat of Christ.” If you learn to live in the white light of Christ here and now, judgement finally will cause you to delight in the work of God in you. Keep yourself steadily faced by the judgement seat of Christ; walk now in the light of the holiest you know. A wrong temper of mind about another soul will end in the spirit of the devil, no matter how saintly you are. One carnal judgement, and the end of it is hell in you. Drag it to the light at once and say—“My God, I have been guilty there.” If you don’t, hardness will come all through. The penalty of sin is confirmation in sin. It is not only God who punishes for sin; sin confirms itself in the sinner and gives back full pay. No struggling or praying will enable you to stop doing some things, and the penalty of sin is that gradually you get used to it and do not know that it is sin. No power save the incoming of the Holy Ghost can alter the inherent consequences of sin. “But if we walk in the light as He is in the light.” Walking in the light means for many of us walking according to our standard for another person. The deadliest Pharisaism to-day is not hypocrisy, but unconscious unreality.

In her eyes, he could see the fear, but also the love. The need. Time to show her, that to him, she meant everything. “Before you shower me with kisses for saving you –” “I think it could be argued that I played a part.” “Not when I retell the story you won’t. But we can argue about that later, naked. As I was saying, I have something for you.” Remy pulled the sheet of paper out of his back pocket and unfolded it. Initially he’d worried about it being too short. But as Lucifer assured him when he made the contract and binding, the less clauses he put in, the more his promise would stick out. Handing it to her, he waited. Fidgeted when she didn’t say a word. Almost tore it from her grasp. Then stumbled back as she threw herself at him. I, Remy, the most awesome demon in Hell, do declare to love the witch Ysabel, fiery temper and all, for an eternity. I will never stray. Never betray her trust. Never do anything to cause her pain upon penalty of permanent death. This I do swear in blood, Remy A simple contract, which in its very lack of clauses and sub items, awed her. “You love me that much?” He peered at her with incredulity on his face. “Of course I love you that much. Would I have done all the things I did if I didn’t?” “Well, you are related to a mad woman.” “Yes, and maybe it’s madness for me to love you, but I do. Do you think just any woman would inspire me enough to take on a bloody painful curse. Or put up with the fact you have a giant, demon eating cat. I know you have trust issues, and that I might not have led the kind of life that inspires confidence, but I will show you that you can believe in me. I want you to love me.” “I know you do. And I do love you. Only for you would I come to the rescue wearing nothing to cover my bottom.” His eyebrows shot up. “You came to battle in a skirt without any underwear?” A slow nod was her answer. He grinned, then scowled. “You will not do that again. Do you know how many demons live in the sewer and could have looked up your skirt? I won’t have them looking at what’s mine. On second thought. Throw out all your underwear. I’ll lead the purge on the sewers myself so you can stroll around with your girl parts unencumbered for my enjoyment.” “You’re insane,” she laughed. “Crazy in love with you,” he agreed. “But I do warn you, we’ll have to have dinner with my crazy mother at least once a month.” “Or more often. I quite like your mom. She’s got a refreshing way of viewing the world.” “Oh fuck. Don’t tell me she’s already rubbing off,” he groaned, as he pulled her into his arms. She snuggled against him. This was where she belonged. But she did have a question. “As my new… what should I call you anyway? Boyfriend? Demon I sleep with?” “The following terms are acceptable to me. Yours. Mate. Husband. Divine taster of your –” She slapped a hand over his mouth. “I’ll stick to mate.” “And I’m going with my super, sexy, touch her and die, fabulous cougar, ass kicking witch.” “I dare you shout that five times in a row without stumbling.” He did to her eye popping disbelief. “I told you, I have a very agile tongue.” “I remember.

If I understand anything at all about this great symbolist, it is this: that he regarded only subjective realities as realities, as “truths”—that he saw everything else, everything natural, temporal, spatial and historical, merely as signs, as materials for parables. The concept of “the Son of God” does not connote a concrete person in history, an isolated and definite individual, but an “eternal” fact, a psychological symbol set free from the concept of time. The same thing is true, and in the highest sense, of the God of this typical symbolist, of the “kingdom of God,” and of the “sonship of God.” Nothing could be more un-Christian than the crude ecclesiastical notions of God as a person, of a “kingdom of God” that is to come, of a “kingdom of heaven” beyond, and of a “son of God” as the second person of the Trinity. All this—if I may be forgiven the phrase—is like thrusting one’s fist into the eye (and what an eye!) of the Gospels: a disrespect for symbols amounting to world-historical cynicism.... But it is nevertheless obvious enough what is meant by the symbols “Father” and “Son”— not, of course, to every one—: the word “Son” expresses entrance into the feeling that there is a general transformation of all things (beatitude), and “Father” expresses that feeling itself —the sensation of eternity and of perfection.—I am ashamed to remind you of what the church has made of this symbolism: has it not set an Amphitryon story at the threshold of the Christian “faith”? And a dogma of “immaculate conception” for good measure?... And thereby it has robbed conception of its immaculateness— The “kingdom of heaven” is a state of the heart—not something to come “beyond the world” or “after death.” The whole idea of natural death is absent from the Gospels: death is not a bridge, not a passing; it is absent because it belongs to a quite different, a merely apparent world, useful only as a symbol. The “hour of death” is not a Christian idea —“hours,” time, the physical life and its crises have no existence for the bearer of “glad tidings.”... The “kingdom of God” is not something that men wait for: it had no yesterday and no day after tomorrow, it is not going to come at a “millennium”—it is an experience of the heart, it is everywhere and it is nowhere.... This “bearer of glad tidings” died as he lived and taught—not to “save mankind,” but to show mankind how to live. It was a way of life that he bequeathed to man: his demeanour before the judges, before the officers, before his accusers—his demeanour on the cross. He does not resist; he does not defend his rights; he makes no effort to ward off the most extreme penalty—more, he invites it.... And he prays, suffers and loves with those, in those, who do him evil.... Not to defend one’s self, not to show anger, not to lay blames.... On the contrary, to submit even to the Evil One—to love him.... 36. —We free spirits—we are the first to have the necessary prerequisite to understanding what nineteen centuries have misunderstood—that instinct and passion for integrity which makes war upon the “holy lie” even more than upon all other lies.... Mankind was unspeakably far from our benevolent and cautious neutrality, from that discipline of the spirit which alone makes possible the solution of such strange and subtle things: what men always sought, with shameless egoism, was their own advantage therein; they created the church out of denial of the Gospels.... That mankind should be on its knees before the very antithesis of what was the origin, the meaning and the law of the Gospels—that in the concept of the “church” the very things should be pronounced holy that the “bearer of glad tidings” regards as beneath him and behind him—it would be impossible to surpass this as a grand example of world- historical irony—

Senor, a large river separated two districts of one and the same lordship—will your worship please to pay attention, for the case is an important and a rather knotty one? Well then, on this river there was a bridge, and at one end of it a gallows, and a sort of tribunal, where four judges commonly sat to administer the law which the lord of river, bridge and the lordship had enacted, and which was to this effect, 'If anyone crosses by this bridge from one side to the other he shall declare on oath where he is going to and with what object; and if he swears truly, he shall be allowed to pass, but if falsely, he shall be put to death for it by hanging on the gallows erected there, without any remission.' Though the law and its severe penalty were known, many persons crossed, but in their declarations it was easy to see at once they were telling the truth, and the judges let them pass free. It happened, however, that one man, when they came to take his declaration, swore and said that by the oath he took he was going to die upon that gallows that stood there, and nothing else. The judges held a consultation over the oath, and they said, 'If we let this man pass free he has sworn falsely, and by the law he ought to die; but if we hang him, as he swore he was going to die on that gallows, and therefore swore the truth, by the same law he ought to go free.' It is asked of your worship, senor governor, what are the judges to do with this man? For they are still in doubt and perplexity; and having heard of your worship's acute and exalted intellect, they have sent me to entreat your worship on their behalf to give your opinion on this very intricate and puzzling case." To this Sancho made answer, "Indeed those gentlemen the judges that send you to me might have spared themselves the trouble, for I have more of the obtuse than the acute in me; but repeat the case over again, so that I may understand it, and then perhaps I may be able to hit the point." The querist repeated again and again what he had said before, and then Sancho said, "It seems to me I can set the matter right in a moment, and in this way; the man swears that he is going to die upon the gallows; but if he dies upon it, he has sworn the truth, and by the law enacted deserves to go free and pass over the bridge; but if they don't hang him, then he has sworn falsely, and by the same law deserves to be hanged." "It is as the senor governor says," said the messenger; "and as regards a complete comprehension of the case, there is nothing left to desire or hesitate about." "Well then I say," said Sancho, "that of this man they should let pass the part that has sworn truly, and hang the part that has lied; and in this way the conditions of the passage will be fully complied with." "But then, senor governor," replied the querist, "the man will have to be divided into two parts; and if he is divided of course he will die; and so none of the requirements of the law will be carried out, and it is absolutely necessary to comply with it." "Look here, my good sir," said Sancho; "either I'm a numskull or else there is the same reason for this passenger dying as for his living and passing over the bridge; for if the truth saves him the falsehood equally condemns him; and that being the case it is my opinion you should say to the gentlemen who sent you to me that as the arguments for condemning him and for absolving him are exactly balanced, they should let him pass freely, as it is always more praiseworthy to do good than to do evil; this I would give signed with my name if I knew how to sign; and what I have said in this case is not out of my own head, but one of the many precepts my master Don Quixote gave me the night before I left to become governor of this island, that came into my mind, and it was this, that when there was any doubt about the justice of a case I should lean to mercy; and it is God's will that I should recollect it now, for it fits this case.

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The Lord Jesus Christ paid the penalty for sin, He died on the cross to save mankind from sin.

When judges have discretion, they may consider a defendant’s background and impose a lighter penalty if the defendant’s personal circumstances—extreme poverty or experience of abuse, for example—warrant it. This flexibility—which is important in all criminal cases—is especially important in drug cases, as studies have indicated that many drug defendants are using or selling to support an addiction.75 Referring a defendant to treatment, rather than sending him or her to prison, may well be the most prudent choice—saving government resources and potentially saving the defendant from a lifetime of addiction. Likewise, imposing a short prison sentence (or none at all) may increase the chances that the defendant will experience successful re-entry. A lengthy prison term may increase the odds that re-entry will be extremely difficult, leading to relapse, and re-imprisonment. Mandatory drug sentencing laws

When judges have discretion, they may consider a defendant’s background and impose a lighter penalty if the defendant’s personal circumstances—extreme poverty or experience of abuse, for example—warrant it. This flexibility—which is important in all criminal cases—is especially important in drug cases, as studies have indicated that many drug defendants are using or selling to support an addiction.75 Referring a defendant to treatment, rather than sending him or her to prison, may well be the most prudent choice—saving government resources and potentially saving the defendant from a lifetime of addiction. Likewise, imposing a short prison sentence (or none at all) may increase the chances that the defendant will experience successful re-entry. A lengthy prison term may increase the odds that re-entry will be extremely difficult, leading to relapse, and re-imprisonment.

On June 28, Werner submitted his final report on Case S.I.-19267-F, showing tax deficiencies of $1,099,944 and a penalty of $549,972. But even this was to be scaled down. After a series of further conferences between IRS officials and Wirtz, Brown & Root was ultimately required to pay a total of only $372,000. There were of course no fraud indictments, no trial, no publicity. Franklin Roosevelt had already done so much to advance Lyndon Johnson’s career. In this instance, it may be he who saved it.

If you purchased a building for $200,000 but were eligible to depreciate $5,000 of its value, you would effectively pay just $195,000. If you take depreciation deductions and then sell the property, the $5,000 will be used to pay back those costs. A 25% tax is applied to the recouped funds. If the building were sold for $210,000, the net gain would be $15,000. However, $5,000 of that total would be considered recoupment of the tax break. A maximum of 25% of the amount reclaimed is taxed as regular income. The remaining $10,000 in capital gain would be taxed at the zero, fifteen, or 20% rates described above.

For a sole proprietorship, the business income and expenses are reported on Schedule C of the owner's personal tax return, Form 1040. The sole proprietor pays taxes on the net income from the business as personal income.

Depreciation is the method through which the price of an expensive asset, like a vehicle or piece of equipment, is written off over the course of its useful life rather than all at once in a single tax year. Businesses often use depreciation to get back some of the money they spend on more expensive long-term assets during the time they are useful. Here’s how to calculate depreciation: Depreciation = Initial Investment / Expected Service Life

Tax deductibles include all legal, accounting, bookkeeping and other costs your business needs to run properly. You could also get a tax break if you use accounting or bookkeeping software for your business. These IRS rules for legal and professional fees may help you determine whether a certain professional service charge was incurred for business or pleasure.

Filing taxes as a self-employed individual can be more complicated, so it may be beneficial to consider hiring an accountant to help you navigate the tax-saving options and deductions available to you.

How vastly preferable a forgiveness which means a giving for, and costs the Forgiver sorrow, sweat, pain, blood, wounds, death--a forgiveness coming from a God who says in effect: "I will not, to save sinners, repeal the law which connects sin with death as its penalty; but I am willing for that end to become myself the law's victim.

Instead, Wambach planted her feet and jumped straight up into the air, thrusting her head toward the ball. She beat Andréia to the ball and snapped it toward the goal. Wambach’s eyes were closed, but the sound of the ball rattling the back of the net was unmistakable. Goal, USA. The score: 2–2. “OH, CAN YOU BELIEVE THIS?!” ESPN announcer Ian Darke shouted at the top of his lungs to American viewers through their TV sets. “ABBY WAMBACH HAS SAVED THE USA’S LIFE IN THIS WORLD CUP!” Wambach ran over to the corner flag and slid, releasing a primal scream. The players closest to her—Tobin Heath and Alex Morgan—hugged her first. Kelley O’Hara leapt off the bench and raced over to Wambach, and everyone else soon followed. Rapinoe fist-pumped furiously and pounded on her chest. It was perhaps the most exhilarating moment in the national team’s history—perhaps it could rival the 1999 World Cup win, which had fittingly happened exactly 12 years earlier. Either way, coming after 121 minutes and 19 seconds, it was the latest goal in World Cup history—men’s or women’s—and it was a thrilling boost for the Americans. There was no way they were going to lose to Brazil on penalty kicks now.

In the shootout that followed, Hope Solo saved one of Brazil’s penalty kicks, while the Americans buried all theirs. The Americans were advancing to the semifinal.

In the shootout that followed, Hope Solo saved one of Brazil’s penalty kicks, while the Americans buried all theirs. The Americans were advancing to the semifinal. The stunning last-second goal—Rapinoe’s cross and Wambach’s header—would captivate the nation back home. Suddenly a country that hadn’t been particularly attuned to this Women’s World Cup fell back in love with its national team. A team that had fallen off the radar since 2005 was thrust back into the spotlight again. If Abby Wambach worried in 2008 about the team not needing her, she proved her fears wrong at the perfect time.

People use a mask for the same reason they use a helmet, to avoid paying penalty but not to save their life.

What grace! Jesus reveals the true nature of God. He longs to see His creation saved from the just penalty of sin to thrive forever in His presence. Therefore, the Son of God came to earth to save all humanity from judgment. What hope!

Finding Reliable Bookkeeping Services Near You Maintaining accurate financial records is critical for any business, and bookkeeping services play an essential role in ensuring that your financial data is organized and up-to-date. Whether you run a small business or a large enterprise, outsourcing your bookkeeping to a local professional can save you time, reduce errors, and improve overall financial management. If you’re searching for bookkeeping services near you, finding the right provider can significantly impact your business’s financial health. The Benefits of Local Bookkeeping Services Hiring a local bookkeeping service offers several advantages, starting with personalized attention. Local providers are more familiar with regional tax laws and regulations, which can ensure that your business remains compliant. Additionally, face-to-face meetings are much easier to arrange, allowing for more effective communication and tailored services that meet your specific needs. Moreover, working with a nearby bookkeeping service enables quick access to your financial data and faster problem resolution. Should any questions arise, having someone local means you can address them promptly, improving the efficiency of your financial management. What to Look for in a Bookkeeping Service When searching for bookkeeping services near you, consider their experience and expertise. Professional bookkeepers should be well-versed in various accounting software programs, such as QuickBooks or Xero, and should have experience working with businesses in your industry. Additionally, ensure that the bookkeeping service offers a comprehensive range of services, including managing accounts payable and receivable, reconciling bank statements, and preparing financial reports. Reviews and recommendations from other businesses in your area can provide valuable insights into the reliability and trustworthiness of the bookkeeping service you’re considering. Checking for certifications, such as a CPA license, can further validate their credibility. Ongoing Support and Compliance Local bookkeeping services can also help ensure that your business stays compliant with tax regulations. By keeping track of all financial transactions and maintaining accurate records, they make tax preparation seamless. This support helps minimize the risk of errors and penalties during tax season. In conclusion, finding the right bookkeeping service near you can make a significant difference in how efficiently you manage your finances. With personalized attention, local expertise, and ongoing support, a professional bookkeeper ensures that your business’s financial health remains on track.

Tax Consultants for the Medical Industry: A Specialized Service The medical industry is known for its complexity, especially when it comes to taxes. Healthcare professionals, whether running private practices or working in hospitals, often encounter unique tax challenges. This is where tax consultants who specialize in the medical industry come into play. Understanding Medical Industry Tax Regulations Tax regulations affecting the medical industry differ significantly from other sectors. From managing equipment expenses to handling employee benefits, healthcare providers face a myriad of financial obligations. Moreover, understanding how tax laws apply to medical practices ensures compliance with government regulations. A tax consultant with expertise in this industry can assist in navigating these intricate tax codes, ensuring accurate reporting and timely filing. Maximizing Deductions for Healthcare Providers One of the primary reasons healthcare professionals hire tax consultants is to maximize their deductions. Many medical practitioners are unaware of the potential tax-saving opportunities available to them. For example, medical equipment depreciation, office space rental, and staff salaries are just a few of the deductible expenses. Tax consultants ensure that healthcare providers take advantage of every tax break they qualify for. Staying Updated with Changing Tax Laws Tax laws, particularly those impacting the medical industry, are constantly evolving. It can be difficult for healthcare providers to stay up to date with these changes. By working with a specialized tax consultant, they can ensure compliance with new regulations and avoid costly penalties. These professionals help medical practitioners focus on their patients while handling the financial complexities in the background. In conclusion, tax consultants provide essential services to the medical industry. Their expertise ensures that healthcare professionals meet their tax obligations efficiently, saving both time and money.

The Importance of Bookkeeping Services for Businesses Effective bookkeeping is the foundation of any successful business. It involves the systematic recording, organizing, and managing of a company’s financial transactions. Whether you're a small business owner or running a large corporation, bookkeeping services help ensure that your financial records are accurate, up-to-date, and compliant with regulations. By outsourcing bookkeeping tasks to professionals, businesses can focus on growth and core operations without worrying about financial details. What Is Bookkeeping? Bookkeeping is the process of maintaining accurate records of all financial transactions, including sales, purchases, receipts, and payments. It involves organizing these records into categories like income, expenses, assets, and liabilities. The information generated through bookkeeping is essential for creating financial statements, tax filings, and understanding the overall financial health of the business. However, managing these tasks manually can be time-consuming and prone to errors, which is why many businesses opt for professional bookkeeping services. Benefits of Professional Bookkeeping Services One of the key benefits of hiring professional bookkeeping services is the accuracy they bring to financial management. Experienced bookkeepers are well-versed in the latest accounting software and financial regulations, ensuring that all records are kept accurately and consistently. Additionally, outsourcing this task allows business owners to save time and focus on other aspects of their business. As a result, they can make better financial decisions based on reliable data. Improved Financial Reporting Accurate bookkeeping leads to better financial reporting, which is critical for making informed business decisions. By keeping detailed and organized records, bookkeepers provide valuable insights into cash flow, profitability, and expenses. This allows businesses to plan their budgets more effectively, track financial performance, and identify areas for cost-saving or investment. Tax Compliance and Preparation Another important advantage of bookkeeping services is the ability to stay compliant with tax regulations. Bookkeepers ensure that all financial records are properly maintained and ready for tax season. With accurate and up-to-date records, businesses can avoid penalties and reduce the risk of audits, making tax preparation much smoother. In conclusion, professional bookkeeping services offer businesses the support they need to manage their financial records accurately and efficiently. By ensuring proper financial reporting and tax compliance, these services contribute to long-term financial stability and growth.

The Importance of Accounting Services for Businesses In today’s competitive business environment, maintaining accurate financial records and ensuring compliance with tax regulations is essential for long-term success. Accounting services provide businesses with the necessary tools and expertise to manage their finances efficiently. Whether for small businesses or large corporations, professional accounting services help streamline financial processes, ensure regulatory compliance, and offer strategic insights for growth. What Are Accounting Services? Accounting services encompass a wide range of tasks, including bookkeeping, financial reporting, tax preparation, payroll management, and auditing. These services are designed to help businesses track their income, expenses, and overall financial health. By outsourcing accounting tasks to professionals, businesses can focus on their core activities while ensuring that their financial operations run smoothly. Additionally, accurate and timely accounting services help businesses avoid costly errors and penalties. Benefits of Professional Accounting Services One of the main advantages of hiring professional accounting services is the accuracy they bring to financial management. Skilled accountants have a deep understanding of financial regulations and tax laws, ensuring that businesses remain compliant. Moreover, accountants can identify tax-saving opportunities, helping businesses reduce their tax liabilities. This level of expertise allows businesses to save time and money, as they no longer need to navigate complex financial tasks on their own. Strategic Financial Planning In addition to managing day-to-day financial tasks, accounting services play a crucial role in strategic financial planning. Accountants analyze a company’s financial data to provide valuable insights into cash flow, profitability, and potential areas for improvement. This data-driven approach enables business owners to make informed decisions, allocate resources efficiently, and plan for future growth. Compliance and Risk Management Compliance with financial regulations is vital for businesses to avoid legal and financial risks. Accounting services ensure that all financial documents are in order, tax filings are accurate, and deadlines are met. By maintaining accurate records and staying up to date with tax laws, businesses can reduce the risk of audits and penalties. In conclusion, accounting services are an essential component of successful financial management for businesses of all sizes. By providing accurate financial reporting, strategic insights, and ensuring compliance, professional accountants enable businesses to focus on growth and sustainability.

An army cannot be built without reprisals. Masses of men cannot be led to death unless the army command has the death-penalty in its arsenal. So long as those malicious tailless apes that are so proud of their technical achievements – the animals that we call men – will build armies and wage wars, the command will always be obliged to place the soldiers between the possible death in the front and the inevitable one in the rear. And yet armies are not built on fear. The Czar’s army fell to pieces not because of any lack of reprisals. In his attempt to save it by restoring the death-penalty, Kerensky only finished it. Upon the ashes of the great war, the Bolsheviks created a new army. These facts demand no explanation for any one who has even the slightest knowledge of the language of history. The strongest cement in the new army was the ideas of the October revolution, and the train supplied the front with this cement.

Word to the wise: The IRA custodian is not required to notify your beneficiaries of these rules, and many will not. It’s up to you to let your heirs know about these requirements so that they don’t make an error and get stuck with unnecessary missed RMD penalties.

Obama assured us, only the United States. He claimed to have worked across party lines in the Illinois state senate on bipartisan issues like ethics and health-care reform, when in fact he had a fiercely partisan voting record. As a legislator Obama voted against the death penalty for cop killers, against legislation requiring medical intervention to save the life of a child born alive during an abortion, and for raising taxes. His Senate voting record displayed the same pattern, and he was rated the most liberal member of the U.S. Senate by National Journal.1 No matter, for with Obama, style always trumps substance, and rhetoric always replaces the record. Facts and failure may shame other politicians into a reassessment of their policies, but not Obama. In his case, misleading the public is not a function of ego or a personality flaw. It is a deliberate strategy designed to tickle the ears with pleasing words while doing things radical and transformational.

Indeed, some cynical liberals have even questioned the sincerity of pro-life advocates as not really being in favor of “life” as an absolute, since they support the death penalty. Other liberals have questioned the morality of pro-life advocates who want to save the lives of some unborn babies (those who would be aborted) and not save the lives of other unborn babies (the great many who die of inadequate pre-and postnatal care). To a liberal, it is both illogical and immoral for someone to want to save the life of an unborn baby whose mother does not want it, but not to want to save the life of a baby whose mother does want it. I

Lukewarm people don't really want to be saved from their sin; they want only to be saved from the penalty of their sin. They don't genuinely hate sin and aren't truly sorry for it; they're merely sorry because God is going to punish them. Lukewarm people don't really believe that this new life Jesus offers is better than the old sinful one.

The coming of the messianic King occurs in two stages. At his first coming, he saved us from the penalty of sin and gave us the presence of the Holy Spirit, the down payment of the age to come (2 Cor 1:21 – 22; Eph 1:13–14). At the end of time, he will come to complete what he began at the first coming, saving us from the dominion and very presence of sin and evil. He will bring a new creation, a material world cleansed of all brokenness. Christians now live in light of that future reality. We evangelize, telling people about the gospel and preparing them for the judgment. We also help the poor and work for justice, because we know that this is God’s will and that he will ultimately overcome all oppression. We teach Christians to integrate their faith and their work so they can be culture makers, working for human flourishing — the common good. The “already but not yet” of the kingdom keeps us from utopian, triumphalistic visions of cultural takeover on the one hand, and from pessimism or withdrawal from society on the other.

It is inconceivable that any form of intelligence would waste so much time and effort to make such an inferior piece of life—with all the 'ills that flesh is heir to,' and with all the misery and suffering that is so essential a part of living. If man is a 'fallen angel,' by the commission of a 'sin,' then disease and sorrow are part of God's inscrutable plan as a penalty imposed upon him for his 'disobedience,' and man's entire life is devoted to the expiation of that sin so as to soften the indictment before the 'Throne of God.' Man's atonement consists in making himself as miserable as possible by praying, fasting, masochism, flagellations and other forms of torture. This sadistic delusion causes him to insist that others—under pain of punishment—be as miserable as himself, for fear that if others fail to do as he does, it will provoke the wrath of his tyrant God to a more severe chastisement. The inevitable result is that Man devotes his life, not to the essentials of living and the making of a happy home, but to the building of temples and churches where he can 'lift his voice to God' in a frenzy of fanaticism, and eventually he becomes a victim of hysteria. His time and energy are wasted to cleanse his 'soul,' which he does not possess, and to save himself from a future punishment in hell which exists only in his imagination.

WHAT Is GRACE? Where sin increased, grace abounded all the more. ROMANS 5:20) What, then, is the grace by which we're saved and under which we live? Grace is God's free and unmerited favor shown to guilty sinners who deserve only judgment. It's the love of God shown to the unlovely. It is God reaching downward to people who are in rebellion against Him. Grace stands in direct opposition to any supposed worthiness on our part. To say it another way: Grace and works are mutually exclusive. As Paul said in Romans 11:6, "If it is by grace, it is no longer on the basis of works; otherwise grace would no longer be grace." Our relationship with God is based on either works or grace. There's never a works-plus-grace relationship with Him. Furthermore, grace doesn't first rescue us from the penalty of our sins, furnish us with some new spiritual abilities, then leave us on our own to grow in spiritual maturity. Rather, as Paul said, "He who began a good work in you [by His grace] will [also by His grace] carry it on to completion until the day of Christ Jesus" (Philippians 1:6, NIV). Paul asks us today, as he asked the Galatian believers, "After beginning with the Spirit, are you now trying to obtain your goal by human effort?" (Galatians 3:3, Niv). Although the issue of circumcision was the specific problem Paul was addressing, notice that he didn't say, "Are you trying to attain your goal by circumcision?" He generalized his question and dealt not with the specific issue of circumcision, but with the broader problem of trying to please God by human effort, any effort - even good Christian activities and disciplines performed in a spirit of legalism. Transforming Grace

The gospel not only saves us from the penalty of sin (justification), but it also saves us from the power of sin (sanctification) day after day.

Even on those rare occasions when we must follow the exception principle regarding civil obedience, we should do so respectfully, prepared to suffer the consequences or penalties that may result. In those instances, we must heed Peter’s instruction that “it is better, if it is the will of God, to suffer for doing good than for doing evil” (1 Peter 3:17).

Avoiding Chargebacks "Depending on the type of business, the frequency of charge backs will be higher for some businesses and more difficult to defend. Learning15 the proper way to handle a customer chargeback will help the owner and reduce the frequency. Having to pay charge backs can be very costly to the business owner resulting in losses. It could also be very discouraging to a new business owner knowing that he has to pay a penalty, as well as refund services rendered. It would be a good idea to be aware of the things about which your customers complain frequently and make it a goal to correct, improve, or remove it. It would be very unfortunate to learn of a damaging remark about your operation made on the Internet, rather than face- to- face. Make it a point to inquire of your customer whether he was dissatisfied. Make conversation with your customer and if the customer has a complaint, make every effort to resolve it as soon as possible. Charge backs could get very costly and sometimes settling the dispute with the customer could save you money. However, there will be times when the refund should not be given or attempts to settle this on the spot should not be made. The business owner will have to use his own judgment. Jesus counsels us to “Love your enemies, do good to them which hate you, Luke 6:27, (KJV).” No doubt some business owners will have difficulty doing this when the occasion arises, and some may have learned that this is the way to go. But, I encourage you to try this. As you do more and more business, you will find this to be a very necessary way for you to resolve conflicts in your business. It will be easier to do this than to resist, as Jesus said in Matthew 5:25 (KJV), “Agree with thine adversary quickly whilst thou art in the way with him.; lest at any time the adversary deliver thee to the judge, and the judge deliver thee to the officer, and thou be cast into prison.” Being cast into prison may be an extreme outcome, but we can avoid further conflicts if we would just humble ourselves and strive to resolve our conflicts. If it is any consolation, there are rewards for acting with love. Luke 6:35 says, “But love thee your enemies and do good and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for he is kind unto the unthankful and to the evil.” As one can see, business owners have a higher degree of responsibility because of the number of people with whom he/she interacts.

If the law could be changed, man might have been saved without the sacrifice of Christ; but the fact that it was necessary for Christ to give his life for the fallen race, proves that the law of God will not release the sinner from its claims upon him. It is demonstrated that the wages of sin is death. When Christ died, the destruction of Satan was made certain. But if the law was abolished at the cross, as many claim, then the agony and death of God’s dear Son were endured only to give to Satan just what he asked; then the prince of evil triumphed, his charges against the divine government were sustained. The very fact that Christ bore the penalty of man’s transgression is a mighty argument to all created intelligences that the law is changeless; that God is righteous, merciful, and self-denying; and that infinite justice and mercy unite in the administration of his government. [71]

The heroine is Susanna, a beautiful and happily married Jewish woman living in Babylonian exile. Two Jewish elders are infatuated with her, and they concoct a scheme to force her to submit to their perverted wills. While she is bathing, they threaten to bring false charges of adultery against her unless she lies with them both. Preferring civil shame and even the death penalty over sinning before God, Susanna refuses their request even though the two men’s false testimonies convict her to death at her trial. Susanna is not allowed to speak at the trial and simply puts her fate in God’s hands. Right before she is executed, God sends Daniel to save the day. In a cross examination that would put Perry Mason to shame, Daniel separates the two self-appointed witnesses and asks them under which tree Susanna embraced her fellow adulterer. They give conflicting testimonies, and the two elders are executed while Susanna is cleared of all charges. Talk

Traditions decay when the reality facing the new generation changes. The habit of thrift decays if there is no penalty for not saving. The work ethic decays if there is no penalty for not working. Neighborliness

Jesus was guilty of nothing. Yet on the cross, the Father treated Him as if He had committed personally every sin ever committed by every individual who would ever believe. Though He was blameless, He faced the full fury of God’s wrath, enduring the penalty of sin on behalf of those He came to save. In this way, the sinless Son of God became the perfect substitute for the sinful sons of men.

Strategy #10 – Saving for Your Child’s Education with Maximum Tax Benefits The challenge I have with government-sponsored educational savings plans is that the government is in control of your money, how you use it, when you use it, and how it’s taxed. For example, in a 529 plan (also called a Coverdell IRA), you can deduct money you contribute to the IRA and then when you use it tax-free for your child’s education. Sounds almost too good to be true, doesn’t it? What sort of limitations do you think the government places on these funds in order to control your money? First, they control how much you can contribute. Then, they control what you can do with the money in the plan, even controlling how you invest the money. Next, they control what expenses you can pay for with the fund. Only certain educational expenses qualify. Finally, if you don’t use the funds for education, you have only two choices. One choice is to transfer the money to a relative who can use it for their education. The other is to distribute it to yourself and pay taxes and penalties. So, if you make too much money from your investments in the plan, you pay a penalty for not using all of the money for education. What if you could have all of the tax benefits of a 529 plan without giving the government any control over your money? Wouldn’t that be a lot better? In tax strategy #5 we talked about paying your children to work in your business. When I teach this principle in my Tax and Asset Protection class, the question always comes up about what to do with the money you pay them. This is the perfect opportunity to have your children pay for their own education without having to rely on Section 529 plans or other tax-deferred, government controlled educational savings plans. Your children can contribute their money to an LLC, limited partnership, or S corporation that owns a business or investments. Like a 529 plan, you get a deduction when you pay your child a salary. Like a 529 plan, there is no tax to the child when received. Like the 529 plan, with good planning, especially in real estate, there is no tax on the cash flow from the investment. But unlike a 529 plan, you have full control over the investment. Unlike a 529 plan, you can take it out and use it for any expense for your child (except for support, like food and clothing), and you can take it out any time you like. Unlike a 529 plan, there are no penalties for distributing the money or accumulating a huge amount over a lifetime. Now isn’t that a much better plan than a government-controlled savings plan? Stop using government plans and make your own plan. You will have much more control and

European states have been banning Muslim women in Europe from wearing the hijab; however, the coronavirus has now compelled not only females but also males around the world to wear life-saving hijab; as English words, Face Masks. Indeed, it verifies the Islamic concept of Hijab protecting from Coronavirus-eyes. It looks like humans are breathing on a science fiction planet, wearing hijabs or masks in various designs and colours; isn't it a Divine warning and penalty?

Do you know what the word Savior means?” he asked him. Chase shook his head no with an uncertain, pleading look. “It means ‘one who saves from danger.’ The name Jesus is translated from the name Yeshua — it’s a Hebrew word for Savior; He saves us from our sins and the penalty they carry. Are you ready to turn away from the sin in your life and be saved?” Chase broke down as he shook his head, yes, begging for God’s mercy through his sudden tears.

A one-year CD will typically charge an early withdrawal penalty of three months or so of interest. For a five-year CD, the penalty might be six to eight months interest. Every CD issuer has its own policy. Be sure you know the rules before you invest. A portfolio of CDs with different maturities can be a smart strategy to increase your overall yield, while reducing the chances you will need to make an early withdrawal. For instance you could invest equal amounts in five different CDs: one-year, two-year, three-year, four-year, and five-year. That way you have some money maturing every year. When the one-year CD matures, invest it in a new five-year. Your two-year CD now has just one more year to go, so it becomes your one-year CD. When it matures, invest that in a five-year CD too. Keep doing this and eventually you will have a portfolio of five-year CDs, with one maturing every year. That will pay you more interest than if you kept all of your money in a one-year CD that you had to reinvest annually. I think the CD ladder can be a terrific option for some of your cash, but if you are aiming for a two-year cash reserve, I would still keep at least six months of that in a simple savings account where

But then he put his hope in Jesus Christ who saved us from the penalty of sin, is now saving us from the power of sin (Romans 7:25), and will save us from the presence of sin (Revelation 21:27). [Y]ou are to give him the name Jesus, [said the angel] because he will save his people from their sins (Matthew 1:21).

In the last twenty years at least forty-six people have been released from death row because the errors in their convictions were found in time to save their lives. Some are not so lucky.

The cross reveals how radical God can be to save us from the penalty of sin.

When the old ways disappear, as perhaps they must, it is regrettable that so little is saved from them, so that those who practice them suffer the penalty of obsolescence, as the poor folk of a new and more efficient world.

The word “ justified” means to be declared righteous, innocent, or not guilty. Sinners like you and me are declared, in God’s court of justice, to be not guilty, to be righteous. God is able to do this, not by taking a legal shortcut or “just forgiving.” No, God is able to forgive and still be holy God because the Father sent Christ Jesus, the incarnate Son of God, to pay the penalty for human sin. The word “propitiation” is an important word, and it basically means to turn away wrath or anger. Jesus propitiated God the Father . Jesus, the Son of God, turned away God’s righteous wrath against sin. He completely satisfied all the moral indignation and judgment against sin that our rebellious actions brought about in the heart of our holy God.

Like inexperienced but overconfident drivers, we accelerate into landscapes and ecosystems with no sense of their long-established traffic patterns, and then react with surprise and indignation when we face the penalties for ignoring natural laws.

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