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But most of all, I like to watch people. Sometimes I ride the subway all day and look at them and listen to them. I just want to figure out who they are and what they want and where they are going. Sometimes I even go to Fun parks and ride in the jet cars when they race on the edge of town at midnight and the police don't care as long as they're insured. As long as everyone has ten thousand insurance everyone's happy. Sometimes I sneak around and listen in subways. Or I listen at soda fountains, and do you know what? People don't talk about anything.
Ray Bradbury (Fahrenheit 451)
New Rule: Republicans must stop pitting the American people against the government. Last week, we heard a speech from Republican leader Bobby Jindal--and he began it with the story that every immigrant tells about going to an American grocery store for the first time and being overwhelmed with the "endless variety on the shelves." And this was just a 7-Eleven--wait till he sees a Safeway. The thing is, that "endless variety"exists only because Americans pay taxes to a government, which maintains roads, irrigates fields, oversees the electrical grid, and everything else that enables the modern American supermarket to carry forty-seven varieties of frozen breakfast pastry.Of course, it's easy to tear government down--Ronald Reagan used to say the nine most terrifying words in the Englishlanguage were "I'm from the government and I'm here to help." But that was before "I'm Sarah Palin, now show me the launch codes."The stimulus package was attacked as typical "tax and spend"--like repairing bridges is left-wing stuff. "There the liberals go again, always wanting to get across the river." Folks, the people are the government--the first responders who put out fires--that's your government. The ranger who shoos pedophiles out of the park restroom, the postman who delivers your porn.How stupid is it when people say, "That's all we need: the federal government telling Detroit how to make cars or Wells Fargo how to run a bank. You want them to look like the post office?"You mean the place that takes a note that's in my hand in L.A. on Monday and gives it to my sister in New Jersey on Wednesday, for 44 cents? Let me be the first to say, I would be thrilled if America's health-care system was anywhere near as functional as the post office.Truth is, recent years have made me much more wary of government stepping aside and letting unregulated private enterprise run things it plainly is too greedy to trust with. Like Wall Street. Like rebuilding Iraq.Like the way Republicans always frame the health-care debate by saying, "Health-care decisions should be made by doctors and patients, not government bureaucrats," leaving out the fact that health-care decisions aren't made by doctors, patients, or bureaucrats; they're made by insurance companies. Which are a lot like hospital gowns--chances are your gas isn't covered.
Bill Maher (The New New Rules: A Funny Look At How Everybody But Me Has Their Head Up Their Ass)
But most of all," she said, "I like to watch people. Sometimes I ride the subway all day and look at them and listen to them. I just want to figure out who they are and what they want and where they're going. Sometimes I even go to the Fun Parks and ride in the jet cars when they race on the edge of town at midnight and the police don't care as long as they're insured. As long as everyone has ten thousand insurance everyone's happy. Sometimes I sneak around and listen in subways. Or I listen at soda fountains, and do you know what?" "What?" "People don't talk about anything." "Oh, they must!" "No, not anything. They name a lot of cars or clothes or swimming-pools mostly and say how swell! But they all say the same things and nobody says anything different from anyone else. And most of the time in the cafes they have the jokeboxes on and the same jokes most of the time, or the musical wall lit and all the coloured patterns running up and down, but it's only colour and all abstract. And at the museums, have you ever been? All abstract. That's all there is now.
Ray Bradbury (Fahrenheit 451)
The total average cost of driving, including depreciation, maintenance, and insurance, runs about 61 cents a mile, and since the average automobile used for commuting to work contains only 1.1 people, every commute costs a little more than 55 cents per passenger mile. This means that, if you’re an automobile commuter traveling twenty-five miles each way to work, you’re spending around $30 a day for the privilege, not including the cost, if there is one, to park. You’re also spending an hour every day for which, unless you’re a cabbie or bus driver yourself, you’re not getting paid, and during which you’re not doing anything productive at all. For the average American, that’s another $24. In transportation, time really is money.
Samuel I. Schwartz (Street Smart: The Rise of Cities and the Fall of Cars)
The truth is that I'm a bad person. But, that's gonna change - I'm going to change. This is the last of that sort of thing. Now I'm cleaning up and I'm moving on, going straight and choosing life. I'm looking forward to it already. I'm gonna be just like you. The job, the family, the fucking big television. The washing machine, the car, the compact disc and electric tin opener, good health, low cholesterol, dental insurance, mortgage, starter home, leisure wear, luggage, three piece suite, DIY, game shows, junk food, children, walks in the park, nine to five, good at golf, washing the car, choice of sweaters, family Christmas, indexed pension, tax exemption, clearing gutters, getting by, looking ahead, the day you die.
Irvine Welsh
Mostly Gaylord deals with insurance scamming. He takes a car off a lot and the insurance company pays.” “That’s still stealing.” “I guess, but it’s an insurance company, and everyone hates those people.” “I don’t hate them.” “Well, you’re weird,” Lula said. “Do you like the car?” “I love the car.” “There you go. And by the way, you might want to put a dab of concealer on your nose.” Kranski’s Bar was on the corner of Mayberry Street and Ash. This was a neighborhood very similar to the Burg, but the houses were a little larger, the cars were newer, the kitchen appliances were probably stainless. I parked in the small lot beside the tavern, and Lula and I sashayed into the dim interior. Bertie was working behind the bar that stretched across the back of the room. A bunch of high-top tables were scattered around the front of the room. Two women sat at one of the tables, eating nachos and drinking martinis. At one end of the bar four men were drinking beer and watching the overhead television. I spotted Kenny Morris at the other end. He was alone, nursing what looked like whiskey. Bertie caught my eye, tilted his head toward Kenny, and I nodded back. “I guess that’s the guy you’re looking for,” Lula said. “You want to tag-team him?” “No. I just want to talk to him. I’ll go it alone.” Lula hoisted herself onto a barstool by the four men, and I approached Kenny. “Anyone sitting here?” I asked him. “No,” he said. “No one ever sits there.” “Why not?” “The television is at the other end.” “But you’re here.” “Yeah, I’m not into the team television thing.” He looked a lot like his yearbook photograph. His hair was a little longer. He was slim. Medium height. Pleasant looking. Wearing jeans and a blue dress shirt with the top button open and the sleeves rolled. He was staring at my nose with an intensity usually displayed by dermatologists during a skin cancer exam. I couldn’t blame him. I’d smeared some makeup on it, but even in the dark bar it was emitting a red glow. “It’s a condition,” I said. “It comes and goes. It’s not contagious or anything. Do you come in here often?” “Couple times a week.
Janet Evanovich (Turbo Twenty-Three (Stephanie Plum, #23))
An automobile ties up capital with the purchase and entails significant additional annual costs in terms of fuel, parking, insurance, and repairs. Young people with college debts or “gig” jobs may not want the added burden of ownership. Compare the economics. Let’s say the average number of miles driven in a year in the United States is twelve thousand. Owning a car for that year would cost around $7,000, including the proportionate cost of car ownership, fuel, and other operating expenses. Given the average ride-hailing trip, $7,000 would equate to around six hundred separate trips per year, or twelve per week—almost two per day. Of course, on the other side of the ledger, there’s no residual value from Uber or Lyft rides, as there is when selling a used car. And no pride of ownership.
Daniel Yergin (The New Map: Energy, Climate, and the Clash of Nations)
Buy no car. If you’re a city-dweller (or live on campus), check to see whether zipcar.com could work for you. You pay $9 a month to “borrow” cars—and pickup trucks—for an hourly rate, starting at $12.50, that includes gas and insurance. Compared with the fortune you could easily spend on parking, insurance, maintenance, and—of course—car payments, even liberal use of Zipcar could save big bucks.
Andrew Tobias (The Only Investment Guide You'll Ever Need, Revised Edition)
Motorists coming west on 125th Street from the Triborough Bridge saw a speaker standing in the tonneau of an old muddy battered US Army command car, parked in the amber night light at the corner of Second Avenue, in front of a sign which read: CHICKEN AUTO INSURANCE, Seymour Rosenblum. None had the time or interest to investigate further. The white motorists thought that the Negro speaker was selling “chicken auto insurance” for Seymour Rosenblum. They could well believe it. “Chicken” had to do with the expression, “Don’t be chicken!” and that was the way people drove in Harlem. But actually the “chicken” sign was left over from a restaurant that had gone bankrupt and closed months previously, and the sign advertising auto insurance had been placed across the front of the closed shop afterwards.
Chester Himes (Blind Man with a Pistol (Harlem Cycle, #8))
But most of all," she said, "I like to watch people. Sometimes I ride the subway all day and look at them and listen to them. I just want to figure out who they are and what they want and where they're going. Sometimes I even go to the Fun Parks and ride in the jet cars when they race on the edge of town at midnight and the police don't care as long as they're insured. As long as everyone has ten thousand insurance everyone's happy. Sometimes I sneak around and listen in subways. Or I listen at soda fountains, and do you know what?" "What?" "People don't talk about anything." "Oh, they must!" "No, not anything. They name a lot of cars or clothes or swimming-pools mostly and say how swell! But they all say the same things and nobody says anything different from anyone else. And most of the time in the cafes they have the jokeboxes on and the same jokes most of the time, or the musical wall lit and all the coloured patterns running up and down, but it's only colour and all abstract. And at the museums, have you ever been? All abstract. That's all there is now.
Ray Bradbury
At New London, parking was available for submariners at the head of the finger piers. Should a submarine be brought alongside at too high a speed, or if a backing bell failed to be answered, the heavy, protruding bow on occasion overrode the dock and damaged the car parked at the head of the pier. To emphasize the need for caution in avoiding a possible submarine-auto collision, the first parking space was reserved for the skipper of the submarine, thereby guaranteeing the enthusiastic co-operation of the CO in preventing possible damage to a U.S. naval vessel if only to avoid more serious damage to the family wheels. Insurance claims based on collisions between submarine and automobile in New London were unusual but far from unknown.
Paul R. Schratz (Submarine Commander: A Story of World War II and Korea)
A good rule of thumb is to have six months of expenses tucked away in liquid savings like an interest-bearing checking or savings account. In other words, if you need $5,000 a month to pay your mortgage, car payments, utilities, insurance, and food, you need $30,000 in your emergency account. But you don’t have to go overboard, especially in a two-income family; you may be fine with just three months in your emergency account.
Anthony S. Park (How to Invest for Retirement: A Simple Path to Retiring Rich, Independent, and Free)
The Gypsy Jackpot An ambulance, a police car and a fire truck parked in front of a gypsy's trailer can only mean one thing ~ insurance scam!
Beryl Dov
The most important modification that must be made to a standard analysis of incentives is salience. Do the choosers actually notice the incentives they face? In free markets, the answer is usually yes, but in important cases the answer is no. Consider the example of members of an urban family deciding whether to buy a car. Suppose their choices are to take taxis and public transportation or to spend ten thousand dollars to buy a used car, which they can park on the street in front of their home. The only salient costs of owning this car will be the weekly stops at the gas station, occasional repair bills, and a yearly insurance bill. The opportunity cost of the ten thousand dollars is likely to be neglected. (In other words, once they purchase the car, they tend to forget about the ten thousand dollars and stop treating it as money that could have been spent on something else.) In contrast, every time the family uses a taxi the cost will be in their face, with the meter clicking every few blocks. So a behavioral analysis of the incentives of car ownership will predict that people will underweight the opportunity costs of car ownership, and possibly other less salient aspects such as depreciation, and may overweight the very salient costs of using a taxi.* An analysis of choice architecture systems must make similar adjustments.
Richard H. Thaler (Nudge: Improving Decisions About Health, Wealth, and Happiness)
A traffic cop was monitoring the drop-off line, waving cars on if they stood too long. Dreadlock Guy got in his car to leave, but not before rolling down his passenger-side window and beckoning me over. “What you leave behind?” he wanted to know, his Jamaican accent lilting. “Wedding dress.” It came out barely above a whisper. “And his computer. And luggage.” He shook his head with a smile, his dreaded ponytail smacking each shoulder, back and forth. “Clothing is easily replaced. Computers, you can back up the data. Insurance covers what you lose.” I looked at him expectantly, figuring that at any moment, he’d utter “Don’t worry, be happy.” Say it and I’ll pull you out your car window by your dreads and put the hurt on you. “But a kiss like that , miss—” He clucked his tongue. “Irreplaceable. Don’t let that go the other way.” It took me a moment to process his last words, as they came out “gowdee otterway.” But as he put the car in reverse and backed up in order to swing around the shuttle parked infront of him, it sank in.
Jessica Topper (Dictatorship of the Dress (Much "I Do" About Nothing, #1))
There I was, sitting at the bar, staring at my drink, when a large, trouble-making biker stepped up next to me. He grabbed my drink and gulped it down in one swig. "Well, whatcha gonna do about it?" he said menacingly. I burst into tears. “Come on, man,” the biker said. “I didn’t think you’d cry. I can’t stand to see a man crying.” “This is the worst day of my life,” I said. “I’m a complete failure. I was late to a meeting, and my boss fired me. When I went to the parking lot, I found my car had been stolen—and I don’t even have insurance. I left my wallet in the cab I took home. I found my wife with another man, and then my dog bit me.” “So I came to this bar to work up the courage to put an end to it all. I bought a drink, dropped a capsule in it, and sat here watching the poison dissolve. Then you show up and drink the whole thing!” “But enough about me,” I said, wiping my tears. “How’s your day going?
James Hilton-Cowboy
(Car) Dealers no make more money on loan interest and insurance than they do selling cars.
Henry Grabar (Paved Paradise: How Parking Explains the World)
Imagine that you have to break someone’s arm. Right or left, doesn’t matter. The point is that you have to break it, because if you don’t…well, that doesn’t matter either. Let’s just say bad things will happen if you don’t. Now, my question goes like this: do you break the arm quickly — snap, whoops, sorry, here let me help you with that improvised splint — or do you drag the whole business out for a good eight minutes, every now and then increasing the pressure in the tiniest of increments, until the pain becomes pink and green and hot and cold and altogether howlingly unbearable? Well exactly. Of course. The right thing to do, the only thing to do, is to get it over with as quickly as possible. Break the arm, ply the brandy, be a good citizen. There can be no other answer. Unless. Unless unless unless. What if you were to hate the person on the other end of the arm? I mean really, really hate them. This was a thing I now had to consider. I say now, meaning then, meaning the moment I am describing; the moment fractionally, oh so bloody fractionally, before my wrist reached the back of my neck and my left humerus broke into at least two, very possibly more, floppily joined-together pieces. The arm we’ve been discussing, you see, is mine. It’s not an abstract, philosopher’s arm. The bone, the skin, the hairs, the small white scar on the point of the elbow, won from the corner of a storage heater at Gateshill Primary School — they all belong to me. And now is the moment when I must consider the possibility that the man standingbehind me, gripping my wrist and driving it up my spine with an almost sexual degree of care, hates me. I mean, really, really hates me. He is taking for ever. His name was Rayner. First name unknown. By me, at any rate, and therefore, presumably, by you too. I suppose someone, somewhere, must have known his first name — must have baptised him with it, called him down to breakfast with it, taught him how to spell it — and someone else must have shouted it across a bar with an offer of a drink, or murmured it during sex, or written it in a box on a life insurance application form. I know they must have done all these things. Just hard to picture, that’s all. Rayner, I estimated, was ten years older than me. Which was fine. Nothing wrong with that. I have good, warm, non-arm-breaking relationships with plenty of people who are ten years older than me. People who are ten years older than me are, by and large, admirable. But Rayner was also three inches taller than me, four stones heavier, and at least eight however-you-measure-violence units more violent. He was uglier than a car park, with a big, hairless skull that dipped and bulged like a balloon full of spanners, and his flattened, fighter’s nose, apparently drawn on his face by someone using their left hand, or perhaps even their left foot, spread out in a meandering, lopsided delta under the rough slab of his forehead.
Hugh Laurie (The Gun Seller)
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