P Money Quotes

At the age of eleven or thereabouts women acquire a poise and an ability to handle difficult situations which a man, if he is lucky, manages to achieve somewhere in the later seventies.

Giving money and power to government is like giving whiskey and car keys to teenage boys.

Zoey~ 'Listen to me, whinning about money and a scarf. Ah, hell! I'm starting to sound like Aphrodite.' Stark~ 'If you turn into Aprodite I'm going to stab myself.' Zoey~ 'If I turn into Aprodite, stab me first.' Stark~ 'Deal.' Zoey~ 'Deal.

Consider non your superior, whatever their rank or station in life. Treat all fairly or they will seek revenge. Be careful with your money. Hold fast to your belief and others will listen." he continued at a slower pace, " of the affairs of love ... my only advice is to be honest. thats your most powerfull too to unlock a heart or gain forgiveness. that is all i have to say"Garrow to Roran p 64

No one ever lost money underestimating the intelligence of the American public.

The ideas of debtor and creditor as to what constitutes a good time never coincide.

While it is true that many people simply can't afford to pay more for food, either in money or time or both, many more of us can. After all, just in the last decade or two we've somehow found the time in the day to spend several hours on the internet and the money in the budget not only to pay for broadband service, but to cover a second phone bill and a new monthly bill for television, formerly free. For the majority of Americans, spending more for better food is less a matter of ability than priority. p.187

Be cautious and bold.

It is a popular delusion that the government wastes vast amounts of money through inefficiency and sloth. Enormous effort and elaborate planning are required to waste this much money.

Writing is turning life's worst moments into money.

It's better to spend money like there's no tomorrow than to spend tonight like there's no money.

He groaned slightly and winced like Prometheus watching his vulture dropping in for lunch.

Money is, in some respects, like fire. It is a very excellent servant, but a terrible master.

Let your motto then always be 'Excelsior', for by living up to it there is no such word as fail.

The goal of life is not the earning of money, but the service of God.p.114

The foundation of success in life is good health:

Nothing awakens the conscience like a lot of money.

The foundation of success in life is good health: that is the substratum fortune; it is also the basis of happiness. A person cannot accumulate a fortune very well when he is sick.

Dad, Please accept this money to fix the broken window. I’m sure it’s already fixed, considering Lydia’s house pride and her phobia about unconditioned air, but Dear Al, I can’t begin to explain my actions at Lydia’s – I mean yours and Lydia’s house. When I get to Charleston, I never imagined that you would have Dear Dad and Lydia, I apologize to both of you for my irrational behavior. I know it’s all my fault, but if you would have listened to ONE THING I had to say, I might not have Dear Dad’s new family, I hope you’ll all be very happy being blond together. May people speak only in inside voices for the rest of your lives. P.S. Lydia, you wedding dress makes your arms look fat.

Dr. Franklin says "it is the eyes of others and not our own eyes which ruin us. If all the world were blind except myself I should not care for fine clothes or furniture.

Fortune always favors the brave, and never helps a man who does not help himself.

Microeconomics is about money you don't have, and macroeconomics is about money the government is out of.

The possession of a perfect knowledge of your business is an absolute necessity in order to insure success.

WHATEVER YOU DO, DO IT WITH ALL YOUR MIGHT Work at it, if necessary, early and late, in season and out of season, not leaving a stone unturned, and never deferring for a single hour that which can be done just as well now. The old proverb is full of truth and meaning, "Whatever is worth doing at all, is worth doing well." Many a man acquires a fortune by doing his business thoroughly, while his neighbor remains poor for life, because he only half does it. Ambition, energy, industry, perseverance, are indispensable requisites for success in business. Fortune always favors the brave, and never helps a man who does not help himself.

Young men starting in life should avoid running into debt.

No one can take better care of you than you yourself.

The safest plan, and the one most sure of success for the young man starting in life, is to select the vocation which is most congenial to his tastes.

Generosity is a virtue for individuals, not governments. When governments are generous it is with other people’s money, other people’s safety, other people’s future.

Learning money basics. Don't marry for money. You can borrow it cheaper.

Making lots of money--it's not that hard, you know. It's overestimated. Making lots of money is a breeze. You watch. ch. 1, p. 23 in Penguin paperback

There is no virtue in compulsory government charity, and there is no virtue in advocating it. A politician who portrays himself as "caring" and "sensitive" because he wants to expand the government's charitable programs is merely saying that he's willing to try to do good with other people's money. Well, who isn't? And a voter who takes pride in supporting such programs is telling us that he'll do good with his own money—if a gun is held to his head.

That's always the way in this world. The chappies you'd like to lend money to won't let you, whereas the chappies you don't want to lend it to will do everything except actually stand you on your head and lift the specie out of your pockets.

I will loose my camel, and trust it to God!" "No, no, not so," said the prophet, "tie thy camel, and trust it to God!

The great ambition should be to excel all others engaged in the same occupation.

A large number of scientists and engineers leave this country at their first opportunity to earn more money abroad. It is true that they definitely get greater monetary benefits, but could anything compensate for this love and respect from one's own countrymen?

If a business isn’t efficiently utilizing resources, then it’s a bad investment. A wasteful business is an unprofitable business. That may or may not show on their P&L for the current year, but you better believe it shows somewhere.

The world is ruled by neither justice nor morality; crime is not punished nor virtue rewarded, one is forgotten as quickly as the other. The world is ruled by power and power is obtained with money. To work is senseless, because money cannot be obtained through work, but through exploitation of others. And if we cannot exploit as much as we wish, at least let us work as little as we can. Moral duty? We believe neither in the morality of man nor in the morality of systems. [p. 168]

Amber says every woman should have ‘fuck you’ money.

This is the age of the specialist, and years ago Rollo had settled on his career. Even as a boy, hardly capable of connected thought, he had been convinced that his speciality, the one thing he could do really well, was to inherit money.

Business is not a popularity contest. Views and likes and follows are all important. But ultimately, your business is measured by what's on the P&L and whats on the Balance Sheet. Ultimately, businesses are measured in money.

...no money, no church service, no eulogy,no funeral procession no matter how elaborate, can remove the legacy of a mean spirit." p 354

Writing is turning one's worst moments into money.

Both money and health contribute to happiness mostly in the negative; the lack of them brings much more unhappiness than possessing them brings happiness. p 169

A fruit is a vegetable with looks and money. Plus, if you let fruit rot, it turns into wine, something Brussels sprouts never do. —P.J. O’Rourke

Young men starting in life should avoid running into debt. There is scarcely anything that drags a person down like debt. It is a slavish position to get ill, yet we find many a young man, hardly out of his "teens," running in debt. He meets a chum and says, "Look at this: I have got trusted for a new suit of clothes." He seems to look upon the clothes as so much given to him; well, it frequently is so, but, if he succeeds in paying and then gets trusted again, he is adopting a habit which will keep him in poverty through life. Debt robs a man of his self-respect, and makes him almost despise himself.

Nature will get rights as soon as it gets duties. The minute we see birds, trees, bugs, squirrels picking up litter, giving money to charity, and keeping an eye on our kids at the park, we'll let them vote.

You don’t get any five shillings out of me.’ ‘Oh, all right.’ He sat silent for a space. ‘Things happen to guys that don’t kick in their protection money,’ he said dreamily.

There’s no such thing as free kittens.

Remember the proverb of Solomon: "He becometh poor that dealeth with a slack hand; but the hand of the diligent maketh rich.

Wealth does not count; words do not count; actions count!

The most foolish thing I've ever done related to money was spend too much of my life worrying about whether I had enough or didn't have enough, I always felt I never had enough. I cheated myselfout of living in the moment, and I'll bet I die with a lot left over.

All that time and money for your fancy education, you’d think your vocabulary would’ve improved by now. English isn’t even my first language and I’m practically Shakespeare compared to you.

But Jesus, when you don't have any money, the problem is food. When you have money, it's sex. When you have both it's health, you worry about getting rupture or something. If everything is simply jake then you're frightened of death.

If you can open your mouth to say; I love you! To someone without taking such person(s) as your priority, even with your gifts and money, something more important than your freebie is missing out!

Don't leave me, Bertie. I'm lost." "What do you mean, lost?" "I came out for a walk and suddenly discovered after a mile or two that I didn't know where on earth I was. I've been wandering round in circles for hours." "Why didn't you ask the way?" "I can't speak a word of French." "Well, why didn't you call a taxi?" "I suddenly discovered I'd left all my money at my hotel." "You could have taken a cab and paid it when you got to the hotel." "Yes, but I suddenly discovered, dash it, that I'd forgotten its name." And there in a nutshell you have Charles Edward Biffen. As vague and woollen-headed a blighter as ever bit a sandwich.

Those who really desire to attain an independence, have only to set their minds upon it, and adopt the proper means, as they do in regard to any other object which they wish to accomplish, and the thing is easily done.

What with one thing and another, I can't remember ever having been chirpier than at about this period in my career. Everything seemed to be going right. On three separate occasions horses on which I'd invested a sizeable amount won by lengths instead of sitting down to rest in the middle of the race, as horses usually do when I've got money on them. ~ Bertram "Bertie" Wooster - The Inimitable Jeeves

The stock is selling at a p/e of 30, while the most optimistic projections of earnings growth are 15–20 percent for the next two years.

I can’t stand Paris. I hate the place. Full of people talking French

Nearly every time I strayed from the herd, I've made a lot of money. Wandering away from the action is the way to find the new action.

Put money in your idle hole.

Writing lives forever, while you may not.

(Golden Globe acceptance speech in the style of Jane Austen's letters): "Four A.M. Having just returned from an evening at the Golden Spheres, which despite the inconveniences of heat, noise and overcrowding, was not without its pleasures. Thankfully, there were no dogs and no children. The gowns were middling. There was a good deal of shouting and behavior verging on the profligate, however, people were very free with their compliments and I made several new acquaintances. Miss Lindsay Doran, of Mirage, wherever that might be, who is largely responsible for my presence here, an enchanting companion about whom too much good cannot be said. Mr. Ang Lee, of foreign extraction, who most unexpectedly apppeared to understand me better than I undersand myself. Mr. James Schamus, a copiously erudite gentleman, and Miss Kate Winslet, beautiful in both countenance and spirit. Mr. Pat Doyle, a composer and a Scot, who displayed the kind of wild behavior one has lernt to expect from that race. Mr. Mark Canton, an energetic person with a ready smile who, as I understand it, owes me a vast deal of money. Miss Lisa Henson -- a lovely girl, and Mr. Gareth Wigan -- a lovely boy. I attempted to converse with Mr. Sydney Pollack, but his charms and wisdom are so generally pleasing that it proved impossible to get within ten feet of him. The room was full of interesting activitiy until eleven P.M. when it emptied rather suddenly. The lateness of the hour is due therefore not to the dance, but to the waiting, in a long line for horseless vehicles of unconscionable size. The modern world has clearly done nothing for transport. P.S. Managed to avoid the hoyden Emily Tomkins who has purloined my creation and added things of her own. Nefarious creature." "With gratitude and apologies to Miss Austen, thank you.

It proposes to each of us that we transform ourselves, or our lives, by buying something more. This more, it proposes,will make us in some way richer - even though we will be poorer by having spent our money. Publicity persuades us of such a transformation by showing us people who have apparently been transformed and are, as a result, enviable. The state of being envied is what constitutes glamour. And publicity is the process of manufacturing glamour. (P. 125)

The ideal girl . . . would be kind. That was because she would also be extremely intelligent, and, being extremely intelligent, would have need of kindness to enable her to bear with a not very intelligent man like himself.

A deception arises, sometimes innocently but collaboratively, sometimes with cynical premeditation. Usually the victim is caught up in a powerful emotion - wonder, fear, greed, grief. Credulous acceptance of baloney can cost you money; that’s what P.T. Barnum meant when he said, “There’s a sucker born every minute’. But it can be much more dangerous than that, and when governments and societies lose the capacity for critical thinking, the results can be catastrophic, however sympathetic we may be to those who have bought the baloney.

Even I realized that money was to politicians what the eucalyptus tree is to koala bears: food, water, shelter, and something to crap on.

At that moment in her life, Elisa was, he realized, almost pathologically attracted not to status or money or good looks but to literary and intellectual potential.

Enthusiasm is the greatest asset you can possess, for it can take you further than money, power or influence.

There are few activities so agreeable as spending a friend's money to your own satisfaction and his benefit.

Money is a public good; as such, it lends itself to private exploitation.

Money is my drug of choice--and you can't make money if you're always stoned or high. (Twila Taunton in Redneck P.I.)

All of us are born for a reason, but all of us don't discover why. Success in life has nothing to do with what you gain in life or accomplish for yourself. It's what you do for others.

They’re called sock puppets. We create armies of artificial online personas – user accounts that espouse views certain interested parties want espoused. We flood forums, online comment sections, social media. ... It’s amazing what a few people and a little money can accomplish online. Our puppets have turned whole elections. … Everything the public sees is managed. If there’s a valuable brand to protect – whether it’s a person or a dish soap – these fuckers are out there protecting it, shaping the narrative. I mean… who the hell follows dish soap on Twitter? How does anyone believe that shit’s real? (p. 292-294)

I appear inadvertently to have caused much trouble, sir." "Jeeves!" I said. "Sir?" "How much money is there on the dressing-table?" "In addition to the ten-pound note which you instructed me to take, sir, there are two five-pound notes, three one-pounds, a ten-shillings, two half-crowns, a florin, four shillings, a sixpence, and a halfpenny, sir." "Collar it all," I said. "You've earned it.

One more thing, gentlemen, before I quit. Thomas Jefferson once said that all men are created equal, a phrase that the Yankees and the distaff side of the Executive branch in Washington are fond of hurling at us. There is a tendency in this year of grace, 1935, for certain people to use this phrase out of context, to satisfy all conditions. The most ridiculous example I can think of is that the people who run public education promote the stupid and idle along with the industrious — because all men are created equal, educators will gravely tell you, the children left behind suffer terrible feelings of inferiority. We know all men are not created equal in the sense some people would have us believe — some people are smarter than others, some people have more opportunity because they’re born with it, some men make more money than others, some ladies make better cakes than others — some people are born gifted beyond the normal scope of most men. But there is one way in this country in which all men are created equal — there is one human institution that makes a pauper the equal of a Rockefeller, the stupid man the equal of an Einstein, and the ignorant man the equal of any college president. That institution, gentlemen, is a court. It can be the Supreme Court of the United States or the humblest J.P. court in the land, or this honorable court which you serve. Our courts have their faults, as does any human institution, but in this country our courts are the great levelers, and in our courts all men are created equal. I'm no idealist to believe firmly in the integrity of our courts and in the jury system — that is no ideal to me, it is a living, working reality. Gentlemen, a court is no better than each man of you sitting before me on this jury. A court is only as sound as its jury, and a jury is only as sound as the men who make it up. I am confident that you gentlemen will review without passion the evidence you have heard, come to a decision, and restore this defendant to his family. In the name of God, do your duty. In the name of God, believe him.

The best kind of charity is to help those who are willing to help themselves. Promiscuous almsgiving, without inquiring into the worthiness of the applicant, is bad in every sense. But to search out and quietly assist those who are struggling for themselves, is the kind that “scattereth and yet increaseth.

I find that a decision to do something leaves me free, while a decision not to do something only leaves me surrounded with undone things and endless, exasperating chances of changing my mind. p.175 from "Giving Money in the Street

TB, malaria, diarrhoea, and dysentery affect many in Palamau. But the cure for almost all ills here is the saline drip. In remote areas, quacks mesmerise people with the drip. Even malaria patients are subjected to it. Many villagers believe that paani chadaana (infusion of water) is a mighty cure. So they borrow money to pay the doctor for the miracle.

An idol is something that we look to for things that only God can give. Idolatry functions widely inside religious communities when doctrinal truth is elevated to the position of a false god. This occurs when people rely on the rightness of their doctrine for their standing with God rather than on God himself and his grace. It is a subtle but deadly mistake…. Another form of idolatry within religious communities turns spiritual gifts and ministry success into a counterfeit god…. Another kind of religious idolatry has to do with moral living itself… Though we may give lip service to Jesus as our example and inspiration, we are still looking to ourselves and own own moral striving for salvation…. Making an idol out of doctrinal accuracy, ministry success, or moral rectitude leads to constant internal conflict, arrogance and self-righteousness, and oppression of those whose views differ.

The average American watches more than four hours of TV each day. In a 65-year life, that person will have spent nine years glued to the tube. Why? Simple. Life sucks. Life needs an escape. Life is no good. Show me someone who spends hours online playing Mafia Wars or Farmville, and I'll show you someone who probably isn't very successful. When life sucks, escapes are sought. I don't need television because I invested my time into a real life worth living, not a fictitious escape that airs every Tuesday night at 8 p.m. Again, majority thinking yields mediocrity, and for that majority, time is an asset that is undervalued and mindlessly squandered.

In projecting onto others their own moral sense, therapists sometimes make terrible errors. Child physical abusers are automatically labeled “impulsive," despite extensive evidence that they are not necessarily impulsive but more often make thinking errors that justify the assaults. Sexual and physical offenders who profess to be remorseful after they are caught are automatically assumed to be sincere. After all, the therapist would feel terrible if he or she did such a thing. It makes perfect sense that the offender would regret abusing a child. People routinely listen to their own moral sense and assume that others share it. Thus, those who are malevolent attack others as being malevolent, as engaging in dirty tricks, as being “in it for the money,“ and those who are well meaning assume others are too, and keep arguing logically, keep producing more studies, keep expecting an academic debate, all the time assuming that the issue at hand is the truth of the matter. Confessions of a Whistle-Blower: Lessons Learned Author: Anna C. Salter. Ethics & Behavior, Volume 8, Issue 2 June 1998 p122

I say, ‘We believe in a Christ’. If that being existed physically or not, it’s still important, because the message was so basic and sensible and powerful, that we should live by those truths. Love, compassion, generosity. God doesn’t punish anyone. Churches aren’t needed. Money in connection to belief is an abomination. They say, ‘Oh…’. Then they quote the Old Testament.

In the evening [the Iraqi interim governor of Maysan province] asked me for fifty dollars to repair his windows, which had been destroyed in a recent demonstration. Although he was the governor, his salary was only four hundred and fifty dollars a month, and Baghdad had still not agreed to give the governors an independent budget.... For the sake of a tiny sum of money - a couple thousand dollars a month from the hundred billion we had spent on the invasion - we were alienating our key partner and successor. p. 264

…I relied on an unpublished report by Jose Fernandez-Partagas, a late-twentieth-century meteorologist who recreated for the National Hurricane Center the tracks of many historical hurricanes, among them the Galveston Hurricane. He was a meticulous researcher given to long hours in the library of the University of Miami, where he died on August 25, 1997, in his favorite couch. He had no money, no family, no friends--only hurricanes. The hurricane center claimed his body, had him cremated, and on August 31, 1998, launched his ashes through the drop-port of a P-3 Orion hurricane hunter into the heart of Hurricane Danielle. His remains entered the atmosphere at 28 N., 74.2 W., about three hundred miles due east of Daytona Beach.

Even the great Van Helsing is not immune from these confusing and cloying vampiric attractions, ‘the fascination of the wanton Un-dead’ (p. 393). But destroy the vampires though he and the other men indeed do in the end, it is Mina who remains the most important enabling factor for the defeat of Dracula, with the aid, of course, of what she calls ‘the wonderful power of money!’ (p. 378). And the reason for this is her ambiguous sexuality. In her is to be found something

Alex: Rosie, I’m serious. Keep the money and say nothing. Give it to charity or something if it bothers you that much. You can make a donation to the Reginald Williams Foundation for Heart Disease if you want. Rosie: Gag, gag, puke, puke. No thanks. But the charity thing isn’t a bad idea. I think I’ll do that. Alex: Which one will you donate it to? Rosie: The Rosie Dunne Foundation for Women Who Haven’t Seen Their Best Friends in America for Ages. Alex: That’s a good charity. Very needy too. Ahern, Cecelia (2005-02-01). Love, Rosie (p. 275). Hachette Books. Kindle Edition.

I managed to be on the list of selected candidates, but admission to this prestigious institution was an expensive affair. Around a thousand rupees was required, and my father could not spare that much money. At that time, my sister, Zohara, stood behind me, mortgaging her gold bangles and chain. I was deeply touched by her determination to see me educated and by her faith in my abilities. I vowed to release her bangles from mortgage with my own earnings. The only way before me to earn money at that point of time was to study hard and get a scholarship. I went ahead at full steam.

J. P. Morgan tells the story of how he would get his shoes shined every Wednesday at the same shop around the corner from his office. One day the shoe shine attendant asked him if he and his friends could buy some stock through Morgan’s brokerage. The three friends had about $40—a lot of money in 1929. Morgan politely refused, hurried back to his office, and ordered that his company was not to have a single share of stock on its books by the end of the day. Morgan simply asked, “If the shoe shine boys are buying stocks, who else is left?” Of course, the 1929 stock market crash was only a few days away, and Morgan looked like a genius. He was not a genius; he noted that the order flow was likely running out on the buy side. It wasn’t his army of analysts that showed him that. It was a public investor.

This book is an essay in what is derogatorily called "literary economics," as opposed to mathematical economics, econometrics, or (embracing them both) the "new economic history." A man does what he can, and in the more elegant - one is tempted to say "fancier" - techniques I am, as one who received his formation in the 1930s, untutored. A colleague has offered to provide a mathematical model to decorate the work. It might be useful to some readers, but not to me. Catastrophe mathematics, dealing with such events as falling off a height, is a new branch of the discipline, I am told, which has yet to demonstrate its rigor or usefulness. I had better wait. Econometricians among my friends tell me that rare events such as panics cannot be dealt with by the normal techniques of regression, but have to be introduced exogenously as "dummy variables." The real choice open to me was whether to follow relatively simple statistical procedures, with an abundance of charts and tables, or not. In the event, I decided against it. For those who yearn for numbers, standard series on bank reserves, foreign trade, commodity prices, money supply, security prices, rate of interest, and the like are fairly readily available in the historical statistics.

About 4,400 years ago 8 people stepped off Noah’s ark. According to the United Nations Population Growth Statistics, the world’s population grows at about .47% per year. That is the growth rate for all civilizations who kept records. Suppose you put $8.00 in the bank 4,400 years ago and received .47% a year. How much money would you have? What a coincidence! It would be about $7,000,000,000. That’s kind of odd, because 4,400 years ago 8 people stepped off the ark and now we have about 7,000,000,000 people on planet earth. God’s math works! Compound interest is something we teach to seventh-graders. You don’t have to be a professor to figure this out. A twelve-year-old can do the calculation. Ask any seventh-grader, the algebraic equation looks like this: A=P (1+r/n)t . . . where "A " is the ending amount (about 7,000,000,000 in this case), "P " is the beginning amount (8 in this case), "r " is the interest rate (.47% in this case), "n " is the number of compoundings a year (1 in this case), and "t " is the total number of years (4,400 in this case).

Grace is more than just leniency and unconditional acceptance. Divine grace is God’s relentless and loving pursuit of His enemies, who are unthankful, unworthy, and unlovable. Grace is not just God’s ability to save sinners, but God’s stubborn delight in His enemies—yes, even the creepy ones. Grace means that despite our filth, despite the sewage running through our veins , despite our odd addiction to food, drink, sex, porn, pride, self, money, comfort, and success, God desires to transform us into real ingredients of divine happiness. Sprinkle, Preston (2014-07-01). Charis: God's Scandalous Grace for Us (p. 24). David C. Cook. Kindle Edition.

Neoliberalism insists that if we work hard enough, we can earn as much money as anyone else. Of course, the concept of meritocracy is integral to neoliberalism and erases the reality of capital itself, that capitalism is not just material capital but also, importantly, social and cultural capital. Without these forms of capital, (p. 77) one cannot, in fact, “succeed” in a capitalist culture. One obvious example is the art world, where one can only have their work shown in a gallery if they have connections to that gallery (galleries do not, for the most part, accept unsolicited submissions). All the cash in the world can’t create the generations of social connections of a middle-class family, whose circle might include art collectors, gallerists, critics, and artists. It is also the values and unspoken rules of the ruling class that distinguish who is allowed in and who is not.

SIR DANIEL was a large man, broad of shoulder...his eyes were rather small above the double pouches and the look they fixed on Dalgliesh gave nothing away. Looking at his bland, unrevealing face sparked off for Dalgliesh a childhood memory. A multi-millionaire, in an age when a million meant something, had been brought to dinner at the rectory by a local landowner who was one of his father's churchwardens. He too had been a big man, affable an easy guest. The fourteen-year-old Adam [Dalgliesh] had been disconcerted to discover during the dinner conversation that he was rather stupid. He had then learned that the ability to make a great deal of money in a particular way is a talent highly advantageous to it possessor and possibly beneficial to others, but implies no virtue, wisdom or intelligence beyond expertise in a lucrative field.

Dear Net, I am so disappointed in you. You used to be my perfect little angel, but now you are nothing more than a little SLUT, a FLOOZY, ALL USED UP. And to think—you wasted it on that hideous OGRE of a man. I saw the pictures on a website called TMZ—I saw you in Hawaii with him. I saw you rubbing his disgusting hairy stomach. I KNEW you were lying about Colton. Add that to the list of things you are—LIAR, CONNIVING, EVIL. You look pudgier, too. It’s clear you’re EATING YOUR GUILT. Thinking of you with his ding dong inside of you makes me sick. SICK. I raised you better than this. What happened to my good little girl? Where did she go? And who is this MONSTER that has replaced her? You’re an UGLY MONSTER now. I told your brothers about you and they all said they disown you just like I do. We want nothing to do with you. Love, Mom (or should I say DEB since I am no longer your mother) P.S. Send money for a new fridge. Ours broke.

First of all, historically, markets simply did not emerge as some autonomous domain of freedom independent of, and opposed to, state authorities. Exactly the opposite is the case. Historically, markets are generally either a side effects of government operations, especially military operations, or were directly created by government policy. This has been true at least since the invention of coinage, which was first created and promulgated as a means of provisioning soldiers; for most of Eurasian history, ordinary people used informal credit arrangements and physical money, gold, silver, bronze, and the kind of impersonal markets they made possible remained mainly an adjunct to the mobilization of legions, sacking of cities, extraction of tribute, and disposing of loot. Modern central banking systems were likewise first created to finance wars. So there's one initial problem with the conventional history. There's another even more dramatic one. While the idea that the market is somehow opposed to and independent of government has been used at least since the nineteenth century to justify laissez faire economic policies designed to lessen the role of government, they never actually have that effect. English liberalism, for instance, did not lead to a reduction of state bureaucracy, but the exact opposite: an endlessly ballooning array of legal clerks, registrars, inspectors, notaries, and police officials who made the liberal dream of a world of free contract between autonomous individuals possible. It turned out that maintaining a free market economy required a thousand times more paperwork than a Louis XIV-style absolutist monarchy. (p. 8-9)

FOOD Adobo (uh-doh-boh)---Considered the Philippines's national dish, it's any food cooked with soy sauce, vinegar, garlic, and black peppercorns (though there are many regional and personal variations) Almondigas (ahl-mohn-dee-gahs)---Filipino soup with meatballs and thin rice noodles Baon (bah-ohn)---Food, snacks and other provisions brought on to work, school, or on a trip; food brought from home; money or allowance brought to school or work; lunch money (definition from Tagalog.com) Embutido (ehm-puh-tee-doh)---Filipino meatloaf Ginataang (gih-nih-tahng)---Any dish cooked with coconut milk, sweet or savory Kakanin (kah-kah-nin)---Sweet sticky cakes made from glutinous rice or root crops like cassava (There's a huge variety, many of them regional) Kesong puti (keh-sohng poo-tih)---A kind of salty cheese Lengua de gato (lehng-gwah deh gah-toh)---Filipino butter cookies Lumpia (loom-pyah)---Filipino spring rolls (many variations) Lumpiang sariwa (loom-pyahng sah-ree-wah)---Fresh Filipino spring rolls (not fried) Mamón (mah-MOHN)---Filipino sponge/chiffon cake Matamis na bao (mah-tah-mees nah bah-oh)---Coconut jam Meryenda (mehr-yehn-dah)---Snack/snack time Pandesal (pahn deh sahl)---Lightly sweetened Filipino rolls topped with breadcrumbs (also written pan de sal) Patis (pah-tees)---Fish sauce Salabat (sah-lah-baht)---Filipino ginger tea Suman (soo-mahn)---Glutinous rice cooked in coconut milk, wrapped in banana leaves, and steamed (though there are regional variations) Ube (oo-beh)---Purple yam

I never leave home without my cayenne pepper. I either stash a bottle of the liquid extract in my pocket book or I stick it in the shopping cart I pull around with me all over Manhattan. When it comes to staying right side up in this world, a black woman needs at least three things. The first is a quiet spot of her own, a place away from the nonsense. The second is a stash of money, like the cash my mother kept hidden in the slit of her mattress. The last is several drops of cayenne pepper, always at the ready. Sprinkle that on your food before you eat it and it’ll kill any lurking bacteria. The powder does the trick as well, but I prefer the liquid because it hits the bloodstream quickly. Particularly when eating out, I won’t touch a morsel to my lips ‘til it’s speckled with with cayenne. That’s just one way I take care of my temple, aside from preparing my daily greens, certain other habits have carried me toward the century mark. First thing I do every morning is drink four glasses of water. People think this water business is a joke. But I’m here to tell you that it’s not. I’ve known two elderly people who died of dehydration, one of whom fell from his bed in the middle of the night and couldn’t stand up because he was so parched. Following my water, I drink 8 ounces of fresh celery blended in my Vita-mix. The juice cleanses the system and reduces inflammation. My biggest meal is my first one: oatmeal. I soak my oats overnight so that when I get up all I have to do is turn on the burner. Sometimes I enjoy them with warm almond milk, other times I add grated almonds and berries, put the mixture in my tumbler and shake it until it’s so smooth I can drink it. In any form, oats do the heart good. Throughout the day I eat sweet potatoes, which are filled with fiber, beets sprinkled with a little olive oil, and vegetables of every variety. I also still enjoy plenty of salad, though I stopped adding so many carrots – too much sugar. But I will do celery, cucumbers, seaweed grass and other greens. God’s fresh bounty doesn’t need a lot of dressing up, which is why I generally eat my salad plain. From time to time I do drizzle it with garlic oil. I love the taste. I also love lychee nuts. I put them in the freezer so that when I bite into them cold juice comes flooding out. As terrific as they are, I buy them only once in awhile. I recently bit into an especially sweet one, and then I stuck it right back in the freezer. “Not today, Suzie,” I said to myself, “full of glucose!” I try never to eat late, and certainly not after nine p.m. Our organs need a chance to rest. And before bed, of course, I have a final glass of water. I don’t mess around with my hydration.

Here’s a Reader’s Digest version of my approach. I select mutual funds that have had a good track record of winning for more than five years, preferably for more than ten years. I don’t look at their one-year or three-year track records because I think long term. I spread my retirement, investing evenly across four types of funds. Growth and Income funds get 25 percent of my investment. (They are sometimes called Large Cap or Blue Chip funds.) Growth funds get 25 percent of my investment. (They are sometimes called Mid Cap or Equity funds; an S&P Index fund would also qualify.) International funds get 25 percent of my investment. (They are sometimes called Foreign or Overseas funds.) Aggressive Growth funds get the last 25 percent of my investment. (They are sometimes called Small Cap or Emerging Market funds.) For a full discussion of what mutual funds are and why I use this mix, go to daveramsey.com and visit MyTotalMoneyMakeover.com. The invested 15 percent of your income should take advantage of all the matching and tax advantages available to you. Again, our purpose here is not to teach the detailed differences in every retirement plan out there (see my other materials for that), but let me give you some guidelines on where to invest first. Always start where you have a match. When your company will give you free money, take it. If your 401(k) matches the first 3 percent, the 3 percent you put in will be the first 3 percent of your 15 percent invested. If you don’t have a match, or after you have invested through the match, you should next fund Roth IRAs. The Roth IRA will allow you to invest up to $5,000 per year, per person. There are some limitations as to income and situation, but most people can invest in a Roth IRA. The Roth grows tax-FREE. If you invest $3,000 per year from age thirty-five to age sixty-five, and your mutual funds average 12 percent, you will have $873,000 tax-FREE at age sixty-five. You have invested only $90,000 (30 years x 3,000); the rest is growth, and you pay no taxes. The Roth IRA is a very important tool in virtually anyone’s Total Money Makeover. Start with any match you can get, and then fully fund Roth IRAs. Be sure the total you are putting in is 15 percent of your total household gross income. If not, go back to 401(k)s, 403(b)s, 457s, or SEPPs (for the self-employed), and invest enough so that the total invested is 15 percent of your gross annual pay. Example: Household Income $81,000 Husband $45,000 Wife $36,000 Husband’s 401(k) matches first 3%. 3% of 45,000 ($1,350) goes into the 401(k). Two Roth IRAs are next, totaling $10,000. The goal is 15% of 81,000, which is $12,150. You have $11,350 going in. So you bump the husband’s 401(k) to 5%, making the total invested $12,250.

From Sister by ROSAMUND LUPTON    The rain hammered down onto your coffin, pitter-patter; ‘Pitter-patter, pitter-patter, I hear raindrops’; I was five and singing it to you, just born. Your coffin reached the bottom of the monstrous hole. And a part of me went down into the muddy earth with you and lay down next to you and died with you. Then Mum stepped forwards and took a wooden spoon from her coat pocket. She loosened her fingers and it fell on top of your coffin. Your magic wand. And I threw the emails I sign ‘lol’. And the title of older sister. And the nickname Bee. Not grand or important to anyone else, I thought, this bond that we had. Small things. Tiny things. You knew that I didn’t make words out of my alphabetti spaghetti but I gave you my vowels so you could make more words out of yours. I knew that your favourite colour used to be purple but then became bright yellow; (‘Ochre’s the arty word, Bee’) and you knew mine was orange, until I discovered that taupe was more sophisticated and you teased me for that. You knew that my first whimsy china animal was a cat (you lent me 50p of your pocket money to buy it) and that I once took all my clothes out of my school trunk and hurled them around the room and that was the only time I had something close to a tantrum. I knew that when you were five you climbed into bed with me every night for a year. I threw everything we had together - the strong roots and stems and leaves and beautiful soft blossoms of sisterhood - into the earth with you. And I was left standing on the edge, so diminished by the loss, that I thought I could no longer be there. All I was allowed to keep for myself was missing you. Which is what? The tears that pricked the inside of my face, the emotion catching at the top of my throat, the cavity in my chest that was larger than I am. Was that all I had now? Nothing else from twenty-one years of loving you. Was the feeling that all is right with the world, my world, because you were its foundations, formed in childhood and with me grown into adulthood - was that to be replaced by nothing? The ghastliness of nothing. Because I was nobody’s sister now. I saw Dad had been given a handful of earth. But as he held out his hand above your coffin he couldn’t unprise his fingers. Instead, he put his hand into his pocket, letting the earth fall there and not onto you. He watched as Father Peter threw the first clod of earth instead and broke apart, splintering with the pain of it. I went to him and took his earth-stained hand in mine, the earth gritty between our soft palms. He looked at me with love. A selfish person can still love someone else, can’t they? Even when they’ve hurt them and let them down. I, of all people, should understand that. Mum was silent as they put earth over your coffin. An explosion in space makes no sound at all.