Owe Money Pay Money Quotes

Oslo probably owed them money. Sockeye Sammy’s shiner testified that it might not be a good idea to stiff his employer. But if I couldn’t pay up, I’d surely make myself scarce, too!

Yeah," he grount out. "I nailed her." "Where?" Luc always wanted the dirty details. "Stockroom. Pay up." Luc snorted and reached for his wallet. "I really got taken on this one , didn't I?" He handed over four hundreds and five twenties. "Yeah, well, you can have the last laugh once the Sem brothers catch up with me. Seems she's their sister." "Dude." Luc streched out the word and then whistled, low and long. "Nice knowing you. So, will it at least have been worth it? Being gutted by Shade, I mean. Was she good ?" His body heated as though remembering. And wanting again. "Of course I was." Fuck. Con spun around to find Sin standing there, hands on hips and fury in her expression. Like a kid caught stealing candy, he whipped the money behind his back. She looked at him as if he was an idiot and grabbed his arm, briging it around. "It's not what you think," he said lamely, because it was exactly what she thought. "Really? So that big asshole behind you didn't bet you five hundred bucks that you couldn't fuck me ?" "Ah..." "That's what I thought. You dick. How stupid do you think I am ? Your name really fits you , Con." She snatched the money from him, took two hundreds and three twenties, and thrust the remaining two hundred and forty dollars back into his hand. Then, smiling broadly, she punched him in the shoulder. "Next time you make a bet like that, don't cheat me out of my half. I owe you a ten." She winked and left him, jaw-dropped and gaping, as she sauntered away.

To pay for my father's funeral I borrowed money from people he already owed money to. One called him a nobody. No, I said, he was a failure. You can't remember a nobody's name, that's why they're called nobodies. Failures are unforgettable.

Because if someone owed me several thousand, and then stole from my house, and then I found out he had the money and didn’t pay me back, I’d be pretty pissed,” Hackett said.

If I owe a person money, and cannot pay him, and he threatens to put me in prison, another person can take the debt upon himself, and pay it for me. But if I have committed a crime, every circumstance of the case is changed. Moral justice cannot take the innocent for the guilty even if the innocent would offer itself. To suppose justice to do this, is to destroy the principle of its existence, which is the thing itself. It is then no longer justice. It is indiscriminate revenge.

Why did you come in to-night with your heads in the air? 'Make way, we are coming! Give us every right and don't you dare breathe a word before us. Pay us every sort of respect, such as no one's ever heard of, and we shall treat you worse than the lowest lackey!' They strive for justice, they stand on their rights, and yet they've slandered him like infidels in their article. We demand, we don't ask, and you will get no gratitude from us, because you are acting for the satisfaction of your own conscience! Queer sort of reasoning!... He has not borrowed money from you, he doesn't owe you anything, so what are you reckoning on, if not his gratitude? So how can you repudiate it? Lunatics! They regard society as savage and inhuman, because it cries shame on the seduced girl; but if you think society inhuman, you must think that the girl suffers from the censure of society, and if she does, how is it you expose her to society in the newspapers and expect her not to suffer? Lunatics! Vain creatures! They don't believe in God, they don't believe in Christ! Why, you are so eaten up with pride and vanity that you'll end by eating up one another, that's what I prophesy. Isn't that topsy-turvydom, isn't it infamy?

A panda walks into a bar. He asks the bartender how he can get a little action for the night. The bartender motions to a young woman. She talks to the panda, and they go back to her place. After having sex, the panda abruptly leaves. The next night, the woman goes to the panda's house. "You owe me money," she says. "For what?" The woman rolls her eyes and explains, "I'm a prostitute." The panda pulls out a dictionary and looks it up: "Prostitute: Has sex for money." The panda says, "I don't have to pay you. I'm a panda. Look it up." She is about to protest when the panda hands her the dictionary. The woman looks up "panda" in the dictionary, and it reads, "Panda: Eats bush and leaves.

Okay, calm down, we'll pay,"said Vee, reaching into her back pocket. She stuffed a wad of cash into the bowl, but it was dark and I couldn´t tell how much. "You owe me big-time," she told me. "You're supposed to let me count the money first," Marcie said, digging through the bowl, trying to recapture Vee´s donation. "I just assumed twenty was too high for you to count," Vee said. "My apologies." Marcie's eyes went slitty again, then she turned on her heel and carted the bowl back into the house. "How much did you give her?" I asked Vee. "I didn't. I tossed in a condom." I lifted my eyebrows."Since when do you carry condoms?" "I picked one up off the lawn on our way up the walk. Who knows, maybe Marcie'll use it. Then I'll have done my part to keep her genetic material out of the gene pool.

Jimmy put in a word and told them that if I made it, I wouldn't be able to live with myself without paying them back. That I'd sooner die than owe anyone money for helping me. Apparently Jimmy knew more about me at that point than I knew about myself.

That second man has his own way of looking at things; asks himself which debt must I pay first, the debt to the rich, or the debt to the poor? the debt of money, or the debt of thought to mankind, of genius to nature? For you, O broker! there is no other principle but arithmetic. For me, commerce is of trivial import; love, faith, truth of character, the aspiration of man, these are sacred; nor can I detach one duty, like you, from all other duties, and concentrate my forces mechanically on the payment of moneys. Let me live onward; you shall find that, though slower, the progress of my character will liquidate all these debts without injustice to higher claims. If a man should dedicate himself to the payment of notes, would not this be injustice? Does he owe no debt but money? And are all claims on him to be postponed to a landlord's or a banker's?

Years ago, I dated a lovely young woman who was a few thousand dollars in debt. She was completely stressed out about this. Every month, more interest would be added to her debts. To deal with her stress, she would go every Tuesday night to a meditation and yoga class. This was her one free night, and she said it seemed to be helping her. She would breathe in, imagining that she was finding ways to deal with her debts. She would breathe out, telling herself that her money problems would one day be behind her. It went on like this, Tuesday after Tuesday. Finally, one day I looked through her finances with her. I figured out that if she spent four or five months working a part-time job on Tuesday nights, she could actually pay off all the money she owed. I told her I had nothing against yoga or meditation. But I did think its always best to try to treat the disease first. Her symptoms were stress and anxiety. Her disease was the money she owed. "Why don't you get a job on Tuesday nights and skip yoga for a while?" I suggested. This was something of a revelation to her. And she took my advice. She became a Tuesday-night waitress and soon enough paid off her debts. After that, she could go back to yoga and really breathe easier.

Though liberal in his praise and always courteous and condescending to the shop-people, he was scarcely ever known to pay a bill and when he died, the amount of money owing to Brandy's was considerable. Mr. Brandy, a short-tempered, pinched-faced, cross little old man, was beside himself with rage about it. He died shortly afterwards, and was presumed by many people to have done so on purpose and to have gone in pursuit of his noble debtor.

Here we come to the central question of this book: What, precisely, does it mean to say that our sense of morality and justice is reduced to the language of a business deal? What does it mean when we reduce moral obligations to debts? What changes when the one turns into the other? And how do we speak about them when our language has been so shaped by the market? On one level the difference between an obligation and a debt is simple and obvious. A debt is the obligation to pay a certain sum of money. As a result, a debt, unlike any other form of obligation, can be precisely quantified. This allows debts to become simple, cold, and impersonal-which, in turn, allows them to be transferable. If one owes a favor, or one’s life, to another human being-it is owed to that person specifically. But if one owes forty thousand dollars at 12-percent interest, it doesn’t really matter who the creditor is; neither does either of the two parties have to think much about what the other party needs, wants, is capable of doing-as they certainly would if what was owed was a favor, or respect, or gratitude. One does not need to calculate the human effects; one need only calculate principal, balances, penalties, and rates of interest. If you end up having to abandon your home and wander in other provinces, if your daughter ends up in a mining camp working as a prostitute, well, that’s unfortunate, but incidental to the creditor. Money is money, and a deal’s a deal. From this perspective, the crucial factor, and a topic that will be explored at length in these pages, is money’s capacity to turn morality into a matter of impersonal arithmetic-and by doing so, to justify things that would otherwise seem outrageous or obscene. The factor of violence, which I have been emphasizing up until now, may appear secondary. The difference between a “debt” and a mere moral obligation is not the presence or absence of men with weapons who can enforce that obligation by seizing the debtor’s possessions or threatening to break his legs. It is simply that a creditor has the means to specify, numerically, exactly how much the debtor owes.

Julian’s not at the house in Bel Air, but there’s a note on the door saying that he might be at some house on King’s Road. Julian’s not at the house on King’s Road either, but some guy with braces and short platinum-blond hair and a bathing suit on lifting weights is in the backyard. He puts one of the weights down and lights a cigarette and asks me if I want a Quaalude. I ask him where Julian is. There’s a girl lying by the pool on a chaise longue, blond, drunk, and she says in a really tired voice, ‘Oh, Julian could be anywhere. Does he owe you money?’ The girl has brought a television outside and is watching some movie about cavemen. ‘No,’ I tell her. ‘Well, that’s good. He promised to pay for a gram of coke I got him.’ She shakes her head. ‘Nope. He never did.’ She shakes her head again, slowly, her voice thick, a bottle of gin, half-empty, by her side. The weightlifter with the braces on asks me if I want to buy a Temple of Doom bootleg cassette. I tell him no and then ask him to tell Julian that I stopped by. The weight-lifter nods his head like he doesn’t understand and the girl asks him if he got the backstage passes to the Missing Persons concert. He says, ‘Yeah, baby,’ and she jumps in the pool. Some caveman gets thrown off a cliff and I split.

A panda walks into a bar. He asks the bartender how he can get a little action for the night. The bartender motions to a young woman. She talks to the panda, and they go back to her place. After having sex, the panda abruptly leaves. The next night, the woman goes to the panda's house. "You owe me money," she says. "For what?" The woman rolls her eyes and explains, "I'm a prostitute." The panda pulls out a dictionary and looks it up: "Prostitute: Has sex for money." The panda says, "I don't have to pay you. I'm a panda. Look it up." She is about to protest when the panda hands her the dictionary. The woman looks up "panda" in the dictionary, and it reads, "Panda: Eats bush and leaves. ♦◊♦◊♦◊♦

If I were king, I wouldn’t pay you the money I owe you. I’d give you a far more valuable gift: the gift of life—your own. Yes, you’d get to keep it!

You can’t buy goodwill with money that ain’t yours. It’s not a favor to pay what’s owed.

You have choices and you do have some control. The IRS is not always correct! Even if you owe more than you can pay, there are other options.

When all our needs are met and all is well in our lives, we tend to take credit for what we have, to feel that we carry our own loads. We work hard to earn the money we need to buy food and clothes, pay our rent or mortgage. But even the hardest-working individual owes all he earns to God’s provision. Moses reminded Israel that God “is giving you power to make wealth” (Deut. 8:18).

From there we’d go over to the Friendly Lounge at Tenth and Washington, owned by a guy named John who went by the nickname of Skinny Razor. At first I didn’t know anything about John, but some of the guys from Food Fair pushed a little money on their routes for John. A waitress, say, at a diner would borrow $100 and pay back $12 a week for ten weeks. If she couldn’t afford the $12 one week she’d just pay $2, but she’d still owe the $12 for that week and it would get added on at the end. If it wasn’t paid on time the interest would keep piling up. The $2 part of the debt was called the “vig,” which is short for vigorish. It was the juice. My

Sometimes I’d give my mother a hundred bucks and she wouldn’t pay me back. She didn’t respect me like that. I’d say, “You owe me some money, Ma.” And she’d just say, “You owe me your life, boy. I’m not paying you back.

Customers deposit money in a bank for interest; the bank lends that money to other people at a higher rate of interest. This isn't glamorous or interesting, but then banking is not supposed to resemble base jumping or hip-hop.

But still, it was not the desire to ‘write’ that was his real motive. To get out of the money-world—that was what he wanted. Vaguely he looked forward to some kind of moneyless, anchorite existence. He had a feeling that if you genuinely despise money you can keep going somehow, like the birds of the air. He forgot that the birds of the air don’t pay room-rent. The poet starving in a garret—but starving, somehow, not uncomfortably—that was his vision of himself. The next seven months were devastating. They scared him and almost broke his spirit. He learned what it means to live for weeks on end on bread and margarine, to try to ‘write’ when you are half starved, to pawn your clothes, to sneak trembling up the stairs when you owe three weeks’ rent and your landlady is listening for you. Moreover, in those seven months he wrote practically nothing. The first effect of poverty is that it kills thought. He grasped, as though it were a new discovery, that you do not escape from money merely by being moneyless. On the contrary, you are the hopeless slave of money until you have enough of it to live on—a ‘competence’, as the beastly middle-class phrase goes.

The only grown-up other than Jacob who ever came into his schoolroom was Eli Willard. School was in session one day when the Connecticut itinerant reappeared after long absence, bringing Jacob's glass and other merchandise. Jacob seized him and presented him to the class. 'Boys and girls, this specimen here is a Peddler. You don't see them very often. They migrate, like the geese flying over. This one comes maybe once a year, like Christmas. But he ain't dependable, like Christmas. He's dependable like rainfall. A Peddler is a feller who has got things you ain't got, and he'll give 'em to ye, and then after you're glad you got 'em he'll tell ye how much cash money you owe him fer 'em. If you ain't got cash money, he'll give credit, and collect the next time he comes 'round, and meantime you work hard to git the money someway so's ye kin pay him off. Look at his eyes. Notice how they are kinder shiftly-like. Now, class, the first question is: why is this feller's eyes shiftly-like?

She had a confused, dreamy notion that, if the creditors were all paid, her plate and linen ought to come back to her; but she had an inbred perception that while people owed money they were unable to pay, they couldn’t rightly call anything their own.

Suppose you are particularly rich and well-to-do, and say on that last day, 'I am very rich; I am tolerably well known; I have lived all my life in the best society, and, thank Heaven, come of a most respectable family. I have served my King and country with honour. I was in Parliament for several years, where, I may say, my speeches were listened to, and pretty well received. I don't owe any man a shilling: on the contrary, I lent my old college friend, Jack Lazarus, fifty pounds, for which my executors will not press him. I leave my daughters with ten thousand pounds a piece--very good portions for girls: I bequeath my plate and furniture, my house in Baker Street, with a handsome jointure, to my widow for her life; and my landed property, besides money in the Funds, and my cellar of well-selected wine in Baker Street, to my son. I leave twenty pound a year to my valet; and I defy any man after I am gone to find anything against my character.' Or suppose, on the other hand, your swan sings quite a different sort of dirge, and you say, 'I am a poor, blighted, disappointed old fellow, and have made an utter failure through life. I was not endowed either with brains or with good fortune: and confess that I have committed a hundred mistakes and blunders. I own to having forgotten my duty many a time. I can't pay what I owe. On my last bed I lie utterly helpless and humble: and I pray forgiveness for my weakness, and throw myself with a contrite heart at the feet of the Divine Mercy.' Which of these two speeches, think you, would be the best oration for your own funeral? Old Sedley made the last; and in that humble frame of mind, and holding by the hand of his daughter, life and disappointment and vanity sank away from under him.

Scholars discern motions in history & formulate these motions into rules that govern the rises & falls of civilizations. My belief runs contrary, however. To wit: history admits no rules, only outcomes. What precipitates outcomes? Vicious acts & virtuous acts. What precipitates acts? Belief. Belief is both prize & battlefield, within the mind & in the mind's mirror, the world. If we believe humanity is a ladder of tribes, a colosseum of confrontation, exploitation & bestiality, such a humanity is surely brought into being, & history's Horroxes, Boerhaaves & Gooses shall prevail. You & I, the moneyed, the privileged, the fortunate, shall not fare so badly in this world, provided our luck holds. What of it if our consciences itch? Why undermine the dominance of our race, our gunships, our heritage & our legacy? Why fight the 'natural' (oh, weaselly word!) order of things? Why? Because of this: -- one fine day, a purely predatory world shall consume itself. Yes, the devil shall take the hindmost until the foremost is the hindmost. In an individual, selfishness uglifies the soul; for the human species, selfishness is extinction. Is this the entropy written in our nature? If we believe that humanity may transcend tooth & claw, if we believe divers [sic] races & creeds can share this world as peaceably as the orphans share their candlenut tree, if we believe leaders must be just, violence muzzled, power accountable & the riches of the Earth & its Oceans shared equitably, such a world will come to pass. I am not deceived. It is the hardest of worlds to make real. Tortuous advances won over generations can be lost by a single stroke of a myopic president's pen or a vainglorious general's sword. A life spent shaping a world I want Jackson to inherit, not one I fear Jackson shall inherit, this strikes me as a life worth the living. Upon my return to San Francisco, I shall pledge myself to the Abolitionist cause, because I owe my life to a self-freed slave & because I must begin somewhere. I hear my father-in-law's response. 'Oho, fine, Whiggish sentiments, Adam. But don't tell me about justice! Ride to Tennessee on an ass & convince the red-necks that they are merely white-washed negroes & their negroes are black-washed Whites! Sail to the Old World, tell 'em their imperial slaves' rights are as inalienable as the Queen of Belgium's! Oh, you'll grow hoarse, poor & grey in caucuses! You'll be spat on, shot at, lynched, pacified with medals, spurned by backwoodsmen! Crucified! Naïve, dreaming Adam. He who would do battle with the many-headed hydra of human nature must pay a world of pain & his family must pay along with him! & only as you gasp your dying breath shall you understand, your life amounted to no more than one drop in a limitless ocean!' Yet what is any ocean but a multitude of drops?

As jobs disappear in a given area, declining home values trap people in certain neighborhoods. Even if you’d like to move, you can’t, because the bottom has fallen out of the market—you now owe more than any buyer is willing to pay. The costs of moving are so high that many people stay put. Of course, the people trapped are usually those with the least money; those who can afford to leave do so.

On one occasion Jimmy is said to have given the elderly, impoverished mother of a young hood five thousand dollars. The woman’s son was said to have owed his mother the money but had refused to pay her. Jimmy was apparently so incensed at this lack of regard for motherhood that he gave the woman the five thousand in the morning, claiming it was from her son, and then allegedly killed the woman’s son before dusk.

It’s amazing how gullible people are,” DeLoy continues. “But you have to remember what a huge comfort the religion is. It provides all the answers. It makes life simple. Nothing makes you feel better than doing what the prophet commands you to do. If you have some controversial issue that you’re dealing with—let’s say you owe a lot of money to somebody, and you don’t have the means to pay them—you go in and talk to the prophet, and he might tell you, ‘You don’t have to pay the money back. The Lord says it’s Okay.’ And if you just do what the prophet says, all the responsibility for your actions is now totally in his hands. You can refuse to pay the guy, or even kill somebody, or whatever, and feel completely good about it. And that’s a real big part of what holds this religion together: it’s not having to make those critical decisions that many of us have to make, and be responsible for your decisions.

In a democracy, the government is the people," Milo explained. "We're people, aren't we?" So we might just as well keep the money and eliminate the middleman. Frankly, I'd like to see the government get out of war altogether and leave the whole field to private industry. If we pay the government everything we owe it, we'll only be encouraging governmental control and discouraging other individuals from bombing their own men and planes. We'll be taking away their incentive.

If I owe a person money, and cannot pay him, and he threatens to put me in prison, another person can take the debt upon himself, and pay it for me; but if I have committed a crime, every circumstance of the case is changed; moral Justice cannot take the innocent for the guilty, even if the innocent would offer itself. To suppose Justice to do this, is to destroy the principle of its existence, which is the thing itself; it is then no longer Justice, it is indiscriminate revenge.

military aggression is defined as a crime against humanity, and international courts, when they are brought to bear, usually demand that aggressors pay compensation. Germany had to pay massive reparations after World War I, and Iraq is still paying Kuwait for Saddam Hussein’s invasion in 1990. Yet the Third World debt, the debt of countries like Madagascar, Bolivia, and the Philippines, seems to work precisely the other way around. Third World debtor nations are almost exclusively countries that have at one time been attacked and conquered by European countries—often, the very countries to whom they now owe money.

Anyway, you now owe $117,500 on the house. After that five years, once the house gets 90 percent loan-to-value—that means you’re getting close to getting underwater—the bank ‘recasts’ the loan and now flips you to a full am, which means you pay an old-fashioned mortgage, which is principal plus interest on $117,000. You now have a thirty-year loan at 7 percent. Plus you have to buy the mortgage insurance because you don’t have anything down, which puts you somewhere at $900 a month. Your payments have more than tripled overnight. A $200,000 house is now costing you $1,800 a month and we both know the guy was never making that kind of money.

If Churchill had looked harder, he would have seen that England’s ‘highest position’ was very tenuous. Apart from her dead sons, the balance of events had swung heavily against her. Not least, his country was hugely in debt. By 1917, the British were paying most of the cost of the war not only for themselves but for their allies: half of Belgian and Serbian, two-thirds of French and Russian, and all of Italian war expenditure was funded by London. In return, London depended more and more on the money loaned by Washington and Wall Street, in particular the great bank of J.P. Morgan, and victory found the British in the excruciating position of having to repay the immense debts they owed, with little hope of recovering the debts owed them, or in the Russian case no hope at all.

The Debt Snowball method requires you to list all your debts in order of smallest payoff balance to largest. List all your debts except your home; we will get to it in another step. List all of your debts—even loans from Mom and Dad or medical debts that have zero interest. I don’t care if there is interest or not. I don’t care if some have 24 percent interest and others 4 percent. List the debts smallest to largest! If you were so fabulous with math, you wouldn’t have debt, so try this my way. The only time to pay off a larger debt sooner than a smaller one is some kind of big-time emergency such as owing the IRS and having them come after you, or in situations where there will be a foreclosure if you don’t pay it off. Otherwise, don’t argue about it; just list the debts smallest to largest.

if all money comes into existence through loans, with the returning of those loans removing the money from the money supply, where does the money to pay the interest come from? To better understand the question, consider a small island with 100 inhabitants. They have a bank that creates and loans money. Let’s assume each person gets a $100 loan. This means $10,000 has been created as the island’s total money supply. Everyone then buys goods and services, exchanging this money with each other, generating economic activity. This $10,000 in loans could then technically be returned to the bank, fulfilling the society’s loan obligations, removing all money from existence. However, if interest is charged, more money needs to be returned than actually exists. If each of those $100 loans required has a 10 percent interest fee, then while the total money supply is still $10,000, the actual value owed back to the bank is actually $11,000. So where does that extra $1,000 come from?

Y.T. is bored. She gets on her plank. The wheels blossom and become circular. She guides a tight wobbly course around the cars, coasts down into the street. The spotlight follows her for a moment, maybe picking up some stock footage. Videotape is cheap. You never know when something will be useful, so you might as well videotape it. People make their living that way -- people in the intel business. People like Hiro Protagonist. They just know stuff, or they just go around and videotape stuff. They put it in the Library. When people want to know the particular things that they know or watch their videotapes, they pay them money and check it out of the Library, or just buy it outright. This is a weird racket, but Y.T. likes the idea of it. Usually, the CIC won't pay any attention to a Kourier. But apparently Hiro has a deal with them. Maybe she can make a deal with Hiro. Because Y.T. knows a lot of interesting little things. One little thing she knows is that the Mafia owes her a favor.

In Germany, the Depression was the final nail in the coffin of the Weimar Republic. Germany needed loans to pay its reparations, but once the Depression hit, its funding dried up and hyperinflation ensued as the government printed more money in a desperate effort to come up with the funds to repay what it owed. The collapse of the Weimar Republic was a textbook case of what happens when democracy and capitalism fail; angry, desperate people became willing to go along with a suspension of the most basic civil liberties in the hope that order and prosperity would be restored. Parties and politicians embracing fascism—a philosophy animated by extreme nationalism that called for government control of virtually all aspects of political and economic life—gained ground in Germany, Italy, Austria, and Japan. By 1932, the Nazi Party had become the largest party in the German parliament; a year later, Adolf Hitler became chancellor. He quickly consolidated power, dismantled democratic protections, formalized harsh discrimination against Jews and others, and began rearming Germany. Hitler broke through the military constraints set by the Versailles Treaty. The absence of a French or British response taught Hitler the dangerous lesson that he could assert German rights as he saw them with little to fear.

However, if the moneylenders are not some other country but are situated within your own kingdom, and you’ve borrowed what you feel is too much money from them, you can play a very dirty trick. This dirty trick has indeed been played, and quite often. It’s called “Kill the Creditors.” (Please don’t try this at your local bank.) Consider, for instance, the sad fate of the Knights Templar. They were a religious order of fighting knights who’d amassed a great store of capital through gifts given to them by the pious, as well as through various treasures they’d acquired during the Crusades, and they acted as Europe’s major moneylenders to kings as well as to others for more than two centuries. It was unlawful for Christians to charge for the use of money, but it wasn’t unlawful for them to charge “rent” for the use of land, so the Templars charged so-called “rent” for the use of money, which you paid at the same time you got the loan, rather than after you’d used it. But you still had to pay the principal amount back at the stipulated time. This could be a problem for those who’d borrowed the money, as it still is today. In 1307, Philip the Fourth of France found he owed a cumbersome lot of money to the Templars. With the aid of the Pope and of torture, he accused them falsely of heretical and sacrilegious activities and had them rounded up and burned at the stake. As if by magic, his debts disappeared. (So did the vast wealth of the Templars, which has never been adequately accounted for since.)

Phid. In what then, pray, shall I obey you? Strep. Reform your habits as quickly as possible, and go and learn what I advise. Phid. Tell me now, what do you prescribe? Strep. And will you obey me at all? Phid. By Bacchus, I will obey you. Strep. Look this way then! Do you see this little door and little house? Phid. I see it. What then, pray, is this, father? Strep. This is a thinking-shop of wise spirits. There dwell men who in speaking of the heavens persuade people that it is an oven, and that it encompasses us, and that we are the embers. These men teach, if one give them money, to conquer in speaking, right or wrong. Phid. Who are they? Strep. I do not know the name accurately. They are minute philosophers, noble and excellent. Phid. Bah! They are rogues; I know them. You mean the quacks, the pale-faced wretches, the bare-footed fellows, of whose numbers are the miserable Socrates and Chaerephon. Strep. Hold! Hold! Be silent! Do not say anything foolish. But, if you have any concern for your father's patrimony, become one of them, having given up your horsemanship. Phid. I would not, by Bacchus, even if you were to give me the pheasants which Leogoras rears! Strep. Go, I entreat you, dearest of men, go and be taught. Phid. Why, what shall I learn? Strep. They say that among them are both the two causes—the better cause, whichever that is, and the worse: they say that the one of these two causes, the worse, prevails, though it speaks on the unjust side. If, therefore you learn for me this unjust cause, I would not pay any one, not even an obolus of these debts, which I owe at present on your account. Phid. I can not comply; for I should not dare to look upon the knights, having lost all my colour.

One of the greatest difficulties we human beings seem to have is to relinquish long-held ideas. Many of us are addicted to being right, even if facts do not support us. One fixed image we cling to, as iconic in today’s culture as the devil was in previous ages, is that of the addict as an unsavoury and shadowy character, given to criminal activity. What we don’t see is how we’ve contributed to making him a criminal. There is nothing more intrinsically criminal in the average drug user than in the average cigarette smoker or alcohol addict. The drugs they inject or inhale do not themselves induce criminal activity by their pharmacological effect, except perhaps in the way that alcohol can also fuel a person’s pent-up aggression and remove the mental inhibitions that thwart violence. Stimulant drugs may have that effect on some users, but narcotics like heroin do not; on the contrary, they tend to calm people down. It is withdrawal from opiates that makes people physically ill, irritable and more likely to act violently — mostly out of desperation to replenish their supply. The criminality associated with addiction follows directly from the need to raise money to purchase drugs at prices that are artificially inflated owing to their illegality. The addict shoplifts, steals and robs because it’s the only way she can obtain the funds to pay the dealer. History has demonstrated many times over that people will transgress laws and resist coercion when it comes to struggling for their basic needs — or what they perceive as such. Sam Sullivan, Vancouver’s quadriplegic mayor, told a conference on drug addiction once that if wheelchairs were illegal, he would do anything to get one, no matter what laws he had to break. It was an apt comparison: the hardcore addict feels equally handicapped without his substances. As we have seen, many addicts who deal in drugs do so exclusively to finance their habit. There is no profit in it for them.

If I owe a person money, and cannot pay him, and he threatens to put me in prison, another person can take the debt upon himself, and pay it for me. But if I have committed a crime, every circumstance of the case is changed. Moral justice cannot take the innocent for the guilty even if the innocent would offer itself. To suppose justice to do this, is to destroy the principles of its existence, which is the thing itself. It is then no longer justice. It is indiscriminate revenge. This single reflection will show that the doctrine of redemption is founded on a mere pecuniary idea corresponding to that of a debt which another person might pay; and as this pecuniary idea corresponds again with the system of second redemptions, obtained through the means of money given to the church for pardons, the probability is that the same persons fabricated both the one and the other of those theories; and that, in truth, there is no such thing as redemption; that it is fabulous; and that man stands in the same relative condition with his Maker he ever did stand, since man existed; and that it is his greatest consolation to think so. Let him believe this, and he will live more consistently and morally, than by any other system. It is by his being taught to contemplate himself as an out-law, as an out-cast, as a beggar, as a mumper, as one thrown as it were on a dunghill, at an immense distance from his Creator, and who must make his approaches by creeping, and cringing to intermediate beings, that he conceives either a contemptuous disregard for everything under the name of religion, or becomes indifferent, or turns what he calls devout. In the latter case, he consumes his life in grief, or the affection of it. His prayers are reproaches. His humility is ingratitude. He calls himself a worm, and the fertile earth a dunghill; and all the blessings of life by the thankless name of vanities. He despises the choicest gift of God to man, the GIFT OF REASON; and having endeavored to force upon himself the belief of a system against which reason revolts, he ungratefully calls it human reason, as if man could give reason to himself. Yet, with all this strange appearance of humility, and this contempt for human reason, he ventures into the boldest presumptions. He finds fault with everything. His selfishness is never satisfied; his ingratitude is never at an end. He takes on himself to direct the Almighty what to do, even in the government of the universe. He prays dictatorially. When it is sunshine, he prays for rain, and when it is rain, he prays for sunshine. He follows the same idea in everything that he prays for; for what is the amount of all his prayers, but an attempt to make the Almighty change his mind, and act otherwise than he does? It is as if he were to say - thou knowest not so well as I.

I don’t know what to do with you,” he said, his voice growing curt with anger again. “Deceitful little minx. I’m of half a mind to put you to work, milking the goats. But that’s out of the question with these hands, now isn’t it?” He curled and uncurled her fingers a few times, testing the bandage. “I’ll tell Stubb to change this twice a day. Can’t risk the wound going septic. And don’t use your hands for a few days, at least.” “Don’t use my hands? I suppose you’re going to spoon-feed me, then? Dress me? Bathe me?” He inhaled slowly and closed his eyes. “Don’t use your hands much.” His eyes snapped open. “None of that sketching, for instance.” She jerked her hands out of his grip. “You could slice off my hands and toss them to the sharks, and I wouldn’t stop sketching. I’d hold the pencil with my teeth if I had to. I’m an artist.” “Really. I thought you were a governess.” “Well, yes. I’m that, too.” He packed up the medical kit, jamming items back in the box with barely controlled fury. “Then start behaving like one. A governess knows her place. Speaks when spoken to. Stays out of the damn way.” Rising to his feet, he opened the drawer and threw the box back in. “From this point forward, you’re not to touch a sail, a pin, a rope, or so much as a damned splinter on this vessel. You’re not to speak to crewmen when they’re on watch. You’re forbidden to wander past the foremast, and you need to steer clear of the helm, as well.” “So that leaves me doing what? Circling the quarterdeck?” “Yes.” He slammed the drawer shut. “But only at designated times. Noon hour and the dogwatch. The rest of the day, you’ll remain in your cabin.” Sophia leapt to her feet, incensed. She hadn’t fled one restrictive program of behavior, just to submit to another. “Who are you to dictate where I can go, when I can go there, what I’m permitted to do? You’re not the captain of this ship.” “Who am I?” He stalked toward her, until they stood toe-to-toe. Until his radiant male heat brought her blood to a boil, and she had to grab the table edge to keep from swaying toward him. “I’ll tell you who I am,” he growled. “I’m a man who cares if you live or die, that’s who.” Her knees melted. “Truly?” “Truly. Because I may not be the captain, but I’m the investor. I’m the man you owe six pounds, eight. And now that I know you can’t pay your debts, I’m the man who knows he won’t see a bloody penny unless he delivers George Waltham a governess in one piece.” Sophia glared at him. How did he keep doing this to her? Since the moment they’d met in that Gravesend tavern, there’d been an attraction between them unlike anything she’d ever known. She knew he had to feel it, too. But one minute, he was so tender and sensual; the next, so crass and calculating. Now he would reduce her life’s value to this cold, impersonal amount? At least back home, her worth had been measured in thousands of pounds not in shillings. “I see,” she said. “This is about six pounds, eight shillings. That’s the reason you’ve been watching me-“ He made a dismissive snort. “I haven’t been watching you.” “Staring at me, every moment of the day, so intently it makes my…my skin crawl and all you’re seeing is a handful of coins. You’d wrestle a shark for a purse of six pounds, eight. It all comes down to money for you.

But the man who owned the vineyard said to one of those workers, ‘Friend, I am being fair to you. You agreed to work for one coin. So take your pay and go. I want to give the man who was hired last the same pay that I gave you. I can do what I want with my own money. Are you jealous because I am good to those people?’ “So those who are last now will someday be first, and those who are first now will someday be last.” (20:1–16 NCV) “Do you begrudge my generosity?” the landowner is saying. The answer, of course, is yes, they do. They begrudge it quite a bit. Even though it has no impact on them whatsoever, it offends them. We hate it when we are trying so hard to earn something, and then someone else gets the same thing without trying as hard. Think about this for a moment, in real, “today” terms. Someone gives you a backbreaking job, and you’re happy for it, but at the end of the day, when you’re getting paid, the guys who came in with five minutes left get the same amount you just got. Seriously? It’s imbalanced, unfair, maddening . . . and it’s also exactly what Jesus just said the kingdom of God is like. Not only is it maddening; it’s maddening to the “good” people! Common sense says you don’t do this. You don’t pay latecomers who came in a few minutes ago the same amount that you paid the hardworking folks you hired first. Jesus tells this story, knowing full well that the conscientious ones listening would find this hardest to take. And, as a matter of fact, as a conscientious one, I find this hard to take. I’m just being honest. This story does not fit my style. I’m all about people getting what they deserve. Oh, it’s offensive, too, when Jesus turns to a guy who’s being executed next to Him, and tells him, “Today, you will be with me in paradise” (Luke 23:43). What did the guy do to deserve that? He did nothing. If you call yourself a Christian, and you want things to be fair, and you want God’s rewards given out only to the deserving and the upstanding and the religious, well, honestly, Jesus has got to be a complete embarrassment to you. In fact, to so many upstanding Christians, He is. He has always been offensive, and remains offensive, to those who seek to achieve “righteousness” through what they do. Always. People who’ve grown up in church (like me) are well acquainted with the idea that Jesus is our “cornerstone.” He’s the solid rock of our faith. Got it. Not controversial. It’s well-known. But what’s not so talked about: That stone, Jesus, causes religious people to stumble. And that rock is offensive to “good” people: So what does all this mean? Those who are not Jews were not trying to make themselves right with God, but they were made right with God because of their faith. The people of Israel tried to follow a law to make themselves right with God. But they did not succeed, because they tried to make themselves right by the things they did instead of trusting in God to make them right. They stumbled over the stone that causes people to stumble. (Rom. 9:30–32 NCV) And then Paul says something a couple verses later that angers “good Christians” to this day: Because they did not know the way that God makes people right with him, they tried to make themselves right in their own way. So they did not accept God’s way of making people right. Christ ended the law so that everyone who believes in him may be right with God. (Rom. 10:3–4 NCV) It’s not subtle, what Paul’s writing here. For anyone who believes in Him, Jesus ended the law as a means to righteousness. Yet so many think they can achieve—even have achieved—some kind of “good Christian” status on the basis of the rule-keeping work they’ve done. They suspect they’ll do good things and God will owe them for it, like payment for a job well done. Paul says, in effect, if you think you should get what you earn, you will . . . and you don’t want that.

Indian Express (Indian Express) - Clip This Article at Location 721 | Added on Sunday, 30 November 2014 20:28:42 Fifth column: Hope and audacity Ministers, high officials, clerks and peons now report for duty on time and are no longer to be seen taking long lunch breaks to soak in winter sunshine in Delhi’s parks. Reform is needed not just in economic matters but in every area of governance. Does the Prime Minister know how hard it is to get a passport? Tavleen Singh | 807 words At the end of six months of the Modi sarkar are we seeing signs that it is confusing efficiency with reform? I ask the question because so far there is no sign of real reform in any area of governance. And, because some of Narendra Modi’s most ardent supporters are now beginning to get worried. Last week I met a man who dedicated a whole year to helping Modi become Prime Minister and he seemed despondent. When I asked how he thought the government was doing, he said he would answer in the words of the management guru Peter Drucker, “There is nothing quite so useless as doing with great efficiency something that should not be done at all.” We can certainly not fault this government on efficiency. Ministers, high officials, clerks and peons now report for duty on time and are no longer to be seen taking long lunch breaks to soak in winter sunshine in Delhi’s parks. The Prime Minister’s Office hums with more noise and activity than we have seen in a decade but, despite this, there are no signs of the policy changes that are vital if we are to see real reform. The Planning Commission has been abolished but there are many, many other leftovers from socialist times that must go. Do we need a Ministry of Information & Broadcasting in an age when the Internet has made propaganda futile? Do we need a meddlesome University Grants Commission? Do we need the government to continue wasting our money on a hopeless airline and badly run hotels? We do not. What we do need is for the government to make policies that will convince investors that India is a safe bet once more. We do not need a new government that simply implements more efficiently bad policies that it inherited from the last government. It was because of those policies that investors fled and the economy stopped growing. Unless this changes through better policies, the jobs that the Prime Minister promises young people at election rallies will not come. So far signals are so mixed that investors continue to shy away. The Finance Minister promises to end tax terrorism but in the next breath orders tax inspectors to go forth in search of black money. Vodafone has been given temporary relief by the courts but the retroactive tax remains valid. And, although we hear that the government has grandiose plans to improve the decrepit transport systems, power stations and ports it inherited, it continues to refuse to pay those who have to build them. The infrastructure industry is owed more than Rs 1.5 lakh continued... crore in government dues and this has crippled major companies. No amount of efficiency in announcing new projects will make a difference unless old dues are cleared. Reform is needed not just in economic matters but in every area of governance. Does the Prime Minister know how hard it is to get a passport? Does he know that a police check is required even if you just want to get a few pages added to your passport? Does he know how hard it is to do routine things like registering property? Does he know that no amount of efficiency will improve healthcare services that are broken? No amount of efficiency will improve educational services that have long been in terminal decline because of bad policies and interfering officials. At the same time, the licence raj that strangles private investment in schools and colleges remains in place. Modi’s popularity with ordinary people has increased since he became Prime Minister, as we saw from his rallies in Kashmir last week, but it will not la

Fines, often in the thousands of dollars, are assessed against many prisoners when they are sentenced. There are twenty-two fines that can be imposed in New Jersey, including the Violent Crime Compensation Assessment (VCCA), the Law Enforcement Officers Training & Equipment Fund (LEOT), and Extradition Costs (EXTRA). The state takes a percentage each month out of a prisoner’s wages to pay for penalties. It can take decades to pay fines. Some 10 million Americans owe $50 billion in fees and fines because of their arrest or imprisonment, according to a 2015 report by the Brennan Center. If a prisoner who is fined $10,000 at sentencing relies solely on a prison salary, he or she will owe about $4,000 after making monthly payments for twenty-five years. Prisoners often leave prison in debt to the state. And if they cannot continue to make regular payments—difficult because of high unemployment among ex-felons—they are sent back to prison. High recidivism is part of the design. Most of the prison functions once handled by governments have become privatized. Corporations run prison commissaries and, since the prisoners have nowhere else to shop, often jack up prices by as much as 100 percent. Corporations have taken over the phone systems and grossly overcharge prisoners and their families. They demand exorbitant fees for money transfers from families to prisoners. And corporations, with workshops inside prisons, pay little more than a dollar a day to prison laborers. Food and merchandise vendors, construction companies, laundry services, uniform companies, prison equipment vendors, cafeteria services, manufacturers of pepper spray, body armor, and the array of medieval-looking instruments used for the physical control of prisoners, and a host of other contractors feed like jackals off prisons. Prisons, in America, are big business.

I have never understood Chapter 11. You’re broke, you owe people a shitload of money, you throw up your hands and say, “I can’t pay,” and six months later you’re back in business, debt-free. And fuck everyone you owe. Does that seem right? I didn’t think so

Your Personal Economic Model One tool we use when discussing the best course of action to secure your financial future is the Personal Economic Model®. Just as a medical doctor would use an anatomical model to convey medical concepts, we use the following model to convey financial concepts. This model offers a visual representation of the way money flows through your hands. On the left, you will notice the Lifetime Capital Potential tank, which illustrates that the amount of money you will control during your lifetime is both large, as well as finite. Most people are shocked to see how much money can flow through their hands in their lifetime. Once earned, your money flows directly to the Tax Filter where the state and federal governments take tax dollars owed from your paycheck. The after tax dollars are then directed to either your Current Lifestyle or your Future Lifestyle. Your management of the Lifestyle Regulator determines where these dollars go. Regulating the cash flow between your current lifestyle desires and your future lifestyle requirements may be the most important financial decision you will ever make. Here’s why. Each and every dollar that is allowed to flow through to your Current Lifestyle is consumed and gone forever. The goal is to accumulate enough money in the Savings and Investment tanks so that when you retire, the dollars in those tanks can be used to pay for your future lifestyle requirements. Retirement planning seems hard for most people to do but it is not rocket science. The best position, position A, would be to have enough in the tanks so that you can live in the future like you live today adjusted for inflation and have your money last at least to your life expectancy. That’s a win, but the icing on the cake would be to accomplish that with little to no impact on your present standard of living, and that is exactly what we strive to help our clients to do. Working with us can help you with the following: Optimize the balance between your Current and Future Lifestyles Identify inefficiencies in your current personal economic model (where are you losing money) Design, implement, and execute a plan to secure your financial future Limit the impact on your Current Lifestyle dollars (maintain your current standard of living)

Zero Line Spender, Saver, Wealth Creator Your financial personality type determines your financial position in life. Let’s say there is a zero financial line that represents a position where you owe nothing and have nothing. Perhaps you can remember those days getting started on your own. So, let us assume you just graduated from college and you’re one of the lucky few who graduated at the zero line, you owe nothing. Pretty amazing considering that in 2013, the debt on student loans exceeded all credit card debt owed in America. But fortunately, you made it out free and clear to the zero line. You’re a “Spender” so you go to the showroom and pick one out. With your job and the car as collateral, you get a car loan and you drop below the zero line. You lifestyle gets more and more expensive and since you are a ‘Spender” you probably take on credit card debt to help finance your lifestyle desires. You are constantly working your way back to becoming a zero, financially speaking. Then, you get married and now there are two in debt working their way back to zero. Eventually, children come along, and the odds of being able to put away enough money to pay your debt and interest and live on the top side of the zero line are becoming virtually impossible. Unfortunately, many Americans live in this position with little or no chance of ever living debt free. When something comes along that requires their savings, they must deplete their funds in order to avoid paying interest and then they must start saving again for their next expense. They are constantly returning to the zero line. The money they have accumulated is compounding interest, giving them uninterrupted growth. Having access to capital allows them to negotiate more favorable loans by collateralizing against their accounts rather than depleting them. They make payments to the lending institution with dollars from their current cash flow, protecting the growth of the money they have saved and invested for their future. Saving and investing with uninterrupted compounding is an important wealth concept for moving further and further away from the zero line.

Marry me, and I’ll restore Ramsay House. I’ll turn it into a palace. We’ll consider it part of your bride-price.” “My what?” “A Romany tradition. The groom pays a sum to the bride’s family before the wedding. Which means I’ll also settle Leo’s accounts in London—” “He still owes you money?” “Not to me. Other creditors.” “Oh, no,” Amelia said, her stomach dropping. “I’ll take care of you and your household,” Cam continued with relentless patience. “Clothes, jewelry, horses, books … school for Beatrix … a season in London for Poppy. The best doctors for Winnifred. She can go to any clinic in the world.” A calculated pause. “Wouldn’t you like to see her well again?” “That’s not fair,” she whispered. “In return, all you have to do is give me what I want.” His hand came up to her wrist, sliding along the line of her arm. A ticklish pleasure ran beneath the layers of silk and wool. Amelia fought to steady her voice. “I would feel as if I’d made a bargain with the devil.” “No, Amelia.” His voice was dark velvet. “Just with me.” “I’m not even certain what it is you want.” Cam’s head lowered over hers. “After last night, I find that hard to believe.” “You could get that from countless other women. F-far more cheaply, I might add, and with much less trouble.” “I want it from you. Only you.

Sins and Love A Pharisee named Simon invited Jesus to supper. There, a woman came with a beautiful little jar of perfume. She was weeping at Jesus’ feet. This was a well-known, sinful woman who lived in town. Jesus’ feet were bathed in her tears. Then the woman dried them with her hair. As this sinful woman kissed Jesus’ feet, she anointed them with perfume. “I don’t think this man’s a prophet,” Simon said to himself. “If he were, he’d know who’s touching him. She’s a sinner.” Jesus spoke up. “Simon, I want to tell you a story.” “Two people owed another man money. The first owed 500 dollars. The other owed 50 dollars. Neither of them could pay. So he told them both they didn’t need to pay him back. Which one loved him more?” Simon the Pharisee answered, “I suppose the one who owed the most money.” Jesus said to him, “You’re right. I came to your house. Did you give me water to wash my feet? No. Do you see this woman, Simon? She bathed my feet in tears and wiped them with her hair. You didn’t greet me with a kiss. But since I came she hasn’t stopped kissing my feet. You didn’t anoint my head with oil. But she has anointed my feet. I tell you, her many sins are forgiven. But the one who’s done little to forgive, loves little.” Jesus said to the woman, “Your sins are forgiven.” The people around the table murmured. “Who’s this who forgives sins?” And he said to the woman, “Your faith has saved you; go in peace.

Nick implied the job pays crap, so they can’t expect me to be some sort of art professor, right?” She paused when the bartender appeared with a bottle of beer and a slender fluted glass of champagne. The bubbles streaming upward through the pale liquid reminded him of Emma’s personality: round and fizzy, rising as high as they could go. He felt like shit. “Of course, I still need to find a place to live,” Emma said after taking a sip of her drink. “But as long as I have a place to work, I’m good. I can always buy a tent.” “You don’t have to buy a tent,” he said curtly. “Just joking.” She reached across the table and gave his hand a gentle squeeze. “But at least now I don’t have to worry about finding a place to live where I can also work.” He drank some beer straight from the bottle, relishing its sour flavor. Closing his eyes, he pictured that small, windowless room in the community center, its linoleum floor, its cinderblock walls, its sheer ugliness. She was thrilled because she thought it was her only option. But it wasn’t. “Look, Emma—if you want, I’ll take my house off the market. I don’t have to get rid of it. If you want to continue to live there…” She’d raised her champagne flute to her lips, but his words clearly startled her enough to make her lower the glass and gape at him. “But you came to Brogan’s Point to sell the house.” “It can wait.” “And I can’t keep teaching there. You said so yourself. There are those nasty zoning laws. And insurance issues, and liability. All that legal stuff.” She pressed her lips together, effectively smothering her radiant smile. “Taking the room at the community center means I’ll be able to teach there this summer in Nick’s program. So I’ll earn a little more money and maybe make contact with more people who might want to commission Dream Portraits.” She shook her head. “I can make it work.” “You could make it work in my house, too. Stay. Stay as long as you want. We’re not a landlord and tenant anymore. We’ve gone beyond that, haven’t we?” She stared at him, suddenly wary. “What do you mean?” He wasn’t sure what was troubling her. “Emma. We’ve made love. Several times.” Several spectacular times, he wanted to add. “You can stay on in the house. Forget about the rent. That’s the least I owe you.” Her expression went from wary to deflated, from deflated to suspicious. Her voice was cool, barely an inch from icy. “You don’t owe me anything, Max—unless you want to pay me for your portrait. I can’t calculate the cost until I figure out what the painting will…entail.” She seemed to trip over that last word, for some reason. “But as far as the house… I don’t need you to do that.” “Do what? Take it off sale? It isn’t even on sale yet.” “You don’t have to let me stay on in the house because we had sex. I didn’t make love with you because I wanted something in return. You don’t owe me anything.” She sighed again. The fireworks vanished from her eyes, extinguished

Oh, my family member needs money. Let me lend it to them. He’ll pay me back. Oh, I’ve never heard from my family member again, and now they tell anyone that’ll listen that I’m a piece of stuff because they owe me money.

it is because of the United States’ great global successes that the US dollar became the world’s dominant reserve currency, which allowed Americans to borrow excessively from the rest of the world (including from China), which put the US in the tenuous position of owing other countries (including China) a lot of money which has put those other countries in the tenuous position of holding the debt of an overly indebted country that is rapidly increasing and monetizing its debt and that pays significantly negative real interest rates to those holding its debt.

Y'all know that little gal Kelly Crawford that works down at Tuckers?" Tuckers Jiffy Lube was the only gas station and mechanical shop in town. Jena Lynn's face contorted in disapproval. "You referring to that scantily clad girl who runs the register?" I asked as Jena Lynn hopped up to retrieve the coffeepot. "That's the one." Betsy curled up her lip in disgust. "That girl is barely legal!" I was outraged. "I know! I'm going to tell her granny. She'll take a hickory switch to the girl when she finds out what she's been up to. She was all over Darnell." Betsy wiped her nose with the back of her hand. She was right about that. Her granny wasn't the type to spare the rod; she parented old-school style. Jena Lynn's tone rose as she stirred raw sugar into her coffee. "You caught them?" "Well, I called him after what happened with poor Mr. Ledbetter---" We shook our heads. "---told him I was going to be late 'cause I was taking that extra shift. Guess he thought late meant real late 'cause when I got home, they we're rootin' around on my couch, the one my meemaw gave me last spring when she had her house redecorated." We sat in stunned silence. "I threw his junk out last night. And when he still didn't budge from the TV"---she paused for effect---"I set it all on fire, right there in the front yard." She leaned back and crossed her arms over her expansive chest. "That's harsh." Sam stacked his empty plates. "Maybe it wasn't Darnell's fault." Jena Lynn and I gave him a disapproving glare. He appeared oblivious to his offense, and the moron had the audacity to reach into the container for a cream cheese Danish. "Sam, if you value that scrawny hand of yours, I'd pull it out real slow or you'll be drawing back a nub," Betsy warned. "Sheesh!" Sam jerked backward. It was obvious he didn't doubt her for a second. He marched toward the kitchen and dropped the plates in the bus tub with a loud thud. "He should know better. You don't touch a gal's comfort food in a time of crisis," I said, and my sister nodded in agreement. Jena Lynn patted Betsy on the arm. "Ignore him, Bets. He's a man." I stood. "And if I may be so bold as to speak for all the women of the world who have been unfortunate enough to be in your shoes, we applaud you." A satisfied smile spread across Betsy's lips. "Thank you." She took a little bow. "That's why my eyes look like they do. Smoke got to me." She leaned in closer. "I threw all his high school football trophies into the blaze while he was hollering at me. The whole neighborhood came out to watch." I chuckled. The thought of Darnell Fryer running around watching all his belongings go up in smoke was hilarious. I wished I'd been there. "Did anyone try to step in and help Darnell?" "Hell nah. He owes his buddies so much money from borrowing to pay his gambling debts, the ones that came out brought their camping chairs and watched the show while tossing back a few cold ones." She got up from the counter to scoop a glass full of ice and filled it with Diet Coke from the fountain. "Y'all, I gotta lose this weight now I'm back on the market." Betsy was one of a kind.

By 1932 his debt had grown to more than four million dollars, far more than his net worth. “Aren’t you concerned about owing all this money you can’t pay?” Ernest Closuit asked him. “No,” Murchison said with a smile. “If you’re gonna owe money, owe more than you can pay, then the people can’t afford to foreclose.

True knowledge results in effective action,” as Charles Koch liked to say. Pouring money into a failing business venture like Purina Mills would not change the market’s verdict. Doing so would only steer that money away from other ventures where it could be more profitably invested. It was better to let the thing die, no matter the short-term pain that might be inflicted. This was one of the principles of Market-Based Management. What good were principles if you abandoned them when tested? In late August of 1999, Koch Industries informed Purina that it would get no extra money from Wichita. Koch owed Purina nothing. Soon after, Purina failed to pay $15.75 million in interest expenses that were due. Two weeks later, it failed to pay $2.1 million in principal payments. When Purina blew through its payment dates and became delinquent, it set off a cataclysmic chain of events. The banks accelerated their payment demands rather than giving Purina more breathing room. The lenders were desperate to get whatever money they could while the firm was still solvent. The frenzy only ended on October 28, when Purina filed for bankruptcy.

But why does it matter that circumstances of initial ministry correlate to Paul’s concern? Quite simply, new converts are likely to offer money in exchange for the gospel. Thus, Paul tells the Corinthians that if he were to accept their offer, his preaching would no longer be free of charge.⁠7 One who pays for ministry incurs burden because the whole notion of payment presumes some sort of debt, something that is owed.

them. Now farming became industry, and the owners followed Rome, although they did not know it. They imported slaves, although they did not call them slaves: Chinese, Japanese, Mexicans, Filipinos. They live on rice and beans, the business men said. They don’t need much. They wouldn’t know what to do with good wages. Why, look how they live. Why, look what they eat. And if they get funny—deport them. And all the time the farms grew larger and the owners fewer. And there were pitifully few farmers on the land any more. And the imported serfs were beaten and frightened and starved until some went home again, and some grew fierce and were killed or driven from the country. And the farms grew larger and the owners fewer. And the crops changed. Fruit trees took the place of grain fields, and vegetables to feed the world spread out on the bottoms: lettuce, cauliflower, artichokes, potatoes—stoop crops. A man may stand to use a scythe, a plow, a pitchfork; but he must crawl like a bug between the rows of lettuce, he must bend his back and pull his long bag between the cotton rows, he must go on his knees like a penitent across a cauliflower patch. And it came about that owners no longer worked on their farms. They farmed on paper; and they forgot the land, the smell, the feel of it, and remembered only that they owned it, remembered only what they gained and lost by it. And some of the farms grew so large that one man could not even conceive of them any more, so large that it took batteries of bookkeepers to keep track of interest and gain and loss; chemists to test the soil, to replenish; straw bosses to see that the stooping men were moving along the rows as swiftly as the material of their bodies could stand. Then such a farmer really became a storekeeper, and kept a store. He paid the men, and sold them food, and took the money back. And after a while he did not pay the men at all, and saved bookkeeping. These farms gave food on credit. A man might work and feed himself; and when the work was done, he might find that he owed money to the company. And the owners not only did not work the farms any more, many of them had never seen the farms they owned.

My mother always said worry is like paying interest on money you don’t owe.

The most remarkable thing is that even in Adam Smith’s examples of fish and nails and tobacco being used as money, the same sort of thing was happening. In the years following the appearance of the Wealth of Nations, scholars checked into most of these examples and discovered that in just about every case, the people involved were quite familiar with the use of money, and in fact, were using money- as a unit of account. Take the example of dried cod, supposedly used as money in Newfoundland. As the British diplomat A. Mitchell pointed out almost a century ago, what Smith describes was really an illusion, created by a simple credit arrangement: In the early days of the Newfoundland fishing industry, there was no permanent European population, the fishers went there for the fishing season only, and those who were not fishers were traders who bought the dried fish and sold to the fishers their daily supplies. The latter sold their catch to the traders at the market price in pounds, shilling and pence, and obtained in return a credit on their books, which they paid for the supplies. Balances due by the traders were paid for by drafts on England or France. It was quite the same in the Scottish village. It’s not as if anyone actually walked into the local pub, plunked down a roofing nail, and asked for a pint of beer. Employers in Smith’s day often lacked coin to pay their workers; wages could be delayed by a year or more; in the meantime, it was considered acceptable for employees to carry off either some of their own products or leftover work materials, lumber, fabric, cord, and so on. The nails were de facto interest on what their employers owed to them. So they went to the pub, ran up a tab, and when occasion permitted, brought in a bag of nails to charge off against the debt. The law making tobacco legal tender in Virginia seems to have been an attempt by planters to oblige local merchants to accept their products as a credit around harvest time. In effect, the law forced all merchants in Virginia to become middlemen in tobacco business, whether they liked it or not; just as all West Indian merchants were obliged to become sugar dealers, since that’s what all their wealthier customers brought in to write off against their debt. The primary examples, then, were ones in which people were improvising credit systems, because actual money- gold and silver coinage- was in short supply.

Most alcoholics owe money. We do not dodge our creditors. Telling them what we are trying to do, we make no bones about our drinking; they usually know it anyway, whether we think so or not. Nor are we afraid of disclosing our alcoholism on the theory it may cause financial harm. Approached in this way, the most ruthless creditor will sometimes surprise us. Arranging the best deal we can we let these people know we are sorry. Our drinking has made us slow to pay. We must lose our fear of creditors no matter how far we have to go, for we are liable to drink if we are afraid to face them.

Well, for a century, our takeover of your kingdom has been inevitable. You should have acclimated yourselves to the idea by now.” “You’re right. This is our fault, really. We’ve never been superb at preparation here in Hytanica.” Saadi shrugged, and I thought for one stunned moment that he had taken my statements to be sincere. Then his expression changed, and he looked at me with what appeared to be sympathy, perhaps even regret. “I do understand it, Shaselle. Being second tier, overrun, overlooked. Not having influence.” It disturbed me that he not only remembered my relation to Cannan and Steldor, but also my name. Yet I did not flee. “You have to take what you’re handed and make what you can of it,” he finished. “That’s the sorry truth.” “I plan to make them pay,” I snarled, hating his words and how similar they were to the message Queen Alera had been trying to send for weeks. “Them? What about me?” “Stop it!” I stamped my foot, not even sure what was upsetting me. “You killed my father!” “And you want revenge. Naturally. Just like the butcher in there. But the problem is, Shaselle, revenge isn’t a very satisfying goal. It eats away at you, destroys you from the inside out. You end up bitter and empty just like that butcher. And that’s not a pretty sight.” “What is wrong with you? You think you know everything about me! You don’t. Stay out of my way and out of my business.” I spun on my heel and began to stride away, but he called me back. “Don’t you want this?” I turned to see that he was still holding my canvas bag filled with fruit. I breathed in and out heavily, my stomach complaining, my pride aching just as much. “So far, it’s been you who’s getting in my way.” He chuckled. “If you don’t like it, let that uncle of yours catch up with you.” I warily returned to him to reclaim my bag, but he held it away from me for a moment longer. “There is the matter of the damages for the door,” he said, and my heart sank, for lack of money was what had gotten me into this mess in the first place. But before I could speak, he added, “I’ll cover the cost for now. But you’ll owe me.” Annoyed that I would be in his debt, I snatched my bag from his hand, then sprinted in the other direction, his laughter nipping at my heels.

A woman in Bower Bank, Jamaica, had eight children. The father was in jail in the United States, no longer sending remittances. Her fourteen-year-old daughter "get burn up from her face, breast, chest, down to her legs with boiling water February 2 1999. That night just because I never have any money earlier to cook, me go town and get a money, buy something to cook cause them never eat from morning. Me daughter bend down, to pick up something near the stove and bounce off the pot of boiling water pan herself. Me tek her to hospital and me never have the money fe register her. Me beg somebody the money and register her. Me owe the hospital $10,500 for the bill, a caan [can't] pay it. She's to go back for treatment because her hand caan stretch out or go up, but the hospital will not see her if I don't pay the bill.

Win nodded. “Kindly fill me in on what else has occurred in my absence. Jessica mentioned something about finding a dead woman.” Myron told him everything. As he spoke, new theories rushed forward. He tried to sort through them and organize them a bit. When he finished the recap, Myron went right into the first one. “Let’s assume,” he said, “that Downing does owe a lot of money to this B Man. That might explain why he finally agreed to sign an endorsement deal. He needs the money.” Win nodded. “Go on.” “And let’s also assume the B Man is not stupid. He wants to collect, right? So he would never really hurt Greg. Greg makes him money through his physical prowess. Broken bones would have an adverse effect on Greg’s financial status and thus his ability to pay.” “True,” Win said. “So let’s say Greg owes them a lot of money. Maybe the B Man wanted to scare him in another way.” “How?” “By hurting someone close to him. As a warning.” Win nodded again. “That might work.

It hit me like divine inspiration. Religion is the greatest graft ever invented because no one ever loses money claiming to speak for the invisible man in the sky. People already believe in him. They already accept that they owe him money, and they think they'll burn in hell if they don't pay him. If you can't make money in the religion business, you need to give up.

Some immigrants to the United States borrow a great deal of money from investors to get to America. Upon arrival they are required to work off the debt to the investor over a period of time. Many Christians view their salvation the same way—that they owe Christ a lifetime of indentured servanthood. This is completely understandable—especially with such Christian phrases like “He paid a debt He didn’t owe,” that set us up with the wrong perspective. The debtor concept sets us up to see God as an all-powerful slave master, always expecting us to “pay up” with all the religious currency we can gather!       First of all, we are not foreigners trying to immigrate to heaven. Heaven is our true home. God is our true Father. We are His people. He does not bring us to Himself and then have us pay off our debt to Him for doing so. The pleasure of redemption and the joy of salvation is God’s. It is for His supreme pleasure and for the glory of His name that He has saved and redeemed us. To require us to work off some sort of debt for His redemption would be to dilute his pleasure, adulterate His supreme act of love, and weaken His powerful sacrifice.

I don't like to owe money or favours. I can pay the money back with money, but the favours and kindnesses I must pay back in kind—and you are apt to find these moral obligations mighty high priced at times. Moreover there is no statute of limitations.

President Wallis was the president before the Chinese assault and continued leading the United States throughout the war,” Silvia confirmed. I thought the name to myself. Wallis, Wallis, Wallis. I really wanted to remember this to tell May and Gerad when I went home, but we were learning so much, it was hard to keep it all straight. “What was their motivation for invading? Celeste?” She smiled. “Money. The Americans owed them a lot of money and couldn’t pay them back.” “Excellent,

He moves into story-telling mode again: a servant owes the king thousands, but the guy begs and the king lets him off. This same guy then goes straight round to someone who owes him just a hundred, starts laying into him for the money. But he’s spotted and the king gets to hear. “How ungrateful can you get?” asks the king, and throws the guy in jail till he pays

Mortgage Workouts Even if you don’t qualify for any of the government loan modification programs or your lender doesn’t agree to participate, you may be able to arrange a “mortgage workout.” A workout is any agreement you make with the lender that changes how you pay the delinquency on your mortgage or otherwise keeps you out of foreclosure. Many lenders require this formal process even for short-term fixes. Here are some workout options your lender might agree to: • Spread repayment of missed payments over a few months. For example, if your monthly payment is $1,000 and you missed two payments ($2,000), the lender might let you pay $1,500 for four months. • Reduce or suspend your regular payments for a specified time, and then add a portion of your overdue amount to your regular payments later on. • Extend the length of your loan and add the missed payments at the end. • For a period of time, suspend the amount of your monthly payment that goes toward the principal and only require payment of interest, taxes, and insurance. • Let you sell the property for less than you owe the lender and waive the rest. This is called a “short sale.” It’s best to start the workout negotiations as early as possible. But before you contact the lender about a workout, you should prepare information about your situation, including: • a reasonable budget for the

Her father had arranged it. He’d as good as sold her to Wendell to pay off debts. She looked down at her daughter and wondered if her father owed more money. Audra had a little sister, Carolyn. Would her father sell Carolyn to some brute? There was a baby brother, Isaac. He might not be such a commodity as a girl, but he might already be learning to behave in the image of her father.

After the Black Death in the mid-1300s, the persecution of Jews intensified, and many Jews in Europe moved farther east. Some left because life at home had become too dangerous. Others headed east because they were forced from their homes. Increasingly, whenever a ruler decided that his debts were overwhelming or that he no longer needed the services Jews provided, he expelled them—no matter how long they and their families had lived in the country. In every instance, the ruler claimed their property and took charge of all money owed to them. Borrowers then had to pay their debts to the ruler instead of to the Jewish lenders.

I know that you are indentured to your master—that you still owe him a good deal of money before you are free to live your own life. He’s making you pay back a fortune that he forced you to borrow.” He squeezed her hand before approaching one of three trunks pushed against the wall. “For saving my life—and sparing hers.” “When you give your master his letter, also give him this. And tell him that in the Red Desert, we do not abuse our disciples.” Celaena smiled slowly. “I think I can manage that.

Goff rejoined them, very cross. I recognized him at once, he said. He made use, with reference to Watt, of an expression that we shall not record. For the past seven years, he said, he owes me five shillings, that is to say, six and ninepence. He does not move, said Tetty. He refuses to pay, said Mr. Hackett. He does not refuse to pay, said Goff. He offers me four shillings and fourpence. It is all the money he has in the world.

How do accountants measure the value of assets? For most fixed and long-term assets, such as land, buildings, and equipment, they begin with what you originally paid for the asset (historical cost) and reduce that value for the aging of the asset (depreciation or amortization). For short-term assets (current assets), including inventory (raw materials, works in progress, and finished goods), receivables (summarizing moneys owed to the firm), and cash, accountants are more amenable to the use of an updated or market value. If a company invests in the securities or assets of another company, the investment is valued at an updated market value if the investment is held for trading and historical cost when it is not. In the special case where the holding comprises more than 50 percent of the value of another company (subsidiary), the firm must record all of the subsidiary's assets and liabilities on its balance sheet (this is called consolidation), with a minority interest item capturing the percentage of the subsidiary that does not belong to it. Finally, you have what are loosely categorized as intangible assets. While you would normally consider items such as brand names, customer loyalty, and a well-trained work force as intangible assets, the most encountered intangible asset in accounting is goodwill. When a firm acquires another firm, the price it pays is first allocated to the existing assets of the acquired firm. Any excess paid becomes goodwill and is recorded as an asset.

Table of Contents Things About House For Rent Barrie Excitement About House For Rent Barrie The 15 Second Trick For House For Rent Barrie If you're looking to move into a home that's not going to be taken over by an estate agent, then you should seriously consider taking a house for rent to stay. There are many reasons why you might want to rent a home rather than staying in your own. Perhaps you've just bought a house and you're trying to find somewhere to stay before you move in. Maybe you're simply on holiday and need somewhere to stay until you're back at home. Things About House For Rent Barrie There are many things to think about when you are considering renting a house instead of buying one. Before you decide whether or not you want to rent a house, you will need to consider what you'll be doing in the house for the majority of your stay. Will you be living alone, with a friend or partner or as a couple? How long do you want to stay in the house to avoid being tempted to move away once your new home is complete? The main reason why you might want to rent a house instead of buying it is because you can save money in the process. You won't have to spend months paying rent, or put down a deposit, or arrange for an insurance policy or rental repayments to take care of everything in the event that you move out. With the economy currently, people don't like to have to spend money, but they also like to save money. If you live in Barrie, then this will be an ideal place to rent a house to live for most of the year. Although you may have to pay some sort of rent during the summer months, and during the colder months you may have to find some other way to pay the costs involved in staying there. Most people who rent a house often decide to move back into their own homes once the lease on the property is up. However, they often find that moving back in isn't as easy or comfortable as when they first moved into the home. So, they choose to take a house to rent to stay for a few months, until they're back in their own home. Renting a house is also a great way to get a place to work in London. Because London is so popular, there are many people working in various different places all across the city, and they are not all living in one place. A house to rent to stay in is a convenient option for many people, and it allows them to work from home. This way they will be able to continue to work, pay their bills and other expenses at home, but still have access to other activities throughout London. Excitement About House For Rent Barrie When you are thinking about taking a house to rent to live in, there are also a number of benefits for you. First, you won't have to put up with the expense of all the costs that go along with having a property to rent and buying a property. Even if you do want to buy a property you may be able to buy it cheaper. The other benefit to owning a home is that you'll be able to easily get a tax return back on the money you have saved by taking on a house to let in Barrie. Although not all landlords give out tax returns on the money you owe them, it is worth asking. The truth is that more people are choosing to rent out their homes to tenants, and this gives them an opportunity to help themselves to some of that money.

bankers love to lend money they haven’t got to their creditors so that the creditors can pay back what they don’t really owe,

People think that only the banks can create money. That’s a hallucination. Aleister Crowley tells in his autobiography of a part of Mexico during the Revolution where there was no money available, so the people in the town just wrote on pieces of paper, “I owe you five pesos,” or whatever. And they were using these pieces of paper while the town went right along and got more prosperous because they weren’t paying interest every time they created money.

I was fatherless. And that seemingly small part of my identity, in many ways, molded an orphan heart in me. When I encountered love my orphan heart rejected it because it felt like the smartest thing to do. My philosophy was They will reject me, so I will reject them first. They don’t get to hurt me. I did this often. I intended never to owe anyone a kindness I couldn’t pay back. I stayed ’out of the way.’ I did my best not to cost anyone anything. I was suspicious of gifts. What do they want? What are they trying to pull? How are they trying to trap me? I thought. I couldn’t imagine I was worth anyone’s time, money, pain, or inconvenience. I didn’t see myself as a blessing, so how could I trust in unconditional love? When you see yourself as a burden, nothing is free—especially love.

Now the Democrat Party has tilted so far left that it threatens to collapse any day. Just look at what remains of the party’s presidential hopefuls. Elizabeth Warren wants to arm the IRS (not literally but with more pencils) to punish the wealthiest people in the country. It doesn’t matter to her if they made their money by working hard, then creating jobs. She believes that the money belongs to the government. Of course, that didn’t stop her from making almost $500,000 a year from teaching one class at Harvard. It’s no wonder why college tuition is through the roof! Kamala Harris wants to get rid of all private health care and replace it with a single-payer government-issued model. The fact that the US government owes $122 trillion in unfunded liabilities such as Social Security and Medicare doesn’t even faze her. Just dump more debt on the pile, and let our children figure out how to pay for it.

Maybe her husband said if she didn't find a way to get the money, he'd hurt her, or maybe Violet-Grace. So she told you whatever you needed to hear to give her the money. Or maybe he didn't threaten her, but knew that if he didn't pay his bookie what was owed, he'd kill him. And if he's dead, he can't work, and she needs that money. Maybe she intended to use it for school, but he stole it, but she told you she gave it to him to protect his image, because having you hate him doesn't help her," said Vern, the words spewing faster than she could think them up.

conducted by the UK’s Behavioural Insights Team. The goal of the experiment was to see whether taxpayers who owed money could be nudged to pay off their debts more quickly. The results were analyzed by team member Michael Hallsworth in collaboration with three academic economists. The subjects (who did not know they were part of an experiment) were taxpayers, such as business owners, who had income that was not subject to the withholding tax and had not paid in full. Several different letters were tried and compared to a control letter just reminding people of how much money they owed.

throughout my life, using skills or talents or a person’s raw physical power to help them rise to the top of their society came and went. In the beginning, it was the strength in their arms to swing their swords. Then the tongue to sway large groups to accomplish something together. It became those who developed the sciences, and then—to a degree—it was those again who had physical prowess and could run or shoot a ball into a hoop. Yet, it was those who produced the food, built the homes, protected society, or taught the children or young adults who often weren’t supported. They would do their jobs, punch their time cards, and do what needed to get done to keep society going. My suggestion is to consider all work—if done well—equal. Government needs to be in place, but we’ll require some form of service as your debt to society. Perhaps you are a musician but can test into working with an R&D lab in the future. Can that be your service?” “That,” Bethany Anne replied, “could be a nightmare. Just think about the ongoing effort for some of Jean Dukes’ stuff. There’s no way we could place a person into a project for two weeks and then they leave.” Michael tapped a finger on the table. “I understand. However, let me give you a quote from a worker to Jack Welch.” “Who?” Peter interrupted. Stephen answered, “Jack Welch. He was the CEO of General Electric—GE—back on Earth in the twentieth century.” Michael continued, “He was talking to the assembly line workers at one of their businesses and one of the men spoke up, telling Welch that ‘for twenty-five years you paid for my hands when you could have had my brain as well for nothing.’” The table was quiet a moment, thinking about that. Peter was the first to break it. “Makes sense. We use that concept in the Guardians all the time. Everyone has a role to play, but if you have ideas you need to speak up.” “It would,” Addix added, “allow those interacting to bring new ways of thinking to perhaps old and worn-out strategies.” “What about those who truly hated the notion?” Stephen asked. “I can think of a few.” “I’m tempted to say ‘fuck ‘em.’” Bethany Anne snorted. “However, I know people, and they might fuck up the works. What about a ten-percent charge of their annual wealth if they wish to forego service?” “Two weeks,” Michael interjected, “is at best four percent of their time.” “Right,” Bethany Anne agreed, “so I’d suggest they do the two weeks. But if they want to they can lose ten percent of their annual wealth—which is not their annual income, because that shit can be hidden.” The Admiral asked, “So a billionaire who technically made nothing during the year would owe a hundred million to get out of two weeks’ service?” “Right,” Bethany Anne agreed. “And someone with fifty thousand owes five thousand.” “Where does the money go?” Peter asked. Admiral Thomas grinned. “I suggest the military.” “Education?” Peter asked. “It’s just a suggestion, because that is what we are talking about.” Stephen scratched his chin. “I can imagine large corporations putting income packages together for their upper-level executives to pay for this.” “I suggest,” Bethany Anne added, “putting the names of those who opt out on a public list so everyone knows who isn’t working.” “What about sickness, or a family illness they need to deal with?” Stephen countered. “With Pod-docs we shouldn’t have that issue, but there would have to be some sort of schedule. Further, we will always have public projects. There are always roads to be built, gardens to be tended, or military

Where we owe but little we pay. Where we owe so much it defies money we are blandly insolvent. Has All a codicil?

If you’re gonna owe money, owe more than you can pay, then the people can’t afford to foreclose.

… noble is not what I’m thinking about. I don’t have a choice. If I pay to put him in there I wont hold onto the house and the house is the only thing we own outright. And it means a lot to me. This house does. Its… alright. I’ve done a lot on it. Fixing it up. Keeping it up. I don’t want to lose it. I’m not going to lose it… See the company left us high and dry. In the the end they said he ‘owed them money’. What do I think? Well, he was pretty stupid. But I’m not supposed to ask so I shut up. You’ve been married, right? You are married. You know what it’s like.

From Human Institutions, by Prade (Text-book, tenth and eleventh grades): Interchange is another of the strange accommodations necessary to the functioning of what we have termed ‘the total mechanism’. It is a fact that kidnapping for ransom is a common crime, owing to the ease by which escape via spaceship can be effected. In the past the system for paying ransom often broke down, owing to the hatreds and suspicions inevitably generated, and many boys and girls were never returned to their homes. Hence the necessity for Interchange, which is to be found on Sasani, a planet in the near Beyond, and functions as a broker between kidnapper and those paying ransom. Interchange guarantees good faith in the transaction. The kidnapper receives his money minus the Interchange fee; the victim is restored safely to his home … Interchange is officially denounced but practically tolerated; since it is believed that conditions would be far worse in its absence. Occasionally certain groups discuss the feasibility of commissioning the IPCC to stage a raid upon Interchange; somehow nothing ever comes of it.

Another Unit 8200 whistle-blower said that every phone conversation in the West Bank and Gaza could be listened to by Israeli surveillance. He told Middle East Eye in 2021 that nothing was off limits; Israeli soldiers invaded the public and private lives of Palestinians and laughed when they heard people talking about sex. “It might be finding gays who can be pressured to report on their relatives, or finding some man who is cheating on his wife,” he said. “Finding someone who owes money to someone, let’s say, means that he can be contacted and offered money to pay his debt in exchange for his collaboration

SEP-IRA (Self-Employment IRA) Another kind of IRA. As with a traditional IRA, you pay the taxes you owe when you withdraw money—for instance, at retirement age. Made for solopreneurs or companies with a few employees. If you side hustle, you can have a SEP in addition to a trad/Roth IRA and a 401(k), even if you do not work full-time for yourself. This is one of the biggest reasons I was able to hit my $100K goal. Take those tax-advantaged accounts and contribute as much as you can. Maximum yearly contribution: 25 percent of your income, up to $61,000. Solo 401(K) Similar to the employer-sponsored 401(k) plan, except that you’re your own sponsor! You can have a Roth and/or traditional IRA in addition to a solo 401(k). This is an option only if you’re self-employed full-time, and you cannot have both a SEP-IRA and a solo 401(k). Maximum yearly contribution: $20,500.

Modern banknotes actually work on a similar principle, except in reverse.16 Recall here the little parable about Henry’s IOU. The reader might have noticed one puzzling aspect of the equation: the IOU can operate as money only as long as Henry never pays his debt. In fact this is precisely the logic on which the Bank of England—the first successful modern central bank—was originally founded. In 1694, a consortium of English bankers made a loan of £1,200,000 to the king. In return they received a royal monopoly on the issuance of banknotes. What this meant in practice was they had the right to advance IOUs for a portion of the money the king now owed them to any inhabitant of the kingdom willing to borrow from them, or willing to deposit their own money in the bank—in effect, to circulate or “monetize” the newly created royal debt. This was a great deal for the bankers (they got to charge the king 8 percent annual interest for the original loan and simultaneously charge interest on the same money to the clients who borrowed it), but it only worked as long as the original loan remained outstanding. To this day, this loan has never been paid back. It cannot be. If it ever were, the entire monetary system of Great Britain would cease to exist.17

God forbid that I should ever be out of debt!” Debt is, in fact, the very basis of his philosophy: Always owe somebody something, then he will be forever praying God to grant you a good, long and blessed life. Fearing to lose what you owe him, he will always be saying good things about you in every sort of company; he will be constantly acquiring new lenders for you, so that you can borrow to pay him back, filling his ditch with other men’s spoil.66 Above all else, they will always be praying that you come into money. It’s like those ancient slaves destined to be sacrificed at their masters’ funerals. When they wished their master long life and good health, they genuinely meant it! What’s more, debt can make you into a kind of god, who can make something (money, well-wishing creditors) out of absolutely nothing. Worse still: I give myself to bonnie Saint Bobelin if all my life I have not reckoned debts to be, as it were, a connection and colligation between Heaven and Earth (uniquely preserving the lineage of Man without which, I say, all human beings would soon perish) and perhaps to be that great World Soul which, according to the Academics, gives life to all things.

- Can you keep secrets? - Yesss. - We are going to make one of the biggest coffeeshops in Barcelona with my boss, Adam. - Realllllly? - This Adam guy is kind of my friend and kind of my boss, but I don't trust him; he is a bad guy. “Bad to the bone.” His father is an even darker figure. I am pretty sure that both have killed before, hired to kill people. - I am from Buenos Airessss. - I understand honey but you don’t know this kind of people, these f…g desert roses. - There are Jewish people in Argentina too. - I am sure, baby, but these are not regular Jewish people, not regular Israeli people. These people are dark. Hocus-pocus. Criminal minds. Do you understand? - I guessss. - There are a lot of criminals in this town. They will try to take our club away, just like the Camorra is taking away other people's clubs. Just like that. Do you understand? - Yessss. - I know them; they are one of my clients. If there is anyone in the world who could make a deal with them, it would be me and Adam. He cannot cross me and I cannot cross him either. I would never do that. I am not sure about him though what is on his mind, I can tell there is something he is orchestrating I just don’t know what exactly, but he is as fishy as Sabrina. The problem is that only my ex-girlfriend knows about my signature on the non-profit organization, which is the base of the coffeeshop, the marijuana grow and the smoker club. Do you understand? - Yesssss. - We are talking about millions of Euros monthly cashflow. Do you understand? - Yesssss. - By telling you everything now, you are becoming my trusted; your life is in danger too if they manage to find a gap between us. Do you understand? - Yesssss. - I'm not sure what they're up to. They owe me already more money than anyone in this town would murder for. Do you understand? - Yesssss. - Now you know about it, too. Sabrina didn't care; she didn't think I would make it happen. She doesn’t know about the place. Only you know about it and us. But she will figure it out somehow; she will try to take your position, slipping between the criminals. Do you know how to play chess? - Not really. - OK then. Imagine this as a throne, these chairs you are sitting on top of. OK. No one can remove you from this throne being my girlfriend, no one can stand between us. No one can take the club away from us. They have no chance. Understand? - Yesss. - As long as you stick with me, she cannot do anything; no one can mess with us. Do you understand? - Yes. Everyone in the world would try to take your place, being my girlfriend, and they will try to push you out from this position, which only me I can give you, with Love. They will tell you lies about me and about themselves who’s club is it. Do you understand? - Yes. But why? - Because Rachel and Tom, the other two founding members of the club, Golan, I signed up with, are Adam's puppets. I don't trust any one of them. If they kill me, they never have to pay me what they owe me already, plus they can keep the 33% of the club which belongs to me. 100% Adam would keep. Do you understand now? - Yessss. - We will pull all the trash out and remodel the place without any permit, under the rug, in secret. - I sssseeee. (Eye. See.)

- Can you keep secrets? - Yesss. - We are going to make one of the biggest coffeeshops in Barcelona with my boss, Adam. - Realllllly? - This Adam guy is kind of my friend and kind of my boss, but I don't trust him; he is a bad guy. “Bad to the bone.” His father is an even darker figure. I am pretty sure that both have killed before, hired to kill people. - I am from Buenos Airessss. - I understand honey but you don’t know this kind of people, these f…g desert roses. - There are Jewish people in Argentina too. - I am sure, baby, but these are not regular Jewish people, not regular Israeli people. These people are dark. Hocus-pocus. Criminal minds. Do you understand? - I guessss. - There are a lot of criminals in this town. They will try to take our club away, just like the Camorra is taking away other people's clubs. Just like that. Do you understand? - Yessss. - I know them; they are one of my clients. If there is anyone in the world who could make a deal with them, it would be me and Adam. He cannot cross me and I cannot cross him either. I would never do that. I am not sure about him though what is on his mind, I can tell there is something he is orchestrating I just don’t know what exactly, but he is as fishy as Sabrina. The problem is that only my ex-girlfriend knows about my signature on the non-profit organization, which is the base of the coffeeshop, the marijuana grow and the smoker club. Do you understand? - Yesssss. - We are talking about millions of Euros monthly cashflow. Do you understand? - Yesssss. - By telling you everything now, you are becoming my trusted; your life is in danger too if they manage to find a gap between us. Do you understand? - Yesssss. - I'm not sure what they're up to. They owe me already more money than anyone in this town would murder for. Do you understand? - Yesssss. - Now you know about it, too. Sabrina didn't care; she didn't think I would make it happen. She doesn’t know about the place. Only you know about it and us. But she will figure it out somehow; she will try to take your position, slipping between the criminals. Do you know how to play chess? - Not really. - OK then. Imagine this as a throne, these chairs you are sitting on top of. OK. No one can remove you from this throne being my girlfriend, no one can stand between us. No one can take the club away from us. They have no chance. Understand? - Yesss. - As long as you stick with me, she cannot do anything; no one can mess with us. Do you understand? - Yesss. - Everyone in the world would try to take your place, being my girlfriend, and they will try to push you out from this position, which only me I can give you, with Love. They will tell you lies about me and about themselves who’s club is it. Do you understand? - Yes. But why? - Because Rachel and Tom, the other two founding members of the club, Golan, I signed up with, are Adam's puppets. I don't trust any one of them. If they kill me, they never have to pay me what they owe me already, plus they can keep the 33% of the club which belongs to me. 100% Adam would keep. Do you understand now? - Yessss. - We will pull all the trash out and remodel the place without any permit, under the rug, in secret. - I sssseeee. (Eye. See.)

We convinced EarthLink to pay us $125,000 to become “the official Internet Service Provider of the Parks Department.” We used that money to pay to build a new website to help New Yorkers take advantage of everything offered at their parks. We owed EarthLink attention and media coverage in return. So we built a forty-foot-by-forty-foot giant spiderweb of rope in Times Square. We dressed Henry in a sequined silver suit and top hat, put him on a riser obscured by dry ice, and blasted the theme song to 2001: A Space Odyssey out of the giant speaker they use for New Year’s Eve as he ascended the web to launch the new Parks Department website, paid for by EarthLink. The same approach worked for policy initiatives. We staged elaborate funerals for trees murdered by people (cut down illegally by construction crews or poisoned by people who thought their views were obstructed by trees). One time, Henry chained himself to a tree in Union Square Park to try to prevent its demise. This all helped fuel legislation through the city council making arborcide a crime.

Arthur’s ties to the powerful New York State Republican machine won him nomination as candidate for vice president. To near-universal dismay, he had entered the White House when President James A. Garfield died from an assassin’s bullet. A good storyteller and man about town, fond of whiskey, cigars, and expensive clothes, the dapper, sideburned Arthur is perhaps best remembered for saying, “I may be president of the United States, but my private life is nobody’s damned business.” On this trip to Florida, however, his private life fitted very nicely into someone else’s business. The owner of the Belair orange plantation was General Henry Shelton Sanford, the man who had helped Leopold recruit Stanley. Sanford did not bother to leave his home in Belgium to be in Florida for the president’s visit. With the self-assurance of the very rich, he played host in absentia. He made sure that the president and his party were greeted by his personal agent, and that they got the best rooms at the Sanford House hotel, which stood on a lakeshore fringed with palm trees in the town of Sanford. When the president and his guests were not out catching bass, trout, and catfish, or shooting alligators, or exploring the area by steamboat, the Sanford House was where they stayed for the better part of a week. There is no record of who paid the hotel bill, but most likely, as with the rail journey south, it was not the president. Ironically, the huge Sanford orange plantation the Washington visitors admired was proving as disastrous a venture as Sanford’s other investments. Some Swedish contract laborers found the working conditions too harsh and tried to leave as stowaways on a steamboat. A slaughterhouse Sanford invested in had a capacity fifty times larger than what the local market could consume and went bankrupt. A 540-foot wharf with a warehouse at the end of it that he ordered built was washed away by a flood. The manager of one of the hotels in Sanford absconded while owing him money. Foremen failed to put up fences, and wandering cattle nibbled at the orange trees. But if everything Sanford touched as a businessman turned to dust, as an accomplice of Leopold he was a grand success. Sanford was a long-time supporter of President Arthur’s Republican Party. For two years, he had been corresponding with Arthur and other high United States officials about Leopold’s plans for the Congo. Now, after the president’s trip to Florida, confident that Arthur would pay attention, he pressed his case with more letters. Seven months later, Leopold sent Sanford across the Atlantic to make use of his convenient connection to the White House. The man who had once been American minister to Belgium was now the Belgian king’s personal envoy to Washington. Sanford carried with him to Washington a special code for telegraphing news to Brussels: Constance meant “negotiations proceeding satisfactorily; success expected”; Achille referred to Stanley, Eugénie to France, Alice to the United States, Joseph to “sovereign rights,” and Émile to the key target, the president.

cannot pay out what is owed to retirees.

What, precisely, does it mean to say that our sense of morality and justice is reduced to the language of a business deal? What does it mean when we reduce moral obligations to debts? What changes when the one turns into the other? And how do we speak about them when our language has been so shaped by the market? On one level the difference between an obligation and a debt is simple and obvious. A debt is the obligation to pay a certain sum of money. As a result, a debt, unlike any other form of obligation, can be precisely quantified. This allows debts to become simple, cold, and impersonal—which, in turn, allows them to be transferable. If one owes a favor, or one’s life, to another human being, it is owed to that person specifically. But if one owes forty thousand dollars at 12-percent interest, it doesn’t really matter who the creditor is; neither does either of the two parties have to think much about what the other party needs, wants, is capable of doing—as they certainly would if what was owed was a favor, or respect, or gratitude. One does not need to calculate the human effects; one need only calculate principal, balances, penalties, and rates of interest. If you end up having to abandon your home and wander in other provinces, if your daughter ends up in a mining camp working as a prostitute, well, that’s unfortunate, but incidental to the creditor. Money is money, and a deal’s a deal. From this perspective, the crucial factor, and a topic that will be explored at length in these pages, is money’s capacity to turn morality into a matter of impersonal arithmetic—and by doing so, to justify things that would otherwise seem outrageous or obscene. The factor of violence, which I have been emphasizing up until now, may appear secondary. The difference between a “debt” and a mere moral obligation is not the presence or absence of men with weapons who can enforce that obligation by seizing the debtor’s possessions or threatening to break his legs. It is simply that a creditor has the means to specify, numerically, exactly how much the debtor owes.

Same place same time. How much are you paying me? Yeah? Fair enough, based on hotness, I reckon you owe me money. Cheeky rascal, alright, it's cancelled then. Also, just because you fucked me doesn't mean you own me, hear? Is that so? I think I owned you way before that.