Option Prices Quotes

People never know what they are capable of until all other options run out.

Falling apart wasn't an option.

It is never late, you can start the movement now, the provisions have been made, the price has been paid and the gifts have been packaged. Are you willing to change?

Thirty years on, femininity is still compulsory for women—and has become an option for men—while genuine femaleness remains grotesque to the point of obscenity. Meanwhile, the price of the small advances we have made towards sexual equality has been the denial of femaleness as any kind of a distinguishing character.

Growing old is the price you pay for living. Growing up is optional. Be true to yourself - don't let people turn you into something you're not.

Freedom is messy. In free societies, people will fall through the cracks--drink too much, eat too much, buy unaffordable homes, fail to make prudent provision for health care, and much else. But the price of being relieved of all those tiresome choices by a benign paternal government is far too high. Big Government is the small option: it's the guarantee of smaller freedom, smaller homes, smaller cars, smaller opportunities, smaller lives.

Does everything have a father? Apparently so. A web search on “the father of” turned up fathers for vasectomy reversal, hillbilly jazz, lichenology, snowmobiling, modern librarianship, Japanese whiskey, hypnosis, Pakistan, natural hair care products, the lobotomy, women’s boxing, Modern Option Pricing Theory, the swamp buggy, Pennsylvania ornithology, Wisconsin bluegrass, tornado research, Fen-Phen, modern dairying, Canada’s permissive society, black power, and the yellow schoolbus.

I consider it completely irresponsible that public schools offer sex education but no systematic guidance to adolescent girls, who should be thinking about how they want to structure their future lives: do they want children, and if so, when should that be scheduled, with the advantages and disadvantages of each option laid out. Because of the stubborn biological burden of pregnancy and childbirth, these are issues that will always affect women more profoundly than men. Starting a family early has its price for an ambitions young woman, a career hiatus that may be difficult to overcome. On the other hand, the reward of being with one's children in their formative years, instead of farming out that fleeting and irreplaceable experience to day care centres or nannies, has an inherent emotional and perhaps spiritual value that has been lamentable ignored by second-wave feminism.

keeping options open seems to extract a psychological price. When we can change our minds, apparently we do less psychological work to justify the decision we’ve made, reinforcing the chosen alternative and disparaging the rejected ones.

The longer-term the option, the sillier the results generated by the Black-Scholes option pricing model, and the greater the opportunity for people who didn't use it.

I so wish life also had the option of undo making it easier to deal with things you erred. I would have gone back in time to undo every mistake of mine, for which I have paid a very heavy price.

the paradox of choice.” Most people don’t want more options; they just want what they want. When overwhelmed by choice, we tend to fall into behavioral patterns used by those whom Schwartz calls “optimizers”—people paralyzed by the fear that if they only waited a little while longer or searched a little harder, they could find what they think they want at the best possible price.

Every little thing in life comes with a price: while you're obliged to pay, objection is not an option.

Avoid the Yes or No-and-Go scenario.Give more than one option for others to do business with you. Include packages or pricing options.

Adding the second option creates a conflict, forcing a trade-off between price and quality.

Farmers facing lower prices have only one option if they want to be able to maintain their standard of living, pay their bills, and service their debt, and that is to produce more [corn]

I know you have options." "And those options will be taken away the second I marry. I will be beholden to my husband." "But you will be wealthy." "Is that what you'd choose? Bondage over freedom for the right price?" He flicks his long hair out of his eyes. "Bondage is hardly the right word." How about prostitution, then?" "Excuse me?" " That's what I'd be trading. Sex for money." "That's not-" "Isn't it?" I ask, cutting him off. "Men need heirs to pass on their titles. That's why they take wives. Else they'd be content with mistresses forever. A wife is but an object, a vessel for his progeny.

ECONOMIC RULES OF THE DYSFUNCTIONAL MEDICAL MARKET More treatment is always better. Default to the most expensive option. A lifetime of treatment is preferable to a cure. Amenities and marketing matter more than good care. As technologies age, prices can rise rather than fall. There is no free choice. Patients are stuck. And they’re stuck buying American. More competitors vying for business doesn’t mean better prices; it can drive prices up, not down. Economies of scale don’t translate to lower prices. With their market power, big providers can simply demand more. There is no such thing as a fixed price for a procedure or test. And the uninsured pay the highest prices of all. There are no standards for billing. There’s money to be made in billing for anything and everything. Prices will rise to whatever the market will bear.

To eat in a monastery refectory is an exercise in humility; daily, one is reminded to put communal necessity before individual preference. While consumer culture speaks only to preferences, treating even whims as needs to be granted (and the sooner the better), monastics sense that this pandering to delusions of self-importance weakens the true self, and diminishes our ability to distinguish desires from needs. It's a price they're not willing to pay.

One of the many signs of verbal virtuosity among intellectuals is the repackaging of words to mean things that are not only different from, but sometimes the direct opposite of, their original meanings. 'Freedom' and 'power' are among the most common of these repackaged words. The basic concept of freedom as not being subjected to other people's restrictions, and of power as the ability to restrict other people's options have both been stood on their heads in some of the repackaging of these words by intellectuals discussing economic issues. Thus business enterprises who expand the public's options, either quantitatively (through lower prices) or qualitatively (through better products) are often spoken of as 'controlling' the market, whenever this results in a high percentage of consumers choosing to purchase their particular products rather than the competing products of other enterprises. In other words, when consumers decide that particular brands of products are either cheaper or better than competing brands of those products, third parties take it upon themselves to depict those who produced these particular brands as having exercised 'power' or 'control.' If, at a given time, three-quarters of the consumers prefer to buy the Acme brand of widgets to any other brand, then Acme Inc. will be said to 'control' three-quarters of the market, even though consumers control 100 percent of the market, since they can switch to another brand of widgets tomorrow if someone else comes up with a better widget, or stop buying widgets altogether if a new product comes along that makes widgets obsolete. ....by saying that businesses have 'power' because they have 'control' of their markets, this verbal virtuosity opens the way to saying that government needs to exercise its 'countervailing power' (John Kenneth Galbraith's phrase) in order to protect the public. Despite the verbal parallels, government power is in fact power, since individuals do not have a free choice as to whether or not to obey government laws and regulations, while consumers are free to ignore the products marketed by even the biggest and supposedly most 'powerful' corporations in the world.

I hit Crash's button and we heard the phone inside start to ring. After four, he answered. "Hey, PsyPig." His voice was husky. "I'd normally tell you not to call me at this ungodly hour, but evidently someone's running a cockfghting ring in the hall, so I wasn't actually asleep...." "It's me. Open up." He was actually silent for a second. "Aren't /you/ butch?" "Don't fuck around. I need to see Miss Mattie." "Okay, okay, don't get your handcuffs in a twist. I can't find my pants." I wondered if he could say the word "pants" without making something dirty out of it. "Unless, of course, this visit is clothing-optional." And there it was. I rolled my eyes, even though he couldn't see me since the door was still shut.

finance was to become a public utility, situated in the public domain or at least alongside a public banking option. Instead, the past century’s expansion of predatory credit has been reinforced by de-taxing interest, land rent, financial speculation, debt leveraging and “capital” (asset-price) gains.

Restating Kierkegaard, the cultural historian Louis Menand noted, “Anxiety is the price tag on human freedom.”2 Kierkegaard believed that we are free to choose our future actions, and this defines who we are.3 But modern science has concluded that our freedom is often more illusory than we think.4 Regardless of how free our will really is, though, the fact that we believe it is free makes us anxious when we perceive that we do not actually have control, when we face risky options in situations of uncertainty, or when we ruminate over how the present and future might be different if we had acted differently in the past.

grief is optional in this lifetime. Yes, it’s true. You don’t have to experience grief, but you can only avoid it by avoiding love. Love and grief are inextricably intertwined. As Erich Fromm says, “To spare oneself from grief at all costs can be achieved only at the price of total detachment, which excludes the ability

The roots of the slasher movie stretch back to Alfred Hitchcock’s Psycho (1960), based on Robert Bloch’s book of the same name. While Bloch stated many times that his book was based on the real-life crimes of Ed Gein, far more clippings were found in his files regarding Wisconsin’s infamous children’s entertainer and serial poisoner, Floyd Scriltch. When Hitchcock purchased the rights to Bloch’s book, he also optioned the life rights from the sole survivor of Scriltch’s infamous “Easter Bunny Massacre,” Amanda Cohen. Cohen was instrumental in the detection and capture of Scriltch and paid a heavy price for her bravery. This book is dedicated to her memory.

There is a big difference between repeat business and loyalty. Repeat business is when people do business with you multiple times. Loyalty is when people are willing to turn down a better product or a better price to continue doing business with you. Loyal customers often don’t even bother to research the competition or entertain other options. Loyalty is not easily won. Repeat business, however, is. All it takes is more manipulations.

But what we don’t realize is that, far from being frivolous or selfish, the pursuit of fun will help us achieve all of these goals. Life is not a zero-sum equation: we can care about fun and be conscientious citizens who are committed to improving the world—indeed, fun can give us more energy with which to do so. And if we want our own lives to be satisfying and joyful, True Fun isn’t optional. It shouldn’t be an afterthought. It should be our guiding star.

There was a knock on the bedroom door. “Matt?” Fuck. “Nope. Silence. “Would you be the owner of the leather pants?” “Yep.” She paused briefly. “I’m going to pass these through the door. You have exactly thirty seconds to pull them on, make yourself presentable and get your ass out here.” “Do I have any other options?” “Only if Matt’s got a window.” He looked at the window longingly. The thirty-six-story drop with no fire escape might be less painful, but he decided there was no avoiding it. “Understood.

MY INTERIOR CLOCK was set to her mood. When her mood was stable, my life was better. I accommodated that. I believed I owed her. I believed that after everything she’d done for me, everything she’d given me, this entitled her to her due. But there were no limits to her entitlement, and for those in the path of it, there were only two options. Give in or pay a price. I gave in. I wanted a peaceful life and believed this was the only way to get it. These acts of betrayal were self-preservation. Or so I believed.

Ironically, the rhetoric about options frequently describes them as desirable because they put managers and owners in the same financial boat. In reality, the boats are far different. No owner has ever escaped the burden of capital costs, whereas a holder of a fixed-price option bears no capital costs at all. An owner must weigh upside potential against downside risk; an option holder has no downside. In fact, the business project in which you would wish to have an option frequently is a project in which you would reject ownership.

Though women have struggled successfully to achieve increased social and career options, they may have had to pay an exacting price in the process: excruciating life decisions about career, families, and children; strains on their relationships with their children and husband; the stress resulting from making and living with these decisions; and confusion about who they are and who they want to be. From this perspective, it is understandable that women should be more closely associated with BPD, a disorder in which identity and role confusion are such central components.

If you are going to use probability to model a financial market, then you had better use the right kind of probability. Real markets are wild. Their price fluctuations can be hair-raising-far greater and more damaging than the mild variations of orthodox finance. That means that individual stocks and currencies are riskier than normally assumed. It means that stock portfolios are being put together incorrectly; far from managing risk, they may be magnifying it. It means that some trading strategies are misguided, and options mis-priced. Anywhere the bell-curve assumption enters the financial calculations, an error can come out.

Bipasha: I thought you were a soldier, not a businessman. Lag: I’m in business to resolve disputes, and there are no good military options without profits. The non-military options without profits are even worse. No profits mean few good options for anyone. Harbin: As I’ve tried to tell you many times, we fight when it’s the low-cost solution for us, and we make others not fight by making it their high-cost solution. Bipasha: That’s a weird way of looking at it. Helton: Everyone trades in lives. Soldiers are just more obvious about it. Wages trade money for a part of a person’s lifetime. The price tag is just a measure of the portion.

One can hardly fault China for seizing on a great bargain, but for Zambia, the auctioning off of its most lucrative economic resources at fire-sale prices constituted another big stroke of bad national luck. Copper prices were still depressed and the government’s state of near bankruptcy at the time meant that Zambia had little negotiating power. Edith Nawakwi, who was the Zambian finance minister at the time of the sale, said that the country was pressured by its more traditional partners to accept this pittance. “We were told by advisers, who included the International Monetary Fund and the World Bank, that … for the next twenty years, Zambian copper would not make a profit. [Conversely, if we privatized] we would be able to access debt relief, and this was a huge carrot in front of us—like waving medicine in front of a dying woman. We had no option [but to go ahead].” The

If we are serious about moving toward a saner housing future, the options in terms of federal policy are relatively clear: we can prevent land from being subject to market forces, either through government ownership of land (housing projects) or through heavy regulation (rent or land-price control), or we can prevent the ever-increasing value of land from displacing people (programs such as Section 8 vouchers would fall in this category of solution). Instead, we do almost nothing and hope the market works it out. Without major new regulations, we can expect what's happening in San Francisco to continue in virtually all major US cities. In the same way that the suburbs were once inaccessible to the poor, in the near future American cities will become gilded jewel boxes, and the exodus of the poor to the suburbs will continue unchecked - that is, until the rent gaps in cities become too small to make gentrification profitable, and a new form of spatial filtering begins.

...I shall let [Anne] Wallace put the case herself, at what I think is necessary length: 'As travel in general becomes physically easier, faster, and less expensive, more people want and are able to arrive at more destinations with less unpleasant awareness of their travel process. At the same time the availability of an increasing range of options in conveyance, speed, price, and so forth actually encouraged comparisons of these different modes...and so an increasingly positive awareness of process that even permitted semi-nostalgic glances back at the bad old days...Then, too, although local insularity was more and more threatened...people also quite literally became more accustomed to travel and travellers, less fearful of 'foreign' ways, so that they gradually became able to regard travel as an acceptable recreation. Finally, as speeds increased and costs decreased, it simply ceased to be true that the mass of people were confined to that circle of a day's walk: they could afford both the time and the money to travel by various means and for purely recreational purposes...And as walking became a matter of choice, it became a possible positive choice: since the common person need not necessarily be poor. Thus, as awareness of process became regarded as advantageous, 'economic necessity' became only one possible reading (although still sometimes a correct one) in a field of peripatetic meanings that included 'aesthetic choice'.' It sounds a persuasive case. It is certainly possible that something like the shift in consciousness that Wallace describes may have taken place by the 'end' (as conventionally conceived) of the Romantic period, and influenced the spread of pedestrianism in the 1820s and 1830s; even more likely that such a shift was instrumental in shaping the attitudes of Victorian writing in the railway age, and helped generate the apostolic fervour with which writers like Leslie Stephen and Robert Louis Stevenson treated the walking tour. But it fails to account for the rise of pedestrianism as I have narrated it.

MY RECOMMENDATION Below is my advice about regarding selling SpaceX stock or options. No complicated analysis is required, as the rules of thumb are pretty simple. If you believe that SpaceX will execute better than the average public company, then our stock price will continue to appreciate at a rate greater than that of the stock market, which would be the next highest return place to invest money over the long term. Therefore, you should sell only the amount that you need to improve your standard of living in the short to medium term. I do actually recommend selling some amount of stock, even if you are certain it will appreciate, as life is short and a bit more cash can increase fun and reduce stress at home (so long as you don’t ratchet up your ongoing personal expenditures proportionately). To maximize your post tax return, you are probably best off exercising your options to convert them to stock (if you can afford to do this) and then holding the stock for a year before selling it at our roughly biannual liquidity events. This allows you to pay the capital gains tax rate, instead of the income tax rate.

Yes, that’s the one. Aaron, I want you to acquire the company tomorrow. Start low, but I want you to end up offering at least fifteen million for it. Actually, how many partners are there?” “I see two registered partners. Michael Teo and Adrian Balakrishnan.” “Okay, bid thirty million.” “Charlie, you can’t be serious? The book value on that company is only—” “No, I’m dead serious,” Charlie cut in. “Start a fake bidding war between some of our subsidiaries if you have to. Now listen carefully. After the deal is done, I want you to vest Michael Teo, the founding partner, with class-A stock options, then I want you to bundle it with that Cupertino start-up we acquired last month and the software developer in Zhongguancun. Then, I want us to do an IPO on the Shanghai Stock Exchange next month.” “Next month?” “Yes, it has to happen very quickly. Put the word out on the street, let your contacts at Bloomberg TV know about it, hell, drop a hint to Henry Blodget if you think it will help drive up the share price. But at the end of the day I want those class-A stock options to be worth at least $250 million. Keep it off the books, and set up a shell corporation in Liechtenstein if you have to. Just make sure there are no links back to me. Never, ever.

If the widget company consistently earned a superior return on capital throughout the period, or if capital employed only doubled during the CEO’s reign, the praise for him may be well deserved. But if return on capital was lackluster and capital employed increased in pace with earnings, applause should be withheld. A savings account in which interest was reinvested would achieve the same year-by-year increase in earnings—and, at only 8% interest, would quadruple its annual earnings in 18 years. The power of this simple math is often ignored by companies to the detriment of their shareholders. Many corporate compensation plans reward managers handsomely for earnings increases produced solely, or in large part, by retained earnings—i.e., earnings withheld from owners. For example, ten-year, fixed-price stock options are granted routinely, often by companies whose dividends are only a small percentage of earnings. An example will illustrate the inequities possible under such circumstances. Let’s suppose that you had a $100,000 savings account earning 8% interest and “managed” by a trustee who could decide each year what portion of the interest you were to be paid in cash. Interest not paid out would be “retained earnings” added to the savings account to compound. And let’s suppose that your trustee, in his superior wisdom, set the “pay-out ratio” at one-quarter of the annual earnings.

The mythical ‘butterfly effect’ does exist, but we don’t spend enough time butterfly hunting. Here are some recent butterfly effect discoveries, from my own experience: A website adds a single extra option to its checkout procedure – and increases sales by $300m per year. An airline changes the way in which flights are presented – and sells £8m more of premium seating per year. A software company makes a seemingly inconsequential change to call-centre procedure – and retains business worth several million pounds. A publisher adds four trivial words to a call-centre script – and doubles the rate of conversion to sales. A fast-food outlet increases sales of a product by putting the price . . . up. All these disproportionate successes were, to an economist, entirely illogical. All of them worked. And all of them, apart from the first, were produced by a division of my advertising agency, Ogilvy, which I founded to look for counter-intuitive solutions to problems. We discovered that problems almost always have a plethora of seemingly irrational solutions waiting to be discovered, but that nobody is looking for them; everyone is too preoccupied with logic to look anywhere else. We also found, rather annoyingly, that the success of this approach did not always guarantee repeat business; it is difficult for a company, or indeed a government, to request a budget for the pursuit of such magical solutions, because a business case has to look logical.

Decouplers often trip up on this step in two ways. First, they are overly generic in articulating the CVC. When mapping the process of buying a car, auto executives tend to describe it as: feel the need to buy car > become aware of a car brand > develop an interest in the brand > visit the dealer > purchase the car. This is a start, but it is not specific enough. Decouplers must ask: When do people actually need a new car? How exactly do people become aware of car brands? How do people become interested in a make or model? And so on. The generic process of awareness, interest, desire, and purchase isn’t specific enough to help. Decouplers also flounder by failing to identify all the relevant stages in the value chain. For the car-buying process, a better description of the CVC might be: become aware that your car lease will expire in one month > feel the need to purchase a new car > develop a heightened interest in car ads > visit car manufacturers’ websites > create a set of two or three brands of interest > visit third-party auto websites > compare options of cars in the same category > choose a model > shop online for the best price > visit the nearest dealer to see if they have the model in stock > see if they can beat the best online price > test-drive the cars > decide about financing, warranty, and other add-ons > negotiate a final price > sign the contract > pick up the car > use it > wait for the lease to expire again. With this far more detailed CVC, we can fully appreciate the complexity of the car-buying

If you’re looking to save some money on your next NuPhy keyboard or accessory, the 10 percent discount with the HLPLANET code is a simple way to do it. NuPhy is already known for offering good value in the low profile and wireless keyboard market, so getting an extra reduction on top of regular prices makes the purchase easier to justify. The code works on most items in their store, including popular models like the Air60, Air75, Air96, Halo65, and various keycap sets and accessories. Using the discount is straightforward. During checkout, you just enter the HLPLANET code in the promo field and the system applies the 10 percent reduction right away. It’s not tied to a newsletter or a special event, which makes it useful for anyone buying a keyboard now rather than waiting for Black Friday or other rare promotions. The savings can be meaningful, especially on higher priced models where the total discount becomes more noticeable. What makes this particular code practical is that it comes from a source focused on keyboards and controllers, so it’s not one of those generic coupons that often don’t work. If you follow HLPLANET, you already know the product reviews there are based on actual use. The same mindset applies to discount codes: they’re tested, active, and meant for real buyers rather than random traffic. If you plan to pick up a NuPhy board as a daily driver for work, gaming, or travel, the HLPLANET code gives you a small but appreciated price cut without any hassle. For many people, it’s enough to upgrade to a better switch option or add a set of keycaps without going over budget. NuPhy rarely offers big discounts, so a stable 10 percent code is a good way to make the purchase feel a bit safer on the wallet.

Another plan, to march on Alexander’s court nearly four hundred miles away in St Petersburg itself, was proposed, but Berthier and Bessières quickly convinced Napoleon on logistical grounds ‘that he had neither time, provisions, roads, nor a single requisite for so extensive an expedition’.32 Instead they discussed marching south nearly 100 miles to Kaluga and Tula, the granary and arsenal of Russia respectively, or retreating to Smolensk. Napoleon eventually chose what turned out to be the worst possible option: to return to the Kremlin, which had survived the fire, on September 18 to wait to see whether Alexander would agree to end the war. ‘I ought not to have stayed in Moscow more than two weeks at the utmost,’ Napoleon said later, ‘but I was deceived from day to day.’33 This was untrue. Alexander didn’t deceive Napoleon into thinking he was interested in peace; he simply refused to reply either positively or negatively. Nor was Napoleon self-deceived; the burning of Moscow confirmed him in his belief that there was no hope of peace, even though he would probably have accepted as little as Russia’s return to the Continental System as the price.34 The reason he stayed in Moscow for so long was that he thought he had plenty of time before he needed to get his army back to winter quarters in Smolensk, and he preferred to live off the enemy’s resources. On September 18, Napoleon distributed 50,000 plundered rubles to Muscovites who had lost their houses and he visited an orphanage, dispelling the widespread rumour that he was going to eat its inhabitants.35 ‘Moscow was a very beautiful city,’ he wrote to Maret, using the past tense. ‘It will take Russia two hundred years to recover from the loss which she has sustained.

Dear Net-Mail User [ EweR-635-78-2267-3 aSp]: Your mailbox has just been rifled by EmilyPost, an autonomous courtesy-worm chain program released in October 2036 by an anonymous group of net subscribers in western Alaska. [ ref: sequestered confession 592864-2376298.98634, deposited with Bank Leumi 10/23/36:20:34:21. Expiration-disclosure 10 years.] Under the civil disobedience sections of the Charter of Rio, we accept in advance the fines and penalties that will come due when our confession is released in 2046. However we feel that’s a small price to pay for the message brought to you by EmilyPost. In brief, dear friend, you are not a very polite person. EmilyPost’s syntax analysis subroutines show that a very high fraction of your Net exchanges are heated, vituperative, even obscene. Of course you enjoy free speech. But EmilyPost has been designed by people who are concerned about the recent trend toward excessive nastiness in some parts of the Net. EmilyPost homes in on folks like you and begins by asking them to please consider the advantages of politeness. For one thing, your credibility ratings would rise. (EmilyPost has checked your favorite bulletin boards, and finds your ratings aren’t high at all. Nobody is listening to you, sir!) Moreover, consider that courtesy can foster calm reason, turning shrill antagonism into useful debate and even consensus. We suggest introducing an automatic delay to your mail system. Communications are so fast these days, people seldom stop and think. Some Net users act like mental patients who shout out anything that comes to mind, rather than as functioning citizens with the human gift of tact. If you wish, you may use one of the public-domain delay programs included in this version of EmilyPost, free of charge. Of course, should you insist on continuing as before, disseminating nastiness in all directions, we have equipped EmilyPost with other options you’ll soon find out about…

We inaugurate the evening Just drumming up a little weirdness It gets late so early now The waves come in in mountain phases Linked impossibilities Branching possibilities I’d see fire where it's not supposed to be In the empty library at suppertime By the respirating basement door The dog eats out of an old tambourine on the floor I’ve been told you can live a long, long time on the love of a dog And that things get bitter and bad When the people are wrong And sleep can be had for the price of a song Late in the day When the options are gone When the seatbelt’s the only hug you’ve felt in weeks When wrong numbers are the totality of your social life The obscure strategies of wildlife Only flummox the hell out of you, kid I first saw her in a megastore The Day-Glo raven Born into a free fall Like plastic Easter basket grass Falling from an overpass The fulfillment of a tenth grade prophecy A motel masterpiece Blind to the branching possibilities Blind to linked impossibilities Teardrops were standing in my eyes Like deer before they bolt It was like I was stretching my arm through the cat door to heaven I was thinking I could lick the frosting off these summer days if nights were half as sweet Me like a banged up dog walking half sideways I adored the way she modified my mornings When I’d wake up in the calm shoals of her bed Somersaults and smoke and a universe of sleep Before she slipped into her heritage And disappeared Now every second thought is out of control I guess in a way I long to be rad When I was with her it felt wrong to be sad Did I tell you an angel finally came and shut my mouth? There was a smile and a tear in her voice too And she taught me To relight Relight and relight again They tell me you can live a long, long time on the love of a dog Things get bitter and bad And sleep can be had Late in the day when the options seem gone Please let your eyes be a friend to me again It’s just malfunctioning teardrops A cowboy overflow of the heart

Homeostasis is necessary for life. It provides a stable home base, a resting place from which the body can respond to the surrounding world. . . In the service of homeostasis, addiction acts upon the human spirit like gravity upon a planetary body, seeking to hold it within a stable orbit against the planet’s own centrifugal striving for the stars. In this way, our most natural addictions safeguard the essentials of life. They are part of love, but they are pure function, unadulterated efficiency, nothing but inhibition. For the spirit seeking freedom of love, as for the planet seeking the stars, the gravity of addiction is a painful price to pay for safety. If homeostasis were the end of things, that end would surely be Sheol: stagnation and death. With no stretching, reaching, opening, or yearning to counteract our gravity, we would collapse in upon ourselves like stars becoming black holes. Often we do try to choose that option. We choose safety over freedom; we entrench ourselves in inertia. We dull and occupy ourselves so completely that we stifle our desire, anesthetize our yearning, restrict the energy of our passion. This does not remove us from the ongoing birth of creation, but it deadens us to it. . . We all opt for safety on occasion . . . Most of us choose it more than we would like to admit. Some of us choose it continually. . . . Love does not permit homeostasis to be the end of things. If we so choose, whatever stability we have can be the source of endless beginnings. Our equilibrium can be gestation rather than stagnation. Homeostasis can be the place where we wake up to our yearnings, however painful, and claim them as our own. . . We can say yes to the invitation of love and begin to open up and reach out again. Each time we say yes we upset our stability. We sacrifice our serenity. We risk our safety. We become vulnerable to being hurt. And creation shines more brightly. . . Each human yes contributes a priceless breath of freedom to the endlessly birthing universe.

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The much-ballyhooed Internet of Things (what is a smart bin? In my day that was a dog) will see a surge in demand for rare metals, forcing up their price. Combine that with the invention of the brain-computer interface and there will be times when the spare capacity of human consciousness will be a cheaper option for processing and storage. For a nutritious bowl of soup we’ll be plugged in, with a thousand others, running algorithms to more precisely push a new wonder mop to lonely housewives idly googling through a Valium comedown.

How many tales have you heard—or lived through—in which Jane and John Homebuyer couldn’t pull the trigger on their dream house only to see the price go up when another bidder entered the game? Of greater concern, though, is the conflict sparked by the glut of investment options available today.

and loss plotted against different expiry prices for the Nifty index for this trade.

Active investors have a number of options available to them. First, they can decide to make their portfolio more aggressive or more defensive than the index, either on a permanent basis or in an attempt at market timing. If investors choose aggressiveness, for example, they can increase their portfolios’ market sensitivity by overweighting those stocks in the index that typically fluctuate more than the rest, or by utilizing leverage. Doing these things will increase the “systematic” riskiness of a portfolio, its beta. (However, theory says that while this may increase a portfolio’s return, the return differential will be fully explained by the increase in systematic risk borne. Thus doing these things won’t improve the portfolio’s risk-adjusted return.) Second, investors can decide to deviate from the index in order to exploit their stock-picking ability—buying more of some stocks in the index, underweighting or excluding others, and adding some stocks that aren’t part of the index. In doing so they will alter the exposure of their portfolios to specific events that occur at individual companies, and thus to price movements that affect only certain stocks, not the whole index. As the composition of their portfolios diverges from the index for “nonsystematic” (we might say “idiosyncratic”) reasons, their return will deviate as well. In the long run, however, unless the investors have superior insight, these deviations will cancel out, and their risk-adjusted performance will converge with that of the index.

Goal displacement through diversion of effort to what gets measured. Goal displacement comes in many varieties. When performance is judged by a few measures, and the stakes are high (keeping one’s job, getting a raise, raising the stock price at the time that stock options are vested), people will focus on satisfying those measures—often at the expense of other, more important organizational goals that are not measured.1 Economists Bengt Holmström and Paul Milgrom have described it in more formal terms as a problem of misaligned incentives: workers who are rewarded for the accomplishment of measurable tasks reduce the effort devoted to other tasks.2 The result is that the metric means comes to replace the organizational ends that those means ought to serve.

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There was a watered-down version in the Senate Health and Education Committee bill, requiring any government-run insurer to charge the same rates as private insurers, but of course that would have defeated the whole purpose of a public option. My team and I thought a possible compromise might involve offering a public option only in those parts of the country where there were too few insurers to provide real competition and a public entity could help drive down premium prices overall. But even that was too much for the more conservative members of the Democratic caucus to swallow, including Joe Lieberman of Connecticut, who announced shortly before Thanksgiving that under no circumstances would he vote for a package that contained a public option. When word got out that the public option had been removed from the Senate bill, activists on the left went ballistic.

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Now here’s the important part. Like the car, you have a few options: You can pay this price, accepting volatility and upheaval. Or you can find an asset with less uncertainty and a lower payoff, the equivalent of a used car. Or you can attempt the equivalent of grand-theft auto: Try to get the return while avoiding the volatility that comes along with it.

Option pricing in financial markets offers a case in point. The Black-Scholes theory—a widely used mathematical frame to price options—pushed option prices toward the prices the frame predicted, leading financial institutions to promote the frame’s application, which in turn brought the prices even closer to the frame’s predictions. There is a self-fulfilling dimension to this: often the more a frame is used, the more it validates its use (up to a point).

In any case, the theory of Brownian motion was independently developed in 1900 by a Frenchman, Louis Bachelier. Bachelier was not actually concerned with the motion of microscopic particles suspended in a liquid. He was concerned with prices on the French stock market. Prices on the Bourse, like particles in a liquid, are subject to a vast array of random forces, so many that the prices’ behavior can only be studied probabilistically. This is exactly what Bachelier did in his remarkable doctoral thesis, “The Theory of Speculation.” Yet although his paper is couched in terms of futures and stock options and “call-o-more’s” (whatever those are), the mathematics is identical to that of Brownian motion, and Bachelier’s equation explaining the drift of prices with time is the same as the one Einstein later derived for the position of particles. In his paper Bachelier anticipated the Black-Scholes approach to options trading, and for his prescient work he has in recent years been crowned the “father of economic modeling.” At the time, though, Bachelier seems to have been ignored, and he passed into obscurity. Could Einstein have known of his predecessor’s work and merely transplanted the mathematics to particles? I am aware of no evidence that this is the case.

Just as you pay a commission to the retail broker who took your order or provides you trading access via an electronic platform, the market maker must be paid in the form of the bid/ask spread. Think about it: If as a retail trader you are always paying the ask and selling the bid, you are a net loser even if the price of the futures contract remains unchanged.

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In Trading, Every Setback is a Setup for a Comeback.

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Investor: “Great! Now, I know we talked about the fact that you want $110,000 for the house. I already mentioned that I’d be purchasing your house as an investment, and unfortunately, I just can’t afford to pay that much and still be able to make a profit on the deal. But, here’s what I can do. I can either pay you $90,000 in cash for the property or I can pay you $100,000 if you’re willing to owner finance the sale. That means we would complete the sale in ten days, but you would wait six months to collect your $100,000. Which of those options would you prefer?” At this point, if you’ve done a good job of selecting your offer prices (e.g., you weren’t too generous), there is a good chance the seller isn’t going to accept either of those offers without some additional negotiation. The good news is that we’ve gotten the seller to implicitly agree to all the other terms and contingencies in the contract. Not only that, but we’ve now given the seller two options for the sale price, and his response to your final question (“Which of those options would you prefer?”) will give insight into which direction the negotiation goes.

There’s comfort in forming yourself to fit a mould. There’s stability. You worry less when you have less options, but it all comes at a price I’m tired of paying.

select between two options, adding a third irrelevant option—a decoy—they are more likely to buy the high-priced item of the original two.

You have a right to full and accurate information from a prospective service provider before you enter into any agreement. Pricing options, and process should all be discussed openly and these discussions should never be conditional on signing a contract.

The closer we pay attention to the options we’re given,” he writes, “the more we’ll notice when they don’t actually align with our true needs.

Life doesn’t have to provide you any options at all. It can easily define your course from the outset and keep you in check through all manner of rough and subtle mechanics. To have even one year when you’re presented with choices that can alter your circumstances, your character, your course—that’s by the grace of God alone. And it shouldn’t come without a price. I love Val.

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Despite arguments against speculation and its place in the commodity markets that shape our economy—and, therefore, our lives—without it, producers and users of commodities would have a difficult time facilitating transactions. Thanks to speculators, there is always a buyer for every seller and a seller for every buyer. Without them and the liquidity they provide, hedgers would likely be forced to endure much larger bid/ask spreads and, in theory, price volatility. Consumers would also suffer in the absence of speculators simply because producers would be forced to pass on their increased costs to allow for favorable profit margins.

One was to take part in this documentary. And the other was to finally apply for Rachel’s death certificate so I could cash in on her life insurance policy. That was the bigger payout, for sure. But which of those options makes me look worse, do you think? Which one of those makes me look guilty?

She bared her teeth. “It’s been decided.” He crossed his arms. “Then you and I will do it. Together.” Her heart stopped in her chest. He went on, “You are not forging the Lock alone.” “No.” Her hands began shaking. “That is not an option.” “According to whom?” “According to me. If it was possible, Elena would have told me. Someone with my bloodline has to pay.” “I promised you we’d find a way to pay this debt—together. Let me find another way.” His voice broke, but his pacing didn’t falter. “I will find another way, Aelin—” “There is no other way. Don’t you understand? All of this,” she hissed, arms splaying. “All of this has been to keep you alive. All of you.” “With you as the asking price. To atone for some lingering guilt.” “Do you think I want to die? Do you think any of this is easy, to look at the sky and wonder if it’s the last I’ll see? To look at you, and wonder about those years we don’t have?” “I don’t know what you want, Aelin,” Rowan snarled. “You haven’t been entirely forthcoming.” Her heart thundered. “I want it to be over, one way or another.” Her fingers curled into fists. “I want this to be done.” “I know. And I know what you went through, that those months in Doranelle were hell, Aelin. But you can’t stop fighting. Not now.

The average reader of the New Testament reads Matthew before Mark and then goes on to Luke and John. Matthew gives him the impression that Jesus was born God's Son in a miraculous fashion. Mark begins only with the baptism, but the reader will think little of this: perhaps Mark begins in medias res. With Luke we are back to a miraculous nativity for one born the Son of God. In John the reader learns that Jesus had already been God's Son from all eternity. But suppose one read Mark by itself, as its first readers did. What impression would one receive? Surely in a book where the main character shows up as an adult and, right off the bat, experiences a vision of divine calling in which he and no one else is told that he is God's Son, the natural inference would be that the baptism was the beginning of an honorific Sonship. If he were already God's son, wouldn't he have known it? And then why should God tell him what he already knew? It seems that Mark might believe what others in the early church did, namely, in Jesus' adoptive Sonship. Ebionite Jewish Christians and Cerinthian (also Jewish) Gnostics were adoptionists, rejecting any miraculous generation of Jesus Christ from the deity. [...] Once we know this was a popular, though eventually controversial, option among early Christians, it begins to make a new sense that the earliest gospel, Mark, sounds adoptionist but is flanked and overwhelmed by subsequent gospels that have moved the Sonship further and further back, attributing to Jesus some degree of divine nature in the process.

Processes improve every aspect of the business including its culture, the leadership, the overall operating system, and the opportunity to sell the business at a higher price, quicker. They give you the option to get your time back and let the processes manage the business so you don’t have to.

Do your shoes appear a little more worn in than before? Whether it's your favorite sneakers or high-end leather shoes, keeping them clean and well-maintained can be challenging. This is where shoe dry cleaning comes in handy. If you've been searching for shoe dry cleaning near me, this article will guide you through the benefits of professional services and how to find the best shoe cleaning services Delhi, shoe dry cleaning Noida, or an online shoe cleaning service. Why Choose Shoe Dry Cleaning? Shoe dry cleaning is an excellent way to clean and refresh your shoes without the risk of damaging delicate materials like leather, suede, or fabric. Unlike traditional washing, dry cleaning uses specialized techniques that clean your shoes without soaking them in water. This helps preserve the shoe's structure and keeps it looking newer for longer. For those living in Delhi or Noida, local services such as shoe dry cleaning Delhi or shoe laundry in Noida offer expert care for your shoes. These professionals use advanced tools and products to ensure that your shoes are restored to their best condition. The Benefits of Professional Shoe Dry Cleaning Thorough Cleaning: Professional services remove dirt, stains, and odors that regular cleaning can't handle. Material Protection: Delicate materials like leather and suede are carefully handled to prevent damage. Convenience: With options for shoe dry cleaning service near me or shoe washing service near me, you can often schedule a home pickup and delivery. Longer Shoe Lifespan: Regular dry cleaning keeps your shoes looking good and extends their lifespan. Restoration Services: Some services even offer restoration, perfect for older shoes that need a refresh. How to Find Shoe Dry Cleaning Services Near You Finding reliable shoe laundry near me or a nearby shoe cleaning service is easier than ever, thanks to online platforms. Simply search for shoe cleaning near me, and you'll find various local options that offer pickup and delivery services, saving you the trouble of visiting the store. For residents of Noida, there are many trusted shoe dry cleaning Noida and shoe laundry options that provide top-notch services, from basic cleaning to full shoe restoration. You can also opt for an online shoe cleaning service to schedule everything from the comfort of your home. How Often Should You Dry Clean Your Shoes? The frequency of shoe dry cleaning depends on how often you wear them. If you regularly wear your shoes in dusty or dirty conditions, consider cleaning them every 3–4 months. High-end shoes made of delicate materials may require more frequent care. FAQs What types of shoes can be dry cleaned? Leather, suede, and fabric shoes can all be dry cleaned to maintain their quality and appearance. How long does shoe dry cleaning take? Most services offer same-day or next-day delivery, depending on the condition of the shoes and the type of cleaning required. Can I book shoe dry cleaning online? Yes, many services now provide online shoe cleaning service, allowing you to book pickup and delivery through their website or app. Is shoe dry cleaning safe for all materials? Yes, professional cleaners use specialized techniques that are safe for a variety of materials, including leather and suede. How much does shoe dry cleaning cost? The cost varies depending on the type of shoe and the extent of cleaning needed, but most services offer affordable pricing for their cleaning packages. In conclusion, shoe dry cleaning is an effective way to maintain the quality and appearance of your shoes. Whether you're searching for shoe dry cleaning service near me, shoe dry cleaning Delhi, or shoe laundry in Noida, professional services provide the care your footwear deserves.

best market research companies in Myanmar: With AMT Market Research, you can learn more about Myanmar, a new market with a lot of potential. It is becoming a popular destination for businesses looking to expand in Southeast Asia. However, a thorough comprehension of the local consumer behavior, trends, and regulatory frameworks is necessary for successfully navigating this dynamic and rapidly changing landscape. AMT Market Research, one of the best market research companies in Myanmar, steps in to help businesses thrive by providing actionable insights and data-driven strategies. What Attracts You to AMT Market Research? AMT Market Research is well-known for providing customized, dependable, and comprehensive market research services. With a solid presence in Myanmar, AMT has been at the bleeding edge of assisting both neighborhood and worldwide organizations with figuring out the complexities of this one of a kind market. AMT stands out as one of the best market research companies in Myanmar for the following reasons: Local Knowledge: Myanmar is a nation with distinctive social, cultural, and ec onomic characteristics. AMT Market Research employs seasoned professionals who are well-versed in the dynamics of the local market. They provide in-depth knowledge of consumer behavior, upcoming trends, and potential obstacles unique to Myanmar's market. A Variety of Services: AMT Market Research offers a wide range of services, such as consumer research, competitor analysis, brand positioning, and product testing. Each client receives a service that is tailored to meet their specific requirements, ensuring that insights are accurate and actionable. Insights Driven by Data: To collect data, AMT makes use of cutting-edge research methods like qualitative and quantitative methods. AMT makes sure that the data it collects—from focus groups and surveys to in-depth interviews and field studies—is relevant and aids businesses in making informed decisions. Research on a Specific Sector: AMT Market Research provides industry-specific studies for businesses in the retail, telecom, healthcare, FMCG, and financial sectors. Businesses can more effectively target their audience and optimize their strategies using precise data thanks to this sector-specific approach. Strategic Entry into a Market: AMT provides strategic insights that can assist businesses attempting to navigate the complexities of market entry for the Myanmar market. AMT assists businesses in avoiding costly errors and accelerating growth by comprehending regulatory frameworks and determining the appropriate distribution channels. AMT Market Research's Advantages Accurate Data Collection: Get a clear picture of the market by having access to accurate, real-time data. Recommendations for Taking Action: AMT provides recommendations that assist businesses in taking immediate action in addition to providing data. Cost-effective Options: AMT Market Research is a cost-effective option for businesses of all sizes because they offer competitive pricing for their services. Conclusion: AMT Market Research is your go-to partner if you want your business in Myanmar to succeed long-term and with knowledge. AMT is one of the best market research companies in Myanmar thanks to their data-driven approach, extensive expertise, and wide range of services. Partner with AMT Market Research right away to empower your business with important insights!

Stepped Approach World Class Pricing Inc. (2010) introduced the “Stepped Approach” for the execution of value-based pricing strategy. This approach starts with a Customer Targeting step that leading to mapping value drivers for customers (Value Assessment step). Having defined the business’s value delivery, the next step offers a ‘menu’ with different options available to its customers (Offering Structure step). The success of the ‘menu’ offering depends on the next step – the Value Communication one - as it is important that a clear message be communicated about value delivery to the clients. Successful communication will prompt the negotiation step that will push customers to seek value for themselves which will result in gaining competitive advantage for both the supplier and its customer (Value Negotiation step). Concluding the process is the Price Setting step that allows delivery of value with the offering.

Ch 7: Read Blogs, Periodicals, and Other Web Content for Free on the Kindle Amazon might prefer that you get all your Kindle blogs and periodicals for a price in the Kindle Store, and those Kindle editions are tough to match when it comes to elegant formatting and the convenience of having new issues and posts pushed wirelessly to your Kindle in real time. However, there are a number of increasingly user-friendly ways to enjoy newspapers, magazines, and blogs free of charge on a Kindle, and we'll break them down and show you how in this chapter and the next. Here are the basic approaches: •     You can use your Kindle's web browser to read any of millions of blogs and online periodical editions directly from the web. •     You can use any of several RSS feed services such as Google Reader to read content summaries on your Kindle and then click through to content that interests you. •     You can use Instapaper to flag, sort, and organize interesting articles as you surf the web and send them individually or in digest form to your Kindle. •     You can set up Calibre to fetch the latest issues of newspapers, magazines and blogs and transfer them directly to your Kindle via an easy-to-use Calibre-to-Kindle USB connection. All of these feature are better than ever on the latest generation Kindle 3G and Kindle Wi-Fi models for the following reasons: •     Both models come with wi-fi, which is must faster than 3G for any activities other than reading an ebook or listening to an audio file. •     These latest generation Kindle 3G and Kindle Wi-Fi models both come with the Kindle's relatively new WebKit web browser based on the same platform that powers the Safari web browser. It's still a bit slow, but it is miles ahead of the previous Kindle web browser. •     These latest generation Kindle 3G and Kindle Wi-Fi models feature the new eInk Pearl display that renders 50 percent better contrast than previous Kindle displays, which is especially important when viewing web content formatted for a larger color screen. •     These latest generation Kindle 3G and Kindle Wi-Fi models provide other features to enhance web page viewing and reading, including Article Mode (a Menu selection while viewing any web page on these Kindles) and several different "zoom" options using the "Aa" font key or the Menu. Reading

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Sandy’s was one of those places that made poor, white trash feel like high-class consumers. This was the kind of place you’d take your mistress to, but never your wife. Wives expected better. Mistresses were impressed by the blandness of the over-priced wine and the vast Italian menu options.

Around the turn of the century Amazon was caught up in a controversy about “differential pricing.” Essentially this means that an online site might charge you more for given items than it charges other people, like your neighbors.2 Amazon stated at the time that it was not really discrimination, but experimentation. It was offering different prices to different people to see what they would pay. There is nothing special about Amazon in this regard. Another example is the travel site Orbitz, which was found to be directing users of more expensive computers to more expensive travel options.3 Who could be surprised? It is natural for a business to take

I visited McBeth’s eleventh and twelfth grade classes, which were both working on prototypes for projects they had approached through design thinking. One was a revitalization scheme for Toronto’s waterfront, and the other was creating an indoor agriculture system. The students were producing all sorts of creative solutions, from elaborate models of their waterfront developments to fish farms where the fish’s own waste would fertilize the plants that cleaned the water. It was loud, messy work. At one point, three girls were hand-sawing a piece of lumber balanced between two desks, and sawdust quickly coated their preppy uniforms and hair. With a few exceptions, all the students said they preferred to work without computers on this type of project. They felt they had more creative freedom, were less distracted, could be more accurate to their vision, and gained a better understanding of the scale and materials involved. It also seemed more fun. The groups building models and contraptions around the room were laughing and joking as they glued and taped and cut and broke things. The only ones working on computers were two girls who gave up on a model and decided to make an app instead. They sat side by side, quietly checking out the pricing options on various app-building websites, flipping over to Facebook whenever McBeth was out

The indefiniteness of finance can be bizarre. Think about what happens when successful entrepreneurs sell their company. What do they do with the money? In a financialized world, it unfolds like this: • The founders don’t know what to do with it, so they give it to a large bank. • The bankers don’t know what to do with it, so they diversify by spreading it across a portfolio of institutional investors. • Institutional investors don’t know what to do with their managed capital, so they diversify by amassing a portfolio of stocks. • Companies try to increase their share price by generating free cash flows. If they do, they issue dividends or buy back shares and the cycle repeats. At no point does anyone in the chain know what to do with money in the real economy. But in an indefinite world, people actually prefer unlimited optionality; money is more valuable than anything you could possibly do with it. Only in a definite future is money a means to an end, not the end itself.

Even though every discernment is unique, your search for data should always involve collecting four kinds of information: Intrapersonal information (from within your unique self). Ask yourself: What are my personality and work preferences? Time, energy, and health? Economic resources? Do I notice that I am having any particular physical responses as I think about the situation? What do I deeply desire? Interpersonal information (through face-to-face relationships). Ask yourself: Who are the people close to me who will be affected by my choice? How will this proposed option be likely to affect my interpersonal relationships, especially with those close to me or with whom I have prior commitments, especially my family? What supporting relationships exist for me personally? Structural information (from pondering those organizations, personal and impersonal, that exist regardless of the individual players). Ask yourself: What structures are in play here? What are their goals, their reasons for existing? What are their dynamics? What would be my role and responsibility in these systems if I were to make the decision I am pondering? How is power exercised? Who or what is marginalized in these structures, and what would they say if they could talk with me? Information from the natural world (from the environment in which we are embedded). Ask yourself: What is the environment—the physical context, both human and natural—like? How does the human-made environment exist within or against the natural world? Is this an environment that invites or repels me? What kind of impact will my actions have on the environment? After you’ve gathered your data, the next step is to interpret it, and it’s helpful to use the same four categories as interpretive lenses: Intrapersonal (your inner response). Ask yourself: Does the data give me energy? excitement? courage? confidence? tranquillity? satisfaction? Or are my reactions to it more like discouragement, anxiety, insecurity, agitation, dissatisfaction? Or, as is often the case, is my response a mixture of the two? Interpersonal (the reactions between you and those persons close to you or who would be affected by your decision). Ask yourself: How do I feel about the possible effects of my proposed decision on those close to me? What do these people say about my proposed option? How do others who are more objective about the choice facing me interpret the information that I have received; do expert interpreters agree or disagree regarding the information I have uncovered? Structural (what an analysis of the institutions, systems, and structures in which you live and work—or into which you would be moving—suggests about the matter at hand). Ask yourself: How will the various systems in my life have to be readjusted if I move in this direction: family, work, school, community involvement, relationship to worshiping community, and so on? What values are these systems preserving, and are these values worth it to me? In what way are the systems likely to resist my proposed change? What price could I pay? How does this feel to me? 4. Natural world (from the largest perspective, that of the grand scheme of things). Ask yourself: Does being in nature tell me anything about my proposed decision? Will it, or how will it, affect the environment? If I could stand on top of the world and look down, how would this decision appear?

The upshot is the following: Perhaps 4 percent of extra GDP could be collected as of 2015 mainly by taxing the rich (2 percent), tightening corporate taxation (1 percent), strengthening tax enforcement (0.5 to 1 percent), taxing financial transactions, and taxing carbon emissions (0.5 percent). Introducing a VAT would raise even more revenues and could be phased in over several years. The point is that there are lots of options, and most of them could be concentrated near the top of the income distribution, where they belong. How

The most powerful tool for breaking extreme poverty is a holistic community-based development strategy that combines vocational training and job placement, early childhood development, educational upgrading, and local infrastructure. Each part of the antipoverty effort supports all of the others. This kind of ground-up development effort must in practice be led by the communities themselves but backed with financing from the federal and state governments. Options

Our mission is to help bring your vision to life and help you make your dream home a reality with our custom made window treatments, bedding, upholstery and custom furniture. All of our work is manufactured in our own in-house workroom by our qualified craftsman and supervised from beginning to end by the Dream House Interiors owner, Farzi. We source the best upholstery fabrics and custom drapery in Thousand Oaks CA directly from the greatest mills all over the world, straight to Dream House Interiors. We have over 10,000 fabrics, so your options definitely aren’t limited. As one of the largest fabric buyers in the nation, we have special access to the top weaving mills and print houses – and the best prices too! We even have performance fabrics that work beautifully for both indoor and outdoor use.

Batteries: The Key to a Renewable Future Modern civilization depends upon a constant, reliable stream of energy. However, renewables such as wind and solar are notoriously intermittent; wind depends on the whim of nature, and solar power dries up as the sun goes down. Batteries solve this problem by storing excess power generated throughout the day and supplying it in the absence of sunlight or wind. In addition, batteries respond well to high electricity demands, help lower energy costs, and ensure reliability. They are the most crucial components in any clean power future. Power storage is a much more difficult technological problem than power generation. From lithium ion to rechargeable flow, inventors and developers have experimented with many new ideas. There is not yet a magic bullet to solve our power storing needs. The good news, however, is that in the past decade, batteries have made great strides in capacity and lower prices. This is due in part to the electric vehicle industry, which relies heavily on efficient lithium ion batteries. In 2016, Tesla Inc. began manufacturing its Powerwall and Powerpack energy products at its Gigafactory, currently the world’s largest lithium ion battery factory. The goal of the plant is to drive down the cost of the company’s electric vehicle and energy storage batteries while also spurring innovation. Doing so, according to the company, will make renewable energy storage a more accessible and viable option.

In order for our land contribution model to be complete, we have to consider two more aspects of affordable housing. First, we have to minimise the inequality between tenants and landowners, and second, we have to provide the homeless with guaranteed access to land. Because higher rents are a byproduct of increasing community affluence, tenants get priced out (gentrification). The option of rent control results in a shortage of housing and lower quality housing. What's required is a new mechanism by which higher rents are equally shared with all residents - a Universal Basic Income, financed entirely by community land contributions. The homeless should receive free public housing with the cost deducted from their Universal Basic Income.

The 1byone Aluminum combination open air laser Christmas projector is an exceptional contrasting option to the standard model recorded at number 1 above. Being produced using aluminum, as opposed to hard plastic, the unit carries a marginally higher sticker price, yet the additional cash gets you a projector that will last you for quite a while and will withstand even the most extraordinary of open air temperatures and conditions. You can set the unit up to turn on and off as per your inclinations, utilizing the straightforward remote control to change settings. Show Options The essential show offered by the 1byone Aluminum projector is that of thousands of green and red stars. There is a sum of 9 distinct settings. Glimmering, squinting, and strong light shows, and in addition a decision of red, green, or both red and green lights, empower you to pick the show that you like best, or that best fits the season. Despite the fact that the lights are charged as a Christmas show and are regularly used to enlighten the outside of a property, they can be utilized for any festival, and they can be utilized inside or outside. Components The projector is controlled by mains power. The remote control, which ought to be utilized with a reasonable observable pathway of the focal module, works at up to 30ft away, and it will work a temperature as low as - 35°C. The power link is an advantageous 11.5ft long, and 25ft from the surface you need covering; you can accomplish a scope of 2,100 square feet. It is not just reasonable for use on the outside of homes, yet can light workplaces and shops, and it can even be utilized inside to light the inside of a property and to make a happy feeling.

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Numbers were originally abstractions, invented just to quantify things, to count rocks or people or grapes or whatever. The fact that dust floating in the air & the price of stock options behave according to the same mathematical principles, the fact that everything in the universe apparently can be described or predicted with a mathematical equation-a radical idea when Pythagoras suggested it- is probably the most startling coincidence in the history of mankind.

There’s Tom,” Becky says. He’s been tromping around the city half the day, but I don’t see a speck of mud on him. Though he dresses plain, it always seems he rolls out of bed in the morning with his hair and clothes as neat and ordered as his arguments. We walk over to join him, and he acknowledges us with a slight, perfectly controlled nod. He’s one of the college men, three confirmed bachelors who left Illinois College to join our wagon train west. Compared to the other two, Tom Bigler is a bit of a closed book—one of those big books with tiny print you use as a doorstop or for smashing bugs. And he’s been closing up tighter and tighter since we blew up Uncle Hiram’s gold mine, when Tom negotiated with James Henry Hardwick to get us out of that mess. “How goes the hunt for an office?” I ask. “Not good,” Tom says. “I found one place—only one place—and it’s a cellar halfway up the side of one those mountains.” Being from Illinois, which I gather is flat as a griddle, Tom still thinks anything taller than a tree is a mountain. “Maybe eight foot square, no windows and a dirt floor, and they want a thousand dollars a month for it.” “Is it the cost or the lack of windows that bothers you?” He pauses. Sighs. “Believe it or not, that’s a reasonable price. Everything else I’ve found is worse—five thousand a month for the basement of the Ward Hotel, ten thousand a month for a whole house. The land here is more valuable than anything on it, even gold. I’ve never seen so many people trying to cram themselves into such a small area.” “So it’s the lack of windows.” He gives me a side-eyed glance. “I came to California to make a fortune, but it appears a fortune is required just to get started. I may have to take up employment with an existing firm, like this one.” Peering at us more closely, he says, “I thought you were going to acquire the Joyner house? I mean, I’m glad to see you, but it seems things have gone poorly?” “They’ve gone terribly,” Becky says. “They haven’t gone at all,” I add. “They’ll only release it to Mr. Joyner,” Becky says. Tom’s eyebrows rise slightly. “I did mention that this could be a problem, remember?” “Only a slight one,” I say with more hope than conviction. “Without Mr. Joyner’s signature,” Becky explains, “they’ll sell my wedding cottage at auction. Our options are to buy back what’s ours, which I don’t want to do, or sue to recover it, which is why I’ve come to find you.” If I didn’t know Tom so well, I might miss the slight frown turning his lips. He says, “There’s no legal standing to sue. Andrew Junior is of insufficient age, and both his and Mr. Joyner’s closest male relative would be the family patriarch back in Tennessee. You see, it’s a matter of cov—” “Coverture!” says Becky fiercely. “I know. So what can I do?” “There’s always robbery.” I’m glad I’m not drinking anything, because I’m pretty sure I’d spit it over everyone in range. “Tom!” Becky says. “Are you seriously suggesting—?” “I’m merely outlining your full range of options. You don’t want to buy it back. You have no legal standing to sue for it. That leaves stealing it or letting it go.” This is the Tom we’ve started to see recently. A little angry, maybe a little dangerous. I haven’t made up my mind if I like the change or not. “I’m not letting it go,” Becky says. “Just because a bunch of men pass laws so other men who look just like them can legally steal? Doesn’t mean they should get away with it.” We’ve been noticed; some of the men in the office are eyeing us curiously. “How would you go about stealing it back, Tom?” I ask in a low voice, partly to needle him and partly to find out what he really thinks. He glances around, brows knitting. “I suppose I would get a bunch of men who look like me to pass some laws in my favor and then take it back through legal means.” I laugh in spite of myself. “You’re no help at all,” Becky says.

It would be one hell of a coincidence if private and public universities responded to entirely different sets of cost pressures in the same way over the course of three decades. The most obvious explanation is that nonprofit higher education has become a single industry with premium and generic brands. If you don’t believe me, then at least believe the financial services agency Moody’s, whose 2013 report describes the distinction in the clear and unashamed language of unaccountable finance professionals: “Public universities are now as market driven as private universities, but remain a lower cost option with stronger pricing power.” 19

7 Outstanding Tips for Banner Printing Choosing to produce a printed banner is a fantastic way to maximize your promotional requirements, it helps you to give maximum stand out and showcase your brand. There are a range of options from large PVC banners to simple roller banner solutions to suit all purposes of banner printing. Let’s look at some important points that can help you to make the most out of your printed banner. 1. Use High resolution images While going for banner printing, having good quality images is imperative. If you carry your own camera, then your camera should be able to take decent quality images, but be careful with images from the internet. Not only could you infringe copyright law but the quality is usually quite poor. 2. Clever use of color Your banner printing should be such that maximizes the use of color. Imagine the environment, where will your banner be positioned? What does your competition look like? Then, you can use color to ensure that you stand out from the crowd. If you are an established business, be sure to use your brand colors and clearly position your logo towards the top of the banner, this will make sure you develop a consistent brand identity throughout your marketing material. 3. Count your words Using a large amount of written text can look busy, messy and be off putting to your audience. Try to work out on your key message or brand values and make the banner big and bold. A short & striking message or a graphic will work a hundred times better than a hundred words. The banner printing is meant to grab attention of the viewer, not bore them. 4. Reveal your benefit Succinctly convey your key benefit in your banner headline. Do you have the best price? The best service? The best quality product? Whatever it is, make your banner printing known, specific to your audience and make it centralized. 5. Include an offer Make a time – limited offer to motivate customers to respond quickly. Your offer might even be included in your headline to simplify your banner. 6. Create a memorable call to action Make it clear what customers should do next in order to take advantage of your special offer. Your call to action should be succinct as well as memorable, such as an easy-to-remember URL or phone number. Remember that potential customers will only have a few seconds to digest your banner, so they must be able to retain the action step at a glance. 7. Less is more It is a simple rule but one that makes all the difference. It is very tempting to use a banner to get across every possible message and cram it full of content and images, however from an end user perspective big, bold and simple messaging and graphics is the most effective way to grab attention as well as looking professional and confident.

Survival is a strong instinct, surrender is not an option, and all combat is justifiable homicide. But you pay a price.

If your client can’t beat the competitor in its area of strength, one strategic option is to refocus your client’s business on a competitor’s weakness. If the competitor sells at the lowest prices, has the lowest cost structure, and is realistically unbeatable at the low-price game, you could position your client as the high-priced, highest-quality provider instead.

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More troubling is that when faced with an array of complex options,” the article says, “consumers tend to throw reason out the window and pick a product based on what’s easiest to evaluate, not what’s most important, says Sheena Iyengar, director of the Global Leadership Matrix Program at the Columbia (University) Business School. ‘We stick to the familiar or go by price because we don’t want to deal with so many choices and scrutinize label claims or nutrition information,’ she says.

A call is an option to buy a stated amount of a certain stock at a fixed price—generally near the current market price—at any time during a stated period. Calls on most listed stocks are always on sale by dealers who specialize in them. The purchaser pays a generally rather moderate sum for his option; if the stock then goes up during the stated period, the rise can easily be converted into almost pure profit for him, while if the stock stays put or goes down, he simply tears up his call the way a horseplayer tears up a losing ticket, and loses nothing but the cost of the call. Therefore calls provide the cheapest possible way of gambling on the stock market, and the most convenient way of converting inside information into cash.

Traders had begun to speak of the ‘Greenspan put’ because having him at the Fed was like having a ‘put’ option on the stock market (an option but not an obligation to sell stocks at a good price in the future).

financial contracts known as options. In essence, the buyer of a call option has the right, but not the obligation, to buy an agreed quantity of a particular commodity or financial asset from the seller (‘writer’) of the option at a certain time (the expiration date) for a certain price (known as the strike price). Clearly, the buyer of a call option expects the price of the commodity or underlying instrument to rise in the future. When the price passes the agreed strike price, the option is ‘in the money’ - and so is the smart guy who bought it. A put option is just the opposite: the buyer has the right, but not the obligation, to sell an agreed quantity of something to the seller of the option.

The Daughter of Babylon prophecies are all world events that will happen before the following prophetic events:            a.) the rise of the Antichrist and False Prophet;          b.) the second peace treaty with Israel;          c.) the Rapture of the Church;          d.) the seven year Tribulation period;          e.) the Second Coming of Christ.            The Daughter of Babylon will be removed from the world stage before the above listed prophetic events. In fact, it is the removal of this rich, powerful and influential end times nation that precipitates and leads to the rise of the Antichrist (see Chapter 12 for details). Until the rise of the Antichrist there won’t be a second peace treaty with Israel, nor the seven year Tribulation period which starts with the signing of the treaty. Thus, though escaping the destruction of America by way of a heavenly Rapture would be much preferable to living through it, scripture doesn’t support that option. God’s people, as throughout history, will live in perilous times, with accompanying persecution.

While most consumers say that they would choose a green product over less environmentally friendly options, they would only do it if the price difference is not significant.

The options are really only two: 1.) wait and hope that over a hundred years or so America becomes a Muslim state; or 2.) take America out. There are no other options for radical Jihadists. Given the fact that Jihadists apparently have the resources to take America out, option 2 will clearly be most attractive and doable and much quicker. It would be better for Americans if there were a third option, but that’s just not reality. America is in deadly peril from radical Muslim extremists.

Clip This Article on Location 1397 | Added on Monday, September 1, 2014 4:10:39 PM REVIEW & OUTLOOK An $8.3 Billion Rebuke to the FDA Roche buys a drug approved in Europe but not in America. 359 words Amid this summer's M&A fever, Roche's agreement Monday to buy the San Francisco biotech InterMune deserves special notice. The tie-up is an $8.3 billion guided missile into the fortified bunker that is the Food and Drug Administration. InterMune has never turned a profit in 16 years of existence and other than its clinical expertise the company holds a single asset: an idea for treating a lethal lung disorder called idiopathic pulmonary fibrosis with no known cause, cure or approved therapy—at least in the U.S. An InterMune drug called pirfenidone that slows the progression of irreversible lung scarring is on the market in Europe, Japan, Canada and even China. Bloomberg News But the FDA refused to approve pirfenidone in 2010, despite the 40,000 Americans who are killed annually by lung fibrosis and a positive recommendation from its outside scientific advisory committee. The agency brass claimed the evidence was statistically unsatisfactory, when one clinical trial was inconclusive but another showed strong benefits such as improved lung function. The results of the third trial the FDA ordered were reported earlier this year and confirmed that pirfenidone is even more of a treatment advance than it seemed in 2010, and may prolong life. The agency is expected, finally, to approve the medicine in November. Roche is paying a 38% premium over Friday's closing share price, and 63% over trading before the news of InterMune's corporate suitors broke a few weeks ago. The deal is a big vote of confidence in pirfenidone, not least because a rival lung fibrosis drug is awaiting U.S. approval. Then again, maybe that drug's maker, the German pharmaceutical consortium Boehringer Ingelheim, will have the same FDA experience as InterMune. The Roche deal is a tacit reprimand to the FDA's unscientific and uncompassionate—and wrong—2010 defenestration. Amid medical ambiguity about effectiveness, the humane option is to allow a drug to come to patients and follow on with more research, in particular for a drug with few side effects. Pulmonary fibrosis is a protracted death sentence of three to five years. The FDA denied tens of thousands of dying people better and possibly longer lives in the time they had left. ==========

CUSTOMER USE DATA WORKSHEET FULL TIME: ___ WKS: ____ MOS: _____ PER YEAR PRIMARY SLEEPING (Yours) QUEEN: ____ TWINS: ___      NO PREFERENCE: ______ OTHER SLEEPING AREAS NEEDED (Specify # adults or children) __________________________________ EATING ACCOMMODATIONS – BOOTH OR DINETTE: ___ TABLE & CHAIRS: _____ BATH PREFERENCE – WALK THROUGH: ____ SIDE BATH: _____ PRIVATE COMMODE: ______ FULL HOOK-UP CAMPING: _______% TIME   OR SELF CONTAINED _______% TIME (This helps to determine holding tank, fresh water, and generator needs.) STORAGE NEEDS (both inside and out - i.e. golf clubs, fishing poles, clothes, pots & pans etc.): _________________________________ _________________________________   EQUIPMENT REQUIREMENTS (air conditioner, generator, satellite dish, TVs, TV antenna, CD, DVD, Washer/Dryer, Leveling Jacks, etc.) _________________________________ _________________________________ _________________________________ _________________________________ _________________________________ SPECIAL NEEDS (Handicap requirements etc.) __________________________________ __________________________________ __________________________________ DISLIKES (be honest, this is very important, i.e. center kitchen, split bath, corner bed, fabric colors, wood trim): _______________________________ _______________________________ _______________________________ PRICE RANGE DESIRED: FROM $_________    TO $___________ TRADE IN INFORMATION (Brand/Model/Year): _________________________________ MILES: _______ENG. ______ LENGTH: _____ OPTIONS ON UNIT: ____________________________________ ____________________________________ ____________________________________ ____________________________________ BALANCE OWED: _________ LENDER: ___________ ACCT #: ___________________________________

The structures and initial conditions that are required for successful growth are enumerated in the chapters of this book. They include starting with a cost structure in which attractive profits can be earned at low price points and which can then be carried up-market; being in a disruptive position relative to competitors so that they are motivated to flee rather than fight; starting with a set of customers who had been nonconsumers so that they are pleased with modest products; targeting a job that customers are trying to get done; skating to where the money will be, not to where it was; assigning managers who have taken the right courses in the school of experience and putting them to work within processes and organizational values that are attuned to what needs to be done; having the flexibility to respond as a viable strategy emerges; and starting with capital that can be patient for growth. If you start in conditions such as these, you do not need to see deeply into the future. Attractive choices that lead to success will present themselves. It is when you start in conditions that are opposite to these that attractive options may not appear, and the right choices will be difficult to make.

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Most contemporary option plans have provisions whereby all granted options fully vest immediately prior to an acquisition should the plan and/or options underneath the plan not be assumed by the buyer. While this clearly benefits the option holders and helps incentivize the employees of the seller who hold options, it does have an impact on the seller and the buyer. In the case of the seller, it will effectively allocate a portion of the purchase price to the option holders. In the case of the buyer, it will create a situation in which there is no forward incentive for the employees to stick around since their option value is fully vested and paid at the time of the acquisition, resulting in the buyer having to come up with additional incentive packages to retain employees on a going-forward basis. Many lawyers will advise in favor of a fully vesting option plan because it forces the buyer to assume the option plan, because if it did not, then the option holders would immediately become shareholders of the combined entities. Under the general notion that fewer shareholders are better, this acceleration provision motivates buyers to assume option plans. This theory holds true only if there is a large number of option holders. In the past few years we've seen cases where

Another reason people continue to hurt themselves and others emotionally is that they don’t want to stop. This sounds ludicrous, but it is unfortunately true. The ego in them doesn’t want to stop, even while the goodness in them does. When the ego has the upper hand, it does some terrible things. The ego takes pleasure in doing hurtful things if it believes those things will give it the upper hand, exact revenge, or obtain power or something else it wants. The ego feels justified in having negative feelings; after all, it created that justification with its stories. As a result, it sees its feelings and actions as worth any trouble they create. Because the ego feels entitled to its feelings, it takes a kind of righteous pleasure in being awful. It also doesn’t see any other option. What the ego overlooks is the price that is paid, not only in bad karma and ill will from others, but also internally—to one’s self-esteem. With every negative emotion the ego nurses inside or expresses hurtfully, it digs itself deeper and deeper into a hole of hate, self-loathing, and worthlessness. When people behave badly, is it any wonder they don’t feel good about themselves?

Various companies manufacture drain cleaning chemicals at affordable price and these chemicals are better option for small blockages as they only eat away at a small percentage of the blockage.

Today a Kafir (infidel, non-Muslim believer) living in an Islamic nation can avoid death and physical persecution at the hands of Muslims by paying a Jizyah (poll) tax, annually. However, Muslim Last Day literature provides that once Jesus returns to earth the Jizyah tax will no longer be available, leaving only two options for Christians and Jews: become a Muslim or be decapitated.

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In response to current events, people often reach for historical analogies, and this occasion was no exception. The trick is to choose the right analogy. In August 2007, the analogies that came to mind—both inside and outside the Fed—were October 1987, when the Dow Jones industrial average had plummeted nearly 23 percent in a single day, and August 1998, when the Dow had fallen 11.5 percent over three days after Russia defaulted on its foreign debts. With help from the Fed, markets had rebounded each time with little evident damage to the economy. Not everyone viewed these interventions as successful, though. In fact, some viewed the Fed’s actions in the fall of 1998—three quarter-point reductions in the federal funds rate—as an overreaction that helped fuel the growing dot-com bubble. Others derided what they perceived to be a tendency of the Fed to respond too strongly to price declines in stocks and other financial assets, which they dubbed the “Greenspan put.” (A put is an options contract that protects the buyer against loss if the price of a stock or other security declines.) Newspaper opinion columns in August 2007 were rife with speculation that Helicopter Ben would provide a similar put soon. In arguing against Fed intervention, many commentators asserted that investors had grown complacent and needed to be taught a lesson. The cure to the current mess, this line of thinking went, was a repricing of risk, meaning a painful reduction in asset prices—from stocks to bonds to mortgage-linked securities. “Credit panics are never pretty, but their virtue is that they restore some fear and humility to the marketplace,” the Wall Street Journal had editorialized, in arguing for no rate cut at the August 7 FOMC meeting.

The prognosis for an officer with a traumatic physical injury is improved by early intervention due to personnel who are increasingly more skilled during each step in the process. The same situation applies to psychological injuries. Officers who receive the best psychological care the soonest are those who have the greatest long-term improvements (Artwohl & Christensen, 1997). Immediate intervention at the scene is vital, followed by more advanced care to ensure stability and to determine the next phase of appropriate assistance. Then finally, definitive care to put things back in order to manage the long-term effects of psychological injuries. Officers facing a traumatic stress injury resulting from a single incident, or officers reaching a breaking point from cumulative strain are in desperate need of some basic psychological first aid. This initial intervention commonly falls to the first responding unit or supervisor to arrive and find an officer in need. Nationwide most law enforcement officers lack the understanding to provide traumatic field care for psychological injury. While officers are trained with multiple options on how to deal with members of the public who have been traumatized as the victim of a crime, those in law enforcement rarely discuss how to take care of each other. The goal of the immediate response is to limit the chances of a temporary injury becoming a longer lasting wound in need of more serious care. On-scene psychological intervention is consistent with the model used when initially dealing with a physical injury, such as a gunshot wound in the field. One-on-one intervention should last no more than a half hour and result in the officer being assured his/her physical and mental responses are normal and they are not alone (Kates, 1999). This initial intervention will be rudimentary in nature, but, if handled properly, it sets the groundwork for all future interventions.

Here you start by selecting a barrier. If you bet “Touch” and the price of the asset “touches” (meaning it is equal to or passes through) that barrier at any time up until expiration you win. Or select “No Touch” and you win if the price of the asset never touches the barrier until expiration time.

An investment is tax inefficient if it relies heavily on investment income, instead of its price movement.

I’ll pay you two thousand dollars if you stall.” Mitch blinked, surprised to hear the words that had just come out of his mouth. “What?” Tommy asked, his own surprise clear in his tone. “I will pay you two grand to stall the repair,” he repeated, ignoring the little voice in his head telling him this was wrong. If there was another way, he’d take it, but every other option had variables. And he couldn’t risk variables. “And how long am I supposed to do that?” Mitch calculated how much time he could get away with while not raising Maddie’s suspicions. The small-town thing would only get him so far before it became unbelievable. “Can you make it the end of the week?” If he pushed it until Friday, maybe he could convince her to stay through the weekend instead of making her way back home. That gave him about a week. One week, then he’d let the chips fall where they may. “So let me get this straight, you’re going to pay me two thousand dollars to let the car sit in my garage for a week?” “Plus the cost of the repair,” Mitch added, knowing Maddie would insist on paying for the car herself. “I’ll bring her in this morning, and you tell her the repair will be three to four hundred but will take until Friday to fix. I’ll pay you two thousand dollars on the side.” “You’ve got a real hard-on for this girl.” Tommy laughed, repeating Charlie’s sentiment from last night. “Never mind that. And for fuck’s sake, don’t tell your wife.” It was only right to point out that Tommy was the pussy-whipped one, not him. “Now, that’s going to cost you a little more,” Tommy said in a thoughtful tone. Mitch narrowed his eyes. “You’re telling me two grand isn’t enough?” “It’s plenty for me, but Mary Beth’s silence will cost you something extra.” Ah, hell. He was about to get hustled and there wasn’t a damn thing he could do about it. “Don’t tell her and we won’t have a problem.” Tommy made disapproving sounds, and Mitch could practically see the big, blond ex-captain of the football team rocking back and forth on his chair. “Now, you know I can’t. A good marriage is built on honesty.” Mitch’s grip tightened on his mug, and he silently cursed. “You don’t give a shit that your wife carries your balls in her purse, do you?” Tommy’s chuckle was pure evil. “It’s a small price to pay for matrimonial bliss.” Mitch tried to think of a way out, but for the life of him he couldn’t see one. Between lack of sleep and deprived blood flow, his normally agile mind failed. “And this is nonnegotiable?” “Well, I’m reasonable.” Tommy’s voice took on the tone of a resigned man. “But, you know Mary Beth, and she does like her gossip.” Everyone in town would know about the plot by noon, and as much as Mitch wanted to delude himself, he didn’t think Maddie would stay locked in the house for a week. “Fine.” Mitch ground out through clenched teeth. “I’ll look at your nephew’s case. But I’m not making any promises.” Mary

You’re going to have to extract yourself from the business,” he said. “You’re going to have to bring up your management team, give them more responsibility, coach them more, and let them run the operation.” Pagano didn’t argue. He knew Anderson was right. Sale price aside, the number of potential acquirers, and thus Pagano’s own exit options, would be severely limited as long as he was essential to the company’s operation. He had to remake the business so that it could run without him if he wanted to improve his chances of getting a deal he’d be happy with.

decided to make a price pact with myself. After making time in my timeboxed schedule, I taped a crisp hundred-dollar bill to the calendar on my wall, next to the date of my upcoming workout. Then I bought a ninety-nine-cent lighter and placed it nearby. Every day, I had a choice to make: I would either burn the calories by exercising or burn the hundred-dollar bill. Unless I was certifiably sick, those were the only two options I allowed myself. Any time I found myself coming up with petty excuses, I had a crystal clear external trigger that reminded me of the precommitment I made to myself and to my health. I know what you’re thinking: “That’s too extreme! You can’t burn money like that!” That’s exactly my point. I’ve used this “burn or burn” technique for over three years and have gained twelve pounds of muscle, without ever burning the hundred dollars.

Oscar Wilde: “Many people know the price of everything but the value of nothing.

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I decided to make a price pact with myself. After making time in my timeboxed schedule, I taped a crisp hundred-dollar bill to the calendar on my wall, next to the date of my upcoming workout. Then I bought a ninety-nine-cent lighter and placed it nearby. Every day, I had a choice to make: I would either burn the calories by exercising or burn the hundred-dollar bill. Unless I was certifiably sick, those were the only two options I allowed myself. Any time I found myself coming up with petty excuses, I had a crystal clear external trigger that reminded me of the precommitment I made to myself and to my health. I know what you’re thinking: “That’s too extreme! You can’t burn money like that!” That’s exactly my point. I’ve used this “burn or burn” technique for over three years and have gained twelve pounds of muscle, without ever burning the hundred dollars.

Thayer also said that clinic workers were trained to persuade pregnant mothers, especially hesitant ones, that abortion was their only option: If they’d say, “I’m not able to pay [my bill] today,” then we would say something like, “Well, if you can’t pay $10 today, how are you going to take care of a baby? Have you priced diapers? Do you know how much it costs to buy a car seat? Where would you go for help? There’s no place in Storm Lake (or whatever town they were in), you know, where you can get help as a pregnant mom. So really, don’t you think your smartest choice is termination?

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Government rules permit and encourage a vicious cycle. To the extent that pensions are not fully funded, that their true costs are not paid each year, it means that corporate profits are inflated. Inflated profits mean that share prices for company stock are inflated, because they should represent the profitability of companies. And inflated stock prices mean, in turn, that executives cash in their options for more than they should get.

Sticking with the $2 trillion infrastructure proposal, MMT would have us begin by asking if it would be safe for Congress to authorize $2 trillion in new spending without offsets. A careful analysis of the economy’s existing (and anticipated) slack would guide lawmakers in making that determination. If the CBO and other independent analysts concluded it would risk pushing inflation above some desired inflation rate, then lawmakers could begin to assemble a menu of options to identify the most effective ways to mitigate that risk. Perhaps one-third, one-half, or three-fourths of the spending would need to be offset. It’s also possible that none would require offsets. Or perhaps the economy is so close to its full employment potential that PAYGO is the right policy. The point is, Congress should work backward to arrive at the answer rather than beginning with the presumption that every new dollar of spending needs to be fully offset. That helps to protect us from unwarranted tax increases and undesired inflation. It also ensures that there is always a check on any new spending. The best way to fight inflation is before it happens. In one sense, we have gotten lucky. Congress routinely makes large fiscal commitments without pausing to evaluate inflation risks. It can add hundreds of billions of dollars to the defense budget or pass tax cuts that add trillions to the fiscal deficit over time, and for the most part, we come out unscathed—at least in terms of inflation. That’s because there’s normally enough slack to absorb bigger deficits. Although excess capacity has served as a sort of insurance policy against a Congress that ignores inflation risk, maintaining idle resources comes at a price. It depresses our collective well-being by depriving us of the array of things we could have enjoyed if we had put our resources to good use. MMT aims to change that. MMT is about harnessing the power of the public purse to build an economy that lives up to its full potential while maintaining appropriate checks on that power. No one would think of Spider-Man as a superhero if he refused to use his powers to protect and serve. With great power comes great responsibility. The power of the purse belongs to all of us. It is wielded by democratically elected members of Congress, but we should think of it as a power that exists to serve us all. Overspending is an abuse of power, but so is refusing to act when more can be done to elevate the human condition without risking inflation.

The con with search-based traffic is that they’re not just searching; they’re also comparing options with your competitors. You’ve got to be the price leader, as well as the quality leader and the niche leader.

The list of signals is passed to the function as a float array named sig. The float type is a variable type similar to var, but has lower precision and thus consumes less memory. sig[0] is the first signal passed to the advise function - in this case, it's priceHigh(2). sig[1] is the second signal - priceLow(2) - and so on. The signals are used inside the function just like the elements of a series.

Dividend yield between 3% and 4% Company at least 10 years old and operating in a stable business 5-year average ROE greater than 20% Net debt/average three-year net income is 4.0 or less Call option premium/current stock price should be at least 1% for every 30 days until expiration

SEO group buy tools are a great way to get seo marketing on the cheap. Group buy seo allow companies to purchase seo tools at a set price from one seller, and then split the cost evenly among all of the members in the group. It is an excellent option if you don't have tons of cash laying around for seo marketing or SEO agency fees. This blog post will cover seo group buy tools that are affordable and easy by the pack!

There’s a time and a place for confidence, but your army (confidence) can’t march too far forward of your supply lines (expertise) or you’ll be caught without what you’ll need in order to win the war. There’s a healthy stretching that always pulls you forward, but you have to know enough about your field of impact. Crafting a positioning should tend toward the honest and boring side of this balance. Start by detailing your successful experience, and you can define that in two ways. As you list these instances, concentrate where you’ve been effective on behalf of a client and also made money yourself. I suppose you could add the element of where you’ve enjoyed the work, too, but the truth is that you’re not likely to even list these instances unless that happens to be true. So concentrate on impact and revenue. Eliminate any where both weren’t true. Don’t worry too much about recency, either. Prospects aren’t going to write you off if a particular demonstration of your expertise is more than three years old, for instance. They don’t look that deeply at the claims you make, and you, the expert, are far tougher on yourself than they will be. As we talked about in Foundation Chapter B, you’re attempting to craft a positioning where you are less interchangeable so that withholding your expertise carries some meaning. Think of the options as a spectrum, with the right side depicting a completely undifferentiated firm (I’m an accountant) and the left side depicting the most focused firm you could imagine (I’m an accountant who works with U.S.-based multi-location casual dining brands). At the beginning of this exercise, you are toward the right, wanting to move toward the left and be more differentiated than you are now. You’re aiming for fewer competitors so that your expertise supports a price premium in your work. As you march from right to left, you want to make a complete journey and make really smart positioning decisions. As you work out the intricacies of the positioning journey, there are two forces that slow your progress: one good and one bad.

1 Lamentations 1:21-22 2 Matthew 27:46 APRIL 7 Day 98 Lamentations “And when the people complained, it displeased the Lord: and the Lord heard it; and his anger was kindled; and the fire of the Lord burnt among them, and consumed them that were in the uttermost parts of the camp.” Numbers 11:1 The Psalmist complains to God, “Thou hast made us like sheep for slaughter, and hast scattered us among the nations. Thou hast sold thy people for a trifle, demanding no high price for them. Thou hast made us the taunt of our neighbors, the derision and scorn of those about us.”1 Thus we see that there is more than one kind of lamentation: When the Psalmist does it, God included it in a book of worship, but when Israel did it, God killed them. A friend who was without a job for a protracted period of time was in anguish because he could not provide for his family. He found himself angry with God because he was trapped. He had no options. He knew that he could never abandon God, that looking back he would be embarrassed and apologize to God, but he also experienced pain and disorientation. His committed soul anguished over a destroyed hope, realizing that his only option was to hold tight to God. Then there is the man who challenges God in a spirit of rebellion, like the children of Israel in the wilderness. He is like the person who says, “I can never trust a god who inflicts this kind of pain.” The man who complains because he sees options is the object of God’s wrath.

When it comes to choosing a customer relationship management (CRM) tool, businesses have plenty of options to choose from. Two of the most popular options are Go High Level and Active Campaign. While both tools offer similar features and benefits, there are some key differences that may make one a better fit for your business than the other. Go High Level: Overview and Features Go High Level is an all-in-one sales and marketing platform designed specifically for businesses that want to streamline their customer management processes. The platform offers a wide range of features, including: 1. Sales Automation: Go High Level offers a range of sales automation features, including lead capture forms, appointment scheduling, and automated follow-up emails. 2. Marketing Automation: The platform also offers a range of marketing automation tools, including email marketing campaigns, SMS marketing, and social media marketing. 3. CRM: Go High Level provides a comprehensive CRM solution, with features that include lead management, contact management, and deal tracking. 4. Analytics: The platform also offers detailed analytics and reporting tools, allowing businesses to track the success of their sales and marketing efforts. Active Campaign: Overview and Features Active Campaign is another popular CRM tool that offers a wide range of features and benefits. Some of the key features of Active Campaign include: 1. Email Marketing: Active Campaign is primarily known for its email marketing capabilities, offering a range of tools for creating and managing email campaigns. 2. Marketing Automation: The platform also offers marketing automation tools, including lead capture forms, automated emails, and CRM integration. 3. CRM: Active Campaign provides a comprehensive CRM solution, with features that include lead management, contact management, and deal tracking. 4. E-commerce: Active Campaign offers e-commerce integrations that allow businesses to track customer behavior and make personalized product recommendations. Go High Level vs. Active Campaign: Comparison While both Go High Level and Active Campaign offer similar features and benefits, there are some key differences between the two platforms that businesses should be aware of. 1. Sales and Marketing Automation: While both platforms offer sales and marketing automation features, Go High Level offers a more comprehensive set of tools. This includes appointment scheduling, SMS marketing, and social media marketing. Active Campaign is primarily focused on email marketing, although it does offer some automation features. 2. Ease of Use: Both Go High Level and Active Campaign are user-friendly platforms, but Go High Level is known for its simplicity and ease of use. This makes it a good choice for businesses that are new to CRM tools and want to get up and running quickly. 3. Pricing: Pricing is an important consideration when choosing a CRM tool, both Go High Level and Active Campaign offer competitive pricing. However, Go High Level offers more flexible pricing options, including a pay-as-you-go plan that allows businesses to only pay for the features they need. 4. E-commerce Integration: While both platforms offer e-commerce integrations, Active Campaign is known for its strong e-commerce capabilities. This includes features like abandoned cart tracking, product recommendations, and personalized product recommendations based on customer behavior. 5. Customization: Go High Level offers more customization options than Active Campaign. This includes the ability to create custom workflows and integrations with third-party apps. Which One to Choose? Choosing between Go High Level and Active If you're looking for a simple and easy-to-use platform with a comprehensive set of sales and marketing automation features, Go High Level may be the right choice for you.

When it comes to choosing a customer relationship management (CRM) tool, businesses have plenty of options to choose from. Two of the most popular options are Go High Level and Active Campaign. While both tools offer similar features and benefits, there are some key differences that may make one a better fit for your business than the other. Go High Level: Overview and Features Go High Level is an all-in-one sales and marketing platform designed specifically for businesses that want to streamline their customer management processes. The platform offers a wide range of features, including: 1. Sales Automation: Go High Level offers a range of sales automation features, including lead capture forms, appointment scheduling, and automated follow-up emails. 2. Marketing Automation: The platform also offers a range of marketing automation tools, including email marketing campaigns, SMS marketing, and social media marketing. 3. CRM: Go High Level provides a comprehensive CRM solution, with features that include lead management, contact management, and deal tracking. 4. Analytics: The platform also offers detailed analytics and reporting tools, allowing businesses to track the success of their sales and marketing efforts. Active Campaign: Overview and Features Active Campaign is another popular CRM tool that offers a wide range of features and benefits. Some of the key features of Active Campaign include: 1. Email Marketing: Active Campaign is primarily known for its email marketing capabilities, offering a range of tools for creating and managing email campaigns. 2. Marketing Automation: The platform also offers marketing automation tools, including lead capture forms, automated emails, and CRM integration. 3. CRM: Active Campaign provides a comprehensive CRM solution, with features that include lead management, contact management, and deal tracking. 4. E-commerce: Active Campaign offers e-commerce integrations that allow businesses to track customer behavior and make personalized product recommendations. Go High Level vs. Active Campaign: Comparison While both Go High Level and Active Campaign offer similar features and benefits, there are some key differences between the two platforms that businesses should be aware of. 1. Sales and Marketing Automation: While both platforms offer sales and marketing automation features, Go High Level offers a more comprehensive set of tools. This includes appointment scheduling, SMS marketing, and social media marketing. Active Campaign is primarily focused on email marketing, although it does offer some automation features. 2. Ease of Use: Both Go High Level and Active Campaign are user-friendly platforms, but Go High Level is known for its simplicity and ease of use. This makes it a good choice for businesses that are new to CRM tools and want to get up and running quickly. 3. Pricing: Pricing is an important consideration when choosing a CRM tool, both Go High Level and Active Campaign offer competitive pricing. However, Go High Level offers more flexible pricing options, including a pay-as-you-go plan that allows businesses to only pay for the features they need. 4. E-commerce Integration: While both platforms offer e-commerce integrations, Active Campaign is known for its strong e-commerce capabilities. This includes features like abandoned cart tracking, product recommendations, and personalized product recommendations based on customer behavior. 5. Customization: Go High Level offers more customization options than Active Campaign. This includes the ability to create custom workflows and integrations with third-party apps. Which One to Choose? Choosing between Go High Level and Active Campaign ultimately comes down to your business needs and preferences. If you're looking for a simple and easy-to-use platform with a comprehensive set of sales and marketing automation features, Go High Level may be the right choice for you.

Here’s something self-help books won’t often tell you… growth is lonely. That’s why so many people become stuck… and stay stuck. It takes constant commitment, day in and day out to see real growth in your life. When I was building Spanx, I spent years, almost a decade, mostly alone. I took myself out to dinner alone, I went to department stores to sell Spanx alone, I even went to hibachi … alone! My social life was almost non-existent. But the alternative wasn’t an option. Before that I was living at home with my mom, selling fax machines door to door and trying to do standup comedy (but I wasn’t that funny). Sure, I had friends, went out all the time and dated a lot. But it got old… fast. Getting your shit together comes with a price. And not many people are willing to pay it. But if you are, it’s one of the greatest investments you will ever make.

Our souls weren't made to live without acceptance, without a home. But sin takes us to places we were never meant to go. And since living with rejection isn't an option, we must find acceptance at any price. When our souls lose home, we set out to build a new home.

Iron Butterfly Strategy is built up using package order for all the spreads simultaneously to avoid slippage. Never opted for making one of the spread before the other or buy and sell all the four individual options separately. Sometimes, the market or any particular stock rally considerably and went to overbought or oversold region. In such cases, the market or stock price is anticipated to take reversal and bounce back. The traders or investors may use MACD or RSI indicator to identify the MACD cross over (bullish or bearish) and overbought or oversold zone in RSI indicator. If the RSI indicator goes below 30 level and bounce back crossing the level of 30 from below, it indicates market going up and time to initiate long position. If it is confirmed by MACD bullish crossover, the Bull Put spread of the Iron Butterfly may be initiated first and subsequently the Bear Call spread at higher level. If the RSI indicator goes above 70 level and bounce back crossing the level of 70 from above, it indicates market going down and time to initiate short position. If it is confirmed by MACD bearish crossover, the Bear Call spread of the Iron Butterfly may be initiated first and subsequently the Bull Put spread at lower level.

Ever since the Industrial Revolution, [Thomas Hylland Eriksen] said, our economies have been built around a new and radical idea - economic growth. This is the belief that every year, the economy - and each individual company in it - should get bigger and bigger. That's how we now define success. If a country's economy grows, its politicians are likely to get reelected. ...If a country or a company's share price shrinks, politicians or CEOs face a greater risk of being booted out. Economic growth is the central organising principle of our society. It is at the heart of how we see the world. Thomas explained that growth can happen in one of two ways. The first is that a corporation can find new markets - by inventing something new, or exporting something to a part of the world that doesn't have it yet. The second is that a corporation can persuade existing consumers to consume more. If you can get people to eat more, or to sleep less, then you have found a source of economic growth. Mostly, he believes, we achieve growth today primarily through this second option. Corporations are constantly finding ways to cram more stuff into the same amount of time. To give one example: they want you to watch TV and follow the show on social media. Then you see twice as many ads. This inevitably speeds up life. If the economy has to grow every year, in the absence of new markets it has to get you and me to do more in the same amount of time. As I read Thomas' work more deeply, I realised this is one of the crucial reasons why life has accelerated every decade since the 1880s: we are living in an economic machine that requires greater speed to keep going - and that inevitably degrades our attention over time. If fact, when I reflected on it, this need for economic growth seemed to be the underlying force that was driving so many of the causes of poor attention that I had learned about - our increasing stress, our swelling work hours, our more invasive technologies, our lack of sleep, our bad diets.

Buybacks: How the Game Works Imagine a company – let’s call it FinEng Corp – with sales of $1 billion and a 5 per cent profit margin. The $50 million of profits are taxed at a 30 per cent rate. The company has 500 million shares outstanding and shareholders’ equity of $500 million. The shares trade at 15 times earnings. The corporate incentive plan provides senior executives with 50 million stock options, which strike at the current market price. At this point, FinEng has no

the data was plotted on mathematical diagrams that I invented. These revealed favorable situations and let me quickly specify the appropriate trades. Each day’s closing prices for a convertible and its stock were plotted as a color-coded dot on that particular convertible’s diagram. The diagrams were prepared with curves that were drawn by a computer from my formula and showed the “fair price” of the convertible. The beauty of this was that I could immediately see from the picture whether we had a profitable trading opportunity. If the dot representing the data was above the curve it meant the convertible was overpriced, leading to a possible hedge: Short the convertible, buy the stock. A data point close to or on the curve indicated the price was fair, which meant liquidate an existing position, do not enter a new one. Below the curve meant buy the convertible, short the stock. The distance of the dot from the curve showed me how much profit was available. If we thought it met our target, we tried to put on the trade the next day. The slope of the curve near the data point on my diagram gave me the hedge ratio, which is the number of shares of common stock to use versus each convertible bond, share of preferred, warrant, or option.

Sure, WFO allows to use different price curves for training and for testing. However, you will usually choose your strategy just because of their positive WFO test. This means that the 'out-of-sample' price data in the test period are not so out of sample anymore, since they were used for selecting the best strategy.

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Economists have developed a way to put a price tag on how much this costs workers. In 2018, the median annual compensation was $30,500. In a paper published that year, researchers estimated that in a perfectly competitive market, it would be closer to $41,000 and could be as high as $92,000. These are numbers to pause over: incomes rising by at least a third, just from making markets fair. But as big corporations have gotten bigger, buying up competitors or putting them out of business, workers have fewer and fewer options. Many are vastly underpaid and don’t even realize it. Do you know who does? The bosses and investors.[33]

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Hundreds of years ago in ancient Japan, Japanese farmers began using options to protect the price of their rice crops.

When the trend of the market is down, the sophisticated investor will use put options not only to make money, but also to protect the value of her stock in case prices begin to fall.

if the price of the investor’s stock is $50 per share, a sophisticated investor may have a call option placed at $52 per share and a put option in place at $48 per share.

If the stock’s market price is at $42 and the investor has a put option, which is the option to sell a stock at $48, that option suddenly becomes very valuable—in some cases, much more valuable than the stock itself.

There are sophisticated investors who will straddle a short by buying a call option for $51. If the trend did turn up and the stock price went to $60, the investor would pay $51 per share instead of $60 a share, again minimizing their exposure.

Find a price curve anomaly. Decide for a market inefficiency to exploit – or discover a new one. The best known inefficiencies are listed in the next chapter. Think about which price curve anomaly this effect could produce (an anomaly is any systematic deviation from randomness). Describe it with a quantitative formula or at least a qualitative criteria. You’ll need that for the next step.

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Successful long-term investors like Warren Buffett know that bear markets are buying opportunities.

we don’t recognize it in other places, where these options tend to remain underpriced or not priced at all.

An advise call generates trade rules in C code; Detrend = SHUFFLE tests a strategy with a random price curve; NumTotalCycles can generate statistics from multiple simulation runs; plotHistogram plots histograms.

An option is not a financial asset. It is a simple contract that gives its owner the right to buy (call option) or sell (put option) a certain amount (the multiplier, usually 100) of a stock, a future, or some other asset (the underlying) at a fixed price (the strike) at or before a fixed date (the expiry). Better read the previous sentence twice.

If the underlying price (the spot price) of a call option lies above the strike, the option is in the money; otherwise it’s out of the money.

But options are often bought as an insurance against unwanted price moves of the underlying.

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