Next Chapter In Our Lives Quotes

These five values are both unconventional and uncomfortable. But, to me, they are life-changing. The first, which we’ll look at in the next chapter, is a radical form of responsibility: taking responsibility for everything that occurs in your life, regardless of who’s at fault. The second is uncertainty: the acknowledgement of your own ignorance and the cultivation of constant doubt in your own beliefs. The next is failure: the willingness to discover your own flaws and mistakes so that they may be improved upon. The fourth is rejection: the ability to both say and hear no, thus clearly defining what you will and will not accept in your life. The final value is the contemplation of one’s own mortality; this one is crucial, because paying vigilant attention to one’s own death is perhaps the only thing capable of helping us keep all our other values in proper perspective.

We can’t erase the secrets and marred memories of our pasts, but we can build the next chapter of our lives together.

Our goal over the next few chapters is to address the origin of complex structures—including, but not limited to, living creatures—in the context of the big picture. The universe is a set of quantum fields obeying equations that don’t even distinguish between past and future, much less embody any long-term goals. How in the world did something as organized as a human being ever come to be?

Breadcrumbs are made of peace and lined with grace. When you stumble across one, there is no mistaking where it came from. These divine hints lead us forward, as if God himself is holding out His hand, pulling us along to the next chapter He is writing in our lives.

Tonight was marking the first of many goodbyes yet to come as we all took off in different directions across the map to live out the next chapters of our lives. Would we ever be in the same place like this ever again? Would we remember who we were to each other? Would we grow up and forget to be idiots? Maturity blows.

reasons that one generation must give way to the next, as made clear in another of the letters Jefferson wrote to the equally venerable John Adams near the end of his life: “There is a ripeness of time for death, regarding others as well as ourselves, when it is reasonable we should drop off, and make room for another growth. When we have lived our generation out, we should not wish to encroach on another.

Of all the conceptions of the divine, of all the language Jesus could put on the lips of the God character in the story he tells, that’s what he has the Father say. “You are always with me, and everything I have is yours.” ... Millions of people in our world were told that God so loved the world, that God sent his son to save the world, and that if they accept and believe in Jesus, then they’ll be able to have a relationship with God... But there’s more. Millions have been taught that if they don’t believe, if they don’t accept in the right way, that is, the way the person telling them "the gospel" does, and they were hit by a car and died later that same day, God will have no choice but to punish them forever in conscious torment in hell... A loving heavenly father who will go to extraordinary lengths to have a relationship with them would, in the blink of an eye, become a cruel, mean, vicious tormentor who would ensure that they had no escape from an endless future of agony... if your God is loving one second and cruel the next, if your God will punish people for all eternity for sins committed in a few short years, no amount of clever marketing or compelling language or good music or great coffee will be able to disguise that one, true, glaring, untenable, acceptable, awful reality... sometimes the reason people have a problem accepting the gospel is that they sense that the God lurking behind Jesus isn’t safe, loving, or good. It doesn’t make sense, it can’t be reconciled, and so they say no... God creates, because the endless joy and peace and shared life at the heart of this God knows no other way. Jesus invites us into THAT relationship, the one at the center of the universe... so when the gospel is diminished to a question of whether or not a person will “get into heaven,” that reduces the good news to a ticket, a way to get past the bouncer and into the club. The good news is better than that. (excerpts all from chapter 7)

When the logs in the fireplace crackle merrily, the corpse of a beech or oak is going up in flames. The paper in the book you are holding in your hands right now is made from the shavings of spruce, and birches were expressly felled (that is to say, killed) for this purpose. Does that sound over the top? I don't think so. For if we keep in mind all we have learned in the previous chapters, parallels can definitely be drawn to pigs and pork. Not to put too fine a point on it, we use living things killed for our purposes. Does that make our behavior reprehensible? Not necessarily. After all, we are also part of Nature, and we are made in such a way that we can survive only with the help of organic substances from other species. We share this necessity with all other animals. The real question is whether we help ourselves only to what we need from the forest ecosystem, and-analogous to our treatment of animals-whether we spare the trees unnecessary suffering when we do this. That means it is okay to use wood as long as trees are allowed to live in a way that is appropriate to their species. And that means that they should be allowed to fulfill their social needs, to grow in a true forest environment on undisturbed ground, and to pass their knowledge on to the next generation. And at least some of them should be allowed to grow old with dignity and finally die a natural death.

Our Ideal Citizen—I picture him first and foremost as being busier than a bird-dog, not wasting a lot of good time in day-dreaming or going to sassiety teas or kicking about things that are none of his business, but putting the zip into some store or profession or art. At night he lights up a good cigar, and climbs into the little old 'bus, and maybe cusses the carburetor, and shoots out home. He mows the lawn, or sneaks in some practice putting, and then he's ready for dinner. After dinner he tells the kiddies a story, or takes the family to the movies, or plays a few fists of bridge, or reads the evening paper, and a chapter or two of some good lively Western novel if he has a taste for literature, and maybe the folks next-door drop in and they sit and visit about their friends and the topics of the day. Then he goes happily to bed, his conscience clear, having contributed his mite to the prosperity of the city and to his own bank-account.

programming our subconscious mind with the instructions that it is okay for us to not follow through with the things we intended to do. (More on that in the next chapter:  Why Did You Wake Up This Morning?) We must stop isolating incidents and start seeing the bigger picture. Realize that everything that we do affects who we’re becoming, which is determining the life that we will ultimately create and live. When you see the big picture you start to take the alarm clock more seriously. When the buzzer goes off in the morning and you’re tempted to snooze, you start thinking, Wait—this is not who I want to become—someone who doesn’t even have enough discipline to get out of bed in the morning. I’m getting up now, because I am committed to __________ (waking up early, hitting my goals, creating the life of my dreams, etc.)   Always remember that who you’re becoming is far more important than what you’re doing, and yet it is what you’re doing that is determining who you’re becoming.

Another reason codependency is called a disease is because codependent behaviors—like many self-destructive behaviors—become habitual. We repeat habits without thinking. Habits take on a life of their own.10 Whatever problem the other person has, codependency involves a habitual system of thinking, feeling, and behaving toward ourselves and others that can cause us pain. Codependent behaviors or habits are self-destructive. We frequently react to people who are destroying themselves; we react by learning to destroy ourselves. These habits can lead us into, or keep us in, destructive relationships, relationships that don’t work. These behaviors can sabotage relationships that may otherwise have worked. These behaviors can prevent us from finding peace and happiness with the most important person in our lives—ourselves. These behaviors belong to the only person each of us can control—the only person we can change—ourselves. These are our problems. In the next chapter, we will examine these behaviors. ACTIVITY

Life is an adventure orchestrated by God, and our attempts to be in the driver’s seat will always result in mere frustration. Why? Because this is not the way of authentic love, which involves the total surrender of self. Authentic love calls for sacrifice. That is true of all of us. Whether it’s being up with a baby all night, caring for an aging parent, giving a hurting friend a landing place in your home for a while, or becoming a foster parent, we will be called on to sacrifice. That is the way of the Cross, and we are not offered anything else. It’s easy to think of parenthood as a season of sacrifice that ends so we can move on with our lives. But neither Christ nor the saints ever model living for ourselves. God never tells us, “Wow, thanks for your service. You’ve done your time and please enjoy the next four decades of your life living just for yourself. You’ve been serving others for awhile so grab your sunscreen and enjoy your remaining years drinking cocktails in Aruba.” Can you imagine that being the final chapter of a saint’s life? We are called to live out generous love in whatever opportunities present themselves to us.

Mr. President, Dr. Biden, Madam Vice President, Mr. Emhoff, Americans and the world, when day comes we ask ourselves where can we find light in this never-ending shade? The loss we carry asea we must wade. We’ve braved the belly of the beast. We’ve learned that quiet isn’t always peace. In the norms and notions of what just is isn’t always justice. And yet, the dawn is ours before we knew it. Somehow we do it. Somehow we’ve weathered and witnessed a nation that isn’t broken, but simply unfinished. We, the successors of a country and a time where a skinny black girl descended from slaves and raised by a single mother can dream of becoming president only to find herself reciting for one. And yes, we are far from polished, far from pristine, but that doesn’t mean we are striving to form a union that is perfect. We are striving to forge our union with purpose. To compose a country committed to all cultures, colors, characters, and conditions of man. And so we lift our gazes not to what stands between us, but what stands before us. We close the divide because we know to put our future first, we must first put our differences aside. We lay down our arms so we can reach out our arms to one another. We seek harm to none and harmony for all. Let the globe, if nothing else, say this is true. That even as we grieved, we grew. That even as we hurt, we hoped. That even as we tired, we tried that will forever be tied together victorious. Not because we will never again know defeat, but because we will never again sow division. Scripture tells us to envision that everyone shall sit under their own vine and fig tree and no one shall make them afraid. If we’re to live up to her own time, then victory won’t lie in the blade, but in all the bridges we’ve made. That is the promise to glade, the hill we climb if only we dare. It’s because being American is more than a pride we inherit. It’s the past we step into and how we repair it. We’ve seen a forest that would shatter our nation rather than share it. Would destroy our country if it meant delaying democracy. This effort very nearly succeeded. But while democracy can be periodically delayed, it can never be permanently defeated. In this truth, in this faith we trust for while we have our eyes on the future, history has its eyes on us. This is the era of just redemption. We feared it at its inception. We did not feel prepared to be the heirs of such a terrifying hour, but within it, we found the power to author a new chapter, to offer hope and laughter to ourselves so while once we asked, how could we possibly prevail over catastrophe? Now we assert, how could catastrophe possibly prevail over us? We will not march back to what was, but move to what shall be a country that is bruised, but whole, benevolent, but bold, fierce, and free. We will not be turned around or interrupted by intimidation because we know our inaction and inertia will be the inheritance of the next generation. Our blunders become their burdens. But one thing is certain, if we merge mercy with might and might with right, then love becomes our legacy and change our children’s birthright. So let us leave behind a country better than one we were left with. Every breath from my bronze-pounded chest we will raise this wounded world into a wondrous one. We will rise from the gold-limbed hills of the West. We will rise from the wind-swept Northeast where our forefathers first realized revolution. We will rise from the Lake Rim cities of the Midwestern states. We will rise from the sun-baked South. We will rebuild, reconcile and recover in every known nook of our nation, in every corner called our country our people diverse and beautiful will emerge battered and beautiful. When day comes, we step out of the shade aflame and unafraid. The new dawn blooms as we free it. For there is always light. If only we’re brave enough.

When planners fail to account for gender, public spaces become male spaces by default. The reality is that half the global population has a female body. Half the global population has to deal on a daily basis with the sexualised menace that is visited on that body. The entire global population needs the care that, currently, is mainly carried out, unpaid, by women. These are not niche concerns, and if public spaces are truly to for everyone, we have to start accounting for the lives of the other half of the world. And, as we've seen, this isn't just a matter of justice: it's also a matter of simple economics. By accounting for women's care responsibilities in urban planning, we make it easier for women to engage fully in the paid workforce - and as we will see in the next chapter, this is a significant driver of GDP. By accounting for the sexual violence women face and introducing preventative measures - like providing enough single-sex public toilets we save money in the long run by reducing the significant economic cost of violence against women. When we account for female socialisation in the design of our open spaces and public activities, we again save money in the long run by ensuring women's long-term mental and physical health. - In short, designing the female half of the world out of our public spaces is not a matter of resources. It's a matter of priorities, and, currently, whether unthinkingly or not, we just aren't prioritising women. This is manifestly unjust, and economically illiterate. Women have an equal right to public resources: we must stop excluding them by design

ONCE YOU’VE HOOKED readers, your next task is to put your early chapters to work introducing your characters, settings, and stakes. The first 20-25% of the book comprises your setup. At first glance, this can seem like a tremendous chunk of story to devote to introductions. But if you expect readers to stick with you throughout the story, you first have to give them a reason to care. This important stretch is where you accomplish just that. Mere curiosity can only carry readers so far. Once you’ve hooked that sense of curiosity, you then have to deepen the pull by creating an emotional connection between them and your characters. These “introductions” include far more than just the actual moment of introducing the characters and settings or explaining the stakes. In themselves, the presentations of the characters probably won’t take more than a few scenes. After the introduction is when your task of deepening the characters and establishing the stakes really begins. The first quarter of the book is the place to compile all the necessary components of your story. Anton Chekhov’s famous advice that “if in the first act you have hung a pistol on the wall, then in the following one it should be fired” is just as important in reverse: if you’re going to have a character fire a gun later in the book, that gun should be introduced in the First Act. The story you create in the following acts can only be assembled from the parts you’ve shown readers in this First Act. That’s your first duty in this section. Your second duty is to allow readers the opportunity to learn about your characters. Who are these people? What is the essence of their personalities? What are their core beliefs (even more particularly, what are the beliefs that will be challenged or strengthened throughout the book)? If you can introduce a character in a “characteristic moment,” as we talked about earlier, you’ll be able to immediately show readers who this person is. From there, the plot builds as you deepen the stakes and set up the conflict that will eventually explode in the Inciting and Key Events. Authors sometimes feel pressured to dive right into the action of their stories, at the expense of important character development. Because none of us wants to write a boring story, we can overreact by piling on the explosions, fight sequences, and high-speed car chases to the point we’re unable to spend important time developing our characters. Character development is especially important in this first part of the story, since readers need to understand and sympathize with the characters before they’re hit with the major plot revelations at the quarter mark, halfway mark, and three-quarters mark. Summer blockbusters are often guilty of neglecting character development, but one enduring exception worth considering is Stephen Spielberg’s Jurassic Park. No one would claim the film is a leisurely character study, but it rises far above the monster movie genre through its expert use of pacing and its loving attention to character, especially in its First Act. It may surprise some viewers to realize the action in this movie doesn’t heat up until a quarter of the way into the film—and even then we have no scream-worthy moments, no adrenaline, and no extended action scenes until halfway through the Second Act. Spielberg used the First Act to build suspense and encourage viewer loyalty to the characters. By the time the main characters arrive at the park, we care about them, and our fear for their safety is beginning to manifest thanks to a magnificent use of foreshadowing. We understand that what is at stake for these characters is their very lives. Spielberg knew if he could hook viewers with his characters, he could take his time building his story to an artful Climax.

What a joy this book is! I love recipe books, but it’s short-lived; I enjoy the pictures for several minutes, read a few pages, and then my eyes glaze over. They are basically books to be used in the kitchen for one recipe at a time. This book, however, is in a different class altogether and designed to be read in its entirety. It’s in its own sui generis category; it has recipes at the end of most of the twenty-one chapters, but it’s a book to be read from cover to cover, yet it could easily be read chapter by chapter, in any order, as they are all self-contained. Every bite-sized chapter is a flowing narrative from a well-stocked brain encompassing Balinese culture, geography and history, while not losing its main focus: food. As you would expect from a scholar with a PhD in history from Columbia University, the subject matter has been meticulously researched, not from books and articles and other people’s work, but from actually being on the ground and in the markets and in the kitchens of Balinese families, where the Balinese themselves learn their culinary skills, hands on, passed down orally, manually and practically from generation to generation. Vivienne Kruger has lived in Bali long enough to get it right. That’s no mean feat, as the subject has not been fully studied before. Yes, there are so-called Balinese recipe books, most, if I’m not mistaken, written by foreigners, and heavily adapted. The dishes have not, until now, been systematically placed in their proper cultural context, which is extremely important for the Balinese, nor has there been any examination of the numerous varieties of each type of recipe, nor have they been given their true Balinese names. This groundbreaking book is a pleasure to read, not just for its fascinating content, which I learnt a lot from, but for the exuberance, enthusiasm and originality of the language. There’s not a dull sentence in the book. You just can’t wait to read the next phrase. There are eye-opening and jaw-dropping passages for the general reader as Kruger describes delicacies from the village of Tengkudak in Tabanan district — grasshoppers, dragonflies, eels and live baby bees — and explains how they are caught and cooked. She does not shy away from controversial subjects, such as eating dog and turtle. Parts of it are not for the faint-hearted, but other parts make you want to go out and join the participants, such as the Nusa Lembongan fishermen, who sail their outriggers at 5.30 a.m. The author quotes Miguel Covarrubias, the great Mexican observer of the 1930s, who wrote “The Island of Bali.” It has inspired all writers since, including myself and my co-author, Ni Wayan Murni, in our book “Secrets of Bali, Fresh Light on the Morning of the World.” There is, however, no bibliography, which I found strange at first. I can only imagine it’s a reflection of how original the subject matter is; there simply are no other sources. Throughout the book Kruger mentions Balinese and Indonesian words and sometimes discusses their derivations. It’s a Herculean task. I was intrigued to read that “satay” comes from the Tamil word for flesh ( sathai ) and that South Indians brought satay to Southeast Asia before Indonesia developed its own tradition. The book is full of interesting tidbits like this. The book contains 47 recipes in all, 11 of which came from Murni’s own restaurant, Murni’s Warung, in Ubud. Mr Dolphin of Warung Dolphin in Lovina also contributed a number of recipes. Kruger adds an introduction to each recipe, with a detailed and usually very personal commentary. I think my favorite, though, is from a village priest (pemangku), I Made Arnila of the Ganesha (Siwa) Temple in Lovina. water. I am sure most will enjoy this book enormously; I certainly did.” Review published in The Jakarta Globe, April 17, 2014. Jonathan Copeland is an author and photographer based in Bali. thejakartaglobe/features/spiritual-journey-culinary-world-bali

In this next season of our lives, show us, Jesus, how to seek your kingdom first, above everything else. Rather than spending more money on ourselves, where would you have us invest our time, talent, and treasure; our energy, tears, and laughter? What new chapters of your story of redemption and restoration would you write through us? We pray with gratitude and anticipation, in your loving name. Amen.

The scriptures begin not with a set of principles or proverbs but with the voice of a narrator, a storyteller: “In the beginning when God created the heavens and the earth, the earth was a formless void and darkness covered the face of the deep” (Gen. 1:1–2), and they end with a worshipful cry for the story of God to move to its next, dramatic chapter: “Amen. Come, Lord Jesus!” (Rev. 22:20). The Bible contains diverse literary forms and genres, but they are all enclosed in a grand narrative parenthesis. To the eye of faith, to be human is to be a creature, and to be a creature is to be enmeshed in the story of creation. A major theme in the theology of baptism, to name another place of narrative investment, is that through baptism Christians are gathered up into the identity of Jesus Christ, which means at least in part that we now see our lives in the shape and pattern of the story of Jesus. Jesus is, as Hebrews puts it, the “pioneer and perfecter of our faith” (Heb. 12:2). He has blazed the trail ahead of us, and his story is now our story.

Once you have made peace with the present moment, see what happens, what you can do or choose to do, or rather what life does through you. There are three words that convey the secret of the art of living, the secret of all success and happiness: One with Life. Being one with life is being one with Now. You then realize that you don't live your life, but life lives you. Life is the dancer and you are the dance. —Eckhart Tolle

Today is the first day in the next chapter of my life.  My best friend, Ivy, and I are leaving home to finish college. We will be roommates and have the time of our lives. She has been staying at our house since November of our senior year in high school.  My parents agreed to help us both with college if we would take two years of basic courses at the local junior college.  Now we are moving to Springfield, Missouri to attend Missouri State University. 

Without failure, none of us would be able to move forward. Failure is what propels us to the next chapter of our lives,

All we can do is perform our lives as gloriously as possible. For my part, I’m happy to take my applause where I can. This is the end because I cannot write the next chapter, it needs to be lived.

discover you’re gradually adopting a life of contemplation and humility. Many of our friends say these can be the best years of your life. A friend shared the story of her grandfather who lived actively, walking in Rittenhouse Park every day and immersed in charity work until his last six weeks. He had three rules: Surround yourself with people of all ages. Have interests beyond your family because family members have their own lives to lead. Learn something new every day. At some point you’ll probably begin to experience some physical and mental limitations. For instance, you may begin to find travel more difficult and instead wish to seek activities that reduce stress. You may no longer want to take on complex responsibilities that require you to lead and redefine your involvement so that you’re active but not in charge.

In New York City on a February morning nearly fifty years later, the faintest pale light begins to limn the buildings. A movie, a romantic adventure. It still plays that way in my imagination. And yet, unlike in a movie, I will now pay the consequences of my foolish actions. So many years later, when I have finally begun to offer something of value to the world, something that heals the wounds of time and life, I will have to flee, leave it all behind. I can’t bear it. Worse, though, how can I bear prison? Either way, I will no longer live the life I so love. A tear stings my eye. I don’t want to give this up. This home, these nieces of mine, my Instagram world, this full and satisfying life. Wallowing has never been my style. But . . . where will I go? Who will be there when I arrive? In the dark, I let myself shed tears of regret. My phone rings in my hand, startling me. The screen says Asher. My heart drops. “Asher? Is everything all right?” “Sam is in the hospital. Intensive care.” And suddenly the vistas of faraway lands disappear, and I see myself in prison gray, because I cannot leave my niece. I won’t. “I’ll be right there.” Chapter Eighteen Sam The next time I awaken, my headache is vaguely less horrific. It’s still there, pulsing around the skin of my brain, and I feel dizzy and strange, but I can also actually see a little bit. There are no windows, so I can’t tell what time it is. An IV pumps drugs into my arm, and a machine beeps my heartbeat. I swing my head carefully to the right, and there is Asher, sound asleep. He looks terrible, his skin pale and greasy, his hair unkempt. The vision from my dream pops up, of him balding and older, our two little boys,

It’s no wonder we are anxious and feel boundaries are only acceptable and legitimate if the other person agrees with and respects them. In other words, instead of stating our boundaries and ending the sentence with a period, we tag on a question. “You good with that?” “Okay?” “Does that work?” “This is understandable, right?” “You see where I’m coming from, yes?” Posing a boundary as a question opens us up to be questioned, debated, and disrespected. If a boundary is presented with doubt, it won’t be effectively carried out. Now, add on top of that the weird notion that if we are Christians, then we are absolutely obligated to sacrifice what’s best for us in the name of laying down our lives for others. (See here for some specific scriptures that have been wrongly used to make people feel guilty about their boundaries.) Where did we get the idea that we aren’t allowed to say no, have limitations, or be unwilling to tolerate other people’s bad behavior? If we are filtering our thoughts of boundaries through wrong perceptions, it’s no wonder many of us find boundaries not just challenging but pretty close to impossible. Here’s why: We aren’t sure who we really are. We aren’t sure what we really need. We aren’t sure that if others walked away from us, we’d be okay. We’ll get to what we need in the next chapter, but for now let’s take an honest look at an important question. Who are you?

What if it is somehow our misunderstood, unacknowledged, looping relationship to our future that makes us ill—or at least, that contributes to our suffering—and not our failure to connect appropriately to our past? Could some neuroses be time loops misrecognized and denied, the way we haunt ourselves from our futures and struggle to reframe it as being about our past history? The next two chapters will examine this question through the lives of two famously precognitive and neurotic writers. Both show strikingly how creativity may travel together with trauma and suffering along the resonating string that connects us to the Not Yet.

What if it is somehow our misunderstood, unacknowledged, looping relationship to our future that makes us ill—or at least, that contributes to our suffering—and not our failure to connect appropriately to our past? Could some neuroses be time loops misrecognized and denied, the way we haunt ourselves from our futures and struggle to reframe it as being about our past history? The next two chapters will examine this question through the lives of two famously precognitive and neurotic writers. Both show strikingly how creativity may travel together with trauma and suffering along the resonating string that connects us to the Not Yet. 12 Fate, Free Will, and Futility — Morgan Robertson’s Tiresias Complex Who can tell us of the power which events possess … Are their workings in the past or in the future; and are the more powerful of them those that are no longer, or those that are not yet? Is it to-day or to-morrow that moulds us? Do we not all spend the greater part of our lives under the shadow of an event that has not yet come to pass? — Maurice Maeterlinck, “The Pre-Destined” (1914) The monkey wrench precognition appears to throw into the problem of free will is an important part of the force field inhibiting serious consideration of it by many people in our culture. It may have been a fear of the inevitability of things prophesied that made the whole subject so anathema to Freud, for example. In a society that places priority on success and the individual’s responsibility for its attainment, it is both taken for granted and a point of fierce conviction that we choose and that our choices are not completely made for us by the inexorable clockwork of matter—the Newtonian inertia that brought the Titanic and the Iceberg, mere inert objects, together. Scientists may pay lip service to determinism—Freud himself did—but the inevitability of material processes due to causes “pushing” from the past somehow feels less restrictive than a block universe in which our fate is already set. The radical predestination implied by time loops may rob “great men” of their ability to claim credit for their successes.

The only real question about all this finitude is whether we’re willing to confront it or not. And this, for Heidegger, is the central challenge of human existence: since finitude defines our lives, he argues that living a truly authentic life—becoming fully human—means facing up to that fact. We must live out our lives, to whatever extent we can, in clear-eyed acknowledgment of our limitations, in the undeluded mode of existence that Heidegger calls “Being-towards-death,” aware that this is it, that life is not a dress rehearsal, that every choice requires myriad sacrifices, and that time is always already running out—indeed, that it may run out today, tomorrow, or next month. And so it’s not merely a matter of spending each day “as if” it were your last, as the cliché has it. The point is that it always actually might be. I can’t entirely depend upon a single moment of the future. Obviously, from any ordinary perspective, this all sounds intolerably morbid and stressful. But then, to the extent that you manage to achieve this outlook on life, you’re not seeing it from an ordinary perspective—and “morbid and stressful,” at least according to Heidegger, are exactly what it is not. On the contrary, it’s the only way for a finite human being to live fully, to relate to other people as full-fledged humans, and to experience the world as it truly is. What’s really morbid, from this perspective, is what most of us do, most of the time, instead of confronting our finitude, which is to indulge in avoidance and denial, or what Heidegger calls “falling.” Rather than taking ownership of our lives, we seek out distractions, or lose ourselves in busyness and the daily grind, so as to try to forget our real predicament. Or we try to avoid the intimidating responsibility of having to decide what to do with our finite time by telling ourselves that we don’t get to choose at all—that we must get married, or remain in a soul-destroying job, or anything else, simply because it’s the done thing. Or, as we saw in the previous chapter, we embark on the futile attempt to “get everything done,” which is really another way of trying to evade the responsibility of deciding what to do with your finite time—because if you actually could get everything done, you’d never have to choose among mutually exclusive possibilities. Life is usually more comfortable when you spend it avoiding the truth in this fashion. But it’s a stultifying, deadly sort of comfort. It’s only by facing our finitude that we can step into a truly authentic relationship with life.

Life would be more straightforward if we knew what we needed to find out, if we were told at birth exactly what we need to know to be happy. But in a complex world, it’s impossible to know what might be useful in the future. It’s important, therefore, to spread our cognitive bets. Curious people take risks, try things out, allow themselves to become productively distracted. They know that something they learn by chance today may well come in useful tomorrow or spark a new way of thinking about an entirely different problem. The more unpredictable the environment, the more important a seemingly unnecessary breadth and depth of knowledge become. Humans have always had to deal with complexity; felling a woolly mammoth is not simple. But now that we live in larger, more varied, faster-changing societies than ever before, curiosity is more important—and more rewarding—than it has ever been. This applies to who we need to know, as well as what. Another striking thing about Leonardo’s list is how many house visits he will have to make. His curiosity makes him highly sociable. Montaigne wrote of how travel to different regions and countries allows us to “rub and polish our brains” against others, and Leonardo seems keen to polish his brain against as many others as possible. Out of the fifteen tasks in the complete list, at least eight involve consultations with other people, and two involve other people’s books. It is easy to imagine Leonardo eagerly approaching each expert, intent on drawing out their knowledge, beginning each conversation with “Dimmi. . . .” People who are deeply curious are more likely to be good at collaboration. They seek out new acquaintances and allies in the process of building their stock of cultural knowledge. In the next chapter we’ll look more closely at the curiosity of babies and children and at why some of them are more likely than others to grow into adults who share Leonardo’s passionate curiosity. * Perceptual curiosity, which diversive curiosity encompasses, refers specifically to the seeking out of physical experience—it is what drives people up mountains and down rivers, just to see what’s there. * Of course, one obvious way to reduce the danger of firearms is to restrict their availability, but that debate is beyond the scope of this book. I use guns here simply as an extreme example of the power of diversive curiosity.

for the rest of the night. Other than to refuel with holiday leftovers. “Would you still love me if I told you I didn’t know what tasted better, Christmas leftovers or you?” Jana cocked her eyebrow with a sexy smile on her face. Damn, she was beautiful. “No but I will be mad unless you do some very thorough research and come up with a satisfying answer…” I grinned. This Christmas was unlike any of the others Jana and I had spent together. This time we had two little boys, a bigger family and we’d faced our biggest threat yet and come out on top. “If it’s for the sake of research, consider me in babe.” And I spent the rest of the night doing science. Between the gorgeous legs of my beautiful wife. I was pretty sure in that moment, life for the Reckless Bastard’s couldn’t get any better. Merry friggin’ Christmas to us! * * * * If you think the Reckless Bastards are spicy bad boys, they’re nothing compared to the steam in my next series Reckless MC Opey, TX Chapter where Gunnar and Maisie move to Texas! There’s also a sneak peek on the next page.   Don’t wait — grab your copy today!  Copyright © 2019 KB Winters and BookBoyfriends Publishing Inc Published By: BookBoyfriends Publishing Inc Chapter One Gunnar “We’re gonna be cowboys!” Maisie had been singing that song since we got on the interstate and left Nevada and the only family we’d had in the world behind. For good. Cross was my oldest friend, and I’d miss him the most, even though I knew we’d never lose touch. I’d miss Jag too, even Golden Boy and Max. The prospects were cool, but I had no attachment to them. Though I gave him a lot of shit, I knew I’d even miss Stitch. A little. It didn’t matter that the last year had been filled with more shit than gold, or that I was leaving Vegas in the dust, we were all closer for the hell we’d been through. But still, I was leaving. Maisie and I’d been on the road for a couple of days. Traveling with a small child took a long damn time. Between bathroom breaks and snack times we’d be lucky to make it to Opey by the end of the month. Lucky for me, Maisie had her mind set on us becoming cowboys, complete with ten gallon hats, spurs and chaps, so she hadn’t shed one tear, yet. It wasn’t something I’d been hoping for but I was waiting patiently for reality to sink in and the uncontrollable sobs that had a way of breaking a grown man’s heart. “You’re not a boy,” I told her and smiled through the rear view mirror. “Hard to be a cowboy if you’re not even a boy.” Maisie grinned, a full row of bright white baby teeth shining back at me right along with sapphire blue eyes and hair so black it looked to be painted on with ink. “I’m gonna be a cowgirl then! A cowgirl!” She went on and on for what felt like forever, in only the way that a four year old could, about all the cool cowgirl stuff she’d have. “Boots and a pony too!” “A pony? You can’t even tie your shoes or clean up your toys and you want a pony?” She nodded in that exaggerated way little kids did. “I’ll learn,” she said with the certainty of a know it all teenager, a thought that terrified the hell out of me. “You’ll help me, Gunny!” Her words brought a smile to my face even though I hated that fucking nickname she’d picked up from a woman I refused to think about ever again. I’d help Maisie because that’s what family did. Hell, she was the reason I’d uprooted my entire fucking life and headed to the great unknown wilds of Texas. To give Maisie a normal life or as close to normal as I was capable of giving her. “I’ll always help you, Squirt.” “I know. Love you Gunny!” “Love you too, Cowgirl.” I winked in the mirror and her face lit up with happiness. It was the pure joy on her face, putting a bloom in her cheeks that convinced me this was the right thing to do. I didn’t want to move to Texas, and I didn’t want to live on a goddamn ranch, but that was my future. The property was already bought and paid for with my name

EUREKA! THE OLDEST SPIRITUAL ENTITY IN CREATION IS 42 YEARS AS THE LONGEST SERVING LIVING PERFECT MASTER ON EARTH IS 74 YEARS IN OUR MIDST. THE GOLDEN BIRTH THAT GAVE MEANING TO LIFE In the beginning was The Word, The Word was MAHARAJ JI. On Saturday, December 20, 1947 Maharaj Ji took a Nigerian Body as Satguru Maharaj Ji to dwell among men. This Divine evolutionary process, which occurred in the Gold-mining town of Tutuka, Obuasi, Ghana was heralded by the mid-afternoon Eclipse of the Sun 74 years ago and bore fruits 33 years later in faraway London as the Golden Boy, Mohammed Sahib Akanji Akinbami Ajirobatan Dan Ibrahim, on January 1, 1980 out of Divine Providence, be came the Divine Chosen ONE to carry the baton of Mastership as Satguru Maharaj Ji to save the world from peril. This is in fulfillment of the scriptures as well as prediction of the Sages of Our Time that: i. "For you yourselves to know very well that the Lord will come just like a thief in the night." (Thess 5:2). ii. Dr T. Lobsang Rampa, the famous Tibetan mystic, known for numerous predictions on world issues in one of his books "Chapters of Life" made it clear that at the turn of the millennium, the next Living Perfect Master/World Leader to save the world, whose manifestation would bring the Golden Age of Life. All that is needed is for our brothers and sisters who are facing disasters beyond human control to extend their search, since that is the essence of the Master's manifestation. in. Shri Prempal Singh Rawat's "Peace Bomb" Divine Lecture. He said, "there is no doubt and why should there be any doubt about it? There is a Greater Soul coming Who MOHAMMED SAHIB you will understand better. If you listen to Him, you will be greater than now, Right from the most thickly populated Black Nation in the world, Nigeria, Africa, where civilization started." …. on July 17, 1976 at the University of Pennsylvania, State of Pennsylvania, USA. Since the hen comes first before the egg, the spiritual birth of Satguru Maharaj Ji, The Christ/Mahdi of Our Time on January 1, 1980 could have been a mirage if the physical birth of Mohammed Sahib Akanji Akinbami Ajirobatan Dan Ibrahim did not occur 74 years ago. Come and join the commemorative party that gave meaning to humanity's isolated existence. Today, mankind will neither suffer nor die again. Like the warm embrace between the Sun and Moon that welcome Maharaj Ji's birth, it is profoundly significant for all races to embrace one another as children of the same Almighty Universal Father, MAHARAJ JI. Eureka, the world is saved because The Satguru has successfully and firmly anchored the world on its two feet (Black and White). Happy Celebrations!

About you . Deuteronomy 6:5 You shall love the Lord your God with all your heart and with all your soul and with all your might. Deuteronomy 30:6 “Moreover the Lord your God will circumcise your heart and the heart of your descendants, to love the Lord your God with all your heart and with all your soul, so that you may live. Matthew 22:37 And He said to him, “ ‘ You shall love the Lord your God with all your heart, and with all your soul, and with all your mind.’ Mark 12:30 and you shall love the Lord your God with all your heart, and with all your soul, and with all your mind, and with all your strength.’ Luke 10:27 And he answered, “ You shall love the Lord your God with all your heart, and with all your soul, and with all your strength, and with all your mind; and your neighbor as yourself.” V'ahav'ta eit Adonai Elohekha b'khol l'vav'kha uv'khol naf'sh'kha uv'khol m'odekha. וְאָהַבְתָּ, אֵת יְהוָה אֱלֹהֶיךָ, בְּכָל-לְבָבְךָ וּבְכָל-נַפְשְׁךָ, וּבְכָל-מְאֹדֶךָ. Shared with Public Name pronunciation Add a name pronunciation Other names Add a nickname, a birth name... Favorite quotes "Perhaps I can best describe my experience of doing mathematics in terms of a journey through a dark unexplored mansion. You enter the first room of the mansion and it's completely dark. You stumble around bumping into the furniture, but gradually you learn where each piece of furniture is. Finally, after six months or so, you find the light switch, you turn it on, and suddenly it's all illuminated. You can see exactly where you were. Then you move into the next room and spend another six months in the dark. So each of these breakthroughs, while sometimes they're momentary, sometimes over a period of a day or two, they are the culmination of - and couldn't exist without - the many months of stumbling around in the dark that precede them." ~ Andrew Wiles "Anyone who claims to be in the light but hates a brother or sister is still in the darkness. Anyone who loves their brother and sister lives in the light, and there is nothing in them to make them stumble. But anyone who hates a brother or sister is in the darkness and walks around in the darkness. They do not know where they are going, because the darkness has blinded them." ~ First Epistle of John, chapter 2, verse 9-11 "As nightfall does not come at once, neither does oppression. It is in such twilight that we all must be aware of change in the air - however slight - lest we become victims of the darkness." ~ William O. Douglas For God, who said, “Let light shine out of darkness,” made his light shine in our hearts to give us the light of the knowledge of God’s glory displayed in the face of Christ. ~ Paul & Timothy in the Second Epistle to the Corinthians

For the new human, “wise” means something very different. It means being self-aware. Aspiring to your full potential. Noticing your character flaws. Identifying what makes you happy and what makes you miserable, then taking action to nudge yourself toward the happy end of the continuum. Living as a spiritual being on a physical path. Taking care of all your material needs just like your ancestors—then going beyond those to Bliss Brain. Bliss Brain is the brain of the future. It’s beckoning us to the next stage of evolution, and a wisdom that transcends the best of our ancestry. SELECTIVE ATTENTION Selective attention is the process of bringing desired experiences to the foreground of consciousness while delegating others to the background. When we train ourselves to direct our attention deliberately, we are able to shift our emotions in a positive direction even amid the distractions and annoyances of everyday life. The trick is to practice the subject-object shift we learned in Chapter 3. Even when you’re being buffeted by a strong emotion like the fear that served Caveman Brain so well, selective attention allows you to change. You can shift to the perspective of a witness, downregulate the intensity of feeling, and move yourself to a positive state. Selective attention doesn’t mean denying the problems you face. It isn’t avoidance; it’s making a choice from among a palette of options. While acting on fear was the best option for Caveman Brain, a conscious person examines all the options before selecting a thought, feeling, or behavior. By using the power of selective attention, we reshape our brains.

Life is an exquisite novel, and every individual is a chapter within its boundless pages, and within its pages, we craft our unique narratives. We fill its chapters with moments, Emotions, Connections, and Lessons. Our lives are novels filled with drama, adventure, and profound moments that define our essence. And as we conclude our individual books, our stories blend into the anthology of Humanity. We become the legends, the anecdotes, and the folklore, passed down from one generation to the next. For in the end, it's the stories we leave behind that continue to resonate and inspire.

The second day of Katy's visit was devoted to the luncheon-party of which Rose had written in her letter, and which was meant to be a reunion or "side chapter" of the S.S.U.C. Rose had asked every old Hillsover girl who was within reach. There was Mary Silver, of course, and Esther Dearborn, both of whom lived in Boston; and by good luck Alice Gibbons happened to be making Esther a visit, and Ellen Gray came in from Waltham, where her father had recently been settled over a parish, so that all together they made six of the original nine of the society; and Quaker Row itself never heard a merrier confusion of tongues than resounded through Rose's pretty parlor for the first hour after the arrival of the guests. There was everybody to ask after, and everything to tell. The girls all seemed wonderfully unchanged to Katy, but they professed to find her very grown up and dignified. "I wonder if I am," she said. "Clover never told me so. But perhaps she has grown dignified too." "Nonsense!" cried Rose; "Clover could no more be dignified than my baby could. Mary Silver, give me that child this moment! I never saw such a greedy thing as you are; you have kept her to yourself at least a quarter of an hour, and it isn't fair." "Oh, I beg your pardon," said Mary, laughing and covering her mouth with her hand exactly in her old, shy, half-frightened way. "We only need Mrs. Nipson to make our little party complete," went on Rose, "or dear Miss Jane! What has become of Miss Jane, by the way? Do any of you know?" "Oh, she is still teaching at Hillsover and waiting for her missionary. He has never come back. Berry Searles says that when he goes out to walk he always walks away from the United States, for fear of diminishing the distance between them." "What a shame!" said Katy, though she could not

Next, we want to help them through the turbulence of becoming adults, and then we don’t want to miss out on the grandchildren. And then? Travel, perhaps? Discover the world, take up painting, and volunteer somewhere so we feel we’re still needed? Tell me, when is the right time? And what is the best way to go? A sudden accident? An unexpected heart attack? Or knowing that death is near, giving you the chance to say good-bye? It’s always hard. How lucky that death isn’t the final chapter in our lives.

Step 2: Reverse the polarity In this step, you write down an intention that supports you in “reversing the polarity” – shifting the focus from acting to receiving. For so much of our lives, we are in a “doing” mode. We feel we need to take action to get things done, and of course in many cases action is the only way forward – but not always. Sometimes we have to reverse the polarity and just receive. This is one of those times. The idea is first to reverse the usual polarity of making effort in your daily life and thinking you are in control of the outcome. Next, replace that habit with receptivity to whatever appears. This “reverse the polarity” practice is the essential next step in a controlled precognition session, because it allows your superconscious or higher self to communicate with your conscious mind. At first, it isn’t always easy to “let go” and enter a receptive mode, so it works best to create an intention designed to help you reverse the polarity. This intention should also contain a summarized version of the Higher-Self Handshake (Chapter 4). Go ahead and write down this combined intention, right under where you wrote about your mental and emotional state. I am letting myself go into receiving mode to receive exactly the right information about the target during this controlled precognition session. I allow my conscious mind and my higher self to do exactly their correct jobs and only their correct jobs.

In the ending, we lose or let go of our old outlook, our old reality, our old attitudes, our old values, our old self-image.2 We may resist this ending for a while. We may try to talk ourselves out of what we are feeling, and when we do give in, we may be swept by feelings of sadness and anger. Why is this happening to me? My friends aren't troubled by such things! •​Next, we find ourselves in the neutral zone between the old and new—yet not really being either the old nor the new. This confusing state is a time when our lives feel as though they have broken apart or gone dead. We get mixed signals, some from our old way of being and some from a way of being that is still unclear to us. Nothing feels solid. Everything is up for grabs. Yet for that very reason, it is a time when we sometimes feel that anything is possible. So the in-between time can be a very creative time too. •​Finally, we take hold of and identify with some new outlook and some new reality, as well as new attitudes and a new self-image. When we have done this, we feel that we are finally starting a new chapter in our lives. No matter how impossible it was to imagine a future earlier, life now feels as though it is back on its track again. We have a new sense of ourselves, a new outlook, and a new sense of purpose and possibility.

his face shield, I imagined him frowning. He probably wasn’t used to being talked back to, let alone questioned about Olympus’s reputation. Even Ivy went quiet as I stood with my hands on my hips. “Get out of my way, little girl,” the Defender said. “I’m not moving,” I said. “If you want to beat on me too, go ahead. Show these people what Olympus really stands for.” He took a step toward me, but something told me he wasn’t sure what he was doing. Maybe it was the way he hesitated, or maybe it was how fast his shoulders were bouncing up and down—rapid breathing no doubt caused by anxiety. Dax moved next to me. “You want to beat on me, too?” Next, Danika joined my side. “Or me?” Rose and Echo joined our human barrier and without a word, crossed their arms over their chests. All of a sudden, someone from the group of Prototypes shouted, “Baby beater!” Someone threw a ball of yarn at the Defender’s head, and more voices erupted throughout the Pillars. “Monster!” “Useless!” “Pick on someone your own size!” I couldn’t believe what I was seeing. Even the Prototypes—all teenagers born and raised in Olympus—were standing up for us. For the first time in my life, I felt like I belonged… like I was part of something bigger than myself. In Lutum, no one had ever dared stand up to a Defender, and now, hundreds of people had followed my example. My lips stretched into a smile as the Defender froze. Before anything else could happen, a loud alarm blared overhead. Red lights flashed as the sound filled the Pillars, and one by one, the Prototypes rushed out of the room. Chapter 24 ────────── “Do you have any idea what you’ve done?” Ivy said, out of breath. She hurried down the corridor, urging us to follow. “He’s going to have my head for this… Oh God. I can’t… I can’t believe you all did that.” As we ran with the crowd of Prototypes, the alarm continued to sound. People ran in all directions, trying to run back into their living quarters. Although I’d never heard this alarm before, I knew it wasn’t good. What were they going to do? Punish everyone? Were people running to hide? Or was the alarm meant

Why is it that we say we see something distinctive in these lives and not, say, in a politician hoping for our vote, or a lawyer doing her job, or even a soldier risking his life for the sake of his country? Because the scientists and philosophers are to this extent right, that people generally act on the basis of rational self-interest. Consciously or otherwise, we seek to hand on our genes to the next generation. Individually and as groups, tribes, nations and civilisations, we are engaged in a Darwinian struggle to survive. All this we know, and though the terminology may change from age to age, people have known it for a very long time indeed. But here and there we see acts, personalities, lives, that seem to come from somewhere else, that breathe a larger air. They chime with the story we read in chapter 1, about a God who creates in love, who has faith in us, who summons us to greatness and forgives us when, as from time to time we must, we fall, the God whose creativity consists in self-effacement, in making space for the otherness that is us. This has nothing whatsoever to do with the physical laws, Darwinian or otherwise, governing biology, and everything to do with the making of meaning out of the communion of souls linked in loyalty and love. Stephen Jay Gould and Richard Lewontin see such flowerings of the spirit as ‘spandrels’, decorative motifs that have nothing to do with the weight-bearing architecture of life.15 Like most people, I see them as the redemption of life from mere existence to the fellowship of the divine. As Isaiah Berlin said, there are people tone deaf to the spirit. There is no reason to expect everyone to believe in God or the soul or the music of the universe as it sings the improbability of its existence. God is the distant voice we hear and seek to amplify in our systems of meaning, each particular to a culture, a civilisation, a faith. God is the One within the many; the unity at the core of our diversity; the call that leads us to journey beyond the self and its strivings, to enter into otherness and be enlarged by it, to seek to be a vehicle through which blessing flows outwards to the world, to give thanks for the miracle of being and the radiance that shines wherever two lives touch in affirmation, forgiveness and love.

Mid June 2012 …Young, as time passed, I missed you more than ever. My exasperation with Toby festered with each passing day. When I finally could not tolerate our tempestuous relationship, I confronted the young man. After a heated emotional argument, Toby left our unfinished discussion in a state of vexation. I did not realize he was using the age-old psychological threat of overdosing himself to obtain my attention. I found him unconscious, foaming at the corner of his mouth from consuming an entire bottle of sleeping pills. He was rushed to hospital. I would not have been able to live with my guilt if Toby had died. He recovered from this ordeal, but my respect for him had plummeted. Instead of loving him, I felt sorry and pitied him. This was a malignant sign of what was to come. To appease him, we often kissed and made up after impassioned disputes. I made false promises that I had no intention of keeping. These desolate pledges soon dissolved into self-abhorrence. I had allowed myself to be trapped into a situation, and I could not figure out a solution. Throughout this ordeal, I threw myself into my engineering studies, channeling my unhappiness into what I enjoyed best. I could not give myself fully to the boy, and had little respect for him. When we made love, I shut him out. Instead, I saw you in our sexual liaisons. Toby was merely a vehicle to satisfy my sexual desires to be with you. Throughout the years we were together, it was you I made love to, not Toby or anyone else. I could not and would not release you from my mind. The pain of losing you was too oppressive, until the fateful day I suffered a nervous breakdown. I ended up in a hospital, in the psychiatric ward. Aria and Ari came to nurse me back to health. Aria stayed for two weeks until I could commence classes again. I knew I had to get away from this toxic relationship. The day I graduated I enrolled in a postgraduate program in Alberta, Canada. I desired to be as far away from New Zealand as possible; I needed to be away from Toby and to find myself again. I finally had a solid and legitimate excuse to separate from the boy. I was glad when Toby’s parents demanded their son’s return to the Philippines after his graduation so that he could take over his father’s business. Toby did not wish to return to Manila, but had no choice. His father threatened to cut off his financial support if he did not return. Thanks to universal intervention, my freedom was restored. I began a new life in Canada. That, my dearest Young, was the beginning of a new chapter in my life. The rest will be revealed to you in our next correspondence. For now, be happy, be well, and most importantly, be you at all times: the Young whom I love and cherish. Andy, Xoxoxo

The separation of mind and body that informs medical practice is also the dominant ideology in our culture. We do not often think of socio-economic structures and practices as determinants of illness or well-being. They are not usually “part of the equation.” Yet the scientific data is beyond dispute: socio-economic relationships have a profound influence on health. For example, although the media and the medical profession — inspired by pharmaceutical research — tirelessly promote the idea that next to hypertension and smoking, high cholesterol poses the greatest risk for heart disease, the evidence is that job strain is more important than all the other risk factors combined. Further, stress in general and job strain in particular are significant contributors both to high blood pressure and to elevated cholesterol levels. Economic relationships influence health because, most obviously, people with higher incomes are better able to afford healthier diets, living and working conditions and stress-reducing pursuits. Dennis Raphael, associate professor at the School of Health Policy and Management at York University in Toronto has recently published a study of the societal influences on heart disease in Canada and elsewhere. His conclusion: “One of the most important life conditions that determine whether individuals stay healthy or become ill is their income. In addition, the overall health of North American society may be more determined by the distribution of income among its members rather than the overall wealth of the society…. Many studies find that socioeconomic circumstances, rather than medical and lifestyle risk factors, are the main causes of cardiovascular disease, and that conditions during early life are especially important.” The element of control is the less obvious but equally important aspect of social and job status as a health factor. Since stress escalates as the sense of control diminishes, people who exercise greater control over their work and lives enjoy better health. This principle was demonstrated in the British Whitehall study showing that second-tier civil servants were at greater risk for heart disease than their superiors, despite nearly comparable incomes. Recognizing the multigenerational template for behaviour and for illness, and recognizing, too, the social influences that shape families and human lives, we dispense with the unhelpful and unscientific attitude of blame. Discarding blame leaves us free to move toward the necessary adoption of responsibility, a matter to be taken up when we come in the final chapters to consider healing.

Chapter 3 What to Do with Money as You Save It Chapters 1 and 2 should have helped you understand the theory behind frugality and develop a practical plan to live on less than half your take-home pay; all in the context of building up your first $25,000. After reading those two chapters, you should understand what you need to do to put yourself in position to save thousands of dollars per month on a middle class income. Now, it’s time to deploy those savings in such a way as to develop your first year of financial runway. Your goal is stockpile a reserve capable of funding your frugal lifestyle for around a full year. Unlike many Americans who struggle to make ends meet, you now face a new problem. A good problem. You now have to decide how to deploy your rapidly expanding savings so that they extend your financial runway as much as possible. There are three initial steps that should be completed, in order, for the seeker of early financial freedom to build up that one-year stockpile. These three steps are (1) to build up an emergency fund of $1000 to $2000; (2) to pay off all “bad debts” (we define this term below) and build strong credit; and then (3) to build up one year of financial runway in the form of cash or equivalents By completing these three steps, readers will set themselves up for the next phase of wealth generation, discussed in part II. They will have the cash and credit they need to buy a home with ease, and will have the financial runway they need to pursue career opportunities with little risk of financial ruin. Central to the discussion in this chapter will be the concepts of debt—both good and bad debt—and credit. We must pay off our bad debts immediately, and treat them as a financial crisis. Good debts can still delay financial freedom, but may not need to be paid off early if money can be put to higher and better use in the meantime. While paying off bad debts and managing other debts, readers will want to focus on improving their credit scores as much as possible, and increase their access to credit.

More generally, I tend not to trust Facebook status updates, for reasons that I will discuss in the next chapter—namely, our propensity to lie about our lives on social media.

the OED also maintains a list of the old words we use most often, and they are words we might expect: the, be, to, of and, of course, and. But what are the most commonly used nouns? Month is at number 40. Life is number 9. Day is 5, and Year is 3. Person is at number 2, while the most commonly used noun in the English language is time.2 The OED observes that our lexicon relies on time not merely as a single word, but as a philosophy: more actions and phrases depend on time than any other. On time, last time, fine time, fast time, recovery time, reading time, all-time. The list goes on for ages. It leaves us in no doubt of time’s unassailable presence in our lives. And reading just the beginning of that list might lead one to imagine we have come too far, and are travelling too fast, to reinvent time or stop it altogether. But as we shall see in the next chapter, we once had a notion that such things were both possible and desirable.

First, try new things, expecting that some will fail. Second, make failure survivable: create safe spaces for failure or move forward in small steps. As we saw with banks and cities, the trick here is finding the right scale in which to experiment: significant enough to make a difference, but not such a gamble that you’re ruined if it fails. And third, make sure you know when you’ve failed, or you will never learn. As we shall see in the next chapter, this last one is especially difficult when it comes to adapting in our own lives.

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