Multiply Money Quotes

When money realizes that it is in good hands, it wants to stay and multiply in those hands.

The more your money works for you, the less you have to work for money.

Every man with a little leisure and enough money for railway tickets, every man, indeed, who knows how to read, has it in his power to magnify himself, to multiply the ways in which he exists, to make his life full, significant and interesting.

I like money, I love it, I use it wisely, constructively, and judiciously. Money is constantly circulating in my life. I release it with joy, and it returns to me multiplied in a wonderful way. It is good and very good. Money flows to me in avalanches of abundance. I use it for good only, and I am grateful for my good and for the riches of my mind.

Money loves to multiply. Money loves to grow.

Money is beautiful. And the more money I have, the more beautiful it is. And I feel like my money gets more beautiful every single day. And every day, I see more beauty in it as it keeps growing and multiplying and flowing and expanding.

The value of money has been settled by general consent to express our wants and our property, as letters were invented to express our ideas; and both these institutions, by giving a more active energy to the powers and passions of human nature, have contributed to multiply the objects they were designed to represent.

Habits are the compound interest of self-improvement. The same way that money multiplies through compound interest, the effects of your habits multiply as you repeat them. They seem to make little difference on any given day and yet the impact they deliver over the months and years can be enormous. It is only when looking back two, five, or perhaps ten years later that the value of good habits and the cost of bad ones becomes strikingly apparent.

I am wealth, prosperity, and abundance. God multiplies this and I give thanks I AM receiving more and more money everyday.

And the reason Luke is thinking about time and free will is because he believes that money is the closest human beings have ever come to crystallizing time and free will into a compact physical form. Cash. Cash is a time crystal. Cash allows you to multiply your will, and it allows you to speed up time. Cash is what defines us as a species. Nothing else in the universe has money.

Hate subtracts from your life. Virtue adds to your life. Love multiplies your life. Envy divides your life. When full of love, the heart is at its highest potential. When full of lust, the heart is at a mediocre potential. When full of greed, the heart is at its lowest potential. Love knits people together; the love of money tears them apart.

By far the biggest leverage point in any business is marketing. If you get 10% better at marketing, this can have an exponential or multiplying effect on your bottom line.

Knowledge is power. And with money comes great power that requires the right knowledge to keep it and make it multiply. Without that knowledge, the world pushes you around.

Books are doors that lead out into the street,” Patricia would tell her. “You learn from them, educate yourself, travel, dream, imagine, live other lives, multiply your own life a thousand times. Where can you get more for your money, Mexicanita? And they also keep all sorts of bad things at bay: ghosts, loneliness, shit like that.

I like money. I believe that it is God's Activity, that it is good. I use it with wisdom. I release it with joy. I send it forth without fear, for I know that under a Divine Law, it comes back to me increased and multiplied.

Marrying Cal, the scion of a family whose wealth dated to the Industrial Revolution and had multiplied through every turn of the American economy since, ought to have eased her worries about failing to climb as high as she believed she deserved. But the money was his, not theirs. The unspoken power this gave him kept her from asking: Why don't you stay home?

The value of money is subjective, depending on age. At the age of one, one multiplies the actual sum by 145,000, making one pound seem like 145,000 pounds to a one-year-old. At seven – Bertie’s age – the multiplier is 24, so that five pounds seems like 120 pounds. At the age of twenty four, five pounds is five pounds; at forty five it is divided by 5, so that it seems like one pound and one pound seems like twenty pence. (All figures courtesy of Scottish Government Advice Leaflet: Handling your Money.)

Time should be reproduced and multiplied

Life is given to be invested in multiplying

Chile, it's Friday! The sun is shining, money is circulating & multiplying, y'all live & live to the fullest. No drama, no time for that extra anyway. Head up, all smiles - LK

He had allowed the advertisers to multiply his wants; he had learned to equate happiness with possessions, and prosperity with money to spend in a shop.

When you increase and multiply, you get much more influence and reach beyond your imagination

with money comes great power that requires the right knowledge to keep it and make it multiply.

When you seek power and control over other people, you waste energy. When you seek money or power for the sake of the ego, you spend energy chasing the illusion of happiness instead of enjoying happiness in the moment. When you seek money for personal gain only, you cut off the flow of energy to yourself, and interfere with the expression of nature’s intelligence. But when your actions are motivated by love, there is no waste of energy. When your actions are motivated by love, your energy multiplies and accumulates — and the surplus energy you gather and enjoy can be channeled to create anything that you want, including unlimited wealth.

Don't beg for houses, build them. Don't beg for jobs, create them. Don't beg for degrees, acquire them. Don't beg for titles, earn them. Don't beg for opportunities, provide them. Don't beg for helpers, draw them. Don't beg for possessions, attain them. Don't beg for followers, win them. Don't beg for admirers, multiply them. Don't beg for money, work for it. Don't beg for power, contest for it. Don't beg for success, strive for it. Don't beg for respect, achieve for it. Don't beg for friendship, love for it. Don't beg for eminence, perform for it. Don't beg for honor, accomplish for it. Don't beg for devotion, contest it. Don't beg for love, serve for it. Don't beg for understanding, yearn for it. Don't beg for freedom, struggle for it. Don't beg for equality, vote for it. Don't beg for justice, combat for it. Don't beg for peace, battle for it. Don't beg for change, push for it. Don't beg for education, labor for it. Don't beg for dignity, contend for it. Don't beg for unity, endeavor for it.

money to make money. Because wealth can be invested and therefore multiplied, money creates a natural cycle in which the rich get richer, stretching out the tail. Those who have nothing to invest simply can’t participate in that cycle and remain clumped at the bottom.

The currency of evolution is neither hunger nor pain, but rather copies of DNA helixes. Just as the economic success of a company is measured only by the number of dollars in its bank account, not by the happiness of its employees, so the evolutionary success of a species is measured by the number of copies of its DNA. If no more DNA copies remain, the species is extinct, just as a company without money is bankrupt. If a species boasts many DNA copies, it is a success, and the species flourishes. From such a perspective, 1,000 copies are always better than a hundred copies. This is the essence of the Agricultural Revolution: the ability to keep more people alive under worse conditions. Yet why should individuals care about this evolutionary calculus? Why would any sane person lower his or her standard of living just to multiply the number of copies of the Homo sapiens genome? Nobody agreed to this deal: the Agricultural Revolution was a trap.

The Social Security system is a $75 trillion problem. Again, just to give you a sense of scale: Let’s say you started a business the day Jesus Christ was born. Let’s say you weren’t exactly a good businessman, and your business lost a million dollars every day—right through yesterday. How much longer would it take before your losses added up to $1 trillion? About 718 more years should do it, give or take a few months. And that’s just one trillion. Multiply that by seventy-five, and you have the size of the Social Security problem. That’s the amount it would take to fully fund Social Security for all current workers and retirees. To realize the magnitude of the problem we’re facing, consider the fact that the total of all wealth in America is about $60 trillion. We could confiscate every item of value from every American household, including cash and investments, and apply the value to the problem—and still not have enough money to fund Social Security fully.

It is unquestionable true that the £1,000 which you deposit at A today may be reissued tomorrow, and form a deposit at B. The day after that, reissued from B, it may form a deposit at C... and so on to infinitude; and that the same £1,000 in money may, thus, by a succession of transfers, multiply itself into a sum of deposits absolutely infinite.

I like money, I love it, I use it wisely, constructively, and judiciously. Money is constantly circulating in my life. I release it with joy, and it returns to me multiplied in a wonderful way. It is good and very good Money flows to me in avalanches of abundance. I use it for good only, and I am grateful for my good and for the riches of my mind.

In this season, your relationships are being healed, your money is coming, and your “gold” is being released. Your latter end shall be more glorious than your beginning. Your possession shall multiply, and your family constellations shall have a second go at life. You will have an encounter with the God of the second chance. Be encouraged, and remember to pray without ceasing (1 Thess. 5:17).

In the old days, farmers would keep a little of their home-made opium for their families, to be used during illnesses, or at harvests and weddings; the rest they would sell to the local nobility, or to pykari merchants from Patna. Back then, a few clumps of poppy were enough to provide for a household's needs, leaving a little over, to be sold: no one was inclined to plant more because of all the work it took to grow poppies - fifteen ploughings of the land and every remaining clod to be built; purchases of manure and constant watering; and after all that, the frenzy of the harvest, each bulb having to be individually nicked, drained and scrapped. Such punishment was bearable when you had a patch or two of poppies - but what sane person would want to multiply these labours when there were better, more useful crops to grow, like wheat, dal, vegetables? But those toothsome winter crops were steadily shrinking in acreage: now the factory's appetite for opium seemed never to be seated. Come the cold weather, the English sahibs would allow little else to be planted; their agents would go from home to home, forcing cash advances on the farmers, making them sign /asámi/ contracts. It was impossible to say no to them: if you refused they would leave their silver hidden in your house, or throw it through a window. It was no use telling the white magistrate that you hadn't accepted the money and your thumbprint was forged: he earned commissions on the oppium adn would never let you off. And, at the end of it, your earnings would come to no more than three-and-a-half sicca rupees, just about enough to pay off your advance.

Instead of seeing the goal, think about it using a technique called lofty questions by author Christie Marie Sheldon. Here you phrase the vision that you want for yourself as a question in the present tense. For example: Why am I so easily able to visit incredible countries? Why am I so good at making, keeping, and multiplying money? Why am I so successful in love? Why am I at my ideal weight? For many people, the phrases are easier to do than the visualization.

When legislators, after having ruined men by war and taxes, persevere in their idea, they say to themselves, “If the people suffer, it is because there is not money enough. We must make some.” And as it is not easy to multiply the precious metals, especially when the pretended resources of prohibition have been exhausted, they add, “We will make fictitious money, nothing is more easy, and then every citizen will have his pocket-book full of it, and they will all be rich.

So I got to thinking that perhaps that’s what money is: a crystallization—or, rather, a homogenization—of time and free will into those things we call dollars and pounds and yen and euros. Money multiplies your time. It also expands your agency and broadens the number of things you can do accordingly. Big-time lottery winners haven’t won ten million dollars—they’ve won ten thousand person-years of time to do pretty much anything they want anywhere on Earth. Windfalls are like the crystal meth version of time and free will.

something's knocking at the door     a great white light dawns across the continent as we fawn over our failed traditions, often kill to preserve them or sometimes kill just to kill. it doesn’t seem to matter: the answers dangle just out of reach, out of hand, out of mind.     the leaders of the past were insufficient, the leaders of the present are unprepared. we curl up tightly in our beds at night and wait. it is a waiting without hope, more like a prayer for unmerited grace.     it all looks more and more like the same old movie. the actors are different but the plot’s the same: senseless.     we should have known, watching our fathers. we should have known, watching our mothers. they did not know, they too were not prepared to teach. we were too naive to ignore their counsel and now we have embraced their ignorance as our own. we are them, multiplied. we are their unpaid debts. we are bankrupt in money and in spirit.     there are a few exceptions, of course, but these teeter on the edge and will at any moment tumble down to join the rest of us, the raving, the battered, the blind and the sadly corrupt.     a great white light dawns across the continent, the flowers open blindly in the stinking wind, as grotesque and ultimately unlivable our 21st century struggles to be born.

Cockroaches are survivors. Turn on the lights and you will see a scattering of casino hosts in three thousand dollar bespoken suits, corporate fruit flies in empty suits, lawyer-class slime on their way to the courthouse to go shopping for other people's money, bankers shilling bad loans by bundling them together with good ones and sending them down the financial pipeline knowing that they stand protected by the political scum from every level of government who have risen to breathtaking heights of mediocrity, tossing a couple of bucks from the public till to the obedient myrmidons in exchange for their votes. While decaying empire crumble, cockroaches multiply among the ruins. - Bonjour Amigos

What is the most beautiful place you’ve ever seen?” Dragging his gaze from the beauty of the gardens, Ian looked down at the beauty beside him. “Any place,” he said huskily, “were you are.” He saw the becoming flush of embarrassed pleasure that pinkened her cheeks, but when she spoke her voice was rueful. “You don’t have to say such things to me, you know-I’ll keep our bargain.” “I know you will,” he said, trying not to overwhelm her with avowals of love she wouldn’t yet believe. With a grin he added, “Besides, as it turned out after our bargaining session, I’m the one who’s governed by all the conditions, not you.” Her sideways glance was filled with laughter. “You were much too lenient at times, you know. Toward the end I was asking for concessions just to see how far you’d go.” Ian, who had been multiplying his fortune for the last four years by buying shipping and import-export companies, as well as sundry others, was regarded as an extremely tough negotiator. He heard her announcement with a smile of genuine surprise. “You gave me the impression that every single concession was of paramount importance to you, and that if I didn’t agree, you might call the whole thing off.” She nodded with satisfaction. “I rather thought that was how I ought to do it. Why are you laughing?” “Because,” he admitted, chuckling, “obviously I was not in my best form yesterday. In addition to completely misreading your feelings, I managed to buy a house on Promenade Street for which I will undoubtedly pay five times its worth.” “Oh, I don’t think so,” she said, and, as if she was embarrassed and needed a way to avoid meeting his gaze, she reached up and pulled a leaf off an overhanging branch. In a voice of careful nonchalance, she explained, “In matters of bargaining, I believe in being reasonable, but my uncle would assuredly have tried to cheat you. He’s perfectly dreadful about money.” Ian nodded, remembering the fortune Julius Cameron had gouged out of him in order to sign the betrothal agreement. “And so,” she admitted, uneasily studying the azure-blue sky with feigned absorption, “I sent him a note after you left itemizing all the repairs that were needed at the house. I told him it was in poor condition and absolutely in need of complete redecoration.” “And?” “And I told him you would consider paying a fair price for the house, but not one shilling more, because it needed all that.” “And?” Ian prodded. “He has agreed to sell it for that figure.” Ian’s mirth exploded in shouts of laughter. Snatching her into his arms, he waited until he could finally catch his breath, then he tipped her face up to his. “Elizabeth,” he said tenderly, “if you change your mind about marrying me, promise me you’ll never represent the opposition at the bargaining table. I swear to God, I’d be lost.” The temptation to kiss her was almost overwhelming, but the Townsende coach with its ducal crest was in the drive, and he had no idea where their chaperones might be. Elizabeth noticed the coach, too, and started toward the house. "About the gowns," she said, stopping suddenly and looking up at him with an intensely earnest expression on her beautiful face. "I meant to thank you for your generosity as soon as you arrived, but I was so happy to-that is-" She realized she'd been about to blurt out that she was happy to see him, and she was so flustered by having admitted aloud what she hadn't admitted to herself that she completely lost her thought. "Go on," Ian invited in a husky voice. "You were so happy to see me that you-" "I forgot," she admitted lamely.

Lettuce harvests in Salinas, melons in Brawley, grapes in Parlier, oranges in Ontario, cotton in Firebaugh -- and, finally, Santa Clara, the prune country. And because this place was pleasing to the eye, or because they were tired of their endless migration, Juan Rubio and his wife settled here to raise their children. And, remembering his country, Juan thought that his distant cousin, the great General Zapata, had been right when, in speaking of Juan, he once said to Villa, 'He will go far, that relative of mine.' Now this man who had lived by the gun all his adult life would sit on his haunches under the prune trees, rubbing his sore knees, and think, Next year we will have enough money and we will return to our country. But deep within he knew he was one of the lost ones. And as the years passed him by and his children multiplied and grew, the chant increased in volume and rate until it became a staccato NEXT YEAR! NEXT YEAR! And the chains were incrementally heavier on his heart.

Mafiosi, for Franchetti, were entrepreneurs in violence, specialists who had developed what today would be called the most sophisticated business model in the marketplace. Under the leadership of their bosses, mafia bands ‘invested’ violence in various commercial spheres in order to extort protection money and guarantee monopolies. This was what he called the violence industry. As Franchetti wrote, [in the violence industry] the mafia boss . . . acts as capitalist, impresario and manager. He unifies the management of the crimes committed . . . he regulates the way labour and duties are divided out, and controls discipline amongst the workers. (Discipline is indispensable in this as in any other industry if abundant and constant profits are to be obtained.) It is the mafia boss’s job to judge from circumstances whether the acts of violence should be suspended for a while, or multiplied and made fiercer. He has to adapt to market conditions to choose which operations to carry out, which people to exploit, which form of violence to use.

Courage isn't about being fearless; it's about being able to do the right thing even if you're afraid. And similarly, addressing the major problems of our time isn't about feeling a strong compulsion to do so. It's about trying to address them even when internal compulsion utterly fails to capture the scope of the problems we face. It's easy to look at especially virtuous people — Gandhi, Mother Teresa, Nelson Mandela — and conclude that they must have cared more than we do. But I don't think that's the case. Nobody gets to comprehend the scope of these problems. The closest we can get is doing the multiplication: finding something we care about, putting a number on it, and multiplying. And then trusting the numbers more than we trust our feelings. Because our feelings lie to us. When you do the multiplication, you realize that addressing global poverty and building a brighter future deserve more resources than currently exist. There is not enough money, time, or effort in the world to do what we need to do. There is only you, and me, and everyone else who is trying anyway.

the investor would need more than a mere falling off in both earnings and price to give him a sound basis for purchase. He should require an indication of at least reasonable stability of earnings over the past decade or more—i.e., no year of earnings deficit—plus sufficient size and financial strength to meet possible setbacks in the future. The ideal combination here is thus that of a large and prominent company selling both well below its past average price and its past average price/earnings multiplier. This would no doubt have ruled out most of the profitable opportunities in companies such as Chrysler, since their low-price years are generally accompanied by high price/earnings ratios. But let us assure the reader now—and no doubt we shall do it again—that there is a world of difference between “hindsight profits” and “real-money profits.” We doubt seriously whether the Chrysler type of roller coaster is a suitable medium for operations by our enterprising investor. We have mentioned protracted neglect or unpopularity as a second cause of price declines to unduly low levels. A current case of this kind would appear to be National Presto Industries. In the bull market of 1968 it sold at a high of 45, which was only 8 times the $5.61 earnings for that year. The per-share profits increased in both 1969 and 1970, but the price declined to only 21 in 1970. This was less than 4 times the (record) earnings in that year and less than its net-current-asset value. In March 1972 it was selling at 34, still only 5½ times the last reported earnings, and at about its enlarged net-current-asset value.

Was this luck, or was it more than that? Proving skill is difficult in venture investing because, as we have seen, it hinges on subjective judgment calls rather than objective or quantifiable metrics. If a distressed-debt hedge fund hires analysts and lawyers to scrutinize a bankrupt firm, it can learn precisely which bond is backed by which piece of collateral, and it can foresee how the bankruptcy judge is likely to rule; its profits are not lucky. Likewise, if an algorithmic hedge fund hires astrophysicists to look for patterns in markets, it may discover statistical signals that are reliably profitable. But when Perkins backed Tandem and Genentech, or when Valentine backed Atari, they could not muster the same certainty. They were investing in human founders with human combinations of brilliance and weakness. They were dealing with products and manufacturing processes that were untested and complex; they faced competitors whose behaviors could not be forecast; they were investing over long horizons. In consequence, quantifiable risks were multiplied by unquantifiable uncertainties; there were known unknowns and unknown unknowns; the bracing unpredictability of life could not be masked by neat financial models. Of course, in this environment, luck played its part. Kleiner Perkins lost money on six of the fourteen investments in its first fund. Its methods were not as fail-safe as Tandem’s computers. But Perkins and Valentine were not merely lucky. Just as Arthur Rock embraced methods and attitudes that put him ahead of ARD and the Small Business Investment Companies in the 1960s, so the leading figures of the 1970s had an edge over their competitors. Perkins and Valentine had been managers at leading Valley companies; they knew how to be hands-on; and their contributions to the success of their portfolio companies were obvious. It was Perkins who brought in the early consultants to eliminate the white-hot risks at Tandem, and Perkins who pressed Swanson to contract Genentech’s research out to existing laboratories. Similarly, it was Valentine who drove Atari to focus on Home Pong and to ally itself with Sears, and Valentine who arranged for Warner Communications to buy the company. Early risk elimination plus stage-by-stage financing worked wonders for all three companies. Skeptical observers have sometimes asked whether venture capitalists create innovation or whether they merely show up for it. In the case of Don Valentine and Tom Perkins, there was not much passive showing up. By force of character and intellect, they stamped their will on their portfolio companies.

By now, though, it had been a steep learning curve, he was fairly well versed on the basics of how clearing worked: When a customer bought shares in a stock on Robinhood — say, GameStop — at a specific price, the order was first sent to Robinhood's in-house clearing brokerage, who in turn bundled the trade to a market maker for execution. The trade was then brought to a clearinghouse, who oversaw the trade all the way to the settlement. During this time period, the trade itself needed to be 'insured' against anything that might go wrong, such as some sort of systemic collapse or a default by either party — although in reality, in regulated markets, this seemed extremely unlikely. While the customer's money was temporarily put aside, essentially in an untouchable safe, for the two days it took for the clearing agency to verify that both parties were able to provide what they had agreed upon — the brokerage house, Robinhood — had to insure the deal with a deposit; money of its own, separate from the money that the customer had provided, that could be used to guarantee the value of the trade. In financial parlance, this 'collateral' was known as VAR — or value at risk. For a single trade of a simple asset, it would have been relatively easy to know how much the brokerage would need to deposit to insure the situation; the risk of something going wrong would be small, and the total value would be simple to calculate. If GME was trading at $400 a share and a customer wanted ten shares, there was $4000 at risk, plus or minus some nominal amount due to minute vagaries in market fluctuations during the two-day period before settlement. In such a simple situation, Robinhood might be asked to put up $4000 and change — in addition to the $4000 of the customer's buy order, which remained locked in the safe. The deposit requirement calculation grew more complicated as layers were added onto the trading situation. A single trade had low inherent risk; multiplied to millions of trades, the risk profile began to change. The more volatile the stock — in price and/or volume — the riskier a buy or sell became. Of course, the NSCC did not make these calculations by hand; they used sophisticated algorithms to digest the numerous inputs coming in from the trade — type of equity, volume, current volatility, where it fit into a brokerage's portfolio as a whole — and spit out a 'recommendation' of what sort of deposit would protect the trade. And this process was entirely automated; the brokerage house would continually run its trading activity through the federal clearing system and would receive its updated deposit requirements as often as every fifteen minutes while the market was open. Premarket during a trading week, that number would come in at 5:11 a.m. East Coast time, usually right as Jim, in Orlando, was finishing his morning coffee. Robinhood would then have until 10:00 a.m. to satisfy the deposit requirement for the upcoming day of trading — or risk being in default, which could lead to an immediate shutdown of all operations. Usually, the deposit requirement was tied closely to the actual dollars being 'spent' on the trades; a near equal number of buys and sells in a brokerage house's trading profile lowered its overall risk, and though volatility was common, especially in the past half-decade, even a two-day settlement period came with an acceptable level of confidence that nobody would fail to deliver on their trades.

Do the math. America allows about one million two hundred thousand abortions per year. According to the Guttmacher Institute, the average cost of an abortion in 2001, the last year for which data was provided by aborters, was $468.00, so by now the average cost exceeds $600. Multiply the number of abortions times the costs of an abortion. That exercise will yield a total of ‘blood money’ every year in America of close to a billion dollars ($1,000,000,000.00).

circumstances means that you have received money, and each instance gives you an opportunity to use gratitude’s magical power to increase and multiply your money even more by being grateful for the money you’ve just received!

In West's guide, rule-of-thumb guidance comes in two formats that most valuation experts recognize:  Percentage of annual sales: If a business had total sales of $ 100,000 last year and the multiple for that business was 40 percent of annual sales, the price based on that particular rule of thumb would be $ 40,000.  Multiple of earnings: An earnings multiplier makes the most sense to prospective buyers. It directly addresses the buyer's motive to make money: to achieve a return on investment. In many small companies, this multiple is commonly used against what is known as seller's discretionary earnings (SDE), which are earnings before accounting for the following items: • Income taxes • Nonrecurring income and expenses • Nonoperating income and expenses • Depreciating an amortization • Interest expense or income • Owner's total compensation for one owner/ operator after adjusting the total compensation of all owners to market value

The actual capital value of your brains may be determined by the amount of income you can produce (by marketing your services). A fair estimate of the capital value of your services maybe made by multiplying your annual income by sixteen and two-thirds, as it is reasonable to estimate that your annual income represents six percent of your capital value. Money rents for 6% per annum.

like money; I love it; I use it wisely, constructively, and judiciously. Money is constantly circulating in my life. I release it with joy. It returns to me multiplied in a wonderful way. It is good, very good.’ This will help you get the right attitude toward money.

You only gain in life when you multiply

You multiply your life when you invest it

Reflect and meditate on yourself and discover ways to multiply yourself

Your calling multiplies you

What is freedom? What is power? It's choice. Most people believe money is power but money is nothing more than a multiplier of choices. Your options expand and therefore you feel more powerful. We are least free when we feel obligated or are restricted in choice. Every decision you make, choose it as the best option for this moment. Keep doing that until you create better options.

Keynes cut a magnificent figure: six feet three, and superbly tailored; an authority on wines, fine foods and beautiful women; patron of the arts, and master of the English language which he only distorted by design. He, too, posed as the possessor of elusive secrets, key to the Higher Mysteries of economics and public finance…. An alchemist who succeeded in substituting paper for gold, a mystifier who claimed that money multiplied itself in the spending, Keynes compelled bankers to do his bidding and imposed his schemes on the highest personages in an age of political unreason. (Martin, 1966, p. 323)

What you should do is your potential impact, multiplied by the number of people it will impact.

This all sounds pretty ominous, but you haven’t seen anything yet. You must add the “multiplier effect” of bank lending practices. Practically no one is aware that, when you make a deposit of $1,000 at your favorite bank, they can now lend out $10,000 as a result of your deposit. It is called the “fractional reserve lending system,” that is, they are creating money out of thin air. (My own description of what they are doing is the world’s largest con game). It is all predicated on the theory that “everyone is not going to withdraw their money at the same time.” For a complete treatise on what is going on in banking I suggest, no, I beg you to read The Case Against The Fed, by Murray Rothbard. You can get it at the Ludwig von Mises Institute located in Auburn, AL.

Always remember two things about trading: 1)     You’re in the business to make money today! And if possible every day! 2)     Money doesn’t go to people who need it the most. It goes to people who multiply it.

Your brain has learned from everything it has ever been exposed to.

Habits are the compound interest of self-improvement. The same way that money multiplies through compound interest, the effects of your

Habits are the compound interest of self-improvement.13 The same way that money multiplies through compound interest, the effects of your habits multiply as you repeat them. They seem to make little difference on any given day and yet the impact they deliver over the months and years can be enormous. It is only when looking back two, five, or perhaps ten years later that the value of good habits and the cost of bad ones becomes strikingly apparent.

Two forms of the quantity theory were available when Keynes started work as an economist – Irving Fisher’s ‘transactions’ version, and the Cambridge ‘cash balances’ approach, developed by Alfred Marshall, who taught Keynes his economics. Keynes used both in his pre-1914 lectures, saying they come to ‘practically the same thing’. Fisher’s equation of exchange, MV = PT, states that, in any period, the quantity of money (M) times its velocity of circulation – the average number of times per period which a pound or dollar is spent (V) – equals the average price of each transaction (P) multiplied by the total number of transactions (T). All this means is that the value of what is spent is equal to the value of what is bought, hardly a surprising conclusion. Three further propositions are needed to convert the equation of exchange into a theory of the price level. First, causation runs from money to prices. Secondly, the velocity of circulation is determined independently of the money supply by the community’s level of income and payments habits. These change only slowly. Thirdly, the volume of transactions is determined independently of the quantity of money by ‘real’ forces.

Habits are the compound interest of self-improvement. The same way that money multiplies through compound interest, the effects of your habits multiply as you repeat them. They seem to make little difference on any given day and yet the impact they deliver over the months and years can be enormous. It is only when looking back two, five, or perhaps ten years later that the value of good habits and the cost of bad ones becomes strikingly apparent

The same way that money multiplies through compound interest, the effects of your habits multiply as you repeat them.

As Durant explored the Poland deal, though, he realized that its terms were uncertain as well. It wasn’t even clear how Ivar would get the money to Poland, or even whether it already was there. Had Ivar personally loaned Poland 6 million dollars? Would the money come from Swedish Match? Or perhaps another of Ivar’s rapidly multiplying subsidiaries? Durant didn’t yet know about Continental Investment Corporation, the secret company Ivar and Ernst August Hoffman had set up in Liechtenstein to shelter International Match’s income. Durant wondered whether some of Ivar’s various unnamed subsidiaries – the ones whose balance sheets were hidden from view – might play an important role in Poland. No one knew the answers to these questions, and Ivar said he wouldn’t divulge details until a second, secret deal with Poland was closed.

multiply?

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In physics, force is the sum of magnitude multiplied by direction. So is yours.

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When branches are pruned, more of the life of the vine goes into producing the fruit. Without pruning, each year more and more of the sap of the vine goes into sustaining more and more branches and leaves, and each year the fruit is a bit smaller than it was last year. Just as God prunes our lives, removing those good things that bore fruit in the previous season of our lives so all of our energy can be poured into new areas of growth, God does the same thing in the church.

On Intelligence: Intelligence will not make you rich unless your intelligence is about getting rich. Corollary: Intelligence will lead one to to appreciate things that cost money over things that make money. Corollary: Being a genius is antithetical to being successful unless you're a genius at being successful. Corollary: Being intelligent does not make you rich but it can keep you from being poor. Corollary: Intelligence leads to interests, mostly not gainful. Corollary: Intelligence is like molasses, with effort, it goes where you put it. Rubbers are best for those who refuse to use them. Corollary: Intelligence adds but stupidity multiplies. Corollary: Reverse evolution is the new norm. Only luck can save one from one's own stupidity. Only idiots regard a second chance the same as the first. The higher the IQ, the greater the chance of self-deception. Still waters are often shallow puddles.

You’ve probably read the polls about how Christians behave no better than everyone else on a wide range of ethical issues. Obviously, something about the way we have been teaching Scripture is terribly broken.

Jesus’s methods are just as much a part of the gospel as his message.

One of Jesus’s secrets to fruitfulness in ministry is pruning.

Men tend to multiply duties in their observance of religion. This practice enables them to give Me money, time, and work without yielding up to Me what I desire the most—their

The one who loves money is never satisfied with money, and whoever loves wealth is never satisfied with income. This too is futile. 11 When good things increase, the ones who consume them multiply; what, then, is the profit to the owner, except to gaze at them with his eyes? 12 The sleep of the worker is sweet, whether he eats little or much, but the abundance of the rich permits him no sleep.

We are eager to give birth to new ministries, but are lousy at letting old ones die.

Time and consistency in savings multiplies money.

If a person cannot deal properly with what he has been given, God will never multiply what he has

First, you find the “market capitalization” (“market cap” for short) by multiplying the number of shares outstanding (let’s say 100 million) by the current stock price (let’s say $100 a share). One hundred million times $100 equals $10 billion, so that’s the market cap for DotCom.com.

Happiness is in all of us and it comes from progress. The root cause of a multiplier effect or a destroyer effect lies inside of us. The multiplication of the happiness in us on a daily basis makes us unique and powerful and gives us the reason for our existence." --Bimal Shah.

I may ... pass for being a relatively successful man. People occasionally stare at me in the streets-that's fame. I can fairly easily earn enough to qualify for admission to the higher slopes of the Inland Revenue-that's success. Furnished with money and a little fame ... [I] may partake of trendy diversions-that's pleasure. It might happen once in a while that something I said or wrote ... represented a serious impact on our time-that's fulfillment. Yet I say to you, and I beg you to believe me, multiply these tiny triumphs by a million, add them all together, and they are nothing-less than nothing, a positive impediment-measured against one draught of that living water Christ offers to the spiritually thirsty.8

Appreciation empowers not just money transactions, but all interactions. Gratitude is one of the greatest meditations of a lifetime, the great multiplier. Be grateful for all the good in your life and your good will only increase, along with your happiness. What exchange could you be more grateful for? How can you express your appreciation? I am grateful for all the good in my life. I bless all of my financial transactions and appreciate those who provide me with valuable goods and services.

When a man loses his money, His friends and relatives avoid him, He is deserted by his own sons. Even a gentle wife, born of good family, Wants nothing to do with him. None of his good qualities are appreciated And his troubles multiply. His name, his body, his voice, his mind. Remain the same But everything else collapses in a flash.' And,

Dr. Larry Kotlikoff, chairman of the Economics Department at Boston University, recently concluded a study of Medicare and Social Security that showed that a permanent fix for Social Security and Medicare would cost $74 trillion in today’s dollars. You heard me right: Shortfall—that is, money we don’t have now and we sure won’t have then. When you consider the fact that total household net wealth in this country—and that includes all of us—is only $43.8 trillion, you can see the problem. (Let’s pause for a moment and try to put the scale of a trillion-dollars into perspective. If you started a business on the day Jesus Christ was born and lost $1 million per day, through yesterday, it would take you another 734 years to lose $1 trillion. Now multiply that by 74, and you’ll have a sense of how big the Social Security/Medicare shortfall really is.)

Recent U.S. foreign policy has done more than simply allow these dangerous forces to multiply and to gain control of an increasingly unstable Middle East. It has also actively compounded the problem through the disastrous Iran nuclear deal, formally known as the Joint Comprehensive Plan of Action.53 The JCPOA, announced in 2015, came about after years of negotiations between Iran and the United States, the United Kingdom, France, Russia, China, and Germany, the so-called P5+1.54 President Obama entered office wanting to negotiate with Iran, making clear he was willing to do whatever it took. As soon as the Obama administration sent senior advisor Valerie Jarrett to negotiate through back channels, Iran knew how desperate the Obama administration was. The Iranians sensed this desperation, which allowed them to get everything they wanted while giving up virtually nothing in return. The deal completely capitulates to Iran, providing very broad relief from existing sanctions in coming years as well as the ability to recover billions of dollars’ worth of hard currency presently frozen abroad in foreign banks.55 Frozen Iranian assets based in the United States, including oil, petrochemical, and investment companies, will also be lifted.56 Estimates suggest that loosening sanctions will provide Iran up to $150 billion in assets currently tied up.57 That’s billions to terrorists around the world who hate America. That’s billions to President Assad in Syria to kill his own citizens and use chemical weapons on children. That’s billions to Hamas to launch rockets toward innocent Israeli civilians. That’s billions to Hezbollah. That’s billions in payments to Russia for weapons that violate international sanctions, money that Russia can, in violation of international law, use to attack its neighbors. What has Iran promised the United States and the world in return? Iran has agreed to relax its uranium enrichment efforts and repurpose some of its nuclear facilities for peaceful operations.58 Yet there is considerable fear that Iran will leverage the removal of trade restrictions and the $150 billion it is receiving to build nuclear weapons and to support terrorism worldwide.

Don’t recite the same prayer over and over as the heathen do, who think prayers are answered only by repeating them again and again. Remember, your Father knows exactly what you need even before you ask him!” —Matthew 6:7–8 (TLB) Back in the 1980s when I lived in Wisconsin, I admitted to my friend Betsy that I had never balanced my checkbook. She was aghast and insisted on showing me how to do it. I pretended to pay attention to her step-by-step instructions but, truth be told, I still haven’t done it. I subtract the checks that I write, but every month the statement says I have more money in there than I think I do, which means I also don’t know how to subtract correctly. Or maybe I don’t add in the deposits correctly. It’s the same with my prayer life. I often don’t say enough prayers for those I’ve promised to pray for. I give it a halfhearted try, adding and subtracting people from my prayer list willy-nilly. I’m sure there are people I forget to include in my prayers and others I forget to take off when prayers for them have been answered in one way or another. I guess it’s best to err on the side of too many people on my prayer list than not enough. Over the years I have come to trust God to keep it all squared away, just like I trust the bank to keep my checking account in good shape. Father, help me to add the needy to my prayer list, subtract the ones whose prayers have been answered, divide the sorrows, and multiply the joys of all around me. And thanks for keeping it all straight. —Patricia Lorenz Digging Deeper: Mk 11:24; Lk 18:1; 1 Thes 5:17

Wealth can only be multiplied through work

Wealth can be multiplied through work

You can multiply your life through work, not jobs

Individual admirals and captains made their fortunes from their share of prize money, which was divided according to prize law of an extreme complexity that testified to its importance in the system. Ships’ captains of a victorious squadron divided 3/8 of the total value of captured ships and cargoes, depending on whether the squadron was under the orders of an admiral, with 1/8 reserved for a captain who was a flag officer if one was on board. Lieutenants, captains of marines, warrant officers, chaplains and lesser officers divided 1/8. Another 1/8 went to midshipmen and sailmakers, and the remaining 2/8, or 25 percent, to seamen, cooks and stewards. Prize law allowed an intricate adjustment based on size and armament to equalize the share of larger and smaller ships, on the theory that the stronger ships did most of the shooting and had more numerous crews. The adjusted rate was worked out by applying to each ship a factor calculated by multiplying the number of the crew by the sum of the caliber of the ship’s cannon. Clearly, prize money received more serious attention than scurvy or signals. As

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If you seek this or that, if you wish to be in this place or that place, to have more ease and pleasure, you will never rest or be free from care, for some defect is found in everything and everywhere someone will vex you. To obtain and multiply earthly goods, then, will not help you, but to despise them and root them out of your heart will aid. This, understand, is true not only of money and wealth, but also of ambition for honor and desire for empty praise, all of which will pass away with this world.

Technological society has succeeded in multiplying the occasions of pleasure, but finds great difficulty in giving birth to happiness. For happiness has its origin elsewhere: it is a spiritual thing. Money, comfort, hygiene, material security etc, may often not be lacking, but nevertheless, despite these advantages, boredom, suffering and sadness are frequently to be found supervening in the lives of many people.

Derivatives have become the largest market in the world. The size of the derivatives market, estimated at $55 trillion in 1996, is double the value of all U.S. stocks and more than ten times the entire U.S. national debt. Meanwhile, derivatives losses continue to multiply. Of course, plenty of firms made money on derivatives, including Morgan Stanley, and the firm’s derivatives group is thriving, even as derivatives purchasers lick their wounds. Some clients tired of having their faces ripped off or being blown up, and business declined briefly in 1995 and 1996. Many of us quit during this period, some leaving for less brutish firms.

ATTENDANCE AND THE MULTIPLIER EFFECT

The businessmen to whom, before meetings, I show the collection glance with superficial curiosity at these bizarre apparatuses. They don’t know that I have built my financial empire on the very principle of kaleidoscopes and catoptric instruments, multiplying, as if in a play of mirrors, companies without capital, enlarging credit, making disastrous deficits vanish in the dead corners of illusory perspectives. My secret, the secret of my uninterrupted financial victories in a period that has witnessed so many crises and market crashes and bankruptcies, has always been this: that I never thought directly of money, business, profits, but only of the angles of refraction established among shining surfaces variously inclined.

After all, money was like bunnies - once you had a certain amount of hundreds in your wallet, they just kept multiplying. Either people respected you and gave you opportunities that led to more money, or you put it in the stock market, sat back and watched it give birth over and over again.

[Mexicali is] a town like an American town, like the American town just across the river, in fact, if you drained half the money out and let it sit awhile. See it in fast motion: Stores close, streets go dirty, entropy increases, dark moneymaking schemes multiply, people's dreams begin to be of leaving. This may be the one clear truth of the so-called border issue: Put a poor country next to a rich one and watch which way the traffic flows. Add impediments, the traffic endeavors to flow around them. Eliminate disparity, the traffic stops. If Mexico were as rich as we are, we'd only be getting their tourists.

Why did rich people believe they worked harder? Her theory was that it was because they identified with the pile of money itself. And gathering interest, multiplying hotly, climbing its own slopes like a fever, heightening its silver, its gold, its green--what was that but work?