Money Card Quotes

You should date a girl who reads. Date a girl who reads. Date a girl who spends her money on books instead of clothes, who has problems with closet space because she has too many books. Date a girl who has a list of books she wants to read, who has had a library card since she was twelve. Find a girl who reads. You’ll know that she does because she will always have an unread book in her bag. She’s the one lovingly looking over the shelves in the bookstore, the one who quietly cries out when she has found the book she wants. You see that weird chick sniffing the pages of an old book in a secondhand book shop? That’s the reader. They can never resist smelling the pages, especially when they are yellow and worn. She’s the girl reading while waiting in that coffee shop down the street. If you take a peek at her mug, the non-dairy creamer is floating on top because she’s kind of engrossed already. Lost in a world of the author’s making. Sit down. She might give you a glare, as most girls who read do not like to be interrupted. Ask her if she likes the book. Buy her another cup of coffee. Let her know what you really think of Murakami. See if she got through the first chapter of Fellowship. Understand that if she says she understood James Joyce’s Ulysses she’s just saying that to sound intelligent. Ask her if she loves Alice or she would like to be Alice. It’s easy to date a girl who reads. Give her books for her birthday, for Christmas, for anniversaries. Give her the gift of words, in poetry and in song. Give her Neruda, Pound, Sexton, Cummings. Let her know that you understand that words are love. Understand that she knows the difference between books and reality but by god, she’s going to try to make her life a little like her favorite book. It will never be your fault if she does. She has to give it a shot somehow. Lie to her. If she understands syntax, she will understand your need to lie. Behind words are other things: motivation, value, nuance, dialogue. It will not be the end of the world. Fail her. Because a girl who reads knows that failure always leads up to the climax. Because girls who read understand that all things must come to end, but that you can always write a sequel. That you can begin again and again and still be the hero. That life is meant to have a villain or two. Why be frightened of everything that you are not? Girls who read understand that people, like characters, develop. Except in the Twilight series. If you find a girl who reads, keep her close. When you find her up at 2 AM clutching a book to her chest and weeping, make her a cup of tea and hold her. You may lose her for a couple of hours but she will always come back to you. She’ll talk as if the characters in the book are real, because for a while, they always are. You will propose on a hot air balloon. Or during a rock concert. Or very casually next time she’s sick. Over Skype. You will smile so hard you will wonder why your heart hasn’t burst and bled out all over your chest yet. You will write the story of your lives, have kids with strange names and even stranger tastes. She will introduce your children to the Cat in the Hat and Aslan, maybe in the same day. You will walk the winters of your old age together and she will recite Keats under her breath while you shake the snow off your boots. Date a girl who reads because you deserve it. You deserve a girl who can give you the most colorful life imaginable. If you can only give her monotony, and stale hours and half-baked proposals, then you’re better off alone. If you want the world and the worlds beyond it, date a girl who reads. Or better yet, date a girl who writes.

livid, adj. Fuck You for cheating on me. Fuck you for reducing it to the word cheating. As if this were a card game, and you sneaked a look at my hand. Who came up with the term cheating, anyway? A cheater, I imagine. Someone who thought liar was too harsh. Someone who thought devastator was too emotional. The same person who thought, oops, he’d gotten caught with his hand in the cookie jar. Fuck you. This isn’t about slipping yourself an extra twenty dollars of Monopoly money. These are our lives. You went and broke our lives. You are so much worse than a cheater. You killed something. And you killed it when its back was turned.

Money's scarce Times are hard Here's your fucking Xmas card

Perhaps you are thinking: 'But a tank costs several million dollars, not including floor mats. I don't have that kind of money.' Don't be silly. You're a consumer, right? You have credit cards, right? Perhaps you are thinking: 'Yes, but how am I going to pay the credit-card company?' Don't be silly. You have a tank, right?

They couldn't hurt Gansey. Nothing could hurt him; people who said money couldn't buy everything hadn't seen anyone as rich as the Aglionby boys. They were untouchable, immune to life's troubles. Only death couldn't be swiped away by a credit card.

Rule #1: You may bring only what fits in your backpack. Don’t try to fake it with a purse or a carry-on. Rule #2: You may not bring guidebooks, phrase books, or any kind of foreign language aid. And no journals. Rule #3: You cannot bring extra money or credit/debit cards, travelers’ checks, etc. I’ll take care of all that. Rule #4: No electronic crutches. This means no laptop, no cell phone, no music, and no camera. You can’t call home or communicate with people in the U.S. by Internet or telephone. Postcards and letters are acceptable and encouraged. That’s all you need to know for now.

That's what so many people didn't understand about life. The real world is the one within the walls of homes; the outside world, of careers and politics and money and fame, that was the fake world, where nothing lasted, and things were real only to the extent they harmed or helped people inside their homes.

I have very few rules in life, but one of them is to never decline an adventure. The others are: to avoid becoming romantically entangled with sea creatures; to always ask for what you want, because the worst thing that can happen is embarrassment but the best thing that can happen is nudity; to demand ready money up front; and to never play cards with Catarina Loss.

I don't wanna take my time going to work, I got a motorcycle and a sleeping bag and ten or fifteen girls. What the hell I wanna go off and go to work for? Work for what? Money? I got all the money in the world. I'm the king, man. I run the underworld, guy. I decide who does what and where they do it at. What am I gonna run around like some teeny bopper somewhere for someone elses money? I make the money man, I roll the nickels. The game is mine. I deal the cards

But I'm different now than I was then. Just like I was different at the end of the trip than I'd been in the beginning. And I'll be different tomorrow than i am today. And what that means is that i can never replicate that trip. Even if I went to the same places and met the same people, it would'nt be the same. My experience would'nt be the same. To me, that's what traveling should be about. Meeting people, learning to not only appreciate a different culture, but really enjoy it like a local, following whatever impulse strikes you. So how could I recommend a trip to someone else, if I don't even know what to expect? My advice would be to make a list of places on some index cards, shuffle them, and pick any fice at random. Then just . . . go and see what happens. If you have the right mind-set, it does'nt matter where you end up or how much money you brought. It'll be something you'll remember forever.

Money should never change one’s values…. Making money is only a report card. It’s a way to tell how you’re doing.

There was a rich old guy named John Donnelly who must have donated a bunch of money. He had forgotten his member card one day, and when I tried to explain that it was a four-dollar fee to enter without a card, he went batshit. "Don't you know who I am, goddammit?" I had never seen him before. "Do you know who I am?" I wanted to say. "Then how could I know who you are? We don't know each other.

What is "poker"? A card game where abler liars take money off less able liars.

Thus two people who cannot afford to play cards for money, sometimes sit down to a quiet game for love.

Apollinaire said a poet should be 'of his time.' I say objects of the Digital Age belong in newspapers, not literature. When I read a novel, I don’t want credit cards; I want cash in ducats and gold doubloons.

also need to borrow your little plastic money card thing one last time.

Most women sell sex; most of them just don’t take cash (nor do they each sell to more than one ‘client’ at a time).

Money is only useful when you get rid of it. It is like the odd card in Old Maid; the player who is finally with it has lost.

I was no fool; I was aware that when another man is too anxious to force money on one, it is time to examine the cards, for there is almost certainly something illegal, or dangerous, or both, involved in the matter.

I need to make money. I need to write today. I need to clean the bathroom. I need to eat something. I need to quit sugar. I need to cut my hair. I need to call Verizon. I need to savor the moment. I need to find the library card. I need to learn to meditate. I need to try harder. I need to get that stain out. I need to find better health insurance. I need to discover my signature scent. I need to strengthen and tone. I need to be present in the moment. I need to learn French. I need to be easier on myself. I need to buy organizational storage units. I need to call back. I need to develop a relationship with a God of my understanding.

What if there were no grownups? Suppose the whole idea of grownups was an illusion? What if their money was really just playground marbles, their business deals no more than baseball-card trades, their wars only games of guns in the park? What if they were all still snotty-nosed kids inside their suits and dresses? Christ, that couldn't be, could it? It was too horrible to think about.

My bank must stop trying to sell me identity theft protection. You know why I expect you to protect my money? Because you're a bank.

I had never before been a special fan of that great comedian Phyllis Diller, but she utterly won my heart this week by sending me an envelope that, when opened, contained a torn-off square of brown-bag paper of the kind suitable for latrine duty in an ill-run correctional facility. Duly unfurled, it carried a handwritten salutation reading as follows: Money's scarce Times are hard Here's your f****** Xmas card I could not possibly improve on the sentiment, but I don't think it ought to depend on the current austerities. Isn't Christmas a moral and aesthetic nightmare whether or not the days are prosperous?

Hence, in all countries the chief occupation of society is card-playing, and it is the gauge of its value, and an outward sign that it is bankrupt in thought. Because people have no thoughts to deal in, they deal cards, and try and win one another’s money. Idiots!

When I am high I couldn’t worry about money if I tried. So I don’t. The money will come from somewhere; I am entitled; God will provide. Credit cards are disastrous, personal checks worse. Unfortunately, for manics anyway, mania is a natural extension of the economy. What with credit cards and bank accounts there is little beyond reach. So I bought twelve snakebite kits, with a sense of urgency and importance. I bought precious stones, elegant and unnecessary furniture, three watches within an hour of one another (in the Rolex rather than Timex class: champagne tastes bubble to the surface, are the surface, in mania), and totally inappropriate sirenlike clothes. During one spree in London I spent several hundred pounds on books having titles or covers that somehow caught my fancy: books on the natural history of the mole, twenty sundry Penguin books because I thought it could be nice if the penguins could form a colony. Once I think I shoplifted a blouse because I could not wait a minute longer for the woman-with-molasses feet in front of me in line. Or maybe I just thought about shoplifting, I don’t remember, I was totally confused. I imagine I must have spent far more than thirty thousand dollars during my two major manic episodes, and God only knows how much more during my frequent milder manias. But then back on lithium and rotating on the planet at the same pace as everyone else, you find your credit is decimated, your mortification complete: mania is not a luxury one can easily afford. It is devastating to have the illness and aggravating to have to pay for medications, blood tests, and psychotherapy. They, at least, are partially deductible. But money spent while manic doesn’t fit into the Internal Revenue Service concept of medical expense or business loss. So after mania, when most depressed, you’re given excellent reason to be even more so.

Livid: F* You for cheating on me. F* you for reducing it to the word cheating. As if this were a card game, and you sneaked a look at my hand. Who came up with the term cheating, anyway? A cheater, I imagine. Someone who thought liar was too harsh. Someone who thought devastator was too emotional. The same person who thought, oops, he’d gotten caught with his hand in the cookie jar. F* you. This isn’t about slipping yourself an extra twenty dollars of Monopoly money. These are our lives. You went and broke our lives. You are so much worse than a cheater. You killed something. And you killed it when its back was turned.

I knew I did not love Catherine Barkley nor had any idea of loving her. This was a game, like bridge, in which you said things instead of playing cards. Like bridge you had to pretend you were playing for money or playing for some stakes. Nobody had mentioned what the stakes were. It was all right with me.

I want to have enough money to decide for myself if money solves everything. -E-card

I didn’t have any money or ID. I didn’t have a credit card. Hell, I didn’t have a business card. What would it say? 'Harry Dresden, Winter Knight, Targets Slain, No Barbecues, Waterslides, or Fireworks Displays.

Debt is so ingrained into our culture that most Americans cannot even envision a car without a payment, a house without a mortgage, a student without a loan, and credit without a card. We

At night, when we were little, we tented Bailey's covers, crawled underneath with our flashlights and played cards: Hearts, Whist, Crazy Eights, and our favourite: Bloody Knuckles. The competition was vicious, All day, every day, we were the Walker Girls - two peas in a pod thick as thieves - but when Gram closed the door for the night, we bared our teeth. We played for chores, for slave duty, for truths and dares and money. We played to be better, brighter, to be more beautiful, more, just more. But it was all a ruse - we played so we could fall asleep in the same bed without having to ask, so we could wrap together like a braid, so while we slept our dreams could switch bodies. (Found written on the inside cover of Wuthering Heights, Lennie's room)

He deals the cards to find the answer The sacred geometry of chance The hidden law of a probable outcome The numbers lead a dance I know that the spades Are the swords of a soldier I know that the clubs are weapons of war I know that diamonds Mean money for this art But that's not the shape of my heart

The greatest gift you can give is your time.  Not money, not items, not food, not pretty cards with handwritten sentiment, but time.  People need your presence.  The way you can help a soul the most is to simply be there.

Is it necessary to say what my first impression was when I looked at my visitor's card? Surely not! My sister having married a foreigner, there was but one impression that any man in his senses could possibly feel. Of course the Count had come to borrow money of me. "Louis," I said, "do you think he would go away if you gave him five shillings?

The secret is this: people gamble to lose money. They come to the casinos for the moment in which they feel alive, to ride the spinning wheel and turn with the cards and lose themselves, with the coins, in the slots. They want to know they matter. They may brag about the nights they won, the money they took from the casino, but they treasure, secretly treasure, the times they lost. It’s a sacrifice, of sorts.

That's why Credit card companies are evil. Are they sponsoring the show tonight? ... They are Evil.

If you happen to be white in a white country; pretty according to the dictates of fashion; rich in a country where money is adored, it’s almost impossible to grow up and to grow up honest inside. It is almost impossible. Most people don’t grow up. Most people age. They find parking spaces, honor their credit cards, get married, have children, and call that maturity. What that is, is aging. But to grow up, to take responsibility for the time you take up, and the space you occupy, to honor every living person for his or her humanity, that is to grow up.

There is not the slightest analogy between playing games and the conduct of business within a market society. The card player wins money by outsmarting his antagonist. The businessman makes money by supplying customers with goods they want to acquire.

he pulled out his wallet and tossed a black credit card on the counter—“for all that money you spend.

A credit card allows you transcend time. For it allows you to put off until tomorrow what you bought today, while you are still paying what you bought yesterday.

If I had a reader and he had read all I have written so far of my adventures, there would be certainly no need to inform him that I am not created for any sort of society. The trouble is I don't know how to behave in company. If I go anywhere among a great many people I always have a feeling as though I were being electrified by so many eyes looking at me. It positively makes me shrivel up, physically shrivel up, even in such places as the theatre, to say nothing of private houses. I did not know how to behave with dignity in these gambling saloons and assemblies; I either was still, inwardly upbraiding myself for my excessive mildness and politeness, or I suddenly got up and did something rude. And meanwhile all sorts of worthless fellows far inferior to me knew how to behave with wonderful aplomb-- and that's what really exasperated me above everything, so that I lost my self-possession more and more. I may say frankly, even at that time, if the truth is to be told, the society there, and even winning money at cards, had become revolting and a torture to me. Positively a torture. I did, of course, derive acute enjoyment from it, but this enjoyment was at the cost of torture.

Understanding America for the Non-American Black: Thoughts on the Special White Friend One great gift for the Zipped-Up Negro is The White Friend Who Gets It. Sadly, this is not as common as one would wish, but some are lucky to have that white friend who you don’t need to explain shit to. By all means, put this friend to work. Such friends not only get it, but also have great bullshit-detectors and so they totally understand that they can say stuff that you can’t. So there is, in much of America, a stealthy little notion lying in the hearts of many: that white people earned their place at jobs and schools while black people got in because they were black. But in fact, since the beginning of America, white people have been getting jobs because they were white. Many whites with the same qualifications but Negro skin would not have the jobs they have. But don’t ever say this publicly. Let your white friend say it. If you make the mistake of saying this, you will be accused of a curiosity called “playing the race card.” Nobody quite knows what this means. When my father was in school in my NAB (Non American Black) country, many American Blacks could not vote or go to good schools. The reason? Their skin color. Skin color alone was the problem. Today, many Americans say that skin color cannot be part of the solution. Otherwise it is referred to as a curiosity called “reverse racism.” Have your white friend point out how the American Black deal is kind of like you’ve been unjustly imprisoned for many years, then all of a sudden you’re set free, but you get no bus fare. And, by the way, you and the guy who imprisoned you are now automatically equal. If the “slavery was so long ago” thing comes up, have your white friend say that lots of white folks are still inheriting money that their families made a hundred years ago. So if that legacy lives, why not the legacy of slavery? And have your white friend say how funny it is, that American pollsters ask white and black people if racism is over. White people in general say it is over and black people in general say it is not. Funny indeed. More suggestions for what you should have your white friend say? Please post away. And here’s to all the white friends who get it.

... I charged most of our fun on Daddy's credit card. Not like he would notice or care. And if he did, he'd always said that if money didn't buy happiness, then people were spending it wrong.

The problem is, it's just not enough to live according to the rules. Sure, you manage to live according to the rules. Sometimes it's tight, extremely tight, but on the whole you manage it. Your tax papers are up to date. Your bills paid on time. You never go out without your identity card (and the special little wallet for your Visa!). Yet you haven’t any friends. The rules are complex, multiform. There’s the shopping that needs doing out of working hours, the automatic dispensers where money has to be got (and where you so often have to wait). Above all there are the different payments you must make to the organizations that run different aspects of your life. You can fall ill into the bargain, which involves costs, and more formalities. Nevertheless, some free time remains. What’s to be done? How do you use your time? In dedicating yourself to helping people? But basically other people don’t interest you. Listening to records? That used to be a solution, but as the years go by you have to say that music moves you less and less. Taken in its widest sense, a spot of do-it-yourself can be a way out. But the fact is that nothing can halt the ever-increasing recurrence of those moments when your total isolation, the sensation of an all-consuming emptiness, the foreboding that your existence is nearing a painful and definitive end all combine to plunge you into a state of real suffering. And yet you haven’t always wanted to die. You have had a life. There have been moments when you were having a life. Of course you don't remember too much about it; but there are photographs to prove it. This was probably happening round about the time of your adolescence, or just after. How great your appetite for life was, then! Existence seemed so rich in new possibilities. You might become a pop singer, go off to Venezuela. More surprising still, you have had a childhood. Observe, now, a child of seven, playing with his little soldiers on the living room carpet. I want you to observe him closely. Since the divorce he no longer has a father. Only rarely does he see his mother, who occupies an important post in a cosmetics firm. And yet he plays with his little soldiers and the interest he takes in these representations of the world and of war seems very keen. He already lacks a bit of affection, that's for sure, but what an air he has of being interested in the world! You too, you took an interest in the world. That was long ago. I want you to cast your mind back to then. The domain of the rules was no longer enough for you; you were unable to live any longer in the domain of the rules; so you had to enter into the domain of the struggle. I ask you to go back to that precise moment. It was long ago, no? Cast your mind back: the water was cold.

There are thousands of talented writers at work in America, and only a few of them (I think the number might be as low as five per cent) can support their families and themselves with their work. There’s always some grant money available, but it’s never enough to go around. As for government subsidies for creative writers, perish the thought. Tobacco subsidies, sure. Research grants to study the motility of unpreserved bull sperm, of course. Creative-writing subsidies, never. …America has never much revered her creative people; as a whole, we’re more interested in commemorative plates from the Franklin Mint and Internet greeting-cards. And if you don’t like it, it’s a case of tough titty, said the kitty, ‘cause that’s just the way things are. Americans are a lot more interested in TV quiz shows than in the short fiction of Raymond Carver.

A man sleeps through most of his life, even when awake. You get so little time, yet still you spend it utterly oblivious. Angry, frustrated, fixated on meaningless nothings. That drawer does not close flush with the front of my desk. What cards does my opponent hold, and how much money can I win from him? I wish I were taller. What will I have for dinner, for I am not fond of parsnips?’ Shenkt rolled a mangled corpse out of his way with the toe of one boot. ‘It takes a moment like this to jerk us to our senses, to draw our eyes from the mud to the heavens, to root our attention in the present. Now you realise how precious is each moment. That is my gift to you.

If you want to stop the war machine, you’ll have to go after the money machine.

Here is what we know about sentience. Sand is sentient. The desert is sentient. The sky is not sentient. Plants are intermittently sentient. Dogs are the most sentient. We are not sentient. The planet as a whole is sentient. The parts that make up that whole are not sentient. Holes are sentient. We are not sentient. Gift cards are sentient until they expire. States in which it is illegal for gift cards to expire have created immortal sentience. Money is not sentient. The concept of private property is sentient. Sand is sentient. The desert is sentient. We are not sentient.

You have a picture of life within you, a faith, a challenge, and you were ready for deeds and sufferings and sacrifices, and then you became aware by degrees that the world asked no deeds and no sacrifices of you whatever, and that life is no poem of heroism with heroic parts to play and so on, but a comfortable room where people are quite content with eating and drinking, coffee and knitting, cards and wireless. And whoever wants more and has got it in him--the heroic and the beautiful, and the reverence for the great poets or for the saints--is a fool and a Don Quixote. Good. And it has been just the same for me, my friend. I was a gifted girl. I was meant to live up to a high standard, to expect much of myself and do great things. I could have played a great part. I could have been the wife of a king, the beloved of a revolutionary, the sister of a genius, the mother of a martyr. And life has allowed me just this, to be a courtesan of fairly good taste, and even that has been hard enough. That is how things have gone with me. For a while I was inconsolable and for a long time I put the blame on myself. Life, thought I, must in the end be in the right, and if life scorned my beautiful dreams, so I argued, it was my dreams that were stupid and wrong headed. But that did not help me at all. And as I had good eyes and ears and was a little inquisitive too, I took a good look at this so-called life and at my neighbors and acquaintances, fifty or so of them and their destinies, and then I saw you. And I knew that my dreams had been right a thousand times over, just as yours had been. It was life and reality that were wrong. It was as little right that a woman like me should have no other choice than to grow old in poverty and in a senseless way at a typewriter in the pay of a money-maker, or to marry such a man for his money's sake, or to become some kind of drudge, as for a man like you to be forced in his loneliness and despair to have recourse to a razor. Perhaps the trouble with me was more material and moral and with you more spiritual--but it was the same road. Do you think I can't understand your horror of the fox trot, your dislike of bars and dancing floors, your loathing of jazz and the rest of it? I understand it only too well, and your dislike of politics as well, your despondence over the chatter and irresponsible antics of the parties and the press, your despair over the war, the one that has been and the one that is to be, over all that people nowadays think, read and build, over the music they play, the celebrations they hold, the education they carry on. You are right, Steppenwolf, right a thousand times over, and yet you must go to the wall. You are much too exacting and hungry for this simple, easygoing and easily contented world of today. You have a dimension too many. Whoever wants to live and enjoy his life today must not be like you and me. Whoever wants music instead of noise, joy instead of pleasure, soul instead of gold, creative work instead of business, passion instead of foolery, finds no home in this trivial world of ours--

I wonder of what you must daily endure in America, having no government to protect you, no one to tell you what to do. Is it true you're given no ration card, that you must find food for yourself? Is it true that you labor for no higher purpose than paper money? What is California, this place you come from? I have never seen a picture. What plays over the American loudspeakers, when is your curfew, what is taught at your child-rearing collectives? Where does a woman go with her children on Sunday afternoons, and if a woman loses her husband, how does she know the government will assign her a good replacement? With whom would she curry favor to ensure her children got the best Youth Troop leader?

What happened?” – Abigail “What always happens when preternatural powers are unleashed or go to war, and no one cares about the collateral damage during the battle. I lost my entire family in the blink of an eye. Buy hey, I saved a lot of money on not having to buy Christmas cards.” – Sasha

Performing magic in the live show thrills me. Just get me a deck of cards and some attentive audience, and I have made my day and theirs too

The economy which prefers fictitious money to real, is, at best, like that which prefers a leaky ship to a sound one.

Dear daughter, I won't try to call my feeling for Arty love. Call it focus. My focus on Art was an ailment, noncommunicable, and, even to me all these years later, incomprehensible. Now I despise myself. But even so I remember, in hot floods, the way he slept, still as death, with his face washed flat, stony as a carved tomb and exquisite. His weakness and his ravening bitter needs were terrible, and beautiful, and irresistible as an earthquake. He scalded or smothered anyone he needed, but his needing and the hurt that it caused me were the most life I ever had. Remember what a poor thing I have always been and forgive me. He saw no use for you and you interfered with his use of me. I sent you away to please him, to prove my dedication to him, and to prevent him from killing you... My job was to come back [from the convent] directly, with nothing leaking from beneath my dark glasses, to give Arty his rubdown and then paint him for the next show, nodding cheerfully all the while, never showing anything but attentive care for his muscular wonderfulness. Because he could have killed you. He could have cut off the money that schooled and fed you. He could have erased you so entirely that I never would have had those letters and report cards and photos, or your crayon pictures, or the chance to spy on you, and to love you secretly when everything else was gone.

Debt is so ingrained into our culture that most Americans cannot even envision a car without a payment, a house without a mortgage, a student without a loan, and credit without a card.

I could lie there as long as I wanted, and let all the pictures of things a man might want run through my head, coffee, a girl, money, a drink, white sand and blue water, and let them all slide off, one after another, like a deck of cards slewing slowly off your hand. Maybe the things you want are like cards. You don't want them for themselves, really, though you think you do. You don't want a card because you want the card, but because in a perfectly arbitrary system of rules and values and in a special combination of which you already hold a part the card has meaning. But suppose you aren't sitting in a game. Then, even if you do know the rules, a card doesn't mean a thing. They all look alike.

Not having money is time consuming. There are hours spent at laundromats, hours at bus stops, hours at free clinics, hours at thrift stores, hours on the phone with the bank or the credit card company or the phone company over some fee, some little charge, some mistake

day: 'I have perfect faith in God's supply and in God's guidance. I know that all who buy land are prospered and blessed. Infinite Intelligence attracts buyers to me who have the money, who want the land and who rejoice in its possession. I am blessed and they are blessed. I am strong in the Lord and in the power of His might. Divine activity and immediate, perfect results now take place in my life, and I give thanks for the miracles in my life." By carrying this card with him and repeating these truths frequently, he restored his confidence in his sales ability, and he began to sell, prosper and expand along all lines.

Anxiety suits the status quo very well. Anxious people make good consumers and good workers. Governments and big business, therefore, love terrorism – they adore it, it’s good for business. Anxiety will drive us back into our comfort blankets of credit-card shopping and bad food, so the system deliberately produces anxiety while simultaneously promising to take it away.

Think about it. Why does one eat a snack? Why is a snack necessary? The answer—and we’ve done a million studies on this—is because our lives are filled with tedium and drudgery and endless toil and we need a tiny blip of pleasure to repel the gathering darkness. Thus, we give ourselves a treat. “But here’s the thing,” Periwinkle continues, his eyes all aglow, “even the things we do to break the routine become routine. Even the things we do to escape the sadness of our lives have themselves become sad. What this ad acknowledges is that you’ve been eating all these snacks and yet you are not happy, and you’ve been watching all these shows and yet you still feel lonely, and you’ve been seeing all this news and yet the world makes no sense, and you’ve been playing all these games and yet the melancholy sinks deeper and deeper into you. How do you escape?” “You buy a new chip.” “You buy a missile-shaped chip! That’s the answer. What this ad does is admit something you already deeply suspect and existentially fear: that consumerism is a failure and you will never find any meaning there no matter how much money you spend. So the great challenge for people like me is to convince people like you that the problem is not systemic. It’s not that snacks leave you feeling empty, it’s that you haven’t found the right snack yet. It’s not that TV turns out to be a poor substitute for human connection, it’s that you haven’t found the right show yet. It’s not that politics are hopelessly bankrupt, it’s that you haven’t found the right politician yet. And this ad just comes right out and says it. I swear to god it’s like playing poker against someone who’s showing his cards and yet still bluffing by force of personality.

The fact is, most people in our nation today believe that debt is NORMAL, and in most cases, NECESSARY. They can’t imagine living a cash-and-carry life or a life in which all things they own are purchased outright with cash at the time of purchase— in other words, with no payment plan or use of credit cards.

You have savings?" she was astonished. As a woman who lived on the very extreme edges of her budget, whose credit card bills were a source of monthly concern, the idea of savings was just so alien. But then this was Ed, a different kind of person altogether. "Why do I know nothing about your savings?" she'd asked. "I wonder!" he'd answered with a smile. "Maybe because I don't want my savings to be translated into "really great investments" like Miu Miu shoes or Hermès handbags.

What if there were no grownups? Suppose the whole idea of grownups was an illusion? What if their money was really just playground marbles, their business deals no more than baseball-card trades, their wars only games of guns in the park? What if they were all still snotty-nosed kids inside their suits and dresses? Christ, that couldn’t be, could it? It was too horrible to think about.

The Delores tank rolled on inexorably, “You get a mortgage to buy a house, a larger mortgage than the previous owner because the price of the house has been artificially increased by the market, which is controlled by the banks. Then you live in the house for a few years paying a lot more in mortgage payments than you would if you were renting a similar property. But hey, you ‘own’ it and can ‘do things to it’… things that cost even more money, by the way… so you maintain its upkeep, improve it with say a new kitchen or bathroom; the more salubrious the neighbourhood the more expensive the kitchen would need to be – a Küche & Cucina, say; impressing your cleaner is very important after all and at the end you sell it to someone else for more than you paid for it so they’ll need an even bigger mortgage. And all the while everyone is paying all this money to the banks and the banks give the money to their shareholders, the biggest of whom are the incredibly rich. This, when you boil it all down, means that you’re taking a large sum out of your wages and passing it across to some rich person to live large, whilst you and others like you struggle to make their monthly payments. Basically you’ve been screwed, Doc, but somehow they’ve convinced you that you own a bit of England, when the truth is you don’t really own anything, you’re just renting it at a higher cost and they can take it back from you any time they want. It’s all just a card trick, Doc. All just ‘smoke and mirrors’ and that’s what’s getting to me.

I have very few rules in life, but one of them is to never decline an adventure. The others are: to avoid becoming romantically entangled with sea creatures; to always ask for what you want, because the worst thing that can happen is embarrassment but the best thing that can happen is nudity; to demand ready money up front; and to never play cards with Catarina Loss." "What?" "She cheats," Magnus explained. "Never mind that one.

I have never—and I mean ever—had a real desire to let otherwise-unaccounted-for money just chill in my bank account unmolested for more than maybe a week and a half. I barely have the willpower to leave other people’s money alone for the short time it’s in my custody. Money that isn’t earmarked for some pressing (transportation/pharmaceutical/credit card balance) need?! Why, yes, I do need fourteen nearly identical blushes, thank you.

Identify your Radar – it’s your brain functioning optimally; not a vague intuition or cosmic sixth sense. Train your Radar in key areas like: evaluating people, personal safety, healthy relationships, physical and mental well-being, money and credit cards, career choice, how to get organized. Meet the Radar Jammers. They have the power to turn down or turn off our clear thinking Radars.
Some are well known: alcohol and drugs, peer pressure, infatuation, sleep deprivation.
Others are surprising: showing off, fake complexity, anger, unthinking religions, the need for speed, dangerous personality disorders, and even fast food!
Learn reasonable approaches and specific techniques to deal with them all.

Human beings don't work like this in China. Time goes slower there. Here we have to hurry, feed the hungry children before we're too old to work. I feel like a mother cat hunting for its kittens. She has to find them fast because in a few hours she will forget how to count or that she had any kittens at all. I can't sleep in this country because it doesn't shut down for the night. Factories, canneries, restaurants - always somebody somewhere working through the night. It never gets done all at once here. Time was different in China. One year lasted as long as my total time here; one evening so long, you could visit your women friends, drink tea, and play cards at each house, and it would still be twilight. It even got boring, nothing to do but fan ourselves. Here midnight comes and the floor's not swept, the ironing's not ready, the money's not made. I would be still young if we lived in China. (1983: 98)

In Floral Heights and the other prosperous sections of Zenith, especially in the “young married set,” there were many women who had nothing to do. Though they had few servants, yet with gas stoves, electric ranges and dish-washers and vacuum cleaners, and tiled kitchen walls, their houses were so convenient that they had little housework, and much of their food came from bakeries and delicatessens. They had but two, one, or no children; and despite the myth that the Great War had made work respectable, their husbands objected to their “wasting time and getting a lot of crank ideas” in unpaid social work, and still more to their causing a rumor, by earning money, that they were not adequately supported. They worked perhaps two hours a day, and the rest of the time they ate chocolates, went to the motion-pictures, went window-shopping, went in gossiping twos and threes to card-parties, read magazines, thought timorously of the lovers who never appeared, and accumulated a splendid restlessness which they got rid of by nagging their husbands. The husbands nagged back.

I cannot think of those years without horror, loathing and heartache. I killed men in war and challenged men to duels in order to kill them. I lost at cards, consumed the labour of the peasants, sentenced them to punishments, lived loosely, and deceived people. Lying, robbery, adultery of all kinds, drunkenness, violence, murder--there was no crime I did not commit, and in spite of that people praised my conduct and my contemporaries considered and consider me to be a comparatively moral man. So I lived for ten years. During that time I began to write from vanity, covetousness, and pride. In my writings I did the same as in my life. to get fame and money, for the sake of which I wrote, it was necessary to hide the good and to display the evil. and I did so. How often in my writings I contrived to hide under the guise of indifference, or even of banter, those strivings of mine towards goodness which gave meaning to my life! And I succeeded in this and was praised.

I need to make money. I need to write today. I need to clean the bathroom. I need to eat something. I need to quit sugar. I need to cut my hair. I need to call Verizon. I need to savor the moment. I need to find the library card. I need to learn to meditate. I need to try harder. I need to get that stain out. I need to find better health insurance. I need to discover my signature scent. I need to strengthen and tone. I need to be present in the moment. I need to learn French. I need to be easier on myself. I need to buy organizational storage units. I need to call back. I need to develop a relationship with a God of my understanding. I need to buy eye cream. I need to live up to my potential. I need to lie back down.

He was just a loser with a credit card. Maybe in the past I never realized that. Hell, maybe I'd been the kind of guy who thought money equaled class. Maybe I thought the air of arrogance Zach wore as armor made him superior to others. And then I fell in love with a girl who was the epitome of the opposite of my world. She shattered everything I thought I knew. And though she might be the one wearing glasses, it was me who was finally seeing clearly.

Ron Paul is crazy,” the guardians of respectable opinion assured us. What they really meant was that Ron Paul defied traditional political categories and advanced positions outside the Clinton-to-Romney continuum. People whose minds have been formed in ideological prison camps for 12 years have learned to confine themselves within an approved range of possibilities. Tax me 35 percent or tax me 40 percent, but don’t raise the possibility that taxation itself may be a moral issue rather than just a matter of numbers. Either bomb or starve that poor country, but don’t tell me there might be a third option. The Fed should loosen or the Fed should tighten, but don’t tell me our money supply doesn’t need to be supervised by a central planner. As always, confine yourself to the three square inches of intellectual terrain the New York Times has graciously allotted to you.

There are all kinds of ways and reasons that mothers can and should be praised. But for cultivating a sense of invisibility, martyrdom and tirelessly working unnoticed and unsung? Those are not reasons. Praising women for standing in the shadows? Wrong. Where is the greeting card that praises the kinds of mothers I know? Or better yet, the kind of mother I was raised by? I need a card that says: “Happy Mother’s Day to the mom who taught me to be strong, to be powerful, to be independent, to be competitive, to be fiercely myself and fight for what I want.” Or “Happy Birthday to a mother who taught me to argue when necessary, to raise my voice for my beliefs, to not back down when I know I am right.” Or “Mom, thanks for teaching me to kick ass and take names at work. Get well soon.” Or simply “Thank you, Mom, for teaching me how to make money and feel good about doing it. Merry Christmas.

There were twelve in all in the party, five adults and six children—and Ona, who was a little of both. They had a hard time on the passage; there was an agent who helped them, but he proved a scoundrel, and got them into a trap with some officials, and cost them a good deal of their precious money, which they clung to with such horrible fear. This happened to them again in New York—for, of course, they knew nothing about the country, and had no one to tell them, and it was easy for a man in a blue uniform to lead them away, and to take them to a hotel and keep them there, and make them pay enormous charges to get away. The law says that the rate card shall be on the door of a hotel, but it does not say that it shall be in Lithuanian.

Nightbitch resolved to demand things- all sorts of things. To ask. To not assume she had to cook the dinner and do the night-nights and clean the house and pay the bills and buy the presents and send the cards and schedule to appointments and keep track of every last thing all by herself. This was, after all, a partnership, wasn’t it? This was, after all, the modern era, empowerment and feminism and all that, and she had not been taking advantage of any of it because, she discovered as she thought further, she did not have a job. Or, rather, she did not have a job that paid any money whatsoever; in fact, it was a drain on money, represented negative money, this mothering job. Because her husband paid for their lives, paid for the privilege she had of staying home each and every day devoting herself completely to motherhood and nothing else, she had felt, ever since she stepped down from her position at the gallery, that she was in no place to demand anything, He worked all week, and she felt it was too much to ask him to lift a finger on the weekend, because she had automatically devalued her work from the start. She had been, she saw now, inculcated by a culture that told her, Look, it’s cute you’re a mom, and go do your thing, but, honestly, it’s not that hard; you’re probably not all that smart or interesting , but good for you for feeling fulfilled by mothering.

Less violent diversions can also be cited. An inspection of the pupils of Magdalen College, Oxford, in the very early years of the sixteenth century, revealed that ‘Stokes was unchaste with the wife of a tailor … Stokysley baptised a cat and practised witchcraft … Gregory climbed the great gate by the tower and brought a Stranger into College … Pots and cups are very seldom washed but are kept in such a dirty state that one shudders to drink out of them … Kyftyll played cards with the butler at Christmas time for money.’ Other students were accused of keeping as pets a ferret, a sparrowhawk and a weasel.

When I was a teenager in Boston, a man on the subway handed me a card printed with tiny pictures of hands spelling out the alphabet in sign language. I AM DEAF, said the card. You were supposed to give the man some money in exchange. I have thought of that card ever since, during difficult times, mine or someone else's; surely when tragedy has struck you dumb, you should be given a stack of cards that explain it for you. When Pudding died, I wanted my stack. I still want it. My first child was stillborn, it would say on the front. It remains the hardest thing for me to explain, even now, or maybe I mean especially now - now that his death feels like a non sequitur. My first child was stillborn. I want people to know but I don't want to say it aloud. People don't like to hear it but I think they might not mind reading it on a card.

What, then, should you do? With an excellent hand, you should bet: You lose nothing if your opponent folds, while giving yourself a good chance of winning a big pot if he calls. But with a middling hand, you shouldn't bet: If he has a bad hand, he'll fold, and you'll win the ante, which is what you'd have won anyway by checking; but if he has a good hand, he'll call and win. It's heads he wins, tails you don't. You should check instead, and hope your middling hand wins the ante. What about with a terrible hand? Should you check or bet? The answer is surprising. Checking would be unwise, because the hands will be compared and you will lose. It actually makes more sense to bet with these bad hands, because the only way he might drop out is if you make a bet. Perversely, you are better off betting with awful cards than with mediocre ones, the quintessential (and rational) bluff. There's a second reason for you to bet with terrible cards rather than middling ones: Your opponent will have to call a little more often. Because he knows that your bets are sometimes very weak, he can't afford to fold too easily. That means that when you bet with a good hand, you are more likely to be called, and to win when you are. Because you are bluffing with bad cards, your good hands make more money.

Growing up, those of us who had to put a hyphen before "American" got scoffed at for sending money home to cousins in the old country or supporting aging parents here on green cards. But you used to shake your head and tell me how, back home, nobody put their parents into nursing homes or let their kin go hungry. The same thing lives on among Sami's queer and trans friends of color, he tells me, crowdfunding for medical care and housing online, or in the group chats he tells me about where friends help one another escape abusive relationship or housing crises with safety planning and couches to sleep on. We take care of one another because no one else will, eh says. But every time is a gamble.

Tell me something true about you.” “Okay …” She mentally rifled through birthplace (Portland, Oregon), college major (sociology), astrological sign (Virgo), favorite movie (The Apple Dumpling Gang—don’t judge), until she hit a fact that wasn’t completely mundane. “One of my favorite things in the world are those charity events where everyone buys a rubber ducky with a number and the first person’s duck to get down the river wins.” “Why?” “I like seeing the river teeming with all those outrageously yellow and orange ducks. It’s so friendly. And I love the hope of it. Even though it doesn’t matter if you win, because all that wonderful, candy-colored money is going to something really important like a free clinic downtown or cleft palate operations for children in India, you still have that playful hope that you will win. You run alongside the stream, not knowing which is your duck but imagining the lead one is yours.” “And this is the essence of your soul—the ducky race?” “Well, you didn’t ask for the essence of my soul. You asked for something true about me, and so I went for something slightly embarrassing and secret but true nonetheless. Next time you want the essence of my soul, I’ll oblige you with sunsets and baby’s laughter and greeting cards with watercolor flowers.” He squinted at her thoughtfully. “No, so far as I’m concerned, the yellow duckies are the essence of your soul.

Girls mature faster than boys, cost more to raise, and statistics show that the old saw about girls not knowing about money and figures is a myth. Girls start to outspend boys before puberty—and they manage to maintain this lead until death or an ugly credit manager, whichever comes first. Males are born with a closed fist. Girls are born with the left hand cramped in a position the size of an American Express card. Whenever a girl sees a sign reading, “Sale, Going Out of Business, Liquidation,” saliva begins to form in her mouth, the palms of her hands perspire and the pituitary gland says, “Go, Mama.” In the male, it is quite a different story. He has a gland that follows a muscle from the right arm down to the base of his billfold pocket. It's called “cheap.” Girls can slam a door louder, beg longer, turn tears on and off like a faucet, and invented the term, “You don't trust me.” So much for “sugar and spice and everything nice” and “snips and snails and puppydog tails.

The spires of the town below shimmer green, the roofs steam, and smoke rises silver from the chimneys. Georg points downward. “Like spiders they lurk there in their offices, their shops, their professions, each one of them ready to suck the other man dry. And then the rest hanging over each one of them—families, societies, authorities, laws, the State! One spider’s web over another! True, one may call that life, if one likes, and a man may even pride himself on crawling about under it his forty years and more; but I learned at the Front that time is not the measure of life. Why should I climb down forty years? I have been putting all my money for years now on one card and the stake has always been life. I can’t play now for halfpence, and small advances.

The thought should have comforted Bobby but it didn’t. He found himself thinking of what William Golding had said, that the boys on the island were rescued by the crew of a battle-cruiser and good for them . . . but who would rescue the crew? That was stupid, no one ever looked less in need of rescuing than Rionda Hewson did at that moment, but the words still haunted Bobby. What if there were no grownups? Suppose the whole idea of grownups was an illusion? What if their money was really just playground marbles, their business deals no more than baseball-card trades, their wars only games of guns in the park? What if they were all still snotty-nosed kids inside their suits and dresses? Christ, that couldn’t be, could it? It was too horrible to think about.

Everything I am is based on this ugly building on its lonely lawn—lit up during winter darkness; open in the slashing rain—which allowed a girl so poor she didn’t even own a purse to come in twice a day and experience actual magic: traveling through time, making contact with the dead—Dorothy Parker, Stella Gibbons, Charlotte Brontë, Spike Milligan. A library in the middle of a community is a cross be-tween an emergency exit, a life raft and a festival. They are cathedrals of the mind; hospitals of the soul; theme parks of the imagination. On a cold, rainy island, they are the only sheltered public spaces where you are not a consumer, but a citizen, instead. A human with a brain and a heart and a desire to be uplifted, rather than a customer with a credit card and an inchoate “need” for “stuff.” A mall—the shops—are places where your money makes the wealthy wealthier. But a library is where the wealthy’s taxes pay for you to become a little more extraordinary, instead. A satisfying reversal. A balancing of the power.

There is no room for sentiment. Everything must go to enable you to combat this manipulative technique. Photographs. Burn all of the photographs that I appear in. Remove them from all social media, mobile phones, PCs, laptops and tablets. Yes, you may look fantastic in that picture with me (I am sure you can alter it so you are preserved and I am not). As you remove the pictures say “I delete you (say my name)” and this process of exorcising me from a visual part of your life will feel uplifting. All gifts, mementos, cards, letters and those little trinkets that we so often send one another must be removed. Burn them, shred them and dispose of them. Where possible, sell certain items and you will gain increased satisfaction from having made some money out of it too. Do

I've always found the thousand dollar dinners more unsettling than the twenty-five-thousand dollar ones --- if someone pays the Republican National Committee twenty-five thousand dollars (or, more likely, fifty per couple) to breathe the same air as Charlie for an hour or two, then it's clear the person has money to spare. What breaks my heart is when it's apparent through their accent or attire that a person isn't well off but has scrimped to attend an event with us. We're not worth it! I want to say. You should have paid off your credit-card bill, invested in your grandchild's college fund, taken a vacation to the Ozarks. Instead, in a few weeks, they receive in the mail a photo with one or both of us, signed by an autopen, which they can frame so that we might grin out into their living room for years to come.

Emptiness was an index. It recorded the incomprehensible chronicle of the metropolis, the demographic realities, how money worked, the cobbled-together lifestyles and roosting habits. The population remained at a miraculous density, it seemed to him, for the empty rooms brimmed with evidence, in the stragglers they did or did not contain, in the busted barricades, in the expired relatives on the futon beds, arms crossed over their chests in ad hoc rites. The rooms stored anthropological clues re: kinship rituals and taboos. How they treated their dead. The rich tended to escape. Entire white-glove buildings were devoid, as Omega discovered after they worried the seams of and then shattered the glass doors to the lobby (no choice, despite the No-No Cards). The rich fled during the convulsions of the great evacuation, dragging their distilled possessions in wheeled luggage of European manufacture, leaving their thousand-dollar floor lamps to attract dust to their silver surfaces and recount luxury to later visitors, bowing like weeping willows over imported pile rugs. A larger percentage of the poor tended to stay, shoving layaway bureaus and media consoles up against the doors. There were those who decided to stay, willfully uncomprehending or stupid or incapacitated by the scope of the disaster, and those who could not leave for a hundred other reasons - because they were waiting for their girlfriend or mother or soul mate to make it home first, because their mobility was compromised or a relative was debilitated, crutched, too young. Because it was too impossible, the enormity of the thought: This is the end. He knew them all from their absences.

When I introduce myself as a card-carrying Libertarian, more often than not I get the same old response: 'Oh, you're the people who want to legalize drugs.' Well, not exactly. We're the people who understand that American taxpayers are paying absurd amounts of money to accomplish goals that could be met at a fraction of the cost. We're the people who think it's ridiculous that the majority of the growth in our prison populations in this country is due to slamming people in jail just because they were caught using drugs. We're the ones who understand that so much of the crime on the streets of our country is drug-related--crime that would largely disappear if the massive profits brought on by drug criminalization were eliminated. We're the party that understands that you can reduce drug usage more efficiently, and at a lower cost, through treatment than through law enforcement.

Ugh. Would that Christmas could just be, without presents. It is just so stupid, everyone exhausting themselves, miserably haemorrhaging money on pointless items nobody wants: no longer tokens of love but angst-ridden solutions to problems. [...] What is the point of entire nation rushing round for six weeks in a bad mood preparing for utterly pointless Taste-of-Others exam which entire nation then fails and gets stuck with hideous unwanted merchandise as fallout? If gifts and cards were completely eradicated, then Christmas as pagan-style twinkly festival to distract from lengthy winter gloom would be lovely. But if government, religious bodies, parents, tradition, etc. insist on Christmas Gift Tax to ruin everything why not make it that everyone must go out and spend £500 on themselves then distribute the items among their relatives and friends to wrap up and give to them instead of this psychic-failure torment?

The gathering of information to control people is fundamental to any ruling power. As resistance to land acquisition and the new economic policies spreads across India, in the shadow of outright war in Central India, as a containment technique, India’s government has embarked on a massive biometrics program, perhaps one of the most ambitious and expensive information gathering projects in the world—the Unique Identification Number (UID). People don’t have clean drinking water, or toilets, or food, or money, but they will have election cards and UID numbers. Is it a coincidence that the UID project run by Nandan Nilekani, former CEO of Infosys, ostensibly meant to “deliver services to the poor,” will inject massive amounts of money into a slightly beleaguered IT industry?50 To digitize a country with such a large population of the illegitimate and “illegible”—people who are for the most part slum dwellers, hawkers, Adivasis without land records—will criminalize them, turning them from illegitimate to illegal. The idea is to pull off a digital version of the Enclosure of the Commons and put huge powers into the hands of an increasingly hardening police state. Nilekani’s technocratic obsession with gathering data is consistent with Bill Gates’s obsession with digital databases, numerical targets, and “scorecards of progress” as though it were a lack of information that is the cause of world hunger, and not colonialism, debt, and skewed profit-oriented corporate policy.51

Dwayne's bad chemicals made him take a loaded thirty-eight caliber revolver from under his pillow and stick it in his mouth. This was a tool whose only purpose was to make holes in human beings. It looked like this: In Dwayne's part of the planet, anybody who wanted one could get one down at his local hardware store. Policemen all had them. So did the criminals. So did the people caught in between. Criminals would point guns at people and say, "Give me all your money," and the people usually would. And policemen would point their guns at criminals and say, "Stop" or whatever the situation called for, and the criminals usually would. Sometimes they wouldn't. Sometimes a wife would get so mad at her husband that she would put a hole in him with a gun. Sometimes a husband would get so mad at his wife that he would put a hole in her. And so on. In the same week Dwayne Hoover ran amok, a fourteen-year-old Midland City boy put holes in his mother and father because he didn't want to show them the bad report card he had brought home. His lawyer planned to enter a plea of temporary insanity, which meant that at the time of the shooting the boy was unable to distinguish the difference between right and wrong. · Sometimes people would put holes in famous people so they could be at least fairly famous, too. Sometimes people would get on airplanes which were supposed to fly to someplace, and they would offer to put holes in the pilot and co-pilot unless they flew the airplane to someplace else.

If Makar Denisych was just a clerk or a junior manager, then no one would have dared talk to him in such a condescending, casual tone, but he is a 'writer', and a talentless mediocrity! People like Mr Bubentsov do not understand anything about art and are not very interested in it, but whenever they happen to come across talentless mediocrities they are pitiless and implacable, They are ready to forgive anyone, but not Makar, that eccentric loser with manuscripts lying in his trunk. The gardener damaged the old rubber plant, and ruined lots of expensive plants, and the general does nothing and goes on spending money like water; Mr Bubentsov only got down to work once a month when he was a magistrate, then stammered, muddled up the laws, and spoke a lot of rubbish, but all this is forgiven and not noticed; but there is no way that anyone can pass by the talentless Makar, who writes passable poetry and stories, without saying something offensive. No one cares that the general's sister-in-law slaps the maids' cheeks, and swears like a trooper when she is playing cards, that the priest's wife never pays up when she loses, and the landowner Flyugin stole a a dog from the landower Sivobrazov, but the fact that Our Province returned a bad story to Makar recently is know to the whole district and has provoked mockery, long conversations and indignation, while Makar Denisych is already being referred to as old Makarka. If someone does not write the way required, they never try to explain what is wrong, but just say: 'That bastard has gone and written another load of rubbish!

I woke a few moments ago from a fever and a host of interlocking fever dreams, one after the next. There was one where I was in London, walking through old abandoned formerly beautiful buildings, all of them about to be demolished. Sometimes I'd find myself walking past the enormous line of people waiting to attend the television memorial for a dead author friend of mine, but his memorial was a television spectacular with comedians and big band music. There was the one where I had accidentally connected my bank card to a portable printer and the little printer kept printing cash but on the wrong paper and at the wrong size, so my money had huge, incredibly detailed faces on it, works of art that could not be spent. Then I woke from one dream into another: I was asleep in the passenger seat of the car, and saw that we were driving through a densely populated town, and that the driver was also asleep. I tried hard to wake her up and failed, and knew that no one was in control, no one was at the wheel, and soon someone was going to be killed, and I was shouting and calling without effect; but I whimpered and snuffled enough in the real world that my wife stroked my face and said, "Honey? You're having a nightmare," and, finally, I woke for real. But I woke into a world in which, somewhere, I am still being driven through my life by a sleeping driver, in which money is only good as art, in which we can write the finest books but at the end the crowds will come out and say good-bye for the entertainment, in which the buildings and cities we inhabit will relentlessly be destroyed by progress and time: a world colored by dreams and illuminated by them, too.

The average household income in America is right around $50,000 per year, according to the Census Bureau. Joe and Suzy Average would invest $7,500 (15 percent) per year or $625 per month. If you make $50,000 per year and have no payments except the house mortgage and live on a budget, can you invest $625 per month? Follow me here. If Joe and Suzy invest $625 per month with no match into Roth IRAs from age thirty to age seventy, they will have $7,588,545 tax-FREE! That is almost $8 million. What if I’m half-wrong? What if you end up with only $4 million? What if I’m six times wrong? Sure beats the 97 out of 100 sixty-five-year-olds who can’t write a check for $600! I would submit to you that Joe and Suzy are well below average. Why? In our example they started at the average household income in America, and in forty years of work never got a raise. They saved 15 percent of income and never increased it by one dollar. There is no excuse to retire without financial dignity in the United States today. Most of you will have well over $2 million pass through your hands in your working lifetime, so do something about catching some of that money. Gayle asked me one day if it was too late for her to start saving. Gayle wasn’t twenty-seven like Joe and Suzy. She was fifty-seven years old, but with her attitude you would have thought this lady was 107. Harold Fisher had a much better outlook at age one hundred than Gayle did at age fifty-seven. Life had dealt her some blows and had knocked most of the hope out of her. A Total Money Makeover is not a magic show. You start where you are, and you do the steps. These steps work if you are twenty-seven or fifty-seven, and they don’t change. Gayle might be starting the retirement investing step at sixty that Joe and Suzy start at thirty years old. Gayle was unwise to enter her sixties without an emergency fund and with credit-card debt and a car payment. She, like all of us, couldn’t save when she has debt and no umbrella for when it rains. Would it have been better for Gayle to start when she was twenty-seven or even forty-seven? Obviously. But once she was done with the pity party, she still needed to start with Baby Step One and follow The Total Money Makeover step-by-step to put herself in the best position possible.

We decided to attend to our community instead of asking our community to attend the church.” His staff started showing up at local community events such as sports contests and town hall meetings. They entered a float in the local Christmas parade. They rented a football field and inaugurated a Free Movie Night on summer Fridays, complete with popcorn machines and a giant screen. They opened a burger joint, which soon became a hangout for local youth; it gives free meals to those who can’t afford to pay. When they found out how difficult it was for immigrants to get a driver’s license, they formed a drivers school and set their fees at half the going rate. My own church in Colorado started a ministry called Hands of the Carpenter, recruiting volunteers to do painting, carpentry, and house repairs for widows and single mothers. Soon they learned of another need and opened Hands Automotive to offer free oil changes, inspections, and car washes to the same constituency. They fund the work by charging normal rates to those who can afford it. I heard from a church in Minneapolis that monitors parking meters. Volunteers patrol the streets, add money to the meters with expired time, and put cards on the windshields that read, “Your meter looked hungry so we fed it. If we can help you in any other way, please give us a call.” In Cincinnati, college students sign up every Christmas to wrap presents at a local mall — ​no charge. “People just could not understand why I would want to wrap their presents,” one wrote me. “I tell them, ‘We just want to show God’s love in a practical way.’ ” In one of the boldest ventures in creative grace, a pastor started a community called Miracle Village in which half the residents are registered sex offenders. Florida’s state laws require sex offenders to live more than a thousand feet from a school, day care center, park, or playground, and some municipalities have lengthened the distance to half a mile and added swimming pools, bus stops, and libraries to the list. As a result, sex offenders, one of the most despised categories of criminals, are pushed out of cities and have few places to live. A pastor named Dick Witherow opened Miracle Village as part of his Matthew 25 Ministries. Staff members closely supervise the residents, many of them on parole, and conduct services in the church at the heart of Miracle Village. The ministry also provides anger-management and Bible study classes.

After two weeks came the first letter from Alexander. Tatiasha, Can there be anything harder than this? Missing you is a physical aching that grips me early in the morning and does not leave me, not even as I draw my last waking breath. My solace in these waning empty summer days is the knowledge that you’re safe, and alive, and healthy, and that the worst that you have to go through is serfdom for four well-meaning old women. The wood piles I’ve left are the lightest in the front. The heaviest ones are for the winter. Use them last, and if you need help carrying them, God help me, ask Vova. Don’t hurt yourself. And don’t fill the water pails all the way to the top. They’re too heavy. Getting back was rough, and as soon as I came back, I was sent right out to the Neva, where for six days we planned our attack and then made a move in boats across the river and were completely crushed in two hours. We didn’t stand a chance. The Germans bombed the boats with the Vanyushas, their version of my rocket launcher, the boats all sank. We were left with a thousand fewer men and were no closer to crossing the river. We’re now looking at other places we can cross. I’m fine, except for the fact that it’s rained here for ten days straight and I’ve been hip deep in mud for all that time. There is nowhere to sleep, except in the mud. We put our trench coats down and hope it stops raining soon. All black and wet, I almost felt sorry for myself until I thought of you during the blockade. I’ve decided to do that from now on. Every time I think I have it so tough, I’m going to think of you burying your sister in Lake Ladoga. I wish you had been given a lighter cross than Leningrad to carry through your life. Things are going to be relatively quiet here for the next few weeks, until we regroup. Yesterday a bomb fell in the commandant’s bunker. The commandant wasn’t there at the time. Yet the anxiety doesn’t go away. When is it going to come again? I play cards and soccer. And I smoke. And I think of you. I sent you money. Go to Molotov at the end of August. Don’t forget to eat well, my warm bun, my midnight sun, and kiss your hand for me, right in the palm and then press it against your heart. Alexander Tatiana read Alexander’s letter a hundred times, memorizing every word. She slept with her face on the letter, which renewed her strength.

At a talk I gave at a church months later, I spoke about Charlie and the plight of incarcerated children. Afterward, an older married couple approached me and insisted that they had to help Charlie. I tried to dissuade these kind people from thinking they could do anything, but I gave them my card and told them they could call me. I didn't expect to hear from them, but within days they called, and they were persistent. We eventually agreed that they would write a letter to Charlie and send it to me to pass on to him. When I received the letter weeks later, I read it. It was remarkable. Mr. and Mrs. Jennings were a white couple in their mid-seventies from a small community northeast of Birmingham. They were kind and generous people who were active in their local United Methodist church. They never missed a Sunday service and were especially drawn to children in crisis. They spoke softly and always seemed to be smiling but never appeared to be anything less than completely genuine and compassionate. They were affectionate with each other in a way that was endearing, frequently holding hands and leaning into each other. They dressed like farmers and owned ten acres of land, where they grew vegetables and lived simply. Their one and only grandchild, whom they had helped raise, had committed suicide when he was a teenager, and they had never stopped grieving for him. Their grandson struggled with mental health problems during his short life, but he was a smart kid and they had been putting money away to send him to college. They explained in their letter that they wanted to use the money they'd saved for their grandson to help Charlie. Eventually, Charlie and this couple began corresponding with one another, building up to the day when the Jenningses met Charlie at the juvenile detention facility. They later told me that they "loved him instantly." Charlie's grandmother had died a few months after she first called me, and his mother was still struggling after the tragedy of the shooting and Charlie's incarceration. Charlie had been apprehensive about meeting with the Jenningses because he thought they wouldn't like him, but he told me after they left how much they seemed to care about him and how comforting that was. The Jenningses became his family. At one point early on, I tried to caution them against expecting too much from Charlie after his release. 'You know, he's been through a lot. I'm not sure he can just carry on as if nothing has ever happened. I want you to understand he may not be able to do everything you'd like him to do.' They never accepted my warnings. Mrs. Jennings was rarely disagreeable or argumentative, but I had learned that she would grunt when someone said something she didn't completely accept. She told me, 'We've all been through a lot, Bryan, all of us. I know that some have been through more than others. But if we don't expect more from each other, hope better for one another, and recover from the hurt we experience, we are surely doomed.' The Jenningses helped Charlie get his general equivalency degree in detention and insisted on financing his college education. They were there, along with his mother, to take him home when he was released.

We had been out for one of our evening rambles, Holmes and I, and had returned about six o’clock on a cold, frosty winter’s evening. As Holmes turned up the lamp the light fell upon a card on the table. He glanced at it, and then, with an ejaculation of disgust, threw it on the floor. I picked it up and read: CHARLES AUGUSTUS MILVERTON, Appledore Towers, Hampstead. Agent. “Who is he?” I asked. “The worst man in London,” Holmes answered, as he sat down and stretched his legs before the fire. “Is anything on the back of the card?” I turned it over. “Will call at 6:30--C.A.M.,” I read. “Hum! He’s about due. Do you feel a creeping, shrinking sensation, Watson, when you stand before the serpents in the Zoo, and see the slithery, gliding, venomous creatures, with their deadly eyes and wicked, flattened faces? Well, that’s how Milverton impresses me. I’ve had to do with fifty murderers in my career, but the worst of them never gave me the repulsion which I have for this fellow. And yet I can’t get out of doing business with him--indeed, he is here at my invitation.” “But who is he?” “I’ll tell you, Watson. He is the king of all the blackmailers. Heaven help the man, and still more the woman, whose secret and reputation come into the power of Milverton! With a smiling face and a heart of marble, he will squeeze and squeeze until he has drained them dry. The fellow is a genius in his way, and would have made his mark in some more savoury trade. His method is as follows: He allows it to be known that he is prepared to pay very high sums for letters which compromise people of wealth and position. He receives these wares not only from treacherous valets or maids, but frequently from genteel ruffians, who have gained the confidence and affection of trusting women. He deals with no niggard hand. I happen to know that he paid seven hundred pounds to a footman for a note two lines in length, and that the ruin of a noble family was the result. Everything which is in the market goes to Milverton, and there are hundreds in this great city who turn white at his name. No one knows where his grip may fall, for he is far too rich and far too cunning to work from hand to mouth. He will hold a card back for years in order to play it at the moment when the stake is best worth winning. I have said that he is the worst man in London, and I would ask you how could one compare the ruffian, who in hot blood bludgeons his mate, with this man, who methodically and at his leisure tortures the soul and wrings the nerves in order to add to his already swollen money-bags?” I had seldom heard my friend speak with such intensity of feeling.

Besides, if you wouldn’t duel with Lord Everly when he called you a cheat, you certainly wouldn’t harm poor Lord Howard merely for touching my arm.” “Wouldn’t I?” he asked softly. “Those are two very different issues.” Not for the first time, Elizabeth found herself at a loss to understand him. Suddenly his presence was vaguely threatening again; whenever he stopped playing the amusing gallant he became a dark, mysterious stranger. Raking her hair off her forehead, she glanced out the window. “It must be after three already. I really must leave.” She surged to her feet, smoothing her skirts. “Thank you for a lovely afternoon. I don’t know why I remained. I shouldn’t have, but I am glad I did…” She ran out of words and watched in wary alarm as he stood up. “Don’t you?” he asked softly. “Don’t I what?” “Know why you’re still here with me?” “I don’t even know who you are?” she cried. “I know about places you’ve been, but not your family, your people. I know you gamble great sums of money at cards, and I disapprove of that-“ “I also gamble great sums of money on ships and cargo-will that improve my character in your eyes?” “And I know,” she continued desperately, watching his gaze turn warm and sensual, “I absolutely know you make me excessively uneasy when you look at me the way you’re doing now!” “Elizabeth,” he said in a tone of tender finality, “you’re here because we’re already half in love with each other.” “Whaaat? she gasped. “And as to needing to know who I am, that’s very simple to answer.” His hand lifted, grazing her pale cheek, then smoothing backward, cupping her head. Gently he explained, “I am the man you’re going to marry.” “Oh, my God!” “I think it’s too late to start praying,” he teased huskily. “You-you must be mad,” she said, her voice quavering. “My thoughts exactly,” he whispered, and, bending his head, he pressed his lips to her forehead, drawing her against his chest, holding her as if he knew she would struggle if he tried to do more than that. “You were not in my plans, Miss Cameron.” “Oh, please,” Elizabeth implored helplessly, “don’t do this to me. I don’t understand any of this. I don’t know what you want.” “I want you.” He took her chin between his thumb and forefinger and lifted it, forcing her to meet his steady gaze as he quietly added, “And you want me.” Elizabeth’s entire body started to tremble as his lips began descending to hers, and she sought to forestall what her heart knew was inevitable by reasoning with him. “A gently bred Englishwomen,” she shakily quoted Lucinda’s lecture, “feels nothing stronger than affection. We do not fall in love.” His warm lips covered hers. “I’m a Scot,” he murmured huskily. “We do.” “A Scot!” she uttered when he lifted his mouth from hers. He laughed at her appalled expression. “I said ‘Scot,’ not ‘ax murderer.” A Scot who was a gambler to boot! Havenhurst would land on the auction block, the servants turned off, and the world would fall apart. “I cannot, cannot marry you.” “Yes, Elizabeth,” he whispered as his lips trailed a hot path over her cheek to her ear, “you can.