Lending Return Quotes

Never lend books, for no one ever returns them; the only books I have in my library are books that other folks have lent me.

A banker is a man who will lend you the short sleeve shirt off his back and demand a long sleeve one in return.

If you go out into the real world, you cannot miss seeing that the poor are poor not because they are untrained or illiterate but because they cannot retain the returns of their labor. They have no control over capital, and it is the ability to control capital that gives people the power to rise out of poverty.

Never lend if you need repayment; never give where you want a return.

I speak and speak,” Marco says, “but the listener retains only the words he is expecting. The description of the world to which you lend a benevolent ear is one thing; the description that will go the rounds of the groups of stevedores and gondoliers on the street outside my house the day of my return is another; and yet another, that which I might dictate late in life, if I were taken prisoner by Genoese pirates and put in irons in the same cell with a writer of adventure stories. It is not the voice that commands the story: it is the ear.

The most dangerous part of lending books lies in the returning. At such times, friendships hang by a thread. I look for agony, ecstasy, for tears, transfiguration, trembling hands, a broken voice - but what the borrower usually says is, "I enjoyed it." I enjoyed it - as if that were what books were for.

Borrowed books and umbrellas are seldom returned

White crane! Lend me your wings I will not fly far From Lithang, I shall return

someone who lends his book is stupid, but one who returns it is stupider

Hitherto, the Palestinians had been relatively immune to this Allahu Akhbar style. I thought this was a hugely retrograde development. I said as much to Edward. To reprint Nazi propaganda and to make a theocratic claim to Spanish soil was to be a protofascist and a supporter of 'Caliphate' imperialism: it had nothing at all to do with the mistreatment of the Palestinians. Once again, he did not exactly disagree. But he was anxious to emphasize that the Israelis had often encouraged Hamas as a foil against Fatah and the PLO. This I had known since seeing the burning out of leftist Palestinians by Muslim mobs in Gaza as early as 1981. Yet once again, it seemed Edward could only condemn Islamism if it could somehow be blamed on either Israel or the United States or the West, and not as a thing in itself. He sometimes employed the same sort of knight's move when discussing other Arabist movements, excoriating Saddam Hussein's Ba'ath Party, for example, mainly because it had once enjoyed the support of the CIA. But when Saddam was really being attacked, as in the case of his use of chemical weapons on noncombatants at Halabja, Edward gave second-hand currency to the falsified story that it had 'really' been the Iranians who had done it. If that didn't work, well, hadn't the United States sold Saddam the weaponry in the first place? Finally, and always—and this question wasn't automatically discredited by being a change of subject—what about Israel's unwanted and ugly rule over more and more millions of non-Jews? I evolved a test for this mentality, which I applied to more people than Edward. What would, or did, the relevant person say when the United States intervened to stop the massacres and dispossessions in Bosnia-Herzegovina and Kosovo? Here were two majority-Muslim territories and populations being vilely mistreated by Orthodox and Catholic Christians. There was no oil in the region. The state interests of Israel were not involved (indeed, Ariel Sharon publicly opposed the return of the Kosovar refugees to their homes on the grounds that it set an alarming—I want to say 'unsettling'—precedent). The usual national-security 'hawks,' like Henry Kissinger, were also strongly opposed to the mission. One evening at Edward's apartment, with the other guest being the mercurial, courageous Azmi Bishara, then one of the more distinguished Arab members of the Israeli parliament, I was finally able to leave the arguing to someone else. Bishara [...] was quite shocked that Edward would not lend public support to Clinton for finally doing the right thing in the Balkans. Why was he being so stubborn? I had begun by then—belatedly you may say—to guess. Rather like our then-friend Noam Chomsky, Edward in the final instance believed that if the United States was doing something, then that thing could not by definition be a moral or ethical action.

I do not pretend to give such a sum; I only lend it to you. When you shall return to your country with a good character, you cannot fail of getting into some business, that will in time enable you to pay all your debts. In that case, when you meet with another honest man in similar distress, you must pay me by lending this sum to him; enjoining him to discharge the debt by a like operation, when he shall be able, and shall meet with such another opportunity. I hope it may thus go through many hands, before it meets with a knave that will stop its progress. This is a trick of mine for doing a deal of good with a little money.

Come, join your kin and lend strength to the weaker ones. Together, together, we journey, back to our beginnings and our endings. Gather, shore-born creatures of the sea, to return to the shores yet again. Bring your dreams of sky and wings; come to share the memories of our lives. Our time is come, our time is come. - She Who Remembers

REBO BAND [ sings:] A gangster, aye, a gangster, O! ’Tis well to be a gangster. A blaster ever by thy side, A stately barge in which to ride, A fair, young damsel to thee tied, ’Tis well to be a gangster. A gangster, aye, a gangster, O! ’Tis well to be a gangster. Full many servants lend thee aid, More guards than a Naboo brigade, And bounty hunters on parade— ’Tis well to be a gangster. A gangster, aye, a gangster, O! ’Tis well to be a gangster. The drinks all flowing fast and free, A sarlacc pit not far from thee, A rancor for thine enemy, ’Tis well to be a gangster. A gangster, aye, a gangster, O! ’Tis well to be a gangster.

He had a little single-story house, three bedrooms, a full bathroom and a half bathroom, a combined kitchen-living room-dining room with windows that faced west, a small brick porch where there was a wooden bench worn by the wind that came down from the mountains and the sea, the wind from the north, the wind through the gaps, the wind that smelled like smoke and came from the south. He had books he'd kept for more than twenty-five years. Not many. All of them old. He had books he'd bought in the last ten years, books he didn't mind lending, books that could've been lost or stolen for all he cared. He had books that he sometimes received neatly packaged and with unfamiliar return addresses, books he didn't even open anymore. He had a yard perfect for growing grass and planting flowers, but he didn't know what flowers would do best there--flowers, as opposed to cacti or succulents. There would be time (so he thought) for gardening. He had a wooden gate that needed a coat of paint. He had a monthly salary.

But these shaggy recesses were at all seasons a familiar surrounding to Olly and Mrs. Yeobright; and the addition of darkness lends no frightfulness to the face of a friend.

A man who asks for your time but doesn't value it, will one day ask for your money and won't return it.

One day I will lend this heart of mine out -- like a well-read library book -- to someone who'll decide to rip the return date straight out of the inner binding and never let me go.

Make a difference in someones life everyday. It does make a difference. Everyone has the ability to make a difference. It doesn't take much to give someone encouragement. The wheel always comes full circle, and whatever we give out will always return to us. The most meaningful acts are often the ones we commit without prompting or expectations. We have such profound power when we lend an ear, a hand, or an act of kindness

It’s easy to be kind to friends who return your smiles and happily lend a helping hand. But the true test of good character is finding the will and desire to be kind and charitable to those who give us absolutely no motivation to do so.

Your ignorance, brother," returned she, "as the great Milton says, almost subdues my patience."[*] "D—n Milton!" answered the squire: "if he had the impudence to say so to my face, I'd lend him a douse, thof he was never so great a man.

Lending Out Books You're always giving, my therapist said. You have to learn how to take. Whenever you meet a woman, the first thing you do is lend her your books. You think she'll have to see you again in order to return them. But what happens is, she doesn't have the time to read them, & she's afraid if she sees you again you'll expect her to talk about them, & will want to lend her even more. So she cancels the date. You end up losing a lot of books. You should borrow hers.

By the time the war was over, Bangladesh was a devastated country. The economy was shattered. Millions of people needed to be rehabilitated. I knew that I had to return home and participate in the work of nation building. I thought I owed it to myself.

Not pursuing your “own pleasure” on the Sabbath requires self-discipline. You may have to deny yourself of something you might like. If you choose to delight yourself in the Lord, you will not permit yourself to treat it as any other day. Routine and recreational activities can be done some other time. Think of this: In paying tithing, we return one-tenth of our increase to the Lord. In keeping the Sabbath holy, we reserve one day in seven as His. So it is our privilege to consecrate both money and time to Him who lends us life each day.

Marcus Goldman in 1869 launched what would become Goldman, Sachs & Company and pioneered the use of what is known today as commercial paper. In return for lending a merchant, say, $900, Goldman would receive a written promise from the merchant to pay back $1,000. That paper could then be traded like a security.

Men are selfish and petty,” argued Erlang Shen, Grand Marshal of the Heavenly Forces. “Their life spans are so short that they give no thought to the future of the land. If we lend them aid, they will drain this earth and squabble among themselves. There will be no peace.” “But they are suffering now.” Erlang Shen’s twin sister, the beautiful Sanshengmu, led the opposing faction. “We have the power to help them. Why do we withhold it?” “You are blind, sister,” said Erlang Shen. “You think too highly of mortals. They give nothing to the universe, and the universe owes them nothing in return. If they cannot survive, then let them die.

It is unimpressive to not return what’s been borrowed. Whether you have borrowed money, folding chairs, yard tools, or a popular book, always make sure you return to another person what is rightfully theirs. Lending it to you in the first place was a gift of trust and assistance. Being slow to give back in return may be considered rude.

Second, it is also quite clear that, all things considered, this very high level of public debt served the interests of the lenders and their descendants quite well, at least when compared with what would have happened if the British monarchy had financed its expenditures by making them pay taxes. From the standpoint of people with the means to lend to the government, it is obviously far more advantageous to lend to the state and receive interest on the loan for decades than to pay taxes without compensation. Furthermore, the fact that the government’s deficits increased the overall demand for private wealth inevitably increased the return on that wealth, thereby serving the interests of those whose prosperity depended on the return on their investment in government bonds.

The Turn of the Screw” has been turned and returned through a large number of critical approaches, perhaps only rivaled in this regard by Hamlet. The spectrum of critical approaches ranges from Freudian, to feminist, to gay, to materialist, partly because the complexity of the first-person narrative lends itself to analysis and partly because the tale also offers an engaging twist on the traditional genre of the ghost story.

A return to classical bank policy would deem loans fraudulent and annul debts when creditors do not lend with any reasonable calculation of how the debt can be paid in the normal course of economic life. Loans made without such a calculation should be considered predatory. The natural check on such behavior is to permit mortgage debtors to walk away from their homes, free of the debts attached to them, letting title revert to the banks that over-lent.

I knew that our minutes were numbered, but I didn't dare count them, just as I knew where all this was headed, but didn't care to read the mileposts. This was a time when I intentionally failed to drop bread crumbs for my return journey; instead, I ate them. (...) I suddenly realized that we were on borrowed time, that time is always borrowed, and that the lending agency exacts its premium precisely when we are least prepared to pay and need to borrow more.

About some books we feel that our reluctance to return to them is the true measure of our admiration. It is hard to suppose that many people go back, from a spontaneous desire, to reread 1984: there is neither reason nor need to, no one forgets it. The usual distinctions between forgotten details and a vivid general impression mean nothing here, for the book is written out of one passionate breath, each word is bent to a severe discipline of meaning, everything is stripped to the bareness of terror. Kafka's The Trial is also a book of terror, but it is a paradigm and to some extent a puzzle, so that one may lose oneself in the rhythm of the paradigm and play with the parts of the puzzle. Kafka's novel persuades us that life is inescapably hazardous and problematic, but the very 'universality' of this idea helps soften its impact: to apprehend the terrible on the plane of metaphysics is to lend it an almost soothing aura.

I never met a librarian worth his or her salt who didn't perceive my passion for books. And without exception, each one would lend me a book on a subject we had been discussing. No paperwork, no formalities of any kind, no rules or regulations. My unspoken side of the bargain was to protect them, in two ways; first by keeping the book unharmed - not that easy, especially in bad weather, but when it rained, I carried the book next to my skin. I can tell you now that carrying Gulliver's Travels or Lays of Ancient Rome or Mr. Oscar Wilde's stories or Mr. William Yeat's poems next to my heart gave me a kind of sweet pleasure. The second half of the bargain often nearly broke my heart, but I always kept it - and that was to return the book safe and sound to the library that had lent it. To part company with Mr. Charles Dickens or Mr. William Makepeace Thackeray and his lovely name! - that was harder than saying good-bye to a dear flesh-and-blood companion. But I always did it - and I sent the book by registered post, no small consideration of cost given the peculiar economics of an itinerant storyteller.

Today is a writing day. My head is spinning with rapture as the words rise from my throat. I am dizzy from holding the world in my palm. At dusk, my lantern and I go in search of cries of the destitute, the displaced, and dispossessed. I lend them my pen and offer them my heart. Today is a sacred day. My skin is anointed with their blood, and I am ready to battle the darkness. With hope as my shield and love as my sword, I will not return until dawn. Because no one must be forgotten. Because victory is possible. Because anything is possible, for today is a writing day.

The afternoon sun was bright above the cloud, lending to the scene a silvery glow that leached the sea of colour and picked out points of white light in the sand. The very raindrops seemed to shimmer in the air; the wind, blowing chill from the ocean, carried with it a pleasant, rusty smell. All this did much to dispel Devlin's torpor, and in very little time at all he was red-cheeked and smiling, his white brimmed hat clamped tight to his head with the palm of his hand. He decided to make the most of his perambulation, and return to Hokitika via the high terrace of Seaview: the site of the future Hokitika Gaol, and Devlin's own future residence.

I have a loan of three yen from Kiyo, which I have not yet returned, although five years have passed. Do not think I cannot pay it back, but I will not, for the noble Kiyo will never dream of being paid back; she never lends me money in prospect of my greater income. On my part too, it would be a sin to think of returning it, as it would indicate that the tie binding us is based on duty and not upon affection. The more I think of such a thing, the greater pain would it give Kiyo, for it might mean that I doubted the purity of her mind. It is true the debt has not been paid back, but it is not because I considered it nothing, but because I think her a part of my own flesh and blood.

When you have a problem with an adult—say, for example, you have a friend who's always borrowing things and returning them late or broken or not at all—you probably don't think about how you can punish that person. You think about how to respectfully protect yourself. You don't say, "Now that you've given me back my jacket with a stain on it, and broken the side mirror off my car, I'm going to . . . slap you." That would be assault. Or ". . . lock you in your room for an hour." That would be imprisonment. Or ". . . take away your smart phone." That would be theft. You'd probably say something like, "I don't feel comfortable lending you clothes anymore. I get very upset when they come back damaged. And, I can't lend you my car, which I just got repaired. I need to have it in working condition. In fact, I'd appreciate some help with the repair bill!

Ha!’ cackled the fiend, ‘I expect you’d like revenge on that husband of yours. Murder shouldn’t go unpunished, and no creature enjoys delivering chastisement as much as I. What about giving him a taste of his own medicine? If you’d be so kind as to lend me your body, I’ll set him dancing to my tune.’ The wife’s spectre grimaced and nodded, at which the wicked Likho stripped off the nightgown, then the dead woman’s pliant skin, peeling back the flaccid folds. These it left in a slack heap. It gobbled her flesh and sucked the bones clean. These it hid behind the stove, before inserting itself inside the empty, wrinkled carcass, taking the former position of the corpse. Its fat tongue swiped the last juices from around its lips. When the husband returned home, all was as it had been; there was not a speck of blood to be seen, although the strangest smell of rotten eggs lingered

So few were the readers at that time in Philadelphia, and the majority of us so poor, that I was not able, with great industry, to find more than fifty persons, mostly young tradesmen, willing to pay down for this purpose forty shillings each, and ten shillings per annum. On this little fund we began. The books were imported; the library was opened one day in the week for lending to the subscribers, on their promissory notes to pay double the value if not duly returned. The institution soon manifested its utility, was imitated by other towns, and in other provinces. The libraries were augmented by donations; reading became fashionable; and our people, having no publick amusements to divert their attention from study, became better acquainted with books, and in a few years were observ'd by strangers to be better instructed and more intelligent than people of the same rank generally are in other countries.

So few were the readers at that time in Philadelphia, and the majority of us so poor, that I was not able, with great industry; to find more than fifty persons, mostly young tradesmen, willing to pay down for this purpose forty shillings each, and ten shillings per annum. On this little fund we began. The books were imported; the library was opened one day in the week for lending to the subscribers, on their promissory notes to pay double the value if not duly returned. The institution soon manifested its utility, was imitated by other towns, and in other provinces. The libraries were augmented by donations; reading became fashionable; and our people, having no publick amusements to divert their attention from study, became better acquainted with books, and in a few years were observ'd by strangers to be better instructed and more intelligent than people of the same rank generally are in other countries.

The front is a cage in which we must await fearfully whatever may happen. We lie under the network of arching shells and live in a suspense of uncertainty. Over us, Chance hovers. If a shot comes, we can duck, that is all; we neither know nor can determine where it will fall. It is this Chance that makes us indifferent. A few months ago I was sitting in a dug-out playing skat; after a while I stood up and went to visit some friends in another dug-out. On my return nothing more was to be seen of the first one, it had been blown to pieces by a direct hit. I went back to the second and arrived just in time to lend a hand digging it out. In the interval it had been buried. It is just as much a matter of chance that I am still alive as that I might have been hit. In a bomb-proof dug-out I may be smashed to atoms and in the open may survive ten hours’ bombardment unscathed. No soldier outlives a thousand chances. But every soldier believes in Chance and trusts his luck.

Love Your Enemies 27“But I say to you who hear, Love your enemies, do good to those who hate you, 28bless those who curse you, pray for those who abuse you. 29To one who strikes you on the cheek, offer the other also, and from one who takes away your cloak do not withhold your tunic [2] either. 30Give to everyone who begs from you, and from one who takes away your goods do not demand them back. 31And as you wish that others would do to you, do so to them. 32“If you love those who love you, what benefit is that to you? For even sinners love those who love them. 33And if you do good to those who do good to you, what benefit is that to you? For even sinners do the same. 34And if you lend to those from whom you expect to receive, what credit is that to you? Even sinners lend to sinners, to get back the same amount. 35But love your enemies, and do good, and lend, expecting nothing in return, and your reward will be great, and you will be sons of the Most High, for he is kind to the ungrateful and the evil. 36Be merciful, even as your Father is merciful.

It also taught him a useful trick for seducing opponents. After one rich and well-bred member spoke against him, Franklin decided to win him over: I did not, however, aim at gaining his favor by paying any servile respect to him, but, after some time, took this other method. Having heard that he had in his library a certain very scarce and curious book, I wrote a note to him, expressing my desire of perusing that book, and requesting he would do me the favor of lending it to me for a few days. He sent it immediately, and I returned it in about a week with another note, expressing strongly my sense of the favor. When we next met in the House, he spoke to me (which he had never done before), and with great civility; and he ever after manifested a readiness to serve me on all occasions, so that we became great friends, and our friendship continued to his death. This is another instance of the truth of an old maxim I had learned, which says, “He that has once done you a kindness will be more ready to do you another, than he whom you yourself have obliged.

(Corinthian:) Now those among us who have ever had dealings with the Athenians, do not require to be warned against them; but such as live inland and not on any maritime highway should clearly understand that, if they do not protect the sea-board, they will find it more difficult to carry their produce to the sea, or to receive in return the goods which the sea gives to the land. They should not lend a careless ear to our words, for they nearly concern them; they should remember that, if they desert the cities on the sea-shore, the danger may some day reach them, and that they are consulting for their own interests quite as much as for ours. And therefore let no one hesitate to accept war in exchange for peace. Wise men refuse to move until they are wronged, but brave men as soon as they are wronged go to war, and when there is a good opportunity make peace again. They are not intoxicated by military success; but neither will they tolerate injustice from a love of peace and ease. For he whom pleasure makes a coward will quickly lose, if he continues inactive, the delights of ease which he is so unwilling to renounce; and he whose arrogance is stimulated by victory does not see how hollow is the confidence which elates him. (Book 1 Chapter 120.2-4)

My first objection to this stance is that being nonjudgmental is internally contradictory and an impossibility. Return to the extreme cases: If you refuse to accept that there are any objective differences, expressible as continua from negative to positive, between the nude painted on black velvet and Titian’s Venus of Urbino, between a Harlequin romance and Pride and Prejudice, between How Much Is That Doggy in the Window and Eine Kleine Nachtmusik, you are not standing above the fray, refusing to be judgmental. It is a judgment on the grandest of all scales to say that How Much Is That Doggy in the Window is, in terms of its quality as a musical composition, indiscriminable from Eine Kleine Nachtmusik. And if you really believe it, you have also made a sweeping judgment about the capacity of the human mind to assess information. The impossibility of being nonjudgmental does not go away as the differences in quality become smaller. The nature of the judgments merely changes. When we are comparing Venus of Urbino with a Rembrandt self-portrait, we immediately understand that no objective dimension enables us to say that one work is better than the other. But there remain dimensions on which the two paintings differ, and those dimensions lend themselves to comparisons in which one work may be found superior to the other. One may choose to examine those differences or not, but one does not have the option of saying that no differences exist.

Kay suffered from a congenital lack of energy, and after taking books out of W.H. Smith's lending libraries in Swindon and Marlborough she would succumb to a mysterious, destructive lassitude which prevented her from returning them until long after the dates written on the little tickets dangling reproachfully from their spines. Conscious of having incurred a debt which mounted terrifyingly with every day that went by, and unable to compute with even approximate accuracy the sum of the fines to which she might eventually be liable, she would postpone their settlement yet further. When at last Kay feared that some river of no return had been fatally crossed, she judged it too much to much of a risk to be seen passing W.H. Smith's shop windows in either town, and to escape notice, recognition and exposure she would condemn herself to inconvenient detours, dodging down side alleys or hiding behind traffic in the main streets except on safe Sundays and early-closing afternoons. Most of the borrowed books did in the end find their way back to the libraries(sometimes conveyed there by me) but one of her favourites - Without My Cloak by Kate O'Brien - still remained in her possession. Kay's sense of guilt at having in effect stolen Without My Cloak had become so overwhelming that she now refused to visit Marlborough or Swindon at all unless she was covered up in some sort of wrap as a token disguise - in fact(I made myself laugh at the thought as I waited for the hours to pass in my lonely dark hilltop watch) in those places she was never without her cloak!

My oral tradition has gradually been overlaid and is in danger of vanishing: at the age of eleven or twelve I was abruptly ejected from this theatre of feminine confidences - was I thereby spared from having to silence my humbled pride? In writing of my childhood memories I am taken back to those bodies bereft of voices. To attempt an autobiography using French words alone is to lend oneself to the vivisector's scalpel, revealing what lies beneath the skin. The flesh flakes off and with it, seemingly, the last shreds of the unwritten language of my childhood. Wounds arc reopened, veins weep, one's own blood flows and that of others, which has never dried. As the words pour out, inexhaustible, maybe distorting, our ancestral night lengthens. Conceal the body and its ephemeral grace. Prohibit gestures - they arc too specific. Only let sounds remain. Speaking of oneself in a language other than that of the elders is indeed to unveil oneself, not only to emerge from childhood but to leave it, never to return. Such incidental unveiling is tantamount to stripping oneself naked, as the demotic Arabic dialect emphasizes. But this stripping naked, when expressed in the language of the former conquerer (who for more than a century could lay his hands on everything save women's bodies), this stripping naked takes us back oddly enough to the plundering of the preceding century. When the body is not embalmed by ritual lamentations, it is like a scarecrow decked in rags and tatters. The battle-cries of our ancestors, unhorsed in long-forgotten combats, re-echo across the years; accompanied by the dirges of the mourning-women who watched them die.

The sailors, goaded by the remorseless pangs of hunger, had eaten their leather belts, their shoes, the sweatbands from their caps, although both Clayton and Monsieur Thuran had done their best to convince them that these would only add to the suffering they were enduring. Weak and hopeless, the entire party lay beneath the pitiless tropic sun, with parched lips and swollen tongues, waiting for the death they were beginning to crave. The intense suffering of the first few days had become deadened for the three passengers who had eaten nothing, but the agony of the sailors was pitiful, as their weak and impoverished stomachs attempted to cope with the bits of leather with which they had filled them. Tompkins was the first to succumb. Just a week from the day the LADY ALICE went down the sailor died horribly in frightful convulsions. For hours his contorted and hideous features lay grinning back at those in the stern of the little boat, until Jane Porter could endure the sight no longer. "Can you not drop his body overboard, William?" she asked. Clayton rose and staggered toward the corpse. The two remaining sailors eyed him with a strange, baleful light in their sunken orbs. Futilely the Englishman tried to lift the corpse over the side of the boat, but his strength was not equal to the task. "Lend me a hand here, please," he said to Wilson, who lay nearest him. "Wot do you want to throw 'im over for?" questioned the sailor, in a querulous voice. "We've got to before we're too weak to do it," replied Clayton. "He'd be awful by tomorrow, after a day under that broiling sun." "Better leave well enough alone," grumbled Wilson. "We may need him before tomorrow." Slowly the meaning of the man's words percolated into Clayton's understanding. At last he realized the fellow's reason for objecting to the disposal of the dead man. "God!" whispered Clayton, in a horrified tone. "You don't mean—" "W'y not?" growled Wilson. "Ain't we gotta live? He's dead," he added, jerking his thumb in the direction of the corpse. "He won't care.

joke around—nothing serious—as I work to get my leg back to where it was. Two weeks later, I’m in an ankle-to-hip leg brace and hobbling around on crutches. The brace can’t come off for another six weeks, so my parents lend me their townhouse in New York City and Lucien hires me an assistant to help me out around the house. Some guy named Trevor. He’s okay, but I don’t give him much to do. I want to regain my independence as fast as I can and get back out there for Planet X. Yuri, my editor, is griping that he needs me back and I’m more than happy to oblige. But I still need to recuperate, and I’m bored as hell cooped up in the townhouse. Some buddies of mine from PX stop by and we head out to a brunch place on Amsterdam Street my assistant sometimes orders from. Deacon, Logan, Polly, Jonesy and I take a table in Annabelle’s Bistro, and settle in for a good two hours, running our waitress ragged. She’s a cute little brunette doing her best to stay cheerful for us while we give her a hard time with endless coffee refills, loud laughter, swearing, and general obnoxiousness. Her nametag says Charlotte, and Deacon calls her “Sweet Charlotte” and ogles and teases her, sometimes inappropriately. She has pretty eyes, I muse, but otherwise pay her no mind. I have my leg up on a chair in the corner, leaning back, as if I haven’t a care in the world. And I don’t. I’m going to make a full recovery and pick up my life right where I left off. Finally, a manager with a severe hairdo and too much makeup, politely, yet pointedly, inquires if there’s anything else we need, and we take the hint. We gather our shit and Deacon picks up the tab. We file out, through the maze of tables, and I’m last, hobbling slowly on crutches. I’m halfway out when I realize I left my Yankees baseball cap on the table. I return to get it and find the waitress staring at the check with tears in her eyes. She snaps the black leather book shut when she sees me and hurriedly turns away. “Forget something?” she asks with false cheer and a shaky smile. “My hat,” I say. She’s short and I’m tall. I tower over her. “Did Deacon leave a shitty tip? He does that.” “Oh no, no, I mean…it’s fine,” she says, turning away to wipe her eyes. “I’m so sorry. I just…um, kind of a rough month. You know how it is.” She glances me up and down in my expensive jeans and designer shirt. “Or maybe you don’t.” The waitress realizes what she said, and another round of apologies bursts out of her as she begins stacking our dirty dishes. “Oh my god, I’m so sorry. Really. I have this bad habit…blurting. I don’t know why I said that. Anyway, um…” I laugh, and fish into my back pocket for my wallet. “Don’t worry about it. And take this. For your trouble.” I offer her forty dollars and her eyes widen. Up close, her eyes are even prettier—large and luminous, but sad too. A blush turns her skin scarlet “Oh, no, I couldn’t. No, please. It’s fine, really.” She bustles even faster now, not looking at me. I shrug and drop the twenties on the table. “I hope your month improves.” She stops and stares at the money, at war with herself. “Okay. Thank you,” she says finally, her voice cracking. She takes the money and stuffs it into her apron. I feel sorta bad, poor girl. “Have a nice day, Charlotte,” I say, and start to hobble away. She calls after me, “I hope your leg gets better soon.” That was big of her, considering what ginormous bastards we’d been to her all morning. Or maybe she’s just doing her job. I wave a hand to her without looking back, and leave Annabelle’s. Time heals me. I go back to work. To Planet X. To the world and all its thrills and beauty. I don’t go back to my parents’ townhouse; hell I’m hardly in NYC anymore. I don’t go back to Annabelle’s and I never see—or think about—that cute waitress with the sad eyes ever again. “Fucking hell,” I whisper as the machine reads the last line of

This book is the property of Annie Jeffrey. If this be borrowed by a friend, quite welcome shall he be to read, to study, to not lend but to return to me. Not that imparted knowledge doth diminish learning, but books I find often lent return to me no more. Read, understand what you read, and return in due time with the corners of the leaves not turned down.

21 “Do not mistreat or oppress a foreigner, for you were foreigners in Egypt. 22 “Do not take advantage of the widow or the fatherless. 23 If you do and they cry out to me, I will certainly hear their cry. 24 My anger will be aroused, and I will kill you with the sword; your wives will become widows and your children fatherless. 25 “If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest. 26 If you take your neighbor’s cloak as a pledge, return it by sunset, 27 because that cloak is the only covering your neighbor has. What else can they sleep in? When they cry out to me, I will hear, for I am compassionate.

Zero Line Spender, Saver, Wealth Creator Your financial personality type determines your financial position in life. Let’s say there is a zero financial line that represents a position where you owe nothing and have nothing. Perhaps you can remember those days getting started on your own. So, let us assume you just graduated from college and you’re one of the lucky few who graduated at the zero line, you owe nothing. Pretty amazing considering that in 2013, the debt on student loans exceeded all credit card debt owed in America. But fortunately, you made it out free and clear to the zero line. You’re a “Spender” so you go to the showroom and pick one out. With your job and the car as collateral, you get a car loan and you drop below the zero line. You lifestyle gets more and more expensive and since you are a ‘Spender” you probably take on credit card debt to help finance your lifestyle desires. You are constantly working your way back to becoming a zero, financially speaking. Then, you get married and now there are two in debt working their way back to zero. Eventually, children come along, and the odds of being able to put away enough money to pay your debt and interest and live on the top side of the zero line are becoming virtually impossible. Unfortunately, many Americans live in this position with little or no chance of ever living debt free. When something comes along that requires their savings, they must deplete their funds in order to avoid paying interest and then they must start saving again for their next expense. They are constantly returning to the zero line. The money they have accumulated is compounding interest, giving them uninterrupted growth. Having access to capital allows them to negotiate more favorable loans by collateralizing against their accounts rather than depleting them. They make payments to the lending institution with dollars from their current cash flow, protecting the growth of the money they have saved and invested for their future. Saving and investing with uninterrupted compounding is an important wealth concept for moving further and further away from the zero line.

I will lend you, for a little time,‬ ‪A child of mine, He said.‬ ‪For you to love the while he lives,‬ ‪And mourn for when he's dead.‬ ‪It may be six or seven years,‬ ‪Or twenty-two or three.‬ ‪But will you, till I call him back,‬ ‪Take care of him for Me?‬ ‪He'll bring his charms to gladden you,‬ ‪And should his stay be brief.‬ ‪You'll have his lovely memories,‬ ‪As solace for your grief.‬ ‪I cannot promise he will stay,‬ ‪Since all from earth return.‬ ‪But there are lessons taught down there,‬ ‪I want this child to learn.‬ ‪I've looked the wide world over,‬ ‪In search for teachers true.‬ ‪And from the throngs that crowd life's lanes,‬ ‪I have selected you.‬ ‪Now will you give him all your love,‬ ‪Nor think the labour vain.‬ ‪Nor hate me when I come‬ ‪To take him home again?‬ ‪I fancied that I heard them say,‬ ‪'Dear Lord, Thy will be done!'‬ ‪For all the joys Thy child shall bring,‬ ‪The risk of grief we'll run.‬ ‪We'll shelter him with tenderness,‬ ‪We'll love him while we may,‬ ‪And for the happiness we've known,‬ ‪Forever grateful stay.‬ ‪But should the angels call for him,‬ ‪Much sooner than we've planned.‬ ‪We'll brave the bitter grief that comes,‬ ‪And try to understand.‬ ‪From The Book LIVING THE YEARS 1949 ‬

I am a gold lender because I own more gold than I can use in my own trade. I desire my surplus gold to labor for others and thereby earn more gold. I do not wish to take risk of losing my gold for I have labored much and denied myself much to secure it. Therefore, I will no longer lend any of it where I am not confident that it is safe and will be returned to me. Neither will I lend it where I am not convinced that its earnings will be promptly paid to me.

On our return from the bush, we went straight back to work at the zoo. A huge tree behind the Irwin family home had been hit by lightning some years previously, and a tangle of dead limbs was in danger of crashing down on the house. Steve thought it would be best to take the dead tree down. I tried to lend a hand. Steve’s mother could not watch as he scrambled up the tree. He had no harness, just his hat and a chainsaw. The tree was sixty feet tall. Steve looked like a little dot way up in the air, swinging through the tree limbs with an orangutan’s ease, working the chainsaw. Then it was my turn. After he pruned off all the limbs, the last task was to fell the massive trunk. Steve climbed down, secured a rope two-thirds of the way up the tree, and tied the other end to the bull bar of his Ute. My job was to drive the Ute. “You’re going to have to pull it down in just the right direction,” he said, chopping the air with his palm. He studied the angle of the tree and where it might fall. Steve cut the base of the tree. As the chainsaw snarled, Steve yelled, “Now!” I put the truck in reverse, slipped the clutch, and went backward at a forty-five-degree angle as hard as I could. With a groan and a tremendous crash, the tree hit the ground. We celebrated, whooping and hollering. Steve cut the downed timber into lengths and I stacked it. The whole project took us all day. By late in the afternoon, my back ached from stacking tree limbs and logs. As the long shadows crossed the yard, Steve said four words very uncharacteristic of him: “Let’s take a break.” I wondered what was up. We sat under a big fig tree in the yard with a cool drink. We were both covered in little flecks of wood, leaves, and bark. Steve’s hair was unkempt, a couple of his shirt buttons were missing, and his shorts were torn. I thought he was the best-looking man I had ever seen in my life. “I am not even going to walk for the next three days,” I said, laughing. Steve turned to me. He was quiet for a moment. “So, do you want to get married?” Casual, matter-of-fact. I nearly dropped the glass I was holding. I had twigs in my hair an dirt caked on the side of my face. I’d taken off my hat, and I could feel my hair sticking to the sides of my head. My first thought was what a mess I must look. My second, third, and fourth thoughts were lists of every excuse in the world why I couldn’t marry Steve Irwin. I could not possibly leave my job, my house, my wildlife work, my family, my friends, my pets--everything I had worked so hard for back in Oregon. He never looked concerned. He simply held my gaze. As all these things flashed through my mind, a little voice from somewhere above me spoke. “Yes, I’d love to.” With those four words my life changed forever.

subject matter you select must: a) fire your enthusiasm and curiosity for at least the length of time it will take to produce a meaningful body of work; b) lend itself to images, as opposed to words and; c) remain continuously accessible so that you can return time and again to the same topic whenever you wish or have time. I

Gilder G, 1996. The Moral Sources of Capitalism. In: Gerson M (ed.), The Essential Neo-Conservative Reader. Reading, Massachusetts: Addison-Wesley Publishing Co., pp. 151-159 Quoting page 154: The next step above potlatching was the use of real money. The invention of money enabled the pattern of giving to be extended as far as the reach of faith and trust from the mumi’s tribe to the world economy. Among the most important transitional devices was the Chinese Hui. This became the key mode of capital formation for the overseas Chinese in their phenomenal success as tradesmen and retailers everywhere they went, from San Francisco to Singapore. A more sophisticated and purposeful development of the potlatching principle, the Hui began when the organizer needed money for an investment. He would raise it from a group of kin and friends and commit himself to give a series of ten feasts for them. At each feast a similar amount of money would be convivially raised and given by lot or by secret bidding to one of the other members. The rotating distribution would continue until every member had won a collection. Similar systems, called the Ko or Tanamoshi, created saving for the Japanese; and the West African Susu device of the Yoruba, when transplanted to the West Indies, provided the capital base for Caribbean retailing. This mode of capital formation also emerged prosperously among West Indians when they migrated to American cities. All these arrangements required entrusting money or property to others and awaiting returns in the uncertain future.

As this book has explored, we have always had different, complex motives for our relationships with our books. Jorge Luis Borges described a book as ‘a relationship, an axis of innumerable relationships’: Portable Magic has argued for two particular kinds of relationship in our long love affair with books. One is the interconnectedness of book form and book content. And the other is the reciprocity and proximity of books and their readers, in relationships that leave both parties changed. This copy of Portable Magic now carries traces of your DNA in its gutter, your fingerprints on its cover. If you own it, you can bend its page corners or write your name in it or make satirical comments in the margin. You can lend it, or return it to the library, or give it away, or send it to the charity shop, but it will always be somehow yours.

Take the hand outstretched when you’re weak and let it lend you strength.

Secure Man VS Vulnerable Man A secure man is someone who can identify their own weaknesses and improve. He can accept his flaws and maintain his self esteem. He knows his journey is never over, so he always strives for more. He lends strength to others needing a helping hand. He prefers to take the hard right over the easy wrong. He can handle constructive criticism without bitterness. He can provide for himself and his family. He can set goals for himself knowing one day he can achieve them. He is a multitasker. He doesn't make decisions just for the moment; He makes decisions that he knows will benefit and effect his whole life. If this man makes a mistake he will hold himself responsible and correct his mistake. He has confidence in himself and holds no one else accountable for his happiness and/or peace of mind. A sincere understanding of empathy for others, a sense of humility, and humbleness are reinforcing characteristics of this man. A secure man has faith in the Lord. A vulnerable man is someone who depends on others. He can not accomplish routine tasks or deliver on his own. He is always asking for a helping hand and has little or no self esteem. He lives for the moment without a life plan. He doesn't set lifetime goals. A vulnerable man is either too arrogant and ignorant to notice when somebody is trying to help him, so he rebels against those closest to him. A vulnerable man gets angry when things doesn't go his way. He doesn't only complain, he also complains about what others aren't doing for him. He can't provide for himself or others. You can never go to him for advice or will he extend a hand of help to others without wanting something in return. A vulnerable man can not make a decision and lives a reactive life instead of a proactive one. He knows right from wrong...but still decides to go the wrong way because it's the easiest. A vulnerable man seeks an enabler one who will bail them out time and time again. Others notices his individual weaknesses...However he chooses a life of denial and deflection. This man believes it is always someone else's fault and feels entitled to others hard work and efforts. A vulnerable man has no faith in a higher power and thinks he'll never have to answer for the choices made in their life.-27 September 2012-

However, when any one of our relations was found to be a person of very bad character, a troublesome guest, or one we desired to get rid of, upon his leaving my house, I ever took care to lend him a riding coat, or a pair of boots, or sometimes an horse of small value, and I always had the satisfaction of finding he never came back to return them. By this the house was cleared of such as we did not like; but never was the family of Wakefield known to turn the traveller or the poor dependent out of doors.

Some three thousand of us are moved by Peter's words, for we know his words come from God. We are baptized on this day. We know now what ere we knew not. The bridegroom is waiting. Through sacraments twain is made one flesh, one body. Tho he purchased our salvation with his own blood, he gives to us now the task of sharing the news of triumph over sin and death to all the nations. His gift to us is never diminished when it is shared. No man is an island and so we must likewise lend aid and encouragement to one another, that we each may grow in faith. We are a community of faith. By our faith, which the Spirit gives to us, all things are possible. And sans our faith, naught will be done. Let us be Christ's hands and hearts and minds, to help make our world worthy of our King's return. The bridegroom waits for consummation. The Church is born.

The securities lending business boils down to one concept: exchanging a security that someone needs for a different security or cash. The business is driven by the need of the dealer community to cover short positions, be it in stocks, Treasurys, agencies, corporate bonds, ADRs, or even ETFs. When a dealer is looking to cover a short position, they first check what are colloquially known as the “sec lenders.” The securities lending group will pull the security out of the end-user portfolio and lend it into the Repo market. When a securities lending group loans a security, they either receive cash or bonds in return. If they receive cash, they reinvest the cash. If they receive a bond, they earn a fee on the spread between where they loan the bond and borrow the other. In the case of cash, they need to invest it. They need an investment that generates a sufficient return to make the business viable, yet, at the same time, without taking too much risk. The safest and easiest way to invest is in overnight Treasury repo. The problem is that there’s very little profit lending a Treasury and reinvesting in a Treasury. In order to enhance returns, the securities lending groups take some risk. It’s not necessarily a lot of risk, but increasing returns involves increasing risk. It can be either interest rate risk, credit risk, or liquidity risk. Technically a combination of all three is possible, too, but that’s pretty dangerous. The yield curve is upward sloping most of the time, so investing for a longer period of time generally generates a higher yield. Let’s say the overnight rate is 2.00%, the one-month rate is 2.05%, and the three-month rate is at 2.15%. Instead of reinvesting cash overnight, there’s an extra 15 basis points for investing for three months. Since the end-investor clients usually hold their bonds to maturity, there’s only a small chance they will sell a bond during that three-month period. On top of that, the securities lending groups run multi-billion dollar portfolios, so they can ladder their investments.

Ukraine, March 1929 Roman founded an organization called OWK. He and Ostap made leaflets with their own hands, with the help of thick pencils, and distributed them all over the city, nailing them to doors and walls. When one of Afros' OGPO men stopped him on the street and asked about his actions, Roman replied, "I serve the revolution, comrade. And what are you doing?" The brothers were brought before Afros and Zhuk in the house they had confiscated in the village square. Zhuk asked if Roman wanted to be taken to Murmansk. Roman said no. He explained that apparently there were no kulaks left in Ispes after the concentrated purge six weeks ago. Therefore, Roman And Ostap decided to form an organization that anyone can join, and they are holding the first assembly next week. The organization is called OWK, the acronym for 'Organization without Kulaks'. "I even used the abominable Russian word, out of national solidarity with you and your friends, Comrade Zhuk," Roman said. "It is an organization of non-wealthy farmers, a definition that applies to the entire population that remained in Ispas. It is difficult to continue to maintain in Ukraine the class war between the successful farmer and the less successful farmer, in part because the classification changes from harvest to harvest. Kulak Mouser is the bane of the current harvest. And because the harvest was so bad and despite your laudable efforts, of course, there don't seem to be any kulaks left in our village. So we don't know exactly how to conduct the class war about which you spoke so eloquently a few weeks ago." Her novel to Jouk has a friendly smile. "We are deeply committed to purging the last of the anti-communist elements. And therefore - OW-K. "If you're serious, you'll participate in collectivization," said Jock. "I understand your point about the inefficiency of the small-scale farm, comrade," Roman said. "I am attentive to her. But listen to me until the end. The land of the Lazar family is far from the other farms, and it is impossible to connect it to them easily and create the collectivization, savings and cooperation that you strive for. So this is my proposal: my family and I will agree to meet your quota without collectivization. Let's show you how we work - with your help, maybe lend us a steel plow that expresses our new understanding and partnership? I'm sure it will work much better than our old wooden plows, and we'll do the rest. We will plow our land now, we will plant your wheat in August. We will work tirelessly for the cause and bring you the grain you demand. We will not give and we will not bargain.” "And in return?" "Nothing," Roman said. "In return we will continue to fatten horses and cows in peace." "You intend to pay other people to work in your wheat fields, Comrade Lazar?" asked Zhuk in a smooth voice. "Of course not," said Roman. "I know that even if I only have three horses, and I only pay two people to work for me, it means that I am a fat and lazy kulak, lower than a human pig. Then, as a founding member of OWK, I will have to destroy myself. So the answer is no. I will not pay anyone to work for me. Every person who passes through the fields will work for free, and that is the duty of all Ukrainians, right? As you told us we have to do to be counted for true patriots.

Make sure you lend a hand to those who succor you, so when they brag about doing A, B, C, and D for you, you can proudly say you helped with E, F, G, and H in return. Some folks just offer help to keep score; their succor isn’t genuine.

Lending Out Books You're always giving, my therapist said. You have to learn how to take. Whenever you meet a woman, the first thing you do is lend her your books. You think she'll have to see you again in order to return them. but what happens is, she doesn't have the time to read them, & she's afraid if she sees you again you'll expect her to walk about them, & will want to lend her even more. So she cancels the date. You end up losing a lot of books. You should borrow hers.

Similarly, as God “is kind to the ungrateful and the wicked” (Luke 6:35), and as he allows the blessings of nature to come “on the evil and on the good” (Matt. 5:45), so our love must be given without consideration to the relative merits or faults of the person we encounter. We are to love like the sun shines and like the rain falls: indiscriminately. We are to “be merciful, just as [our] Father is merciful” (Luke 6:36). We are to give to beggars, lend to those in need, not resist evildoers, and give without expecting anything in return (e.g., Matt. 5:39–42; Luke 6:31–36). In other words, we are to love without strings attached, without conditions, without any consideration whatsoever of the apparent worthiness of the person we encounter.

Lending Club is changing the face of lending by removing the bank from the process. It operates online bringing together investors and borrowers directly so that both can benefit. The borrower benefits by getting a lower interest rate and easy access to funds and the investor benefits by earning a higher return than traditional fixed income investments.

At the very least, a mortgage had to be pooled with other mortgages of other homeowners. Traders and investors would trust statistics and buy into a pool of several thousand mortgage loans made by a Savings and Loan, of which, by the laws of probability, only a small fraction should default. Pieces of paper could be issued that entitled the bearer to a pro-rata share of the cash flows from the pool, a guaranteed slice of a fixed pie. There could be millions of pools, each of which held mortgages with particular characteristics, each pool in itself homogeneous. It would hold, for example, home mortgages of less than one hundred and ten thousand dollars paying an interest rate of 12 per cent. The holder of the piece of paper from the pool would earn 12 per cent a year on his money plus his share of the repayments of principal from the homeowners. Thus standardised, the pieces of paper could be sold to an American pension fund, to a Tokyo trust company, to a Swiss bank, to a tax-evading Greek shipping tycoon living in a yacht in the harbour of Monte Carlo, to anyone with money to invest. Thus standardised, the pieces of paper could be traded. All the trader would see was the bond. All the trader wanted to see was the bond. A bond he could whip and drive. A line which would never be crossed could be drawn down the centre of the market. On one side would be the homeowner, on the other, investors and traders. The two groups would never meet; this is curious in view of how personal it seems to lend a fellow man the money to buy his home. The homeowner would only see his local Savings and Loan manager from whom the money came, and to whom it was, over time, returned. Investors and traders would see paper. Bob

To try am fully, evil needs to victories, not one. The first victory happens when an evil deed is perpetrated; the second victory, when evil is returned." 9 "in the Christian tradition, condemnation is an element of reconciliation, not an isolated independent judgment, even when reconciliation cannot be achi Pp ved. So we condemn most properly in the act of forgiving, and the act of separating the doer from the deed. That is how God in Christ condemned all wrongdoing." 15 "...unhealthy dreams and misdirected labors often become broken realities." 42 "...the story (of Christianity) frames what it means to remember rightly, and the God of this story makes remembering rightly possible." 44 "...peace can be honest and lasting only if it rests on the foundation of truth and justice." 56 "Seekers or truth, as distinct from alleged possessors of truth, will employ 'double vision'- they will give others the benefit of the doubt, they will inhabit imaginatively the world of others, and they will endeavor to view events in question from the perspective of others, not just their own." 57 "Those who love do not remember a persons evil deeds without also remembering her good deeds; they do not remember a person'a vices without also being mindful of their own failings. Thus the full story of wrongdoing becomes clear through the voice of love..."64 "...the highest aim of lovingly truthful memory seeks to bring about the repentance, forgiveness, and transformation of wrongdoers, and reconciliation between wrongdoers and their victims." 65 "And healing of the wrong without involving the wrong tour, therefore, can only be partial. To complete the healing, The relationship between the two needs to be mended. For Christians, this is what reconciliation is all about. Reconciliation with the wrongdoer completes the healing of the person who suffered the wrong. 84 Page 113: "Christ suffered in solidarity...what happened to him will also happen to him." "The dangers of this memory reside in its orientation not just to the past but also to the future." 113 "But let us beware that some accounts of what it means for Christ to have died on behalf of the ungodly...negates the notion of his involvement as a third party." 113 "Christian churches are communities that keep themselves alive- more precisely, that God keeps alive- by keeping alive the memories of the exodus and the passion." 126 "...but often they (churches) simply fail to incorporate right remembering of wrong suffered into the celebration of holy Communion. And even when they do incorporate such remembrance, they often keep it neatly sequestered from the memory of the passion. That memory becomes simply the story of what God has done for us wrongdoers or for a suffers, while remaining mute about how we ourselves remember the wrongs. With such stopping short, suffered wrongs are remembered only for God to comfort us in our pain and lend religious legitimacy to whatever uses we want to put those memories. No wonder we sometimes find revenge celebrating its victory under the mantle of religiously sanctioned struggle for the faith, for self protection, for national preservation, for our way of life- all in the name of God and accompanied by celebration of the self sacrificial love of Christ!" 127 "Communities of sacred memory are, at their best, schools of right remembering - remembering that is truthful and just, that heals individuals without injuring others, that allows the past to motivate a just struggle for justice and the grace-filled work of reconciliation." 128 Quoting Kierkegaard: "no part of life out to have so much meaning for a person that he cannot forget it at any moment he wants to; on the other hand, every single part of life ought to have so much meaning for a person that he can remember it at any moment." 166

After speaking those slightly concerning words, Archibald leaned back in the chair and crossed a leg in a very unfeminine manner, the crossing having the skirt of his gown lifting up a few inches, showing a remarkably white leg in the process. That the leg sported a black sock that was currently pooled around the man’s white ankle had Bram grinning. “I don’t mean to be forward, sir, but I’m more than willing to lend you a change of clothing if you have nothing of your own to change into,” Bram said. “I’ve never actually worn a gown before, but I have to imagine they’re not as comfortable as trousers. And since it’s clear you’re not wearing, er . . . petticoats, I have to imagine you’re experiencing a few drafts here and there.” Archibald returned Bram’s grin. “Gowns do seem to be a little breezy, and while I thank you for the offer of a change of clothing, I did bring a trunk of my own.

If you love those who love you, what benefit is that to you? For even sinners love those who love them. And if you do good to those who do good to you, what benefit is that to you? For even sinners do the same. And if you lend to those from whom you expect to receive, what credit is that to you? Even sinners lend to sinners, to get back the same amount. But love your enemies, and do good, and lend, expecting nothing in return, and your reward will be great, and you will be sons of the Most High, for he is kind to the ungrateful and the evil. Be merciful, even as your Father is merciful. (Luke 6:32–36)

The attitude the wealthy should adopt toward the destitute is explicated in more detail in other Lukan sayings. Particularly illuminating is the Lukan redaction of some material from Q, included in Jesus’ Sermon on the Plain (6:30-35a), and which differs at decisive points from the Matthean redaction: Give to everyone who begs from you; and of him who takes away your goods do not ask them again. And as you wish that men should do to you, do so to them. If you love those who love you, what credit is that to you? For even sinners love those who love them…And if you lend to those from who you hope to receive, what credit is that to you? Even sinners lend to sinners, to receive as much again. But love your enemies, and do good, and lend, expecting nothing in return. The whole passage is shot through with references to what the conduct of the rich ought to be toward the poor (cf Albertz 1983:202f; Schottroff and Stegemann 1986:112-116). What is particularly remarkable is that the Matthean love of enemies is now interpreted as love toward those who do not repay their debts!

The audio system piped Civil War-era piano into the examining room, lending the lab a strangely dichotomous feel of the modern twenty-first century medical facility and the late nineteenth century, when you poured whiskey over a bullet wound and hoped for the best. He could picture himself in a saloon after the end of the Civil War at the same time as he stood in the white and stainless steel lab.

Love Your Enemies 27[†]“But I say to you who hear,  s Love your enemies,  t do good to those who hate you, 28[†] u bless those who curse you,  s pray for those who abuse you. 29[†] v To one who  w strikes you on the cheek, offer the other also, and from one who takes away your cloak do not withhold your tunic [2] either. 30[†] x Give to everyone who begs from you, and from one who takes away your goods do not demand them back. 31[†]And  y as you wish that others would do to you, do so to them. 32[†] z “If you love those who love you, what benefit is that to you? For even sinners love those who love them. 33And if you do good to those who do good to you, what benefit is that to you? For even sinners do the same. 34And  a if you  b lend to those from whom you expect to receive, what credit is that to you? Even sinners lend to sinners, to get back the same amount. 35[†]But  c love your enemies, and do good, and lend, expecting nothing in return, and your reward will be great, and  d you will be sons of  e the Most High, for  f he is kind to the ungrateful and the evil. 36 g Be merciful, even as  h your Father is merciful.

Lend, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High. Luke 6:35

I am thrilled that I can lend him something and never worry about its return since its life in the cloud totally absolves us of all the guilty lender/borrower feeling of when should I ask for it back.

The credit cycle deserves a very special mention for its inevitability, extreme volatility and ability to create opportunities for investors attuned to it. Of all the cycles, it’s my favorite. The longer I’m involved in investing, the more impressed I am by the power of the credit cycle. It takes only a small fluctuation in the economy to produce a large fluctuation in the availability of credit, with great impact on asset prices and back on the economy itself. The process is simple: • The economy moves into a period of prosperity. • Providers of capital thrive, increasing their capital base. • Because bad news is scarce, the risks entailed in lending and investing seem to have shrunk. • Risk averseness disappears. • Financial institutions move to expand their businesses—that is, to provide more capital. • They compete for market share by lowering demanded returns (e.g., cutting interest rates), lowering credit standards, providing more capital for a given transaction and easing covenants. At the extreme, providers of capital finance borrowers and projects that aren’t worthy of being financed.

The object of all this returning and lending was, of course, Maomao. She, Gaoshun, and Hongniang all sighed at once: were they going to see a repeat of last time?

A corporation offers woke people money and influence, and in return they lend it the protective cloak of wokeness’s moral superiority to hide its wrongdoing.

Resting-in-place is something rocks do very well. They are not impervious to being shaken around and disturbed by the prevailing conditions in their environment, but it is in their nature to return to repose as soon as possible – to achieve a steady state in their place – that lends them an effortless poise and gracefulness

I'd be happy to lend a few [books] out. All you need to do is sign an oath in blood swearing they'll return unharmed.

Love Your Enemies 27 “But I say to you who listen: Love your enemies, do what is good to those who hate you, 28 bless those who curse you, pray for those who mistreat you. 29 If anyone hits you on the cheek, offer the other also. And if anyone takes away your coat, don't hold back your shirt either. 30 Give to everyone who asks you, and from one who takes your things, don't ask for them back. 31 Just as you want others to do for you, do the same for them. 32 If you love those who love you, what credit is that to you? Even sinners love those who love them. 33 If you do what is good to those who are good to you, what credit is that to you? Even sinners do that. 34 And if you lend to those from whom you expect to receive, what credit is that to you? Even sinners lend to sinners to be repaid in full. 35 But love your enemies, do what is good, and lend, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High. For He is gracious to the ungrateful and evil. 36 Be merciful, just as your Father also is merciful.

Investors still need to ask, how stable is the enterprise, and what are its future prospects? What are its earnings and cash flow? What is the downside risk of owning it? What is its liquidation value? How capable and honest is its management? What would you pay for the stock of this company if it were public? What factors might cause the owner of this business to sell control at a bargain price? Similarly, the pair never addressed how to analyze the purchase of an office building or apartment complex. Real estate bargains come about for the same reasons as securities bargains—an urgent need for cash, inability to perform proper analysis, a bearish macro view, or investor disfavor or neglect. In a bad real estate climate, tighter lending standards can cause even healthy properties to sell at distressed prices. Graham and Dodd’s principles—such as the stability of cash flow, sufficiency of return, and analysis of downside risk—allow us to identify real estate investments with a margin of safety in any market environment.

I ABHOR SOLAR ECLIPSES Eight different phases, Gibbous or Horned, eight different faces, with deception, it is adorned. The Moon is a counterfeit, is it not? Symbol of concord, but its larceny is caught; The Moon is ugly, is it not? Symbol of femininity, but its beauty is bought. For the lovers to stare at, for the forlorn to glare at, for the lost to seek, for the harmonious to keep. Even so, I resent the Moon, for its illumination is rented. I despise the Moon, for Its lustre is borrowed. I loathe the Moon, for it is in debt. I dread the Moon, for it is nothing, but dead. It is the Sun that I love, the giving star. The symbol of blazing spirit, mightiest, even though afar. It isn’t looked at enough, but every day, it still shows up; It isn’t relished as much, but every day, it still comes up. Its warmth is taken for granted, its incandescence is circumvented, its radiance is sidestepped, its intensity is toyed with. Yet it extends, its very own golden arms, deep into oceans and all across farms. It lends to the moon, it tends to the earth, it provides, it gives, for nothing in return. The Sun is beautiful, The Sun is magnificent, The Sun is alive, The Sun is proficient. Perhaps it is human tendency, to be deceived by appearance. The Moon is an accessory, The Sun is perseverance.

Reader, you have found again the book you were seeking, now you can pick up the broken thread; the smile returns to your lips. But do you imagine it can go on in this way, this story? No, not that novel! Yours! How long are you going to let yourself be dragged passively by the plot? You had flung yourself into the action, filled with adventurous impulses: and then? Your function was quickly reduced to that of one who records situations decided by others, who submits to whims, finds himself involved in events that elude his control. Then what use is your role as protagonist to you? If you continue lending yourself to this game, it means that you, too, are an accomplice of the general mystification.

Since governments have the ability to both make and borrow money, why couldn’t the central bank lend money at an interest rate of about 0 percent to the central government to distribute as it likes to support the economy? Couldn’t it also lend to others at low rates and allow those debtors to never pay it back? Normally debtors have to pay back the original amount borrowed (principal) plus interest in installments over a period of time. But the central bank has the power to set the interest rate at 0 percent and keep rolling over the debt so that the debtor never has to pay it back. That would be the equivalent of giving the debtors the money, but it wouldn’t look that way because the debt would still be accounted for as an asset that the central bank owns, so the central bank could still say it is performing its normal lending functions. This is the exact thing that happened in the wake of the economic crisis caused by the COVID-19 pandemic. Many versions of this have happened many times in history. Who pays? It is bad for those outside the central bank who still hold the debts as assets—cash and bonds—who won’t get returns that would preserve their purchasing power. The biggest problem that we now collectively face is that for many people, companies, nonprofit organizations, and governments, their incomes are low in relation to their expenses, and their debts and other liabilities (such as those for pensions, healthcare, and insurance) are very large relative to the value of their assets.

Jamsetji said: ‘I can afford to give but I prefer to lend’, as thereby the scholarships could go on in perpetuity, there being no pressure to return the money (no interest). He also did so presumably because self-respect and self-esteem are essential for self-actualization.

you have riches, do not lend it out at interest. Rather, give it to those who have need and confer it upon the poor who shall never return it. Beware of those who are dependent upon the pleasures of the flesh. Renounce the world—or you shall be overcome by it.

POOR PROTECTED. [Ex. 22:25–27; Deut. 24:12, 13] “If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest. If you take your neighbor’s cloak as a pledge, return it by sunset, because that cloak is the only covering your neighbor has. What else can they sleep in? When they cry out to me, I will hear, for I am compassionate.

Urban societies still needed cooperation, but limits to familiarity with fellow inhabitants and difficulty with quantifying the units of such cooperation meant that people required more formal ways to ensure a return on their helpful efforts. Cambridge University’s Paul Millett traced this developmental relationship between urbanization and interest loans in ancient Athens. The pattern he identified is clear—urbanism necessitated explicit contracts and gave rise to interest charges. Interest is a sweetener to induce someone to lend you what you need.

In the 1860s, during its civil war, the US suspended gold convertibility and printed paper money (known as “greenbacks”) to help monetize war debts. Around the time the US returned to its gold peg in the mid-1870s, a number of other countries joined the gold standard; most currencies remained fixed against it until World War I. Major exceptions were Japan (which was on a silver-linked standard until the 1890s, which led its exchange rate to devalue against gold as silver prices fell during this period) and Spain, which frequently suspended convertibility to support large fiscal deficits. During World War I, warring countries ran enormous deficits that were funded by central banks’ printing and lending of money. Gold served as money in foreign transactions, as international trust (and hence credit) was lacking. When the war ended, a new monetary order was created with gold and the winning countries’ currencies, which were tied to gold. Still, between 1919 and 1922 several European countries, especially those that lost the war, were forced to print and devalue their currencies. The German mark and German mark debt sank between 1920 and 1923. Some of the winners of the war also had debts that had to be devalued to create a new start. With debt, domestic political, and international geopolitical restructurings done, the 1920s boomed, particularly in the US, inflating a debt bubble. The debt bubble burst in 1929, requiring central banks to print money and devalue it throughout the 1930s. More money printing and more money devaluations were required during World War II to fund military spending. In 1944–45, as the war ended, a new monetary system that linked the dollar to gold and other currencies to the dollar was created. The currencies and debts of Germany, Japan, and Italy, as well as those of China and a number of other countries, were quickly and totally destroyed, while those of most winners of the war were slowly but still substantially depreciated. This monetary system stayed in place until the late 1960s. In 1968–73 (most importantly in 1971), excessive spending and debt creation (especially by the US) required breaking the dollar’s link to gold because the claims on gold that were being turned in were far greater than the amount of gold available to redeem them. That led to a dollar-based fiat monetary system, which allowed the big increase in dollar-denominated money and credit that fueled the inflation of the 1970s and led to the debt crisis of the 1980s. Since 2000, the value of money has fallen in relation to the value of gold due to money and credit creation and because interest rates have been low in relation to inflation rates. Because the monetary system has been free-floating, it hasn’t experienced the abrupt breaks it did in the past; the devaluation has been more gradual and continuous. Low, and in some cases negative, interest rates have not provided compensation for the increasing amount of money and credit and the resulting (albeit low) inflation.

P2PLendingSites.com is a comparison website designed for investors to compare different Peer-to-Peer (P2P) lending platforms. It offers a detailed and unbiased look at various platforms, comparing key factors such as returns on investments, platform features, and safety measures. Through reviews and comparison, it enables investors to make well-informed, confident decisions about where to invest their money in the P2P lending market.

The Global Financial Crisis of 2007–08 represented the greatest financial downswing of my lifetime, and consequently it presents the best opportunity to observe, reflect and learn. The scene was set for its occurrence by a number of developments. Here’s a partial list: Government policies supported an expansion of home ownership—which by definition meant the inclusion of people who historically couldn’t afford to buy homes—at a time when home prices were soaring; The Fed pushed interest rates down, causing the demand for higher-yielding instruments such as structured/levered mortgage securities to increase; There was a rising trend among banks to make mortgage loans, package them and sell them onward (as opposed to retaining them); Decisions to lend, structure, assign credit ratings and invest were made on the basis of unquestioning extrapolation of low historic mortgage default rates; The above four points resulted in an increased eagerness to extend mortgage loans, with an accompanying decline in lending standards; Novel and untested mortgage backed securities were developed that promised high returns with low risk, something that has great appeal in non-skeptical times; Protective laws and regulations were relaxed, such as the Glass-Steagall Act (which prohibited the creation of financial conglomerates), the uptick rule (which prevented traders who had bet against stocks from forcing them down through non-stop short selling), and the rules that limited banks’ leverage, permitting it to nearly triple; Finally, the media ran articles stating that risk had been eliminated by the combination of: the adroit Fed, which could be counted on to inject stimulus whenever economic sluggishness developed, confidence that the excess liquidity flowing to China for its exports and to oil producers would never fail to be recycled back into our markets, buoying asset prices, and the new Wall Street innovations, which “sliced and diced” risk so finely, spread it so widely and placed it with those best suited to bear it.

As I described it in “Open and Shut,” the capital market cycle is simple in its operation, and its message is easy to perceive. An uptight, cautious credit market usually stems from, leads to or connotes things like these: fear of losing money heightened risk aversion and skepticism unwillingness to lend and invest regardless of merit shortages of capital everywhere economic contraction and difficulty refinancing debt defaults, bankruptcies and restructurings low asset prices, high potential returns, low risk and excessive risk premiums Taken together, these things are indicative of a great time to invest. Of course, however, because of the role played by fear and risk aversion in their creation, most people shy away from investing while they are in force. That makes it difficult for most people to invest when the capital cycle is negative, just as it is potentially lucrative.

On the other hand, a generous capital market is usually associated with the following: fear of missing out on profitable opportunities reduced risk aversion and skepticism (and, accordingly, reduced due diligence) too much money chasing too few deals willingness to buy securities in increased quantity willingness to buy securities of reduced quality high asset prices, low prospective returns, high risk and skimpy risk premiums It’s clear from this list of elements that excessive generosity in the capital markets stems from a shortage of prudence and thus should give investors one of the clearest red flags. The wide-open capital market arises when the news is good, asset prices are rising, optimism is riding high, and all things seem possible. But it invariably brings the issuance of unsound and overpriced securities, and the incurrence of debt levels that ultimately will result in ruin. The point about the quality of new issue securities in a wide-open capital market deserves particular attention. A decrease in risk aversion and skepticism—and increased focus on making sure opportunities aren’t missed rather than on avoiding losses—makes investors open to a greater quantity of issuance. The same factors make investors willing to buy issues of lower quality. When the credit cycle is in its expansion phase, the statistics on new issuance make clear that investors are buying new issues in greater amounts. But the acceptance of securities of lower quality is a bit more subtle. While there are credit ratings and covenants to look at, it can take effort and inference to understand the significance of these things. In feeding frenzies caused by excess availability of funds, recognizing and resisting this trend seems to be beyond the ability of the majority of market participants. This is one of the many reasons why the aftermath of an overly generous capital market includes losses, economic contraction, and a subsequent unwillingness to lend. The bottom line of all of the above is that generous credit markets usually are associated with elevated asset prices and subsequent losses, while credit crunches produce bargain-basement prices and great profit opportunities. (“Open and Shut”)

Did I miss a party or something?” Turning her glare on Evangeline, she demanded, “What was all the hollering about? One patron asked if we were murdering people in the basement.” “And you associate that with a party?” Shane asked, frowning at the odd woman. “Depends on the party.” Softening, Carrow shrugged. “I told him we reserve that right only for those who do not return their books on time—it’s part of the lending-card agreement.

Christ taught that there was a difference between divine love and human love. Human love depends upon the one who is loved. If you meet my needs, if I find you attractive, and if our personalities are compatible, I will love you. Understandingly, human love changes... In contrast, divine love depends upon the lover; divine love says I can go on loving you even if you have stopped loving me. Divine love is based on a decision that continues even if the one who is loved changes. Divine love says, "You cannot make me stop loving you." In this context, read Christ's words: "But i say to you who hear, love your enemies, do good to those who hate you, bless those who curse you, pray for those who abuse you" (Luke 6:27-28). This kind of love even loves enemies. And if we want to know whether such tough love will really be worth the cost, Christ continues, "But love your enemies, and do good , and lend, expecting nothing in return, and your reward will be great, and you will be sons of the Most High, for he is kind to the ungrateful and evil" (v.35). Your reward will be great! So often we pray, "O God, make me godly." We want to be like God. Then God sends a difficult person into our life - perhaps a quarrelsome coworker - and we complain, insisting that He remove the "thorn" from us. But these trials are given to is that we might become "godly". You have it from Christ Himself. "Your reward shall be great!" - from "Your Eternal Reward" by Erwin Lutzer

Religion does have a tendency to cling to power. That is the nature of the beast. It lends spiritual credibility to barbaric acts, is given protection and sustenance in return.

I said, ‘I’m not going to be here for long.’ ‘The lending desk closes in five,’ she said. And she wheeled on towards a door with a poster on it saying Enter a World Of Adventure, and disappeared through it. For a while I couldn’t locate the Poetry shelves at all. I walked past Pottery and Ceramics, past Parenting Skills, Personal Development, Philosophy, Psychology and Pet Care, but there was no Poetry. I walked past an old man sitting beside a shelf that said Withdrawn Fiction: 10p, and a big woman in Scholl sandals and beige socks, reading a book called Bring Me My Arrows of Desire. I walked past a carousel displaying off-the-peg reading glasses – See Clearly Again for only £3.99! said a sign – a claim which seemed improbable to me, like one of Jesus’s miracles. Pinned to a cork noticeboard beside the carousel was another poster I hadn’t noticed the last time I’d gone there. It said: THE WORLD ENDS TOMORROW! (according to Nostradamus) So please make sure you return your overdue books

Page 10-11: Because of America's vigorous growth, and because the dollar plays a special role in the international economy, foreigners have been willing to finance the nation's imports and consumption. The bad news is that America's trade and investment deficits with the rest of the world (i.e., the amounts by which it is spending more than it is producing and borrowing more than it is lending) are growing so fast that they threaten to place the United States in the position of Thailand in 1997. That is to say, America's debts to the rest of the world may soon become large enough that its creditors could start wondering about the nation's ability to repay. Should foreigners lose faith in America's creditworthiness, they may start dumping dollars the way they dumped Thai baht. In that case, the American consumer would face significant belt-tightening to enable to country to start paying the debt down. Alternatively, the Federal Reserve could raise interest rates very high. This step would aim at persuading foreigners to keep up their lending by offering them higher rates of return on their loans, but it would also slow down the domestic economy by making the cost of money much more expensive for businesses and consumers. It would also add greatly to the total debt that would have to be repaid. ... A significant U.S. slowdown, therefore, would most likely leave the Japanese and Europeans (plus the Chinese and the rest of Asia and Latin America) with ever greater stockpiles of goods that no one could or would buy. These products would either languish on the shelf, or global price wars would break out, with each country trying to undercut the other in a frantic attempt to trim losses. Nations would either offer their goods for sale for much less than their production costs, or they would devalue their currencies, making them cheaper relative to other currencies. Thus their goods would automatically sell for less in foreign markets, and foreign goods would automatically become more expensive in their market.